From: NY Banksup Applications Comments To: Whidbee, Robin; McCune, Crystall; Caetano, Ruth; Brannon, Lisa Subject: FW: ONE WEST BANK"S UNLAWFUL BUSINESS PRACTICES Date: Saturday, May 16, 2015 9:42:33 PM Attachments: ONE WEST BANK"S UNLAWFUL BUSINESS PRACTICES.pdf

From: Maneva A. Currie Sent: Saturday, May 16, 2015 9:41:09 PM (UTC-05:00) Eastern Time (US & Canada) To: NY Banksup Applications Comments Subject: ONE WEST BANK'S UNLAWFUL BUSINESS PRACTICES

Dear Ivan J. Hurwitz;

The attached demonstrates only a sample of what our nation will face, if such a merger is successful.

Thank you,

Maneva A. Currie

From: Bae,Bae. Philip To: McCune, Crystall Cc: Whidbee, Robin Subject: FW: ILLEGAL TAMPERING WITH FEDERAL WITNESSES...byWITNESSES.. .by One West Bank -FRSONLY- Date: Monday, May 18, 2015 9:52:54 AM

From: [email protected] [mailto:[email protected]] Sent: Sunday, May 17, 2015 11:57 PM To: [email protected]; [email protected]; Hurwitz, Ivan;Ivan; Steffey, Brian; Bae, Philip; [email protected]; [email protected]; [email protected] Cc: [email protected] Subject: ILLEGAL TAMPERING WITH FEDERAL WITNESSES...by One West Bank

To: [email protected],, [email protected] CC: [email protected]@ny.frb.orq,, [email protected]@ny.frb.org,, [email protected]@ny.frb.orq [email protected](ny.frb.com [email protected](ny.frb.com [email protected]. [email protected]

Subj: USAG EricEric Holder not responded. One West Bank Retaliates. Impersonations. Forgery. AND NOW WITNESS TAMPERING WITH FEDERAL WITNESSES IN QUI TAMTAM..

SPECIAL ATTENTION: U.S. ATTORNEY GENERAL LORETTA LYNCH [previously Mr. Holder] c/o toto be forwardedforwarded toto her BY Mr. Franklin Monsour, Esq. and Mr. Giovanni Coutard, Esq. UNITEDUNITED STATES DEPARTMENT OF JUSTICE May 17, 2015 cc: U.S. House Committee on Oversight and Government Reform U.S. House Committee on FinancialFinancial Services U.S. Senate Committee on Finance U.S. Senate Committee on the Judiciary U.S. Trustee’sTrustee's Office

U.S. Senator Elizabeth Warren, Mass.Mass. U.S. Senator Tom Merkley, Oregon U.S. Senator Al Franken, Minnesota U. S. Senator Amy Klobuchar, Minnesota U.S. Senator Bernie Sanders, Vermont U. S. Senator Rand Paul, Kentucky U. S. Congressman Eric Swalwell, California

Being mailed with Delivery ConfirmationConfirmation

Re: [1] FEDERAL WITNESS TAMPERING:TAMPERING : One West Bank has singled out key Federal PlaintiffPlaintiff and witnesses to the Beekman qui tam [interfering[interfering with a Federal legal action on behalf of the Federal Government] and is aggressively punishing the qui tam Plaintiff and witnesses with accelerated, immediate foreclosure sales including newly created fictitious documents, untruths to the sitting judges,judges, impersonators, phony Notaries Public witnessing, duping and misleading thethe U.S.U.S. Bankruptcy Court and Trustee’sTrustee's Office. [2] One West Bank has retaliated aggressively against key victim testimony by guests at the Federal Reserve Bank’sBank's February 26, 2015 hearing in Los AngelesAngeles.. [3] CEASE AN DESIST on the processing of the sale of One West Bank, especially given the pending qui tam by James Beekman. [5] One West Bank's unrestrained, current criminal acts demand Criminal ProsecutionProsecution,, NOW. [5] Given the depth of ongoing, unabated, unprosecuted crimes by One West Bank, and its cover-up partner CIT Group [including its attorney Mr. Salley], Congress mustmust appointappoint aa WATERGATEWATERGATE STYLESTYLE COMMISSION with truly independent prosecutors toto go afterafter thesethese banksbanks and regulatorsregulators forfor beingbeing co-co- conspirators in an elaborate racketeering scheme toto bilk the US TreasuryTreasury outout of Billions. AllAll OneOne WestWest Bank foreclosures, in litigation or not, must be frozenfrozen andand allall actions against qui tamtam witnesseswitnesses must be reversed with homes returned, immediately. Investigations mustmust be initiatedinitiated immediatelyimmediately before additional, irreparable harm is donedone through thisthis continuing racketeering/fraudracketeering/fraud schemescheme ofof OneOne West Bank.

Ladies and Gentlemen:

I write this in thethe context of beingbeing a former Special AssistantAssistant AttorneyAttorney GeneralGeneral doingdoing civilcivil andand criminal prosecutions, as well as advising thethe Minnesota State Legislators,Legislators, andand servingserving asas former Chief Counsel to thethe Minnesota'sMinnesota’s Banking Commissioner (now(now retired).retired). GivenGiven whatwhat II and thousands of fellow victims of One WestWest BankBank have undergoneundergone inin thethe pastpast sixsix years,years, itit isis clear that we members of thethe Middle Class are victimsvictims of not onlyonly One WestWest Bank'sBank’s racketeering but are also victims of thethe very people whosewhose salaries wewe havehave paidpaid forfor toto deliverdeliver law enforcement [but these prosecutors/regulatorsprosecutors/regulators thusthus farfar havehave hiddenhidden fromfrom theirtheir lawlaw enforcement responsibilities with respectrespect toto One WestWest Bank].Bank].

On April 15, 2015, my group of fellow One WestWest Bank victimsvictims sent anan extensiveextensive listinglisting ofof thethe failures of the U.S.U.S. Department of Justice toto pursuepursue thethe investigation and prosecutionprosecution ofof OneOne West Bank, to thethe personal attention of U.S.U.S. AttorneyAttorney General Eric Holder.Holder. WeWe havehave notnot received a response. We also sent the same materials toto twotwo ofof Holder'sHolder’s staffstaff attorneys [Monsour and Coutard], whowho have not responded.responded. AA copycopy of thethe letterletter waswas previouslypreviously sentsent with fully documented circumstances backing up thethe statements ofof criminalcriminal actsacts andand violations by One West Bank.

On April 22, 2015, my group sent most of you anan email withwith thethe detailsdetails as well. WeWe havehave received no substantive response from any of you.you.

However, I and others received threethree emails indicating thatthat NOTHINGNOTHING AFTERAFTER FEBRUARYFEBRUARY 26, 2015, would be accepted from the public...thatpublic...that waswas thethe date of thethe pretendpretend publicpublic hearinghearing with panelists from the FederalFederal Reserve Bank and thethe OCC. II saysay "pretend"“pretend” becausebecause [1] not one question was asked byby thethe panelists, [2] therethere hashas beenbeen NONO followfollow upup byby either thethe Federal Reserve nor the OCC as toto the verification and substance of thethe victims'victims’ testimoniestestimonies on that day that directly contradict thethe One West Bank submissions.

APPARENTLY, NO ONE FROM THE REGULATINGREGULATING AGENCIES ISIS INTERESTEDINTERESTED ININ THE TRUTH. They are only collecting, unilaterally,unilaterally, fictionsfictions fromfrom OneOne WestWest Bank,Bank, viavia CITCIT Group and its attorney Mr. Salley. So how isis thisthis inactivityinactivity and disinterestdisinterest consideredconsidered ''regulating?"“regulating?”

QUERY: One West Bank lied ATAT and AFTER FebruaryFebruary 26,26, 2015.2015. IfIf wewe havehave proofproof thatthat whatwhat was presented by One West Bank and CIT Group AT and AFTER the February 26, 2015 was presented by One West Bank and CIT Group AT and AFTER the February 26, 2015 hearing was untrue, how can we present the facts of subsequent fraud... subsequent to hearing was untrue, how can we present the facts of subsequent fraud...subsequent to February 26th when we keep getting rejected with an electronic transmittal of a rule cutting us February 26th when we keep getting rejected with an electronic transmittal of a rule cutting us off at February 26th (but NOT cutting One West Bank off on its subsequent lying off at February 26th (but NOT cutting One West Bank off on its subsequent lying submissions)? Practically speaking, we victims with the truth could not foresee the lies being submissions)? Practically speaking, we victims with the truth could not foresee the lies being presented by One West Bank after February th so we could not submit our proof by the presented by One West Bank after February 2266 th so we could not submit our proof by the February th cut off that keeps being imposed on us. February 2266 th cut off that keeps being imposed on us.

Since then, in the last 10 days, journalistsjournalists on BOTHBOTH coasts...NY and LosLos Angeles,Angeles, havehave detailed the purepure hypocrisy of that hearinghearing and sale preparations...preparations....all .all fiction..fiction...all .all theatricaltheatrical performances by thethe CEOs Otting and Thain. The journalistsjournalists havehave independentlyindependently confirmedconfirmed private meetings to further support the "between“between thethe sheets"sheets” intimacyintimacy ofof OneOne WestWest BankBank andand the Federal Reserve Bank of NY,NY, and branchesbranches ofof thethe Federal government thatthat surpasssurpass all notions of “decency"decency and Democracy."Democracy.”

Here is a Checklist for immediate Justice:

[1] WE VICTIMS CONTINUE TO INSISTINSIST THAT, IMMEDIATELY,IMMEDIATELY, YOUYOU ALLALL "CEASE“CEASE AND DESIST IN THIS PROCESSING OF AA PROPOSEDPROPOSED SALE"SALE” BYBY ONEONE WESTWEST BANK TO CIT GROUP. THE FEDERALFEDERAL GOVERNMENT ISIS SUING ONEONE WESTWEST BANKBANK RIGHT THIS MOMENT FOR RELATED FRAUD, RACKETEERING,RACKETEERING, FORGERIES,FORGERIES, FALSE CLAIMS, AND STEALING BILLIONS FROMFROM THE USA.USA . WHYWHY ISN'TISN’T THETHE DEPT. OF JUSTICE DEMANDING COMPLIANCE WITHWITH THE QUIQUI TAM?TAM ?

We victims made sure that by thethe cut off date of FebruaryFebruary 26, 2015 forfor thethe hearing'shearing’s record,record, that numerous reportsreports of the JamesJames Beekman qui tam regardingregarding thethe racketeeringracketeering ofof One WestWest Bank went into thethe official records, includingincluding handoutshandouts directly and personallypersonally toto EACHEACH panelist from the Federal ReserveReserve Bank and the OCC. AlsoAlso several emailsemails andand reportsreports onon thatthat very day reminding about the quiqui tam'stam’s impact onon thethe hearing and proposedproposed salesale wentwent intointo thethe Record. On February 20, 2015, the confidentiality of thethe quiqui tam waswas lifted....itlifted....it waswas publicpublic that now the U.S. Government was in the positionposition ofof SUING ONE WESTWEST BANKBANK FORFOR BILLIONS. YetYet Mr. Saffey, on behalf of his client CIT GroupGroup reportedreported inin writingwriting thatthat One West Bank had advised CIT Group forfor Mr.Mr. Saffey toto reportreport inin MarchMarch 20152015 thatthat there were “no"no federal actions involvinginvolving One WestWest Bank."Bank.” TheThe lyinglying and fraudfraud continues...

[2] CONTRARY TO MR. SAFFEY'SSAFFEY’S FICTION-RIDDLED REPORTREPORT ININ MARCH,MARCH, THERETHERE ARE ENDLESS VIOLATIONSVIOLATIONS OF THE LAWS BEINGBEING CONDUCTED REGULARLYREGULARLY BYBY ONE WEST BANK RIGHT THIS MOMENT INCLUDING VIOLATIONSVIOLATIONS OFOF THE FDCPA,FDCPA, THE FCRP, THE FALSE CLAIMS ACT...ACT....and .and more.more. YetYet nono one atat thethe OCCOCC oror FederalFederal Reserve is asking for the proof and insteadinstead are automatically rejectingrejecting ourour impeachmentimpeachment proofproof of One West Bank'sBank’s fantastical, false accounts.

One West Bank is NOT operating as a bank...itbank...it isis inin a "bank“bank disguise"disguise” inin orderorder toto conduct its "property“property theft"theft” scheme withwith blatantblatant fictions....thefictions....the WolfWolf wearingwearing sheep’ssheep's clothing...... devouring thethe MiddleMiddle Class withwith trickerytrickery andand fraud!fraud!

Right now, One West Bank and its Team are using FORGED documents, FICTITIOUS names Right now, One West Bank and its Team are using FORGED documents, FICTITIOUS names of interested parties, FULLY FABRICATED ACTS OF NOTARY PUBLIC that were of interested parties, FULLY FABRICATED ACTS OF NOTARY PUBLIC that were physically impossible to perform legally, and STOLEN COURT FILING/RECORDING physically impossible to perform legally, and STOLEN COURT FILING/RECORDING NUMBERS to steal at least THREE HOMES WITH HIGH EQUITY VALUE. The alleged NUMBERS to steal at least THREE HOMES WITH HIGH EQUITY VALUE. The alleged right of One West Bank to foreclose and sell these properties is ALL MAKE BELIEVE. right of One West Bank to foreclose and sell these properties is ALL MAKE BELIEVE. These are current false claims and racketeering acts by One West Bank and its agents. These These are current false claims and racketeering acts by One West Bank and its agents. These are not like CEO Otting and CEO Thain falselyfalsely testifiedtestified on February 26th,26th, and Mr.Mr. Saffey putput in his formal presentations, of "infrequent“infrequent humanhuman errors."errors.” This isis aa managementmanagement design created by One West Bank that would bebe transferredtransferred toto bebe thethe larger, mergedmerged culture ofof CITCIT Group, if the sale is approved....another,approved.... another, largerlarger petripetri dishdish ofof deceptiondeception andand fraud,fraud, as wellwell asas massive thefts undermining our country. AskAsk thethe whistleblowers...whistleblowers...they’ll they'll confirm thatthat OneOne West Bank CEO Steve Mnuchin was "hands“hands on"on” in thethe racketeeringracketeering designdesign [I havehave DeliveryDelivery Confirmations of that proof myself],myself], and wouldwould undoubtedlyundoubtedly carry thethe immorality/illegalityimmorality/illegality on as Vice Chair at CIT Group, being paidpaid an annual salary of at leastleast $4.5 MillionMillion toto continue his successful criminal culture...culture....an .an ongoing contamination of our Nation'sNation’s recoveryrecovery by the EBOLA VIRUS CULTURE OF ONE WESTWEST BANKBANK toto destroydestroy moremore MiddleMiddle ClassClass families. The rumoredrumored "new“new target"target” forfor thethe new "too“too bigbig toto fail"fail” bankbank wouldwould bebe usingusing thethe same fraud scheme to steal "small“small businesses"...thebusinesses”...the backbonebackbone of our economy!!!!

If you you do not prosecuteprosecute crimes, the criminalscriminals do not stopstop andand insteadinstead spreadspread toto eveneven largerlarger criminal activities since no one isis stopping them.

[3] STOP IMMEDIATELY THE WITNESSWITNESS TAMPERING BYBY ONEONE WESTWEST BANK. ITIT HASHAS SINGLED OUT FOR SPECIAL, ILLEGALILLEGAL TORMENT OF KEYKEY FEDERALFEDERAL WITNESSES...."FEDERALWITNESSES....”FEDERAL WITNESS TAMPERING"TAMPERING” ON THETHE FEDERAL QUI TAM.TAM. One West Bank has singled out key FederalFederal witnesseswitnesses toto thethe BeekmanBeekman quiqui tamtam [interfering with a Federal legal action thatthat waswas brought on behalfbehalf of thethe FederalFederal GovernmentGovernment andand THE PEOPLE of the USA by one brave retiredretired AirAir ForceForce veteran] andand aggressively punishedpunished themthem with immediate, hastily accelerated foreclosureforeclosure salessales withwith fictitiousfictitious documents, stolen property records numbers, rampingramping upup withwith more highhigh pricedpriced lawlaw firmsfirms and newnew "fighting“fighting blood"blood” to wear down the homeowners, duping andand purposelypurposely misleadingmisleading the U.S.U.S. Bankruptcy Court and Trustee'sTrustee’s Office. One West Bank'sBank’s agents suddenlysuddenly "sold"“sold” oneone ofof the witness'switness’s homes 5 days before thethe end of thethe deadlinedeadline forfor a responsiveresponsive filingfiling toto whichwhich sheshe was automatically entitled!!! That stolen home must bebe returnedreturned immediatelyimmediately asas "fruits“fruits ofof aa crime"crime” by One West Bank.

FEDERAL QUI TAM ACTION: [ Broward County FLORIDA qui tamtam unsealed 2-20-15. Beekman vs.vs. One WestWest BankBank Case No.: 9:12-CV-81138-RSR] Witness JAMES BEEKMAN Witness TEENA COLEBROOK Witness: KAMRAN BANAYAN Witness: HELEN KELLY

[4] ONE WEST BANK HASHAS RETALIATEDRETALIATED AGAINSTAGAINST TESTIFIERS ATAT THETHE FEDERALFEDERAL RESERVE BANK PUBLIC HEARING ON FEBRUARYFEBRUARY 26, 2015. One West Bank has retaliated aggressively against key victimvictim testimonytestimony byby guestsguests atat thethe Federal Reserve Bank'sBank’s February 26, 2015 hearing inin LosLos Angeles.Angeles . AdditionallyAdditionally CIT GroupGroup CEO Thain REFUSED to help one of those victims with a hugely preposterous mortgage CEO Thain REFUSED to help one of those victims with a hugely preposterous mortgage monthly statement that had been delivered to her a couple of days before her testimony. One monthly statement that had been delivered to her a couple of days before her testimony. One West Bank CEO Otting continued to sit in the audience all day without having any of his top West Bank CEO Otting continued to sit in the audience all day without having any of his top administrators offer to help fix the enormous error by his One West Bank about which there administrators offer to help fix the enormous error by his One West Bank about which there had been testimony for all to hear. had been testimony for all to hear.

YOU ARE SEEINGSEEING THE AIDING AND ABETTING OF A MASSIVE COVER UP.

Confirming this, in May 2015, an FBI agent courageously proclaimed in a video that there is massive fraud in the bank control system...your job responsibilities.

TO STOPSTOP FURTHER CRIMES:

[1][1] FREEZE ALL ONE WEST BANK FORECLOSURES. RETURN SOLD/FORECLOSED/THREATENED PROPERTIES TO THE TORMENTED, QUI TAMTAM TAMPERED FEDERAL WITNESSES AND VICTIM. [2][2] PUNISH FEDERAL WITNESS/VICTIM TAMPERING [up to 20 years in prison for each contributor to the tampering, 1818 US Code Sec. 1512;1512; and to be fined financially significantly to reimburse fully the victims of the crimes; prohibit employment in the financial, stock, banking, business or investment industries].industries]. [3][3] INITIATE FULL, IMPARTIAL INVESTIGATION immediatelyimmediately by independentindependent investigators, likelike the WATERGATE COMMISSION. Establish a Reparations Fund like the funds for 9/11, Bernie Madoff Victims, and BP Gulf Spill victims from the significant fines/penalties against the One West Bank criminals. Billions should do the job.job. [4][4] FREEZE THE PROCESSING OF THE PROPOSED SALE OF ONE WEST BANK TO CIT GROUP. CEASE AND DESIST IN LIGHT OF THE QUI TAM. [5][5] REVOKE THE BANKING CHARTER OF ONE WEST BANK.

We victims of One West Bank have seen the news of lastlast week’sweek's May 2015 subpoenas sent by the House Oversight Committee on Financial Services to all of you in this sale processing, with respect to your active cover ups and refusals to comply with FOIA requests inin other matters.

IT APPEARS THERE IS A SIMILAR COVER UP BY ONE WEST BANK, CIT GROUP, FEDERAL RESERVE OF NY, AND THE OCC with respect to the proposed Sale of One West Bank To CIT Group.

This cover-up, cozy relationship isis confirmed by the following journalisticjournalistic investigation: http://www.scribd.com/doc/256418904/Exclusive-CIT-s-Thain-Met-Fed-Staff-3-Weeks- Before-OneWest-Merger-FOIA-Response-Shows-Loan-Loss-RedactionsBefore-OneWest-Merger-FOIA-Response-Shows-Loan-Loss-Redactions. .

Additionally, on May 12,12, 2015, I and others inin our group received an email from CIT Group’sGroup's attorney Mr. Salley that does NOT acknowledge any effort at corrections of the record being made with the Federal Reserve Bank of NY regarding the pure fraud being presented to the Federal Reserve Bank and the OCC as detailed in my preceding emails. INSTEAD there were enormous “blacked-out”"blacked-out" sections [redacted] so that there is no chance for the public to provide the truth-iftruth—if any one was interested inin the truth.

The truth behind banks'banks’ massive fraud isis now coming out....forout... .for example, this past Monday, in the starkest of terms, a Federal Judge dealt a strong blow to a bank'sbank’s fictitious version of history. She ruled that two banks misled Fannie Mae and Freddie Mac in selling them mortgage bonds that contained numerous errors and misrepresentations.

"The“The magnitude of falsity, conservatively measured, is enormous,”enormous," Judge Denise L. Cote of Federal District Court inin Manhattan wrote in a scathing 361-page decision.

We American victims of One West Bank anticipate a similar “scathing”"scathing" treatment of One West Bank’sBank's crimes by the prosecuting authorities of what I, on behalf of myself and them, have described herein.

IMMEDIATELY FREEZE THE FORECLOSURE/SALE OF KEY FEDERAL WITNESSES: JAMES BEEKMAN, TEENA COLEBROOK, KAMRAN BANAYAN. Return their properties to them. One West Bank and itsits agents have spun an elaborate "fiction"“fiction” with fictitious renditions, dummy documents, and unknown roleplayers....roleplayers....ALL ALL science fiction!

Undoubtedly, the One West Bank goal is to eviscerate the Federal Qui TamTam that already has a trial date scheduled for December 7, 2015. Recognize the Qui Tam Trial date assigned by the judge?judge? Pearl Harbor Bombing Anniversary when the USA entered World War II.

I believe in a Nation of Laws and inin my former Democracy,

Helen Kelly P.O. Box 237 Pleasanton,Pleasanton, California 94566 Email [email protected]&aol.com

BACKGROUND ON THE FEDERAL WITNESSES WITH WHOM ONE WEST BANK AND ITS AGENTS TAMPERED, IN VIOLATION OF 18 US Code Sec. 1512.

TO PREVENT FURTHER DAMAGE TO THE VICTIM/WITNESSES AND FOR JUSTICE, PLEASE.....IMMEDIATELY FREEZE AND INDEPENDENTLY INVESTIGATE THE FOLLOWING LEGAL ACTIONS BASED ON FICTITIOUS FORMS, FRAUDULENT TRANSACTIONS, IMPERSONATORS, PRETEND NOTARIZATIONS, NO LEGAL STANDING TO FORECLOSE, AND ARE STRONGSTRONG EXAMPLES OF AGGRESSIVE, RAMPED UP, PROHIBITED “"FEDERALFEDERAL WITNESS TAMPERING:"TAMPERING:”

[1][1] James Beekman of West Palm BeachBeach,, Florida QUIQ UI TAM:TAM. CASE NO. 12-81138-CIV-COHN/SELZTER12-81138-CIV-COHN/SELZTER THE UNITED STATESSTATES OF AMERICA ex rel.

JAMES G. BEEKMAN(PLAINTIFF) vs. INDYMAC FEDERAL BANK, FSB.f/k/a INDYMAC BANK,F.S.B. INDYMAC MORTGAGE SERVICESSERVICES ONE WEST BANK F.S.B. FEDERAL HOME LOAN MORTGAGE CORPORATION GEORGE SOROS (DEFENDANT'S)

IN THE CIRCUIT COURT OF THE FIFTEENTH JUDICIAL CIRCUIT IN AND FOR PALM BEACH COUNTY,COUNTY, FLORIDA Opposing Counsel's UNIFORM VERIFIED MOTION FORFOR WRITWRIT OFOF POSSESSIONPOSSESSION ININ FORECLOSURE CASE CASE NO.NO. 502008CAO4152OXXXXMB502008CA041520XXXXMB

ONEWEST BANK, F.S.B vs. JAMES G. BEEKMAN, et al. DEFENDANT

(Please Note:Note: Beekman's attorney Thomas NeusomNeusom wrote opposingopposing CounselCounsel DouglasDouglas C. ZahmZahm & Federal Home Loan Corporation a NOTICENOTICE of CEASE & DESISTDESIST PRIORPRIOR onon JuneJune 11, 2014 and toto put them on notice that thisthis case is still in appeal andand itit isis stillstill inin appeal currently.)

COMPLAINT FOR VIOLATION OF FAIR DEBTDEBT COLLECTION PRACTICESPRACTICES ACTACT ANDAND DECLARATORY RELIEF TRIAL BYBY JURY DEMANDDEMAND COMPLAINT FOR DAMAGES AND INJUNCTIVE RELIEF

CASE NO.NO. 502015CA002588

JAMES G. BEEKMAN vs. DOUGLAS C. ZAHM, P.A.

FORECLOSURE CASE ON PRIMARYPRIMARY PROPERTYPROPERTY & RENTAL PROPERTYPROPERTY ININ WHICHWHICH THE HONORABLE SENIOR JUDGE HOWARD HARRISON RULEDRULED ININ FAVORFAVOR OFOF JAMES G. BEEKMAN (DEFENDANT)

CASE NO.NO. 502009CA001458XXXXMB

FEDERAL HOME LOAN MORTGAGE CORPORATION vs. JAMES G.BEEKMAN

(Please note: Both Case No's.No's. 202009CA001458XXXXMB andand 502008CA041520XXXXB are both in thethe appeal via Florida'sFlorida's 4th DCA 4D13-4086(Beekman4D13-4086(Beekman asas Appellee/Cross-Appellee/Cross- Appellant

[2] Teena Colebrook of Hawthorne,Hawthorne, California

Forged grant deeds were submitted by OWB's attorneys Buckley Madole PC into a Leslie Forged grant deeds were submitted by OWB's attorneys Buckley Madole PC into a Leslie Pascascio's Bankruptcy (case no 2:14-bk-24031-SK) with a proof of claim for Teena's Pascascio's Bankruptcy (case no 2:14-bk-24031-SK) with a proof of claim for Teena’s property.(violation of penal code 115 & 115.5) property.(violation of penal code 115 & 115.5)

The recording numbers and bar codes on these two forged grant deeds were lifted from The recording numbers and bar codes on these two forged grant deeds were lifted from other valid lien releases that are recorded at the Recorders Office and transposed onto the other valid lien releases that are recorded at the Recorders Office and transposed onto the forged grant deeds. (forgery violation of penal code 470) forged grant deeds. (forgery violation of penal code 470)

The grant deeds were supposedly signed byby Teena inin frontfront of a NotaryNotary PublicPublic -- totallytotally FALSE,FALSE, Teena was not in the state at thethe time one waswas signedsigned and was in anotheranother countycounty whenwhen thethe other one was signed. She has confirming witnesses thatthat she waswas elsewhere.elsewhere. TeenaTeena hashas aa declaration from a hand writing expert thatthat testifiestestifies thatthat thethe signaturessignatures purportingpurporting toto bebe Teena'sTeena’s are forgeries. (notary fraud)

Danny Garcia [One West Bank Executive.....Assistant Secretary] submitted aa swornsworn statementstatement Declaration into the Federal BankruptcyBankruptcy Court thatthat thesethese forged grant deeds areare recordedrecorded atat the Los Angeles County Recorders Office. They werewere not inin fact recordedrecorded butbut belongedbelonged toto another document and party. ButBut this fictionfiction was thethe basis forfor stealingstealing Teena'sTeena’s home!!home!!

Teena was already in her own bankruptcybankruptcy at thethe timetime butbut Buckley Madole (who submittedsubmitted aa POC in Teena'sTeena’s Bankruptcy) made no mention toto Teena'sTeena’s attorney, thethe Trustee or thethe JudgeJudge of the fact that they believed Teena hadhad fraudulently transferredtransferred herher propertyproperty toto otherother partiesparties [whom she does not even know]!!! They also never sent notice ofof thethe motion/hearingmotion/hearing oror decision to Teena’sTeena's mailing address thatthat theythey have on file; thereforetherefore TeenaTeena waswas unableunable toto oppose the motion as she had no knowledge of it.it. (another example ofof theirtheir plannedplanned suppression of the truthtruth and thethe continual presentationpresentation of false information)information)

They used these fraudulent and forged deeds to obtainobtain anan extraordinary reliefrelief of stay.

They also submitted a robo-signed and fraudulent assignment of deeddeed of trusttrust intointo thethe FederalFederal Bankruptcy court and regular federal court along with twotwo fabricatedfabricated allongesallonges claimingclaiming ownership. Teena also has a handwriting expert declarationdeclaration stating thatthat thethe signaturessignatures areare notnot likely thosethose purportedpurported toto have signed these documents becausebecause theythey areare soso veryvery differentdifferent fromfrom the many other signatures they useuse on record.record. CV14-6866-PSG (case dismissed w/o leave toto amend) it isis onon appealappeal BK 2:14-10853-WB

Some Legal Concepts to Apply: SUPPRESSION OF TRUTH AND PROVIDING FALSEFALSE INFORMATION:INFORMATION: Fraud includes the suppression of thethe truth,truth, as well as thethe presentationpresentation ofof falsefalse informationinformation (In(In re Witt (1191) 145 Ill.2d 380, 583 N.E.N.E. 2d2d 526, 531, 164 111. Ill. Dec.Dec. 610). See alsoalso InIn rere Frederick Edward Strufe, Disciplinary case no. 93 SH 100,

"Where“Where thethe Court stated that fraud has beenbeen broadlybroadly defineddefined asas anythinganything calculatedcalculated toto deceive. It should be noted thatthat thethe definition of fraud applies toto everythingeverything an attorneyattorney maymay be engaged in, whether in court, or in his office."office.”

It is well established in law thatthat any attempt byby an attorney, toto deceive isis consideredconsidered fraud,fraud, andand when the attempt to deceive occurs inin a judicialjudicial proceeding,proceeding, itit isis "fraud“fraud uponupon thethe Court."PleaseCourt.”Please see Rules of Professional Conduct RuleRule 8.4.

Any non judicial foreclosure sale tainted by fraud or irregularity is void and can be overturned. Any non judicial foreclosure sale tainted by fraud or irregularity is void and can be overturned. ------OneWest Bank, their trustees and attorneys have consistently REFUSED to provide an OneWest Bank, their trustees and attorneys have consistently REFUSED to provide an accounting of the amount they state Teena owes and thousands of dollars in unaccounted fees accounting of the amount they state Teena owes and thousands of dollars in unaccounted fees that have been added to the alleged debt. [For each foreclosure sale, the One West Bank that have been added to the alleged debt. [For each foreclosure sale, the One West Bank Trustee sent MORE THAN 80 notices on the same day to Teena. Imagine the exorbitant add- Trustee sent MORE THAN 80 notices on the same day to Teena. Imagine the exorbitant add- ons toto the mortgage balance of those Trustee fees AND the unearned legal charges by their lawyers... In one 3 month period, One West Bank added inexplicably OVER $100,000 to her mortgage balance! And to this day, One West Bank and its agents refuse to explain such components in her highly inflatedinflated mortgage balance, and insteadinstead chose to accelerate a foreclosure sale before they were legallylegally entitled to do so, with untruthful, fictitious documents.]

For all the reasons above and case law, (some cited below), Teena would like the sale of her property overturned immediately and given back to her. Teena would likelike the extraordinary relief of stay that they acquired on her property in stranger Leslie Pascasio's bankruptcy overturned and voided. Teena would likelike an injunction granted preventing the sale of her property until such time as her Appeal is heard and/or a certified, detailed accounting of the alleged debt be provided from inceptioninception

Under California law, “gross"gross inadequacy of price coupled with even slight unfairness or irregularity is a sufficient basis for setting the sale aside.aside."” Whitman v. Transtate Title CoCo.,., 165165 Cal.App.3d 312, 323, 211 Cal.Rptr. 582, 589 (1985); see also Sargent v. ShumakerShumaker,, 193193 Cal. 122, 129-30, 223 P.2d 464, 467 (1924 The law has long provided that if a non-judicial foreclosure sale has been unfairly or unlawfully conducted, or isis tainted by fraudfraud,, the trial court has the power to set it aside. ((BankBank ofofAmerica America etc. Assn. v. Reidy (1940) 1515 Cal.2d 243, 248.)

As of this date 5-15-15, to further aggravate Teena'sTeena’s ability to obtain justicejustice in the courts, Teena is now inin receipt of a prejudgment denial of her appeal deeming it frivolous. This denial is based on her case being deemed “frivolous;""frivolous;" however any basis for pre judgmentjudgment on this case isis prejudicial in that this case has never been heard nor been given due process even prior to appeal [which is the basis of Teena’sTeena's appeal]. It appears that in the cases that she has filed, the bank’sbank's fraudulent documents and false statements are received and accepted without question when they should be subject to the hearsay rule as were Teena’sTeena's own, until such timetime as a first hand material fact witness(s) may be called to testify.

This is seemingly more evidence that OneWest Bank is very actively tampering with a federal witness.

[3][3] Kamran Banayan of LaJollaLaJolla,, California

Kamran has faced 47 Foreclosure Sales by One West Bank with fictitious documents and no legal standing by One West Bank even to foreclose. One West Bank even tried to foreclose on May 14,14, 2015 despite the fact that the critical legal issue was on Appeal and still undecided. To save his $3.4 million property, Kamran has spent over $600,000 in legal fees AND One West Bank has spent over $1.2 Million in attorneys’attorneys' fees to steal the equity-rich property on purely fraudulent grounds. Once again, after extensive One West Bank’sBank's add-on expenses for another foreclosure sale date, the 47th foreclosure sale was continued until the appealed legal issue was addressed by the Court. One West Bank purposely schedules endless numbers of foreclosure sales in order to have “enormous,"enormous, unearned additional fees and unearned legallegal expenses”expenses" added onto the mortgage balance to eat up the equity.....and to deplete the homeowner'shomeowner’s personal legal defense funds.

If Kamran had been dealing with "a“a realreal bank"bank” insteadinstead of a "shill“shill for homehome theftsthefts asas isis OneOne West Bank,"Bank,” Kamran would have had his property refinancedrefinanced and makingmaking mortgagemortgage payments. One West Bank aggressively stealssteals thosethose homeshomes identified with equity..equity...as .as provenproven also by the One West Bank trickstricks and fraudfraud to steal valuable San Francisco BayBay Shore property from a Vice President of Union Bank!!!

In this well educated man'sman’s written submission toto thethe FederalFederal ReserveReserve BankBank ofof NY,NY, KamranKamran points out that One West Bank is using massive amounts ofof fundsfunds andand giant,giant, expensiveexpensive lawlaw firms...... and hence, methodically, abusing thethe justicejustice system toto theirtheir advantage. TheThe resultsresults of such one-sided powerpower are thethe denials of JusticeJustice and thethe source ofof enormousenormous financialfinancial atrocities.

This victim through six yearsyears of litigation hashas discovereddiscovered evidenceevidence thatthat shouldshould shockshock thethe conscience...conscience....To .To allow One West BankBank to merge withwith a low-incomelow-income lenderlender onon thethe heelsheels ofof oneone of the worst recessionsrecessions in thisthis country would onlyonly ensure a repeatrepeat of thethe circumstancescircumstances wewe areare justjust now clawing back from.

"One“One of the most shocking facts is thatthat IndymacIndymac .....and.and OneWest...OneWest...foreclosed...while foreclosed.. .while notnot having had bonafide titles to the loans, thereby making thesethese foreclosures wrongfulwrongful andand outright illegal, and open to substantial liability" Kamran states.

For telling these truths and more toto the FederalFederal Reserve,Reserve, Mr.Mr. Banayan waswas immediatelyimmediately retaliated against with the unlimited finances of One West Bank.Bank.

U.S. Bankruptcy Court, Southern District of California,California, InIn rere YBAYBA NineteenNineteen LLCLLC v. IndymacIndymac Venture LLS, Case No. 13-00968-LA11,13-00968-LAll, Chapter 11.

[4] Helen Kelly, Pleasanton,Pleasanton, California

As she testified at the Federal ReserveReserve Bank hearing, Helen gotgot a HAMP mortgage butbut moremore accurately, it was a plundering device created byby OneOne WestWest Bank. TheThe bankbank refusedrefused toto telltell her thethe components in the mortgage. The bank specialist laughedlaughed atat herher whenwhen sheshe askedasked about the balance, the fees, thethe pretend modification... ThereThere isis aa six figure PENALTYPENALTY endend ofof the mortgage [a six figure lumplump sum paymentpayment thatthat isis due]due] that is totallytotally unidentifiedunidentified asas toto source. When Helen contacted the U.S.U.S. Treasury, HAMPHAMP LEVELLEVEL IIII Department,Department, "Kenneth"“Kenneth” said thatthat he had no power toto force One West Bank toto explain thethe numbersnumbers inin thethe HAMPHAMP modification. All of Helen'sHelen’s equity inin a family homehome of 20 years apparentlyapparently waswas "stripped“stripped byby One West Bank."Bank.”

BUT in tamperingtampering with a Federal qui tam witness andand a Federal Reserve HearingHearing testifier,testifier, OneOne West Bank can not easily foreclose on Helen'sHelen’s homehome sincesince she has mademade 4040 consecutiveconsecutive HAMP payments. HAMP payments.

So creatively, One West Bank took a tactic of punishing her for BOTH being an embarrassing So creatively, One West Bank took a tactic of punishing her for BOTH being an embarrassing witness at the Federal Reserve Hearing and being a qui tam witness. One West Bank has sent witness at the Federal Reserve Hearing and being a qui tam witness. One West Bank has sent inaccurate monthly mortgage statements. One West Bank has refused last month to inaccurate monthly mortgage statements. One West Bank has refused last month to acknowledge timely payment and instead acknowledge timely payment and instead penalizedpenalized her erroneouslyerroneously forfor latelate payment.payment. InIn fact,fact, a few weeks ago, One West Bank in May sent her TWO monthly mortgage statements ON a few weeks ago, One West Bank in May sent her TWO monthly mortgage statements ON THE SAME MAY DATE...for April and for May,May, withwith fictitiousfictitious reportsreports ofof nonpaymentsnonpayments oror late payment fees. And the statements did not correlate or make sense.sense. GivenGiven OneOne WestWest Bank'sBank’s track record, and itsits apparent goal toto devastate thethe witnesseswitnesses forfor thethe DecemberDecember quiqui tam trial, One West Bank willwill never correct thethe numbers andand HelenHelen cancan onlyonly foreseeforesee continued intentional muddling to create a chaos and an excuseexcuse forfor foreclosureforeclosure oror otherother action. For Justice, the HAMPHAMP modification mortgagemortgage should be rewrittenrewritten toto removeremove thethe exploitive, equity draining features thatthat were never anticipatedanticipated byby Congress.Congress.

She has have never seen a bank thatthat waswas so incompetent inin thethe businessbusiness ofof banking,banking, and inin factfact One West Bank is OPENLY DEFIANTDEFIANT OF THETHE LAWS applying toto itsits business.business.

As a former Chief Counsel toto the MinnesotaMinnesota BankingBanking Commissioner, thisthis experiencedexperienced statestate banking prosecutor/counsel sees no other choice......

The One West Bank banking charter should be revoked.....IMMEDIATELY. From: NY BanksupBanksuo ApplicationsApolications Comments To: Whidbee, RobinRobin;; McCune, CrystallCrystall;; Caetano, RuthRuth;; Brannon, Lisa Subject: FW: DENUNCIA / COMPLAINT TO: Ocwen Loan Servicing, LLC (“Ocwen”);("Ocwen"); Federal National Mortgage Association (“Fannie("Fannie Mae”);Mae"); OneWest Bank, N.A., formerly known as OneWest Bank, FSB (“OWB”);("OWB"); and IndyMacIndyMac Mortgage Services. *** Payoff Request or History Statem... Date: Tuesday, May 19,19, 2015 5:29:26 AM Attachments: 04-30-2015 COMPLAINT OCWEN - 029.pdf

From: VICTOR MANUEL COREAS Sent: Tuesday, MayMay 19, 2015 5:28:45 AM (UTC-05:00)(UTC-05:00) Eastern Time (US & Canada) To: NY Banksup Applications Comments Cc: [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected]; [email protected] Subject: RE: DENUNCIA / COMPLAINT TO: Ocwen LoanLoan Servicing, LLC ("Ocwen");(“Ocwen”); Federal National Mortgage Association (“Fannie("Fannie Mae”);Mae"); OneWest Bank, N.A.,N.A., formerly known as OneWest Bank,Bank, FSB ("OWB");(“OWB”); and IndyMacIndyMac Mortgage Services. *** Payoff Request or History Statem...

PagePage 11 of 6 FROM: VICTOR COREAS DATE / FECHA: 04/30/2015 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 Mailing Address: P O0 BOX 372023, RESEDA, CA 91337 E-mail: victormanuelcoreas([email protected]

TO: Ocwen Loan Servicing, LLC ("Ocwen");(“Ocwen”); Federal National Mortgage Association (“Fannie("Fannie Mae”);Mae"); OneWest Bank, N.A., formerlyformerly known as OneWest Bank, FSB (“OWB”);("OWB"); and IndyMac Mortgage Services.- DENUNCIA / COMPLAINT ***SOLICITUD / REQUESTREQUEST

DENUNCIA / COMPLAINT

SOLICITUD I/ REQUEST (PUBLIC / PUBLICA)PUBLICA)

04/30/2015

OCWEN FINANCIALFINANCIAL CORPORATIONCORPORATION OCWEN LOANLOAN SERVICING,SERVICING, LLC 1661 Worthington Road, Suite 100 West Palm Beach, FL 33409

2002 Summit Boulevard, 6th FloorFloor Atlanta, GA 30319

3451 Hammond Avenue Waterloo, IA 50702

RE: Account Number:7195665927Number:7195665927 Borrower Name: VictorVictor M CoreasCoreas Property Address:Address: 18012 ROSCOE BLVD. NORTHRIDGE, CACA 91325

Respetables representantes de OCWEN:

El: 01/20/2015,01/20/2015, SOLICITE, a ustedes un PAY-OFF yloy/o HISTORY STATEMENT,STATEMENT , deldel prestamo:préstamo: 71956659277195665927,, pero hasta lala fechafecha NO he recibido ninguna respuestarespuesta dede ustedes, a pesar de haber realizado hasta el momento CUATROCUATRO (4)(4) SOLICITUDES.SOLICITUDES. (01/20/15, 02/20/15, 03/20/2015). El: 04/20/2015,04/20/2015, lesles volv[volví aa SOLICITAR lolo indicado y espero que en esta ocasiónocasi6n SI atiendan mi REQUERIMIENTO yy me haganhagan favorfavor de proporcionarme lo que les estoy SOLICITANDO.SOLICITANDO. Lamentablemente estaesta situaci6nsituación tomo otro giro: Porque considero que UNA (1)(1) SOLICITUDSOLICITUD es m6smás queque suficientesuficiente;; pero en mi caso llevoIlevo CUATRO (4)(4) PETICIONES,PETICIONES , porpor taltal raz6nrazón dede unauna vez les informo que esta nueva SOLICITUD queque les estoy dirigiendo lala voyvoy aa hacerhacer PUBLICA y adem6sademás voy a DENUNCIAR esteeste suceso aa todastodas las instancias queque sean necesarias. ¿LaL,La realidad NO sése cómoc6mo debo de expresarme oo queque debo de hacer para queque ustedes atiendan esta SOLICITUD? (Mis SOLICITUDES) APosiblemente¿Posiblemente haciendohaciendo públicapOblica y denunciando esta ANOMALIA logrologro obtener lolo queque aquiaquí expongo?expongo?

Sinceramente me quedo sorprendido de tantatanta prepotencia, impunidadimpunidad yy abusoabuso de TODOS los involucrados en estos hechos: Ocwen Loan Servicing,Servicing, LLC (“Ocwen”);("Ocwen"); Federal National Mortgage AssociationAssociation ("Fannie(“Fannie Mae");Mae”); OneWest Bank, N.A., formerlyformerly known as OneWest Bank, FSB ("OWB");(“OWB”); andand IndyMacIndyMac Mortgage Services.-

OCWEN: Por favor atiendan mi requerimiento EXPUESTO en la presente, tambien OCWEN: Por favor atiendan mi requerimiento EXPUESTO en la presente, también atiendan lo SOLICITADO atiendan lo SOLICITADO en laslas CartasCartas dede fechas:fechas: 11/22/2014,11/22/2014, 02/09/2015,02/09/2015, relacionado al DOCUMENTO: OMB No. 1545-0877, 2014 Substitute, Form 1099-A, relacionado al DOCUMENTO: OMB No. 1545-0877, 2014 Substitute, Form 1099-A, Acquisition or Abandonment of Secured Property, y Carta de fecha: Acquisition or Abandonment of Secured Property, y Carta de fecha: 04/22/2015.. .SOLICITUD URGENTE: Por FAVOR devuelvanme mis pertenencias y: 04/22/2015…SOLICITUD URGENTE: Por FAVOR devuélvanme mis pertenencias y: PAGUENME LO QUE ME DEBEN. PAGUENME LO QUE ME DEBEN.

OTRO IMPORTANTE: Necesito informaci6n relacionada a mi tr6mite de LA OTRO IMPORTANTE: Necesito información relacionada a mi trámite de LA MODIFICACION DE PRESTAMO... (Pr6ximamente voy a estarles enviando otra MODIFICACION DE PRESTAMO… (Próximamente voy a estarles enviando otra ampliaci6n de DOCUMENTOS E INFORMACION AFIN, para mantener actualizado ampliación de DOCUMENTOS E INFORMACION AFIN, para mantener actualizado este expediente). este expediente).

Sin Sin otro particular me despido, agradeciendolesagradeciéndoles por anticipadoanticipado la atenci6n,atención, comprensi6n y colaboraci6n que se sirvan brindar a mi persona. comprensión y colaboración que se sirvan brindar a mi persona.

Sinceramente y respetuosamente,

Atte.

VICTOR COREAS 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 Mailing Address: P O0 BOXBOX 372023, RESEDA, CA 91337 E-mail: [email protected] C.C. Ocwen Loan Servicing, LLC Attention: Office of the Consumer Ombudsman P. 0.O. BOX 785061 Orlando, FL 32878-5061 E- mail: Ombudsman@ocwen

IndyMac Mortgage Services P.O. Box 4045, Kalamazoo, MlMI 49003-4045

OneWest Bank, FSB 888 East Walnut Street, Pasadena, CA 91101

P.O. Box 7056, Pasadena, CA 91109-9699

Federal National Mortgage Association Fannie Mae 3900 Wisconsin Avenue, N.W. Washington, D.C. 20016

Fannie Mae 13150 Worldgate Drive Herndon, VA 20170-4376

WRIGHT, FINLAY & ZAK, LLPLLP ATTORNEYS AT LAW 4665 MacArthur Court, Suite 280 Newport Beach, CA 92660

The documents are listedlisted in the Attachment to Proof of Service by First-Class Mail. –- PROOF OF SERVICE:

I served the documents byby enclosing them in an envelope and

Placing the envelope for collection and mailing following our ordinary business practices. I am readily familiar with this business’sbusiness's practice for collecting and processing correspondence for mailing. On the same day that correspondence isis placed for collection and mailing itit is deposited inin the ordinary course of business with the United States Postal Service in a sealed envelope with postagepostage fully prepaid.

The envelope was addressed and mailed as follows:

a.- NameName of person served: OCWEN FINANCIAL CORPORATION and OCWEN LOAN SERVICING, LLCLLC IndyMac Mortgage Services and OneWest Bank, FSB Federal National Mortgage Association (Fannie(Fannie Mae) WRIGHT, FINLAYFINLAY & ZAK, LLP ATTORNEYS AT LAW

b.- Address of personperson served: 16611661 Worthington Road, Suite 100,100, West PalmPalm Beach,Beach, FL 33409 P.O. Box 4045, Kalamazoo, MI 49003-4045 and 888 East Walnut Street, Pasadena, CA 91101 3900 Wisconsin Avenue, N.W., Washington, D.C. 20016 4665 MacArthur Court, Suite 280, Newport Beach, CA 92660

The name and address of each person to whom II mailed the documents is listed in the Attachment to Proof of Service by First- Class Mail. I declare under penalty of perjury under the laws of the State of California that the foregoing isis true and correct.

Date: ______

______Name Signature PROOF OF SERVICE

I,I, thethe undersigned, beingbeing at least 1818 years of age, declare under penalty of perjury that I served the above notice, of which this is a true copy, on the followingfollowing tenant(s) in possession inin thethe manner(s) indicatedindicated below:

D__ On ______,, after attempting personal service, I handed the notice to a person of suitable age and discretion at the residence/business of the tenant(s), AND II deposited a true copy in the U.S. Mail,Mail, inin a sealed envelope with postage fully prepaid, addressed to the tenant(s) at his/her/their place of residence (date mailed, ifif different ______).-).-

Executed on: ______Served by:______by:

C. C. Richard Cordray, Director Consumer Financial Protection Bureau Oficina de ProtecciónProtecci6n Financiera al Consumidor 1700 G Street, NW Washington, DC 20552

Wendy Kamenshine CFPB Ombudsman’sOmbudsman's Office Consumer Financial Protection Bureau Oficina de ProtecciónProtecci6n Financiera al Consumidor 1700 G Street, NW Washington, DC 20552

Consumer Financial Protection Bureau Oficina de ProtecciónProtecci6n Financiera al Consumidor P. O.0. BoxBox 4503 Iowa City, Iowa 52244

HUD Departamento de Vivienda y Desarrollo Urbano de EE. UU. Edificio Federal de John E. Moss Suite 4-200 650 CapitolMall Sacramento, CA 95814-3702

Oficina de Equidad de Vivienda e Igualdad de Oportunidades de HUD Departamento de Vivienda y Desarrollo Urbano de EE.UU. Room 5204 451 7 th Street S.W., Washington, DC 20410

Federal Housing Finance Agency ATTENTION: Mel Watt, Director TH 400 7TH STREET SW WASHINGTON, DC 20024-2576

Federal Housing Finance Agency ATTENTION: Russell A. Rau, Deputy Inspector General TH 400 7TH STREET SW WASHINGTON, DC 20024-2576

Federal Housing Finance Agency ATTENTION: Office of Internal Audit TH 400 7TH STREET SW WASHINGTON, DC 20024-2576

The State Bar of California San Francisco (Main Office) 180 Howard St. San Francisco, CA 94105 E- mail: feedback([email protected]

Los Angeles - The State Bar of California 845 S. Figueroa St. Los Angeles, CA 90017-2515 FFAX:AX: (213) 765-1168

Department of Consumer Affairs Consumer Information Division 1625 North Market Blvd., Suite N 112 Sacramento, CA 95834

County of Los Angeles Department of Consumer Affairs 500 W. Temple St., Room B-96 Los Angeles, CA90012-2722

Federal Reserve System 20th and C Streets, NW Mail Stop 801 WashingtonWashington,, DC20551

Office of the Comptroller of the Currency Customer Assistance Group 1301 McKinney Street Suite 3430 Houston, TX77010

Office of the Comptroller of the Currency Comptroller of the Currency Administrator of National Banks 400 7th Street SW, Suite 3E-218 Washington, D.C.D.C. 20219

Federal Reserve Consumer Help PO Box 1200 Minneapolis, MN 55480

Gobernador Edmund G. Brown Jr State Capitol Building Sacramento, CA 95814 Fax: 916-445-4633 / Fax: (916) 558-3160

Kamala D. Harris Office of the Attorney General 1300 "I""1" Street SacramentoSacramento, , CA 95814-2919

Attorney General's Office California Department of Justice Attn: Public Inquiry Unit P.O. Box 944255 Sacramento, CA 94244-2550 Fax: (916) 323-5341

Attorney General U.S. Department of Justice 950 Pennsylvania Avenue, NW WashingtonWashington,, DC20530-0001

The Federal Reserve Board Janet Louise Yellen Presidente del Banco de La Reserva Federal de los Estados Unidos 20th Street and Constitution Avenue, NW Washington, DC20551

Departamento del Tesoro de los Estados Unidos Jacob J. Lew Secretary of the Treasury 1500 Pennsylvania Ave NW WashingtonWashington,, DC20502

…... Y todas las instancias que sean necesarias / And all the instancesinstances that may be necessary.necessary.

NOTANOTA:: Adjunto a la presente: Short –- Year History Statement del: 03/07/2014, Carta (solicitud) de fecha: 11/22/2014, Carta (solicitud) del: 02/09/2015 and PayoffPayoff Request or HistoryHistory Statement de fechas: 01/20/201501/20/2015,, 02/20/2015, 03/20/2015 and 04/20/2015 and Carta (solicitud)(solicitud) de fechafecha:: 04/22/2015.-04/22/2015.- OCWEN: LoanLoan #: 7195665927 (OCWEN(OCWEN LOAN SERVICING, LLC) * APN #: 2101-019-001 ** INDYMAC: LOAN #: 1005357270 ((IndyMacIndyMac Mortgage Services // OneWest Bank, FSB) **** APN #: 2101-019- 001 “This"This Correspondence and Email is subject to Evidence Code 11521152"” REF. 70140150000139540749,70140150nO0139540749, 70140150O013954075B,70140150000139540756, 70140150000139540763,70140150nOI39540763, 70140150000139540770,70140150O013954077n, 7014051000143081375,70140510000143061375, 70142120000226735051,70142120O022B735n51, 70142120000226735068,70142200002267350BB, 70140510nO70140510000143060996, I00143B B, 71421200070142120000226735082, G22B735082, 70142120000226735396,7014212n00022673539G, 701421200070142120000226735402, 226735402, 70142120000226735266,714212000G227352BB, 70142120000226735075,7014212000022B735075, 70142120000226735075, 70l40510000143B1382,70140510000143061382, 70140510000143061382,701405100001430BI382, 70140150O013954059G,70140150000139540596, 70140150000139540602,7014O OM139540l02.70140 70140150000139540619, 150000139540819.70140150000139540828, 70140150000139540626, 70140150000139540633,701401500U013,540B330714Ol50003954B4MU 70140150000139540640.- .-

PagePage 11of6 of 6 FROM:FROM: VICTORVICTOR COREASCOREAS DATEDATE I I FECHA:FECHA: 04/3012015 04/30/2015 18012 ROSCOEROSCOE BLVD.BLVD. NORTHRIDGE,NORTHRIDGE, CACA 9132591325 MailingMailing Address:Address: PP 00 BOXBOX 372023, 372023, RESEDA,RESEDA, CACA 91337 91337 E-mail:E-mail: victormanuelcoreas([email protected]

TO:TO: OcwenOcwen LoanLoan Servicing,Servicing, LLCLLC ("Ocwen");("Ocwen"); FederalFederal NationalNational MortgageMortgage Association Association ("Fannie("Fannie Mae"); Mae"); OneWestOneWest Bank, Bank, N.A.,N.A., formerlyformerly knownknown asas OneWestOneWest Bank,Bank, FSBFSB ("OWB");("OWB"); andand IndyMacIndyMac Mortgage Mortgage Services.- Services.- DENUNCIADENUNCIA /I COMPLAINTCOMPLAINT ***SOLICITUD***SOLICITUD /I REQUESTREQUEST PUBLICA> DENUNCIADENUNCIA /I COMPLAINTCOMPLAINT SOLICITUDSOLICITUD /I REQUESTREQUEST (PUBLIC(PUBLIC /I PUBLICA)PUBLICA) 04/30/201504/30/2015 OCWENOCWEN FINANCIALFINANCIAL CORPORATIONCORPORATION OCWENOCWEN LOANLOAN SERVICING,SERVICING, LLCLLC 16611661 WorthingtonWorthington Road,Road, SuiteSuite 100100 WestWest PalmPalm Beach,Beach, FLFL 3340933409 20022002 SummitSummit Boulevard,Boulevard, 6th6th FloorFloor Atlanta,Atlanta, GAGA 3031930319 34513451 HammondHammond AvenueAvenue Waterloo,Waterloo, IAIA 5070250702 RE:RE: AccountAccount Number:7195665927Number:7195665927 BorrowerBorrower Name:Name: VictorVictor MM Coreas Coreas PropertyProperty Address:Address: 1801218012 ROSCOEROSCOE BLVD.BLVD. NORTHRIDGE,NORTHRIDGE, CACA 91325 91325 RespetablesRespetables representantesrepresentantes dede OCWEN:OCWEN: El:El: 0112012015,01/20/2015, SOLICITE,SOLICITE, aa ustedesustedes unun PAY-OFFPAY-OFF yloy/o HISTORYHISTORY STATEMENT,STATEMENT, deldel pr6stamo:prestamo: 7195665927,7195665927, peropero hastahasta lala fechafecha NONO hehe recibidorecibido ninqunaninguna respuestarespuesta dede ustedes,ustedes, aa pesarpesar dede haberhaber realizadorealizado hastahasta elel momentomomenta CUATROCUATRO (4)(4) SOLICITUDES.SOLICITUDES. (01/20/15,(01/20/15, 02/20/15,02/20/15, 03/20/2015).03/20/2015). El:El: 04/20/2015,04/20/2015, lesles volvivolvi aa SOLICITARSOLICITAR 1olo indicadoindicado yy esperoespero queque enen estaesta ocasi6nocasi6n SISI atiendanatiendan mimi REQUERIMIENTOREQUERIMIENTO yy meme haganhagan favorfavor dede proporcionarmeproporcionarme lolo queque lesles estoyestoy SOLICITANDO.SOLICITANDO. LamentablementeLamentablemente estaesta situaci6nsituaci6n tomotomo otrootro giro:giro: PorquePorque consideroconsidero queque UNAUNA (1)(1) SOLICITUDSOLICITUD eses m6smas queque suficiente;suficiente; peropero enen mimi casocaso Ilevollevo CUATROCUATRO (4)(4) PETICIONES,PETICIONES, porportal tal raz6nraz6n dede unauna vezvez lesles informoinformo queque estaesta nuevanueva SOLICITUDSOLICITUD queque lesles estoyestoy dirigiendodirigiendo lala voyvoy aa hacerhacer PUBLICAPUBLICA yy adem;sademas voyvoy aa DENUNCIARDENUNCIAR esteeste sucesosuceso aa todastodas laslas instanciasinstancias queque seansean necesarias.necesarias.

NOTA:NOTA: AdjuntoAdjunto aa lala presente:presente: ShortShort -- YearYear HistoryHistory StatementStatement del:del: 0310712014,03/07/2014, CartaCarta (solicitud)(solicitud) dede fecha:fecha: 1112212014,11/22/2014, CartaCarta (solicitud)(solicitud) del:del: 02/09/201502/09/2015 andand PayoffPayoff RequestRequest oror HistoryHistory StatementStatement dede fechas:fechas: 01/2012015,01/20/2015, 0212012015,02/20/2015, 03120/201503/20/2015 andand 0412012015 04/20/2015 and and CartaCarta (solicitud)(solicitud) dede fecha: fecha: 04/22/2015.-04/22/2015.- OCWEN:0CWEN: LoanLoan#: #: 71956659277195665927 (OCWEN(OCWEN LOANLOAN SERVICING,SERVICING, LLC)LLC) * * APN APN #:#: 2101-019-0012101-019-001 * * INDYMAC:INDYMAC: LOANLOAN#: #: 10053572701005357270 (IndyMac(IndyMac MortgageMortgage ServicesServices / I OneWestOneWest Bank, Bank, FSB)FSB) *** *** APN APN #: #: 2101-019-001 2101-019-001 "This"This CorrespondenceCorrespondence andand EmailEmail isis subjectsubject to to Evidence Evidence CodeCode 1152" 1152" REF.REF. 701401500013954874970l40l50000l39540749. 70I40150010913954756,70l40l50000l3954075S. 7014015090139541763.70l40l50000l395407S3. 70140150000139540779, 70l40l5000Dl39540770. 7014510000143081375 70l4051DOOOl430Sl3'75. 7010421200 70l4212000022S735051. 226735051, 7014212000022735088. 70l4212000022S7350S8. 7914051001143060996, 70l4051DOODl430S099S. 70142120000226735082,7Dl4212000022S735082. 79142120000228735398,70l4212000022S73539S. 7014212000022G735402.70l4212000022S735402 70142120000226735266.70l4212000022S7352SS. 7014212000022B735075,70142120000226735075. 7142120009226735075.70l4212000022S735075. 7014051000014308138270l4051DOOOl430Sl382. 70140518800143081382,70l4051DOOOl430Sl382. 7014015000013954596,70l40l50000l3954059S. 70401500 70l40l50000l39540S02. 13954BB2.70140500001395 70l40l50000l39540Sl9. 70l4Dl50000l39540S2S.14015000013954028.7014915110013954063317014015000139540840.- 70140l50000l39540S33. 70l40l50000l39540S40.- PagePage 2 2of6 of 6 FROM: VICTORVICTOR COREASCOREAS DATEDATE / IFECHA: FECHA: 0413012015 04/30/2015 18012 ROSCOE BLVD.BLVD. NORTHRIDGE, CA 9132591325 Mailing Address: PP 0 BOX 372023,372023, RESEDA,RESEDA, CACA 91337 91337 E-mail: [email protected] TO: Ocwen Loan Servicing,Servicing, LLCLLC ("Ocwen");("Ocwen"); FederalFederal NationalNational MortgageMortgage Association Association ("Fannie ("Fannie Mae"); Mae"); OneWest OneWest Bank, Bank, N.A., formerlyformerly known asas OneWest Bank,Bank, FSBFSB ("OWB");("OWB"); andand IndyMacIndyMac Mortgage Mortgage Services.- Services.- DENUNCIA /I COMPLAINTCOMPLAINT ***SOLICITUD***SOLICITUD /I REQUESTREQUEST PUBLICA>

6La{,La realidad NONO s6se c6moc6mo debodebo dede expresarmeexpresarme oo queque debodebo dede hacerhacer para para que que ustedesustedes atiendan estaesta SOLICITUD? (Mis(Mis SOLICITUDES)SOLICITUDES) 6PosiblementelPosiblemente haciendohacienda pOiblicapublica yy denunciando estaesta ANOMALIAANOMALIA logrologro obtenerobtener lolo queque aquiaqui expongo?expongo? Sinceramente me quedoquedo sorprendidosorprendido dede tantatanta prepotencia,prepotencia, impunidadimpunidad yy abusoabuse dede TODOS loslos involucrados enen estosestos hechos:hechos: OcwenOcwen LoanLoan Servicing,Servicing, LLCLLC ("Ocwen");("Ocwen"); Federal National Mortgage AssociationAssociation ("Fannie("Fannie Mae");Mae"); OneWestOneWest Bank,Bank, N.A.,N.A., formerly known asas OneWestOneWest Bank,Bank, FSBFSB ("OWB");("OWB"); andand IndyMacIndyMac MortgageMortgage Services.- OCWEN: PorPor favorfavor atiendanatiendan mimi requerimientorequerimiento EXPUESTOEXPUESTO enen lala presente,presente, tambi&ntambien atiendanatiendan lolo SOLICITADO enen laslas CartasCartas dede fechas:fechas: 11/22/2014,11/22/2014, 02109/2015,02/09/2015, relacionado al DOCUMENTO:DOCUMENTO: OMBOMB No.No. 1545-0877,1545-0877, 20142014 Substitute,Substitute, FormForm 1099-A,1099-A, Acquisition oror AbandonmentAbandonment ofof SecuredSecured Property, Property, yy CartaCarta dede fecha: fecha: 04122/2015..04/22/2015 ... .SOLICITUD SOLICITUD URGENTE:URGENTE: PorPor FAVORFAVOR devu6lvanmedevuelvanme mismis pertenenciaspertenencias y:y: PAGUENME LOLO QUEQUE MEME DEBEN.DEBEN. OTRO IMPORTANTE:IMPORTANTE: NecesitoNecesito informaci6ninformaci6n relacionadarelacionada aa mimi tr6mitetramite dede LALA MODIFICACION DEDE PRESTAMO...PRESTAMO ... (Pr6ximamente(Pr6ximamente voyvoy aa estarlesestarles enviandoenviando otraotra ampliaci6n dede DOCUMENTOSDOCUMENTOS EE INFORMACIONINFORMACION AFIN,AFIN, parapara mantenermantener actualizadoactualizado esteeste expediente). Sin otro particularparticular meme despido,despido, agradeci6ndolesagradeciendoles porpor anticipadoanticipado lala atenci6n,atenci6n, comprensi6ncomprensi6n yy colaboraci6ncolaboraci6n queque sese sirvansirvan brindarbrindar aa mi mi persona.persona. Sinceramente yy respetuosamente,respetuosamente, Atte. \J. ~ VICTOR COREAS 18012 ROSCOE BLVD.BLVD. NORTHRIDGE, CACA 9132591325 Mailing Address:Address: PP 00 BOXBOX 372023,372023, RESEDA,RESEDA, CACA 9133791337 E-mail: [email protected]

NOTA: Adjunto aa lala presente: ShortShort -- YearYear HistoryHistory StatementStatement del:del: 03/0712014,03/07/2014, CartaCarta (solicitud)(solicitud) dede fecha: fecha: 11/22/2014, CartaCarta (solicitud)(solicitud) del:del: 021091201502109/2015 andand PayoffPayoff RequestRequest oror HistoryHistory StatementStatement dede fechas:fechas: 0112012015,01/20/2015, 02/20/2015, 03/20/2015 andand 04/20/201504/20/2015 andand CartaCarta (solicitud)(solicitud) de de fecha: fecha: 04122/2015.-04/22/2015.- OCWEN:0CWEN: LoanLoan#: #: 71956659277195665927 (OCWEN(QCWEN LOANLOAN SERVICING,SERVICING. LLC)LLC) ** APN APN #:#: 2101-019-001 2101-019-001 ** INDYMAC: LOANLOAN#: #: 1005357270 (IndyMac

TO:TO: OcwenOcwen LoanLoan Servicing,Servicing, LLCLLC ("Ocwen");("Ocwen"); FederalFederal NationalNational MortgageMortgage Association Association ("Fannie ("Fannie Mae"); Mae"); OneWest OneWest Bank, Bank, N.A.,N.A., formerlyformerly knownknown asas OneWestOneWest Bank,Bank, FSBFSB ("OWB");("OWB"); andand IndyMacIndyMac Mortgage Mortgage Services.- Services.- DENUNCIADENUNCIA II COMPLAINTCOMPLAINT ***SOLICITUD***SOLICITUD /I REQUESTREQUEST PUBLICA> C.C.c.c. OcwenOcwen LoanLoan Servicing,Servicing, LLCLLC Attention:Attention: OfficeOffice ofof the the ConsumerConsumer Ombudsman Ombudsman P.P. 0.0. BOXBOX 785061785061 Orlando,Orlando, FLFL 32878-506132878-5061 E-E- mail:mail: Ombudsman@ocwenOmbudsman@ocwen

IndyMacIndyMac MortgageMortgage ServicesServices P.O.P.O. BoxBox 4045,4045, Kalamazoo,Kalamazoo, MIMl 49003-404549003-4045

OneWestOneWest Bank,Bank, FSBFSB 888888 EastEast WalnutWalnut Street,Street, Pasadena,Pasadena, CACA 9110191101

P.O.P.O. BoxBox 7056,7056, Pasadena,Pasadena, CACA 91109-969991109-9699

FederalFederal NationalNational MortgageMortgage Association Association FannieFannie MaeMae 39003900 WisconsinWisconsin Avenue,Avenue, N.W.N.W. Washington,Washington, D.C.D.C. 2001620016

FannieFannie MaeMae 1315013150 Worldgate Worldgate DriveDrive Herndon,Herndon, VAVA 20170-437620170-4376

WRIGHT,WRIGHT, FINLAYFINLAY && ZAK, ZAK, LLPLLP ATTORNEYSATTORNEYS ATAT LAWLAW 46654665 MacArthurMacArthur Court,Court, SuiteSuite 280280 NewportNewport Beach,Beach, CACA 9266092660

NOTA:NOTA: AdjuntoAdjunto aa lala presente:presente: ShortShort -- YearYear HistoryHistory StatementStatement del:del: 0310712014,03/07/2014, CartaCarta (solicitud)(solicitud) dede fecha:fecha: 11/22/2014,11/22/2014, CartaCarta (solicitud)(solicitud) del:del: 021091201502/09/2015 andand PayoffPayoff RequestRequest oror HistoryHistory StatementStatement dede fechas:fechas: 01/2012015,01/20/2015, 0212012015,02/20/2015, 03/201201503/20/2015 andand 041201201504/20/2015 and and CartaCarta (solicitud)(solicitud) dede fecha: fecha: 04122/2015.-04/22/2015.- OCWEN:0CWEN: LoanLoan#: #: 71956659277195665927 (OCWEN(OCWEN LOANLOAN SERVICING,SERVICING, LLC)LLC) ** APN APN #: #: 2101-019-0012101-019-001 ** INDYMAC:INDYMAC: LOANLOAN#: #: 10053572701005357270 (IndYMac(IndyMac MortgageMortgage Services Services / I OneWestOneWest Bank, Bank. FSB) FSB) *** *** APN APN #: #: 2101-019-001 2101-019-001 "This"This CorrespondenceCorrespondence andand EmailEmail isis subjectsubject to to EvidenceEvidence CodeCode 1152'1152" REFREF. 7140150900139540749,70140150000139540749. 70140150000139540756,70140150000139540756, 70140150000139540763, 70140150000139540763. 70l4015U013540770. 70140150000139540770. 701451000143081375. 70140510000143061375. 70142120000226735051, 70142120000226735051. 7014212000022673508. 70142120000226735068. 7014051110001430099, 70140510000143060996. 7142120000226735082,70142120000226735082, 701421200022673539,670142120000226735396. 70142120000226735402,70142120000226735402. 70142120000226735266,70142120000226735266, 701421200D22873567570142120000226735075, 7014212008022673507570142120000226735075. 701401000014311B382.70140510000143061382 70140510009143061382,70140510000143061382. 70140150000139540596,7014015001181354002.70140150000139540596, 70140150000139540602, 70140150000139540619, 70140150000139540619, 7140150000139540626,7014150001I39540833, 70140150000139540626. 70140150000139540633. 7014it 70140150000139540640.· 0I38540640. PagePage 44 ofof 6 6 FROM:FROM: VICTORVICTOR COREASCOREAS DATEDATE / IFECHA: FECHA: 0413012015 04/30/2015 1801218012 ROSCOEROSCOE BLVD.BLVD. NORTHRIDGE,NORTHRIDGE, CACA 9132591325 MailingMailing Address:Address: PP 00 BOXBOX 372023,372023, RESEDA,RESEDA, CACA 91337 91337 E-mail:E-mail: victormanuelcoreas([email protected]

TO:TO: OcwenOcwen LoanLoan Servicing,Servicing, LLCLLC ("Ocwen");("Ocwen"); FederalFederal NationalNational MortgageMortgage Association Association ("Fannie ("Fannie Mae"); Mae"); OneWest OneWest Bank, Bank, N.A.,N.A., formerlyformerly knownknown asas OneWestOneWest Bank, Bank, FSBFSB ("OWB");("OWB"); and and IndyMacIndyMac Mortgage Mortgage Services.- Services.- DENUNCIADENUNCIA /I COMPLAINTCOMPLAINT ***SOLICITUD***SOLICITUD /I REQUESTREQUEST PUBLICA> TheThe documentsdocuments areare listedlisted inin thethe AttachmentAttachment toto ProofProof ofof ServiceService byby First-ClassFirst-Class Mail.Mail. - - PROOFPROOF OFOF SERVICE:SERVICE: II servedserved thethe documentsdocuments byby enclosingenclosing themthem inin anan envelopeenvelope and and

PlacingPlacing thethe envelopeenvelope forfor collectioncollection andand mailingmailing followingfollowing ourour ordinary ordinary business business practices. practices. I Iam am readilyreadily familiar familiar with with this this business's business's practicepractice forfor collectingcollecting andand processingprocessing correspondencecorrespondence for for mailing. mailing. On On the the same same day day that that correspondence correspondence is is placed placed for for collection collection and and mailingmailing itit isis depositeddeposited inin thethe ordinaryordinary coursecourse ofof business business withwith thethe UnitedUnited StatesStates Postal Postal Service Service in in a asealed sealed envelope envelope with with postage postage fullyfully prepaid.prepaid. TheThe envelopeenvelope waswas addressedaddressed andand mailedmailed asas follows:follows: a.-a.- NameName ofof personperson served:served: OCWENOCWEN FINANCIALFINANCIAL CORPORATIONCORPORATION andand OCWEN OCWEN LOANLOAN SERVICING, SERVICING, LLC LLC IndyMacIndyMac MortgageMortgage ServicesServices and and OneWestOneWest Bank, Bank, FSBFSB FederalFederal NationalNational MortgageMortgage AssociationAssociation (Fannie(Fannie Mae) Mae) WRIGHT,WRIGHT, FINLAYFINLAY && ZAK, ZAK, LLPLLP ATTORNEYSATTORNEYS AT AT LAWLAW b.-b.- AddressAddress ofof personperson served:served: 16611661 WorthingtonWorthington Road,Road, SuiteSuite 100,100, West West PalmPalm Beach,Beach, FLFL 33409 33409 P.O.P.O. BoxBox 4045,4045, Kalamazoo,Kalamazoo, MIMl 49003-404549003-4045 andand 888888 EastEast WalnutWalnut Street,Street, Pasadena,Pasadena, CACA 91101 91101 39003900 WisconsinWisconsin Avenue,Avenue, N.W.,N.W., Washington, Washington, D.C.D.C. 2001620016 46654665 MacArthurMacArthur Court, Court, SuiteSuite 280, 280, NewportNewport Beach, Beach, CACA 92660 92660

TheThe namename andand addressaddress ofof eacheach personperson toto whomwhom I I mailedmailed thethe documentsdocuments is is listedlisted inin thethe Attachment Attachment to to ProofProof of of Service Service by by First-First­ ClassClass Mail.Mail. I I declaredeclare underunder penaltypenalty ofof perjury perjury underunder the the lawslaws of of the the State State of of California California that that the the foregoing foregoing is is true true .nd nd corret, corr t. Date:Date: 00. 803O //.~

NameName SignatureSignature PROOFPROOF OFOF SERVICESERVICE

I,I, thethe undersigned,undersigned, beingbeing atat leastleast 1818 years years of of age, age, declaredeclare under under penalty penalty of of perjury perjury that that I Iserved served the the above above notice, notice, of of whichwhich thisthis isis aa trtr ee copy,cop , onon thethe followingfollowing tenant(s) tenant(s) inin possessionpossession in in the the manner(s)manner(s) indicated indicated below: below: rrli o· . . ?..0 I ,,.., L!J OnOn U,· J !::>, afterafter attemptingattempting personalpersonal service,service, I I handedhanded thethe noticenotice to to a a personperson of of suitable suitable age age and and discretiondiscretion atat hehe rere idence/business1dence/business ofof thethe tenant(s),tenant(s), ANDAND I I depositeddeposited aa truetrue copycopy inin thethe U.S.U.S. Mail,Mail, inin aa sealedsealed envelopeenvelope withwith postagepostage fullyfully prepaid,prepaid, addressedaddressed toto thethe tenant(s)tenant(s) atat his/her/theirhis/her/their placeplace ofof residence residence (date(date mailed, mailed, if if differentdifferent ______, ).-

served J;""-'"!-·.·_a_r_f_.1_·0_· ExecutedExecuted on:on l-os /OS&j C., Q, (ee S5$ Served by:by:_~_,_,_· _e_u_e_~ e __ _s__ NOTA:NOTA: AdjuntoAdjunto aa lala presente:presente: ShortShort -- YearYear HistoryHistory StatementStatement del:del: 03107/2014,03/07/2014, CartaCarta (solicitud)(solicitud) dede fecha:fecha: 11/22/2014,11/22/2014, CartaCarta (solicitud)(solicitud) del:del: 021091201502/09/2015 andand PayoffPayoff RequestRequest oror HistoryHistory StatementStatement dede fechas:fechas: 0112012015,01/20/2015, 0212012015,02/20/2015, 03/20/201503/20/2015 andand 04/20/201504/20/2015 and and CartaCarta (solicitud)(solicitud) dede fecha: fecha: 04/22/2015.-04/22/2015.- OCWEN:0CWEN: LoanLoan#: #: 71956659277195665927 (OCWEN(OCWEN LOANLOAN SERVICING,SERVICING, LLC)LLC) * *APN APN #:#: 2101-019-0012101-019-001 * * INDYMAC:INDYMAC: LOANLOAN#: #: 10053572701005357270 (IndyMac(IndyMac Mort-gage Mortgage Services Services i I OneWestOneWest Bank, Bank, FSB)FSB) ***** APN APN #: #: 2101-019-0012101-019-001 "This"This CorrespondenceCorrespondence andand EmailEmail isis subjectsubject to to EvidenceEvidence Code Code 1152"1152" REF.REF. 7014015000813954074,70!40!50000!38540748. 7014115000013540756,70!4Dl5000Dl38540756. 70140150101395417137Dl4Dl5000Dl38540763. 7014U15U0013940770. 70!40!5000Dl38540770. 70140510000143061375, 7Dl4051DOODl430Sl375. 714212000822735051, 70!42120000226735051. 704212000226735868. 70!42120000226735068. 701405100001431060996 70!4051DOOOl4306088S. 78142120000226735DBZ70!42120000226735082. 70142120000226735396,70142120000226735386. 70142120000226735402,70142120000226735402, 791421290022673286.70!42120000226735266. 70142120]002217350,70!42120000226735075. 7142120000228735075.70!42120000226735075. 70145100001430861382,7Dl4051000Dl430Sl382, 70140510000143061327Dl405100001430Sl382. 70140150000139540596,7Dl40!5000Dl3854058S. 701401500001395400112. 7Dl40!5000Dl38540602. 7014015000013954019, 7Dl4Dl5000Dl38540Sl8. 7014015000139540B28, 7Dl4D15000Dl38540626. 70140150000139541633, 7Dl4Dl5000Dl38540633. 70140150000139540640.- 7Dl4Dl5000Dl38540640.- PagePage 55of6 of 6 FROM:FROM: VICTORVICTOR COREAS COREAS DATEDATE / I FECHA:FECHA: 04/30/201504/30/2015 1801218012 ROSCOE ROSCOE BLVD.BLVD. NORTHRIDGE,NORTHRIDGE, CA CA 91325 91325 MailingMailing Address: Address: PP 0 0 BOXBOX 372023, 372023, RESEDA,RESEDA, CA CA 91337 91337 E-mail:E-mail: [email protected]@vahoo.com

TO:TO: OcwenOcwen LoanLoan Servicing, Servicing, LLCLLC ("Ocwen");("Ocwen"); FederalFederal National National MortgageMortgage Association Association ("Fannie ("Fannie Mae");Mae"); OneWestOneWest Bank, Bank, N.A.,N.A., formerly formerly knownknown asas OneWestOneWest Bank, Bank, FSBFSB ("OWB");("OWB"); and and IndyMacIndyMac Mortgage Mortgage Services.- Services.- DENUNCIADENUNCIA I I COMPLAINTCOMPLAINT ***SOLICITUD***SOLICITUD /I REQUESTREQUEST PUBLICA> C. C.407TSTETWc.c. ATTENTION:ATIENTION: Office Office of of Internal Internal Audit Audit c. c. 400 7TH STREET SW Richard Cordray, Director 40SHSTT SW Richard Cordray, Director WASHINGTON, DC 20024-2576 ConsumerConsumer Financial Financial Protection Protection BureauBureau OficinaOficina de de Proteccion Protecci6n Financiera Financiera al al ConsumidorConsumidor TheThe State State BarBar of of California California 17001700 G G Street, Street, NWNW SanSan FranciscoFrancisco (Main (Main Office)Office) Washington,Washington, DCDC 2055220552 180180 Howard Howard St.St. SanSan Francisco,Francisco, CACA 94105 94105 WendyWendy Kamenshine Kamenshine E-E- mail:mail: [email protected]@calbar.ca.gov CFPBCFPB Ombudsman's Ombudsman's Office Office ConsumerConsumer Financial Financial Protection Protection BureauBureau LosLos Angeles Angeles --TheThe State State BarBar of of California California OficinaOficina de de Protecci6n Protecci6n Financiera Financiera al al ConsumidorConsumidor 845845 S. S. FigueroaFigueroa St. St. 17001700 G G Street, Street, NWNW LosLos Angeles, Angeles, CACA 90017-2515 90017-2515 Washington,Washington, DCDC 2055220552 FAX:FAX: (213)(213) 765-1168 765-1168

ConsumerConsumer Financial Financial Protection Protection BureauBureau DepartmentDepartment of of Consumer Consumer Affairs Affairs OficinaOficina de de Protecci6n Protecci6n Financiera Financiera al al Consumidor Consumidor ConsumerConsumer Information Information Division Division P.P. 0.0. BoxBox 4503 4503 16251625 North North Market Market Blvd., Blvd., Suite Suite N N 112 112 IowaIowa City,City, IowaIowa 5224452244 Sacramento,Sacramento, CA CA 95834 95834

HUDHUD CountyCounty of of Los Los Angeles Angeles DepartamentoDepartamento de de Vivienda Vivienda y y DesarrolloDesarrollo UrbanoUrbano de de DepartmentDepartment of of Consumer Consumer Affairs Affairs EE.EE. UU.UU. 500500 W. W. TempleTemple St., St., Room Room B-96 B-96 EdificioEdificio Federal Federal dede John John E.E. MossMoss LosLos Angeles, Angeles, CA90012-2722 CA90012-2722 SuiteSuite 4-200 4-200 650650 CapitolMallCapitolMall FederalFederal Reserve Reserve System System Sacramento,Sacramento, CACA 95814-370295814-3702 20th20th and and C C Streets, Streets, NW NW MailMail Stop Stop 801 801 OficinaOficina de de Equidad Equidad de de Vivienda Vivienda e e Igualdad lgualdad de de Washington,Washington, DC20551 DC20551 OportunidadesOportunidades de de HUD HUD DepartamentoDepartamento de de Vivienda Vivienda y y DesarrolloDesarrollo Urbano Urbano de de OfficeOffice of of the the Comptroller Comptroller of of the the Currency Currency EE.UU.EE.LIU. CustomerCustomer Assistance Assistance Group Group RoomRoom 52045204 13011301 McKinneyMcKinney StreetStreet 451451 77th th Street Street S.W., S.W., SuiteSuite 3430 3430 Washington,Washington, DCDC 2041020410 Houston,Houston, TX77010 TX77010

FederalFederal HousingHousing Finance Finance Agency Agency OfficeOffice of of the the Comptroller Comptroller of of the the Currency Currency ATTENTION:ATTENTION: MelMel Watt, Watt, DirectorDirector ComptrollerComptroller of of the the Currency Currency Administrator Administrator of ofNational National 4007400 7TH TH STREET STREET SW SW Banks WASHINGTON,WASHINGTON, DCDC 20024-2576 20024-2576 400400 7th 7th Street Street SW, SW, Suite Suite 3E-218 3E-218 Washington,Washington, D.C. D.C. 20219 20219 FederalFederal HousingHousing Finance Finance Agency Agency ATTENTION:ATTENTION: RussellRussell A. A. Rau,Rau, FederalFederal Reserve Reserve Consumer Consumer Help Help DeputDepu\X InspectorInspector General General P0PO Box Box 12001200 400400 7 7 HSTREETSTREET SW SW Minneapolis,Minneapolis, MNMN 5548055480 WASHINGTON,WASHINGTON, DCDC 20024-2576 20024-2576 GobernadorGobernador Edmund Edmund G. G. Brown Brown Jr Jr FederalFederal HousingHousing Finance Finance Agency Agency StateState Capitol Capitol Building Building

NOTA:NOTA: AdjuntoAdjunto aa Iala presente:presente: ShortShort - - YearYear HistoryHistory StatementStatement del:del: 03/0712014,03/07/2014, CartaCarta (solicitud)(solicitud) dede fecha:fecha: 1112212014,11/22/2014, CartaCarta (solicitud)(solicitud) del:del: 021091201502/09/2015 andand PayoffPayoff RequestRequest oror HistoryHistory StatementStatement dede fechas:fechas: 01120/2015,01/20/2015, 02120/2015,02/20/2015, 031201201503/20/2015 and and 04/20/2015 04/20/2015 and and CartaCarta (solicitud)(solicitud) de de fecha: fecha: 04/22/2015.-04/22/2015.- OCWEN:0CWEN: Loan Loan#: #: 7195665927 7195665927 (OCWEN COCWEN LOANLOAN SERVICING. SERVICING, LLC) LLC) * *APN APN #: #: 2101-019-001*2101-019-001 * INDYMAC:INDYMAC: LOAN LOAN#: #: 1005357270 1005357270 (IndyMac (IndyMac Mortgage Mortgage Services Services I I OneWestOneWest Bank, Bank, FSB) FSB) **APN *** APN #:#: 2101-019-001 2101-019-001 "This"This CorrespondenceCorrespondence andand EmailEmail isis subjectsubject to to EvidenceEvidence CodeCode 1152"1152" REF.REF. 714915000013954074, 70\40!50000!39540748. 70140150001395040756, 70!40!50000!39540756. 7flt4fl150fl019540763, 70\40\50000!39540763. 7014015001394U77, 7Dl4Dl5000Dl3954U770. 701405180014301375, 7Dl4051DOOOl43061375. 701422009022673595, 70142120000226735051. 70142128002267350111, 70!42120000226735068. M05100014061096 7Dl4051DOOOl43060996. 701421290001226735082,70142120000226735082. 7014212800022673539,70!42120000226735396. 7014212000226735402Z70!42120000226735402. 7014212ND80226735266,70142120000226735266. 791421'200022673507,70\42120000226735075. 70142120009226735075,70\42120000226735075. 701410t0001430618Z7Dl4051DOOOl43061382. 7914l0109001423870140510000!43061382. 7014U01000139549596,70!40!50000!39540596. 70140159000019540602, 70!40!50000\39540602. 7014a050BUI139540619 70\40\50000\39540618. 701401500800139540626, 70\40\50000\39540626. 7U01f5000295~4963, 70\40!50000\39540633. 70140159000139540649.- 70\40\50000\39540640.- PagePage 66 ofof 6 6 FROM:FROM: VICTORVICTOR COREASCOREAS DATEDATE / I FECHA:FECHA: 0413012015 04/30/2015 1801218012 ROSCOEROSCOE BLVD.BLVD. NORTHRIDGE,NORTHRIDGE, CACA 9132591325 MailingMailing Address:Address: PP 00 BOXBOX 372023, 372023, RESEDA,RESEDA, CACA 91337 91337 E-mail:E-mail: victormanueIcoreas([email protected]

TO:TO: OcwenOcwen LoanLoan Servicing,Servicing, LLCLLC ("Ocwen");("Ocwen"); FederalFederal NationalNational MortgageMortgage Association Association ("Fannie("Fannie Mae"); Mae"); OneWestOneWest Bank, Bank, N.A.,N.A., formerlyformerly knownknown asas OneWestOneWest Bank,Bank, FSBFSB ("OWB");("OWB"); andand IndyMac IndyMac Mortgage Mortgage Services.- Services.- DENUNCIADENUNCIA /I COMPLAINTCOMPLAINT ***SOLICITUD***SOLICITUD II REQUESTREQUEST I PUBLICA>

Sacramento,Sacramento, CACA 95814 95814 Fax:Fax: 916-445-4633916-445-4633 //Fax: Fax: (916)(916) 558-3160558-3160

KamalaKamala D.D. HarrisHarris OfficeOffice ofof the the AttorneyAttorney GeneralGeneral 13001300 "1""I" Street Street Sacramento,Sacramento, CACA 95814-291995814-2919

AttorneyAttorney General'sGeneral's OfficeOffice CaliforniaCalifornia DepartmentDepartment ofof Justice Justice Attn:Attn: PublicPublic InquiryInquiry UnitUnit P.O.P.O. BoxBox 944255944255 Sacramento,Sacramento, CACA 94244-255094244-2550 Fax:Fax: (916)(916) 323-5341323-5341

AttorneyAttorney GeneralGeneral U.S.U.S. DepartmentDepartment of of Justice Justice 950950 PennsylvaniaPennsylvania Avenue, Avenue. NWNW Washington,Washington, DC20530-0001DC20530-0001

TheThe FederalFederal Reserve Reserve Board Board JanetJanet Louise Louise YellenYellen PresidentePresitlente delde! Banco dede LaLa ReservaReserva FederalFederal de de loslos EstadosEstados UnidosUnidos 20th20th StreetStreet and and ConstitutionConstitution Avenue, Avenue, NWNW Washington,Washington, DC20551DC20551

DepartamentoDepartamento deldel TesoroTesoro dede loslos EstadosEstados UnidosUnidos JacobJacobJ. J. LewLew SecretarySecretary ofof the the TreasuryTreasury 15001500 PennsylvaniaPennsylvania Ave Ave NWNW Washington,Washington, DC20502DC20502 ...... Y Y todastodas laslas instanciasinstancias queque seansean necesariasnecesarias /I AndAnd allall thethe instancesinstances thatthat maymay bebe necessary.necessary.

NOTA:NOTA: AdjuntoAdjunto aa lala presente:presente: ShortShort -- YearYear HistoryHistory StatementStatement del:del: 0310712014,03/07/2014, CartaCarta (solicitud)(solicitud) dede fecha:fecha: 11/2212014,11/22/2014, CartaCarta (solicitud)(solicitud) del:del: 021091201502/09/2015 andand PayoffPayoff RequestRequest oror HistoryHistory StatementStatement dede fechas:fechas: 01/2012015,01/20/2015, 02/2012015,02/20/2015, 031201201503/20/2015 andand 041201201504/20/2015 andand CartaCarta (solicitud)(solicitud) dede fecha: fecha: 0412212015.-04/22/2015.- OCWEN:0CWEN: LoanLoan#: #: 71956659277195665927 (OCWEN(OCWEN LOANLOAN SERVICING,SERVICING, LLC)LLCl * * APN APN #: #: 2101-019-001 2101-019-001 ** INDYMAC:INDYMAC: LOANLOAN#: #: 10053572701005357270 (IndyMac(IndyMac MortgageMortgage Services Services / I OneWestOneWest Bank, Bank, FSB) FSBl *** *** APN APN #: #: 2101-019-001 2101-019-001 "This"This CorrespondenceCorrespondence andand EmailEmail isis subjectsubject to to EvidenceEvidence CodeCode 1152"1152" REF.REF. 70140150100139540749,70140150000139540749, 7014l000139540756,70140!50000139540756, 70140150000139540783, 7Dl4Dl50000139540763, 70140150000138540770, 70140!50000139540770, 70140510880143061375, 7Dl40510000143061375, 79142120000226735051, 7Dl42120000226735051. 701421200022673506870140510000143060996 70142120000226735068, 7Dl4051DOODl43060996. 78142120000228735082,70142120000226735082. 714212D00226735396,70!42120000226735396. 701421200022673540270142120000226735402, 701421200022673526B.70!42120000226735266, 70142120DO226735075,70142120000226735075, 70142120000226735075,70!42120000226735075, 71405190981430613827014051DOOOl43061382, 70140510000143081382.70140510000!43061382, 70140150000139548588,7Dl4015000Dl39540596. 7914015008013954082, 7Dl4015000Dl39540602, 7014015I000139540619 7014Dl5000Dl39540619. 70140150lit 7Dl4015000Dl39540626. 1t3954062E. 70140150001139540633 7014Dl5DOOOl39540633, 7014050900139540648. 7Dl4015000Dl39540640.- FROM:FROM: VICTORVICTOR M M COREAS COREAS 1801218012 ROSCOE ROSCOE BLVD.BLVD. NORTHRIDGE,NORTHRIDGE, CACA 91325 91325 MailingMailing Address: Address: PP 0 0 BOXBOX 372023, 372023, RESEDA,RESEDA, CACA 91337 91337 E-mail:E-mail: [email protected] PayoffPayoff RequestRequest oror HistoryHistory StatementStatement

Date:Date: 04/20/201504/20/2015

TO:TO: OCWENOCWEN LOANLOAN SERVICING,SERVICING, LLCLLC 16611661 WorthingtonWorthington Road,Road, SuiteSuite 100100 WestWest PalmPalm Beach,Beach, FLFL 3340933409

PleasePlease provideprovide aa PayoffPayoff StatementStatement oror HistoryHistory StatementStatement forfor thethe aboveabove referencedreferenced loan(s).loan(s). (All(All payoffpayoff statements statements areare issuedissued forfor aa periodperiod ofof 3030 days.)days.) IfIf you you wishwish aa differentdifferent expirationexpiration date,date, pleaseplease indicateindicate here:here: MarchMarch 08,08, 20142014 through: through: AprilApril 30,30, 2015.2015.

LoanLoan Number(s):Number(s): 71956659277195665927

BorrowerBorrower Name(s):Name(s): VICTORVICTOR MM COREASCOREAS

PropertyProperty Address(s):Address(s): 1801218012 ROSCOEROSCOE BLVD.,BLVD., NORTHRIDGE,NORTHRIDGE, CACA 9132591325

E-MAIL:E-MAIL: [email protected]@yahoo.com

TheThe payoffpayoff statementstatement shouldshould bebe mailedmailed oror E-mailE-mail to:to:

BorrowerBorrower Name(s):Name( s ): VICTORVICTOR MM COREASCOREAS

Attn:Attn: SAMESAME

MailingMailing Address:Address: PP 00 BOXBOX 372023,372023, RESEDA,RESEDA, CACA 9133791337

E-MAIL:E-MAIL: [email protected]@yahoo.com ~~~

BORROWERBORROWER NAMENAME

BORROWERBORROWER SIGNATURESIGNATURE

TO:TO: OCWENOCWEN LOANLOAN SERVICING,SERVICING, LLCLLC 16611661 WorthingtonWorthington Road,Road, SuiteSuite 100100 WestWest Palm Palm Beach, Beach, FLFL 33409 33409 LoanLoan #:#: 71956659277195665927 * * APNAPN #:#: 2101-019-0012101-019-001 REF.70140150000139540541,REF. 70140150000139540541, 70140150000139540534,70140150000139540534, 70140150000139540527,70140150000139540527, 70140150000139540510,70142120000226735419.- 70140150000139540510, 70142120000226735419.- PagePage 11of4 of 4 FROM:FROM: DATEDATE / IFECHA: FECHA: 03131/2015 03/31/2015 VICTORVICTOR COREASCOREAS 1801218012 ROSCOEROSCOE BLVD.BLVD. NORTHRIDGE,NORTHRIDGE, CACA 9132591325 MailingMailing Address:Address: PP 00 BOXBOX 372023,372023, RESEDA,RESEDA, CACA 91337 91337 E-mail:E-mail: victormanuelcoreas([email protected]

TO:TO: OcwenOcwen LoanLoan Servicing,Servicing, LLCLLC ("Ocwen");("Ocwen"); FederalFederal NationalNational Mortgage Mortgage Association Association ("Fannie("Fannie Mae"); Mae"); OneWest OneWest Bank, Bank, N.A.,N.A., formerlyformerly knownknown asas OneWestOneWest Bank,Bank, FSBFSB ("OWB");("OWB"); andand IndyMacIndyMac Mortgage Mortgage Services.- Services.- 03/31/201503/31/2015 OCWENOCWEN FINANCIALFINANCIAL CORPORATIONCORPORATION OCWENOCWEN LOANLOAN SERVICING,SERVICING, LLCLLC 16611661 WorthingtonWorthington Road,Road, SuiteSuite 100100 WestWest PalmPalm Beach,Beach, FLFL 3340933409

20022002 SummitSummit Boulevard,Boulevard, 6th6th FloorFloor Atlanta,Atlanta, GA 3031930319

34513451 HammondHammond AvenueAvenue Waterloo,Waterloo, IAIA 5070250702

RE:RE: AccountAccount Number:7195665927Number:7195665927 BorrowerBorrower Name:Name: VictorVictor M M Coreas Coreas PropertyProperty Address: Address: 1801218012 ROSCOEROSCOE BLVD.BLVD. NORTHRIDGE,NORTHRIDGE, CACA 91325 91325

RespetablesRespetables Srs.Srs.

El:El: 0112012015,01/20/2015, SOLICITE,SOLICITE, aa ustedesustedes unun PAY-OFFPAY-OFF yloy/o HISTORYHISTORY STATEMENT,STATEMENT, deldel pr6stamo:prestamo: 7195665927,7195665927, peropero hastahasta lala fechafecha NONO hehe recibidorecibido ningunaninguna respuestarespuesta dede ustedes,ustedes, aa pesarpesar dede haberhaber realizadorealizado hastahasta elel momentomomento TRESTRES (3)(3) SOLICITUDES.SOLICITUDES. (01/20/15,(01/20/15, 02/20/15,02/20/15, 03/20/2015).03/20/2015).

6LalLa realidadrealidad NONO s6se c6moc6mo debodebo dede expresarmeexpresarme oo queque debodebo de de hacerhacer para para queque ustedes ustedes atiendanatiendan estaesta SOLICITUD?SOLICITUD?

SinceramenteSinceramente meme quedoquedo sorprendidosorprendido dede tantatanta prepotencia,prepotencia, impunidadimpunidad yy abusoabuso dede ustedes.ustedes.

OCWEN: PorPor favorfavor atiendanatiendan mimi requerimientorequerimiento EXPUESTOEXPUESTO enen lala presente,presente, tambi6ntambien atiendanatiendan lolo SOLICITADOSOLICITADO enen laslas cartascartas dede fechas:fechas: 11/2212014,11/22/2014, 0210912015,02/09/2015, relacionadorelacionado alal DOCUMENTO:DOCUMENTO: OMBOMB No.No. 1545-0877,1545-0877, 20142014 Substitute,Substitute, FormForm 1099-A,1099-A, AcquisitionAcquisition oror

NOTA:NOTA: AdjuntoAdjunto aa lala presente:presente: ShortShort -- YearYear HistoryHistory StatementStatement del:del: 0310712014,03/07/2014, CartaCarta (solicitud)(solicitud) dede fecha:fecha: 11/22/2014,11/22/2014, CartaCarta (solicitud)(solicitud) del:del: 0210912015,02/09/2015, CartaCarta (solicitud)(solicitud) del:del: 03/051201503/05/2015 andand PayoffPayoff RequestRequest oror HistoryHistory Statement dede fechas:fechas: 0112012015,01/20/2015, 021201201502/20/2015 and and 0312012015.-03/20/2015.-

OCWEN:OCWEN: LoanLoan#: #: 71956659277195665927 (OCWEN(OCWEN LOANLOAN SERVICING,SERVICING, LLC)LLC) ** APN APN #: #: 2101-019-0012101-019-001 * *INDYMAC:INDYMAC: LOAN LOAN#: #: 10053572701005357270 (IndyMac(IndyMac MortgageMortgage ServicesServices / I OneWestOneWest Bank, Bank, FSB)FSB) ****** APN APN #: #: 2101-019-001 2101-019-001 "This"This CorrespondenceCorrespondence andand EmailEmail isis subject subject to to EvidenceEvidence Code Code 1152"1152" REF. 70140510000143OB1252,7Dl4051DOOOl430Sl252. 70140510000143061269,7Dl4051DOOOl430Sl2S9. 70140510000143061276.7Dl4051DOOOl430Sl27S. 70140510000143061283,7Dl4051DOOOl430Sl283. 701405100001430GI290,7Dl4051DOOOl430Sl290. 70140510000143061308,7Dl4051DODOl430Sl30S. 70140510000143061313.7Dl405100001430Sl313. 70140510000l7Dl40510DOOl430Sl320. 43061320. 70140510000143081337,7Dl4051DOOOl430Sl337. 7014051000014301344.701405100001430GI351, 7Dl4051DOOOl430Sl344. 7014051DOOOl430Sl351. 701405100001430613GB.- 7Dl405100001430Sl3S8.- PagePage 22of4 of 4 FROM: DATEDATE / IFECHA: FECHA: 0313112015 03/31/2015 VICTOR COREASCOREAS 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 Mailing Address: P 00 BOX 372023,372023, RESEDA,RESEDA, CACA 91337 91337 E-mail: victormanuelcoreas([email protected] TO: Ocwen Loan Servicing,Servicing, LLCLLC ("Ocwen");("Ocwen"); FederalFederal NationalNational Mortgage Mortgage Association Association ("Fannie ("Fannie Mae"); Mae"); OneWest OneWest Bank, Bank, N.A., formerlyformerly known asas OneWest Bank,Bank, FSBFSB ("OWB");("OWB"); andand IndyMacIndyMac Mortgage Mortgage Services.- Services.- Abandonment ofof SecuredSecured Property,Property, y:y: 0310512015,03/05/2015, relacionadorelacionado aa mimi vehiculovehiculo yy pertenencias.-.pertenencias ..;.

OTRO IMPORTANTE: NecesitoNecesito informaci6ninformaci6n relacionadarelacionada aa mimi tr6mitetramite dede LALA MODIFICACION DEDE PRESTAMO...PRESTAMO ... (Pr6ximamente(Pr6ximamente voyvoy aa estarlesestarles enviandoenviando otraotra ampliaci6n dede DOCUMENTOSDOCUMENTOS EE INFORMACIONINFORMACION AFIN,AFIN, parapara mantenermantener actualizadoactualizado este expediente).expediente).

Sin otro particular meme despido,despido, agradeci6ndolesagradeciendoles porpor anticipadoanticipado lala atenci6n,atenci6n, comprensi6ncomprensi6n yy colaboraci6n que sese sirvansirvan brindarbrindar aa mi mi persona.persona.

Sinceramente y respetuosamente,respetuosamente,

Atte. \}. ~ VICTOR COREAS 18012 ROSCOE BLVD.BLVD. NORTHRIDGE, CACA 9132591325 Mailing Address: PP 00 BOXBOX 372023,372023, RESEDA,RESEDA, CACA 9133791337 E-mail: [email protected]

NOTA: Adjunto a lala presente: ShortShort -- YearYear HistoryHistory StatementStatement del:del: 03/0712014,03/07/2014, CartaCarta (solicitud)(solicitud) dede fecha:fecha: 11/22/2014,11/2212014, CartaCarta (solicitud)(solicitud) del:del: 02/0912015,02/09/2015, CartaCarta (solicitud)(solicitud) del:del: 031051201503/05/2015 andand PayoffPayoff RequestRequest oror HistoryHistory Statement de fechas:fechas: 0112012015,01/20/2015, 021201201502/20/2015 andand 03/2012015.-03/20/2015.-

OCWEN:0CWEN: LoanLoan#: #: 71956659277195665927 (OCWEN(OCWEN LOANLOAN SERVICING,SERVICING, LLC)LLC) ** APNAPN #:#: 2101-019-0012101-019-001 * *INDYMAC:INDYMAC: LOAN LOAN#: #: 1005357270 (IndyMac(IndyMac MortgageMortgage ServicesServices /I OneWestOneWest Bank, Bank, FSB)FSB) ****** APN APN #: #: 2101-019-0012101-019-001 "This Correspondence andand EmailEmail isis subjectsubject to to EvidenceEvidence Code Code 1152" 1152" REF. 70140510000143061252.1m4asmaam43as12s2. 7014l10ll430012G9,1m4asmaam43am2ss. 701405100001430I27.1m4asmaam43as121s. 701405100001430GI283,1m4asmaam43as12s3. 70140510000143061290,1m4asmaammm2sa. 701405100001430G1308,1m4asmaam43am3as. 701405100901431G13I3.7014510000143B1320,1m4as1aaam43DBl313. 1m4asmaam43am32a. 701405100001430BI337,1m4asmaam43DSl337. 70140510000143081344. 1m4as1aaam43DBl344. 7114051000014301351, 1m4asmaam43DBl351. 701405100001430GI36B.- 1m4asmaam43am3ss.- PagePage 33of4 of 4 FROM: DATEDATE / IFECHA: FECHA: 03/3112015 03/31/2015 VICTOR COREAS 18012 ROSCOE BLVD. NORTHRIDGE, CA 91325 Mailing Address: P 00 BOX 372023,372023, RESEDA,RESEDA, CACA 91337 91337 E-mail: victormanuelcoreas([email protected] TO: Ocwen Loan Servicing,Servicing, LLCLLC ("Ocwen");("Ocwen"); FederalFederal NationalNational Mortgage Mortgage Association Association ("Fannie ("Fannie Mae"); Mae"); OneWest OneWest Bank, Bank, N.A., formerlyformerly known asas OneWestOneWest Bank,Bank, FSBFSB ("OWB");("OWB"); andand IndyMacIndyMac Mortgage Mortgage Services.- Services.- C.C.c.c. Ocwen Loan Servicing,Servicing, LLCLLC Attention: Office ofof thethe ConsumerConsumer OmbudsmanOmbudsman P. 0. BOXBOX 785061 Orlando, FLFL 32878-506132878-5061 E- mail: Ombudsman@ocwenOmbudsman@ocwen

IndyMacIndyMac Mortgage ServicesServices P.O. Box 4045,4045, Kalamazoo, MIMl 49003-4045

OneWest Bank, FSBFSB 888 East Walnut Street,Street, Pasadena, CA 91101

P.O. Box 7056, Pasadena, CA 91109-9699

Federal National MortgageMortgage AssociationAssociation Fannie Mae 3900 Wisconsin Avenue,Avenue, N.W.N.W. Washington, D.C. 2001620016

Fannie Mae 13150 Worldgate Drive Herndon, VAVA 20170-437620170-4376

WRIGHT, FINLAY & ZAK,ZAK, LLPLLP ATTORNEYS ATAT LAWLAW 4665 MacArthur Court, SuiteSuite 280280 Newport Beach,Beach, CA 92660

NOTA: Adjunto a lala presente:presente: ShortShort -- YearYear HistoryHistory StatementStatement del:del: 03/0712014,03/07/2014, CartaCarta (solicitud)(solicitud) dede fecha:fecha: 1112212014,11/22/2014, CartaCarta (solicitud)(solicitud) del:del: 0210912015,02/09/2015, CartaCarta (solicitud)(solicitud) del:del: 031051201503/05/2015 andand PayoffPayoff RequestRequest oror HistoryHistory Statement de fechas:fechas: 01/2012015,01/20/2015, 02/201201502/20/2015 andand 03/20/2015.-03/20/2015.-

OCWEN:0CWEN: LoanLoan#: #: 7195665927 (OCWEN(OCWEN LOANLOAN SERVICING,SERVICING, LLC)LLC) ** APN APN #: #: 2101-019-0012101-019-001 **INDYMAC: INDYMAC: LOAN LOAN#: #: 1005357270 (IndyMac(IndyMac MortgageMortgage ServicesServices II OneWestOneWest Bank,Bank, FSB)FSB) ****** APN APN #: #: 2101-019-0012101-019-001 "This Correspondence andand EmailEmail isis subjectsubject to to EvidenceEvidence Code Code 1152" 1152" REF. 70140510000143061252.7Dl4D51DDDOl43DBl252. 70140510000143061289,7Dl4D51DDDOl43DBl2B9. 70140510000143061270,7Dl4D51Daam43DBl27B. 70140510000143DBl283,7Dl4D51DDDDl43DBl2B3. 70140510000143081290.7Dl4D51DDDDl43DBl29a. 70140510000143061306,70l4D51DDDDl43DBl3DB. 70140510000143061313.7Dl4D51DDDDl43DBl313. 70140510100143061320.7Dl4D51DDDDl43DBl32a. 70140510lll430B13377Dl4D51aaam43DBl337. 70140510000143061344. 7Dl4D51DDDDl43DBl344. 7014051000014301351. 7Dl4D51DDDDl43DBl351. 7014051ll0l043DB13G.- 7Dl4D51DDDDl43DSl3BB.- PagePage 4 4of4 of 4 FROM: DATEDATE / IFECHA: FECHA: 03/31/2015 03/31/2015 VICTOR COREAS 18012 ROSCOE BLVD. NORTHRIDGE, CA 9132591325 Mailing Address: P 00 BOXBOX 372023,372023, RESEDA,RESEDA, CACA 91337 91337 E-mail: victormanuelcoreas([email protected]

TO: Ocwen Loan Servicing, LLCLLC ("Ocwen");("Ocwen"); FederalFederal NationalNational MortgageMortgage Association Association ("Fannie ("Fannie Mae"); Mae"); OneWest OneWest Bank, Bank, N.A., formerlyformerly knownknown asas OneWestOneWest Bank,Bank, FSBFSB ("OWB");("OWB"); andand IndyMacIndyMac Mortgage Mortgage Services.- Services.-

The documents areare listedlisted inin thethe AttachmentAttachment toto ProofProof ofof ServiceService by by First-Class First-Class Mail. Mail. - - PROOFPROOF OFOF SERVICE:SERVICE: I served thethe documents byby enclosingenclosing themthem inin anan envelopeenvelope and and

Placing thethe envelopeenvelope forfor collectioncollection andand mailingmailing followingfollowing ourour ordinary ordinary businessbusiness practices. practices. I Iam am readily readily familiar familiar with with this this business's business's practice forfor collectingcollecting andand processingprocessing correspondencecorrespondence forfor mailing. mailing. OnOn the the same same day day that that correspondence correspondence is is placed placed for for collection collection and and mailing itit is depositeddeposited inin thethe ordinaryordinary coursecourse ofof businessbusiness with with thethe UnitedUnited StatesStates PostalPostal Service Service in in a asealed sealed envelope envelope with with postage postage fully prepaid. The envelope waswas addressedaddressed andand mailedmailed asas follows:follows: a.- Name of person served:served: OCWEN FINANCIAL CORPORATIONCORPORATION andand OCWENOCWEN LOANLOAN SERVICING,SERVICING, LLC LLC IndyMac Mortgage ServicesServices andand OneWestOneWest Bank, Bank, FSBFSB Federal National MortgageMortgage Association Association (Fannie(Fannie Mae) Mae) WRIGHT, FINLAYFINLAY && ZAK,ZAK, LLPLLP ATTORNEYSATTORNEYS AT AT LAWLAW b.- AddressAddress ofof personperson served:served: 1661 Worthington Road,Road, SuiteSuite 100,100, WestWest PalmPalm Beach,Beach, FLFL 3340933409 P.O. Box 4045,4045, Kalamazoo,Kalamazoo, MIMl 49003-404549003-4045 andand 888 East Walnut Street,Street, Pasadena,Pasadena, CACA 91101 91101 3900 WisconsinWisconsin Avenue,Avenue, N.W.,N.W., Washington,Washington, D.C.D.C. 2001620016 4665 MacArthur Court,Court, SuiteSuite 280,280, NewportNewport Beach,Beach, CACA 92660 92660

The name andand address ofof eacheach personperson toto whomwhom I Imailed mailed thethe documents documents is is listed listed inin the the Attachment Attachment to to Proof Proof of of Service Service by by First- First- ClassClass Mail. Mail. II declare underunder penalty ofof perjuryperjury underunder the the lawslaws ofof the the StateState ofof California California that that the the foregoing foregoing is is true true and and correct. correct./ ·1· .r Date:Date: 0503@/ _/ :::>-/7 , ~ . I I ~~~ \). ~

Name SignatureSignature PROOFPROOF OFOF SERVICESERVICE I,I, thethe undersigned, beingbeing atat leastleast 1818 yearsyears ofof age, age, declaredeclare underunder penalty penalty of of perjury perjury that that I Iserved served the the above above notice, notice, of of whichwhich thisthis isis a trWetr. e co y,y, onon thethe followingfollowing tenant(s)tenant(s) inin possessionpossession in in the the manner(s) manner(s) indicated indicated below: below:

Y"Onllion 03308 81 I?, r". afterafter attemptingattempting personalpersonal service,service, I I handedhanded thethe noticenotice to to aa personperson ofof suitable suitable age age and and discretion at ee rere dence/businessdance/business ofof thethe tenant(s),tenant(s), ANDAND I I depositeddeposited aa truetrue copycopy inin thethe U.S.U.S. Mail,Mail, inin a asealed sealed envelope witHwit postagepostage fullyfully prepaid,prepaid, addressedaddressed toto thethe tenant(s)tenant(s) atat his/her/theirhis/her/their placeplace of of residence residence (date(date mailed, mailed, if if different ).- different _~--P----J L.q ~ ( es G\; ( \I \(> .> Executed on:on: -~------~-____,~,___,./I __J"C) __ v-_\ ____ Served Served by:by: _- __::~:....;;;_--=-,,...,c:___0Z$ ______V? _

NOTA: AdjuntoAdjunto a lala presente:presente: ShortShort -- YearYear HistoryHistory StatementStatement deldel 03/0712014,03/07/2014, CartaCarta (solicitud)(solicitud) dede fecha:fecha: 11/22/2014, CartaCarta (solicitud)(solicitud) del:del: 0210912015,02/09/2015, CartaCarta (solicitud)(solicitud) del:del: 0303 05/2015 05/2015 andand PayoffPayoff RequestRequest oror HistoryHistory Statement dede fechas:fechas: 01/2012015,01/20/2015, 02/201201502/20/2015 andand 03/2012015.-03/20/2015.-

OCWEN:0CWEN: LoanLoan#: #: 7195665927 (OCWEN(OCWEN LOANLOAN SERVICING,SERVICING, LLC)LLC) ** APNAPN #: #: 2101-019-0012101-019-001 **INDYMAC: INDYMAC: LOAN LOAN#: #: 1005357270 (IndyMac(IndyMac MortgageMortgage ServicesServices /I OneWestOneWest Bank,Bank, FSB)FSB) ****** APN APN #: #: 2101-019-001 2101-019-001 "This Correspondence andand EmailEmail isis subjectsubject to to EvidenceEvidence Code Code 1152"1152" REF. 70140510000143081252,7Dl4D51DDDDl43DSl252. 701405100001430G1269,7Dl4D51DDDDl43DSl2S8. 701405100001430G1276,7Dl4D51DDDDl43DSl27S. 70140510000143DB1283,7Dl4D51DDDDl43DSl283. 70140510000143061290,7Dl4D51DDDDl43DSl28D. 70140510000143061306,7Dl4D51DDDDl43DSl3DS. 701405100001430B1313.7Dl4051DDDDl43DSl313. 70140510000143061320,7Dl4D51DDDDl43DSl32D. 70140510000143061337,7Dl4D51DDDDl43DSl337. 7014051000014306I344, 7Dl4D51DDDDl43DSl344. 70140510000143061351, 7Dl4D51DDDDl43DSl351. 71140510000143DBl38.- 7Dl4D51DDDDl43DSl3SB.- FROM: VICTOR M COREAS 18012 ROSCOE BLVD.BLVD. NORTHRIDGE, CACA 91325 Mailing Address: P 00 BOX 372023,372023, RESEDA,RESEDA, CACA 91337 91337 E-mail: victormanueIcoreas([email protected] PayoffPayoff RequestRequest oror HistoryHistory StatementStatement

Date: 03/20/2015

TO: OCWEN LOANLOAN SERVICING,SERVICING, LLCLLC 1661 WorthingtonWorthington Road,Road, SuiteSuite 100100 West Palm Beach, FLFL 3340933409

Please provideprovide a a PayoffPayoff StatementStatement oror HistoryHistory StatementStatement forfor thethe aboveabove referencedreferenced loan(s). (All payoff statementsstatements areare issuedissued forfor aa periodperiod ofof 30 30 days.)days.) IfIf you you wishwish aa different different expiration date, please indicateindicate here:here: MarchMarch 08,08, 20142014 through: through: MarchMarch 31, 31, 2015.2015.

Loan Number(s): 71956659277195665927

Borrower Name(s):Name(s ): VICTORVICTOR MM COREASCOREAS

Property Address(s):Address(s): 1801218012 ROSCOEROSCOE BLVD.,BLVD., NORTHRIDGE,NORTHRIDGE, CACA 91325 91325

E-MAIL: [email protected]

The payoff statementstatement shouldshould bebe mailedmailed oror E-mail E-mail to:to:

Borrower Name(s): VICTORVICTOR MM COREASCOREAS

Attn: SAME

Mailing Address:Address: PP 00 BOXBOX 372023,372023, RESEDA,RESEDA, CACA 91337 91337

E-MAIL: [email protected] \JJ.xCNt&l

BORROWER NAMENAME

BORROWERBORROWER SIGNATURE SIGNATURE

TO: OCWENOCWEN LOAN SERVICING, LLCLLC 1661 Worthington Road,Road, SuiteSuite 100100 West Palm Beach,Beach, FLFL 3340933409 LoanLoan#: #: 7195665927 ** APNAPN #:#: 2101-019-0012101-019-001 REF.70142120000226735259,REF. 70142120000226735259, 70142120000226735242,70142120000226735235,70142120000226735242, 70142120000226735235, 70142120000226735228,70142120000226735211. 70142120000226735228, 70142120000226735211. FROM: VICTOR MM COREASCOREAS 18012 ROSCOEROSCOE BLVD. NORTHRIDGE, CACA 9132591325 Mailing Address:Address: P 00 BOXBOX 372023,372023, RESEDA,RESEDA, CACA 91337 91337 E-mail: [email protected]@yahoo.com Payoff RequestRequest oror HistoryHistory StatementStatement

Date: 02/20/2015

TO: OCWENOCWEN LOANLOAN SERVICING,SERVICING, LLCLLC 1661 Worthington Road,Road, SuiteSuite 100100 West PalmPalm Beach,Beach, FLFL 3340933409

Please provide a a PayoffPayoff StatementStatement oror HistoryHistory StatementStatement forfor thethe aboveabove referencedreferenced loan(s).loan(s). (All(All payoffpayoff statementsstatements areare issuedissued forfor aa periodperiod ofof 30 30 days.)days.) IfIf you you wish wish a a different different expiration date, pleaseplease indicateindicate here:here: MarchMarch 08,08, 20142014 through: through: FebruaryFebruary 28, 28, 2015. 2015.

Loan Number(s): 71956659277195665927

Borrower Name(s):Name( s ): VICTORVICTOR MM COREASCOREAS

Property Address(s): 1801218012 ROSCOEROSCOE BLVD.,BLVD., NORTHRIDGE,NORTHRIDGE, CACA 91325 91325

E-MAIL: [email protected]@yahoo.com

The payoff statement shouldshould bebe mailedmailed oror E-mailE-mail to:to:

Borrower Name(s):Name( s ): VICTORVICTOR MM COREASCOREAS

Attn: SAME

Mailing Address: PP 00 BOXBOX 372023,372023, RESEDA,RESEDA, CACA 9133791337

E-MAIL: [email protected] \l~~

BORROWER NAMENAME \). ~

BORROWERBORROWER SIGNATURE SIGNATURE

TO: OCWEN LOAN SERVICING, LLCLLC 1661 Worthington Road,Road, SuiteSuite 100100 West Palm Beach, FLFL 3340933409 LoanLoan#: #: 71956659277195665927 ** APNAPN #:#: 2101-019-0012101-019-001 REF.70142120000226735204,REF. 70142120000226735204, 70142120000226735198,70142120000226735198, 70142120000226735181,70142120000226735174,70142120000226735167.70142120000226735181, 70142120000226735174, 70142120000226735167. FROM: VICTORVICTOR M COREAS 18012 ROSCOE BLVD.BLVD. NORTHRIDGE, CACA 91325 Mailing Address: PP 0 BOXBOX 372023,372023, RESEDA,RESEDA, CACA 91337 91337 E-mail: victormanuelcoreas)[email protected] Payoff RequestRequest oror HistoryHistory StatementStatement

Date: 01/20/2015

TO: OCWEN LOANLOAN SERVICING,SERVICING, LLCLLC 1661 Worthington Road,Road, SuiteSuite 100100 West PalmPalm Beach,Beach, FLFL 3340933409

Please provide aa PayoffPayoff StatementStatement oror HistoryHistory StatementStatement forfor thethe aboveabove referencedreferenced loan(s). (All(All payoffpayoff statementsstatements areare issuedissued forfor aa periodperiod ofof 30 30 days.)days.) IfIf you you wish wish aa different different expiration date, pleaseplease indicateindicate here:here: MarchMarch 08,08, 20142014 through: through: JanuaryJanuary 31, 31, 2015. 2015.

Loan Number(s): 71956659277195665927

Borrower Name(s):Name(s ): VICTORVICTOR MM COREASCOREAS

Property Address(s): 1801218012 ROSCOEROSCOE BLVD.,BLVD., NORTHRIDGE,NORTHRIDGE, CACA 91325 91325

E-MAIL: [email protected]@yahoo.com

The payoff statement shouldshould bebe mailedmailed oror E-mailE-mail to:to:

Borrower Name(s):Name(s ): VICTORVICTOR MM COREASCOREAS

Attn: SAME

Mailing Address: PP 00 BOXBOX 372023,372023, RESEDA,RESEDA, CACA 9133791337

E-MAIL: [email protected]@yahoo.com \j~~

BORROWER NAMENAME

BORROWERBORROWER SIGNATURE SIGNATURE

TO: OCWEN LOAN SERVICING, LLCLLC 1661 Worthington Road,Road, SuiteSuite 100100 West Palm Beach, FLFL 3340933409 LoanLoan#: #: 71956659277195665927 ** APNAPN #:#: 2101-019-0012101-019-001 REF.70142120000226735112,REF. 70142120000226735112, 70142120000226735129,70142120000226735129, 70142120000226735136,70142120000226735136, 70142120000226735143, 70142120000226735143, 70142120000226735150. 70142120000226735150. =·o····················= .. POPO Box Box 780 780 L____ ; 34513451 Hammond Hammond Ave. Ave. Waterloo,Waterloo, IA IA 50704-078050704-0780 1-800-766-4622 ocOCWEN W E N 1-800-766-4622

MarchMarch 07, 07, 20142014

49551-071156-01549551-071156-015 VICTORVICTOR MM COREAS COREAS POPO BOXBOX 372023372023 RESEDARESEDA CACA 91337-202391337-2023

RE:RE: LoanLoan number:number: 71956659277195665927 PropertyPr-operty Address:Address: 1801218012 ROSCOEROSCOE· BLVDBLVD NORTHRIDGENORTHRIDGE CACA 9132591325

SHORT-YEARSHORT-YEAR HISTORYHISTORY STATEMENT STATEMENT ThisThis is is a a statement statement of of actual actual and and projectedprojected activityactivity in in your your escrow escrow account account from from 09/201309/2013 through through 03/2014.03/2014. LastLast year's year's projectionsprojections are are next next to to the the actual actual activity. activity_

YourYour monthly monthly mortgage mortgage payment payment immediately immediately preceding preceding the the effectiveeffective date date ofof this this analysis analysis waswas $2,197.14$2, 197.14 ofof which which $1,749.22 $1,749.22 was was Principal Principal andand InterestInterest and and $447.92 $447.92 was was youryour Escrow Escrow Deposit.Deposit. PaymentsPayments toto EscrowEscrow PaymentsPayments fromfrom EscrowEscrow EndingEnding BalancesBalances MonthMonth ProjectedProjected ActualActual ProjectedProjected ActualActual DescriptionDescription ProjectedProjected ActualActual ------~------StartingStarting BalanceBalance .00.00 19,473.51-19,473.51- 09/1309/13 .00.00 .00.oo .00.oo .00.00 .00.00 19,473.51-19,473.51- 10/1310/13 .00.00 .00.00 .00.00 .00.00 .00.00 19,473.51-19,473.51- 11/1311/13 .00.00 .00.00 .00.oo 2,170.01-*2, 170.01-* COUNTYCOUNTY .00.00 21,643.52-21,643.52- 12/1812/13 .00.00 .00.00 .00.00 .00.00 .00.00 21,643.52-21,643.52- 01/1401/14 .00.00 .00.00 .00.oo .00.00 .00.00 21,643.52-21,643.52- 02/1402/14 .00.00 14,552.5214,552.52 .00.00 .00.00 PAYMENTPAYMENT .00.00 7,091.00-7,091.00- 03/1403/14 .00.00 7,091.007,091.00 .00.00 .00.00 PAYMENTPAYMENT .00.00 .00.00 04/1404/14 .00.00 .00.00 .00.oo .00.00 .00.00 .00.00 05/1405/14 .00.00 .00.00 .00.00 .00.00 .00.00 .00.00 06/1406/14 .00.00 .00.00 .00.00 .00.00 .00.00 .00.00 07/1407/14 .00.00 .00.oo .00.00 .00.00 .00.00 .00.00 08/1408/14 .00...00. - _()(l00 .00.00 -DO.oo .00.QO .00.OQ ***TOTAL***TOTAL .00.00 21,643.5221,643.52 .00.00 2,170.01-2, 170.01- AnAn asterisk asterisk (*) (*)indicates indicates a a difference difference from from aa previous previous estimate estimate either either in in datedate or or the the amount.amount. WhenWhen applicable,applicable, thethe letterletter "E" "E" besidebeside an an amount amount indicates indicates that that a a paymentpayment or or disbursement disbursement has has not not occurred, occurred, butbut isis estimatedestimated toto occuroccur asas shown.shown. IfIf your your mortgage mortgage payment payment was was applied applied priorprior to to the the payment payment due due date,date, thethe escrowescrow deposit deposit will will appearappear within within thethe monthmonth itit waswas posted.posted. ItIt will will not not necessarily necessarily reflect reflect the the transaction transaction forfor the the escrowescrow deposit deposit with with the the month month itit was was due.due. IfIf your your account account has has beenbeen paidpaid inin full, full, futurefuture projectionsprojections would would notnot bebe applicable. applicable. IfIf you you havehave any any questions, questions, please please contact contact Customer Customer Care Care at at 1-800-766-4622. 1-800-766-4622. CustomerCustomer Care Care MortgageMortgage Loan Loan Servicing Servicing ***The***The amounts amounts reflected reflected inin the the TOTAL TOTAL column column are are for for the the 1212 month month statementstatement date date rangerange specifiedspecified above.above. ro····················l··

POPO Box Box 780 780 34513451 HAMMOnd Hammond Ave. Ave. Wateioo,waterloo, IA lA 50704-078050704-0780 1-800-766-4622 o!·················-··!OCWEN C W E N 1-800-766-4622

FebruaryFebruary 27, 27, 2014 2014

VictorVictor M M Coreas Coreas PoPo Box Box 372023 3 72023 ResedaReseda CA CA 91337-202391337-2023

RE:RE: AccountAccount Number: Number: 71956659277195665927 PropertyProperty Address: Address: 1801218012 Roscoe Roscoe Blvd Blvd NorthridgeNorthridge CA CA 9132591325

WeWe are are currently currently upgrading upgrading our our systems systems to to achieve achieve our our technology technology goals. goals. AsAs a a result,result, your your accountaccount records records were were deactivated deactivated from from ourour existing existing system system and and transitioned transitioned to to the the newnew system. system.

TheThe enclosed enclosed statement statement provides provides documentation documentation of of the the balances balances in in the the escrow esaow account account prior prior to to thethe transition transition for for your your records. records. TheThe history history includes includes projected projected and and actualactual disbursements disbursements to to and and fromfrom the the escrow escrow account account from from the the date date of of the the last last escrow escrow review review through through the the following following year. year. PleasePlease retain retain this this statement statement for for your your records. records. YouYou willwill receive receive an an additional additional notice notice from from March·March 1, 1, 2014 2014throughyour through your next next escrow escrow review review period period under under separate separate cover. cover.

ToTo confirm confirm your your current current escrow escrow balance balance at at any any time, time, visitvisit us us at at www.ocwencustomers.com. www.ocwencustomers.com. WeWe appreciateappreciate your your patience patience during during this this conversion conversion process. process.

IfIf you you have have any any questions questions regarding regarding your your account, account, please please contact contact our our offices offices at at 1-800-746-2936, 1-800-746-2936, weekdaysweekdays from from 8:00am 8:00am to to 9:00pm, 9:00pm, Eastern Eastern lime, Time, with with expanded expanded hours hours available available on on SaturdaysSaturdays andand Sundays. Sundays.

OcwenOcwen Loan Loan Servicing Servicing, LLCLLC NLMSNLMS#1852 #1852

NoticeNotice Regarding Regarding Bankruptcy. Bankruptcy: PleasePlease be be advised advised that that this this letter letter is is inin nono way way an an attempt attempt to to collect collect either either a a pre-petition,pre-petition, post post petition petition or or discharged discharged debt. debt. IfIf your your bankruptcy bankruptcy case case is is still still active,active, nono action action will will be be -takentaken in in willful willful violation violation of of the the Automatic Automatic Stay. Stay. IfIf you you have have received received an an Order Order of of Discharge Discharge inin aa bankruptcybankruptcy case, case, any any action action taken taken by by usus is is for for the the sole sole purpose purpose of of protecting protecting our our lien lien interestinterest in in thethe underlyingunderlying mortgaged mortgaged property property and and is is not not an an attempt attempt to to recover recover any any amounts amounts from from you you personally.personally. Finally,Finally, if if you you are are in in an an active active Chapter Chapter 11, 11, 12 12or13 or 13 bankruptcy bankruptcy case case and and an an Order Order for for ReliefRelief from from thethe AutomaticAutematie Stay-has4etheen-issued, Stav-has-:net.ffen-issued,-you-should youshould continue continue to to make make payments-in-accordanee-with pB'/fReAts in-ac;oor-danee-with youryeur plan.plan. If If your your loan loan has has been been paid paid in in full full or or already already foreclosed foreclosed upon,upon, this this is is not not an an attempt attempt to to collect collect any any additionaladditional funds funds from from you. you. · · http://www.trulia.com/voices/Financing/Ocwen_has_not_given_me_a_Payoff_Statement_Need_ad-http://www.trulia.com/voices/Financing/Ocwen_has_not_given_me_a_Payoff_Statement_Need_ad- 375313375313

Financing:Financing: OcwenOcwen hashas notnot givengiven meme aa PayoffPayoff Statement Statement ...... www.www.trulia.com! trulia.con/i../Ocwen ../Ocwen _has_ has not_givenme-a-Payoff_Statement_Nee...not _given_ me_ a _Payoff_ Statement_ Nee ... 2525 abr.abr. 20122012 --I I requestedrequested OcwenOcwen onon 4/9/12 4/9/12 toto givegive me me a a Payoff Payoff Statement Statement in in order order to to completecomplete mymy ...... DanielDaniel Berman,Berman, RealReal EstateEstate ProPro inin PaloPalo Alto, Alto, CA.CA. VisitasteVisitaste estaesta piginapagina elel 4/29/15.4/29/15.

COMPLAINTCOMPLAINT // DENUNCIADENUNCIA Financing: Ocwen has notnot givengiven meme aa PayoffPayoff Statement. Statement NeedNeed adviceadvice ...... http://www.trulia.com/voices/Financing/Ocwenhas_nothttp://www.trulia.com/voices/Financing!Ocwen_has_ not_given given-me..._me_ ...

BuyBuy SellSell RentRent MortgageMortgage FindFind an an Agent Agent MoreMore MyMy Boards Boards SavedSaved Searches Searches l victor...victor ...

HotHot MessMess or or Neat Neat Freak? Freak? FindFind out out with with our our home home personality personality test test.

Financing inin 94025 >> QuestionQuestion DetailsDetails

Ocwen has not given meme aa PayoffPayoff Statement. Statement. NeedNeed adviceadvice to to Ask our communitya question move fwdfwd w/new lender?lender? Asked byby PamplaPamela Khoo,Khoo, MenloMenlo Park, Park, CACA• * WedWed Apr Apr 25,25, 20122012 I requestedrequested OcwenOc\l'olen onon 4/9/124/9/12 toto givegive meme aa PayoffPayoff Statement Statement in in orderorder to to complete complete my my refinancerefinance whichwhich thethe newnew lenderlender alreadyalready approved.approved. I Imade made 8 8 phone phone calls, calls, wrote wrote a a letter letter toto thethe CEOCEO andand appeal forfor his help,help, andand stillstill havehave notnot gottengotten the the PayoffPayoff Statement. Statement. Help!!Help!!

00 votesvotes *• ShareShare *• FollowFollow Question Question *• FlFlag *• FinancingFinancing in in 9402594025

Help thethe community byby answering thisthis questionquestion:

1 Type youryour answeanswer here_here . .,

AnswerAnswer question question

AnswersAnswers:fJ ~Highest Highestrated rated

Gregorio Denny, MortgageMortgage BrokerBroker or or Lender,Lender, SanSan Diego,Diego, CACA Similar Questions & Discussions Similar Questions & Discussions Call your loanloan officer,officer, ifif you you areare approvedapproved asas you you saysay I Iwould would imagine imagine they they already havehave this.this. lam! am the the listing listing agent agent for for 1342 1342 Cloud Cloud Ave. Ave. Menlo Menlo W montact ParkPark 94025. 94025. The The infornotion infomiation on... on.,. 1 answers1 answers WebWeb Reference: http:iiHarpSupporthltp:liHarpSupport CornCom CncCon la ct 11 votevote• * ThankThank• * FlagFlag *• UnkLink *• ThuThu AprApr 26, 26, 20122012 amtheI am the tisting listing agentfor agent for 1342 1342 Cloud Cloud Ave. Ave, Menlo Menlo Park.Park. The The information infomiation that that Tru.. Tm .

howhow do do I filterI filter foreclosures foreclosures out out of of the the listings? listings? 1 1answers answers

GaryGary Mckae, Agent,Agent, 9430194301 knowI know itAwill it will probably probably be be impossible impossible to tofind find anything anything &Ai atat my my pace price mange, range of of $2.2... $2,2 ...3 answers3 answers Payoff statement shouldshould havehave beenbeen orderedordered byby title/escrow title/escrow company company used used Coniact for the refinance. Talk to your title company/escrow company. If you do not ParHow HW desirable eers 1s toethe WillowsAl* neighborhoodnswrs in Menlo for the refinance. Talk to your title company/escrow company. If you do not Park. There seems to be a lo .., 3 answers havehave one talktalk toto oneone aboutabout the the defiance.defiance. HereHere inin California.California, that that is is the the way way • why don't you display the value of thehome home we proceed.proceed. why don't you display the value of the anvmoreanymore? I likeI like to to track track it andIt and y.. y... 1 votevote *• ThankThank• * Flag *• Linklink *• ThuThu Apr Apr 26,26, 20122012 AerView all all simiar similar liscussons discussions ,,,. writeofareply.. a reply.,.

Gary Mckae, Agent,Agent, 9430194301 You can orderorder by contactingcontacting youryour lenderlender and and they they will wiR give give you you aa fax fax numbernumber Contact to sendsend youryour request. TheThe payoffpayoff should should bebe calculatedcalculated to to a a set set date date perper your request.request. IrrespectiveIrrespective ofof that, that, thethe datedate youyou closeclose will will not not be be the the datedate of of your request.request.

TheThe new lenderlender will havehave thatthat knowledgeknowledge andand thethe titletitle companycompany will will be be ableable toto getget thethe finalfinal numbernumber whenwhen thethe newnew loanloan closes.closes.

00 votes *• Thank *• FlagFlag • unkLink *• MonMon DecDec 23,23, 20132013

EmailEmail me me when... when •••

1de3I de 3 OcwenOcwen LoanLoan Servicing"Servicing® 16611661 Worthington Worthington Road, Road, Ste. Ste. 100 100 WestWest Palm Palm Beach, Beach, FL FL 33409 33409 WWW.OCWen.COmwww .ocwen.com TollToll Free: Free: (800) (800) 746-2936 746-2936 OOWENOCWEN

7/1/20147/1/2014

LoanLoan Number: Number: 7195665927 7195665927

-e CJt VictorVictor CoreasCoreas 555555 SS Corona Corona MallMall C/OC/O LawLaw OfficesOffices OfOf Veronica Veronica Ag Ag Corona,Corona, CACA 9287992879 -- ~ckk

Loan Modifica plication Review es s

DearDear Customer(s),Customer(s),

WeWe carefullycarefully reviewedreviewed youryour request, request, andand assessed assessed your your eligibility eligibility for for modification. modification. However,However, the the results results prevent prevent us us from from beingbeing ableable to to offeroffer a a loan loan modification.modification. ResultsResults ofof our our analysis:analysis:

WeWe areare unableunable to to offer offer you you a a proprietaryproprietary modification modification because: because: Your Your loan loan has has undergone undergone foreclosure foreclosure and and the the property property isis currentlycurrently being being marketed marketed for for sale. sale. PleasePlease contact contact our our representatives representatives at at 1-800-74-OCWEN 1-800-74-0CWEN (1-800-746-2936) (1-800-746-2936) to to discussdiscuss the the status status ofof the the property. property.

IfIf I'm I'm not not eligible eligible forfor a a Modification,Modification, then then what what do do I Ido? do? WeWe knowknow thatthat unanticipatedunanticipated changeschanges in in your your financial financial situation situation can can impact impact every every area area of of your your life, life, including including your your ability ability toto paypay youryour mortgage. mortgage. OurOur staff staff is is available available to to discuss discuss your your situation situation and and review review options options with with you. you. PleasePlease call call us us toll-free toll-free atat 1I (800)(BOO) 746-2936.746-2936. WeWe areare availableavailable MondayMonday through through FridayFriday 8:00 8:00 am am to to 9:009:00 pm, pm, Saturday Saturday 8:00 8:00 am am to to 5:00 5:00 pm pm and and SundaySunday 9:009:00 amam toto 9:00 9:00 pmpm ET.ET.

NewNew YorkYork Residents:Residents: IfIf you you believebelieve thethe lossloss mitigationmitigation request request has has been been wrongly wrongly denied, denied, you you may may file file a acomplaint complaint withwith thethe NewNew York York State State Department Department of of Financial Financial Services Services at at 1-877-BANK-NYS 1-877-BANK-NYS (226-5697) (226-5697) or or www.dfs.ny.gov. www.dfs.ny.gov.

NorthNorth CarolinaCarolina Residents:Residents: IfH you you believe believe the the loss loss mitigation mitigation request request has has been been wrongly wrongly denied, denied, you you may may file file a acomplaint complaint with thethe NorthNorth Carolina Carolina Office Office of of the the Commissioner Commissioner of of Banks Banks website, website, www.nccob.gov. www.nccob.gov.

71956659277195665927 CFPBMDENYCFPBMDENY vi vl ThisThis communicationcommunication isis from from aa debt debt collector collector attempting attempting to to collect collect a a debt; debt; any any information information obtained obtained will will be be used used for for that that purpose.purpose. However,However, ififthe the debt debt is is inin activeactive bankruptcy bankruptcy or or has has been been dischargeddischarged through through bankruptcy, bankruptcy, this this communication communication is is purelypurely providedprovided to to you you forfor informational informational purposes purposes only only with with regard regard to to our our secured secured lien lien on on the the above above referenced referenced property. property. ItIt is is notnot intended intended asas anan attemptattempt to to collect collect a a debt debt from from you you personally. personally. NMLSNMLS#: #: 1852 1852 PagePage 1 1of3 of 3 16611661 WorthingtonWorthington Road, Road, Ste. Ste. 100 100 OcwenOcwen LoanLoan Servicing®Servicing® WestWest Palm Palm Beach, Beach, FL FL 33409 33409 www.ocwen.comwww.ocwen.com TollToll Free: Free: (800) (800) 746-2936 746-2936 ocWENOCWEN 7/1/2014 Qc:,weV\·.

VictorVictor Coreas 555SSS SS Corona MaIlC/OMallC/O LawLaw OfficesOffices Of Of Veronica Veronica Ag Ag e c bA Corona, CACA 9287992879

Loan Number: 7195665927719S66S927

DearDear Customer(s),

Thank youyou forfor your recentrecent applicationapplication forfor aa modificationmodification underunder the the Making Making Homes Homes Affordable Affordable Program. Program. BasedBased on on our our reviewreview ofof thethe documentationdocumentation you you provided,provided, you you are are not not eligible eligible for for a aHome Home Affordable Affordable Modification. Modification. We are unableunable toto offer you you a a HomeHome Affordable Affordable ModificationModification because: because: Your loanloan has undergoneundergone foreclosure foreclosure and and the the property property is is currently currently being being marketed marketed for for sale. sale. PleasePlease contact contact our our representativesrepresentatives toto discuss the the statusstatus of of the the property. property. (1){1}

The HomeHome AffordableAffordable ModificationModification optionoption is is designed designed specifically specifically to to allow allow existing existing homeowners homeowners to to keep keep their their homes homes by by making mortgagemortgage paymentspayments affordable,affordable, however however the the plan plan will will not not help help everyone. everyone. ForFor example, example, it it will will not not help help borrowers who havehave nono incomeincome andand cannot cannot make make any any mortgagemortgage payment payment or or if if a a borrower's borrower's current current monthly monthly mortgage mortgage ratio isis lessless thanthan 31%31% ofof their their grossgross monthlymonthly income. income. (Note: (Note: MonthlyMonthly mortgage mortgage ratio ratio is is the the current current first first mortgage mortgage monthly payment,payment, includingincluding principal,principal, interest,interest, taxes, taxes, insuranceinsurance and and homeowner's homeowner's association association dues, dues, if if applicable, applicable, divided divided by thethe gross monthly income). income). IfIf I'm notnot eligible eligible forfor a a HomeHome Affordable Affordable Modification, Modification, then then what what do do I Ido? do? Remember atat Ocwen, HELPINGHELPING HOMEOWNERSHOMEOWNERS ISIS WHAT WHAT WEWE DO!'".DO!™. WeWe understand understand that that unanticipated unanticipated changes changes in in your your financialfinancial situationsituation cancan impactimpact everyevery areaarea ofof youryour life,life, includingincluding youryour abilityability toto paypay youryour mortgage mortgage obligation. obligation. OurOur Associates andand Home RetentionRetention ConsultantsConsultants areare trained trained to to work work with with you you to to set set up up a aplan plan of of action action specifically specifically designed designed toto addressaddress youryour currentcurrent circumstances. circumstances. BelowBelow please please find find a a brief brief description description of of possible possible solutions. solutions.

ALTERNATIVESALTERNATIVES TO TO FORECLOSURE FORECLOSURE

1. MODIFICATION --AA change change to to one one or or more more terms terms of of the the original original mortgage mortgage agreement. agreement. This This may may include include a achange change in interest rate,rate, loanloan balancebalance oror term, term, which which may may lower lower your your payment payment and and bring bring the the account account current. current.

7195665927 FPNFPN This communicationcommunication isisfrom from aa debtdebt collector collector attempting attempting to to collectcollect a a debt; debt; anyany information ieformation obtained obtained will will be be used used/or for that that purpose.purpose. However,However, ifif thethe debt debt isis inin activeactive bankrupicybankruptcy or or has has been been dischar dischargedged through through bankr-uptcy, bankruptcy, this this communication communication is is purely provided toto you you for for informationalieformationalpurposes purposes onlvonly with with regard regard to to our our secured secured lien lien on on the the above above referenced referencedproperty. property. itIt isis notnot intended intended as as an an attempt attempt to to collect collect a a debt debtfrom from you you personally personally. NMLSNMLS#:1852 #: 1852 PagePage 1 1of2 of 2 Imprimir PagePage 1 1of of9 9

RE: Law Offices of Veronica Aguilar - CARTA DE CANCELACION DE REPRESENTACION QUE Asunto:Asunto: RE: Law Offices of Veronica Aguilar - CARTA DE CANCELACION DE REPRESENTACION QUE ENVIARONENVIARON USTED/ESUSTED/ES AA OCWENOCWEN

De: VeronicaVeronica AguilarAguilar ([email protected])([email protected])

Para: [email protected];[email protected]; email@[email protected]; 1 saved.com;

Fecha: Martes,Martes, 1919 dede agosto,agosto, 20142014 8:51:338:51 :33

Victor:Victor:

YouYou paidpaid advocatesadvocates forfor law.law. NOTNOT ME.ME. II was was never never your your attorney. attorney.

VeronicaVeronica

From:From: VICTORVICTOR MANUEL MANUEL COREASCOREAS [mailto:[email protected]][mailto:[email protected]] Sent:Sent: Thursday,Thursday, AugustAugust 07,07, 20142014 11:4211 :42 PMPM To:To: VeronicaVeronica Aguilar;Aguilar; email@[email protected] I saved.com Cc:Cc: VeronicaVeronica Aguilar;Aguilar; email@9email@91 11 lsaved.com saved.com Subject:Subject: LawLaw OfficesOffices ofof Veronica Veronica Aguilar Aguilar - -CARTACARTA DE DE CANCELACIONCANCELACION DE DE REPRESENTACION REPRESENTACION QUE QUE ENVIARON USTED/ESUSTED/ES AA OCWENOCWEN

PagePage 1 1of5 of 5

VIAVIA U.S.U.S. Mail,Mail, Fax:Fax: (951)-340-9800(951)-340-9800 /I (951)(951) 667667 57005700 /I (619) (619) 563-1220 563-1220 and and 949-209-4957 949-209-4957 and and E- E­ mail.-mail.-

From:From: VictorVictor MM CoreasCoreas EmailEmail

Date:Date: AugustAugust 06,06, 2014,2014, 10:50:3610:50:36 AMAM To:To: LawLaw OfficesOffices ofof Veronica Veronica AguilarAguilar ****E-mail: E-mail: veronica/vaguilarlaw.co/[email protected] I emailCa@911email@91 lsaved.com saved.com

Subject:Subject: SOLICITUDSOLICITUD DEDE COLABORACIONCOLABORACION - - PRIORIDADPRIORIDAD URGENTE URGENTE

Law OfficesOffices ofof VeronicaVeronica AguilarAguilar

5555 5 5 SouthSouth CoronaCorona MallMall Corona, CACA 9287992879

Phone:Phone: (951)-582-9500(951)-582-9500 Fax:Fax: (951)-340-9800(951)-340-9800 ImprimirImprimir ImprimirImprimir -- CerrarCerrar ventanaventana -- HazHaz clicclic enen "Mas""Mas" enen lala parteparte inferiorinferior deldel correocorreo electr6nicoelectr6nico parapara imprimirimprimir unun solosolo mensajemensaje

RE: LawLaw OfficesOffices ofof Veronica Veronica AguilarAguilar --CARTACARTA DEDE CANCELACIONCANCELACION DEDE REPRESENTACIONREPRESENTACION QUEQUE ENVIARON ENVIARON A USTED/ESSTED/ES AA OCWENOCWEN De: Veronicaeronica AguilarAguilar ([email protected])([email protected]) Para: [email protected];[email protected]; email@[email protected]; saved.com; Cc: co: Fecha: Martes, 19 de agosto, 2014 8:51:33

Victor:Victor:

You paidpaid advocatesadvocates forfor law.law. NOTNOT ME.ME. II waswas nevernever youryour attorney.attorney.

VeronicaVeronica

From:From: VICTORVICTOR MANUELMANUEL COREASCOREAS [mailto:[email protected]][mailto:[email protected]] Sent: Thursday,Thursday, AugustAugust 07,07, 20142014 11:4211:42 PMPM To:To: VeronicaVeronica Aguilar;Aguilar; [email protected]@911saved.com Cc: VeronicaVeronica Aguilar;Aguilar; [email protected]@911saved.com Subject: LawLaw OfficesOffices ofof VeronicaVeronica AguilarAguilar --CARTACARTA DEDE CANCELACIONCANCELACION DEDE REPRESENTACIONREPRESENTACION QUEQUE ENVIARONENVIARON USTED/ESUSTED/ES AA OCWENOCWEN

PagePage 11of5 of 5

VIAVIA U.S.U.S. Mail,Mail, Fax:Fax: (951)-340-9800(951)-340-9800 /I (951)(951) 667667 57005700 /I (619)(619) 563-1220563-1220 and and 949-949- 209-4957209-4957 and and E-mail.-E-mail.-

From:From: VictorVictor MM CoreasCoreas EmailEmail

Date:Date: AugustAugust 06,06, 2014,2014, 10:50:3610:50:36 AMAM To:To: LawLaw OfficesOffices ofof Veronica Veronica AguilarAguilar ****** E-mail:E-mail: [email protected]@vaguilarlaw.com // [email protected]

Subject: SOLICITUDSOLICITUD DEDE COLABORACIONCOLABORACION -- PRIORIDADPRIORIDAD URGENTEURGENTE • .•. ·._~~·~~~!~~lmE::~A ~-USA ~~~~~,~~.~~ :::4.. :::" ~ ~ - ...... :::<... ~ Equality justice Equality justice Freedom Liberty Freedom Liberty EqualityFOREVER FOREVERJustice EqualityFOREVER Justice Freedom. Liberty . Freedom Liberty FOREVER FOREVER F FOREVER FOREVER FOREVER e FOREVER i! FOREVER ~ FOREVER ~ FOREVER ;; FOREVER ;; FOREVER ~ FOREVERFOREVER

REF. 71140510000143081252, 7D140510000143061269, 70l4151000014300127B, REF. 7Dl4D5maaOl43DBl252. 7Dl4D51DDDDl43DBl2BB. 7Dl4D51DDDDl43DBl276. 7Dl4D51DDDDl43DBl283.70140510000143061283, 7Dl4D51DDDDl43D6129D.7014051000014306129, 7Dl4D51DDDDl43D613DB.70140510000143061306. 70140510000143061313, 70140510000143061320. 70140510000143061337, 70140510000143061344 70!4D51DOODl43D61313. 7Dl4051DDODl43D6132D. 70!4051DODDl43D61337. 7Dl4051DODDl43D61344. 7Dl4D5taaaat43061351.70140510000143061351. 7Dl4051DDODl43D61368.-701405100001143038,- PROOF OFOF SERVICE "This"This CorrespondenceCorrespondence and Email is subject to Evidence CodeCode 1152"1152"

I l VICTORVICTOR MM COREASCOREAS ...... a ~: RE:RE: 1801218012 ROSCOEROSCOE BLVD.,BLVD., NORTHRIDGE, CA 9132591325 rul"lJ M: LoanLoan#: #: 71956659277195665927 ** APNAPN #: 2101-019-001 ______w C3~I MailingMailing Address:Address: Pp 00 BOXBOX 372023, RESEDA, CACA 9133791337 rri I .::t" I

o .Ur 8 i I !urgentent I/ UrgentelUrgente CJ I CJ I I

~:cl TO:TO·• I -3~: OCWENOCWEN FINANCIALFINANCIAL CORPORATION r-: OCWENOCWEN LOANLOAN SERVICING, LLCLLC AtencionAtencion /I Attention:Attention: RonaldRonald M. Faris 16611661 WorthingtonWorthington Road, SuiteSuite 100100 WestWest PalmPalm Beach,Beach, FL 3340933409 7014 0510 0001 43064306 1269126 Equality justice Equality justice Freedom Liberty Freedom Liberty FOREVER FOREVER ~ FOREVER FOREVER FOREVER E FOREVER e FOREVER FOREVER FOREVER ~E FOREVER ~

REF. 7D\405IOOODl43061252,70140511000143061252, 7014051000014301259.7Dl405IOOODl4306126S, 7Dl405IOOODl43061276.70140510000143061276, 7Dl405IOOODl43061283,70140510000143081283, 70l405IOOODl430612SO,7014051000014308129. 7Dl405IOOOOl43061306.70140510000143061308. 701405100001430Bl313,7Dl405IOOODl43061313, 7Dl405IOOODl43061320.7014051000014306I320. 7D\405IOOODl43081337,70140510000143061337, 701405100001430613447Dl4051DOODl43061344. 70\40510000143061351,70140510000143061351, 701405IOOODl43061368.-701405190001430613688 PROOF OF SERVICE "This Correspondence and Email is subject toto Evidence Code 1152" VICTOR M COREAS RE: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 ruru: Loan #: 7195665927 * APN #: 2101-019-001 LI'} Loan #: 7195665927 * APN #: 2101-019-001 ru I P0 BOX 372023, RESEDA, CA 91337 r.q.-=t .I Mailing Address: P 0 BOX 372023, RESEDA, CA 91337

.J] Cl f'l"I :::T ll.Jrgent7lUrgent / ur~iellt:elUrgente .-=t Cl Cl Cl Cl TO: .-=t TO: LI'} C3Cl OCWENOCWE~ FINANCIAL CORPORATION :::T : .-=t Cl' OCWEN LOAN SERVICING, LLC !"- OCWEN LOAN SERVICING, LLC Atencion I/ Attention: Ronald M. FarisFaris 2002 Summit Boulevard,Boulevard, 6th FloorFloor Atlanta, GA 30319 7014 0510 0001 43064306 1252 STAMP

'REF. 70140510000143061I252, 70140510l00143061269, 70140510000143961276, 701405100001I430l1283, 7014051E1D0143061290,l 70140510aI0014306139, 701405109001h43061313,'REF. 7Dl4D51DDDDl43DSl252. 7Dl4D51DDDDl4306126S. 7Dl4051DDDDl43DBl276. 7Dl4D51DDDDl43DSl283. 7Dl4D51DDDD143D612SD. 7Dl4D51DDODl430Bl3DB. 70!405!0llODl430Bl313. 7ill4051DOODl4306132D.1m495100001430G132, 70140510900143flB1337,7Dl4D51DOODl43DBl337. 7014051009143061344,7D14DSIDODDl430Bl344. 70l4051DODDl430Bl351.7l14DE51000l143061351, 70!4051DOODl43DBl368.701f4051000914396I3OR.- - PROOF OF SERVICE PLACE"This PLACE STICKER AT TOP OF ENVELOPE TO THE RIG~T Correspondence and Email is subject to Evidence Code 1152" OF THE RETURN "This Correspondence and Email is subject to Evidence Code 1152" ADDRESS, FOLD ------o! ~;.R-=T~~ !D~R.;s,;. !0.!:~J.AT D~1l~OT !;,I~EINE ------CERTIFIED - -- CERTIFIED MAILMMA/Lr., VICTOR M COREAS ~ RE: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 * Loan *Loan#:#: 7195665927 * APN #:k:2101-019-001 2101-019-001 I I 11 I Mailing Address: P 0 BOX 372023, RESEDA, CA 91337 7014 0510 0001 430670140510n 1375 00014306137 !urgent I Urgent~ 7014 0510 OD01 4306 1375 • F.0 7 51 4 2 7 5 0 2 72801 m:o m '(} az: g.:o TO: I> iil!a - o~["- CDC "U . g_ 33 0 ts 0 ~ !!ll5' 1b CDjj J!l- CD !!l. ~1~~I•Sa _ OCWEN 12' il-< E.'ll ~ .g OCWEN LOAN SERVICING, LLC m~ .5CDii~· ~CDii~ * ., ,, . .... _... hAtencionAtencion I Attention: 0 0. ,IvonneIvonne E.E, HumphreysHumphreys 1OfficeOffice of of the the Consumer Consumer Ombudsman Ombudsman Pan P.A 0.P BOX 785061 :c _di M* J~ Orlando, FL 32878-5061 7014 0510 0001 4306 1375 7014 0510 0001 4306 1375 STAMPSTAMP

REF. 7Dl4051DDDDl43061252.70140510000143061252. 70140510000143061269,7Dl4051DOOOl43061269. 7Dl4051DOOOl43061276.70140510000143081276. 7Dl405IOOOOl43061283.701405100001430612B3, 7Dl4051DOOOl430612SO.70140510000143061290, 7D1405IOOOOl43061306.70140510000143061308, 7Dl4051000D143061313.70140510000143061313. 7014051000B143061320.7Dl4051DOOOl43061320. 7014051000Dl43061337.70140519000143061337 7Dl405IOOODl43081344.70140510000143061344 7Dl4051DOOOl43061351.70140510000143061351, 7Dl405IODDDl43061368.-7014051000014308138.- PROOF OF SERVICE

PLACE STICKER AT TOP OF ENVELOPEC TOS"This THE RIGHT "This Correspondence and Email isis subject toto Evidence Code 1152" ------°.! ~H=- '!;~'!_N _!D_;>'!_E:_s!'!L~A.! ~o!!;.ol;l~E ------CERTIFIED MA/L,M VICTOR M COREAS RE: 18012 ROSCOE BLVD., NORTHRIDGE, CA 91325 Loan #: 7195665927 * APN #: 2101-019-001 I I I I I Mailing Address: P 0 BOX 372023, RESEDA, CA 91337 7014 £05100510 0001 4306 0996 7014 0510 0001 4306 0996 Jurg-entUt //Urgente Urgentel

!!l(1)1 cl ~gi;i ~gi - S' 8-S!?. g. QI - iil"' iilS' "'O ~ [;} CD lO ljl CD Q. 3 3 S0 i' a~ a:o &> TO: 18 Jl~ Jl'" "' jlo CD CD CD liJ !l; -0 TO: "' .g-< .g-s 8. 0 :g g) ~~ ~ ! 0 -CD - FOCWENOCWEN LOAN SERVICING,SERVICING, LLCLLC Atencion /I Attention: I Ronald M. FarsFaris 2002 Summit Boulevard, 6th Floor ~i 2002 Summit Boulevard, 6th Floor iii i Atlanta, GA 30319 7014 0510 0001 4306 0996 04111I II 1u1 II Il II 70147014 05100510 0001 4306 1382 70147014 05100510 0001 43Db4306 1382STM1382 -- W:u W --- STAMP 8-!l g. i fil"· filil? ~ ~ ~ i: OCWEN FINANCIAL CORPORATION %-o8 -~ ~~ g,:i~ E ~..... ~~~ \ I\. ti"""- 0~ .... ~ ~ ~ln-~ OCWENQCWEN LOAN SERVICING, LLCLLC J!!"O g.a .... ul G5 ~ ' Orl ndo FL3288-506 l Atencion /I Attention: ~~~~~§">"Q)l1lQ) ~ ·~~~ l\J~ ffi~-o:i:;..c~ ~ ' \.~ No~E~~ - ~ ' the Consumer Ombudsman .,..:""g .. "....'. ·. l >~, Office of the Consumer Ombudsman rnoa>e:::::cffi.a~ ~ .s l\."·lM'\.(:)~ - 2-iilrol'.!l'.!c:ee-ec~ ~3l ~ ~\I\ ~ .. l ~I M ·-G>Ci~A ~ ~~~ ~Ul ~~~ ~ ~ ~~ ~l~P P.P.O. O. BOX 785061 Q.-.:t >-"lil.C .... <( ~ ~ .coc .J!! ,} ... Ee0 ....c .... 0 (.) ..., () ,gi ct 5l ~ 6 ~ 'J ~ <:\.-c::J 1 ...: !t l Orlando, FL 32878-5061 • . . . -i Ln

}_. I11 II 1 ~00 II 111I 52bI 7014 2120 0002 2673 5266 70142120000226735266STAMP STAMP a !I'llOJm ___J, M(1 r -s-ia ' CJI Ill~ 0 I :a 1 REFREF. 70140510000143061252.7al4D51DDDDl43DBl252. 7Dl4D51DDDDl43DS12B9.701405100001430812E9, 7Dl4D51DDDDl43DBl27!i.7014951000014308127G, 7Dl4D51DDDDl43DBl283.701405100fl0143061283, 7Dl4D51DDDDl43DBl290..70140510000143111290, 7Dl4D51DDDDl43DSl3DB."70140510000143061306. &> I. ~ u~! 0. i 711405100001430GI313.7Dl4D51DDDD143DBl313. 701405190001430132D,7D14D51DDDDl43DBl32D. 7Dl4D51DDDD143DSl337.70149510000143061337 7D14D51DDDDl43DBl344.70140510000143061344, 7Dl4D51DDDDl43DBl351.7014510000143061351.70140510000143081398.- 7D14D51DDDD1430613SB.- ji ~1 ~ "V 'Tl JIO - ' RE:RE: 18012 ROSCOE BLVD., NORTHRIDGE;NORTHRIDGE, CACA 9132591325 * Loan #: 7195665927 * APN #: 2101-019-001 L - •: *Loan#: 7195665927 * APN #: 2101-019-001 c MailingMailing Address: PP0 0 BOXBOX 372023, RESEDA,RESEDA, CACA 9133791337 (/) . I If... . JI UrgentUrgent I/ UrgenteUrgente m ME ' 4~:ITO TO: l • ¥ L,_ I ~. • M] OCWEN FINANCIAL CORPORATIONCORPORATION ld~f .~ t~~~~. 1R1tJ • j~c£:5 ~-~ . OCWENOCWEN LOANLOAN SERVICING,SERVICING, LLCLLC ~~-~~~~ ~ ' C')~er1~E 1"~ . AtencionAtencion /I Attention: ]~~~~~ ~ ' -Bi-;;;11>11> %2:5~~ .. LOSSLOSS MITIGATION DEPARTMENTDEPARTMENT oror ~ ~ .. ;5 &! I. ' -iliasn .. "' ""'~ 'i a~ -AA QUIENQUIEN CORRESPONDACORRESPONDA/ I TOTO WHOMWHOM ITIT MAYMAY CONCERNCONCERN ;·c~~l:: ~ ~I~ ...... j-~ ~ -~ :!::! 11 coo -a ., ~ ...... '" t\-.. 21 2:- s a: ...... !/! .i:: 11>:t::::s,...c·11>~ 'O~ ~ ~..... ~~ Iii ~2J ~ t\\ .c §.,.: 34513451 Hammond Avenue -Ec.vg,1ii~:5E-.c ca> ~ 'IJ · ~ ~· E~,.. ll!fij~ ~~\!\~~... ~i~! ~& Waterloo, ·-- w ~ Waterloo, IAIA 5070250702 L 1 C _I L .• ~= ..,cu ""'CE ....=C':I c C> a= cu C>

= 100 =us •. ~ =CCI_.,.,, r 0 ....-=70141510000143081308. ~ a.. =-C:- CCI Urene ..J . """= M :l (]) ~ rec= ..... N "M LLC -= It') ..J +-' <( CCI= .....1152" .... (j)

== ..... 91337 \- ~~89014306120. Cl) en .., ~ ·-

= ....79l4051800014306136B.- "C ::J STAMP =- ' §~~ 0 C> en Code U) 0 0 C50=.,....7014051000014306351...... 8 ~ co __J 25 u.i9 w I-- :a: Faris RESEDA, - 0 i:r.i £2 C> T""'I a: ~ lJ_FL == ~lw ..c

, a= U> ~ - T-t M NI. ... = 2101-019-001 is fr! ·= en 0::: N N :=e IN-==<-= LL.= 0 -Ln :c .. 0 w c: ...c: == 0OF ·c;; 0.. = .... #: ·~ (.) ""'-70140510000143061344, N -=a,,.._ ~ :tt: SERVICING, (U Email a= 0 = c--· LL. JJ en ...... == 0 "C oz~372023, 0 c: co ==LECD NORTHRIDGE, and 0 O") ..,.== ""' o~ U> z_ D. >< 0 CORPORATION Q) APN

70140510000143061276 z Ronald --=-c-- = a: B c(ci*m

="" ..... Ow~o. LOAN c t E ===""' ..... z ..J Q)

~~ 0 uo"°COREAS ..

.= M z 4: ~L?.i :c 0 °' ~ 0...Palm ,,..,=_..,. !;- -LL FINANCIAL -... / Worthingtor =- ~ a::ROSCOE T""'I "O w s ~~ 7195665927 ..... cv:i N I'- "O c: ...... OM=- 0 "'"" .. <(Address: • • 0 ~ en == t- 0 :tt:#: Cl ffi ·~ ·o =-u;~ co c: c co Q) ...-= 18012 -= c ·- ~o Q)

70140510000143061252, u "'"" c:- 0 ===u=; ...... ns = <.O ·= 0 co ~ u..w- - w 1661

> West OCWEN OCWEN Atencion

..I Mailing $ a::RE: Loan :E 4: VICTOR

REF. a: !'270140510090143061313,7014051000014306t320, I- 80 ITO: E 0. U.S. Postal Service™ :ac.. JaqwnN a101w ·t CERTIFIED MAIL® RECEIPT U1 U1 Domestic Mail Only r'-

r'- T"This Hl Cl Cl LO LO U 5075 5075 II

rn rn r r'- r'- IT ..a ..a Postage $ ;J hiI ru ru t------'-' 2673 2673 Certified Fee ru ru Postmark Cl Cl Return Receipt Fee Here Cl (Endorsement Required) CJ 1------I CJ Cl Restricted Delivery Fee 0002 0002 (Endorsement Required) CJ CJ t------1 , ru ru Total Postage & Fees "Sl!WJad a::n~ds P. :µJOJJ SljJ LIO JO ,..:i ,..:i ru ru rsmii'Tn-t"t?....--:-::";.~-;_+:.-:..-:..~)~-:_:_~-1---~...... ---=-- ioa1dnew Sl!J !O )j:>eq a4J OJ p.reo S!l!J 4oenv • hIll E

2120 2120 ·nofi. OJ p.reo Slll LIJnJaJ LIBO aM lBl!l os I :T :T aSJal\aJ·a4l LIO. sseJppe pue aweLI Jnofi. JLI!Jd II

,..:i ,..:i 'PaJ!S9P S! AJSl\!190 paio1Jisa1:1 J1 t W9l! C .

0 Cl 2 ;t 11 r'- I"'- aia1dwoo os1v ·i;: pLie •z •~ swai1 aia1dwoo • 0 7014 7014 NOl.L03S SIH.L 3.L31dWOO :ti30N3S _J