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Inverness County Directory for 1887[-1920.]

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Inverness County Directory for 1887[-1920.] INVERNE COUNTY DIRECTORY 899 PRICE ONE SHII.I-ING. COAL. A" I i H .J.A 2 Lomhara ^ai-eei. UNlfERNESS ^^OCKB XSEND \V It 'lout ^'OAL produced .^mmmmmmmm ESTABLISHED 1852. THE LANCASHIRE INSUBANCE COY. (FIRE, IIFE, AND EMPLOYERS' LIABILITY). 0£itpi±a.l, THf-eo IVIiliion® Sterling: Chief Offices EXCHANGE STREET, MANCHESTER Branch Office in Inverness— LANCASHIRE INSURANCE BUILDINGS, QUEEN'S GATE. SCOTTISH BOARD- SiR Donald Matheson, K.C.B., Cliairinan, Hugh Brown, Esq. W. H. KiDBTON, Esq. David S. argfll, Esq. Sir J. King of ampsie, Bart., LL.D. Sir H arles Dalrymple, of Newhailes, Andrew Mackenzie, Esq. of Dahnore. Bart., M.P. Sir Kenneth J. Matheson of Loclialsh, Walter Duncan, Esq, Bart. Alexander Fraser, Esq., InA^eriiess. Alexander Ross, Esq., LL.D., Inverness. Sir George Macpherson-Gr-nt, Bart. Sir James A. Russell, LL.D., Edin- (London Board). burgh. James Keyden, Esq. Alexander Scott, Esq., J. P., Dundee- Gl(is(f<nv Office— Edinhuvfih Office— 133 West Georf/e Street, 12 Torh JiiMilings— WM. C. BANKIN, Re.s. Secy. G. SMEA TON GOOLD, JRes. Secy. FIRE DEPARTMENT Tlie progress made in the Fire Department of the Company has been very marked, and is the result of the promptitude Avith which Claims for loss or damage by Fiie have always been met. The utmost Security is afforded to Insurers by the amjjle apilal and large Reserve Fund, in addition to the annual Income from Premiums. Insurances are granted at M> derate Rates upon almost every description of Property. Seven Years' Policies are issued at a charge for Six Years only. Rents Insured at the same rate of Premium as that charged for Buildings, Init must have a separate Sum placed thereon. Household Insurances. —As it is sometimes incouA'enient to specify in detail the contents of dwelling-houses, and to value them separately for Insurance, the " LaLcashire" grants Policies at an annual premium of 2s per cent., covering "Household Goods and Property of every description " in one sum. Ag-ricultural Produce, Farming- Stock (Live Stock excepted), Imple- ments and Utensils of Husbandry, suliject to cuidition of average, 10s per cent. Live Stock separately Insured without average at Ss per cent. Use ( f Steam Thrashing iMachine allowed without extra charge. Animals killed by Lightning are paid for by this Company if Insured against Fire. Distilleries, Woollen Mills, Warehouses, Ships in Docks, and all Mercantile Property lasured on favourable terms. Short-period Policies are granted, and Policy and Stamii Duties paid by the Company. Policies of other Companies Transferred free of expense. LIFE DEPARTMENT Indisputable World-wide Policies. No Restrictions. Moderate Rites. Iiiterim Bonuses. Payment of Claims on proof of Death and Title. Two Independent Valuations of Life Liabilities. Quotations of Life Rates to meet Special Contingencies. Immediate provisioQ for i»ayment of Death Duties. EMPLOYERS' LIABILITY DEPARTMENT Insurances effected against Employers Liability under the Woikmen's Compensation Act, 1897, the Employers' Liability Act, 1880, and at Common Law. Evcy risk is specially rated on its merits. Prospectuses, Forms of Proposal, and all information may be obtained at any of ihe Offices or Agencies of the Company. R OSBORNE WARK, Resident Secretary at Inverness. 73 (0 « o M u 0) o z * 3 B K U Mo a > a OS a ?! > z (A ^ •^ ^ a CO z -r. o « a ^ s CO ^ o z ii Hi a G 4-» 5 t HCJ <^ * ° & C/3 o G o :3 r k5 ^ U ^ ^ ^ u o ^ J3 ^ .S ^^ < <^ o >^ ^ ^ . :^ ^ dg G S^ »-I (J •K J4 +^ u <^-l o G J2 O 53 (?5 ^ ^ a* o U fc 00 PQ 00 Q tC 00 : Noe MERGANTIL INSURANCE COMPANY. ESTABLISHED ISOQ. Incorporated hy Royal Charter and Special Acts of Parliament. Fl R E-l-i F^-AN Total Faanflfg ... Total iBBCome, ISOT The Funds of the Life Dfpartmeut are not liable for obligatio s under the Fi'e Department, nor are the Funds of the Fire Department liable for obligations under the Life Department. Inverness Branch Office— 14 UNION STREET. K O ARJ) OF D I li F C T O li i-. SIR KENNETH S MACKENZIE of Gauioch, Bart., Chairman. JAMES EVAN BRUCE BAILLIE, Esq. of DochfoMr, M.P. JAMES GRANT- ^ETBRKIN, Esq. of Grange. JONATHAN MIDDLETON, Esq., Clay of Allan, Fearn. Local Secretary—3 . D. FINLAYSON. LIFE BRANCH. Special Leaflets on Amplication explaining follotving New Schemes — THREEFOLD OPTION SCHEME. By which the Policy-holder secures for himself A Cash Payment at a stated age, or An Annuity for Life and a Cash Payment at Dealh. or A larger Annuity for life. FAMILY SETTLEMENT SCHEME. By Avhicli a Five Per ( ent. Investment is secured during life of widow—capital remaining unimpaired. ANNUITY BRANCH. Annuities (Immediate, Contingent, or Deferred) are granted on favourable terms. FIRE DEPARTMENT. Property at Home or Abroad Insui'ed at the Lowest Rates corresponding to the Risk. The Policies of the Company extend to cover loss or damage by Lightning to the property insured, whether set on lire thereby or not. LOSSES PROMPTLY AND LIBERALLY SETTLED. Prospectuses and evry information may he had at the Chief Offices, Branches, or Agencies, EDINBURGH ^4 Princes Street Chief Offices^ I LO^^DON 61 Threadiuedle Street, E.C. A G B N T S IN 1 NV E 11 N JhJ S S. MAODONALB & GRAHAM, Solicitors. JOHN SHARP, Union Bank of Scotland. JAMES ROSS, Solicitor. AND. J. MACRITCHIE, Solicitor. A. F. STEELE, Bank of Scotland, Ltd. R. F. CAMERON, C.A. W. DOUGLAS, Town and County Bank, Ltd. G. HARVIE DUNCAN, National Bank. HUGH FRASER, Inspector of Poor. C. F. THOMPSON, Connnission A^eut. D. MACTAVISH & CO., 22 Academy Street. J. D. WALLACE, Solicitor. JOHN R. SUTHERLAND, Solicitor. —— GREAT NORTH OF SCOTLAND RAILWAY. The Royal Route to the North of Scotland Is via ABERDEEN and the GREAT NORTH OF SCOTLAND RAILWAY. This rou e serves Ballater—for Balmoral and Braemar— Peterhead, Fraserbura:h, Inverurie, Turriflf, Banff, Macduff, Huntlj , Keith, Dufftown, Craigellachie, Buckie, Elgin, Foixes, Nairn, Inverness, Dingwall, St athpeffer, Kyle of Lochalsh— for Skye and the Western Isles Wickj Thurso,-^and all places in the North of Scotland. ISXPRSSS TRAZI^S, equipped with first and Third Class Corridor Carriages, with Lavatory Accommodation and Lighted by Electricity, ran from and to Aberdeen in direct connection with the West Coast and East Coast Companies' Fast Trains to and from London and all parts of England and Scotland. THROUGH CAKRIAG£S are run between ABERDEEN and INVERNESS by all Trains, and conductors in uniform travel with the through carriages via Elgin. Passengfers are requested to ask for Tickets routed via Aberdeen. ALTERNATIVE ROUTES. Passengers from a 1 through Booldiig stations in England and from through Bookin Stations in Scotland south of Perth or Dundee, to Forres, Nairn, Inverness, Strathpeffer, Wick Thurso, and other stations on the Highland Railway, may on request at the time of booking have Tourist or Ordinary Return Tickets made available to travel -yia Aberdeen on the outward journey and via Duiikeld on the return journey ; or the Tickets may be made out to go via Dunkeld and return via Aberdeen. In travelling via Aberdeen passengers have the choice in either direction of four routes on the Great North of Scotland Railway : (L) By the Moray Firth Coast Line, via Grange and Buckie. (2) Via Keith Town and Craigellachie. (3) Via Keith Junction and Mulben. (4) Via Turriff to Banff'bridge or Macduff, resuming the journey from Banff Harbour Station and travelling by the Moray Firth Coast Line via Buckie. There is no railway connection between Banffbridge or Macduff and Banff Harbour Station, a distance of about a mile. SCENERY. The Great North of Scotland Railway passes through some of the finest scenery in Scotland. The variety is most pleasing. At one part the Tourist traverses souie of the finest agricultural districts in Scotland, with beautiful sylvan and river scenery ; at the next he is surrounded by high imposing hills, rising here and there to mountains ; whilt, if he lil(is an eye for coast scenery, nothing could be finer than the prospect from the Coast Line, which skirts the southern shore of the beautiful Moray Firth. The famous Deeside Line, which runs along the picturesque valley of the Dee, carries one through the grandest mountain scenery in the Kingdom. BALMORAL, the Queen's Highland Home, where the Court is in residence for four months each year, is within nine miles of Ballater, the termi- nus of the Deeside Railway. Coaches run daily during Summer between Ballater and Braemar via Balmoral through magnificent Highland scenery. GOL.F. There are large and excellent Golf Courses at all the important places on the Railway. A full list may be obtained on application. CRUDENIBAY, ABERDEENSHIRE. •vfIA New Seaside Hesot-t. Rail from Aberdeen by the new Cruden Railway. Sheltered Beach. Golf, Bithing, Sea Fisliing, Fine Coast Scenery. The Company's splendid new Hotel at Cruden Bay is now ready for the recept'on of visitors. Full information and copies of Time Tables, Tourist Programmes, List of Country Lodgings, &c., can be obtained by applying to Mr ALEXANDER KENNEDY, Great North Railway Offices, Inverness ; Mr A G REID, Passenger Superintendent, Aberdeen, or to W. MOPPATT, General Manag-©r, station Hotel, INVERNESS. Recently Reconstructed and Refurnished. HANDSOME COMMERCIAL ROOM, GOOD STOCKROOMS. PATRONISED BY Their Royal Highnesses the Prince and Princess of Wales and other flembers of the Royal Family, and by most of the Nobility of Europe. TARIFF MODERATE An Omnibus attends the Steamers. POSTING. H. C. WOOLF, Manager. INVERNESS COUNTY DIRECTORY FO R 18 99. PRICE ONE SHILLING. ROBERT TAYLOR Coa.1 IVIeroli£i.n-t, OFFICE-11 BARON TAYLOR'S LANE.
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