DOCSLIB.ORG

Queensland Meals on Wheels Member Services Renewal Report

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Queensland Meals on Wheels Member Services Renewal Report QUEENSLAND MEALS ON WHEELS MEMBER SERVICES RENEWAL REPORT 31 December 2019 to 31 December 2020 TABLE OF CONTENTS TABLE OF CONTENTS .................................................................................................................................... 1 IMPORTANT CHANGES ABOUT JLT/MARSH ................................................................................................. 2 MARSH SERVICE TEAM .................................................................................................................................. 3 Introduction ....................................................................................................................................................... 4 Market Conditions ............................................................................................................................................. 5 Renewal Results – per policy class .................................................................................................................. 10 Important Notices ............................................................................................................................................ 20 Remuneration and Payment ............................................................................................................................ 21 CLASSES OF INSURANCE AVAILABLE ....................................................................................................... 23 IMPORTANT INFORMATION ......................................................................................................................... 24 QUEENSLAND MEALS ON WHEELS Member Services Renewal Report MARSH | JLT 1 IMPORTANT CHANGES ABOUT JLT/MARSH Marsh Acquisition of JLT In September 2018, Marsh & McLennan Companies, Inc. (MMC) announced that it had reached an agreement to acquire Jardine Lloyd Thompson Group plc (LSE: MARSH), a leading provider of insurance, reinsurance and employee benefits related advice, brokerage and associated services. The acquisition of MARSH accelerates MMC's strategy to be the pre-eminent global firm in the areas of Risk, Strategy and People. MARSH's track record of strong organic growth and attractive geographic diversification enhances MMC's ability to accelerate growth and margin expansion across products and geographies. On integration of the JLT business into Marsh, the resourcing, employee numbers and range and depth of services available to our clients has been considerably expanded. McLennan Companies Inc. Marsh & McLennan Companies Inc. (MMC) is a global professional services firm providing advice and solutions in the areas of risk, strategy and human capital with 75,000 employees in more than 130 countries generating over $15 billion in annual revenue. MMC is publicly-held company listed on the New York, Chicago and London Stock Exchanges. MMC is the parent company of four operating companies – Marsh, Guy Carpenter, Oliver Wyman and Mercer. Marsh is a world leader in risk and an insurance services, Guy Carpenter is a risk and reinsurance specialist. Oliver Wyman Group provides advisory services and Mercer is a global provider of consulting, HR and investment services. Marsh & McLennan’s website address is www.mmc.com Marsh Marsh is a world leader in delivering risk and insurance services and solutions to clients and has been a pioneer in risk and insurance services for more than 145 years. Approximately 35,000 Marsh colleagues around the world provide risk management, risk consulting, insurance broking, alternative risk financing and insurance program management services. Marsh Pty Ltd Marsh was established in Australia in 1953 and has been servicing clients and placing insurance into the local and international insurance markets for more than 60 years. With more than 1,700 staff nationwide, Marsh operates from 33 offices located across all states and territories. For further information we refer to you our Website at www.marsh.com.au for information about our extensive range of products and services. QUEENSLAND MEALS ON WHEELS Member Services Renewal Report MARSH | JLT 2 MARSH SERVICE TEAM A platform of our approach is the provision of personal service through a dedicated service team who are totally focused on your business. Your core service team in Corporate Queensland is: Sandra van Zyl Principal – Corporate Risks, QLD Tel: +61 7 3246 7537 | 0427 801 379 Email: [email protected] Carmel Rackemann Senior Account Executive – Corporate Risks, QLD Tel: +61 7 3246 7537 | 0439 993 654 Email: [email protected] Nicole McHardy Account Executive – FINPRO, QLD Tel: +61 7 3246 7524 | 0417 574 183 Email: [email protected] Please note we have relocated offices and also have new mobile phone numbers. Our new address is shown below. Should you wish to visit our office, please ensure you contact one of the Service Team members to make an appointment accordingly: Marsh Brisbane Office Marsh Pty Ltd ABN 86 004 651 512 111 Eagle Street BRISBANE QLD 4000 GPO Box 2743 BRISBANE QLD 4001 www.marsh.com.au QUEENSLAND MEALS ON WHEELS Member Services Renewal Report MARSH | JLT 3 INTRODUCTION Jardine Lloyd Thompson Pty Ltd (“JLT”) as part of the Marsh & McLennan companies (“MMC”) Group of Companies is pleased to provide Queensland Meals on Wheels Ltd and Association (“QMOW”) with the details of the proposed insurance program negotiated on your behalf for the period 31 December 2019 to 31 December 2020. The program commentary is based on the following classes of insurance, as negotiated by us: Industrial Special Risks Motor Vehicle and Volunteers Motor Excess Reimbursement Public and Products Liability Personal Accident / Voluntary Workers Associations Liability - Member Services In this report we: comment on existing insurance market conditions; deliver the most competitive terms possible based on the information that is available to us; detail alternative quotations, where applicable, state credit terms and provide premium payment options; and Please review the report and its commentary carefully as the contents, terms and conditions have changed since renewal last year. Other Important notes: All renewal premiums are based on the number of services who advised cover is required. The declared values, number of volunteers, declared turnover, declared vehicles etc. form part of the negotiations and cover arranged on behalf of the QMOW Member Services as a group. Should a Member Service elect not to proceed with any of the coverages arranged on behalf of the group, the premiums will be affected. All invoices will be sent by Marsh prior to the 30th of December 2019. Cover for the new policy period will commence at 4pm on the 31st December 2019. Premium Funding / Pay by the Month via instalment options will be available to all Member Services. Payment Terms are strictly 14 days. As a result of 1st of January being a Public Holiday, we will extend the payment terms and conditions to ensure all premiums are settled by the 15th of January 2020. QUEENSLAND MEALS ON WHEELS Member Services Renewal Report MARSH | JLT 4 MARKET CONDITIONS We have experienced rapidly changing market behaviours over the past 2 years which has, for most insureds, driven rate increases, higher retentions, coverage restrictions, and enforced additional investment in risk mitigation. Below is a market update on the main areas of interest to QMOW Member Services. PROPERTY MARKET UPDATE: The above behaviour is principally due to the insurers incurring consecutive years of underwriting losses resulting from many factors including increased frequency and associated cost of localised natural catastrophe events (i.e. hailstorms, floods and other major weather perils), higher reinsurance and general operating costs and shrinking investment yields. As illustrated in the graph below, the Pacific region’s property insurance pricing on average increased circa 18.3% (continuing the steady pricing increases since 2015), in the second quarter of 2019, the sixth consecutive quarter of year-over-year double-digit increases. CAT and non-CAT clients in Australia and New Zealand saw generally double-digit increases, with pricing up 10% to 20% for many clients. (Noting that this is based on increases is applied to ‘clean’/ claims free risks). In addition to high hazard business, real estate, mining, food and beverage, and downstream energy were more challenging in the quarter, with reduced capacity and appetite from major insurers. Following 2017, one of the worst catastrophe loss years on record, most property insurance buyers have experienced rate changes on their renewals in 2018, with coverage remaining broadly consistent with that in prior years. As we continue through 2019, we note that the property insurance marketplace continues to see rate increases, with many markets trying to re-establish underwriting discipline to drive towards profitability. While rates have increased over the past six quarters, most carriers state that current rates on their portfolios are still well below where they need to be to support the exposures they are writing. QUEENSLAND MEALS ON WHEELS Member Services Renewal Report MARSH | JLT 5 Certain industry classes and account characteristics have proven very difficult and may be viewed as having experienced a “hard market” renewal. These include but are not limited to high catastrophe risk accounts, Expanded Polystyrene Australia (“EPS”) risks and the mining sector. EPS risks continue to be viewed unfavourably with several more
Load more

Recommended publications
  • Part VII Transfers Pursuant to the UK Financial Services and Markets Act 2000
    PART VII TRANSFERS EFFECTED PURSUANT TO THE UK FINANCIAL SERVICES AND MARKETS ACT 2000 www.sidley.com/partvii Sidley Austin LLP, London is able to provide legal advice in relation to insurance business transfer schemes under Part VII of the UK Financial Services and Markets Act 2000 (“FSMA”). This service extends to advising upon the applicability of FSMA to particular transfers (including transfers involving insurance business domiciled outside the UK), advising parties to transfers as well as those affected by them including reinsurers, liaising with the FSA and policyholders, and obtaining sanction of the transfer in the English High Court. For more information on Part VII transfers, please contact: Martin Membery at [email protected] or telephone + 44 (0) 20 7360 3614. If you would like details of a Part VII transfer added to this website, please email Martin Membery at the address above. Disclaimer for Part VII Transfers Web Page The information contained in the following tables contained in this webpage (the “Information”) has been collated by Sidley Austin LLP, London (together with Sidley Austin LLP, the “Firm”) using publicly-available sources. The Information is not intended to be, and does not constitute, legal advice. The posting of the Information onto the Firm's website is not intended by the Firm as an offer to provide legal advice or any other services to any person accessing the Firm's website; nor does it constitute an offer by the Firm to enter into any contractual relationship. The accessing of the Information by any person will not give rise to any lawyer-client relationship, or any contractual relationship, between that person and the Firm.
    [Show full text]
  • Summary of Insurance Cover
    Key Insurance Policies - Summary ii. Non-Medicare medical costs are only reimbursed by this policy if incurred within 12 calendar months from the date of injury. Summary of (a) Property & Equipment Insurance Further details relating to the above benefits as well as the full policy conditions are Scout properties are insured under the program inclusive of contained in the Chubb Personal Accident Product Disclosure Statement & Policy Wording. To obtain a copy of the Wording, please contact Aon Australia. contents based on declared values. Insurance Cover Scout buildings are professionally valued and reviewed every three Trailers, Motor Vehicles & Boats 2019 years. Scouts Branch need to be advised of any capital improvements Scout Groups are able to insure trailers, motor vehicles and boats over $10,000 or if a variation in sum insured is requested for approval. registered to Scouts through the Scout Insurance program. It is the responsibility of the Scout Group to maintain inventory records and declare the sum insured figure for contents. It is the responsibility of Scout Groups to ensure Scout registered trailers, motor vehicles and boats are insured. Note that whilst a Excess trailer or motor vehicle may not be worth replacing, the public A $500 excess is payable by the Group for claims lodged under liability policy does not cover motor vehicles or detached trailers this policy. that may cause damage or injury to third parties. Insuring motor vehicles and trailers ensures that the public liability (b) Public and Products Liability Insurance exposure is covered. The Scout Public Liability policy provides This policy aims to provide public liability protection for the cover for boats up to 15 metres in length.
    [Show full text]
  • Report Vol Sector Insurance
    Improving The Insurance and Public Policy Environment For Non-Profit and Voluntary Organizations In Atlantic Canada Presented To Insurance Bureau of Canada And Community Services Council Newfoundland and Labrador By Wolfgang Uebel & Associates Inc. And BizNext Management Consultants October 2005 TABLE OF CONTENTS INTRODUCTION ........................................................................................1 BACKGROUND.............................................................................................. 1 METHODOLOGY............................................................................................ 2 THIS REPORT .............................................................................................. 2 THE INSURANCE MARKET...........................................................................3 INSURANCE PRINCIPLES .................................................................................. 3 THE RECENT HARD MARKET ............................................................................. 6 PROPERTY AND CASUALTY INSURANCE IN CANADA ..................................................... 7 ATLANTIC CANADA .......................................................................................12 FINDING THE RIGHT COVERAGE AT THE RIGHT PRICE ................................................15 THE VOLUNTARY SECTOR.........................................................................21 SECTOR CHARACTERISTICS..............................................................................21 FUNDING..................................................................................................26
    [Show full text]
  • Authorised Motor Insurers As at 16/04/2015
    Authorised Motor Insurers as at 16/04/2015 Acromas Insurance Company Limited Admiral Insurance (Gibraltar) Limited Admiral Insurance Company Ltd Ageas Insurance Limited AIG Europe Limited Aioi Nissay Dowa Insurance Company of Europe Limited Allianz Insurance plc Amlin Underwriting Limited Ansvar Insurance Company Limited Aviva Insurance Limited Avon Insurance Plc Axa Insurance Plc Brit Insurance Limited Catlin Insurance Company (UK) Limited Chaucer Insurance Plc Chaucer Syndicates Limited Chubb Insurance Company of Europe SE Churchill Insurance Company Limited CIS General Insurance Limited Direct Line Insurance Plc Ecclesiastical Insurance Office Plc Equity Syndicate Management Ltd (Equity Red Star) Federal Insurance Company Great Lakes Reinsurance (UK) Plc Gresham Insurance Company Limited Groupama Insurance Company Limited Highway Insurance Company Ltd HSBC Insurance (Ireland) Limited Insurance Corporation of the Channel Islands Limited KGM Underwriting Agencies Limited Liverpool Victoria Insurance Company Limited Lloyd's of London Markerstudy Insurance Company Limited National Farmers' Union Mutual Insurance Society Limited National Insurance & Guarantee Corporation plc(NIG) Novae Insurance Company Limited NPA Insurance Company Limited Provident Insurance Plc QBE Insurance (Europe) Limited Qudos Insurance A/S RSA Insurance plc Sabre Insurance Company Limited Southern Rock Insurance Company Limited Tesco Underwriting Limited Tradex Insurance Company Limited Trafalgar Insurance Plc Trinity Lane Insurance Company Limited UK Insurance Ltd Zenith Insurance plc Zurich Insurance plc Please note that this list does not currently include trading styles that may be utilised. Users should also note that the list includes all Lloyds of London sydicates that are authorised to underwrite motor risks..
    [Show full text]
  • Ansvar Insurance Limited ABN 21 007 216 506
    COMMUNITY Ansvar Insurance Limited ABN 21 007 216 506 Annual Financial Report for the year ended 31 December 2017 Ansvar Insurance Limited Contents Corporate Information .......................................................................................................... 1 Directors’ Report .................................................................................................................. 2 Auditor’s Independence Declaration .................................................................................... 6 Independent Auditor’s Report .............................................................................................. 7 Directors’ Declaration ........................................................................................................ 10 Comprehensive Operating Statement ................................................................................ 11 Balance Sheet ................................................................................................................... 12 Statement of Changes in Equity ........................................................................................ 13 Cash Flow Statement ........................................................................................................ 14 Notes to the Financial Statements ..................................................................................... 15 Ansvar Insurance Limited Corporate Information ABN 21 007 216 506 Directors Nicholas Barnett, Chairperson Trevor Lloyd, Deputy Chairperson Warren
    [Show full text]
  • Bibliography
    Bibliography Aronson, Jonathan D., and Cowley, Peter F., Trade in Services: A Case for Open Markets, The American Enterprise Institute for Public Policy Research, Washington, 1984. Bank of England, 'The Market in Foreign Exchange in London', Bank of England Quarterly Bulletin, vol. 26, no. 3, September 1986. Bank of England, 'Services in the UK balance of Payments', Bank of England Quarterly Bulletin, vol. 21, no. 4, London, Dec. 1981. Bank of England, 'Services in the UK Economy', Bank of England Quarterly Bulletin, vol. 25, no. 3, Sept. 1985. BIEC LOnS Committee, International Information Flows, BIEC, 1986. BIEC, Invisible Trade in the World Economy 1972-1986, BIEC, 1988. BIEC LOnS Committee, Liberalisation of Trade in Services, BIEC, 1982. BIEC LOnS Committee, LOTIS Assessment Paper, BIEC, 1984. BIEC, The Services of the City of London, BIEC, 1987. BIEC Constraints Committee, The UK Tax Structure: Its Effect on Invisible Exports, BIEC, 1986. BIEC, Where in the world?, Analysis of Markets for UK Invisible Exports, BIEC, 1988. Clarke, William M., Britain's Invisible Earnings, Report of the Committee on Invisible Exports, British National Export Council, London, 1987. Clarke, William M., The City'S Invisible Earnings, Institute of Economic Affairs, London, 1958. Clarke, William M., How the City of London Works, London, 1987. Coakley and Harris, The City of Capital, Oxford, 1983. Committee on Invisible Exports, Overseas Earnings of the British Professions, CIE, London, 1972. Giarini, Ori, ed, The Emerging Service Economy, Services World Forum, Geneva, 1987. 715 BIEC Yearbook 1989-1990 Golt, Sidney, 'Towards Freer Trade in Services', The Banker, London, May 1982. Krommenacker, Raymond J., World Traded Services, The Challenge for the Eighties, 1984.
    [Show full text]
  • Corporate Structuresof of Independent Independent – Continued Insurance Adjusters, Adjusters Inc
    NEW YORK PENNSYLVANIANEW YORK New York Association of Independent Adjusters, Inc. PennsylvaniaNew York Association AssociationCorporate of of Independent Independent Structures Insurance Adjusters, Adjusters Inc. 1111 Route 110, Suite 320, Farmingdale, NY 11735 1111 Route 110,110 Suite Homeland 320, Farmingdale, Avenue NY 11735 E-Mail: [email protected] section presents an alphabetical listing of insurance groups, displaying their organizational structure. Companies in italics are non-insurance entities. The effective date of this listing is as of July 2, 2018. E-Mail:Baltimore, [email protected] MD 21212 www.nyadjusters.org www.nyadjusters.orgTel.: 410-206-3155 AMB# COMPANY DOMICILEFax %: OWN 215-540-4408AMB# COMPANY DOMICILE % OWN 051956 ACCC HOLDING CORPORATION Email: [email protected] AES CORPORATION 012156 ACCC Insurance Company TX www.paiia.com100.00 075701 AES Global Insurance Company VT 100.00 PRESIDENT 058302 ACCEPTANCEPRESIDENT INSURANCE VICECOS INC PRESIDENT 058700 AETNA INC. VICE PRESIDENT Margaret A. Reilly 002681 Acceptance Insurance Company Kimberly LabellNE 100.00 051208 Aetna International Inc CT 100.00 Margaret A. Reilly PRESIDENT033722 Aetna Global Benefits (BM) Ltd Kimberly BermudaLabell 100.00 033652 ACCIDENT INS CO, INC. HC, INC. 033335 Spinnaker Topco Limited Bermuda 100.00 012674 Accident Insurance Company Inc NM Brian100.00 Miller WEST REGIONAL VP 033336 Spinnaker Bidco Limited United Kingdom 100.00 058304 ACMATVICE CORPORATION PRESIDENT 033337 Aetna Holdco (UK) LimitedEXECUTIVEWEST REGIONAL SECRETARYUnited Kingdom VP 100.00 050756 ACSTAR Holdings Inc William R. WestfieldDE 100.00 078652 Aetna Insurance Co Ltd United Kingdom 100.00 010607 ACSTARDavid Insurance Musante Company IL 100.00 091442 Aetna Health Ins Co Europe DAC WilliamNorman R.
    [Show full text]
  • Statistics Half Yearly General Insurance Bulletin June 2008 (Revised 25 May 2009)
    Statistics Half Yearly General Insurance Bulletin June 2008 (revised 25 May 2009) www.apra.gov.au Australian Prudential Regulation Authority Copyright © Commonwealth of Australia This work is copyright. You may download, display, print and reproduce this material in unaltered form only (retaining this notice) for your personal, non-commercial use or use within your organisation. All other rights are reserved. Requests and inquiries concerning reproduction and rights should be addressed to: Commonwealth Copyright Administration Copyright Law Branch Attorney-General's Department Robert Garran Offices National Circuit Barton ACT 2600 or submitted via the copyright request form on the website http://www.ag.gov.au/cca Disclaimer While APRA endeavours to ensure the quality of this publication, APRA does not accept any responsibility for the accuracy, completeness or currency of the material included in this Publication, and will not be liable for any loss or damage arising out of any use of, or reliance on, this Publication. Forthcoming issues This publication will be released according to the timetable published on the APRA website. Revisions This publication has been revised to update the short name of entities to reflect the current company name in tables 12, 13 and 14. Notation Except where indicated, amounts are expressed in millions of Australian dollars. The symbol ∗ indicates that the data have been masked to maintain confidentiality. Glossary and explanatory notes A set of explanatory notes is provided at the end of the publication to assist the reader in understanding the source and definitions of the data. In particular, these notes help explain differences between the data presented and information publicly released by insurers in their financial statements.
    [Show full text]
  • Årsredovisning 2003
    årsredovisnin¯ 2003 om skandia innehåll Året som gått .................................. 2 Skandia bildades 1855 och har varit noterat på Stock- holmsbörsen sedan 1863. Därmed är Skandia det enda VD har ordet ................................... 6 noterade bolag som varit inregistrerat sedan Stockholms- Skandiaaktien ................................. 10 börsen startade. Skandias idé ................................... 14 Marknadsförutsättningar ..................... 18 Skandia är en av världens ledande, oberoende leveran- Skandias organisation ........................ 21 törer av kvalitetsprodukter för långsiktigt sparande. Samhällsansvar ................................ 22 Affärsidén är att erbjuda produkter och tjänster som tillgodoser kundernas skiftande sparbehov i olika Humankapitalet ............................... 24 skeden av livet och den ekonomiska konjunkturen. Ersättningsfrågor ............................. 25 Produkter och marknader .................... 26 Skandia har alltid varit ett internationellt företag. 80 procent av Skandias försäljning kommer från andra Förvaltningsberättelse marknader än den svenska och två av tre medarbetare Koncernöversikt ............................... 44 arbetar utanför Sverige. Koncernledning ............................... 58 Skandia finns i 20 länder på fyra kontinenter. Skandias Styrelse och revisorer ........................ 60 huvudmarknader är Storbritannien och Sverige och basen Ägarstyrning och styrelsearbete ............ 62 är Europa, men Skandia är också verksamt på utvalda Förslag
    [Show full text]
  • Terms of Business About Us the Service We Provide the Capacity In
    Terms of business This document sets out our professional relationship with you and the services we will provide. By accepting these Terms of Business, you are giving your consent for us to act in the manner described below. Throughout this document the use of We/Our/Us refers to Brightside Insurance Services Ltd. If there is anything you do not understand please contact us for help. About us AXA Specialist Risks is a trading name of Brightside Insurance Services Ltd. Brightside Insurance Services Ltd is an independent insurance broker authorised and regulated by the Financial Conduct Authority (Firm reference number 302216). Registered in England and Wales No 04137311. Registered office: Brightside Park, Severn Bridge, Aust, Bristol, BS35 4BL. This can be checked on the Financial Services Register by visiting the FCA website. If there is anything you do not understand or if you need to contact us, you can call us on 0344 902 8323. The service we provide Brightside Insurance Services Ltd is an insurance intermediary and we offer a wide range of products. For Fleet and Commercial insurance we work with a panel of insurers, for Optional Additional Products and Loss Recovery we only offer products from single insurers. We will confirm which applies before we arrange your cover. The insurers and products we offer are on our website www.brightsideinsurance.co.uk/insurer- list. Our service includes, but is not limited to, arranging your insurance cover and helping you with ongoing changes. When you take out, amended or renew your insurance policy you will not be provided with advice, but you will receive sufficient information on the product to enable you to make an informed decision as to whether it meets your needs.
    [Show full text]
  • Best's Ratings: Definitions
    Best's Ratings: Definitions Country Risk Tiers (CRT) AM Best defines country risk as the risk that country- the most risk and, therefore, the greatest challenge specific factors could adversely affect the claims to an insurer’s financial stability, strength, and paying ability of an insurer. Country risk is evaluated performance. and factored into all of Best’s Credit Ratings. AM Best’s Country Risk Tiers are not credit ratings Countries are placed into one of five tiers, ranging and are not directly comparable to a sovereign debt from “CRT-1” (Country Risk Tier 1) for countries with a rating, which evaluates the ability and willingness of stable environment with the least amount of risk, to a government to service its debt obligations. “CRT-5” (Country Risk Tier 5) for countries that pose Country Risk Tier (CRT) Definition CRT-1 Predictable and transparent legal environment, legal system, and business infrastructure; sophisticated financial system regulation with deep capital markets; mature insurance industry framework. CRT-2 Predictable and transparent legal environment, legal system, and business infrastructure; sufficient financial system regulation; mature insurance industry framework. CRT-3 Developing legal environment, legal system, and business environment with developing capital markets; developing insurance regulatory structure. CRT-4 Relatively unpredictable and nontransparent political, legal, and business environment, with underdeveloped capital markets; partially to fully inadequate regulatory structure. CRT-5 Unpredictable and opaque political, legal, and business environment, with limited or nonexistent capital markets; low human development and social instability; nascent insurance industry. A Country Risk Tier (CRT) is not a credit rating; rather, it represents a component of AM Best’s credit rating methodology that is applied to all insurers.
    [Show full text]
  • 125-Anniversary.Pdf
    CONTENTS Foreword SECTION ONE: The first hundred years by Alan Jenkins Chapter 1 Fire! 8 Chapter 2 The young company 11 Chapter 3 Edwardian days 17 Chapter 4 ‘For the duration’ 24 Chapter 5 Between the wars 27 Chapter 6 Cotswold Lodge 37 Chapter 7 The post-war decade 41 Chapter 8 Aldwych and Olga 48 Chapter 9 Home and abroad 52 Chapter 10 On the move 57 Chapter 11 The eighties 60 SECTION TWO: No ordinary company by Graham Doswell Chapter 12 Catastrophes, crises and costs: a change in climate 70 Chapter 13 Rebuilding and regeneration 79 Chapter 14 Turning the tide: alliances, acquisitions and partnerships 84 Chapter 15 Once more unto the breach: recovery, renewal and rebranding 92 Chapter 16 Building on the heritage: a new generation 102 Chapter 17 2012 and beyond – on the horizon 114 Foreword 125 years is a significant milestone for any organisation. However, many companies are a lot older. So it’s not the years that are important, it’s what you’ve achieved during them which really matters. For Ecclesiastical 125 years have been about making a difference. To our customers and communities. The Company is proud that it has been doing this for over a century, and is committed to continuing to make a difference in the years to come. Ecclesiastical has experienced a great deal of change in 125 years and has grown dramatically – our annual turnover is now more than half a billion. The Company was established to protect churches and church buildings from fire in 1887. Which it’s still doing today.
    [Show full text]