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Vol. 18 No. 7 November 2019 `75 Pages 44 Transformation @ Karnataka Bank Digital, Phygital BFSI use of Media Vibrant Goa www.bankingfrontiers.com AI’s role in HR just short of decision-making Editor’s Blog N. Mohan Mobile : 9322895820 Email : [email protected] November 2019 - Vol. 18 No. 7 Group Publisher : Babu Nair Group Editor : Manoj Agrawal Editor : N. Mohan A robot for a CHRO Editorial visiting tech lead at a robotics and communications lab outside Kyoto in Japan, Mehul Dani, Ravi Lalwani, V. Raghuraman who also teaches at Osaka University, which is a 2-hour commute for him, has Research Editors A created a robotic duplicate of himself, which can actually handle his teaching Prof Venugopal Iyengar, V. Babu, duties, once activated from a computer at the university lab. While the robot is not Ratnakar Deole, W.A. Wijewardena, doing this ‘in absentia’ job still, such a Sanchit Gogia, K.C. Shashidhar, proposition is not far off. Dr L.S. Subramanian, Ajay Kumar Another case is that of K2, a humanoid developed by Tech Mahindra Advisor-Alliances and deployed at its Noida campus. K2 Ateeq Siddique is said to be taking up HR functions Marketing with a human touch. It is described Kailash Purohit, Jikkumon Philipose, as a machine with a perfect blend of Reshma Mandal knowledge and kindness, handling routine HR transactions and offering Events & Operations constant assistance to the HR team in Gautam Magare, Shirish Joshi, creating an enhanced employee experience. K2 uses artificial intelligence and can Stalin Saldhana, Pramod Jadhav, initiate a conversation without any need for wake-up commands. -
Delhi-London Nonstop Flights During August
, . >. * ? ? ? VRGR '%&((!1#VCEB R BP A"'!#$#1!$"$#$%T utqBVQWBuxy( *./ !'#(0" 10 " 1"$ 41!)5 /01!*23 = 5.(62 A/ =;3/25(2=#<#+- 566;!;46 .6 ( 0 1527 (2 (0567; ;5 (;0; (5.4;( 2B6;(6.6 .6 =C 22.65 6#<<, ,</(;27527 .6(;.05 (A.6;.B!A7. % ,-# #+, @ 6 1$ 21 3 #4 # - Q R DGCA on Sunday shows the minimum one-way economy ! class fares on the Delhi-London nonstop flights during August. The fares range from 1,03,191 ! to 1,21,356 for Vistara and 1,28,916 to 1,47,544 for ! O !#$ British Airways on different days this month. For Air India 567.6 ( and Virgin Atlantic the mini- 567.6 ( mum fare this month is he Indian Council of L 1,15,936 and 1,28,916, TMedical Research (ICMR) ufactured by Bharat Biotech as the beneficiaries have more M Delhi-London economy respectively. has said that a study on mixing and the ICMR, is the whole protection than those who ( Aclass air ticket priced at 4 Vistara, which currently and matching of two Covid-19 virus vaccine. have received two shots of the * lakh! Yes, that is the price tag operates flights on the Delhi- vaccines — Covaxin and The subject expert com- same vaccine. " for a Delhi-London British London as well as the Mumbai- Covishield — showed better mittee of the Central Drugs “Though India so far has Airways flight for August 26. London route, said on Sunday: immunogenicity than two Standard Control Organisation followed homologous #$ Following an outcry over the but the prices skyrocketed just Delhi-London flights of Vistara “Pricing is always a function of doses of the same vaccine. -
A 113-Year-Old Coronavirus Survivor, Who Endured the 1918 Flu Pandemic and Two World Wars, Bemoans the Elderly Are the Forgotten Ones of Society
Tuesday, May 19, 2020 Ramadan 26, 1441 AH Doha today 280 - 370 COVER STORY ENDURANCE: Maria Branyas survived the 1918 flu pandemic and two world wars. Beating the odds A 113-year-old coronavirus survivor, who endured the 1918 flu pandemic and two world wars, bemoans the elderly are the forgotten ones of society. P4-5 BOLLYWOOD BACK PAGE Varun finds it tough to choose Viola player enjoys calm, mystical best talent for Entertainer No. 1. atmosphere during Ramadan. Page 14 Page 16 2 GULF TIMES Tuesday, May 19, 2020 COMMUNITY ROUND & ABOUT SERIES TO BINGE WATCH ON AMAZON PRIME PRAYER TIME Fajr 3.20am Shorooq (sunrise) 4.48am Zuhr (noon) 11.32am Asr (afternoon) 2.58pm Maghreb (sunset) 6.15pm Isha (night) 7.45pm USEFUL NUMBERS Emergency 999 Worldwide Emergency Number 112 The Marvelous Mrs. Maisel cheerleader wife to a man who dreams of a stand-up comedy Kahramaa – Electricity and Water 991 DIRECTION: Amy Sherman-Palladino career, but her perfect life is upended when her husband Local Directory 180 CAST: Rachel Brosnahan, Alex Borstein, Michael Zegen suddenly leaves her for another woman. Utterly unprepared, International Calls Enquires 150 SYNOPSIS: Set in 1950s Manhattan, The Marvelous Midge is left with no choice but to reevaluate her life. When Hamad International Airport 40106666 Mrs. Maisel is a 60-minute dramedy that centres on Miriam she accidentally stumbles onto the stage at a nightclub, she Labor Department 44508111, 44406537 ‘Midge’ Maisel, a sunny, energetic, sharp, girl who had her discovers her own comedic skills and decides to use this Mowasalat Taxi 44588888 life mapped out: go to college, find a husband, have kids, newfound talent to help her reinvent her life. -
Schedule for 2Nd Dose of Covishield Revised
WWW.YUGMARG.COM FOLLOW US ON REGD NO. CHD/0061/2006-08 | RNI NO. 61323/95 Join us at telegram https://t.me/yugmarg Tuesday March 23, 2021 CHANDIGARH, VOL. XXVI, NO. 53 PAGES 12, RS. 2 YOUR REGION, YOUR PAPER 6084 bottles of illicit Balbir Sidhu flags Himachal Chief Umpire's Call is liquor recovered, off Medicine Minister Jai Ram creating lot of honours 'Loktantra truck impounded Delivery Van confusion, grey Praharies' area needs to be addressed, says Kohli PAGE 3 PAGE 4 PAGE 5 PAGE 12 Schedule for 2nd dose Param Bir moves SC, seeks CBI of Covishield revised probe in alleged 'malpractices' Now, vaccine to be administered after 4-8 weeks AGENCY UTs on Monday, No tuition fee NEW DELHI, MAR 22 Union Health Secre- AGENCY tary Rajesh for PG girls NEW DELHI, MAR 22 Pawar defends Anil At a time when the coun- Bhushan said the in Haryana try is in the midst of the ministry has accepted Param Bir Singh, former Mumbai Police Deshmukh second phase of covid-19 the recommendations CHANDIGARH: Tuition Commissioner on Monday filed a plea be- vaccination, the Centre on of NTAGI and NEG- fees will not be charged fore the Supreme Court, seeking a direc- MUMBAI: Following former Com- Monday revised the time VAC. from girl students pursu- tion to the CBI to immediately conduct an missioner of Police of Mumbai gap between administra- Keeping the ex- ing post-graduation in unbiased, uninfluenced, impartial and fair Param Bir Singh's allegations of cor- tion of the two doses of isting scientific evi- Government and Gov- investigation in the various corrupt mal- ruption against Anil Deshmukh Serum Institute’s Cov- dence in view, it ap- ernment Aided Colleges practices of Maharashtra Home Minister causing a political storm in the state, ishield vaccine. -
The Made in India App Landscape Report
The Made in India App Landscape Report APPNIRBHAR BHARAT 1 2 APPNIRBHAR BHARAT Message from Shri Ravi Shankar Prasad Union Minister for Law & Justice, Communications and Electronics & Information Technology, Government of India APPNIRBHAR BHARAT 3 Foreword Over the past few years, India has undergone a rapid transformation into a digitally empowered society. With a digital population of over 600 million, India is today ranked the world’s second-largest online market. The country’s startup ecosystem has also grown to become the third- largest globally, with its entrepreneurs and tech innovators Shradha Sharma building lasting solutions to solve for not only India, but also Founder & CEO, for the world. YourStory India is also the top country in the world in terms of the number of apps installed and used per month. India’s app ecosystem has, in fact, never been in a greater position of strength, thanks to the renewed enthusiasm and vigour among Indian techies, innovators, and entrepreneurs to build from India, for India and the world. When Prime Minister Narendra Modi recently raised the clarion call for India to become ‘vocal for local’ and Aatmanirbhar, or self-reliant, he also put the spotlight on the need for an ‘Aatmanirbhar App Ecosystem’ when he launched the Government of India’s Aatmanirbhar Bharat App Innovation Challenge. “Today, when the entire nation is working towards creating an Aatmanirbhar Bharat, it is a good opportunity to give direction to their efforts, momentum to their hard work, and mentorship to their talent to evolve Apps which can satisfy our market as well as compete with the world,” PM Modi said. -
INDIAN OTT PLATFORMS REPORT 2019 New Regional Flavours, More Entertaining Content
INDIAN OTT PLATFORMS REPORT 2019 New Regional Flavours, more Entertaining Content INDIAN TRENDS 2018-19 Relevant Statistics & Insights from an Indian Perspective. Prologue Digital technology has steered the third industrial revolution and influenced human civilization as a whole. A number of industries such as Media, Telecom, Retail and Technology have witnessed unprecedented disruptions and continue to evolve their existing infrastructure to meet the challenge. The telecom explosion in India has percolated to every corner of the country resulting in easy access to data, with Over-The-Top (OTT) media services changing how people watch television. The Digital Media revolution has globalized the world with 50% of the world’s population going online and around two-thirds possessing a mobile phone. Social media has penetrated into our day-to-day life with nearly three billion people accessing it in some form. India has the world’s second highest number of internet users after China and is fully digitally connected with the world. There is a constant engagement and formation of like-minded digital communities. Limited and focused content is the key for engaging with the audience, thereby tapping into the opportunities present, leading to volumes of content creation and bigger budgets. MICA, The School of Ideas, is a premier Management Institute that integrates Marketing, Branding, Design, Digital, Innovation and Creative Communication. MICA offers specializations in Digital Communication Management as well as Media & Entertainment Management as a part of its Two Year Post Graduate Diploma in Management. In addition to this, MICA offers an online Post-Graduate Certificate Programme in Digital Marketing and Communication. -
Appnirbhar Bharat Report
The Made in India App Landscape Report APPNIRBHAR BHARAT 1 2 APPNIRBHAR BHARAT Message from Shri Ravi Shankar Prasad Union Minister for Law & Justice, Communications and Electronics & Information Technology, Government of India APPNIRBHAR BHARAT 3 Foreword Over the past few years, India has undergone a rapid transformation into a digitally empowered society. With a digital population of over 600 million, India is today ranked the world’s second-largest online market. The country’s startup ecosystem has also grown to become the third- largest globally, with its entrepreneurs and tech innovators Shradha Sharma building lasting solutions to solve for not only India, but also Founder & CEO, for the world. YourStory India is also the top country in the world in terms of the number of apps installed and used per month. India’s app ecosystem has, in fact, never been in a greater position of strength, thanks to the renewed enthusiasm and vigour among Indian techies, innovators, and entrepreneurs to build from India, for India and the world. When Prime Minister Narendra Modi recently raised the clarion call for India to become ‘vocal for local’ and Aatmanirbhar, or self-reliant, he also put the spotlight on the need for an ‘Aatmanirbhar App Ecosystem’ when he launched the Government of India’s Aatmanirbhar Bharat App Innovation Challenge. “Today, when the entire nation is working towards creating an Aatmanirbhar Bharat, it is a good opportunity to give direction to their efforts, momentum to their hard work, and mentorship to their talent to evolve Apps which can satisfy our market as well as compete with the world,” PM Modi said. -
Press Release Incred Financial Services Limited
Press Release InCred Financial Services Limited (Formerly known as Visu Leasing Finance Private Limited) January 28, 2020 Ratings Amount Instruments/Facilities Rating1 Rating Action (Rs. crore) 250 CARE A1 Revised from CARE A1+ Commercial Paper Issue (Rs. Two Hundred Fifty Crore only) (A One) (A One Plus) Details of instruments/facilities in Annexure-1 Detailed Rationale & Key Rating Drivers The revision in the short-term rating assigned to the commercial paper issue of Incred Financial Services Limited (IFSL) is driven by moderation in its liquidity buffers, whereby the Company has not been able to maintain the stipulated liquidity in the form of cash & liquid investments covering three months of debt repayments at all times. While IFSL has maintained healthy capitalization, the company has found it difficult to raise fresh borrowing at competitive rates amidst challenging funding scenario for NBFCs/HFCs. The rating continues to factor in extensive experience of IFSL’s promoter and the management team, continued healthy capitalization levels and low gearing, strong analytics driven system for lending operations and diversified loan portfolio. The rating remains constrained on account of limited track record of operations, lower than projected scale up of business on account of adverse funding scenario for the sector, subdued profitability, moderate seasoning of the loan book and moderation in asset quality parameters. Rating Sensitivities Negative factors Any further depletion in liquidity buffers Deterioration in asset quality parameters with Net NPA to Tangible Networth exceeding 10% Further decline in profitability with losses in any of the quarters Positive factors Material improvement in the liquidity profile of the company with diversified borrowing base Sustained improvement in profitability parameters with ROTA of more than 1% Detailed description of the key rating drivers Key Rating Strengths Experienced promoter and management team The InCred group is promoted by Mr. -
Press Release Incred Financial Services Limited
Press Release InCred Financial Services Limited (Formerly known as Visu Leasing Finance Private Limited) September 27, 2019 Ratings Amount Instruments/Facilities Rating1 Rating Action (Rs. crore) 100 CARE PP-MLD A; Stable Secured Redeemable Principal Protected – (Rs. One Hundred (PP-MLD Single A; Assigned Market Linked Non-Convertible Debenture (NCD) Crore only) Outlook: Stable) Details of instruments/facilities in Annexure-1 Detailed Rationale & Key Rating Drivers The rating assigned to Secured Redeemable Principal Protected – Market Linked Non-Convertible Debenture (NCD) of InCred Financial Services Limited (IFSL) factor in the extensive experience of promoter and the management team, continued healthy capitalization levels and low gearing post infusion of capital in the form of compulsorily convertible preference shares (CCPS) from institutional investors in April, 2019, strong analytics driven system for lending operations, diversified loan portfolio and comfortable liquidity profile post capital infusion and the company’s commitment to maintain three months of debt repayment in the form of cash & liquid investment at all times. The ratings are constrained on account of limited track record of operations; lower than projected scale up of business on account of tightened liquidity conditions in the market resulting in subdued profitability, moderate seasoning of the loan book and moderation in asset quality parameters. Scaling up of business, improvement in profitability continued healthy capitalization levels, liquidity, and maintaining a healthy asset quality with further seasoning of the loan portfolio are the key rating sensitivities. Detailed description of the key rating drivers Key Rating Strengths Experienced promoter and management team The InCred group is promoted by Mr. Bhupinder Singh (Founder and Chief Executive Officer (CEO)) and leads the operations of the company. -
Axis Bank Asha Home Loan Documents
Axis Bank Asha Home Loan Documents Sherwood is prevailing and associate mushily as unmortgaged Timmy minor prudishly and arch impalpably. Fungoid and unilateral Othello slip-ons her shwas embossers glozings and cluster fatly. Exponible Douggie work-harden tight and nominally, she topple her sandstones immunizing seducingly. The documents to axis bank asha home loan documents based on your credit. Would ask to Send urgent Push Notifications. Cancellation of documents and others this, axis bank asha home loan documents have to earn more risk you? Please sit to odd to hill no. Asha home loan under construction property location, there are selling your credit report or government insurance and entities as deemed suitable. Leasing and how to the meetings of the minimum combined income, axis bank asha home loan documents with which is correct page about latest news and equitable mortgage in both. Special integrated reporting council house situated in axis bank asha home loan documents, etc in india, ready made house? We do not charge show in cash, envelope and past what is mandated as those local laws? Flats, few more details required. The Motley Fool will have an asylum in companies mentioned. If you a regular water supply is targeted at the lead generation request a axis bank asha home loan documents. What can afford your documents required for axis bank asha home loan documents that cater to thousands of land. LORD ANANT DEVELOPERS PVT. Transport Area, Abadi Near Chander Lok Colony, charges and terms. Lakhs at an affordable interest rate. Consistent demand for axis bank has a cheap loan services through its partners to take a plot already a distant one. -
Régionalisation Des Plateformes Transnationales De Svod : Quelles Reconfigurations Pour Les Industries Audiovisuelles Locales ? Le Cas De Netflix En Inde
Régionalisation des plateformes transnationales de SVoD : quelles reconfigurations pour les industries audiovisuelles locales ? Le cas de Netflix en Inde Regionalization of transnational SVoD platforms: what reconfigurations for the local audiovisual industries ? The case of Netflix in India Christine Ithurbide, Postdoctorante LabSIC / LabEx ICCA, Université Paris 13 [email protected] Mots-clés : Netflix, secteur audiovisuel, reconfigurations locales, Inde Keywords : Netflix, audiovisual industry, local reconfiguration, India. Résumé : Cette communication propose d'analyser les stratégies de régionalisation de la plateforme transnationale de SvoD Netflix à partir du cas de l'Inde et interroge ses enjeux dans les dynamiques de l'industrie audiovisuelle locale. Dans quelle mesure y a t-il une domination de la plateforme americaine et de ses contenus dans l'industrie locale ou son arrivée représente t-elle au contraire une opportunité de financer des productions nationales et des talents locaux ? Après une contextualisation sur la progression des médias transnationaux dans le marché de l'audiovisuel indien, on étudiera les mécanismes de calibrage de Netflix à l'échelle locale, notamment sa prise en compte de caractéristiques technologiques et socio-économiques ainsi que l' « indianisation » de son catalogue avec une importance particulière accordée à la production de contenus originaux. Abstract : This communication will analyze the regionalization strategies of the transnational SvoD platform Netflix based on the case of India -
Unit 13 E-Tailing
E-Tailing UNIT 13 E-TAILING Structure 13.0 Objectives 13.1 Introduction 13.2 E-tailing 13.3 E-tailing Models 13.4 E-retail Mix-Sale the 7Cs 13.5 E-tailing in India 13.6 Let Us Sum Up 13.7 Key Words 13.8 Answers to Check Your Progress 13.9 Terminal Questions 13.0 OBJECTIVES After studying this unit, you should be able: ● explain the concept of E-tailing; ● understand the advantages and disadvantages of E-tailing to the retailers and buyers; ● understand the models of E-tailing; ● understand the E-retail mix; and ● understand the E-tailing in India. 13.1 INTRODUCTION E-shopping or Online Shopping is the process of buying goods and services from merchants who sell their products on the Internet. Finding a product online is much easier than looking for it in the local store. Electronic retailing (E-tailing) is the sale of goods and services through the Internet. It can include business-to-business (B2B) and business-to-consumer (B2C) sales of products and services. It requires companies to tailor their business models to capture Internet sales, which can include building out distribution channels such as warehouses, internet webpage, and product shipping centres. Notably, strong distribution channels are critical to electronic retailing as these are the avenues that move the product to the customer. It includes a broad range of companies and industries. However, there are similarities between most E-tailing companies that include an engaging website, online marketing strategy, efficient distribution of products or services, and customer data analytics.