Currency Affairs Currency Denominations
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N GUADALUPE ...4611 Guadalupe St, Austin, TX Monday - Friday 9 - 5 Saturday 10 - 2 Drive-Thru ............Monday - Friday 7 - 7 Saturday 9 - 2 S MOPAC ........5033 US Hwy 290 W at MoPac, Austin, TX Monday - Friday 9 - 5 Saturday 10 - 2 Drive-Thru ............Monday - Friday 8 - 7 Saturday 9 - 2 STECK .............3305 Steck Ave, Austin, TX Currency Monday - Friday 9 - 5 Saturday 10 - 2 Drive-Thru ............Monday - Friday 7 - 7 Saturday 9 - 2 Affairs TAYLOR ...........407 N Main St, Taylor, TX Monday,Wednesday, Friday 9 - 4 Tuesday, Thursday Closed UNIVERSITY ......2244 Guadalupe St, Austin, TX Monday - Friday 8:30 - 6 YOU CAN REACH US BY DIALING Austin ..................(512) 467-8080 Galveston ............(409) 797-3300 US Toll-free .........(800) 252-8311 TDD Number .....(512) 421-7477 MAILING ADDRESS PO Box 9350 Austin, TX 78766-9350 Inside this Issue | Winter 2010 WE B ADDRESS ufcu.org UFCU Annual Meeting | Getting Serious about Financial Literacy | Trust Fundamentals for You ANNUAL MEETING AND ELECTION OF DIRECTORS An election of Directors is scheduled in conjunction with University Federal Credit Union’s 2010 Annual Meeting for three places on the Board of Directors. Annual Membership Meeting Monday, April 5, 2010 • 5:30 PM • UFCU Main Office, 3305 Steck Avenue, Austin, TX Chairman of the Board Thomas J. Ardis appointed a Volunteer Development/Nominating Committee led by Director and Committee Chair Dr. Michael Harris. At the Board of Directors’ November 24, 2009, meeting, the Committee nominated the following members to serve as UFCU Directors for three-year terms: Cynthia A. Leach, Dr. Carl E. Hansen, and Dr. Neal E. Armstrong. UFCU’s Bylaws permit other nominations by petition if signed by 500 qualified members and, together with a Statement of Qualifications and signed Certificate stating the nominee is agreeable to such nomination and will serve if elected, is submitted to UFCU’s Senior Manager, Assurance Services by 5 PM Central Standard Time on February 3, 2010. The election will be conducted by ballot only if there exists one or more petition candidates. Bylaws do not allow nominations from the floor at the Annual Meeting when one or more candidates exist for each open position. For more information regarding the election process, including how to obtain related documents, please contact the Office of the Senior Manager, Assurance Services (extension 22311) at (512) 467-8080 in Austin, (409) 797-3300 in Galveston, or US Toll-free at (800) 252-8311. Cynthia A. Leach Cynthia Leach graduated from The University of Texas at Austin in 1970 with a BBA in Management. She spent most of her career with the Texas Workforce Commission where she held numerous professional, supervisory and managerial positions including Assistant Director of Human Resources and Director of Training. She retired from the State of Texas in 2000. Interested in Ms. Leach has served for more than nine years on the Board of Directors of University Federal Credit Union, and as Secretary to the Board for seven years, Vice-Chairman for one year and leading our Chairman for one year. She has been on several credit union committees and task forces. She is very supportive of the credit union’s efforts to build new facilities as energy efficient and cooperative? environmentally friendly as possible. She also is interested in providing a full range of quality products and one-stop services that our members desire. Credit unions are unique financial Ms. Leach is married to Pablo Ruiz, a project manager with The University of Texas System, Office of Facilities Planning and Construction. cooperatives in that their boards of directors, committees and Neal E. Armstrong, Ph.D. task forces are composed of Neal Armstrong is a University of Texas at Austin graduate receiving his Ph.D. in Environmental Engineering in 1968 following Bachelor’s and Master’s degrees in natural sciences. After working volunteers. In an ongoing effort for an engineering consulting firm for four years with assignments in their San Francisco, New to diversify professional skills and York and Washington, D.C. offices, he joined the Department of Civil Engineering faculty at The University of Texas at Austin in 1971. He has held a number of administrative positions at experience represented among the department, college, and university level, serving as Vice Provost for Faculty Affairs since UFCU’s volunteer leaders, UFCU’s January 2004. Dr. Armstrong joined UFCU as a student in 1966 and has served on the Supervisory Committee Volunteer Development/Nominating since 2007 and as Chair of the Committee since fall 2009. He would welcome the opportunity Committee encourages members to continue serving UFCU as a member of the Board of Directors and to ensure that it keeps on providing the range and quality of service our members desire. interested in serving in a volunteer capacity to complete a Volunteer Carl E. Hansen, Ph.D. Application available from the A member of University Federal Credit Union since 1976, Dr. Carl Hansen served on the Supervisory Committee (1982-1989), and as a Director since 1989. He served as Chairman of President/CEO’s Office (extension the Board of Directors from 1994-1996. A Professor of Special Education at UT-Austin (1968- 21008) at (512) 467-8080 in 1994), he continues to operate a private business known as Vocational Appraisal and Planning, which he started in 1975. Austin, (409) 797-3300 “Our credit union is in excellent financial condition and has embarked on a long-term expansion in Galveston, or US Toll-free at plan,” he said. “I would like to help sustain its ongoing success through continued board (800) 252-8311. membership.” 1 President’s Report In fact, that objective is what makes and retain attention of your high school UFCU and other good credit unions and college-age kids---and sends test different from most financial institutions. results to you! It’s the right thing to do. When you, our Check out GetREAL and FoolProof now members, are financially strong, we are and, if it is what we say it is, bookmark strong. We are a better cooperative the site and tell your friends and fellow when you make wise financial decisions. credit union members about this Beginning January 1, 2010, we’re unique new service offered free to all launching GetREAL, a new, unique, consumers, members or not. UFCU and powerful website that elevates Visit our website at ufcu.org to link UFCU’s consumer advocacy to a much to GetREAL! Begin by launching the launches higher level. As Remar Sutton, UFCU’s overview video and then explore the consumer spokesperson, explains in his feature-rich site that includes videos, GetREAL column in this newsletter, GetREAL is podcasts, and member ratings. powerful. GetREAL contains no ads. I hope each of you and your families financial GetREAL is about advocacy, not selling. had wonderful holidays and that your The consumer information presented literacy and new year has gotten off to a great start. doesn’t mince words on any topic. Thank you for your membership and consumer GetREAL’s engaging, clear, and easy to business! I appreciate you. advocacy understand content addresses more than UFCU programs and products… website GetREAL covers anything that impacts Warmest regards, your financial well-being. If you’ve been a In addition to regular consumer updates, UFCU member for GetREAL provides you online, turnkey programs to FoolProof your kids and any time at all, you Tony C. Budet grandkids with respect to money know our passion President/CEO management and realities of the free is to be a trusted enterprise system. FoolProof Lite offers financial advisor to those under-thirty bite-sized, online you and your family. training on money issues. FoolProof for Parents and Grandparents uses edgy videos and interactive sections to gain 2 • Do you think a bank or a car dealership No less than 17,000 times in the past ten years, would tell you to finance some place else UFCU has refinanced members’ car loans at if they knew you would save money? Of other financial institutions and has saved each course they wouldn’t. GetREAL and UFCU member at least $1,000 in interest payments. tell you to do that. Did you get that? UFCU refinanced members’ • Do you think a company that sells loans at other institutions and cut each refrigerators would tell you to fix your members’ finance charges $1,000 on average. fridge rather than buy a new one? Of Hundreds of members saved much more than course not. GetREAL’s repair guide shows that. In fact, one member saved $15,642.09! you how to make that decision wisely. What does this mean to you? Everything about the GetREAL website aims at one result: helping you make a wise decision. 1. If you have financed a new or used vehicle GetREAL is video-driven and podcast-driven. anywhere other than UFCU, talk with UFCU about refinancing. It takes very • Each month, we feature three new podcasts little time and no money to find out if you Ever Notice on consumer topics. Want to work on can cut your current payment and save a paying down your debt? We cover that. handsome amount of money. Call UFCU in Worried about the kids and the web? We Austin (512) 467-8080, in Galveston (409) That The Web cover that. 797-3300, or US Toll-free (800) 252-8311. Is Loaded With • Each month, we feature important 2. If you’re thinking about getting a newer set consumer podcasts and videos from other of wheels, stop everything. Read UFCU’s Junk? Not this trusted consumer groups. For instance, one-of-a-kind car buying guide now.