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立法會 Legislative Council LC Paper No. CB(2)938/16-17 (These minutes have been seen by the Administration) Ref : CB2/HS/1/16 Subcommittee on Retirement Protection Minutes of meeting held on Thursday, 5 January 2017, at 9:00 am in Conference Room 1 of the Legislative Council Complex Members : Hon KWOK Wai-keung (Chairman) present Hon LEUNG Yiu-chung Hon Tommy CHEUNG Yu-yan, GBS, JP Hon Jeffrey LAM Kin-fung, GBS, JP Hon Starry LEE Wai-king, SBS, JP Hon Mrs Regina IP LAU Suk-yee, GBS, JP Hon Paul TSE Wai-chun, JP Hon LEUNG Kwok-hung Hon YIU Si-wing, BBS Hon CHAN Chi-chuen Hon LEUNG Che-cheung, BBS, MH, JP Dr Hon KWOK Ka-ki Dr Hon Fernando CHEUNG Chiu-hung Hon POON Siu-ping, BBS, MH Dr Hon CHIANG Lai-wan, JP Ir Dr Hon LO Wai-kwok, SBS, MH, JP Hon Alvin YEUNG Hon Andrew WAN Siu-kin Hon CHU Hoi-dick Dr Hon Junius HO Kwan-yiu, JP Hon SHIU Ka-fai Hon SHIU Ka-chun Hon HUI Chi-fung Hon LUK Chung-hung Hon KWONG Chun-yu Hon Nathan LAW Kwun-chung Dr Hon LAU Siu-lai - 2 - Members : Hon Jimmy NG Wing-ka, JP (Deputy Chairman) absent Hon WONG Kwok-kin, SBS, JP Hon CHAN Han-pan, JP Hon Alice MAK Mei-kuen, BBS, JP Hon HO Kai-ming Public Officers : Item I attending Mr Stephen SUI, JP Under Secretary for Labour and Welfare Ms Eugenia CHUNG Principal Assistant Secretary for Labour and Welfare (Poverty) Attendance : Item I by invitation Session One League of Social Democrats Mr WONG Ho-ming Vice-chairman (External Affairs) The Civic Party Mr SIN Ho-fai Representative Liberal Party Mr Joseph CHAN Ho-lim Convener, Economy Panel Alliance for Universal Pension Mr Nick CHAN Organizer - 3 - Government Mod 1 Staff General Union Mr TSUI Yat-keung Executive Committee Member The Grassrooteer Ms LEE Choi-kwan Chairlady Kwai Fong Estate Elderly Rights Concern Group Mr CHUNG Hau-ping Member Caretaker Concern Group Ms CHU Moon-chun Member Social Development Movement for Hong Kong's Future Ms LAI Yuen-mei Spokesperson 社工學聯外務部 Mr 蘇雋謙 Member 社工學聯退保關注組 Miss 鄭曉汶 Member 失明人互聯會 Mr CHEUNG Kai-fu Member Grassroots Development Centre Mr NG Kin-wing Committee Member - 4 - Catholic Diocese of Hong Kong Diocesan Pastoral Centre for Workers (Hong Kong Island) Ms Agnes TSANG Lai-shan Program Officer 東區長者關注退休保障組 Ms 張錦笑 爭取落實全民養老金-港島 Ms 馬玉碧 退休保障同學關注組 Mr TSANG Tsz-wang 東區長者退休關注組 Mr 陳澤初 青少年關注退保小組 Miss CHENG Tsz-ting 香港島關注退休事宜小組-青年 Mr Louis LAM Wai-ho Hong Kong Catholic Commission for Labour Affairs Miss LAW Pui-shan Policy Research Officer 小巿民關注退休保障生活組 Ms WAN Mei-ha Member 天主教勞工牧民中心-九龍 保安護衛關注組 Mr CHAN Chau-shing - 5 - 天主教勞工牧民中心-九龍 單幢大廈物業員關注組 Ms CHOI Wai-fun Member 全民退休保障落實關注組 Mr CHAN Ka-ki Representative 全民退保我有份關注組 Mr CHIANG Wai-kan Representative 青年支持退休保障委員會 Miss TO Ka-man Representative 全民退休保障免審查人人有份關注組 Mr WONG Chun-ming Representative Catholic Diocese of Hong Kong Diocesan Pastoral Centre for Workers - Kowloon Mr SIN Chi-man Assistant Program Officer Liberal Party Youth Committee Mr Dan CHAN Vice-chair Person Individual Mr Joe HO Individual Mr Fun CHEUNG - 6 - Individual Miss Maggie LEE Individual Mr Kurt AU Individual Miss Regin CHAN Session Two 中產關注退休保障陣線 Mr CHAN Chi-shing 青年革新 Mr LING San-ting 贏返全民退保行動 Mr LI Chi-pang 青年無全民退保So sad Mr LAM Sze-yuen 青年退保關注組 Miss TAI Yuet-ching Tseung Kwan O Universal Pension Concern Network Mr LAI Wai-tong Member Promoters and Casual Workers Union Miss LEUNG Tsz-yan Organizer - 7 - Hong Kong Christian Service Ms TSANG Yuen-kei Chief Supervisor Concerning Home Care Service Alliance Ms Alice ISHIGAMI LEE Fung-king Member 天水圍長者權益關注組 Mr KWOK Man-ho Neighbourhood and Worker's Service Centre Mr WONG Yun-tat Cleaning Workers Union Ms CHEUNG Po-lai Organizer The Democratic Party Mr LAW Ying-cheung Representative Individual Mr 許強 Individual Mr 鄭量之 Women Heatedly Support for Universal Pension Ms CHAN Po-ying Representative - 8 - 將軍澳長者民生關注會 Mr KWONG Wing-tai Representative Industrial Relations Institute Ms LAU Yau-chun Organizer IRI Women's Coop Ms LEE Sau-kwan Member The Federation of Hong Kong and Kowloon Labour Unions Mr PUN Chau-man Assistant Research Officer Momentum 107 Mr Raymond HO Man-kit Convener Youth ADPL Mr Kalvin HO Kai-ming Convener Individual Mr YUEN Wai-tak Individual Ms YIP Mee-yung Individual Mr TSE Wai-yue - 9 - 全民撐退保社福聯盟 Mr WONG Kwok-kei Hong Kong Women Workers' Association Miss LEUNG Wei-ching Organizer The Hong Kong Council of Social Service Mr WONG Wo-ping Chief Officer (Social Security and Employment) Individual Ms CHUNG Bik-mui 全民退保關注組 Mr CHIU See-poon Member Individual Mr LAM Chi-chung Session Three Chinese Grey Power Ms LO Siu-lan Chairlady Labour Rights Commune Ms Florence CHEUNG Man-wai Member Kwai Chung Estate Residents' Rights Concern Group Mr CHEUNG Kai-bing Secretary - 10 - 明愛專上學院社會科學系系會 Mr 彭宇軒 Member 香港社會工作學生聯會 Mr 李裕茂 Member 基層民生關注組 Mr 林超 Representative 爭取退休保障聯盟 Ms 霍美崧 Representative Individual Ms NG Yuet-lan Member of Sham Shui Po District Council 老人福利關注組 Mr LAI Ming-lai Representative Individual Miss 伍頌恩 Demosisto Mr CHAN Kok-hin Member - 11 - New Arrival Women League Mr WONG Kai-hing Community Organizer Sham Shui Po Community Association Mr LAU Cheuk-kei Director Hong Kong Federation of Women's Centres Miss TSOI Sin-man Advocacy Officer 婦女中心退保關注組 Mr LAM Yuk-ki Education officer WISE pension for women concern group Miss CHENG Mo-yi Education Officer 香港淋病病人協會 Mr NG Chung-tat Individual Mr CHAN Chi-wing Individual Miss Theresa YUNG 退而求其次後發現連條毛都冇受害者權益保障協會 Mr WONG Hiu-au - 12 - Individual Mr WONG Chong-kwan Individual Mr 王佐基 Student Christian Movement of Hong Kong Mr KO Chung-lai 進步教師同盟 Mr 陳智聰 Representative Hong Kong Christian Service - Elderly Council Mr LO Chun-hing Member Individual Mr LAM Chung-yau Individual Mr CHAN Kam-cheong Individual Ms LO Lai-ping 葵涌邨長者權益關注組 Mr TSANG Hoi-pang Evangelical Lutheran Church Social Service - HK Ms LAM Kam-lee Service Director - 13 - Hong Kong Confederation of Trade Unions Mr NG Koon-kwan Organizing Secretary Session four Community Cultural Concern Mr Abraham LAI Representative Individual Miss CHOW Wing-heng Member of Sham Shui Po District Council Hong Kong Domestic Workers General Union Ms TSE Yin-fei Chairperson 荃灣長者聯合組 Ms BUN Muk-nga Member Individual Ms LAM Sin-man 病人自助組織關注全民退保聯席 Miss WONG Tsz-yan Member Individual Miss SO Sim-yan - 14 - NeoDemocrats Mr CHUN Hoi-shing Community Officer Individual Mr Frederick FUNG KK Individual Mr LEUNG Siu-sun Member of Eastern District Council Individual Prof WONG Yu-cheung The office of Hon HUI Chi-fung Legislative Councillor Mr SO Yat-hang Community Work Officer 香港聖公會麥理浩夫人中心社區發展部 Mr 吳堃廉 Construction Site Workers General Union Mr 施志誠 Hong Kong Building Services and Security General Union Ms 余美雲 Committee Member Retail, Commerce and Clothing Industries General Union Miss 陳艷梅 President - 15 - Hong Kong Policy Viewers Mr KUNG Wai-sum Exco member HKCTU Youth Affairs Group Mr YU Hok-man Member Catholic Diocese of Hong Kong Diocesan Pastoral Centre for Workers - New Territories Mr Augustine YU Siu-po Centre Supervisor North District Employment Concern Group Mr Simon TAM Member Women Employment Concern Group Ms LEE Yuk-mei Member Concern Outsourced Cleaner's Right Group Mr Jay LEE Lap-chau North District Grassroot Workers Group Mr WU Lin-feng Individual Mr 熊若水 Individual Miss Natalie TSUI Wai-fong - 16 - D 錢你架咩俾返 D 錢老人家仗義執言組 Mr 范誠顯 Individual Mr 林培元 Individual Mr FU Wai-hon Clerk in : Miss Betty MA attendance Chief Council Secretary (2) 1 Staff in : Ms Rita LAI attendance Senior Council Secretary (2) 1 Ms Kiwi NG Legislative Assistant (2) 1 Miss Lulu YEUNG Clerical Assistant (2) 1 I. Retirement protection system in Hong Kong 1. The Subcommittee deliberated (index of proceedings attached at Annex). 2. The Subcommittee received oral representations from 125 deputations/individuals attending the four-session meeting. The major views and concerns expressed by most deputations/individuals are summarized as follows: (a) in light of the challenges of an ageing population, coupled with longer average life expectancy, and the fact that one-third of elderly persons living below the poverty line and repeated strong community call for retirement protection over several decades, the Administration should implement a universal retirement protection scheme without further delay so as to ensure that elderly persons could lead a dignified - 17 - and financially secured life in their twilight years. Having regard to the Chief Executive's pledge in his election manifesto in respect of making improvement to retirement protection and the considerable fiscal reserve, the Government should implement the universal retirement protection scheme as soon as practicable. Retirement protection was a basic right of residents in Hong Kong similar to the entitlement to non-means-tested public healthcare services and education. It should therefore be provided to individual elderly persons in recognition of their past contribution to Hong Kong's prosperity, including female homemakers, and it was inappropriate to deliberate the subject under the purview of the Commission on Poverty ("CoP") and to study the subject from the perspective of poverty alleviation; (b) the existing retirement protection system was considered having the following deficiencies: (i) the labelling effect of the requirement to make declaration on non-provision of financial support by family members of the individual elderly applicants under the Comprehensive Social Security Assistance ("CSSA") Scheme had deterred many vulnerable elders from seeking appropriate financial assistance; and (ii) the Mandatory Provident Fund ("MPF") system was ineffective in providing adequate retirement protection. The arrangement of offsetting severance payments ("SP") and long service payments ("LSP") against MPF accrued benefits derived from employers' contributions ("the offsetting arrangement") had significantly reduced the amount of the MPF accrued benefits for the employees concerned.