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Bank of Russia
12 Neglinnaya Street, Moscow, 107016 Russia 8 800 300-30-00 www.cbr.ru News List of credit institutions with appointed authorised representatives of the Bank of Russia 10 December 2020 Press release As of 1 December 2020, authorised representatives of the Bank of Russia, acting in compliance with Article 76 of Federal Law No. 86-FZ, dated 10 July 2002, ‘On the Central Bank of the Russian Federation (Bank of Russia)’ were appointed to 112 credit institutions. No. List of credit institutions with appointed authorised representatives of the Bank of Russia Reg. No. Central Federal District Moscow and the Moscow Region 1. AO UniCredit Bank 1 2. BCS Bank AO 101 3. CentroCredit Bank 121 4. JSC RN Bank 170 5. HCF Bank 316 6. Bank GPB (JSC) 354 7. Bank IPB (JSC) 600 8. JSC Post Bank 650 9. PJSC Moscow Industrial bank 912 10. VTB Bank (PJSC) 1000 11. PJSC Plus Bank 1189 12. AO ALFA-BANK 1326 13. Vozrozhdenie Bank 1439 14. Sberbank 1481 15. Timer Bank (JSC) 1581 16. SDM-Bank PJSC 1637 17. PJSC MOSOBLBANK 1751 18. Inbank, Ltd 1829 19. FORA-BANK 1885 20. Joint stock Company commercial bank Lanta-Bank 1920 21. CREDIT BANK OF MOSCOW 1978 22. Peresvet Bank (PJSC) 2110 23. Cetelem Bank Llc 2168 24. Bank Otkritie Financial Corporation (Public Joint-Stock Company) 2209 25. TRANSKAPITALBANK 2210 26. Banca Intesa 2216 27. QIWI Bank (JSC) 2241 28. PJSC MTS Bank 2268 29. PJSC ROSBANK 2272 30. PJSC BANK URALSIB 2275 31. JSC Russian Standard Bank 2289 32. Absolut Bank (PAO) 2306 33. -
Ecommerce Connectors Overview
eCommerce Connectors Overview Global Coverage September 24th, 2021 Global Coverage eCommerce Connectors Overview eCommerce Connectors Overview The eCommerce Connectors Overview is an alphabetical listing of all the connectors in the ACI global network. Card acquirers are listed first, followed by alternative payment methods. Listings include each connector’s main office location(s). Card Acquirers CONNECTOR NAME FINANCIAL LICENSES ISSUED IN Absa Bank | Absa Bank Limited South Africa Abu Dhabi Islamic Bank | Abu Dhabi Islamic Bank (ADIB) United Arab Emirates [UAE] acquiring.com | Trust Payments (Malta) Limited United Kingdom [UK] AIB Merchant Services | First Merchant Processing (Ireland) DAC Ireland Al Rajhi Bank | Al Rajhi Bank Saudi Arabia Alfa Bank, OJSC Russia Aman Bank Libya American Express | American Express International Inc. United States of America [USA] American Express Company (KSA) Saudi Arabia ANZ Bank | Australia and New Zealand Banking Group Limited Australia Arab African International Bank (AAIB) Egypt Arab National Bank Saudi Arabia Atlas Banka AD Montenegro Bambora | Bambora AB Sweden Banco Bilbao Vizcaya Argentaria (BBVA) Spain Banco de Oro, BDO Unibank, Inc. Philippines Banco Nacional Ultramarino (BNU) Macau Banco Sabadell | Banco de Sabadell, S.A. Spain Bank AlJazira | Bank Al Jazira Saudi Arabia Bank Asya Turkey Bank Audi Lebanon Bank Central Asia (BCA) Indonesia Bank Denamon Indonesia Bank Frick & Co. AG | Ceevo Financial Services (Malta) Limited Liechtenstein Bank Internasional Indonesia (BII) Indonesia Bank Islam Malaysia Berhad (BIMB) Malaysia Bank Muscat Oman Bank of America Merchant Services United States of America [USA] Bank of New Zealand New Zealand Bank of Queensland Australia Bank of the Philippines Islands (BPI) Philippines © September 24th, 2021 ACI Worldwide. -
Online Money Transfer Terms and Conditions Mobile Application
ONLINE MONEY TRANSFER SERVICES – TERMS AND CONDITIONS FOR CARD-TO-CASH & CARD-TO-CARD TRANSACTIONS Latest Version issued on: 21st of July 2021 The use of the KORONAPAY EUROPE Mobile Application, is governed by the present Terms and Conditions. Carefully read and understand Our Terms and Conditions before You accept them. By downloading the App and making use of the Services provided on it, you declare being aware of the present Terms and Conditions and having accepted them. 1. These Terms and Conditions 1.1 These Terms and Conditions apply to Your access and govern the use of the Services available in the KORONAPAY EUROPE Mobile Application and the KORONAPAY EUROPE Website Page and constitute a contractual offer between KORONAPAY EUROPE (hereafter referred as “Us/Our/We”) and the User or Sender (hereafter referred as “You/Yours/User”). 1.2 These Terms and Conditions tell You who We are, how We will provide the Services to You, how these Terms and Conditions may be changed or terminated and also provide information on the scope of our obligations to You, as well as limitations and exemptions from our liability to You for damage that You may suffer as a result of using Our Services. 1.3 You accept these Terms and Conditions and You hereby declare and expressly recognize that You have carefully read, understood and explicitly agreed with the content of all the Terms and Conditions version applicable on the day of acceptance by completing the information required to make a money transfer and pressing the ‘Send’ button on the App or the Website confirming acceptance of these Terms and Conditions and of Our Privacy Policy Your acceptance of these Terms and Conditions and the version of these Terms and Conditions thus accepted by You are kept and archived by Us in our computer systems in a tamper proof, safe and reliable manner. -
Compilation of Typological Studies Conducted in 2017
TYPOLOGICAL STUDIES OF THE STATE FINANCIAL MONITORING SERVICE OF UKRAINE 2017 The State Financial Monitoring Service of Ukraine State Financial Monitoring Service of Ukraine State Institution of Post-Graduate Education “Academy of Financial Monitoring” TYPOLOGICAL STUDIES OF THE STATE FINANCIAL MONITORING SERVICE OF UKRAINE 2017 Kyiv 2018 Recommended by the Inter-branch Scientific and Methodical Council of the State Institution of Post- Graduate Education “Academy of Financial Monitoring” (Protocol of 29.01.2018 № 1) Publication and translation into English was made with the assistance of the European Union Anti- Corruption Initiative (EUACI) Typological Stydies of the State Financial Service of Ukraine for 2017– K., 2018. – 148 p. The publication deals with the most common trends and shemes of money laundering and terrorist financing in 2017. In particular, examples of real cases of money laundering and terrorist financing associated with the risks of cash use and the risks of terrorism and separatism are given. Typological studies include information on the results of the work of state authorities – participants of the national financial monitoring system. The publication is designed for employees of reporting entities and state financial monitoring entities, law enforcement, intelligence and judicial authorities, as well as scientists and practitioners in the area of financial monitoring. TYPOLOGICAL STUDIES OF THE STATE FINANCIAL MONITORING SERVICE OF UKRAINE CONTENTS Foreword of the Head of the State Financial Monitoring Service of Ukraine Mr. Igor Cherkaskyi . 8 PART I. RISKS OF CASH USE . .11 INTRODUCTION TO THE FIRST PART . .12 SECTION І. USE OF CASH IN UKRAINIAN ECONOMY. GENERAL OVERVIEW . 17 1.1. Overview of cash market trends in Ukrainian economy . -
U.S.$ 2,500,000,000 Programme for the Issuance of Loan Participation Notes to Be Issued By, but with Limited Recourse To, Russian Standard Finance S.A
U.S.$ 2,500,000,000 Programme for the Issuance of Loan Participation Notes to be issued by, but with limited recourse to, Russian Standard Finance S.A. for the sole purpose of financing loans to Joint Stock Company "Russian Standard Bank" Under the Programme for the Issuance of Loan Participation Notes (the "Programme") described in this base prospectus (the "Base Prospectus"), Russian Standard Finance S.A., a public limited liability company (société anonyme) established under the laws of the Grand Duchy of Luxembourg whose registered office is at 2, Boulevard Konrad Adenauer, L-1115 Luxembourg, registered with the Register of Commerce and Companies of Luxembourg under number B 107.255 (the "Issuer"), subject to compliance with all relevant laws, regulations and directives, may from time to time issue loan participation notes (the "Notes") on the terms and conditions set out herein, as such terms and conditions are supplemented by a final terms (each a "Final Terms") for each issue or in a separate prospectus specific to such issue (the "Drawdown Prospectus") as described under "Supplemental Base Prospectus and Drawdown Prospectus" below. In the case of Notes which are the subject of a Drawdown Prospectus, each reference in this Base Prospectus to information being specified or identified in the relevant Final Terms shall be read and construed as a reference to such information being specified or identified in the relevant Drawdown Prospectus unless the context requires otherwise. The aggregate principal amount of Notes outstanding under the Programme will not at any time exceed U.S.$ 2,500,000,000 (or the equivalent in other currencies). -
Russian Standard Finance15.Pdf
A13.4.1 A13.4.5 A13.4.9 A7.1.1 U.S.$200,000,000 A13.1.1 8.875 per cent. Loan Participation Notes due 2015 with an interest rate step up in 2010 A9.1.1 issued by, but with limited recourse to, A9.4.1.1 Russian Standard Finance S.A. for the sole purpose of financing a subordinated loan to Closed Joint Stock Company RUSSIAN STANDARD BANK Issue Price: 100 per cent. Russian Standard Finance S.A. (the “Issuer”), is issuing an aggregate principal amount of U.S.$200,000,000 8.875 per cent. Loan Participation Notes due 2015 with an interest rate step up in 2010 (the “Notes”) issued by, but with limited recourse to, Russian Standard A13.4.2 Finance S.A. (the “Issuer”) for the sole purpose of financing a subordinated loan (the “Subordinated Loan”) to Closed Joint Stock Company Russian Standard Bank (“RSB”) on the terms of a subordinated loan agreement dated 14 December 2005 (the “Subordinated Loan Agreement”) between the Issuer and RSB. The Notes will be constituted by, be subject to, and have the benefit of, a trust deed to be dated 16 December 2005 (the “Trust Deed”) between the Issuer and Deutsche Trustee Company Limited as trustee (the “Trustee”) for the benefit A13.4.11 of the Noteholders (as defined in the Terms and Conditions of the Notes). In the Trust Deed, the Issuer will charge, in favour of the Trustee, by way of a first fixed charge as security for its payment obligations in respect of the Notes and under the Trust Deed, certain of its rights and interests under the Subordinated Loan Agreement and the Account (as defined in the Trust Deed). -
World Bank Document
A PARTNER OF CHOICE FOR RUSSIAN COMPANIES Global expertise Public Disclosure Authorized Local know-how We Help Our Clients Succeed In a Changing World IFC in Russia Russia became a member of IFC in 1993. Over the past 17 years, IFC’s investment in Russia has totaled $5.3 billion, including $1.5 billion in syndicated loans, in 217 projects across a variety of sectors. Our current committed investment portfolio in Russia is $2.24 billion, which makes it the fourth largest country exposure for IFC globally. Our investments support key sectors, including financial services, infrastructure, manufacturing, oil, gas and mining, telecommunications and information technologies, agribusiness, retail, and health care. In FY10, IFC invested $770 million in Russia, and our commitments in FY09 were $512 million. IFC’s commitment to the long term success of our clients IFC clients benefit from a broad range of advisory services which help support their long term growth. We provide technical expertise to Russian companies on better production, management and financial risk mitigation, and help link them as efficient suppliers to larger producers. We advise Russian companies and banks on corporate governance and environmental and social issues to help Public Disclosure Authorized them grow their businesses and make them more attractive to investors. We work with Russian banks to introduce new product lines such as financing for energy efficiency and renewable energy projects, and to improve risk management and distressed asset management.. IFC’s commitment to the development of Russia’s private sector Leveraging the expertise of the World Bank Group, IFC has developed strong working partnerships with government agencies, NGOs and key private sector stakeholders to strengthen regulatory foundations and relevant laws that govern private sector development and improve Russia’s business environment, particularly for small and medium enterprises and energy efficient investments of Russian companies. -
IPG Global Processors List
2 IBM PAYMENTS GATEWAY ALL ACQUIRERS AND PROCESSORS LISTED IN THIS DOCUMENT ARE INCLUDED IN IBM’S BASE PRICING, EXCEPT FOR THOSE THAT ARE MARKED WITH AN ASTERISK ‘*’. ADDITIONAL CHARGES MAY APPLY FOR ACQUIRERS AND PROCESSORS MARKED WITH AN ASTERISK. IPG Payment Methods & Acquiring Partners for E-Commerce and Billing April 2017 Notes The global coverage information is IBM's best undstanding of our acquirer partners capabilities, at the point in time when the coverage document was produced. But that IBM can not guarantee the accuracy of the information, and that the individual acquirers are free to change this support, at their own discretion. American Express/Braspag¤ The availability of IBM's direct connection to American Express central processing platform and Braspag needs to be confirmed separately for each client. Please contact IBM Payment Gateway for confirmation. Americas Brazil Brazilian Real (BRL) Payment Type Payment Methods Processors & Acquirers - Price Group 1 Processors & Acquirers - Price Group 2 • Visa • American Express (Braspag)¤ • MasterCard • Aura (Braspag)¤ • Diners Club • Cielo (Braspag)¤ • Discover • Elo (Braspag)¤ • Rede • American Express • HiperCard (Braspag)¤ • Aura • Redecard (Braspag)¤ • Elo • Elavon Brazil (Credit Card Processing only) Credit cards • HiperCard • Amex SafeKey • Diners ProtectKey • Cardholder authentication (3D Secure) • MasterCard SecureCode • Verified by Visa • Braspag¤ • Merchant installments on credit cards • Elavon Brazil • Banco do Brasil • Banrisul • Bradesco Online Debit • Banco Itau -
Journal 2428
Iris um Oifig Maoine Intleachtúla na hÉireann Journal of the Intellectual Property Office of Ireland Iml. 96 Cill Chainnigh 06 January 2021 Uimh. 2428 CLÁR INNSTE Cuid I Cuid II Paitinní Trádmharcanna Leath Leath Official Notice 1 Official Notice 1 Applications for Patents 3 Applications for Trade Marks 3 Patents Granted 4 Oppositions under Section 43 68 European Patents Granted 5 Application(s) Withdrawn 68 Applications Withdrawn, Deemed Withdrawn or Trade Marks Registered 69 Refused 151 Trade Marks Renewed 69 Request for Grant of Supplementary Protection Application(s) for Leave to Alter Registered Certificate 167 Trade Mark(s) 71 Supplementary Protection Certificate Withdrawn 168 Leave to Alter Registered Trade Mark(s) Supplementary Protection Certificate Rejected 168 Granted 71 Application for Extension of the Duration of a International Registrations under the Madrid Supplementary Protection Certificate 169 Protocol 72 Errata 170 International Trade Marks Protected 93 Cancellations effected for the following goods/services under the Madrid protocol 95 Dearachtaí Designs Information under the 2001 Act Designs Registered 171 The Journal of the Intellectual Property Office of Ireland is published fortnightly. Each issue is freely available to view or download from our website at www.ipoi.gov.ie © Rialtas na hÉireann, 2021 © Government of Ireland, 2021 1 (06/01/2021) Journal of the Intellectual Property Office of Ireland (No. 2428) Iris um Oifig Maoine Intleachtúla na hÉireann Journal of the Intellectual Property Office of Ireland Cuid I Paitinní agus Dearachtaí No. 2428 Wednesday, 6 January, 2021 NOTE: The office does not guarantee the accuracy of its publications nor undertake any responsibility for errors or omissions or their consequences. -
Download Article
Advances in Economics, Business and Management Research, Volume 157 Proceedings of the 8th International Conference on Contemporary Problems in the Development of Economic, Financial and Credit Systems (DEFCS 2020) Digital Transformation of the Russian Banking Sector in Terms of Pandemic Natalya Bykanova Daria Gordya Tatiana Ten Department of Economic Innovation Department of Economic Innovation Department of Information and and Finance and Finance Computing Systems Belgorod State National Research Belgorod State National Research Karaganda Economic University of University University Kazpotrebsoyuz Belgorod, Russia Belgorod, Russia Karaganda, Kazakhstan [email protected] [email protected] [email protected] Abstract—The article discusses the issues of development environment – a lot of state and municipal services have been and implementation of digital technologies in the banking sector provided electronically. With the help of specialized sites or in the context of a pandemic. The concepts of “digitalization” mobile applications people can buy almost any goods, get and “digital transformation”, which underlie the training, have an interesting time (visit the online cinema, transformation processes of banking activity, are defined. The museum, library, meet friends and acquaintances in social authors have identified the most popular remote banking networks or messengers). channels during COVID-19 pandemic. The extent of the impact of the pandemic on the Russian banking industry and the main II. METHODS electronic banking products and services contributing to the transformation of the banking business are noted. Among the The research methodology is based on the materials of most promising are virtual and digital cards, the introduction of Russian and foreign economists on the problem under study. -
Koronapay Money Transfer (Money Transfer Service Agreement) (The Offer)
Agreement effective as of the 1st of December 2018 KoronaPay Money Transfer (Money Transfer Service Agreement) (the Offer) 1. GENERAL PROVISIONS This agreement named KoronaPay Money Transfer (Money Transfer Service Agreement) (hereinafter referred to as the “Offer”) is a public offering of the Credit Union “Payment Center” (Limited Liability Company), CBR License No. 3166-К dated April 14, 2014 hereinafter referred to as the “Payment Center”, to legal entities (including foreign banks and companies) entitled to perform money transfer transactions (as part of banking business, inter alia) in accordance with the law of country of their origination (incorporation) to enter into an agreement acting as a Company. Hereinafter the Payment Center and the Company shall be collectively referred to as the “Parties” and separately as the “Party”. This Offer contains all terms of the executed agreement. Accedence to the Offer (signing the agreement hereunder) shall be performed by signing the Agreement on accession in accordance with article 428 of the Civil Code of the Russian Federation. The offer shall be valid until it is withdrawn by the Payment Center. The Offer is placed in the Internet at www.rnko.ru. This Offer incorporates Supplements, including Tariffs and Rules of the Service as integral parts. General provisions of the Offer constitute a Framework Cooperation Agreement determining obligations of the Parties upon provision of money transfer services to Clients (hereinafter – Framework Agreement) that may be clarified and specified by the Parties in separate agreements (including Rules of the Service in case it is stated that Service Rules are a separate agreement), applications or otherwise (in case provided for by the Offer) under or in compliance with the Framework Agreement (including, by acceding to the Service Rules if corresponding Service Rules provide for signing Service Rules as a separate agreement). -
Eesti Kaubamärgileht
ISSN 2228-3587 EESTI VABARIIK EESTI KAUBAMÄRGILEHT 7/2021 JUULI TALLINN PATENDIAMETI AMETLIK VÄLJAANNE XXIX aastakäik Käesolevas numbris esitatud andmed loetakse avaldatuks 1. juulil 2021. a Eesti Kaubamärgilehte antakse välja kaubamärgiseaduse paragrahvi 40 ja geograafilise tähise kaitse seaduse paragrahv 22 lõike 3 alusel. The Estonian Trade Mark Gazette is the official publication of the Estonian Patent Office published under § 40 of the Trade Marks Act and under § 22(3) of the Geographical Indications Protection Act of the Republic of Estonia. The data presented in this issue is deemed to be published on 1 July 2021. Patendiameti kvaliteedijuhtimissüsteem vastab ISO 9001:2015 standardile. The Estonian Patent Office implements a Quality Management System according to ISO 9001:2015 standard. Patendiameti The Registry Department registriosakond of the Estonian Patent Office Toompuiestee 7 Toompuiestee 7 15041 Tallinn 15041 Tallinn, ESTONIA Tel 627 7908 Phone +372 627 7908 E-post [email protected] E-mail [email protected] © Patendiamet, 2021 EESTI KAUBAMÄRGILEHT 7/2021 3 SISUKORD CONTENTS Andmete identifitseerimise rahvusvahelised numberkoodid (INID-koodid)...............................................................5 Internationally Agreed Numbers for the Identification of Data (INID Codes) Riikide, teiste ühenduste ja valitsustevaheliste organisatsioonide koodid...................................................................6 List of Codes of States, Other Entities and Intergovernmental Organizations I. KAUBAMÄRGI REGISTREERIMISE OTSUSE TEATED......................................................................................7