Ethical Consumer, Issue 183, March/April 2020
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5 I. Introduction 17 II. Executive Summary / Kurzfassung / 19 Synthèse Des Résultats De L'étude III. European Summary 39
I. Introduction 17 II. Executive Summary / Kurzfassung / 19 Synthèse des résultats de l’étude III. European Summary 39 by Jan Evers, Udo Reifner and Leo Haidar IV. UK Report 80 by Malcolm Lynch and Leo Haidar V. Länderbericht Deutschland 184 von Udo Reifner und Jan Evers VI. Contribution française 328 par Benoît Granger VII. USA Report 397 by Udo Reifner and Jan Evers 5 Contents I. Introduction 17 II. Executive Summary / Kurzfassung / Synthèse des résultats de l’étude 19 1. Executive Summary 19 1.1. Assumptions 19 1.2. Findings 20 1.3. Recommendations 22 1. Kurzfassung 25 1.1. Annahmen 25 1.2. Ergebnisse 26 1.3. Empfehlungen 29 1. Synthèse des résultats de l’étude 32 1.1. Préalables 32 1.2. Résultats de la recherche 33 1.3. Recommandations 36 III. European Summary and Recommendations 39 1. Market forces towards social benefit 39 1.1. Theoretical background to the study 39 1.2. Products, services, channels and demand: trends and conflicts 40 1.3. Scope of the study 40 1.4. Methodology 41 2. Key observations and findings in the country reports 42 6 2.1. Supply of Financial Services 42 2.1.1. Consumer access to a basic banking service 42 2.1.2. Commercial micro-finance 48 2.1.3. Access to home mortgage finance for low and middle income families 54 2.1.4. Access to finance for voluntary organisations 56 2.2. Macroeconomic and legal instruments - existing competencies vis-à-vis insufficient and inappropriate supply 58 2.2.1. Market externals: state regulation 58 2.2.2. -
A Food Affair – a Study on Interventions to Stimulate Positive Consumption Behavior
A Food Affair – A Study on Interventions to Stimulate Positive Consumption Behavior Katrien Cooremans 2018 Advisors: Prof. Dr. Maggie Geuens, Prof. Dr. Mario Pandelaere Dissertation submitted to the Faculty of Economics and Business Administration, Ghent University in fulfilment of the requirements for the degree of Doctor of Business Economics ii DOCTORAL JURY Dean Prof. Dr. Patrick Van Kenhove (Ghent University) Prof. Dr. Maggie Geuens (Ghent University & Vlerick Business School) Prof. Dr. Mario Pandelaere (Virginia Tech & Ghent University) Prof. Dr. Anneleen Van Kerckhove (Ghent University) Prof. Dr. Hendrik Slabbinck (Ghent University) Prof. Dr. Erica van Herpen (Wageningen University) Prof. Dr. Robert Mai (Grenoble Ecole de Management) iii ACKNOWLEDGEMENTS I am truly grateful to my promotor, Maggie Geuens, who took a chance on me and gave me the opportunity to start working at the department of Marketing and to my co-promotor Mario Pandelaere, who took me on in a time of ‘financial’ crisis. I am especially grateful for their belief in me throughout this entire journey. I might not be your average PhD researcher, but they always gave me the space and confidence to follow my interests and pursue my ideas. I am grateful to the members of the exam committee for their insightful comments and for the questions they raised. These will certainly benefit my (hopefully) forthcoming papers and I already believe they brought them to a higher level. I feel very grateful for my colleagues and ex-colleagues for making our department such an amazzzing place to work at. And especially my office mates for always being able to turn my frown upside down. -
Allergy: Soya Free Diet
Patient Information Department of Nutrition and Dietetics Allergy: Soya free diet This is a leaflet designed to give you, your family and friends, dietary information and helpful tips on avoiding soya. Introduction Intolerance to the protein in soya can occur. To prevent symptoms, all soya and foods containing it must be removed from your diet. Before going on a soya free diet you should discuss it with your doctor. Removing soya from the diet does not put you at nutritional risk but soya does appear in a wide number of products and not eating these will affect the variety of your diet. If your reactions to soya have been severe and immediate, such as lip swelling, an immediate rash or sickness, do not re- introduce soya without first talking to your doctor or dietitian. If you have removed soya from your diet, as a trial, but have found no improvement after two weeks try slowly reintroducing soya back into your diet. How can I tell if a food contains soya? Food Labelling Every pre-packed food, including alcoholic drinks, sold in the UK and European Union (EU) must show clearly on the label if it contains any of 14 major allergens. These must be highlighted (in bold, colour or underlined) on food labels within the ingredients list. This includes soybeans (soya). It is not compulsory for food manufacturers to use a warning statement – always check the ingredients first. Patient Information Soya is added to a wide range of manufactured products. You will have to check the ingredient list on all manufactured foods to see if soya is present. -
Is There a World Beyond Supermarkets? Bought These from My Local Farmers’ My Local Box Market Scheme Delivers This I Grew These Myself!
www.ethicalconsumer.org EC178 May/June 2019 £4.25 Is there a world beyond supermarkets? Bought these from my local farmers’ My local box market scheme delivers this I grew these myself! Special product guide to supermarkets PLUS: Guides to Cat & dog food, Cooking oil, Paint feelgood windows Enjoy the comfort and energy efficiency of triple glazed timber windows and doors ® Options to suit all budgets Friendly personal service and technical support from the low energy and Passivhaus experts www.greenbuildingstore.co.uk t: 01484 461705 g b s windows ad 91x137mm Ethical C dec 2018 FINAL.indd 1 14/12/2018 10:42 CAPITAL AT RISK. INVESTMENTS ARE LONG TERM AND MAY NOT BE READILY REALISABLE. ABUNDANCE IS AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY (525432). add to your without arming rainy day fund dictators abundance investment make good money abundanceinvestment.com Editorial ethicalconsumer.org MAY/JUNE 2019 Josie Wexler Editor This is a readers choice issue – we ask readers to do ethical lifestyle training. We encourage organisations and an online survey each Autumn on what they’d like us networks focussed on environmental or social justice to cover. It therefore contains guides to some pretty issues to send a representative. disparate products – supermarkets, cooking oil, pet food and paint. There is also going to be a new guide to rice Our 30th birthday going up on the web later this month. As we mentioned in the last issue, it was Ethical Animal welfare is a big theme in both supermarkets and Consumer’s 30th birthday in March this year. -
Adding Vegan Options Guide
ADDING VEGAN OPTIONS A GUIDE AnimalAid @AnimalAid by Tod Bradbury Campaign Manager, Animal Aid Adding Vegan Options CONTENTS INTRODUCTION 3 WHAT IS A VEGAN? 3 WHAT DO VEGANS EAT? 4 THE ‘WHY’ 5 THE ‘HOW’ 5 Meat, poultry and fish alternatives 6 Dairy alternatives 7 Egg alternatives 8 Honey alternatives 8 Meal examples 9 OTHER COMMON FAQs 10 Page 2 animalaid.org.uk Adding Vegan Options INTRODUCTION This guide is aimed at helping those involved in the development of restaurant, café or eatery menus add plant-based options. Adding plant-based options to your current menus needn’t be difficult, indeed there are a few very easy things you can do to ensure this. By adding vegan options to your menu you will be appealing to a growing market of vegans, but also vegetarians, pescetarians, meat-reducers and meat-eaters wanting to try something new. 1 WHAT IS A VEGAN? In dietary terms, a vegan is somebody who does not consume products which are of animal origin, or that involve the use or exploitation of animals. Vegans follow an entirely plant-based diet. Veganism is a way of living which seeks to exclude, as far as is “possible and practicable, all forms of exploitation of, and cruelty to, animals for food, clothing or any other purpose. - Definition of veganism, from the Vegan Society ” Page 3 animalaid.org.uk Adding Vegan Options 1 WHAT DO VEGANS EAT? VEGANS DO EAT VEGANS DO NOT EAT Fruit Meat Vegetables Poultry Pulses Fish Legumes Milk/dairy products Seeds Eggs Nuts Honey Plant milks (e.g. -
Scientific Update on Plant-Based Eating and Cardiometabolic Health
2020 SCIENTIFIC UPDATE ON PLANT-BASED EATING AND CARDIOMETABOLIC HEALTH Authors: Hana Kahleova, MD, PhD; Nerea Becerra-Tomas, RD, PhD; Sonia Blanco Mejia, MD, MSc; Andrea J Glenn, MSc, RD; Stephanie De Vriese, PhD; David JA Jenkins, MD, PhD; Cyril WC Kendall PhD; Jordi Salas-Salvadó, MD, PhD; John L Sievenpiper MD, PhD September 2020 Affiliations of the authors: Hana Kahleova 1, MD, PhD; Nerea Becerra-Tomas 2-3, RD, PhD; Sonia Blanco Mejia 4-5, MD, MSc; Andrea J Glenn 4-5, MSc, RD; Stephanie De Vriese 6, PhD; David JA Jenkins 4-5, MD, PhD; Cyril WC Kendall 4-5 PhD; Jordi Salas-Salvadó 2-3, MD, PhD; John L Sievenpiper 4-5 MD, PhD 1 Department of Medicine, Physicians Committee for Responsible Medicine, Washington, DC, USA. 2 Department of Biochemistry and Biotechnology, Human Nutrition Unit, Pere Virgili Institute for Health Research (IISPV), University Hospital of Sant Joan de Reus, Rovira i Virgili University, Reus, Spain 3 Centro de Investigación Biomédica en Red de Fisiopatología de la Obesidad y la Nutrición (CIBEROBN), Instituto de Salud Carlos III, Madrid, Spain 4 St. Michael's Hospital, Toronto, Canada 5 Department of Nutritional Sciences, Faculty of Medicine, University of Toronto, Canada 6 Alpro Foundation; Ghent, Belgium This review is fully supported by the Scientific Advisory Committee of the Alpro Foundation: Harry Aiking (VU University Amsterdam); Anna Arnoldi (University Milano); Christine Debeuf (Alpro); Peter Clarys (Vrije Universiteit Brussel); Helmut Heseker (University Paderborn); Sander Kersten (University Wageningen); Ian Rowland (University Reading); Cesare Sirtori (University Milano); Bregt Uyttenhove (Alpro) and Kurt Widhalm (University Vienna) Date: September 2020 2 CONTENT Global Health Burden of Cardiometabolic Disease........................................................................................................................ -
Database of Prepackaged Snacks – Drinks
Database of Prepackaged Snacks Per 100 ml Snack Photo Product Name Ingredients Classification Pack (ml) Pack (kcal) Sugar (g) Total (g) Fat Sodium (mg) Size of Individual Dietary Fibre (g) Energy per Individual Milk Water, Fresh Milk, Partly Skimmed Milk Powder, Stabilizer Anlene Original High (E339(ii), E407, E460(i), E466, E1440) & Emulsifier Snacks of Calcium Low Fat Milk (E322(i)), Mineral Salts (Calcium, Magnesium & Zinc), Palm 180 80 1.5 4.4 58 -- Choice Beverage Oil, Collagen, Vitamins (C, D, E, B6 & B12) Contains Milk, Soya and Fish Products KOWLOON DAIRY Hi- Water, Fresh Skimmed Milk, Milk Solids, Stabilizer (E466, Snacks of Calcium Skimmed E407, E170), Emulsifier (E460). (0.17% Calcium by product 236 89.7 0.3 5.3 57 -- Choice milk drink weight) KOWLOON DAIRY Hi- Snacks of Water, Milk Solids, Fresh Milk, Stabilizer (E407, E410, Calcium Slimilk milk 236 137 1.5 7.1 66 -- Choice E170), Vitamins A&D. (0.17% Calcium by product weight) drink Snacks of Meadows U.H.T. SKIMMED MILK. 250 87 0.1 4.7 38 -- Choice Skimmed milk Snacks of meiji High Calcium 100% High Calcium Skimmed Milk 236 90 0.0 5.7 44 0 Choice Skimmed Milk MENGNIU LOW-FAT Snacks of Fresh Milk, Milk Minerals, Vitamin D3, Emulsifier (471), HIGH-CALCIUM 250 109 1.3 4.9 72 -- Choice Emulsifying Salt (452i), Thickener (418). MILK BEVERAGE Water, Milk Solid, Maltodextrin, Concentrate of Milk Mineral, Nestle Dairy Farm Snacks of Emulsifier (E471), Stabilizer (E460, E466, E407, E412), High Calcium Low Fat 236 128 1.4 6.2 72 -- Choice Vitamin (A, D3). -
PLANT-BASED PROFITS: INVESTMENT RISKS & OPPORTUNITIES in SUSTAINABLE FOOD SYSTEMS FAIRR Briefing, February 2018
PLANT-BASED PROFITS: INVESTMENT RISKS & OPPORTUNITIES IN SUSTAINABLE FOOD SYSTEMS FAIRR Briefing, February 2018 www.fairr.org @FAIRRinitiative DRIVERS CONTENTS FOREWORD Foreword 3 At Nestlé, we recognize that for a business like ours to be successful, INVESTORS we must take a long-term view. As a global food company, we have the Introduction 4 responsibility and the opportunity to shape the sustainable production and Investment Drivers 8 consumption of food to preserve our planet for future generations – which Market opportunities in alternative proteins 10 is why we are evolving our portfolio of products based on sustainable protein sources. Innovation in food technology 16 Diversifying our protein sources helps us respond to growing consumer and ESG impacts 22 stakeholder concerns on the impacts of increased animal protein production COMPANIES “This report shows Advocacy and regulation 26 Duncan Pollard, and consumption on both health and the environment. It also helps us that alternative How investors are responding 28 AVP, Stakeholders capitalize on enormous opportunities in plant-based foods: in 2017, Nielsen proteins are rapidly Engagement in found that over the course of 12 months, sales of plant-based alternatives How companies are responding 38 going mainstream. Sustainability, to animal proteins rose 8.1%, in contrast to declining food sales in the 1 From meatpackers FAIRR sustainable protein engagement 44 Nestlé same category. to supermarket About the companies in the engagement 46 Across the food industry, we are seeing the early days of a sector-wide stackers the global response to the challenge of increasing exposure to alternative proteins. For Engagement process 48 food sector is rapidly food companies and their investors, no roadmap exists to help us navigate ENGAGEMENT taking notice of Findings 52 the complexity associated with protein diversification. -
A Pocket Guide to Veganism
A Pocket Guide to Veganism What is veganism? Veganism is a way of living that seeks to exclude, as far as is possible and practicable, cruelty to and exploitation of animals. In dietary terms, this means avoiding eating animal products like meat, dairy, eggs and honey. Why Vegan? It’s better for animals! The majority of animals who are bred for consumption spend their short lives on a factory farm, before facing a terrifying death. Chickens like Bramble here spend their lives in tiny, windowless sheds. She had no access to natural light, fresh air, or even grass. Thankfully she was saved from slaughter. But many others aren’t as lucky. It helps the planet! Animal farming is responsible for more greenhouse gas emissions than all motorised transport combined. In addition, it is responsible for vast amounts of deforestation and water pollution around the world. The carbon footprint of a vegan diet is as much as 60% smaller than a meat-based one and 24% smaller than a vegetarian one. It’s healthy! You can obtain all of the nutrients your body needs from a vegan diet. As such, the British Dietetics Association and American Academy of Nutrition and Dietetics (along with many other similar organisations around the world) all support a well-planned vegan diet as being healthy and suitable for all age groups. Shopping It has never been easier to be vegan, with plant-based foods now available in every single supermarket. Thanks to Animal Aid’s #MarkItVegan campaign, the vast majority of supermarkets now clearly label their own-brand vegan products! Brands to look out for.. -
Dimensional Investment Group
SECURITIES AND EXCHANGE COMMISSION FORM N-Q Quarterly schedule of portfolio holdings of registered management investment company filed on Form N-Q Filing Date: 2008-04-29 | Period of Report: 2008-02-29 SEC Accession No. 0001104659-08-027772 (HTML Version on secdatabase.com) FILER DIMENSIONAL INVESTMENT GROUP INC/ Business Address 1299 OCEAN AVE CIK:861929| IRS No.: 000000000 | State of Incorp.:MD | Fiscal Year End: 1130 11TH FLOOR Type: N-Q | Act: 40 | File No.: 811-06067 | Film No.: 08784216 SANTA MONICA CA 90401 2133958005 Copyright © 2012 www.secdatabase.com. All Rights Reserved. Please Consider the Environment Before Printing This Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM N-Q QUARTERLY SCHEDULE OF PORTFOLIO HOLDINGS OF REGISTERED MANAGEMENT INVESTMENT COMPANY Investment Company Act file number 811-6067 DIMENSIONAL INVESTMENT GROUP INC. (Exact name of registrant as specified in charter) 1299 Ocean Avenue, Santa Monica, CA 90401 (Address of principal executive offices) (Zip code) Catherine L. Newell, Esquire, Vice President and Secretary Dimensional Investment Group Inc., 1299 Ocean Avenue, Santa Monica, CA 90401 (Name and address of agent for service) Registrant's telephone number, including area code: 310-395-8005 Date of fiscal year end: November 30 Date of reporting period: February 29, 2008 ITEM 1. SCHEDULE OF INVESTMENTS. Dimensional Investment Group Inc. Form N-Q February 29, 2008 (Unaudited) Table of Contents Definitions of Abbreviations and Footnotes Schedules of Investments U.S. Large Cap Value Portfolio II U.S. Large Cap Value Portfolio III LWAS/DFA U.S. High Book to Market Portfolio DFA International Value Portfolio Copyright © 2012 www.secdatabase.com. -
Eating a Low Residue Diet
119-143 Missenden Road Camperdown NSW 2050 PO BOX M33 Missenden Road NSW 2050 www.mylifehouse.org.au Eating a Low Residue Diet Eating a low residue diet will frequent meals. Avoid extremely hot minimise the amount of faeces foods, as these tend to increase the that collect in your bowel. This activity of the intestines. can be very helpful in a number What if I get diarrhoea? of situations including: Eating stewed, pureed or grated apples, • when you are preparing for bowel bananas, cheese, sago or boiled white surgery rice can help subdue diarrhoea. If your • when you are recovering from bowel diarrhoea lasts more than one or two surgery days, the fluid and potassium you have • when you have a partial bowel lost must be replaced. Drinking low-acid obstruction juices such as apricot, peach or pear • when you have acute diarrhoea nectars will help because they are low • after radiation or chemotherapy in residue, high in potassium and they • during acute periods of Crohn’s are a good source of energy. Dilute disease, ulcerative colitis or them with plain water if you like. Other inflammatory bowel high-potassium foods include bananas, • during acute and painful stages of pawpaw, stewed apricots and peaches, diverticulitis avocado, and soft cooked carrots, potatoes and spinach. What is a low residue diet? Eating a low residue diet means limiting Can I have milk and other your intake of the kinds of foods that dairy products? take a long time to digest. That includes Milk does not contain fibre, but it does foods that are high in fibre such as contain a sugar called lactose. -
Cruelty-Free Eating
Recipes and Cooking Tips, How to Stay Healthy, Resources, Q&A, and more! Guide to Cruelty-Free Eating Thank you for taking the time to consider the following ideas! This guide is for all thoughtful, compassionate people—from lifelong meat eaters who are just learning about factory farms, to vegetarians seeking new recipes and nutritional information, to vegans interested in more ways to help end cruelty to animals. 4 Eating Cruelty-Free This guide is produced and published by Vegan Outreach—a 501(c)(3) nonprofit 5 Glossary organization dedicated to reducing the suffering of farmed animals by promoting informed, ethical eating. 6 Meat and Dairy Substitutes Some of the photos are provided courtesy of Amy’s Kitchen, 7 Simple Meal Ideas Daiya Foods, East Bay Animal Advocates, Eden Foods, Enjoy Life Cooking Cruelty-Free Foods, Joe Espinosa, eSutras Organics, David Falconer, Farm 8 Sanctuary, Hoss Firooznia, Follow Your Heart, Garden Protein 11 Recipes International, GFA Brands, Hain Celestial Group, Sangeeta Kumar, Whitney Lauritsen, Lightlife Foods, Millennium Restaurant, Pangea 15 Resources Vegan Products, PETA, Turtle Island Foods, Turtle Mountain, USDA, Viva! USA, WhiteWave Foods, and WholeSoy & Co. 16 Staying Healthy on Plant-Based Diets Printed on recycled paper 22 Advocating for Animals with vegetable-based inks 26 Questions & Answers © Vegan Outreach, 2011 Guide to Cruelty-Free Eating Rev. 3/11 Choosing Compassion What we choose to eat makes a powerful statement about our ethics and our view of the world—about our very humanity. By not buying meat, eggs, and dairy products, we withdraw our support of cruelty to animals, undertake an economic boycott of factory farms, and support the production of cruelty-free foods.