FMO newsJuly/August 2016

The Of"cial Publication of the Federation of Manufactured Home Owners of , Inc.

FMO News I Volume 53, Number 4 FMO NEWS Mobile/ Official publication of the Fed er a tion of Manufactured Home Owners of Florida Manufactured Home EDITORIAL Publisher The Federation INSURANCE of Manufactured Home Owners, Inc.

ADVERTISING SALES Joyce Fish SPECIALIST Account Executive (727) 530-7539 BROWARD/DADE COUNTY Dillon Insurance Agency, Inc. 6884 Taft Street, Hollywood, FL 33024 The FMO News (ISSN 0274-9882; USPS 356-320) is pub- lished bi-monthly by the Federation of Manufactured (954) 961-0503 Home Owners of Flor i da, Inc., 4020 Portsmouth N. Broward (954) 973-7443 Dade (305) 261-7963 Road, Largo, FL 33771-3318; phone: (727) 530-7539. FMO Website: www.fmo1.org. Periodicals Postage Toll-free (866)-961-0503 Paid at Largo, FL, and at addi tion al mailing offic es. POSTMASTER: Please send change of address notices to FMO News, P.O. Box 5350, Largo, FL 33779-5350. PINELLAS/PASCO/POLK, MANATEE/SARASOTA, HILLSBOROUGH Opin ions expressed in articles are not neces sar- i ly those of the FMO or its publisher. Mem ber- CHARLOTTE/LEE/COLLIER COUNTY ship in the Federation of Manufactured Home Own ers of Flori da, Inc., is $25 (U.S.) annu al ly or $65 (U.S.) for Coverage Available Statewide (except in Dade & Monroe Counties) a three-year membership and includes the FMO News sub scrip tion (one copy per home). Forty cents of every Security Life and Casualty membership is allo cated to the publish ing of the FMO 3750-5th Avenue N., St. Petersburg, FL 33713 News. Back is sues of the FMO News can be obtained for $1.88 per issue, if available, by writing to the above Pinellas/Pasco/Hillsborough (727) 327-7616 address. ©2014 Federation of Manufactured Home Mobile home age restrictions apply to the following counties: Own ers of Florida, Inc. 1986 and newer only: Manatee, Sarasota, Charlotte, Lee and Collier Manatee (941) 746-2836 The Federation of Manufactured Home Owners (FMO) Sarasota (941) 365-1684 News is the official publication of the Federation of Manufactured Home Owners of Flori da, Inc.—a state- All Other Counties (800) 247-7133 wide or gani za tion—and is in no way affiliated with or www.slcinsurefl.com subsidized by any mobile home manufac turer, deale r, park or in dus try association. AUTO INSURANCE QUOTES AVAILABLE Ac cep tance of ad ver tis ing by the FMO News does not consti- tute an en dorse ment by the FMO. A Preferred Pro vid er logo signifies a special FMO benefit the orga ni za tion has POLK/HILLSBOROUGH/PASCO con tract ed with the com pa ny. Jack’s Insurance Agency, Inc. 4710 New Tampa Highway, Lakeland, FL 33815-3256 F"#"$%&'() (* M%)+*%,&+$"# H(-" O.)"$/ (* F0($'#% (863) 688-9271 or (863) 686-5034 4020 Portsmouth Rd., Largo, FL 33771 or 800-732-0328 Fax: 863-683-8698 Phone: (727) 530-7539 email: [email protected] Fax: (727) 535-9427 Website: www.fmo1.org COVERAGE AVAILABLE STATEWIDE FMO Administrative Staff Bankers Alliance Insurance Group 240 NW Peacock Blvd., Suite 102 Port Saint Lucie, FL 34986 Executive Director Account Executive (800) 568-5163 or (772) 337-9787 Jane Clapp Joyce Fish or apply online at: www.baigonline.com [email protected] [email protected]

Member Services Supplies Manager [email protected] Beth Pankow Call one of these experienced agencies! [email protected]

2 2 July/August 2016

FMO 2 News BOARD ROOM John P. Salvucci FMO President

Summer is not a time to get too relaxed. This lose a major voice in the public arena. Please renew is storm season and already we have had a small your membership and ask your neighbors to join. taste of what can happen. So be prepared and have It is through this unity that we gain strength. If an emergency plan. Along those lines, when was you can volunteer a few hours a month, we can use the last time you had your tie-downs checked? An you. Call Jane Clapp at the Largo office and inform inspection every five years would be a good plan. her of areas you would be willing to assist in. In the wet Florida weather, tie-downs have a ten- The HOA Certification Classes will be up and dency to corrode and rust and no longer offer the running this fall, with the first one to be held in protection they should. Also, when was the last November. There will be about a half dozen in all; time your park updated its’ “Tie-down Application” watch for the one in your area. They will also be with Tallahassee Community College? The 60% noted on the website. needed to make application may have changed and As I stated in the last issue of the FMOnews, we needs updating. Has the skirting changed, which need to set in motion the structure for future lead- could make you eligible or possibly ineligible? ership and make it possible for the maximum num- Get out your application and look it over. Call ber of candidates to be available to choose from. At Tallahassee Community College at 850-201-8025 the June Board of directors meeting, I announced and update your application. It may be a good idea that I will be stepping down as your president as to have a committee within your HOA that would of 1 September, due to family and health issues. I take on this responsibility. If your neighbors go have enjoyed serving you and the FMO and now it north for the summer, do you know how to con- is time for new leadership. tact them in an emergency? The Legislative Committee is meeting and John P. Salvucci drawing up our legislative package for 2017. We FMO President have received many suggestions from our mem- bership and for that we thank you. Do remember, however, that it is much more difficult to pass a bill than it is to stop a bill. We must be realistic in Table Of Contents what we ask for. Board Room ...... 3 Another program that needs your support is Capitol Beat...... 5 the Consolidated Legal Fund. With each passing Tie-Down Program...... 8 week we see more HOAs getting involved and soon Legal Ease...... 10 we will be able to take action to support our HOAs Team DBPR...... 14 on a state-wide level. Don’t know what the CLF is? Go to our website and watch the power point FLAROC News...... 18 program and arrange for a speaker to come to your Member Services...... 21 HOA meeting to give your residents further infor- 9 X 10 Club...... 22 mation. News From the Field...... 24 Membership is critical to the FMO. It is our FMO Website Instructions...... 27 only source of revenue. Without members, FMO FMO Resource Material Form...... 30 would not exist, and without the FMO you will

FMO News 3 PRESIDENT FMO CONTACTS VICE PRESIDENT John Salvucci Larry North (407) 390-1147 (941) 721-3647 [email protected] [email protected] DIRECTOR AT LARGE DIRECTOR AT LARGE Jerry Durham Richard Twort (941) 637-0133 (386) 760-7140 [email protected] [email protected]

SECTION I - Districts 2 & 10 DISTRICT 2 - Pinellas DISTRICT 10 - Hillsborough James Hamilton John Hisiro - President Susan Ambrose-President (727) 470-7071 (724) 809-9344 (813) 365-1422 [email protected] [email protected] [email protected]

SECTION II - Districts 5, 7, 8 DISTRICT 5 - Manatee DISTRICT 7-Charlotte, DISTRICT 8 - Sarasota Joan Bartlett Lee, Collier, Hendry (941) 739-3989 John Bowman - President [email protected] (708) 214-8142 [email protected]

SECTION III - Districts 14 & 16 DISTRICT 14 - Volusia, Flagler, Duval, DISTRICT 16 - Seminole, Orange, Osceola Fred Berry St Johns, Santa Rosa Barry Hirshfield - President [email protected] Sam Rudland - President (386) 316-2237 (407) 572-4591 (877) 783-5263 [email protected] [email protected] DISTRICT 12A Palm Beach SECTION IV- Districts 12 & 12 A DISTRICT 12 - Broward, Dade, Monroe John St. Martin - President (561) 410-5697 [email protected]

SECTION V - Districts 1 & 6 DISTRICT 1 - Polk DISTRICT 6 - DeSoto, Glades, Hardee, Glenn Haney David Carr - President Highlands (863) 956-0146 (863) 816-6925 [email protected] [email protected] www.beaconterracehoa.org

SECTION VI - Districts 3 & 13 DISTRICT 3 - Lake DISTRICT 13 - Marion, Alachua, Putnam James Mull John Petrella - President Alice Agnello - President (352) 357-6230 (352) 669-6936 (352) 509-3509 [email protected] [email protected] [email protected]

SECTION VII - Districts 4 & 9 DISTRICT 4 - Indian River, St Lucie, DISTRICT 9 - Brevard Robert Dittmar Okeechobee, Martin Ron Guarnieri - President (772) 287-6246 Patti Timm - President (321) 480-9215 [email protected] (772) 763-0041 [email protected] [email protected] SECTION IX - Districts 11 & 17 DISTRICT 11 -Pasco (W of US 41), Hernando DISTRICT 17- Pasco (E of US 41), Sumter, Denise Kingsbury - President Citrus (727) 777-2731 [email protected]

4 July/August 2016 CAPITOL BEAT Your News from Tallahassee By FMO Legislative Counsel Nancy Black Stewart

FMO FRIENDS… Past, Present, and Future

Greetings all! I hope you’re having an easy summer and for those of you traveling to visit friends and family, please be safe! With the hot Florida sun bearing down on us, it may be difficult to realize the fall elections are right around the corner. The Florida Primary is August 30 and the General Election is November 8. You may also vote by mail by calling your county Supervisor of Elections and requesting absentee ballots. It is always important to support incumbents who have helped us protect the lifestyle you enjoy. Please remember this support is based on the last two years as well as assistance in previous years. Several of our advocates are in races, in the PRIMARY and/or the GENERAL. Please support them between now and then. Senator Jack Latvala, Clearwater , and Representative , Clearwater , are each on the General Election ballot. Representative Danny Burgess, Zephyrhills , was elected with- out opposition. Representative , Melbourne , and Representative Ray Pilon, Sarasota , each have a Senate Primary race and they have each been very helpful with mobile home issues. Many Senators and Representatives have been elected automatically inasmuch as they have no opposition and BIG congratulations are in order. Twelve, (12), Senators and Thirty, (30), Representatives are elected with- out a Primary or General Election. Please use the first two lists below of the Senators and Representatives who are returning to Tallahassee to start your outreach and communications now. Please invite them into your parks or regional meetings to hear from you. Tell them about your park/community lifestyle. And, PLEASE, take the time to explain the challenges and inequities you experience.

FMO News 5 FLORIDA SENATORS ELECTED without Opposition

District 2 Senator-Elect George Gainer Panama City District 4 Senator Aaron Bean Fernandia Beach District 5 Senator Rob Bradley Fleming Island District 6 Senator Audrey Gibson Jacksonville District 9 Senator David Simmons Altamonte Springs District 10 Senator Wilton Simpson Dade City District 20 Senator Tom Lee Brandon District 21 Senator Bill Galvano Bradenton District 26 Senator Denise Grimsley Sebring District 32 Senator-Elect Lauren Book Plantation District 33 Senator-Elect Perry Thurston, Jr. Lauderhill District 35 Senator Oscar Braynon Miami Gardens

FLORIDA HOUSE OF REPRESENTATIVES ELECTED without Opposition District 7 Representative Halsey Beshears Monticello District 17 Representative St. Johns District 20 Representative Clovis Watson Alachua District 32 Representative Larry Metz Yalaha District 33 Representative-Elect Don Hahnfeldt The Villages District 34 Representative-Elect Lecanto District 37 Representative Richard Corcoran Land O’Lakes District 38 Representative Danny Burgess Zephyrhills District 44 Representative Eric Eisnaugle Windermere District 55 Representative Cary Pigman Avon Park District 57 Representative Lithia District 62 Representative Janet Cruz Tampa District 64 Representative J.W. Grant Tampa District 71 Representative Jim Boyd Bradenton District 75 Representative-Elect Michael Grant Venice District 77 Representative Dane Eagle Cape Coral District 78 Representative Heather Fitzenhagen Ft. Myers District 81 Representative-Elect Joe Abruzzo Boynton Beach District 84 Representative Larry Lee Port St. Lucie District 89 Representative Bill Hager Boca Raton District 94 Representative Bobby DuBose Ft. Lauderdale District 96 Representative Kristin Jacobs Coconut Creek District 97 Representative Jared Moskowitz Coral Springs District 98 Representative Plantation District 99 Representative Ft. Lauderdale District 100 Representative Aventura District 101 Representative Shervin Jones Hollywood District 102 Representative Sharon Pritchett Miami District 109 Representative Miami District 117 Representative Kionne McGhee Miami

6 July/August 2016 Some of our FMO Friends could use your help and below you will find some recommendations. They have helped us and now it’s our turn. In the Senate Primary races we may have several of our Friends running against each other so vote your preference. The Florida Primary is August 30. Please invite candidates into your parks or regional meetings to hear from you. Tell them about your park/community lifestyle. You can also volunteer in their campaigns. That is invaluable to them and you have the opportunity to get to know them better. Often a former legislator or staffer runs so many are included here because we know where they stand on our issues.

FLORIDA SENATE PRIMARY Races District 1 Representative Doug Broxson Gulf Breeze District 11 Representative Randolph Bracy Ocoee District 12 Representative Dennis Baxley Ocala District 15 Representative Victor Torres Orlando District 17 Representative Ritch Workman Melbourne District 23 Representative Ray Pilon Sarasota District 27 Senator Lizbeth Benacquisto Ft. Myers District 28 Representative Kathleen Passidomo Naples District 29 Representative Kevin Rader Boca Raton District 30 Representative Bobby Powell W. Palm Beach District 31 Senator Jeff Clemons Lake Worth District 38 Representative Daphne Campbell Miami District 40 Senator Dwight Bullard Miami

FLORIDA HOUSE OF REPRESENTATIVES PRIMARY Races District 5 Representative DeFuniak Springs District 8 Representative Tallahassee District 9 Former Representative Loranne Ausley Tallahassee District 10 Representative Elizabeth Porter Lake City District 12 Former Representative Stan Jordan Jacksonville District 14 Former Representative Terry Fields Jacksonville District 16 Former Representative Dick Kravitz Jacksonville District 19 Mrs. Katherine Van Zant Palatka District 22 Representative Charlie Stone Ocala District 31 Representative Jennifer Sullivan Mt. Dora District 43 Representative Ricardo Rangel Kissimmee District 46 Representative Bruce Antone* Orlando District 50 Representative Orlando District 51 Representative Titusville District 85 Mr. Andrew Watt Palm Bch Gardens District 87 Representative Palm Springs District 91 Former Representative Boca Raton District 107 Representative Barbara Watson Miami Gardens District 113 Representative David Richardson Miami Beach District 118 Former Representative David Rivera Miami

I realize this is a lot to take in. Now is the time to tell your message and develop relationships! And, most importantly, PLEASE VOTE!!

FMO News 7

TIE- DOWN PROGRAM The State of Florida has allocated grant money through a contract with Tallahassee Community College to implement the Manufactured Home Tie-Down Enhancement Program. This program involves the enhancement of the tie-down and anchoring system of your home. The program does not intend to bring existing mobile homes up to code but to make the home as wind resistant as funding, physical characteristics and condition of premises permit. Please note : Each home worked on may receive differing quantities of new equipment depending on size, condition and physical characteristics.

This program is at NO COST to you. Skirting removal and re-installation on eligible homes is now being offered with the Program. All fees paid to the contractor are paid directly by Tallahassee Community College through a grant from the state. The additional tie-down and anchoring systems could help minimize damage to the mobile home arising from windstorms, tornadoes or hurricanes.

Eligibility to receive inspections and tie-down services is limited to the following:

1. A 60% mandatory participation rate is required and each manufactured home must be located within the boundaries of the mobile home community. 2. The manufactured home must be built and installed prior to September 1999. 3. The minimum height requirement for the manufactured home shall be at least 15” inches from the ground to the sidewall of the home. 4. The homeowner must properly complete and sign the AUTHORIZATION-TO- PROCEED FORM. 5. Skirting removal and re-installation on eligible homes is included in the Program. All skirting must be easily removable and able to be re-installed with minimal effort. Repair or replacement of any skirting will be the sole responsibility of the homeowner. Please note: Windstorm Mitigation Inc. reserves the right not to remove and re-install any skirting which does not meet Program requirements. Tallahassee Community College and the State of Florida are not responsible for the removal and re-installtion of the skirting. 6. The homeowner shall be responsible for the preparing and cleanup of the home site for the enhancement project. Preparation may include removal and replacement of shrubbery, furniture under carports and within screen rooms, etc. 7. To nominate your community for this program please send a letter of interest stating the name, address of your community along with contact information to:

Tallahassee Community College Attn: Darrell Miller 444 Appleyard Drive Tallahassee, Florida 32304-2895 [email protected]

8 July/August 2016

2015-2016 Tie-Down Enhancement Program Community Interest Verification

Date: ______

Community: ______Contact: ______

Address: ______County: ______

Telephone: ______Email: ______

Please consider this a letter of interest for the Tie-Down Enhancement Program, Here are the answers to the following questions.

1. Yes or No - Is your Community interested in qualifying for the Tie-Down Enhancement Program? If yes, continue with questions.

2. Yes or No - If chosen to participate, will the owner(s) of the community allow the Program access to the property?

3. Yes or No – Does your Community/HOA have the ability to organize and acquire the 60% of eligible homes needed to participate in the Program?

4. How many homes are in your Community? ______

5. How many homes in the Community are vacant, up for sale or not occupied?______

6. What year was your Community established? ______

7. What percentage of homes were installed before 1999? ______%

8. What is the approximate height from the ground to the bottom of home (sidewall)? ______Please measure

9. What type of skirting is on the homes? Vinyl Stack block Metal slats Mortared block Lattice Vinyl Siding to ground

10. Yes or No - Is the skirting easily removable?

FMO News 9 LEGAL By Lee Jay Colling, FMO Legal Counsel HAVE A LEGAL QUESTION? You can submit a question for FMO's Legal Counsel's consideration in one of the following ways: Email: [email protected] Fax: (727) 535-9427 Mail: FMO Office, 4020 Portsmouth Rd., Largo 33771

Because the FMO News is a bi-monthly magazine, it will take at least 2 1/2 months to have questions answered and published in Lee Jay Colling the magazine.

Deadline for September/October 2016 issue is August 1, 2016.

RENTALS WITH CHILDREN IN exceptions to the above prohibitions and 55+ COMMUNITY specifically provide in Section 760.29(4)(a), F.S., that the prohibitions of the act regarding I live in a 55 plus adult community in “familial status” do not apply with respect to Kissimmee, Fl. The owner has been allowing housing for older persons if at least 80% of rentals to move into the park with children, which the on site manager/resident says is false the occupied lots are occupied by at least one but they are here & my HOA says their hands person 55 years of age or older. Please note are tied because management won’t allow the following: them any access or information on the new 1.The term “Housing for Older tenants. Is there anything that can be done Persons” means persons 55 years of age or about this situation? We all know the children older. are here & so does management but he’s look- 2. Ownership of the lot or mobile ing the other way. home is irrelevant concerning Housing for Older Persons, i.e. the lot must be occupied ANSWER: Both the Federal and Florida Fair by at least one person 55 years of age or Housing Acts provide that it is unlawful to older. refuse to sell or rent, or otherwise make 3. It is important to understand that unavailable, a dwelling to any person because although you must have 80% of the lots occu- of race, color, national origin, sex, handicap, pied by a person 55 years of age or older, religion, or familial status. Familial status is the remaining 20% of lots may be occupied established when a person under 18 years of by persons under 55 years of age, including age is living with a parent, or person having “–some small numbers of families with chil- custody thereof. dren–”, surviving spouses or heirs of a senior resident. However, both Acts including Florida’s 4. The Park must publish and adhere Sections 760.29 through 760.37, F.S., provide to the policies and procedures that demon-

10 July/August 2016 strate the intent required by the Fair Housing AMENITIES NOT GUARANTEED FOR Act, including: a) governing documents must USE? show intent to be a “55 & Over” community; b) governing documents need to provide a Our prospectus lists a clubhouse, auditorium, prohibition against the occupancy by per- pool, billiard tables, etc., as being available to the residents. Further on it says: “The owner sons 18 years of age or younger for at least reserves the right from time to time to alter or 80% of the lots; c) Park Owner must com- change any of such facilities or property by the ply with the requirements for verification removal, relocation or alteration of existing facili- of age compliance by completing age veri- ties and property or the construction of new fication surveys of the residents in the Park facilities” . No assurance is given that any of every two years (See Section 760.29(4)(e), the foregoing facilities or property will remain Florida Statutes); d) Registration by the Park available for the residents use for any specified period after the filing date.” Owner registering the Park as a “55 & Over” Community with the Florida Commission on I thought that by listing the facilities, the Human Relations. In addition, the results of owner was both advertising them as part of the Park Owner’s biennial age verification your rental deal and guaranteeing their avail- survey must be available for inspection by ability. the Home Owners upon reasonable notice and request. ANSWER: The lot rental amount that you pay each month is the total financial obligation In specific response to your question, I would to the Park Owner for the existing services advise as follows: and facilities provided by the Park Owner 1. You should request in writing infor- (Section 723.003(6), F.S.). mation from the Park Owner regarding the required biennial age survey, and request Your Park’s Prospectus and the lease inspection of the survey. attached thereto are provided to you for 2. As long as at least 80% of the lots in your protection and for the purpose of the Park are occupied by at least one person disclosing the representations of the Park 55 and over, it is legally acceptable for the Owner concerning the operation of the Park Park Owner to allow small number of families (Section 723.011(3), F.S.). In addition, your in the remaining 20% of the lots in the Park, Prospectus contains information regard- without in any way endangering the loss of ing your legal rights and obligations, and the “55 & Over” exception. must contain a description of the recreation- al and other common facilities that can be The subject of “55 & Over” is admittedly used by the Home Owners, which would complex. To facilitate understanding of this include swimming pools, and all other facili- subject, I have prepared a comprehensive ties and permanent improvements (Section memorandum dealing with Housing for 723.012(5), F.S.). Older Persons, which may be obtained by email at [email protected] . In your case, the Park Owner has disclosed all of the facilities that are currently available,

FMO News 11 and the “cost” of these facilities is included in HOLE UNDER HOME your current lot rental amount. I am currently a mobile home owner renting a lot in Pointe West MHP in Largo. Recently my I understand that your concern is that the contractor informed me that there is a large Prospectus disclosures contain language that hole under this unit. My unit is on a canal and the Park Owner may alter, change, remove, this is an ongoing issue. or replace these facilities. It is my opinion that the Park Owner has the right to reserve A few years ago the lot between me and the next unit was sinking and it was determined the ability to make changes to the Park’s that the trees that were dropped there for fill facilities. As Parks age, so do facilities, and were all rotting. The Park had to dig up the Park Owners are presently experiencing the area, refill it and re-route our down spouts. need for repairs and replacements to facilities What is the Parks responsibility regarding this? such as pools and clubhouses. I am not asking for repairs to the damage in my home, but to make this secure. However, in the event the Park Owner should I understand that in the 70’s this area was a completely remove a service, or facility, it is large ditch and as the Park filled up, they cut my opinion that this would be a “reduction down all the trees and used them to fill the in service” governed by Section 723.037, area, added additional fill and made new lots. F.S., that would require a 90-day notice from I feel that since I am paying rent for the lot, it the Park Owner and all Home Owners would should be safe and reliable. be entitled to a reduction in their lot rental amount, in an amount equal to the value of Answer: When first developing a mobile the services and facilities previously included home community, it is not unusual for devel- in the lot rental amount. opers to move trash and trees to a few of the lots in the rear of the Park, and cover these lots with soil fill. Normally these lots are the FILLING VACANCIES ON THE BOARD last lots upon which the developer places CAUSED BY RESIGNATION OF mobile homes. Experience shows that even- DIRECTOR tually these lots begin to sink and the mobile home located thereon begin to come apart. A board member who had two years remain- ing on his term resigned. Can we fill this You are renting your lot from the Park vacancy by moving a person with only 1 year Owner and paying the rental based on the remaining to fill the existing board member’s legal assumption that the lot is fit for the position of the director who has two years remaining on his term? purpose of supporting your mobile home. Your Park Owner obviously recognized its ANSWER: No. The term of a director elected responsibility in this regard when on previ- or appointed to fill a vacancy expires at the ous occasions, it dug up and refilled soil on next annual meeting at which directors are the lot next to yours. I would suggest that elected. See Section 723.078(2)(c)6, Florida you advise the Park Owner in writing, by Statutes. Certified Mail, return receipt requested, of your complaint and request immediate cor-

12 July/August 2016 rective action. If the Park Owner is unrespon- sive, I would suggest that you retain an attor- ney to assist you in remedying this issue.

In my experience, these types of issues are sometimes settled by the Park Owner agree- ing to moving your mobile home to another lot in the Park, or by the Park Owner purchas- Legal Ease Archives ing your mobile home and selling you another mobile home at a safe location in the Park. Don’t forget to check out this very useful feature on the FMO SELL MOBILE HOME, BUT KEEP website at www.fmo1.org. SHARE IN ROC? 1. Find Legal Ease Questions & An- I live in a Pointe West, a Resident Owned Park, in Largo, FL. We became an ROC about 10 swers from the FMO News last 10 years ago. Is there any way we can separate the years. mobile home ownership from the share owner- ship? 2. On the home page, Click on Lee Jay

My wife has been diagnosed with Alzheimer’s Colling’s Legal Ease-Click on Legal and we will have to move within a couple of Documents. years back to Illinois. When that time arises, I would like to retain share ownership in the 3. Scroll down to "nd the information park, but sell my mobile home. that might interest you and click.

ANSWER: In a Florida Resident-Owned *Please remember that some answers Residential Cooperative Mobile Home may have had legal updates since Community (ROC), the Co-op operates under publication date.* the authority of Chapter 719, Florida Statutes (“The Cooperative Act”). It is not legally pos- sible to separate the ownership of the mobile home and the ownership of the coopera- tive share. When you move from your Co-op Community, it will be necessary for you to sell and assign to the purchaser the com- plete cooperative unit, to-wit: the proprietary lease, the share in the Co-op, and the mobile home. Separation of the ownership of the mobile home from the share ownership is not legally permissable.

FMO News 13 TEAM

DBPR

IMPORTANT NEWS... From the DBPR

TALLAHASSEE, Fla . – Today marks individual who is not licensed by the state the beginning of the 2016 Atlantic hur- provides or offers to provide services that ricane season, and the Florida Department require a license in the state of Florida. of Business and Professional Regulation There are instances where contractors may (DBPR) is reminding consumers, business- travel from out of state to areas affected es and professionals to protect themselves by natural disasters to take advantage of following the event of a natural disaster the extensive repair work. DBPR reminds by hiring licensed professionals to per- Florida consumers that licensed contrac- form repair services. There are numerous tors in another state are still required to risks Floridians face during the hurricane obtain a state license from DBPR to per- season that increase the potential danger form construction services on a Florida for unlicensed activity scams and threaten home or business. the livelihood of consumers. During a natural disaster, DBPR may dis- “Hurricane season is a time when the state patch groups to organize door-to-door of Florida has a greater risk for storm relat- sweeps in conjunction with law enforce- ed damage to homes and businesses,” said ment, building departments and other DBPR Secretary Ken Lawson. “Verifying state agencies. Consumers should report the state-issued license of a professional suspected unlicensed activity to DBPR by with DBPR is one of the best ways for con- calling the Unlicensed Activity Hotline sumers to protect their safety and finan- at (866) 532-1440 or by emailing ULA@ cial wellbeing after a natural disaster hits. myfloridalicense.com. Unlicensed activ- With the right knowledge of what to do ity is illegal and during a state of emer- following a hurricane, Floridians can pre- gency declared by executive order of the vent a natural disaster from turning into a Governor, the penalty for unlicensed financial disaster.” activity raises from a misdemeanor offense to a third degree felony. There is often an influx of unlicensed contracting activity during hurricane sea- DBPR reminds consumers to be knowl- son. Unlicensed activity occurs when an edgeable of the common storm-related

14 July/August 2016 construction services that require state The Department of Business and Professional licensure in an effort to prevent unli- Regulation is the agency charged with licens- censed activity scams. Roof repairs, roof ing and regulating businesses and profes- installations, plumbing repairs, window sionals in the State of Florida. More infor- installations, electrical repairs and rewir- mation about DBPR is available online ing all require a state license with DBPR. atwww.myfloridalicense.com. Also, fol- However, trimming or removal of fallen low @FloridaDBPR on Twitter or Florida trees, removal of debris or placement Department of Business and Professional of tarps on roofs do not require a state Regulation on Facebookfor updates about license. license renewal cycles, events and other In the event of services requiring state important news. licensure being needed following a storm, DBPR urges consumers to always Glen Haney verify the license prior to hiring or sign- [email protected] ing a contract. Consumers may verify a (863) 956-0146 license by visiting www.myfloridalicense. Larry North com, calling (850) 487-1395 or down- [email protected] loading the free DBPR Mobile app avail- (941) 721-3647 able in the iTunes and Google Play app stores. Richard Twort [email protected] The Department of Business and (386) 760-7140 Professional Regulation’s mission is to license efficiently and regulate fairly. The Mail a copy of your complaint to: Department licenses and regulates more FMO than one million businesses and profes- Attn: Jane Clapp sionals ranging from hotels and restau- 4020 Portsmouth Rd. rants, real estate agents and accountants Largo, FL 33771 to veterinarians, contractors and cosme- E-mail: [email protected] tologists. For more information, please visit www.myfloridalicense.com. Phone: (727) 530-7539

How to get your copy of F.S. 723 directly from the DBPR

Order your copy of the Florida Call toll free: 800-226-9101 or 850-487-1395 Mobile Home Act, Florida Email: Please visit www.MyFloridalicense.com/Contact Us to complete our email correspondence form. Statute Chapter 723 from the Web: www.MyFlorida.com/dbpr Department of Business and Mailing: Department of Business & Professional Regulation Professional Regulation. Division of Florida Condominiums, Timeshares and Mobile Homes Northwood Centre 1940 North Monroe Street Tallahassee, FL 32399-1030

FMO News 15 Citizens Board Approves 2017 Rates

MAITLAND, FL – Citizens Board of Governors on Office of Insurance Regulation, which will make its Wednesday approved recommended rates for 2017 decision after holding a public hearing later this sum- that respond to rising non-weather water losses and mer. The new rates will go into effect after January 1. assignment of benefit abuse that left unchecked will “Every year, our actuaries use recognized standards to force rate hikes for years to come. By unanimous vote, formulate the rate recommendations presented to this board members recommended a 6.8 percent statewide board,” said Chris Gardner, Citizens Chairman. “We increases for personal lines policyholders, reversing don’t want to raise rates, but we must respond to the a recent trend of lower rates for all but South Florida actuarial data. Unfortunately, our policyholders are customers as the effects of water losses, assignment of being required to pay higher rates because of inflated benefits abuse and increased litigation begin to spread claims, increased litigation and abuse. We can’t keep across the state. asking them to do that.”

Without significant reform, Citizens policyholders Citizens’ analyses show water losses have increased in must brace themselves for continued rate hikes as both severity and frequency. Claims filed with Citizens water losses and increased costs surrounding assign- under an assignment of benefits are more expensive ment of benefits eat into surplus and force Citizens to and far more likely to lead to litigation, which only repeatedly raise rates to fulfill its statutory obligations adds to the cost of the claim. Under current condi- to set actuarially sound rates under the glide path. tions, rates in Miami-Dade County would need to The issue is complex and not unique to Citizens, said nearly triple to adequately pay claims. Statewide, per- Barry Gilway, Citizens President, CEO and Executive sonal lines rates would have to rise an average of 65 Director. A solution will require the cooperative efforts percent. South Florida policyholders are far more likely of all stakeholders. to assign benefits to a third party –a contractor, water mitigation company or public adjuster – before sub- “The causes for these increases include the AOB doc- mitting their claim. ument itself, referral fees and other inducements, unchecked solicitation for mitigation business, lack of Nearly one in four South Florida policyholders assign licensing and regulation and a general lack of knowl- their benefits to a third party. Citizens is required by edge on the part of customers of the risks involved law to recommend rates that are actuarially sound, with an AOB,” Gilway said. “The bottom line is that while complying with a legislative glide path that this is a crisis, not just for Citizens, but the entire caps rate increases at 10 percent, excluding coverage Florida property market.” changes and surcharges. In July, Citizens will submit its 2017 recommended rates to the Office of Insurance Under the proposed rates, inland homeowners with Regulation, which must establish rates for Citizens multiperil policies would see an average increase of 6.3 before they take effect. percent, while homeowners along the coast would see rates climb by an average of 8.6 percent. Rates for con- Citizens has prepared a 2017 rate kit to provide infor- dominium unit owners would rise by a statewide aver- mation about its recommended rates for 2017, includ- age of 7.1 percent. Despite statewide increases, thou- ing county-by-county estimates for particular policy sands of Citizens customers will see rate reductions. types. Additional information and answers to com- mon questions about Citizens’ rates and premiums The 2017 proposed rates would have been higher had are included in Citizens 2017 Rates Frequently Asked the Florida Office of Insurance Regulation not recently Questions. The kit also includes additional informa- approved a set of Citizens policy contract changes tion about Citizens’ costs and projected rate need for regarding emergency services and notification require- 2017. ments before permanent repairs can begin. Following Citizens’ lead, many private insurance companies have reprint: filed similar requests. June 24, 2016 CitizensAdvisor The rate recommendations will be submitted to the

16 July/August 2016 Jerry Durham FMO Director at Large FMO Legislative Chairman [email protected]

Not Your Father’s FMO During the first four decades of its existence, the FMO grew to become a political force. Legislators would contact us to learn what they could do for us and, in turn, gain our vote. Since the new millennium, our membership has been in decline. The additional new members who join the FMO each year are more than offset by those who, for whatever reason, do not renew.

The Legislature today does not want to entertain an FMO proposal, unless we submit a bill already negotiated with the FMHA (the park owners). We have done this successfully the last two years, but, as with any negotiations, neither side gets what they want the most. None the less, we continue to seek amendments to both protect and improve our lifestyle.

We have to come to the realization that the new generation looks at membership organizations differently than we do. They need to be approached and convinced there is value to them. Many question the authority and decisions of those who volunteer, but they do not care to take on the responsibility and change from within. Moreover, when they are threatened or have questions, they come to the FMO for assistance.

As a “baby boomer”, I understand this attitude somewhat, but I also realized early on that cor- porations tend to look for ways to separate us from our money. The mission of a corporation is to increase their return every year, which significantly affects those of us on fixed incomes. The FMO is the only advocate we have at the state level to monitor and oppose this activity. And it is imperative that this organization – the FMO – survives!

In 2014, when John Salvucci became FMO President, he made tough and necessary fiscal deci- sions to insure our survival. However, at our current level of membership, it will be necessary to look further at our finances. Our organization – the FMO – needs to be able to address the chal- lenges of the 21 st century and further ensure our survival.

Your ideas would be greatly appreciated. If you are receiving this, you have already demon- strated your passion for this organization and its mission. FMO needs you to go a step further and excite your neighbors. You are our greatest ambassadors, and today’s resident requires a personal touch.

Is Your Neighbor an FMO Member?

FMO News 17 ROC News Visit FLAROC.com for meeting dates, agenda, member communities and other information about the FLAROC Organization. STATE UMBRELLA ROC GROUP FLAROC (Florida Resident Owned Communities Inc.)

Sandy Ross President Larry Myott Director George Russell VP/Treasurer Pat Carlisle Director Chris Golen Secretary Beth Ford Director Lee Jay Colling Director, General Counsel Dawn Simmons Director Legislative Attorney Barbara Weese Director CHAPTERS: Barb Jahnke Director WEST CENTRAL – Pinellas, Hillsborough and Pasco Counties Ed Mosakowski President [email protected] Dawn Simmons Vice-President [email protected] Sandy Ross Secretary [email protected] Neil Thomas Treasurer [email protected] Larry Schwind Director [email protected]

EAST CENTRAL – Highland, Indian River, Martin, Okeechobee and St. Lucie Counties George Russell President Pro-Tem Other Directors Officers to be announced

SOUTHWEST – Bradenton, Charlotte, Collier, Highland, Lee and Counties Hazel Albert President [email protected] Betty Bainbridge Vice President [email protected] Beth Ford Secretary [email protected] Lorraine Graves Treasurer [email protected] Jim Lattman Director Don Endsley Director Dale Bradford Director Manasota – Manatee and Sarasota Counties Barbara Jahnke 941-756-6950 Call for Info Chris Golen AFFILIATED GROUPS: EPROC East Pasco Resident Owned Communities. Inc. Larry Myott President Marianne Zehnacker Vice President Visit Mid-Fl-Roc.com, click Linda Lafayette Secretary on EPROC for meeting dates, Nancy Bishop Treasurer agenda, member communities Rebecca Gladdis Chairman along with other information. Bob Thiel Director-at-Large

18 July/August 2016 Visit Mid-Fl-Roc.com, click on ROC FORUM for meeting dates, agenda, member communities along with other information.

MID-FL-ROC Lake, Sumter, and North Orange Counties Frank Deopere President [email protected] Dan Ciaccglione Vice President Ken Elliott Secretary [email protected] Jean Andrus Treasurer [email protected] Carol Flint Director [email protected] Dave Galvin Director [email protected] Mark Shaw Director [email protected] Betsy Barbieux Director [email protected] Richard Twort Director [email protected]

A D R CLARIFICATIONS Chapter 723: Florida Statute governing tenancies in mobile home parks Alternative Dispute Chapter 617: Florida Statute governing Resolution not-for-profit corporations Chapter 607: Florida Statute governing ADR mediation encourages communication for-profit corporations and negotiation between homeowners and Chapter 720: Florida Statute governing community owners, and allows them to Homeowners Associations settle disagreements in a neutral and non- HOA: A homeowner association threatening environment, without costly governed by Florida Statute 723 – court litigation. The Florida Mobile Home Act.

For HOA’s that want to file an application, call FMO at 727-530-7539.

Remember: No Rent Issues, Reduction of Services or Rule Amendments will be mediated.

FMO News 19 FMO - WHO DO WE HELP?

Because there are all types of manufactured home owners—those that rent increases. The FMO also provides own their home and land, those that rent land, those that live in family information about Chapter 723, Florida communities, just to mention a few—the FMO has diversified to assist Statutes (FS), which governs unique park owner/lot renter issues. In addition, the homeowners in whatever situations they may find themselves. FMO offers workshops on negotiating with a park owner and resident purchase Rental Communities: Residents of rental manufactured home com- of a community. munities own their homes and rent the lot on which the home sets. The FMO helps residents of rental manufactured/mobile home com- Resident Owned Communities: The munities prepare for negotiating with their park owners regarding FMO has pushed for and won many rights for resident owned communities (coop- erative and condominium forms of own- ership), including clarification of home- stead exemption requirements so coop- erative manufactured home residents could claim the $25,000 exemption from taxation enjoyed by other Florida res- idents. Working with other organiza- tions, the FMO has also succeeded in getting the to lower the annual fees for registering a not-for- profit corporation with the state.

Family Communities: The FMO is aware of the unique challenges faced by fami- lies. As working parents with small chil- dren or working adults without children, those who live in family communities are consumed with many activities during the day and don’t have time to worry about new local or state laws that could affect their lives. The FMO monitors these issues for them.

Subdivisions: In the early 1990s, FMO members who lived in subdivisions began asking the FMO for assistance with some problems they were having with community developers. In 1995, the FMO successfully pushed legislation specifically for mandatory homeowners’ associations, which include subdivisions.

20 July/August 2016 Member Services by Beth Pankow Welcome FMO Members!

Well summer has officially started and it looks like it will be a HOT one. Those who are returning back to Florida from their winter homes, I hope you are settled in and ready to help out by getting the word out there in your community about the FMO.

There are so many people out there living in your community that have no idea who the FMO is or what this organization does. Getting the word out will help promote new memberships or even better, renewing ones that may have lapsed. The more of us there are, the better FMO can continue to get laws passed to protect and better the lifestyle of those who live in a mobile/manufactured home.

If you should need recruiting materials or have questions, please feel free to contact the business office at 727.530.7539 and ask for Jane.

LIFETIME MEMBERS: We sent you a letter in June asking you to update/verify your information that we have on our database. Please read and return the page with your current information so that we can make sure our database is up to date. Even if you do not have any changes, we need you to send the information back in the enclosed envelope so we can note that in your record. You can also call the office or email to make sure we have the correct information. Those we do not hear back from will be inactivated until we hear otherwise.

Also if you do not receive your cards or your FMO News , let us know. That will insure that we have your correct information on our records.

Thank you, Beth Pankow | Membership Supervisor | [email protected]

The FMO HOA Honor Roll Honoring HOA Boards of Directors having 100% FMO Membership

FMO would like to recognize your home owners association. Let us know once you attain 100% FMO membership on your HOA Board of Directors. Simply submit your park name, city, and board member names and membership numbers to: [email protected] or mail to the FMO State Office.

DISTRICT 1 DISTRICT 14 Lake Pointe Village, Mulberry Bear Creek, Ormond Beach Lamplighter, Port Orange

FMO News 21 If you are or you know an FMO member who is at least 90 years old, please let us know. Send a photo and a brief description of your hobbies, your lifestyle, and what keeps you feeling young. If 9 X 10 Club more than one person is pictured, please provide the names of everyone as well as the context for the photo (park meeting, pot-luck dinner, birthday party), as well as the date and location where the photo was taken. E-mail your digital photo, along with the descrip- tion, to [email protected]. Send photos to FMO, 4020 Special thanks to the family and friends who continue to Portsmouth Road, Largo, FL 33771, ATTN: FMO NEWS. support this column by sending in photos and articles of If you have any questions call Joyce at (727) 530-7539. their friends, neighbors and relatives. WILLIAM WOLF HAROLD TAYLOR Harold Taylor was born on April William “Bill” Wolf 5, 1926 to McKinley and Leota was born in York, PA Taylor in Bellefontaine, OH. He on May 29, 1926. graduated from Huntsville High He stayed in school School in 1944 and immediately until he was 17 years went into the Navy and served old and then joined on the USS Bushnell A515, a sub- the Navy. His basic marine tender, as a radio oper- training was boot ator. He received his discharge camp in Sampson, papers on June 3, 1946. He grad- NY. He moved to uated from Bowling Green State Bainbridge, MD in 1950. He married Phyllis Sidle on June 1, 1951. He taught high to Corps school followed by hospital training in school chemistry and physics in Ohio for several years and then Bethesda, MD. His highlight memory while in got his Master’s degree from Miami University of Ohio in 1966. Bethesda was seeing Franklin Delano Roosevelt He ended his high school teaching career at Wapakoneta, OH, while working at the hospital. FDR had come where Neil Armstrong, the first man on the moon graduated. there for a physical. Harold moved to Florida in 1986 and became a Chemistry and Bill moved to Jacksonville, FL to the Naval Air Physics lab supervisor at Polk State College. He also taught classes Station. His final assignment was in the at both the Lakeland and Winter Haven campuses. He retired from Philippines where he served as Assistant Flight teaching in 2003. Hospital Corpsman. All of his travels amounted to 3 ½ years of service. Harold and Phyllis moved to Westside Ridge in Auburndale in 1988. Now retired, he kept busy by repairing and building com- Bill spent a lot of memorable time in Texas where puters for residents of the community. Phyllis now leads the WSR he enjoyed bartending at the VFW. Bible study. Both Harold and Phyllis were active for many years in the HOA, FMO and entertainment committee. Bill and his wife Jane moved to Westside Ridge in Auburndale in 1999. They joined the HOA and His 90 th birthday was celebrated with an open house with about the FMO and quickly became active in the com- 50 family and friends in attendance to celebrate this milestone! He munity. Sadly, Jane passed away December 15, has two children Jeffrey of Winter Haven and Janet of Greenville, 2015. Fortunately Bill has his faithful dog Jazzy to SC. He also has two granddaughters Jennifer and Bethany. walk with him in his new journey. Submitted by: Submitted by: Jan Montague-FMO Rep Jan Montague-FMO Rep Westside Ridge, Auburndale Westside Ridge, Auburndale

22 July/August 2016 To inquire about assistance from the Weatherization Assistance Program, locate the county in which you live and contact the local agency listed in the March/ Weatherization Works April FMO News, page 17. FREE TO in Florida GOOD HOME

FMO News magazine on-line with your paid FMO membership

INTERESTED? Then contact the office at 727-530- 7539 or e-mail [email protected]

Tell the FMO office that you want to receive your FMO magazine by e-mail. The magazine will be emailed prior to receiving your hard copy by regular mail. And, if you are a member that lives out of the U.S., this is the only way to receive the FMO News when not in Florida, as we do not mail the maga- zine out of the U.S. due to postage costs.

FMO News 23 FMO DISTRICT 2 News I would like to introduce myself. I am From the Field Rebecca Cooper and I am now doing publicity for the FMO, state-wide. I am Section I, Districts 2 & 10 looking for information from you regard- James Hamilton ing names of your local papers, town Section I Director papers or local park editor information to help in this endeavor. Now that the 2015/2016 season of meet- Please contact me with any information ings has come to a close, I feel that or ideas you may have. Section I had some great turn outs for them. Guest speakers were very informa- Thank you. tive and our park rep meeting held in April had a great turn out. Rebecca Cooper Looking forward to 2016/2017 season, FMO Publicist I hope to work more closely with HOA [email protected] boards and hold FMO informative Q & 440-533-5559 A sessions during their HOA meetings. Spreading the word about the FMO and the rights of manufactured/mobile home owners is our # 1 priority.

Keep an eye out for our District 2 & 10 Abbreviations of general meeting dates that will be held in Common FMO Terms various parks starting in the fall. If you have a subject or a question you would FMO: Federation of Manufactured Home like covered at one of these meetings, Owners of Florida, Inc. please feel free to contact me at ocacf- [email protected] . You can also con- DBPR : Department of Business and Professional tact District 2 President John Hisiro at Regulation [email protected] or District 10 President Susan Ambrose soldbuy- ROC: Resident Owned Community [email protected] . ADR: Alternative Dispute Resolution As always, feel free to contact me at any time. HOA: Home Owner Association

FS: Florida Statute

DIVISION: Division of Condominiums, Timeshares, and Mobile Homes

F.A.C.: Florida Administrative Code

24 July/August 2016 To Sink or Swim?

Larry North Vice President of FMO

Every month, the FMO Board of Directors gets an up-to-date printout of our membership by sec- tion, district and individual manufactured home communities. Unfortunately, the trend is always the same, downward.

Our board of directors and district officers are all volunteers. They are trying their best to keep the FMO afloat but somewhere along the line there is a “disconnect”. No one has worked harder or devoted more time to the continued success of FMO than your president, John Salvucci. He has driven thousands of miles to speak with HOAs, HOA boards and at FMO district meetings. And of course, there are countless committee meetings, negotiations with the FMHA on legisla- tive amendments to Florida Statute 723, and trips to Tallahassee to “encourage” the DBPR to do better. He also conducted several educational seminars around the state for the benefit of HOA board members. Don’t you believe that all of this action on your behalf deserves at the very least your membership renewal?

Almost every action we take inures to the benefit of your HOA, yet many HOAs do nothing to support or strengthen the FMO.

Last December at our State Assembly, an amendment to add HOAs as a class of membership to the FMO Bylaws was proposed, but the delegates overwhelmingly turned it down. Too bad, as some of us felt that an HOA membership might pave the road to our salvation. At least we could have put a committee together to study the feasibility of such a membership.

So, as we get closer and closer to the “sink or swim” stage, it is up to you as a true believer in the purpose of the FMO to do two things: 1) get someone in your community to join, and 2) make sure that you and another member of the FMO do not overlook paying your renewal bills when they come in. If you believed in the FMO when you joined, you certainly should believe in the FMO today!

FMO News 25 FMO’s Homeowners Association Manual

Make sure your This “best-selling” guide is a must-have for every HOA is prepared and member of a homeowners association in a manufac - tured/mobile home community governed by F.S. 723. up-to-date on current topics. TOPICS INCLUDE:  t Incorporation FMO members  t%VUJFTPGFBDICPBSENFNCFS can order a manual  t'JOBODF for $9.63 plus shipping  t.FFUJOHTXJUIUIFQBSLPXOFS & handling – per copy.  t1SFQBSJOHGPS)PNFPXOFST"TTPDJBUJPOT Total $15.63 annual meeting and much more. Important forms included that can be copied and used! Office pick-up only $10! Mail this order form & check payable to FMO to 4020 Portsmouth Rd., Largo, FL 33771. Please allow 2 weeks for delivery. Quantity ______Name: ______Price ea. ______Address: ______Price ea. x Quantity ______Total Cost ______FMO Member number: ______

The Florida Mobile Home Relocation Corporation The Florida Mobile Home Relocation Trust Fund was created for the purpose of funding the administration and operations of the Florida Mobile Home Relocation Corporation. The purpose of this public corporation is to make payments to mobile home owners who are required to move due to a change in use of the land compris- ing their mobile home park.These payments are designed to help offset the expense of the home owner’s cost of relocating.

Relocation is moving the mobile home to a new location whether it be a different mobile home park or private land. Upon approval, a home owner may be entitled to moving expenses of $3,000 for a single-section mobile home and $6,000 for a multi-section mobile home. In lieu of filing for relocation, a home owner may abandon the mobile home to the park owner. The home owner can deliver the title to the park owner, once it’s been duly endorsed by the owner of record and valid releases of all liens shown on the title. The owner of a single- section mobile home will be eligible for $1,375 and the owner of a multi-section mobile home will be eligible for $2,750 in compensation from the Corporation. Please contact The Florida Mobile Home Relocation Corporation in one of the following ways:

Toll Free Telephone: U.S. Mail: 1-888-862-7010 FMHRC P.O. Box 7848 Local Phone Number: Clearwater, FL 33758-7848 727-754-4994

26 July/August 2016 To Sign Up On FMO’s New Website For New And Existing Members: 1. Type in browser www.fmo1.org

2. Go to instructions in the upper right corner and click on “Blue” instructions box.

3. First time users to this website must click on “Sign up”, type in the email ad - dress that you supplied with your FMO membership, type in a password and click “go”.

4. A confirmation email will be sent to those who are current members within 24-48 hours. Emails will also be sent to those who are not members or if there is an issue with sign up.

5. After you receive the confirmation email, you will be able to go onto the website main page. Click on “Login” in the upper right corner. Put in your email address and password then click “go”. If you have forgotten your pass - word, click on “Forgot your password?” to reset it.

6. To renew your membership, place cursor on “members”, click “member store”, then click “membership renewal.”

7. District officers or park reps can go to the home page and place the cur - sor on “members”, scroll down to “associates” then login with your FMO membership number (numbers only) and Florida zip code to receive your reports. To print the reports export to pdf or excel. If you are unsure of the procedures, call the office at 727-530-7539 or email Beth [email protected] to give you instructions on how to obtain your membership reports.

8. If you change your email address, let Beth know so she can change it in the data base as you will have to sign up again.

FMO News 27

FMO Membership Application

Fill out and return this portion along with ‡ One year FMO Membership for $25 your check to: Federation of ‡ Three year FMO Membership for $65 Best Value Manufactured Home Owners of Florida, ‡ Cross Country Motor Club – add $35 per year (Your renewal for Cross Country will be mailed to you separately) P.O. Box 5300, Largo, FL 33779-5300

Only the two individuals listed below are eligible for membership. Persons listed must live at the address given on this application . We need the following information (please print clearly)

Date:______

Name:______Non Florida Address: (If applicable) Birth Date (optional):______

Co-Member:______Address:______

Florida Address:______City/State/Zip:______

City/State/Zip:______Check off what months you do not live in Florida ‡Jan. ‡Feb ‡Mar ‡Apr Phone:(_____) ______‡May ‡Jun. ‡July ‡Aug E-Mail Address:______‡Sep. ‡Oct. ‡Nov ‡Dec

Park Name:______

I am a: ‡Lot Renter ‡ Other______

Recruiter Name ______

______To pay with credit card: Membership Number______Mastercard Visa Discover Am.Express ‡ ‡ ‡ ‡  Card #______Exp. Date:______Phone ______Number of Florida registered voters in household:______Signature:______

*********************************************************************************************************************** KEEP THIS PORTION AS YOUR RECEIPT ( RETURN THE APPLICATION PORTION TO THE FMO )

Please enclose check payable to FMO. US Funds only. Do not send cash.

A complete explanation of your FMO benefits will be included with your new membership cards. Please allow 4 to 6 weeks for processing time.

Cross Country Members : You will receive a separate membership card from Cross Country in approximately 4 to 6 weeks. If you should need roadside assistance before you receive your Cross Country Card please call their toll free number (800) 528-2056.

Questions? Call membership at 727-530-7539 or e-mail: [email protected] . Thanks you for joining the only organization fighting for the rights of manufactured / mobile home owners!

Date:______Name of person receiving check:______

Check Amount:______Check Number:______#040 rev. 10/10/2014 28 July/August 2016 YES...I want to join Cross Country Motor Club

Date: ______FMO Membership #: ______Member : ______Secondary Member: ______Address: ______City/State/Zip: ______Phone: ______E-mail (please print): ______

Do not send cash. Fill out the coupon above and enclose a check or money order for $3 , payable to FMO. Mark front of envelope “Cross Country Membership enclosed” and mail to: Federation of Manufactured Home Owners of Florida, 4020 Portsmouth Rd., Largo, FL 33771. Questions? e-mail Joyce at [email protected] or call (727) 530-7539. Note: Your Cross Country Motor Club Membership will be billed separately. Please allow 4–6 weeks to receive your card from CCMC. $3  covers you and your spouse for 1 year.

Cross Country Motor Club = Premium Roadside Service ߜ 24-Hour Emergency Road Service ߜ Custom Computerized Trip Routing/Map Service ߜ Reimbursement for Emergency Travel Expense ߜ Emergency Message Service ߜ Auto/Truck/RV Rental Discounts ߜ Hotel/Motel Discounts ߜ Spouse covered at no extra charge ߜ Much much more!

*To take advantage of this offer, you must be an FMO member in good standing. This fantastic offer is available to ALL FMO members!

COMPARE Cross Country Allstate Benefit AAA Motor Club Emergency Road Service Yes Yes Yes up to up to up to Theft Reward Decal $5,000 reward $1,000 reward $5,000 reward Emergency Message Service will call 3 family not not members available available Custom Trip Routing/ Map Service Yes Yes Yes $66/first year $52.00 Annual Cost * $3  $66/renewal

FMO News 29 FMO Resource Material Order Form #70 FMO Resourcewww.FMO1.org Material Order Form #70

Name Date Street Address District City, Zip Code Member # Phone Park Name

PLEASE SEND ORDER FORM TO: FMO, 4020 PORTSMOUTH RD, LARGO, FL 33771 Instructions: Please mark quantities on all items requested . ALLOW 2 WEEKS FOR DELIVERY! Items marked with an arrow must be purchased. Send check payable to FMO Item Item Description Qty Item Item Description Qty # # LEGAL INFORMATION MEMBER RECRUITMENT MATERIALS 260 FS 723 Reference Guide 09 Accomplishments - Legal/Legislative 339 Filing Instructions/Tax Liabilities Not for Profit $3.50 301 “FMO Happenings” Bulletin Board Banner 22 Filing Requirements for Homeowners’ Associations 313 FMO Bookmarks 19 Finding an Attorney 50 Cross Country Motor Club 24 How Mobile Home Owners are Taxed 298 FMO/HOA Common Goal Flyer 237 Final Rules—Housing for Older Persons $2.50 362 We Give You A Voice Recruitment Flyer 250 How to Form a Homeowners’ Association 363 Why Be a Member of FMO? 365 DeclarationHomestead Exemptionof Homestead Factsheet for Manufactured/Mobile Homes 364 Who is the FMO? 291 Know Your Rights When Selling Your Home 40 Membership Applications 23 Law on Delivery of Rent Increases 142 Obtaining Correct Prospectus 314 Pass-on/Pass-Through Charges BOOKS 29 Sample Limited Proxy Form 69 Homeowners’ Association Manual $15.63 $13.56*

324 Satellite Dish Flyer (HOA ManualManual isis $10.00$8.56 each each if if picked picked up) up at FMO office) 347 Tie-Down Rule 15C-1 $3.50 * Price includes tax, shipping and handling MEDIATION INFORMATION 26 DBPR—Mobile Home Complaint Form PLEASE REMIT PAYMENT WITH ORDER 28 DBPR Mediation Form Price subject to change without notice 149 Mediation Offers First Chance of Dispute Resolution To pay with credit card 25 Negotiation with Your Park Owner Mastercard VISA Discover MISCELLANEOUS Card # ______Exp. Date ______61 FMO Decal $1.00 Signature______312 Mobile Home Tie Down Article Billing Address Same as Above 17 FMO Expense Report Address ______70 FMO Resource Material Order Form City/State/Zip ______07 Oath of Officers/Charge to the Officers

FederationFederation of Manufactured of Manufactured Home Owners of Florida,Home Inc. Owners of Florida, Inc.  t'"9   (727) 530-7539 4020 Portsmouth Rd Fax: (727) 535-9427 4020Largo, FLPortsmouth 33771 Rd., Largo, FL 33771 Website: www.fmo1.org Website: www.fmo1.org Rev 10/2014 30 July/August 2016 Proudly Roofing Since 1985

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Advertisers’ INDEX

Name Phone Website Page COMFORT COVER SYSTEMS ROOFING 1-800-226-0955 www.comfortcover.org 31 CROSS COUNTRY MOTOR CLUB 1-727-530-7539 www.fmo1.org 29 FLORIDA ANCHOR & BARRIER 1-800-681-3722 floridaanchorandbarrier.com 20 FMO APPLICATION 1-727-530-7539 www.fmo1.org 28 FMO HOA MANUAL 1-727-530-7539 www.fmo1.org 26 LIFESTYLE CHOICE REALTY, IINC 1-866-527-3258 www.lifestylechoicerealty.com 23 MOBILE HOME INSURANCE 2 PROFESSIONAL INSURANCE SYSTEMS 1-800-329-5799 www.proinsurance.us 32

FMO News 31 Coverage For Homes of Any Age

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