The WIB Bankomatiko contactless smart How many contactless can I make? Everything card allows you to make contactless There are no limitations for the number of contactless payments (tap) just by tapping your card payments you can make but there is a cumulative limit amount for consecutive contactless payments. The about your at a terminal that is enabled for cumulative limit amount for consecutive contactless contactless payments. payments is NAf. .- US .. The will request for a chip & PIN payment as soon Contactless payments are easy and faster compared to as this cumulative limit has been reached and the card regular chip or swipe transactions. Now with your WIB will be re-enabled for contactless payments. Every Bankomatiko contactless you can just tap chip or swipe and PIN payment also automatically re- contactless & go for transactions equal to or less than NAf. .- enables the NAf. .- cumulative limit. See example US . at all Maestro contactless enabled payment &  below for details. terminals worldwide. You can recognize the smart card. Bankomatiko by the green Example  contactless indicator in the top right corner. # Purchase Payment Method NAf. Subtotal PIN Sandwich Tap . . NO How can I make contactless payments?  Groceries Tap .  . NO It is very easy. During the payment process at the  Lunch Tap . . NO cashier just tap your Bankomatiko contactless smart  Bar Tap . . YES* card to a payment terminal, enabled for contactless *NAf. 100.- cumulative limit reached. Terminal will request for a chip and PIN payment. Maestro payments and the payment terminal screen lights up or beeps acknowledging that the payment Description of Example : The customer had consecutive has been processed. To make the process even quicker, contactless payments and with payment # the terminal contactless payments do not require a PIN. requested for a chip and PIN payment because the NAf. .- cumulative limit for contactless payments has been reached.    Example  # Purchase Payment Method NAf. Subtotal PIN 1 Breakfast Tap . . NO 2 Hardware Chip . . YES 3 Groceries Tap . . NO ATM 4 Chip . . YES Withdrawal 5 Lunch Tap . . NO Step Step  Step  6 Drink Tap . . NO Have your Tap the card to Payment made! card ready the terminal  Happy Hour Tap  . . NO  Food truck Tap . .  YES* Where can I make contactless payments with *NAf. .- cumulative limit reached. Terminal will request for a chip and PIN payment. the WIB Bankomatiko contactless smart card? It is possible to make contactless payments worldwide Description of Example : The NAf. .- cumulative limit at all contactless enabled payment terminals where you (Subtotal) was re-enabled with the purchase at the hardware see the Maestro acceptance logo. Contactless enabled store (payment #) and with the ATM withdrawal (payment payment terminals are branded with the contactless # ) because the PIN has been entered during both payments. symbol and/or show the contactless symbol in the display. The NAf. .- cumulative limit was reached with the purchase at the food truck so during this payment the POS terminal will request for a Chip and PIN payment.

   | wib-.net Is it possible to make contactless payments Is my Bankomatiko contactless smart card • The NAf. .- US . cumulative limit for for amounts higher than NAf. .- US . ? automatically activated for contactless payments? consecutive contactless payments reduces the No, it is not possible. with your No, the Bankomatiko contactless smart card is blocked illegitimate use when your card gets lost or stolen; WIB Bankomatiko contactless smart card is only for contactless payments when received in the mail or • Windward Islands Bank carries the liability for possible for an amount equal or less than NAf. .-. after pick-up at a Branch. The contactless functionality illegitimate contactless transactions conducted up to For all transaction amounts over NAf. .- you will automatically be activated after the  rst successful  days prior to you having reported your Bankomatiko have to insert your card and enter a PIN. payment (chip or swipe) with PIN for the customers contactless smart card as lost or stolen; whose E-mail address is known at the Bank or for • You will receive an e-mail with every contactless Is it possible to choose between checking customers that have an WIB Online Banking account. payment made. and when making a The Bank will use the e-mail address on  le to send Although Windward Islands Bank guarantees the contactless payment? transaction noti cations every time there is a contactless security of the card, it is important for cardholders to The main purpose of contactless payments is to make a payment with the card. take similar precautions with a contactless card as they quick and easy checkout at the counter, so for this reason For the customers where the contactless functionality would with cash. Do not leave the card unattended it is not possible to choose between checking and savings has not been automatically activated or for customers to avoid that it can be used without your consent and account when making contactless payments. that want to deactivate the contactless functionality it is review your bank statements regularly. With contactless payments the system automatically required to call  . deducts the payment amount from the primary account If you believe that your card has been put at risk for linked to your card regardless of whether it is a checking What happens when your WIB Bankomatiko fraudulent use, please report this as soon as possible in or savings account. If you want to make a payment using contactless smart card gets lost or stolen? order for us to take the necessary actions to guarantee a the secondary accounts linked to your card you can Please report your lost or stolen card as soon as possible safe use of your card. make a regular chip or swipe and PIN payment as you by contacting us at    . Windward Islands are accustomed to. Bank carries the liability for illegitimate contactless Contactless transactions are becoming the payments conducted up to  days prior to you having worldwide standard for making small purchases and Is it mandatory to tap for all payments of reported your Bankomatiko contactless smart card as lost Windward Islands Bank guarantees that your NAf. .- or less? or stolen. WIB Bankomatiko contactless smart card is secure, No, it is never mandatory to make contactless payments. provided that the usual safety precautions are taken. You always have the option to either chip or swipe your Your account will be credited as soon as our internal card instead. Contactless payments is just a quicker option review con rms that these were indeed fraudulent Where can I get more information about for faster checkout wherever possible. contactless payments. contactless payments? For more information about contactless payments Is it possible to make contactless What are the bene ts of contactless payments? with your WIB Bankomatiko contactless smart card payments abroad? It is FAST: Just tap your card to the payment terminal please visit our website wib-bank.net or call us Yes, you can make contactless payments worldwide and pay in seconds. at    . at payment terminals that are enabled for contactless It is EASY: No CHIP, swiping or entering your PIN Maestro payments. The same limits that apply locally also required for most small purchases at Maestro contactless apply abroad using the daily currency exchange rates to enabled merchants. calculate the equivalent amount in the foreign currency. It is SECURE: The card uses advanced technology to process the payment and on top of that you are protected Limits for contactless payments Limit against fraudulent usage of the card. Maximum transaction amount NAf. . US . for a single contactless payment Are contactless payments secure? Cumulative limit for consecutive NAf. . US . Yes, because: contactless payments • The card uses EMV chip technology to process contactless payments; *As a result of the Covid-19 crisis the contactless limit was • The contactless signal will only be read when the card is increased from NAf. 45,- to NAf. 100,- for your convenience, placed within a couple of centimeters of the contactless and remains subject to change. For the latest information enabled payment terminal; please visit the debitcard page on wib-bank.net.