References Relevant to the Conference “Fintech and the Future of Retail

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References Relevant to the Conference “Fintech and the Future of Retail ReferencesRefere relevant to the conference “FinTech and the Future of Retail Banking” 2016 SUERF/Belgian Financial Forum/Eggsplore Conference To be held in Brussels, Belgium, on 9 December 2016 www.suerf.org/fintech2016 Accenture, 2016, The boom in global fintech investment: A new growth opportunity for London, CBinsights.com. Arango, Carlos, Huynh, Kim P. & Sabetti, Leonard, 2015, Consumer payment choice: merchant card acceptance versus pricing incentives, Journal of Banking & Finance, 55, 130-41. Austin, Robert D., 2016, Unleashing creativity with digital technology, MIT Sloan Management Review. Bogaert, Boris, 2016, Xpenditure receives top rating from GetApp, prweb.com, October. Bolt, Wilko & Humphrey, David, 2015, Assessing bank competition for consumer loans, Journal of Banking & Finance, 61, 127-41. Bolt, Wilko & Van Oordt, Maarten, 2016, On the value of virtual currencies, De Nederlandsche Bank Working Paper, No. 521. Bolt, Wilko, 2013, Pricing, competition and innovation in retail payment systems: a brief overview, Journal of Financial Market Infrastructures, 1, No.3. Bossu, Sven, 2016, Change: the only constant, sibos.com, September. Botta, Alessio & Ritter, Raffaela, 2016, McKinsey on innovation driving change in transaction banking, mckinsey.com, September. Bruno, Philip & Niederkorn, Marc, 2016, McKinsey’s Global Payments Report, mckinsey.com, September. CBInsights, 2015, Disrupting European Banking: the fintech startups that are unbundling HSBC, Santander and BNP, CBinsights.com. CBinsights, 2015, Disrupting paychex: the HR tech startups that are unbundling payroll, insurance and SMB services, CBinsights.com. CBinsights, 2016, Webinar: What’s next in Fin Tech? CBinsights.com. Diehl, Martin, 2015, Analyzing the economics of financial market infrastructures, IGI Global, Hershey, PA, USA. Diehl, Martin, 2013, Measuring free riding in large-value payment systems: the case of Target2, Journal of Financial Market Infrastructures, 1, No.3, 1-23. Dierckx, Stefan, 2016, PSD2 and beyond, projective.biz, September. EBA, 2016, Consumer protection and financial innovation, eba.europa.eu. EBA, 2016, EBA opinion on the Commission’s proposal to bring virtual currency entities within the scope of the 4th. Anti-Money Laundering Directive, eba.europa.eu, August. EBA, 2016, Payment services and electronic money, eba.europa.eu. ECB, 2015, Fourth report on card fraud, ecb.europa.eu, July. 1 ReferencesRefere relevant to the conference “FinTech and the Future of Retail Banking” 2016 ECB, 2015, Guide for the assessment of card payment schemes against the oversight standards, ecb.europa.eu, February. ECB, 2014, Guide for the assessment of direct debit schemes against the oversight standards, ecb.europa.eu, November. ECB, 2014, Mandate for the European Forum on the security of retail payments, ecb.europa.eu, October. ECB, 2016, Revised oversight framework for retail payment systems, ecb.europa.eu, February. ECB, 2016, TARGET Annual Report, ecb.europa.eu, May. ECB, 2015, Virtual currency schemes – a further analysis, ecb.europa.eu. European Commission, 1997, Commission Recommendation of 30 July 1997 concerning transactions by electronic payment instruments and in particular the relationship between issuer and holder (97/489/EC), europa.eu. European Commission, 2015, Commissioner Hill welcomes agreement on the revised Payment Services Directive, europa.eu, May. European Commission, 2009, Directive 2009/110 EC of the European Parliament and of the Council of 16. September 2009 on the taking up, pursuit and prudential supervision of the business of electronic money institutions amending Directive 2005/48/EC and 2006/48/EC and repealing Directive 2000/46/EC, Europa.eu. European Commission, 2013, Proposal for a Directive of the European Parliament and of the Council on payment services in the internal market and amending Directives 2002/65/EC, 2013/36/EU and 2009/110/EC and repealing Directive 2007/64/EC. COM/2013/0547 final – 2013/0264 (COD). Europa.eu. European Commission, 2014, Regulation (248/2014) amending SEPA Regulation (260/2012). Europa.eu. European Commission, 2014, Study on the economic analysis of the Single Euro Payments Area (SEPA): Benefits and opportunities ready to be unlocked by stakeholders, Europa.eu. European Commission, 2010, The SEPA Council: Description and functioning, europa.eu. European Commission, 2012, Towards an integrated European market for card, internet and mobile payments, COM (2011) 941, europa.eu. Fantazzini, Dean, Nigmatullin, Erik, Sukhanovskaya, Vera & Ivliev, Sergey, 2016, Everything you always wanted to know about bitcoin modelling but were afraid to ask, Applied Econometrics (forthcoming). Forest, Helena & Rose, Donya, 2015, Digitalization and the future of commercial banking, Deutsche Bank Global Transaction Banking. Fung, B, Huynh, K. & Sabetti, L., 2010, The impact of retail payment innovations on cash usage, Journal of Financial Market Infrastructures, 3, No.1, 1-29. Furton, Glenn L. & Salter, Alexander William, 2016, Money and the rule of law, Texas Tech University, Rawls College of Business WP. Geva, Benjamin, 2016, Best practice for the uniform treatment of wire payments, Legal Studies Research Paper Series Osgoode Hall Law School, 12, No.9. Greene, Claire, Schuh, Scott D. & Stavins, Joanna, 2016, The 2014 survey of consumer payment choice: Summary Results, Federal Reserve Banks’ Research Data Reports, No.16-3. 2 ReferencesRefere relevant to the conference “FinTech and the Future of Retail Banking” 2016 Hendrickson, Joshua R., Hogan, Thomas, L. & Luther, William J., 2016, The political economy of bitcoin, Economic Inquiry, 54, No.2, 925-39. Hileman, Garrick, 2016, Alternative currencies: a historical survey and taxonomy, Centre for Alternative Finance WP Series. Hurley, Jim, 2016, Strategic technologies reshaping the business of IT, insights.isg-one.com. Illyés, Tamás & Varga, Lóránt, 2015, Show me how you pay and I will tell you who you are – socio- demographic determinants of payment habits, Financial Economic Review, 14, No. 2. Ingels, Jürgen, de Geer, Jacob, Smith, Peter & Dallas, Kevin, 2016, Future of payments panel with Wordpay, Blockchain,iZettle & Smartfin Capital, smartfincapital.com, January. IT Bank News, 2016, Consortium of tech companies including IBM and Google to take on Intel with new processor interfaces, ITBankNews.com, October. IT Bank News, 2016, Top 20 finance Apps: Venmo is the most popular iOS App for finance, ITBankNews.com, September. Lasserre, Bruno, 2012, The Competition Authority’s approach to card payment services, europa.eu. May. Leinonen, Harry, 2016, Developing future payment instruments? When is the time to move from cash and cards to new generation instruments? In Beer, Christian, Gnan, Ernest & Birchler, Urs W. (Eds), 2016, Cash on Trial, SUERF Conference Proceedings, 2016/1. Luther, William J., 2016, Cryptocurrencies, network effects, and switching costs, Contemporary Economic Policy, 34, No. 3, 553-71. Mariotto, Carlotta, 2016, Competition for lending in the internet era: the case of peer-to-peer lending marketplaces in the USA, Ècole Nationale Supérieure des Mines de Paris & CERNA WP. Mariotto, Carlotta & Verdier, Marianne, 2016, Innovation and competition in internet and mobile banking: an industrial organization perspective, Communication & Strategies, No. 99, p. 129 ff. McFadyen, 2015, Key features of PSD2 and what they mean for the payments industry, out-law.com, January. McKinsey, 2011, Big data: the next frontier for innovation, competition and productivity, mckinsey.com. Miles, Stephanie, 2016, 7 best free Android finance and accounting Apps, getapp.com, April. Muhn, Julie, 2016, Fintech trending: P2P, EMV, NFC, NLP – OMG, finovate.com, October. Muir, Simon, 2016, Reinforcing the chain, FATF Recommendation 16. Noto, Grace, 2016, “Bankcoin” is not currency, it is a digital vehicle to move money, bankinnovation.net, August. Noto, Grace, 2016, Is the Consumer Finance Protection Bureau (CFPB) ruling important for the future of fintechs? Bankinnovation.net, October. Noto, Grace, 2016, Mastercard introduces enhanced Masterpass, bankinnovation.net, August. Noto, Grace, 2016, Mobile banking dominates banks’ innovative spending in 2016, bankinnovation.net, October. 3 ReferencesRefere relevant to the conference “FinTech and the Future of Retail Banking” 2016 Noto, Grace, 2016, Top 5 fintech raises: Incred Finance, Notonthehighstreet, MobiKwik, bankinnovation.net, August. Noto, Grace, 2016, Venmo beats the banks to win top spot among iOS finance Apps, bankinnovation.net, September. Noto, Grace, 2016, Visa Europe, BTL Group Partner to test blockchain settlement, bankinnovation.net, September. NTT DATA Consulting, 2016, Don’t fear modernizing your core, nttdata.com. Olanrewaju, Tunde, 2014, The rise of the digital bank, McKinsey & Company, London. Mckinsey.com. Olynick, Peter, 2016, The fintech threat is real, bankinnovation.net, August. Palmiéri, Catherine, 2013, To an analog banker in a digital world, Strategy & Business, Isssue 72. Pedersen, Erik Oester, 2012, The electronic euro – a basic payment for Europe, europa.eu. Remy, Matthieu, 2016, Notre méthodologie d’investissement, easyvest.be. Robinson, Mike, 2016, 3 reasons you shouldn’t use Excel for expense management, Xpenditure.com, October. Roets, Martin, 2014, Driving digitalization in retail banking, Strategy & Business, May. Rogoff, Kenneth S., 2016, The Curse of Cash, Princeton University Press. Ross, Jeanne W., Sebastian, Ina, Beath, Cynthia M., Mocker, Martin, Moloney, Kate & Fonstad, Nils O.,
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