INSTITUTIONAL PRESENTATION 2Q21 1 Disclaimer This presentation may contain forward-looking statements. Such statements are not statements of historical facts and reflect the beliefs and expectations of the company's management. The words "anticipates”, "believes”, "estimates”, "expects”, "forecasts”, "plans”, "predicts”, "projects”, "targets" and all similar words are intended to identify these statements, which necessarily involve both known and unknown risks and uncertainties. Known risks include uncertainties, which are not limited to the impact of competitive services and pricing, market acceptance of services, service transactions by the company and its competitors, regulatory approval, currency fluctuations, changes in the service mix offered, and other risks described in the company’s reports. Forward-looking statements speak only in terms of the date they are made and Banco Bradesco does not assume any obligation to update them in light of new information and/or future developments. 2 Macroeconomic Information 4-13 Corporate Profile 14-20 Corporate Strategy 21-26 ESG 27-46 Our Businesses 47-89 Results 90-105 Attachments 106-119 3 Macroeconomic Information 4 Macro Context Formal Employment with a Broad Recovery GDP should show important growth in 2021 (Index Feb. 2020 =100) 108 Brazil North 106.8 Economic growth has accelerated with progress in the COVID- 106 Northeast Southeast 105.1 104.7 19 vaccination process, companies’ low indebtedness, and good 104 South Midwest 104.3 102 103.7 global conditions. 102.6 100 98 The formal labor market has experienced strong expansion, 96 favoring credit and keeping delinquency rates low. 94 92 90 Inflation has accelerated in the context of greater demand and Feb-20 Apr-20 Jun-20 Aug-20 Oct-20 Dec-20 Feb-21 Apr-21 shocks related to food and energy prices. Projections for Public-Sector Debt Have Improved Gross Debt / GDP Fiscal risks have diminished in light of GDP growth, and 96.7* 95.7* contributed to currency appreciation. Along with Selic hikes, we * Greater projection observed in Fiscal Prism report (Oct. 2020) 88.8 expect lower inflationary pressures ahead. 82.1 83.1 73.7 75.3 74.3 The global context remains favorable for commodity prices, 69.8 contributing significantly to various sectors in Brazil. 65.5 2015 2016 2017 2018 2019 2020 2021 2022 5 BRL vs Emerging Accumulated variation of the Real against median and emerging percentiles 75% 5.5 25% 5.20 5.0 medianaAverage BRL 4.5 4.08 4.0 3.833.91 3.5 jan/2019Jan-2019 mai/2019May-2019 set/2019Sep-2019 jan/2020Jan-2020 mai/2020May-2020 set/2020Sep-2020 jan/2021Jan-2021 mai/2021May-2021 set/2021Sep-2021 Source: Bloomberg, Bradesco 6 IPCA* Core Average 20% 3ma 6ma 12m 15% 10% 8.60% 6.86% 5% 6.13% 0% -5% 02 03 04 05 06 07 08 09 10 11 12 13 14 15 16 17 18 19 20 21 Source: IBGE, Bradesco * Desasonalized and annualized – 3ma, 6ma e 12 months 7 IPCA Expectations 2022 Focus Expectations, Median and top5 Average Last 5 days Top 5 4.2 . 4 3.9 . 3.8 3.7 3.6 3.5 3.4 3.3 Source: BCB, Bradesco 8 Fixed xFloatingRate(DI) Swap 10.0 14.0 12.0 0.0 4.0 8.0 6.0 2.0 *Through 8/4/2021 | Source: | Source: 8/4/2021 *Through Jan-18 SELIC (5.25%) SELIC Feb-18 Mar-18 Apr-18 May-18 Jun-18 Eikon Jul-18 DI 2022 (6.35%) 2022 DI Aug-18 Sep-18 Oct-18 Nov-18 Dec-18 Jan-19 DI 2023 (7.88%) 2023 DI Feb-19 Mar-19 Apr-19 May-19 Jun-19 Jul-19 Aug-19 DI 2024 (8.50%) 2024 DI Sep-19 Oct-19 Nov-19 Dec-19 Jan-20 Feb-20 DI 2025 (8.78%) 2025 DI Mar-20 Apr-20 May-20 Jun-20 Jul-20 Aug-20 DI 2027 (9.10%) 2027 DI Sep-20 Oct-20 Nov-20 Dec-20 Jan-21 Feb-21 Mar-21 DI 2030 (9.41%) 2030 DI Apr-21 May-21 Jun-21 Jul-21 Aug-21 9 CDI and COPOM Implied Estimate Selic Expected in the Market Curve 11,511.5 10.6 19.3 10.410,4 10,6 10,510.5 10.110,1 10,3 9,99.9 10.010,0 9.69,6 9.89,8 9,59.5 9.19,1 8,58.5 8,18.1 7,57.5 6,76.7 6,56.5 5,55.5 5,35.3 4,54.5 3,53.5 Augago-21-21 Sepset-21-21 out-21Oct-21 Decdez-21-21 Janjan-22-22 mar-22Mar-22 abr-22Apr-22 jun-22Jun-22 jul-22Jul-22 Sepset-22-22 Octout-22-22 dez-22Dec-22 Source: Bloomberg, Bradesco 10 Median of GDP Projections – 2022 e 2023 Projections Begin to Reflect High Interest Rates 2.6 2.5 2.4 2.35 2.3 2.2 2.1 2 2022 1.93 1.9 2023 1.8 Jan-21 Feb-21 Mar-21 Apr-21 May-21 Jun-21 Jul-21 Aug-21 Sep-21 Source: BCB, Bradesco 11 GDP and Job PIB x Mercado de Trabalho Base4T16=100, 100 dessazonalizado = 4Q16 106.0 104.0 102.0 100.0 98.0 96.0 GDPPIB EmpregoJob 94.0 92.0 90.0 4Q164T16 1Q171T17 2Q172T17 33T17Q17 4Q174T17 1Q181T18 22T18Q18 33T18Q18 4Q184T18 1Q191T19 22T19Q19 33T19Q19 44T19Q19 1Q201T20 2T202Q20 3T203Q20 4T204Q20 1Q211T21 2T212Q21 Source: Bradesco 12 Economic Scenario Projections Table 2019 2020 2021 2022 GDP (% p.a.) 1.4 -4.1 5.2 1.8 Extended Consumer Price Index IPCA (% p.a.) 4.31 4.52 7.8 3.3 General Market Price Index IGP-M FGV (%) 7.3 23.1 18.6 4.0 Selic (% p.a.) year-end 4.50 2.00 7.50 7.50 USD - Commercial Rate (R$/US$) year-end 4.03 5.20 5.00 5.50 Industrial production (% p.a.) -1.1 -4.5 5.4 1.5 Expanded Retail Sales (% p.a.) 3.9 -1.5 6.0 3.6 Jobs created (in thousands) 1,816 -8,373 5,601 2,753 Unemployment rate (% p.a. year average) 11.9 13.2 13.8 12.4 Credit Stock (%p.a.) 6.5 15.6 12.0 9.3 Balance of Trade (BCB) (US$ billion) 40.5 43.2 71.4 83.0 Current Account Balance (US$ billion) -50.7 -12.5 9.0 10.9 Public Sector Primary Result (R$ billion) -61.9 -703.0 -110.1 -102.2 Gross Debt (% GDP) 74.3 88.8 81.5 83.2 Depec’s economic projections are reassessed every month. In times of greater volatility, the degree of uncertainty and the margin of error increase, especially between review periods. The projections reflect the premise that the necessary adjustments to the economy will be made in the coming years. If the adjustments are not confirmed, or are even better than expected, there may be a major change in the scenario projections. Last scenario update: 09/01/2021 13 Corporate Profile 14 Financial Highlights- 2Q21 One of the largest financial groups in Latin America CONSOLIDATED GROUP INSURANCE OPERATIONS R$ 12.8 18.2% R$ 1.7 R$ 726 R$ 2.3 R$ 288 Billion Trillion Billion Billion Billion ROE Technical Recurring Net (accumulated) Total Expanded Loan Net Income Income 1H21 1H21 Assets Portfolio 1H21 Provisions 14.1% 71.2 8,720 41,584 R$ 342 R$23.2 Million Clients Billion Billion Tier 1 (34.2 million Branches + Banking Total Premiums and Capital account holders) PAs/PAEs + UNs Correspondents Assets Contributions 1H21 15 Our History Pioneering, innovation, and expansion Founding of Creation of First company in Bradesco Card Branch nº 1,000 First “cash Formation First Internet First Mobile Included in Included in the Joined the Joined Banco Brasileiro Fundação Latin America First Brazilian opened in Chuí, far dispenser” installed, of group banking in Latin Banking in ISE Dow Jones UN Global the CDP de Descontos Bradesco to buy a computer credit card south of Brazil SOS Bradesco, Bradesco America Latin America Sustainability Compact (Bradesco) predecessor of the Seguros Indexes current ATM 1943 1956 1962 1968 1970 1983 1995 2000 2005 2006 MAIN ACQUISITIONS: • Banco Cidade • BES (3%) • BEA • Banco BoaVista • Banco Mercantil • Baloise - Atlântica Cia Interatlântico • Deutsche Bank • Ágora Corretora Brasileira de Seguros • BCR • Banco das Nações DTMV S.A. • B.E.M • Amex • Medservice • HSBC Brasil 1996 1998 2000 2002 2004 2006 2008 2016 1997 1999 2001 2003 2005 2007 2009 2019 • Credireal • Banep • Banque • Banco Zogbi S.A. • BEC • BMC • IBI • BAC Florida • Itabanco • Continental Banespa International • BBVA • Odontoprev • BCN Luxemburg • Gestão de Recursos de • Companhia União • Banco Postal/ Terceiros do JP Morgan de Seguros Gerais Correios S.A. 2007 2008 2009 2010 2011 2013 2014 2017 2018 2020 2021 Relaunch of Ágora First Yearbook First branch on a boat Biometrics Joined New Information First credit card Self-service Brazilian S&P 2021 – (Voyager III). It runs End of UNEP-FI technology center, made from without card bank to Only Brazilian about 1,600 km Password part of the IT recycled plastic commit to in the between Manaus and improvement Net-Zero category project, started in Tabatinga (Amazonas) BIA 2003 16 An Ecosystem Evolving Customer service for all of your needs Bradesco Vida e Previdência (Life and Pension Shopfácil Plan) (Shop Easy) Orizon, Bradesco OdontoPrev, Market Place Autoline Auto/Re Europ Bradesco (Vehicle/P& Assistance, C) Fleury, IRB Bradesco Seguros Brasil RE, and Initiatives Swiss Re Losango Bradesco Bradesco BSP Bradesco MEI Portal Inovabra Saúde Empreendimentos Leasing Bitz (Health) Bradesco BIA Capitalização Bradesco (Capitalization) Bradesco Cards Financiamentos BRAM BBI Bradesco Bradesco Expresso BAC next (Bradesco Express) Bradesco Corporate Livelo, Elopar, Agronegócios Ágora Veloe, and Digio, Alelo, Bradesco (Agribusiness) Cartão DIN and Elo Consórcios Bradesco (DIN Card) (Consortia) Internacional Institutional Target Audiences Non- Invested account holder Private Prime Quod Credit Manageme Bradesco Retail nt and Cielo Public Recovery Authority (RCB) 17 Service Channels Serving customers how they desire Digital Channels Physical Channels Branches + Service Points (PAs + PAEs) + BUs (UNs) 9,440 10,148 9,576 9,406 9,290 8,754 9,348 8,840 8,787 8,720 4,834 4,766 4,631 4,827 4,731 4,871 4,247 4,737 4,709 4,675 57 708 766 877 4,674 4,659 4,507 5,314 4,749 4,617 4,478 98% of 3,395 3,312 3,168 transactions are made 2013 2014 2015 2016 2017 2018 2019 2020 1Q21 2Q21 through digital Branches UNs PAs + PAEs Internet Banking Bradesco Apps channels 91% are concentrated in mobile Bradesco Expresso and the internet 50,006 46,851