Program

Underwriting Profile & Submission Procedures

PREFERRED RISK PROFILE ACCEPTABLE CLASSES OF BUSINESS Our Bus Program provides commercial automobile • Charter Bus: An automobile chartered for special coverages specifically designed for bus business owners trips - touring, picnics, outings, games and similar uses. operating vehicles described in the classes below. • : An automobile that carries students or other persons to and from school, or in any school TERRITORY activity, including games, outings and similar school The coverage territory is all states except Hawaii, trips. Separate codes and rating factors apply to: Louisiana, Montana and West Virginia. • School owned by political subdivisions or school districts. COVERAGE HIGHLIGHTS • All others, including independent contractors, private • Commercial Auto Liability schools and church-owned buses. • Includes Bodily Injury and Property Damage • Inter-City Bus: An automobile that picks up and • Limits offered up to $5,000,000 CSL; for higher limits, transports passengers on a published schedule of contact your Underwriter stops between stations located in two or more towns or • Liability deductible programs available cities. • Uninsured /Underinsured Motorists, Personal Injury • Urban Bus: An automobile that picks up, transports Protection and Medical Payments offered according and discharges passengers at frequent local stops to state law along a prescribed route. This classification applies • Physical Damage (Comprehensive & Collision) only to vehicles operated principally within the limits of • Fire, theft and combined additional coverages available a city or town and communities contiguous to such city • Deductibles from $1,000 up to $25,000 or town includes scheduled express service between • Garage Liability points on that route. • Limits offered up to $5,000,000 • Sightseeing Bus: An automobile accepting individual • Garagekeepers liability coverage available passengers for a for sightseeing or guided tours, • General Liability making occasional stops at certain points of interest • Includes Bodily injury and Property Damage, and returning the passengers to the point of origin. Contractual Liability and Personal injury • Para-: An auto of the van or bus type that • Limits offered up to $5,000,000 CSL may be wheelchair equipped and is used to provide • Excess Liability semi-scheduled/pre-scheduled service to those persons • Limits offered up to $5,000,000 with medical disabilities to and from scheduled non- emergency medical appointments. • Social Service Bus: An auto of the van or bus type that garage-to-garage, basis, not on a pick-up-to-destination is used to provide semi-scheduled/pre-scheduled service basis. The drivers are on file and approved by the to those persons in the greatest economic need to non- insurance company. medical appointments (i.e., job interviews, Department of • Bus or Airport : A for-hire auto of Social Services,Government Administrative Services and the van or bus type that transports passengers others). between and other passenger stations or • Public Transit Risks: An auto of the van or bus type motels. that picks up and transports passengers on a published schedule of stops between stations located PAYMENT OPTIONS in one city or municipality that collects . We offer a variety of installment plans for new and renewal business. And, for added convenience, Lancer’s Other acceptable classes of business that will be Electronic Payment Program (EPP) allows you to pay considered as part of a mixed fleet: online by electronic check. • Limousine: A sedan, sport utility or other specialty type vehicle with a stretched or extended SUBMISSION REQUIREMENTS body from 48-120 inches that has a seating capacity of • Completed and signed Lancer Bus Application 7 or more. The vehicle has a division between the • Currently-valued Loss Runs for the last five years driver and the passenger compartment and is used on • Complete Vehicle Schedule with ACV (Actual Cash a prearranged basis for business or special functions Value) listed for all vehicles for a minimum of 2 hours. The operator of the vehicle • Complete Driver List and MVRs is in attendance as chauffeur at the beginning and end of the function. The chauffeurs are on file and Submissions may be submitted via: approved by the insurance company. • Email: [email protected] • Sedan: A luxury sedan used on a • Fax: 516-889-9130 prearranged basis for a minimum of 2 hours, and business or special functions account for at least 70% For Underwriting questions regarding Lancer’s Bus of all usage. The operator of the vehicle is in Program, please contact: attendance as chauffeur at the beginning and ending 800-782-8902 ext. 3264 of the function. Insureds bill clients on a round trip, [email protected]

6676 Corporate Center Parkway, Suite 101, Jacksonville, FL 32216 • TEL. (844) 527-9489 • www.lancerinsurance.com