Wisconsin Commissioner of Insurance Annual Report, Business of 2004

Home , Jim Doyle

Wisconsin Insurance Report

Jim Doyle Governor

Jorge Gomez Commissioner of Insurance

Business of 2004

Wisconsin Insurance Report

Jim Doyle Governor

Jorge Gomez Commissioner of Insurance

Business of 2004 Wisconsin Insurance Report Business of 2004 Mission Statement

Our Mission. . .

Leading the way in informing and protecting the public and responding to their insurance needs Wisconsin Insurance Report Business of 2004 Wisconsin Insurance Commissioners

Secretaries of State*

Ex Officio Commissioners of Insurance

Term Name Residence From To

Llewelyn Breese Prairie du Chien January 3, 1870 January 5, 1874 Peter Doyle Prairie du Chien January 5, 1874 January 7, 1878 Hans B. Warner Ellsworth January 7, 1878 April 1, 1878

Commissioners of Insurance

Philip L. Spooner Madison April 1, 1878 January 3, 1887 Philip Cheek, Jr. Baraboo January 3, 1887 January 5, 1891 Wilbur M. Root Sheboygan January 5, 1891 January 7, 1895 William A. Fricke Milwaukee January 7, 1895 October 15, 1898 Emil Giljohann Milwaukee October 15, 1898 January 5, 1903 Zeno M. Host Milwaukee January 5, 1903 January 1, 1907 George E. Beedle Embarrass January 7, 1907 January 2, 1911 Herman L. Ekern Whitehall January 2, 1911 July 1, 1915 M. J. Cleary Blanchardville July 1, 1915 April 10, 1919 Plat Whitman Highland April 10, 1919 July 17, 1923 W. Stanley Smith Ashland July 17, 1923 June 2, 1926 Olaf H. Johnson Gratiot June 2, 1926 January 10, 1927 M.A. Freedy Wauwatosa January 10, 1927 July 1, 1931 H. J. Mortensen New Lisbon July 1, 1931 October 1, 1939 Morvin Duel Fond du Lac October 1, 1939 August 8, 1948 J. L. Sonderegger Madison October 1, 1948 December 1, 1948 John R. Lange Madison December 1, 1948 July 15, 1955 Alfred Van DeZande Campbellsport July 15, 1955 November 1, 1955 Paul J. Rogan Ladysmith November 1, 1955 July 2, 1959 Charles Manson Wausau July 2, 1959 September 15, 1965 Robert D. Haase Marinette September 15, 1965 September 7, 1969 S. C. DuRose Madison October 1, 1969 April 8, 1975 Harold R. Wilde Madison April 8, 1975 March 18, 1979 Susan M. Mitchell Madison March 19, 1979 July 31, 1982 Ann J. Haney Madison August 1, 1982 February 28, 1983 Thomas P. Fox Madison March 1, 1983 April 27, 1987 Robert D. Haase Marinette April 28, 1987 December 31, 1992 Josephine W. Musser Madison March 8, 1993 January 2, 1998 Randy Blumer Madison January 6, 1998 January 2, 1999 Connie L. O'Connell Sun Prairie January 4, 1999 January 6, 2003 Jorge Gomez Milwaukee February 17, 2003

*By chapter 56, section 32, General Laws of 1870, the Secretary of State was Commissioner of Insurance ex officio until 1878. The Office of the Commissioner of Insurance was made elective in 1881. In 1911 the office was made appointive instead of elective. Wisconsin Insurance Report Business of 2004 Introduction

Introduction

Every individual and business in Wisconsin depends • Researching special insurance problems through upon insurance. Whether it is auto, home, life, or health, data collection and analysis and publishing insurance plays an important role in people’s lives. The conclusions and recommendations in special Office of the Commissioner of Insurance (OCI) was reports. created by the legislature in 1870 and vested with broad powers to ensure that the insurance industry meets the • Developing legislation and promulgating ad- insurance needs of Wisconsin citizens responsibly and ministrative rules that ensure a strong insurance adequately. market through proactive policy and skillful enforcement. The importance of fair, effective, and timely regulation of the insurance industry, as well as continuing • Investigating and pursuing administrative efforts toward health care reforms offer OCI a special actions against agents and insurers who violate challenge in meeting its public mission of leading the way Wisconsin insurance laws and regulations. in informing and protecting the public and responding to Penalties include suspension or revocation of their insurance needs. licenses and fines.

The major functions of the office include: • Conducting a comprehensive program of consumer education and public information to • Reviewing insurance policies that are sold in educate consumers about insurance through Wisconsin to determine if they meet the public speaking and distribution of information requirements of Wisconsin’s laws. booklets and comparison guides.

• Conducting financial examinations of domestic • Operating a state life insurance fund, a property and foreign insurers to assure compliance with fund for the property owned by local units of Wisconsin regulations and rules. government, and a patients compensation fund insuring health care providers for medical • Monitoring the financial status of licensed malpractice. companies and applicant companies to provide early warning of financial difficulty.

• Issuing licenses to companies, agents, brokers, surplus lines brokers, managing general agents, reinsurance brokers and managers, and organizations including employee benefit plan administrators.

• Examining and analyzing rates filed by insurance companies to determine if they are excessive, inadequate, or unfairly discriminatory.

• Investigating and processing consumer complaints against agents and insurance companies and attempting to bring the matter to a fair and reasonable conclusion. Wisconsin Insurance Report Business of 2004 Table of Contents

Table of Contents

Page

I. Administration of the Office ...... 9

Organizational Chart ...... 11 Organizational Structure ...... 12 Management Staff ...... 13 Office Personnel ...... 16 Office Finances ...... 19

II. Executive Initiatives...... 21

Regulatory Developments and Trends ...... 23 Legislation ...... 25 Administrative Rules ...... 27 National Association of Insurance Commissioners' (NAIC) Activities ...... 30 Advisory Boards and Councils ...... 31 Bulletins to Insurers ...... 33 Administrative Actions...... 34

III. Segregated Funds ...... 55

Injured Patients and Families Compensation Fund ...... 57 Local Government Property Insurance Fund ...... 61 State Life Insurance Fund ...... 64

IV. Division of Administrative Services ...... 65

Information Services Section ...... 67 Services Section ...... 68 Business Services Section ...... 70 Human Resources Section ...... 71 Alternative Work Patterns ...... 72

V. Division of Regulation and Enforcement ...... 73

Bureau of Financial Analysis and Examinations ...... 75 Companies Examined ...... 76 Changes in Corporate Licenses ...... 77 Companies in Liquidation ...... 81

Bureau of Market Regulation ...... 83 Agent Licensing Section ...... 93 Commercial Liability Insurance Reports ...... 94 Medical Malpractice Insurance Reports ...... 98 Product Liability Insurance Reports ...... 100 Independent Revieiw Process ...... 102

Consumer Publications...... 103 Wisconsin Insurance Report Business of 2004 Table of Contents

VI. Financial and Statistical Data ...... 105

Notes to Tables ...... 107 Explanation of Terms Used in Tables ...... 108 Table A Insurers Authorized to Write Insurance in Wisconsin ...... 109 Table B Wisconsin Operations of All Insurers by Type of Company ...... 109 Table C Nationwide Financial Operations of Wisconsin Insurers ...... 110 Table D Wisconsin Operations of All Insurers by Line of Insurance...... 111 Table E Wisconsin Market Shares ...... 113 Table F Property and Casualty Insurers ...... 127 Table G Life Insurers ...... 153 Table H Other Health Insurers ...... 169 Table I Town Mutual Insurers ...... 173

VII. Directory of Licensed Insurers ...... 177

VIII. Directory of Insurance Commissioners ...... 275 Wisconsin Insurance Report Business of 2004 Administration of the Office

Administration of the Office

Our Vision. . .

♦ Ensure a strong insurance market through proactive policy and skillful enforcement.

♦ Enjoy a positive public image and a position of national leadership.

9 10 Wisconsin Insurance Report Business of 2004 Administration of the Office, Organizational Chart Unit Legal Services Division of Administrative of Deputy Insurance of Insurance Commissioner Financial Commissioner Bureau of Analysis and Examinations Organization and Staffing of the Division of Enforcement Regulation and Office of the Commissioner Insurance Fund Market Insurance State Life Bureau of Regulation Local Property Insurance Government Administrator Insurance Fund Fund and Families Compensation Injured Patients

11 Wisconsin Insurance Report Business of 2004 Administration of the Office, Organizational Structure

Organizational Structure

The office is divided into the Insurance Government Property Insurance Fund and State Life Administrator area, the Legal Unit and two divisions, Insurance Fund, and develops legislative proposals and the Division of Regulation and Enforcement and the administrative rules. Division of Administrative Services. Division of Regulation and Enforcement Insurance Administrator The division is responsible for carrying out all of This unit provides advice on executive matters the office’s insurance regulatory and enforcement affecting the office's goals and initiatives, directs the responsibilities, along with the office’s consumer office's legislative initiatives, communications activities, education program through the development and and provides advice on technical insurance-related issues. publication of the office’s insurance consumer education publications. In addition, the division is responsible for The OCI managed care specialist, who serves as an the development and promulgation of administrative ombudsman for consumers who have questions or rules interpreting insurance statutes, as required. Finally, problems with their managed care plans, is assigned to the division has a major role in the office’s participation this unit. The managed care specialist investigates in the National Association of Insurance Commissioners, complex managed care complaints received by OCI and a trade association made up of the country’s chief educates consumers on their rights under managed care insurance regulators. plans. Implementing and administering the state’s independent review program is the responsibility of the The division fulfills its regulatory responsibilities managed care specialist. primarily through its two bureaus, described below.

This unit also has administrative responsibilities Bureau of Financial Analysis and Examinations. for three segregated funds: the Injured Patients and Fami- This bureau monitors the financial solvency of insurers lies Compensation Fund (formerly the Patients licensed to do business in Wisconsin. It conducts field Compensation Fund), the Local Government Property financial examinations of domestic insurer operations, Insurance Fund, and the State Life Insurance Fund. administers insurer rehabilitations and liquidations, audits and collects insurer taxes and fees, licenses insurance The Injured Patients and Families Compensation companies, and administers the fire department dues Fund provides medical malpractice protection to health program. care providers for claims in excess of $1,000,000 per claim or $3,000,000 annual aggregate for each policy Bureau of Market Regulation. This bureau reviews year. the rates, forms, and contracts filed with the agency by insurers; determines compliance with applicable laws The Local Government Property Insurance Fund and rules; initiates appropriate administrative actions; offers property insurance protection to qualified local examines insurer underwriting and rating procedures, government units. advertising files, claims processes and policyholder services; staffs several risk-sharing plans; provides The State Life Insurance Fund offers life insurance assistance to consumers in resolving problems with to Wisconsin residents in amounts not exceeding insurers and agents; disseminates information to the $10,000 per person. public; investigates agent activities; conducts field reviews of insurer operations; and administers the Legal Unit insurance intermediaries testing and licensing program.

The Legal Unit represents the office in Division of Administrative Services administrative proceedings, provides legal advice to staff, represents or supervises representation of the office in This division is responsible for all general admin- litigation and insurance company receiverships, provides istrative functions of the agency including information legal services for the Patients Compensation Fund, technology, budget, accounting, contracting, purchas- Wisconsin Health Care Liability Insurance Plan, Local ing, human resources, facilities management, records management, mail, publications, and support services.

12 Wisconsin Insurance Report Business of 2004 Administration of the Office, Management Staff

Front Row: Susan Ezalarab, Eileen Mallow, Fred Nepple, Clare Stapleton Concord Back Row: Roger Peterson, Jorge Gomez, Randy Blumer, John Montgomery

Jorge Gomez—Governor Jim Doyle appointed Jorge Force focusing on issues pertaining to long-term care Gomez Commissioner of Insurance for the State of and Medicare reform. He is a member of the Government Wisconsin on February 17, 2003. The Office of the Affairs Task Force, Reinsurance Task Force, Valuation of Commissioner of Insurance has a staff of 135. Securities Task Force, International Insurance Relations Committee, NAIC/Consumer Liaison Committee, and the Commissioner Gomez practiced law for 17 years prior NAIC/Industry Liaison Committee. to this appointment. He served as Vice President and General Counsel of United Government Services LLC, a Commissioner Gomez is a 1979 graduate of Pitzer Medicare Part A fiscal intermediary, located in Milwaukee, College and received a law degree from the University of Wisconsin. In this position he managed corporate legal Wisconsin-Madison Law School in 1986. issues and oversaw compliance for the company’s operations in Wisconsin, California, New York, Michigan, Clare Stapleton Concord—The Office of the and Illinois. He is a former litigation partner at the Commissioner of Insurance (OCI) for the State of Michael, Best and Friedrich law firm in Milwaukee, where Wisconsin appointed Clare Stapleton Concord as Deputy he managed commercial disputes and white collar criminal Commissioner of Insurance on May 15, 2005. For the cases. Earlier in his career, he worked as a felony last ten years, Deputy Commissioner Stapleton Concord prosecutor in Milwaukee and as an employment lawyer served as Division Administrator for the Division of for Legal Action of Wisconsin in Madison. Administrative Services at OCI. In this position, her responsibilities included strategic and contingency Commissioner Gomez chairs the Injured Patients and planning, information technology, budget, human Families Compensation Fund Board of Governors and is resources, accounting, contracting and procurement, and a member of the Wisconsin Insurance Security Fund other support services for the agency. Deputy Board. Commissioner Stapleton Concord received an M.S. and Ph.D. from Northwestern University, Evanston, Illinois. Commissioner Gomez is involved in national issues A native of Sydney, Australia, she completed her with the National Association of Insurance Commissioners undergraduate work at the University of New South (NAIC) where he serves as Chair of the Senior Issues Task Wales.

13 Wisconsin Insurance Report Business of 2004 Administration of the Office, Management Staff

In addition to her duties at OCI, Deputy Ms. Mallow has a B.S. degree from the University of Commissioner Stapleton Concord has served as a budget Wisconsin-Madison. and planning consultant to the NAIC. She has taught strategic planning, performance measurement and Fred Nepple—Mr. Nepple has served as OCI General budgeting for the Wisconsin Certified Public Manager Counsel since 1984. Mr. Nepple received his B.A. (1971), Program, University of Wisconsin-Madison, Division of law (1974) and masters in accounting (1986) degrees from Continuing Studies, and currently serves on the CPA the University of Wisconsin. After a period in private Board. Deputy Commissioner Stapleton Concord has practice he became a staff attorney for the Wisconsin chaired the State of Wisconsin Administrative Officers Council on Criminal Justice and then for the Wisconsin Association and chaired the Community Development state legislature. He served as General Counsel for the Block Grant Commission of the City of Madison. Commissioner of Savings and Loan from 1980 to 1984 before joining OCI. Mr. Nepple chairs the NAIC ERISA Prior to working at OCI, Deputy Commissioner Workgroup and NAIC Regulatory Framework Task Force Concord was a senior policy analyst in the Office of and received the NAIC Robert Dineen Award in 2003. Analysis and Information Systems, University of Wisconsin System Administration and was a faculty Randy Blumer—Mr. Blumer began serving as member at the University of Wisconsin-Madison. Administrator of the Division of Regulation and Enforcement in May of 2005. Prior to this appointment, Eileen Mallow—Ms. Mallow was appointed Assistant he served as Commissioner of Insurance in 1998 and as Deputy Commissioner of Insurance in November 1999. Deputy Commissioner of Insurance from 1986 to 1987, Her duties at the agency include executive assistance on 1993 to 1997, and 1999 to 2005. public policy issues affecting insurance regulation at the state and national level, managing the agency’s public Mr. Blumer has been with the OCI for over 25 years information activities, and supervision of the State Life serving the office covering a wide variety of Insurance Fund, the Local Government Property responsibilities. His previous positions include serving Insurance Fund and the Injured Patients and Families as the Assistant Deputy Commissioner, financial examiner Compensation Fund. She also sits on the Health Insurance and market conduct examiner. Mr. Blumer is a student of Risk-Sharing Plan (HIRSP) Board of Governors, the Wisconsin’s regulatory philosophy of focused Independent Review Board and the State Council on intervention, which strives to meet consumer needs and Alcohol and Other Drug Abuse. promote strong competition in the insurance marketplace.

Ms. Mallow has worked in the OCI since 1995. Prior Mr. Blumer has served as Vice Chair of the Group to her current assignment, she was responsible for Insurance Board since 1989, and is a member of the Birth analyzing public policy and legislative issues for the to 3 Interagency Coordinating Council. He has had a Commissioner. From 1995 to 1996, she was the director leadership role nationally serving on numerous of HIRSP. committees and task forces of the NAIC including chairing the Examination Oversight Task Force and the Financial Prior to OCI, Ms. Mallow worked as an analyst at the Analysis Working Group which performs in-depth Cost Containment Commission reviewing applications analysis on nationally significant insurers. by hospitals, ambulatory surgery centers and home health agencies to expand. Ms. Mallow has also been an analyst Mr. Blumer has a BS degree from the University of for nursing home reimbursement policy for the Wisconsin Wisconsin-Madison and has done post graduate work in Medical Assistance program and as a Budget Analyst in accounting. He was the 2002 recipient of the NAIC’s the state Department of Health and Family Services.

14 Wisconsin Insurance Report Business of 2004 Administration of the Office, Management Staff

Robert Dineen Award for outstanding service and contribution to the state regulation of insurance.

Susan Ezalarab—Ms. Ezalarab has been the Director of the Bureau of Market Regulation for the OCI since 1994. Her current responsibilities include managing the market analysis and market conduct examination; policy form and rate filing; complaints and enforcement; producer licensing and continuing education functions.

Ms. Ezalarab received a B.S. in Education and a M.A. in Public Policy and Administration from the University of Wisconsin-Madison. She holds the following designations: Certified Insurance Examiner (CIE) , Fellow, Life Management Institute (FLMI), and Chartered Property Casualty Underwriter (CPCU).

Ms. Ezalarab is a member of the Insurance Regulatory Examiners Society and serves on the Accreditation and Ethics Committee. She is also a regulator member of the Association of Insurance Compliance Professionals (AICP) and co-chairs the Government and Industry Relations Committee for AICP.

John Montgomery—A state employee since 1977, Mr. Montgomery has worked at OCI since 2001. He is currently serving as Acting Administrator for the Division of Administrative Services. Prior to coming to OCI, he worked 14 years as Deputy State Budget Director in the State Budget Office and also served as Chief of Budget Operations where he was responsible for budget, accounting, personnel and information technology. A native of Chicago, he has Masters’ Degrees in both public administration and in planning from the University of Wisconsin-Madison.

Roger Peterson—Mr. Peterson became Director of the Bureau of Financial Analysis and Examinations in June 2004. Mr. Peterson’s current responsibilities focus on monitoring the solvency of insurers operating in the state and enforcement of the related Wisconsin insurance laws. Mr. Peterson has been involved in the regulation of insurance since 1988. His previous positions include Insurance Financial Examiner Chief, Policy and Claim Reserve Specialist and financial examiner.

Mr. Peterson is active in the NAIC including chairing the Financial Analysis Handbook and Financial Analysis Research and Development working groups. Mr. Peterson received a B.S. in Business and Economics from the University of Wisconsin-Platteville and a M.B.A. in Finance from the University of Wisconsin-Whitewater.

15 Wisconsin Insurance Report Business of 2004 Administration of the Office, Office Personnel

Office Personnel (as of July 2005)

Jorge Gomez, Commissioner Clare Stapleton Concord, Deputy Commissioner

Judy Arawinko Executive Staff Assistant Anne Debevoise Ostby Attorney James Guidry Legislative Liaison Deborah Hamele Executive Staff Secretary Alice Shuman-Johnson Attorney Insurance Administrator Eileen Mallow Insurance Administrator Barbara Belling Managed Care Specialist

Injured Patients and Families Compensation Fund Theresa Wedekind Chief Audrey Hawk Program Assistant Jeffrey Kohlmann Insurance Program Specialist Mary Moore Financial Specialist Rodney Orr Regulatory Specialist Inez Paynter Insurance Program Specialist Thomas Raymakers Accountant

Local Government Property Insurance Fund Danford Bubolz Insurance Program Officer

State Life Insurance Fund Mary Sprague Chief Greg Luft Accountant Alice Sundt Program Assistant Jean Wendlick Program Assistant Legal Unit Fred Nepple General Counsel Sheila Becker Legal Secretary James Harris Attorney Robert Luck Attorney Julie Walsh Attorney Division of Regulation and Enforcement Randy Blumer Administrator Mary Sue Gilardi Executive Staff Assistant Betsey Rewey Program Assistant Jean Terry Program and Planning Analyst

Bureau of Financial Analysis and Examinations Roger Peterson Director Karl Albert Insurance Financial Examiner Richard Anderson Insurance Financial Examiner Stephen Caughill Insurance Financial Examiner Chief Jerry DeArmond Insurance Financial Examiner Rebecca Easland Insurance Financial Examiner Stephen Elmer Insurance Financial Examiner Andrew Fell Insurance Financial Examiner William Genne Insurance Financial Examiner Angie Graff Insurance Financial Examiner David Grinnell Insurance Financial Examiner

16 Wisconsin Insurance Report Business of 2004 Administration of the Office, Office Personnel

Sarah Haeft Insurance Financial Examiner Richard Hinkel Insurance Financial Examiner Thomas Janke Insurance Financial Examiner Steven Junior Insurance Financial Examiner Jackie Karls Program Assistant DuWayne Kottwitz Insurance Financial Examiner Russell Lamb Insurance Financial Examiner Cindy Lawton Program Assistant John Litweiler Insurance Financial Examiner Penny Marten Program Assistant Peter Medley Insurance Financial Examiner Chief Kerri Miller Insurance Financial Examiner Randal Milquet Insurance Financial Examiner Glen Navis Insurance Financial Examiner Eleanor Oppriecht Insurance Financial Examiner Angela Romaker Insurance Financial Examiner Thomas Rust Insurance Financial Examiner Yvonne Sherry Records Management Supervisor Jean Suchomel Insurance Financial Examiner Thomas Thomas Insurance Financial Examiner Frederick Thornton Insurance Financial Examiner Carina Toselli Insurance Financial Examiner Timothy VandeHey Insurance Financial Examiner Elena Vetrina Insurance Financial Examiner Julie Wipperfurth Program Assistant Amy Wolff Insurance Financial Examiner Sheur Yang Insurance Financial Examiner

Bureau of Market Regulation Susan Ezalarab Director Florence DeLuca Program Assistant Jamie Key Insurance Examiner Jo LeDuc Insurance Examiner Ashley Natysin Insurance Examiner

Complaints Unit Annette Byrnes Insurance Supervisor Karen Becker Program Assistant Monica Hale Program Assistant Jennifer Harris Program Assistant Gerilyn Schneider Program Assistant Yamiris Torres Program Assistant

Property and Casualty Unit Philip Kress Insurance Examiner Chief Laura Andreasson Insurance Examiner David Champeau Insurance Examiner Penny Fitzgerald Insurance Examiner Drew Hunkins Insurance Examiner Gary Morris Insurance Examiner Katherine Otis Insurance Examiner Rhonda Peterson Insurance Examiner Rebecca Rebholz Insurance Examiner

Life and Health Unit Michael Honeck Insurance Examiner Chief Bob DeZonia Insurance Examiner Tamra Ehrfurth Insurance Examiner Renee Fabry Insurance Examiner

17 Wisconsin Insurance Report Business of 2004 Administration of the Office, Office Personnel

Kenneth Hendree Insurance Examiner Kristy Jacobson Insurance Examiner John Kitslaar Insurance Examiner Matthew Syens Insurance Examiner

Accident and Health Unit Diane Dambach Insurance Examiner Chief Stephanie Cook Insurance Examiner Pamela Ellefson Insurance Examiner Linda Low Insurance Examiner Gerald Zimmer Insurance Examiner Marcia Zimmer Insurance Examiner Kevin Zwart Insurance Examiner

Agent Licensing Section Laurna Landphier Chief Laura Adkins Program Assistant Linda Goad Program Assistant Donald Peckham Program Assistant Phyllis Scott Program Assistant Division of Administrative Services Vacant Administrator John Montgomery Acting Administrator Patrick Bass Executive Staff Assistant

Bureau of Staff Services

Business Services Section Jacquelynn Gernetzke Purchasing Agent Timothy Mero Budget and Policy Analyst Andrea Nelson Contract Specialist Danielle Rogacki Accountant

Human Resources Section Candace Buckles Human Resources Program Officer Louise Karpinski Human Resources Specialist Kathleen Keleher Training Officer Judith Wagaman Payroll and Benefits Specialist

Information Services Section Vacant Chief James Angus IS Network Services Specialist Scott Bradach IS Network Services Senior Theresa Daggett IS Systems Development Services Senior Jackson Ellis IS Data Services Specialist Steve Nickell IS Systems Development Services Consultant/Administrator Benjamin Schilling IS Comprehensive Services Senior Shawn Vang IS Systems Development Services Specialist Kaz Wojtkow IS Systems Development Services Senior

Services Section Matthew Berigan Records Management Program Supervisor Marcia Elliott IS (C) Comprehensive Professional Inger Williams Program Assistant

18 Wisconsin Insurance Report Business of 2004 Administration of the Office, Office Finances

Office of the Commissioner of Insurance—Office Finances General Fund—Supervision of the Insurance Industry Fiscal Year 2004 (Amounts in $000s)

Retained by Transferred to Office of the State’s General Total Commissioner Purpose & Other Revenue of Insurance Revenue Funds 1 Premium Taxes $123,620 $ $123,620 Fire Department Dues 14,768 14,768 Liquidation Account Interest 373 373 Forfeitures 291 291 Insurance Company Examination Charges 5,181 4,663 518 Agent Initial Appointment Billing 1,913 1,722 191 Agent Appointment Renewal 7,423 6,681 742 Agent Continuing Education Fees 588 529 59 Producer License Issuance 702 632 70 Producer License Renewal 2,869 2,582 287 Company Licenses, Admissions, and Renewals 447 402 45 Certifications/Clearances 111 100 11 Miscellaneous2 52 47 5 Total Revenue $158,338 17,358 $140,980 Insurance Company Conversion Reimbursements __ __2 Total Revenue and Conversion Reimbursements 17,360 Less Total Operating Expenditures 12,279 Net Operating Revenue/(Loss) $ 5,081

1 The Office of the Commissioner of Insurance retains 90% of licenses, services, and various other revenues. Taxes plus 10% of licenses, services, and various other revenues are remitted to the State of Wisconsin General Purpose Revenue Fund. Fire Department Dues are remitted to Wisconsin Fire Departments. Liquidation Account Interest accrues to liquidation account bank balances. Forfeitures are remitted to the Common School Fund. 2 Miscellaneous collections include: 1) photocopying, 2) service of process, and 3) publications.

Office of the Commissioner of Insurance—Office Finances Segregated Funds Fiscal Year 2004 (Amounts in $000s) Net Total Admin. Operating Operating Revenue Expenses Expenses Revenue* Injured Patients and Families Compensation Fund $52,794 $ 884 $35,212 $16,698 Local Government Property Insurance Fund 21,200 1,363 10,599 9,238 State Life Insurance Fund (21) 496 7,407 (7,924)

* The State Life Insurance Fund experienced a loss in its investment income in 2004. The fund along with the other segregated funds continues to operate with adequate cash and fund reserves.

19 20 Wisconsin Insurance Report Business of 2004 Executive Initiatives

Executive Initiatives

21 22 Wisconsin Insurance Report Business of 2004 Executive Initiatives, Regulatory Developments and Trends

Regulatory Developments and Trends

The Wisconsin insurance marketplace has been The pilot program initiated in 2003 to investigate healthy and successful for a long time. The insurance and prevent marketing abuses relating to insurance industry is financially strong and growing and is a products sold to the elderly has increased the number of significant part of the state’s economy. Wisconsin is the administrative actions against agents. In many cases these home for many large insurance companies that are enforcement actions are able to bring about a correction national industry leaders in their product markets and to the consumer’s problem. are expanding their nationwide operations. More than 87,000 agents are licensed to do business in Wisconsin. One of the most important roles OCI provides to Wisconsin citizens is the handling of their insurance Wisconsin continues to lead the way for savings in complaints. In 2004, OCI fielded approximately 35,000 worker’s compensation insurance premiums. In 2004, general inquiries from the public regarding insurance Governor Jim Doyle announced a 4.15 % decrease in the and insurance-related questions. We also investigated overall worker’s compensation rate. The rate change is over 8,000 formal written complaints filed by Wisconsin the fifth worker’s compensation rate decrease since consumers. These efforts helped recover almost July 1, 1997. The first state to protect workers with $4 million for insurance policyholders. compensation insurance in 1911, Wisconsin combines decades of experience with an advisory process that Health care costs continued to rise dramatically, incorporates voices from business, labor and insurance often at double-digit growth rates. As a result, the number to respond to marketplace needs. The state’s mix of and scope of unauthorized health plans in the state were experience and planning produces incremental rather on the rise in every line of insurance with Wisconsin than dramatic changes in the overall rate level that allows consumers footing the bills in unpaid claims. Our state employers to better plan and manage their expenses from became a national leader in identifying and taking action year-to-year. against these illegal plans.

The success of Wisconsin’s insurance marketplace Efficient Regulation can be attributed to effective enforcement tools, efficient regulation, and an effective solvency regulation An important regulatory tool available to OCI is the program. Activities during the past year reflect OCI’s market conduct examination. Market conduct commitment to ensuring that the insurance industry re- examinations focus on the business practices of insurers sponsibly and adequately meets the insurance needs of and producers and are designed to monitor marketing, Wisconsin citizens. advertising, policyholder services, underwriting, rating, and claims practices. In response to the efforts to Effective Enforcement Tools modernize state regulation and to achieve an efficient regulatory system, OCI has continued to work with other As regulators, one of our missions is to protect states to achieve more uniformity in the market conduct consumers from insurance transactions where the examination process across states. Efforts undertaken to potential of abuse and harm to the consumer is great. ensure reasonable, efficient and effective market During the past year a major focus of OCI has been to regulation include: develop new and strengthen existing measures to protect • Participated in the first national market analysis insurance consumers. The emphasis of many of these program that resulted in reviews of companies programs has been products marketed to the elderly. This representing 85% of the market for five key lines of is because of the explosion of novel products in this business and coordinated with other states to identify area, the complexity of the insurance issues involved, companies for further action. The increased focus on and the evidence of abuse of consumers in these areas. market analysis resulted in a nationwide reduction of 16% in the number of market conduct In 2004 Governor Jim Doyle signed new legislation examinations in 2004. that will assist OCI in protecting senior citizens from • Continued to improve the market conduct questionable or unsuitable sales of annuity and life insurance products by unscrupulous agents and insurers. examination program by working with other states Wisconsin is the first state in the country to provide these through the NAIC Market Analysis Working Group significant protections for senior citizens. to coordinate examinations, improve uniformity in

23 Wisconsin Insurance Report Business of 2004 Executive Initiatives, Regulatory Developments and Trends

the process and shorten the timelines to complete • Completed work to fully automate the company and adopt examination reports. examinations assessment application. • Participated in the Market Conduct Annual Statement • Completed work to view and download the company (MCAS) project. The MCAS is an analysis tool that billing details on OCI’s Web site. states can use to review market activity of the entire insurance marketplace in a consistent manner and to Emerging Trends identify companies whose practices are outside normal ranges. Over the next year Wisconsin seniors will have to make important choices about the changes resulting from Financial Solvency Regulation the Medicare Modernization Act and the implementation of the Medicare prescription drug plan. Increases in the In 2003 OCI successfully completed the accredita- demand for insurance coverage for long-term care needs tion requirements in accordance with the financial through home health care, assisted living arrangements standards of the NAIC. Accreditation by the NAIC tells and nursing homes is expected to increase marketing other states they can rely on Wisconsin’s financial moni- pressure for the sale of these products. OCI will continue toring and examinations of insurers based in Wisconsin to make senior issues a top priority—to provide that do business in their state. information and educational opportunities to the senior population and their families so that they can be better By maintaining an effective solvency regulation informed with determining their insurance needs. program, OCI is adding another layer of protection for consumers. OCI has been involved in a number of efforts The state of insurance regulation is at a critical to ensure the reliability, solvency and financial solidity juncture. While recognizing that state regulation is best of the insurance industry. Major accomplishments in for insurance consumers, we also recognize that state 2004 include: regulation must evolve as insurance markets change. The • Examined 48 domestic insurers and analyzed the state regulatory system is inherently strong when it comes financial statements of over 1,850 insurers. to protecting consumers because we understand local needs and market conditions. OCI takes great pride in • Licensed 5 domestic insurers, 9 nondomestic insurers, the fact that many of the regulatory approaches long in 22 gift annuities, and 8 warranty plans. existence in Wisconsin are now recognized as models • Reviewed changes of control of 12 domestic insurers, for regulatory improvement and evolution in other states. pursuant to holding company regulations. • Reviewed and approved 2 mergers involving By continuing to work cooperatively with all our domestic insurers. partners (the governor, our state legislators, federal officials, consumers, insurance companies and agents Using Technology for Insurance Regulation and other interested parties), consumers and industry will benefit that much more. OCI will continue to work OCI’s Web site continued to play a vital role in diligently to keep state regulation functioning and providing services and information to our constituents. flourishing by increasing Internet and technology During 2004, there were over 173,000 visits to OCI’s initiatives, improving our accountability to our Web site, a 17 % increase over the previous year. Other constituents and encouraging innovative approaches to technology accomplishments include: regulation to meet the demands of a modern insurance • Completed programming work for the company marketplace. transaction register. The company transaction register is information regarding transactions that affect the The vision of OCI is clear—we will continue to be a demographics and details of insurance companies and national leader in insurance regulation while remaining other entities regulated through the OCI. This vigilante in our mission of leading the way in informing information also includes newly licensed companies and protecting the public and responding to their to Wisconsin. insurance needs so Wisconsin consumers do not become • Doubled the number of rate and form filings submitted victimized. OCI has a tradition of sound regulation electronically resulting in faster processing and combined with strong consumer protections. OCI is well reduced errors in filings. By the end of 2004, 40 % of positioned to continue its long record of service and is the filings each month were submitted electronically committed to ensuring that this tradition continues. as compared to 20% at the end of 2003.

24 Wisconsin Insurance Report Business of 2004 Executive Initiatives, Legislation

Legislation

During 2004, Governor Doyle signed legislation that 2003 Wisconsin Act 167—Burial agreements funded affects the business of insurance in Wisconsin. with trust funds or life insurance proceeds Legislative materials may be obtained from the Revisor Sections 69.02 (1) (c), 445.125 (1) (b), 445.125 (1) (b) of Statutes, 131 West Wilson Street, Suite 800, Madison, 4. a. and b., and 632.415 (4m), Wis. Stat. WI 53703-3233, or by calling (608) 266-2011. (See http://www.legis.state.wi.us/2003/data/acts/ 03Act167.pdf) Legislative material also can be found on the Internet at http://www.legis.state.wi.us Requires the Department of Health and Family Services to prescribe an “affidavit of death” form for the The list of Wisconsin laws follows: purpose of releasing burial agreement trust funds to a beneficiary or establishing proof of death for payment 2003 Wisconsin Act 144—Changes to the Worker’s of benefits of a life insurance policy. Compensation Law Effective April 20, 2004 Generally Chapter 102, Wis. Stat. (See http://www.legis.state.wi.us/2003/data/acts/ 2003 Wisconsin Act 261—Various changes in insurance 03Act144.pdf) law Generally Chapters 600, 601, 609, 611, 612, 617, 628, Adds physician assistants and advanced practice 632, 641, 645, and 646, Wis. Stat. nurses to the list of medical professionals authorized to (See http://www.legis.state.wi.us/2003/data/acts/ conduct worker’s compensation (WC) examinations of 03Act261.pdf) employees; changes to the law and procedures governing disputes between worker’s compensation insurers and Imposes duties on an insurer, general agent or health care providers relating to fees charged for and the independent agency relating to suitability of annuity necessity of treatment provided to an employee for a sales to senior consumers; repeals minimum nonforfeiture workplace injury; specifies that in cases in which a provisions and creates new provisions regarding portion of an award is appealed, the WC insurer must minimum nonforfeiture amounts for individual deferred pay the uncontested amount within 21 days; allows WC annuities; provisions relating to membership of insurance carriers to give notice of the cancellation or employees and representatives of a town mutual insurer’s termination of a policy to Department of Workforce board of directors; provisions relating to mergers of Development (DWD) or the Wisconsin Compensation assessable town mutuals with domestic mutual insurers; Rating Bureau (WCRB) by certified mail, fax, e-mail, or technical changes to the Insurance Security Fund; other medium approved by DWD; requires DWD to amends the definition of a “form” to include a group promulgate rules for determining when compensation certificate; repeals Chapter 641; creates a $500 listing for permanent disability must begin in cases in which fee for surplus lines insurers; provisions relating to the WC insurer concedes liability but disputes the extent members of committees appointed by a board of directors of the permanent disability; allows DWD to waive or of a domestic stock or mutual insurance corporation may reduce a forfeiture imposed on an employer or WC insurer include nonvoting members who are not directors; for failing to keep required or for falsifying records if the provisions relating to orders of the Commissioner that violator requests a waiver of reduction; increases the require remedial measures; provisions relating to items maximum supplemental benefit rate paid for injuries that the Commissioner may refuse to disclose under occurring before May 13, 1980; increases the assessment certain circumstances; limiting investment in certain employers and worker’s compensation insurance subsidiaries; and restricting extraordinary dividends paid companies are required to pay into the Work Injuries to a domestic insurer or paid by a domestic insurer that is Supplemental Benefit Fund for injuries resulting in a wholly owned subsidiary of a domestic mutual insurer. death; and authorizes DWD to claim reimbursement from uninsured employers for expenses paid by DWD in Effective April 30, 2004. Senior consumer provisions administering the claim of an employee. effective November 1, 2004. Minimum nonforfeiture Effective March 30, 2004 amounts apply to annuity contracts issued on or after April 30, 2006. Provisions relating to membership in town mutual board of directors apply beginning April 30, 2006, but may be extended by the Commissioner.

25 Wisconsin Insurance Report Business of 2004 Executive Initiatives, Legislation

2003 Wisconsin Act 302—Vehicle Protection Product interest dividends, interest or loan value, and for certain Warranties annuities. Provides an exemption for the entire value of Sections 100.230, 600.04 (1) (b) 11, 601.31 (1) (km), an unmatured life insurance policy and up to $150,000 601.41 (1) (intro.), 61.37 (4) (g) and 632.185, Wis. Stat. of aggregate interest if the policy was issued at least (See http://www.legis.state.wi.us/2003/data/acts/ 24 months before the exemption is claimed or before the 03Act302.pdf) cause of action was filed, referred to as the applicability date. Reduces the exempted amount to $4,000 for Provides that insurance provisions of the statutes policies or annuities issued or funded less than 24 months do not apply to a vehicle protection product warranty before the applicability date. Applies similar provisions (VPPW). Sets up a system for the Commissioner to to applicable annuity contracts. regulate VPPWs including registration with the Effective May 5, 2004 Commissioner, financial responsibility provisions, disclosure requirements, recordkeeping, cancellation 2003 Wisconsin Act 315—Making private insurance provisions, and enforcement provisions. available to facilitate environmental cleanups Effective December 1, 2004 Section 292.53, Wis. Stat. (See http://www.legis.state.wi.us/2003/data/acts/ 2003 Wisconsin Act 304—Life insurance and annuity 03Act315.pdf) contract exemptions from creditor claims Section 815.18, Wis. Stat. Authorizes the Department of Natural Resources to (See http://www.legis.state.wi.us/2003/data/acts/ undertake activities to make private environmental 03Act304.pdf) insurance products available to encourage and facilitate the cleanup and redevelopment of contaminated Amends the exemption from creditor claims for property. unmatured life insurance contracts, including any Effective May 7, 2004

26 Wisconsin Insurance Report Business of 2004 Executive Initiatives, Administrative Rules

Administrative Rules

In 2004, OCI promulgated the following changes 2003. The NAIC is seeking comment on whether the in the Wisconsin Administrative Code: revised model should be adopted as a mandatory requirement for accreditation of a state and may Ins 2.80, 2.81 and ch. Ins 50, Wis. Adm. Code—Relat- recommend that it be required as an accreditation stan- ing to Mortality Tables and Actuarial Analysis, Asset dard effective in calendar year 2007. Adequacy Testing, Reports and Opinions The 2001 CSO mortality table changes are effec- The rule incorporates the NAIC 2001 CSO Table tive for policies issued on or after January 1, 2005. The into the current reserve and nonforfeiture valuation laws revised actuarial opinion and memorandum require- and rules. The rule would establish the new table as the ments are effective for reporting requirements for minimum valuation standard for calculating reserves calendar year 2005 and subsequent calendar years. and nonforfeiture benefits for individual life insurance Effective December 31, 2004 policies and extended term benefits issued after the effective date. The new table would be optional for Ins 8.49, Wis. Adm. Code—Relating to Small Employer newly issued policies until January 1, 2009, and man- Uniform Employee Application for Group Health Insur- datory after that date. The rule also corrects references ance in the current rule establishing valuation standards (s. Ins 2.80, Wis. Adm. Code). The primary statutes in- In accordance with s. 601.41 (8) and s. 635.10, Wis. terpreted by the rule are the Standard Valuation Law Stat., the office is statutorily required to develop a rule (s. 623.06, Wis. Stat.) and the Standard Nonforfeiture and the uniform employee application form for group Law (s. 632.43, Wis. Stat). health insurance that is to be used by small employer insurers for small employer applicants. In compliance The rule is based on the NAIC model recognition with s. 601.41 (8), Wis. Stat., the office, with consulta- of the 2001 CSO mortality table for use in determining tion of the life and disability advisory council, minimum reserve liabilities and nonforfeiture benefits convened a task force with representatives of small em- regulation and the NAIC revised model actuarial opin- ployers, licensed intermediaries and small employer ion and memorandum regulation. The CSO mortality insurers to obtain information relating to a proposed table is not included in the NAIC model but is pub- uniform employee application form. The task force lished separately by the NAIC. Accordingly it is made recommendations to the office for its consider- adopted by reference under s. 601.41 (3) (b), Wis. Stat. ation in the development of the small employer uniform employee application. The rule also revises the requirements for life insurers (including fraternals) as regards required actuarial The intent of the legislation was twofold: to reduce opinions and memoranda. The rule requires all life in- the number of forms employees were required to com- surers to perform asset adequacy testing every year. The plete when a small employer applied for group health current rule provides an exemption, or limited scope of insurance and to permit small employers to seek mul- compliance, from asset adequacy analysis for smaller tiple statements of premium from different small companies meeting certain conditions. The rule also employer insurers with one form. Having a uniform prescribes standards for the Commissioner’s acceptance employee application that could be used to obtain of actuarial opinions and reporting from companies multiple statements of premium also has the benefit of based on the standards of their state of domicile. In decreasing the amount of time spent by the small em- addition, the rule revises the required wording of the ployer in obtaining the application information since actuarial opinion, adds some additional requirements the form may be copied and submitted simultaneously concerning the actuarial opinion and actuarial memo- to several insurers. randum, and creates a new requirement for the preparation of a summary of the actuarial memorandum To address the concerns of the small employers, called the “regulatory asset adequacy issues summary.” licensed intermediaries and small employer insurers, the office, in addition to drafting the uniform employee NAIC Financial Regulation Standards and Accredi- application, also drafted the rule governing the use and tation Committee voted to expose the revised NAIC management of the application process. The proposed Actuarial Opinion and Memorandum Regulation for regulations establish the following: copies of the form comment for a two-year period, beginning January 1, shall be accepted as though it were an original; duration

27 Wisconsin Insurance Report Business of 2004 Executive Initiatives, Administrative Rules for use of the information contained within the of each year. In addition, the proposed rule clarifies an application form; and small employer insurers are independent review organization must have a proce- required to share copied forms, in accordance with the dure that includes notice or correspondence with an applicant’s authorization, with other named insurers insured’s authorized representative not just the insured within five business days as requested in writing by the and corrects the office’s Web address. small employer. The intent is to facilitate a timely Effective January 1, 2005 exchange of the applications so that the small employer is able to receive the statement of premium necessary Ins 25.13 and 25.50, Wis. Adm. Code—Relating to to make an informed decision regarding the purchase Exceptions to the Annual Notice and Limits on of group health insurance. Disclosure of Nonpublic Personal Financial Effective May 1, 2004 Information

Ins 17.01 (3) and 17.28 (6), Wis. Adm. Code—Relating Under ch. Ins 25, Wis. Adm. Code, a licensee of the to Patients Compensation Fund and Mediation Fund OCI, including a warranty plan, may not disclose Fees for the Fiscal Year Beginning July 1, 2004 nonpublic personal financial information to an unaffili- ated third party unless the customer is given the The Commissioner of Insurance, with the approval opportunity to object to the disclosure (referred to as of the Board of Governors (Board) of the Patients “opt-out notice”). Nothing in this section is intended Compensation Fund (Fund), is required to establish by to permit telephone solicitation which would otherwise administrative rule the annual fees which participating be prohibited under s. 100.52, Wis. Stat., or subch. V of health care providers must pay to the Fund. This rule ch. ATCP 127. establishes those fees for the fiscal year beginning July 1, 2004. These fees represent a 20% decrease The current rule allows licensees to disclose compared with fees paid for the 2003-04 fiscal year. The nonpublic personal financial information to affiliates Board approved these fees at its meetings on without an opt-out notice. This rule will also allow a December 17, 2003, and on February 25, 2004, based warranty plan licensee or an affiliate to disclose on the recommendation of the Board’s actuarial and nonpublic personal financial information without an underwriting committee and reports of the Fund’s opt-out notice to a nonaffiliate selling products or ser- actuaries. vices under the licensee’s brand name or the brand name of an affiliate of the licensee. The warranty plan lic- The Board is also required to promulgate by rule ensee or affiliate may disclose only if the recipient the annual fees for the operation of the Patients agrees to use the information solely for sale of the Compensation Mediation System, based on the branded product or service, to keep the information recommendation of the director of state courts. This confidential, and to adhere to the licensee’s or affiliate’s rule implements the funding level recommendation of quality standards for the branded products or services. the Board’s actuarial and underwriting committee by establishing mediation panel fees for the next fiscal year Finally, the rule creates an exception to the annual at $46.00 for physicians and $3.00 per occupied bed notice provisions in s. Ins 25.13, Wis. Adm. Code, for for hospitals, representing an increase from 2003-04 licensees that meet the requirements of s. Ins 25.50 (1) fiscal year mediation panel fees. (a), Wis. Adm. Code. Effective July 1, 2004 Effective March 1, 2004

Ins 18.10 (2) (d), Wis. Adm. Code—Relating to Annual In 2004, OCI had the following emergency rules Adjustment to the Minimum Necessary Cost or Payment in effect: to Access Independent Review Ins 8.49, Wis. Adm. Code—Relating to Small Employer The rule implements s. 632.835 (5) (c), Wis. Stat., Group Health Insurance requirement that the Commissioner promulgate a rule adjusting the minimum requirements as found in In accordance with s. 601.41 (8) and s. 635.10, Wis. s. 632.835 (1) (a) 4 and (b) 4, Wis. Stat., at least annu- Stat., the office is statutorily required to develop a rule ally. The rule proposes that the Commissioner post to and the uniform employee application form for group the OCI Web site the CPI to be used on January 1 of health insurance that is to be used by small employer the following year. The Commissioner shall post to the insurers for small employer applicants. In compliance office Web site the information on or before December 1 with s. 601.41(8), Wis. Stat., the office, with consultation

28 Wisconsin Insurance Report Business of 2004 Executive Initiatives, Administrative Rules of the life and disability advisory council, convened a Ins 17.01 (3) and 17.28 (6), Wis. Adm. Code—Relating task force with representatives of small employers, to Annual Patients Compensation Fund Fees and licensed intermediaries and small employer insurers to Mediation Fund Fees for the Fiscal Year Beginning obtain information relating to a proposed uniform July 1, 2004 employee application form. The task force made recommendations to the office for its consideration in The Commissioner of Insurance, with the approval the development of the small employer uniform of the Board of Governors (Board) of the Patients employee application. Compensation Fund (Fund), is required to establish by administrative rule the annual fees which participating The intent of the legislation was twofold: to reduce health care providers must pay to the Fund. This rule the number of forms employees were required to com- establishes those fees for the fiscal year beginning plete when a small employer applied for group health July 1, 2004. These fees represent a 20% decrease insurance and to permit small employers to seek mul- compared with fees paid for the 2003-04 fiscal year. The tiple statements of premium from different small Board approved these fees at its meetings on employer insurers with one form. Having a uniform December 17, 2003, and on February 25, 2004, based employee application that could be used to obtain on the recommendation of the Board’s actuarial and multiple statements of premium also has the benefit of underwriting committee and reports of the Fund’s decreasing the amount of time spent by the small em- actuaries. ployer in obtaining the application information since the form may be copied and submitted simultaneously The Board is also required to promulgate by rule to several insurers. the annual fees for the operation of the Patients Compensation Mediation System, based on the To address the concerns of the small employers, recommendation of the director of state courts. This licensed intermediaries and small employer insurers, the rule implements the funding level recommendation of office, in addition to drafting the uniform employee the Board’s actuarial and underwriting committee by application, also drafted the rule governing the use and establishing mediation panel fees for the next fiscal year management of the application process. The proposed at $46.00 for physicians and $3.00 per occupied bed regulations establish the following: copies of the form for hospitals, representing an increase from 2003-04 shall be accepted as though it were an original; dura- fiscal year mediation panel fees. tion for use of the information contained within the Effective June 22, 2004 application form; and small employer insurers are required to share copied forms, in accordance with the applicant’s authorization, with other named insurers within five business days as requested in writing by the The Wisconsin Administrative Code, Rules of the Office small employer. The intent is to facilitate a timely ex- of the Commissioner of Insurance, and the Wisconsin change of the applications so that the small employer Administrative Register are available from the Wiscon- is able to receive the statement of premium necessary sin Department of Administration, Document Sales, at to make an informed decision regarding the purchase (608) 266-3358 and available on the Internet at: http:/ of group health insurance. /www.legis.state.wi.us/rsb/code/ins/ins.html. Information Effective January 7, 2004 regarding the status and text of OCI rules pending or promulgated is available on the Internet at: http://oci.wi. Ins 14, Wis. Adm. Code—Relating to Vehicle Protection gov/ocirules.htm and http://adminrules.wisconsin.gov. Plans

This rule implements new statutes regulating vehicle protection product warranties by setting the fees which the statutes required be set by rule by the Commissioner. The fees are set at a level to attempt to cover the agency’s costs incurred in relation to the review, data storage, monitoring and regulation of these vehicle protection product warranties. Effective December 10, 2004

29 Wisconsin Insurance Report Business of 2004 Executive Initiatives, NAIC Activities

National Association of Insurance Commissioners’ (NAIC) Activities

OCI actively participates in the NAIC. During 2004 Commissioner Gomez and his representatives were members of the following committees, task forces, and working groups of the NAIC.

Committees Executive (EX) Committee Information Sharing Working Group Executive (EX) Committee Interstate Compact Implementation Working Health Insurance and Managed Care (B) Committee Group International Insurance Relations (G) Committee National Treatment of Companies Working Group NAIC/Consumer Liaison Committee Operational Efficiencies Working Group NAIC/Industry Liaison Committee Privacy Issues Working Group

Task Forces Financial Condition (E) Committee Insurance Holding Company Working Group Accounting Practices & Procedures (E) Task Force Risk Assessment Working Group Capital Adequacy (E) Task Force Examination Oversight (E) Task Force (Vice Chair) Health Insurance & Managed Care (B) Committee Government Affairs Task Force ERISA Working Group (Chair) International Holocaust Commission (H) Task Force Regulatory Framework (B) Task Force (Chair) Internal Administration (EX1) Subcommittee Reinsurance (E) Task Force Senior Issues (B) Task Force (Chair) International Holocaust Commission (G) Task Force Speed to Market (EX) Task Force XML-Based Open Standards Working Group Valuation of Securities (E) Task Force International Insurance Relations (G) Committee NAIC Working/Study Groups/Subgroups NAFTA Subgroup

Accounting Practices & Procedures (E) Task Force Market Regulation & Consumer Affairs (D) Committee Emerging Accounting Issues Working Group Collaborative Actions Subgroup International Accounting Standards Working Credit Scoring Working Group Group Examinations Standards Working Group International Statutory Accounting Principles Investigations Standards Subgroup Subgroup Market Analysis Handbook Subgroup Property and Casualty Reinsurance Study Group Market Analysis Working Group Statutory Accounting Principles Working Group Market Conduct Annual Statement Subgroup Producer Licensing Working Group Capital Adequacy (E) Task Force Reciprocity Agreement Subgroup Property and Casualty Risk Based Capital Uniformity Working Group Subgroup Senior Issues (B) Task Force (Chair) Examination Oversight (E) Task Force (Vice Chair) Long-Term Care Working Group (Chair) Analyst Team System Oversight Working Group Audit Software Subgroup Workers’ Compensation (C) Task Force Audit Software Working Group Employee Leasing Model Law Working Group Financial Analysis Working Group (Chair) Financial Analysis Handbook Working Group (Chair) Financial Analysis Research & Development Working Group (Chair) Financial Data Repository Working Group Financial Examiners Handbook Technical Group

30 Wisconsin Insurance Report Business of 2004 Executive Initiatives, Advisory Boards and Councils

Advisory Boards and Councils

Wisconsin law, s. 15.04, Wis. Stat., provides that Injured Patients and Families Compensation Fund Board heads of independent agencies may create and appoint (Board) such councils and committees as the operation of the agency requires. The insurance law, s. 601.20, Wis. Stat., The Board was created by s. 619.04 (3), Wis. Stat. It authorizes the Commissioner to create advisory councils is a 13-member Board that consists of 3 insurance industry and committees to assist in dealing with regulatory prob- representatives, a member named by the Wisconsin lems. The Commissioner is to provide by rule for the Academy of Trial Lawyers, a member named by the State creation, governance, duties, and termination of any council Bar Association, 2 members named by the State Medical or committee that is established. The expert advice Society of Wisconsin, a member named by the Wisconsin provided the Commissioner through these councils re- Hospital Association, 4 public members appointed by the sults in more efficient regulation of the insurance industry Governor, and the Commissioner who serves as the chair. to the benefit of insurance consumers and insurers. The members as of December 31, 2004, were:

The Commissioner and staff members also serve on Mark Adams, State Medical Society various councils and boards and thus aid Wisconsin Mark Femal, Public Member residents by providing advice and suggestions on matters James Jansen, Wisconsin Academy of Trial Lawyers related to insurance regulation. Barbara Kuhl, Public Member David Maurer, Industry Representative A description of the various councils and boards with Paul Mestelle, Industry Representative which OCI is involved follows: Walter Moritz, M.D., State Medical Society Kermit Newcomer, M.D., Public Member George Quinn, Wisconsin Hospital Association Group Insurance Board (Board) Joan Schmit, Public Member Christopher Spencer, Industry Representative Section 15.165 (2), Wis. Stat., created a Group Donald Taitelman, State Bar Association Insurance Board in the Department of Employee Trust Funds. The Commissioner or designee is a member of the Board. The Group Insurance Board is authorized to enter Wisconsin Retirement Board into contracts with insurers to provide group insurance plans or to provide the benefits on a self-insured basis. It The Wisconsin Retirement Board is created in the also provides general administrative policy for the group Department of Employee Trust Funds by s. 15.165 (3) (b), insurance programs for health care, income disability Wis. Stat. It is a nine-member Board. Six members benefits, and life insurance authorized for state and other represent employers or employees who participate in the public employees under ch. 40, Wis. Stat. The specific Wisconsin retirement system, one is a participating state powers of the Board are enumerated under s. 40.03 (6), employee, one is a public member, and one is the Wis. Stat. Commissioner or an experienced actuary in OCI. The Board studies and recommends alternative administrative policies, authorizes and terminates disability annuity Insurance Security Fund Board (Board) payments, and considers administrative rules that relate to participants in the retirement system other than teachers. This Board administers the Insurance Security Fund established by ch. 646, Wis. Stat., to provide a mechanism for protecting insureds in the event of liquidation of insurers and to assess the cost of such protection among insurers. The Commissioner, along with the Attorney General, and the State Treasurer, are members of this Board and serve with ten representatives of insurers appointed by the Commissioner upon consideration of the recommendation of insurance organizations.

31 Wisconsin Insurance Report Business of 2004 Executive Initiatives, Advisory Boards and Councils

Council on Fire Service Training Programs Life and Disability Advisory Council

This body, authorized by s. 15.947, Wis. Stat., functions This council, created by s. Ins 6.79, Wis. Adm. Code, under the State Board of Vocational, Technical and Adult advises the Commissioner on regulatory matters in the Education, and furnishes advice and guidance to the areas of life and disability insurance. The council has four Board in the establishment and maintenance of training insurance company members, two agent members, and programs in fire prevention and protection. The council three public members. The members during 2004 were: is comprised of representatives from the Division of Emergency Government (Bureau of Civil Defense and Russ Cain, Madison Disaster Control), the Department of Workforce Steve Frankel, Northwestern Mutual Life Ins. Co., Development, and OCI, together with six members of fire Milwaukee departments appointed by the Governor for staggered six- Martha E. Gaines, University of Wisconsin Law year terms. School, Madison Karen E. Geiger, Cobalt Corp., Onalaska Robert Palmer, Dean Health Plan, Madison Joint Survey Committee on Retirement Systems Roberta Riportella-Muller, UW Dept. of Consumer Sciences, Madison This committee performs duties mandated under John Sheski, Wisconsin Physicians s. 13.50, Wis. Stat. The committee is comprised of two Service Insurance Corporation, Madison majority party senators, one minority party senator, two Arvid Tillmar, T. E. Brennan, Madison majority party representatives to the assembly, one minority Robert Walker, Madison party representative to the assembly, an assistant attorney general, a member of the public selected by the Governor, the Commissioner or a designated experienced actuary in Property and Casualty Advisory Council OCI, and the Secretary of the Department of Employee Trust Funds. This council, created by s. Ins 6.79, Wis. Adm. Code, advises the Commissioner on regulatory matters in the This committee evaluates all legislative proposals areas of property and casualty insurance. The council has that would create or modify any system of retirement for four insurance company members, two agent members, public officers or employees. No such bill may be acted and three public members. The members during 2004 upon by the legislature until it has been referred to this were: committee for preparation of a written report. The report must indicate the probable cost involved, the effect of the James Thomas, Society Insurance a Mutual proposal upon the actuarial soundness of existing Company, Fond du Lac, Chair retirement systems, and the desirability of the proposal as John Duwell, West Bend Mutual Insurance Company, a matter of public policy. West Bend Lemuel Eaton, Neighborhood Housing Services, Milwaukee Retirement Research Committee Maryelyn Geisler, American Family Mutual Insurance Company, Madison This committee performs duties mandated under Mary Kaiser, RJF Agencies Inc., Eau Claire s. 13.51, Wis. Stat. Its membership represents employee Brian Peacy, Employers Insurance Company of and employer groups having vested interests in various Wausau state retirement programs. The committee has investigatory Bill Smith, National Federation of Independent powers over all state retirement systems for public Business, Madison employees. In addition, it may require any public pension Steve Tauke, Marshall & Ilsey Corporation, or retirement system to furnish it with periodic financial Milwaukee reports and records. The committee conducts a continuous Charles Vang, Charles V. Vang Insurance Agency, review of retirement benefits afforded to public employees Milwaukee under the existing state system. It maintains a current reference library of all public employee pension and retirement plans throughout the United States and makes its findings and recommendations available to the Governor and the legislature.

32 Wisconsin Insurance Report Business of 2004 Executive Initiatives, Bulletins to Insurers

Bulletins to Insurers

March 31, 2004: To SILA members and interested August 12, 2004: To all property and casualty insurers parties regarding letters of certification. This bulletin regarding the Terrorism Risk Insurance Act of 2002 and informs SILA members and interested parties that exclusions related to acts of terrorism and the terrorism. effective March 31, 2004, OCI no longer requires a This bulletin applies to commercial (non-worker’s letter of certification to obtain a nonresident license in compensation) insurance coverages provided by Wisconsin. Copies of current licenses, PDB print screens commercial policies and endorsements including and CRD reports are also not required. The only paper endorsements for business coverage added to personal attachments necessary relate to affirmative answers to lines policies and the business portions of a farmowner’s the legal questions. Wisconsin is the first state to policy. The intent of this bulletin is to inform implement this new process. commercial lines insurers of the decision in Wisconsin to approve certain conditional coverage limitations for June 23, 2004: To all insurers authorized to do busi- acts of terrorism, to put insurers on notice that ness in Wisconsin regarding newly enacted determination of certain contractual thresholds is legislation—2003 Wisconsin Acts 261, 302, 178, and subject to disclosure and review by this office and to 294. This bulletin contains a summary of the provisions provide a voluntary procedure for insurers to use to of 2003 Wisconsin Acts 261, 302, 178, and 294. Insur- expedite the filing and timely review of these limited ers are advised to review the bulletin and determine exclusions. Instead of approving the very broad total which laws apply to their company. This bulletin is for exclusions of coverage for acts of terrorism, Wisconsin informational purposes and is not to be considered the will approve conditional coverage limitations that are office’s interpretation of these laws. substantially similar to those described in the bulletin and which are within the scope of this bulletin. August 11, 2004: To all property and casualty insurers regarding automobile insurance coverage for returning Copies of the bulletins are available on OCI’s Web site Armed Forces members. OCI has received information at http://oci.wi.gov/bulletin.htm. indicating that some automobile insurers are denying reinstatement, refusing to issue coverage or raising premium rates for members of the Armed Forces who are returning from active military service overseas. This bulletin is issued as a request to ask that all insurers waive underwriting or rating requirements for returning members of the Armed Forces. If a member of the Armed Forces was a policyholder in good standing at the time of leaving for active duty, and can show proof that such active service was the reason for the loss in the continuity of insurance coverage, the Commissioner requests that insurers reinstate the policies and treat the applicant as if there was continuous coverage for underwriting and rating purposes.

33 Wisconsin Insurance Report Business of 2004 Executive Initiatives, Administrative Actions

Administrative Actions (As Reported by the Legal Unit) In many of the proceedings listed below, the Respondent Daniel R. Armstrong denied the allegations but consented to the action taken. 801-1/2 Milwaukee Ave., South Milwaukee, WI 53172 Copies of administrative actions taken by the OCI on Has had his application for an insurance license denied. insurance companies and agents completed since This action was based on allegations of failing to respond January 1, 2002, can be viewed and printed from OCI’s promptly to inquiries from OCI regarding lawsuits. Web site at http://oci.wi.gov/admact/admact.htm. For November 2004 older actions, contact [email protected]. Jerry W. Asselin Allegations and Actions Against Agents: 3260 Briar Crest Dr., Janesville, WI 53546 Paid a forfeiture of $1,000.00 and was ordered to cease Mark A. Aicher and desist from violating ss. Ins 2.15 (9), 2.16 (6), and 2425 Skylark Dr., Appleton, WI 54914 20.01 (4), Wis. Adm. Code. This action was based on Has had his license denied for 31 days. This action was allegations of failing to properly inform a purchaser based on allegations of failing to disclose administrative prior to commencing a sales presentation of the full action taken by the state of Wisconsin on an insurance identity of the agent, insurer and product, and failing to license application. August 2004 determine the suitability of the sale. November 2004

Robin V. Allen Mike E. Aubart 4521 W. Chestnut St., Tampa, FL 33607 1205 St. Croix St., Hudson, WI 54016 Has had her license denied for 31 days. This action was Has had his license denied for 31 days. This action was based on allegations of failing to disclose administrative based on allegations of failing to disclose administrative actions taken by the state of South Carolina on an action taken by the state of Wisconsin on an insurance insurance license application. September 2004 license application. August 2004

Patrick A. Allman Donald William Barden 408 Ann St., Adams, WI 53910 1430 Hampton Hill Dr., Alpharetta, GA 30022 Has had his application for an insurance license denied. Has had his license denied for 31 days. This action was This action was based on allegations of a criminal based on allegations of failing to disclose administrative conviction substantially related to insurance marketing action taken by the state of Alabama. October 2004 type conduct. Allman did not appear at the hearing. March 2004 Jason A. Bare 1647 N. East Rd., North East, MD 21901 Angeline E. Anderson Has had his license denied for 31 days. This action was 820 Macomber # 7, Chippewa Falls, WI 54729 based on allegations of failing to disclose administrative Has had her insurance license revoked. This action was action taken by the state of Maryland on an insurance based on allegations of failing to pay Wisconsin license application. August 2004 delinquent taxes due. November 2004 John J. Barry Gregg Richard Anderson 115 E. Court St. #250, Janesville, WI 53545 3739 Dakota Ave. S., St. Louis Park, MN 55416 Has had his insurance license revoked. This action was Has had his application for an insurance license denied. based on allegations of failing to pay Wisconsin This action was based on allegations of failing to respond delinquent taxes due. November 2004 promptly to inquiries from OCI regarding administrative actions taken by the state of Minnesota. August 2004 Tina K. Baughman 16769 Charmel Ln., Pacific Palisades, CA 90272 John P. Archer Was ordered to pay a forfeiture of $500.00 and has had 330 Hill St., Rhinelander, WI 54501 her insurance license revoked. This action was based Has had his insurance license revoked. This action was on allegations of violating the terms of an order issued based on allegations of failing to pay Wisconsin by the Commissioner dated September 4, 2003. delinquent taxes due. January 2004 Baughman did not appear at the hearing or prehearing. September 2004

34 Wisconsin Insurance Report Business of 2004 Executive Initiatives, Administrative Actions

Margaret L. Baumann Peter W. Brey N2388 County Rd. K, Merrill, WI 54452 4018 Mandan Cir., Madison, WI 53711 Was ordered to pay a forfeiture of $2,000.00 and was Paid a forfeiture of $100.00 and was ordered to cease ordered to have her license revoked if the forfeiture is and desist from violating s. Ins 6.61, Wis. Adm. Code. not paid within 29 days of when it’s due and has had This action was based on allegations of failing to report her license suspended for 270 days. This action was an administrative action taken by another state agency. based on allegations of failing to respond promptly to January 2004 inquiries from OCI and misrepresenting that policies were in force when they were not, failing to promptly Mark A. Brielmaier submit applications to the insurer, and failing to 2182 S. 98th St., Milwaukee, WI 53227 promptly issue refunds. January 2004 Has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin Robert G. Benedict delinquent taxes due. December 2004 2600 Leahy #9, Stevens Point, WI 54481 Has had his insurance license revoked. This action was Daniel A. Broughton based on allegations of failing to pay Wisconsin 2080 Shoreline Loop #175, San Ramon, CA 94583 delinquent taxes due. November 2004 Has had his application for an insurance license denied. This action was based on allegations of failing to respond James Bertler promptly to inquiries from OCI and failing to disclose 4750 Pine Ln., Green Bay, WI 54313 administrative action taken by the state of California Paid a forfeiture of $1,000.00 and was ordered to pay on an insurance license application. October 2004 restitution totaling $10,050.00 plus interest at the rate of 5.5%, together with contract costs totaling $517.50 Barry M. Brown by February 1, 2005, and to cease and desist from 129 Park Ave., Vestal, NY 13850 violations of s. Ins 6.60 (2), Wis. Adm. Code. This action Has had his application for an insurance license denied. was based on allegations of entering into a personal This action was based on allegations of failing to financial transaction with two insurance customers in disclose administrative actions taken by the states of violation of s. Ins 6.60 (2), Wis. Adm. Code. December California and Kentucky on an insurance license 2004 application and failing to respond promptly to inquiries from OCI. August 2004 James E. Bey 19 S. Huffman St., Naperville, IL 60540 Dale R. Brown Paid a forfeiture of $1,000.00. This action was based on 1630 50th St., Apt. 3, Kenosha, WI 53140 allegations of failing to report an administrative action Has had his application for an insurance license denied. taken by Illinois. July 2004 This action was based on allegations of failing to respond promptly to inquiries from OCI and a criminal Jennifer K. Bogie conviction substantially related to insurance marketing 208 N. Third St., Oregon, IL 61061 type conduct. November 2004 Agreed to the denial of her license for 31 days. This action was based on allegations of failing to pay past Paul L. Campbell due child support and failing to respond promptly to 4033 N. 24th St., Milwaukee, WI 53209 inquiries from OCI. September 2004 Has had his application for an insurance license denied. This action was based on allegations of failing to respond Alan P. Bower promptly to inquiries from OCI regarding child support 2401 N. Mayfair Ste. 302, Milwaukee, WI 53226 obligation in arrearage. August 2004 Has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin Mary Capri delinquent taxes due. January 2004 253 Center, Apt. 142, Lake Geneva, WI 53147 Paid a forfeiture of $250.00 and has had her insurance Warren L. Brandt license revoked. This action was based on allegations 122 Orange St., Prescott, WI 54021 of a criminal conviction substantially related to Has had his insurance license revoked. This action was insurance marketing type conduct and failure to report based on allegations of failing to pay Wisconsin criminal conviction. June 2004 delinquent taxes due. November 2004

35 Wisconsin Insurance Report Business of 2004 Executive Initiatives, Administrative Actions

James K. Champeau Kevin J. Cunningham 724 Adams St., Little Chute, WI 54140 8713 W. 124th St., Palos Park, IL 60464 Has had his application for an insurance license denied. Has had his application for an insurance license denied. This action was based on allegations of a criminal This action was based on allegations of failing to respond conviction substantially related to insurance marketing promptly to inquiries from OCI regarding administrative type conduct. February 2004 action taken by the state of Maine. June 2004

Ricky D. Chandler Kevin J. Cunningham 4455 Soda Creek Rd., Apt. 3, Oshkosh, WI 54901 8713 W. 124th St., Palos Park, IL 60464 Has had his application for an insurance license denied. Has had his application for an insurance license denied. This action was based on allegations of failing to respond This action was based on allegations of failing to respond promptly to inquiries from OCI regarding criminal promptly to inquiries from OCI and failing to disclose convictions. August 2004 previous Wisconsin administrative action on an insurance license application. September 2004 Jody Childers 4314 SW Anthony Wayne Dr., Fort Wayne, IN 46806 Carol A. Damato Has had her application for an insurance license denied. 5204 S. Fromming Dr., Hales Corners, WI 53130 This action was based on allegations of failing to respond Has had her insurance license revoked. This action was promptly to inquiries from OCI relating to overdue based on allegations of failing to pay Wisconsin monies or bankruptcy. August 2004 delinquent taxes due. November 2004

Francis B. Colavita Walter C. DaSilva 1118 Winesap Ct., Mequon, WI 53092 6400 NW Expressway, Apt. 838 Has had his insurance license revoked. This action was Oklahoma City, OK 73132 based on allegations of failing to pay Wisconsin Has had his application for an insurance license denied. delinquent taxes due. March 2004 This action was based on allegations of a criminal conviction substantially related to insurance marketing Michael E. Coleman type conduct. January 2004 1338 E. Brady St., Milwaukee, WI 53202 Has had his insurance license revoked. This action was Kelly L. Davis based on allegations of failing to pay Wisconsin 602 Kaphaem Rd., Tomahawk, WI 54487 delinquent taxes due. November 2004 Has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin Aretha D. Collins delinquent taxes due. December 2004 5726 Russet Rd., Apt. D, Madison, WI 53711 Has had her license denied for 31 days. This action was Richard D. Dean based on allegations of failing to disclose administrative 6710 S. 128th W. Ave., Sapulpa, OK 74066 actions taken by the states of Kentucky and Washington Has had his license denied for 31 days. This action was on an insurance license enlargement application. August based on allegations of failing to disclose administrative 2004 action taken by the state of Oklahoma on an insurance license application. August 2004 William Corallini, Jr. P.O. Box 13246, Milwaukee, WI 53213 Daniel D. Decker Has had his insurance license revoked. This action was 5417 Femrite Dr., Madison, WI 53718 based on allegations of failing to pay Wisconsin Has had his insurance license revoked. This action was delinquent taxes due. March 2004 based on allegations of failing to pay Wisconsin delinquent taxes due. March 2004 Marshall C. Crawford 3296 N. 11th St., Milwaukee, WI 53206 Kaylene J. DeLonge Has had his insurance license revoked. This action was 702 Forest Heights Rd., Knoxville TN 37919 based on allegations of failing to pay Wisconsin Agreed to pay a forfeiture of $1,500.00 and agreed to delinquent taxes due. January 2004 cease and desist from falsifying applications and other

36 Wisconsin Insurance Report Business of 2004 Executive Initiatives, Administrative Actions insurance documents and not apply for a Wisconsin John W. Ferigan intermediary license until after January 1, 2006. This 1813 14th St., Eau Claire, WI 54703 action was based on allegations of signing a signature Has had his insurance license revoked. This action was on document without proper authority. July 2004 based on allegations of failing to pay Wisconsin delinquent taxes due. December 2004 Todd M. Deruyter 649 Beetown Rd., Lancaster, WI 53813 Mary E. Ferigan Has had his application for an insurance license denied. 1813 14th St., Eau Claire, WI 54703 This action was based on allegations of failing to respond Has had her insurance license revoked. This action was promptly to inquiries from OCI and a criminal based on allegations of failing to pay Wisconsin conviction substantially related to insurance marketing delinquent taxes due. December 2004 type conduct. April 2004 Steven Franklin Jean Ann Dorrell 2442 Soundview Ct., Florissant, MO 63031 1120 Riveredge Dr., Tarpon Springs, FL 34689 Has had his application for an insurance license denied. Has had her application for an insurance license denied. This action was based on allegations of failing to respond This action was based on allegations of administrative promptly to inquiries from OCI regarding child support action taken by the state of Florida. October 2004 arrearage and bankruptcy. August 2004

James Fred Douglas Cleophis J. Frazier 617 N. 67th St., Milwaukee, WI 53213 3274 N. 34th St., Milwaukee, WI 53206 Has had his insurance license revoked. This action was Has had his application for an insurance license denied. based on allegations of failing to pay Wisconsin This action was based on allegations of failing to respond delinquent taxes due. March 2004 promptly to inquiries from OCI regarding criminal arrests or convictions. August 2004 David Allen Doyle 4445 Breton Rd. SE #208, Grand Rapids, MI 49508 Douglas Andrew Giguere Has had his insurance license revoked. This action was 14502 Edna St., Omaha, NE 68138 based on allegations of failing to disclose on an Has had his application for an insurance license denied. insurance intermediary license application a criminal This action was based on allegations of failing to conviction and failure to report an administrative action disclose administrative actions taken by the states of taken by the state of Florida. Doyle did not appear at Nebraska and Iowa on an insurance license application the hearing or prehearing. February 2004 and failing to respond promptly to inquiries from OCI. November 2004 Theodore E. Duggan 1690 N. Marshall St., Apt. D, Milwaukee, WI 53202 Brian Lane Gilmore Has had his insurance license revoked. This action was 1627 Valley View Dr., Winona, MN 55987 based on allegations of failing to pay Wisconsin Has had his license denied for 31 days. This action was delinquent taxes due. March 2004 based on allegations of failing to disclose administrative action taken by the state of Minnesota on an insurance John F. Dwinell license application. September 2004 112 Spring Dr., Delavan, WI 53115 Has had his insurance license revoked. This action was Mark A. Gomilla based on allegations of failing to pay Wisconsin 728 N. Mayflower Dr., Apt. 12, Appleton, WI 54913 delinquent taxes due. March 2004 Has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin Robert A. Eisele delinquent taxes due. March 2004 1110 W. Maple St., Lancaster, WI 53813 Was ordered to pay a forfeiture of $100.00 and has had Erik Graupner his insurance license revoked. This action was based on 277 Wheeler St. N. #277, St. Paul, MN 55104 allegations of tendering an application for an accident Has had his application for an insurance license denied. insurance policy with a forged signature after a loss had This action was based on allegations of failing to respond occurred. September 2004 promptly to inquiries from OCI relating to criminal arrests or convictions. April 2004

37 Wisconsin Insurance Report Business of 2004 Executive Initiatives, Administrative Actions

Craig M. Grebe Jeffrey D. Hill 874 W. 20th Ave., Oshkosh, WI 54902 1332 Dover Pl., Brookfield, WI 53005 Has had his application for an insurance license denied. Has had his insurance license revoked. This action was This action was based on allegations of criminal based on allegations of failing to pay Wisconsin convictions substantially related to insurance marketing delinquent taxes due. September 2004 type conduct. August 2004 Thomas A. Hinneberg Richard G. Haffele 1508 Meadow Ct., Port Washington, WI 53074 8809 Nelson Crossing, Verona, WI 53593 Paid a forfeiture of $12,000.00 and has had his license Has had his insurance license revoked. This action was suspended for 180 days. This action was based on based on allegations of failing to pay Wisconsin allegations of unsuitable sales of annuities in violation delinquent taxes due. December 2004 of s. Ins 2.16 (6), Wis. Adm. Code, and failing to properly consider suitability in selling life insurance. October Shelly K. Haines 2004 1426 Denton, La Crosse, WI 54601 Agreed to pay a forfeiture of $1,000.00 and agreed to Joseph G. Hitt not use unauthorized insurance forms or marketing meth- 300 Meadow Ct., Fort Atkinson, WI 53538 ods that are contrary to Wisconsin Insurance law. This Has had his insurance license revoked. This action was action was based on allegations of misrepresentation based on allegations of failing to pay Wisconsin through misleading marketing methods tending to in- delinquent taxes due. August 2004 duce fear and using long-term care insurance release form not in compliance with the law. October 2004 Thomas S. Hoag 206 W. Washington St., P.O. Box 15, Slinger, WI 53086 Robert A. Halstead Has had his insurance license revoked. This action was 4594 Rome Corners Rd., Brooklyn, WI 53521 based on allegations of failing to pay Wisconsin Has had his insurance license revoked. This action was delinquent taxes due. November 2004 based on allegations of failing to pay Wisconsin delinquent taxes due. January 2004 Merritt Emory Hougard 8458 Ester Ln. NE, Bemidji, MN 56601 Mari Beth Hamdi Has had his application for an insurance license denied. 109 E. 26th St. #1, Minneapolis, MN 55404 This action was based on allegations of failing to Has had her application for an insurance license denied. disclose administrative action taken by the state of This action was based on allegations of failing to respond Minnesota on an insurance license application and promptly to inquiries from OCI regarding criminal nonresponse to OCI’s request for information. January convictions and judgment rendered or bankruptcy. 2004 April 2004 Lagail Lanora Hurt Tamira S. Hamilton 2228 N. 49th St., Milwaukee, WI 53208 9575 W. Fond du Lac Ave. #23, Milwaukee, WI 53225 Has had her application for an insurance license denied. Has had her insurance license revoked. This action was This action was based on allegations of failing to respond based on allegations of failing to pay Wisconsin promptly to inquiries from OCI regarding criminal delinquent taxes due. November 2004 convictions. April 2004

Christopher Lee Hansen Jonathon R. Hyke 420 S. 70th St., Milwaukee, WI 53214 608 Saxonwood Rd., Altoona, WI 54720 Has had his license denied for 31 days. This action was Has had his application for an insurance license denied. based on allegations of failing to disclose previous This action was based on allegations of multiple criminal criminal convictions on an insurance license application. convictions substantially related to insurance marketing September 2004 type conduct. Hyke did not appear at the hearing or prehearing. January 2004

38 Wisconsin Insurance Report Business of 2004 Executive Initiatives, Administrative Actions

Thomas N. Inks Norton Edward Kaplan 1127 Adelia St., Downers Grove, IL 60516 1709 E. Beaubien Dr., Phoenix, AZ 85034 Has had his application for an insurance license denied. Has had his license denied for 31 days. This action was This action was based on allegations of failing to respond based on allegations of failing to disclose two promptly to inquiries from OCI relating to criminal administrative actions taken by the state of Arizona on convictions. April 2004 an insurance license application. October 2004

Dawn D. Jackson Thomas J. Kellogg 3828 N. 36th St., Milwaukee, WI 53216 1201 South St., Racine, WI 53402 Has had her insurance license revoked. This action was Has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin based on allegations of failing to pay Wisconsin delinquent taxes due. March 2004 delinquent taxes due. March 2004

Jason M. Jacobs Charles D. Key 225D Linden Ct., Lomira, WI 53048 700 Manchester Dr., Oklahoma City, OK 73127 Was ordered to never reapply for licensure and Has had his license denied for 31 days. This action was surrendered his insurance agent’s license. This action based on allegations of failing to disclose administrative was based on allegations of misrepresenting that the action taken by the state of Oklahoma on an insurance sale of insurance was the purpose of the call or visit and license application. August 2004 failing to identify himself as an insurance agent. October 2004 Richard P. Kipp 1250 Melissa Blvd., Little Suamico, WI 54141 Lavonda Renea Jeffries Has had his insurance license revoked. This action was 3190 Santiago Dr., Apt. P, Florissant, MO 63033 based on allegations of failing to pay Wisconsin Has had her application for an insurance license denied. delinquent taxes due. November 2004 This action was based on allegations of failing to respond promptly to inquiries from OCI regarding overdue Tammy J. Klein monies or bankruptcy. Jeffries did not appear at the 3140 Sheridan Rd., Dubuque, IA 52001 hearing or prehearing. April 2004 Was ordered to cease and desist from doing an insurance business with a Wisconsin resident unless properly Jeffrey Johnson licensed in Wisconsin and listed with the insurance 302 11th St. S., Moorhead, MN 56560 company. This action was based on allegations of doing Agreed to pay a forfeiture of $250.00 and agreed to an insurance business without proper authority. April respond promptly in writing to all inquiries from OCI. 2004 This action was based on allegations of failing to respond promptly to inquiries from OCI regarding criminal arrest Greg K. Knafelc or conviction. April 2004 1750 Cabinet Maker Ct., Green Bay, WI 54303 Paid a forfeiture of $250.00 and was ordered to cease Howard Douglas Jones and desist from violating s. Ins 6.61 (16), Wis. Adm. 326 N. County Rd. 450 E., Avon, IN 46123 Code. This action was based on allegations of failure to Has had his license denied for 31 days. This action was notify OCI of administrative action by the Wisconsin based on allegations of failing to disclose administrative Department of Financial Institutions in violation of actions taken by the state of Indiana on an insurance s. Ins 6.61 (16), Wis. Adm. Code. February 2004 license application. April 2004 Sean Michael Koehler Randy L. Kapellusch 6501 Yale, Apt. 920, Westland, MI 48185 1000 Harmony Dr., Racine, WI 53402 Has had his application for an insurance license denied. Has had his insurance license revoked. This action was This action was based on allegations of failing to respond based on allegations of failing to forward premiums to promptly to inquiries from OCI and failing to disclose the insurer and not submitting applications to the insurer. two administrative actions taken by the state of February 2004 Wisconsin on an insurance license application. April 2004

39 Wisconsin Insurance Report Business of 2004 Executive Initiatives, Administrative Actions

Edward J. Korba proper written notice of the amount of any permissible 24810 Dodd Blvd., Lakeville, MN 55044 fee to be charged, agreed to promptly prepare and Has had his application for an insurance license denied. distribute revised Certificates of Insurance when the This action was based on allegations of a criminal original certificate does not correctly identify the insurer conviction substantially related to insurance marketing with whom coverage was placed, and agreed to a type conduct and intentionally failing to disclose suspension of his license for 3 days. This action was administrative action taken by the state of Minnesota based on allegations of failing to provide proper written on an insurance license application. August 2004 notice of the amount of an application fee charged and signing a Certificate of Insurance indicating that it was Joseph A. Kosner placed with one insurer when coverage ended up being 149 S. Lincolnway, North Aurora, IL 60506 placed with a different insurer. August 2004 Has had his application for an insurance license denied. This action was based on allegations of failing to respond Tony O. Lavine promptly to inquiries from OCI relating to child support 12616 Searcy Rd., Kearney, MO 64060 arrearages. April 2004 Has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin Kent J. Kosobucki delinquent taxes due. November 2004 S71 W19092 Hillview Dr., Muskego, WI 53150 Has had his insurance license revoked. This action was Robert Morgan Lay based on allegations of failing to pay Wisconsin 6009 Cholla Dr., Ft. Worth, TX 76112 delinquent taxes due. March 2004 Has had his application for an insurance license denied. This action was based on allegations of failing to respond Joann Annette Kowal promptly to inquiries from OCI regarding nondisclosure 34501 Calle Las Palmas, Cathedral City, CA 92234 of Texas administrative action. August 2004 Has had her application for an insurance license denied. This action was based on allegations of failing to respond Rhonda L. Leanna promptly to inquiries from OCI relating to judgment N1209 Lucerne Lakewood Rd., Neshkoro, WI 54960 rendered or bankruptcy. April 2004 Has had her insurance license revoked. This action was based on allegations of failing to pay Wisconsin Charles K. Krombach delinquent taxes due. March 2004 17160 Oak Park Row, P.O. Box 364 Brookfield, WI 53005 John J. Lebreck Has had his insurance license revoked. This action was 4741 W. Whitetail Ct., Manitowoc, WI 54221 based on allegations of failing to pay Wisconsin Agreed to pay a forfeiture of $1,000.00 and agreed to delinquent taxes due. April 2004 report all criminal charges as required by s. Ins 6.61, Wis. Adm. Code, and promptly forward all premiums Charlene A. Krueger received from insureds to the appropriate entity or P.O. Box 1813, Eagle River, WI 54521 insurer and agreed to a suspension of his license for Has had her insurance license revoked. This action was 14 days. This action was based on allegations of failing based on allegations of failing to pay Wisconsin to promptly submit premiums to his employing agency delinquent taxes due. January 2004 or the insurer and failing to report a criminal charge to OCI. January 2004 Loretta L. Langlois 517 Northport Dr., Madison, WI 53704 Daniel J. Lenhart Has had her application for an insurance license denied. P.O. Box 802, Brookfield, WI 53008 This action was based on allegations of failing to respond Was ordered to pay a forfeiture of $100.00 and has had promptly to inquiries from OCI relating to criminal his insurance license revoked. This action was based on convictions and employment history. August 2004 allegations of failing to respond promptly to inquiries from OCI and a criminal conviction substantially related Dale G. Latus to insurance marketing type conduct. Lenhart did not 5339 W. Cold Spring Rd., Milwaukee, WI 53220 appear at the hearing or prehearing. March 2004 Agreed to pay a forfeiture of $750.00, agreed to provide

40 Wisconsin Insurance Report Business of 2004 Executive Initiatives, Administrative Actions

Daniel M. Lindow Bonnie J. Marchant 212 Garfield Cir., Waukesha, WI 53186 7707 W. Hadley, Milwaukee, WI 53222 Has had his insurance license revoked. This action was Has had her insurance license revoked. This action was based on allegations of failing to pay Wisconsin based on allegations of failing to pay Wisconsin delinquent taxes due. September 2004 delinquent taxes due. November 2004

Todd R. Link Peggy R. Martin 1231 N. First St., Wausau, WI 54401 6 Merrill Crest Dr., Madison, WI 53705 Has had his insurance license revoked. This action was Has had her insurance license revoked. This action was based on allegations of failing to pay Wisconsin based on allegations of failing to pay Wisconsin delinquent taxes due. April 2004 delinquent taxes due. September 2004

James P. Ludwig Ronald E. Maxon 723 Bertha St., Wausau, WI 54403 W7333 CTH Z, Onalaska, WI 54650 Has had his insurance license revoked. This action was Has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin based on allegations of failing to pay Wisconsin delinquent taxes due. September 2004 delinquent taxes due. September 2004

James Luster III Brent K. McFarland 4401 W. Spencer Pl., Milwaukee, WI 53216 1209 Washington Ave., Oshkosh, WI 54901 Agreed to pay a forfeiture of $250.00 and agreed to Has had his insurance license revoked. This action was cease and desist from submitting insurance applications based on allegations of failing to pay Wisconsin with false or misleading information. This action was delinquent taxes due. March 2004 based on allegations of submitting applications with false or misleading information. January 2004 Luke McGowan P.O. Box 6312, Macon, GA 31208 Lloyd J. Luttrell Has had his insurance license revoked. This action was 5131 W. North Ave., Apt. 1, Milwaukee, WI 53208 based on allegations of a criminal conviction Has had his application for an insurance license denied. substantially related to insurance marketing type This action was based on allegations of failing to respond conduct and failing to disclose previous criminal promptly to inquiries from OCI regarding criminal convictions on an insurance license application. June convictions and child support arrearages. April 2004 2004

Donald J. Maceau Kevin Matthew McKenna 6544 N. 67th St., Milwaukee, WI 53223 6131 Carversville Rd., P.O. Box 223 Has had his insurance license revoked. This action was Carversville, PA 18913 based on allegations of failing to pay Wisconsin Has had his license denied for 31 days. This action was delinquent taxes due. September 2004 based on allegations of failing to disclose a previous administrative action taken by the state of Wisconsin Terry Lynn Maides on an insurance license application. August 2004 1304 S. 93rd Ave., Omaha, NE 68124 Has had his license denied for 31 days. This action was Ronnie McKenzie based on allegations of failing to disclose administrative 1067 Park Hill Cir., Aurora, IL 60504 actions taken by the states of Kentucky, Georgia, Has had his application for an insurance license denied. Colorado, and West Virginia on an insurance license This action was based on allegations of failing to respond application. October 2004 promptly to inquiries from OCI regarding child support arrearages. April 2004 Michele Lynn Mankamyer 9386 Breakers West Ter., West Palm Beach, FL 33411 James Douglas McKinney Has had her license denied for 31 days. This action was 3670 Riverbed Ln. #4, Caledonia, MI 49316 based on allegations of failing to disclose administrative Has had his license denied for 31 days. This action was action taken by the state of Hawaii on an insurance based on allegations of failing to report a previous license application. January 2004 administrative action taken by the state of Wisconsin on an insurance license application. August 2004

41 Wisconsin Insurance Report Business of 2004 Executive Initiatives, Administrative Actions

Vairin Meesouk Vincent Monaco 2021 Danberry St., Madison, WI 53711 165 Portland St. #121B, Phoenix, AZ 85003 Has had his application for an insurance license denied. Has had his application for an insurance license denied. This action was based on allegations of failing to respond This action was based on allegations of failing to respond promptly to inquiries from OCI regarding criminal promptly to inquiries from OCI regarding judgment or convictions. January 2004 bankruptcy. June 2004

Bill M. Meharg Charles Lee Myrick 3812 Kingbird Way, Wausau, WI 54401 2900 Camp Creek Pky. #D13, College Park, GA 30337 Was ordered to cease signing the names of applicants Has had his license denied for 31 days. This action was on insurance forms and has had his license suspended based on allegations of failing to disclose administrative for 60 days. This action was based on allegations of actions taken by the states of Kansas, Connecticut, signing a signature on document without proper Delaware, and Oregon on an insurance license authority on at least two occasions. September 2004 application. October 2004

Kurt L. Meister Richard E. Neely 1275 11th Ct. SW, North Bend, WA 98045 3398 Wiggins Way, Green Bay, WI 54311 Agreed to pay a forfeiture of $250.00 and agreed to Has had his insurance license revoked. This action was respond promptly to inquiries from OCI. This action based on allegations of failing to pay Wisconsin was based on allegations of failing to respond promptly delinquent taxes due. January 2004 to inquiries from OCI. February 2004 Andrew M. Nelson Jeff Glen Miller 729 High St., Union Grove, WI 53182 739 Northshore Dr., Detroit Lakes, MN 56501 Has had his application for an insurance license denied. Has had his application for an insurance license denied. This action was based on allegations of failing to respond This action was based on allegations of failing to respond promptly to inquiries from OCI and a criminal promptly to inquiries from OCI regarding judgment or conviction substantially related to insurance marketing bankruptcy. April 2004 type conduct. October 2004

Joseph Paul Miller Larry W. Oberheu 315 Apache Ct., Galena, IL 61036 8741 W. 141st St., Orland Park, IL 60462 Has had his license denied for 31 days. This action was Has had his license denied for 31 days. This action was based on allegations of failing to disclose administrative based on allegations of failing to disclose administrative action taken by the state of Illinois on an insurance action taken by the state of Illinois on an insurance license application. October 2004 license application. August 2004

Michael D. Mirsky Joseph R. Odice 150 Prospect Ave., San Anselmo, CA 94960 15 Willet Way, Cary, IL 60013 Has had his license denied for 31 days. This action was Agreed to pay a forfeiture of $250.00 and agreed to a based on allegations of failing to report an administra- denial of his license for 31 days. This action was based tive action taken by the state of Colorado on an insurance on allegations of failing to report an administrative license application. August 2004 action taken by the state of Pennsylvania on his current property and casualty insurance license, nondisclosure Anello J. Mollica of administrative action taken by the states of Iowa and 5122 N. 50th St., Milwaukee, WI 53218 Indiana on surplus lines application, and acting as a Has had his insurance license revoked. This action was surplus lines agent without a license. June 2004 based on allegations of failing to pay Wisconsin delinquent taxes due. September 2004 John Brock O’Leary 3725 Solarium Pl., Plano, TX 75075 Kevin J. Molstad Has had his license denied for 31 days. This action was 720 S. 8th St., La Crosse, WI 54601 based on allegations of failing to disclose administrative Has had his insurance license revoked. This action was action taken by the state of Alabama on an insurance based on allegations of failing to pay Wisconsin license application. August 2004 delinquent taxes due. April 2004

42 Wisconsin Insurance Report Business of 2004 Executive Initiatives, Administrative Actions

Tasha Oliver Randall Petersen P.O. Box 240861, Milwaukee, WI 53224 3991 Stefani Rd., Cantonment, FL 32533 Has had her insurance license revoked. This action was Has had his license denied for 31 days. This action was based on allegations of failing to pay Wisconsin based on allegations of failing to report an administra- delinquent taxes due. March 2004 tive action taken by the state of Florida on insurance license application. August 2004 Philip Barry Ortez, Jr. 6520 E. Bronco Dr., Paradise Valley, AZ 85253 Connie Marie Pierson Has had his license denied for 31 days. This action was 605 Spring Line Dr., West Chester, PA 19382 based on allegations of failing to disclose administrative Has had her application for an insurance license denied. actions taken by the states of Arizona and Nevada on This action was based on allegations of failing to an insurance license application. August 2004 disclose administrative action taken by the states of Wisconsin and Maine on an insurance license Carlos Manuel Palma application and failing to respond promptly to inquiries 17166 SW 145th Ave., Miami, FL 33177 from OCI. October 2004 Has had his application for an insurance license denied. This action was based on allegations of failing to Erin M. Poehlman disclose administrative action taken by the state of 622 N. Oakfield St., Apt. 7, West Bend, WI 53090 Florida on an insurance license application. August 2004 Paid a forfeiture of $500.00 and was ordered to cease and desist from utilizing unauthorized advertisements Conrad L. Parde and making misleading statements during sales of 2801 Manse Ave., Lincoln, NE 68502 insurance. This action was based on allegations of Has had his license denied for 31 days. This action was misrepresenting terms of a health insurance policy and based on allegations of failing to disclose administrative using health insurance advertising not in compliance action taken by the state of Wisconsin on an insurance with the law. July 2004 license application. April 2004 Shirley Babb Porter-Hart Robert L. Pearson 323 Longview Dr., Piedmont, OK 73078 4316 N. Windingbrook Dr., Appleton, WI 54913 Has had her insurance license revoked. This action was Has had his insurance license revoked. This action was based on allegations of administrative action taken by based on allegations of failing to pay Wisconsin the state of Oklahoma to revoke license in home state. delinquent taxes due. March 2004 October 2004

Sheila M. Penoske Brian J. Preiss 610 Trenton St., Fox Lake, WI 53933 160 N. 68th St., Milwaukee, WI 53213 Agreed to not reapply for an insurance license in the Has had his insurance license revoked. This action was future and agreed to surrender her insurance agent’s based on allegations of failing to pay Wisconsin license. This action was based on allegations of making delinquent taxes due. March 2004 false or misleading statements on insurance applications. February 2004 Desmond F. Primus 13005 Silver Maple Ct., Bowie, MD 20715 Arianne Marie Petersen Has had his application for an insurance license denied. 120 N. Cedar, Traverse, MI 49684 This action was based on allegations of failing to Has had her application for an insurance license denied. disclose administrative action taken by the state of This action was based on allegations of failing to respond Maine on an insurance license application and failing promptly to inquiries from OCI regarding criminal to respond promptly to inquiries from OCI. August 2004 convictions and a criminal conviction substantially related to insurance marketing type conduct. August Roy Ramos 2004 1228 N. 13th St., Sheboygan, WI 53081 Has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due. November 2004

43 Wisconsin Insurance Report Business of 2004 Executive Initiatives, Administrative Actions

Daniel J. Raymonds Christina Marie Roder 2880 N. 105th St., Ste. 136, Wauwatosa, WI 53226 203 S. Fifth St. #407, Ames, IA 50010 Was ordered to cease and desist from violating s. 601.42, Has had her application for an insurance license denied. Wis. Stat., and s. Ins 6.61 (16), Wis. Adm. Code. This This action was based on allegations of criminal action was based on allegations of failing to report an convictions substantially related to insurance marketing administrative action taken by another state agency type conduct. September 2004 which licenses the respondent for an occupational activity. March 2004 Christopher Lee Roggen 03005 S. Wilson Rd., P.O. Box 192 Patrick S. Reed East Jordan, MI 49727 3045 Jupiter Ave., Eau Claire, WI 54703 Has had his application for an insurance license denied. Has had his insurance license revoked. This action was This action was based on allegations of a criminal based on allegations of failing to pay Wisconsin conviction substantially related to insurance marketing delinquent taxes due. November 2004 type conduct. August 2004

Timothy J. Regan Patricia L. Rollins 2107 Riverside Dr., Kaukauna, WI 54130 4501 Hosie Ln., Little Rock, AR 72206 Has had his insurance license revoked. This action was Has had her insurance license revoked. This action was based on allegations of failing to pay Wisconsin based on allegations of failing to pay Wisconsin delinquent taxes due. April 2004 delinquent taxes due. September 2004

Michael Ribich Thomas Martin Roufus 1359 N. Lincoln Ave., Apt. 3073, Urbana, IL 61801 1330 Villa Ter., Brookfield, WI 53186 Has had his application for an insurance license denied. Has had his application for an insurance license denied. This action was based on allegations of a criminal This action was based on allegations of a criminal conviction substantially related to insurance marketing conviction substantially related to insurance marketing type conduct and failing to respond promptly to inquiries type conduct. January 2004 from OCI. September 2004 Barry Leonard Rusche Kelly D. Richardson 5126 W. San Jose St., Tampa, FL 33629 3040 W. Spencer St., Apt. J132, Appleton, WI 54914 Has had his application for an insurance license denied. Has had his application for an insurance license denied. This action was based on allegations of failing to respond This action was based on allegations of failing to respond promptly to inquiries from OCI regarding nondisclosure promptly to inquiries from OCI relating to criminal of two administrative actions taken by the state of convictions. April 2004 Florida. August 2004

Suzanne L. Riederer Carl L. Rykard 41-1/2 Sixth St., Fond du Lac, WI 54935 923 E. Mt. Pleasant Ave., Philadelphia, PA 19150 Has had her insurance license revoked. This action was Has had his application for an insurance license denied. based on allegations of failing to pay Wisconsin This action was based on allegations of failing to respond delinquent taxes due. November 2004 promptly to inquiries from OCI regarding child support arrearage. April 2004 Kathleen Kay Ritter 411 Audubon Rd., Kohler, WI 53044 Timothy John Saffell Has had her insurance license revoked. This action was 5033 Los Morros Way, Apt. 38, Oceanside, CA 92057 based on allegations of failing to pay Wisconsin Has had his license denied for 31 days. This action was delinquent taxes due. September 2004 based on allegations of failing to disclose administrative actions taken by the state of Washington on an Philip D. Roades insurance license application. April 2004 P.O. Box 84, Butler, WI 53007 Has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin delinquent taxes due. March 2004

44 Wisconsin Insurance Report Business of 2004 Executive Initiatives, Administrative Actions

Anthony H. Sanders George J. Singleton 7528 Pershing Blvd., Apt B-106, Kenosha, WI 53142 P.O. Box 71126, Milwaukee, WI 53211 Was ordered to cease and desist from violations of Has had his insurance license revoked. This action was s. 601.42, Wis. Stat. This action was based on allegations based on allegations of failing to pay Wisconsin of failing to respond promptly to inquiries from OCI. delinquent taxes due. March 2004 May 2004 Scott W. Skaleski Christopher J. Schaub 2861 Berken Ct., Green Bay, WI 54304 654 Westridge Dr., West Bend, WI 53095 Paid a forfeiture of $250.00 and was ordered to cease Has had his insurance license revoked. This action was and desist from violating s. 628.34 (1), Wis. Stat. This based on allegations of failing to pay Wisconsin action was based on allegations of not forwarding a delinquent taxes due. March 2004 return of premium due to a policyholder in a reasonably timely manner. Skaleski agreed to the terms of the order Elizabeth Claire Schroer without admission of wrongdoing and denial of any 306 New Echota Way, Woodstock, GA 30188 claims of wrongdoing. March 2004 Has had her application for an insurance license denied. This action was based on allegations of failing to respond Cory A. Smith promptly to inquiries from OCI and failing to disclose 8540 Greenway Blvd. Apt. 115, Middleton, WI 53562 administrative action taken by the state of Georgia on Has had his insurance license revoked. This action was an insurance license application. December 2004 based on allegations of failing to pay Wisconsin delinquent taxes due. March 2004 Marvin M. Sedlet 2406 N. 56th St, Milwaukee, WI 53402 John W. Snyder Was ordered to pay a forfeiture of $2,000.00, was ordered 5375 Mariner’s Cove #105, Madison, WI 53704 to make restitution in the sum of $25,224.94 within Was ordered to pay a forfeiture of $10,000.00, was one year of the date of the order, and has had his ordered to make restitution for all monies and amounts insurance license revoked. This action was based on owed to certain individuals, and has had his insurance allegations of making unsuitable sales of life insurance license revoked. This action was based on allegations and annuities and entering into prohibited personal of utilizing premiums and refunds for own use, failing financial transactions with an insurance customer. June to pay judgments due, and not responding to inquiries 2004 from OCI. Snyder did not appear at the hearing. April 2004 Michael Segal 1040 N. Lake Shore Dr., Apt. 32A, Chicago, IL 60611 Robert F. Spoerl Agreed to surrender his insurance agent’s license. This 1140 Fond du Lac Ave., Kewaskum, WI 53040 action was based on allegations of failure to report a Has had his insurance license revoked. This action was criminal indictment and regulatory enforcement actions. based on allegations of failing to pay Wisconsin January 2004 delinquent taxes due. January 2004

John T. Selzer Gary E. Stanis 1600 W. Vogel Ave., Milwaukee, WI 53221 23 Elizabeth St., Freeport, IL 61032 Has had his insurance license revoked. This action was Agreed to pay a forfeiture of $750.00 and agreed to based on allegations of failing to pay Wisconsin respond promptly to all inquiries from OCI. This action delinquent taxes due. April 2004 was based on allegations of failing to disclose administrative action taken by the state of Illinois on Henry E. Simmons an insurance license application and no response to 1108 Gaymont Ct., Virginia Beach, VA 23454 OCI’s request for information. March 2004 Has had his application for an insurance license denied. This action was based on allegations of a criminal Gerald Joseph Stock conviction substantially related to insurance marketing 1010 Dewey St., Manitowoc, WI 54220 type conduct and failing to respond promptly to inquiries Has had his application for an insurance license denied. from OCI. August 2004 This action was based on allegations of failing to respond promptly to inquiries from OCI regarding criminal charges and for administrative action taken by the Securities and Exchange Commission. April 2004

45 Wisconsin Insurance Report Business of 2004 Executive Initiatives, Administrative Actions

Nathanial Richard Streich Steven W. Trott 1227 S. 8th Ave., Wausau, WI 54401 6904 NE 161st St., Kenmore, WA 98028 Has had his application for an insurance license denied. Has had his license denied for 31 days. This action was This action was based on allegations of a criminal based on allegations of failing to report an administra- conviction substantially related to insurance marketing tive action taken by the state of Alaska on an insurance type conduct and pending criminal charges. August license application. August 2004 2004 Donald Val Harry I. Taylor 2927 N. Capitol Ave., Indianapolis, IN 46208 2265 Glenview Dr., Lansdale, PA 19446 Has had his application for an insurance license denied. Has had his license denied for 31 days. This action was This action was based on allegations of failing to respond based on allegations of failing to disclose administrative promptly to inquiries from OCI and failing to disclose action taken by the state of New Jersey on an insurance administrative action taken by the state of Maryland on license application. April 2004 an insurance license application. December 2004

Bobby R. Terry David Hays Venable 3756 N. 39th St., Milwaukee, WI 53216 4021 Hecktown Rd., Bethlehem, PA 18020 Has had his insurance license revoked. This action was Agreed to pay a forfeiture of $250.00 and agreed to based on allegations of failing to pay Wisconsin respond promptly in writing to requests from OCI. This delinquent taxes due. March 2004 action was based on allegations of failing to respond promptly to inquiries from OCI regarding child support Timothee N. Thieme arrearages. April 2004 9700 Swamp Lake Rd., Tomahawk, WI 54487 Was ordered to cease and desist from using forms in Joseph Anthony Vendemia transactions with insurance customers that are not current 107 Wenatchee Way, Poplar Grove, IL 61066 and approved by the insurer and to cease and desist Has had his license denied for 31 days. This action was from failing to document and retain information received based on allegations of failing to disclose administrative from insurance customers relating to insurance actions taken by the states of Illinois and Florida on an transactions. This action was based on allegations of insurance license application. April 2004 using unapproved or non-current forms and failing to document and retain information received from an Bobby J. Vinson insurance customer relating to an insurance transaction. 2034 Orchard, Racine, WI 53405 September 2004 Has had his application for an insurance license denied. This action was based on allegations of failing to respond Robert C. Thompson promptly to inquiries from OCI regarding criminal 2364 Hidden Meadows Dr., Sun Prairie, WI 53590 convictions and child support arrearages. August 2004 Has had his insurance license revoked. This action was based on allegations of failing to pay Wisconsin John R. Volgren delinquent taxes due. November 2004 P.O. Box 188, Balsam Lake, WI 54810 Paid a forfeiture of $500.00 and was ordered to cease Laurence Buell Tipton and desist from misrepresenting that dividends are 620 Glen National Dr., Alpharetta, GA 30004 guaranteed and to comply with s. 631.51, Wis. Stat. Has had his license denied for 31 days. This action was This action was based on allegations of misrepresenting based on allegations of failing to disclose administrative that dividends are guaranteed. March 2004 actions taken by the state of Georgia on an insurance license application. October 2004 Mai Chao Vue 207 N. Irwin Ave., Green Bay, WI 54301 Daryl Creigh Trawick Has had his insurance license revoked. This action was 2370G Hillcrest Rd. #237, Mobile, AL 36695 based on allegations of failing to pay Wisconsin Paid a forfeiture of $250.00 and was ordered to cease delinquent taxes due. March 2004 and desist from violating s. Ins 6.61 (16), Wis. Adm. Code. This action was based on allegations of failing to report an administrative action taken by another state. January 2004

46 Wisconsin Insurance Report Business of 2004 Executive Initiatives, Administrative Actions

Eunice R. Wadsworth Lance J. Wolf 706 Creek Valley Rd, Louisville, KY 40243 609 First St., Menasha, WI 54952 Has had her insurance license revoked. This action was Has had his application for an insurance license denied. based on allegations of administrative action taken by This action was based on allegations of a criminal the state of Kentucky to revoke license in home state. conviction substantially related to insurance marketing October 2004 type conduct. October 2004

Michael James Wage Charlene A. Wolstenholme 1243 Campville Rd., Apt. 51, Endicott, NY 13760 1104 St. Clara Rd., Oreland, PA 19075 Has had his license denied for 31 days. This action was Has had her license denied for 31 days. This action was based on allegations of failing to disclose administrative based on allegations of failing to disclose administrative action taken by the state of North Carolina on an action taken by the state of Washington on an insurance insurance license application. October 2004 license application. November 2004

Sheltrina V. Washington Kennard D. Wragg 5036 N. 38th St., Milwaukee, WI 53209 4140 N. 15th St., Milwaukee, WI 53209 Has had her insurance license revoked. This action was Has had his application for an insurance license denied. based on allegations of failing to pay Wisconsin This action was based on allegations of failing to respond delinquent taxes due. September 2004 promptly to inquiries from OCI regarding criminal convictions. March 2004 Steven V. Wershay W278 N5365 Hanover Hill Rd., Sussex, WI 53089 Ryan Scott Wunderlich Was ordered to cease and desist from all activities of an 1260 Club Cir., Apt. 6, Brookfield, WI 53005 insurance intermediary and has had his license Has had his application for an insurance license denied. summarily suspended. This action was based on This action was based on allegations of criminal allegations of violating Wisconsin insurance laws. conviction substantially related to insurance marketing September 2004 type conduct. September 2004

Rick R. Wilbur David R. Yonke 1443 S. 56th St., Milwaukee, WI 53214 1512 Clermont, Antigo, WI 54409 Has had his application for an insurance license denied. Has had his insurance license revoked. This action was This action was based on allegations of failing to respond based on allegations of failing to pay Wisconsin promptly to inquiries from OCI relating to criminal delinquent taxes due. April 2004 convictions. April 2004 James Albert Young Marquis M. Wilburn 17 Duke Ct., Pittstown, NJ 08867 6209 W. Stark #5, Milwaukee, WI 53218 Has had his license denied for 31 days. This action was Has had his application for an insurance license denied. based on allegations of failing to disclose administrative This action was based on allegations of a criminal actions taken by the states of Wisconsin and Virginia conviction substantially related to insurance marketing on a surplus lines license application. August 2004 type conduct. May 2004 Jennifer M. Zickau James E. Williams 1908 Woodburn Rd., Waukesha, WI 53188 1522 W. Concordia, Milwaukee, WI 53206 Paid a forfeiture of $250.00 and was ordered to respond Has had his insurance license revoked. This action was promptly in writing to all inquiries from OCI. This action based on allegations of failing to pay Wisconsin was based on allegations of failing to respond promptly delinquent taxes due. April 2004 to inquiries from OCI regarding a criminal conviction. April 2004 Karel Anne Williamson 1291 Bradford Dr., Coppell, TX 75019 Has had her license denied for 31 days. This action was based on allegations of failing to disclose administrative action taken by the state of Texas on an insurance license application. April 2004

47 Wisconsin Insurance Report Business of 2004 Executive Initiatives, Administrative Actions

Allegations and Actions Against Companies: Auto Repair Warranty, Inc. 21300 Lorain Rd., Cleveland, OH 44126 Aetna Life Insurance Company Paid a forfeiture of $1,000.00 and was ordered to respond 151 Farmington Ave. MC64, Hartford, CT 06156 to the Commissioner’s request for information, provide Paid a forfeiture of $500.00 and was ordered to respond proof of financial security for any in-force contracts, promptly in writing to all inquiries from OCI. This action and cease and desist doing business in Wisconsin. This was based on allegations of failing to respond promptly action was based on allegations of failing to respond to inquiries from OCI. March 2004 promptly to inquiries from OCI. October 2004

American Family Mutual Insurance Company Automobile Protection Corporation-APCO 6000 American Pky., Madison, WI 53783 6010 Atlantic Blvd., Norcross, GA 30071 Paid a forfeiture of $500.00 and was ordered to cease Paid a forfeiture of $20,000.00 and was ordered to cease and desist from improperly canceling policies midterm and desist accepting new warranty business until it for underwriting reasons it knew or should have known complies with the requirements. This action was based at the time of issuing the policy. This action was based on allegations of doing a warranty insurance business on allegations of issuing an improper midterm without proper authority. April 2004 cancellation or nonrenewal of an insurance policy. January 2004 Benchmark Insurance Company 6701 W. 64th St., Ste. 125 Bldg. 5 American Home Shield of Maine, Inc Shawnee Mission, KS 66202 860 Ridge Lake Blvd., Memphis, TN 38120 Paid a forfeiture of $500.00 and was ordered to cease Paid a forfeiture of $500.00 and was ordered to provide and desist from accepting business from unlisted the information requested and promptly reply in writing intermediaries. This action was based on allegations of to all future requests. This action was based on allowing an agent to submit applications prior to allegations of failing to respond promptly to inquiries appointing the agent. August 2004 from OCI. June 2004 Bonded Builders Service Corp. American National Insurance Company 2201 Corporate Blvd. NW, Ste. 100 1 Moody Plaza, Galveston, TX 77550 Boca Raton, FL 33431 Paid a forfeiture of $1,000.00. This action was based on Agreed to pay a forfeiture of $500.00 and agreed to file allegations of administrative action taken by another all required financial statements by the due date. This state. September 2004 action was based on allegations of failing to file a required financial statement by the due date. December Americus Liability Foundation 2004 1835 Hwy. 45 North #112, Columbus, MS 39705 Was ordered to pay a forfeiture of $500.00 and was Care-Plus Dental Plans, Inc. ordered to provide the information requested within ten 11711 W. Burleigh St., Wauwatosa, WI 53222 days and to provide all information requested in Paid a forfeiture of $500.00 and was ordered to provide response to all inquiries from the Commissioner the information requested and promptly respond to all requesting a reply. This action was based on allegations inquiries. This action was based on allegations of failing of failing to respond promptly to inquiries from OCI. to respond promptly to inquiries from OCI. February December 2004 2004

Auto-Owners Insurance Company Care-Plus Dental Plans, Inc. P.O. Box 30660, Lansing, MI 48909 11711 W. Burleigh St., Wauwatosa, WI 53222 Paid a forfeiture of $5,000.00 and was ordered to cease Paid a forfeiture of $1,000.00 and was ordered to re- and desist from violating ss. 631.36 (4) (m) and 631.36 spond promptly to all inquiries from OCI. This action (7), Wis. Stat., by sending improper nonrenewal notices was based on allegations of failing to respond promptly for worker’s compensation policies. This action was to inquiries from OCI. February 2004 based on allegations of issuing an improper nonrenewal of an insurance policy. April 2004

48 Wisconsin Insurance Report Business of 2004 Executive Initiatives, Administrative Actions

Care-Plus Dental Plans, Inc. Conseco Health Insurance Company 11711 W. Burleigh St., Wauwatosa, WI 53222 11815 N. Pennsylvania St., Carmel, IN 46032 Paid a forfeiture of $500.00. This action was based on Was ordered to pay a forfeiture of $11,000.00 and was allegations of failing to comply with a previous ordered to comply with s. Ins 3.39 (4) (a) 15, Wis. Adm. examination order. February 2004 Code. This action was based on allegations of failing to properly provide for midterm cancellation of Medicare Catholic Family Life Insurance supplement policies and failure to issue immediate 1572 E. Capitol Dr., Shorewood, WI 53211 pro rata refunds of premiums. The Respondent did not Paid a forfeiture of $500.00 and was ordered to comply admit the allegations but consented to the order. with Wisconsin insurance law s. Ins 6.57 (2), Wis. Adm. February 2004 Code. This action was based on allegations of failure to notify terminated agents in writing to return all indicia Dean Health Plan, Inc. to the agency as required by law. January 2004 1277 Deming Way, Madison, WI 53717 Agreed to pay a forfeiture of $1,000.00 and agreed to Chesterfield Resources, Inc. comply with all recommendations contained in the 1998 3520 Forest Lake Dr., Uniontown, OH 44685 and 2003 market conduct examination reports as Was ordered to pay a forfeiture of $500.00 and was required by the consent order issued January 28, 2004. ordered to provide the information requested and reply This action was based on allegations of failing to comply promptly in writing to all future requests from the with a previous market conduct examination order. July Commissioner. This action was based on allegations of 2004 failing to respond promptly to inquiries from OCI. December 2004 Doral Dental Plan of Wisconsin, Inc. 12121 N. Corporate Pky., Mequon, WI 53092 Cincinnati Life Insurance Company Paid a forfeiture of $10,000.00. This action was based P.O. Box 145496, Cincinnati, OH 45250 on allegations of violation of an examination compli- Paid a forfeiture of $1,000.00. This action was based on ance order. December 2004 allegations of using discriminatory procedures in the issuance of certain life insurance products. September Electric Insurance Company 2004 75 Sam Fonzo Dr., Beverly, MA 01915 Paid a forfeiture of $1,000.00 and was ordered to cease Clarendon National Insurance Company and desist from not including a statement of the 1177 Avenue of the Americas, 44th and 45th Fl. policyholder’s right to cancel on nonrenewal notices in New York, NY 10036 cases where the renewal premium increases 25% or more Was ordered to pay a forfeiture of $500.00 and was and the notice is mailed to the policyholder less than ordered to provide the information requested. This action 60 days prior to the renewal date. This action was based was based on allegations of failing to respond promptly on allegations of violation of s. 631.36 (5) (a), Wis. to inquiries from OCI. December 2004 Stat. April 2004

CNA Group Life Assurance Company Falcon Insurance Agency Midwest, Inc. CNA Plaza 36S, Chicago, IL 60685 18401 Edison Ave., Chesterfield, MO 63005 Paid a forfeiture of $500.00 and was ordered to reply Has had its license denied for 31 days. This action was promptly to all OCI inquiries. This action was based on based on allegations of failing to disclose administra- allegations of failing to respond promptly to inquiries tive actions taken against John Allen on an insurance from OCI. February 2004 license application. August 2004

Connecticut General Life Insurance Company Federated Mutual Insurance Company 900 Cottage Grove Rd., Bloomfield, CT 06002 121 E. Park Square, Owatonna, MN 55060 Paid a forfeiture of $500.00 and was ordered to provide Was ordered to cease and desist from using form 4420 the requested information and promptly respond to all Ed 7-97 during the solicitation and enrollment of a small future inquiries. This action was based on allegations group employer and to utilize the small employer of failing to respond promptly to inquiries from OCI. uniform employee application for group health July 2004 insurance. This action was based on allegations of failing

49 Wisconsin Insurance Report Business of 2004 Executive Initiatives, Administrative Actions to comply with the requirement to utilize the small Health Tradition Health Plan employer uniform employee application for group health 1808 E. Main St., Onalaska, WI 54650 insurance form in violation of Wisconsin insurance law. Paid a forfeiture of $3,000.00. This action was based on September 2004 allegations of failing to comply with a previous examination order. May 2004 General Casualty Company of Wisconsin One General Dr., Sun Prairie, WI 53596 Heritage Insurance Managers, Inc. Paid a forfeiture of $1,000.00 and was ordered to provide 919 Isom Rd., Ste. A, San Antonio, TX 78216 the requested information and promptly reply in writing Agreed to pay a forfeiture of $500.00 and agreed to to all future requests. This action was based on maintain a performance bond required by s. 633.14, Wis. allegations of failing to respond promptly to inquiries Stat. This action was based on allegations of failing to from OCI. April 2004 respond promptly to inquiries from OCI regarding performance bond. May 2004 Great American Insurance Company 580 Walnut St., Cincinnati, OH 45202 Hilb, Rogal & Hamilton Company Paid a forfeiture of $5,000.00 and was ordered to cease of Metropolitan Washington and desist from using forms unless and until they have 8800 King Farm Blvd. #200, Rockville, MD 20880 been filed with and approved by the Commissioner. This Has had its license denied for 31 days. This action was action was based on allegations of using an unapproved based on allegations of failing to disclose an automobile policy form in violation of s. 631.20 (1), administrative action taken by the states of Iowa and Wis. Stat. The company had previously been ordered to New Jersey against John H. Wilson and an administrative cease and desist from using policy forms in Wisconsin action taken by the state of Maryland against Richard prior to obtaining approval. March 2004 M. Young on a Business Entity insurance license application. October 2004 Group Health Coop. of South Central Wisconsin 8202 Excelsior Dr., Madison, WI 53717 Homeward Bound Services, Inc. Paid a forfeiture of $2,000.00. This action was based on P.O. Box 1022, Drexel, PA 19029 allegations of failing to comply with a previous exami- Paid a forfeiture of $161,500 and was ordered to cease nation order. June 2004 and desist from all activities related to the sale of insurance to Wisconsin residents and promptly refund Hamburg-Stark Mutual Insurance Company all premium paid by Wisconsin residents. This action 611 Central Ave., Coon Valley, WI 54623 was based on allegations of doing an insurance business Paid a forfeiture of $1,000.00. This action was based on without proper authority. December 2004 allegations of failing to comply with a previous examination order. December 2004 IDS Property Casualty Insurance Company 3500 Packerland Dr., DePere, WI 54115 Hartford Underwriters Insurance Company Paid a forfeiture of $2,500.00 and was ordered to cease Hartford Plaza, Hartford, CT 06115 and desist from altering the terms of a policy or Paid a forfeiture of $1,000.00 and was ordered to provide increasing the premium 25% or more without giving the information requested and promptly reply in writing proper notice prior to the renewal date. This action was to all future requests for information. This action was based on allegations of issuing an improper notice of based on allegations of failing to respond promptly to altered policy terms and premium increase of an inquiries from OCI. February 2004 insurance policy. April 2004

Hartford Underwriters Insurance Company IGF Insurance Company Hartford Plaza, Hartford, CT 06115 4720 Kingsway Dr., Indianapolis, IN 46205 Paid a forfeiture of $500.00 and was ordered to cease Was ordered to pay a forfeiture of $500.00 and was and desist from applying insurance premiums paid on a ordered to immediately pay the Wisconsin Insurance specific policy to a different policy without the express Plan assessment of $1,108.00 and to cease and desist consent of the insured regarding the specific transaction. from doing any insurance business in the state of This action was based on allegations of unfair marketing Wisconsin. This action was based on allegations of practices due to incomplete and inadequate notice to failing to pay the Wisconsin Insurance Plan assessment policyholder of insurer’s practices. August 2004 and failing to comply with an order. May 2004

50 Wisconsin Insurance Report Business of 2004 Executive Initiatives, Administrative Actions

Integrity Life Insurance Company Nationwide Mutual Insurance Company 515 W. Market St., 8th Fl., Louisville, KY 40202 One Nationwide Plaza, Columbus, OH 43215 Paid a forfeiture of $500.00 and was ordered to respond Was ordered to cease and desist from accepting promptly to inquiries from OCI. This action was based Wisconsin insurance business from an unauthorized and on allegations of failing to respond promptly to inquiries unlisted agent. This action was based on allegations of from OCI. February 2004 allowing an agent to submit applications prior to appointing the agent. April 2004 LaPrairie Mutual Insurance Company 460 S. Randall Ave., Janesville, WI 53545 North American Insurance Company Paid a forfeiture of $500.00 and was ordered to cease 2721 N. Central Ave., Phoenix, AZ 85004 and desist from issuing cancellation notices which do Paid a forfeiture of $7,000.00. This action was based on not meet the required minimum of 10-day notice. This allegations of failing to comply with a previous exami- action was based on allegations of issuing an improper nation order. December 2004 midterm cancellation of an insurance policy. August 2004 Northland Insurance Company P.O. Box 64816, St. Paul, MN 55164 M S Lee International LLC Paid a forfeiture of $1,000.00 and was ordered to cease 1701 Barrett Lakes Blvd., Ste. 500, Kennesaw, GA 30144 and desist from canceling policies midterm unless the Paid a forfeiture of $500.00 and was ordered to respond reason complies with s. 631.36 (2), Wis. Stat. This action promptly to all inquiries from OCI and has had its license was based on allegations of issuing an improper midterm denied for 31 days. This action was based on allegations cancellation of an insurance policy. July 2004 of failing to disclose administrative action taken against Wayne Gutridge by the state of Maryland on an Northwestern Mutual Life Insurance Company insurance license application and failing to respond 720 E. Wisconsin Ave., Milwaukee, WI 53202 promptly to inquiries from OCI. October 2004 Paid a forfeiture of $3,000.00. This action was based on allegations of failing to comply with a previous exami- Madison National Life Insurance Company, Inc. nation order. January 2004 P.O. Box 5008, Madison, WI 53705 Paid a forfeiture of $1,000.00. This action was based on Omni Insurance Company allegations of failing to comply with a previous exami- P.O. Box 105440, Atlanta, GA 30348 nation order. December 2004 Paid a forfeiture of $500.00 and was ordered to cease and desist from violating s. Ins 6.10 (4), Wis. Adm. Code. Medical Assoc Clinic Health Plan, Inc. This action was based on allegations that the company 1605 Associates Dr., Ste. 101, Dubuque, IA 52002 failed to properly notify policyholders of the effect upon Paid a forfeiture of $1,000.00. This action was based on return of unearned premium due to a cancellation of the allegations of failing to comply with a previous market policy by the policyholder prior to the policy expiration conduct examination order. May 2004 date. March 2004

National Administrative Service Company, Ltd. One Vision Financial, Inc. 5747 Perimeter St. #200, Dublin, OH 43017 2850 Midwest Dr. #103, Onalaska, WI 54650 Paid a forfeiture of $500.00 and was ordered to provide Has had its insurance license revoked. This action was the requested information and promptly reply in writing based on allegations of failing to pay Wisconsin to all future requests. This action was based on delinquent taxes due. January 2004 allegations of failing to respond promptly to inquiries from OCI. September 2004 Phoenix Group, The P.O. Box 206, 201 E. Fond du Lac St., Ripon, WI 54971 National Guardian Life Insurance Company Was ordered to cease and desist from inducing Two E. Gilman St., Madison, WI 53701 consumers to enter into an insurance agreement by Paid a forfeiture of $16,000.00 and was ordered to offering benefits not specified in the insurance policy. comply with s. Ins 6.57 (5), Wis. Adm. Code. This action This action was based on allegations of using an unfair was based on allegations of accepting insurance inducement. May 2004 applications from three producers not listed with the company in violation of s. Ins 6.57 (5), Wis. Adm. Code, thereby failing to comply with a previous examination order. August 2004

51 Wisconsin Insurance Report Business of 2004 Executive Initiatives, Administrative Actions

Platinum Warranty Corporation Southern Life and Health Insurance Company 12600 Rockside Rd. PMB 230, Cleveland, OH 44125 P.O. Box 55975, Birmingham, AL 35209 Paid a forfeiture of $500.00 and was ordered to respond Paid a forfeiture of $1,000.00. This action was based on to the request for information. This action was based on allegations of failing to comply with a previous exami- allegations of failing to respond promptly to inquiries nation order. December 2004 from OCI. September 2004 Stewart Title Guaranty Company Pro Access LLC 5150 N. Port Washington Rd., Milwaukee, WI 53217 100 Executive Dr., West Orange, NJ 07052 Was ordered to comply with s. Ins 3.32, Wis. Adm. Code, Has had its license denied for 31 days. This action was and all conditions in the stipulation, which include based on allegations of failing to disclose administrative additional training for new agents, limitations on actions taken against James Young by the states of commissions, and requiring agents to perform certain Wisconsin and Virginia on a business entity insurance functions. This action was based on allegations of the license application. August 2004 Stewart Express program violating title insurance laws. October 2004 Progressive Northern Insurance Company 6300 Wilson Mills Rd., Mayfield Village, OH 44143 Structured Financial Associates, Inc. Paid a forfeiture of $500.00 and was ordered to promptly 330 N. Charles St., Baltimore, MD 21201 reply to future requests from OCI. This action was based Has had its license denied for 31 days. This action was on allegations of failing to respond promptly to inquiries based on allegations of failing to disclose administrative from OCI. February 2004 action taken by the state of California against Dennis C. Sarni on a business entity insurance license Rockford Mutual Insurance Company application. April 2004 527 Colman Center Dr., Rockford, IL 61125 Paid a forfeiture of $500.00 and was ordered to cease Telespectrum Worldwide, Inc. and desist from issuing cancellation notices which do 1209 Orange St., Wilmington, DE 19801 not provide the 10-day notice required by s. 631.36 (2) Has had its insurance license revoked. This action was (b), Wis. Stat. This action was based on allegations of based on allegations of failing to pay Wisconsin issuing an improper midterm cancellation of an delinquent taxes due. January 2004 insurance policy. June 2004 Tire Guard, Inc. Sentry Insurance a Mutual Company 100 E. Broad St. #B, Falls Church, VA 22046 1800 N. Point Dr., Stevens Point, WI 54481 Paid a forfeiture of $500.00 and was ordered to provide Paid a forfeiture of $2,500.00 and was ordered to cease the information requested and to promptly reply to all and desist from canceling insurance policies midterm future requests for information. This action was based for underwriting reasons and to cease and desist from on allegations of failing to respond promptly to inquiries misrepresenting termination reasons to the Wisconsin from OCI. October 2004 Compensation Rating Bureau. This action was based on allegations of issuing an improper midterm Touchpoint Health Plan, Inc. cancellation of an insurance policy. February 2004 5 Innovation Ct., Appleton, WI 54912 Agreed to pay a forfeiture of $10,000.00. This action Sentry Insurance a Mutual Company was based on allegations of using an unfair claims 1800 N. Point Dr., Stevens Point, WI 54481 settlement practice, allowing agents to sell and market Paid a forfeiture of $500.00 and was ordered to cease insurance prior to proper appointment, and improperly and desist from misrepresenting policy provisions and compensating agents in the small employer insurance violating s. 628.34 (1), Wis. Stat., by failing to adhere market. March 2004 to policy language. This action was based on allegations of issuing an improper midterm cancellation or United HealthCare Insurance Company nonrenewal of an insurance policy. March 2004 450 Columbus Blvd., Hartford, CT 06103 Paid a forfeiture of $500.00 and was ordered to respond promptly in writing to all future inquiries from OCI. This action was based on allegations of failing to respond promptly to inquiries from OCI. November 2004

52 Wisconsin Insurance Report Business of 2004 Executive Initiatives, Administrative Actions

Universal Administrative Services 9000 Wessex Pl., Ste. 302, Louisville, KY 40222 Was ordered to pay a forfeiture of $1,200.00 and was ordered to cease and desist from soliciting warranty business until it obtains the proper authority. This action was based on allegations of doing a warranty insurance business without proper authority. September 2004

Viking Insurance Company of Wisconsin P.O. Box 1000, Charlotte, NC 28201 Paid a forfeiture of $1,500.00. This action was based on allegations of issuing improper midterm cancellation notices and failing to respond to an order issued by OCI. February 2004

Warranty Acceptance Corporation 4400 Government Blvd., Mobile, AL 36693 Paid a forfeiture of $500.00 and was ordered to provide the information requested in the order and promptly reply in writing to all future requests. This action was based on allegations of failing to respond promptly to inquiries from OCI. May 2004

Wilshire Insurance Company 702 Oberlin Rd., Raleigh, NC 27605 Paid a forfeiture of $3,500.00 and was ordered to cease and desist from canceling policies midterm for underwriting reasons it knew or should have known when issuing the policy, to cease and desist from using and issuing driver exclusion endorsements; and to cease and desist from issuing cancellation notices that are inadequate due to incompleteness as stated in the Order. This action was based on allegations of issuing improper midterm cancellation notices of an insurance policy, enforcing driver exclusion endorsements, and issuing inadequate cancellation notices due to incompleteness. August 2004

53 54 Wisconsin Insurance Report Business of 2004 Segregated Funds

Segregated Funds

55 56 Wisconsin Insurance Report Business of 2004 Segregated Funds, Injured Patients and Families Compensation Fund

Injured Patients and Families Compensation Fund (Fund)

The Fund was created in 1975 to provide excess The Board is assisted by an Underwriting and medical malpractice insurance for Wisconsin health care Actuarial Committee, a Legal Committee, a Claims providers. The Fund is governed by a 13-member Board Committee, an Investment/Finance and Audit of Governors (Board) that consists of 3 insurance Committee, a Risk Management Steering Committee, industry representatives, a member named by the and a Peer Review Council. The Board and its Wisconsin Academy of Trial Lawyers, a member named committees meet quarterly. by the State Bar Association, 2 members named by the State Medical Society of Wisconsin, a member named The Fund operates on a fiscal year basis—July 1 by the Wisconsin Hospital Association, 4 public through June 30. Administrative costs, operating costs, members appointed by the Governor, and the and claim payments are funded through assessments on Commissioner of Insurance who serves as the chair. The participating health care providers. Fund’s administrative staff is provided by OCI.

Physicians in Injured Patients and Families Compensation Fund 1995-2004

12,000 11,603 11,145 10,767 11,000 10,418 10,201 10,088 9,822 9,816 10,000 9,659 9,114

9,000

8,000

7,000 12/31/1995 12/31/1997 12/31/1999 12/31/2001 12/31/2003

Corporations in Injured Patients and Families Compensation Fund 1995-2004

1,600

1,500 1,370 1,323 1,400 1,307 1,292 1,267 1,267 1,253 1,241 1,207 1,300 1,204 1,200

1,100

1,000 12/31/1995 12/31/1997 12/31/1999 12/31/2001 12/31/2003

57 Wisconsin Insurance Report Business of 2004 Segregated Funds, Injured Patients and Families Compensation Fund

Injured Patients and Families Compensation Fund Composition December 31, 2004

All Other Partcipants Corporations 5% 10%

Physicians 85%

*All Other Participants in Injured Patients and Families Compensation Fund December 31, 2004

Cooperatives 1

Ambulatory Surgery Centers 17

Hosptial-Owned or Controlled Entities 23 30 Affiliated Nursing Homes

Partnerships 53 127 Hospitals 490

Nurse Anesthetists

0 50 100 150 200 250 300 350 400 450 500

Injured Patients and Families Compensation Fund Participants 1995-2004 13,714 14,000 13,191 12,750 13,000 12,344 12,059 12,006 11,626 11,711 12,000 11,485 11,009

11,000

10,000

9,000 12/31/1995 12/31/1997 12/31/1999 12/31/2001 12/31/2003

58 Wisconsin Insurance Report Business of 2004 Segregated Funds, Injured Patients and Families Compensation Fund

As of December 31, 2004, the vast majority of Fund 2004 Major Activities participants were physicians at 85% with corporations comprising another 10% and the remaining 5% • Fund administration, in conjunction with legal comprised of various other participant types, as counsel, closely monitored claims filed which illustrated in the charts above. At year-end 2004, Fund challenge the constitutionality of the noneconomic participants totaled 13,714 comprised of 11,603 and wrongful death caps. This is an ongoing issue physicians, 1,370 corporations, 490 nurse anesthetists, and will be closely monitored. 127 hospitals with 30 affiliated nursing homes, 53 partnerships, 23 hospital-owned or controlled entities, • Fund administration closely monitored the use of 17 ambulatory surgery centers, and 1 cooperative. outside counsel. Pursuant to a court decision in 2000, the Fund hires separate defense counsel on From July 1, 1975, through December 31, 2004, each claim. Fund staff monitors the claims and the 5,080 claims had been filed in which the Fund was use of these outside counsel to ensure that, while named. During this period, the Fund’s total number of the Fund receives the necessary representation, legal paid claims increased to 618, totaling $570,279,507. fees are controlled. Of the total number of claims in which the Fund has been named, 4,252 claims have been closed with no Extensive work continued during 2004 to verify and indemnity payment. Of the remaining open claims • reported as of December 31, 2004, 22 cases carried process up-to-date exemption status for providers aggregate case reserves of $17,710,410, while 188 that held a license to practice in Wisconsin but for cases had no reserves established. which a current exemption or certificate was not on file with the Fund. Providers that remain in noncompliance are referred to their respective licensing boards for enforcement action by that board. As of December 31, 2004, 10,157 providers claimed an exemption from the Fund. The various basis for the exemptions are illustrated in the chart below:

Injured Patients and Families Compensation Fund Exemptions December 31, 2004

Temporarily Less Than 240 Ceasing Practice Hours Retired 1.6% 14.4% 25.4%

Federal Employee 4.5% Not Y et Practicing 15.9% Practice Out of the State State, County, or 24.6% Municipal Employee 12.9%

59 Wisconsin Insurance Report Business of 2004 Segregated Funds, Injured Patients and Families Compensation Fund

Following are financial statements—statement of net assets and statement of revenues, expenses and changes in Fund equity—for the Fund for the fiscal year ending June 30, 2004. The figures reported are on an unaudited basis. Injured Patients and Families Compensation Fund Injured Patients and Families Compensation Fund Statement of Net Assets Statement of Revenues, Expenses June 30, 2004, Unaudited and Changes in Fund Equity June 30, 2004, Unaudited Assets Current Assets Operating Revenues: Cash $ 388,781 Assessments Levied (net of unearned) $32,067,360 State Investment Fund Shares (market value) 24,099,928 Investment Income 33,480,810 Short-term Investments 25,693,330 Unrealized gain (adjustment to market value) (8,683,852) Bond Investment Income Receivable 8,549,901 Change in Bond Premium (Discount) (4,238,109) State Shares Interest Receivable 22,051 Assessment Interest Income 82,647 Assessments Receivable 127,981 Less: Allowance for Uncollectible Accounts (274) Total Operating Revenues 52,708,855 Prepaid Items 7,301 Office Supplies 2,054 Operating Expenses: Other Receivables 35,016,166 Underwriting Expenses: Total Current Assets 93,907,219 Net Losses Paid 18,460,087 Noncurrent Assets Interest on Loss Payments 420,895 Long-term Investments (market value) 647,372,638 LAE Paid 4,015,949 Furniture & Equipment (net of depreciation) 3,021 Risk Management Expense 42,121 Total Noncurrent Assets 647,375,659 Medical Expense Paid 898,209 Change in Liability for IBNR 1,946,302 Total Assets $741,282,878 Change in Liability for Reported Losses 1,104,350 Change in Liability for LAE 4,254,706 Liabilities Change in Amount Representing Interest 4,336,772 Current Liabilities Change in Liability for Future Med Expenses (268,563) Future Benefits and Loss Liabilities - Total Underwriting Expenses 35,210,829 Short-term $ 54,716,000 General and Administrative Expenses 904,732 Unearned Assessments Levied 2,706,535 Depreciation Expense 3,020 Provider Refunds Payable 210,493 Total Operating Expenses 36,118,581 Medical Mediation Panels Payable 73,232 General & Administrative Expense Payable 55,519 Net Operating Income (Loss) 16,590,274 Vouchers Payable 45,104,664 Compensated Absences 8,809 Non-Operating Revenues and Expenses: Total Current Liabilities 102,875,251 Administrtive Fee Income 44,724 Noncurrent Liabilities Miscellaneous Revenue 48,976 Liability for IBNR 801,973,135 Loss on Disposal of Fixed Assets 0 Liability for Reported Losses 33,070,728 Total Non-Operating Revenues (Expenses) 93,700 Liability for LAE 45,400,647 Estimated Unpaid Loss Liabilities 880,444,510 Change in Net Assets 16,683,975 Less: Amount Representing Interest 213,948,016 Discounted Loss Liabilities 666,496,494 Net Assets Liabilities for Future Medical Expenses 1,588,872 Net Assets - Beginning of Period 7,932,349 Total Loss Liabilities 668,085,366 Contributions Being Held 400,000 Net Assets - End of Period $24,616,324 Loss Liabilities and Contributions 668,485,366 Less: Short-term Future Benefits & Loss Liabilities 54,716,000 Long-term Future Benefits & Loss Liabilities 613,769,366 Compensated Absences - Long-term 21,937 Total Noncurrent Liabilities 613,791,303 Total Liabilities 716,666,554 Net Assets Restricted for Injured Patients and Families 24,616,324 Net Assets 24,616,324 Total Liabilities and Net Assets $741,282,878

60 Wisconsin Insurance Report Business of 2004 Segregated Funds, Local Government Property Insurance Fund

Local Government Property Insurance Fund (Fund)

The purpose of the Fund is to make reasonably priced The Fund’s insurance in force represents property property insurance available for tax-supported local gov- that is insured against loss. The more property insured, ernment property such as government buildings, schools, the greater the potential for a loss. The total amount of libraries, and motor vehicles. The Fund provides policy insurance in force as of June 30, 2004, was $35.9 billion, and claim service to the policyholders. As of January 1, up from $32.7 billion as of the previous fiscal year-end. 2002, the Fund changed the contract administrator to The Fund’s total insurance in force increased $3.2 billion The ASU Group. As a result of this change, the policy and over the prior year while its surplus (total assets minus claims administration services office has been relocated total liabilities) increased approximately $9.8 million to Madison, Wisconsin. over the same time period.

During fiscal year 2004 the Fund continued to Two pie charts reflecting premium earned distribu- enhance program and administrative operations relating tion by type of policyholder and the breakdown by type to its computer system, the role of its advisory committee of policy purchased are also attached. The majority of and claims and underwriting services. Specifically, a the Fund’s insureds are using the valuation project ser- major computer system conversion to Windows-based vice that began in 1988. This method of valuing software was commenced in 2004 with a completion date buildings, contents, property in the open and contractor’s expected in 2005. System changes, to date, have equipment was developed to promote equity in premi- improved the collection, analysis and reporting of ums and the proper reporting of values. Participants not premium and loss financial data which is now being only have broader coverage, but also enjoy the benefits posted on the Fund’s enhanced Web page. The Fund’s of automatic computer-generated statements of values. advisory committee, comprised of Fund policyholders, also conducted a mission statement and bylaws review The Fund’s balance sheet and income statement for process which has produced more focused and active the fiscal year ending June 30, 2004, are included with subcommittees. The advisory committee provided input this report. As a result of the rate increases the Fund on policyholder matters; including ongoing projects implemented in 2002 and 2003 and changes in the rating relating to a policy rewrite project, an electronic formula, the Fund experienced an underwriting gain of statement of values form, an electronic survey form, a approximately $8.9 million and a net income of almost probable maximum loss study and developing a $9.8 million after investment income was taken into policyholder loss control program. consideration.

As of June 30, 2004, the Fund insured 1,203 policy- Fund management will continue to monitor insurance holders: 65 counties, 333 schools, 170 cities, 224 towns, in force, claims trends and Fund surplus when evaluating 283 villages, and 128 miscellaneous (libraries, etc.). With the Fund’s rating structure. Claims costs coupled with new business and terminations, the overall number of higher self-insured Fund reinsurance retention levels and policyholders decreased by 3 (-0.2%) since the previous reinsurance premium will continue to be factors in the fiscal year-end. Two graphs are included that reflect rate-setting analysis. changes in the Fund’s policyholder base and growth in its insurance coverage in force. Number of Policyholders Fiscal Years 1994 - 2004 1,500

1,200

900

600

300

- 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 Policyholders 866 960 1,046 1,099 1,138 1,128 1,113 1,133 1,183 1,206 1,203

61 Wisconsin Insurance Report Business of 2004 Segregated Funds, Local Government Property Insurance Fund

Local Government Property Insurance Fund Growth of Coverage In-Force

In-Force (In Billions) (In In-Force 10

0 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 In-Force $16.400 $17.800 $18.824 $19.400 $21.480 $22.767 $25.080 $27.563 $29.682 $32.700 $35.900

Direct Premium Earned by Entity Type Fiscal Year Ending June 30, 2004 Other Villages 5% 9% Counties Towns 22% 3%

Cities 25% Schools 36%

Percent of Policies by Entity Type Percent of Policies by Policy Type Fiscal Year Ending June 30, 2004 Fiscal Year Ending June 30, 2004 Other Counties First Year Polic y 11% 5% Po lic y w/Coinsurance 1% 8% Schools Villages 27% 24%

Valuation Policy Cities 91% Towns 14% 19%

62 Wisconsin Insurance Report Business of 2004 Segregated Funds, Local Government Property Insurance Fund

Following are financial statements—balance sheet and income statements—for the Fund for the fiscal year ending June 30, 2004.

Local Government Local Government Property Insurance Fund Property Insurance Fund Balance Sheet—Statutory Basis Income Statement—Statutory Basis June 30, 2004 June 30, 2004

Assets Premiums Earned Bonds - Amortized Cost $ 7,830,497 Direct Premium Earned $26,664,385 Investment Fund 24,102,000 Reinsurance Ceded (5,710,491) Cash at Treasury 16,732 Premiums Receivable 1,062,674 Net Premium Earned $20,953,894 Reinsurance Recoverable 2,902,421 Interest Receivable 207,131 Losses Incurred Direct Losses Incurred 9,927,473 Total Assets $36,121,455 Reinsurance Loss Recoveries (86,557) Liabilities and Surplus Net Losses Incurred 9,840,916 Liabilities Net Loss Reserves $ 4,256,773 Loss Adjustment Expenses 682,430 Loss Adjustment Expenses Payable 97,719 Other Underwriting Expenses 1,447,306 Net Unearned Premiums 6,702,224 Other Expenses Payable 796,411 Total Net Losses and Expenses 11,970,652 Total Liabilities $11,853,127 Underwriting Income 8,983,242 Surplus Surplus - Beginning of Year 14,475,165 Investment & Other Income Net Income (Loss) 9,793,163 Interest on Bonds 622,321 Investment Fund Earnings 211,520 Surplus - End of Year 24,268,328 Other Income 0 Investment Expenses (23,920) Total Liabilities and Surplus $36,121,455 Net Investment Income 809,921

Net IncomeBefore Dividends 9,793,163

Dividends to Policyholders (0)

Net Income $ 9,793,163

63 Wisconsin Insurance Report Business of 2004 Segregated Funds, State Life Insurance Fund

State Life Insurance Fund (Fund)

The Fund is a segregated fund located within OCI. distribution of $4.1 million was paid to policyholders in The Fund offers a maximum of $10,000 of life insurance the form of dividends. to state residents. Operating as a mutual insurance company, the Fund is supervised by the Commissioner. Wisconsin is the only state in the nation that offers a life insurance program to residents. All policies issued are Section 607.15, Wis. Stat., requires the Fund to participating and there is no marketing of the Fund. The distribute annually among the policyholders its net profits lapse rate on Fund policies is a low .7%. As of December 31, and to the extent practicably possible, maintain a ratio of 2004, there were 29,713 policies in force. surplus to assets between 7% and 10%. In 2004, a

State Life Insurance Fund State Life Insurance Fund Balance Sheet Income Statement December 31, 2004 December 31, 2004

Assets Income Bonds $71,881,259 Premiums $2,802,918 Policy Loans 3,703,089 Investment Income 4,496,989 Cash and Bank Deposits 2,413,222 Miscellaneous Income 1,000 State Investment Fund 1,997,000 Amortization of Interest Premiums Deferred & Maintenance Reserve 166,180 Uncollected 120,914 Investment Income Due Total Income $ 7,467,087 & Accrued 1,274,997 Expenses Total Assets $81,390,481 Death Benefits 825,450 Matured Endowments 272,500 Liabilities and Surplus Other Policy Benefits 1,025,801 Reserves for Life Policies Increase in Reserve 1,547,250 & Contracts $56,620,280 General Operating Expense 525,168 Interest Maintenance Reserve 274,318 Expenses before Dividends 4,196,169 Policy Claims 151,420 Dividends Due and Net Gain before Dividends 3,270,918 Unpaid (2004) 15,468 Dividends - Provision Dividends to Policyholders 4,123,484 for 2005 4,156,449 Deposit Type Contracts 15,937,610 Net Gain (Loss) from Operations $ (852,566) Unclaimed Property 58,587 Taxes, Licenses, Fees Accrued 596 Suspense and CANC Drafts 105,920 Expenses Due & Accrued 54,796 Back Up Withholding 2 Premiums Received in Advance 41,420 Asset Valuation Reserve 208,662 Total Liabilities $77,625,528 Surplus 3,764,953 Total Liabilities and Surplus $81,390,481

64 Wisconsin Insurance Report Business of 2004 Division of Administrative Services

Division of Administrative Services

65 66 Wisconsin Insurance Report Business of 2004 Division of Administrative Services, Information Services Section

The administrator of the Division of Administrative Services supervises the division and is responsible for the supervision and monitoring of the agency budget, personnel activities, data processing, and general administrative services.

Information Services Section

The Information Services Section provides new contributing diagnostic data to the Wausau line applications project management, architecture, design connection speed problem; and completing several work and programming; network and database operations training courses. and security; maintenance support for all in-house • Completed work to collect Market Conduct contact computer applications and interfaces for all external information on the Web. applications; hardware and software testing and acquisitions; e-mail account administration and security; Technical and help desk support for desktop and laptop PCs, printers, faxes, scanners and copiers. The section strives On the technical side of the Information Services for 99.9% uptime of the database and network. Agency Section, the following list was accomplished to improve telecommunications services are also provided or users’ computing environment: coordinated through this section. • Completed the conversion from Novell to Windows Applications operating system software. • Upgraded certain WORD templates used by various On the applications side of the Information Services business units to MS XP. Section, the following work was accomplished to • Completed the rollout of new PCs to all staff. improve user applications: • Upgraded certain monitors to flat screen monitors. • Revised procedures to improve disaster recovery • Completed work to fully automate the company ability. examination assessment application. • Conducted a series of brown bags for staff on com- • Completed work to view and download the company puter security. appointment billing details on the Web. • Implemented Active Directory to better organize • Began work to review IT needs for the conversion of access to and security for staff shared computer files. the COSMOS insurance regulatory system to the • Upgraded our Integrated Development Environ- Web-based SIRCON-gov system. ments (IDEs). • Completed programming work for the Company • Completed Upgrading MS Access 97 databases to Transaction Register. MS Access XP. • Completed programming to convert the Legal System from Access to Oracle. Management • Started programming to convert the Service of Process application from dBase to an Oracle based On the management side of the Information Services application. Section, the following list was accomplished to improve • Put out several new builds of the OCI Enterprise program management: system to incorporate periodic improvements in applications such as Complaints and Rates and • Completed a NAIC survey of OCI’s IT environment. Forms. • Completed DOA/DET surveys on the OCI server • Performed system improvements or provided environment, e-mail set-up and IT asset management. maintenance work for the Injured Patients and • Worked to update OCI’s continuity of operations/ Families Compensation Fund system including: continuation of government disaster recovery plan. quarterly billing, programs/scripts maintenance; on- • Prepared a checklist of disaster readiness for vendors going PCF documentation; rebuilding the Linux who provide processing services on behalf of OCI. test server; rebuilding test databases; updating • Completed OCI’s 2005-07 IT Strategic Plan. various reports; re-installing applications on the new • Implemented a system for developer time reporting operating system; running the certificate and as a project planning and budgeting tool. financial gap script; automating SQL scripts; • Began utilizing a project planning schedule to schedule assignments on current and future projects.

67 Wisconsin Insurance Report Business of 2004 Division of Administrative Services, Services Section

Services Section

The Staff Services Section provides basic and es- Effective records management practices allow us to sential office services that not only facilitate the work better serve the insurance industry and the general public, of OCI staff, but assist the insurance industry and the as well as our staff. Through operation of our Central general public as well. Service areas include records Files Section, the records coordinator makes public management, forms management, mail services, walk- records available. Examples of these records include: in and telephone reception, Web site maintenance and • Insurance company rates, approved policy forms, management, service of process, and general office articles and bylaws, biographical sketches of support. officers and directors, financial examination Records Management reports, holding company registrations, contracts, correspondence, and financial statements. By providing records management for the entire • Consumer complaint information (closed files agency, the records manager maintains agency-wide only). records and makes available public records. Forms Management The records manager is a liaison to agency business areas for issues involving records in all media, and the The office is required by statute to administer and position is a liaison to outside agencies including the maintain a Forms Management program. All office forms State Historical Society, the Department of and brochures are reviewed for statutory requirements Administration’s Records Management Section, the Di- and standards (i.e., need, cost, plain English). An inven- vision of Enterprise Technology, and on cross-agency tory and history file is kept for each form, brochure, and teams resolving records issues. The records manager at- special report. Forms, brochures, and special reports are tends meetings of the State Web Administrator’s Group, composed in-house using PageMaker or Microsoft Word. the E-Records Committee and becomes involved in spe- Several forms, including financial annual statement pack- cial tasks, especially inter-agency, when appropriate. The ets, have been converted to PDF format for inclusion on records manager is also part of agency committees and the OCI Web site. Additional Web-based forms are still workgroups, including the Information Technology (IT) the responsibility of the forms manager. These forms are Strategic Planning Committee. available in hard copy format as well from OCI. The Forms Manager is a liaison with office staff, the agency Printing Responses to open records requests for information Coordinator, and other state agencies. are tracked closely by central files. The office expends great effort to respond quickly and efficiently to the many Publications Distribution public requests we receive, and retaining statistics helps Also available through Staff Services are publica- track our effectiveness. Records are provided to requesters tions with helpful information for people shopping for via numerous formats: paper, microfilm, and electronic. insurance. Titles in greatest demand include: Conversion of records to electronic format brings different challenges in fulfilling open records requests. More of Via the Web: our records material is becoming available for direct • Medicare Supplement Insurance Approved Policies viewing via the Internet. This improves access to • Consumer’s Guide to Insurance for Small Business Owners requestors and, while a data expert (the agency records • ANSI Codes coordinator) is still necessary in assisting requestors, those • Insurance Complaints and Administrative Actions familiar with electronic record access have less need for • Consumer’s Guide to Auto Insurance direct assistance. Via print: The records manager also works with the database • Wisconsin Guide to Health Insurance for People administrator and other IT staff, which allows input from with Medicare a records viewpoint relating to the impact that the process • Medicare Supplement Insurance Approved Policies of changing how our electronic data and records are stored • Guide to Long-Term Care • Long-Term Care Insurance Policies Approved in has on records management issues. In this process, not Wisconsin only the content of the data is examined, but discussion • Medicare Advantage Questions and Answers also takes place regarding the migration of data between media and how the potential purchase of software/ While publications access is increasingly more hardware might impact records. popular via direct access on our Web site (oci.wi.gov), many constituents still require or desire hard copy

68 Wisconsin Insurance Report Business of 2004 Division of Administrative Services, Services Section publications. Hard copies are requested in person, over certified mail preparation are among the many other the telephone, via e-mail to [email protected]. tasks handled here. wi.us, and via an on-line publications order form. Web Web Service delivery is rapidly growing as constituents find that the most current information that they seek is readily The OCI internal and external Web sites are available. managed within Staff Services. In coordination with other agency staff, via the OCI Web Committee, and The volume of hard copy distribution varies greatly with significant involvement with other state agency based upon industry or regulatory changes. On-line ac- Web efforts (participation on various inter-agency Web cess to publications is rapidly becoming the preferred subcommittees), we focus on providing information way to access agency publications. useful to our audiences 24 hours a day and finding Mail Service new methods to provide greater content. We frequently reassess the value of the information provided on our By offering centralized mail service to the agency, sites and strive to assure fresh content consistent with staff provides an essential office function. Mail center current issues. There were 140 new Web pages added staff handles all incoming mail for the entire agency. in 2004. Another 893 existing pages were updated. The process involves receiving, opening, determining appropriate business area for response, date stamping, We take great care with how we utilize the Web to and sorting to mailboxes. The mail center is also a provide information to our constituents. A Web service is central area where package deliveries are accepted and not unlike direct telephone, postal mail, or even face-to- announced, and agency storage for publications and other face contact. Management of that interface requires con- program area supplies are handled. Mail center staff stant attention to assure our Web visitors can readily find accumulates agency-wide outgoing mail in this area and what they need. prepares it for pick-up as well. 2004 Statistics Reception Service Statistics for 2004 show an overall increase in the Our receptionists are the first people visitors to provision of service or information with a larger part of the agency meet. These individuals greet all comers that being fulfilled by Web services. The changing mix to our office and assist them in their business needs. allows Staff Services to continue to produce high-quality The receptionists also take incoming telephone calls results for internal and external customers with increasing to the central switchboard, determine the needs of the staff limitations. There is a continued steady upward trend callers, and transfer calls appropriately. When callers in access to our information via our Web services. Our encounter problems or have special needs they easily Web’s “distinct hosts served,” an approximate measure of return to our main reception area where they are treated the number of distinct visitors to our Web site, totaled to personalized assistance. Our goal is always to find 148,000 in 2003 and 173,458 in 2004, a 17% increase. the most appropriate agency staff person to provide Our publications viewed via the Web continues to rise direct assistance. The reception staff also has other exponentially in addition to our traditional approach to responsibilities that complement their reception duties. assisting our constituents with paper-based publication Scheduling, editing, fleet reservations, and outgoing fulfillment.

Services Section Production Statistics (Monthly Averages) 2001 2002 2003 2004 Telephone inquiries for Central Files 241 183 189 183 Walk-in inquiries for Central Files 64 51 57 31 Requests for files (annual statements, rates, etc.) 1,279 301 42 78 Incoming calls to agency switchboard 4,344 4,711 3,810 2,826 Processed mail (inbound and outbound) 55,404 52,855 49,544 40,358 Reception publications sent to requesters 3,187 1,960 1,003 2,109 Web—unique visitors 12,768 11,250 12,250 14,455 Web—publications 10,330 17,388 18,441 35,221 Web—registered agent lookup 8,176 2,296 2,345 1,896 Web—agent/agency lookup 15,786 20,148

69 Wisconsin Insurance Report Business of 2004 Division of Administrative Services, Business Services Section

Business Services Section

Business Services staff process all agency requests • Continued to fine tune the credit card travel expense for printing, furniture, office supplies, and contracts for information for the new travel card program. Reports services according to state procurement requirements are now available and the agency can submit with the intent of providing a most effective working applications on line. environment for all agency staff. Business Services staff • Processed 153 purchase orders, including 59 also provide accounts receivables, cashiering service, contract print purchase orders. processing of vouchers for accounts payable, biennial and operating budget preparation, including monitoring, • Processed and deposited approximately $17 million analysis and projections, and recording, analysis and in checks. reporting of all agency revenues and expenditures. • Performed pre-audits and approved approximately Additionally, the Business Services Section, with the 8,000 agency vendor payment vouchers. cooperation of building management, strives to achieve physical accommodations for maximum comfort, • Reviewed and processed 374 travel reimbursements. security, and safety, for staff and visitors alike. • Calculated and issued 174 company exam assessment bills. 2004 Major Accomplishments • Generated and mailed monthly late invoice payment • Installed automatic external defibrillators (AEDs) notices to ensure timely collection of receivables. on each floor the agency occupies and implemented a program for emergency medical response, • Prepared monthly reports on cash receipts, state and including employee training in CPR/AED use. county sales tax filings, premium tax collections, and overdue accounts receivables. • Created Office of the Commissioner of Insurance EMERGENCY Procedures, a quick desktop • Completed GAAP financial statements for the reference guide for management, employees, and General Fund and for Liquidation Accounts. guests. This resource includes step-by-step • Implemented the updated Department of instructions for responding to emergencies such as Administration Fleet Driver Policies and Fleet system/power failures, security breach, bomb threat, Management Policies. medical emergency, fire/chemical spills, tornado, and natural gas fumes. • Implemented a series of budget and position transactions needed to reflect administrative • Provided floor captains with emergency evacuation requirements in 2003 Wisconsin Act 33 (the biennial kits, including weather-alert radios and flashlights. budget bill). • Purchased ergonomically correct, adjustable task • In conjunction with the Department of Health and chairs for each workstation in need of updating. Family Services, continued enhancing an enterprise • Provided personalized ergonomic assessments to Administrative Rules Web site that has been called employees responding to an offer to conduct such “one of the nation’s most advanced Internet assessments. Followed up by purchasing ergonomic applications for public policy-making.” This Web equipment and arranging for other adaptations to site has been nominated for a Council of State maximize operational comfort of employees. Governments Innovation Award. • Developed and executed contracts for services worth • Updated the Business Services Section resource and $8,000,000 to meet specific agency program needs. reference page on the agency’s Intranet. • Administered a new state credit card issuance under • Developed the agency’s 2005-2007 Biennial a whole new state program. Under a new state Budget, including statutory language. contract, cards were issued and the program • Provided technical budget assistance and guidance administrator attended classes and meetings to begin to OCI managers and staff. card management on line. Future plans are to train all cardholders to work with their statements on line to perform most activities electronically.

70 Wisconsin Insurance Report Business of 2004 Division of Administrative Services, Human Resources Section

Human Resources Section

The Human Resources Section is responsible for • Chaired State Human Resource Management providing leadership and services to achieve a quality Council. workforce to support the mission of the agency. The • Served on the board of the International Personnel Human Resources Section provides support in the Management Council (IPMA-HR) of Wisconsin. recruitment, hiring and retention of a skilled, committed • Continued the agency’s ongoing supported work and diverse workforce needed to provide high-quality efforts by renewing the employment of disabled services to Wisconsin citizens. The function of the Human individuals through the organization Community Resources Section encompasses personnel, payroll, Work Services, Inc. benefits, employee education and training. • Conducted/coordinated a number of training and information sessions including: 2004 Major Accomplishments Retirement Planning • During this time period, 15 permanent hiring System for Electronic Rate and Form Filing transactions were made and 9 reclassifications were (SERFF) considered. Audit Command Language (ACL) • Coordinated efforts to address recruitment issues Respect in the Workplace (Affirmative Action) relating to bilingual needs within the agency. Personal Security: Computers, Computer • Participated on statewide Workforce Planning task Security, and Identity Theft force efforts. Adult CPR/First Aid Classes

71 Wisconsin Insurance Report Business of 2004 Division of Administrative Services, Alternative Work Patterns

Alternative Work Patterns

OCI is cognizant of the need to offer a flexible work part-time permanent employees. Ninety-one percent of environment in order to maximize the employment the agency’s staff has some form of nonstandard work options available to existing and potential state employees schedule. The agency also reviews requests, on a case- and to meet the needs of our constituents. OCI encourages by-case basis, from staff who wish to temporarily work the utilization of alternative work patterns such as flex from their home. The agency recognizes that alternative time, part-time, and shared-time schedules to increase work pattern schedules may provide opportunities for productivity, extend services, reduce absenteeism, individuals to productively utilize their skills, talents, improve employee morale, allow for employee and abilities. It recognizes that a traditional, full-time, development, and maximize energy conservation through work schedule may not meet the needs of individuals ridesharing and use of mass transit systems. Currently whom, due to age, health, or family circumstances, find our staff includes two job-share arrangements and four such a schedule in conflict with responsibilities outside of work.

72 Wisconsin Insurance Report Business of 2004 Division of Regulation and Enforcement

Division of Regulation and Enforcement

73 74 Wisconsin Insurance Report Business of 2004 Division of Regulation and Enforcement, Bureau of Financial Analysis and Examinations

The Division of Regulation and Enforcement, through its Bureau of Financial Analysis and Examinations and Bureau of Market Regulation, and in conjunction with the office’s Legal Unit, is responsible for enforcing the state’s insurance laws. In addition, the Division has primary responsibility in developing and maintaining the office’s consumer publications and providing information and material to the office’s Web site. In compliance with s. 601.01(5), Wis. Stat., the Division works with other state and federal regulatory agencies in carrying out the purposes of the Wisconsin insurance laws and the mission of the office.

Bureau of Financial Analysis and Examinations (Bureau)

The principal function of the Bureau of Financial • Completed the review of the acquisition of Blue Analysis and Examinations is to monitor the financial Cross & Blue Shield United of Wisconsin and its condition of all insurers licensed to do business in 5 insurance company affiliates by Anthem, Inc. (now Wisconsin and determine whether their financial known as Wellpoint, Inc.). condition meets the minimum requirements for continued • Completed review of the formation of a segregated operation in Wisconsin. Monitoring includes the account by Northwestern National Insurance examination of the accounts and records of insurance Company of Milwaukee, Wisconsin. companies organized under Wisconsin law and the • Reviewed and enhanced the procedures for financial analysis of financial statements of all insurers licensed to analysis and monitoring of licensed insurers. do business in the State of Wisconsin, the review of CPA • Continued the development of a process for insurance audit reports, and updates to the company profile companies to file Wisconsin-specific forms database. electronically with OCI. • Continued the development of automated applica- The Bureau maintains and reviews holding company tions used in financial analysis and examinations. filings required by ch. Ins 40, Wis. Adm. Code, reviews • Developed insurer financial and demographic data on the OCI Internet Web site. financial reports for surplus lines insurers, administers • Continued participation in OCI Information insurer applications for admission to Wisconsin, and Technology Planning and Standards Committee processes merger and acquisition plans. The Bureau also charged with the development of comprehensive collects and processes all premium taxes submitted by plans and standards for the agency and bureau. insurers. • Continued the reengineering of OCI’s financial database and applications (with IT bureau). 2004 Major Accomplishments • Participated in the office’s Web Committee in order • Received Accreditation from the NAIC in December to continually update the office’s Web site pertaining 2003 for a five-year period. to bureau processes and procedures. • Examined 48 domestic insurers. • Participated in NAIC task forces and working groups, • Analyzed the financial statements of over 1,850 including: Financial Condition (E) Committee, insurers. Accounting Practices and Procedures Task Force, • Licensed 5 domestic insurers, 9 nondomestic insur- Examination Oversight Task Force, Capital ers, 22 gift annuities, and 8 warranty plans; dissolved Adequacy Task Force, Analyst Team System 1 nondomestic insurer, permitted 7 licensed entities Oversight, Audit Software, Emerging Accounting to withdraw from Wisconsin. Issues, Financial Analysis Handbook (Chair), • Reviewed and amended the Wisconsin certificate of Financial Analysis Working Group, Financial authority for 2 nondomestic insurers that converted Analysis Research and Development (Chair), from mutual to stock form. Financial Examiners Handbook, Insurance Holding • Reviewed changes of control of 12 domestic insurers, Company, International Accounting Standards, pursuant to holding company regulations. National Treatment, Property and Casualty • Reviewed and approved 2 mergers involving Reinsurance, Rating Agency, Risk Based Capital Ad domestic insurers. Hoc, Statutory Accounting Principles, Risk • Approved 3 changes of domicile into Wisconsin and Assessment. no changes of domicile out of Wisconsin.

75 Wisconsin Insurance Report Business of 2004 Division of Regulation and Enforcement, Bureau of Financial Analysis and Examinations

Companies Examined

All-Star Mutual Ins. Co. Mt. Calvary Mutual Ins. Co. Arch Specialty Ins. Co. Mt. Pleasant-Perry Mutual Ins. Co. Badger Mutual Ins. Co. Omaha Indemnity Co. Bristol Town Ins. Co. Parker Centennial Assurance Co. Church Mutual Ins. Co. Patriot General Ins. Co. Cities & Villages Mutual Ins. Co. Reedsburg-Westfield Mutual Ins. Co. Community Ins. Corp. SECURA Ins., A Mutual Co. Courtland-Springvale Town Ins. Co. SECURA Supreme Ins. Co. Dairyland Ins. Co. Sentry Casualty Co. Employes Mutual Benefit Assoc. Sentry Ins. a Mutual Co. Firemans Fund Ins. Co. of WI Sentry Life Ins. Co. Fortis Ins. Co. Sentry Select Ins. Co. Gundersen Lutheran Health Plan, Inc. Shelby Farmers Mutual Ins. Co. Homestead Mutual Ins. Co. South Central Mutual Ins. Co. IDS Property Casualty Ins. Co. State Auto Ins. Co. of WI Integrity Mutual Ins. Co. Sugar Creek Mutual Ins. Co. Jewelers Mutual Ins. Co. Theresa Mutual Ins. Co. John Alden Life Ins. Co. UnitedHealthcare of Wisconsin, Inc. Kenosha County Mutual Ins. Co. Unity Health Plans Ins. Corp. Little Black Mutual Ins. Co. Western Diversified Casualty Ins. Co. Lodi Mutual Ins. Co. Wilson Mutual Ins. Co. Marcellon Town Mutual Fire Ins. Co. Wisconsin County Mutual Ins. Corp. Medica Health Plans of WI Wisconsin Municipal Mutual Ins. Co. Middlesex Ins. Co. Wisconsin Mutual Ins. Co.

76 Wisconsin Insurance Report Business of 2004 Division of Regulation and Enforcement, Bureau of Financial Analysis and Examinations

Wisconsin Insurance Corporations Organized and Licensed January 1, 2004 - December 31, 2004

Abri Health Plan, Inc. Thiensville, WI Districts Mutual Ins. Port Washington, WI Elder Care Health Plan, Inc. Madison, WI MercyCare HMO, Inc. Janesville, WI

Insurance Corporations of Other States Admitted January 1, 2004 - December 31, 2004

ACIG Ins. Co. Dallas, TX CDC IXIS Financial Guaranty North America, Inc. New York, NY Darwin National Assurance Co. Farmington, CT Health Net Life Ins. Co. Woodland Hills, CA InsureMax Ins. Co. Newburgh, IN Producers Agriculture Ins. Co. Amarillo, TX Progressive Universal Ins. Co. of Illinois Mayfield Village, OH Underwriter for the Professions Ins. Co. Napa, CA Vantis Life Ins. Co. East Harford, CT Wolverine Mutual Ins. Co. Dowagiac, MI

Organizations Licensed to Issue Gift Annuities January 1, 2004 - December 31, 2004

Barnabas Foundation Tinley Park, IL Cancer Research Institute New York, NY Catholic Foreign Missions Society of America, Inc. Maryknoll, NY DePauw University Greencastle, IN Great Commission Foundation of Campus Crusade for Christ, Inc., The Orlando, FL Heifer International Foundation Little Rock, AR International Lutheran Laymen’s League St. Louis, MO Liberty University, Inc. Lynchburg, VA Longyear Foundation Chestnut Hill, MA Michigan Tech Fund Houghton, MI Milwaukee Rescue Mission Milwaukee, WI National Christian Charitable Foundation, Inc. Atlanta, GA National Resources Foundation of Wisconsin, Inc. Madison, WI National Spiritual Assembly of the Baha’is of the United States Evanston, IL New England Historic Genealogical Society Boston, MD Oshkosh Area Community Foundation, The Oshkosh, WI Samaritan’s Purse Boone, NC SSM Health Care of Wisconsin Madison, WI Trans World Radio Cary, NC University School of Milwaukee Corp., The Milwaukee, WI Voice of Prophecy, The Simi Valley CA Wheaton College Wheaton, IL

77 Wisconsin Insurance Report Business of 2004 Division of Regulation and Enforcement, Bureau of Financial Analysis and Examinations

Organizations Licensed to do Business as Motor Clubs January 1, 2004 - December 31, 2004

1-800-PIT-CREW Sarasota, FL Nation Motor Club, Inc. Deerfield Beach, FL Pinnacle Motor Club, Inc. Irving, TX

Organizations Licensed to Issue Warranty Plans January 1, 2004 - December 31, 2004

American Standard Warranty Corp. Tyler, TX Brunswick Product Protection Corp. Lake Forest, IL Century Warranty Services, Inc. Jacksonville, FL Continental Service Provider, Inc. Scottsdale, AZ CPP Warranties, LLC Minnetonka, MN Sears Protection Co. Hoffman Estates, IL Sears, Roebuck and Co. Hoffman Estates, IL Warranty Support Services, LLC Norcross, GA

Insurance Corporation Mergers, Consolidations, Dissolutions, Withdrawals, Rehabilitations, Liquidations, or Redomestications January 1, 2004 - December 31, 2004

Conversions from Mutual to Stock

Garrison Property and Casualty Ins. Co. 04/07/2004 World Ins. Co. 04/05/2004

Dissolutions

Catholic Workman 12/31/2004

Withdrawals

Dakota Wesleyan University 06/21/2004 Grain Dealers Mutual Ins. Co. 04/20/2004 Nissan Motor Ins. Services 01/28/2004 Old Republic Insured Automotive Services, Inc. 02/23/2004 Pennsylvania Casualty Co. 03/22/2004 Sheboygan County Young Men’s Christian Association, Inc. 03/19/2004 Zurich Warranty Solutions, Inc. 10/29/2004

Liquidations

Casualty Reciprocal Exchange 08/18/2004 London Pacific Life & Annuity Co. 09/30/2004 Statewide Ins. Co. 01/06/2004

78 Wisconsin Insurance Report Business of 2004 Division of Regulation and Enforcement, Bureau of Financial Analysis and Examinations

Mergers

Company Name Merged Into Date

Bankers National Life Ins. Co. Washington National Ins. Co. 10/01/2004 Equitable Life Ins. Co. of Iowa ING USA Annuity & Life Ins. Co. 01/01/2004 First Variable Life Ins. Co. Protective Life Ins. Co. 01/01/2004 Metropolitan Ins. and Annuity Co. Metropolitan Tower Life Ins. Co. 10/08/2004 New England Pension and Annuity Co. Metropolitan Tower Life Ins. Co. 10/08/2004 Omaha Life Ins. Co. Fort Dearborn Life Ins. Co. 05/31/2004 Radian Reinsurance, Inc. Radian Asset Assurance, Inc. 06/01/2004 Southland Life Ins. Co. Security Life of Denver Ins. Co. 10/01/2004 Transamerica Assurance Co. Transamerica Life Ins. Co. 10/01/2004 United Life & Annuity Ins. Co. ING USA Annuity & Life Ins. Co. 01/01/2004 USG Annuity & Life Co. ING USA Annuity & Life Ins. Co. 01/01/2004

Redomestications

Effective Company Name From To Date

Continental Ins. Co., The NH SC 01/01/2004 Direct General Life Ins. Co. DE SC 04/23/2004 Family Life Ins. Co. WA TX 03/18/2004 Fidelity and Casualty Co. of New York NH SC 01/01/2004 Financial American Life Ins. Co. IL KS 03/29/2004 Fortis Benefits Ins. Co. MN IA 10/01/2004 Great American Spirit Ins. Co. IN OH 09/02/2004 ING USA Annuity and Life Ins. Co. DE IA 01/01/2004 Investors Life Ins. Co. of North America WA TX 03/18/2004 Mayflower Ins. Co., Ltd. The IN SC 07/01/2004 Parker Centennial Assurance Co. OH WI 08/11/2004 Progressive Universal Ins. Co. of Illinois OH WI 12/21/2004 Seaton Ins. Co. WA RI 01/01/2004 Stonewall Ins. Co. OH RI 01/01/2004 Travelers Casualty Ins. Co. of America IL CT 01/01/2004 Travelers Property Casualty Co. of America IL CT 01/01/2004

79 Wisconsin Insurance Report Business of 2004 Division of Regulation and Enforcement, Bureau of Financial Analysis and Examinations

Insurance Corporations Which Changed Their Names January 1, 2004 - December 31, 2004

Previous Name New Name AFI Management Co., Inc. Mercury Select Management Co., Inc. Acceleration Life Ins. Co. Parker Centennial Assurance Co. Anthem Alliance Health Ins. Co. OneNation Ins. Co. Arkwright Ins. Co. Coface North America Ins. Co. Associates Ins. Co. Commercial Guaranty Casualty Ins. Co. CIGNA Life Ins. Co. Prudential Retirement Ins. and Annuity Co. C N A Group Life Assurance Co. Hartford Life Group Ins. Co. Centris Ins. Co. HCC Ins. Co. Conseco Annuity Assurance Co. Conseco Ins. Co. Continental Western Casualty Co. Clermont Ins. Co. Equitable Life Assurance Society of the United States, The AXA Equitable Life Ins. Co. Federal Kemper Life Assurance Co. Chase Insurance Life and Annuity Co. Fidelity National Property and Casualty Ins., Inc. Fidelity National Property and Casualty Ins. Co. GE Casualty Ins. Co. AIG Premier Ins. Co. GE Indemnity Ins. Co. AIG Indemnity Ins. Co. GE Property & Casualty Ins. Co. AIG Centennial Ins. Co. General & Cologne Life Re of America General Re Life Corp. Gerling Global Life Ins. Co., US Branch Revios Reinsurance Canada, Ltd. Gerling Global Life Reinsurance Co. Revios Reinsurance U.S., Inc. Gerling NCM Credit Ins., Inc. Atradius Trade Credit Ins., Inc. Golden American Life Ins. Co. ING USA Annuity and Life Ins. Co. Investors Partner Life Ins. Co. Manulife Ins. Co. Le Mars Mutual Ins. Co. of Iowa Le Mars Ins. Co. Manufacturers Life Ins. Co. (USA), The John Hancock Life Ins. Co. (USA) Meridian Citizens Security Ins. Co. Great Northwest Ins. Co. Mid-States Surety Corp. Guarantee Company of North America USA Montgomery Ward Ins. Co. Heritage Casualty Ins. Co. National Farmers Union Standard Ins. Co. Quanta Indemnity Co. New York Life and Health Ins. Co. Direct General Life Ins. Co. Nichido Fire & Marine Ins. Co., Ltd. (U.S. Branch) TNUS Ins. Co. Nonprofits Ins. Co. Riverport Ins. Co. Odyssey Reinsurance Corp. Clearwater Ins. Co. Overseas Partners US Reinsurance Co. Clearwater Select Ins. Co. Podiatry Ins. Co. of America (Risk Retention Group), Podiatry Ins. Co. of America A Mutual Co. A Mutual Co. Potomac Ins. Co. of Illinois SUA Ins. Co. Progressive American Life Ins. Co. Principal Health Ins. Co. Progressive Universal Ins. Co. of Illinois Progressive Universal Ins. Co. Provantis Ins. Co. Dentegra Ins. Co. Prudential Commercial Ins. Co. LM Personal Ins. Co. Prudential General Ins. Co. LM General Ins. Co. Prudential Property and Casualty Ins. Co. LM Property and Casualty Ins. Co. Ranger Ins. Co. Fairmont Specialty Ins. Co. SAFECO Life Ins. Co. Symetra Life Ins. Co. SAFECO National Life Ins. Co. Symetra National Life Ins. Co. State National Specialty Ins. Co. National Specialty Ins. Co. Tokio Marine and Fire Ins. Co., Limited (U.S. Branch), The Tokio Marine & Nichido Fire Ins. Co., Ltd. Travelers Casualty and Surety Co. of IL Travelers Casualty Ins. Co. of America Travelers Indemnity Co. of IL, The Travelers Property Casualty Co. of America United Wisconsin Life Ins. Co. American Medical Security Life Ins. Co. Zurich Life Ins. Co. of America Chase Ins. Life Co.

80 Wisconsin Insurance Report Business of 2004 Division of Regulation and Enforcement, Bureau of Financial Analysis and Examinations

Companies in Liquidation American Star Insurance Company, In Liquidation

American Star Insurance Company was placed into funds, claimants, former policyholders, and other parties liquidation on November 16, 1992. Matthew C. Mandt whose interests may in some way be affected by the is appointed as Special Deputy Liquidator. liquidation. The deadline for filing claims with the liquidator was November 16, 1993. Unexcused late filings American Star is headquartered in Lafayette, will not be considered for payment. California, and had business in force mainly in Arizona, California, Idaho, Nevada, Oregon, and Washington state. On January 28, 1994, the liquidation court approved There was no business in force in Wisconsin. American a plan to provide state guaranty funds with $20,000,000 Star wrote commercial multi-peril, property, auto, liability, in early access payments to be used for the return of and surety business. unexpired premiums to policyholders and payment of claims. Early access payments were made during 1994 American Star filed a September 30, 1992, quarterly after each participating guaranty fund gave its written financial statement indicating capital and surplus of assent to the terms of the plan. Altogether, the estate has approximately $5.5 million. A preliminary review of advanced $34,256,799.62 to participating guaranty American Star’s reserves for losses and loss adjustment funds under four early access agreements, of which expenses showed them to be deficient by about $15.9 $29,403,159.43 has been converted into nonrefundable million, implying a negative net worth of about $10.4 dividends. million. Furthermore, American Star had not obtained reinsurance coverage for policies it had written or renewed The liquidation court has approved additional for December 1, 1992. Due to the foregoing factors, dividends, over and above the foregoing $29,403,159.43, further transaction of business was hazardous to its for full or partial payment of various class 1, 3, 4, 5, 7, and policyholders and the general public, and American Star’s 8 claims filed with state guaranty funds and directly with owners consented to the liquidation. the estate, as recommended by the liquidator. Such additional dividends aggregated to $13,480,227.09 as Under the liquidation order, policies in force were of December 31, 2004. terminated the earliest of: December 1, 1992, the date the policy expired, or the date new coverage was obtained In 2002, the estate initiated a claim reserve study in by the agent. Certain guaranty funds extended the period order to assist the liquidator in a determination regarding of coverage for residents of their respective states, if such a Class 10 distribution and to plan a course of action for extension was required by law or administrative action. closure of the estate. The claim reserve study and a Ancillary liquidation proceedings were established in proposed schedule of projects necessary for closure of California, Idaho, Oregon, and New Mexico, but have all the estate were completed in October 2003. In early now been closed. The California ancillary liquidation December 2003, the estate made a distribution of proceeding was reopened on March 30, 2001, to allow a $11,606,892.07 as payment in full on the Class 10 surplus distribution of Proposition 103 rebates to California note claim. policyholders in the amount of $1,750,000. The Proposition 103 settlement was substantially below the As of December 31, 2004, the estate reported assets $10,362,838 reserved as of December 31, 1999. of $30,690,875. Claims in classes 1 through 10 were estimated at $19,648,407, resulting in an estimated At least 64,511 notices were mailed to agents, surplus of $11,042,468. policyholders, state insurance commissioners, guaranty

81 Wisconsin Insurance Report Business of 2004 Division of Regulation and Enforcement, Bureau of Financial Analysis and Examinations

Family Health Plan Cooperative, In Liquidation

Family Health Plan Cooperative was placed into On October 31, 2000, 6,958 notices were mailed to liquidation on October 16, 2000. Matthew C. Mandt creditors and other parties whose interests may in some was appointed as special deputy liquidator. way be affected by the liquidation. The deadline for filing claims with the liquidator was May 1, 2001. Family Health Plan was headquartered in Brook- field, Wisconsin, and had business in force only in Pre-liquidation claims for benefits under Family Wisconsin. Family Health Plan wrote health mainte- Health Plan policies, with the exception of Medicare nance organization business and had just over 72,000 select policies, were assumed by Compcare Health enrollees. Services Insurance Corporation. Medicare select policies were assumed by Blue Cross Blue Shield of Under the liquidation order, policies in force were Wisconsin. Virtually all these claims have been settled. terminated the earliest of November 1, 2000, the date the policy expired, or the date new coverage was Fifty-two claims were filed relating to potential obtained by the enrollee. The liquidator assumed an liabilities not related to insurance policy benefits. Omnibus Agreement by and among Family Health Twenty-two claims were approved by the Court for Plan, Aurora Health Care (Aurora), United Wisconsin payment, three claims were approved in part and the Services, Inc. (UWS), and Family Health Systems, remaining claims were denied. Seven claimants filed Inc. The provisions of the Omnibus Agreement were objections to the Court’s denial. One of the denied approved by the court and the liquidator proceeded to: claims has been settled and the Court has dismissed four other denied claims. Three other actions are • Convey the assets of Family Health Plan to Aurora currently proceeding outside of the Liquidation Court and UWS as set forth in the agreement; relating to medical malpractice claims. Hearings will be held to resolve the remaining claims to which • Assign certain liabilities to Aurora and UWS as set objections have been received. forth in the agreement; Other potential exposures are being investigated • Retain certain designated excluded liabilities of before a final distribution of assets can be made. the estate of Family Health Plan; and

• Establish claims procedures and other liquidation processes.

Master Plumbers' Limited Mutual Liability Company, In Rehabilitation

Master Plumbers’ Limited Mutual Liability for plumbers. All policies were written on an annual basis Company was placed in rehabilitation on March 29, with January 1 effective dates. 1994, by the Circuit Court for Dane County, Wisconsin. In 2004, Roger A. Peterson replaced Matthew C. Mandt In December 1993, pursuant to an order issued by as Special Deputy Rehabilitator. Society Insurance, a the Commissioner, the company levied an assessment Mutual Company performs claim adjustment and upon its policyholders equal to one additional annual administrative services for the rehabilitator pursuant to premium. Collection of this assessment has been deferred a contract approved by the court. until such future time as funds may be needed. To date, it has not been necessary to collect this assessment. Master Plumbers’ issued assessable policies and was licensed only in Wisconsin. The company wrote worker’s As of December 31, 2004, Master Plumbers’ reported compensation, other liability, and auto liability coverage assets of $1,248,742, liabilities of $809,131, and total surplus of $439,611.

82 Wisconsin Insurance Report Business of 2004 Division of Regulation and Enforcement, Bureau of Market Regulation

Bureau of Market Regulation (Bureau)

The Bureau of Market Regulation consists of five in the project. For the 2003, Property & Casualty MCAS, sections: Complaints and Central Services, Accident and licensed companies with positive homeowner’s and/or Health Insurance, Health and Life Insurance, Property private passenger automobile premium were required to and Casualty Insurance, and Agent Licensing. Agent participate. In Wisconsin, 261 companies participated licensing activities are described in a separate section. in the project and OCI received 241 private passenger automobile statements and 196 homeowner’s statements. The Bureau of Market Regulation is responsible for the administration and enforcement of laws and rules Level 1 Market Analysis relating to all market conduct activities of insurers and agents. In order to complete its duties, the Bureau In 2004, Wisconsin conducted analysis on 80 conducts market analysis and targeted market conduct companies for five lines of business: homeowner’s, examinations of insurers in the areas of underwriting and personal auto, group health, individual health, and life. rating; marketing, advertising and sales; claims; and The analysis followed a uniform process that included policyholder services and grievances. The Bureau reviews of complaints and information collected in the investigated and resolved approximately 8,000 written financial statements and other NAIC databases. Analysts consumer complaints and inquiries and answered 35,000 in each state identified companies for further action and telephone inquiries during 2004. The Bureau also forwarded the information to NAIC staff to compile processed 3,500 rate and rule filings and approved 6,100 results. The results were reviewed by the Market Analysis policy form filings during 2004. Working Group. The group coordinated efforts to address common issues with many of the companies. The During 2004, the Bureau of Market Regulation increased focus on market analysis resulted in a focused on developing and enhancing the market nationwide reduction of 16% in the number of market analysis process, participating in the market conduct conduct examinations in 2004. annual statement project, completing a detailed analysis of the senior citizen annuity insurance market and 2004 Major Accomplishments preparing for the changes in Medicare required by the • Participated in the first national market analysis Medicare Modernization Act. Bureau staff provided program that resulted in reviews of companies assistance to the legal staff in investigating complaints representing 85% of the market for five key lines of involving unsuitable sales of annuities to senior citizens. business and coordinated with other states to identify companies for further action. Market Conduct Annual Statement • Continued to improve the market conduct The Market Conduct Annual Statement (MCAS) was examination program by working with other states developed through the NAIC with the input of state through the NAIC Market Analysis Working Group regulators and representatives from the industry. It is a to coordinate examinations, improve uniformity in permanent project in which 19 states, including the process and shorten the timelines to complete Wisconsin, are currently participating. The MCAS is an and adopt examination reports. analysis tool that states can use to review market activity • Participated in the Market Conduct Annual of the entire insurance marketplace in a consistent Statement project, collecting and analyzing data on manner and to identify companies whose practices are claims and underwriting in life, homeowner’s and outside normal ranges. The project collects data on an auto insurance and working with the other states to industry-wide basis and is comprised of two major use the data as part of the market analysis program. components, a Life & Annuity statement and a Property • Staffed the senior citizen investigator pilot including & Casualty statement. The Property & Casualty statement identifying incoming calls and complaints and is further divided into two subsections, a Private referring them to assigned investigators to contact Passenger Automobile section and a Homeowner’s consumers, weekly meeting with attorneys, section. investigators and market regulation bureau supervisors to discuss pending investigations and For the 2003 Life MCAS, licensed companies with develop procedures for file and providing assistance positive subject life premium and/or annuity to the legal unit in investigating and preparing considerations in 2003 were required to participate in actions against insurance agents who were targeting the project. In Wisconsin, 397 companies participated elderly consumers.

83 Wisconsin Insurance Report Business of 2004 Division of Regulation and Enforcement, Bureau of Market Regulation

• Worked with a coalition of interested groups to pro- • Continued the urban outreach project by vide technical assistance and resources on the participating as liaison to the Insurance Services insurance aspects of the changes resulting from the Committee of the Neighborhood Housing Services, Medicare Modernization Act and the implementa- providing staff to conduct training sessions for tion of the Medicare prescription drug plans. consumer groups in cooperation with the • Conducted a market analysis project of annuity Community Insurance Information Center in writers to determine whether companies have Milwaukee and facilitated meetings between practices and procedures in place to ensure that insurers and consumer groups. annuity sales are suitable and appropriate for senior • Participated in the Wisconsin Insurance Plan, the citizens. Wisconsin Automobile Insurance Plan meetings; • Improved the rate and form filing process by updating quarterly meetings with the Worker’s Compensation the property and casualty and health insurance Rating Bureau and the Department of Workforce checklists, publishing review standards checklists Development; and provided technical assistance to for life and annuity lines and providing forms and Wisconsin Emergency Management and the Health instructions for rate and form filings on the OCI Insurance Risk-Sharing Plan. Web site. • Served on the following NAIC committees, task • Doubled the number of rate and form filings forces and working groups: Senior Issues Task Force, submitted electronically resulting in faster Speed to Market Task Force, Operational Efficiencies processing and reduced errors in filing. By the end Working Group, the Interstate Compact National of 2004, 40% of the filings each month were Standards Working Group, the Market Conduct submitted electronically as compared to 20% at the Annual Statement Subgroup, Market Analysis end of 2003. Working Group, Market Conduct Uniformity • Participated in developing administrative rules Working Group, Collaborative Actions Subgroup, involving defined network and preferred provider the Market Information System Subgroup, and the health insurance plans and grievances; Medicare Producer Licensing Working Group. supplement insurance; vehicle protection plans; and the small employer uniform application.

84 Wisconsin Insurance Report Business of 2004 Division of Regulation and Enforcement, Bureau of Market Regulation

Policy Submissions and Rate Filings

The following tables summarize the policy submission data for 2003 and 2004. Table I shows the number of policy submissions received in 2003 and 2004 by line of business for each type of insurance. Table II shows the number of policy submissions approved in 2003 and 2004 by line of business for each type of insurance. Table III shows the number of rate filings received for each type of insurance.

Table I Number of Policy Submissions Received By Line of Business in 2003 and 2004

Total Total for for Product Category 2003 2004

Health and Life Continuing Care Retirement Community 1 1 Credit Accident & Health 18 14 Credit Life 21 16 Group Accident & Health 438 417 Group Annuity 116 100 Group Life 149 120 Health & Life Miscellaneous 26 27 Health Maintenance Organization 187 167 Individual Accident & Health 327 509 Individual Annuity 558 463 Individual Life 728 720 Limited Service Health Organization 3 7 Preferred Provider Plan 72 64 Variable 337 246 Viatical 3 0 Total Health and Life 2,984 2,871

Property and Casualty Aviation 20 20 Bonds 46 58 Commercial Property & Multiperil 920 756 Commercial Motor Vehicle 234 227 Credit Property 3 8 Credit Unemployment 9 2 Excess Managed Care 1 1 Legal Expense 6 7 Liability 1,204 954 Mechanical Breakdown 2 4 Mortgage Guaranty 10 13 Motor Clubs 10 10 Personal Property, Multiperil, Farm 467 450 Personal Motor Vehicle 163 138 Title 3 12 Travel Accident 6 5 Warranty and Vehicle Service 155 173 Worker’s Compensation 26 2 Total Property and Casualty 3,285 2,840

Grand Total 6,269 5,711

85 Wisconsin Insurance Report Business of 2004 Division of Regulation and Enforcement, Bureau of Market Regulation

Table II Policy Submissions Approved By Line of Business For 2003 and 2004

Total Total for for Product Category 2003 2004

Health and Life Continuing Care Retirement Community 1 1 Credit Accident & Health 30 11 Credit Life 26 13 Group Accident & Health 438 350 Group Annuity 116 96 Group Life 149 112 Health & Life Miscellaneous 26 16 Health Maintenance Organization 187 146 Individual Accident & Health 327 305 Individual Annuity 558 434 Individual Life 728 687 Limited Service Health Organization 3 6 Preferred Provider Plan 72 62 Variable 337 243 Viatical 3 0 Total Health and Life 3,001 2,482

Property and Casualty Aviation 20 19 Bonds 46 57 Commercial Property & Multiperil 920 748 Commercial Motor Vehicle 234 225 Credit Property 3 5 Credit Unemployment 9 2 Excess Managed Care 1 1 Legal Expense 6 6 Liability 1,204 930 Mechanical Breakdown 2 3 Mortgage Guaranty 10 12 Motor Clubs 10 9 Other Personal Property 0 0 Personal Property, Multiperil, Farm 467 429 Personal Motor Vehicle 163 125 Title 3 10 Travel Accident 6 5 Warranty and Vehicle Service 155 146 Worker’s Compensation 65 0 Total Property and Casualty 3,324 2,732

Grand Total 6,325 5,214

86 Wisconsin Insurance Report Business of 2004 Division of Regulation and Enforcement, Bureau of Market Regulation

Table III Rate Filings Received By Product Category for 2004

Accident and Health Section Credit Accident & Health 5 Credit Life 3 Group Accident & Health 19 Health & Life Miscellaneous 1 Health Maintenance Organization 15 Individual Accident & Health 276 Individual Life 1 Preferred Provider Plan 17 Total Accident and Health Section 337

Property and Casualty Section Aviation 11 Bonds 88 Commercial Property & Multiperil 836 Commercial Motor Vehicle 326 Credit Property 7 Credit Unemployment 1 Legal Expense 6 Liability 754 Mechanical Breakdown 1 Mortgage Guaranty 48 Motor Clubs 3 Other Personal Property 2 Personal Property, Multiperil, Farm 610 Personal Motor Vehicle 401 Title 11 Warranty and Vehicle Service 1 Worker’s Compensation 12 Total Property and Casualty Section 3,118

Grand Total 3,455

87 Wisconsin Insurance Report Business of 2004 Division of Regulation and Enforcement, Bureau of Market Regulation

Trends in Complaints

OCI continued to receive a significant number of The following tables summarize the Bureau’s complaints from consumers concerned about the high complaint data. Table I shows a comparison of complaint cost of health insurance. Consumers complained about activity over the last six years. A complaint is defined as the difficulty of finding affordable health insurance that a written expression of dissatisfaction with an insurance provided the level of coverage they desired. There were company or agent. Complaints may initially be received complaints and inquiries about alternatives to health either in person, by telephone, by e-mail, or in writing. insurance, primarily discount plans that provided little To be considered a formal complaint that initiates an coverage for the consumers who purchased the plans. inquiry or investigation, a complaint should be in writing. There was an increase in inquiries about high deductible The data presented is based upon formal complaints. plans including medical savings accounts and health savings accounts. There were also complaints about the In addition to the formal complaints, the Bureau also increase in the rates for long-term care insurance. handled over 35,000 general inquiries or requests for information in 2004. Most such inquiries were by OCI noted significant complaints about the telephone, with the remainder being written suitability of the sale of life insurance and annuities to communications, including e-mail, and “walk-ins.” senior citizens. Many of these complaints resulted in enforcement actions. There were also complaints about Table II shows 2003 and 2004 complaints by type of the difficulty in finding some types of property and insurance. When reviewing this information, it is important casualty insurance and improper notices of nonrenewal. to note that a complaint may involve more than one type of insurance. Table III shows the area of insurance In the personal lines areas there were complaints about operations that generated the complaint. As with Table II, claims settlement practices and underwriting. Consumers a complaint may involve more than one area of insurance expressed concern about the use of credit information operations. and external sources of information in determining eligibility for insurance. Table III shows the basis for complaints. Over half the complaints involve claim problems. Policyholder service is the second most common reason for filing a complaint.

Table I Total Complaint Files

Year Received Closed

1999 9,559 9,506 2000 9,295 9,005 2001 9,265 8,874 2002 9,165 10,585 2003 7,961 8,879 2004 7,938 8,678

1999 2000 2001 2002 2003 2004 Health 5,495 5,118 5,182 5,220 4,508 3,861 P&C 3,350 3,482 3,448 3,585 3,082 2,693 Life 896 838 840 801 795 799

88 Wisconsin Insurance Report Business of 2004 Division of Regulation and Enforcement, Bureau of Market Regulation

Table II Complaints Filed By Type of Insurance*

2003 2004 Accident and Health Group Accident and Health 396 696 Individual Accident and Health 509 463 Medicare Supplement 229 211 Long-Term Care 89 86 HMO 788 666 PPO 1,194 671 LSHO 16 9 Credit 82 95 Self-Funded Health Plans 1,205 964 Total Accident and Health 4,508 3,861

Property and Casualty Automobile 1,252 1,049 Homeowner’s, Tenant’s, Farmowner’s 785 613 Fire, Allied Lines, Other Property 229 207 General Liability 121 87 Worker's Compensation 347 279 All Other Lines 348 458 Total Property and Casualty 3,082 2,693

Life, Including Credit and Annuities 795 799

Grand Total 8,385 7,353

*A complaint may involve more than one type of insurance.

Table III Reasons for Complaints*

Through Through 4th Quarter Percent 4th Quarter Percent Basis for Complaint 2003 of Total 2004 of Total

Claim Handling 7,019 57% 6,070 57% Policyholder Service 2,057 17 1,876 17 Marketing and Sales 1,438 12 1,368 13 Underwriting 1,654 13 1,212 11 Other 156 1 169 2

*A complaint may have more than one basis.

89 Wisconsin Insurance Report Business of 2004 Division of Regulation and Enforcement, Bureau of Market Regulation

The Bureau keeps track of the amount of money recovered by complainants who filed a complaint with our office. From January 1 through the 4th quarter of 2004, the office assisted complainants in recovering $3,522,606 from insurers as follows:

Table IV Amounts Recovered for Complainants by Types of Coverage and Complaint Reason

Coverage Claim Policyholder Marketing Type Handling Service and Sales Underwriting Other Total

Group Health $ 142,347 $ 8,128 $ 4,530 $ 1,689 $ 0 $ 156,694 Ind. Accident and Health 131,866 13,532 17,572 3,033 0 166,003 Ind. Medicare Supplement 15,917 3,846 906 1,048 0 21,717 Long-Term Care 72,958 0 2,576 501 0 76,035 HMO/PPO/LSHO 841,430 4,325 1,287 6,421 0 853,463 Credit Health 81,621 3,573 800 8,824 0 94,818 Automobile 189,366 9,639 8,246 5,583 0 212,834 Life, Including Credit and Annuities 384,465 81,373 716,328 78,689 0 1,260,855 Homeowner’s, Tenant’s, Farmowner’s 124,672 42,214 4,232 302,573 0 473,691 Fire, Allied Lines, Other Property 9,095 2,304 98 3,445 0 14,942 General Liability 32,859 7,362 0 162 0 40,383 Worker’s Compensation 20,787 600 7,175 12,813 0 41,375 All Other Lines 472,181 8,530 26,788 12,478 425 520,402

Total $2,519,564 $185,426 $790,538 $437,259 $425 $3,933,212

Complainants may appeal the results of the Bureau’s determination on their complaints when the complaints were not resolved as originally requested. The appeal gives the complainants an opportunity to have their complaints reviewed by the office’s management staff or to provide additional information on their complaint to office management. Table V reflects the complaint appeal activity.

Table V 2004 Complaint Appeals Filed by Section

Property & Life & Casualty Health Complaints Total

Number of Complaint Files Appealed in 2004* 88 69 6 163

*An appeal may be on a file closed prior to the period under review.

90 Wisconsin Insurance Report Business of 2004 Division of Regulation and Enforcement, Bureau of Market Regulation

Table VI Complainant Survey 2004

Survey Cards Sent 1,054 Survey Cards Returned 547 Response Rate 52%

Results

1. How did you hear about the Office of the Commissioner of Insurance?

Word of Mouth 160 Insurance Agent 91 Insurance Company 39 Phone Book 20 Lawyer 31 Health Care Provider 54 Other 172 No Answer 88

Yes % No % 2. Did we respond to your complaint promptly? 502 95% 28 5%

3. Do you feel your complaint was handled fairly by our office? 408 80% 101 20%

4. Do you feel you were given an adequate explanation on your complaint? 396 78% 112 22%

5. If you called our office, do you feel we treated you courteously? 312 96% 12 4%

6. If you have another insurance problem, would you contact our office again? 454 94% 31 6%

91 Wisconsin Insurance Report Business of 2004 Division of Regulation and Enforcement, Bureau of Market Regulation

Companies Examined in 2004

Fortis Ins. Co. Humana Wisconsin Health Organization Ins. Corp. Midwest Security Life Ins. Co. SECURA Ins., A Mutual Co. Wisconsin Ins. Plan Wisconsin Physicians Service Ins. Corp.

92 Wisconsin Insurance Report Business of 2004 Division of Regulation and Enforcement, Agent Licensing Section

Agent Licensing Section

The Agent Licensing Section conducts licensing • The fifth continuing education biennial examinations for insurance agents; licenses agents, reporting period for agents began January 1, reinsurance intermediaries, managing general agents, 2003. Promissor, Inc., continues to administer certain corporations and firms, employee benefit plan the entire program, which includes provider, administrators, viatical settlement brokers; and reviews instructor, and course approval, as well as course and approves prelicensing and continuing education tracking. To satisfy the biennial requirements, providers and courses. agents affected needed to earn 24 credit hours by February 15, 2005. During 2004, there were 15,071 tests administered in all lines of insurance to candidates seeking a resident • Completed the biennial renewal process for over agent license. In all, a total of 17,297 new licenses were 90,000 agents and firms. issued to resident and nonresident agent candidates. • Continued involvement with the NAIC in the As of December 31, 2004, there were 88,204 licensed enhancement of the National Insurance Producer insurance agents and 589,209 active appointments by Registry (NIPR). The database is speeding up insurance companies authorizing the licensed agents to and simplifying the licensing process and market their products. provides benefits to both regulators and industry. Wisconsin participated as a pilot state for the 2004 Projects project, and provides daily updates to the database along with all other states. • Continued programming effort with the Wisconsin Department of Justice to create an • Continued participation in the NAIC’s Producer electronic interface to automatically receive Working Group. The goal of this committee, background information checks on all resident comprised of state regulators and industry applicants. Once completed, this enterprise representatives, is to improve the effectiveness initiative will be available for use by all state and efficiency of the state licensing process and agencies. resulting uniformity through increased coordination, automation, standardization, and reciprocity.

93 Wisconsin Insurance Report Business of 2004 Division of Regulation and Enforcement, Commercial Liability Insurance Reports

Commercial Liability Insurance Reports Section 601.422, Wis. Stat.

The following tables summarize the reports on commercial liability insurance required by s. 601.422, Wis. Stat., that were received in 2004. All of the information is for commercial liability insurance written in Wisconsin by authorized insurers. The data required by this statute were collected from the following three sources:

1. the insurers themselves, 2. statistical agents utilized by the insurers, and 3. the NAIC database.

Reporting threshholds were established by this office in conjunction with the statistical agents to eliminate insurers who write marginal amounts of insurance.

Tables IA and IB include information required for policy years 2001 and 2002, respectively. Lines one and two were calculated by applying the ratios of investment gain and other expenses to net premium earned for other liability as reported in the Insurance Expense Exhibit to direct premiums earned. The Insurance Expense Exhibit information is on a calendar year basis, therefore the ratios applied represent the average of the two calendar years included in the applicable policy year. The number of policies written, the number of claims closed without payment, and the number of legal actions filed were provided by the insurers. The remaining policy year information was provided by statistical agents.

It should be noted that the liability for claims incurred but not reported (IBNR) is calculated differently depending on the market. In particular, approximations for the IBNR liability for excess and umbrella insurance are based on the general liability expected loss ratio. The long-tailed nature of these two lines can create difficulty when attempting to establish an accurate liability for claims IBNR even after three or four years of development.

As noted previously, much of the data is from individual insurers and the statistical agents they utilize. These reports have been accepted by this office without audit.

Table II summarizes key ratios and averages for supplemental commercial liability data for the most recent five policy years. Several cells in this table are incomplete due to lack of activity for selected categories in certain policy years. Incomplete cells are indicated by an asterisk.

94 Wisconsin Insurance Report Business of 2004 Division of Regulation and Enforcement, Commercial Liability Insurance Reports Liquor Liability Pollution Municipal 2,958 725 678 679 tional Care 106,680 83 7,357 29,3028,229 197 31,166 2,172 210 2,432 2,312 1,237 2,608 259 1,311 275 9,183 47,102 403 3,770 3,303 1,694 1,044 sional sional Profes- Profes- Day Recrea- Lawyers All Other TABLE IA $14,769 1,543 $ $ 7,91468 $ 633 $ 555 $ $ 285 $ 175 Umbrella 5,8933,170 25,975 37,246 2,713 1,681 13,918 119 1,114 976 501 308 Excess 7,385 $ 3,351 6,160 15 8,205 2,546 7,537 51 499 972 41 2 7,866 269 3,953 1,136 4,563 35 565 230 21 0 Products & COMMERCIAL LIABILITY INSURANCE REPORT, S. 601.422, WIS. STAT. 449 142 2 24 17 190 2 10 19 3 0 66.4% 51.4% 69.8% 70.3% 66.3% 52.3% 48.1% 54.5% 61.7% 72.4% 24.4% 4,777 991 29 34 85 626 9 93 104 32 2 5,1666,333 2,330 1,214 0 19 472 40 653 42 4,354 399 3 39 64 198 279 475 2 12 0 4 1,041 1,167 6,291 2,360 5,4632,523 1,052 442 4,860 18 1,275 670 4,555 616 2,499 1,537 502 1 67 127 9 5 22,676 23,371 8,572 13,64222,547 49,653 2,406 12,548 109 989 837 1,163 253 $17,349 $ 103,259 43,951 19,943 87,901 Premises & Completed Operations Operations ENTRIES ARE FOR INSURERS REPORTING COMMERCIAL LIABILITY INSURANCE IN WISCONSIN* allocated loss adjustment expense and incurred but not reported losses 76,275 46,137 13,945 62,174 all loss adjustment expense and incurred but not reported losses 81,189payment 80,722 14,792 65,439 paid than loss adjusting expenses 30,513 12,988 standing claims reported not for open claims * 000's omitted in items 1, 2, 4, 7, 8, 9, 10, 12, 14, and 15. 3. Number of policies written 99,183 37,656 1. Investment gain 2. Expenses incurred other 4. Direct dollar premium earned 5. premium per policy Average 6. Number of outstanding claims7. Direct case reserves for out- 8. 522 Liability for claims incurred but 9. 183 Loss adjustment expense liability 10 36 31 70 4 14 63 2 0 17. Number of legal actions filed 13. Number of claims paid 14. Ultimate incurred losses including 15. Ultimate incurred losses including 16. Number of claims closed without 10. Losses paid 11. Pure loss ratio 12. Allocated loss adjustment expense Policy Year 2001

95 Wisconsin Insurance Report Business of 2004 Division of Regulation and Enforcement, Commercial Liability Insurance Reports Liability Pollution Municipal 3,193 835 778 827 4,313 2,049 2,250 1,06 Profes- Day Recrea- Liquor 103,737 104 3,144 17,605 126 1,275 605 665 315 3,702 26,092 190 1,844 780 1,886 366 7,776 36,4498,579 448 38,755 4,182 477 2,439 4,452 2,118 2,612 401 2,239 426 sional sional Care tional Lawyers All Other TABLE IB Umbrella 2,900 41,894 2,223 Excess 6,598 106 2,248 2,037 3,640 156 1,634 339 10 11 4,335 0 3,527 925 4,121 76 348 784 170 15 Products & COMMERCIAL LIABILITY INSURANCE REPORT, S. 601.422, WIS. STAT. 273 70 1 16 23 149 0 8 11 0 0 67.4% 105.5% 70.2% 67.6% 62.7% 56.8% 99.4% 88.7% 92.9% 91.8% 36.7% 1,045 1,254 14,025 2,587 4,786 574 4,094 1,351 2,453 2,892 1,289 2,515 9571,878 94,174 878 683 890 1,064 0 6 779 483,695 19 22 313 695 279 15 1,851 16 347 336 2 23 51 22 87 45 151 8 200 530 217 1 13 9 1 329 10 97 16 5 18,487 $ 8,507 $ 6,834 $ 18,210 $ 1,787 $ 10,01072 $ $ 725 $ 344 $ 378 $ 179 20,899 41,277 42,494 28,456 67,456 12,032 105,295110,033 40,384 50,635 40,674 108,385 10,638 59,578 426 Premises & Completed Profes- Operations Operations ENTRIES ARE FOR INSURERS REPORTING COMMERCIAL LIABILITY INSURANCE IN WISCONSIN* than loss adjusting expenses 32,515 14,963 12,019 32,028 standing claims not reported paid allocated loss adjustment expense and incurred but not reported losses 77,484all loss adjustment expense and 55,099incurred but not reported losses 28,572 82,401payment 72,958 58,617 30,257 77,134 for open claims * 000's omitted in items 1, 2, 4, 7, 8, 9, 10, 12, 14, and 15. 1. Investment gain2. Expenses incurred other $ 3. Number of policies written 4. Direct dollar premium earned 5. premium per policy Average 6. Number of outstanding claims7. Direct case reserves for out- 905 278 28 18 92 157 6 47 62 3 5 8. Liability for claims incurred but 9. Loss adjustment expense liability 10. Losses paid 11. Pure loss ratio 12. Allocated loss adjustment expense 13. Number of claims paid 14. Ultimate incurred losses including 15. Ultimate incurred losses including 16. Number of claims closed without 17. Number of legal actions filed Policy Year 2002

96 Wisconsin Insurance Report Business of 2004 Division of Regulation and Enforcement, Commercial Liability Insurance Reports -2.0 1,710 5,727 2,100 2.8% 2.2% 14,981 20,000 15,550 10,501 * -38.0% 3 4,024 6,325 5,4653,644 3,348 2,100 10,009 45,157 10,000 5 10,350 40,389 33,91555,741 155,421 10,521 656 52,361 * * Care tional Municipal Pollution Liability 8,319 1,9876,952 5,020 2,233 4,457 526 8,653 5,000 7,000 12.4 55.4 10.5 10.0 14.2 24.7 8.0 13.2 5.2 25.4 5.0 62.549.855.2 75.2 66.7 69.8 71.8 66.2 2.3 55.2 98.7 64.3 73.2 65.4 75.2 33.7 41.5 36.8 sional sional Day Recrea- Liquor Lawyers All Other -1.5 2.6 23.3% 15.9% 26.5% 5.5% 14.4% 70.397.0 66.3 55.5 52.3 42.0 48.1 66.8 54.5 65.0 61.7 76.0 72.4 66.0 24.4 9.8 58.3 82.1 67.0 55.4 52.4 25.5 77.7 26.4 70.3 66.3 52.3 48.1 54.5 61.7 72.4 24.4 Umbrella Liability Liability 156,093 27,687 15,742 159,970 50,448 25,801 124,890 22,146 23,184 26,081 34,767 115,882 46,231 30,256 TABLE II 55.624.7 2.0 24.6 15.0 10.2 14.3 -20.8 5.0 1.8 70.2% 67.6%95.1 62.7% 65.0 56.8% 89.6 99.4% 88.7% 37.2 92.9% 55.9 91.8% 49.4 36.7% 64.3 52.4 48.0 70.2% 67.6% 62.7% 56.8% 99.4% 88.7% 92.9% 91.8% 36.7% Excess 104.0% 105.0 9,819 3,787 4,658 SUMMARY OF SUPPLEMENTAL DATA 15.2% 105.5% 115.4 105.5% 10,041 11,59812,560 45,690 350,965 135,698 61,754 335,231 49,356 30,275 53,685 10,000 75,000 150,263 10,589 500 10,824 130,119 209,824 106,741 56,176 16,578 30,106 34,569 10,006 Products & Profes- Profes- 4.0% 3.6%7.2 0.0% 0.7% 9.0 12.9% 8.5 4.4% 5.8% 2.46.6% 8.5% 12.1 26.7% 7.4 2.3% 3.4 0.9% 5.9 16.3 3.6 1.4 -5.0-3.5 7.4 3.2 -9.8 5.4 1.2 5.9 6.8 67.4% 65.6 80.7 85.6 71.6 71.2 51.1 65.1 62.0 64.1 72.0 29.1 67.4% 30.5 71.0 46.7 51.0 62.1 55.3 71.8 56.7 74.6 75.6 34.6 6,484 9,360 3,119 6,597 4,389 4,206 4,456 40,727 41,450 129,689 153,372 125,910 50,049 18,486 40,272 108,048 13,384 Operations Operations Premises & Completed COMMERCIAL LIABILITY INSURANCE REPORT, S. 601.422, WIS. STAT. 2002 2001200019991998 66.4 97.7 52.4 43.8 51.4 54.5 69.8 76.5 88.0 2002 2001 2000 1999 1998 605 10,559 241,002 535,604 70,985 155,379 55,632 15,342 20022002 2001 23,09320001999 23,734 1998 66.4 3.2 5.5 51.4 9.9 78.2 53.2 69.8 66.5 35.6 40.2 17.8 54.5 8.2 54.3 98.7 45.2 37.8 20012000199919982002 7.4 12.0 5.5 7.2 10.6 7.7 11.5 11.8 40.2 0.1 0.5 1.5 1.3 1.3 6.3 2.5 10.6 13.8 12.5 10.5 10.6 10.3 6.2 4.2 5.5 0.8 3.5 9.6 2.7 3.5 3.6 20.4 12.3 4.2 15.6 7.3 0.7 6.8 4.5 0.0 0.4 3.2 2.4 3.3 200119991998 43,440 42,986 52,655 45,900 26,950 33,578 109,809 65,454 500,600 36,654 265,956 65,191 35,263 55,645 45,698 36,546 365,189 55 * 2000 38,545 41,500 112,450 150,325 489,256 75,968 2000 to 2001 1999 to 2000 1998 to 1999 *Information incomplete. See narrative. Loss Ratios Five-year averagee Average Incurred Loss Per Claim Five-year averagee Average Case Reserve Per Claim Allocated LAE: Premium Earned Five-year averagee Percentage Change In Premium Earned 2001 to 2002 Five-year averagee IBNR: Premium Earned Five-year averagee

97 Wisconsin Insurance Report Business of 2004 Division of Regulation and Enforcement, Medical Malpractice Insurance Reports

Medical Malpractice Insurance Reports Section 601.427, Wis. Stat.

The following table summarizes the reports on medical malpractice insurance required by s. 601.427, Wis. Stat., that were received in 2005. All of the information is for medical malpractice insurance written in Wisconsin by authorized insurers. Insurers that wrote less than $300,000 annually in medical malpractice insurance premiums in Wisconsin were not required to report.

The first three lines are for the calendar years indicated by the column headings. The Average Written Premium per Policy is calculated from the entries in the previous two lines. The next fifteen lines are for the policy years shown by the column headings.

This report includes the experience of the Wisconsin Health Care Liability Insurance Plan. It does not include the experience of the Injured Patients and Families Compensation Fund.

It should be noted that the data are from individual insurer reports and have been accepted by this office without audit. In addition, the data do not separate occurrence policy experience from claims-made policy experience. These two types of policies have different claims payment experience patterns.

This report combines the experience for all physician and surgeon classifications, other health care professionals, hospital, and other health care facilities. The individual classification reports by company, from which the summary table was derived, have been maintained in this office.

98 Wisconsin Insurance Report Business of 2004 Division of Regulation and Enforcement, Medical Malpractice Insurance Reports $13,904 5 21,989 21,821 9,829 $ 14,185 5,601 2,126 12,489 25,808 7,235 9,640 4,753 4,516 3,578 692 11,697 11,272 12,615 14,048 1,627 1,153 1,388 676 519 11,502 15,372 8,596 8 25 35 92 138 176 249 404 5,037 867 4,399 6,982 45,504 77,091 301,235 9 11,409 16,918 14,031 18,087 13,057 3 114 115 107 131 86 70 36 31 16 502 577 642 750 544 431 370 288 154 83 552 579 689 677 456 534 401 348 186 135 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 46.0% 43.0% 62.3% 61.6% 69.9% 57.5% 50.4% 62.9% 33.6% 37.8% 2,428 2,334 2,458 4,018 2,245 1,645 1,588 1,292 1,961 2,352 1,878 2,4302,005 2,492 1,975 2,794 3,233 2,519 5,050 7,863 1,548 1,377 1,563 1,280 1,006 1,097 848 753 674 425 9,415 23,986 18,026 17,891 13,943 14,41032,096 13,86177,926 32,153 17,284 75,046 29,890 16,383 73,471 18,121 16,919 72,810 31,959 15,957 71,736 43,168 13,918 71,004 44,649 12,098 70,904 46,659 11,071 60,295 46,577 11,185 15,466 91,321 47,222 111,051 33,629 29,255 38,266 41,161 42,512 31,355 18,993 18,815 $21,316 $26,213 $25,961 $23,861 $21,260 $22,430 $17,366 $15,358 $ MEDICAL MALPRACTICE INSURANCE REPORT, S. 601.427, WIS. STAT. ENTRIES ARE FOR INSURERS REPORTING MEDICAL MALPRACTICE INSURANCE IN WISCONSIN* * 000's omitted in items 1, 2, 3, 5, 8, 9, 10, and 18. 1. Investment and other income** 2. Incurred loss adjustment expense** 3. All other incurred expenses** 4. Policies written 5. Direct premiums written 6. per policy written premium Average 7. Number of open claims 8. Direct case reserves for open claims 345 556 9. Paid claims ** These elements are reported on a calendar year basis; all other rows policy basis. 10. IBNR reserves 11. Pure loss ratio 12. Claims reported 15. Legal actions filed 16. for defendants Verdicts/judgements 17. for plaintiffs Verdicts/judgements 164 130 126 102 75 79 71 69 51 42 13. Claims closed without payment 14. Claims closed with payment 18. Amount awarded to plaintiffs

99 Wisconsin Insurance Report Business of 2004 Division of Regulation and Enforcement, Product Liability Insurance Reports

Product Liability Insurance Reports Section 601.425, Wis. Stat.

The following table summarizes the reports on product liability insurance required by s. 601.425, Wis. Stat., that were received in 2005. All of the information is for product liability insurance written in Wisconsin by authorized insurers. Insurers that wrote less than $50,000 annually in product liability insurance premiums in Wisconsin were not required to report.

It should be noted that the data are from reports provided by individual insurers. These reports have been accepted by this office without audit. In addition, the data do not separate occurrence policy experience from claims-made policy experience. These two types of policies have different claims payment experience patterns.

100 Wisconsin Insurance Report Business of 2004 Division of Regulation and Enforcement, Product Liability Insurance Reports 3,847 11,226 20,994 7,507 1,0901,172 717 894 10,035 1,164 2,704 1,752 12,126 7820 6875 24,402 51,638 11,048 39,730 105,062 12,596 12,566 12,843 12,711 19,245 18,159 20,760 6,948 9,367 5,047 8,877 1,281 670 2,077 7,462 8,672 14.6% 11.1% 8.3% 11.0% 19.1% 46.3% 62.4% 49.7% 43.8% 51.1% 1,206 629 420 603 541 556 536 288 919 202 2,419 3,4823,696 1,382 1,695 2,541 1,539 2,061 1,791 6,182 2,759 9,205 3,108 5,991 5,098 4,999 9,036 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 16,244 16,491 15,691 16,846 14,825 19,094 39,948 85,76448,164 121,228 53,924 75,136 50,932 66,677 45,281 65,150 36,057 68,647 161,555 36,195 66,069 36,807 349,711 46,517 60,720 70,553 $12,185 $12,197 $19,766 $20,162 $18,523 $15,400 $14,399 $18,106 $13,366 $15,283 $24,818 PRODUCT LIABILITY INSURANCE REPORT, S. 601.425, WIS. STAT. ENTRIES ARE FOR INSURERS REPORTING PRODUCT LIABILITY INSURANCE IN WISCONSIN* * 000's omitted in items 1, 2, 3, 5, 8, 9, 10, and 18. 1. Investment and other income net gain or loss** 2. Incurred loss adjustment expenses** 3. All other incurred expenses** 7. Number of open claims8. Direct case reserves for open claims 929 32 806 32 29 89 59 111 113 177 195 330 4. Policies written 5. Direct written premiums 6. premium per policy written Average 9. Amount paid on product liability claims ** These elements are reported on a calendar year basis; all other rows policy basis. 17. plaintiffs for Verdicts/judgements 18. Amount awarded to plaintiffs 14 114 1 300 1 120 3 255 0 15 376 4 778 65 200 436 12. Claims reported 66 77 98 434 987 298 483 10. Reserves for IBNR Claims 11. Pure loss ratio 13. Claims closed without payment14. Claims closed with payment15. Legal actions filed16. for defendants Verdicts/judgements 21 21 23 0 19 27 82 3 101 17 58 0 193 80 62 877 134 1 167 61 92 4 404 181 55 7 282 67 128 134 109 55

101 Wisconsin Insurance Report Business of 2004 Division of Regulation and Enforcement, Independent Review Process

Independent Review Process

According to state insurance law, health insurance some health insurance claims denials to an independent claimants have a right to an independent review of an third party. The results from the reports for calendar year adverse determination or an experimental treatment 2004 are summarized below. determination by an insurer. These reviews are carried out by Independent Review Organizations (IROs) For more information on the independent review registered with OCI. Every year, IROs certified to do process, see the consumer brochure “Fact Sheet on the reviews in Wisconsin are required to submit to OCI a Independent Review Process in Wisconsin” available report for the prior calendar year’s experience. The on OCI’s web site at http://oci.wi.gov/pub_list/pi- independent review process allows a consumer to appeal 203.htm.

Number Number Both Number Number Experimental Adverse Number (%) Number Total Total Adverse Treatment Experimental (%) Partially (%) IRO Received Declined* Determinations Determinations Treatment Reversed Reversed Upheld IPRO 25 2 17 6 0 8 4 11 (34.8%) (17.4%) (47.8%)

MAXIMUS** 30 0 21 7 0 10 2 16 (35.7%) (7.1%) (57.2%)

Medical Review 31 2 22 7 0 8 2 19 Institute of Am. (27.5%) (6.9%) (65.6%)

Permedion 56 5 34 10 7 12 5 34 (23.5%) (9.8%) (66.7%)

Prest & 6 2 3 1 0 1 0 3 Associates (25.0%) (75.0%)

Totals 148 11 97 31 7 39 13 83 (28.9%) (9.6%) (61.5%) * An IRO may decline a case if it determines that the dispute is not eligible for an independent review, the request was received directly from the consumer, or the IRO has a potential conflict of interest. ** In 2 cases, the insurer voluntarily reversed its denial before MAXIMUS completed its review.

The independent review program began in 2002. The chart below summarizes the total percent of insurers’ decisions that were upheld and the total reversed in whole or in part by the IROs.

Upheld Reversed 2002 57.8% 42.2% 2003 65.3 34.7 2004 61.5 38.5

102 Wisconsin Insurance Report Business of 2004 Division of Regulation and Enforcement, Consumer Publications

Consumer Publications

The following consumer publications are available • A Shopper’s Guide to Cancer Insurance (PI-001)— from OCI. Copies of all brochures are available on-line Describes cancer insurance policies and the limitations many of these policies have. on OCI's Web site: http://oci.wi.gov/pub_list.htm. • Consumer’s Guide to Managed Care Health Plans Auto in Wisconsin (PI-044)—Provides information on • Consumer’s Guide to Auto Insurance (PI-057)— all HMO and Limited Service Health Organization Explains the types of coverage provided in an auto Plans in Wisconsin. insurance policy, how to shop for insurance, collision • Fact Sheet on Continuation and Conversion in Health damage waiver coverage for rental cars, and contains Insurance Policies (PI-023)—Describes a premiums for five hypothetical examples. consumer’s rights under Wisconsin law and the federal • Guia del Consumidor para Seguros de Automóvil (PI- COBRA law to continue or convert group health 157)—Explica los tipos de cobertura que se brindan insurance coverage after losing previous eligibility en las pólizas de seguro de automóvil, cómo contratar for health insurance coverage. un seguro, la cobertura por daños en caso de choque • Fact Sheet on the Independent Review Process in para automóviles de alquiler, e incluye las primas Wisconsin (PI-203)—Describes a consumer's right para cinco casos hipotéticos. to appeal a health plan's decision to an independent • Teenagers and Auto Insurance (PI-200)—Provides medical expert. information on buying car insurance, saving money, • Fact Sheet on Managed Care Consumer Protections and how underage drinking affects your insurance in Wisconsin (PI-102)—Describes consumer premium. protections available to Wisconsin residents enrolled in managed care plans. Health • Fact Sheet on Mandated Benefits in Health Insurance Long-Term Care Policies (PI-019)—Gives a brief description of • Guide to Long-Term Care (PI-047)—Explains current mandated benefits. different types of long-term care insurance and the • Fact Sheet on Mandated Benefits for the Treatment types of policies sold in Wisconsin to cover long- of Nervous and Mental Disorders, Alcoholism and term care expenses. Other Drug Abuse (PI-008)— Summarizes required • Long-Term Care Insurance Policies Approved in coverages in group health insurance policies. Wisconsin (PI-046)—Lists individual, group and • Group Health Insurance Index (July PI-081 and tax-qualified long-term care insurance policies, January PI-080)—Survey results listing the monthly nursing home policies, and home health care policies premiums for group health insurance policies for four including information regarding benefits and sample hypothetical groups. premiums. • Guide for Insurance Consumers Regarding the Medicare Supplement Health Insurance Portability and Accountability Act • Medicare Advantage - Questions and Answers of 1996 (HIPAA) and Wisconsin Insurance Laws – (PI-099)—Explains new options available to (PI-096)—Provides a general overview of the new Medicare-eligible persons age 65 and over, and some federal law as well as the changes made to state health Medicare-eligible disabled individuals under age 65, insurance laws. who are looking for information about the Medicare • Health Insurance Coverage in Wisconsin (PI-094)— Advantage program. Survey results listing the number of people covered • Medicare Supplement Insurance Approved Policies by an HMO, Preferred Provider Organization, Point- (PI-010)—Lists policies available in Wisconsin of-Service Plan and traditional health insurance in including benefits and current premiums. Wisconsin. • Wisconsin Guide to Health Insurance for People with • Health Insurance for Small Employers and Their Medicare (PI-002)—Explains Medicare and Employees (PI-206)—Discusses the Small Employer supplemental insurance to cover those expenses not Health Insurance Law and contains monthly paid by Medicare. premiums for three hypothetical groups. General • Insurance Coverage and AIDS PI-064—Summarizes rules regarding health and life insurance underwrit- • ANSI Codes (OCI 17-007)—American National ing and coverage for AIDS and includes Resources Standards Institute (ANSI) claim disposition codes for Persons with a Positive HIV Test/The Implica- that must be used by providers and their narrative tions of Testing Positive for HIV (OCI 17-001). explanation. • Mammograms: Mandated Insurance Coverage (PI- • A Guide to Health Insurance and Worker’s 056)—Summarizes required coverage for Compensation Insurance for Farm Families mammograms under health insurance policies. (PI-072)—Provides information about health insurance and limitations for work-related injuries.

103 Wisconsin Insurance Report Business of 2004 Division of Regulation and Enforcement, Consumer Publications

Homeowner's Life Insurance and Annuities • Buying a Home and Your Insurance Needs (PI-100)— • NAIC Life Insurance Buyer’s Guide— A copy of Provides information on title, homeowner’s, flood The NAIC Life Insurance Buyer's Guide is available and private mortgage insurance and discusses other by calling (608) 267-4397 (bulk copies may be insurance options to consider when buying a home. obtained by calling the NAIC Office at 816-783- • Consumer’s Guide to Homeowner’s Insurance (PI- 8301). 015)—Explains the basic coverages included in • State Life Insurance Fund—Information about the homeowner's and tenant's insurance policies, the State Life Insurance Fund that offers life insurance types of policies, what you should do if you have a to Wisconsin residents. This also includes a rate loss, the Wisconsin Insurance Plan, and contains table and an application. For more information, call premium tables for four hypothetical examples. 1-800-562-5558 (Wisconsin residents only). • Guía del Consumidor para Seguros de Vivienda (PI- • Wisconsin Buyer’s Guide to Annuities (PI-016)— 115)—Explica las coberturas básicas incluidas en Describes annuities and provides consumer las pólizas de seguros de propietarios de viviendas e information. inquilinos, los tipos de pólizas, qué debe hacer en caso de pérdida, el plan de seguros de Wisconsin y Other contiene tablas de tarifas para cuatro ejemplos • Consumer’s Guide to Insurance (PI-051)—Provides hipotéticos. general information about health, life, auto, • Settling Property Insurance Claims (PI-084)— homeowner's, and worker's compensation insurance. Provides information on what to do after a loss, how • Guia del Consumidor Seguros (PI-151) — Brinda to settle an insurance claim, flood insurance, and información general sobre los seguros de salud, de tips on what to do before a loss. vida, del automóvil, de propietarios de vividenda y de indemnización laboral. Liability • Fact Sheet on Credit Insurance (PI-205)—Provides • Consumer’s Guide to Commercial Liability information on credit insurance. Insurance (PI-045)—Contains basic information on commercial liability insurance, risk management, • Fact Sheet on Insurance Terminations, Denials, and legal protections, required coverages, and optional Cancellations (PI-024)—Summarizes the laws coverages. dealing with notice requirements when insurance coverage is terminated. • Consumer’s Guide to Day Care Liability Insurance (PI-054)—Answers questions about liability • Fact Sheet on Standard Health Insurance Forms insurance coverage for day care facilities. (PI-083)—Describes the requirements for billing formats to be used by providers and explanation of • Consumer’s Guide to Insurance for Small Business benefits and remittance advice forms used by insurers Owners (PI-085)—Provides information about to explain claim payments. business, worker’s compensation, health, and auto insurance. • Frequently Asked Questions About C.L.U.E. (PI-207)—Tips to help you understand how claims • Consumer’s Guide to Worker’s Compensation information obtained from a C.L.U.E. report may Insurance for Employers (PI-065)—Provides affect your insurance premiums. information on worker’s compensation insurance requirements and answers frequently asked questions. • Insurance Complaints and Administrative Actions (PI-030)—An annual report listing companies with • Fact Sheet on Foster Parent Liability Insurance (PI- an above-average number of complaints in 048)—Answers questions about liability insurance automobile, homeowner’s and tenant’s, individual coverage for foster children. accident and health, group accident and health, and • Information Sheet on Surplus Lines Insurers and life and annuities insurance. Agents (PI-026) — Answers questions about surplus • Learning about the Office of the Commissioner of lines insurance and procedures for placing surplus Insurance on the World Wide Web (PI-095)— lines insurance. Provides information about OCI's home site on the • Warranties (PI-069)—Discusses the Magnuson- Internet. Moss Warranty Act, the federal law that covers • Other Sources of Help (OCI 51-051)—Provides warranties, and answers questions about extended information on Small Claims Court. warranties. • Understanding How Insurance Companies Use Credit Information (PI-204)—Tips to help you understand how your credit information may be used and how it may affect your insurance premiums. • The Wisconsin Office of the Commissioner of Insurance (PI-059)—Summarizes OCI's main functions, discusses employment opportunities, the civil service system, and pay and employee benefits.

104 Wisconsin Insurance Report Business of 2004 Financial and Statistical Data

Financial and Statistical Data

105 106 Wisconsin Insurance Report Business of 2004 Financial and Statistical Data, Notes to Tables

Notes to Tables

The financial information was obtained from the Direct premiums and deposits for life business re- NAIC database downloaded on May 5, 2005, for those ported in Tables B and D includes direct premiums companies filing electronically with the NAIC and written, annuity, deposit, and other considerations and annual statements filed with OCI for those companies policyholder dividends used for renewals and paid-up not filing electronically with the NAIC. The tables additions. Direct premiums written reported in Table E report the financial position of companies licensed to excludes dividends, and deposit and other considerations. do business in Wisconsin as of December 31, 2004, Direct benefits and dividends paid includes both ben- and the results of their 2004 operations. Companies in efits paid and dividends paid or applied during the year. rehabilitation and liquidation may not be included in the financial data. Direct premiums written in Table E includes insurers with negative premiums written. This results in premi- Table A includes Risk Retention Groups as ums written for the 20 ranked insurers in certain lines of authorized insurers. They are not technically authorized business to be greater than all insurers writing that line of as they are not issued a certificate of authority to write business. business. Risk Retention Groups are required to register with this office pursuant to the Federal Liability Risk All of the amounts in Tables F-I, except ratio amounts, Retention Act of 1986. have been rounded to thousands. Ratios in excess of “999” were reported as “999” and ratios less than “0” Tables B-I do not contain financial data for the Other were reported as “0”. Ratio results outside these thresh- Entities Subject to Limited Regulation. olds are meaningless.

107 Wisconsin Insurance Report Business of 2004 Financial and Statistical Data, Explanation of Terms Used in Tables

Explanation of Terms Used in Tables

The “Wisconsin Operations” columns report the adjustment expenses are also included in the losses direct premiums and losses for Wisconsin only business incurred for nationwide operations of Title Companies. for 2004. The “Nationwide Operations” columns report the net premiums and losses for all operations for 2004. “Annuity Considerations” is revenue received for annuity contracts during the year. The amount corresponds “Direct” business refers to business for which the to premiums written on insurance contracts. insurer issued an insurance policy and accepted the premium. “Net” business is direct business plus “Deposits” are amounts placed with the insurer that reinsurance assumed and less reinsurance ceded. do not incorporate risk from the death or disability of the policyholder and are more comparable to financial or “Reinsurance” is the transfer of risk between investment instruments than insurance contracts. insurance companies. Almost all direct writing companies use reinsurance to transfer risk. Reinsurance assumed is “Other Considerations” are annuity considerations accepting the risk of other insurers, while reinsurance or other deposits, which are not allocated to a specific ceded is transferring the risk to other insurers. Some policy, but include an insurable risk. companies specialize in providing reinsurance to other companies versus writing business directly. The “Net Loss Ratio” is equal to net losses incurred plus net loss adjustment expenses incurred, divided by “Premium Written” is usually defined as premium net premiums earned. The “Expense Ratio” is equal to billed by fire and casualty companies. Rules of life underwriting expenses divided by net premiums written. insurance accounting require reporting premiums The loss ratio is determined based on net premiums earned actually collected. Premium written is a measure of sales as losses occur randomly throughout the policy term activity in the state for the year. which matches the period the premiums are earned. The expense ratio is determined using net premiums written, “Premium Earned” is the result of premiums written because most underwriting expenses (commissions, home in the current and previous years, and in some instances, office underwriting, and clerical expenses) are incurred premiums to be written in the future for current coverages. at the time the policy is written, not evenly throughout It is approximately the pro-rata portion of the premium the policy term. charged for each policy for the portion of coverage provided within the calendar year. The “Wisconsin Direct Loss Ratio” is a pure loss ratio equal to the direct losses incurred divided by the “Losses Incurred” equals losses paid, plus an direct premiums earned for Wisconsin business. This ratio estimate at the close of the current year of the amounts to does not include Loss Adjustment Expenses. For insurers be paid in the future for all unsettled claims as of the with small direct premiums earned, this ratio may not be financial statement date, less the corresponding estimate a meaningful representation of their overall operations. made at the end of the prior year. If the estimates were Negative losses incurred would result from the company exactly correct, then the incurred losses would be the overestimating the cost to settle open claims as of the actual cost of all claims arising from coverage provided end of the prior year or the receipt of salvage or other during the current year. The estimates would also include recoveries from claims paid in prior years which were in amounts for IBNR claims (incurred but not reported). Loss excess of amounts incurred for the current year claims.

108 Wisconsin Insurance Report Business of 2004 Financial and Statistical Data, Tables A and B

TABLE A Summary of Insurers Authorized to Write Insurance in Wisconsin as of December 31, 2004 Counts by Type and Domicile DOMESTIC NONDOMESTIC TYPE OF COMPANY COMPANIES COMPANIES TOTAL REGULATED ENTITIES STOCK LIFE AND HEALTH 25 416 441 MUTUAL LIFE AND HEALTH 4 32 36 FRATERNALS 9 42 51 HEALTH MAINTENANCE ORGANIZATIONS 24 0 24 OTHER HEALTH INSURERS 15 0 15 STOCK PROPERTY AND CASUALTY 73 733 806 MUTUAL PROPERTY AND CASUALTY 35 66 101 RECIPROCAL EXCHANGES 0 17 17 TOWN MUTUALS 73 0 73 SUBTOTAL 258 1,306 1,564 OTHER ENTITIES SUBJECT TO LIMITED REGULATION * CONTINUING CARE ORGANIZATIONS 23 0 23 GIFT ANNUITIES 82 110 192 MOTOR CLUBS 0 25 25 RISK RETENTION GROUPS * 0 41 41 VIATICALS 0 5 5 WARRANTY PLANS 12 108 120 SUBTOTAL 117 248 365 GRAND TOTAL 375 1,595 1,970

TABLE B 2004 Summary of Wisconsin Operations of All Insurers by Type of Company

DIRECT BENEFITS DIRECT PREMIUMS AND DIVIDENDS TYPE OF COMPANY AND DEPOSITS * PAID * STOCK LIFE AND HEALTH $11,168,595,097 $8,130,886,311 MUTUAL LIFE AND HEALTH 1,419,043,993 1,132,111,458 FRATERNALS 655,865,977 519,982,410 TOTALS $13,243,505,067 $9,782,980,179

DIRECT DIRECT PREMIUMS LOSSES LOSS TYPE OF COMPANY EARNED INCURRED RATIO HEALTH MAINTENANCE ORGANIZATIONS $ 4,303,062,351 $3,818,801,717 89 OTHER HEALTH INSURERS 512,772,798 417,847,484 81 STOCK PROPERTY AND CASUALTY 4,401,416,097 2,573,717,960 58 MUTUAL PROPERTY AND CASUALTY 3,045,808,730 1,612,885,299 53 RECIPROCAL EXCHANGES 204,590,452 112,946,700 55 TOWN MUTUALS 67,166,831 32,612,295 49 TOTALS $12,534,817,259 $8,568,811,455 68

* See Notes to Tables.

109 Wisconsin Insurance Report Business of 2004 Financial and Statistical Data, Table C

TABLE C 2004 Summary of Nationwide Financial Operations of Wisconsin Insurers

LIFE AND HEALTH INSURERS

ASSETS $190,829,050,083 CAPITAL AND SURPLUS 15,466,403,626 NET PREMIUMS AND ANNUITY CONSIDERATIONS 25,125,084,591 NET BENEFITS INCURRED 23,091,593,033 NET INCOME 1,639,605,010

DIRECT PREMIUMS, ANNUITY CONSIDERATIONS, AND DEPOSITS 26,411,558,787

PROPERTY AND CASUALTY INSURERS

ASSETS $ 56,735,875,676 CAPITAL AND SURPLUS 19,751,647,966 NET EARNED PREMIUMS 19,175,852,424 NET LOSSES INCURRED 10,569,048,468 NET INCOME 2,773,710,919

DIRECT PREMIUMS WRITTEN 21,257,325,792

HEALTH MAINTENANCE ORGANIZATIONS AND OTHER HEALTH INSURERS

ASSETS $ 1,462,981,512 CAPITAL AND SURPLUS 755,809,202 NET EARNED PREMIUMS 4,795,890,083 NET LOSSES INCURRED 4,154,000,137 NET INCOME 195,389,786

DIRECT PREMIUMS WRITTEN 4,823,112,037

ALL INSURERS COMBINED

ASSETS $249,027,907,271 CAPITAL AND SURPLUS 35,973,860,794 NET PREMIUMS AND ANNUITY CONSIDERATIONS 25,125,084,591 NET BENEFITS INCURRED 23,091,593,033 NET EARNED PREMIUMS 23,971,742,507 NET LOSSES INCURRED 14,723,048,605 NET INCOME 4,608,705,715

DIRECT PREMIUMS, ANNUITY CONSIDERATIONS, AND DEPOSITS 52,491,996,616

110 Wisconsin Insurance Report Business of 2004 Financial and Statistical Data, Table D

TABLE D 2004 Summary of Wisconsin Operations of All Insurers by Line of Insurance

DIRECT PREMIUMS LINE OF INSURANCE AND DEPOSITS*

LIFE INSURANCE ORDINARY $2,251,400,699 CREDIT 24,405,558 GROUP 414,030,616 INDUSTRIAL 4,460,845 TOTAL $2,694,297,718

ANNUITIES $4,419,177,437 DEPOSITS 824,840,122 OTHER 1,572,499,945

DIRECT BENEFITS BENEFIT TYPE AND DIVIDENDS PAID*

DIVIDENDS $ 557,851,416 DEATH BENEFITS 1,021,876,714 ANNUITY BENEFITS 1,536,085,590 ALL OTHER BENEFITS 3,870,857,674

DIRECT DIRECT PREMIUMS LOSSES LOSS LINE OF INSURANCE EARNED INCURRED RATIO

ACCIDENT AND HEALTH GROUP $7,435,550,561 $6,370,270,340 86 CREDIT 58,489,763 29,788,913 51 INDIVIDUAL 1,317,242,227 923,815,399 70 TOTAL $8,811,282,551 $7,323,874,652 83

MULTIPLE PERIL FARMOWNERS $ 103,493,733 $ 41,049,438 40 HOMEOWNERS 762,472,804 362,645,063 48 COMMERCIAL 566,136,538 262,068,776 46 TOTAL $1,432,103,075 $ 665,763,277 46

AUTOMOBILE PRIVATE PASSENGER CARS $2,308,234,078 $1,344,294,939 58 COMMERCIAL VEHICLES 573,876,074 285,306,716 50 TOTAL $2,882,110,152 $1,629,601,655 57

* See Notes to Tables.

111 Wisconsin Insurance Report Business of 2004 Financial and Statistical Data, Table D

TABLE D (continued)

DIRECT DIRECT PREMIUMS LOSSES LOSS LINE OF INSURANCE EARNED INCURRED RATIO

ALL OTHER LINES FIRE $ 130,932,407 $ 44,181,040 34 MEDICAL MALPRACTICE 97,786,983 38,633,837 40 WORKERS COMPENSATION 1,526,496,512 1,008,472,113 66 OTHER LIABILITY 449,735,699 315,773,505 70 FIDELITY 21,533,314 5,404,601 25 SURETY 39,212,133 7,116,245 18 CREDIT 24,206,334 17,966,019 74 TITLE 168,326,161 3,699,443 2 MORTGAGE GUARANTY 79,061,143 42,360,694 54 ALL OTHER 624,670,149 365,120,683 58 TOTAL $3,161,960,835 $1,848,728,180 58

112 Wisconsin Insurance Report Business of 2004 Financial and Statistical Data, Table E

Table E

Wisconsin Market Shares (Business of 2004)

113 114 Wisconsin Insurance Report Business of 2004 Financial and Statistical Data, Table E

O R D I N A R Y L I F E

% OF PREMIUMS RANK INSURER MARKET WRITTEN

1 NORTHWESTERN MUTUAL LIFE INS CO THE 18.2 $ 329,913,549 2 THRIVENT FINANCIAL FOR LUTHERANS 6.0 109,402,741 3 AMERICAN FAMILY LIFE INS CO 3.4 61,098,101 4 PRUDENTIAL INS CO OF AMERICA THE 2.8 50,242,399 5 METROPOLITAN LIFE INS CO 2.4 43,163,520 6 AXA EQUITABLE LIFE INS CO 2.2 39,334,524 7 PACIFIC LIFE INS CO 2.0 37,117,188 8 STATE FARM LIFE & ACCIDENT ASSURANCE CO 1.9 35,111,375 9 PRINCIPAL LIFE INS CO 1.9 34,149,131 10 AMERICAN GENERAL LIFE INS CO 1.8 32,842,355 11 NEW YORK LIFE INS CO 1.8 32,341,655 12 MASSACHUSETTS MUTUAL LIFE INS CO 1.6 28,842,103 13 NEW YORK LIFE INS & ANNUITY CORP 1.5 27,926,595 14 MANUFACTURERS LIFE INS CO U S A 1.5 27,044,806 15 IDS LIFE INS CO 1.2 21,521,381 16 PRIMERICA LIFE INS CO 1.2 21,444,566 17 PRUCO LIFE INS CO 1.2 20,961,479 18 CATHOLIC KNIGHTS 1.1 20,433,058 19 TRAVELERS LIFE & ANNUITY CO THE 1.1 20,379,330 20 HARTFORD LIFE AND ANNUITY INS CO 1.1 20,363,863 TOTALS FOR 20 RANKED INSURERS 55.9 $1,013,633,719 TOTALS FOR 403 RANKED INSURERS WRITING THIS LINE 100.0 $1,812,728,683

C R E D I T L I F E

% OF PREMIUMS RANK INSURER MARKET WRITTEN

1 AMERICAN GENERAL ASSUR CO 19.9 $ 4,859,747 2 CUNA MUTUAL INS SOCIETY 17.1 4,172,880 3 CENTRAL STATES HEALTH & LIFE CO OF OMAHA 9.1 2,208,974 4 MINNESOTA LIFE INS CO 8.5 2,065,675 5 PEKIN LIFE INS CO 7.0 1,715,757 6 UNIVERSAL UNDERWRITERS LIFE INS CO 6.1 1,497,292 7 JMIC LIFE INS CO 5.2 1,266,529 8 RESOURCE LIFE INS CO 5.0 1,228,198 9 HOUSEHOLD LIFE INS CO 3.9 962,349 10 AMERICAN MODERN LIFE INS CO 3.9 943,174 11 MADISON NATIONAL LIFE INS CO INC 3.0 731,242 12 PROTECTIVE LIFE INS CO 3.0 727,074 13 UNION SECURITY LIFE INS CO 2.9 713,386 14 MERIT LIFE INS CO 2.5 613,962 15 LIFE INVESTORS INS CO OF AMERICA 2.5 611,973 16 CENTURION LIFE INS CO 1.3 316,701 17 NORTH AMERICAN INS CO 0.8 197,872 18 GUARANTEE TRUST LIFE INS CO 0.6 155,654 19 AMERICAN BANKERS LIFE ASSUR CO OF FLA 0.6 135,125 20 INDIVIDUAL ASSURANCE CO LIFE HEALTH & ACCIDENT 0.5 122,611 TOTALS FOR 20 RANKED INSURERS 103.4 $ 25,246,175 TOTALS FOR 39 RANKED INSURERS WRITING THIS LINE 100.0 $ 24,405,558

115 Wisconsin Insurance Report Business of 2004 Financial and Statistical Data, Table E

G R O U P L I F E

% OF PREMIUMS RANK INSURER MARKET WRITTEN

1 MINNESOTA LIFE INS CO 14.4 $ 58,996,869 2 METROPOLITAN LIFE INS CO 12.6 51,552,527 3 UNUM LIFE INS CO OF AMERICA 7.6 31,370,960 4 HARTFORD LIFE & ACCIDENT INS CO 4.8 19,631,706 5 AETNA LIFE INS CO 4.3 17,459,684 6 MASSACHUSETTS MUTUAL LIFE INS CO 3.8 15,540,636 7 FORTIS BENEFITS INS CO 3.7 15,148,745 8 PRUDENTIAL INS CO OF AMERICA THE 2.8 11,380,193 9 NEW YORK LIFE INS CO 2.5 10,341,319 10 RELIASTAR LIFE INS CO 2.4 10,023,084 11 JEFFERSON PILOT FINANCIAL INS CO 2.4 10,017,969 12 SUN LIFE ASSURANCE CO OF CANADA U S 2.3 9,346,554 13 SUN LIFE ASSURANCE CO OF CANADA 2.1 8,498,774 14 HOMESTEADERS LIFE CO 2.1 8,439,823 15 AMERICAN MEDICAL SECURITY LIFE INS CO 2.0 8,410,765 16 UNITED OF OMAHA LIFE INS CO 1.9 7,869,657 17 CUNA MUTUAL INS SOCIETY 1.8 7,594,976 18 PRINCIPAL LIFE INS CO 1.8 7,313,428 19 LIFE INS CO OF NORTH AMERICA 1.7 6,806,585 20 NATIONAL GUARDIAN LIFE INS CO 1.4 5,821,714 TOTALS FOR 20 RANKED INSURERS 78.3 $ 321,565,968 TOTALS FOR 182 RANKED INSURERS WRITING THIS LINE 100.0 $ 410,731,193

A N N U I T I E S

% OF PREMIUMS RANK INSURER MARKET WRITTEN

1 AXA EQUITABLE LIFE INS CO 7.9 $ 346,499,307 2 ALLIANZ LIFE INS CO OF NORTH AMERICA 7.6 334,788,501 3 LINCOLN NATIONAL LIFE INS CO THE 5.9 260,733,228 4 THRIVENT FINANCIAL FOR LUTHERANS 5.9 257,918,762 5 ING USA ANNUITY & LIFE INS CO 5.3 231,717,473 6 IDS LIFE INS CO 3.3 144,016,814 7 ING LIFE INSURANCE AND ANNUITY COMPANY 3.0 129,716,340 8 METLIFE INVESTORS USA INS CO 2.7 120,815,755 9 JACKSON NATIONAL LIFE INS CO 2.7 119,567,008 10 CUNA MUTUAL INS SOCIETY 2.6 115,823,819 11 METROPOLITAN LIFE INS CO 2.5 110,273,336 12 AIG ANNUITY INS CO 2.3 102,132,613 13 LINCOLN BENEFIT LIFE CO 2.3 99,748,803 14 AMERICAN SKANDIA LIFE ASSURANCE CORP 2.2 95,286,972 15 TEACHERS INS & ANNUITY ASSN OF AMER 1.9 83,320,426 16 AIG SUNAMERICA LIFE ASSUR CO 1.7 76,921,803 17 CUNA MUTUAL LIFE INS CO 1.7 76,269,890 18 NORTHWESTERN MUTUAL LIFE INS CO THE 1.5 66,961,767 19 NEW YORK LIFE INS & ANNUITY CORP 1.5 64,286,440 20 GLENBROOK LIFE & ANNUITY CO 1.4 61,170,694 TOTALS FOR 20 RANKED INSURERS 65.9 $2,897,969,751 TOTALS FOR 281 RANKED INSURERS WRITING THIS LINE 100.0 $4,395,852,175

116 Wisconsin Insurance Report Business of 2004 Financial and Statistical Data, Table E

F I R E

% OF PREMIUMS RANK INSURER MARKET WRITTEN

1 WEST BEND MUTUAL INS CO 7.6 $ 10,343,924 2 ACUITY A MUTUAL INS CO 5.8 7,953,640 3 LOCAL GOVERNMENT PROPERTY INS FUND 5.6 7,624,920 4 FACTORY MUTUAL INS CO 5.1 7,044,709 5 AUTO OWNERS INS CO 4.5 6,130,809 6 EMPLOYERS INS CO OF WAUSAU 4.4 5,979,359 7 ALLIANZ GLOBAL RISKS US INS CO 3.5 4,835,451 8 LIBERTY MUTUAL FIRE INS CO 2.6 3,604,986 9 TRAVELERS INDEMNITY CO THE 2.4 3,233,161 10 RSUI INDEMNITY CO 2.1 2,904,886 11 AMERICAN SECURITY INS CO 2.1 2,809,187 12 AMERICAN GUARANTEE & LIABILITY INS CO 1.9 2,546,671 13 XL INS AM INC 1.7 2,344,118 14 ST PAUL FIRE & MARINE INS CO 1.6 2,212,556 15 AFFILIATED FM INS CO 1.5 2,095,452 16 GERMANTOWN MUTUAL INS CO 1.5 2,046,752 17 UNIVERSAL UNDERWRITERS INS CO 1.5 2,027,071 18 CINCINNATI INS CO THE 1.3 1,844,672 19 SENTRY INS A MUTUAL CO 1.2 1,683,789 20 TRAVELERS PROPERTY CAS CO OF AM 1.2 1,679,389

TOTALS FOR 20 RANKED INSURERS 59.2 $ 80,945,502 TOTALS FOR 294 RANKED INSURERS WRITING THIS LINE 100.0 $ 136,797,526

F A R M O W N E R S M U L T I P L E P E R I L

% OF PREMIUMS RANK INSURER MARKET WRITTEN

1 RURAL MUTUAL INS CO 30.1 $ 31,586,514 2 AMERICAN FAMILY MUTUAL INS CO 15.3 16,089,371 3 SECURA INS A MUTUAL CO 9.3 9,768,482 4 WILSON MUTUAL INS CO 6.2 6,532,162 5 HASTINGS MUTUAL INS CO 5.9 6,221,266 6 AUTO OWNERS INS CO 4.6 4,780,602 7 MT MORRIS MUTUAL INS CO 4.0 4,195,957 8 STATE FARM FIRE & CASUALTY CO 4.0 4,178,259 9 MCMILLAN-WARNER MUTUAL INS CO 3.9 4,135,730 10 NATIONWIDE MUTUAL INS CO 2.4 2,559,985 11 MAPLE VALLEY MUTUAL INS CO 2.1 2,170,106 12 GERMANTOWN MUTUAL INS CO 2.0 2,141,358 13 MANITOWOC MUTUAL INS CO 1.7 1,774,262 14 FARMINGTON MUTUAL INS CO 1.1 1,193,642 15 WISCONSIN MUTUAL INS CO 1.1 1,185,720 16 AMERICAN RELIABLE INS CO 1.0 1,057,601 17 LITTLE BLACK MUTUAL INS CO 0.9 940,726 18 INDEMNITY INS CO OF NORTH AMERICA 0.9 917,475 19 ELLINGTON MUTUAL INS CO 0.7 746,699 20 WISCONSIN AMERICAN MUTUAL INS CO 0.6 666,249 TOTALS FOR 20 RANKED INSURERS 98.0 $ 102,842,166 TOTALS FOR 43 RANKED INSURERS WRITING THIS LINE 100.0 $ 104,963,036

117 Wisconsin Insurance Report Business of 2004 Financial and Statistical Data, Table E

H O M E O W N E R S M U L T I P L E P E R I L

% OF PREMIUMS RANK INSURER MARKET WRITTEN

1 AMERICAN FAMILY MUTUAL INS CO 26.5 $ 211,261,473 2 STATE FARM FIRE & CASUALTY CO 15.1 120,688,767 3 ACUITY A MUTUAL INS CO 3.8 29,906,060 4 GENERAL CASUALTY CO OF WI 3.1 24,621,536 5 WEST BEND MUTUAL INS CO 2.6 20,957,523 6 ALLSTATE INS CO 2.6 20,737,061 7 AUTO OWNERS INS CO 2.3 18,257,056 8 FIRE INS EXCHANGE 2.2 17,602,430 9 BADGER MUTUAL INS CO 1.8 14,164,347 10 RURAL MUTUAL INS CO 1.6 13,123,075 11 SENTRY INS A MUTUAL CO 1.6 13,079,180 12 WILSON MUTUAL INS CO 1.6 12,457,456 13 WISCONSIN MUTUAL INS CO 1.5 12,140,810 14 GERMANTOWN MUTUAL INS CO 1.5 11,932,290 15 STANDARD FIRE INS CO THE 1.4 11,201,096 16 ALLSTATE INDEMNITY CO 1.4 11,079,821 17 LIBERTY MUTUAL FIRE INS CO 1.2 9,775,752 18 AUTO CLUB INS ASSOC 1.2 9,440,443 19 REGENT INS CO 1.2 9,322,562 20 FOREMOST INS CO 1.2 9,221,044 TOTALS FOR 20 RANKED INSURERS 75.4 $ 600,969,782 TOTALS FOR 177 RANKED INSURERS WRITING THIS LINE 100.0 $ 797,361,467

C O M M E R C I A L M U L T I P L E P E R I L

% OF PREMIUMS RANK INSURER MARKET WRITTEN

1 AMERICAN FAMILY MUTUAL INS CO 8.4 $ 48,678,921 2 SOCIETY INS A MUTUAL CO 6.3 36,794,304 3 GENERAL CASUALTY CO OF WI 4.8 28,102,995 4 CINCINNATI INS CO THE 4.8 27,789,367 5 ACUITY A MUTUAL INS CO 3.7 21,382,455 6 REGENT INS CO 3.7 21,369,663 7 TRAVELERS PROPERTY CAS CO OF AM 3.6 20,774,781 8 RURAL MUTUAL INS CO 3.1 17,685,926 9 CAPITOL INDEMNITY CORP 3.0 17,132,384 10 FEDERAL INS CO 2.9 16,833,532 11 STATE FARM FIRE & CASUALTY CO 2.6 14,964,023 12 SECURA SUPREME INS CO 2.4 14,028,167 13 WEST BEND MUTUAL INS CO 2.1 11,915,067 14 CHURCH MUTUAL INS CO 1.8 10,203,665 15 OWNERS INS CO 1.7 9,764,395 16 INTEGRITY MUTUAL INS CO 1.5 8,885,566 17 WILSON MUTUAL INS CO 1.5 8,618,366 18 CONTINENTAL WESTERN INS CO 1.4 8,251,873 19 ST PAUL FIRE & MARINE INS CO 1.4 7,978,915 20 PHILADELPHIA INDEMNITY INS CO 1.3 7,569,289 TOTALS FOR 20 RANKED INSURERS 61.9 $ 358,723,654 TOTALS FOR 247 RANKED INSURERS WRITING THIS LINE 100.0 $ 579,725,741

118 Wisconsin Insurance Report Business of 2004 Financial and Statistical Data, Table E

M E D I C A L M A L P R A C T I C E

% OF PREMIUMS RANK INSURER MARKET WRITTEN

1 PHYSICIANS INS CO OF WI INC 35.9 $ 36,997,671 2 MEDICAL PROTECTIVE CO THE 18.7 19,244,046 3 CONTINENTAL CASUALTY CO 11.1 11,457,852 4 PREFERRED PROFESSIONAL INS CO 10.4 10,762,545 5 MIDWEST MEDICAL INS CO 6.3 6,540,627 6 WISCONSIN HEALTH CARE LIABILITY INS PLAN 3.5 3,650,044 7 ZURICH AMERICAN INS CO 2.0 2,083,188 8 CINCINNATI INS CO THE 1.8 1,846,742 9 OHIC INS CO 1.7 1,787,992 10 NCMIC INS CO 1.6 1,672,008 11 AMERICAN CASUALTY CO OF READING PA 1.6 1,624,802 12 PODIATRY INS CO OF AM A MUT CO 1.0 1,044,956 13 CHICAGO INS CO 0.9 963,404 14 EVEREST NATIONAL INS CO 0.7 698,820 15 NATIONAL UNION FIRE INS CO OF PITTSBURGH 0.6 574,226 16 GULF INS CO 0.5 470,450 17 AMERICAN PHYSICIANS ASSURANCE CORP 0.4 394,836 18 PHARMACISTS MUTUAL INS CO 0.3 298,330 19 ACE AMERICAN INS CO 0.2 249,533 20 DOCTORS CO AN INTERINSURANCE EXCHANGE THE 0.2 248,952 TOTALS FOR 20 RANKED INSURERS 99.5 $ 102,611,024 TOTALS FOR 40 RANKED INSURERS WRITING THIS LINE 100.0 $ 103,144,443

G R O U P A C C I D E N T & H E A L T H

% OF PREMIUMS RANK INSURER MARKET WRITTEN

1 WEA INS CORP 10.9 $ 813,700,670 2 DEAN HEALTH PLAN INC 7.3 539,179,657 3 UNITEDHEALTHCARE OF WISCONSIN INC 7.2 536,315,032 4 BLUE CROSS BLUE SHIELD OF WI 6.3 466,848,058 5 COMPCARE HEALTH SERVICES INS CORP 4.5 333,735,416 6 SECURITY HEALTH PLAN OF WI INC 4.3 321,571,591 7 TOUCHPOINT HEALTH PLAN INC 4.3 320,502,594 8 NETWORK HEALTH PLAN 4.0 300,017,631 9 WISCONSIN PHYSICIANS SERVICE INS CORP 4.0 294,565,028 10 HUMANA WISCONSIN HEALTH ORGANIZATION INS CORP 3.9 288,094,269 11 UNITED HEALTHCARE INS CO 3.5 261,259,410 12 PHYSICIANS PLUS INS CORP 3.3 244,837,966 13 MANAGED HEALTH SERVICES INS CORP 2.9 215,569,038 14 UNITY HEALTH PLANS INS CORP 2.8 205,294,497 15 HUMANA INS CO 2.5 183,517,839 16 GROUP HEALTH COOP OF SOUTH CENTRAL WI 1.9 139,382,949 17 ATRIUM HEALTH PLAN INC 1.5 114,130,900 18 PRINCIPAL LIFE INS CO 1.4 104,580,373 19 PHP INSURANCE PLAN INC 1.3 95,906,952 20 MIDWEST SECURITY LIFE INS CO 1.3 95,250,694 TOTALS FOR 20 RANKED INSURERS 79.0 $5,874,260,564 TOTALS FOR 276 RANKED INSURERS WRITING THIS LINE 100.0 $7,434,635,769

119 Wisconsin Insurance Report Business of 2004 Financial and Statistical Data, Table E

C R E D I T A C C I D E N T & H E A L T H

% OF PREMIUMS RANK INSURER MARKET WRITTEN

1 CUNA MUTUAL INS SOCIETY 20.5 $ 9,917,558 2 AMERICAN SECURITY INS CO 12.0 5,817,804 3 AMERICAN GENERAL ASSUR CO 10.7 5,175,368 4 RESOURCE LIFE INS CO 5.9 2,844,312 5 MINNESOTA LIFE INS CO 5.2 2,521,739 6 AMERICAN BANKERS INS CO OF FLA 5.1 2,446,248 7 PEKIN LIFE INS CO 4.9 2,359,004 8 CENTRAL STATES HEALTH & LIFE CO OF OMAHA 3.9 1,887,231 9 UNIVERSAL UNDERWRITERS LIFE INS CO 3.9 1,865,206 10 PROTECTIVE LIFE INS CO 3.6 1,743,083 11 AMERICAN HEALTH & LIFE INS CO 3.6 1,742,447 12 JMIC LIFE INS CO 3.5 1,713,284 13 MADISON NATIONAL LIFE INS CO INC 2.9 1,383,127 14 UNION SECURITY LIFE INS CO 2.3 1,110,488 15 LIFE INVESTORS INS CO OF AMERICA 2.0 976,583 16 HOUSEHOLD LIFE INS CO 1.9 913,673 17 CENTRAL STATES INDEMNITY CO OF OMAHA 1.8 875,264 18 MERIT LIFE INS CO 1.8 875,200 19 AMERICAN MODERN LIFE INS CO 1.6 789,699 20 AMERICAN NATIONAL INS CO 1.3 609,851 TOTALS FOR 20 RANKED INSURERS 98.3 $ 47,567,169 TOTALS FOR 48 RANKED INSURERS WRITING THIS LINE 100.0 $ 48,397,754

I N D I V I D U A L A C C I D E N T & H E A L T H

% OF PREMIUMS RANK INSURER MARKET WRITTEN

1 BLUE CROSS BLUE SHIELD OF WI 13.6 $ 179,487,819 2 WISCONSIN PHYSICIANS SERVICE INS CORP 6.2 81,455,779 3 GUNDERSEN LUTHERAN HEALTH PLAN INC 4.8 63,335,044 4 DEAN HEALTH PLAN INC 4.5 59,772,599 5 INDEPENDENT CARE HEALTH PLAN 4.3 56,227,057 6 HUMANA INS CO 4.2 56,042,239 7 AMERICAN FAMILY MUTUAL INS CO 3.9 51,549,014 8 SECURITY HEALTH PLAN OF WI INC 3.7 49,423,501 9 UNITEDHEALTHCARE OF WISCONSIN INC 3.6 48,235,445 10 BANKERS LIFE & CASUALTY CO 3.6 48,099,002 11 AMERICAN FAMILY LIFE ASSURNC CO OF COLUMBUS 3.4 44,490,200 12 PHYSICIANS MUTUAL INS CO 3.2 42,659,293 13 THRIVENT FINANCIAL FOR LUTHERANS 2.9 38,732,418 14 AMERICAN REPUBLIC INS CO 2.7 36,082,691 15 MUTUAL OF OMAHA INS CO 2.1 27,155,678 16 STATE FARM MUTUAL AUTOMOBILE INS CO 1.8 23,919,311 17 GENERAL ELECTRIC CAPITAL ASSURANCE CO 1.6 21,659,957 18 NORTHWESTERN MUTUAL LIFE INS CO THE 1.6 21,011,702 19 CONSECO HEALTH INS CO 1.6 20,776,776 20 CONSTITUTION LIFE INS CO 1.6 20,678,564 TOTALS FOR 20 RANKED INSURERS 74.9 $ 990,794,089 TOTALS FOR 308 RANKED INSURERS WRITING THIS LINE 100.0 $1,322,902,093

120 Wisconsin Insurance Report Business of 2004 Financial and Statistical Data, Table E

W O R K E R S C O M P E N S A T I O N

% OF PREMIUMS RANK INSURER MARKET WRITTEN

1 WEST BEND MUTUAL INS CO 6.2 $ 96,217,491 2 ACUITY A MUTUAL INS CO 5.7 88,720,782 3 ZURICH AMERICAN INS CO 4.9 76,151,011 4 SENTRY INS A MUTUAL CO 4.6 70,380,260 5 SOCIETY INS A MUTUAL CO 3.7 57,820,037 6 EMPLOYERS INS CO OF WAUSAU 3.7 57,482,390 7 ACE AMERICAN INS CO 3.2 48,781,863 8 UNITED WISCONSIN INS CO 3.1 47,995,552 9 REGENT INS CO 3.0 46,100,571 10 LIBERTY MUTUAL FIRE INS CO 2.8 42,944,547 11 TRAVELERS PROPERTY CAS CO OF AM 2.7 41,524,980 12 LIBERTY INS CORP 2.5 39,087,278 13 AMCOMP ASSURANCE CORP 1.8 27,980,021 14 TRANSPORTATION INS CO 1.7 26,554,458 15 LIBERTY MUTUAL INS CO 1.7 25,787,627 16 EMPLOYERS MUTUAL CASUALTY CO 1.6 24,094,443 17 FIDELITY & GUARANTY INS CO 1.5 23,687,284 18 WAUSAU UNDERWRITERS INS CO 1.5 23,546,994 19 OLD REPUBLIC INS CO 1.5 23,252,502 20 WAUSAU BUSINESS INS CO 1.4 22,385,397 TOTALS FOR 20 RANKED INSURERS 58.9 $ 910,495,488 TOTALS FOR 281 RANKED INSURERS WRITING THIS LINE 100.0 $1,546,597,640

O T H E R L I A B I L I T Y

% OF PREMIUMS RANK INSURER MARKET WRITTEN

1 WEST BEND MUTUAL INS CO 8.8 $ 42,719,722 2 FEDERAL INS CO 7.2 34,913,667 3 ACUITY A MUTUAL INS CO 5.1 24,839,083 4 CONTINENTAL CASUALTY CO 4.8 23,244,755 5 AMERICAN FAMILY MUTUAL INS CO 4.3 20,724,924 6 ST PAUL FIRE & MARINE INS CO 3.9 18,977,597 7 ZURICH AMERICAN INS CO 3.8 18,539,532 8 AMERICAN GUARANTEE & LIABILITY INS CO 3.6 17,747,684 9 CINCINNATI INS CO THE 3.5 17,107,638 10 ST PAUL MERCURY INS CO 2.7 13,025,227 11 GENERAL CASUALTY CO OF WI 2.5 12,247,828 12 AMERICAN HOME ASSURANCE CO 2.3 11,154,722 13 ACE AMERICAN INS CO 2.3 10,991,122 14 STATE FARM FIRE & CASUALTY CO 2.1 10,297,140 15 VIGILANT INS CO 1.9 9,092,056 16 WESTPORT INS CORP 1.8 8,548,567 17 EMPLOYERS INS CO OF WAUSAU 1.7 8,376,427 18 TRAVELERS PROPERTY CAS CO OF AM 1.6 7,738,609 19 EXECUTIVE RISK INDEMNITY INC 1.6 7,665,948 20 GREAT AMERICAN INS CO 1.6 7,619,216 TOTALS FOR 20 RANKED INSURERS 66.9 $ 325,571,464 TOTALS FOR 374 RANKED INSURERS WRITING THIS LINE 100.0 $ 486,384,033

121 Wisconsin Insurance Report Business of 2004 Financial and Statistical Data, Table E

P R I V A T E P A S S E N G E R C A R S

% OF PREMIUMS RANK INSURER MARKET WRITTEN

1 AMERICAN FAMILY MUTUAL INS CO 22.3 $ 518,029,449 2 STATE FARM MUTUAL AUTOMOBILE INS CO 12.1 281,240,000 3 PROGRESSIVE NORTHERN INS CO 5.2 120,639,718 4 AMERICAN STANDARD INS CO OF WI 4.8 111,037,541 5 ACUITY A MUTUAL INS CO 3.6 82,408,151 6 ALLSTATE INS CO 2.3 54,010,658 7 REGENT INS CO 2.2 51,699,241 8 GENERAL CASUALTY CO OF WI 2.2 50,809,606 9 WEST BEND MUTUAL INS CO 2.0 46,279,958 10 PROGRESSIVE HALCYON INS CO 2.0 45,343,215 11 RURAL MUTUAL INS CO 1.8 41,627,832 12 FARMERS INS EXCHANGE 1.8 41,112,664 13 AUTO CLUB INS ASSOC 1.7 38,556,603 14 WISCONSIN MUTUAL INS CO 1.6 37,915,004 15 SENTRY INS A MUTUAL CO 1.3 30,655,233 16 BADGER MUTUAL INS CO 1.3 29,797,818 17 STATE FARM FIRE & CASUALTY CO 1.0 24,016,975 18 LIBERTY MUTUAL FIRE INS CO 1.0 23,823,789 19 STATE AUTO INS CO OF WISCONSIN 1.0 23,513,292 20 PROGRESSIVE CLASSIC INS CO 1.0 22,518,531 TOTALS FOR 20 RANKED INSURERS 72.2 $1,675,035,278 TOTALS FOR 242 RANKED INSURERS WRITING THIS LINE 100.0 $2,321,285,275

C O M M E R C I A L V E H I C L E S

% OF PREMIUMS RANK INSURER MARKET WRITTEN

1 ACUITY A MUTUAL INS CO 8.2 $ 47,646,584 2 WEST BEND MUTUAL INS CO 6.1 35,250,435 3 GREAT WEST CASUALTY CO 5.4 31,361,516 4 GENERAL CASUALTY CO OF WI 5.4 31,295,164 5 PROGRESSIVE NORTHERN INS CO 3.0 17,222,114 6 CINCINNATI INS CO THE 2.6 15,367,798 7 NORTHLAND INS CO 2.6 14,900,048 8 ZURICH AMERICAN INS CO 2.3 13,440,975 9 REGENT INS CO 2.2 12,932,662 10 STATE FARM MUTUAL AUTOMOBILE INS CO 2.2 12,825,477 11 ST PAUL FIRE & MARINE INS CO 2.2 12,767,338 12 DISCOVER PROPERTY & CASUALTY INS CO 2.0 11,461,557 13 LINCOLN GENERAL INS CO 2.0 11,350,771 14 LIBERTY MUTUAL FIRE INS CO 1.9 11,255,696 15 RURAL MUTUAL INS CO 1.7 9,775,794 16 AUTO OWNERS INS CO 1.7 9,693,398 17 UNIVERSAL UNDERWRITERS INS CO 1.6 9,139,768 18 SECURA SUPREME INS CO 1.4 8,412,258 19 EMPLOYERS MUTUAL CASUALTY CO 1.4 8,036,353 20 SENTRY INS A MUTUAL CO 1.4 7,856,296 TOTALS FOR 20 RANKED INSURERS 57.2 $ 331,992,002 TOTALS FOR 294 RANKED INSURERS WRITING THIS LINE 100.0 $ 580,333,336

122 Wisconsin Insurance Report Business of 2004 Financial and Statistical Data, Table E

F I D E L I T Y

% OF PREMIUMS RANK INSURER MARKET WRITTEN

1 FEDERAL INS CO 21.2 $ 4,671,052 2 CUMIS INSURANCE SOCIETY INC 10.5 2,320,422 3 NATIONAL UNION FIRE INS CO OF PITTSBURGH 10.4 2,287,785 4 TRAVELERS CASUALTY & SURETY CO OF AMERICA 7.7 1,702,288 5 FIDELITY & DEPOSIT CO OF MD 5.6 1,237,247 6 ST PAUL MERCURY INS CO 4.9 1,076,667 7 ST PAUL FIRE & MARINE INS CO 3.9 851,069 8 GREAT AMERICAN INS CO 2.3 507,179 9 KANSAS BANKERS SURETY CO THE 2.0 444,154 10 CAPITOL INDEMNITY CORP 2.0 441,989 11 WEST BEND MUTUAL INS CO 2.0 429,591 12 CONTINENTAL CASUALTY CO 1.9 412,256 13 WESTERN SURETY CO 1.6 360,812 14 ACUITY A MUTUAL INS CO 1.5 340,746 15 HARTFORD FIRE INS CO 1.5 326,830 16 BANC INSURE INC 1.5 320,208 17 UNIVERSAL UNDERWRITERS INS CO 1.4 313,807 18 QUANTA INDEMNITY CO 1.4 301,491 19 CINCINNATI INS CO THE 1.2 271,337 20 HANOVER INS CO THE 1.2 257,379 TOTALS FOR 20 RANKED INSURERS 85.8 $ 18,874,309 TOTALS FOR 116 RANKED INSURERS WRITING THIS LINE 100.0 $ 22,008,275

S U R E T Y

% OF PREMIUMS RANK INSURER MARKET WRITTEN

1 ST PAUL FIRE & MARINE INS CO 9.7 $ 4,008,670 2 FIDELITY & DEPOSIT CO OF MD 9.2 3,814,446 3 TRAVELERS CASUALTY & SURETY CO OF AMERICA 8.7 3,570,903 4 LIBERTY MUTUAL INS CO 7.3 3,008,208 5 AMERICAN HOME ASSURANCE CO 7.3 3,000,000 6 CAPITOL INDEMNITY CORP 6.3 2,598,187 7 WESTERN SURETY CO 5.8 2,409,281 8 EVERGREEN NATIONAL INDEMNITY CO 5.7 2,363,168 9 OHIO CASUALTY INS CO THE 3.2 1,303,933 10 GRANITE RE INC 3.1 1,281,563 11 FEDERAL INS CO 2.7 1,121,594 12 CONTINENTAL CASUALTY CO 2.5 1,033,976 13 SAFECO INS CO OF AMERICA 2.2 892,130 14 HARTFORD FIRE INS CO 1.7 694,171 15 KANSAS BANKERS SURETY CO THE 1.6 670,409 16 WEST BEND MUTUAL INS CO 1.5 609,644 17 LEXON INS CO 1.4 574,533 18 NORTH AMERICAN SPECIALTY INS CO 1.2 514,890 19 UNITED FIRE & CASUALTY CO 1.2 499,426 20 INTERNATIONAL FIDELITY INS CO 1.2 495,467 TOTALS FOR 20 RANKED INSURERS 83.5 $ 34,464,599 TOTALS FOR 130 RANKED INSURERS WRITING THIS LINE 100.0 $ 41,269,598

123 Wisconsin Insurance Report Business of 2004 Financial and Statistical Data, Table E

C R E D I T

% OF PREMIUMS RANK INSURER MARKET WRITTEN

1 OLD REPUBLIC INS CO 70.8 $ 17,941,572 2 EULER AMERICAN CREDIT INDEMNITY CO 9.7 2,462,223 3 GREAT AMERICAN INS CO 4.5 1,133,320 4 CONTINENTAL CASUALTY CO 3.1 789,867 5 AMERICAN NATIONAL PROPERTY & CASUALTY CO 3 771,105 6 NORTHBROOK INDEMNITY CO 2.4 620,893 7 VIRGINIA SURETY CO INC 1.9 485,339 8 WESCO INSURANCE CO 1 266,044 9 ACE AMERICAN INS CO 0.9 239,456 10 GUARANTY NATIONAL INS CO 0.8 199,077 11 BANC INSURE INC 0.7 169,399 12 ARCH INS CO 0.5 119,483 13 EMPLOYERS FIRE INS CO THE 0.4 96,378 14 ATRADIUS TRADE CREDIT INS INC 0.3 76,887 15 STONEBRIDGE CASUALTY INS CO 0.2 39,401 16 INSURANCE CO OF NORTH AMERICA 0 3,162 17 COMMERCIAL GUARANTY CAS INS CO 0 14 18 LYNDON PROPERTY INS CO -0.2 -55,612 TOTALS FOR 18 RANKED INSURERS 100.0 $ 25,358,008 TOTALS FOR 18 RANKED INSURERS WRITING THIS LINE 100.0 $ 25,358,008

T I T L E

% OF PREMIUMS RANK INSURER MARKET WRITTEN

1 FIRST AMERICAN TITLE INS CO 25.4 $ 44,594,255 2 CHICAGO TITLE INS CO 21.3 37,514,696 3 STEWART TITLE GUARANTY CO 10.3 18,156,820 4 OLD REPUBLIC NATL TITLE INS CO 9.8 17,166,728 5 TICOR TITLE INS CO 9.6 16,880,127 6 COMMONWEALTH LAND TITLE INS CO 6.1 10,760,866 7 LAWYERS TITLE INS CORP 5.2 9,050,335 8 SECURITY UNION TITLE INS CO 2.9 5,126,981 9 AMERICAN PIONEER TITLE INS CO 2.3 4,115,691 10 FIDELITY NATIONAL TITLE INS CO 2.1 3,692,796 11 TITLE INS CO OF OREGON 2.0 3,598,572 12 TRANSNATION TITLE INS CO 1.7 2,990,811 13 UNITED GENERAL TITLE INS CO 0.9 1,649,630 14 ATTORNEYS TITLE GUARANTY FUND INC 0.2 426,304 15 FIRST AMERICAN TITLE INS CO OF TX 0.0 9,872 TOTALS FOR 15 RANKED INSURERS 100.0 $ 175,734,484 TOTALS FOR 15 RANKED INSURERS WRITING THIS LINE 100.0 $ 175,734,484

124 Wisconsin Insurance Report Business of 2004 Financial and Statistical Data, Table E

M O R T G A G E G U A R A N T Y

% OF PREMIUMS RANK INSURER MARKET WRITTEN

1 MORTGAGE GUARANTY INS CORP 38.0 $ 30,660,743 2 GENERAL ELECTRIC MORTGAGE INS CORP 14.2 11,443,022 3 PMI MORTGAGE INS CO 12.4 9,953,235 4 UNITED GUARANTY RESIDENTIAL INS CO 11.9 9,613,120 5 RADIAN GUARANTY INC 9.2 7,436,920 6 REPUBLIC MORTGAGE INS CO 6.7 5,399,200 7 CMG MORTGAGE INS CO 4.0 3,197,517 8 MGIC CREDIT ASSURANCE CORP 2.8 2,289,339 9 CMG MORTGAGE ASSURANCE CO 0.3 265,125 10 UNITED GUARANTY MORTGAGE INDEMNITY CO 0.2 158,542 11 UNITED GUARANTY RESIDENTIAL INS CO OF NC 0.1 74,162 12 TRIAD GUARANTY INS CORP 0.1 43,763 13 UNITED GUARANTY CREDIT INS CO 0.0 35,501 14 MGIC INDEMNITY CORP 0.0 7,091 15 VEREX ASSURANCE INC 0.0 5,037 16 GE RESIDENTIAL MORTGAGE INS CORP OF NC 0.0 4,047 17 MGIC ASSURANCE CORP 0.0 754 TOTALS FOR 17 RANKED INSURERS 100.0 $ 80,587,118 TOTALS FOR 17 RANKED INSURERS WRITING THIS LINE 100.0 $ 80,587,118

125 126

127

Title Insurers Title

Reciprocal Exchanges Reciprocal

Includes: Fir e and Casualty Insurers Casualty and e Fir Includes:

Property and Casualty Insurers Casualty and Property

2004 Financial Data Financial 2004

Table F Table

Financial and Statistical Data, Table F Table Data, Statistical and Financial Wisconsin Insurance Report Business of 2004 of Business Report Insurance Wisconsin 128 FINANCIAL DATA NATIONWIDE OPERATIONS WISCONSIN OPERATIONS CAPITAL NET NET DIRECT DIRECT PURE ADMITTED AND NET PREMIUMS LOSSES LOSS EXP PREMIUMS LOSSES LOSS PROPERTY/CASUALTY INSURER (000s OMITTED) ASSETS SURPLUS INCOME EARNED INCURRED RATIO RATIO EARNED INCURRED RATIO ACA FINANCIAL GUARANTY CORP 540,457 290,003 5,885 28,187 17,492 83 45 111 0 0 ACCEPTANCE CASUALTY INS CO 38,605 19,568 1,139 11,302 6,460 66 32 514 154 30 ACCEPTANCE INS CO 53,020 -35,095 -14,343 692 7,320 999 345 0 -33 0 ACCIDENT FUND INS CO OF AM 1,636,672 483,057 76,503 479,844 246,648 61 22 16,958 7,401 44 ACE AMERICAN INS CO 5,374,012 881,559 74,049 1,283,640 657,263 73 21 82,064 28,072 34 ACE AMERICAN REINSURANCE CO 277,749 81,339 -27,222 1,236 -11,334 999 67 0 0 0 ACE FIRE UNDERWRITERS INS CO 77,246 52,055 1,499 7,014 3,592 73 28 2,184 900 41 ACE INDEMNITY INS CO 23,829 11,234 318 7,014 3,592 73 21 9 223 999 ACE PROPERTY AND CASUALTY INS CO 4,495,746 797,714 69,911 1,227,524 628,530 73 21 6,051 4,168 69

ACIG INS CO 194,222 59,421 2,684 52,846 34,605 81 26 0 0 0 Wisconsin2004 of Business Report Insurance

ACSTAR INS CO 86,200 27,370 2,548 8,657 2,231 36 41 32 15 46 Statistical and Financial Table Data, F ACUITY A MUTUAL INS CO 1,280,765 414,284 67,818 620,187 305,363 61 27 314,615 147,124 47 ADDISON INS CO 67,068 20,667 3,304 22,844 9,691 57 30 4,986 2,550 51 ADMIRAL INDEMNITY CO 54,910 26,702 2,141 10,866 5,929 68 14 10 31 307 ADVANTA INS CO 10,581 10,123 1,360 3,435 43 2 39 0 0 0 ADVANTAGE WORKERS COMPENSATION INS CO 49,938 37,500 -522 16,793 11,997 82 22 0 0 0 AEGIS SECURITY INS CO 68,151 31,469 2,042 47,301 19,713 48 47 115 42 37

129 AETNA INS CO OF CT 45,658 29,409 10,715 35,272 17,354 51 9 72 94 130 AFFILIATED FM INS CO 949,590 420,014 40,993 140,069 61,081 50 22 6,270 80 1 AFFIRMATIVE INS CO 319,381 139,316 7,698 194,341 109,122 66 34 0 -3 0 AGRI GENERAL INS CO 315,386 202,596 56,537 328,771 245,267 75 13 2,161 5,299 245 AIG CENTENNIAL INS CO 558,134 245,030 9,498 287,441 203,506 83 23 289 155 54 AIG INDEMNITY INS CO 55,587 21,436 8,709 40,254 22,079 65 17 317 55 17 AIG NATIONAL INS CO INC 54,467 13,357 -2,175 0 0 0 23 4,151 2,140 52 AIG PREMIER INS CO 341,387 116,936 18,522 122,135 63,249 63 19 153 52 34 AIU INS CO 2,999,954 733,513 128,985 702,038 380,501 67 15 3,848 2,297 60 ALAMANCE INS CO 260,085 155,656 6,316 45,912 18,511 58 21 0 0 0 ALEA NORTH AMERICAN INS CO 622,985 261,269 6,437 136,837 73,945 65 24 1,003 761 76 ALFA MUTUAL INS CO 1,273,824 871,695 36,261 120,975 104,426 91 30 0 0 0 ALL AMERICA INS CO 174,570 66,190 4,159 77,378 44,427 68 30 0 0 0 ALL NATION INS CO 27,363 10,069 2,218 11,761 2,541 40 37 0 -1 0 ALLEGHENY CASUALTY CO 18,258 12,148 422 21,732 0 0 96 0 0 0 ALLIANCE ASSURANCE CO OF AMERICA 13,220 13,220 274 0 0 0 0 0 0 0 ALLIANZ GLOBAL RISKS US INS CO 4,598,791 3,475,623 30,386 38,049 15,993 106 51 8,759 -2,906 0 ALLIED PROPERTY AND CASUALTY INS CO 85,301 84,024 3,560 0 0 0 0 957 385 40 ALLMERICA FINANCIAL ALLIANCE INS CO 15,091 15,080 571 0 0 0 0 0 0 0 ALLMERICA FINANCIAL BENEFIT INS CO 14,301 14,292 478 0 0 0 0 410 777 190 ALLSTATE FIRE AND CASUALTY INS CO 14,815 14,586 700 0 0 0 0 0 0 0 ALLSTATE INDEMNITY CO 98,913 94,529 5,390 0 0 0 0 17,429 8,271 47 ALLSTATE INS CO 44,711,746 16,766,722 3,863,547 23,628,375 12,294,869 64 25 83,947 57,813 69 ALLSTATE PROPERTY & CASUALTY INS CO 19,085 18,932 924 0 0 0 0 17,926 8,532 48 FINANCIAL DATA NATIONWIDE OPERATIONS WISCONSIN OPERATIONS CAPITAL NET NET DIRECT DIRECT PURE ADMITTED AND NET PREMIUMS LOSSES LOSS EXP PREMIUMS LOSSES LOSS PROPERTY/CASUALTY INSURER (000s OMITTED) ASSETS SURPLUS INCOME EARNED INCURRED RATIO RATIO EARNED INCURRED RATIO ALPHA PROPERTY & CASUALTY INS CO 15,438 14,987 735 0 0 0 0 4,287 3,397 79 AMBAC ASSURANCE CORP 8,329,131 3,198,699 693,176 657,649 36,579 6 11 1,564 0 0 AMCO INS CO 969,700 390,850 19,434 0 0 0 0 25,759 15,977 62 AMCOMP ASSURANCE CORP 178,589 47,721 -2,017 67,039 38,067 66 27 24,113 10,500 44 AMERICAN AGRICULTURAL INS CO 985,769 331,898 11,499 462,560 347,047 77 24 0 0 0 AMERICAN ALTERNATIVE INS CORP 422,576 147,872 2,970 17,082 7,718 60 0 7,158 -537 0 AMERICAN AMBASSADOR CASUALTY CO 29,804 27,621 926 0 0 0 0 0 0 0 AMERICAN AUTOMOBILE INS CO 347,288 124,404 12,775 103,908 56,680 66 31 3,060 1,080 35 AMERICAN BANKERS INS CO OF FLA 1,112,979 241,494 26,851 524,819 240,906 50 54 4,571 1,088 24

AMERICAN BUSINESS & PERSONAL INS MUT INC 39,250 20,773 -2,009 53 1,816 999 0 0 0 0 Wisconsin2004 of Business Report Insurance

AMERICAN CASUALTY CO OF READING PA 102,777 102,425 1,686 0 0 0 0 8,225 2,975 36 Statistical and Financial Table Data, F AMERICAN CENTENNIAL INS CO 36,946 22,851 -38 1 1,117 999 999 0 0 0 AMERICAN CENTRAL INS CO 40,631 40,532 1,254 0 0 0 0 0 0 0 AMERICAN COMMERCE INS CO 295,447 94,397 16,683 117,996 64,048 63 24 0 -90 0 AMERICAN COMPENSATION INS CO 135,861 38,503 7,540 54,655 25,545 78 21 969 1,610 166 AMERICAN CONTRACTORS INDEMNITY CO 91,509 39,182 5,014 53,619 9,217 24 66 115 17 15 AMERICAN COUNTRY INS CO 109,970 24,055 905 38,855 24,450 99 11 293 114 39

130 AMERICAN ECONOMY INS CO 1,567,935 491,283 108,269 774,067 395,054 63 28 1,215 2,064 170 AMERICAN EMPIRE INS CO 60,699 28,815 5,834 15,511 7,005 56 10 0 0 0 AMERICAN EMPLOYERS INS CO 123,589 122,837 11,889 0 0 0 0 6 -77 0 AMERICAN EQUITY SPECIALTY INS CO 42,862 16,088 1,044 12,290 7,370 70 30 0 50 0 AMERICAN FAMILY HOME INS CO 370,883 105,220 19,838 198,474 86,432 52 44 469 245 52 AMERICAN FAMILY MUTUAL INS CO 9,560,664 3,286,482 479,853 5,786,962 3,482,387 72 22 867,872 497,060 57 AMERICAN FEDERATION INS CO 22,387 13,225 364 0 0 0 0 125 148 118 AMERICAN FIRE & CASUALTY CO 307,250 115,638 10,724 72,358 38,310 64 33 3,695 1,162 31 AMERICAN FUJI FIRE & MARINE INS CO 104,837 81,515 1,613 3,633 1,456 41 78 0 0 0 AMERICAN GENERAL INDEMNITY CO 80,495 34,978 -6,671 31,590 18,468 58 41 1,516 971 64 AMERICAN GENERAL PROPERTY INS CO 62,117 45,281 3,689 14,856 6,942 53 34 0 0 0 AMERICAN GUARANTEE & LIABILITY INS CO 213,770 128,140 4,570 0 0 0 0 30,445 10,722 35 AMERICAN HARDWARE MUTUAL INS CO 278,916 100,270 7,425 110,197 61,119 67 29 3,881 1,594 41 AMERICAN HEALTHCARE INDEMNITY CO 117,072 39,518 1,493 6,805 5,086 109 27 0 0 0 AMERICAN HOME ASSURANCE CO 19,477,874 4,315,648 263,238 6,823,051 4,633,571 79 18 33,302 40,459 121 AMERICAN INDEMNITY CO 52,589 49,829 4,555 0 -103 0 0 0 0 0 AMERICAN INS CO THE 1,324,077 418,588 57,986 477,975 260,726 66 31 3,247 4,970 153 AMERICAN INTERNATIONAL INS CO 1,170,574 299,968 50,407 692,688 427,964 74 27 1,228 723 59 AMERICAN INTERNATIONAL SOUTH INS CO 32,470 32,361 1,462 0 0 0 0 278 195 70 AMERICAN INTERSTATE INS CO 499,057 112,334 7,132 189,186 119,325 74 24 7,890 1,958 25 AMERICAN LIVE STOCK INS CO 68,932 45,305 2,409 27,687 21,252 79 20 243 135 56 AMERICAN MANUFACTURERS MUTUAL INS CO 25,988 10,409 409 0 0 0 0 569 -151 0 AMERICAN MERCHANTS CAS CO 24,292 12,698 1,779 0 0 0 0 3 161 999 AMERICAN MERCURY INS CO 230,313 72,583 -6,352 115,423 78,821 77 30 77 60 79 FINANCIAL DATA NATIONWIDE OPERATIONS WISCONSIN OPERATIONS CAPITAL NET NET DIRECT DIRECT PURE ADMITTED AND NET PREMIUMS LOSSES LOSS EXP PREMIUMS LOSSES LOSS PROPERTY/CASUALTY INSURER (000s OMITTED) ASSETS SURPLUS INCOME EARNED INCURRED RATIO RATIO EARNED INCURRED RATIO AMERICAN MODERN HOME INS CO 743,980 218,248 28,198 410,179 178,627 52 45 2,874 1,058 37 AMERICAN MOTORISTS INS CO 83,343 30,819 19,417 0 0 0 0 -3,267 -21,861 669 AMERICAN NATIONAL GENERAL INS CO 103,166 54,405 6,479 46,031 31,660 76 16 614 430 70 AMERICAN NATIONAL PROP & CAS CO 1,005,324 380,196 63,479 614,834 380,321 71 20 7,283 4,788 66 AMERICAN PHYSICIANS ASSURANCE CORP 863,199 200,080 26,376 181,368 100,027 82 22 1,179 814 69 AMERICAN PIONEER TITLE INS CO 110,353 34,343 5,658 244,100 19,843 8 93 3,874 245 6 AMERICAN PREMIER INS CO 12,239 6,528 513 4,950 2,230 62 14 3 -5 0 AMERICAN REINSURANCE CO 15,486,058 3,304,678 259,047 1,779,479 1,594,434 95 29 0 272 0 AMERICAN RELIABLE INS CO 375,831 77,945 5,686 135,182 67,390 56 43 1,352 900 67

AMERICAN ROAD INS CO THE 706,279 396,102 63,939 203,150 114,210 62 4 1,795 720 40 Wisconsin2004 of Business Report Insurance

AMERICAN SAFETY CASUALTY INS CO 141,585 46,466 -9,746 28,306 23,865 118 46 101 75 74 Statistical and Financial Table Data, F AMERICAN SECURITY INS CO 656,292 225,110 46,396 378,467 119,078 35 56 9,749 1,646 17 AMERICAN SELECT INS CO 139,935 45,129 5,656 69,372 33,382 59 33 14 -17 0 AMERICAN SOUTHERN INS CO 102,345 34,629 4,336 48,062 19,860 52 42 883 136 15 AMERICAN STANDARD INS CO OF WI 353,212 215,145 11,479 0 0 0 0 111,768 66,919 60 AMERICAN STATES INS CO 2,267,842 801,499 192,095 1,050,519 536,145 63 28 2,547 -89 0 AMERICAN STATES PREFERRED INS CO 226,024 71,185 14,356 110,581 56,436 63 28 0 -50 0

131 AMERICAN STERLING INS CO 8,787 8,586 667 324 53 48 185 0 0 0 AMERICAN SUMMIT INS CO 37,690 22,263 2,129 17,253 6,370 49 32 6 0 0 AMERICAN WEST INS CO 9,029 7,305 617 715 470 96 0 0 0 0 AMERICAN ZURICH INS CO 188,759 171,986 4,690 0 0 0 0 9,588 5,689 59 AMERIN GUARANTY CORP 311,397 189,701 8,433 15,917 19,886 125 58 0 0 0 AMERISURE INS CO 498,839 124,449 8,830 170,257 93,611 70 28 69 25 37 AMERISURE MUTUAL INS CO 1,391,356 405,056 26,674 397,267 218,426 70 28 658 795 121 AMEX ASSURANCE CO 283,613 216,753 98,005 244,773 41,407 18 29 3,962 1,741 44 AMGUARD INS CO 174,835 47,270 2,691 66,109 45,122 75 31 0 0 0 AMICA MUTUAL INS CO 3,384,387 1,602,269 84,601 1,309,685 764,348 72 20 6,217 3,017 49 ANSUR AMERICA INS CO 13,286 10,921 97 147 43 66 34 0 0 0 ANTHEM INS COS INC 4,166,154 2,784,329 503,369 2,308,064 1,963,274 89 5 0 0 0 ARAG INS CO 37,150 23,565 3,204 45,332 26,362 62 31 144 82 57 ARCH INS CO 807,190 337,017 9,352 191,223 102,359 69 30 4,012 1,865 46 ARCH SPECIALTY INS CO 393,442 120,394 -555 60,872 32,730 89 12 65 -7 0 ARGONAUT GREAT CENTRAL INS CO 190,335 51,395 2,659 77,414 37,860 68 29 332 237 71 ARGONAUT INS CO 1,195,883 372,404 20,371 175,615 75,283 61 38 -162 217 0 ARGONAUT MIDWEST INS CO 97,063 38,741 1,310 12,598 5,401 61 38 1,439 586 41 ARMED FORCES INS EXCHANGE 148,700 80,591 -6,663 56,188 40,687 85 36 140 157 112 ASSOCIATED INDEMNITY CORP 146,698 54,637 6,676 41,563 22,672 66 31 2,305 1,198 52 ASSURANCE CO OF AMER 75,016 18,523 950 0 0 0 0 5,667 3,972 70 ATHENA ASSURANCE CO 189,871 44,819 834 54,188 40,283 92 31 721 365 51 ATLANTA CASUALTY CO 38,552 31,512 19,708 4,950 2,230 62 0 2 -52 0 ATLANTA INTERNATIONAL INS CO 19,710 7,062 -2,861 0 1,054 0 0 0 0 0 FINANCIAL DATA NATIONWIDE OPERATIONS WISCONSIN OPERATIONS CAPITAL NET NET DIRECT DIRECT PURE ADMITTED AND NET PREMIUMS LOSSES LOSS EXP PREMIUMS LOSSES LOSS PROPERTY/CASUALTY INSURER (000s OMITTED) ASSETS SURPLUS INCOME EARNED INCURRED RATIO RATIO EARNED INCURRED RATIO ATLANTA SPECIALTY INS CO 18,199 12,381 896 4,950 2,230 62 14 4 95 999 ATLANTIC MUTUAL INS CO 964,391 241,231 -64,486 215,157 145,124 86 142 3,167 -433 0 ATLANTIC SPECIALTY INS CO 70,710 48,424 929 11,433 5,112 69 46 361 731 202 ATRADIUS TRADE CREDIT INS INC 63,500 37,344 2,614 12,703 4,534 39 45 162 44 27 ATTORNEYS TITLE GUARANTY FUND INC 20,045 5,161 -1,170 11,002 3,202 29 171 426 28 7 AUSTIN MUTUAL INS CO 126,689 63,018 8,832 64,951 29,285 55 37 6,929 4,615 67 AUTO CLUB GROUP INS CO 169,178 72,177 6,880 74,099 45,560 70 28 0 0 0 AUTO CLUB INS ASSOC 3,094,039 1,377,699 89,691 1,333,778 820,080 70 28 46,543 32,921 71 AUTO OWNERS INS CO 7,715,692 3,519,926 44,481 2,785,692 2,024,592 80 28 74,962 35,778 48

AUTOMOBILE INS CO OF HARTFORD CT THE 900,692 254,384 47,517 244,052 126,403 64 26 6,712 3,293 49 Wisconsin2004 of Business Report Insurance

AVEMCO INS CO 182,825 103,785 12,277 94,309 56,758 66 20 8,171 4,506 55 Statistical and Financial Table Data, F AVOMARK INS CO 24,203 9,630 383 7,236 3,831 64 33 0 0 0 AXA ART INS CORPORATION 60,314 31,164 4,902 23,097 3,851 22 55 197 10 5 AXA CORPORATE SOLUTIONS INS CO 225,369 86,680 10,558 3,279 -302 47 110 627 -5,187 0 AXA CORPORATE SOLUTIONS REINS CO 994,644 571,583 36,168 40,467 19,580 79 172 0 0 0 AXA RE AMERICA INS CO 64,080 48,417 1,368 736 -1,842 0 474 0 0 0 AXA RE PROPERTY AND CASUALTY INS CO 185,557 63,992 -37,341 15,068 55,419 418 65 211 30 14

132 AXIS REINSURANCE CO 973,066 517,040 -13,957 151,598 101,839 79 25 492 183 37 BADGER MUTUAL INS CO 141,604 45,818 7,747 86,415 43,714 59 31 48,121 25,794 54 BALBOA INS CO 896,534 336,444 35,840 568,740 274,889 56 35 3,957 2,022 51 BANC INSURE INC 99,722 34,497 3,660 58,791 34,712 69 34 1,436 64 4 BANKERS MULTIPLE LINE INS CO 7,649 7,584 -404 0 116 0 0 0 0 0 BANKERS STANDARD INS CO 179,353 43,628 3,817 73,651 37,712 73 21 29 -288 0 BAR PLAN MUT INS CO THE 47,336 20,787 253 10,727 3,959 73 35 0 0 0 BCS INS CO 216,037 123,769 8,558 57,898 35,926 66 31 3,051 1,192 39 BENCHMARK INS CO 103,123 29,108 1,753 24,397 19,380 88 7 2,367 1,596 67 BERKLEY INS CO 4,777,872 1,511,628 154,797 1,570,802 983,768 72 25 0 0 0 BERKLEY REGIONAL INS CO 1,946,762 632,049 114,545 1,073,639 472,548 55 30 0 0 35 BIRMINGHAM FIRE INS CO OF PA 2,893,280 860,149 32,516 909,165 632,011 81 17 -143 2,245 0 BITUMINOUS CASUALTY CORP 659,697 213,974 28,088 234,598 122,964 68 25 2,619 2,826 108 BITUMINOUS FIRE & MARINE INS CO 302,777 80,046 10,053 143,948 81,724 66 33 1,810 1,541 85 BLUE RIDGE IND CO 51,475 14,172 1,378 24,913 13,259 67 30 0 0 0 BLUE RIDGE INS CO 163,438 52,266 8,652 74,740 39,776 67 30 0 87 0 BOSTON OLD COLONY INS CO 32,987 32,540 1,759 0 0 0 0 0 0 0 BRISTOL WEST INS CO 107,165 34,819 8,260 38,702 16,573 55 24 2,490 1,294 52 BROTHERHOOD MUTUAL INS CO 251,124 94,337 12,723 133,923 71,516 60 29 0 0 0 BUCKEYE STATE MUTUAL INS CO 49,395 15,460 1,675 33,105 18,320 62 29 0 31 0 BUILDERS MUTUAL INS CO 386,172 111,587 5,244 145,367 88,338 68 33 1,463 266 18 CALIFORNIA CASUALTY & FIRE INS CO 50,509 20,266 -1,673 29,570 18,409 80 29 0 0 0 CALIFORNIA CASUALTY GENERAL INS CO 67,416 23,518 -2,285 43,011 26,777 80 29 0 0 0 CALIFORNIA CASUALTY INDEMNITY EXCHANGE 398,842 259,981 657 137,097 85,352 80 29 0 0 0 FINANCIAL DATA NATIONWIDE OPERATIONS WISCONSIN OPERATIONS CAPITAL NET NET DIRECT DIRECT PURE ADMITTED AND NET PREMIUMS LOSSES LOSS EXP PREMIUMS LOSSES LOSS PROPERTY/CASUALTY INSURER (000s OMITTED) ASSETS SURPLUS INCOME EARNED INCURRED RATIO RATIO EARNED INCURRED RATIO CALIFORNIA CASUALTY INS CO 121,314 59,969 -3,961 59,140 36,818 80 29 0 0 0 CALIFORNIA INDEMNITY INS CO 14,312 14,312 -10,148 38,056 32,316 105 265 0 0 0 CAMDEN FIRE INS ASSOCIATION THE 92,341 69,899 105,859 0 0 0 0 0 0 0 CAMICO MUTUAL INS CO 111,537 34,264 1,075 34,913 13,311 73 31 281 3 1 CANAL INS CO 1,123,037 487,550 31,062 459,852 266,445 69 29 5,177 3,071 59 CAPITAL MARKETS ASSURNC CORP 99,375 97,792 -7,644 0 0 0 0 0 0 0 CAPITOL INDEMNITY CORP 429,825 138,492 16,096 172,035 78,130 60 44 27,277 9,759 36 CAPITOL SPECIALTY INS CORP 35,872 26,403 526 1,920 752 56 95 719 317 44 CAROLINA CASUALTY INS CO 689,943 189,628 17,210 340,920 220,982 72 26 3,884 1,546 40

CATERPILLAR INS CO 102,603 37,594 -3,251 17,623 14,512 83 17 1,640 1,479 90 Wisconsin2004 of Business Report Insurance

CDC IXIS FINANCIAL GUARANTY NO AM INC 152,362 113,628 -5,232 2,945 0 0 170 0 0 0 Statistical and Financial Table Data, F CENTENNIAL INS CO 359,343 106,441 -16,984 71,719 48,375 86 141 1,639 1,629 99 CENTRAL MUTUAL INS CO 902,771 329,433 22,646 406,236 233,242 68 30 0 0 0 CENTRAL NATIONAL INS CO OF OMAHA THE 32,913 8,044 -848 22 -1,132 0 0 3 -44 0 CENTRAL STATES INDEMNITY CO OF OMAHA 246,836 183,142 3,500 66,559 6,158 13 88 3,382 438 13 CENTRE INS CO 674,260 121,545 -9,025 49,273 28,755 70 71 220 163 74 CENTURION CASUALTY CO 295,229 258,287 19,739 20,658 3,951 20 7 313 106 34

133 CENTURY INDEMNITY CO 845,129 25,000 -282,778 -202 329,678 0 0 0 7,290 0 CENTURY NATIONAL INS CO 495,116 133,026 17,729 205,891 115,794 69 29 3 1 21 CENTURY SURETY CO 331,388 115,800 13,789 148,702 62,930 60 31 841 185 22 CHARTER OAK FIRE INS CO THE 796,643 194,419 48,526 227,075 117,610 64 26 5,544 3,622 65 CHEROKEE INS CO 138,595 53,130 6,677 83,404 57,719 79 11 442 367 83 CHICAGO INS CO 284,250 108,749 10,999 62,345 34,008 66 31 1,527 -369 0 CHICAGO MUTUAL INS CO 6,226 2,005 -176 4,466 2,142 61 49 272 84 31 CHICAGO TITLE INS CO 1,351,063 492,205 251,492 2,184,216 106,252 5 94 34,821 1,209 3 CHUBB INDEMNITY INS CO 171,857 37,645 5,664 47,106 23,113 64 28 6,793 3,260 48 CHUBB NATIONAL INS CO 143,142 37,532 5,693 47,106 23,113 64 28 0 0 0 CHURCH INS CO THE 65,553 19,746 -5,995 9,058 10,333 135 60 77 6 8 CHURCH MUTUAL INS CO 836,238 231,354 21,545 339,993 213,619 74 19 16,105 8,549 53 CIM INS CORPORATION 36,465 15,013 255 0 0 0 0 10 5 48 CINCINNATI CASUALTY CO THE 323,532 259,323 9,120 0 0 0 0 9,764 5,559 57 CINCINNATI INDEMNITY CO THE 71,599 60,170 2,299 0 0 0 0 147 326 222 CINCINNATI INS CO THE 9,820,123 4,191,159 587,675 2,921,706 1,452,306 60 29 106,217 46,444 44 CITIES & VILLAGES MUTUAL INS CO 35,318 23,833 -972 7,279 2,370 57 27 7,279 2,370 33 CITIZENS INS CO OF AMER 1,765,036 609,715 89,826 887,198 501,315 64 30 4,441 2,179 49 CLARENDON NATIONAL INS CO 2,022,936 564,566 -120,805 474,714 366,968 86 57 7,665 12,303 161 CLEARWATER INS CO 1,102,498 583,407 -52,052 15,484 117,160 844 37 0 0 0 CLEARWATER SELECT INS CO 117,983 61,837 -3,057 14,099 15,507 106 33 0 0 0 CLERMONT INS CO 21,124 21,112 431 0 0 0 0 0 0 0 CMG MORTGAGE ASSURANCE CO 8,855 8,309 44 366 82 22 108 260 68 26 CMG MORTGAGE INS CO 265,611 103,832 11,370 49,638 7,489 16 20 2,995 475 16 FINANCIAL DATA NATIONWIDE OPERATIONS WISCONSIN OPERATIONS CAPITAL NET NET DIRECT DIRECT PURE ADMITTED AND NET PREMIUMS LOSSES LOSS EXP PREMIUMS LOSSES LOSS PROPERTY/CASUALTY INSURER (000s OMITTED) ASSETS SURPLUS INCOME EARNED INCURRED RATIO RATIO EARNED INCURRED RATIO CMG MORTGAGE REINSURANCE CO 13,003 4,840 449 4,491 498 11 32 0 0 0 COFACE NORTH AMERICA INS CO 19,694 11,848 -2,317 1,187 739 62 56 0 0 0 COLOGNE REINSURANCE CO OF AMER 73,640 36,840 -777 787 3,921 536 16 0 0 0 COLONIAL AMERICAN CAS & SURETY CO 25,948 21,017 917 0 0 0 0 647 94 15 COLORADO CASUALTY INS CO 22,393 12,959 1,238 0 0 0 0 0 0 0 COMMERCE & INDUSTRY INS CO 5,687,685 1,543,208 46,649 1,818,330 1,264,022 81 17 20,384 12,327 60 COMMERCIAL CASUALTY INS CO 274,082 57,292 -730 2,960 2,512 115 38 0 0 0 COMMERCIAL GUARANTY CAS INS CO 172,478 116,291 11,660 11,812 8,980 94 0 108 112 104 COMMERCIAL INS CO OF NEWARK NJ 50,328 48,277 1,343 0 0 0 0 0 0 0 COMMERCIAL LOAN INS CORP 9,932 9,149 501 74 0 0 109 0 0 0 Wisconsin2004 of Business Report Insurance

COMMONWEALTH LAND TITLE INS CO 656,914 165,628 53,164 1,154,089 53,506 5 93 10,233 -894 0 Statistical and Financial Table Data, F COMMUNITY INS CORPORATION 16,401 7,314 -247 6,612 2,720 67 30 9,335 2,956 32 COMPANION COMMERCIAL INS CO 11,033 7,856 98 0 0 0 0 0 0 0 COMPANION PROPERTY & CASUALTY INS CO 302,794 86,141 2,048 138,302 88,766 80 22 0 0 0 COMPASS INS CO 13,985 10,648 -1,426 0 1,261 0 0 0 0 0 COMPUTER INS CO 25,463 22,171 5,437 9,910 474 6 13 86 0 0 CONNIE LEE INS CO 217,795 106,989 -16,473 7,671 42,315 553 0 51 0 0

134 CONSOLIDATED INS CO 62,452 52,954 2,419 0 0 0 0 3,747 1,286 34 CONSTITUTION INS CO 50,514 36,176 -681 454 335 222 815 11 -13 0 CONTINENTAL CASUALTY CO 34,211,782 6,815,291 521,444 6,644,716 3,843,151 78 28 70,892 29,786 42 CONTINENTAL DIVIDE INS CO 9,319 6,434 756 0 0 0 0 0 0 0 CONTINENTAL INS CO THE 3,896,599 1,685,768 51,350 0 -13,165 0 0 28,106 15,131 54 CONTINENTAL NATIONAL INDEMNITY CO 18,121 16,655 446 -25 -1,266 0 0 0 1 0 CONTINENTAL REINSURANCE CORP 100,204 97,196 3,814 0 0 0 0 0 0 0 CONTINENTAL WESTERN INS CO 240,400 71,923 3,888 0 0 0 0 17,631 8,916 51 CONTRACTORS BONDING & INS CO 142,764 38,111 6,363 47,996 9,302 31 45 16 -5 0 CONVERIUM INS (NORTH AMERICA) INC 85,085 59,335 -3,161 0 300 0 0 1,144 543 47 CONVERIUM REINS (NORTH AMERICA) INC 2,545,429 349,255 -355,698 569,810 761,451 144 31 0 0 0 COOPERATIVE MUTUAL INS CO 26,425 10,994 1,254 14,539 8,603 68 19 980 880 90 CORE INS CO 33,514 33,032 908 0 0 0 0 0 0 0 COREGIS INS CO 530,821 200,240 6,732 25,980 36,251 172 0 70 -286 0 CORNHUSKER CASUALTY CO 752,216 615,491 35,942 54,992 21,463 48 28 1,280 549 43 COUNTRY CASUALTY INS CO 71,477 55,040 1,760 0 0 0 0 404 284 70 COUNTRY MUTUAL INS CO 2,756,295 1,199,215 122,671 1,452,246 770,822 63 32 4,686 2,786 59 COUNTRY PREFERRED INS CO 55,727 14,439 811 0 0 0 0 813 740 91 COURTESY INS CO 253,535 78,726 9,802 52,925 31,876 60 20 1,191 606 51 CRUM & FORSTER INDEMNITY CO 33,963 9,871 -1 7,904 5,127 90 27 134 27 20 CUMIS INS SOCIETY INC 973,172 402,786 40,965 410,041 214,368 60 35 10,973 3,361 31 DAIMLERCHRYSLER INS CO 395,233 202,476 30,903 117,327 76,143 74 13 897 209 23 DAIRYLAND INS CO 1,042,665 331,154 31,276 335,958 212,035 75 25 12,157 6,053 50 DARWIN NATIONAL ASSUR CO 47,278 30,951 -1,098 2,957 1,182 65 44 0 0 0 FINANCIAL DATA NATIONWIDE OPERATIONS WISCONSIN OPERATIONS CAPITAL NET NET DIRECT DIRECT PURE ADMITTED AND NET PREMIUMS LOSSES LOSS EXP PREMIUMS LOSSES LOSS PROPERTY/CASUALTY INSURER (000s OMITTED) ASSETS SURPLUS INCOME EARNED INCURRED RATIO RATIO EARNED INCURRED RATIO DEALERS ASSURANCE CO 30,966 13,835 647 4,488 1,839 51 37 7 5 69 DEERBROOK INS CO 32,208 31,985 1,478 0 0 0 0 2,173 1,360 63 DEERFIELD INS CO 119,045 42,270 1,621 41,205 31,067 79 29 69 -77 0 DENTISTS INS CO THE 203,086 116,329 15,273 30,320 12,106 69 30 0 0 0 DEPOSITORS INS CO 43,198 42,524 1,951 0 0 0 0 15,432 8,829 57 DEVELOPERS SURETY & INDEMNITY CO 84,576 36,704 1,722 41,927 10,820 36 58 118 7 6 DIAMOND STATE INS CO 151,802 105,843 2,667 10,041 5,851 66 33 70 3 4 DISCOVER PROPERTY & CASUALTY INS CO 101,870 30,447 553 27,094 20,142 92 31 12,897 10,048 78 DISTRICTS MUTUAL INS 3,983 1,303 -45 1,558 926 84 10 2,297 926 40

DOCTORS CO AN INTERINS EXCHANGE THE 1,559,572 405,583 32,396 444,354 240,513 83 18 309 -197 0 Wisconsin2004 of Business Report Insurance

DORINCO REINSURANCE CO 1,671,292 415,777 8,454 207,472 142,420 107 21 0 0 0 Statistical and Financial Table Data, F EASTGUARD INS CO 43,106 14,486 638 16,638 11,270 74 28 0 0 0 ECONOMY FIRE & CASUALTY CO 372,774 362,267 19,347 0 0 0 0 0 267 0 ECONOMY PREFERRED INS CO 9,335 9,332 405 0 0 0 0 0 1,109 0 ECONOMY PREMIER ASSURANCE CO 37,985 35,183 1,394 0 0 0 0 20,235 9,127 45 ELECTRIC INS CO 1,144,329 274,952 11,177 419,530 322,838 92 14 11,767 4,630 39 ELLINGTON MUTUAL INS CO 4,222 2,994 61 1,151 634 63 47 1,857 1,633 88

135 EMC PROPERTY & CASUALTY CO 104,345 40,843 -156 37,320 23,006 79 32 0 0 0 EMCASCO INS CO 222,822 59,000 -2,137 95,965 59,159 79 32 17,120 11,687 68 EMPIRE FIRE & MARINE INS CO 672,214 125,780 1,936 0 0 0 0 6,433 2,045 32 EMPLOYERS FIRE INS CO THE 109,468 54,711 2,875 28,584 12,781 69 41 139 -3 0 EMPLOYERS INS CO OF WAUSAU 4,423,248 995,149 100,464 1,552,028 1,031,818 83 24 69,005 74,821 108 EMPLOYERS MUTUAL CASUALTY CO 1,837,476 577,004 -22,790 698,414 446,655 81 31 44,456 33,617 76 EMPLOYERS REINSURANCE CORP 16,759,214 5,513,121 -110,291 3,131,388 3,000,556 106 25 3,127 2,950 94 ENCOMPASS INDEMNITY CO 22,578 18,360 927 0 0 0 0 755 85 11 ENCOMPASS INS CO OF AMERICA 88,135 78,302 226 0 0 0 0 7,647 3,309 43 ERIE INS CO 564,622 140,424 13,392 190,820 121,009 73 27 2,210 1,560 71 ERIE INS EXCHANGE 8,269,762 2,804,058 392,799 3,672,486 2,146,347 68 27 30,067 17,731 59 ERIE INS PROPERTY & CASUALTY CO 67,712 8,583 403 0 0 0 0 92 47 51 EULER AMERICAN CREDIT INDEMNITY CO 268,143 128,838 17,522 78,922 33,709 48 47 1,613 -143 0 EVEREST NATIONAL INS CO 764,413 115,772 13,653 128,101 62,110 68 17 4,348 2,701 62 EVEREST REINSURANCE CO 8,572,712 2,093,152 175,821 2,709,095 1,875,058 77 23 0 1,385 0 EVERGREEN NATIONAL INDEMNITY CO 48,014 30,052 1,966 7,854 1,192 15 424 2,352 307 13 EXCESS REINSURANCE CO 58,862 34,231 1,736 10,575 4,066 42 63 0 0 0 EXECUTIVE RISK INDEMNITY INC 2,225,389 585,218 106,973 753,704 369,814 64 28 6,740 50 1 FACTORY MUTUAL INS CO 6,974,548 3,532,791 501,479 2,147,726 936,573 48 26 40,829 4,512 11 FAIRFIELD INS CO 38,035 17,383 -3,098 0 5,391 0 0 134 -57 0 FAIRMONT INS CO 42,564 14,974 1,013 21,924 12,490 64 36 0 0 0 FAIRMONT SPECIALTY INS CO 235,722 86,989 10,941 112,991 64,373 64 36 2,496 1,866 75 FARMERS ALLIANCE MUTUAL INS CO 211,105 90,891 10,941 143,298 86,836 69 23 17,133 16,354 95 FARMERS AUTOMOBILE INS ASSN THE 665,016 304,377 36,818 291,156 157,055 62 28 23,186 13,076 56 FINANCIAL DATA NATIONWIDE OPERATIONS WISCONSIN OPERATIONS CAPITAL NET NET DIRECT DIRECT PURE ADMITTED AND NET PREMIUMS LOSSES LOSS EXP PREMIUMS LOSSES LOSS PROPERTY/CASUALTY INSURER (000s OMITTED) ASSETS SURPLUS INCOME EARNED INCURRED RATIO RATIO EARNED INCURRED RATIO FARMERS INS EXCHANGE 10,117,191 2,401,176 63,329 4,817,436 2,689,950 71 24 46,602 24,383 52 FARMERS MUTUAL HAIL INS CO OF IA 272,706 168,510 29,390 168,524 92,898 63 17 2,601 942 36 FARMINGTON CASUALTY CO 944,516 228,043 55,927 265,290 137,394 64 26 33 -74 0 FARMINGTON MUTUAL INS CO 5,856 3,996 190 1,410 869 65 26 1,735 1,183 68 FARMLAND MUTUAL INS CO 317,055 108,729 13,556 135,543 72,525 64 29 6,561 2,469 38 FEDERAL INS CO 23,128,725 7,764,665 1,055,993 6,882,753 3,409,108 64 29 85,095 34,005 40 FEDERATED MUTUAL INS CO 3,359,840 1,293,944 109,449 1,031,319 657,676 77 26 55,811 35,694 64 FEDERATED RURAL ELECTRIC INS EXCHANGE 220,792 68,265 5,889 86,164 58,995 83 14 4,418 3,600 81 FEDERATED SERVICE INS CO 320,363 84,576 7,008 114,591 73,075 77 26 800 214 27 FFG INS CO 46,352 29,244 3,329 6,682 1,869 28 21 32 0 0 Wisconsin2004 of Business Report Insurance

FIDELITY & CASUALTY CO OF NY THE 140,186 137,992 5,361 0 0 0 0 -15 -10,175 999 Statistical and Financial Table Data, F FIDELITY & DEPOSIT CO OF MD 216,503 178,740 6,857 0 0 0 0 8,301 516 6 FIDELITY & GUARANTY INS CO 14,383 14,322 723 0 0 0 0 25,451 34,723 136 FIDELITY & GUARANTY INS UNDERWRITERS INC 32,007 31,852 3,044 0 0 0 0 225 -1,431 0 FIDELITY NATIONAL PROP & CAS INS CO 59,344 22,615 9,232 291 -55 48 0 1,613 665 41 FIDELITY NATIONAL TITLE INS CO 747,720 219,704 54,727 1,571,697 104,630 7 93 3,600 444 12 FINANCIAL GUARANTY INS CO 3,115,767 1,172,595 144,107 146,164 2,041 1 22 1,254 0 0

136 FINANCIAL INDEMNITY CO 64,452 30,970 3,135 34,000 20,679 72 24 0 0 0 FINANCIAL PACIFIC INS CO 178,312 48,196 5,003 47,401 26,165 73 21 12 0 0 FINANCIAL SECURITY ASSURANCE INC 3,479,996 1,144,700 175,774 224,564 8,469 5 25 2,561 0 0 FIRE INS EXCHANGE 1,623,512 404,467 27,322 698,179 389,108 70 24 19,136 8,349 44 FIREMANS FUND INS CO 9,913,245 2,930,106 231,008 3,117,228 1,700,386 66 31 21,609 14,749 68 FIREMANS FUND INS CO OF NE 61,372 46,510 -189 5 3,539 999 999 0 0 0 FIREMANS FUND INS CO OF WI 18,917 18,379 603 0 0 0 0 0 -4,086 999 FIREMENS INS CO OF NEWARK NJ 529,968 505,636 7,827 0 0 0 0 668 699 105 FIRST AMERICAN PROP & CAS INS CO 83,665 29,096 2,106 46,749 29,397 70 28 0 0 0 FIRST AMERICAN TITLE INS CO 1,825,723 746,045 130,525 3,280,375 127,140 4 99 43,358 693 2 FIRST AMERICAN TITLE INS CO OF TX 17,129 16,182 1,272 10,861 0 0 88 10 0 0 FIRST AUTO & CASUALTY INS CO 24,546 8,626 711 12,750 7,745 74 24 15,641 7,936 51 FIRST COLONIAL INS CO 178,425 30,909 -11,327 55,844 49,780 91 26 -19 1 0 FIRST FINANCIAL INS CO 410,884 197,599 -8,749 34,434 19,801 117 21 19 999 999 FIRST LIBERTY INS CORP THE 40,250 19,667 702 9,700 6,449 83 24 1,746 2,390 137 FIRST MARINE INS CO 5,853 4,714 -14 1,344 405 47 71 23 8 33 FIRST NATIONAL INS CO OF AMERICA 217,566 66,714 14,738 110,581 56,436 63 28 663 -47 0 FIRST SEALORD SURETY INC 10,713 8,524 432 8,755 703 8 83 13 0 0 FLAGSHIP CITY INS CO 21,683 8,796 370 0 0 0 0 113 249 221 FLORISTS MUTUAL INS CO 178,026 42,806 693 71,831 43,214 79 26 1,161 591 51 FOLKSAMERICA REINSURANCE CO 2,746,039 917,404 -959 934,188 651,044 76 27 0 0 0 FOREMOST INS CO 1,441,612 410,927 36,529 1,003,733 485,998 54 41 13,832 6,659 48 FOREMOST PROPERTY & CASUALTY INS CO 32,678 13,917 396 0 0 0 0 1,102 747 68 FOREMOST SIGNATURE INS CO 58,570 16,091 515 0 0 0 0 71 35 50 FINANCIAL DATA NATIONWIDE OPERATIONS WISCONSIN OPERATIONS CAPITAL NET NET DIRECT DIRECT PURE ADMITTED AND NET PREMIUMS LOSSES LOSS EXP PREMIUMS LOSSES LOSS PROPERTY/CASUALTY INSURER (000s OMITTED) ASSETS SURPLUS INCOME EARNED INCURRED RATIO RATIO EARNED INCURRED RATIO FORT WAYNE HEALTH & CASUALTY INS CO 321,231 157,761 22,006 323 -2,199 0 0 2 -457 0 FORTRESS INS CO 32,218 15,003 -197 1,562 962 126 35 15 2 13 FORTUITY INS CO 12,016 11,942 320 0 0 0 0 0 0 0 FOUNDERS INS CO 162,373 53,154 4,716 90,321 46,858 66 33 2,672 1,520 57 FRANKENMUTH MUTUAL INS CO 738,093 253,516 24,052 297,132 161,131 63 32 32,936 16,706 51 FRONTIER INS CO 216,819 -115,268 21,383 -16,586 12,797 107 3 -25 297 0 GARRISON PROPERTY AND CAS INS CO 10,387 10,331 198 3 0 0 89 0 0 0 GATEWAY INS CO 39,033 8,444 54 21,254 12,560 72 37 1,800 1,387 77 GE REINSURANCE CORP 2,763,483 689,117 -109,779 533,057 507,188 115 32 0 0 0

GE RESIDENTIAL MORTGAGE INS CORP OF NC 34,906 12,035 1,429 724 -304 0 9 8 -2 0 Wisconsin2004 of Business Report Insurance

GEICO CASUALTY CO 261,923 85,070 10,627 73,552 38,744 61 19 3,505 2,043 58 Statistical and Financial Table Data, F GEICO GENERAL INS CO 125,939 56,095 4,232 0 0 0 0 12,609 7,425 59 GEICO INDEMNITY CO 3,409,350 1,409,250 201,339 2,300,000 1,317,505 67 19 7,112 3,536 50 GENERAL CASUALTY CO OF IL 171,906 59,458 6,387 74,740 39,776 67 30 0 0 0 GENERAL CASUALTY CO OF WI 1,527,957 530,395 121,690 647,745 344,727 67 30 167,785 106,862 64 GENERAL ELECTRIC HOME EQUITY INS CORP OF NC 5,817 5,746 141 0 0 0 0 0 0 0

137 GENERAL ELECTRIC MORTGAGE INS CORP 2,724,043 186,207 195,929 422,142 92,545 27 43 11,569 1,606 14 GENERAL ELECTRIC MORTGAGE INS CORP OF NC 213,314 89,764 21,069 36,936 13,441 36 0 0 0 0 GENERAL FIRE & CASUALTY CO 47,697 9,557 -3,425 26,005 16,395 81 42 440 397 90 GENERAL INS CO OF AMERICA 2,455,674 721,029 148,857 1,271,681 649,018 63 28 1,742 837 48 GENERAL REINSURANCE CORP 19,614,061 7,158,986 485,836 2,465,206 1,715,643 76 35 778 -509 0 GENERAL SECURITY NATIONAL INS CO 367,255 85,101 -2,749 9,727 5,717 209 111 0 -6 0 GENERAL STAR NATL INS CO 529,973 173,245 7,717 55,561 33,938 73 34 1,294 567 44 GENERALI UNITED STATES BRANCH 88,522 45,964 -9,048 726 -696 520 701 0 0 0 GENESIS INS CO 267,346 90,293 -6,272 67,755 50,417 88 26 1,479 797 54 GERLING AMERICA INS CO 141,493 80,434 108 2,641 4,960 521 0 986 -272 0 GERLING GLOBAL REINS CORP OF AMERICA 1,058,772 65,068 -11,389 10,714 14,858 126 686 0 0 0 GERMANTOWN INS CO 51,268 22,396 536 24,591 17,823 76 26 0 0 0 GERMANTOWN MUTUAL INS CO 57,231 26,224 3,553 31,011 14,623 55 31 33,432 15,283 46 GLENS FALLS INS CO THE 146,663 145,306 6,233 0 0 0 0 5,820 1,055 18 GLOBE AMERICAN CASUALTY CO 19,401 16,654 680 0 0 0 0 3,218 1,662 52 GMAC DIRECT INS CO 8,921 8,597 48 0 0 0 0 0 0 0 GMAC INS CO ONLINE INC 17,003 10,429 -94 1,922 1,387 86 41 84 22 26 GOVERNMENT EMPLOYEES INS CO 11,160,614 4,796,839 814,529 6,413,136 4,066,171 75 16 7,173 4,589 64 GOVERNMENTAL INTERINSURANCE EXCHANGE 59,756 38,498 1,843 7,868 2,513 71 36 0 0 0 GRANGE INDEMNITY INS CO 40,977 21,981 3,151 20,011 10,157 62 31 0 0 0 GRANGE MUTUAL CASUALTY CO 1,346,922 551,778 66,922 880,495 446,924 62 31 0 0 0 GRANITE RE INC 9,809 5,118 436 8,070 2,023 31 65 1,260 287 23 GRANITE STATE INS CO 33,474 29,815 1,252 0 0 0 0 4,405 4,417 100 GRAY INS CO THE 235,899 74,603 6,775 87,138 49,453 65 28 2 184 999 FINANCIAL DATA NATIONWIDE OPERATIONS WISCONSIN OPERATIONS CAPITAL NET NET DIRECT DIRECT PURE ADMITTED AND NET PREMIUMS LOSSES LOSS EXP PREMIUMS LOSSES LOSS PROPERTY/CASUALTY INSURER (000s OMITTED) ASSETS SURPLUS INCOME EARNED INCURRED RATIO RATIO EARNED INCURRED RATIO GREAT AMERICAN ALLIANCE INS CO 24,650 24,619 552 0 0 0 0 1,186 -51 0 GREAT AMERICAN ASSURANCE CO 14,354 14,335 298 0 0 0 0 12,072 4,367 36 GREAT AMERICAN INS CO 5,084,577 1,445,293 488,923 1,170,538 694,649 73 32 11,562 3,651 32 GREAT AMERICAN INS CO OF NY 52,791 52,262 2,065 0 0 0 0 8,661 15,247 176 GREAT AMERICAN SECURITY INS CO 15,838 15,818 341 0 0 0 0 6 0 0 GREAT AMERICAN SPIRIT INS CO 17,282 17,260 641 0 0 0 0 4 -7 0 GREAT DIVIDE INS CO 82,254 36,782 3,749 21,686 5,514 47 33 0 -61 0 GREAT MIDWEST INS CO 30,275 12,658 795 8,864 4,370 65 27 915 441 48 GREAT NORTHERN INS CO 1,297,347 254,959 56,084 376,852 184,907 64 28 9,681 2,505 26

GREAT NORTHWEST INS CO 6,328 6,176 626 3 1 394 0 1 0 26 Wisconsin2004 of Business Report Insurance

GREAT WEST CASUALTY CO 1,229,965 355,639 40,718 480,691 273,034 70 23 41,232 14,342 35 Statistical and Financial Table Data, F GREATER NEW YORK MUTUAL INS CO 652,684 249,355 14,795 192,758 101,313 67 30 0 0 0 GREATWAY INS CO 11,758 11,656 295 0 0 0 0 0 -113 0 GREENWICH INS CO 674,630 292,664 12,386 94,077 55,419 72 17 20,193 15,600 77 GRINNELL MUTUAL REINS CO 555,271 225,041 18,431 304,060 170,889 67 30 9,573 4,706 49 GRINNELL SELECT INS CO 47,519 24,600 4,343 28,784 14,745 58 26 2,530 1,345 53 GROCERS INS CO 9,516 8,015 -3,049 0 0 0 0 0 0 0

138 GUARANTEE CO OF NO AM USA THE 62,985 52,395 -9,629 7,197 6,267 128 115 311 -68 0 GUARANTEE INS CO 42,002 8,406 -2,129 2,949 1,755 76 42 0 0 0 GUARANTY NATIONAL INS CO 372,798 92,524 -23,332 43,401 42,451 134 120 13,851 7,730 56 GUIDEONE AMERICA INS CO 11,481 7,712 238 0 0 0 0 225 176 78 GUIDEONE ELITE INS CO 26,941 15,645 568 0 0 0 0 2,000 1,592 80 GUIDEONE MUTUAL INS CO 686,708 248,121 4,147 304,338 172,524 70 28 4,303 1,490 35 GUIDEONE SPECIALTY MUTUAL INS CO 143,838 38,696 813 76,084 43,659 70 28 3,931 2,566 65 GUILDERLAND REINSURANCE CO 23,044 12,640 580 4,316 1,596 40 64 0 0 0 GULF INS CO 2,685,905 862,798 -162,326 600,189 597,892 120 30 6,115 1,214 20 HANOVER INS CO THE 3,448,559 1,098,812 20,461 1,362,397 852,784 73 33 3,483 3,245 93 HARCO NATIONAL INS CO 375,845 144,321 4,332 134,414 89,541 78 22 3,908 1,445 37 HARLEYSVILLE INS CO 91,014 22,735 3,047 34,903 20,490 72 33 7,650 7,742 101 HARLEYSVILLE LAKE STATES INS CO 246,948 53,886 3,928 93,074 54,640 72 33 152 53 35 HARLEYSVILLE MUTUAL INS CO 1,261,820 521,653 53,648 282,627 168,932 73 34 4 0 0 HARTFORD ACCIDENT & INDEMNITY CO 9,280,270 2,838,946 358,949 2,936,049 1,678,178 71 29 1,014 611 60 HARTFORD CASUALTY INS CO (NEW JERSEY) 1,760,161 754,188 75,027 493,982 282,349 71 29 7,317 2,918 40 HARTFORD FIRE INS CO 20,101,633 9,754,360 390,801 3,727,318 2,130,449 71 29 20,438 5,313 26 HARTFORD INS CO OF THE MIDWEST 241,932 147,203 17,249 44,907 25,668 71 29 5,955 2,236 38 HARTFORD STEAM BOILER INSPECTION & INS CO OF CT 65,919 32,173 6,310 27,437 6,882 26 41 0 0 0 HARTFORD STEAM BOILER INSPECTION & INS CO THE 1,180,372 604,533 107,685 538,157 115,778 27 50 6,718 3,518 52 HARTFORD UNDERWRITERS INS CO 1,236,581 504,893 111,756 359,260 205,344 71 29 19,335 11,468 59 HASTINGS MUTUAL INS CO 510,792 196,708 36,321 262,117 124,136 55 30 31,784 14,318 45 FINANCIAL DATA NATIONWIDE OPERATIONS WISCONSIN OPERATIONS CAPITAL NET NET DIRECT DIRECT PURE ADMITTED AND NET PREMIUMS LOSSES LOSS EXP PREMIUMS LOSSES LOSS PROPERTY/CASUALTY INSURER (000s OMITTED) ASSETS SURPLUS INCOME EARNED INCURRED RATIO RATIO EARNED INCURRED RATIO

HAWKEYE SECURITY INS CO 38,368 32,606 1,064 0 0 0 0 37,708 27,335 72 HCC INS CO 16,759 16,374 1,351 7 -535 0 0 0 0 0 HERITAGE CASUALTY INS CO 162,626 37,549 -10,814 -27,770 7,250 0 0 100 223 223 HERITAGE INDEMNITY CO 198,019 84,718 12,800 27,499 21,402 79 10 227 171 75 HOME-OWNERS INS CO 884,053 316,701 59,329 399,905 233,680 67 16 0 0 0 HOMELAND CENTRAL INS CO 66,776 66,522 4,340 0 0 0 0 3 500 999 HOMESITE INS CO 35,765 11,518 -1,090 24,388 14,139 71 30 342 265 78 HORACE MANN INS CO 459,697 149,662 34,038 293,332 178,513 71 22 2,487 1,362 55 HORACE MANN PROPERTY & CASUALTY INS CO 92,037 33,689 11,305 62,002 32,025 60 19 620 392 63 HOUSTON GENERAL INS CO 43,610 20,617 399 -2 -30 999 217 0 -869 0 Wisconsin2004 of Business Report Insurance

HUDSON INS CO 219,951 79,076 3,670 89,055 49,639 65 26 70 40 57 Statistical and Financial Table Data, F ICM INS CO 11,547 10,524 -52 -33 0 0 0 0 0 0 IDS PROPERTY CASUALTY INS CO 728,372 346,048 106,288 421,254 304,483 83 15 3,260 1,889 58 ILLINOIS FARMERS INS CO 138,358 50,898 2,183 69,818 38,791 70 24 0 0 0 ILLINOIS NATIONAL INS CO 50,609 50,518 2,143 0 0 0 0 20,169 16,843 84 IMPERIAL CASUALTY & INDEMNITY CO 11,357 10,402 39 1,713 736 59 56 2 1 50 IMT INS CO MUTUAL 173,742 75,470 9,110 97,578 51,079 61 31 7,641 3,944 52 139 INDEMNITY INS CO OF NORTH AMERICA 195,365 30,701 43 70,144 35,916 73 23 11,697 6,062 52 INDIANA INS CO 785,173 320,012 52,276 321,874 172,451 66 59 3,625 2,186 60 INDIANA LUMBERMENS MUTUAL INS CO 112,704 29,331 605 47,846 28,196 73 33 3,721 5,194 140 INFINITY INS CO 901,858 322,454 62,664 465,322 209,593 62 18 131 115 88 INFINITY NATIONAL INS CORP 14,693 8,842 822 4,950 2,230 62 18 0 0 0 INFINITY SELECT INS CO 23,919 17,250 2,953 4,950 2,230 62 0 0 0 0 INSURA PROPERTY & CASUALTY INS CO 39,400 23,516 203 0 0 0 0 0 -93 0 INSURANCE CO OF IL 27,936 27,666 1,649 0 0 0 0 0 0 0 INSURANCE CO OF NORTH AMERICA 508,398 68,285 16,912 175,361 89,790 73 21 -16,916 -947 6 INSURANCE CO OF STATE OF PA THE 3,156,975 1,094,887 54,244 909,165 632,011 81 17 9,343 11,183 120 INSURANCE CO OF THE AMERICAS 44,070 9,285 1,364 27,492 4,434 43 41 0 0 0 INSURANCE CO OF THE WEST 630,030 293,453 7,054 164,749 83,276 69 32 23 -1 0 INSURANCE CORP OF NY THE 223,835 -39,738 -66,453 8,890 43,632 915 0 18 -688 0 INSURANCE CORPORATION OF HANNOVER 732,545 179,851 19,395 90,125 44,201 54 44 1,818 3,125 172 INSUREMAX INS CO 19,153 9,562 964 13,255 7,704 70 36 4 0 0 INTEGON GENERAL INS CORP 74,016 39,835 2,348 0 0 0 0 0 0 0 INTEGON INDEMNITY CORP 80,662 42,877 3,089 0 0 0 0 0 0 0 INTEGON NATIONAL INS CO 221,655 87,679 6,154 0 0 0 0 1,210 450 37 INTEGRITY MUTUAL INS CO 63,744 22,342 3,584 40,022 20,315 62 31 58,615 30,206 52 INTERNATIONAL BUSINESS & MERCANTILE REASSUR CO 546,301 150,707 38,492 186,009 126,848 73 10 13 -2 0 INTERNATIONAL FIDELITY INS CO 89,543 48,094 2,208 60,685 12,236 23 70 385 7 2 INTERSTATE INDEMNITY CO 148,334 55,497 4,753 33,250 18,137 66 31 1,069 541 51 INVESTORS TITLE INS CO 92,015 45,928 7,765 65,181 7,047 11 74 0 0 0 FINANCIAL DATA NATIONWIDE OPERATIONS WISCONSIN OPERATIONS CAPITAL NET NET DIRECT DIRECT PURE ADMITTED AND NET PREMIUMS LOSSES LOSS EXP PREMIUMS LOSSES LOSS PROPERTY/CASUALTY INSURER (000s OMITTED) ASSETS SURPLUS INCOME EARNED INCURRED RATIO RATIO EARNED INCURRED RATIO IOWA MUTUAL INS CO 69,494 21,623 4,128 20,848 11,563 67 30 0 0 0 ISMIE MUTUAL INS CO 1,286,152 212,451 11,714 247,818 150,731 100 14 0 0 0 JEFFERSON INS CO 146,218 93,953 -491 539 9,945 999 0 3 2,758 999 JEWELERS MUTUAL INS CO 166,367 93,256 5,595 83,482 41,605 55 36 1,472 633 43 KANSAS BANKERS SURETY CO THE 139,652 109,995 5,135 20,372 9,552 47 27 1,415 427 30 KANSAS CITY FIRE & MARINE INS CO 24,191 23,907 644 0 0 0 0 189 67 35 KEMPER CASUALTY INS CO 27,303 22,126 -360 262 457 578 0 310 -741 0 KEMPER INDEPENDENCE INS CO 35,142 10,274 18 18,658 10,470 67 31 8,147 4,465 55 LANCER INS CO 481,045 72,466 6,424 63,034 31,936 65 33 3,630 3,950 109

LAURIER INDEMNITY CO 22,648 12,355 1,731 1,757 49 14 17 1 -6 0 Wisconsin2004 of Business Report Insurance

LAWYERS TITLE INS CORP 650,344 237,640 34,719 1,187,839 52,740 4 100 8,623 559 6 Statistical and Financial Table Data, F LE MARS INS CO 40,708 17,104 3,269 18,673 6,920 44 37 0 0 0 LEADER INS CO 271,429 52,390 -2,535 176,019 102,154 80 18 0 -1 0 LEAGUE OF WISC MUNICIPALITIES MUTUAL INS 17,451 7,844 1,253 11,752 5,399 73 19 13,948 6,007 43 LEXON INS CO 44,239 24,889 4,368 20,881 3,539 17 38 423 41 10 LIBERTY INS CORP 1,639,778 270,237 10,298 582,010 386,931 83 24 35,152 27,124 77 LIBERTY INS UNDERWRITERS INC 115,989 61,893 3,814 0 0 0 0 3,436 1,454 42

140 LIBERTY MUTUAL FIRE INS CO 2,774,089 672,745 34,626 970,017 644,871 83 24 94,495 92,177 98 LIBERTY MUTUAL INS CO 23,956,965 7,255,350 216,860 6,451,473 4,289,073 83 24 36,850 40,444 110 LIBERTY PERSONAL INS CO 47,882 47,199 1,760 0 0 0 0 0 0 0 LINCOLN GENERAL INS CO 513,451 160,381 -6,559 213,720 126,275 84 22 11,428 7,893 69 LITTLE BLACK MUTUAL INS CO 2,698 1,498 215 1,065 481 59 38 2,752 1,349 49 LM GENERAL INS CO 28,325 14,375 262 0 358 0 0 1,248 636 51 LM INS CORP 61,480 17,644 873 19,400 12,898 83 24 991 1,253 126 LM PERSONAL INS CO 19,482 15,166 515 0 0 0 0 0 164 0 LM PROPERTY & CAS INS CO 906,706 670,010 67,057 0 2,253 0 0 6,451 2,165 34 LOCAL GOVERNMENT PROPERTY INS FUND 36,121 24,268 9,793 20,954 9,841 50 7 26,664 9,927 37 LUMBER MUTUAL INS CO 54,387 6,645 -1,455 -51 -375 0 0 0 -165 0 LUMBERMENS MUTUAL CASUALTY CO 3,776,441 171,435 -65,969 59,810 -139,268 361 0 5,414 -20,588 0 LUMBERMENS UNDERWRITING ALLIANCE US 352,451 87,243 21,583 94,178 33,889 48 39 2,303 -419 0 LYNDON PROPERTY INS CO 393,909 159,328 10,353 67,886 48,649 74 39 5,404 4,793 89 MANITOWOC MUTUAL INS CO 6,830 3,567 211 3,215 1,724 58 44 4,920 3,149 64 MAPFRE REINSURANCE CORPORATION 256,501 151,279 -966 70,407 50,681 78 29 0 0 0 MAPLE VALLEY MUTUAL INS CO 7,972 4,554 409 3,817 1,894 58 35 4,739 2,448 52 MARKEL AMERICAN INS CO 351,073 81,315 10,993 124,209 57,914 63 30 1,824 2,103 115 MARKEL INS CO 485,035 120,244 19,564 241,465 126,079 62 31 2,101 522 25 MARYLAND CASUALTY CO 417,138 371,759 12,595 0 0 0 0 7,209 4,963 69 MARYLAND INS CO 22,692 22,218 919 0 0 0 0 0 0 0 MASSACHUSETTS BAY INS CO 22,779 22,739 832 0 0 0 0 4,326 5,849 135 MASSWEST INS CO INC 51,412 13,936 1,624 24,913 13,259 67 30 0 0 0 MASTER PLUMBERS LTD MUTUAL LIABILITY CO 1,249 440 6 0 -3 0 0 0 0 0 FINANCIAL DATA NATIONWIDE OPERATIONS WISCONSIN OPERATIONS CAPITAL NET NET DIRECT DIRECT PURE ADMITTED AND NET PREMIUMS LOSSES LOSS EXP PREMIUMS LOSSES LOSS PROPERTY/CASUALTY INSURER (000s OMITTED) ASSETS SURPLUS INCOME EARNED INCURRED RATIO RATIO EARNED INCURRED RATIO MAYFLOWER INS CO LTD THE 25,705 25,592 907 0 0 0 0 0 0 0 MBIA INS CORP 10,380,151 3,394,676 705,424 724,509 97,867 18 19 2,501 0 0 MBIA INS CORP OF IL 171,510 170,546 2,925 0 0 0 0 0 0 0 MCMILLAN-WARNER MUTUAL INS CO 9,285 5,493 627 4,073 1,644 48 35 5,469 2,287 42 MEDICA INS CO 176,436 70,614 11,321 660,771 559,576 87 11 38,308 33,521 88 MEDICAL ASSURANCE CO INC THE 1,391,537 276,909 17,555 317,854 109,228 93 12 0 0 0 MEDICAL LIABILITY MUTUAL INS CO 5,051,359 478,124 -408,446 623,079 984,432 198 10 0 0 0 MEDICAL PROTECTIVE CO THE 2,172,579 510,822 89,226 555,039 281,221 83 14 19,399 13,728 71 MEDMARC CASUALTY INS CO 93,290 36,105 3,914 15,942 8,275 77 38 627 191 31 MEDMARC MUTUAL INS CO 216,815 101,544 4,239 31,883 16,555 77 27 0 0 0 Wisconsin2004 of Business Report Insurance

MEEMIC INS CO 299,128 142,753 24,033 183,365 101,049 61 25 0 0 0 Statistical and Financial Table Data, F MENDAKOTA INS CO 21,324 8,919 558 6,145 3,685 70 30 0 0 0 MENDOTA INS CO 96,623 35,970 2,712 30,725 18,425 70 30 2,645 1,569 59 MERASTAR INS CO 105,090 21,823 -5,292 29,678 27,705 117 46 206 66 32 MERCHANTS BONDING CO MUTUAL 53,241 36,953 2,051 19,623 1,587 18 67 243 3 1 MERIDIAN CITIZENS MUTUAL INS CO 23,615 10,567 488 5,723 3,018 62 33 77 134 173 MERIDIAN SECURITY INS CO 150,439 68,096 4,895 51,755 27,161 61 32 575 132 23

141 MERITPLAN INS CO 41,767 15,523 592 20,971 10,158 59 37 0 0 0 METROPOLITAN CASUALTY INS CO 42,387 41,324 2,996 0 0 0 0 836 340 41 METROPOLITAN DIRECT PROP & CAS INS CO 25,573 21,887 1,396 0 0 0 0 1,618 643 40 METROPOLITAN GENERAL INS CO 27,211 26,457 2,084 0 0 0 0 1,795 984 55 METROPOLITAN GROUP PROP & CAS INS CO 364,498 198,641 12,200 0 16,942 0 0 6,811 4,495 66 METROPOLITAN PROP & CAS INS CO 5,192,196 1,874,999 355,685 2,957,511 1,714,225 70 28 11,962 5,399 45 MGA INS CO INC . 43,185 17,560 864 11,227 6,127 68 31 0 0 0 MGIC ASSURANCE CORP 8,683 8,616 4,461 1,494 -467 0 86 3 -3 0 MGIC CREDIT ASSURANCE CORP 47,745 35,537 -2,274 3,103 7,725 248 30 2,289 6,977 305 MGIC INDEMNITY CORPORATION 21,317 20,887 505 4 -29 0 999 10 -133 0 MGIC MORTGAGE INS CORP 83,398 76,005 4,993 80 -345 0 437 0 0 0 MGIC MORTGAGE REINS CORP 20,133 15,207 501 1,939 341 18 26 0 0 0 MGIC REINSURANCE CORP 244,625 50,224 -3,954 69,763 34,757 52 31 0 0 0 MGIC REINSURANCE CORP OF WI 780,174 497,364 18,764 93,077 79,516 89 23 0 0 0 MGIC RESIDENTIAL REINSURANCE CORP 19,886 14,956 466 1,939 341 18 26 0 0 0 MHA INS CO 272,177 89,437 8,528 50,517 33,597 90 2 0 0 0 MIC GENERAL INS CORP 69,082 14,390 604 0 0 0 0 3 -106 0 MIC PROPERTY & CASUALTY INS CORP 372,621 52,320 1,329 0 0 0 0 979 744 76 MICHIGAN MILLERS MUTUAL INS CO 282,671 111,994 14,993 159,185 91,990 64 31 10,093 1,910 19 MID AMERICAN FIRE & CASUALTY CO 11,824 7,838 233 0 0 0 0 0 0 0 MID CENTURY INS CO 2,900,573 558,361 -83,882 1,489,449 1,039,939 86 24 10,757 6,097 57 MIDDLESEX INS CO 529,669 165,652 15,203 167,979 106,018 75 25 22,434 13,225 59 MIDDLESEX MUTUAL ASSUR CO 211,259 51,476 5,510 75,229 39,517 62 31 144 14 10 MIDSTATES REINSURANCE CORP 152,462 57,120 -550 6 -731 999 999 0 0 0 FINANCIAL DATA NATIONWIDE OPERATIONS WISCONSIN OPERATIONS CAPITAL NET NET DIRECT DIRECT PURE ADMITTED AND NET PREMIUMS LOSSES LOSS EXP PREMIUMS LOSSES LOSS PROPERTY/CASUALTY INSURER (000s OMITTED) ASSETS SURPLUS INCOME EARNED INCURRED RATIO RATIO EARNED INCURRED RATIO MIDWEST ASSURANCE CO 29,090 17,566 6,110 55,416 37,950 69 15 0 0 0 MIDWEST EMPLOYERS CASUALTY CO 227,301 112,388 6,270 0 0 0 0 1,181 510 43 MIDWEST FAMILY MUTUAL INS CO 59,923 20,025 2,907 36,141 18,350 62 32 6,621 6,237 94 MIDWEST MEDICAL INS CO 342,293 128,066 6,161 96,026 60,774 94 14 6,222 2,157 35 MIDWESTERN INDEMNITY CO THE 34,196 28,368 595 0 0 0 0 364 98 27 MILBANK INS CO 376,893 118,102 20,351 197,814 100,131 61 32 0 0 0 MILLERS CLASSIFIED INS CO 23,958 8,713 858 15,877 9,621 73 25 5,329 2,707 51 MILLERS FIRST INS CO 45,592 18,104 -92 11,816 8,517 89 26 0 214 0 MILWAUKEE CASUALTY INS CO. 12,242 11,313 552 0 0 0 0 9,910 4,018 41 MILWAUKEE INS CO 53,686 30,332 -1,208 2,570 1,046 59 54 10,388 4,213 41 Wisconsin2004 of Business Report Insurance

MILWAUKEE SAFEGUARD INS CO 13,423 11,595 543 0 0 0 0 4,448 4,279 96 Statistical and Financial Table Data, F MINNESOTA INS CO 67,423 16,950 -859 23,481 14,507 74 26 4,239 2,147 51 MINNESOTA LAWYERS MUTUAL INS CO 77,641 43,935 2,409 15,396 4,122 56 25 85 9 11 MITSUI SUMITOMO INS CO OF AM 621,451 131,865 -1,192 197,328 115,221 79 31 531 302 57 MITSUI SUMITOMO INS USA INC 92,167 38,604 -265 21,925 12,802 79 31 427 194 46 MODERN SERVICE INS CO 26,202 20,519 -823 0 100 0 0 1,978 1,516 77 MONROE GUARANTY INS CO 87,619 35,228 6,277 6,296 858 3 38 0 0 0

142 MORTGAGE GUARANTY INS CORP 7,022,545 1,776,805 163,977 1,164,673 545,136 49 13 30,852 22,368 72 MOTORS INS CORPORATION 7,780,727 2,073,787 366,252 2,786,337 1,907,219 76 24 1,729 315 18 MSI PREFERRED INS CO 17,591 11,861 595 0 0 0 0 20,795 8,702 42 MT MORRIS MUTUAL INS CO 11,109 5,697 1,451 8,309 3,395 47 37 10,843 4,164 38 MUTUAL SERVICE CASUALTY INS CO 57,049 35,854 1,686 0 -1,586 0 0 3,449 3,704 107 NATIONAL ALLIANCE INS CO 27,332 20,980 1,047 159 611 560 415 0 -3 0 NATIONAL AMERICAN INS CO 127,510 41,458 -7,482 64,042 38,769 84 31 5 -28 0 NATIONAL AMERICAN INS CO OF CA 58,630 16,939 -749 14,416 5,409 67 55 0 0 0 NATIONAL BEN FRANKLIN INS CO OF IL 36,805 34,867 835 0 0 0 0 0 -11 0 NATIONAL CASUALTY CO 98,919 93,050 3,409 0 7 0 0 6,702 1,889 28 NATIONAL CONTINENTAL INS CO 102,386 43,403 15,350 657 -2,099 999 999 0 1 0 NATIONAL FARMERS UNION PROP & CAS CO 288,440 90,905 19,587 175,501 79,713 55 33 1,240 588 47 NATIONAL FIRE & CASUALTY CO 12,085 8,646 796 1,319 163 46 43 132 -1 0 NATIONAL FIRE AND INDEMNITY EXCHANGE JOHN L. CORLEY INC ATTORNEY-IN-FACT 14,623 7,107 84 5,996 2,619 57 41 24 2 6 NATIONAL FIRE INS CO OF HARTFORD 159,636 159,227 2,853 0 0 0 0 4,565 5,341 117 NATIONAL GENERAL ASSURANCE CO 48,092 8,815 105 0 0 0 0 0 -226 0 NATIONAL GENERAL INS CO 130,278 37,253 3,438 30,941 18,269 70 28 8,547 5,008 59 NATIONAL GRANGE MUTUAL INS CO 723,121 358,307 14,762 290,432 165,224 69 31 0 0 0 NATIONAL INDEMNITY CO 50,959,623 27,224,759 2,185,999 2,702,241 1,305,753 50 14 5,196 1,605 31 NATIONAL INS ASSN 22,050 9,331 814 0 0 0 0 108 52 48 NATIONAL INS CO OF WI INC 33,200 12,216 -306 11,267 9,426 86 31 2,569 1,292 50 NATIONAL INS UNDERWRITERS 6,478 5,981 -20 0 208 0 0 0 0 0 NATIONAL INTERSTATE INS CO 297,898 92,124 20,450 133,187 59,533 55 26 4,474 4,727 106 FINANCIAL DATA NATIONWIDE OPERATIONS WISCONSIN OPERATIONS CAPITAL NET NET DIRECT DIRECT PURE ADMITTED AND NET PREMIUMS LOSSES LOSS EXP PREMIUMS LOSSES LOSS PROPERTY/CASUALTY INSURER (000s OMITTED) ASSETS SURPLUS INCOME EARNED INCURRED RATIO RATIO EARNED INCURRED RATIO NATIONAL LIABILITY & FIRE INS CO 654,764 278,812 35,000 150,792 51,560 40 28 1,199 259 22 NATIONAL REINSURANCE CORP 1,065,840 722,092 42,899 -14,465 -21,249 74 0 0 0 0 NATIONAL SPECIALTY INS CO 17,037 9,180 584 8,648 3,940 50 49 6 0 0 NATIONAL SURETY CORP 465,097 143,122 19,891 166,252 90,687 66 31 8,851 1,979 22 NATIONAL TITLE INS OF NEW YORK INC 15,548 5,325 -1,451 18,451 5,143 28 110 0 0 0 NATIONAL UNION FIRE INS CO OF PITTSBURGH 26,389,126 8,553,964 661,875 6,909,652 4,803,283 81 17 -55,134 25,380 0 NATIONS TITLE INS OF NEW YORK INC 20,879 9,862 210 973 646 66 999 0 0 0 NATIONWIDE AFFINITY INS CO OF AMERICA 13,742 13,084 492 344 161 50 16 0 0 0 NATIONWIDE AGRIBUSINESS INS CO 92,248 47,667 2,002 0 0 0 0 3,808 481 13

NATIONWIDE ASSURANCE CO 70,631 66,653 2,813 0 0 0 0 0 0 0 Wisconsin2004 of Business Report Insurance

NATIONWIDE GENERAL INS CO 21,708 21,304 828 0 0 0 0 0 0 0 Statistical and Financial Table Data, F NATIONWIDE INS CO OF AMER 78,243 71,764 3,838 0 0 0 0 0 0 0 NATIONWIDE MUTUAL FIRE INS CO 4,279,315 1,490,739 188,586 1,531,634 819,527 64 29 637 130 20 NATIONWIDE MUTUAL INS CO 24,183,383 7,581,203 1,028,219 11,344,933 6,070,305 64 29 11,821 6,172 52 NATIONWIDE PROPERTY & CASUALTY INS CO 25,962 25,564 1,019 0 0 0 0 152 70 46 NAU COUNTRY INS CO 35,578 17,878 6,397 36,397 27,572 85 0 3,715 7,579 204 NAVIGATORS INS CO 804,921 235,561 30,282 228,759 128,832 67 24 1,198 2,597 217

143 NCMIC INS CO 445,666 131,124 8,921 83,192 46,928 73 22 1,793 -24 0 NETHERLANDS INS CO THE 182,028 45,868 4,244 85,921 46,034 66 31 2,579 865 34 NEW ENGLAND INS CO 281,577 253,344 7,149 -14 552 0 0 0 -4,767 0 NEW HAMPSHIRE INDEMNITY CO INC 318,693 103,085 16,715 270,031 166,833 74 28 16 6 36 NEW HAMPSHIRE INS CO 3,095,053 993,229 97,695 909,165 632,011 81 17 6,499 2,842 44 NEW SOUTH INS CO 74,727 30,266 1,445 0 0 0 0 0 0 0 NEW YORK MARINE & GENERAL INS CO 530,151 167,010 5,568 98,893 42,664 55 35 773 172 22 NEWARK INS CO 23,966 3,648 -4,514 19 2,227 0 999 0 0 0 NIAGARA FIRE INS CO 56,292 55,895 2,873 0 0 0 0 0 0 0 NIPPONKOA INS CO LIMITED (US BRANCH) 178,928 51,282 1,314 51,498 33,111 71 46 50 6 12 NLC MUTUAL INS CO 191,076 45,846 -3,305 28,790 37,531 131 0 0 0 0 NORGUARD INS CO 236,813 56,503 2,324 79,254 53,340 74 27 0 0 0 NORTH AMERICAN ELITE INS CO 38,086 35,588 613 0 0 0 0 0 0 0 NORTH AMERICAN LUMBER INS CO 9,391 5,929 -166 2 62 999 999 0 0 0 NORTH AMERICAN SPECIALTY INS CO 285,043 185,292 8,128 10,069 6,572 88 0 958 89 9 NORTH POINTE INS CO 124,722 32,681 2,624 75,732 35,694 58 47 30 0 0 NORTH RIVER INS CO THE 844,851 304,374 27,702 173,885 112,797 90 27 568 2,840 500 NORTH STAR REINS CORP 17,474 17,431 342 0 0 0 0 0 17 0 NORTHBROOK INDEMNITY CO 97,583 97,280 1,559 0 0 0 0 368 1,011 275 NORTHERN ASSURANCE CO OF AMER THE 345,033 163,927 11,145 95,278 42,602 69 41 187 36 19 NORTHERN INS CO OF NY 63,726 28,328 1,139 0 0 0 0 1,263 1,059 84 NORTHLAND CASUALTY CO 98,782 26,043 3,797 36,870 22,110 70 29 169 42 25 NORTHLAND INS CO 1,100,314 434,703 38,133 338,002 202,419 70 30 16,795 9,619 57 NORTHWESTERN NATIONAL INS CO OF MILW WI 74,389 -46,760 12,409 871 15,915 999 315 43 -208 0 FINANCIAL DATA NATIONWIDE OPERATIONS WISCONSIN OPERATIONS CAPITAL NET NET DIRECT DIRECT PURE ADMITTED AND NET PREMIUMS LOSSES LOSS EXP PREMIUMS LOSSES LOSS PROPERTY/CASUALTY INSURER (000s OMITTED) ASSETS SURPLUS INCOME EARNED INCURRED RATIO RATIO EARNED INCURRED RATIO OCCIDENTAL FIRE & CASUALTY CO OF NC 257,885 118,655 1,789 86,721 62,849 81 24 1,426 1,807 127 ODYSSEY AMERICA REINSURANCE CORP 4,855,109 1,675,858 159,368 1,953,744 1,235,346 67 28 0 0 0 OHIC INS CO 322,045 63,005 5,060 48,282 20,547 82 30 4,013 7,245 181 OHIO CASUALTY INS CO THE 2,595,542 972,040 138,317 676,549 358,198 64 33 5,371 1,784 33 OHIO FARMERS INS CO 1,202,050 919,715 24,210 124,869 60,088 59 33 144 -58 0 OHIO INDEMNITY CO 100,392 30,104 -12,077 50,064 45,243 96 33 125 75 60 OHIO SECURITY INS CO 65,737 33,913 1,724 14,472 7,662 64 33 64 16 26 OLD REPUBLIC INS CO 1,847,752 676,747 94,220 351,398 156,276 52 28 49,039 38,418 78 OLD REPUBLIC MERCANTILE INS CO 3,902 3,857 859 1,301 1,450 106 11 0 0 0

OLD REPUBLIC NATL TITLE INS CO 448,781 113,987 36,285 881,667 37,170 4 95 16,991 343 2 Wisconsin2004 of Business Report Insurance

OLD REPUBLIC SECURITY ASSUR CO 89,494 17,166 1,942 17,734 12,901 81 12 1 4 260 Statistical and Financial Table Data, F OLD REPUBLIC SURETY CO 88,209 38,234 5,528 35,456 3,762 16 70 565 16 3 OLD UNITED CASUALTY CO 252,980 69,769 17,492 56,639 27,793 50 20 71 40 57 OMAHA INDEMNITY CO THE 28,268 20,912 1,436 0 -595 0 0 0 0 0 OMAHA PROPERTY & CASUALTY INS CO 26,018 11,664 8,101 9,811 7,563 90 0 934 420 45 OMNI INS CO 344,385 115,612 -6,577 214,474 159,066 88 28 238 216 91 ONEBEACON AMERICA INS CO 1,299,575 596,567 45,846 312,513 139,735 69 39 1,015 265 26

144 ONEBEACON INS CO 3,849,875 1,361,451 266,741 1,029,007 460,101 69 41 342 1,259 369 ONEBEACON MIDWEST INS CO 40,381 39,756 2,644 0 0 0 0 22 -1,982 0 OWNERS INS CO 1,642,375 538,197 59,159 767,797 427,106 68 26 21,234 9,653 45 PACIFIC EMPLOYERS INS CO 1,561,607 315,292 34,918 624,284 319,653 73 21 -12,766 -533 4 PACIFIC INDEMNITY CO 4,612,460 1,151,862 254,839 1,602,806 787,037 64 28 6,281 2,994 48 PACIFIC SPECIALTY INS CO 231,026 74,835 9,313 111,938 47,274 51 37 27 0 0 PARTNERRE INS CO OF NY 114,709 99,140 6,705 -1,468 9,456 0 0 0 0 0 PARTNERS MUTUAL INS CO 39,785 12,926 1,794 29,266 14,275 58 35 21,373 10,921 51 PATHFINDER INS CO 11,475 7,078 999 1,860 187 12 15 55 6 10 PATRIOT GENERAL INS CO 20,579 18,830 634 0 0 0 0 4,682 2,031 43 PEAK PROPERTY & CASUALTY INS CORP 13,480 10,035 887 0 0 0 0 0 0 0 PEERLESS INDEMNITY INS CO 1,579,863 544,639 33,788 718,895 385,164 66 31 21 12 59 PEERLESS INS CO 2,541,990 862,052 63,005 1,092,794 585,489 66 31 1,686 -58 0 PEKIN INS CO 150,143 67,329 11,091 72,789 39,264 62 28 15,818 8,688 55 PENN AMERICA INS CO 337,025 140,336 10,777 134,151 59,098 61 29 239 135 56 PENN MILLERS INS CO 152,172 45,445 782 62,853 37,104 68 36 1,004 514 51 PENNSYLVANIA GENERAL INS CO 627,884 220,616 10,472 190,557 85,204 69 34 23 635 999 PENNSYLVANIA LUMBERMENS MUTUAL INS CO 241,265 83,690 8,813 103,063 52,052 60 33 2,302 1,424 62 PENNSYLVANIA MANUFACTURERS ASSN INS CO 598,171 183,795 10,964 244,034 153,320 75 32 1,745 974 56 PENNSYLVANIA NATIONAL MUTUAL CAS INS CO 833,906 304,593 10,702 301,812 168,830 68 32 25 4 15 PERMANENT GENERAL ASSURANCE CORP 179,861 63,732 9,004 113,920 68,059 70 20 1,417 610 43 PETROLEUM CASUALTY CO 15,207 10,811 1,264 4,910 847 70 32 1 0 1 PHARMACISTS MUTUAL INS CO 145,288 50,885 -120 73,097 44,212 72 26 4,544 1,501 33 PHILADELPHIA INDEMNITY INS CO 1,706,939 417,780 35,555 581,984 269,717 60 25 9,857 21,784 221 FINANCIAL DATA NATIONWIDE OPERATIONS WISCONSIN OPERATIONS CAPITAL NET NET DIRECT DIRECT PURE ADMITTED AND NET PREMIUMS LOSSES LOSS EXP PREMIUMS LOSSES LOSS PROPERTY/CASUALTY INSURER (000s OMITTED) ASSETS SURPLUS INCOME EARNED INCURRED RATIO RATIO EARNED INCURRED RATIO PHILADELPHIA REINSURANCE CORP 228,334 138,764 20,069 0 -21,277 0 0 0 0 0 PHOENIX INS CO THE 3,371,333 995,749 237,832 894,505 463,294 64 26 5,369 2,291 43 PHYSICIANS INS CO OF WI INC 274,954 89,300 3,103 56,489 20,091 83 22 39,712 12,598 32 PLATTE RIVER INS CO 63,839 29,669 899 19,115 7,807 53 44 113 9 8 PMA CAPITAL INS CO 928,263 224,511 40,804 -21,014 -35,760 164 0 0 0 0 PMI MORTGAGE INS CO 3,421,679 645,481 273,776 558,239 191,591 36 28 9,989 3,331 33 PODIATRY INS CO OF AM A MUT CO 176,984 55,804 4,212 56,056 26,627 73 21 971 219 23 POLICYHOLDERS MUTUAL INS CO 179 179 -6 9 0 0 222 14 0 0 PRE PAID LEGAL CASUALTY INC 21,854 19,911 4,149 49,871 15,415 33 52 3,672 1,147 31

PREFERRED PROFESSIONAL INS CO 186,783 49,884 108 39,826 30,618 114 0 9,654 8,177 85 Wisconsin2004 of Business Report Insurance

PRIVATE RESIDENTIAL MORTGAGE INS CORP 19,956 10,892 629 116 14 12 58 0 0 0 Statistical and Financial Table Data, F PRODUCERS AGRICULTURE INS CO 27,087 6,661 1,078 30,055 24,603 83 12 0 0 0 PROFESSIONAL LIABILITY INS CO OF AMERICA 16,767 7,063 1,258 2,822 -127 0 24 0 0 0 PROFESSIONALS ADVOCATE INS CO 85,129 16,815 1,935 15,003 9,863 105 9 0 0 0 PROFESSIONALS DIRECT INS CO 40,430 16,823 803 16,203 6,881 69 34 0 0 0 PROGRESSIVE CASUALTY INS CO 6,508,115 1,773,858 727,575 5,396,717 2,781,891 64 21 5,047 2,090 41 PROGRESSIVE CLASSIC INS CO 393,542 109,558 44,244 305,475 157,466 64 21 12,501 6,928 55

145 PROGRESSIVE HALCYON INS CO 1,841,278 683,556 80,231 1,650,654 884,664 68 19 43,685 24,337 56 PROGRESSIVE MAX INS CO 208,727 55,192 9,888 141,485 75,828 68 20 0 0 0 PROGRESSIVE NORTHERN INS CO 1,426,095 435,872 182,813 1,221,898 629,862 64 21 149,914 77,429 52 PROGRESSIVE NORTHWESTERN INS CO 1,393,366 438,471 174,211 1,221,898 629,862 64 21 0 0 0 PROGRESSIVE SPECIALTY INS CO 987,007 427,401 107,129 712,774 367,420 64 21 0 0 0 PROGRESSIVE UNIVERSAL INS CO OF IL 127,377 47,027 6,192 117,904 63,190 68 19 0 0 0 PRONATIONAL INS CO 1,012,972 241,825 32,448 190,813 63,246 84 17 24 10 42 PROPERTY & CASUALTY INS CO OF HARTFORD 160,060 66,838 10,341 44,907 25,668 71 29 9,346 5,015 54 PROPERTY-OWNERS INS CO 78,445 27,513 5,829 35,138 16,309 57 21 0 0 0 PROTECTIVE INS CO 525,495 318,182 14,384 111,303 75,549 78 18 1,421 2,165 152 PROVIDENCE WASHINGTON INS CO 260,382 22,161 -28,383 96,770 78,570 105 57 0 62 0 PUBLIC SERVICE MUTUAL INS CO 629,519 172,743 21,177 154,840 71,404 66 36 12 0 0 PUTNAM REINSURANCE CO 404,656 125,638 8,479 165,256 118,578 75 27 0 0 0 PXRE REINSURANCE CO 504,764 224,926 3,206 46,243 34,938 93 36 0 0 0 QBE INS CORP 357,534 130,804 2,147 81,047 47,705 69 27 4,881 2,518 52 QBE REINSURANCE CORP 1,010,836 435,588 28,564 433,296 205,079 60 34 0 0 0 QUADRANT INDEMNITY CO 135,873 36,796 4,752 47,106 23,113 64 28 11 1 9 QUANTA INDEMNITY CO 229,098 34,662 -8,806 13,217 6,728 66 55 109 28 25 RADIAN ASSET ASSURANCE INC 2,070,002 1,003,748 42,416 169,511 123,916 74 45 98 0 0 RADIAN GUARANTY INC 3,249,765 426,623 329,797 663,089 308,880 46 26 6,506 3,892 60 RAMPART INS CO 119,763 48,103 4,511 2,621 4,166 34 1 0 0 0 REDLAND INS CO 118,627 25,858 49 14,514 10,631 91 12 321 13 4 REGAL INS CO 41,207 13,961 1,151 17,625 9,212 78 29 56 28 50 REGENT INS CO 223,995 74,141 8,747 99,653 53,035 67 30 148,359 61,774 42 FINANCIAL DATA NATIONWIDE OPERATIONS WISCONSIN OPERATIONS CAPITAL NET NET DIRECT DIRECT PURE ADMITTED AND NET PREMIUMS LOSSES LOSS EXP PREMIUMS LOSSES LOSS PROPERTY/CASUALTY INSURER (000s OMITTED) ASSETS SURPLUS INCOME EARNED INCURRED RATIO RATIO EARNED INCURRED RATIO REINSURANCE CO OF AMERICA INC 24,470 11,254 -886 3,763 1,107 44 24 1 0 31 REPUBLIC FRANKLIN INS CO 78,558 29,068 2,150 19,765 8,718 62 34 3,511 972 28 REPUBLIC INDEMNITY CO OF AMERICA 797,779 242,556 40,038 328,378 190,586 67 20 0 0 0 REPUBLIC INDEMNITY CO OF CA 36,926 14,697 918 10,156 5,894 67 20 0 0 0 REPUBLIC INS CO 73,293 14,636 1,245 0 0 0 0 0 0 0 REPUBLIC MORTGAGE INS CO 1,660,956 138,581 152,519 309,785 112,968 38 23 5,403 1,674 31 REPUBLIC MORTGAGE INS CO OF FL 35,845 10,464 3,295 5,314 1,906 37 14 0 0 0 REPUBLIC MORTGAGE INS CO OF NC 400,811 75,498 52,636 88,109 24,934 29 19 0 0 0 REPUBLIC WESTERN INS CO 285,292 64,789 -5,262 24,615 25,866 158 75 230 10,499 999

RESIDENTIAL GUARANTY CO 358,296 94,851 48,549 79,957 29,800 37 11 0 0 0 Wisconsin2004 of Business Report Insurance

RESPONSE INS CO 87,953 68,751 1,958 18,058 9,677 66 37 4 0 6 Statistical and Financial Table Data, F RESPONSE WORLDWIDE DIRECT AUTO INS CO 27,285 10,869 -12 16,854 9,027 66 38 0 0 0 RESPONSE WORLDWIDE INS CO 62,040 24,418 234 38,524 20,643 66 50 640 396 62 RISCORP NATIONAL INS CO 3,957 3,779 -188 0 0 0 0 0 0 0 RIVERPORT INS CO 65,710 29,117 1,535 10,698 6,641 75 18 269 113 42 RLI INDEMNITY CO 33,773 32,881 1,084 -567 -508 115 3 0 7 0 RLI INS CO 1,216,034 605,967 35,868 248,622 84,132 55 39 6,146 3,320 54

146 ROCHDALE INS CO 54,803 12,038 1,637 10,827 5,817 60 19 13 1 7 ROCKFORD MUTUAL INS CO 49,901 17,476 3,734 32,214 15,416 56 32 3,614 1,598 44 ROYAL INDEMNITY CO 4,774,042 893,538 -625,738 538,173 526,392 134 120 12,100 8,243 68 RSUI INDEMNITY CO 1,471,897 647,280 83,278 574,749 330,252 67 18 5,196 978 19 RURAL COMMUNITY INS CO 2,166,989 122,331 15,837 522,282 595,841 114 1 33,873 60,089 177 RURAL MUTUAL INS CO 203,380 63,463 13,959 109,999 55,734 58 27 135,755 63,935 47 SAFECO INS CO OF AMERICA 3,785,602 1,043,397 232,067 1,824,586 931,200 63 28 8,875 3,053 34 SAFECO INS CO OF IL 542,480 166,378 37,729 276,452 141,091 63 28 19,571 9,973 51 SAFECO INS CO OF INDIANA 11,458 11,347 259 0 0 0 0 0 0 0 SAFECO NATIONAL INS CO 223,266 72,299 15,557 110,581 56,436 63 28 0 2 0 SAFETY NATIONAL CASUALTY CORP 1,095,483 286,174 34,094 212,435 146,740 73 27 1,910 1,779 93 SAFEWAY INS CO 360,459 220,187 16,167 185,372 97,389 67 29 0 0 0 SAGAMORE INS CO 157,155 88,967 5,631 59,729 33,852 65 35 110 -25 0 SAN FRANCISCO REINS CO 279,505 248,917 8,315 0 1,298 0 0 0 0 0 SCOR REINSURANCE CO 1,970,168 505,761 -32,892 159,192 147,000 116 41 0 0 0 SCOTTSDALE INDEMNITY CO 14,783 14,603 475 0 0 0 0 142 15 10 SEA INS CO OF AMERICA THE 634,152 70,615 -51,671 86,802 87,892 138 120 0 0 0 SEABOARD SURETY CO 265,697 121,036 36,666 54,188 40,283 92 31 166 89 54 SEABRIGHT INS CO 183,523 54,500 -1,736 77,960 38,816 66 21 0 0 0 SEATON INS CO 66,698 55,742 -416 28 26,556 999 0 0 53 0 SECURA INS A MUTUAL CO 437,502 153,533 23,468 244,100 118,003 58 30 41,331 19,730 48 SECURA SUPREME INS CO 53,477 19,157 2,972 27,122 13,111 58 29 66,362 25,654 39 SECURIAN CASUALTY CO 13,394 11,855 -418 637 215 41 226 7 7 97 SECURITY INS CO OF HARTFORD 1,235,217 166,909 -183,366 164,924 161,314 134 120 2,141 4,084 191 FINANCIAL DATA NATIONWIDE OPERATIONS WISCONSIN OPERATIONS CAPITAL NET NET DIRECT DIRECT PURE ADMITTED AND NET PREMIUMS LOSSES LOSS EXP PREMIUMS LOSSES LOSS PROPERTY/CASUALTY INSURER (000s OMITTED) ASSETS SURPLUS INCOME EARNED INCURRED RATIO RATIO EARNED INCURRED RATIO SECURITY NATIONAL INS CO 18,618 18,288 552 0 0 0 0 0 0 0 SECURITY UNION TITLE INS CO 120,269 73,298 29,351 92,548 6,155 7 113 4,978 145 3 SELECT INS CO 66,500 57,091 7,697 0 0 0 0 119 49 41 SELECTIVE INS CO OF AMERICA 1,924,327 463,503 83,679 742,220 404,634 66 30 62 1 2 SELECTIVE INS CO OF SC 320,427 70,146 10,622 120,360 65,616 66 30 14,929 10,545 71 SELECTIVE INS CO OF THE SOUTHEAST 245,429 53,650 8,571 93,613 51,035 66 30 3,518 1,961 56 SENECA INS CO INC 255,474 82,472 6,834 99,218 38,896 55 39 2 2 102 SENTINEL INS CO LTD 343,261 286,038 12,186 26,944 15,401 71 29 1,516 957 63 SENTRY CASUALTY CO 30,907 30,846 764 0 0 0 0 0 0 0

SENTRY INS A MUTUAL CO 4,667,635 2,366,715 125,865 1,007,873 636,105 75 25 134,850 91,132 68 Wisconsin2004 of Business Report Insurance

SENTRY SELECT INS CO 556,728 152,501 16,060 167,979 106,018 75 25 10,422 4,321 41 Statistical and Financial Table Data, F SHEBOYGAN FALLS MUTUAL INS CO 11,882 5,058 668 7,054 2,972 51 38 9,774 3,867 40 SHELBY CASUALTY INS CO 29,391 21,685 2,702 0 -196 0 0 0 0 0 SHELBY INS CO THE 28,299 26,839 22,552 0 0 0 0 0 23 0 SIRIUS AMERICA INS CO 287,900 82,197 2,536 103,834 59,609 68 33 3,200 2,002 63 SOCIETY INS A MUTUAL CO 230,023 52,292 1,028 107,846 66,287 82 25 106,083 62,206 59 SOMPO JAPAN INS CO OF AMERICA 518,104 198,288 -10,202 72,660 40,567 92 38 356 144 40

147 SOUTH CAROLINA INS CO 18,082 -2,325 -6,230 354 3,240 999 0 -1 0 0 SOUTHERN GENERAL INS CO 79,923 35,060 2,827 51,405 27,539 63 45 0 0 0 SOUTHERN-OWNERS INS CO 276,171 98,912 11,979 109,092 56,818 65 22 0 0 0 ST PAUL FIRE & CASUALTY INS CO 9,586 9,480 1,046 0 0 0 0 7,129 3,838 54 ST PAUL FIRE & MARINE INS CO 19,049,273 5,508,658 190,468 4,985,253 3,706,076 92 31 80,345 45,377 56 ST PAUL GUARDIAN INS CO 14,494 14,359 3,187 0 0 0 0 3,561 3,894 109 ST PAUL MEDICAL LIABILITY INS CO 189,671 44,619 1,225 54,188 40,283 92 31 2 1,542 999 ST PAUL MERCURY INS CO 25,712 25,435 7,620 0 0 0 0 31,819 24,695 78 ST PAUL PROTECTIVE INS CO 369,394 225,765 8,933 54,188 40,283 92 31 109 -142 0 STANDARD FIRE INS CO THE 3,243,997 924,702 184,779 866,966 449,005 64 26 10,445 4,876 47 STANDARD GUARANTY INS CO 109,338 46,693 23,226 64,148 14,045 27 31 105 2 2 STAR INS CO 410,095 120,727 7,040 170,150 81,521 64 35 773 405 52 STARNET INS CO 39,661 22,796 1,296 6,029 3,380 61 23 411 217 53 STATE AUTO INS CO OF WISCONSIN 30,087 9,949 1,192 11,525 5,890 62 33 32,160 17,239 54 STATE AUTO NATIONAL INS CO 124,870 59,318 5,798 71,252 43,270 73 25 1,122 519 46 STATE AUTO PROPERTY & CASUALTY INS CO 1,343,493 419,743 74,235 691,051 347,512 61 31 4,780 3,412 71 STATE AUTOMOBILE MUTUAL INS CO 1,654,198 1,089,282 31,468 227,392 115,134 61 32 4,575 2,428 53 STATE FARM FIRE & CASUALTY CO 20,636,269 6,519,567 2,031,797 10,363,906 5,139,810 60 28 185,615 95,291 51 STATE FARM GENERAL INS CO 3,492,483 1,080,105 326,915 1,657,492 645,817 50 27 0 49 0 STATE FARM MUTUAL AUTOMOBILE INS CO 84,405,165 46,144,211 3,075,872 32,409,478 20,488,929 76 21 321,851 198,768 62 STATE FUND MUTUAL INS CO 244,746 40,074 3,943 88,809 62,590 82 16 2,520 1,707 68 STATE NATIONAL INS CO INC 148,583 77,106 5,259 77,832 35,459 50 49 849 484 57 STEWART TITLE GUARANTY CO 899,998 417,906 26,609 1,528,778 67,502 4 95 17,423 580 3 STONEBRIDGE CASUALTY INS CO 176,732 71,541 5,521 81,901 59,618 73 38 1,179 774 66 FINANCIAL DATA NATIONWIDE OPERATIONS WISCONSIN OPERATIONS CAPITAL NET NET DIRECT DIRECT PURE ADMITTED AND NET PREMIUMS LOSSES LOSS EXP PREMIUMS LOSSES LOSS PROPERTY/CASUALTY INSURER (000s OMITTED) ASSETS SURPLUS INCOME EARNED INCURRED RATIO RATIO EARNED INCURRED RATIO STONEWALL INS CO 96,540 61,654 -1,780 0 5,071 0 0 0 160 0 STONINGTON INS CO 233,067 55,317 -11,205 91,655 74,283 83 24 71 380 537 STRATFORD INS CO 157,344 45,937 2,755 25,030 10,471 68 32 444 61 14 SUA INS CO 102,808 100,725 -3,383 0 0 0 0 0 -128 0 SWISS REINSURANCE AMERICA CORP 11,467,288 2,647,733 -100,252 2,002,899 1,482,438 94 18 0 0 0 TEACHERS INS CO 306,233 61,927 -12,157 198,866 163,444 97 23 2,649 1,588 60 THE INS CO 139,050 38,155 2,477 56,965 32,133 71 29 1,108 883 80 TICO INS CO 11,916 9,497 296 1,815 1,053 80 18 0 0 0 TICOR TITLE INS CO 279,982 66,081 20,079 361,653 24,439 7 101 16,500 277 2

TIG INDEMNITY CO 25,725 23,735 1,328 0 0 0 0 0 -2 0 Wisconsin2004 of Business Report Insurance

TIG INS CO 2,148,706 742,027 -139,926 65,800 89,219 209 0 765 -556 0 Statistical and Financial Table Data, F TIG PREMIER INS CO 168,487 119,916 -662 33,729 19,216 64 36 508 33 6 TITAN INDEMNITY CO 116,884 94,120 8,940 0 0 0 0 0 -1 0 TITLE INS CO OF OREGON 66,509 34,283 9,964 59,647 1,108 2 132 2,964 0 0 TNUS INS CO 114,494 44,516 1,227 34,240 24,194 84 19 0 0 0 TOA REINSURANCE CO OF AMERICA THE 1,175,960 330,037 3,316 278,170 218,981 90 25 0 0 0 TOKIO MARINE & NICHIDO FIRE INS CO LTD 1,349,878 409,666 32,786 309,892 193,083 77 23 1,856 1,593 86

148 TOYOTA MOTOR INS CO 111,939 26,336 -2,103 28,893 17,078 59 46 919 386 42 TRADERS & GENERAL INS CO 7,852 7,816 185 0 0 0 0 0 0 0 TRANS PACIFIC INS CO 43,030 31,944 499 379 980 508 0 1 0 0 TRANSATLANTIC REINSURANCE CO 7,482,980 1,944,450 141,830 3,139,869 2,252,989 75 27 0 0 0 TRANSCONTINENTAL INS CO 92,385 88,777 2,411 0 0 0 0 9,345 2,769 30 TRANSGUARD INS CO OF AMERICA INC 206,139 64,076 -3,556 114,437 73,218 73 33 2,212 445 20 TRANSIT MUTUAL INS CORP OF WI 8,127 6,010 37 1,810 785 55 38 1,965 785 40 TRANSNATION TITLE INS CO 194,572 75,562 21,980 348,017 16,684 5 101 2,965 70 2 TRANSPORT INS CO 60,642 17,491 -36,330 0 39,352 0 0 0 4 0 TRANSPORTATION INS CO 80,025 79,741 3,200 0 0 0 0 36,681 30,538 83 TRAVCO INS CO 194,031 61,916 7,244 47,749 24,731 64 26 2,247 936 42 TRAVELERS CASUALTY & SURETY CO 13,576,190 3,343,510 777,940 3,645,669 1,887,421 64 27 5,747 11,162 194 TRAVELERS CASUALTY & SURETY CO OF AMER 2,295,233 870,472 198,739 815,422 295,762 40 36 9,742 4,359 45 TRAVELERS CASUALTY CO OF CT 301,025 75,126 14,188 84,888 43,966 64 26 0 5 0 TRAVELERS CASUALTY INS CO OF AM 1,716,695 424,000 89,935 487,044 252,256 64 26 0 -51 0 TRAVELERS COMMERCIAL CASUALTY CO 307,133 71,910 15,800 84,888 43,966 64 26 0 0 0 TRAVELERS COMMERCIAL INS CO 303,605 78,459 14,310 84,888 43,966 64 26 1,177 704 60 TRAVELERS HOME AND MARINE INS CO THE 189,223 62,406 7,560 47,749 24,731 64 26 0 0 0 TRAVELERS INDEMNITY CO OF AMERICA THE 493,108 132,718 28,792 137,943 71,445 64 26 2,122 3,601 170 TRAVELERS INDEMNITY CO OF CT THE 944,884 293,710 54,279 244,052 126,403 64 26 11,043 3,216 29 TRAVELERS INDEMNITY CO THE 13,847,004 4,639,342 1,097,539 2,990,895 1,548,595 64 26 11,737 7,844 67 TRAVELERS INS CO THE 67,958,043 7,885,780 4 0 0 0 0 -163 -8,167 999 TRAVELERS PROPERTY CAS CO OF AM 254,846 86,613 14,591 63,666 32,975 64 26 92,168 54,275 59 TRAVELERS PROPERTY CASUALTY INS CO 200,114 59,383 9,646 53,055 27,479 64 26 0 -2 0 FINANCIAL DATA NATIONWIDE OPERATIONS WISCONSIN OPERATIONS CAPITAL NET NET DIRECT DIRECT PURE ADMITTED AND NET PREMIUMS LOSSES LOSS EXP PREMIUMS LOSSES LOSS PROPERTY/CASUALTY INSURER (000s OMITTED) ASSETS SURPLUS INCOME EARNED INCURRED RATIO RATIO EARNED INCURRED RATIO TRENWICK AMERICA REINS CORP 440,239 62,378 10,232 21,852 -2,999 76 58 0 0 0 TRI STATE INS CO OF MN 36,461 29,223 1,017 0 0 0 0 19,219 9,919 52 TRIAD GUARANTY INS CORP 572,413 135,661 77,077 139,305 34,842 25 29 44 0 0 TRINITY UNIVERSAL INS CO 3,271,968 1,061,208 100,507 1,819,550 1,015,992 68 33 -36 349 0 TRINITY UNIVERSAL INS CO OF KS INC 11,811 11,615 557 0 0 0 0 0 0 0 TRITON INS CO 679,980 377,354 17,173 277,393 69,972 26 61 3,261 786 24 TRUCK INS EXCHANGE 1,215,272 349,245 31,447 721,452 402,202 71 24 3,578 1,266 35 TRUMBULL INS CO 381,802 288,935 12,148 44,907 25,668 71 29 4,638 2,784 60 TRUSTGARD INS CO 54,841 18,423 3,607 40,022 20,315 62 31 0 0 0

TWIN CITY FIRE INS CO 508,805 231,054 26,940 134,722 77,004 71 29 22,013 10,525 48 Wisconsin2004 of Business Report Insurance

ULICO CASUALTY CO 133,290 45,311 -3,755 30,064 -522 88 40 374 -13 0 Statistical and Financial Table Data, F UNDERWRITER FOR THE PROFESSIONS INS CO 160,239 77,205 9,307 10,780 -2,334 0 15 0 0 0 UNIGARD INDEMNITY CO 66,899 28,721 3,012 27,483 13,720 61 32 0 0 0 UNIGARD INS CO 571,892 195,226 22,658 236,356 117,993 61 32 28 8 28 UNIONE ITALIANA REINS CO OF AMER INC 68,825 34,171 -70 -11 942 0 0 0 0 0 UNITED AMERICAS INS CO 10,095 9,006 745 0 -158 999 999 0 0 0 UNITED EQUITABLE INS CO 12,884 4,573 1,758 10,206 5,529 67 36 0 0 0

149 UNITED FINANCIAL CSLTY CO 144,998 56,741 16,532 75,900 35,406 57 23 7 6 77 UNITED FIRE & CSLTY CO 991,561 383,971 49,993 379,217 160,875 57 30 8,840 4,926 56 UNITED FIRE & INDEMNITY CO 32,412 10,033 1,943 13,707 5,815 57 30 0 0 0 UNITED GENERAL TITLE INS CO 64,127 22,785 1,663 204,899 7,941 4 95 1,559 0 0 UNITED GUARANTY CREDIT INS CO 18,066 16,227 911 479 -39 0 70 36 0 0 UNITED GUARANTY MORTGAGE INDEMNITY CO 108,441 21,277 6,923 20,712 2,225 11 48 89 0 0 UNITED GUARANTY RESIDENTIAL INS CO 1,886,680 481,789 210,134 350,619 63,715 19 28 8,906 2,134 24 UNITED GUARANTY RESIDENTIAL INS CO OF NC 288,832 122,174 121,341 68,800 39,180 58 16 96 -27 0 UNITED NATIONAL CAS INS CO 30,071 21,914 1,018 4,766 1,825 54 45 0 0 0 UNITED NATIONAL SPECIALTY INS CO 85,924 53,407 2,852 4,923 3,439 72 26 1,239 -30 0 UNITED SECURITY INS CO 7,704 7,669 189 0 0 0 0 0 -1,266 0 UNITED SERVICES AUTOMOBILE ASSN 14,383,720 9,060,159 643,466 4,541,196 2,819,026 74 15 27,908 11,915 43 UNITED STATES FIDELITY & GUARANTY CO 4,842,603 1,741,365 -495,772 670,403 1,237,564 231 40 10,000 15,720 157 UNITED STATES FIRE INS CO 2,934,247 885,281 43,570 600,693 389,661 90 27 6,423 5,906 92 UNITED STATES LIABILITY INS CO 635,171 364,410 9,717 127,253 43,362 57 33 1,471 547 37 UNITED WISCONSIN INS CO 153,776 55,163 10,184 69,047 32,853 62 18 65,343 28,081 43 UNITRIN AUTO & HOME INS CO 46,872 22,702 -1,134 25,411 15,749 74 32 0 0 0 UNITRIN DIRECT PROP & CAS CO 30,945 14,992 725 10,525 6,561 75 27 876 234 27 UNITRIN PREFERRED INS CO 21,627 10,095 561 12,942 7,058 66 32 75 15 20 UNIVERSAL SURETY CO 114,746 79,315 3,630 2,408 -187 0 52 359 -201 0 UNIVERSAL SURETY OF AMERICA 25,281 10,280 1,756 3,730 -822 0 77 15 -2 0 UNIVERSAL UNDERWRITERS INS CO 608,598 481,295 20,233 0 0 0 0 24,916 12,558 50 US SPECIALTY INS CO 465,798 139,693 13,724 133,087 74,553 61 22 4,495 928 21 USAA CASUALTY INS CO 4,721,088 1,702,478 308,174 2,992,947 1,727,802 68 15 13,324 6,154 46 FINANCIAL DATA NATIONWIDE OPERATIONS WISCONSIN OPERATIONS CAPITAL NET NET DIRECT DIRECT PURE ADMITTED AND NET PREMIUMS LOSSES LOSS EXP PREMIUMS LOSSES LOSS PROPERTY/CASUALTY INSURER (000s OMITTED) ASSETS SURPLUS INCOME EARNED INCURRED RATIO RATIO EARNED INCURRED RATIO USAA GENERAL INDEMNITY CO 394,605 146,375 21,188 227,771 122,858 65 19 1,198 484 40 USAGENCIES DIRECT INS CO 12,246 9,793 -426 1,607 1,425 138 6 0 0 0 UTICA MUTUAL INS CO 1,994,746 510,287 74,154 586,373 258,620 62 34 5,013 1,877 37 VALIANT INS CO 19,094 15,220 610 0 0 0 0 8 -151 0 VALLEY FORGE INS CO 49,666 49,643 2,230 0 0 0 0 20,314 13,637 67 VANLINER INS CO 345,431 104,923 3,616 133,325 98,307 88 17 1,270 1,663 131 VENTURE INS CO 12,621 4,945 -611 3,746 3,082 119 34 4,242 3,534 83 VEREX ASSURANCE INC 29,011 9,300 2,293 430 -630 0 18 6 0 1 VESTA FIRE INS CORP 505,954 145,480 1,776 233,803 244,768 129 21 111 86 77

VESTA INS CORP 11,708 10,511 148 0 0 0 0 0 0 0 Wisconsin2004 of Business Report Insurance

VICTORIA AUTOMOBILE INS CO 8,165 8,052 247 0 0 0 0 2,130 1,136 53 Statistical and Financial Table Data, F VICTORIA FIRE & CASUALTY CO 117,024 42,700 4,856 30,372 14,027 56 27 1,221 206 17 VIGILANT INS CO 367,327 119,470 15,983 56,693 23,349 53 27 15,520 8,204 53 VIKING INS CO OF WI 257,362 33,143 -19,444 34,721 33,961 134 120 943 381 40 VIRGINIA SURETY CO INC 1,927,446 461,555 97,997 678,192 468,033 76 16 16,504 15,663 95 VISION SERVICE PLAN INS CO 257,453 199,540 18,567 399,185 354,458 90 1 0 0 0 VOYAGER PROPERTY & CASUALTY INS CO 83,061 30,288 24 42,173 7,783 21 81 10,801 6,706 62

150 WARNER INS CO 24,313 16,463 -455 7,226 3,870 66 32 0 -10 0 WASHINGTON INTERNATIONAL INS CO 100,092 39,372 2,921 6,939 -84 34 40 117 5 4 WAUSAU BUSINESS INS CO 145,788 42,137 2,199 38,804 25,797 83 24 25,986 14,361 55 WAUSAU GENERAL INS CO 141,580 51,389 2,732 38,804 25,797 83 24 8,736 5,133 59 WAUSAU UNDERWRITERS INS CO 202,355 99,813 5,726 38,804 25,797 83 24 34,917 22,791 65 WEA PROPERTY & CASUALTY INS CO 12,691 3,610 362 8,287 4,990 68 29 9,846 6,191 63 WESCO INS CO 310,111 225,397 61,854 114,952 21,877 20 18 1,022 108 11 WEST AMERICAN INS CO 1,884,056 484,609 71,320 676,549 358,198 64 33 10,423 4,129 40 WEST BEND MUTUAL INS CO 1,191,744 357,147 66,559 597,489 289,057 58 31 279,134 135,019 48 WESTCHESTER FIRE INS CO 1,892,153 500,180 13,092 627,307 494,960 93 19 8,157 7,453 91 WESTERN AGRICULTURAL INS CO 112,789 39,159 3,867 64,561 37,022 69 26 0 0 0 WESTERN DIVERSIFIED CASUALTY INS CO 10,392 10,236 155 0 0 0 0 731 861 118 WESTERN NATIONAL ASSURANCE CO 30,915 7,921 274 0 -22 0 0 0 0 0 WESTERN NATIONAL MUTUAL INS CO 339,102 113,426 17,092 166,487 86,625 66 24 10,386 5,933 57 WESTERN SURETY CO 786,746 252,414 49,204 312,746 79,312 31 59 2,595 541 21 WESTFIELD INS CO 1,825,649 517,568 64,096 887,959 427,292 59 33 1,934 843 44 WESTFIELD NATIONAL INS CO 376,155 129,129 12,170 180,367 86,794 59 33 197 404 205 WESTPORT INS CORP 1,216,168 340,665 -55,857 297,576 253,466 118 33 14,000 4,489 32 WILLIAMSBURG NATIONAL INS CO 28,311 15,579 2,544 5,808 3,318 110 0 0 -2 0 WILSHIRE INS CO 156,977 64,323 4,232 63,089 36,955 71 26 412 1,024 249 WILSON MUTUAL INS CO 51,241 14,370 1,247 17,870 9,911 67 30 42,703 21,125 49 WINDSOR INS CO 390,774 131,839 8,904 166,461 87,005 78 30 2,587 1,600 62 WISCONSIN AMERICAN MUTUAL INS CO 8,625 4,083 275 6,533 4,012 74 30 10,614 5,310 50 WISCONSIN COUNTY MUTUAL INS CORP 48,251 23,031 625 10,451 2,764 60 23 13,969 3,876 28 FINANCIAL DATA NATIONWIDE OPERATIONS WISCONSIN OPERATIONS CAPITAL NET NET DIRECT DIRECT PURE ADMITTED AND NET PREMIUMS LOSSES LOSS EXP PREMIUMS LOSSES LOSS PROPERTY/CASUALTY INSURER (000s OMITTED) ASSETS SURPLUS INCOME EARNED INCURRED RATIO RATIO EARNED INCURRED RATIO WISCONSIN HEALTH CARE LIABILITY INS PLAN 80,302 9,223 -321 3,480 -4,797 0 26 3,480 -4,797 0 WISCONSIN LAWYERS MUTUAL INS CO 25,024 14,606 636 3,149 795 62 27 4,048 833 21 WISCONSIN MUNICIPAL MUTUAL INS CO 41,991 27,856 -1,933 2,388 2,935 123 19 3,479 3,274 94 WISCONSIN MUTUAL INS CO 67,528 26,684 5,734 49,676 29,231 66 21 54,911 30,462 55 WISCONSIN REINSURANCE CORP 59,072 31,951 3,305 31,302 19,201 69 18 0 0 0 WMAC CREDIT INS CORP 5,316 5,250 203 0 0 0 999 0 0 0 WOLVERINE MUTUAL INS CO 41,075 13,612 691 27,109 14,427 65 35 0 0 0 WORKMENS AUTO INS CO 66,193 16,317 4,854 61,184 32,397 66 36 0 0 0 XL CAPITAL ASSURANCE INC 341,937 197,705 -6,473 10,601 0 6 71 193 0 0 XL INS AM INC 482,265 165,340 18,946 78,397 46,182 72 17 4,893 2,232 46 Wisconsin2004 of Business Report Insurance

XL INS CO OF NEW YORK INC 141,268 44,196 4,803 23,519 13,855 72 17 0 0 0 Statistical and Financial Table Data, F XL REINSURANCE AMERICA INC 4,415,380 1,775,407 134,968 509,583 300,185 72 17 0 0 0 XL SPECIALTY INS CO 633,572 140,160 17,218 47,038 27,709 72 17 6,424 6,756 105 YORK INS CO 40,454 3,166 -4,724 15,081 12,245 105 57 0 0 0 YOSEMITE INS CO 445,313 348,785 33,238 57,314 14,747 34 24 1,601 299 19 ZENITH INS CO 1,971,229 573,270 111,502 920,813 447,108 67 22 85 -444 0 ZURICH AMERICAN INS CO 25,058,754 4,924,607 -1,082,848 7,128,727 5,590,721 102 18 147,895 102,511 69

151 ZURICH AMERICAN INS CO OF IL 45,425 44,478 1,543 0 0 0 0 700 762 109 152

153

Life Insurers Life

Includes: Fraternal Insurers Fraternal Includes:

Life Insurers Life

2004 Financial Data Financial 2004

Table G Table

Financial and Statistical Data, Table G Table Data, Statistical and Financial Wisconsin Insurance Report Business of 2004 of Business Report Insurance Wisconsin 154 155 AMERICAN FRA AMERICAN FOUNDERS LIFE INS CO AMERICAN FINANCIAL SECURITY LIFE INS CO AMERICAN FIDELITY LIFE INS CO MRCNFDLT SU O2,736,843 3,228,194 7,960,767 AMERICAN FIDELITY ASSUR CO AMERICAN FAMILY LIFE INS CO AMERICAN F AMERICAN EQUITY INVESTMENT LIFE INS CO MRCNETRRS IEISC 8,701,155 AMERICAN ENTERPRISE LIFE INS CO AMERICAN COMMUNITY MUTUAL INS CO AMERICAN BANKERS LIFE ASSUR CO OF FLA AMERICAN AMICABLE LIFE INS CO OF TX AMALGAMATED LIFE INS CO AMALGAMATED LIFE & HEALTH INS CO ALTA HEALTH & LIFE INS CO ALLSTATE LIFE INS CO ALLSTATECO ASSURANCE AMERICAN LIFE & HEALTH INS CO AMERICAN INVESTORS LIFE INS CO AMERICAN INTERNATIONAL LIFE ASSURNC AMERICAN INCOME LIFE INS CO AMERICAN HOME LIFE INS CO THE AMERICAN HERITAGE LIFE INS CO AMERICAN HEALTH & LIFE INS CO AMERICAN GENERAL LIFE INS CO AMERICAN GENERAL LIFE & ACCIDENT INS CO AMERICAN GENERAL ASSUR CO ALLMERICA FINANCIAL LIFE INS & ANNUITY CO ALLIANZ LIFE INS CO OF NORTH AMERICA ALL SAVERS INS CO AIG SUNAMERICA LIFE ASSUR CO 5 STAR LIFE INS CO G IEASRNEC 1,935,595 1,647,321 1,261,186 AIG LIFE INS CO AIG ANNUITY INS CO AGL LIFE ASSURANCE CO AETNA LIFE INS CO AETNAHEALTH & LIFE INS CO ADVANTA LIFE INS CO ADMIRAL LIFE INS CO OF AMERICA ACACIA LIFE INS CO AAA LIFE INS CO LIFE/HEALTH INSURER (000s OMITTED) AMILY LIFE TERNAL UNION ASSURNC CO OF COLUMBUS OO Y8,344,160 CO OF NY DITDADNET AND ADMITTED 9277427537114901,4,0 8,472,825 11,442,403 1,174,970 2,795,377 49,277,784 204933,655,914 72,004,933 836354,705,497 28,386,365 2,233,969 11,533,971 41,676,314 29,749,410 082183,532,027 13,584,992 2,448,150 50,842,158 27,017,720 ASSETS 1,859,698 8,415,202 1,295,262 8,803,379 1,845,260 1,377,156 0,5 168-1,529 31,638 74,010 503,254 452,928 6,8 0271,7 0602,5 4 88 931 444 315 631 179 22,253 111,334 247,988 29,119 50,660 41,758 13,207 10,578 87,883 131,125 27,502 40,267 158,915 895,440 68,271 269,585 185,106 3,9 12,282 138,899 3,2 49,319 138,423 4,7 443-8 76,345 -681 34,483 246,179 08020,313 50,840 11,398 22,992 ,2 ,3 4 9100 0 1 19 -48 1,931 2,029 ,6 ,4 4 ,4 ,8 0 0 4,981 6,948 947 4,241 7,861 ,2 7,595 8,229 0 0 79 89 171 3,423 3,925 ,4 ,0 3 0 0 0 0 0 142 0 1,043 705 135 4,787 8,701 5,324 8,840 FINANCIAL DATA AIA RMU IETDIRECT DIRECT PREMIUM & CAPITAL SURPLUS 1,8 173385322968,6 52,835 12,337 88,969 25,832 331,906 58,172 292,906 442,674 378,563 1,904,384 1,684,682 25,580 51,733 47,041 176,508 314,687 608,930 2,8 7307971421,049 799,781 47,380 525,885 9,2 3848435101111,3 21,259 18,835 14,876 1,091,181 715,861 202,661 854,315 452,678 406,983 53,894 821,089 94,673 75,153 393,321 929,123 11,241 565,893 182,033 148,552 309,250 570,676 555,629 3,1 7,9 0,1 62,315 302,711 172,992 933,715 155,032 840,001 2,8 4311914231700 0 901,945 302,896 233,107 84,886 189,194 131,585 50,655 739,951 -4,301 50,973 123,981 237,312 199-4 0,2 69500 0 46,935 209,620 -444 11,949 ,2 1 121 0 0 0 513 7,626 841 INCOME 6,7 9 261,879 6,5 2 567,253 502,038 4,4 0,4 9,90 805,647 5 341,343 566,362 9818,5 2,150,192 80,159 79,811 92840055263487,5 83,307 77,458 2,633,408 4,020,585 99,288 3,036 1,985 5,762 1,648 1,142 -183 633 83 CONSIDERATIONS AINIE OEAIN WISCONSIN OPERATIONS NATIONWIDE OPERATIONS NUT INCURRED ANNUITY 285799,11 12,825,799 32938,552,625 ,362,993 51613,363,943 ,541,651 26294,792,831 ,256,299 7,7 8,0 936 39 281,909 370,078 7,4 7,3 13,552 471,631 675,540 17,150 0782,4 0 0 25,141 30,788 2937,1 7 668 671 76,318 82,953 24,316 35421,163 23,564 92836,685 29,238 ,8 1,936 1,785 -4 EEISWRITTEN BENEFITS -109,932 -106,301 6,039 9,009 ,4 5 86 152 9,341 41 PREMIUMS 355,467 102,346 66619,163 46,606 71242,838 57,112 65032,629 46,580 12418,059 21,284 26749,477 62,667 8,844 ,0 2,899 1,509 3,341 8,376 3,068 ,1 2,042 1,618 ,8 2,015 1,187 ,7 1,273 4,877 6 542 166 2 20 224 544 55 2 2 BENEFITS PAID 14,894 43,724 91,011 43,624 1,962 6,776 3,527 9,144

Financial and Statistical Data, Table G Table Data, Statistical and Financial Wisconsin Insurance Report Business of 2004 of Business Report Insurance Wisconsin 156 AXA EQUITABLE LIFE INS CO AXA CORPORATE SOLUTIONS LIFE REINS CO VV IEISC 5,210,560 AVIVA LIFE INS CO UOONR IEISC 1,508,270 1,103,232 3,524,210 6,785,025 1,288,151 2,838,688 AUTO OWNERS LIFE INS CO 2,441,657 AUTO CLUB LIFE INS CO AURORA NATIONAL LIFE ASSURNC CO ATLANTA LIFE INS CO ASSURITY LIFE INS CO ASSURED LIFE ASSOCIATION ANTHEM LIFE INS CO ANNUITY INVESTORS LIFE INS CO ANNUITY & LIFE REASSURANCE AMERICA INC 2,770,963 AMICA LIFE INS CO AMERUS LIFE INS CO AMERITAS VARIABLE LIFE INS CO AMERITAS LIFE INS CORP AMERICOM LIFE & ANNUITY INS CO CO INS FINANCIALLIFE AND ANNUITY AMERICO AMERICAN UNITED LIFE INS CO AMERICAN STATES LIFE INS CO AMERICAN SPECIALTY HEALTH INS CO AMERICAN SLOVENIAN CATHOLIC UNION (KSKJ) AMERICAN SKANDIA LIFE ASSURANCE CORP AMERICAN REPUBLIC INS CO AMERICAN PARTNERS LIFE INS CO AMERICAN NATIONAL LIFE INS CO OF TX AMERICAN NATION MRCNMMRA IEISC 1,344,868 AMERICAN MODERN LIFE INS CO AMERICAN MEMORIAL LIFE INS CO AMERICAN MEDICAL SECURITY LIFE INS CO AMERICAN MATURITY LIFE INS CO BALBOA LIFE INS CO CO LIFE AND ANNUITY AXA AMERICAN LIFE INS CO OF NY THE BCS LIFE INS CO BAPTIST LIFE ASSN BANNER LIFE INS CO BANKERS RESERVE LIFE INS CO OF WI BANKERS LIFE & CASUALTY CO BANKERS FIDELITY LIFE INS CO BALTIMORE LIFE INS CO THE LIFE/HEALTH INSURER (000s OMITTED) AL INS CO DITDADNET AND ADMITTED 105,307,514 11,548,943 29,302,348 212831,867,665 12,102,843 ASSETS 1,172,484 7,864,420 4,5 2,8 67618428,3 0 0 84,734 138,402 46,736 329,784 640,456 0,8 2,5 0386,7 75425221 245 265 67,514 701 26,514 67,578 76,753 417,838 64,082 49,214 63,654 10,318 47,797 252,461 128,457 -2,818 800,880 23,237 14,837 81,974 294,829 565,444 9,8 4981,5 2788,1 4 363 43,513 441 60,162 87,810 276,210 68,383 380,240 72,718 82,952 19,207 10,651 -1,628 210,636 54,988 47,995 457,688 496,385 142,871 7,4 0,0 533776647844,2 34,459 47,926 477,894 707,666 15,363 200,409 373,349 1,6 84,491 85,749 114,168 525,712 5,4 69,874 155,049 35,492 46,078 116,207 795,245 6392,0 5 9224,7 545 35 46,173 49,242 156 21,306 76,389 10,766 58,835 58,920 86,630 4253,4 7 7581 183 12 518 87 877 20,321 37,348 60,341 74,235 1441,2 -8,899 15,925 91,484 4901,1 13,363 19,813 22,127 54,950 ,7 ,4 1 0 4-9342 -89 84 307 -12 7,742 7,870 FINANCIAL DATA 4,331,498 AIA RMU IETDIRECT DIRECT PREMIUM & CAPITAL SURPLUS 4,9 6816960680,075 619,600 -6,861 346,996 0,8 0441748131,358 18,419 41,993 137,468 13,977 53,898 11,278 -70,319 172,959 10,414 348,167 1,139,809 263,629 356,060 1,159,361 107,282 256,367 295,713 497,232 79,438 285,961 13,054 56,618 351,505 26,942 110,885 703,776 174,663 644,014 9,0 0,7 4,0 101,074 399,008 1,5 7512036244,837 270,326 37,591 113,659 2,2 8552817249,853 228,177 -8,555 321,428 1,0 77022544217739,2 55,210 97,724 2,157,783 2,235,484 27,790 418,701 820-0 1,7 217,556 211,973 -201 48,200 6,449 6,030 825 INCOME 4,2 1 142,023 564,137 63017158148394,0 26,293 42,008 1,498,339 1,791,528 26,330 9,834 1,177 5,016 3,227 7,683 7,251 5,333 4,616 8,639 -278 -606 1412,602 -134 -44 CONSIDERATIONS AINIE OEAIN WISCONSIN OPERATIONS NATIONWIDE OPERATIONS NUT INCURRED ANNUITY 4059612,061,443 14,005,946 76181,703,251 ,726,158 0,1 234,992 205,512 2,5 0482 0 22 80,418 120,454 7,0 149,085 177,502 6895,2 9 294 395 56,926 56,879 12,702 43032,686 16,229 14,350 91357,479 89,163 67547,732 79,900 66,785 82,207 7243,470,240 97,294 ,7 ,1 1 30 113 3,226 1,094 4,417 2,543 7,274 3,475 5,854 ,4 ,9 221 82 3,890 5,345 ,8 2,277 1,784 EEISWRITTEN BENEFITS 1512683 -165,152 43021101 291 14,320 ,5 ,3 1,274 1,733 3,059 -584 PREMIUMS 0,8 304,684 402,483 58877,007 95,888 27019,090 62,750 ,5 1,388 3,854 ,5 1,190 5,354 ,0 7,262 9,704 2,196 5,077 ,4 6,610 1,742 457 5,649 ,9 1,523 1,890 ,4 3,008 3,048 ,9 1,640 1,292 ,7 2,425 4,279 ,7 1,184 1,173 7 61 276 370 63 1 24 0 4 BENEFITS PAID 6,044 5,895

0 1

Financial and Statistical Data, Table G Table Data, Statistical and Financial Wisconsin Insurance Report Business of 2004 of Business Report Insurance Wisconsin 157 CONGRESS LIFE INS CO COMPANION LIFE INS CO COMMERCIAL TRAVELERS MUTUAL INS CO COMBINED INS CO OF AMER COLUMBUS LIFE INS CO COLUMBIAN MUTUAL LIFE INS CO COLUMBIAN LIFE INS CO COLUMBIA UNIVERSAL LIFE INS CO CENTRAL NATIONAL LIFE INS CO OF OMAHA THE CENTRAL BENEFITS NATL LIFE INS CO CELTIC INS CO BENEFICIAL LIFE INS CO COLORADO BANKERS LIFE INS CO COLONIAL PENN LIFE INS CO COLONIAL LIFE & ACCIDENT INS CO CM LIFE INS CO CM ASSURANCE CO CM ASSURANCE CITICORP LIFE INS CO CINCINNATI LIFE INS CO THE CHESAPEAKE LIFE INS CO THE CHASE LIFE & ANNUITY CO CHASE INS LIFE CO CHASE INS LIFE & ANNUITY CO CHARTER NATIONAL LIFE INS CO CENTURION LIFE INS CO CENTRE LIFE INS CO CENTRAL UNITED LIFE INS CO CENTRAL STATES HEALTH & LIFE CO OF OMAHA CENTRAL RESERVE LIFE INS CO CATHOLIC ORDER OF FORESTERSCATHOLIC KNIGHTS CATHOLIC FAMILY LIFE INS CATHOLIC AID ASSOCIATIONTHE CAPITOL LIFE INS CO THE CANADA LIFE INS CO OF AMER CANADACO THE LIFE ASSURNC BUSINESS MENS ASSURNC CO OF AMER BOSTON MUTUAL LIFE INS CO BLUE CROSS SHIELD OF WI BERKSHIRE LIFE INS CO OF AMERICA BERKSHIRE HATHAWAY LIFE INS CO OF NE LIFE/HEALTH INSURER (000s OMITTED) DITDADNET AND ADMITTED ASSETS 2,326,785 2,155,577 2,667,827 1,696,085 2,638,027 2,856,670 3,495,459 1,504,904 8,992,243 1,076,688 5,370,134 1,051,376 2,345,059 2,152,237 1,772,413 3,5 431-6,911 39,263 24,331 318,262 231,252 48,537 102,113 7,8 65713,177 14,041 36,507 114,934 774,681 3,2 571-5321984128712,789 14,481 102,857 -2,064 119,824 104,224 96,579 -7,725 384,565 356,850 -15,352 35,437 288,283 65,751 538,785 646,336 380,513 338,323 539,567 36,197 46,165 12,289 651,046 22,015 536,745 704,468 280,489 585,843 27,612 275,698 67,238 194,324 747,125 354,267 83051,046 10,524 88,380 35,162 11,499 26,346 11,800 12,111 13,978 0212,2 -2,683 25,926 90,201 38,320 82,894 ,5 6,060 6,152 ,6 9,642 9,660 FINANCIAL DATA AIA RMU IETDIRECT DIRECT PREMIUM & CAPITAL SURPLUS 3,2 6,4 ,2,6 6,4 54711,576 25,407 566,847 1,222,063 166,845 839,420 261,660 9,8 462177131800642,468 432,682 1,880,036 773,302 1,707,163 104,483 24,692 294,910 396,786 6,4 29,489 863,241 3,7 8221602183,554 176,022 28,272 438,670 9,5 4682650384,726 89,534 296,560 115,915 44,698 43,911 399,750 854,232 497,127 367,955 14,298 146,395 7,2 -2,489 173,428 3,1 6243065457,484 390,655 26,264 259,702 233,211 6,0 9,6 0,6 202,677 201,662 -93,663 566,905 001-2,737 70,091 98,448 9,499 8,604 7,265 INCOME -4,743 6,129 1,962 3,542 6,479 5,963 2,491 2,273 1,920 1,733 4,230 133085273,503 340,875 -173 -267 1 3,0 97,645 139,700 311 132 238 775 189 507 188 789 CONSIDERATIONS AINIE OEAIN WISCONSIN OPERATIONS NATIONWIDE OPERATIONS NUT INCURRED ANNUITY 1644-147,196 -146,444 0,0 60,875 100,908 1,9 253,241 217,194 91,500 140,587 0,8 13,244 155,255 100,782 188,946 32618,535 33,296 37,538 8487,6 73731,224 57,397 74,267 55,254 58,408 40,142 01638,519 50,146 18249,539 81,822 09722,832 30,987 243,130 12,091 76828,397 17,628 0996,8 12,160 62,389 60,949 86449,801 68,614 8493,6 84315,279 18,453 33,962 28,409 88758,069 33,643 68,837 42,898 81,798 92,134 ,2 4,101 5,320 ,5 6,255 5,357 1,368 182 0 0 0 EEISWRITTEN BENEFITS 12,287 22,442 107 -45 -7 0 PREMIUMS ,7 3,600 4,575 ,3 1,513 1,231 ,0 1,433 1,809 ,1 755 1,315 1,191 3,180 ,9 2,339 5,393 ,8 3,047 3,085 ,1 1,040 7,312 ,8 6,594 7,889 2,244 5,271 ,1 4,185 4,616 ,1 1,062 2,915 ,9 460 1,392 2,165 4,804 2,344 ,3 12 1,139 6 876 669 8 381 185 7 61 478 8 170 425 680 325 5 29 157 52 15 517 65 250 90 8828 78 41,063 14 2576 62 4 0 0 0 3 450 0 BENEFITS PAID 10,212 8,306 9,944 6,954 6,156

6 0 0 4

Financial and Statistical Data, Table G Table Data, Statistical and Financial Wisconsin Insurance Report Business of 2004 of Business Report Insurance Wisconsin 158 MLYR ESUAC OP6,043,342 EMPLOYERS REASSURANCE CORP EMPLOYEES LIFE CO MUTUAL EMPIRE GENERAL LIFE ASSURANCE CORP EMPHESYS INS CO EMC NATIONAL LIFE CO DIRECT GENERAL LIFE INS CO DENTEGRA INS CO FEDERAL HOME LIFE INS CO FARMERS NEW WORLD LIFE INS CO FARMERS & TRADERS LIFE INS CO FARM BUREAU LIFE INS CO FAMILY SERVICE LIFE INS CO FAMILY LIFE INS CO ERIE FAMILY LIFE INS CO EQUITRUST LIFE INS CO 7,551,505 EQUITABLE RESERVE ASSN 3,124,015 6,181,122 1, DELAWARE AMERICAN LIFE INS CO DEGREE OF HONOR PROTECTIVE ASSN 6,037,736 CUNA MUTUAL LIFE INS CO CUNA MUTUAL INS SOCIETY CSA FRATERNAL LIFE CROWN LIFE INS CO CROATIAN 3,001,957 FRATERNAL UNION OF AMER CROATIAN CATHOLIC UNION OF USA COVENTRY HEALTH & LIFE INS CO COUNTRY LIFE INS CO COUNTRY INVESTORS LIFE ASSURANCE CO CORPORATE HEALTH INS CO CONTINENTAL LIFE INS CO OF BRENTWOOD TN CONTINENTAL GENERAL INS CO CONTINENTALCO ASSURANCE CONTINENTAL AMERICAN INS CO CONSTITUTION LIFE INS CO CONSECO SENIOR HEALTH INS CO EPIC LIFE INS CO THE 3,951,267 CONSECO LIFE INS CO ENTERPRISE LIFE INS CO EMPLOYES MUTUAL BENEFIT ASSN 4,899,708 CONSECO INS CO OSC ELHISC 1,980,546 CONSECO HEALTH INS CO CONNECTICUT GENERAL LIFE INS CO LIFE/HEALTH INSURER (000s OMITTED) DITDADNET AND ADMITTED 065362,430,686 50,665,306 ASSETS 5,152,756 1,459,744 ,6,1 1, 1, 1,766,311 6,828,279 2,849,314 1,3 800-16,624 14,603 68,060 73,355 288,449 219,132 652,215 0,8 35317,971 -1,630 34,448 73,543 -1,433 21,900 488,780 609,684 0 11,872 111,562 114,185 0 16,970 13,054 265,660 336,476 11,619 239,207 166,595 21,900 45,913 10,151 318,168 112,359 56,348 385,240 265,054 10,259 133,493 125,864 36,611 68,966 146,438 113,166 444,667 10,021 8066,4 66822749,6 0 0 747 39,188 14,235 92,569 -170 20,840 97,006 212,764 13,053 305 66,668 32,723 10,065 64,349 -1,458 98,056 15,890 10,829 62,537 85,517 65520,631 36,525 35013,116 33,580 ,6 ,4 0 0 0 0 0 435 0 564 3 23 3,742 5,943 3,763 6,548 1,206 FINANCIAL DATA AIA RMU IETDIRECT DIRECT PREMIUM & CAPITAL SURPLUS 259,934 6,7 293736076993,4 218 31,747 726,929 723,670 22,943 71,228 165,771 83,910 122,172 143,469 881,358 1,173,640 1,105,189 1,448,022 23,215 537,091 37,565 287,272 530,096 724,660 25,515 501,863 934,356 402,519 -16,396 126,326 7,6 815513250442,8 19,189 25,583 530,454 531,322 139,409 128,947 38,145 20,524 376,269 136,021 1,4 0534368430,912 413,668 20,583 219,043 5,1 8837,4 248,822 70,244 18,853 352,014 110,929 187,904 094,581 176,700 ,0 1 ,4 ,3 5 11 151 1,438 1,545 -19 8,705 ,8 906 4,987 1,611 474 INCOME -144,100 498,325 6,6 5,1 565,706 653,419 164,164 176,155 629,079 1,5 5 815,651 -1,357 3,901 9,200 3,657 2,698 2,247 0 1,624 2,856 5,218 1,718 3,278 639 32 CONSIDERATIONS AINIE OEAIN WISCONSIN OPERATIONS NATIONWIDE OPERATIONS NUT INCURRED ANNUITY ,3,2 1,246,887 1,036,826 ,557,040 5,2 156,533 153,727 5,8 1,1 3 3 134 110,418 152,584 6,8 3,4 09615,512 20,976 339,340 364,789 57852,082 55,798 11,117 97654,512 59,786 20126,738 22,021 15,321 86 592 16,159 42,416 65419,912 16,554 25846,120 42,528 247 151 32,398 24,286 09510,459 12,655 20,915 10,993 ,8 ,9 5 106 159 9,295 5,485 ,3 1,236 5,834 590 2 26,076 125 12,892,842 239106,704 -2,399,180 EEISWRITTEN BENEFITS 12756428 556 -1,247 ,9 632 36 9,792 ,1 11 2 1,014 7,725 389 PREMIUMS 1,7 118,013 112,476 11,504 10,075 ,8 1,298 4,882 ,2 674 1,128 1,801 7,536 ,3 2,155 4,631 4,392 5,324 ,8 2,794 3,085 ,4 1,222 4,817 1,441 8,148 2,194 1,026 3,960 6,160 5,074 2,693 6 356 567 538 746 77 733 87 0 0 0 BENEFITS PAID 14,961 13,212 1,840 5,561 7,554 6,057

0 0 0

Financial and Statistical Data, Table G Table Data, Statistical and Financial Wisconsin Insurance Report Business of 2004 of Business Report Insurance Wisconsin 159 GENERAL ELECTRIC CAPIT IS NETR IEISC 1,208,907 GENERAL AMERICAN LIFE INS CO FIRST INVESTORS LIFE INS CO OTSBNFT N O8,129,826 1,595,342 1,797,042 3,053,408 7,232,804 CO LIFE AND ANNUITY ASSURANCE GE GE GROUP LIFE ASSURANCE CO GARDEN STATE LIFE INS CO FUNERAL DIRECTORS LIFE INS CO FORTIS INS CO FORTIS BENEFITS INS CO FORT DEARBORN LIFE INS CO FORETHOUGHT LIFE INS CO FORETHOUGHT LIFE ASSURANCE CO FIRST PENN PACIFIC LIFE INS CO 3,851,124 FIRST HEALTH LIFE & HEALTH INS CO FIRST CONTINENTAL LIFE & ACCIDENT INS CO FIRST COLONY LIFE INS CO FIRST CATHOLIC SLOVAK UNION USA OF THE UNITED STATES OF AMERICA FIRST CATHOLIC SLOVAK LADIES ASSOCIATION FIRST ALLMERICA FINANCIAL LIFE INS CO FINANCIAL BENEFIT LIFE INS CO FINANCIAL AMERICAN LIFE INS CO FIDELITY SECURITY LIFE INS CO FIDELITY LIFE INS CO FIDELITY LIFE ASSN FIDELITY INVESTMENTS LIFE INS CO GOVERNMENT PERSONNEL MUT LIFE INS CO GOLDEN RULE INS CO GENERAL FIDELITY LIFE INS CO FIDELITY & GUARANTY LIFE INS CO GREAT SOUTHERN LIFE INS CO GREAT AMERICAN LIFE INS CO GRANGE LIFE INS CO GLOBE LIFE & ACCIDENT INS CO GLENBROOK LIFE & ANNUITY CO GERBER LIFE INS CO GENERALI USA LIFE REASSURANCE CO GENERAL RE LIFE CORP FEDERATION LIFE INS OF AMER FEDERATED LIFE INS CO FEDERAL LIFE INS CO MUTUAL LIFE/HEALTH INSURER (000s OMITTED) AL ASSURANCE CO DITDADNET AND ADMITTED 442821,297,258 14,452,852 17,256,636 11,548,929 14,974,756 149823139510272480105,956,845 4,860,190 1,052,772 3,183,915 31,489,852 ASSETS 2,369,026 1,333,998 2,042,485 2,103,377 7,788,684 0,3 329-,3 9031,6 6 336 367 45,495 17,367 414,937 71,049 39,023 585,744 915,797 19,980 1,407,191 -1,437 212,973 127,774 33,259 37,094 843,519 246,038 100,437 378,366 827,251 790 101,974 310,511 21,408 -837 82,421 14,707 186,465 12,246 457,476 16,368 54,460 204,068 263,891 454,644 586,602 1,0 78,288 711,503 15,303 241,856 307,540 3,9 4,0 5262200176,751 167,298 252,040 233,263 19,974 25,286 190,317 -1,085 148,603 239,772 937,797 635,155 81,422 20,865 102,677 21,952 22,550 -1,790 189,992 39,126 762,922 233,580 82723,791 88,237 36,629 55226,888 75,532 ,1 ,2 7 0 0 442 0 453 0 3,055 3,833 172 8,821 8,914 ,9 499 6,190 FINANCIAL DATA AIA RMU IETDIRECT DIRECT PREMIUM & CAPITAL SURPLUS 7,5 00414093071400 46,784 0 70,090 1,4 610,731 1,435,304 105,826 18,151 3,097,124 727,795 1,839,238 137,355 732 817,203 19,106 194,029 101,104 123,810 250 24,560 856,116 30,074 584,177 46,843 331,674 925,390 204,648 175,353 161,786 60,849 171,488 914,411 124,767 183,644 512,902 2,0 3,7 3,0 -39,574 720,607 7,3 0,3 ,1,0 0,3 02759,234 80,237 801,632 1,014,803 106,133 274,636 2,3 3,8 4,6 318,362 448,564 131,086 326,532 7,3 0945945659,560 559,405 80,984 719,325 577,939 860,010 39,731 174,509 355,873 82,997 ,7 1,654 8,578 7,729 INCOME 8,0 9,1 1, 690,215 -80,301 6463303922,464 383,033 56,446 6061,4 0682431 254 10,658 12,045 -6,086 7,527 5,868 3,353 6,542 4,155 4,976 8,377 6,578 -785 201734187 354 167 -290 483 CONSIDERATIONS AINIE OEAIN WISCONSIN OPERATIONS NATIONWIDE OPERATIONS NUT INCURRED ANNUITY 0,6 1,4 4 566 447 115,049 103,360 210,781 109,693 155,245 58025,017 35,890 1581,3 7 37 174 18,334 11,508 57172,837 75,771 329 453 32,302 22,143 50160,933 55,061 75335,618 37,573 981,963 81,75 1 0433,128,775 00,413 499-13,748 -4,979 1,174 948 0 252937,721 -2,592,913 EEISWRITTEN BENEFITS 325,121 09566 10,985 -361 1700 0 -177 0 PREMIUMS 25,912 31324,743 23,113 95713,749 39,517 87321,100 28,763 97116,270 69,711 ,0 1,299 1,101 ,3 2,714 4,135 2,807 3,258 ,0 2,796 5,509 ,3 155 2,533 5,168 7,660 7,146 ,0 2,064 6,007 ,8 5,129 2,487 4,958 9,223 1,428 1,242 4,660 1,320 440 1 0 216 4 308 245 0 0 0 BENEFITS PAID 13,139 7,136 1,542 1,060 5,507 1,067 1,053

0 0 0

Financial and Statistical Data, Table G Table Data, Statistical and Financial Wisconsin Insurance Report Business of 2004 of Business Report Insurance Wisconsin 160 INVESTORS LIFE INS CO OF NORTH AMERICA INVESTORS GUARANTY LIFE INS CO 1,064,061 INTEGRITY LIFE INS CO 1,070,229 4,162,893 IDEALIFE INS CO HUMANADENTAL INS CO HUMANA INS CO HOUSEHOLD LIFE INS CO HORACE MANN LIFE INS CO HOMESTEADERS LIFE CO HOME OWNERS LIFE INS CO ING USA ANNUITY & LIFE INS CO ING LIFE INS AND ANNUITY CO ING INS CO OF AMERICA HOLY FAMILY SOCIETY HIGHMARK LIFE INS CO INDIVIDUAL ASSURANCE CO LIFE HEALTH & ACCIDENT INDIANAPOLIS LIFE INS CO INDEPENDENT ORDER OF VIKINGS INDEPENDENT ORDER OF FORESTERS THE INDEPENDENCE LIFE & ANNUITY CO 2,698,417 HERITAGE LIFE INS CO HEALTHY HEALTH NET LIFE INS CO HCSC INS SERVICES CO 9,904,832 HCC LIFE INS CO HARTFORD LIFE INS CO HARTFORD LIFE GROUP INS CO HARTFORD LIFE AND ANNUITY INS CO HARTFORD LIFE & ACCIDENT INS CO HART LIFE INS CO HARLEYSVILLE LIFE INS CO GUARDIAN LIFE INS CO OF AMER THE GUARDIAN INS & ANNUITY CO INC THE GUARANTEE TRUST LIFE INS CO GREEK CATHOLIC UNION OF THE USA GREATER BENEFICIAL UNION OF PITTSBURGH GREAT WESTERN INS CO GREAT WEST ILLINOIS MUTUAL LIFE INS CO IDS LIFE INS CO GREAT WEST LIFE & ANNUITY INS CO ALLIANCE LIFE INS CO LIFE/HEALTH INSURER (000s OMITTED) LIFE ASSURANCE CO THE CO LIFE ASSURANCE OF THE U S OF AMERICA DITDADNET AND ADMITTED 1,6,5 3,191,896 112,861,252 807121,668,310 1,346,998 48,007,142 53,114,989 976571,307,992 5,117,928 69,726,527 10,838,224 2,905,286 23,336,264 318442,276,724 53,108,474 1,477,425 32,157,724 ASSETS 4,020,823 1,060,055 3,657,203 2,811,782 1,116,234 2,9 7,8 73329376239322098183,644 240,988 2,369,312 2,953,756 57,353 375,784 928,892 3,4 75,189 737,841 179,976 252,033 11,471 116,818 366,005 4,2 9,1 82112128906600 0 0 0 45,751 20,180 172,038 24,257 950,686 526,109 152,621 1,251,258 643,130 230,299 88,271 16,648 27,155 198,819 168,596 142,275 444,521 129,985 344,115 206,796 240,886 -1,790 24,389 31,478 351,261 27,350 18,781 24,023 211,246 51,143 566,435 361,484 337,084 188,926 7095,7 771249418071,5 10,127 12,256 138,037 204,974 17,721 11,866 57,375 20,707 77,089 34,069 8671,4 272 10,944 28,697 7691,9 -1,058 0 11,991 47,669 0 0 0 171 51,603 18,214 60,996 236 19,229 11,265 11,288 ,0 7,353 7,607 ,8 1,277 2,580 FINANCIAL DATA AIA RMU IETDIRECT DIRECT PREMIUM & CAPITAL SURPLUS 3,7 2543483472912,425 40,279 447,229 195,105 394,813 103,176 22,524 452,843 230,072 4,9 9253487272,252 324,867 29,275 244,996 3,9 730277517261,4 13,487 19,047 117,266 176,969 277,785 140,655 27,320 -12,450 235,590 454,759 731,534 24,519 1,054,537 19,263 44,186 1,791,192 1,132,285 516,643 13,824 230,833 122,455 405-1,560 34,095 60,455 9,438 INCOME 1,7 6 217,171 7,7 2 535,640 256,679 5 771,875 285,525 7,5 5 379,950 3 402,341 6088912850916238395,419 233,813 5,019,136 8,921,258 96,098 -1,429 2,436 5,917 6,169 -40 3,186 3,302 6,465 2,103 8,307 1,833 3,127 5,151 2,336 125 57 CONSIDERATIONS AINIE OEAIN WISCONSIN OPERATIONS NATIONWIDE OPERATIONS NUT INCURRED ANNUITY 62054167,490 200,554 203,216 438,788 9,584,5 76 5,445,7 91 11,515,275 11,620,749 93298,483,918 ,953,249 44031,925,954 ,474,083 4,688,090 ,610,736 83425,099,006 ,803,432 3,512,551 ,557,024 7,0 260,799 274,602 0,9 117,121 106,397 82,200 103,103 968126,118 19,658 1034,9 5 -97 253 49,590 51,083 70,667 60,310 50,716 47,565 53915,241 25,319 34473,322 43,414 ,8 ,4 0 0 5,646 4,387 ,0 ,8 2 49 120 3,388 4,207 ,8 ,2 0 0 2,128 2,189 2,081 8910,138 -889 136 160 EEISWRITTEN BENEFITS 82361920 661 18,253 6800 0 -608 362 58 51 PREMIUMS 3,9 159,090 133,594 7,8 135,753 173,287 60445,038 66,044 22,189 39,376 77135,585 37,751 ,9 1,780 1,898 ,9 4,793 4,590 ,6 1,237 8,467 ,1 3,838 3,717 ,9 3,522 2,099 4,666 9,469 ,6 5,098 8,462 ,1 5,018 9,514 2,749 1,127 3,608 6,055 4,356 9,500 154 0 175 307 325 943 69 370 0 0 1 BENEFITS PAID 1,250 7,682 5,096

0 2

Financial and Statistical Data, Table G Table Data, Statistical and Financial Wisconsin Insurance Report Business of 2004 of Business Report Insurance Wisconsin 161 MANHATTAN LIFE INS CO THE MADISON NATIONAL LIFE INS CO INC LOYAL CHRISTIAN BENEFIT ASSN MANULIFE INS CO MANUFACTURERS LIFE INS CO U S A MANHATTAN NATIONAL LIFE INS CO MANUFACTURERS LIFE INS CO OF AMER THE LINCOLN MUTUAL LIFE & CASUALTY INS CO LINCOLN MEMORIAL LIFE INS CO LINCOLN HERITAGE LIFE INS CO LINCOLN DIRECT LIFE INS CO. LINCOLN BENEFIT LIFE CO LIFE INVESTORS INS CO OF AMERICA LIFE INS CO OF THE SOUTHWEST LIFE INS CO OF NORTH AMERICA LIFE INS CO OF GEORGIA LIBERTYNATIONAL LIFE INS CO LIBERTY LIFE INS CO LIBERTY LIFE ASSURANCE CO OF BOSTON LIBERTY BANKERS LIFE INS CO LAFAYETTE LIFE INS CO THE KNIGHTS OF COLUMBUS KEY LIFE INS CO KEMPER INVESTORS LIFE INS CO KANSAS CITY LIFE INS CO KANAWHA INS CO JOHN HANCOCK VARIABLE LIFE INS CO JOHN HANCOCK LIFE INS CO JOHN ALDEN LIFE INS CO JMIC LIFE INS CO JEFFERSON PILOT LIFEAMERICA INS CO JEFFERSON PILOT LIFE INS CO LOYAL AMERICAN LIFE INS CO LONDON LIFE REINS CO LINCOLN NATIONAL LIFE INS CO THE JEFFERSON PILOT FINANCIAL INS CO JEFFERSON NATIONAL LIFE INS CO JACKSON NATIONAL LIFE INS CO MEDAMERICA INS CO MASSACHUSETTS MUTUAL LIFE INS CO MARQUETTE NATIONAL LIFE INS CO LIFE/HEALTH INSURER (000s OMITTED) DITDADNET AND ADMITTED 375901,164,925 73,775,900 10,816,946 175431,529,036 11,735,413 16,758,958 322674,084,516 13,399,904 73,282,667 15,565,508 701132,961,192 87,081,133 1,037,405 3,140,683 12,610,164 53,721,693 556786,290,174 95,586,708 ASSETS 1,572,075 2,683,303 4,043,197 4,340,421 1,431,727 5,321,940 1,672,672 1,699,318 1,914,822 3,310,950 8,228,430 5,4 40,048 135,682 350,442 601,351 136,866 6,8 1,6 10,563 115,967 42,966 561,587 275,649 8,4 72,595 23,221 485,846 157,006 14,806 239,660 3,0 378-,4 0,1 94,286 102,911 -1,745 83,708 539,002 6,1 4,6 756772451561,5 13,105 16,957 531,586 737,214 47,506 149,968 76,057 667,419 235,851 0,8 41114,267 94,101 68,016 501,783 849,797 7,9 129-4,630 21,219 276,895 32,413 19810,913 91,938 41,763 ,6 8,232 8,464 ,4 6,741 7,240 FINANCIAL DATA AIA RMU IETDIRECT DIRECT PREMIUM & CAPITAL SURPLUS 6,0 62016199132721,4 13,812 10,944 17,276 1,342,702 131,460 1,681,959 625,917 192,617 96,270 439,902 606,261 16,048 660,301 110,106 -20,330 298,026 302,619 1,1 5466420811,551 684,200 536,339 539,416 35,486 255,471 219,316 148,516 443,416 110,209 384,464 9,8 9341117934,128 191,197 79,394 290,289 1,9 6,3 1,0 162,235 810,794 892,634 0,9 4661161207,048 151,621 -4,676 107,795 51,822 7,014 9,311 2,152 INCOME 0,3 9 304,136 6,5 5,3 806,340 850,338 160,852 8,0 4 481,902 242,090 1 6 205,531 616,299 296,619 151831290142,6 51,857 20,862 940,184 893,112 91,521 406241251291,6 26,789 13,064 581,289 264,182 34,066 35921280248702,5 16,254 26,350 2,458,730 2,102,810 93,599 4,719 4,939 7,969 1,543 8,177 6,380 7,353 6,438 1,328 7,174 4,031 6,224 332 255 191 554 241 90 CONSIDERATIONS AINIE OEAIN WISCONSIN OPERATIONS NATIONWIDE OPERATIONS NUT INCURRED ANNUITY 02119225,056 281,189 9,123,8 60 11,328,946 2496411,093,951 12,499,694 21566,798,840 ,211,556 02266,594,494 ,012,286 71612,245,421 5,536,947 ,771,641 ,534,192 1,3 160,658 118,731 1,9 74,508 112,095 241,273 272,987 1,7 -15,677 -15,473 19724,045 21,917 7316,3 14,547 25,913 64,230 20,144 77,371 77513,359 37,795 52053,189 55,220 194,289 92,457 80247,403 48,062 81014,445 18,110 55642,424 35,536 6051,174,621 66,025 ,8 3,526 2,484 ,1 6,310 5,116 ,5 3,675 2,353 ,7 3,134 5,578 8 19,064 187 0 0 0 EEISWRITTEN BENEFITS 1,0 1,2 86,743 117,528 -10,107 19 0 PREMIUMS 6,8 140,953 369,286 6,2 120,807 169,924 169,678 64521,493 26,435 10,814 65841,597 36,568 77243,339 37,782 ,2 2,294 2,127 ,5 2,036 1,451 ,9 2,107 6,597 ,1 366 1,013 3,026 7,043 ,7 5,010 4,775 ,8 2,365 2,980 ,4 6,200 3,049 5 184 551 3 46 134 5 60 651 5 363 159 5 776 356 8 354 289 9 6 294 4 41 347 2 0 523 1 288 415 19 929 39 13 39 0 2 0 BENEFITS PAID 89,707 9,681 3,971 1,996 6,715 5,007

0 0 7 0

Financial and Statistical Data, Table G Table Data, Statistical and Financial Wisconsin Insurance Report Business of 2004 of Business Report Insurance Wisconsin 162 NATIONAL TEACHERS ASSOCIATES LIFE INS CO NATIONAL STATES INS CO NATIONAL SLOVAK SOCIETY OF THE USA NATIONAL MUTUAL BENEFIT NATIONAL LIFE INS CO NATIONAL FARMERS UNION LIFE INS CO NATIONAL CATHOLIC SOCIETY OF FORESTERS NATIONAL BENEFIT LIFE INS CO MUTUAL SERVICE LIFE INS CO MUTUAL PROTECTIVE INS CO NATIONAL HEALTH INS CO NATIONAL GUARDIAN LIFE INS CO MOTORISTS LIFE IN CO OYLF N OO MRC 6,362,552 MTL INS CO MONY LIFE INS CO MONY LIFE INS CO OF AMERICA OAC IEISC 1,010,616 6,928,588 MONUMENTAL LIFE INS CO MONARCH LIFE INS CO OF MODERN WOODMENAMERICA M A TT IEISC 4,307,213 MML BAY STATE LIFE INS CO MINNESOTA LIFE INS CO MII LIFE INC MIDWESTERN UNITED LIFE INS CO MIDWEST SECURITY LIFE INS CO MIDWEST NATIONAL LIFE INS CO OF TN MIDLAND NATIONAL MID-CONTINENT PREFERRED LIFE INS CO ERPLTNTWRLF N O657921, 6,537,902 MIC LIFE INS CORP METROPOLITAN TOWER LIFE INS CO METROPOLITAN LIFE INS CO MUTUAL OF OMAHA INS. CO. METLIFE INVESTORS USA INS CO MUTUAL OF AMERICA LIFE INS CO 8,480,256 METLIFE INVESTORS INS CO EI IEISC ,2,3 1,0 682105047,270 110,500 56,872 MUNICH AMERICAN REASSURNC CO 613,502 1,024,136 1,269,140 MERRILL LYNCH LIFE INS CO MERIT LIFE INS CO MEMBERS LIFE INS CO MEGA LIFE & HEALTH INS CO THE MEDICO LIFE INS CO MEDCO CONTAINMENT LIFE INS CO LIFE/HEALTH INSURER (000s OMITTED) LIFE INS CO DITDADNET AND ADMITTED 4,3,0 ,0,9 ,4,9 6922124,791,986 26,942,291 2,648,195 8,804,495 244,236,104 11,019,419 19,261,230 004481,419,449 20,014,428 16,123,539 14,589,558 11,486,923 14,320,159 ASSETS 1,295,291 ,1,2 1, 4,012,021 1,177,404 7,584,802 3,344,701 1,8 394-2,792 137,145 16,971 13,994 282,606 23,613 105,994 118,484 190,845 229,414 34,879 39,921 -2,022 10,410 295,402 43,640 305,783 21,475 125,658 781,394 371,460 277,619 9,1 49,498 293,213 3,8 4,4 4884955288311,543 208,823 429,555 64,848 83,575 56,274 140,941 259,117 113,463 433,581 0,1 66448104116751 23 11 126,725 20,219 100,461 21,002 448 589 46,614 16,221 807,113 136,678 3861,6 -3,854 11,368 33,816 29145,521 82,991 75014,810 17,590 05438,988 40,564 ,8 3,119 5,381 FINANCIAL DATA AIA RMU IETDIRECT DIRECT PREMIUM & CAPITAL SURPLUS 4,3 595635654021,6 10,919 11,962 584,032 643,596 65,975 542,437 3,9 394197215092,2 22,366 20,323 185,059 159,792 13,904 135,294 3,9 8,6 2,0 5,4 06414,718 10,634 457,847 824,706 -83,362 830,886 231,490 0,4 835698780814,7 28,681 47,676 860,891 1,3 689,887 328,012 78,315 936,703 902,347 2,2 7258,1 129,302 84,115 47,285 222,522 1,7 8,0 2,1 180,808 811,179 381,550 676,717 182,442 495,779 13,854 27,535 807,814 1,381,447 80,468 284,765 307,527 737,849 195,181 11,823 96,642 4,958 INCOME -307,219 -200,656 -168,433 5,9 3 155,796 143,973 34617889130694,6 25,512 40,761 1,360,699 1,748,839 93,486 81110743118612,3 25,446 23,539 1,188,681 1,087,433 18,171 91571971,534,541 751,927 79,115 3,206 1,495 6,641 2,269 1,402 3,904 2,204 ,6 ,6 ,5 552 0 25 7 7,755 -6 5,069 0 5,668 6,363 2,112 1,407 7,606 0 3,004 -130 -472 909 CONSIDERATIONS AINIE OEAIN WISCONSIN OPERATIONS NATIONWIDE OPERATIONS NUT INCURRED ANNUITY 3141,183 2,678,2 13 ,195,490 3,7 1, 734,877 3,3 6,4 64485,035 96,454 167,646 239,431 6,5 4,6 120,894 442,065 869,558 6,8 462,606 261,584 3,9 776,291 733,295 2,2 127,541 120,228 12528,271 21,245 6231,7 10,307 26,141 19,274 46,480 16,253 87638,060 38,736 3137,3 778 70,232 13,193 29316,851 22,973 474535,853 64,724 22380,712 92,223 84468,421 68,424 2307,0 11,537 72,202 92,310 669,156 36,19 3 2682,409,936 92,658 ,1 8,557 6,318 8,734 2,203 ,4 4 0 0 847 1,641 EEISWRITTEN BENEFITS 194,097 15,249 -5,263 42600 0 -4,256 PREMIUMS 6,8 327,135 363,783 07012,412 10,790 32525,451 23,265 48020,167 74,800 65822,783 36,518 ,7 1,340 1,674 2,615 3,621 ,7 4,198 4,272 8,380 4,133 ,8 2,379 2,080 ,0 656 5,003 ,9 5,517 2,690 4,273 ,1 1,002 2,110 2,143 1,156 ,7 6,776 8,179 7 194 575 0 504 302 3 133 234 3 167 633 1 0 BENEFITS PAID 74,096 18,707 17,958 8,236 6,870 2,913 5,201

0 0

Financial and Statistical Data, Table G Table Data, Statistical and Financial Wisconsin Insurance Report Business of 2004 of Business Report Insurance Wisconsin 163 PAUL REVERE VARIABLE ANNUITY INS CO PENINSULAR LIFE INS CO PEKIN LIFE INS CO PAUL REVERE LIFE INS CO THE PARKER CENTENNIAL ASSUR CO PARK AVENUE LIFE INS CO PARAGON LIFE INS CO PAN AMERICAN LIFE INS CO PANCO AMERICAN ASSURANCE PACIFIC LIFE INS CO PACIFIC LIFE & ANNUITY CO OZARK NATIONAL LIFE INS CO OXFORD LIFE INS CO ORDER OF UNITED COMMERCIAL TRAVELERS OF AMER OPTIMUM RE INS CO ONENATION INS CO OLD AMERICAN INS CO OCCIDENTAL LIFE INS CO OF NC NYLIFE INS CO OF AZ OLD UNITED LIFE INS CO OLD REPUBLIC LIFE INS CO OHIO STATE LIFE INS CO OHIO NATIONAL LIFE INS CO OHIO NATIONAL LIFE ASSURANCE CORP NUTMEG LIFE INS CO NORTHWESTERN MUTUAL LIFE INS CO THE NORTHWESTERN LONG TERM CARE INS CO NORTH AMERICAN INS CO NORTH AMERICAN CO FOR LIFE & HEALTH INS NIPPON LIFE INS CO OF AMERICA NGL AMERICAN LIFE INS CO NEW YORK LIFE INS CO NEW YORK LIFE INS & ANNUITY CORP NEW ERA LIFE INS CO OF THE MIDWEST NEW ENGLAND LIFE INS CO NETWORK HEALTH INS CORPORATION NATIONWIDE LIFE INS CO OF AM NATIONWIDE LIFE INS CO NATIONWIDE LIFE & ANNUITY INS CO NATIONWIDE LIFE & ANNUITY CO OF AM NATIONAL WESTERN LIFE INS CO LIFE/HEALTH INSURER (000s OMITTED) DITDADNET AND ADMITTED 2,0,2 8,933,951 123,906,729 0,0,8 9,707,782 101,303,785 847212,814,157 68,467,251 622522,008,845 56,282,522 10,034,092 2,391, 019 90,735,077 ASSETS 1,607,494 1,348,981 1,982,844 6,657,767 ,8,1 1, 5,281,316 4,568,701 8,319,171 1,052,411 9,659,737 5,293,472 4,4 121,175 147,640 2,9 0,0 102191810982,6 17,195 28,365 170,958 189,178 11,002 101,709 724,095 9,9 6,2 29,442 -2,715 162,328 24,858 16,779 494,395 528,164 65,718 493,836 689,352 6,5 23,823 -11,636 264,355 23,567 36,180 259,667 124,989 0,7 386-2,807 23,826 109,178 -7,020 55,344 114,431 5,9 105,908 22,438 158,594 124,794 72737,174 37,247 12,295 22,543 16,966 63621,826 46,306 70573,632 97,085 46930,014 64,699 14,218 37814,442 33,708 28,609 ,4 5,858 5,945 ,2 9,416 9,428 ,3 3,840 4,237 FINANCIAL DATA AIA RMU IETDIRECT DIRECT PREMIUM & CAPITAL SURPLUS 0,2 463946461821,0 12,748 15,006 234,940 205,889 611,872 934,684 14,982 34,653 222,861 308,126 8,6 3421148597145,6 18,159 54,266 977,174 1,164,865 73,472 686,365 138,327 0,8 525554264872,4 17,780 21,045 674,867 585,472 55,255 401,281 3,8 259169565731,5 24,202 14,557 615,773 166,905 372,377 12,549 230,186 7,2 2,5 3,8 1,9 21,015 311,796 333,081 126,352 576,526 2,8 42693161036813,272 1,053,608 983,176 54,216 526,084 117,771 45312,130 54,533 56112,981 85,641 2,679 6,216 9,827 INCOME 0,5 8 507,657 823,687 8,1 8 984,213 2,4 7 224,440 317,724 1115611808,049 576,161 91,141 26316695117483,0 28,469 34,302 1,117,478 1,696,985 72,613 8,711 1,751 4,227 6,661 4,130 6,718 1,718 6,655 3,299 -385 -907 -262 151 757 292 -97 65 92 CONSIDERATIONS AINIE OEAIN WISCONSIN OPERATIONS NATIONWIDE OPERATIONS NUT INCURRED ANNUITY 0646810,573,985 10,634,638 0274912,200,606 10,237,459 7224,949 5,023,7 27 ,758,464 633913,680,860 ,633,399 36672,781,701 ,396,677 3,5 269,715 236,752 0,2 168,679 208,922 868154,614 38,678 78921,770 27,869 05667,869 80,526 73245,615 67,312 19,771 20,710 15,024 19412,235 11,914 52058,194 95,250 70050,286 47,040 19720,552 26,301 11,927 91,178 38,578 10223,986 31,012 21,939 47,347 ,6 1,696 1,366 ,6 2,770 4,165 5,007 ,6 5,715 6,669 ,3 2,148 2,937 0 0 0 0 0 EEISWRITTEN BENEFITS -31,199 30,845 -1,578 8,419 -423 0 0 0 PREMIUMS 8,5 541,618 688,153 6,6 294,866 162,863 29088,403 72,900 22344,007 92,213 ,2 5,745 5,722 ,2 85 1,028 ,9 1,711 5,498 ,4 1,816 2,208 1,744 3,250 ,3 774 1,233 207 5,288 ,7 1,856 9,274 3,570 2,983 ,3 1,946 3,774 1,638 3,003 ,6 2,069 2,961 5 917 455 2 106 321 2 20 729 9 167 193 3 287 230 0 361 907 292 210 668 76 0 4 0 0 0 0 553 2 0 BENEFITS PAID 93,211 2,021 6,852

0 2 0 0 0 0 0

Financial and Statistical Data, Table G Table Data, Statistical and Financial Wisconsin Insurance Report Business of 2004 of Business Report Insurance Wisconsin 164 PRUCO LIFE INS CO PROVIDENT LIFE & ACCIDENT INS CO PROVIDENT AMERICAN LIFE & HEALTH INS CO PROTECTIVE LIFE INS CO PROFESSIONAL INS CO PRINCIPAL LIFE INS CO POLISH ROMAN CATHOLIC UNION OF AMER POLISH NATIONAL ALLIANCE OF THE U S N A POLISH FALCONS OF AMERICA PRINCIPAL HEALTH INS CO PRIMERICA LIFE INS CO PRESIDENTIAL LIFE INS CO PREMIER MEDICAL INS GROUP INC POLISH WOMENSOF ALLIANCE AMER PIONEER SECURITY LIFE INS CO PIONEER MUTUAL LIFE INS CO PHYSICIANS MUTUAL INS CO PHYSICIANS LIFE INS CO PHYSICIANS BENEFITS TRUST LIFE INS CO PHOENIX NATIONAL INS CO PHOENIX LIFE INS CO PHOENIX LIFE & ANNUITY CO PHL VARIABLE INS CO PHILADELPHIA AMERICAN LIFE INS CO PHARMACISTS LIFE INS CO THE PEOPLES BENEFIT LIFE INS CO PENNSYLVANIA LIFE INS CO PENN TREATY NETWORK AMERICA INS CO PYRAMID LIFE INS CO THE RESOURCE LIFE INS CO RELIASTAR LIFE INS CO OF NY RELIASTAR LIFE INS CO RELIANCE STANDARD LIFE INS CO RELIANCE LIFE INS CO RELIABLE LIFE INS CO THE REASSURE AMERICA LIFE INS CO PRUDENTIAL SELECT LIFE INS CO OF AMERICA PRUDENTIAL RETIREMENT INS & ANTY PRUDENTIAL INS CO OF AMERICA THE PENN MUTUAL LIFE INS CO THE PENN INS & ANNUITY CO LIFE/HEALTH INSURER (000s OMITTED) DITDADNET AND ADMITTED 0,9,1 3,046,768 101,495,613 0,1,4 ,2,9 ,7,3 5494818,417,600 15,469,448 1,877,637 8,420,498 207,012,442 22,252,442 757121,315,719 17,517,152 16,704,928 14,323,126 153481,538,492 21,563,438 11,413,597 1,027, 389 22,876,732 ASSETS 2,420,890 1,222,624 ,5,9 1, 7,850,590 ,5,7 1, 5,553,178 4,329,444 5,567,296 ,0,7 1, 8,709,473 1,202,193 1,301,486 2,679,545 2,0 15,746 31,303 121,302 392,769 6,6 31,703 464,062 4,4 1201,8 7,8 3,1 23,118 138,611 171,385 12,680 -6,115 61,210 23,812 544,847 108,414 2,6 27,469 127,967 4,4 33,133 145,946 79,333 688,990 72815,712 67,288 45,780 37510,823 44,660 13,785 13,097 44,874 49,991 62,719 78,180 13,481 20,991 14,054 98112,375 49,821 09613,278 90,946 29,274 ,4 3,857 6,244 ,3 9,181 9,336 9,351 9,351 FINANCIAL DATA AIA RMU IETDIRECT DIRECT PREMIUM & CAPITAL SURPLUS 571,507 1,9 4,6 4,7 470,918 29,859 240,871 42,744 -43,565 309,202 215,391 473,814 49,073 668,542 809,216 4,3 3246900623,706 629,060 -3,254 245,831 1,5 3,3 2,4 954,610 921,040 138,732 615,052 2,9 7526617513513,871 315,520 591,375 279,013 686,197 18,574 27,502 260,863 325,399 154,815 579,250 1,4 23,752 111,846 419,557 817,879 157,589 78,926 2,651 1,118 1,128 7,111 6,865 INCOME 2,7 1 329,870 1,5 ,6,5 ,8,3 0,0 133,619 506,904 1 5,282,337 5,962,455 235,756 512,654 6,6 1 262,968 8,2 3 185,523 122,233 70311672147201,1 13,635 10,914 1,467,280 1,136,752 47,093 971966186691,9 39,690 16,592 886,689 906,631 79,791 -4,242 -1,572 1,138 2,482 1,439 2,112 9,731 -764 -591 536 468 401 310 949 604 277 157 32 21 89 CONSIDERATIONS AINIE OEAIN WISCONSIN OPERATIONS NATIONWIDE OPERATIONS NUT INCURRED ANNUITY ,8,6 ,5,6 17744,972 61,737 1,655,063 2,088,166 -124,746 01921,213,797 ,091,932 13241,178,021 ,193,244 562,000 ,102,45 3 35653,811,497 ,315,655 7,0 8,8 05116,035 10,541 389,687 375,403 3,1 100,305 136,217 1,8 74,633 116,085 58242,156 55,862 81922,888 28,129 89837,909 28,988 11,404 52217,956 32,729 15,222 24,354 10895,382 31,018 81813,274 18,178 38,016 ,2 6,140 4,828 ,8 5,972 4,387 ,1 1,827 4,715 1,918 3,275 2,073 3,676 ,7 6,638 3,870 ,0 3,847 3,303 1,908 -1 0 0 0 -6,969,600 EEISWRITTEN BENEFITS 227,137 23,165 -113 -362 -14 0 0 PREMIUMS 4,9 299,477 147,298 25411,791 12,554 11635,028 21,176 21,469 61610,884 16,186 81929,699 58,139 4,628 ,4 2,306 1,827 4,246 1,918 ,0 88 1,004 ,5 5,102 3,750 ,8 1,778 2,584 8,014 ,7 2,406 4,073 6 896 768 179 637 7 497 975 5123 35 829 38 020 10 05 10 244 62 10 79 10 43 334 93 15 21 053 60 0 0 0 0 BENEFITS PAID 16,916 8,528 5,347 5,058 3,093 2,245

0 0 0 1 0 0 0

Financial and Statistical Data, Table G Table Data, Statistical and Financial Wisconsin Insurance Report Business of 2004 of Business Report Insurance Wisconsin 165 EV SLF N O1,8 0931801 515 15 15 0 9,688,686 148 SYMETRA LIFE INS CO SWISS RE LIFE & HEALTH AMERICA INC 1,699,028 10,983 11,580 2,623,418 1,406,525 ST STATE LIFE INS CO THE STATE FARM LIFE & A STARMOUNT LIFE INS CO STANDARD SECURITY LIFE INS CO OF NY STANDARD LIFE INS CO OF IN STANDARD INS CO SOUTHERN LIFE & HEALTH INS CO 1,864,709 SONS OF NORWAY SLOVENE NATIONAL BENEFIT SOCIETY SLOVAK GYMNASTIC UNION SOKOL OF THE USA SLOVAK CATHOLIC SOKOL SHENANDOAH LIFE INS CO SERVUS LIFE INS CO SENTRY LIFE INS CO SECURITY NATIONAL LIFE INS CO SECURITY MUTUAL LIFE INS CO OF NY SURETY LIFE INS CO SECURITY LIFE OF DENVER INS CO SCOR LIFE INS CO INC OF AMERICA LIFE ASSURANCE SAGE SUPREME COUNCIL OF THE ROYAL ARCANUM SUNAMERICA LIFE INS CO 2,218,386 8,973,224 SECURITY LIFE INS CO OF AMER SECURITY FINANCIAL LIFE INS CO SECURITY BENEFIT LIFE INS CO SECURIAN LIFE INS CO SEARS LIFE INS CO SCOR LIFE US RE INS CO SAFEHEALTH LIFE INS CO S USA LIFE INS CO INC ROYAL NEIGHBORS OF AMERICA RGA REINSURANCE CO REVIOS REINSURANCE US INC SUN LIFE ASSURANCE CO OF CANADA U S REVIOS REINSURANCE CANADA LTD SUN LIFE ASSURANCE CO OF CANADA STATE MUTUAL INS CO STONEBRIDGE LIFE INS CO ATE LIFE INS FUND LIFE/HEALTH INSURER (000s OMITTED) CDN SUAC O1,296,277 CO CCIDENT ASSURANCE DITDADNET AND ADMITTED 887831,138,437 2,006,561 18,887,873 11,823,431 110021,069,746 21,150,022 800475,014, 620 68,080,447 10,242,646 913861,584,931 39,173,876 12,237,471 ASSETS 1,860,351 6,6 4751,3 0232,3 0 13,341 60,228 15,054 0 53,198 8 73,787 29,537 947 8 109,630 40,233 46,819 12,123 27,851 10,032 424,432 105,490 26,634 54,785 273,640 164,564 66 225,363 139,301 15,184 198,939 2,3 18,962 12,173 422,939 127,236 1,7 7,4 2381,5 552888 25,542 78,172 19,755 765,124 -2,378 -28,339 179,349 37,439 619,470 317,595 3,6 22,919 335,067 13,417 12,540 53,086 71010,905 37,100 12713,709 61,297 11,802 -1,536 13,119 74,007 58,987 15,885 72,214 12,192 11,551 24,926 12,314 2022,1 349 22,315 42,032 81,390 ,8 ,2 1 21202 0 162 82 -15 4,926 9,883 FINANCIAL DATA AIA RMU IETDIRECT DIRECT PREMIUM & CAPITAL SURPLUS 2,9 9,7 ,5,4 ,3,4 09511,585 20,985 1,937,444 55,953 2,657,740 40,838 225,938 226,011 195,573 236,377 281,464 926,197 305,725 779 23,173 117,356 214,512 6,4 1,7 ,2,9 ,3,5 0 0 591,118 1,832,255 1,722,597 117,378 869,443 6,9 7,1 1,6 173,914 669,995 1,4 3,1 9,8 7,7 10,061 275,274 590,183 133,511 111,847 69,907 244,889 246,123 -3,063 94,297 007-,6 8,0 3,6 0 0 439,863 384,301 -7,168 60,077 ,0 1,689 6,502 1,256 592 9,104 8,820 3,765 INCOME 2,0 0,3 1, 902,930 2 222,104 177,743 713,518 3,0 3 230,902 129120061391515,240 1,329,175 1,260,006 41,279 39113860136663,9 34,680 34,093 1,346,606 1,328,610 73,951 9,675 1,187 2,794 ,6 ,2 ,5 842 18 2,557 3,216 1,928 1,962 1,558 5,625 3,283 -505 -660 2 5 458 480 -267 60,848 -129 -936 -853 CONSIDERATIONS AINIE OEAIN WISCONSIN OPERATIONS NATIONWIDE OPERATIONS NUT INCURRED ANNUITY 18292,125,967 ,168,299 90064,477,737 ,940,076 3,1 2,1 06825,845 50,658 120,315 138,811 3,0 161,163 131,602 3692,0 0 1 157 20,709 85 33,699 30,719 16,313 25,156 11,997 07659,238 90,776 019653,684 20,149 0 0 69,661 56,447 0617,1 8 171 288 74,913 80,641 04123,968 20,451 4681,594,764 74,678 ,3 ,4 445 34 1,946 1,033 ,2 4,190 3,524 700 0 1,830 0 6,047 8,370 299 1,088 ,2 ,2 0 0 2,825 3,329 ,0 2,932 2,803 -120 0 EEISWRITTEN BENEFITS 324,228 9442 15 24 49,444 ,0 164 0 4,008 515 PREMIUMS 77825,137 17,768 53611,898 65,326 93833,680 49,318 ,6 2,091 3,360 ,2 1,692 3,125 ,1 605 3,515 2,312 3,617 9,699 ,7 2,529 2,579 ,6 5,439 3,861 8 846 682 276 2 904 826 5 0 BENEFITS PAID 10,377 9,668 3,018 1,639 4,704

3 0

Financial and Statistical Data, Table G Table Data, Statistical and Financial Wisconsin Insurance Report Business of 2004 of Business Report Insurance Wisconsin 166 NO ETA IEISC H 6,499,384 1,285,202 1,254,379 UNION FIDELITY LIFE INS CO UNION CENTRAL LIFE INS CO THE UNION BANKERS INS CO UNIMERICA INS CO UNICARE LIFE & HEALTH INS CO ULLICO LIFE INS CO UBS PAINEWEBBER LIFE INS CO TRUSTMARK LIFE INS CO TRUSTMARK INS CO TRIGON HEALTH AND LIFE INS CO OF NEW YORKTHE UNITED STATES LIFE INS CO IN THE CITY UNITED STATES LETTER CARRIERS MUT BENEFIT ASSN TRAVELERS PROTECTIVE ASSN OF AMERICA UNITED OF OMAHA LIFE INS CO UNITED LIFE INS CO UNITED INVESTORS LIFE INS CO UNITED INS CO OF AMER TRAVELERS LIFE & ANNUITY CO THE TRAVELERS INS CO THE TRANSAMERICA OCCIDENTAL LIFE INS CO TRANSAMERICA LIFE INS CO UNITED HEARTLAND LIFE INS CO UNITED HEALTHCARE INS CO UNITED FIDELITY LIFE INS CO UNITED FAMILY LIFE INS CO TRANSAMERICA LIFE INS & ANNUITY CO UNITED CONCORDIA INS CO 3,376,041 3,999,888 TRANSAMERICA FINANCIAL LIFE INS CO CO TRANS WORLD ASSURANCE TOUCHPOINT INS CO INC TIAA-CREF LIFE INS CO THRIVENT LIFE INS CO THRIVENT FINANCIAL FOR LUTHERANS TEXAS LIFE INS CO TEMPLETON FUNDS ANNUITY CO UNITED AMERICAN INS CO UNION SECURITY LIFE INS CO UNION LABOR LIFE INS CO THE OF AMER & ANNUITY ASSN INS TEACHERS SYMETRA NATIONAL LIFE INS CO LIFE/HEALTH INSURER (000s OMITTED) DITDADNET AND ADMITTED 6,6,5 11,177,400 163,564,354 19,298,777 297151,226,275 12,937,155 7,885,780 2,742,061 19,055,742 1,864,334 67,958,043 28,200,020 44,084,752 25,543,641 15,790,316 3,060,175 49,323,833 ASSETS 3,075,715 3,775,218 2,025,667 ,0,5 1, 6,308,359 1,395,965 2,966,323 1,079,961 9,1 74,354 597,114 5,0 23,508 156,807 0,7 7,6 48,034 167,797 173,567 808,398 601,775 940,453 9,9 57,860 295,894 32,216 874,171 4,3 35,988 146,238 3391,6 9 0 0 0 0 26,660 492 95,880 21,744 44,634 10,758 12,468 38,033 13,389 11,009 28319,397 22,883 48431,121 44,854 0 373 11,580 22,218 7101,0 1 4 2 23 12 724 449 119 10,802 17,190 ,9 ,5 7 ,9 4 ,6 4,337 6,462 749 1,397 471 3,551 3,898 FINANCIAL DATA AIA RMU IETDIRECT DIRECT PREMIUM & CAPITAL SURPLUS 0,2 25215036122112,0 10,375 644,144 29,503 13,039 679,512 18,632 1,272,171 1,500,356 10,392 365,446 784,975 32,542 337,730 335,796 300,622 25,796 174,219 401,357 9,0 4321628218,113 154,791 176,268 237,172 16,932 54,362 63,090 124,463 194,505 326,144 942,401 7,5 3,8 2,6 138,389 877,758 3,0 640138243711,6 22,977 10,061 204,259 473,711 227,075 193,832 25,476 690,699 16,430 300,078 134,007 7,6 8687843498,120 758,453 68,648 175,460 9,3 1,451, 293,438 8261,2 9,0 228,927 292,706 16,623 88,276 7,744 8,851 9,206 -1,765,265 INCOME -147,068 2136308412,259,625 3,018,481 -211,386 7,8 4 1 3 975,285 530,848 128,775 2,7 3 327,070 4,5 8 540,457 1,3 21,914 -10,338 5,6 1,2 -50,667 932217802,375,051 2,137,810 79,322 -1,590 ,1 3,441 4,999 2,213 6,899 6,332 3,248 1,832 4,896 6,614 -623 924 3 4558012,058,093 14,505,860 531 CONSIDERATIONS AINIE OEAIN WISCONSIN OPERATIONS NATIONWIDE OPERATIONS NUT INCURRED ANNUITY 86034,632,890 2,385,756 4,530,935 ,896,013 ,408,867 ,683,304 89294,139,548 ,859,269 900313,255,769 ,940,063 645,926 1,4 581,508 313,341 23,665 31,915 394,840 632,568 3022,0 0 0 26,802 43,032 198126,590 81,988 77418,083 27,744 24155,380 72,441 9518,5 4 883 244 15,392 88,758 79,571 12317,298 51,243 75920,847 17,579 79978,051 37,949 4371,488,119 94,387 7962,558,153 57,946 ,6 ,5 40 34 1,158 1,160 ,5 ,7 369 93 1,075 1,152 ,1 4,648 4,313 EEISWRITTEN BENEFITS 2,758,998 1,7 49 0 111,370 14,182 ,1 0 0 3,710 ,4 7 113 175 5,741 PREMIUMS 1,1 110,901 119,111 6,0 173,690 262,306 4,7 380,478 440,872 10425,860 31,034 89520,458 58,985 13934,221 71,389 69,899 64,064 52817,732 25,258 061109,543 90,641 ,7 5,939 3,086 6,972 4,844 ,4 6,468 4,447 ,4 1,090 1,597 1,742 2,515 ,5 6,771 7,755 6,633 2,805 4,575 ,7 3,842 6,979 ,4 1,837 1,745 ,2 2,986 1,824 2 157 227 6 167 167 4 1,923 240 606 0 11 0 BENEFITS PAID 12,021 1,277

Financial and Statistical Data, Table G Table Data, Statistical and Financial Wisconsin Insurance Report Business of 2004 of Business Report Insurance Wisconsin 167 WILLIAM PENN WESTWARD LIFE INS CO ETR OTENLF SUAC O8,898,574 WESTERN SOUTHERN LIFE ASSURANCE CO VANTISLIFE INS CO ETCATLF N O2,497,355 2, 8,055,203 2,768,852 3,185,966 WESTERN RESERVE LIFE ASSURANCE CO OF OH WESTERN FRATERNAL LIFE ASSN WESTERN CATHOLIC UNION WESTERN & SOUTHERN LIFE INS CO THE WEST COAST LIFE INS CO WELLMARK COMMUNITY INS INC 17,480 WELLINGTON LIFE INS CO WEA INS CORP WASHINGTON NATIONAL INS CO 64,184 VISTA LIFE INS CO VETERANS LIFE INS CO VARIABLE ANNUITY LIFE INS CO THE VALLEY FORGE LIFE INS CO USABLE LIFE USAA LIFE INS CO US FINANCIAL LIFE INS CO UNUM LIFE INS CO OF AMERICA UNIVERSAL UNDERWRITERS LIFE INS CO UNIVERSAL GUARANTY LIFE INS CO UNITY MUTUAL LIFE INS CO UNITY FINANCIAL LIFE INS CO UNITED WORLD LIFE INS CO XL LIFE INS & ANNUITY CO WORLD INS CO WISCONSIN AUTO TRUCKAND DEALERS INS CORP UNITED TEACHER WORKMENS BENEFIT FUND OF THEWOODMEN OF THE WORLD LIFE INS SOCIETY USA WOMANS LIFE INS SOCIETY LIFE/HEALTH INSURER (000s OMITTED) ASSN ASSOCIATES INS CO DITDADNET AND ADMITTED 10,099,003 2,677,257 55,765,853 1,201,449 10,117,298 12,680,888 ASSETS 6,873,264 181,186 9,7 63,469 691,374 9,5 410531,9 18,693 14,791 731,493 813,701 533 759,651 825,851 14,150 191,358 22,375 -48,571 32,421 194,011 52,148 66,187 461,545 14,071 309,365 -44,866 72,124 -762 36,078 148,865 101,635 21,860 303,537 21,908 344,806 258,909 379,871 8,0 60,582 387,000 0,3 86,521 77,367 705,539 211,638 7,7 30,187 175,075 98242,395 49,812 9211,9 1 60-4 0 16 3 515 14,897 92,176 19,201 16,514 27,260 28,546 11,749 40,183 ,0 4,544 7,409 FINANCIAL DATA AIA RMU IETDIRECT DIRECT PREMIUM & CAPITAL SURPLUS 9,0 1,0 ,0,6 1,245,056 1,009,660 114,002 492,904 8,3 2,4 9,3 2,6 13,386 1,1 228,665 121,442 198,635 346,460 277,921 -22,345 277,871 185,937 101,931 1, 775,990 973,037 129,706 553,451 787,152 8,9 7186266679,910 652,646 77,108 689,998 924,503 24,691 2,054 -19 5,708 5,234 1,745 INCOME -166,560 8,3 8,3 508,082 385,436 182,232 5 644,744 30528894243728,6 49,843 89,763 2,423,722 2,818,954 63,095 -1,057 ,2 8 6 0 5 -65 780 1,626 2,019 1,214 ,3 ,5 ,2 372 93 3,729 3,154 2,237 5,379 4,424 7,044 7,164 2,962 -670 5622,203 10,105 -576 -735 154 755 73 CONSIDERATIONS AINIE OEAIN WISCONSIN OPERATIONS NATIONWIDE OPERATIONS NUT INCURRED ANNUITY 58756,223,997 ,568,735 7,6 997,458 275,368 2,4 177,750 227,545 5,0 99,997 154,405 0378,1 0 0 81,417 70,307 11,559 2005,2 0 0 80 55,326 16 82,040 25,121 23,531 55,352 22,840 44129,235 24,471 18814,337 11,808 4662,7 55724,087 25,537 23,770 24,666 979,817 48,81 2 ,0 ,5 ,9 805 1,591 2,255 5,605 ,5 1,971 1,855 88-,4 0 0 -2,640 -898 0 EEISWRITTEN BENEFITS 081,646 23,820 8044 65 42 18,084 ,1 0 0 8,513 ,2 80 48 9,323 -828 PREMIUMS 02221,780 20,242 13,778 16,009 38650,473 13,816 2,755 ,2 326 2,924 6,736 3,346 3,150 6,380 ,7 2,233 1,787 3,370 1,869 1,765 4,691 ,5 1,268 3,952 4,774 6,245 ,6 3,122 3,965 1 140 112 2 600 823 3 64 -38 767 57 11 BENEFITS PAID 14,773 1,032

Financial and Statistical Data, Table G Table Data, Statistical and Financial Wisconsin Insurance Report Business of 2004 of Business Report Insurance Wisconsin 168

169

Hospital Medical Dental Indemnity Plans Indemnity Dental Medical Hospital

Limited Service Health Organizations Health Service Limited

Includes: Health Maintenance Organizations Maintenance Health Includes:

Other Health Insurers Health Other

2004 Financial Data Financial 2004

Table H Table

Financial and Statistical Data, Table H Table Data, Statistical and Financial Wisconsin Insurance Report Business of 2004 of Business Report Insurance Wisconsin 170 171 ABRI HEALTH PLAN INC Y AEO IIC21148159053009 0 95 328 0 90 0 59 0 418 50 1,831 493 127 0 2,626 465 69 830 513 254 0 950 0 0 39 VISION CARE NETWORK INS CORP 90 0 VALLEY 185 HEALTH PLAN INC 107 UNITY HEALTH 51 PLANS INS CORP 418 UNITEDHEALTHCARE 922 OF WISCONSIN INC 0 TOUCHPOINT HEALTH PLAN INC 127 8 SECURITY HEALTH PLAN OF WI INC 465 PHYSICIANS PLUS INS CORP 865 PHP INS PLAN INC 67 254 NETWORK HEALTH PLAN 114 0 MERCYCARE INS CO 0 MERCYCARE HMO INC 0 20 WI 15 THE 271 MEDICAL ASSOC CLINIC HEALTH PLAN OF 0 MEDICA HEALTH PLANS OF WI 15 MANAGED HEALTH SERVICES INS CORP 542 2 -7 INDEPENDENT CARE HEALTH PLAN 18 INS CORP 166 HUMANAHEALTHORGANIZATION WISC 597 574 HEALTHHEALTH TRADITION PLAN 22 2 GUNDERSEN LUTHERAN HEALTH PLAN INC 38 GROUP HEALTH COOP OF SOUTH CENTRAL WI GROUP HEALTH COOP OF EAU CLAIRE FORTIS BENEFITS DENTALCARE OF WISC INC SERVICE CORP 65 FIRST COMMONWEALTH LIMITED HEALTH 4 EYE CARE OF WI INC DORAL DENTAL PLAN OF WI INC 124 DIRECT DENTAL SERVICE PLAN INC DENTAL PROTECTION PLAN INC 109 DENTAL COM INS PLAN DELTA DENTAL PLAN OF WI INC DEAN HEALTH PLAN INC 243 COMPCARE HEALTH SERVICES INS CORP CHIROPRACTIC SERVICES NETWORK INC CARE PLUS DENTAL PLANS INC ATRIUM HEALTH PLAN INC AMERICAN DENTAL PLAN OF WISCONSIN INC OTHER HEALTH INSURER (000s OMITTED) DITDADNTPREMIUMS NET AND ADMITTED SESSRLSICM ANDICRE AI AI ANDICRE RATIO INCURRED EARNED RATIO RATIO INCURRED EARNED INCOME SURPLUS ASSETS 3,9 0,5 055830365218 05452488675 438,846 584,572 10 80 645,281 823,083 60,565 103,359 230,094 87 292,632 334,749 9 91 292,681 334,192 13,814 99,767 160,864 4712,4 4327,4 3778 33085242485 89 274,274 330,191 320,835 369,834 13 5 84 91 63,747 328,726 78,849 12,492 369,834 24,312 32,782 18,586 20,612 20,741 59,204 84 40,151 36,870 44,771 120,468 99,812 29,429 61,786 143,896 15,482 55,428 8 13,531 10,154 86 81 24,973 119,867 94 70,464 32,685 60,865 143,578 561,570 14,304 86,677 10,847 75,472 598,952 7 51,001 11,742 6 12,787 82 70,061 94 25,451 70,464 561,570 86,677 598,952 197 12,243 68,249 41,252 77,639 84,928 13,078 25,190 ,1 764 1,114 ,2 2,487 3,822 1,181 3,579 4,978 0 0 1,310 32 FINANCIAL DATA FINANCIAL CAPITAL ,3 367 -80 3,158 6,434 3,248 2,974 174 6,361 455 5,646 8,825 8,817 32 3,262 6,529 6,418 2,516 2,882 3,555 2,362 2452379 6613754 367 681 66 90 367 592 -294 8695,219 -866 55,105 -144 -272 15 1,0 0,5 541748188693 108,856 117,408 4 95 108,856 117,408 0,6 7,2 972916178185 177,831 209,146 87 7 90 220,343 89 267,296 253,150 298,486 177,826 10 6 208,466 88 116 219,947 94 93 250,425 253,150 266,137 268,094 215,569 298,486 288,179 10 5 91 176,887 96 204,521 268,094 288,067 90 106,374 118,079 7 92 103,927 116,005 NET 6933,9 484,8 74579 37,455 47,183 8 92 84 96 60,211 90 37,197 18,900 19,058 65,231 46,983 19,734 21,184 7 84 7 8 46,143 93 89 93 55,227 59,827 91 72,900 18,219 19,048 10 64,409 82,322 19,504 83 21,184 6 46,143 94 56,154 72,950 81,121 99 10,823 16,280 16,387 1 99 16,280 16,387 ,2 ,8 8028824988 2,489 2,828 0 86 88 2,911 2,489 3,393 2,828 14 86 2,911 3,393 ,8 ,6 6875371795 7,167 7,583 8 96 7,167 7,583 66 OSSLS EXP LOSS LOSSES NET 5929 19,4 64190 86,401 95,747 11 91 85,992 96 53,000 55,313 10 98 52,690 ,5 017 80 70 14 7,551 18 31 999 1,672 04 0 45 30 WISCONSIN OPERATIONS RMUSLSE LOSS LOSSES PREMIUMS IETDRC PURE DIRECT DIRECT 10,823 66 ,5 70 7,551

0 0

Financial and Statistical Data, Table H Table Data, Statistical and Financial Wisconsin Insurance Report Business of 2004 of Business Report Insurance Wisconsin 172 WISCONSIN VISION SERVICE PLAN INC WISCONSIN PHYSICIANS SERVICE INS CORP VISION INS PLAN OF AMER INC OTHER HEALTH INSURER (000s OMITTED) DITDADNTPREMIUMS NET AND ADMITTED SESSRLSICM ANDICRE AI AI ANDICRE RATIO INCURRED EARNED RATIO RATIO INCURRED EARNED INCOME SURPLUS ASSETS 0,5 1952,0 7,6 0,9 71 7,1 0,5 81 305,156 374,511 10 87 305,191 374,964 21,101 91,935 209,951 ,8 2 6 ,1 ,7 13 ,1 ,7 51 2,677 5,211 32 51 2,677 5,211 1,616 663 4,406 620 5,484 1,487 FINANCIAL DATA FINANCIAL CAPITAL NET 11,239 OSSLS EXP LOSS LOSSES NET ,7 32 83 9,171 WISCONSIN OPERATIONS RMUSLSE LOSS LOSSES PREMIUMS IETDRC PURE DIRECT DIRECT 11,239

,7 82 9,171

Financial and Statistical Data, Table H Table Data, Statistical and Financial Wisconsin Insurance Report Business of 2004 of Business Report Insurance Wisconsin

173

Includes: Town Mutual Insurers Mutual Town Includes:

Town Mutual Insurers Mutual Town

2004 Financial Data Financial 2004

Table I Table

Financial and Statistical Data, Table I Table Data, Statistical and Financial Wisconsin Insurance Report Business of 2004 of Business Report Insurance Wisconsin 174 175 RSO ONISC 0 5 3 84 914185 29 51 317 199 178 63 41 104 79 237 70 48 575 123 22 68 44 19 46 -30 95 -6 851 226 902 534 54 547 325 619 COLUMBUS MUTUAL TOWN INS CO CLARNO MUTUAL INS CO CALUMET EQUITY MUTUAL INS CO CALEDONIA MUTUAL FIRE INS CO BRISTOL TOWN INS CO BLOOMINGTON FARMERS MUTUAL INS CO BERRY & ROXBURY MUTUAL INS CO BARRON MUTUAL INS CO BARABOO FARMERS MUTUAL INS CO ASHLAND COUNTY TOWN INS CO ARLINGTON MUTUAL FIRE INS CO ALL-STAR MUTUAL INS CO IEISC 4 8 02 36 1157 56 70 31 125 116 51 373 68 13 28 53 224 37 24 67 807 49 10 202 78 41 106 485 91 49 37 159 221 544 85 71 304 484 90 80 516 50 76 125 42 65 732 37 983 -33 HOMESTEAD MUTUAL INS CO HOLLAND MUTUAL FIRE INS CO FIRE -30 INS CO HENRIETTA GREENWOOD & UNION MUT 246 HELENVILLE MUTUAL INS CO HAMBURG STARK MUTUAL INS. CO. 297 GREEN COUNTY MUTUAL INS CO FRANKLIN FARMERS MUTUAL INS CO 298 FOUNTAIN CITY MUTUAL INS CO FLYWAY MUTUAL INS CO 332 FARMERS TOWN MUTUAL INS CO FALL CREEK MUTUAL INS CO ETTRICK MUTUAL INS CO EAGLE POINT MUTUAL INS CO DUPONT MUTUAL INS CO DARLINGTON MUTUAL INS CO COURTLAND-SPRINGVALE TOWN INS CO CONCORD MUTUAL FIRE INS CO OIMTA N O63576 3 01 1281 5 15 298 61 13 10 135 65 577 683 MEDINA MUTUAL INS CO MARCELLON TOWN MUTUAL FIRE INS CO LUCK MUTUAL INS CO LODI MUTUAL INS CO LINDINA TOWN MUTUAL INS CO LIBERTY MUTUAL FIRE INS CO LEBANON CLYMAN MUTUAL INS CO LAPRAIRIE MUTUAL INS CO KENOSHA COUNTY MUTUAL INS CO JAMESTOWN MUTUAL INS CO IXONIA MUTUAL INS CO TOWN MUTUAL INSURER (000s OMITTED) DITDADNTPREMIUMS NET AND ADMITTED SESSRLSICM ANDICRE AI AI ANDICRE RATIO INCURRED EARNED RATIO RATIO INCURRED EARNED INCOME SURPLUS ASSETS ,1 ,3 639105 6633764 64 397 873 36 623 67 1,373 23 145 28 1,016 36 114 57 47 498 399 1,523 24 56 869 57 494 402 1,795 180 35 44 424 1,538 59 34 34 35 339 1,668 907 567 38 31 35 60 41 70 66 77 365 1,016 125 40 194 637 1,673 1,237 379 138 277 1,732 934 976 107 2,068 296 2,114 1,082 852 134 1,822 1,810 -5 180 1,446 1,838 1,164 2,015 2,146 3,208 938 1,410 4,331 2,174 ,9 ,7 2 ,3 3 33 ,8 1 48 65 813 37 51 879 39 42 454 1,428 455 69 1,688 205 1,342 2,792 645 1,241 52 1,177 38 32 486 98 597 36 34 53 33 73 44 940 1,680 58 498 530 48 35 526 43 1,147 1,005 1,710 51 82 270 266 1,238 1,488 34 753 69 1,893 138 36 835 3,462 56 693 45 276 128 65 130 9 189 251 34 4,682 479 199 460 159 1,272 284 1,237 592 3 1,218 874 2,399 1,047 786 -26 3,046 923 2,084 2,389 86 1,932 1,650 62 1,467 1,715 282 2,822 1,883 2,171 2,254 1,207 1,020 2,779 2,113 1,828 ,0 ,0 0 0 0 5191574 26 19 37 125 430 16 339 0 4 24 169 31 -96 1,664 38 911 83 132 81 50 35 21 34 720 1,017 36 441 558 102 110 271 35 261 49 105 41 52 50 362 875 58 1,316 273 15 16 85 42 107 1,105 22 78 29 93 155 32 625 54 59 26 197 98 0 81 437 612 107 200 378 355 -59 1,348 126 1,304 53 318 872 1,063 567 2,626 84 899 1,306 -8 1,497 1,506 970 282 -4 1,021 1,547 2,086 3,216 1,297 1,444 1,863 2,486 3,389 2,195 2,979 FINANCIAL DATA FINANCIAL CAPITAL 173532123 1 2 102 524 514 39 112 352 325 -127 1981677 56 76 617 907 871 74 -119 104 398 407 -251 NET OSSLS EXP LOSS LOSSES NET WISCONSIN OPERATIONS RMUSLSE LOSS LOSSES PREMIUMS IETDRC PURE DIRECT DIRECT ,7 ,2 78 1,220 1,574

,9 208 1,890

Financial and Statistical Data, Table I Table Data, Statistical and Financial Wisconsin Insurance Report Business of 2004 of Business Report Insurance Wisconsin 176 NO UULFR N O73696 9 43 3484 12 48 11 408 36 53 337 31 30 56 164 34 16 19 531 190 10 21 62 41 52 65 403 183 62 20 35 275 167 647 79 679 69 69 530 64 824 31 53 783 920 310 365 10 51 53 58 1,427 64 88 492 145 23 36 YORKVILLE & MT PLEASANT MUTUAL INS CO 163 WEST CENTRAL MUTUAL INS CO 47 97 WAUSAU-STETTIN MUTUAL INS CO 657 319 605 WAUKESHA COUNTY MUTUAL INS CO 55 -7 WATERTOWN 275 MUTUAL INS CO WASHINGTON TOWN MUTUAL INS CO 539 409 899 UNION MUTUAL FIRE INS CO 19 893 TRI COUNTY MUTUAL TOWN INS CO -8 TRADE LAKE MUTUAL INS CO 489 844 112 THERESA MUTUAL INS CO SUGAR CREEK MUTUAL INS CO 363 STOCKHOLM TOWN MUTUAL INS CO 517 382 SPRING GROVE MUTUAL INS CO 37 580 SOUTHEAST MUTUAL INS CO 639 SOUTH CENTRAL MUTUAL INS CO SHELBY FARMERS MUTUAL INS CO 640 SENECA SIGEL MUTUAL INS CO 878 1,775 ROSENDALE MUTUAL INS CO RIVER FALLS MUTUAL INS CO REEDSBURG WESTFIELD MUTUAL INS CO 2,591 RACINE COUNTY MUTUAL INS CO PRICE COUNTY TOWN MUTUAL INS CO PELLA MUTUAL INS CO PARIS MUTUAL FIRE INS CO NORTHERN FINNISH MUTUAL INS CO NORTHEASTERN MUTUAL INS CO NEWARK MUTUAL INS CO NEW HOPE MUTUAL INS CO MT PLEASANT-PERRY MUT INS CO MT CALVARYMUTUAL INS CO MORAINE MUTUAL INS CO MIDDLETON INS CO MERRIMAC MUTUAL INS CO TOWN MUTUAL INSURER (000s OMITTED) DITDADNTPREMIUMS NET AND ADMITTED SESSRLSICM ANDICRE AI AI ANDICRE RATIO INCURRED EARNED RATIO RATIO INCURRED EARNED INCOME SURPLUS ASSETS 11,050 ,8 ,2 268215 2992423 117 307 234 50 10 30 186 16 261 999 315 66 369 161 51 42 788 1,043 11 37 14 132 51 75 29 31 169 93 168 38 38 147 1,187 241 78 102 36 48 275 454 138 1,229 42 283 121 40 15 608 304 358 69 45 730 527 29 48 207 26 98 43 -36 36 475 747 69 92 499 190 53 25 54 23 253 44 1,333 285 -75 28 159 1,310 791 103 49 11 159 1,120 51 643 1,125 19 40 47 587 38 800 1,311 1,404 164 776 1,120 29 340 202 47 1,586 -80 1,244 92 38 73 1,618 55 2,690 52 169 44 299 33 1,307 381 32 312 1,864 857 312 86 809 38 532 71 193 1,693 41 30 34 134 100 800 2,896 87 416 212 2 3,998 166 888 49 42 429 1,475 1,129 532 1,673 3,430 355 1,320 667 38 121 4,726 386 1,089 1,367 448 37 661 1,900 59 1,491 184 153 1,449 51 1,592 147 43 1,607 1,204 65 -34 1,908 128 44 378 47 462 1,422 116 466 1,834 1,632 71 1,742 302 880 1,980 832 218 192 114 1,977 1,346 2,093 701 1,287 354 112 2,778 1,495 24 153 1,931 1,817 14 2,025 939 2,774 2,286 2,714 1,647 3,064 FINANCIAL DATA FINANCIAL CAPITAL ,5 3 ,7 ,0 03 ,2 ,6 29 1,667 5,720 37 40 1,200 4,072 830 6,951 151910167 0 0 150 605 404 78 136 170 139 -115 1842419 0862 50 98 421 462 -128 NET OSSLS EXP LOSS LOSSES NET WISCONSIN OPERATIONS RMUSLSE LOSS LOSSES PREMIUMS IETDRC PURE DIRECT DIRECT

,3 167 1,436

Financial and Statistical Data, Table I Table Data, Statistical and Financial Wisconsin Insurance Report Business of 2004 of Business Report Insurance Wisconsin Wisconsin Insurance Report Business of 2004 Directory of Licensed Insurers

Directory of Licensed Insurers

177 178 Wisconsin Insurance Report Business of 2004 Directory of Licensed Insurers

Directory of Licensed Insurers

This directory includes all companies, fraternal benefit information, see OCI's Web site at http://ociaccess. societies, associations, and town mutuals licensed or oci.wi.gov/CmpInfo/CmpInfo.oci). The codes used to otherwise authorized to transact the business of insurance designate the kind of company and a brief description of in this state as of December 31, 2004. (For current each follows.

BP—Blue Plan. A domestic insurance corporation incorporated accident and health companies write a wide range of life, annuity, under ch. 611 or ch. 613, Wis. Stat. Blue plans offer health individual, and group health insurance. Life and accident and insurance to individual or group subscribers on an indemnity health companies file either the NAIC Life and Accident and basis, or offer services through an embedded health maintenance Health annual statement blank or the NAIC Health annual organization using contracted service providers. Blue plans file statement blank. the NAIC Health annual statement blank. LH—Limited Service Health Organization (LSHO). Similar to CC—Continuing Care Organization. Organized under ch. 647, an HMO, except that it provides a limited range of health care Wis. Stat. Continuing care organizations provide nursing, medical, services (such as vision or dental) to participants. LSHOs file the or personal care services, and maintenance services, for a period NAIC Health annual statement blank. over one year or the duration of a person’s life, conditioned upon payment of an entrance fee or a portion of the person’s estate. MC—Motor Club Plan. Established under ch. 616, Wis. Stat. A Continuing care organizations file a financial statement, on a motor club plan may provide emergency road service, towing, GAAP basis, which is audited by an independent CPA. bail bonds, map and touring service, etc. to members. Motor club plans file a financial statement which has been audited by an DP—Dental Plan. Similar to a blue plan, except that indemnity independent CPA. or services are limited to dental services. MX—Miscellaneous Other Insurer. FC—Fire and Casualty Company. A domestic insurer organized and operating under ch. 611, Wis. Stat., or a nondomestic insurer RE—Reciprocal Exchange. A nondomestic insurer licensed licensed under ch. 618, Wis. Stat., and may be a mutual or stock under ch. 618, Wis. Stat. Reciprocals are unincorporated company. Fire and casualty companies write a wide range of associations, operating through an attorney-in-fact, by which property and liability coverages, and individual and group subscribers with similar interests (e.g., lumberyards, dry cleaners) health insurance. Fire and casualty companies file the NAIC Fire provide fire and casualty insurance to each other through the and Casualty annual statement blank. exchange of insurance contracts. Reciprocals file the NAIC Fire and Casualty annual statement blank. FR—Fraternal Benefit Society (or Mutual Benefit Society). May be a domestic benefit society organized and operating under ch. RS—Rate Service Organization. These entities are licensed 614, Wis. Stat., or a nondomestic benefit society operating under under s. 625.31, Wis. Stat., to file rates on behalf of designated ch. 618, Wis. Stat. A fraternal benefit society is a nonstock insurers. These entities are not licensed insurers and are not corporation which exists for social, educational, charitable, or authorized to transact the business of insurance. religious purposes, and also may sell individual life or health insurance to its members. A fraternal is governed through a lodge TC—Title Company. May be a domestic insurer organized and system and a representative form of government, and members operating under ch. 611, Wis. Stat., or a nondomestic insurer voluntarily perform charitable, educational, etc. services for operating under ch. 618, Wis. Stat. Title companies notify a other members or the public. Fraternal benefit societies file the prospective purchaser of recorded liens or easements on a parcel NAIC Fraternal Orders annual statement blank. of real estate, and provide insurance against loss due to other defects in title to property (e.g., due to forgery, fraud, errors in GA—Gift Annuity Corporation. Established by a domestic or public records, wills not probated, etc.). Title companies file the foreign nonprofit corporation under ch. 615, Wis. Stat. Gift NAIC Title Insurance annual statement blank. annuities receive gifts of money or property, in return for agreeing to pay an annuity to the donor. Remaining income may TM—Town Mutual of Wisconsin. A domestic fire and casualty be transferred to the nonprofit corporation for its charitable, insurer subject to ch. 612, Wis. Stat., as an assessable mutual. religious, etc. purposes. Gift annuities file the NAIC Charitable Town mutuals are authorized to write a limited range of property Annuity Corporations annual statement blank. and liability coverage, in a limited number of counties in Wisconsin. Town mutuals may file either the NAIC Fire and HM—Health Maintenance Organization (HMO). Established Casualty annual statement blank or the Wisconsin Town Mutual under chs. 185, 611, 613, or 618, Wis. Stat., and operates under annual statement blank. ch. 609, Wis. Stat. HMOs may be for profit, nonprofit, or a cooperative. An HMO makes available comprehensive health VP—Vision Plan. Similar to a blue plan, except that indemnity care services (performed by providers contracted by the HMO) or services provided are limited to eye care services. to enrolled participants for predetermined fixed payments. An HMO may hire medical service providers as employees, or may WP—Warranty Plan. Established under ch. Ins 15, Wis. Adm. contract with existing hospitals and clinics to provide services to Code. A warranty plan is a third party which provides repair, participants. HMOs file the NAIC Health annual statement blank. replacement, or maintenance services in connection with the sale of goods from seller to buyer (e.g., automobiles, homes, LC—Life and Accident and Health Company. May be a appliances, etc.). (Warranties by the seller, manufacturer, or domestic insurer organized and operating under ch. 611, Wis. provider of service directly to the buyer are exempted from Stat., or a nondomestic insurer licensed under ch. 618, Wis. Stat., regulation by this office.) Warranty plans file audited GAAP and may be a mutual company or a stock company. Life and based financial statements with this office.

179 Wisconsin Insurance Report Business of 2004 Directory of Licensed Insurers

Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

1-800-PIT-CREW INC DE MC P O BOX 1838 2003 2004 SARASOTA FL 34230-9917 (941) 952-5522 5 STAR LIFE INS CO LALC 909 N WASHINGTON ST 1943 2003 ALEXANDRIA VA 22314 (800) 776-2322 AAA LIFE INS CO MILC 17250 NEWBURGH RD STE 100 1969 1971 LIVONIA MI 48152 (734) 779-2600 AAA WISCONSIN INC MI MC 1 AUTO CLUB DR 1997 1997 DEARBORN MI 48126-9982 (800) 222-6424 AAGI INC IL WP P O BOX 925 1999 2000 ARLINGTON HEIGHTS IL 60006 (847) 506-9012 ABRI HEALTH PLAN INC WI HM P O BOX 9 2004 2004 THIENSVILLE WI 53092-0009 (262) 834-1139 ABT LLC WI WP 4100 S 27TH ST 1997 1997 MILWAUKEE WI 53221 (414) 281-5000 ACA FINANCIAL GUARANTY CORP MD FC 140 BROADWAY 47TH FL 1986 1989 NEW YORK NY 10005 (212) 375-2043 ACACIA LIFE INS CO DC LC 5900 O ST 1869 1923 LINCOLN NE 68510 (402) 467-1122 ACCEPTANCE CASUALTY INS CO NE FC P O BOX 10800 1920 1970 RALEIGH NC 27605 (919) 833-1600 ACCEPTANCE INS CO NE FC 300 W BROADWAY STE 1600 1979 1993 COUNCIL BLUFFS IA 51503 (712) 329-3600 ACCIDENT FUND INS CO OF AM MI FC P O BOX 40790 1994 2000 LANSING MI 48901-7990 (517) 342-4200 ACE AMERICAN INS CO PA FC 1601 CHESTNUT ST 1945 1971 P O BOX 41484 PHILADELPHIA PA 19101-1484 (215) 640-1000 ACE AMERICAN REINSURANCE CO PA FC P O BOX 41484 1971 1972 PHILADELPHIA PA 19101-1484 (215) 640-1000 ACE FIRE UNDERWRITERS INS CO PA FC 1601 CHESTNUT ST 1941 1967 P O BOX 41484 PHILADELPHIA PA 19101-1484 (215) 640-1000 ACE INDEMNITY INS CO PA FC 1601 CHESTNUT ST 1967 1989 P O BOX 41484 PHILADELPHIA PA 19101-1484 (215) 640-1000 ACE PROPERTY AND CASUALTY INS CO PA FC 1601 CHESTNUT ST 1819 1851 P O BOX 41484 PHILADELPHIA PA 19101-1484 (215) 640-1000 ACIG INS CO IL FC 12222 MERIT DR STE 1660 1985 2004 DALLAS TX 75251 (972) 702-9004 427 ACORD NY RS P O BOX 1529 1994 1994 PEARL RIVER NY 10965-8529 (914) 620-1700 ACSTAR INS CO IL FC P O BOX 2350 1970 1981 NEW BRITAIN CT 06050-2350 (860) 224-2000

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

ACUITY A MUTUAL INS CO WI FC P O BOX 58 1925 1925 SHEBOYGAN WI 53082-0058 (920) 458-9131 ADDISON INS CO IL FC P O BOX 73909 1855 1996 CEDAR RAPIDS IA 52407-3909 (319) 399-5700 ADMIRAL INDEMNITY CO DE FC 1255 CALDWELL RD 1992 2001 CHERRY HILL NJ 08034 (856) 429-9200 ADMIRAL LIFE INS CO OF AMERICA AZ LC P O BOX 30416 1958 1986 LANSING MI 48909-7916 (517) 349-6000 ADVANTA INS CO AZ FC P O BOX 429 1986 1990 SPRING HOUSE PA 19477-0429 (877) 250-6245 ADVANTA LIFE INS CO AZ LC P O BOX 429 1972 1990 SPRING HOUSE PA 19477-0429 (215) 385-3491 ADVANTAGE WARRANTY CORP THE FL WP 1 CHESTERFIELD PLACE 1985 1993 14755 N OUTER FORTY RD STE 400 ST LOUIS MO 63017 (636) 536-5600 ADVANTAGE WORKERS COMPENSATION INS CO IN FC P O BOX 571918 1981 1984 SALT LAKE CITY UT 84157-1918 (801) 288-8750 ADVENTIST FRONTIER MISSIONS INC MI GA P O BOX 346 1985 2003 BERRIEN SPRINGS MI 49103 (269) 473-4250 AEGIS SECURITY INS CO PA FC P O BOX 3153 1977 1990 HARRISBURG PA 17105-3153 (717) 657-9671 AETNA HEALTH & LIFE INS CO CT LC 151 FARMINGTON AVE RT21 1971 1972 HARTFORD CT 06156 (860) 273-7126 AETNA INS CO OF CT CT FC 151 FARMINGTON AVE RT21 1990 1990 HARTFORD CT 06156-0417 (860) 273-0123 AETNA LIFE INS CO CTLC 151 FARMINGTON AVE RT21 1853 1858 HARTFORD CT 06156-0001 (860) 273-0123 AFFILIATED FM INS CO RI FC P O BOX 7500 1949 1950 JOHNSTON RI 02919-0500 (401) 275-3000 AFFINITY ROAD & TRAVEL CLUB INC TX MC 64 INVERNESS DRIVE EAST 1978 1979 ENGLEWOOD CO 80112 (303) 790-2267 AFFIRMATIVE INS CO IL FC P O BOX 9030 1983 1988 ADDISON TX 75001 (972) 728-6300 AGL LIFE ASSURANCE CO PA LC 610 W GERMANTOWN PIKE 1960 1994 STE 460 PLYMOUTH MEETING PA 19462 (484) 530-4800 AGRI GENERAL INS CO IA FC 9200 NORTHPARK DR #350 1983 1991 JOHNSTON IA 50131 (515) 559-1000 AIG ANNUITY INS CO TX LC P O BOX 3206 L11-02 1944 1973 HOUSTON TX 77253 (806) 345-7400 AIG CENTENNIAL INS CO PA FC 508 VIRGINIA DR 1981 1982 FORT WASHINGTON PA 19034 (267) 468-2366

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

AIG INDEMNITY INS CO PA FC 500 VIRGINIA DR 1984 1984 FORT WASHINGTON PA 19034 (302) 252-2000 AIG LIFE INS CO DE LC P O BOX 1591 1962 1979 HOUSTON TX 77251 (713) 522-1111 AIG NATIONAL INS CO INC NY FC DEERFIELD CORPORATE CTR 2 1938 1985 13010 MORRIS RD ALPHARETTA GA 30004 (770) 753-8300 AIG PREMIER INS CO PA FC 508 VIRGINIA DR 1910 1911 FORT WASHINGTON PA 19034 (267) 468-2366 AIG SUNAMERICA LIFE ASSUR CO AZLC 21650 OXNARD ST 1965 1969 WOODLAND HILLS CA 91367-4901 (310) 772-6000 AIG WARRANTY GUARD INC DE WP 175 WATER ST 20TH FL 1996 2000 NEW YORK NY 10038 (212) 458-3171 AIU INS CO NY FC 70 PINE ST 1851 1915 NEW YORK NY 10270 (212) 770-7000 ALAMANCE INS CO IL FC 238 INTERNATIONAL RD 1998 2000 BURLINGTON NC 27215 (336) 586-2500 ALEA NORTH AMERICAN INS CO NY FC 55 CAPITAL BLVD 1932 1982 ROCKY HILL CT 06067 (860) 513-4180 ALEXIAN VILLAGE OF MILWAUKEE WI CC 9301 N 76TH ST 1974 1974 MILWAUKEE WI 53223 (414) 355-9300 ALFA MUTUAL INS CO AL FC P O BOX 11000 1947 1999 MONTGOMERY AL 36191-0001 (334) 288-3900 ALL AMERICA INS CO OH FC 800 S WASHINGTON ST 1961 1974 VAN WERT OH 45891 (419) 238-5551 ALL NATION INS CO MN FC 29621 NORTHWESTERN HWY 1961 1979 SOUTHFIELD MI 48034 (248) 358-4010 ALL SAVERS INS CO INLC 7440 WOODLAND DR 1986 1987 INDIANAPOLIS IN 46278-1719 (317) 290-8100 ALL-STAR MUTUAL INS CO WI TM 100 N BUSINESS PK CIRCLE 1882 1882 STE 102 STOUGHTON WI 53589 (608) 877-9750 ALLEGHENY CASUALTY CO PA FC 485 CHESTNUT ST 1936 1956 MEADVILLE PA 16335-4407 (814) 336-2521 ALLIANCE ASSURANCE CO OF AMERICA NY FC 325 DONALD J LYNCH BLVD 1991 1992 MARLBOROUGH MA 01752-4729 (508) 303-1000 ALLIANZ GLOBAL RISKS US INS CO CA FC P O BOX 7780 1977 1977 BURBANK CA 91510-7780 (818) 260-7500 ALLIANZ LIFE INS CO OF NORTH AMERICA MN LC P O BOX 1344 1896 1899 MINNEAPOLIS MN 55440-1344 (763) 765-6500 ALLIED PROPERTY AND CASUALTY INS CO IA FC 1100 LOCUST ST DEPT 207 1983 1999 DES MOINES IA 50391-1100 (515) 508-4211

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

ALLMERICA FINANCIAL ALLIANCE INS CO NH FC 440 LINCOLN ST 1995 1996 WORCESTER MA 01605 (508) 853-7200 ALLMERICA FINANCIAL BENEFIT INS CO MI FC 440 LINCOLN ST 1976 1993 WORCESTER MA 01653 (508) 853-7200 ALLMERICA FINANCIAL LIFE INS & ANNUITY CO MA LC 440 LINCOLN ST 1974 1975 WORCESTER MA 06153 (508) 855-1000 ALLSTATE ASSURANCE CO IL LC 3075 SANDERS RD STE H1A 1978 1978 NORTHBROOK IL 60062-7127 (847) 402-6018 ALLSTATE FIRE AND CASUALTY INS CO IL FC 2775 SANDERS RD 1972 1981 NORTHBROOK IL 60062-7127 (847) 402-5000 ALLSTATE INDEMNITY CO IL FC 3075 SANDERS RD STE H1A 1960 1964 NORTHBROOK IL 60062-7127 (847) 402-5000 ALLSTATE INS CO IL FC 3075 SANDERS RD STE H1A 1931 1936 NORTHBROOK IL 60062-7127 (847) 402-5000 ALLSTATE LIFE INS CO IL LC 3075 SANDERS RD STE H1A 1957 1958 NORTHBROOK IL 60062-7127 (847) 402-6018 ALLSTATE MOTOR CLUB INC DE MC 51 W HIGGINS RD RGA 1982 1983 S BARRINGTON IL 60010 (847) 551-2300 ALLSTATE PROPERTY & CASUALTY INS CO IL FC 3075 SANDERS RD STE H1A 1985 1987 NORTHBROOK IL 60062-7127 (847) 402-5000 ALPHA PROPERTY & CASUALTY INS CO WI FC P O BOX 223687 1979 1979 DALLAS TX 75222 (972) 690-5500 ALTA HEALTH & LIFE INS CO IN LC 8515 E ORCHARD RD 1963 1982 GREENWOOD VILLAGE CO 80111 (303) 737-3000 ALVERNO COLLEGE WI GA P O BOX 343922 1940 1993 MILWAUKEE WI 53234-3922 (414) 382-6000 ALZHEIMERS DISEASE AND RELATED DE GA 919 N MICHIGAN AVE STE 1100 1980 1997 DISORDERS INC CHICAGO IL 60611-1676 (312) 335-8700 AMALGAMATED LIFE & HEALTH INS CO IL LC 333 S ASHLAND AVE 1939 1963 CHICAGO IL 60607 (212) 539-5000 AMALGAMATED LIFE INS CO NYLC 730 BROADWAY 1943 1995 NEW YORK NY 10003 (212) 539-5000 AMBAC ASSURANCE CORP WI FC 1 STATE ST PLZ 15TH FL 1970 1970 NEW YORK NY 10004 (212) 668-0340 AMCO INS CO IA FC 1100 LOCUST ST DEPT 2007 1958 1974 DES MOINES IA 50391-1100 (515) 508-4211 AMCOMP ASSURANCE CORP FL FC P O BOX 88806 1979 1980 NORTH PALM BEACH FL 33408-8806 (561) 840-7171 AMERICAN AGRICULTURAL INS CO IN FC 1501 E WOODFIELD RD STE 300W 1948 1972 SCHAUMBURG IL 60173 (847) 969-2900 AMERICAN ALTERNATIVE INS CORP DE FC P O BOX 5241 1995 1997 PRINCETON NJ 08543 (609) 243-4200

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

AMERICAN AMBASSADOR CASUALTY CO IL FC 350 E 96TH ST 1963 1993 INDIANAPOLIS IN 46240 (617) 357-9500 AMERICAN AMICABLE LIFE INS CO OF TX TX LC P O BOX 2549 1981 1986 WACO TX 76702-2549 (254) 297-2777 AMERICAN ASSOC OF INS SERVICES IL RS 1745 S NAPERVILLE RD 1970 1970 WHEATON IL 60187-8132 (630) 681-8347 AMERICAN AUTOMOBILE INS CO MO FC 777 SAN MARIN DR 1911 1916 NOVATO CA 94998 (415) 899-2000 AMERICAN BANKERS INS CO OF FLA FL FC 11222 QUAIL ROOST DR 1947 1961 MIAMI FL 33157 (305) 253-2244 AMERICAN BANKERS LIFE ASSUR CO OF FLA FLLC 11222 QUAIL ROOST DR 1952 1959 MIAMI FL 33157-6543 (305) 253-2244 AMERICAN BAPTIST BD OF EDUCATION PA GA P O BOX 851 1964 1981 & PUBLICATION VALLEY FORGE PA 19482-0851 (610) 768-2344 AMERICAN BAPTIST FOREIGN MISSION SOCIETY PA GA P O BOX 851 1821 1978 VALLEY FORGE PA 19482-0851 (610) 768-2205 AMERICAN BAPTIST HOMES OF THE MIDWEST MN GA 11985 TECHNOLOGY DR 1930 1992 EDEN PRAIRIE MN 55344-3622 (952) 941-3175 AMERICAN BIBLE SOCIETY NYGA 1865 BROADWAY 1841 1978 NEW YORK NY 10023 (212) 408-1276 AMERICAN BUSINESS & PERSONAL INS MUTUAL INC DE FC 307 N MICHIGAN AVE 1981 1985 CHICAGO IL 60601-3701 (312) 346-8100 AMERICAN CANCER SOCIETY NY GA 1599 CLIFTON RD NE 1922 1997 ATLANTA GA 30329 (404) 329-7686 AMERICAN CASUALTY CO OF READING PA PA FC CNA PLZ 1902 1944 CHICAGO IL 60685-0001 (312) 822-5000 AMERICAN CENTENNIAL INS CO DE FC 3501 SILVERSIDE RD 1970 1979 203 NAAMANS BLDG WILMINGTON DE 19810 (302) 479-2100 AMERICAN CENTRAL INS CO MO FC 1 BEACON ST 1979 1983 BOSTON MA 02108 (508) 549-9577 AMERICAN COMMERCE INS CO OH FC 211 MAIN ST 1946 1960 WEBSTER MA 01570 (508) 922-8276 AMERICAN COMMUNITY MUTUAL INS CO MI LC 39201 W SEVEN MILE RD 1947 1995 LIVONIA MI 48152-1094 (734) 591-4671 AMERICAN COMPENSATION INS CO MN FC 8500 NORMANDALE LAKE BLVD 1991 1997 STE 1400 BLOOMINGTON MN 55437 (952) 893-0403 AMERICAN CONTRACTORS INDEMNITY CO CA FC 9841 AIRPORT BLVD 9TH FL 1990 2003 LOS ANGELES CA 90045 (310) 649-0990 AMERICAN COUNTRY INS CO IL FC 150 NW POINT BLVD 3RD FL 1997 1997 ELK GROVE VILLAGE IL 60007-1040 (847) 700-8200

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

AMERICAN DENTAL PLAN OF WISCONSIN INC WI LH P O BOX 44966 1993 1994 MADISON WI 53744-4966 (608) 831-1047 AMERICAN ECONOMY INS CO IN FC SAFECO PLZ 1959 1962 SEATTLE WA 98185 (206) 545-5000 AMERICAN EMPIRE INS CO OH FC P O 5370 1979 1981 CINCINNATI OH 45201 (513) 369-3000 AMERICAN EMPLOYERS INS CO MA FC 1 BEACON ST 1923 1924 BOSTON MA 02108-3100 (617) 725-6000 AMERICAN ENTERPRISE LIFE INS CO IN LC 227 AXP FINANCIAL CTR 1981 1982 MINNEAPOLIS MN 55474 (612) 671-3131 AMERICAN EQUITY INVESTMENT LIFE INS CO IA LC P O BOX 71216 1980 1981 DES MOINES IA 50325 (515) 221-0002 AMERICAN EQUITY SPECIALTY INS CO CA FC P O BOX 64816 1997 1998 ST PAUL MN 55164 (651) 310-4100 AMERICAN FAMILY HOME INS CO FL FC P O BOX 5323 1965 1984 CINCINNATI OH 45102-5323 (800) 543-2644 AMERICAN FAMILY LIFE ASSURANCE CO NELC 1932 WYNNTON RD 1955 1970 OF COLUMBUS COLUMBUS GA 31999-0001 (706) 323-3431 AMERICAN FAMILY LIFE INS CO WILC 6000 AMERICAN PKY 1957 1957 MADISON WI 53783-0001 (608) 249-2111 AMERICAN FAMILY MUTUAL INS CO WI FC 6000 AMERICAN PKY 1927 1927 MADISON WI 53783-0001 (608) 249-2111 AMERICAN FEDERATION INS CO FL FC P O BOX 2450 1983 1998 GRAND RAPIDS MI 49501-2450 (616) 942-3000 AMERICAN FIDELITY ASSUR CO OK LC P O BOX 25523 1960 1980 OKLAHOMA CITY OK 73125-0523 (405) 523-2000 AMERICAN FIDELITY LIFE INS CO FL LC 4060 BARRANCAS AVE 1956 1965 PENSACOLA FL 32507-3467 (850) 456-7401 AMERICAN FINANCIAL SECURITY LIFE INS CO MO LC 10308 METCALF AVE PMB #275 1957 1981 OVERLAND PARK KS 66212 (913) 341-1190 AMERICAN FIRE & CASUALTY CO OH FC 9450 SEWARD RD 1906 1979 FAIRFIELD OH 45014-5456 (513) 603-2250 AMERICAN FOUNDERS LIFE INS CO TX LC P O BOX 52121 1977 1986 PHOENIX AZ 85072-2121 (480) 425-5100 AMERICAN FRATERNAL UNION MN FR P O BOX 59 1900 1964 ELY MN 55731 (218) 365-3143 AMERICAN FRIENDS SERVICE COMMITTEE INC DE GA 1501 CHERRY ST 1949 1978 PHILADELPHIA PA 19102-1479 (215) 241-7000 AMERICAN FUJI FIRE & MARINE INS CO IL FC 2 LOGAN SQ STE 600 1981 1990 PHILADELPHIA PA 19103 (877) 514-3542 AMERICAN GENERAL ASSUR CO ILLC 3600 ROUTE 66 1929 1964 NEPTUNE NJ 07754-1580 (732) 922-7000

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AMERICAN GENERAL INDEMNITY CO IL FC 3600 RTE 66 1986 1993 NEPTUNE NJ 07754-1580 (847) 517-6000 AMERICAN GENERAL LIFE & ACCIDENT INS CO TN LC 458N AMERICAN GENERAL CTR 1900 1970 NASHVILLE TN 37250 (615) 749-1000 AMERICAN GENERAL LIFE INS CO TX LC P O BOX 1591 1917 1966 HOUSTON TX 77251 (713) 522-1111 AMERICAN GENERAL PROPERTY INS CO TN FC 458 N AMERICAN GENERAL CTR 1974 1975 NASHVILLE TN 37250 (615) 749-1000 AMERICAN GUARANTEE & LIABILITY INS CO NY FC 1400 AMERICAN LN TOWER 1 1939 1939 19 TH FL SCHAUMBERG IL 60196-1056 (847) 605-6000 AMERICAN GUARDIAN WARRANTY SERVICES INC IL WP 800 ROOSEVELT RD STE C-1 1998 2000 GLEN ELLYN IL 60137 (630) 534-4125 AMERICAN HARDWARE MUTUAL INS CO OH FC 471 E BROAD ST 1899 1918 COLUMBUS OH 43215 (614) 225-8211 AMERICAN HEALTH & LIFE INS CO TX LC P O BOX 2548 1954 1959 FORT WORTH TX 76113 (817) 348-7500 AMERICAN HEALTH ASSISTANCE FOUNDATION DC GA 22512 GATEWAY CTR DR 1973 1996 CLARKSBURG MD 20871 (301) 948-3244 AMERICAN HEALTHCARE INDEMNITY CO DE FC 1888 CENTURY PARK E STE 800 1980 1986 LOS ANGELES CA 90067-1708 (310) 551-5900 AMERICAN HEART ASSOCIATION INC NYGA 7272 GREENVILLE AVE 1924 1993 DALLAS TX 75231-4596 (214) 706-1589 AMERICAN HERITAGE LIFE INS CO FL LC 1776 AMERICAN HERITAGE 1956 1962 LIFE DR JACKSONVILLE FL 32224 (904) 992-1776 AMERICAN HOME ASSURANCE CO NY FC 70 PINE ST 1899 1930 NEW YORK NY 10270 (212) 770-7000 AMERICAN HOME LIFE INS CO THE KS LC P O BOX 1497 1909 1998 TOPEKA KS 66601 (785) 235-6276 AMERICAN HOME SHIELD OF MAINE INC ME WP 860 RIDGELAKE BLVD 1990 1993 MEMPHIS TN 38120 (901) 537-8030 AMERICAN INCOME LIFE INS CO IN LC P O BOX 2608 1954 1966 WACO TX 76797 (800) 433-3405 AMERICAN INDEMNITY CO TX FC P O BOX 73909 1913 1934 CEDAR RAPIDS IA 52407-3909 (319) 399-5700 AMERICAN INSTITUTE FOR CANCER RESEARCH THE DC GA 1759 R ST NW 1981 2000 WASHINGTON DC 20009 (202) 328-7744 AMERICAN INS CO THE NE FC 777 SAN MARIN DR 1846 1880 NOVATO CA 94998-0001 (415) 899-2000 AMERICAN INTERNATIONAL INS CO NY FC 1 AIG CTR 1824 1979 WILMINGTON DE 19803-1115 (302) 252-2000

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AMERICAN INTERNATIONAL LIFE ASSURANCE NY LC P O BOX 727 1962 1964 CO OF NY WALL ST STATION NEW YORK NY 10268 (212) 770-7000 AMERICAN INTERNATIONAL SOUTH INS CO PA FC 70 PINE ST 1946 1986 NEW YORK NY 10270 (212) 770-7000 AMERICAN INTERSTATE INS CO LA FC 2301 HIGHWAY 190 W 1973 1995 DERIDDER LA 70634-6005 (800) 256-9052 AMERICAN INVESTORS LIFE INS CO KS LC P O BOX 1555 1965 1985 DES MOINES IA 50309 (785) 232-6945 AMERICAN LEBANESE SYRIAN ASSOC IL GA 501 ST JUDE PLACE 1957 1996 CHARITIES INC MEMPHIS TN 38105-1942 (901) 578-2010 AMERICAN LIFE & HEALTH INS CO MO LC 3200 HIGHLAND AVE 1925 1969 DOWNERS GROVE IL 60515 (630) 737-5750 AMERICAN LIFE INS CO OF NY THE NY LC 435 HUDSON ST 1955 1958 NEW YORK NY 10014 (212) 741-9311 AMERICAN LIVE STOCK INS CO IL FC P O BOX 520 1952 1962 GENEVA IL 60134-0520 (630) 232-2100 AMERICAN LUNG ASSOCIATION NY GA 61 BROADWAY 6TH FL 1918 2002 NEW YORK NY 10006-4374 (212) 315-8736 AMERICAN MANUFACTURERS MUTUAL INS CO IL FC 1 KEMPER DR 1974 1974 LONG GROVE IL 60049-0001 (847) 320-2000 AMERICAN MATURITY LIFE INS CO CT LC P O BOX 2999 1972 1987 HARTFORD CT 06104-2999 (860) 547-5000 AMERICAN MEDICAL SECURITY LIFE INS CO WI LC P O BOX 19032 1982 1982 GREEN BAY WI 54307-9032 (920) 661-6020 AMERICAN MEMORIAL LIFE INS CO SD LC P O BOX 2730 1959 1980 RAPID CITY SD 57709-2730 (605) 719-0999 AMERICAN MERCHANTS CAS CO OH FC 471 E BROAD ST 1986 1988 COLUMBUS OH 43215 (614) 225-8211 AMERICAN MERCURY INS CO OK FC P O BOX 728847 1962 1980 OKLAHOMA CITY OK 73172-8847 (405) 621-6590 AMERICAN MODERN HOME INS CO OH FC P O BOX 5323 1965 1981 CINCINNATI OH 45201-5323 (800) 543-2644 AMERICAN MODERN HOME SERVICE CO OH WP P O BOX 5323 1988 1998 CINCINNATI OH 45201 (513) 943-7200 AMERICAN MODERN LIFE INS CO OH LC P O BOX 5323 1956 1995 CINCINNATI OH 45201-5323 (513) 943-7200 AMERICAN MOTORISTS INS CO IL FC 1 KEMPER DR 1926 1927 LONG GROVE IL 60049 (847) 320-3247 AMERICAN MUTUAL REINSURANCE CO IL FC C/O OFC DEPUTY RECVR 1941 1964 222 MERCHANDISE MART PLZ STE 1450 CHICAGO IL 60654 (312) 836-9500

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

AMERICAN NATIONAL GENERAL INS CO MO FC 1949 E SUNSHINE 1980 1984 AMERICAN NATIONAL CORP CTR SPRINGFIELD MO 65899-0001 (417) 887-4990 AMERICAN NATIONAL INS CO TX LC 1 MOODY PLZ 1905 1957 GALVESTON TX 77550 (409) 763-4661 AMERICAN NATIONAL LIFE INS CO OF TX TX LC 1 MOODY PLZ 1954 1992 GALVESTON TX 77550 (409) 763-4661 AMERICAN NATIONAL PROPERTY & CASUALTY CO MO FC AMERICAN NATIONAL CORP CTR 1973 1980 1949 E SUNSHINE SPRINGFIELD MO 65899-0001 (417) 887-4990 AMERICAN NUCLEAR INSURERS CT RS 95 GLASTONBURY BLVD 1973 1973 GLASTONBURY CT 06033 (860) 682-1301 AMERICAN PARTNERS LIFE INS CO AZ LC 227 AXP FINANCIAL CTR 1981 1982 MINNEAPOLIS MN 55474 (612) 671-3131 AMERICAN PHYSICIANS ASSURANCE CORP MI FC 1031 N HAGADORD RD 1975 1996 E LANSING MI 48823 (517) 324-6748 AMERICAN PREMIER INS CO IN FC P O BOX 105091 1989 1991 ATLANTA GA 30348-5091 (678) 627-6000 AMERICAN REINSURANCE CO DE FC P O BOX 5241 1917 1978 PRINCETON NJ 08543 (609) 243-4200 AMERICAN RELIABLE INS CO AZ FC 8655 E VIA DE VENTURA 1952 1987 SCOTTSDALE AZ 85258 (408) 483-8666 AMERICAN REPUBLIC INS CO IA LC P O BOX 1 1929 1958 DES MOINES IA 50301-0001 (515) 245-2132 AMERICAN ROAD INS CO THE MI FC THE AMERICAN ROAD 1959 1960 DEARBORN MI 48121 (313) 337-1102 AMERICAN SAFETY CASUALTY INS CO DE FC 1845 THE EXCHANGE STE 200 1981 1983 ATLANTA GA 30339 (770) 916-1908 AMERICAN SECURITY INS CO DE FC 260 INTERSTATE NORTH CIR NW 1983 1984 ATLANTA GA 30339 (770) 763-1000 AMERICAN SELECT INS CO OH FC P O BOX 5001 1959 1995 WESTFIELD CTR OH 44251-5001 (330) 887-0101 AMERICAN SKANDIA LIFE ASSURANCE CORP CT LC P O BOX 883 1969 1977 SHELTON CT 06484-0883 (732) 482-4666 AMERICAN SLOVENIAN CATHOLIC UNION (KSKJ) IL FR 2439 GLENWOOD AVE 1898 1917 JOLIET IL 60435-5441 (815) 741-2001 AMERICAN SOUTHERN INS CO KS FC P O BOX 723030 1936 1988 ATLANTA GA 31139-0030 (404) 266-9595 AMERICAN SPECIALTY HEALTH INS CO IL LC 777 FRONT ST 1972 1979 SAN DIEGO CA 92101 (619) 578-2000 AMERICAN STANDARD INS CO OF WI WI FC 6000 AMERICAN PKY 1961 1961 MADISON WI 53783-0001 (608) 249-2111

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AMERICAN STANDARD WARRANTY CO TX WP P O BOX 9035 2000 2004 TYLER TX 75711-9035 (800) 554-8005 AMERICAN STATES INS CO IN FC SAFECO PLZ 1929 1961 SEATTLE WA 98185 (206) 545-5000 AMERICAN STATES LIFE INS CO IN LC P O BOX 34690 1957 1961 SEATTLE WA 98124-1690 (425) 867-8000 AMERICAN STATES PREFERRED INS CO IN FC SAFECO PLZ 1979 1980 SEATTLE WA 98185 (206) 545-5000 AMERICAN STERLING INS CO CA FC 27422 PORTOLA PKWY STE 110 1979 1995 FOOTHILL RANCH CA 92610 (949) 616-1000 AMERICAN SUMMIT INS CO TX FC 510 N VALLEY MILLS DR STE 202 1955 1996 WACO TX 76710 (254) 399-0626 AMERICAN TRAVELER MOTOR CLUB INC THE DE MC P O BOX 1838 1979 1981 SARASOTA FL 34236 (941) 952-5522 AMERICAN TV & APPLIANCE OF MADISON INC WI WP 2404 W BELTLINE HWY 1963 2003 MADISON WI 53713 (608) 271-1000 AMERICAN UNITED LIFE INS CO IN LC P O BOX 368 1877 1955 INDIANAPOLIS IN 46206-0368 (317) 285-1877 AMERICAN WEST INS CO ND FC P O BOX 2502 1990 1991 FARGO ND 58108 (701) 298-4200 AMERICAN ZURICH INS CO IL FC 1400 AMERICAN LN TOWER 1 1981 1983 19TH FL SCHAUMBURG IL 60196-1056 (847) 605-6000 AMERICO FINANCIAL LIFE AND ANNUITY INS CO TX LC P O BOX 410288 1946 1957 KANSAS CITY MO 64141 (816) 391-2000 AMERICOM LIFE & ANNUITY INS CO TX LC 1001 FLEET ST FL 7 1985 1998 BALTIMORE MD 21202-4357 (410) 895-0100 AMERIFIRST FUNDING GROUP INC DE VI 1712 H OSBORNE RD 2002 2003 ST MARYS GA 31558 (904) 373-3034 AMERIN GUARANTY CORP IL FC 1601 MARKET ST 1974 1991 PHILADELPHIA PA 19103 (215) 564-6600 AMERISURE INS CO MI FC P O BOX 2060 1968 1981 FARMINGTON HILLS MI 48333-2060 (248) 615-9000 AMERISURE MUTUAL INS CO MI FC P O BOX 2060 1912 1937 FARMINGTON HILLS MI 48333-2060 (248) 615-9000 AMERITAS LIFE INS CORP NE LC P O BOX 81889 1887 1984 LINCOLN NE 68501 (402) 467-1122 AMERITAS VARIABLE LIFE INS CO NE LC P O BOX 82550 1983 1987 LINCOLN NE 68501-2550 (402) 467-1122 AMERUS LIFE INS CO IA LC P O BOX 1555 1896 1902 MAILSTOP H73 DES MOINES IA 50306-1555 (515) 283-2371

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AMEX ASSURANCE CO IL FC 3500 PACKERLAND DR 1973 1980 DE PERE WI 54115 (920) 330-5100 AMGUARD INS CO PA FC P O BOX A-H 1982 2001 WILKES-BARRE PA 18703 (570) 825-9900 AMICA LIFE INS CO RI LC P O BOX 6008 1968 1982 PROVIDENCE RI 02940-6008 (800) 652-6422 AMICA MUTUAL INS CO RI FC P O BOX 6008 1972 1972 PROVIDENCE RI 02940-6008 (800) 652-6422 AMNESTY INTERNATIONAL OF THE U S A INC NY GA 5 PENN PLZ 1996 1998 NEW YORK NY 10001 (212) 807-8400 ANNUITY & LIFE REASSURANCE AMERICA INC CT LC 280 TRUMBULL ST 21ST FL 1963 1971 HARTFORD CT 06103 (860) 256-2122 ANNUITY INVESTORS LIFE INS CO OH LC P O BOX 5423 1981 1984 CINCINNATI OH 45201-5423 (513) 357-3300 ANSUR AMERICA INS CO MI FC 1 MUTUAL AVE 1999 2003 FRANKENMUTH MI 48787-0001 (989) 652-6121 ANTHEM INS COS INC IN FC 120 MONUMENT CIR 1944 1991 INDIANAPOLIS IN 46204-4903 (317) 488-6000 ANTHEM LIFE INS CO IN LC P O BOX 182361 1953 1986 COLUMBUS OH 43218 (614) 436-0688 AON HOME WARRANTY SERVICES INC DE WP 1000 N MILWAUKEE AVE 5TH FL 1996 1996 GLENVIEW IL 60025 (847) 953-1000 AON INNOVATIVE SOLUTIONS MO WP 1000 MILWAUKEE AVE 1985 1992 GLENVIEW IL 60025 (847) 953-1000 ARAG INS CO IA FC 400 LOCUST ST STE 480 1989 2001 DES MOINES IA 50309 (515) 246-1200 ARCH INS CO MO FC 1 LIBERTY PLZ 53RD FL 1971 1987 NEW YORK NY 10006 (212) 651-6500 ARCH SPECIALTY INS CO WI FC 1 LIBERTY PLZ 53RD FL 1964 2000 NEW YORK NY 10006 (212) 651-6500 ARCHDIOCESE OF MILWAUKEE WI GA P O BOX 070912 1903 1994 MILWAUKEE WI 53207-0912 (414) 769-3319 ARGONAUT GREAT CENTRAL INS CO IL FC 3625 N SHERIDAN RD 1967 1969 PEORIA IL 61633 (309) 688-8571 ARGONAUT INS CO CA FC 10101 REUNION PL STE 500 1957 1959 SAN ANTONIO TX 78216 (210) 321-8400 ARGONAUT MIDWEST INS CO IL FC 10101 REUNION PL STE 500 1962 1972 SAN ANTONIO TX 78216 (650) 326-0900 ARLINGTON MUTUAL FIRE INS CO WI TM P O BOX 199 1873 1873 ARLINGTON WI 53911-0199 (608) 635-4754 ARMED FORCES INS EXCHANGE KS RE P O BOX G 1982 1988 FT LEAVNWRTH KS 66027 (913) 727-5500

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ASBURY THEOLOGICAL SEMINARY KYGA 204 N LEXINGTON AVE 1931 1993 WILMORE KY 40390 (859) 858-2282 ASHLAND COUNTY TOWN INS CO WI TM P O BOX 147 1901 1901 BUTTERNUT WI 54514 (715) 769-3650 ASSEMBLIES OF GOD FOUNDATION MO GA 1661 BOONVILLE AVE STE G 1960 1981 SPRINGFIELD MO 65803 (417) 831-4776 ASSOCIATED INDEMNITY CORP CA FC 777 SAN MARIN DR 1922 1937 NOVATO CA 94998 (415) 899-2000 ASSOCIATED SERVICE CORP MO WP 655 CRAIG RD STE 100 1980 1999 ST LOUIS MO 63141 (314) 567-6162 ASSURANCE CO OF AMER NY FC 1400 AMERICAN LANE TOWER 1 1945 1948 19TH FL SCHAUMBURG IL 60196-1056 (847) 605-6000 ASSURED LIFE ASSOCIATION CO FR 9777 S YOSEMITE ST STE 200 1891 1995 LONE TREE CO 80124 (303) 792-9777 ASSURITY LIFE INS CO NELC 1526 K ST 1964 1969 LINCOLN NE 68508 (402) 476-6500 ASURION WARRANTY SERVICES INC TN WP 160 BOVET RD STE 402 1991 2003 SAN MATEO CA 94402 (650) 645-2116 ATHENA ASSURANCE CO MN FC 385 WASHINGTON ST 1982 1984 ST PAUL MN 55102 (651) 310-7911 ATLANTA CASUALTY CO OH FC P O BOX 105091 1972 1989 ATLANTA GA 30348 (678) 627-6000 ATLANTA INTERNATIONAL INS CO NY FC 7230 MCGINNIS FERRY RD 1929 1930 STE 300 SUWANEE GA 30024 (770) 813-6220 ATLANTA LIFE INS CO GA LC 100 AUBURN AVE N E 1916 1992 ATLANTA GA 30303 (404) 659-2100 ATLANTA SPECIALTY INS CO OH FC P O BOX 105091 1974 1974 ATLANTA GA 30348-5091 (678) 627-6000 ATLANTIC MUTUAL INS CO NY FC 7 GARALDA FARMS STE 120 1842 1949 MADISON NJ 07940-1027 (973) 408-6000 ATLANTIC SPECIALTY INS CO NY FC 140 BROADWAY 1986 2001 NEW YORK NY 10005-1101 (508) 549-9577 ATRADIUS TRADE CREDIT INS INC MD FC 5026 CAMPBELL BLVD STE C 1993 1998 BALTIMORE MD 21236 (410) 246-5510 ATRIUM HEALTH PLAN INC WI HM P O BOX 64179 1984 1984 ST PAUL MN 55164-0179 (715) 386-6886 ATTIC ANGEL NURSING HOME WI CC 8301 OLD SAUK RD 1926 1984 MIDDLETON WI 53562 (608) 662-8842 ATTORNEYS TITLE GUARANTY FUND INC IL TC 2408 WINDSOR PL 1964 1994 CHAMPAIGN IL 61820 (217) 359-2000

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AURORA FOUNDATION INC WI GA 3031 W MONTANA ST 1987 2000 MILWAUKEE WI 53215 (414) 389-5881 AURORA NATIONAL LIFE ASSURNC CO CA LC 1290 SILAS DEANE HWY 1961 1984 WETHERSFIELD CT 06109 (860) 513-6090 AUSTIN MUTUAL INS CO MN FC P O BOX 401 1896 1934 MINNEAPOLIS MN 55440-0401 (612) 378-8600 AUTO CLUB GROUP INS CO MI FC 1 AUTO CLUB DR 1969 1996 DEARBORN MI 48126 (313) 336-1234 AUTO CLUB INS ASSOC MI RE 1 AUTO CLUB DR 1922 1996 DEARBORN MI 48126 (313) 336-1234 AUTO CLUB LIFE INS CO MILC 17250 NEWBURGH RD STE 100 1974 1981 LAVONIA MI 48152 (734) 779-2600 AUTO CLUB OF AMERICA CORP OK MC P O BOX 21443 1986 1995 OKLAHOMA CITY OK 73156 (405) 751-4430 AUTO HELP LINE OF AMERICA INC NYMC 7007 13TH AVE 1976 1992 BROOKLYN NY 11228 (718) 331-1436 AUTO OWNERS INS CO MI FC P O BOX 30660 1916 1957 LANSING MI 48909-8160 (517) 323-1200 AUTO OWNERS LIFE INS CO MI LC P O BOX 30660 1965 1968 LANSING MI 48901-8160 (517) 323-1200 AUTO SERVICES CO OF WI INC AR WP 971 COLEY DR 2002 2003 MOUNTAIN HOME AR 72653 (870) 425-8330 AUTOMOBILE INS CO OF HARTFORD CT THE CT FC 1 TOWER SQ 1968 1970 HARTFORD CT 06183-6014 (860) 277-0111 AUTOMOBILE PROTECTION CORP-APCO GA WP 6010 ATLANTIC BLVD 1987 1995 NORCROSS GA 30071-1303 (770) 394-7070 AUTOMOTIVE PROFESSIONALS INC WI WP 1701 GOLF RD STE 1200 TOWER 2 1992 1996 ROLLING MEADOWS IL 60008 (847) 806-0002 AUTOMOTIVE WARRANTY SERVICES INC DE WP 1000 N MILWAUKEE AVE 5TH FL 1977 1992 GLENVIEW IL 60025 (847) 953-1000 AUTOMOTIVE WARRANTY SERVICES OF FL WP 1000 N MILWAUKEE AVE 5TH FL 1997 2001 FLORIDA INC GLENVIEW IL 60025 (847) 953-1000 AVEMCO INS CO MD FC 411 AVIATION WAY 1960 1968 FREDERICK MD 21701 (301) 694-5700 AVIVA LIFE INS CO DE LC 108 MYRTLE ST 1958 1958 NEWPORT OFFICE PARK NORTH QUINCY MA 02171 (800) 225-8073 AVOMARK INS CO IN FC 9450 SEWARD RD 1996 2001 FAIRFIELD OH 45014 (513) 603-2400 AXA ART INS CORP NY FC 4 W 58TH ST 8TH FL 1986 1989 NEW YORK NY 10019-2515 (212) 415-8421 AXA CORPORATE SOLUTIONS INS CO NY FC 17 STATE ST 1839 1979 NEW YORK NY 10004 (212) 493-9300

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AXA CORPORATE SOLUTIONS LIFE REINS CO DE LC 1290 AVE OF THE AMERICAS 1981 1983 12TH FL NEW YORK NY 10104 (212) 314-4161 AXA CORPORATE SOLUTIONS REINS CO DE FC 17 STATE ST 1978 1988 NEW YORK NY 10004-1501 (212) 493-9300 AXA EQUITABLE LIFE INS CO NY LC 1290 AVE OF THE AMERICAS 1859 1915 NEW YORK NY 10104 (212) 554-1234 AXA LIFE AND ANNUITY CO CO LC 1290 AVE OF THE AMERICAS 1984 1986 NEW YORK NY 10104 (212) 314-5648 AXA RE AMERICA INS CO DE FC 17 STATE ST 1919 1981 NEW YORK NY 10004-1501 (212) 493-9364 AXA RE PROPERTY AND CASUALTY INS CO DE FC 17 STATE ST 1971 1977 NEW YORK NY 10004-1501 (212) 493-9300 AXIS REINSURANCE CO NY FC 11680 GREAT OAKS WAY # 500 1991 1992 ALPHARETTA GA 30022 (678) 746-9400 BADGER MUTUAL INS CO WI FC 1635 W NATIONAL AVE 1887 1891 MILWAUKEE WI 53204-1130 (414) 383-1234 BALBOA INS CO CA FC P O BOX 19702 1948 1964 IRVINE CA 92623-9702 (949) 222-8000 BALBOA LIFE INS CO CA LC P O BOX 19702 1968 1973 IRVINE CA 92623-9702 (949) 222-8000 BALTIMORE LIFE INS CO THE MD LC 10075 RED RUN BLVD 1882 1990 OWINGS MILLS MD 21117-6050 (410) 581-6600 BANC INSURE INC OK FC P O BOX 26104 1985 1987 OKLAHOMA CITY OK 73126 (405) 290-5678 BANKERS FIDELITY LIFE INS CO GA LC P O BOX 105185 1955 1999 ATLANTA GA 30348 (404) 266-5500 BANKERS LIFE & CASUALTY CO IL LC 222 MERCHANDISE MART PLZ 1880 1960 CHICAGO IL 60654 (312) 396-6000 BANKERS MULTIPLE LINE INS CO IL FC P O BOX 749005 1883 1897 DALLAS TX 75374 (469) 499-1648 BANKERS RESERVE LIFE INS CO OF WI WILC 7711 CARONDELET AVE STE 800 1961 1964 SAINT LOUIS MO 63105 (314) 725-4477 25579 BANKERS STANDARD INS CO PA FC 1601 CHESTNUT ST 1962 1979 P O BOX 41484 PHILADELPHIA PA 19101-1484 (215) 640-1000 BANNER LIFE INS CO MDLC 1701 RESEARCH BLVD 1981 1982 ROCKVILLE MD 20850-3171 (301) 294-6905 BAPTIST GENERAL CONFERENCE IL GA 2002 S ARLINGTON HEIGHTS RD 1900 1998 ARLINGTON HEIGHTS IL 60005 (847) 879-3206 BAPTIST LIFE ASSN NY FR 8555 MAIN ST 1899 1924 BUFFALO NY 14221 (716) 633-4393

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BAR PLAN MUT INS CO THE MO FC 1717 HIDDEN CREEK CT 1985 2003 ST LOUIS MO 63131 (314) 965-3333 BARABOO MUTUAL INS CO WITM S5335 HWY 113 1876 1877 BARABOO WI 53913 (608) 356-5000 BARNABAS FOUNDATION ILGA 18601 N CREEK DR STE B 1976 2004 TINLEY PARK IL 60477 (708) 532-3444 BARRON MUTUAL INS CO WI TM P O BOX 205 1891 1891 BARRON WI 54812-0205 (715) 537-5141 BCS INS CO OH FC 676 N SAINT CLAIR ST 1950 1979 CHICAGO IL 60611 (312) 951-7700 BCS LIFE INS CO IL LC 676 N ST CLAIR ST 1949 1953 CHICAGO IL 60611 (312) 951-7710 BENCHMARK INS CO KS FC 6701 W 64TH ST STE 125 BLDG 5 1964 1974 SHAWNEE MISSION KS 66202 (800) 283-0622 BENEDICTINE MONKS INC WIGA 12605 224TH AVE 1946 1978 BENET LAKE WI 53102 (262) 396-4311 BENEFICIAL LIFE INS CO UT LC 36 S STATE ST 1905 1991 SALT LAKE CITY UT 84136 (801) 933-1100 BERKLEY INS CO DE FC 475 STEAMBOAT RD 1ST FL 1975 1996 GREENWICH CT 06830 (203) 542-3800 BERKLEY REGIONAL INS CO DE FC P O BOX 1594 1985 1988 DES MOINES IA 50306 (515) 278-3000 BERKSHIRE HATHAWAY LIFE INS CO OF NE NELC 3024 HARNEY ST 1993 1995 OMAHA NE 68131-3580 (402) 536-3000 BERKSHIRE LIFE INS CO OF AMERICA MALC 700 SOUTH ST 1968 1974 PITTSFIELD MA 01201 (413) 499-4321 BERRY & ROXBURY MUTUAL INS CO WITM 4766 HIGHWAY KP 1876 1876 CROSS PLAINS WI 53528 (608) 798-4766 BETHANY LUTHERAN COLLEGE AND SEMINARY INC MN GA 700 LUTHERAN DR 1927 2002 MANKATO MN 56001 (507) 344-7000 BETHESDA LUTHERAN HOMES AND SERVICES INC WI GA 600 HOFFMANN DR 1903 1977 WATERTOWN WI 53094-6204 (920) 261-3050 BIBLE LITERATURE INTERNATL INC OH GA P O BOX 477 1941 1977 COLUMBUS OH 43216-0477 (614) 267-3116 BIG M AGENCY INC IA RS INTERSTATE 80 AT HWY 146 1991 1991 GRINNELL IA 50112 (800) 362-2041 BILLY GRAHAM EVANGELISTIC ASSN MN GA P O BOX 1270 1950 1977 CHARLOTTE NC 28201-1270 (704) 401-2741 BIRMINGHAM FIRE INS CO OF PA PA FC 70 PINE ST 1871 1929 NEW YORK NY 10270 (212) 770-7000 BITUMINOUS CASUALTY CORP IL FC 320 18TH ST 1928 1939 ROCK ISLAND IL 61201-8716 (309) 786-5401

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

BITUMINOUS FIRE & MARINE INS CO IL FC 320 18TH ST 1942 1950 ROCK ISLAND IL 61201-8716 (309) 786-5401 BLAU PLUMBING INC WI WP 12221 W FAIRVIEW AVE 1964 1997 MILWAUKEE WI 53226 (414) 258-4040 BLOOMINGTON FARMERS MUTUAL INS CO WI TM P O BOX 98 1874 1874 BLOOMINGTON WI 53804-0098 (608) 994-2683 BLUE RIDGE IND CO WI FC 1 GENERAL DR 1981 2003 SUN PRAIRIE WI 53596 (608) 837-4440 BLUE RIDGE INS CO WI FC 1 GENERAL DR 1928 1968 SUN PRAIRIE WI 53596 (608) 837-4440 BOARD OF TRUSTEES OF BELOIT COLLEGE WI GA 700 COLLEGE ST 1846 1997 BELOIT WI 53511-5595 (608) 363-2000 BONDED BUILDERS SERVICE CORP FL WP 2201 CORPORATE BLVD STE 100 1989 2003 BOCA RATON FL 33431 (800) 749-0381 BOSTON MUTUAL LIFE INS CO MA LC 120 ROYALL ST 1891 1980 CANTON MA 02021-1098 (781) 828-7000 BOSTON OLD COLONY INS CO IL FC CNA CTR 1906 1907 333 S WABASH AVE CHICAGO IL 60685 (312) 822-5000 BOY SCOUTS OF AMERICA DCGA 1325 W WALNUT HILL LN 1916 1995 IRVING TX 75015-2079 (972) 580-2214 BRICKELL FINANCIAL SERVICES MOTOR CLUB INC FL MC P O BOX 528024 1978 1985 MIAMI FL 33152-8024 (305) 392-4300 BRISTOL TOWN INS CO WITM 6338 HIGHWAY VV 1875 1875 SUN PRAIRIE WI 53590 (608) 837-5894 BRISTOL WEST INS CO PA FC 5701 STIRLING RD 1968 1968 DAVIE FL 33314 (800) 338-2560 BROTHERHOOD MUTUAL INS CO IN FC P O BOX 2227 1935 1999 FORT WAYNE IN 46801 (260) 482-8668 BRUNSWICK PRODUCT PROTECTION CORP DE WP 1 N FIELD COURT 2003 2004 LAKE FOREST IL 60045 (847) 735-4700 BUCKEYE STATE MUTUAL INS CO OH FC 1 HERITAGE PL 1897 1994 PIQUA OH 45356 (937) 778-5000 BUILDERS MUTUAL INS CO NC FC P O BOX 150005 1997 2001 RALEIGH NC 27624 (919) 845-1976 BUSINESS MENS ASSURNC CO OF AMER SC LC P O BOX 789 1909 1916 GREENVILLE SC 29602-0789 (864) 609-8178 CALEDONIA MUTUAL FIRE INS CO WITM N5725 HWY 78 1873 1873 PORTAGE WI 53901 (608) 742-4885 CALIFORNIA CASUALTY & FIRE INS CO CA FC P O BOX M 1973 1995 SAN MATEO CA 94402-0080 (650) 574-4000 CALIFORNIA CASUALTY GENL INS CO OF OR OR FC P O BOX M 1977 1995 SAN MATEO CA 94402-0800 (650) 574-4000

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CALIFORNIA CASUALTY INDEMNITY EXCHANGE CA RE P O BOX M 1914 1995 SAN MATEO CA 94402-0080 (650) 574-4000 CALIFORNIA CASUALTY INS CO CA FC P O BOX M 1967 1995 SAN MATEO CA 94402-0080 (650) 574-4000 CALIFORNIA INDEMNITY INS CO CA FC 1 LIBERTY PLZ 19TH FL 1987 1995 NEW YORK NY 10006-1404 (212) 312-2500 CALUMET EQUITY MUTUAL INS CO WI TM 1828 WISCONSIN AVE 1873 1873 NEW HOLSTEIN WI 53061-1344 (920) 898-4488 CAMDEN FIRE INS ASSOCIATION THE NJ FC 1 BEACON ST 1841 1901 BOSTON MA 02108-3100 (617) 725-6000 CAMICO MUTUAL INS CO CA FC 1235 RADIO RD 1986 1998 REDWOOD CITY CA 94065-1217 (650) 802-2507 CANADA LIFE ASSURNC CO THE MI LC 8515 E ORCHARD RD 1849 1986 GREENWOOD VILLAGE CO 80111 (303) 737-3000 CANADA LIFE INS CO OF AMER MI LC 8515 E ORCHARD RD 1988 1989 GREENWOOD VILLAGE CO 80111 (303) 737-3000 CANAL INS CO SC FC P O BOX 7 1939 1959 GREENVILLE SC 29601 (864) 242-5365 CANCER RESEARCH INSTITUTE NY GA 681 FIFTH AVE 1953 2004 NEW YORK NY 10022-4209 (212) 688-7515 CAPITAL MARKETS ASSURNC CORP NY FC 113 KING ST 1928 1928 ARMONK NY 10504 (914) 273-4545 CAPITAL WARRANTY SERVICES INC WI WP 22 NE 22ND AVE 2000 2001 POMPANO BEACH FL 33062 (954) 784-9400 CAPITOL INDEMNITY CORP WI FC P O BOX 5900 1959 1960 MADISON WI 53705-0900 (608) 231-4450 CAPITOL LIFE INS CO THE TX LC P O BOX 1200 1905 1959 DENVER CO 80201-1200 (303) 237-9303 CAPITOL SPECIALTY INS CORP WI FC P O BOX 5900 1961 1961 MADISON WI 53705-0900 (608) 231-4450 CARE PLUS DENTAL PLANS INC WI LH 11711 W BURLEIGH ST 1983 1983 WAUWATOSA WI 53222-3108 (414) 771-1711 CAREGARD WARRANTY SERVICES INC TX WP 1900 CHAMPAGNE BLVD 1999 2003 GRAPEVINE TX 76051 (817) 552-4100 CAROLINA CASUALTY INS CO FL FC P O BOX 2575 1951 1966 JACKSONVILLE FL 32203 (904) 363-0900 CARROLL COLLEGE INC WI GA 100 N EAST AVE 1846 1977 WAUKESHA WI 53186 (262) 524-7201 CARTHAGE COLLEGE IL GA 2001 ALFORD PARK DR 1870 1992 KENOSHA WI 53140 (262) 551-6200 CATERPILLAR INS CO MO FC P O BOX 340001 1963 1969 NASHVILLE TN 37203-0001 (615) 341-8147

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

CATHOLIC AID ASSOCIATION THE MN FR 3499 LEXINGTON AVE N 1892 1967 SAINT PAUL MN 55126-8017 (651) 490-0170 CATHOLIC CHURCH EXTENSION SOCIETY IL GA 150 S WACKER DR 20TH FL 1912 2001 OF THE UNITED STATES OF AMERICA THE CHICAGO IL 60606 (312) 795-6050 CATHOLIC DIOCESE OF GREEN BAY WI GA P O BOX 23825 1907 1982 GREEN BAY WI 54305 (920) 437-7531 CATHOLIC FAMILY LIFE INS WI FR P O BOX 11563 1869 1869 SHOREWOOD WI 53211-0563 (414) 961-0500 CATHOLIC FOREIGN MISSION SOC OF AM INC NY GA P O BOX 306 1912 2004 MARYKNOLL NY 10545-0306 (914) 941-7590 CATHOLIC KNIGHTS WI FR 1100 W WELLS ST 1885 1885 MILWAUKEE WI 53233-2316 (414) 273-6266 CATHOLIC MEDICAL MISSION BOARD INC NY GA 10 W 17TH ST 1928 2002 NEW YORK NY 10011 (212) 242-7757 CATHOLIC NEAR EAST WELFARE ASSOC NY GA 1011 FIRST AVE 1942 1999 NEW YORK NY 10022-4195 (212) 826-1480 CATHOLIC ORDER OF FORESTERS IL FR P O BOX 3012 1883 1895 NAPERVILLE IL 60566-7012 (630) 983-4900 CATHOLIC RELIEF SERVICES USCC INC DC GA 209 W FAYETTE ST 1943 1996 BALTIMORE MD 21201 (410) 951-7410 CEDAR COMMUNITY FOUNDATION INC WI GA 5595 COUNTY RD Z 1953 1977 WEST BEND WI 53095 (262) 306-2100 CELTIC INS CO IL LC 233 S WACKER DR STE 700 1949 1959 CHICAGO IL 60606-6393 (312) 332-5401 CENSTAR TITLE INS CO TX TC 7777 WASHINGTON AVE S 1928 2003 EDINA MN 55439 (281) 588-2200 CENTAUR INS CO IL FC C/O SPEC DEP RECEIVER 1973 1983 222 MERCHANDISE MART PLZ STE 1450 CHICAGO IL 60654 (312) 836-9500 CENTENNIAL INS CO NY FC 140 BROADWAY 1941 1949 NEW YORK NY 10005-1101 (212) 943-1800 CENTRAL BENEFITS NATL LIFE INS CO OH LC P O BOX 16526 1956 1971 COLUMBUS OH 43215 (614) 797-5200 CENTRAL MUTUAL INS CO OH FC 800 S WASHINGTON ST 1876 1894 VAN WERT OH 45891 (419) 238-5551 CENTRAL NATIONAL INS CO OF OMAHA THE NE FC 11128 JOHN GALT BLVD STE 450 1946 1950 OMAHA NE 68137 (402) 970-8600 CENTRAL NATIONAL LIFE INS CO OF OMAHA THE DE LC 501 SILVERSIDE RD STE 3 1953 1957 WILMINGTON DE 19809 (609) 854-4769 CENTRAL RESERVE LIFE INS CO OH LC 17800 ROYALTON RD 1963 1988 STRONGSVILLE OH 44136-5197 (440) 572-8843

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

CENTRAL STATES HEALTH & LIFE CO OF OMAHA NE LC 1212 N 96TH ST 1932 1962 OMAHA NE 68114-2274 (402) 397-1111 CENTRAL STATES INDEMNITY CO OF OMAHA NE FC P O BOX 34888 1977 1984 OMAHA NE 68134 (402) 997-8000 CENTRAL UNITED LIFE INS CO TX LC 10700 NORTHWEST FREEWAY 1962 1985 HOUSTON TX 77092 (713) 529-0045 CENTRE INS CO DE FC 105 E 17TH ST 1969 1969 NEW YORK NY 10003 (212) 859-2687 CENTRE LIFE INS CO MA LC 105 E 17TH ST 1ST FL 1926 1959 NEW YORK NY 10003-2105 (212) 859-2600 CENTURION CASUALTY CO IA FC 800 WALNUT ST 1983 1990 DES MOINES IA 50309 (515) 557-8875 CENTURION LIFE INS CO MO LC 800 WALNUT ST 1956 1979 DES MOINES IA 50309-3636 (515) 557-2131 CENTURY INDEMNITY CO PA FC P O BOX 41484 1963 1969 PHILADELPHIA PA 19101-1484 (215) 640-1000 CENTURY NATIONAL INS CO CA FC P O BOX 3999 1955 1995 NORTH HOLLYWOOD CA 91609 (818) 760-0880 CENTURY SURETY CO OH FC P O BOX 163340 1978 1991 COLUMBUS OH 43216-3340 (614) 895-2000 CENTURY WARRANTY SERVICES INC DE WP P O BOX 3195 2002 2004 JACKSONVILLE FL 32206 (954) 429-2095 CHARTER NATIONAL LIFE INS CO IL LC 3075 SANDERS RD STE H1A 1955 1963 NORTHBROOK IL 60062 (847) 402-5000 CHARTER OAK FIRE INS CO THE CT FC 1 TOWER SQ 1931 1935 HARTFORD CT 06183-6014 (860) 277-0111 CHASE INS LIFE & ANNUITY CO IL LC 2500 WESTFIELD DR 1967 1968 MAIL CODE IL 1-2831 ELGIN IL 60123-7836 (847) 930-8274 CHASE INS LIFE CO IL LC 2500 WESTFIELD DR 1960 1961 MAIL CODE IL1-2831 ELGIN IL 60196 (847) 930-8274 CHASE LIFE & ANNUITY CO DE LC 2-OPS-1 500 STANTON 1925 1961 -CHRISTIANA RD NEWARK DE 19713-2107 (302) 634-1453 CHEROKEE INS CO MI FC 34200 MOUND RD 1946 1980 STERLING HEIGHTS MI 48310 (800) 201-0450 CHESAPEAKE LIFE INS CO THE OK LC 9151 GRAPEVINE HWY 1956 1970 NORTH RICHLAND HILLS TX 76180 (817) 255-3100 CHEVRON TRAVEL CLUB INC CA MC 2001 DIAMOND BLVD RM 1170 1968 1988 CONCORD CA 94520 (925) 827-6851 CHICAGO INS CO IL FC 33 W MONROE ST 1956 1969 CHICAGO IL 60603 (312) 346-6400

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CHICAGO MUTUAL INS CO IL FC 300 S WACKER DR STE 1250 1920 1921 CHICAGO IL 60606 (312) 347-1200 CHICAGO TITLE INS CO MO TC 171 N CLARK ST 8TH FL 1961 1961 CHICAGO IL 60601 (312) 223-2000 CHILDREN INTERNTL MOGA 2000 E RED BRIDGE RD 1951 1978 KANSAS CITY MO 64131-3610 (816) 942-2000 CHILDRENS HOSPITAL FOUNDATION INC WI GA 9000 W WISCONSIN AVE 1984 1998 MILWAUKEE WI 53201-1997 (414) 266-6225 CHIROPRACTIC SERVICES NETWORK INC WI LH P O BOX 2602 1994 1994 APPLETON WI 54912-2602 (920) 832-9950 CHRISTIAN AND MISSIONARY ALLIANCE THE CO GA P O BOX 35660 1992 2000 COLORADO SPRINGS CO 80935-3566 (719) 268-7218 CHRISTIAN APPALACHIAN PROJECT INC KYGA 322 CRAB ORCHARD RD 1964 1995 LANCASTER KY 40444 (859) 792-3051 CHRISTIAN BROADCASTING NETWORK INC THE VA GA 977 CENTERVILLE TURNPIKE 1960 1993 C/O PLANNED GIVING DEPT - CSB 112 VIRGINIA BEACH VA 23463 (757) 226-3815 CHRISTIAN CHILDRENS FUND INC VA GA 2821 EMERYWOOD PKWY 1938 2002 RICHMOND VA 23294 (804) 756-2777 CHRISTIAN CHURCH FOUNDATION INC IN GA P O BOX 1986 1961 2003 INDIANAPOLIS IN 46206 (317) 713-2428 CHRISTIAN COMMUNITY FOUNDATION INC TX GA 2925 PROFESSIONAL PLACE 1980 2003 STE 201 COLORADO SPRINGS CO 80904-8105 (719) 447-4620 CHUBB INDEMNITY INS CO NY FC P O BOX 1615 1922 1925 WARREN NJ 07061-1615 (908) 903-2000 CHUBB NATIONAL INS CO IN FC 15 MOUNTAIN VIEW RD 1993 1997 WARREN NJ 07061-1615 (908) 903-2000 CHURCH INS CO THE NY FC 445 FIFTH AVE 1929 1954 NEW YORK NY 10016 (212) 592-1800 CHURCH MUTUAL INS CO WI FC P O BOX 357 1897 1897 MERRILL WI 54452 (715) 536-5577 CIFG ASSURANCE NORTH AM INC NY FC 825 THIRD AVE 6TH FL 2003 2004 NEW YORK NY 10022 (212) 909-3939 CIM INS CORP MI FC 300 GALLERIA OFFCENTRE 1998 1999 STE 200 SOUTHFIELD MI 48034 (248) 263-6900 CINCINNATI CASUALTY CO THE OH FC P O BOX 145496 1972 1979 CINCINNATI OH 45250-5496 (513) 870-2000 CINCINNATI INDEMNITY CO THE OH FC P O BOX 145496 1988 1990 CINCINNATI OH 45250-5496 (513) 870-2000

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CINCINNATI INS CO THE OH FC P O BOX 145496 1950 1974 CINCINNATI OH 45250-5496 (513) 870-2604 CINCINNATI LIFE INS CO THE OH LC P O BOX 145496 1987 1988 CINCINNATI OH 45250-5496 (513) 870-2000 CIRCUIT CITY STORES INC VA WP P O BOX 42304-STORE #3175 1949 1995 RICHMOND VA 23242-2304 (804) 527-4000 CITICORP LIFE INS CO AZ LC P O BOX 990027 1971 1984 HARTFORD CT 06199-0027 (860) 308-1000 CITIES & VILLAGES MUTUAL INS CO WI FC 1250 S SUNNY SLOPE RD 1987 1987 BROOKFIELD WI 53005-7025 (262) 784-5666 CITIZENS INS CO OF AMER MI FC 645 W GRAND RIVER AVE 1974 1984 HOWELL MI 48843-2151 (517) 546-2160 CLARENDON NATIONAL INS CO NJ FC 7 TIMES SQ 1941 1960 36TH & 37TH FLOR NEW YORK NY 10036 (212) 805-9700 CLARNO MUTUAL INS CO WI TM 1922 10TH ST 1874 1874 MONROE WI 53566-2042 (608) 325-1303 CLEARWATER INS CO DE FC 300 FIRST STAMFORD PL 1974 1978 STAMFORD CT 06902 (203) 977-8000 CLEARWATER SELECT INS CO DE FC 300 FIRST STAMFORD PL 1993 1997 STAMFORD CT 06902 (203) 977-8024 CLEMENT MANOR INC WI CC 9339 W HOWARD AVE 1963 1985 GREENFIELD WI 53228 (414) 546-7374 CLERMONT INS CO IA FC 1255 CALDWELL RD 1977 1984 CHERRY HILL NJ 08034-3220 (856) 429-9200 CM ASSURANCE CO CT LC 1295 STATE ST 1986 1991 SPRINGFIELD MA 01111 (413) 788-8411 CM LIFE INS CO CT LC 1295 STATE ST 1981 1982 SPRINGFIELD MA 01111 (413) 788-8411 CMG MORTGAGE ASSURANCE CO WI FC 5910 MINERAL POINT RD 1969 2000 MADISON WI 53705 (608) 238-5851 CMG MORTGAGE INS CO WI FC 5910 MINERAL POINT RD 1968 1972 MADISON WI 53705 (608) 238-5851 CMG MORTGAGE REINSURANCE CO WI FC 5910 MINERAL POINT RD 1999 1999 MADISON WI 53705 (608) 238-5851 CNA NATIONAL WARRANTY CORP AZ WP 4150 N DRINKWATER BLVD 1995 1995 STE 400 SCOTTSDALE AZ 85251 (480) 941-1626 COFACE NORTH AMERICA INS CO MA FC 50 MILLSTONE RD 1974 1975 BLDG 100 STE 360 EAST WINDSOR NJ 08520 (609) 469-0400 COLLEGE RETIREMENT EQUITIES FUND NY FC 730 3RD AVE 1972 1987 NEW YORK NY 10017-3206 (212) 490-9000

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COLOGNE REINSURANCE CO OF AMER CT FC 695 E MAIN ST 1975 1979 STAMFORD CT 06901-2141 (203) 328-5000 COLONIAL AMERICAN CAS & SURETY CO MD FC 1400 AMERICAN LANE 1977 1996 TOWER 1 - 19TH FL SCHAUMBURG IL 60196-1056 (847) 605-6000 COLONIAL LIFE & ACCIDENT INS CO SC LC 1200 COLONIAL LIFE BLVD 1939 1963 COLUMBIA SC 29210 (803) 798-7000 COLONIAL PENN LIFE INS CO PA LC 399 MARKET ST 5TH FL 1957 1967 PHILADELPHIA PA 19181-0001 (215) 928-8000 COLORADO BANKERS LIFE INS CO CO LC 5990 GREENWOOD PLZ BLVD 1974 1985 #325 GREENWOOD VILLAGE CO 80111 (303) 220-8500 COLORADO CASUALTY INS CO CO FC P O BOX 173636 1980 1995 DENVER CO 80217-3636 (720) 873-9200 COLUMBIA FOUNDATION INC WI GA 4425 N PORT WASHINGTON RD 1909 1990 GLENDALE WI 53212 (414) 326-2243 COLUMBIA UNIVERSAL LIFE INS CO TXLC 4020 E INDIAN SCHOOL RD STE A 1954 1998 PHOENIX AZ 85018 (602) 778-5003 COLUMBIAN LIFE INS CO IL LC P O BOX 1381 1988 1990 BINGHAMTON NY 13902-1381 (607) 724-2472 COLUMBIAN MUTUAL LIFE INS CO NY LC P O BOX 1381 1882 1989 BINGHAMTON NY 13902-1381 (607) 724-2472 COLUMBUS LIFE INS CO OHLC 400 EAST 4TH ST 1986 1991 CINCINNATI OH 45202-3302 (513) 361-6700 COLUMBUS MUTUAL TOWN INS CO WI TM N7022 OWL RD 1873 1873 BEAVER DAM WI 53916 (920) 885-9409 COMBINED INS CO OF AMER ILLC 1000 N MILWAUKEE AVE 1919 1962 GLENVIEW IL 60025 (888) 971-5050 COMMERCE & INDUSTRY INS CO NY FC 70 PINE ST 1957 1966 NEW YORK NY 10270 (212) 770-7018 COMMERCIAL CASUALTY INS CO CA FC 1 LIBERTY PLZ 19TH FL 1986 1992 NEW YORK NY 10006-1404 (212) 312-2500 COMMERCIAL GUARANTY CAS INS CO IN FC 1 TOWER SQ 1919 1939 HARTFORD CT 06183 (860) 277-0111 COMMERCIAL INS CO OF NEWARK NJ NJ FC CNA CTR 1909 1921 CHICAGO IL 60685 (312) 822-5000 COMMERCIAL LOAN INS CORP WI FC 3003 OAK RD 1966 1966 WALNUT CREEK CA 94597 (925) 658-7878 COMMERCIAL TRAVELERS MUTUAL INS CO NY LC 70 GENESEE ST 1883 1967 UTICA NY 13502-3502 (800) 422-6200 COMMONWEALTH LAND TITLE INS CO PA TC 101 E GATEWAY CENTRE PKWY 1944 1962 RICHMOND VA 23235 (804) 267-8000

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COMMUNITY FOUNDATION FOR THE WIGA 118 S STATE ST 2ND FL 1986 2003 FOX VALLEY REGION INC APPLETON WI 54912-0563 (920) 830-1290 COMMUNITY INS CORP WI FC C/O WISC COUNTIES ASSOC 2002 2002 22 E MIFFLIN ST STE 900 MADISON WI 53703 (608) 224-5330 COMMUNITY MEMORIAL FOUNDATION WI GA P O BOX 408 1988 1999 OF MENOMONEE FALLS INC MENOMONEE FALLS WI 53052 (262) 532-3769 COMPANION COMMERCIAL INS CO SC FC P O BOX 100165 1997 1999 COLUMBIA SC 29202 (803) 735-0672 COMPANION LIFE INS CO SC LC P O BOX 100102 1970 1979 COLUMBIA SC 29202 (803) 735-1251 COMPANION PROPERTY & CASUALTY INS CO SC FC P O BOX 100165 1984 1999 COLUMBIA SC 29202 (803) 735-0672 COMPASS INS CO NY FC 709 CURTIS ST 1968 1972 MIDDLETOWN OH 45044-3999 (513) 425-5899 COMPASSION & CHOICES CO GA P O BOX 101810 1981 2000 DENVER CO 80250-1810 (303) 639-1202 COMPCARE HEALTH SERVICES INS CORP WI HM 401 W MICHIGAN ST 1984 1984 MILWAUKEE WI 53203 (414) 226-5845 COMPUTER INS CO RI FC 10 WEYBOSSET ST STE 502 1989 1992 PROVIDENCE RI 02903-2818 (401) 431-2920 CONCORD MUTUAL FIRE INS CO WITM N6427 CTH E 1875 1875 OCONOMOWOC WI 53066 (262) 593-8910 CONGRESS LIFE INS CO AZLC 111 E WISCONSIN AVE STE 1100 1965 1988 MILWAUKEE WI 53202 (414) 977-1570 CONNECTICUT GENERAL LIFE INS CO CTLC TWO LIBERTY PLACE TL18A 1865 1936 1601 CHESTNUT ST PHILADELPHIA PA 19192-2362 (215) 761-1000 CONNIE LEE INS CO WI FC 1 STATE ST PLZ 15TH FL 1968 1968 NEW YORK NY 10004 (212) 668-0340 CONSECO HEALTH INS CO AZLC 11815 N PENNSYLVANIA ST 1970 1984 CARMEL IN 46032 (317) 817-4300 CONSECO INS CO ILLC 11815 N PENNSYLVANIA ST 1951 1974 CARMEL IN 46032 (317) 817-4000 CONSECO LIFE INS CO INLC 11815 NORTH PENNSYLVANIA ST 1962 1965 CARMEL IN 46032 (317) 817-6400 CONSECO SENIOR HEALTH INS CO PA LC 11815 NORTH PENNSYLVANIA ST 1887 1992 CARMEL IN 46032 (317) 817-3700 CONSOLIDATED INS CO IN FC 175 BERKELEY ST 1955 1973 BOSTON MA 02117 (617) 357-9500 CONSTITUTION INS CO NY FC 1345 AVENUE OF THE AMERICAS 1992 2000 NEW YORK NY 10105 (212) 754-7575

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

CONSTITUTION LIFE INS CO TX LC P O BOX 958465 1929 1959 LAKE MARY FL 32795 (407) 628-1776 CONSUMER PROGRAM ADMINISTRATORS INC IL WP 1000 MILWAUKEE AVE 1994 1994 GLENVIEW IL 60025 (847) 953-1000 CONSUMERS UNION OF U S INC NYGA 101 TRUMAN AVE 1936 2003 YONKERS NY 10703-1057 (914) 378-2000 CONTINENTAL AMERICAN INS CO SC LC P O BOX 427 1968 2000 COLUMBIA SC 29202 (803) 256-6265 CONTINENTAL ASSURANCE CO ILLC CNA CTR 1911 1922 CHICAGO IL 60685 (312) 822-5000 CONTINENTAL CAR CLUB INC TN MC P O BOX 451 1983 1993 DAYTON TN 37321 (423) 775-9611 CONTINENTAL CASUALTY CO IL FC CNA CTR 1897 1898 CHICAGO IL 60685-0001 (312) 822-5000 CONTINENTAL DIVIDE INS CO CO FC P O BOX 3126 1978 1992 ENGLEWOOD CO 80155-3126 (303) 779-4770 CONTINENTAL GENERAL INS CO NE LC P O BOX 247007 1961 1980 OMAHA NE 68114 (402) 397-4700 CONTINENTAL INS CO THE SC FC CNA CTR 1977 1977 CHICAGO IL 60685 (312) 822-5000 CONTINENTAL LIFE INS CO OF BRENTWOOD TN TN LC P O BOX 1188 1983 2000 BRENTWOOD TN 37024 (615) 377-1300 CONTINENTAL NATIONAL INDEMNITY CO OH FC CNA CTR 1986 1990 CHICAGO IL 60685 (312) 822-5000 CONTINENTAL REINSURANCE CORP CA FC CNA CTR 1942 1990 CHICAGO IL 60685 (312) 822-5000 CONTINENTAL SERVICE PLAN INC NJ WP 4150 N DRINKWATER BLVD 1992 1992 STE 400 SCOTTSDALE AZ 85251 (480) 941-1626 CONTINENTAL SERVICE PROVIDER INC IL WP 4150 N DRINKWATER BLVD 2002 2004 STE 400 SCOTTSDALE AZ 85251 (480) 941-1626 CONTINENTAL WESTERN INS CO IA FC P O BOX 1594 1907 1959 DES MOINES IA 50306 (515) 278-3000 CONTRACTORS BONDING & INS CO WA FC P O BOX 9271 1979 1989 SEATTLE WA 98109-0271 (206) 628-7200 CONVERIUM INS (NORTH AMERICA) INC NJ FC 1 CHASE MANHATTAN PLZ 1986 1991 NEW YORK NY 10005 (800) 294-9242 CONVERIUM REINSURANCE (NORTH AMERICA) INC CT FC 1 CANTERBURY GREEN 1990 1996 P O BOX 29 STAMFORD CT 06904-0029 (203) 965-8800 COOPERATIVE FOR ASSISTANCE & RELIEF GAGA 151 ELLIS ST 1945 2003 EVERYWHERE INC ATLANTA GA 30303 (404) 681-2552

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COOPERATIVE MUTUAL INS CO NE FC 3905 S 148TH ST STE 100 1935 1985 OMAHA NE 68144 (402) 408-2177 CORE INS CO VT FC 5200 METCALF P O BOX 2991 1996 1997 OVERLAND PARK KS 66201-1391 (913) 676-5003 COREGIS INS CO IN FC 525 W VAN BUREN ST #400-500 1939 1962 CHICAGO IL 60697-3823 (913) 676-6723 CORNHUSKER CASUALTY CO NE FC 9290 W DODGE RD STE 300 1970 1992 OMAHA NE 68114-3363 (402) 393-7255 CORPORATE HEALTH INS CO PA LC 151 FARMINGTON AVE RT21 1956 1967 HARTFORD CT 06156 (800) 872-3862 CORPORATION FOR NATIONAL ASSOCIATION WI GA 8473 S HOWELL AVE 1961 1978 OF CONGREGATIONAL CHRISTIAN CHURCH P O BOX 288 OAK CREEK WI 53154 (414) 764-1620 COUNTRY CASUALTY INS CO IL FC P O BOX 2100 1999 1999 BLOOMINGTON IL 61702-2100 (309) 821-3000 COUNTRY INVESTORS LIFE ASSURANCE CO IL LC P O BOX 2000 1981 1999 BLOOMINGTON IL 61702-2000 (309) 821-3000 COUNTRY LIFE INS CO IL LC P O BOX 2000 1928 1965 BLOOMINGTON IL 61702-2000 (309) 821-3000 COUNTRY MUTUAL INS CO IL FC P O BOX 2100 1925 1999 BLOOMINGTON IL 61702 (309) 821-3000 COUNTRY PREFERRED INS CO IL FC P O BOX 2100 1999 1999 BLOOMINGTON IL 61702-2100 (309) 821-3000 COURTESY INS CO FL FC 500 JIM MORAN BLVD 1987 1995 DEERFIELD BEACH FL 33442 (954) 429-2150 COURTLAND-SPRINGVALE TOWN INS CO WI TM N7112 FORDEG RD 1874 1874 CAMBRIA WI 53923-9686 (920) 326-3450 COVENTRY FIRST LLC DEVI 7111 VALLEY GREEN RD 1999 2001 FT WASHINGTON PA 19034 (877) 317-5100 COVENTRY HEALTH & LIFE INS CO DELC 6705 ROCKLEDGE DR STE 900 1968 1990 BETHESDA MD 20817 (301) 581-5631 CPP WARRANTIES LLC DE WP 10900 WAYZATA BLVD 4TH FL 2003 2004 MINNETONKA MN 55305 (952) 417-5784 CROATIAN CATHOLIC UNION OF USA IN FR P O BOX 602 1922 1951 HOBART IN 46342-0602 (219) 942-1191 CROATIAN FRATERNAL UNION OF AMER PA FR 100 DELANEY DR 1897 1917 PITTSBURGH PA 15235 (412) 843-0380 CROSS COUNTRY MOTOR CLUB OF CALIFORNIA INC CA MC 275 E HILLCREST DR STE 165 1976 1981 THOUSAND OAKS CA 91360 (805) 523-2300 CROWN LIFE INS CO MILC 1874 SCARTH ST STE 1900 1900 1964 REGINA S4P 4-B3 (306) 751-6770 CRUM & FORSTER INDEMNITY CO DE FC 305 MADISON AVE 2003 2003 MORRISTOWN NJ 07962 (973) 490-6600

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

CSA FRATERNAL LIFE IL FR P O BOX 3039 1854 1938 OAK BROOK IL 60522-3039 (630) 472-0500 CUMIS INS SOCIETY INC WI FC P O BOX 1084 1960 1960 MADISON WI 53701-1084 (608) 238-5851 CUNA MUTUAL INS SOCIETY WI LC P O BOX 391 1935 1935 MADISON WI 53701-0391 (608) 238-5851 CUNA MUTUAL LIFE INS CO IALC 2000 HERITAGE WAY 1882 1898 WAVERLY IA 50677 (319) 352-4090 DAIMLERCHRYSLER CORP DE WP 26001 LAWRENCE AVE 1986 1991 CENTER LINE MI 48015 (810) 497-9960 DAIMLERCHRYSLER INS CO MI FC P O BOX 9217 CIMS:405-27-10 1964 1965 FARMINGTON HILLS MI 48333 (248) 948-3443 DAIRYLAND INS CO WI FC 1800 N POINT DR 1965 1965 STEVENS POINT WI 54481 (715) 346-6000 DARLINGTON MUTUAL INS CO WI TM P O BOX 165 1875 1875 DARLINGTON WI 53530-0165 (608) 776-2319 DARWIN NATIONAL ASSUR CO DE FC 9 FARM SPRINGS RD 1972 2004 FARMINGTON CT 06032 (860) 284-1300 DEALERS ALLIANCE CORP OH WP 3518 RIVERSIDE DR 1977 1998 COLUMBUS OH 43221 (800) 282-8913 DEALERS ASSURANCE CO OH FC 3518 RIVERSIDE DR 1935 1996 UPPER ARLINGTON OH 43221 (614) 459-0364 DEAN HEALTH PLAN INC WIHM 1277 DEMING WAY 1995 1995 MADISON WI 53717 (608) 836-1400 DEERBROOK INS CO IL FC 3075 SANDERS RD STE H1A 1979 1996 NORTHBROOK IL 60062-7127 (847) 551-2000 DEERFIELD INS CO IL FC TEN PARKWAY N 1911 1989 DEERFIELD IL 60015 (847) 572-6000 DEGREE OF HONOR PROTECTIVE ASSN MN FR 400 ROBERT ST N STE 1600 1971 1971 SAINT PAUL MN 55101-2029 (651) 228-7600 DELAWARE AMERICAN LIFE INS CO DE LC P O BOX 1591 1964 1979 HOUSTON TX 77251 (713) 522-1111 DELTA DENTAL PLAN OF WI INC WI DP P O BOX 828 1962 1965 STEVENS POINT WI 54481-0841 (715) 344-6087 DENTAL COM INS PLAN WI LH P O BOX 929 2003 2003 MARSHFIELD WI 54449-0929 (715) 387-1702 DENTAL PROTECTION PLAN INC WI LH 7130 W GREENFIELD AVE 1987 1987 WEST ALLIS WI 53214-4708 (414) 259-9522 DENTEGRA INS CO DELC 100 FIRST ST M/S 12R 1966 1997 SAN FRANCISCO CA 94105 (415) 972-8353 DENTISTS INS CO THE CA FC P O BOX 1582 1979 1995 SACRAMENTO CA 95812-1582 (916) 443-4567

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

DEPAUW UNIVERSITY IN GA 313 LOCUST ST 1837 2004 GREENCASTLE IN 46135 (765) 658-4161 DEPOSITORS INS CO IA FC 1100 LOCUST ST DEPT 2007 1983 1986 DES MOINES IA 50391-2007 (515) 508-4211 DEVELOPERS SURETY & INDEMNITY CO IA FC P O BOX 19725 1956 1974 IRVINE CA 92623 (949) 263-3300 DIAMOND STATE INS CO IN FC THREE BALA PLZ E STE 300 1981 2000 BALA CYNWYD PA 19004 (610) 664-1500 DIMENSION HOLDINGS INC OH WP 400 METRO PL #300 1993 1994 DUBLIN OH 43017 (614) 895-1161 DIOCESE OF LA CROSSE WIGA 3710 EAST AVE S 1914 2002 LA CROSSE WI 54601 (608) 788-7700 DIRECT DENTAL SERVICE PLAN INC WI LH 1320 S GREEN BAY RD 1987 1987 RACINE WI 53406 (262) 637-9371 DIRECT GENERAL LIFE INS CO SC LC 1281 MURFREESBORO RD 1982 1984 NASHVILLE TN 37217 (615) 399-4700 DISABLED AMERICAN VETERANS CHARITABLE DC GA 3725 ALEXANDRIA PIKE 1986 2001 SERVICE TRUST COLD SPRINGS KY 41076 (859) 441-7300 DISCOVER PROPERTY & CASUALTY INS CO IL FC 385 WASHINGTON ST 1978 1980 ST PAUL MN 55102 (651) 310-7911 DISTRICTS MUTUAL INS WI FC 200 W GRAND AVE STE B 2004 2004 PORT WASHINGTON WI 53074 (262) 268-6954 DOCTORS CO AN INTERINSURANCE EXCHANGE THE CA RE 185 GREENWOOD RD 1975 1989 NAPA CA 94558 (707) 226-0100 DODGE HEALTH FOUNDATION INC WI GA 707 S UNIVERSITY AVE 1984 2002 BEAVER DAM WI 53916 (920) 887-4043 DORAL DENTAL PLAN OF WI INC WI LH 12121 N CORPORATE PKWY 1995 1995 MEQUON WI 53092 (262) 241-7140 DORINCO REINSURANCE CO MI FC 1320 WALDO AVE STE 200 1977 1989 MIDLAND MI 48642 (989) 636-0047 DUPONT MUTUAL INS CO WI TM P O BOX 175 1883 1883 MARION WI 54950-0175 (715) 754-2525 EAA AVIATION FOUNDATION INC WI GA P O BOX 3065 1962 1984 OSHKOSH WI 54903-3065 (920) 426-4850 EAGLE POINT MUTUAL INS CO WI TM P O BOX 456 1879 1879 CHIPPEWA FALLS WI 54729-0456 (715) 723-9333 EARTHJUSTICE LEGAL DEFENSE FUND CA GA 426 17TH ST 6TH FL 1971 2003 OAKLAND CA 94612 (510) 550-6700 EASTCASTLE PLACE INC WI CC 2449 N DOWNER AVE 1884 1985 MILWAUKEE WI 53211 (414) 332-8610 EASTGUARD INS CO PA FC P O BOX A-H 1827 2001 WILKES-BARRE PA 18703 (570) 825-9900

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

ECONOMY FIRE & CASUALTY CO IL FC 700 QUAKER LANE 1935 1954 WARWICK RI 02886-6669 (401) 827-2400 ECONOMY PREFERRED INS CO IL FC 700 QUAKER LANE 1979 1980 WARWICK RI 02887 (401) 827-2400 ECONOMY PREMIER ASSURANCE CO IL FC 700 QUAKER LANE 1980 1986 WARWICK RI 02887-6669 (800) 638-4208 ELDER CARE HEALTH PLAN INC WIHM 2802 INTERNATIONAL LANE 2003 2004 MADISON WI 53704 (608) 245-3061 ELECTRIC INS CO MA FC 75 SAM FONZO DR 1966 1972 BEVERLY MA 01915 (978) 524-5556 ELECTROLUX WARRANTY CORP NV WP 101 N MONROE ST STE 725 2001 2002 TALLAHASSEE FL 32301 (850) 841-7002 ELLINGTON MUTUAL INS CO WI FC P O BOX 356 1878 1878 HORTONVILLE WI 54944-0356 (920) 779-4515 EMC NATIONAL LIFE CO IA LC P O BOX 9202 1962 1967 DES MOINES IA 50306 (515) 645-4101 EMC PROPERTY & CASUALTY CO IA FC P O BOX 712 1953 2000 DES MOINES IA 50303-0712 (515) 280-2511 EMCASCO INS CO IA FC P O BOX 712 1958 1962 DES MOINES IA 50303-0712 (515) 280-2511 EMPHESYS INS CO TXLC 500 W MAIN ST 1978 1984 LOUISVILLE KY 40202 (502) 580-1000 EMPIRE FIRE & MARINE INS CO NE FC 1400 AMERICAN LANE 1954 1973 SCHAUMBURG IL 60196 (402) 963-5000 EMPIRE GENERAL LIFE ASSURANCE CORP TN LC P O BOX 2606 1981 1993 BIRMINGHAM AL 35202 (205) 268-1000 EMPLOYEES LIFE CO MUTUAL IL LC 916 SHERWOOD DR 1946 1946 LAKE BLUFF IL 60044-2285 (847) 295-6000 EMPLOYERS FIRE INS CO THE MA FC 1 BEACON ST 1921 1923 BOSTON MA 02108-3100 (617) 725-6000 EMPLOYERS INS CO OF WAUSAU WI FC P O BOX 8017 1911 1911 WAUSAU WI 54402-8017 (715) 845-5211 EMPLOYERS MUTUAL CASUALTY CO IA FC P O BOX 712 1911 1945 DES MOINES IA 50309-3872 (515) 280-2511 EMPLOYERS REASSURANCE CORP KS LC P O BOX 2991 1986 1986 OVERLAND PARK KS 66201-1391 (913) 676-5200 EMPLOYERS REINSURANCE CORP MO FC P O BOX 2991 1981 1981 OVERLAND PARK KS 66202 (913) 676-5200 EMPLOYES MUTUAL BENEFIT ASSN WI FR 231 W MICHIGAN ST 1912 1914 MILWAUKEE WI 53203 (414) 221-2701 ENCOMPASS INDEMNITY CO IL FC 3075 SANDERS RD STE H1A 1984 2003 NORTHBROOK IL 60062-7127 (847) 402-5000

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

ENCOMPASS INS CO OF AMERICA IL FC CNA CTR 1994 2003 CHICAGO IL 60685 (312) 822-5000 ENTERPRISE FINANCIAL GROUP INC TX WP 122 W JOHN CARPENTER FWY 1977 1992 6TH FL IRVING TX 75039 (972) 445-8300 ENTERPRISE LIFE INS CO TX LC P O BOX 167667 1978 1992 IRVING TX 75016-7667 (972) 445-8300 EPIC LIFE INS CO THE WI LC P O BOX 14196 1984 1984 MADISON WI 53714-0196 (608) 221-6882 EPISCOPAL CHURCH FOUNDATION NY GA 815 SECOND AVE 3RD FLOOR 1949 1998 NEW YORK NY 10017-4564 (212) 697-2858 EQUIGUARD INC IL WP 800 JORIE BLVE 1991 1995 OAK BROOK IL 60523 (630) 986-9363 EQUITABLE RESERVE ASSN WI FR P O BOX 448 1897 1897 NEENAH WI 54957-0448 (920) 722-1574 EQUITRUST LIFE INS CO IA LC 5400 UNIVERSITY AVE 1966 1969 WEST DES MOINES IA 50266-5997 (515) 225-5400 ERIE FAMILY LIFE INS CO PA LC 100 ERIE INS PLACE 1967 2000 ERIE PA 16530 (814) 870-2000 ERIE INS CO PA FC 100 ERIE INS PLACE 1972 2000 ERIE PA 16530 (814) 870-2000 ERIE INS EXCHANGE PA RE 100 ERIE INS PLACE 1925 2000 ERIE PA 16530 (814) 870-2000 ERIE INS PROPERTY & CASUALTY CO PA FC 100 ERIE INS PLACE 1993 2000 ERIE PA 16530 (814) 870-2000 ETTRICK MUTUAL INS CO WI TM P O BOX 35 1877 1877 ETTRICK WI 54627-0353 (608) 525-3201 EULER AMERICAN CREDIT INDEMNITY CO NY FC 800 RED BROOK BLVD 1893 1899 OWINGS MILLS MD 21117 (410) 753-0753 EVANGELICAL COVENANT CHURCH THE IL GA 5101 N FRANCISCO AVE 1885 1998 CHICAGO IL 60625-3611 (773) 784-9911 EVANGELICAL FREE CHURCH OF AMERICA THE MN GA 901 E 78TH ST 1908 1987 MINNEAPOLIS MN 55420 (952) 853-8491 EVANGELICAL LUTHERAN CHURCH IN AMERICA MN GA 8765 W HIGGINS RD 1987 1988 CHICAGO IL 60631-4101 (773) 380-2901 EVANGELICAL LUTHERAN GOOD SAMARITAN ND GA P O BOX 5038 1922 2000 SOCIETY THE SIOUX FALLS SD 57117-5038 (605) 362-3100 EVEREST NATIONAL INS CO AZ FC P O BOX 830 1985 1995 LIBERTY CORNER NJ 07938-0830 (908) 604-3000 EVEREST REINSURANCE CO DE FC P O BOX 830 1973 1975 LIBERTY CORNER NJ 07938-0830 (908) 604-3000 EVERGREEN NATIONAL INDEMNITY CO OH FC P O BOX 163340 1939 1957 COLUMBUS OH 43216-3340 (614) 839-1800

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

EVERGREEN RETIREMENT COMMUNITY INC WI CC P O BOX 1720 1965 1984 OSHKOSH WI 54902-1720 (920) 233-2340 EXCESS REINSURANCE CO DE FC TWO LOGAN SQ 9TH FL 1934 1955 PHILADELPHIA PA 19103-2772 (215) 864-3600 EXECUTIVE RISK INDEMNITY INC DE FC P O BOX 1615 1977 1993 WARREN NJ 07061-1615 (908) 903-2000 EYE CARE OF WI INC WILH 8633 N PORT WASHINGTON RD 1986 1986 FOX POINT WI 53217 (414) 351-3030 FABCO EQUIPMENT INC WI WP 11200 W SILVER SPRING RD 1982 2002 MILWAUKEE WI 53225-3198 (414) 461-9100 FACTORY MUTUAL INS CO RI FC P O BOX 7500 1968 1968 JOHNSTON RI 02919-0500 (401) 275-3000 FAIRFIELD INS CO CT FC 695 E MAIN ST 1991 1994 STAMFORD CT 06901-2141 (203) 328-5000 FAIRHAVEN CORP WI GA 435 W STARIN RD 1960 1977 WHITEWATER WI 53190-1125 (262) 473-2140 FAIRHAVEN CORP WI CC 435 W STARIN RD 1960 1977 WHITEWATER WI 53190-1125 (262) 473-2140 FAIRMONT INS CO CA FC 10777 WESTHEIMER RD STE 5S 1970 1984 HOUSTON TX 77042 (713) 954-8100 FAIRMONT PREMIER INS CO CA FC 10777 WESTHEIMER RD STE 5S 1941 1949 HOUSTON TX 77042 (713) 954-8100 FAIRMONT SPECIALTY INS CO DE FC P O BOX 2807 1923 1964 HOUSTON TX 77042 (713) 954-8100 FALL CREEK MUTUAL INS CO WI TM P O BOX 186 1875 1875 FALL CREEK WI 54742 (715) 877-2771 FAMILY LIFE INS CO TX LC 6500 RIVER PLACE BLVD BLDG 1 1949 1960 AUSTIN TX 78730-1113 (512) 404-5000 FAMILY SERVICE LIFE INS CO TX LC 7 HANOVER SQ 1955 1987 NEW YORK NY 10004-2616 (212) 598-8924 FARM BUREAU LIFE INS CO IALC 5400 UNIVERSITY AVE 1944 1993 WEST DES MOINES IA 50266-5977 (515) 225-5400 FARMERS & TRADERS LIFE INS CO NY LC P O BOX 1056 1912 1963 SYRACUSE NY 13201-1056 (315) 471-5656 FARMERS ALLIANCE MUTUAL INS CO KS FC 1122 NORTH MAIN ST 1888 1986 MCPHERSON KS 67460 (620) 241-2200 FARMERS AUTOMOBILE INS ASSN THE IL RE 2505 COURT ST 1921 1964 PEKIN IL 61558-0001 (309) 346-1161 FARMERS INS EXCHANGE CA RE P O BOX 2478 1928 1954 TERMINAL ANNEX LOS ANGELES CA 90051-0478 (323) 932-3200 FARMERS MUTUAL HAIL INS CO OF IA IA FC 2323 GRAND AVE 1893 1932 DES MOINES IA 50312-5307 (515) 282-9104

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

FARMERS NEW WORLD LIFE INS CO WA LC 3003 77TH AVE SE 1910 1921 MERCER ISLAND WA 98040-2890 (206) 232-8400 FARMERS TOWN MUTUAL INS CO WI TM 104 S WATER ST 1876 1876 WILTON WI 54670 (608) 435-6901 FARMINGTON CASUALTY CO CT FC 1 TOWER SQ 1982 1985 HARTFORD CT 06183-6014 (860) 277-0111 FARMINGTON MUTUAL INS CO WI FC 264 STATE RD 35 1878 1878 OSCEOLA WI 54020 (715) 294-3186 FARMLAND MUTUAL INS CO IA FC 1100 LOCUST ST DEPT 2007 1909 1948 DES MOINES IA 50391-2007 (515) 228-6700 FATHER FLANAGANS BOYS HOME NE GA 14086 MOTHER TERSA LANE 1920 1978 BOYS TOWN NE 68010 (402) 498-3127 FEDERAL HOME LIFE INS CO VA LC 6604 W BROAD ST 1910 1958 RICHMOND VA 23230 (804) 662-2400 FEDERAL INS CO IN FC P O BOX 1615 1901 1903 WARREN NJ 07061-1615 (908) 903-2000 FEDERAL LIFE INS CO MUTUAL ILLC 3750 DEERFIELD RD 1899 1950 RIVERWOODS IL 60015 (847) 520-1900 FEDERAL WARRANTY SERVICE CORP CA WP 260 INTERSTATE NORTH CIR NW 1993 1995 ATLANTA GA 30339 (305) 253-2244 FEDERATED LIFE INS CO MN LC 121 E PARK SQ 1958 1966 OWATONNA MN 55060 (507) 455-5200 FEDERATED MUTUAL INS CO MN FC 121 E PARK SQ 1904 1914 OWATONNA MN 55060 (507) 455-5200 FEDERATED RURAL ELECTRIC INS EXCHANGE KS RE P O BOX 15147 1957 1959 LENEXA KS 66285-5147 (913) 541-0150 FEDERATED SERVICE INS CO MN FC 121 E PARK SQ 1972 1998 OWATONNA MN 55060 (507) 444-7133 FEDERATION LIFE INS OF AMER WI FR 6011 S 27TH ST 1913 1915 GREENFIELD WI 53221-4804 (414) 281-6281 FFG INS CO TX FC P O BOX 130745 1981 1993 DALLAS TX 75313-0745 (214) 965-9076 FIDELITY & CASUALTY CO OF NY THE SC FC CNA CTR 1977 1977 CHICAGO IL 60685 (312) 822-5000 FIDELITY & DEPOSIT CO OF MD MD FC 1400 AMERICAN LANE 1969 1982 TOWER 1 - 19TH FL SCHAUMBURG IL 60196-1056 (847) 605-6000 FIDELITY & GUARANTY INS CO IA FC 385 WASHINGTON ST MC 510T 1977 1979 ST PAUL MN 55102 (651) 310-7911 FIDELITY & GUARANTY INS UNDERWRITERS INC WI FC 385 WASHINGTON ST 1951 1959 ST PAUL MN 55102 (651) 310-7911 FIDELITY & GUARANTY LIFE INS CO MD LC P O BOX 1137 1959 1960 BALTIMORE MD 21203-1137 (410) 895-0100

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FIDELITY INVESTMENTS LIFE INS CO UT LC 82 DEVONSHIRE ST V12A 1981 1984 BOSTON MA 02109-3614 (617) 563-4395 FIDELITY LIFE ASSN IL LC 2500 WESTFIELD DR 1896 1899 ELGIN IL 60123 (847) 930-7000 FIDELITY LIFE INS CO PA LC 250 KING OF PRUSSIA RD 1981 1982 RADNOR PA 19087 (610) 964-7000 FIDELITY MUTUAL LIFE INS CO THE PA LC 250 KING OF PRUSSIA RD 1878 1967 RADNOR PA 19087-5220 (610) 964-7000 FIDELITY NATIONAL PROP & CAS INS CO NY FC 10301 DEERWOOD PK BLVD 1971 1989 STE 100 JACKSONVILLE FL 32256 (904) 997-7310 FIDELITY NATIONAL TITLE INS CO CA TC 601 RIVERSIDE AVE 1981 2003 JACKSONVILLE FL 32204 (904) 854-8100 FIDELITY SECURITY LIFE INS CO MOLC 3130 BROADWAY ST 1969 1975 KANSAS CITY MO 64111-2452 (816) 756-1060 FIDELITY WARRANTY SERVICES INC FL WP 190 NW 12TH AVE 1978 1993 DEERFIELD BEACH FL 33442 (800) 327-5172 FINANCIAL AMERICAN LIFE INS CO KSLC 5900 MONONA DRIVE 1964 1970 MADISON WI 53716 (608) 222-9986 FINANCIAL BENEFIT LIFE INS CO KS LC P O BOX 1555 MAILSTOP H73 1983 1990 DES MOINES IA 50306 (785) 232-6945 FINANCIAL GUARANTY INS CO NY FC 125 PARK AVE 1972 1972 NEW YORK NY 10017 (212) 312-3000 FINANCIAL INDEMNITY CO CA FC P O BOX 223687 1945 1995 DALLAS TX 75222 (818) 313-8500 FINANCIAL PACIFIC INS CO CA FC P O BOX 292220 1986 1999 SACRAMENTO CA 95829-2220 (916) 630-5000 FINANCIAL SECURITY ASSURANCE INC NY FC 350 PARK AVE 1984 1988 NEW YORK NY 10022-6022 (212) 339-0897 FIRE INS EXCHANGE CA RE P O BOX 2478 1942 1954 TERMINAL ANNEX LOS ANGELES CA 90051-2478 (323) 932-3441 FIREMANS FUND INS CO CA FC 777 SAN MARIN DR 1958 1967 NOVATO CA 94998 (415) 899-2000 FIREMANS FUND INS CO OF NE NE FC 777 SAN MARIN DR 1979 1991 NOVATO CA 94998 (415) 899-3246 FIREMANS FUND INS CO OF WI WI FC 777 SAN MARIN DR 1979 1979 NOVATO CA 94998 (415) 899-2000 FIREMENS INS CO OF NEWARK NJ NJ FC CNA CTR 1855 1875 CHICAGO IL 60685 (312) 822-5000 FIRST ALLMERICA FINANCIAL LIFE INS CO MALC 440 LINCOLN ST 1844 1947 WORCESTER MA 01653 (508) 855-1000

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

FIRST AMERICAN HOME BUYERS PROTECTION CORP CA WP P O BOX 10180 1984 2002 VAN NUYS CA 91410-0180 (818) 781-5050 FIRST AMERICAN PROPERTY & CASUALTY INS CO CA FC 114 E FIFTH ST 1977 1992 SANTA ANA CA 92701 (714) 560-7850 FIRST AMERICAN TITLE INS CO CA TC 1 FIRST AMERICAN WAY 1968 1990 SANTA ANA CA 92707 (714) 800-3000 FIRST ASSURED WARRANTY CORP CO WP 7935 E PRENTICE AVE STE 400 1996 2003 GREENWOOD VILLAGE CO 80111 (303) 741-1940 FIRST AUTO & CASUALTY INS CO WI FC P O BOX 7988 1991 1991 MADISON WI 53707-7988 (608) 242-4505 FIRST AUTOMOTIVE SERVICE CORP NM WP 2400 LOUISIANA BLVD NE 2000 2003 BLDG 4 ALBUQUERQUE NM 87110 (505) 881-2244 FIRST CATHOLIC SLOVAK LADIES ASSOCIATION OH FR 24950 CHAGRIN BLVD 1899 1941 OF THE UNITED STATES OF AMERICA BEACHWOOD OH 44122-5634 (216) 464-8015 FIRST CATHOLIC SLOVAK UNION USA OH FR 6611 ROCKSIDE RD 1892 1940 INDEPENDENCE OH 44131 (216) 642-9406 FIRST COLONIAL INS CO FL FC 1776 AMERICAN HERITAGE 1987 2001 LIFE DR JACKSONVILLE FL 32224-6688 (904) 992-1776 FIRST COLONY LIFE INS CO VA LC 6604 W BROAD ST 1955 1972 RICHMOND VA 23230 (804) 662-2400 FIRST COMMONWEALTH LIMITED HEALTH WI LH 444 N WELLS ST STE 600 1996 1996 SERVICE CORP CHICAGO IL 60610-4522 (312) 644-1800 FIRST CONTINENTAL LIFE & ACCIDENT INS CO TX LC 12946 DAIRY ASHFORD STE 360 1979 1979 SUGAR LAND TX 77478 (281) 313-7150 FIRST EXTENDED SERVICE CORP TX WP P O BOX 130745 1976 1992 DALLAS TX 75313-0745 (800) 527-3448 FIRST EXTENDED SERVICE CORP OF FL FL WP 2001 BRYAN ST STE 200 1995 2002 DALLAS TX 75201 (800) 527-3448 FIRST FINANCIAL INS CO IL FC 238 INTERNATIONAL RD 1970 1983 BURLINGTON NC 27215-5129 (336) 586-2500 FIRST HEALTH LIFE & HEALTH INS CO TX LC 3200 HIGHLAND AVE 1978 1980 DOWNERS GROVE IL 60515 (630) 737-2075 FIRST INVESTORS LIFE INS CO NY LC 95 WALL ST 1962 1991 NEW YORK NY 10005 (212) 858-8200 FIRST LIBERTY INS CORP THE IA FC 175 BERKELEY ST 1989 1990 BOSTON MA 02117 (617) 357-9500 FIRST MARINE INS CO MO FC P O BOX 369 1982 1998 OSAGE BEACH MO 65065-0369 (573) 348-2743 FIRST NATIONAL INS CO OF AMERICA WA FC SAFECO PLZ 1928 1930 SEATTLE WA 98185-0001 (206) 545-5000

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

FIRST PENN PACIFIC LIFE INS CO IN LC 10 N MARTINGALE RD 1963 1981 SCHAUMBURG IL 60173-2268 (260) 455-2000 FIRST SEALORD SURETY INC PA FC 33 ROCK HILL RD 1991 2000 BALA CYNWYD PA 19004 (610) 664-2259 FLAGSHIP CITY INS CO PA FC 144 E SIXTH ST 1992 2000 ERIE PA 16530 (814) 428-7554 FLORISTS MUTUAL INS CO IL FC P O BOX 428 1887 1953 EDWARDSVILLE IL 62025 (618) 656-4240 FLYWAY MUTUAL INS CO WI TM 918 W MAIN ST 1874 1874 WAUPUN WI 53963 (920) 324-2571 FOCUS ON THE FAMILY CA GA 8605 EXPLORER DR 1977 1998 COLORADO SPRINGS CO 80920 (719) 531-3400 FOLKSAMERICA REINSURANCE CO NY FC 1 LIBERTY PLZ 19TH FL 1979 1983 NEW YORK NY 10006-1404 (212) 312-2500 FORD AUTO CLUB INC MI MC P O BOX 224688 1981 1987 DALLAS TX 75222-4688 (972) 657-9572 FORD MOTOR SERVICE CO MI WP THE AMERICAN RD 1997 1998 DEARBORN MI 48121 (312) 845-0676 FOREIGN CREDIT INS ASSOC NY RS 125 PARK AVE #14 1961 1991 NEW YORK NY 10017 (212) 306-5000 FOREMOST INS CO MI FC P O BOX 2450 1952 1955 GRAND RAPIDS MI 49501-2450 (616) 956-3515 FOREMOST PROPERTY & CASUALTY INS CO MI FC P O BOX 2450 1984 1990 GRAND RAPIDS MI 49501-2450 (616) 942-3000 FOREMOST SIGNATURE INS CO MI FC P O BOX 2450 1982 1984 GRAND RAPIDS MI 49501-2450 (616) 942-3000 FOREST PRODUCTS INS EXCHANGE MN RE P O BOX 9165 1917 1920 FRAMINGHAM MA 01701 (508) 620-9575 FORETHOUGHT LIFE ASSURANCE CO IN LC FORETHOUGHT CTR 1972 1974 BATESVILLE IN 47006 (812) 933-6600 FORETHOUGHT LIFE INS CO IN LC FORETHOUGHT CTR 1980 1982 BATESVILLE IN 47006-1279 (812) 933-6600 FORT DEARBORN LIFE INS CO IL LC 1020 31ST ST 1966 1979 DOWNERS GROVE IL 60515-5591 (630) 824-6094 FORT WAYNE HEALTH & CASUALTY INS CO IN FC P O BOX 7808 1980 1982 FORT WAYNE IN 46801-7808 (260) 455-2000 FORTIS BENEFITS DENTALCARE OF WISCONSIN INC WI LH P O BOX 419052 1987 1987 KANSAS CITY MO 64141-6052 (816) 474-2345 FORTIS BENEFITS INS CO IA LC P O BOX 419052 1962 1963 KANSAS CITY MO 64141-6052 (816) 474-2345 FORTIS INS CO WI LC P O BOX 3050 1910 1910 MILWAUKEE WI 53201-3050 (414) 271-3011

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

FORTRESS INS CO IL FC 6133 N RIVER RD STE 650 1997 2003 ROSEMONT IL 60018-5173 (847) 384-0041 FORTUITY INS CO MI FC 1 MUTUAL AVE 1999 2003 FRANKENMUTH MI 48787-0001 (989) 652-6121 FOUNDERS INS CO IL FC 1645 E BIRCHWOOD AVE 1972 1994 DES PLAINES IL 60018 (847) 768-0040 FOUNTAIN CITY MUTUAL INS CO WI TM 2 SOUTH SHORE DR 1874 1874 FOUNTAIN CITY WI 54629-0116 (608) 687-3221 FOX VALLEY TECHNICAL COLLEGE WI GA 1825 N BLUEMOUND DR 1976 2003 FOUNDATION INC P O BOX 2277 APPLETON WI 54912 (920) 735-5603 FRANKENMUTH MUTUAL INS CO MI FC 1 MUTUAL AVE 1921 1972 FRANKENMUTH MI 48787-0001 (989) 652-6121 FRANKLIN FARMERS MUTUAL INS CO WI TM 146 WEST JEFFERSON ST 1877 1877 SPRING GREEN WI 53588 (608) 588-2081 FREE METHODIST FOUNDATION OK GA P O BOX 580 1987 1998 SPRING ARBOR MI 49283 (517) 750-2727 FREEDOM VILLAGE INC WI CC 8616 N 72ND ST 1988 1989 MILWAUKEE WI 53223-0172 (414) 357-8086 FRIENDS FIDUCIARY CORP PA GA 1515 CHERRY ST 1975 2003 PHILADELPHIA PA 19102 (215) 241-7272 FRIENDSHIP VILLAGE WI CC 7300 W DEAN RD APT 2100 1972 1984 MILWAUKEE WI 53223-2637 (414) 354-3700 FRONTIER INS CO NY FC 195 LAKE LOUISE MARIE RD 1962 1991 ROCK HILL NY 12775-8000 (845) 796-2100 FUNERAL DIRECTORS LIFE INS CO TX LC P O BOX 5649 1981 1998 ABILENE TX 79606 (325) 695-3412 GARDEN STATE LIFE INS CO TX LC 1 MOODY PLZ 1956 1964 GALVESTON TX 77550 (281) 538-1037 GARRISON PROPERTY AND CAS INS CO TX FC 9800 FREDERICKSBURG RD 1900 1913 SAN ANTONIO TX 78288-0344 (210) 498-2211 GATEWAY INS CO MO FC 1401 S BRENTWOOD BLVD 1986 1999 STE 1000 ST LOUIS MO 63144 (314) 373-3333 GE CAPITAL ADMINISTRATIVE SERVICES INC FL WP 7125 W JEFFERSON ST STE 200 1993 2001 LAKEWOOD CO 80235 (818) 706-6988 GE CAPITAL MANAGEMENT CORP CA WP P O DRAWER 3199 1980 1991 WESTLAKE VILLAGE CA 91359 (818) 597-5962 GE CAPITAL WARRANTY CORP CA WP P O BOX 3199 1992 1992 WESTLAKE VILLAGE CA 91359 (818) 597-5962 GE GROUP LIFE ASSURANCE CO CT LC 175 ADDISON RD 1973 1976 WINDSOR CT 06095 (860) 737-1000

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

GE LIFE AND ANNUITY ASSURANCE CO VA LC 6604 WEST BEND ST 1871 1981 RICHMOND VA 23230 (804) 662-2400 GE MOTOR CLUB INC DE MC 200 N MARTINGALE RD 1973 1974 SCHAUMBURG IL 60173-2236 (847) 605-3000 GE REINSURANCE CORP IL FC P O BOX 2991 1969 1969 OVERLAND PARK KS 66201 (847) 277-5300 GE RESIDENTIAL MORTGAGE INS CORP OF NC NC FC P O BOX 177800 1972 1973 RALEIGH NC 27619-1800 (919) 846-4100 GE SERVICE MANAGEMENT INC IL WP GENERAL ELECTRIC APPLIANCE 1996 1997 PK #API-148 LOUISVILLE KY 40225 (812) 981-2456 GE WARRANTY MANAGEMENT INC IL WP APPLIANCE PARK AP6-218 1998 1999 LOUISVILLE KY 40225 (502) 452-3014 GE-ZURICH WARRANTY MANAGEMENT INC IL WP 1400 AMERICAN LANE 2000 2001 SCHAUMBURG IL 60196 (847) 605-6000 GEICO CASUALTY CO MD FC 1 GEICO PLZ 1982 1996 WASHINGTON DC 20076-0001 (301) 986-3000 GEICO GENERAL INS CO MD FC 1 GEICO PLZ 1978 1978 WASHINGTON DC 20076-0001 (301) 986-3000 GEICO INDEMNITY CO MD FC 1 GEICO PLZ 1961 1963 WASHINGTON DC 20076-0001 (301) 986-3000 GENERAL AMERICAN LIFE INS CO MO LC 4100 BOY SCOUT BLVD 1933 1968 TAMPA FL 33607 (314) 843-8700 GENERAL BOARD OF THE CHURCH OF MOGA 6401 THE PASEO 1923 2002 THE NAZARENE KANSAS CITY MO 64131 (913) 397-7992 GENERAL CASUALTY CO OF IL IL FC 1 GENERAL DR 1972 1991 SUN PRAIRIE WI 53596 (608) 837-4440 GENERAL CASUALTY CO OF WI WI FC 1 GENERAL DR 1925 1925 SUN PRAIRIE WI 53596-0001 (608) 837-4440 GENERAL ELECTRIC CAPITAL ASSURANCE CO DE LC 6604 W BROAD ST 1956 1979 RICHMOND VA 23230 (804) 662-2400 GENERAL ELECTRIC CO NY WP APPLIANCE PARK -AP6-218 1965 1995 LOUISVILLE KY 40225 (502) 452-7765 GENERAL ELECTRIC HOME EQUITY INS CORP OF NC NC FC P O BOX 177800 1982 1984 RALEIGH NC 27619-1800 (919) 846-4100 GENERAL ELECTRIC MORTGAGE INS CORP NC FC P O BOX 177800 1980 1981 RALEIGH NC 27615 (919) 846-4100 GENERAL ELECTRIC MORTGAGE INS CORP OF NC NC FC P O BOX 177800 1961 1979 RALEIGH NC 27619 (919) 846-4100 GENERAL FIDELITY LIFE INS CO CA LC 201 N TYRON ST NC1-022-18-02 1980 1982 CHARLOTTE NC 28255 (336) 805-3470 GENERAL FIRE & CASUALTY CO ID FC 2710 SUNRISE RIM RD STE 100 1979 1991 BOISE ID 83705 (208) 345-6658

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

GENERAL INS CO OF AMERICA WA FC SAFECO PLZ 1923 1926 SEATTLE WA 98185-0001 (206) 545-5000 GENERAL RE LIFE CORP CT LC 695 E MAIN ST 1967 1987 STAMFORD CT 06904-0300 (203) 352-3000 GENERAL REINSURANCE CORP DE FC P O BOX 10350 1970 1971 STAMFORD CT 06904-2350 (203) 328-5000 GENERAL SECURITY NATIONAL INS CO NY FC 199 WATER ST 21ST FL 1980 1985 NEW YORK NY 10038 (212) 480-1900 GENERAL STAR NATL INS CO OH FC 695 E MAIN ST 1864 1922 P O BOX 10360 STAMFORD CT 06904-2360 (203) 328-5700 GENERALI UNITED STATES BRANCH NY FC 1 LIBERTY PLZ 1831 1984 NEW YORK NY 10006 (212) 602-7600 GENERALI USA LIFE REASSURANCE CO MO LC P O BOX 419076 1982 1984 KANSAS CITY MO 64114 (816) 412-3600 GENESIS INS CO CT FC 695 E MAIN ST 1976 1984 P O BOX 10354 STAMFORD CT 06904-2354 (203) 328-5000 GERBER LIFE INS CO NY LC 1311 MAMARONECK AVE 1967 1971 WHITE PLAINS NY 10605 (914) 272-4000 GERLING AMERICA INS CO NY FC 100 PARK AVE 1981 1984 NEW YORK NY 10017 (212) 756-2608 GERLING GLOBAL REINSURANCE CORP OF AMERICA NY FC 1345 AVENUE OF THE AMERICAS 1940 1971 NEW YORK NY 10105 (212) 754-7525 GERMANTOWN INS CO PA FC 212 S FOURTH ST 1843 1961 PHILADELPHIA PA 19106-3704 (215) 627-1752 GERMANTOWN MUTUAL INS CO WI FC P O BOX 1020 1854 1854 GERMANTOWN WI 53022-8220 (262) 251-6680 GLENS FALLS INS CO THE DE FC CNA CTR 1977 1977 CHICAGO IL 60685 (312) 822-5000 GLOBE AMERICAN CASUALTY CO OH FC 175 BERKELEY ST 1951 1984 BOSTON MA 02117 (617) 357-9500 GLOBE LIFE & ACCIDENT INS CO DE LC GLOBE LIFE CTR 1979 1979 OKLAHOMA CITY OK 73184 (405) 270-1400 GM MOTOR CLUB INC NC MC 500 W FIFTH ST 1995 1996 M/C 1214 WINSTON-SALEM NC 27152 (336) 770-3067 GMAC DIRECT INS CO MO FC P O BOX 66937 2000 2003 ST LOUIS MO 63166-6937 (314) 493-8000 GMAC INS CO ONLINE INC MO FC P O BOX 66937 2000 2001 ST LOUIS MO 63166-6937 (314) 493-8000 GMAC SERVICE AGREEMENT CORP MI WP 300 GALLERIA OFFICENTRE 1998 2001 STE 200 SOUTHFIELD MI 48034 (248) 263-6900

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

GOLDEN RULE INS CO ILLC 712 11TH ST 1940 1983 LAWRENCEVILLE IL 62439-2395 (618) 943-8000 GOVERNMENT EMPLOYEES INS CO MD FC 1 GEICO PLZ 1937 1947 WASHINGTON DC 20076-0001 (301) 986-3000 GOVERNMENT PERSONNEL MUT LIFE INS CO TX LC GPM LIFE BLDG 1934 2003 P O BOX 659567 SAN ANTONIO TX 78265-9567 (210) 357-2222 GOVERNMENTAL INTERINSURANCE EXCHANGE IL RE P O BOX 157 1977 1995 BLOOMINGTON IL 61702-0157 (309) 663-1393 GRACE LUTHERAN CHURCH WIGA 202 W GRAND AVE 1911 1991 EAU CLAIRE WI 54703-5396 (715) 832-9713 GRANGE INDEMNITY INS CO OH FC P O BOX 1218 1995 1996 COLUMBUS OH 43216-1218 (614) 445-2497 GRANGE LIFE INS CO OH LC P O BOX 1218 1968 1996 COLUMBUS OH 43216-1212 (614) 445-2900 GRANGE MUTUAL CASUALTY CO OH FC P O BOX 1218 1935 1996 COLUMBUS OH 43216-1218 (614) 445-2900 GRANITE RE INC OK FC 14001 QUAILBROOK DR 1986 2001 OKLAHOMA CITY OK 73134 (405) 752-2600 GRANITE STATE INS CO PA FC 70 PINE ST 1885 1908 NEW YORK NY 10270 (212) 770-7000 GRAY INS CO THE LA FC P O BOX 6202 1977 2000 METAIRIE LA 70009-6202 (504) 888-7790 GREAT AMERICAN ALLIANCE INS CO OH FC 580 WALNUT ST 1945 1979 CINCINNATI OH 45202 (513) 369-5000 GREAT AMERICAN ASSURANCE CO OH FC 580 WALNUT ST 1905 1905 CINCINNATI OH 45202-3110 (513) 369-5000 GREAT AMERICAN INS CO OH FC 580 WALNUT ST 1942 1947 CINCINNATI OH 45202 (513) 369-5000 GREAT AMERICAN INS CO OF NY NY FC 580 WALNUT ST 1947 1948 CINCINNATI OH 45202 (513) 369-5600 GREAT AMERICAN LIFE INS CO OH LC P O BOX 5420 1959 1961 CINCINNATI OH 45201 (513) 357-3300 GREAT AMERICAN SECURITY INS CO OH FC 580 WALNUT ST 1987 1991 CINCINNATI OH 45202-3110 (513) 369-5000 GREAT AMERICAN SPIRIT INS CO OH FC 580 WALNUT ST 1988 1989 CINCINNATI OH 45202 (513) 369-5000 GREAT COMMISSION FOUNDATION OF CA GA 100 LAKE HART DR #3600 1972 2004 CAMPUS CRUSADE FOR CHRIST INC ORLANDO FL 32832-0100 (407) 541-5102 GREAT DIVIDE INS CO ND FC 7233 E BUTHERUS DR 1986 1986 SCOTTSDALE AZ 85260 (480) 951-0905 GREAT MIDWEST INS CO MI FC 9821 KATY FREEWAY STE 850 1985 1991 HOUSTON TX 77024-1206 (713) 935-7400

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

GREAT NORTHERN INS CO MN FC P O BOX 1615 1952 1953 WARREN NJ 07061-1615 (908) 903-2000 GREAT NORTHWEST INS CO IN FC 300 N SIXTH ST STE 103 1986 1989 BOISE ID 83702 (208) 336-7851 GREAT SOUTHERN LIFE INS CO TX LC P O BOX 410288 1979 1982 KANSAS CITY MO 64141 (816) 391-2000 GREAT WEST CASUALTY CO NE FC P O BOX 277 1956 1972 S SIOUX CITY NE 68776 (402) 494-2411 GREAT WEST LIFE & ANNUITY INS CO CO LC 8515 E ORCHARD RD 1907 1964 GREENWOOD VILLAGE CO 80111 (303) 737-3000 GREAT WEST LIFE ASSURANCE CO THE MI LC 8515 E ORCHARD RD 1891 1967 GREENWOOD VILLAGE CO 80111 (303) 737-3000 GREAT WESTERN INS CO UT LC P O BOX 3428 1983 1999 OGDEN UT 84409-1428 (801) 621-5688 GREATER BENEFICIAL UNION OF PITTSBURGH PA FR 4254 CLAIRTON BLVD 1892 1935 PITTSBURGH PA 15227-3394 (412) 884-5100 GREATER MILWAUKEE FOUNDATION INC WI GA 1020 N BROADWAY 1989 1995 MILWAUKEE WI 53202 (414) 272-6235 GREATER NEW YORK MUTUAL INS CO NY FC 200 MADISON AVE 1927 1963 NEW YORK NY 10016-6023 (212) 683-9700 GREATWAY INS CO WI FC 2800 S TAYLOR DR 1987 1987 SHEBOYGAN WI 53081 (920) 458-9131 GREEK CATHOLIC UNION OF THE USA PA FR 5400 TUSCARAWAS RD 1893 1995 BEAVER PA 15009-9513 (724) 495-3400 GREEN COUNTY MUTUAL INS CO WITM 1003 6TH AVENUE WEST 1873 1873 MONROE WI 53566 (608) 325-3416 GREENWICH INS CO DE FC SEAVIEW HOUSE 1946 1973 70 SEAVIEW AVE STAMFORD CT 06902-6040 (203) 964-5200 GRINNELL MUTUAL REINS CO IA FC P O BOX 790 1909 1980 GRINNELL IA 50112-0790 (641) 269-8000 GRINNELL SELECT INS CO IA FC P O BOX 790 1984 1995 GRINNELL IA 50112-0790 (641) 269-8000 GROCERS INS CO OR FC 9300 ARROWPOINT BLVD 1981 1995 P O BOX 1000 CHARLOTTE NC 28201-1000 (704) 522-2000 GROUP HEALTH COOP OF EAU CLAIRE WI HM P O BOX 3217 1972 1976 EAU CLAIRE WI 54702-3217 (715) 552-4300 GROUP HEALTH COOP OF SOUTH CENTRAL WI WI HM P O BOX 44971 1972 1975 MADISON WI 53744 (608) 251-4156 GUARANTEE CO OF NO AM USA THE MI FC 1000 TOWN CTR STE 1800 1990 1997 SOUTHFIELD MI 48075 (248) 281-0281

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

GUARANTEE INS CO SC FC 1061 521 CORPORATE CTR DR 1965 1979 STE 140 FORT MILL SC 29715 (803) 396-5200 GUARANTEE TRUST LIFE INS CO ILLC 1275 MILWAUKEE AVE 1936 1966 GLENVIEW IL 60025-2425 (847) 699-0600 GUARANTY NATIONAL INS CO CO FC 9300 ARROWPOINT BLVD 1973 1987 P O BOX 1000 CHARLOTTE NC 28201-1000 (704) 522-2000 GUARDIAN INS & ANNUITY CO INC THE DE LC 7 HANOVER SQ 1970 1971 NEW YORK NY 10004-2616 (212) 598-8000 GUARDIAN LIFE INS CO OF AMER THE NY LC 7 HANOVER SQ 1860 1920 NEW YORK NY 10004-2616 (212) 598-8000 GUIDEONE AMERICA INS CO IA FC 1111 ASHWORTH RD 1983 1983 WEST DES MOINES IA 50265-3538 (515) 267-5000 GUIDEONE ELITE INS CO IA FC 1111 ASHWORTH RD 1983 1988 WEST DES MOINES IA 50265-3536 (515) 267-5000 GUIDEONE MUTUAL INS CO IA FC 1111 ASHWORTH RD 1946 1953 WEST DES MOINES IA 50265-3538 (515) 267-5000 GUIDEONE SPECIALTY MUTUAL INS CO IA FC 1111 ASHWORTH RD 1948 1958 WEST DES MOINES IA 50265-3538 (515) 267-5000 GUIDEPOSTS A CHURCH CORP NY GA 66 E MAIN ST 1974 1979 PAWLING NY 12564-1409 (845) 225-3681 GUILDERLAND REINSURANCE CO NY FC 2 LOGAN SQ 9TH FL 1969 1979 PHILADELPHIA PA 19103-2772 (215) 864-3635 GULF INS CO CT FC P O BOX 131771 1940 1949 DALLAS TX 75313-1771 (972) 650-2800 GUNDERSEN LUTHERAN HEALTH PLAN INC WI HM 1836 SOUTH AVE 1995 1995 LA CROSSE WI 54601 (608) 782-7300 GUNDERSEN LUTHERAN MEDICAL FOUNDATION INC WI GA 1836 SOUTH AVE 1976 1994 LA CROSSE WI 54601 (608) 775-6748 HABITAT FOR HUMANITY INTERNATIONAL INC GA GA 121 HABITAT ST 1977 2001 AMERICUS GA 31709-3498 (229) 924-6935 HAMBURG STARK MUTUAL INS CO WI TM P O BOX 369 1867 1867 COON VALLEY WI 54623-0369 (608) 452-3275 HANOVER INS CO THE NH FC 440 LINCOLN ST 1972 1973 WORCESTER MA 01653 (508) 853-7200 HARCO NATIONAL INS CO IL FC P O BOX 68309 1954 1959 SCHAUMBURG IL 60168 (847) 321-4800 HARLEYSVILLE INS CO MN FC P O BOX 1233 1930 1930 MINNEAPOLIS MN 55440-1233 (952) 829-1400 HARLEYSVILLE LAKE STATES INS CO MI FC 12935 S W BAY SHORE DR 1915 1994 TRAVERSE CITY MI 49684 (231) 946-6390

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HARLEYSVILLE LIFE INS CO PA LC 1440 PENNBROOK PARKWAY 1960 2001 LANSDALE PA 19446-3840 (215) 393-6131 HARLEYSVILLE MUTUAL INS CO PA FC 355 MAPLE AVE 1917 1983 HARLEYSVILLE PA 19438-2200 (215) 256-5000 HART LIFE INS CO CT LC P O BOX 2999 1965 1966 HARTFORD CT 06104-2999 (860) 843-5867 HARTFORD ACCIDENT & INDEMNITY CO CT FC HARTFORD PLZ 1913 1913 HARTFORD CT 06115 (860) 547-5000 HARTFORD CASUALTY INS CO (NEW JERSEY) IN FC HARTFORD PLZ 1987 1987 HARTFORD CT 06115 (860) 547-5000 HARTFORD FIRE INS CO CT FC HARTFORD PLZ 1810 1851 HARTFORD CT 06115 (860) 547-5000 HARTFORD INS CO OF THE MIDWEST IN FC HARTFORD PLZ 1979 1984 HARTFORD CT 06115 (860) 547-5000 HARTFORD LIFE & ACCIDENT INS CO CT LC P O BOX 2999 1967 1969 HARTFORD CT 06104-2999 (860) 843-5867 HARTFORD LIFE AND ANNUITY INS CO CT LC P O BOX 2999 1955 1956 HARTFORD CT 06104-2999 (860) 843-5867 HARTFORD LIFE GROUP INS CO IL LC P O BOX 2999 1960 1990 HARTFORD CT 06104-2999 (860) 547-5000 HARTFORD LIFE INS CO CT LC P O BOX 2999 1978 1979 HARTFORD CT 06104-2999 (860) 843-5867 HARTFORD STEAM BOILER INSPECTION CT FC 1 STATE ST 1988 2002 & INS CO OF CT P O BOX 299 HARTFORD CT 06141-0299 (860) 722-5057 HARTFORD STEAM BOILER INSPECTION CT FC P O BOX 5024 1866 1871 & INS CO THE HARTFORD CT 06102-5024 (860) 722-1866 HARTFORD UNDERWRITERS INS CO CT FC HARTFORD PLZ 1987 1988 HARTFORD CT 06115 (860) 547-5000 HASTINGS MUTUAL INS CO MI FC 404 E WOODLAWN AVE 1885 1984 HASTINGS MI 49058-1091 (800) 442-8277 HAWKEYE SECURITY INS CO WI FC 175 BERKELEY ST 1979 1979 BOSTON MA 02117 (617) 357-9500 HCC INS CO IN FC 13403 NORTHWEST FREEWAY 1979 1989 HOUSTON TX 77040 (713) 996-1146 HCC LIFE INS CO INLC 13403 NORTHWEST FREEWAY 1981 1982 HOUSTON TX 77040-6094 (800) 582-9621 5555 HCSC INS SERVICES CO ILLC 300 E RANDOLPH 1958 1994 CHICAGO IL 60601-5099 (312) 653-6361 HEALTH NET LIFE INS CO CA LC 21281 BURBANK BLVD B3 1986 2004 WOODLAND HILLS CA 91367-6607 (818) 676-8256

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

HEALTH TRADITION HEALTH PLAN WI HM 4001 41ST ST NW 1986 1986 ROCHESTER MN 55901 (877) 832-1823 HEALTHY ALLIANCE LIFE INS CO MOLC 1831 CHESTNUT ST 1971 1984 ST LOUIS MO 63103-2275 (314) 923-4689 HEIFER INTERNATIONAL FOUNDATION AR GA P O BOX 727 1990 2004 LITTLE ROCK AR 72203-0727 (501) 907-4900 HELENVILLE MUTUAL INS CO WI TM P O BOX 67 1876 1876 HELENVILLE WI 53137-0067 (920) 674-5188 HENRIETTA GREENWOOD & UNION WI TM E237 CTY HWY EE 1883 1883 MUTUAL FIRE INS CO WONEWOC WI 53968 (608) 464-7642 HERITAGE CASUALTY INS CO IL FC 200 N MARTINGALE RD 1974 1982 SCHAUMBURG IL 60173-2096 (847) 605-3000 HERITAGE FOUNDATION THE DC GA 214 MASSACHUSETTS AVE NE 1973 2000 WASHINGTON DC 20002 (202) 546-4400 HERITAGE INDEMNITY CO CA FC 7125 W JEFFERSON AVE #200 1979 1989 LAKEWOOD CO 80235 (303) 987-4104 HERITAGE LIFE INS CO AZ LC 500 VIRGINIA DR 1957 1967 FORT WASHINGTON PA 19034 (267) 468-2000 HIGHLANDS INS CO TX FC 10370 RICHMOND AVE 1957 1969 HOUSTON TX 77042-4123 (713) 952-9555 HIGHMARK LIFE INS CO PA LC P O BOX 535061 1981 1982 PITTSBURGH PA 15222-3099 (800) 328-5433 HIGHWAY LOSS DATA INSTITUTE DC RS 1005 N GLEBE RD STE 800 1973 1973 ARLINGTON VA 22201-4751 (703) 247-1600 HILLSBORO DEVELOPMENT CO LLC WI CC 8605 FAIRWAY PL STE 100 2000 2001 MIDDLETON WI 53562 (608) 256-9046 HOLLAND MUTUAL FIRE INS CO WI TM 265 S MAIN ST 1870 1870 CEDAR GROVE WI 53013 (920) 668-8948 HOLY FAMILY SOCIETY OF THE U S OF AMERICA IL FR P O BOX 2909 1915 1995 JOLIET IL 60434 (815) 725-5880 HOME BUYERS RESALE WARRANTY CORP MI WP 2675 S ABILENE ST 1981 2001 AURORA CO 80014 (303) 368-4805 HOME MISSIONERS OF AMERICA THE OH GA P O BOX 465618 1940 1979 CINCINNATI OH 45246-5618 (513) 874-8900 HOME OWNERS LIFE INS CO ILLC 307 N MICHIGAN AVE 1962 1984 CHICAGO IL 60601 (312) 346-8100 HOME SECURITY ASSOC INC WI WP 310 N MIDVALE BLVD 1993 1993 MADISON WI 53705 (608) 231-0010 HOME WARRANTY OF AMERICA LLC IL WP 1549 BARCLAY BLVD 1996 2000 BUFFALO GROVE IL 60089 (888) 492-7359 HOME-OWNERS INS CO MI FC P O BOX 30660 1863 2001 LANSING MI 48909-8160 (517) 323-1200

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

HOMELAND CENTRAL INS CO IA FC 1 BEACON ST 1919 1958 BOSTON MA 02108-3100 (617) 725-6000 HOMESITE INS CO CT FC 99 BEDFORD ST 1985 1989 BOSTON MA 02111-2217 (617) 832-1300 HOMESTEAD MUTUAL INS CO WI TM 7093 COUNTY RD T 1873 1873 OSHKOSH WI 54904-9610 (920) 836-3577 HOMESTEADERS LIFE CO IA LC P O BOX 1756 1906 1999 DES MOINES IA 50306 (515) 288-7481 HOMESURE OF AMERICA INC FL WP P O BOX 551540 1978 1985 FT LAUDERDALE FL 33325-1540 (800) 327-9787 HORACE MANN INS CO IL FC 1 HORACE MANN PLZ 1963 1964 SPRINGFIELD IL 62715-0001 (217) 789-2500 HORACE MANN LIFE INS CO IL LC 1 HORACE MANN PLZ 1949 1968 SPRINGFIELD IL 62715-0001 (217) 789-2500 HORACE MANN PROPERTY & CASUALTY INS CO CA FC #1 HORACE MANN PLZ 1965 1974 SPRINGFIELD IL 62715 (217) 789-2500 HOUSEHOLD LIFE INS CO MI LC 200 SOMERSET CORP BLVD 1980 1988 STE 100 BRIDGEWATER NJ 08807 (908) 203-2115 HOUSTON GENERAL INS CO TX FC 1 BEACON ST B07-11 1980 1987 BOSTON MA 02108-3100 (617) 725-6522 HUDSON INS CO DE FC 17 STATE ST 29TH FL 1918 1999 NEW YORK NY 10004 (212) 978-2851 HUMANA INS CO WI LC P O BOX 740036 1968 1968 LOUISVILLE KY 40201-7436 (920) 336-1100 HUMANA WISC HEALTH ORGANIZATION INS CORP WI HM P O BOX 740036 1985 1985 LOUISVILLE KY 40201-7436 (502) 580-1000 HUMANADENTAL INS CO WI LC P O BOX 740036 1908 1908 LOUISVILLE KY 40201-7436 (920) 336-1100 ICM INS CO NY FC 100 COMMONS WAY STE 210 1981 1992 HOLMDEL NJ 07733 (732) 706-7888 IDEALIFE INS CO CT LC P O BOX 300 1981 1988 STAMFORD CT 06904-0300 (203) 352-3000 IDS LIFE INS CO MNLC 227 AXP FINANCIAL CTR 1957 1963 MINNEAPOLIS MN 55474 (612) 671-3131 IDS PROPERTY CASUALTY INS CO WI FC 3500 PACKERLAND DR 1972 1973 DE PERE WI 54115 (920) 330-5100 ILLINOIS FARMERS INS CO IL FC P O BOX 948 1968 1971 AURORA IL 60507 (630) 907-3205 ILLINOIS MUTUAL LIFE INS CO IL LC 300 SW ADAMS ST 1912 1926 PEORIA IL 61634-0001 (309) 674-8255 ILLINOIS NATIONAL INS CO IL FC 300 S RIVERSIDE PLZ STE 2100 1933 1979 CHICAGO IL 60606-6613 (312) 930-5417

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

IMPERIAL CASUALTY & INDEMNITY CO OK FC 8000 WARREN PKWY 1954 1962 BLDG 3 STE 300 FRISCO TX 75034 (214) 618-6900 IMT INS CO MUTUAL IA FC P O BOX 1336 1883 1997 DES MOINES IA 50305-1336 (515) 327-2755 INDEMNITY INS CO OF NORTH AMERICA PA FC P O BOX 41484 1977 1984 PHILDADELPHIA PA 19101-1484 (215) 640-4555 INDEPENDENCE LIFE & ANNUITY CO RI LC 1 SUN LIFE EXEC PK 1934 1951 WELLESLEY HILLS MA 02481 (781) 237-6030 INDEPENDENT CARE HEALTH PLAN WIHM 1555 N RIVERCTR DR 2003 2003 STE 202A MILWAUKEE WI 53212 (414) 223-4847 INDEPENDENT ORDER OF FORESTERS THE NY FR 789 DON MILLS RD 1877 1967 TORONTO M3C 1-T9 (416) 429-3000 INDEPENDENT ORDER OF VIKINGS IL FR P O BOX 5147 1895 1972 SPRINGFIELD IL 62705-5147 (877) 881-1777 INDEPENDENT STATISTICAL SERVICE INC IL RS EXECUTIVE VICE-PRESIDENT 0 2004 2600 SOUTH RIVER ROAD DES PLAINES IL 60018 (847) 297-7800 INDIANA INS CO IN FC 175 BERKELEY ST 1960 1972 BOSTON MA 02117 (617) 357-9500 INDIANA LUMBERMENS MUTUAL INS CO IN FC 3600 WOODVIEW TRCE 1897 1978 INDIANAPOLIS IN 46268-0600 (800) 428-1441 INDIANAPOLIS LIFE INS CO IN LC P O BOX 1555 MAILSTOP H73 1905 1955 DES MOINES IA 50309 (515) 557-3935 INDIVIDUAL ASSURANCE CO LIFE HEALTH MO LC 2400 W 75TH ST 1973 1980 & ACCIDENT PRAIRIE VILLAGE KS 66208 (816) 842-8842 INFINITY INS CO IN FC 3700 COLONNADE PKWY 1978 1981 BIRMINGHAM AL 35243 (800) 782-2040 INFINITY NATIONAL INS CORP IN FC 3700 COLONNADE PKWY 1992 1999 BIRMINGHAM AL 35243 (205) 870-4000 INFINITY SELECT INS CO IN FC 3700 COLONNADE PKWY 1991 1995 BIRMINGHAM AL 35243 (205) 870-4000 ING INS CO OF AMERICA FL LC 5780 POWERS FERRY RD NW 1990 1990 ATLANTA GA 30327-4390 (770) 980-5100 ING LIFE INS AND ANNUITY CO CT LC 5780 POWERS FERRY RD NW 1976 1976 ATLANTA GA 30327-4390 (770) 980-5100 ING USA ANNUITY & LIFE INS CO IA LC 5780 POWERS FERRY RD NW 1973 1974 ATLANTA GA 30327-4390 (770) 980-5100 INSURA PROPERTY & CASUALTY INS CO IL FC P O BOX 9030 1980 1984 ADDISON TX 75001 (972) 728-6300 INSURANCE ADMINISTRATION SERVICES INC IL WP 1500 W SHURE DR 7TH FL 2000 2001 ARLINGTON HEIGHTS IL 60004 (800) 462-2452

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

INSURANCE CO OF IL IL FC SAFECO PLZ 1970 1989 SEATTLE WA 98185 (206) 545-5000 INSURANCE CO OF NORTH AMERICA PA FC 1601 CHESTNUT ST 1794 1864 P O BOX 41484 PHILADELPHIA PA 19101-1484 (215) 640-1000 INSURANCE CO OF STATE OF PA THE PA FC 70 PINE ST 1794 1906 NEW YORK NY 10270 (212) 770-7000 INSURANCE CO OF THE AMERICAS FL FC P O BOX 855 1976 1980 ORISKANY NY 13424 (315) 768-2726 INSURANCE CO OF THE WEST CA FC P O BOX 85563 1972 1991 SAN DIEGO CA 92186-5563 (858) 350-2400 INSURANCE CORP OF NY THE NY FC 1 CANTERBURY GREEN 1968 1968 2ND FL STAMFORD CT 06901-2033 (203) 705-2500 INSURANCE CORP OF HANNOVER IL FC 7 TIMES SQ 36TH & 37TH FL 1979 1983 NEW YORK NY 10036 (212) 805-9700 INSURANCE SERVICES OFFICE INC NY RS 545 WASHINGTON BLVD 1971 1971 JERSEY CITY NJ 07310 (212) 898-6000 INSUREMAX INS CO IN FC P O BOX 607 1998 2004 NEWBURGH IN 47629-0607 (812) 858-4100 INTEGON GENERAL INS CORP NC FC P O BOX 3199 1960 1996 WINSTON-SALEM NC 27102-3199 (877) 468-3466 INTEGON INDEMNITY CORP NC FC P O BOX 3199 1946 1996 WINSTON-SALEM NC 27102-3199 (336) 770-2000 INTEGON NATIONAL INS CO NC FC P O BOX 3199 1988 1988 WINSTON-SALEM NC 27102-3199 (314) 770-2000 INTEGRITY LIFE INS CO OH LC 515 W MARKET ST 8TH FL 1966 1996 LOUISVILLE KY 40202 (502) 582-7900 INTEGRITY MUTUAL INS CO WI FC P O BOX 539 1933 1933 APPLETON WI 54912-0539 (920) 734-4511 INTERCONTINENTAL WARRANTY SERVICES INC FL WP 600 W HILLSBORO BLVD STE 200 1991 1999 DEERFIELD BEACH FL 33441 (954) 427-3111 INTERNATIONAL BIBLE SOCIETY FOUNDATION NY GA 1820 JET STREAM DR 1866 1987 COLORADO SPGS CO 80921 (719) 488-9200 INTERNATIONAL BUSINESS & MERCANTILE IL FC 307 N MICHIGAN AVE 1960 1984 REASSUR CO CHICAGO IL 60601 (312) 346-8100 INTERNATIONAL CRANE FOUNDATION INC WI GA E11376 SHADY LANE RD 1973 2003 BARABOO WI 53913-0447 (608) 356-9462 INTERNATIONAL FIDELITY INS CO NJ FC 1 NEWARK CTR 1904 1998 NEWARK NJ 07102-5207 (973) 624-7200 INTERNATIONAL LUTHERAN LAYMENS LEAGUE MO GA 660 MASON RIDGE CTR DR 1967 2004 ST LOUIS MO 63141-8557 (314) 317-4100

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

INTERSTATE INDEMNITY CO IL FC 55 E MONROE ST 1961 1982 CHICAGO IL 60603 (312) 346-6400 INTERSTATE NATIONAL DEALER SERVICES INC DE WP 333 EARLE OVINGTON BLVD 1991 1997 STE 700 UNIONDALE NY 11553-9340 (800) 942-0400 INTERVARSITY CHRISTIAN FELLOWSHIP/USA WI GA P O BOX 7895 1941 2003 MADISON WI 53711 (608) 274-9001 INVESTORS GUARANTY LIFE INS CO CA LC 48 MONROE TURNPIKE 1962 1966 TRUMBULL CT 06611 (203) 459-6000 INVESTORS LIFE INS CO OF NORTH AMERICA TX LC 6500 RIVER PLACE BLVD BLDG 1 1963 1969 AUSTIN TX 78730 (512) 404-5000 INVESTORS TITLE INS CO NC TC P O DRAWER 2687 1972 1997 CHAPEL HILL NC 27514 (919) 968-2200 IOWA MUTUAL INS CO IA FC P O BOX 290 1900 1962 DEWITT IA 52742 (563) 659-3231 ISLAND PEER REVIEW ORGANIZATION INC NY IRO 1979 MARCUS AVE 1999 2003 LAKE SUCCESS NY 11042 (516) 326-7767 ISMIE MUTUAL INS CO IL FC 20 N MICHIGAN AVE 1976 2003 CHICAGO IL 60602-4811 (312) 782-1654 ISO DATA INC NY RS 545 WASHINGTON BLVD 1988 1988 JERSEY CITY NJ 07310 (212) 898-6000 IXONIA MUTUAL INS CO WI TM P O BOX 326 1875 1876 IXONIA WI 53036-0326 (920) 261-6616 JACKSON NATIONAL LIFE INS CO MI LC 1 CORPORATE WAY 1961 1981 LANSING MI 48951 (517) 381-5500 JAMESTOWN MUTUAL INS CO WI TM P O BOX 188 1885 1885 KIELER WI 53812 (608) 568-3278 JEFFERSON INS CO NY FC 777 SAN MARIN DR 1950 1967 NOVATO CA 94998 (415) 899-2000 JEFFERSON NATIONAL LIFE INS CO TX LC 9920 CORPORATE CAMPUS DR 1937 1967 STE 1000 LOUISVILLE KY 40223 (502) 587-7626 JEFFERSON PILOT FINANCIAL INS CO NE LC 100 N GREENE ST 1903 1956 GREENSBORO NC 27401 (336) 691-3000 JEFFERSON PILOT LIFE INS CO NC LC P O BOX 21008 1890 1986 GREENSBORO NC 27420-2507 (336) 691-3000 JEFFERSON PILOT LIFEAMERICA INS CO NJ LC 100 N GREENE ST 1897 1959 GREENSBORO NC 27401 (603) 226-5000 JEWELERS MUTUAL INS CO WI FC P O BOX 468 1913 1914 NEENAH WI 54957-0468 (920) 725-4326 JMIC LIFE INS CO FLLC 500 JIM MORAN BLVD 1979 1991 DEERFIELD BEACH FL 33442 (954) 429-2333

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

JOHN ALDEN LIFE INS CO WI LC P O BOX 3050 1973 1973 MILWAUKEE WI 53203 (414) 271-3011 JOHN HANCOCK LIFE INS CO USA MI LC P O BOX 640 1955 1979 BUFFALO NY 14201-0640 (416) 926-0100 JOHN HANCOCK LIFE INS CO MA LC P O BOX 111 1862 1928 BOSTON MA 02117-0111 (617) 572-6000 JOHN HANCOCK VARIABLE LIFE INS CO MA LC P O BOX 717 1979 1981 BOSTON MA 02117-0717 (617) 572-6000 JUVENILE DIABETES FOUNDATION INTERNATIONAL PA GA 120 WALL ST 19TH FL 1970 2001 NEW YORK NY 10005 (212) 479-7551 JX ENTERPRISES INC WI WP 900 B SILVERNAIL RD 1984 2003 PEWAUKEE WI 53072 (262) 513-5077 KANAWHA INS CO SC LC P O BOX 610 1958 1990 LANCASTER SC 29721-0610 (803) 283-5300 KANSAS BANKERS SURETY CO THE KS FC P O BOX 1654 1909 1981 TOPEKA KS 66601-1654 (785) 228-0000 KANSAS CITY FIRE & MARINE INS CO SC FC CNA CTR 1929 1947 CHICAGO IL 60685 (312) 822-5000 KANSAS CITY LIFE INS CO MO LC P O BOX 219139 1895 1922 KANSAS CITY MO 64121-9139 (816) 753-7000 KEMPER CASUALTY INS CO IL FC 1 KEMPER DR 1970 1984 LONG GROVE IL 60049-0001 (847) 320-2000 KEMPER INDEPENDENCE INS CO IL FC 5200 BELFORT RD STE 120 1998 1999 JACKSONVILLE FL 32256 (904) 245-5600 KEMPER INVESTORS LIFE INS CO ILLC 3003 77TH AVE SE 1979 1981 MERCER ISLAND WA 98040 (206) 232-8400 KENOSHA COUNTY MUTUAL INS CO WI TM P O BOX 115 1860 1860 BRISTOL WI 53104-0115 (262) 857-2876 KEY LIFE INS CO IN LC P O BOX 1646 1976 1995 INDIANAPOLIS IN 46206-1646 (317) 231-2700 KNIGHTS OF COLUMBUS CT FR P O BOX 1670 1882 1900 NEW HAVEN CT 06507-0901 (203) 752-4000 LAFAYETTE COLLEGE PA GA 307 MARKLE HALL 1826 2001 EASTON PA 18042-1779 (610) 330-5037 LAFAYETTE LIFE INS CO THE IN LC P O BOX 7007 1905 1955 LAFAYETTE IN 47903-7007 (765) 477-7411 LAKELAND COLLEGE WI GA P O BOX 359 1868 1983 SHEBOYGAN WI 53082-0359 (920) 565-1336 LANCER INS CO IL FC 370 W PARK AVE 1945 1947 LONG BEACH NY 11561-3245 (516) 431-4441 LAPRAIRIE MUTUAL INS CO WITM 460 S RANDALL AVE 1873 1873 JANESVILLE WI 53545-4224 (608) 752-2724

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

LAURIER INDEMNITY CO WI FC 111 W MICHIGAN ST 1988 1995 MILWAUKEE WI 53203-2903 (414) 908-8000 LAWRENCE UNIVERSITY OF WI WIGA 115 S DREW ST 1847 1977 APPLETON WI 54911 (920) 832-6543 LAWYERS TITLE INS CORP VA TC 101 GATEWAY CENTRE PKWY 1925 1948 RICHMOND VA 23235 (804) 267-8000 LE MARS INS CO IA FC P O BOX 1608 1901 1996 LE MARS IA 51031-1608 (712) 546-7847 LEADER INS CO OH FC 5205 N OCONNOR BLVD STE 700 1963 1979 IRVING TX 75039 (972) 501-8300 LEAGUE OF WISC MUNICIPALITIES MUTUAL INS WI FC 7633 GANSER WAY STE 200 2002 2002 MADISON WI 53719 (608) 833-9595 LEBANON CLYMAN MUTUAL INS CO WI TM P O BOX 86 1887 1887 LEBANON WI 53047 (920) 925-3755 LEGACY BENEFITS CORP NYVI EMPIRE STATE BLDG 1991 2002 350 FIFTH AVE STE 4320 NEW YORK NY 10118 (212) 643-1190 LEUKEMIA & LYMPHOMA SOCIETY INC THE NY GA 1311 MAMARONECK AVE 1949 2001 WHITE PLAINS NY 10605 (914) 821-8822 LEXON INS CO TX FC 10002 SHELBYVILLE RD STE 100 1984 2000 LOUISVILLE KY 40223 (502) 253-6500 LIBERTY BANKERS LIFE INS CO IA LC P O BOX 5147 1957 1998 SPRINGFIELD IL 62703 (217) 241-6300 LIBERTY INS CORP IL FC 175 BERKELEY ST 1983 1984 BOSTON MA 02117 (617) 357-9500 LIBERTY INS UNDERWRITERS INC NY FC 55 WATER ST 18TH FL 1811 1922 NEW YORK NY 10041 (212) 208-4220 LIBERTY LIFE ASSURANCE CO OF BOSTON MALC 100 LIBERTY WAY 1963 1966 DOVER NH 03820 (603) 749-2600 LIBERTY LIFE INS CO SC LC P O BOX 1389 1905 1973 GREENVILLE SC 29602-0789 (864) 609-8111 LIBERTY MUTUAL FIRE INS CO MA FC 175 BERKELEY ST 1908 1926 BOSTON MA 02117 (617) 357-9500 LIBERTY MUTUAL FIRE INS CO WITM 11524 KLUCKHOHN ST 1872 1872 STITZER WI 53825 (608) 943-8333 LIBERTY MUTUAL INS CO MA FC 175 BERKELEY ST 1912 1919 BOSTON MA 02117 (617) 357-9500 LIBERTY NATIONAL LIFE INS CO AL LC P O BOX 2612 1929 1982 BIRMINGHAM AL 35202 (205) 325-4979 LIBERTY PERSONAL INS CO MI FC 175 BERKELEY ST 1960 1972 BOSTON MA 02117 (617) 357-9500 LIBERTY UNIVERSITY INC VA GA 1971 UNIVERSITY BLVD 1971 2004 LYNCHBURG VA 24502 (434) 582-2875

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

LIFE INS CO OF GEORGIA GA LC 5780 POWERS FERRY RD NW 1891 1994 ATLANTA GA 30327 (770) 980-5100 LIFE INS CO OF NORTH AMERICA PA LC TWO LIBERTY PLACE TL18A 1956 1958 1601 CHESTNUT ST PHILADELPHIA PA 19192-2362 (215) 761-3655 LIFE INS CO OF THE SOUTHWEST TX LC P O BOX 569080 1955 1981 DALLAS TX 75356-9080 (214) 638-7100 LIFE INVESTORS INS CO OF AMERICA IALC 4333 EDGEWOOD RD NE 1930 1969 CEDAR RAPIDS IA 52499-0001 (319) 398-8511 LIFE SETTLEMENTS INTERNATIONAL LLC MI VI 419 ESSEX PLACE 1995 1998 MEMPHIS TN 38120 (800) 327-8222 LINCOLN BENEFIT LIFE CO NE LC 3075 SANDERS RD STE H1A 1938 1979 NORTHBROOK IL 60062 (847) 402-5000 LINCOLN GENERAL INS CO PA FC P O BOX 3709 1977 1992 YORK PA 17402 (717) 757-0000 LINCOLN HERITAGE LIFE INS CO IL LC 4343 E CAMELBACK RD 1963 1994 PHOENIX AZ 85018 (602) 957-1650 LINCOLN MEMORIAL LIFE INS CO TX LC P O BOX 160050 1936 1970 AUSTIN TX 78716-0050 (512) 328-0075 LINCOLN MUTUAL LIFE & CASUALTY INS CO NDLC P O BOX 1918 1935 1956 FARGO ND 58107-1918 (701) 282-1807 LINCOLN NATIONAL LIFE INS CO THE IN LC 1300 SOUTH CLINTON ST 1905 1921 FORT WAYNE IN 46802 (260) 455-2000 LIONS CLUBS INTL FOUNDATION IL GA 300 W 22ND ST 1968 2002 OAK BROOK IL 46202 (630) 571-5466 LITTLE BLACK MUTUAL INS CO WI FC P O BOX 129 1889 1889 STETSONVILLE WI 54480-0129 (715) 678-2682 LM GENERAL INS CO DE FC 175 BERKELEY ST 1978 1982 BOSTON MA 02117 (617) 357-9500 LM INS CORP IA FC 175 BERKELEY ST 1989 1990 BOSTON MA 02117 (617) 357-9500 LM PERSONAL INS CO DE FC 175 BERKELEY ST 1978 1982 BOSTON MA 02117 (617) 357-9500 LM PROPERTY & CAS INS CO IN FC 175 BERKELEY ST 1975 1975 BOSTON MA 02117 (617) 357-9500 LOCAL GOVERNMENT PROPERTY INS FUND WI FC 7633 GANSER WAY STE 206 1882 1903 C/O ASU GROUP MADISON WI 53719-2092 (608) 821-1189 LOCK/LINE WARRANTY SERVICES LLC KS WP P O BOX 411605 2001 2002 KANSAS CITY MO 64141-1605 (816) 237-3000 LODI MUTUAL INS CO WITM 519 WOODLAWN AVE 1877 1877 LODI WI 53555-1039 (608) 592-2500

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LONDON LIFE REINS CO PA LC P O BOX 1120 1969 1984 BLUEBELL PA 19422-0319 (215) 542-7200 LONGYEAR FOUNDATION MA GA 1125 BOYLSTON ST 1923 2004 CHESTNUT HILL MA 02467 (617) 278-9000 LOYAL AMERICAN LIFE INS CO OH LC P O BOX 26580 1955 1971 AUSTIN TX 78755 (512) 451-2224 LOYAL CHRISTIAN BENEFIT ASSN PA FR P O BOX 13005 1890 1906 ERIE PA 16514-1305 (814) 453-4331 LUCK MUTUAL INS CO WI TM P O BOX 437 1881 1881 LUCK WI 54853 (715) 472-2861 LUMBER MUTUAL INS CO MA FC P O BOX 9165 1895 1987 FRAMINGHAM MA 01701-9165 (508) 872-8111 LUMBERMENS MUTUAL CASUALTY CO IL FC 1 KEMPER DR 1912 1913 LONG GROVE IL 60049-0001 (847) 320-2000 LUMBERMENS UNDERWRITING ALLIANCE US MO RE 2501 N MILITARY TRAIL 1905 1913 BOCA RATON FL 33431-6398 (561) 994-1900 LUTHER MANOR TERRACE WI CC 4545 N 92ND ST 1957 1984 MILWAUKEE WI 53225-4807 (414) 464-3880 LUTHERAN CHURCH MISSOURI SYNOD FOUNDATION MO GA 1333 SOUTH KIRKWOOD RD 1958 1990 SAINT LOUIS MO 63122 (314) 641-5143 LUTHERAN SOCIAL SERVICES OF WI & UPPER MI INC WI GA 647 W VIRGINIA ST STE 300 1977 1993 MILWAUKEE WI 53204-1535 (414) 281-4400 LUTHERAN UNIVERSITY ASSOCIATION INC THE IN GA 1700 CHAPEL DR FINANCE OFC 1925 1998 VALPARAISO IN 46383 (219) 464-5215 LYNDON PROPERTY INS CO MO FC 14755 N OUTER FORTY DR 1978 1981 STE 400 ST LOUIS MO 63017 (636) 536-5600 MADISON COMMUNITY FOUNDATION WI GA P O BOX 5010 1942 2003 MADISON WI 53705-0010 (608) 232-1763 MADISON NATIONAL LIFE INS CO INC WI LC P O BOX 5008 1961 1962 MADISON WI 53705-0008 (608) 238-2691 MANAGED HEALTH SERVICES INS CORP WIHM 7711 CARONDELET AVE STE 800 1990 1990 ST LOUIS MO 63105 (314) 725-4477 MANHATTAN LIFE INS CO THE NY LC 2727 ALLEN PKWY STE 500 1850 1959 WORTHAM TOWER HOUSTON TX 77019 (713) 529-0045 MANHATTAN NATIONAL LIFE INS CO IL LC P O BOX 5420 1956 1956 CINCINNATI OH 45201 (513) 357-3300 MANITOWOC MUTUAL INS CO WI FC P O BOX 430 1874 1874 REEDSVILLE WI 54230 (920) 754-4440 MANOR PARK FOUNDATION INC WI GA 3023 S 84TH ST 1976 1993 WEST ALLIS WI 53227 (414) 607-4153

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MANUFACTURERS LIFE INS CO OF AMER THE MI LC P O BOX 633 1977 1984 BUFFALO NY 14201-0633 (416) 926-0100 MANULIFE INS CO DE LC P O BOX 717 1981 1982 BOSTON MA 02117 (617) 572-6000 MAPFRE REINSURANCE CORP NJ FC 100 CAMPUS DR 1985 1995 FLORHAM PARK NJ 07932-1006 (973) 443-0443 MAPLE VALLEY MUTUAL INS CO WI FC P O BOX 59 1891 1891 LENA WI 54139 (920) 829-5525 MARANATHA BAPTIST BIBLE COLLEGE WI GA 745 WEST MAIN ST 1968 1998 WATERTOWN WI 53094 (920) 206-2307 MARCELLON TOWN MUTUAL FIRE INS CO WI TM W3294 GROUSE RD 1889 1889 PARDEEVILLE WI 53954-9801 (608) 429-4164 MARINE INNOVATIONS WARRANTY CORP MN WP 5125 COUNTY RD 101 STE 200 1995 1995 MINNETONKA MN 55345 (612) 473-0255 MARKEL AMERICAN INS CO VA FC 4600 COX RD 1986 1995 GLEN ALLEN VA 23060 (804) 527-2700 MARKEL INS CO IL FC 4600 COX RD 1980 1984 GLEN ALLEN VA 23060 (847) 572-6000 MARQUETTE NATIONAL LIFE INS CO TX LC P O BOX 958465 1967 1982 LAKE MARY FL 32795 (407) 628-1776 MARQUETTE UNIVERSITY WIGA 915 W WISCONSIN AVE STE 215 1864 1978 MILWAUKEE WI 53233 (414) 288-3301 MARQUETTE UNIVERSITY HIGH SCHOOL WIGA 3401 W WISCONSIN AVE 1975 2002 MILWAUKEE WI 53208 (414) 933-7220 MARSHFIELD CLINIC WIGA 1000 N OAK AVE 1916 1994 MARSHFIELD WI 54449-5790 (715) 389-3868 MARYLAND CASUALTY CO MD FC 1400 AMERICAN LANE 1898 1898 TOWER 1 19TH FL SCHAUMBURG IL 61906-1056 (847) 605-6000 MARYLAND INS CO TX FC 1400 AMERICAN LANE TOWER 1 1961 1996 19TH FL SCHAUMBURG IL 60196-1056 (847) 605-6000 MASONIC VILLAGE ON THE SQUARE INC WI CC 410 MAIN ST 1989 1990 DOUSMAN WI 53118-9349 (262) 965-2111 MASSACHUSETTS BAY INS CO NH FC 440 LINCOLN ST 1956 1958 WORCESTER MA 01653 (508) 853-7200 MASSACHUSETTS MUTUAL LIFE INS CO MALC 1295 STATE ST 1851 1916 SPRINGFIELD MA 01111-0001 (413) 788-8411 MASSWEST INS CO INC WI FC 1 GENERAL DR 1989 2003 SUN PRAIRIE WI 53596 (608) 837-4440 MASTER PLUMBERS LTD MUTUAL LIABILITY CO WI FC P O BOX 585 1911 1912 FOND DU LAC WI 54936 (414) 922-3569

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MAXIMUS INC VA IRO 50 SQUARE DR STE 210 1997 2002 EASTGATE SQ VICTOR NY 14564 (585) 425-5280 MAYFLOWER INS CO LTD THE SC FC CNA CTR 1911 1984 333 S WABASH AVE CHICAGO IL 60604 (312) 822-5000 MAYO FOUNDATION FOR MED EDU & RESEARCH MN GA 200 FIRST ST SW 1984 2000 ROCHESTER MN 55905 (507) 284-8540 MBIA INS CORP NY FC 113 KING ST 1967 1986 ARMONK NY 10504-1610 (914) 273-4545 MBIA INS CORP OF IL IL FC 113 KING ST 1959 1979 ARMONK NY 10504-1610 (914) 273-4545 MCMILLAN-WARNER MUTUAL INS CO WI FC P O BOX 429 1898 1898 MARSHFIELD WI 54449 (715) 387-8454 MECHANICAL BREAKDOWN PROTECTION INC MO WP 250 NE MULBERRY 1982 1992 LEES SUMMIT MO 64086 (816) 347-0900 MEDAMERICA INS CO PA LC P O BOX 41930 1966 1986 ROCHESTER NY 14604 (585) 238-4209 MEDCO CONTAINMENT LIFE INS CO PA LC 100 PARSONS POND DR 1954 1979 FRANKLIN LAKES NJ 07417 (201) 269-3400 MEDICA HEALTH PLANS OF WI WI HM P O BOX 9310 1996 1996 MINNEAPOLIS MN 55440-9310 (952) 992-2900 MEDICA INS CO MN FC P O BOX 9310 RT NO CP475 1984 1996 MINNEAPOLIS MN 55440-1459 (952) 992-2900 MEDICAL ASSOC CLINIC HEALTH PLAN OF WI THE WI HM 1605 ASSOCIATES DR STE 101 1984 1984 DUBUQUE IA 52002 (563) 556-8070 MEDICAL ASSURANCE CO INC THE AL FC P O BOX 590009 1976 1995 BIRMINGHAM AL 35259-0009 (205) 877-4400 MEDICAL COLLEGE OF WI INC THE WIGA 8701 WATERTOWN PLANK RD 1925 1995 MILWAUKEE WI 53226 (414) 456-4400 MEDICAL LIABILITY MUTUAL INS CO NY FC TWO PARK AVE RM 2500 1976 1997 NEW YORK NY 10016 (212) 576-9801 MEDICAL PROTECTIVE CO THE IN FC 5814 REED RD 1909 1915 FORT WAYNE IN 46835 (260) 485-9622 MEDICAL REVIEW INSTITUTE OF AMERICA INC UT IRO P O BOX 25547 0 2004 SALT LAKE CITY UT 84125-0547 (801) 261-3003 MEDICO LIFE INS CO NE LC P O BOX 3477 1967 1971 OMAHA NE 68103 (402) 391-6900 MEDINA MUTUAL INS CO WI TM 500 PLAZA DR 1875 1875 MARSHALL WI 53559 (608) 655-4161 MEDMARC CASUALTY INS CO VT FC P O BOX 10809 1950 1981 CHANTILLY VT 20153-0809 (703) 652-1300

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MEDMARC MUTUAL INS CO VT FC P O BOX 10809 1991 1995 CHANTILLY VA 20153-0809 (703) 652-1300 MEEMIC INS CO MI FC 691 N SQUIRREL RD STE 100 1949 2003 AUBURN HILLS MI 48326 (248) 373-5700 MEGA LIFE & HEALTH INS CO THE OKLC 9151 GRAPEVINE HWY 1981 1984 NORTH RICHLAND HILLS TX 76180 (817) 255-3100 MEMBERS LIFE INS CO WI LC P O BOX 391 1976 1976 MADISON WI 53701-0391 (608) 238-5851 MEMORIAL SLOAN KETTERING CANCER CTR NYGA 633 THIRD AVE 12TH FL 1960 1996 NEW YORK NY 10017 (646) 227-3519 MENDAKOTA INS CO MN FC P O BOX 64816 1985 1999 ST PAUL MN 55164-0816 (651) 310-4100 MENDOTA INS CO MN FC P O BOX 64816 1989 1992 ST PAUL MN 55164-0816 (651) 310-4100 MERASTAR INS CO TN FC P O BOX 181101 1974 1981 CHATTANOOGA TN 37414-6101 (423) 296-7400 MERCHANTS BONDING CO MUTUAL IA FC 2100 FLEUR DR 1933 1991 DES MOINES IA 50321-1158 (515) 243-8171 MERCURY SELECT MANAGEMENT CO INC TX WP P O BOX 268847 1983 1994 OKLAHOMA CITY OK 73126-8847 (405) 621-6585 MERCYCARE HMO INC WIHM P O BOX 2770 2004 2004 JANESVILLE WI 53547-2770 (608) 752-3431 MERCYCARE INS CO WI LC P O BOX 2770 1993 1993 JANESVILLE WI 53547-2770 (800) 752-3431 MERIDIAN CITIZENS MUTUAL INS CO IN FC P O BOX 1980 1914 1970 INDIANAPOLIS IN 46206-1980 (317) 931-7000 MERIDIAN SECURITY INS CO IN FC P O BOX 1980 1967 1993 INDIANAPOLIS IN 46206 (317) 931-7000 MERIT LIFE INS CO IN LC P O BOX 39 1957 1980 EVANSVILLE IN 47701 (812) 424-8031 MERITER FOUNDATION INC WI GA 309 W WASHINGTON AVE 1970 1978 MADISON WI 53703-2701 (608) 267-5811 MERITER RETIREMENT SERVICES INC WI CC 110 S HENRY ST 1966 1984 MADISON WI 53703-3172 (608) 283-2000 MERITPLAN INS CO CA FC P O BOX 19702 1952 1979 IRVINE CA 92623-9702 (949) 222-8000 MERRILL LYNCH LIFE INS CO AR LC 1300 MERRILL LYNCH DR 1986 1988 PENNINGTON NJ 08534 (609) 274-6900 MERRIMAC MUTUAL INS CO WI TM S8628 CTY HWY PF 1873 1874 PLAIN WI 53577 (608) 544-2691 METHODIST MANOR INC WI CC 3023 S 84TH ST 1956 1984 MILWAUKEE WI 53227-3703 (414) 541-2600

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

METLIFE INVESTORS INS CO MO LC 4100 BOY SCOUT BLVD 11TH FL 1981 1986 TAMPA FL 33607 (813) 801-2036 METLIFE INVESTORS USA INS CO DE LC 4100 BOY SCOUT BLVD 1960 1986 TAMPA FL 33607 (813) 801-2100 METROPOLITAN CASUALTY INS CO RI FC P O BOX 350 1981 1982 WARWICK RI 02887-0350 (401) 827-2400 METROPOLITAN DIRECT PROPERTY & RI FC P O BOX 350 1949 1961 CASUALTY INS CO WARWICK RI 02887-0350 (401) 827-2400 METROPOLITAN GENERAL INS CO RI FC P O BOX 350 1980 1982 WARWICK RI 02887-0350 (401) 827-2400 METROPOLITAN GROUP PROP & CASUALTY INS CO RI FC P O BOX 350 1976 1994 WARWICK RI 02887-0350 (401) 827-2400 METROPOLITAN LIFE INS CO NY LC 4100 BOY SCOUT BLVD 1866 1884 TAMPA FL 10010 (212) 578-2211 METROPOLITAN PROPERTY & CASUALTY INS CO RI FC P O BOX 350 1972 1973 WARWICK RI 02886-0350 (401) 827-2400 METROPOLITAN TOWER LIFE INS CO DE LC 4100 BOY SCOUT BLVD 11TH FL 1982 1983 TAMPA FL 33607 (813) 801-2100 MGA INS CO INC TX FC P O BOX 2933 1981 1989 FORT WORTH TX 76113-2933 (817) 336-2500 MGIC ASSURANCE CORP WI FC P O BOX 756 1937 1996 MILWAUKEE WI 53201 (800) 558-9900 MGIC CREDIT ASSURANCE CORP WI FC P O BOX 756 1997 1997 MILWAUKEE WI 53201 (800) 558-9900 MGIC INDEMNITY CORP WI FC P O BOX 756 1956 1961 MILWAUKEE WI 53201 (800) 558-9900 MGIC MORTGAGE INS CORP WI FC P O BOX 756 1987 1987 MILWAUKEE WI 53201 (800) 558-9900 MGIC MORTGAGE REINS CORP WI FC P O BOX 756 1996 1996 MILWAUKEE WI 53201-0756 (800) 558-9900 MGIC REINSURANCE CORP WI FC P O BOX 756 1985 1985 MILWAUKEE WI 53201 (800) 558-9900 MGIC REINSURANCE CORP OF WI WI FC P O BOX 756 1996 1996 MILWAUKEE WI 53201 (800) 558-9900 MGIC RESIDENTIAL REINSURANCE CORP WI FC P O BOX 756 1996 1996 MILWAUKEE WI 53201 (800) 558-9900 MHA INS CO MI FC 6215 W ST JOSEPH HWY 1976 1999 LANSING MI 48917-4852 (517) 323-3443 MIC GENERAL INS CORP MI FC P O BOX 66937 1980 1981 ST LOUIS MO 63166-6937 (314) 493-8000 MIC LIFE INS CORP DELC 300 GALLERIA OFFICENTRE 1975 1978 STE 201 SOUTHFIELD MI 48034 (248) 263-6900

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MIC PROPERTY & CASUALTY INS CORP MI FC 300 GALLERIA OFFICENTRE 1980 1981 SOUTHFIELD MI 48034 (248) 263-6900 MIC SERVICES CORP DE WP P O BOX 5074 1978 1992 SOUTHFIELD MI 48086 (888) 601-0110 MICHIGAN MILLERS MUTUAL INS CO MI FC P O BOX 30060 1881 1900 LANSING MI 48909 (517) 482-6211 MICHIGAN TECH FUND MI GA 1400 TOWNSEND DR 1965 2004 HOUGHTON MI 49931-1294 (906) 487-3325 MID AMERICAN FIRE & CASUALTY CO OH FC 6281 TRI-RIDGE BLVD 1980 1996 LOVELAND OH 45140 (513) 576-3200 MID CENTURY INS CO CA FC P O BOX 2478 1949 1956 TERMINAL ANNEX LOS ANGELES CA 90051 (323) 932-3200 MID-CONTINENT PREFERRED LIFE INS CO OK LC 1800 VALLEY VIEW LN STE 300 1909 1988 DALLAS TX 75234 (972) 484-6063 MIDDLESEX INS CO WI FC 1800 N POINT DR 1826 1994 STEVENS POINT WI 54481-8020 (715) 346-6000 MIDDLESEX MUTUAL ASSUR CO CT FC 213 COURT ST 1836 2003 MIDDLETOWN CT 06457-0891 (860) 347-4621 MIDDLETON GLEN INC WI CC C/O ESSEX CORP 1997 1998 11606 NICHOLAS ST STE 100 OMAHA NE 68154 (402) 431-0500 MIDDLETON INS CO WITM 6924 UNIVERSITY AVE 1876 1877 MIDDLETON WI 53562 (608) 831-5642 MIDLAND NATIONAL LIFE INS CO IA LC 1 MIDLAND PLZ 1906 1959 SIOUX FALLS SD 57193-0001 (605) 335-5700 MIDSTATES REINSURANCE CORP IL FC 10560 SUCCESS LANE STE A 1941 1951 WASHINGTON TOWNSHIP OH 45458 (937) 428-6218 MIDWEST ASSURANCE CO MN FC 8100 34TH AVE S 1991 1997 MINNEAPOLIS MN 55440-1309 (952) 883-6000 MIDWEST EMPLOYERS CASUALTY CO DE FC 14755 N OUTER FORTY DR STE 300 1986 1989 CHESTERFIELD MO 63017 (636) 449-7000 MIDWEST FAMILY MUTUAL INS CO MN FC P O BOX 9425 1891 1922 MINNEAPOLIS MN 55440-9425 (952) 545-6000 MIDWEST MEDICAL INS CO MN FC 7650 EDINBOROUGH WAY STE 400 1980 1996 MINNEAPOLIS MN 55435-5978 (952) 838-6700 MIDWEST NATIONAL LIFE INS CO OF TN TNLC 9151 GRAPEVINE HWY 1965 1986 NORTH RICHLAND HILLS TX 76180 (817) 255-3100 MIDWEST SECURITY LIFE INS CO WILC 2700 MIDWEST DR 1972 1986 ONALASKA WI 54650-8764 (608) 783-7130

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

MIDWESTERN INDEMNITY CO THE OH FC 175 BERKELEY ST 1947 1983 BOSTON MA 02117 (513) 576-3200 MIDWESTERN UNITED LIFE INS CO INLC 5780 POWERS FERRY RD NW 1948 1962 ATLANTA GA 30327 (770) 980-5100 MII LIFE INC MN LC P O BOX 64560 1954 1989 SAINT PAUL MN 55164 (651) 662-8000 MILBANK INS CO SD FC 518 E BROAD ST 1982 1982 COLUMBUS OH 43215 (614) 464-5000 MILLERS CLASSIFIED INS CO WI FC P O BOX 9006 1981 1994 ALTON IL 62002-9006 (618) 463-3636 MILLERS FIRST INS CO IL FC 111 E FOURTH ST 1877 1900 ALTON IL 62002-9006 (618) 463-3636 MILWAUKEE ART MUSEUM WI GA 750 N LINCOLN MEMORIAL DR 1910 1996 MILWAUKEE WI 53202-4018 (414) 224-3200 MILWAUKEE CASUALTY INS CO WI FC P O BOX 1237 1973 1973 BROOKFIELD WI 53008-1237 (262) 207-8500 MILWAUKEE CATHOLIC HOME WI CC 2462 N PROSPECT AVE 1913 1984 MILWAUKEE WI 53211-4462 (414) 224-9700 MILWAUKEE INS CO WI FC P O BOX 1237 1916 1917 BROOKFIELD WI 53008-1237 (262) 207-8500 MILWAUKEE JEWISH FEDERATION INC WI GA 1360 N PROSPECT AVE 1938 2001 MILWAUKEE WI 53202-3094 (414) 390-5700 MILWAUKEE RESCUE MISSION WI GA 830 N 19TH ST 1893 2004 MILWAUKEE WI 53233 (414) 935-0264 MILWAUKEE SAFEGUARD INS CO WI FC P O BOX 1237 1982 1982 BROOKFIELD WI 53008-1237 (262) 207-8500 MILWAUKEE SERVICE CONTRACT CORP WI WP 1749 N PROSPECT AVE 1991 1992 MILWAUKEE WI 53202 (414) 447-5125 MINNEHOMA AUTOMOBILE ASSOCIATION INC FL WP 8282 S MEMORIAL DR STE 202 1980 2000 TULSA OK 74133 (918) 307-1000 MINNESOTA INS CO MN FC 1 AIG CTR 1987 1992 WILMINGTON DE 19803 (302) 252-2000 MINNESOTA LAWYERS MUTUAL INS CO MN FC 333 S 7TH ST STE 2200 1981 2001 MINNEAPOLIS MN 55402 (612) 341-4530 MINNESOTA LIFE INS CO MN LC 400 ROBERT ST N 1880 1946 ST PAUL MN 55101-2098 (651) 665-3500 MISSION AMERICAN INS CO CA FC P O BOX 5810 1949 1955 LONG BEACH CA 90805-0750 (310) 605-3300 MITSUI SUMITOMO INS CO OF AM NY FC P O BOX 4602 1893 1979 WARREN NJ 07059-4602 (908) 604-2900 MITSUI SUMITOMO INS USA INC NY FC P O BOX 4602 1988 1988 WARREN NJ 07059-4602 (908) 604-2900

235 Wisconsin Insurance Report Business of 2004 Directory of Licensed Insurers

Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

MML BAY STATE LIFE INS CO CTLC 1295 STATE ST 1935 1982 SPRINGFIELD MA 01111 (413) 788-8411 MOBIL AUTO CLUB INC DE MC 200 N MARTINGALE RD 1981 1982 SCHAUMBURG IL 60173-2236 (847) 605-3000 MODERN SERVICE INS CO MN FC P O BOX 2100 1968 1968 BLOOMINGTON IL 61702 (309) 821-3000 MODERN WOODMEN OF AMERICA IL FR 1701 FIRST AVE 1884 1895 ROCK ISLAND IL 61201-8779 (309) 786-6481 MONARCH LIFE INS CO MA LC 1 MONARCH PL 1901 1949 SPRINGFIELD MA 01133-0001 (413) 784-2000 MONROE GUARANTY INS CO IN FC 6300 UNIVERSITY PARKWAY 1974 1999 SARASOTA FL 34240 (941) 907-7536 MONUMENTAL LIFE INS CO MD LC 2 E CHASE ST 1858 1979 BALTIMORE MD 21202-2540 (410) 685-2900 MONY LIFE INS CO OF AMERICA AZLC 1290 AVENUE OF THE AMERICAS 1969 1982 NEW YORK NY 10104 (212) 314-5648 MONY LIFE INS CO NYLC 1290 AVENUE OF THE AMERICAS 1842 1915 NEW YORK NY 10104 (212) 314-5648 MORAINE MUTUAL INS CO WI TM P O BOX 43 1880 1880 JACKSON WI 53037-0043 (262) 677-9044 MORTGAGE GUARANTY INS CORP WI FC P O BOX 756 1979 1979 MILWAUKEE WI 53201 (800) 558-9900 MOTOR CLUB OF AMERICA ENTERPRISES INC DEMC 3200 W WILSHIRE BLVD 1968 1974 OKLAHOMA CITY OK 73116 (800) 227-6459 MOTORCYCLE MANAGEMENT CONSULTING CA WP P O BOX 546 1986 1992 SERVICES INC CORONA DEL MAR CA 92625 (800) 832-3237 MOTORISTS LIFE IN CO OH LC 471 E BROAD ST 1965 1996 COLUMBUS OH 43215 (614) 225-8211 MOTORS INS CORP MI FC 300 GALLERIA OFFICENTRE 1998 1999 SOUTHFIELD MI 48034 (248) 263-6900 MOUNT MARY COLLEGE WIGA 2900 N MENOMONEE 1928 1996 RIVER PKWY MILWAUKEE WI 53222-4545 (414) 258-4810 MPP CO INC KS WP P O BOX 634 1978 1995 SHAWNEE MISSION KS 66201 (800) 747-4400 MRP SERVICE AGREEMENT CORP MI WP 300 GALLERIA OFFICENTRE 1998 2001 STE 200 SOUTHFIELD MI 48034 (248) 263-6900 MSI PREFERRED INS CO WI FC P O BOX 2100 1984 1984 BLOOMINGTON IL 61702 (309) 821-3000 MT CALVARY MUTUAL INS CO WI TM 923 FOND DU LAC ST 1874 1874 MOUNT CALVARY WI 53057-9772 (920) 753-3131

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

MT PLEASANT-PERRY MUT INS CO WI TM P O BOX 38 1876 1876 MONTICELLO WI 53570-0038 (608) 938-4008 MT MORRIS MUTUAL INS CO WI FC N1211 COUNTY RD B 1876 1876 COLOMA WI 54930-9795 (715) 228-5541 MTL INS CO ILLC 1200 JORIE BLVD 1904 1917 OAK BROOK IL 60522-9060 (630) 990-1000 MUNICH AMERICAN REASSURNC CO GA LC P O BOX 3210 1959 1982 ATLANTA GA 30302-3210 (770) 350-3200 MUNICIPAL BOND INS ASSOC NY RS 113 KING ST 1974 1974 ARMONK NY 10504 (914) 765-3912 MUSCO WARRANTY CO INC IA WP P O BOX 808 2001 2003 OSKALOOSA IA 52577 (641) 673-0411 MUTUAL OF AMERICA LIFE INS CO NY LC 320 PARK AVE 1945 1980 NEW YORK NY 10022 (212) 224-1600 MUTUAL OF OMAHA INS CO NE LC MUTUAL OF OMAHA PLZ 1909 1939 OMAHA NE 68175 (402) 342-7600 MUTUAL PROTECTIVE INS CO NE LC P O BOX 3477 1930 2003 OMAHA NE 68103 (402) 391-6900 MUTUAL SERVICE CASUALTY INS CO MN FC P O BOX 2100 1919 1947 BLOOMINGTON IL 61702 (309) 821-3000 MUTUAL SERVICE LIFE INS CO MN LC P O BOX 2000 1934 1947 BLOOMINGTON IL 61702 (309) 821-3000 NATION MOTOR CLUB INC FL MC 1108 E NEWPORT DR 1978 2004 DEERFIELD BEACH FL 33442 (954) 596-4880 NATIONAL ACADEMY OF SCIENCES DC GA 2101 CONSTITUTION AVE NW 1863 1995 WASHINGTON DC 20418 (202) 334-3003 NATIONAL ADMINISTRATIVE SERVICE CO LTD OH WP 5747 PERIMETER ST STE 200 2001 2003 DUBLIN OH 43017 (614) 358-1500 NATIONAL ALLIANCE INS CO MO FC P O BOX 66937 1972 1988 ST LOUIS MO 63166-6937 (314) 493-8000 NATIONAL AMERICAN INS CO OK FC 1010 MANVEL AVE 1919 1971 CHANDLER OK 74834-0009 (405) 258-0804 NATIONAL AMERICAN INS CO OF CA CA FC P O BOX 32039 1966 1989 LONG BEACH CA 90832 (562) 279-1300 NATIONAL AUTO CARE CORP OH WP 575 WESTAR CROSSING 1984 2001 WESTERVILLE OH 43082 (614) 438-7400 NATIONAL BEN FRANKLIN INS CO OF IL IL FC CNA CTR 1968 1971 CHICAGO IL 60685 (312) 822-5000 NATIONAL BENEFIT LIFE INS CO NY LC 333 W 34TH ST 1962 1968 NEW YORK NY 10001 (212) 615-7500 NATIONAL CASUALTY CO WI FC P O BOX 4110 1904 1905 SCOTTSDALE AZ 85261-4110 (480) 365-4000

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

NATIONAL CATHOLIC SOCIETY OF FORESTERS IL FR 320 S SCHOOL ST 1894 1896 MT PROSPECT IL 60056 (847) 342-4500 NATIONAL CHRISTIAN CHARITABLE GA GA 1100 JOHNSON FERRY RD STE 900 1982 2004 FOUNDATION INC ATLANTA GA 30342 (404) 252-0100 NATIONAL CONTINENTAL INS CO NY FC 6300 WILSON MILLS RD W33 1897 1920 MAYFIELD VILLAGE OH 44143-2182 (440) 461-5000 NATIONAL COUNCIL OF COMPENSATION INS NY RS 750 PARK OF COMMERCE DR 1982 1982 BOCA RATON FL 33487 (407) 997-4399 NATIONAL CROP INS SERVICES INC KS RS 8900 INDIAN CREEK PKWY 1970 1970 STE 600 OVERLAND PARK KS 66210 (913) 685-2767 NATIONAL FARMERS UNION LIFE INS CO TX LC P O BOX 410288 1937 1953 KANSAS CITY MO 64141 (816) 391-2000 NATIONAL FARMERS UNION PROPERTY CO FC 11900 E CORNELL AVE 1984 1986 & CASUALTY CO AURORA CO 80014-3194 (303) 337-5500 NATIONAL FIRE & CASUALTY CO IL FC P O BOX 157 1980 1994 BLOOMINGTON IL 61702-0157 (309) 663-1393 NATIONAL FIRE AND INDEMNITY EXCHANGE MO RE P O BOX 39903 1915 1980 JOHN L CORLEY INC ATTORNEY-IN-FACT SAINT LOUIS MO 63139 (314) 832-1118 NATIONAL FIRE INS CO OF HARTFORD CT FC CNA CTR 1869 1925 CHICAGO IL 60685 (312) 822-5000 NATIONAL FOUNDATION INC MD GA 2925 PROFESSIONAL PL STE 201 1983 2002 COLORADO SPRINGS CO 80904-8105 (719) 447-4715 NATIONAL GENERAL ASSURANCE CO MO FC P O BOX 66937 1983 1995 ST LOUIS MO 63166-6937 (314) 493-8000 NATIONAL GENERAL INS CO MO FC P O BOX 66937 1966 1971 ST LOUIS MO 63166-6937 (314) 493-8000 NATIONAL GRANGE MUTUAL INS CO NH FC 55 WEST ST 1923 1937 KEENE NH 03431 (603) 352-4000 NATIONAL GUARDIAN LIFE INS CO WI LC P O BOX 1191 1909 1910 MADISON WI 53701-1191 (608) 257-5611 NATIONAL HEALTH INS CO TX LC P O BOX 619999 1965 1986 DALLAS TX 75261-9999 (817) 640-1900 NATIONAL INDEMNITY CO NE FC 3024 HARNEY ST 1940 1956 OMAHA NE 68131-3580 (402) 536-3000 NATIONAL INDEPENDENT STATISTICAL SERVICE IL RS 3601 VINCENNES RD 1970 1970 P O BOX 68950 INDIANAPOLIS IN 46268-0950 (317) 876-6210 NATIONAL INS ASSN INRE 175 BERKELEY 1972 1987 BOSTON MA 02117 (617) 357-9500 NATIONAL INS CO OF WI INC WI FC 250 S EXECUTIVE DR 1895 1895 BROOKFIELD WI 53005-4272 (262) 785-9995

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

NATIONAL INTERSTATE INS CO OH FC 3250 INTERSTATE DR 1989 1996 RICHFIELD OH 44286 (330) 659-8900 NATIONAL JEWISH MEDICAL AND CO GA 1400 JACKSON ST 1900 1999 RESEARCH CTR DENVER CO 80206 (303) 398-1532 NATIONAL KIDNEY FOUNDATION INC NY GA 30 E 33RD ST 1950 1997 NEW YORK NY 10016 (212) 889-2210 NATIONAL LIABILITY & FIRE INS CO CT FC 3024 HARNEY ST 1957 1979 OMAHA NE 68131-3580 (402) 536-3000 NATIONAL LIFE INS CO VT LC 1 NATIONAL LIFE DR 1848 1927 MONTPELIER VT 05604 (802) 229-3333 NATIONAL MOTOR CLUB OF AMERICA THE TX MC 6500 N BELTLINE RD STE 200 1956 1981 IRVING TX 75063 (972) 999-4400 NATIONAL MULTIPLE SCLEROSIS SOCIETY NY GA 700 BROADWAY STE 810 1946 2001 DENVER CO 80203 (303) 813-1052 NATIONAL MUTUAL BENEFIT WI FR 6522 GRAND TETON PLZ 1916 1916 MADISON WI 53719 (608) 833-1936 NATIONAL PRODUCT CARE CO IL WP 1000 MILWAUKEE AVE 1984 1995 GLENVIEW IL 60025 (847) 953-1000 NATIONAL PROTECTION PLAN INC WI WP 22 NORTHEAST 22ND AVE 2001 2003 POMPANO BEACH FL 33062 (800) 432-4566 NATIONAL REINSURANCE CORP DE FC 695 E MAIN ST 1806 1977 STAMFORD CT 06901 (203) 328-5000 NATIONAL SLOVAK SOCIETY OF THE USA PA FR 351 VALLEY BROOK RD 1894 1918 MCMURRAY PA 15317 (800) 488-1890 NATIONAL SPECIALTY INS CO TX FC 8200 ANDERSON BLVD 1960 1980 FT WORTH TX 76120 (817) 265-2000 NATIONAL SPIRITUAL ASSEMBLY OF THE IL GA 1233 CENTRAL ST 1994 2004 BAHAIS OF THE U S EVANSTON IL 60201-1611 (847) 733-3495 NATIONAL STATES INS CO MO LC 1830 CRAIG PARK CT 1964 1969 ST LOUIS MO 63146-6925 (314) 878-0101 NATIONAL SURETY CORP IL FC 777 SAN MARIN DR 1970 1972 NOVATO CA 94998 (312) 346-6400 NATIONAL TEACHERS ASSOCIATES LIFE INS CO TX LC 4949 KELLERE SPRINGS RD 1938 1999 ADDISON TX 75001 (972) 532-2100 NATIONAL TITLE INS OF NEW YORK INC NYTC 601 RIVERSIDE AVE 1929 1961 JACKSONVILLE FL 32204 (904) 854-8100 NATIONAL UNION FIRE INS CO OF PITTSBURGH PA FC 70 PINE ST 1901 1901 NEW YORK NY 10270 (212) 770-7000 NATIONAL WESTERN LIFE INS CO CO LC 850 E ANDERSON LN 1956 1966 AUSTIN TX 78752-1638 (512) 836-1010 NATIONAL WILDLIFE FEDERATION DC GA 11100 WILDLIFE CTR DR 1939 1990 RESTON VA 20190 (703) 438-6072

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

NATIONS TITLE INS OF NEW YORK INC NYTC 601 RIVERSIDE AVE 1927 1974 JACKSONVILLE FL 32204 (904) 854-8100 NATIONWIDE AFFINITY INS CO OF AMERICA KS FC 1 NATIONWIDE PLZ 1924 1926 COLUMBUS OH 43215-2220 (614) 249-7111 NATIONWIDE AGRIBUSINESS INS CO IA FC 1100 LOCUST ST DEPT 2007 1973 1989 DES MOINES IA 50391-2007 (515) 228-6700 NATIONWIDE ASSURANCE CO WI FC 1 NATIONWIDE PLZ 1942 1984 COLUMBUS OH 43215 (614) 249-1545 NATIONWIDE GENERAL INS CO OH FC 1 NATIONWIDE PLZ 1957 1998 COLUMBUS OH 43216 (614) 249-7111 NATIONWIDE INS CO OF AMER WI FC 1100 LOCUST ST 1960 1962 DES MOINES IA 50391 (515) 280-4211 NATIONWIDE LIFE & ANNUITY CO OF AM DE LC P O BOX 15750 1958 1980 WILMINGTON DE 19850-5750 (610) 407-1717 NATIONWIDE LIFE & ANNUITY INS CO OH LC 1 NATIONWIDE PLZ 1981 1983 COLUMBUS OH 43215-2220 (610) 407-1717 NATIONWIDE LIFE INS CO OH LC 1 NATIONWIDE PLZ 1929 1976 COLUMBUS OH 43215-2220 (800) 882-2822 NATIONWIDE LIFE INS CO OF AM PA LC P O BOX 1717 1865 1927 VALLEY FORGE PA 19482-1717 (610) 407-1717 NATIONWIDE MUTUAL FIRE INS CO OH FC 1 NATIONWIDE PLZ 1933 1966 COLUMBUS OH 43215-2220 (614) 249-7111 NATIONWIDE MUTUAL INS CO OH FC 1 NATIONWIDE PLZ 1925 1966 COLUMBUS OH 43215-2220 (614) 249-7111 NATIONWIDE PROPERTY & CASUALTY INS CO OH FC 1 NATIONWIDE PLZ 1979 1984 COLUMBUS OH 43215-2220 (614) 249-7111 NATURAL RESOURCES FOUNDATION OF WI INC WI GA P O BOX 2317 2004 2004 MADISON WI 53701-2317 (608) 266-3138 NATURE CONSERVANCY THE DC GA 4245 N FAIRFAX DR STE 100 1951 2001 ARLINGTON VA 22203 (703) 841-4539 NAU COUNTRY INS CO MN FC 7333 SUNWOOD DR 1985 1987 RAMSEY MN 55303 (763) 427-3770 NAVIGATORS INS CO NY FC 6 INTERNATIONAL DR 1981 1986 RYE BROOK NY 10573 (914) 934-8999 NCMIC INS CO IA FC P O BOX 9118 1946 1967 DES MOINES IA 50306-9118 (515) 313-4500 NETHERLANDS INS CO THE NH FC 175 BERKELEY ST 1979 1979 BOSTON MA 02117 (617) 357-9500 NETWORK HEALTH INS CORP WI LC P O BOX 120 2001 2001 MENASHA WI 54952 (920) 720-1200 NETWORK HEALTH PLAN WI HM P O BOX 120 1986 1986 MENASHA WI 54952 (920) 720-1200

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

NEUMA INC IL VI 7366 N LINCOLN AVE STE 202 1991 2002 LINCOLNWOOD IL 60172 (847) 674-1165 NEW ENGLAND HISTORIC GENEALOGICAL SOC MA GA 101 NEWBURY ST 1845 2004 BOSTON MA 02116 (617) 536-5740 NEW ENGLAND INS CO CT FC 150 FEDERAL ST 1954 1969 BOSTON MA 02110-3213 (617) 526-8500 NEW ENGLAND LIFE INS CO MA LC 4100 BOY SCOUT BLVD 11TH FL 1980 1981 TAMPA FL 33607 (617) 578-2000 NEW ERA LIFE INS CO OF THE MIDWEST TX LC P O BOX 4884 1960 1971 HOUSTON TX 77210-4884 (281) 368-7200 NEW HAMPSHIRE INDEMNITY CO INC PA FC 13010 MORRIS RD 1951 1979 ALPHARETTA GA 30004 (770) 753-8300 NEW HAMPSHIRE INS CO PA FC 70 PINE ST 1869 1877 NEW YORK NY 10270 (212) 770-7000 NEW HOPE MUTUAL INS CO WI TM N11311 CTY HWY P 1887 1887 IOLA WI 54945 (715) 677-3833 NEW SOUTH INS CO NC FC P O BOX 3199 1952 1997 WINSTON SALEM NC 27102-3199 (336) 770-2000 NEW WARRANTY SERVICES INC DE WP 22894 PACIFIC BLVD 2002 2003 STERLING VA 20166 (703) 318-7700 NEW YORK LIFE INS & ANNUITY CORP DE LC 51 MADISON AVE 1980 1981 NEW YORK NY 10010-1603 (212) 576-7000 NEW YORK LIFE INS CO NY LC 51 MADISON AVE 1841 1851 NEW YORK NY 10010-1603 (212) 576-7000 NEW YORK MARINE & GENERAL INS CO NY FC 919 THIRD AVE 10TH FL 1972 1986 NEW YORK NY 10022 (212) 551-0600 NEWARK INS CO NJ FC P O BOX 9020 1811 1878 BETHPAGE NY 11714-9020 (516) 576-3400 NEWARK MUTUAL INS CO WITM 1205 MADISON RD 1874 1874 BELOIT WI 53511-4132 (608) 362-3173 NEWCASTLE PLACE INC WI CC 12600 N PORT WASHINGTON RD 2001 2001 MEQUON WI 53092 (262) 387-8800 NGL AMERICAN LIFE INS CO WI LC P O BOX 1031 1982 1997 MADISON WI 53701-1031 (608) 257-5611 NIAGARA FIRE INS CO DE FC CNA CTR 1977 1977 CHICAGO IL 60685 (312) 822-5000 NIPPON LIFE INS CO OF AMERICA IA LC 521 FIFTH AVE 5TH FL 1972 1980 NEW YORK NY 10175 (212) 909-0759 NIPPONKOA INS CO LIMITED (U S BRANCH) NY FC 14 WALL ST 8TH FL 1944 1984 NEW YORK NY 10005 (212) 405-1650 NISSAN NORTH AMERICA INC CA WP P O BOX 191 1960 2001 GARDENA CA 90248 (310) 532-3111

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

NLC MUTUAL INS CO VT FC 1301 PENNSYLVANIA AVE NW 1986 2001 STE 550 WASHINGTON DC 20004 (202) 626-3110 NORBERTINE FATHERS WIGA 1016 N BROADWAY 1932 1994 DE PERE WI 54115-2697 (920) 337-4300 NORGUARD INS CO PA FC P O BOX A-H 1987 2001 WILKES-BARRE PA 18703 (570) 825-9900 NORTH AMERICAN BAPTISTS INC IL GA 1 SO 210 SUMMIT AVE 1947 1998 OAK TERRACE IL 60181-3994 (630) 495-2000 NORTH AMERICAN CO FOR LIFE & HEALTH INS IL LC 1 MIDLAND PLZ 1886 1892 SIOUX FALLS SD 57193-0001 (312) 648-7600 NORTH AMERICAN ELITE INS CO NH FC 650 ELM ST 6TH FL 1987 1991 MANCHESTER NH 03101-2524 (603) 644-6600 NORTH AMERICAN INS CO WI LC P O BOX 44160 1962 1965 MADISON WI 53744 (602) 263-6666 NORTH AMERICAN LUMBER INS CO MA FC P O BOX 9165 1983 1987 FRAMINGHAM MA 01701-9165 (508) 872-8111 NORTH AMERICAN SPECIALTY INS CO NH FC 650 ELM ST 1973 1974 MANCHESTER NH 03101 (603) 644-6600 NORTH AMERICAN WARRANTY SERVICES INC IL WP 1005 W BUSCH BLVD STE 204 1984 1992 TAMPA FL 33612 (813) 931-2258 NORTH POINTE INS CO MI FC P O BOX 2223 1986 1996 SOUTHFIELD MI 48037-2223 (248) 358-1171 NORTH RIVER INS CO THE NJ FC 305 MADISON AVE 1972 1972 MORRISTOWN NJ 07962 (973) 490-6600 NORTH STAR REINS CORP DE FC 695 E MAIN ST 1956 1981 STAMFORD CT 06901-2141 (203) 328-5000 NORTHBROOK INDEMNITY CO IL FC 2775 SANDERS RD STE H1A 1978 1980 NORTHBROOK IL 60062-7127 (847) 402-5000 NORTHEASTERN MUTUAL INS CO WI TM P O BOX 96 1874 1875 ALGOMA WI 54201-0096 (920) 487-5954 NORTHERN ASSURANCE CO OF AMER THE MA FC 1 BEACON ST 1954 1955 BOSTON MA 02108-3106 (617) 725-6000 NORTHERN FINNISH MUTUAL INS CO WI TM P O BOX 67 1914 1915 MARENGO WI 54855 (715) 278-3944 NORTHERN INS CO OF NY NY FC 1400 AMERICAN LANE TOWER 1 1897 1906 19TH FL SCHAUMBURG IL 60196-1056 (847) 605-6000 NORTHLAND CASUALTY CO MN FC 385 WASHINGTON ST 1959 1959 SAINT PAUL MN 55120 (651) 688-4100 NORTHLAND INS CO MN FC 385 WASHINGTON ST 1948 1950 SAINT PAUL MN 55102 (651) 310-4100

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

NORTHWESTERN LONG TERM CARE INS CO WI LC 720 E WISCONSIN AVE 1953 1966 MILWAUKEE WI 53202 (414) 665-2510 NORTHWESTERN MUTUAL LIFE INS CO THE WI LC 720 E WISCONSIN AVE 1857 1858 MILWAUKEE WI 53202-4703 (414) 271-1444 NORTHWESTERN NATIONAL INS CO OF WI FC 709 CURTIS ST 1869 1869 MILWAUKEE WI MIDDLETOWN OH 45044-3999 (513) 425-5899 NUTMEG LIFE INS CO IALC 200 HOPMEADOW ST 1955 1970 SIMSBURY CT 06089 (860) 547-4707 NYLIFE INS CO OF AZ AZ LC 51 MADISON AVE 1987 1989 NEW YORK NY 10010-1603 (212) 576-7000 OAKWOOD FOUNDATION INC WI GA 6201 MINERAL POINT RD 1982 1994 MADISON WI 53705 (608) 231-3456 OAKWOOD VILLAGE APARTMENTS INC WI CC 6165 MINERAL POINT RD 1974 1998 MADISON WI 53705 (608) 230-4699 OAKWOOD VILLAGE EAST APARTMENT HOMES INC WI CC 6165 MINERAL POINT RD 1999 1999 MADISON WI 53705 (608) 230-4000 OCCIDENTAL FIRE & CASUALTY CO OF NC NC FC P O BOX 10800 1961 1964 702 OBERLIN RD RALEIGH NC 27605-0800 (919) 833-1600 OCCIDENTAL LIFE INS CO OF NC TX LC P O BOX 2595 1906 1966 WACO TX 76702-2595 (254) 297-2775 OCOMA INDUSTRIES INC DE MC 200 N MARTINGALE RD 1965 1967 SCHAUMBURG IL 60173-2096 (847) 605-3000 ODYSSEY AMERICA REINSURANCE CORP CT FC 300 FIRST STAMFORD PL 1986 1987 STAMFORD CT 06902 (203) 977-8019 OHIC INS CO OH FC 155 E BROAD ST 1978 1991 COLUMBUS OH 43215 (614) 221-7777 OHIO CASUALTY INS CO THE OH FC 9450 SEWARD RD 1919 1929 FAIRFIELD OH 45014-5456 (513) 603-2400 OHIO FARMERS INS CO OH FC P O BOX 5001 1848 1913 WESTFIELD CTR OH 44251-5001 (330) 887-0101 OHIO INDEMNITY CO OH FC 250 E BROAD ST 10TH FL 1956 1989 COLUMBUS OH 43215 (614) 228-2800 OHIO NATIONAL LIFE ASSURANCE CORP OH LC P O BOX 237 1979 1985 CINCINNATI OH 45201-0237 (513) 794-6100 OHIO NATIONAL LIFE INS CO OH LC P O BOX 237 1909 1985 CINCINNATI OH 45201-0237 (513) 794-6100 OHIO SECURITY INS CO OH FC 9450 SEWARD RD 1950 1964 FAIRFIELD OH 45014-5456 (513) 603-2400 OHIO STATE LIFE INS CO TX LC P O BOX 410288 1906 1982 KANSAS CITY MO 64141 (816) 391-2000 OLD AMERICAN INS CO MO LC P O BOX 218573 1939 1968 KANSAS CITY MO 64141-8573 (816) 753-7000

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

OLD REPUBLIC HOME PROTECTION CO INC CA WP 2 ANNABEL LANE #112 1982 2002 SAN RAMON CA 94583 (925) 866-1500 OLD REPUBLIC INS CO PA FC P O BOX 789 1935 1956 GREENSBURG PA 15601-0789 (724) 834-5000 OLD REPUBLIC LIFE INS CO ILLC 307 N MICHIGAN AVE 1931 1939 CHICAGO IL 60601 (312) 346-8100 OLD REPUBLIC MERCANTILE INS CO WI FC 445 S MOORLAND RD STE 300 1985 1995 BROOKFIELD WI 53005-4253 (262) 797-3455 OLD REPUBLIC NATL TITLE INS CO MN TC 400 2ND AVE S 1907 1956 MINNEAPOLIS MN 55401 (612) 371-1111 OLD REPUBLIC SECURITY ASSUR CO AZ FC P O BOX 35008 1977 1977 TULSA OK 74153-0008 (918) 307-1000 OLD REPUBLIC SURETY CO WI FC P O BOX 1635 1981 1981 MILWAUKEE WI 53201 (262) 797-2640 OLD UNITED CASUALTY CO KS FC P O BOX 795 1988 1995 SHAWNEE MISSION KS 66201 (913) 895-0200 OLD UNITED LIFE INS CO AZ LC P O BOX 795 1963 1995 SHAWNEE MISSION KS 66201 (913) 895-0200 OMAHA ADMINISTRATION SERVICES INC NE WP 12809 W DODGE RD 1982 1995 OMAHA NE 68154 (402) 333-9000 OMAHA INDEMNITY CO THE WI FC 3102 FARNAM ST 1956 1967 OMAHA NE 68131-3491 (402) 342-3326 OMAHA PROPERTY & CASUALTY INS CO NE FC 3102 FARNAM ST 1978 1980 OMAHA NE 68131-3504 (402) 351-5468 OMNI INS CO IL FC P O BOX 105440 1980 1995 ATLANTA GA 30348 (770) 952-4500 ONEBEACON AMERICA INS CO MA FC 1 BEACON ST 1971 1971 BOSTON MA 02108-3100 (617) 725-6000 ONEBEACON INS CO PA FC 1 BEACON ST 1956 1956 BOSTON MA 02108-3100 (617) 725-6000 ONEBEACON MIDWEST INS CO WI FC 1 BEACON ST 1991 1991 BOSTON MA 02108 (617) 725-6000 ONENATION INS CO IN LC 120 MONUMENT CIR 1974 1982 INDIANAPOLIS IN 46204 (317) 488-6000 OPTIMUM RE INS CO TX LC P O BOX 660010 1978 1991 DALLAS TX 75266-0010 (214) 528-2020 ORAL ROBERTS UNIV OK GA 7777 S LEWIS AVE 1963 1978 TULSA OK 74171-0001 (918) 495-7549 ORDER OF UNITED COMMERCIAL TRAVELERS OH FR 632 N PARK ST 1890 1904 OF AMER COLUMBUS OH 43215 (800) 848-0123 OSHKOSH AREA COMMUNITY FOUNDATION THE WI GA 404 N MAIN ST STE 205 1928 2004 OSHKOSH WI 54901 (920) 426-3993

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

OWNERS INS CO OH FC P O BOX 30660 1975 1984 LANSING MI 48909-8160 (517) 323-1200 OXFORD LIFE INS CO AZLC 2721 N CENTRAL AVE 1965 1995 PHOENIX AZ 85004-1120 (602) 263-6666 OZARK NATIONAL LIFE INS CO MO LC P O BOX 15688 1964 1992 KANSAS CITY MO 64106-0688 (816) 842-6300 PACIFIC EMPLOYERS INS CO PA FC 1601 CHESTNUT ST 1923 1951 P O BOX 41484 PHILADELPHIA PA 19101-1484 (215) 640-1000 PACIFIC INDEMNITY CO WI FC P O BOX 1615 1926 1950 WARREN NJ 07061-1615 (908) 903-2000 PACIFIC LIFE & ANNUITY CO AZ LC 700 NEWPORT CTR DR 1982 1990 NEWPORT BEACH CA 92660 (949) 219-3011 PACIFIC LIFE INS CO CA LC 700 NEWPORT CTR DR 1868 1936 NEWPORT BEACH CA 92660 (949) 219-3011 PACIFIC SPECIALTY INS CO CA FC 3601 HAVEN AVE 1988 1997 MENLO PARK CA 94025 (650) 780-4800 PALLOTTINE FATHERS & BROTHERS INC WI GA 5424 W BLUEMOUND RD 1978 1988 MILWAUKEE WI 53208-3011 (414) 259-0688 PAN AMERICAN ASSURANCE CO LA LC P O BOX 53372 1981 1994 NEW ORLEANS LA 70153 (504) 566-3161 PAN AMERICAN LIFE INS CO LA LC P O BOX 60219 1911 1992 NEW ORLEANS LA 70160 (504) 566-3161 PARAGON LIFE INS CO MOLC 190 CARONDELET PLZ 1981 1983 ST LOUIS MO 63105 (314) 862-2211 PARIS MUTUAL FIRE INS CO WITM 20604 9TH ST 1873 1873 KANSASVILLE WI 53139 (262) 878-1782 PARK AVENUE LIFE INS CO DE LC 7 HANOVER SQ 1964 1966 NEW YORK NY 10004-2616 (212) 598-8924 PARKER CENTENNIAL ASSUR CO WI LC 1800 N POINT DR 1973 1988 STEVENS POINT WI 54481 (715) 346-6000 PARTNERRE INS CO OF NY NY FC 1 GREENWICH PLZ 1875 1986 GREENWICH CT 06830-6352 (203) 485-4200 PARTNERS MUTUAL INS CO WI FC P O BOX 2003 1931 1932 MILWAUKEE WI 53201-2003 (262) 798-5050 PATHFINDER INS CO CO FC 76 SAINT PAUL ST STE 500 1986 1986 BURLINGTON VT 05401-4477 (802) 652-1556 PATRIOT GENERAL INS CO WI FC 1800 N POINT RD 1968 1994 STEVENS POINT WI 54481 (715) 346-6000 PAUL REVERE LIFE INS CO THE MA LC 1 FOUNTAIN SQ 1930 1930 CHATTANOOGA TN 37402-1330 (423) 294-1011 PAUL REVERE VARIABLE ANNUITY INS CO MA LC 1 FOUNTAIN SQ 1965 1966 CHATTANOOGA TN 37402-1330 (423) 294-1011

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PEAK PROPERTY & CASUALTY INS CORP CO FC P O BOX 1000 1985 1987 CHARLOTTE NC 28201-1000 (704) 522-2000 PEER REVIEW SYSTEMS INC OH IRO 350 WORTHINGTON RD STE H 2000 2004 WESTERVILLE OH 43082 (614) 895-9900 PEERLESS INDEMNITY INS CO IL FC 175 BERKELEY ST 2002 2002 BOSTON MA 02117 (603) 505-1442 PEERLESS INS CO NH FC 175 BERKELEY ST 1901 1946 BOSTON MA 02117 (603) 352-3221 PEKIN INS CO IL FC 2505 COURT ST 1961 1983 PEKIN IL 61558-0001 (309) 346-1161 PEKIN LIFE INS CO IL LC 2505 COURT ST 1965 1983 PEKIN IL 61558-0001 (309) 346-1161 PELLA MUTUAL INS CO WI TM W11261 HWY D 1876 1877 MARION WI 54950 (715) 754-5039 PENINSULAR LIFE INS CO FL LC P O BOX 958465 1901 1973 LAKE MARY FL 32795 (407) 628-1776 PENN AMERICA INS CO PA FC 420 S YORK RD 1975 1996 HATBORO PA 19040 (215) 443-3600 PENN INS & ANNUITY CO DE LC 600 DRESHER RD 1980 1981 HORSHAM PA 19044 (215) 956-9177 PENN MILLERS INS CO PA FC P O BOX P 1887 1911 WILKES-BARRE PA 18777-0016 (570) 822-8111 PENN MUTUAL LIFE INS CO THE PA LC 600 DRESHER RD 1847 1915 HORSHAM PA 19044 (215) 956-8000 PENN TREATY NETWORK AMERICA INS CO PA LC 3440 LEHIGH ST 1954 1971 ALLENTOWN PA 18103-7001 (610) 965-2222 PENNSYLVANIA GENERAL INS CO PA FC 1 BEACON ST 1955 1957 BOSTON MA 02108 (617) 725-6000 PENNSYLVANIA LIFE INS CO PA LC P O BOX 958465 1948 1960 LAKE MARY FL 32746 (800) 275-7366 PENNSYLVANIA LUMBERMENS MUTUAL INS CO PA FC 170 S INDEPENDENCE SQ W 1895 1981 STE 200 E PHILADELPHIA PA 19106 (215) 625-9233 PENNSYLVANIA MANUFACTURERS ASSN INS CO PA FC P O BOX 3031 1964 1979 BLUE BELL PA 19422-0754 (610) 397-5000 PENNSYLVANIA NATIONAL MUTUAL PA FC P O BOX 2361 1919 1962 CASUALTY INS CO HARRISBURG PA 17105 (717) 234-4941 PEOPLE FOR THE ETHICAL TREATMENT VA GA 501 FRONT ST 1998 2001 OF ANIMALS INC NORFOLK VA 23510 (757) 622-7382 PEOPLES BENEFIT LIFE INS CO IA LC 4333 EDGEWOOD RD NE 1920 1956 CEDAR RAPIDS IA 52499 (319) 398-8511 PERMANENT GENERAL ASSURANCE CORP TN FC P O BOX 305054 1978 1982 NASHVILLE TN 37230-5054 (615) 744-1221

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PETROLEUM CASUALTY CO TX FC P O BOX 3342 1925 1970 HOUSTON TX 77253 (713) 680-7148 PHARMACISTS LIFE INS CO THE IA LC P O BOX 370 1979 1997 ALGONA IA 50511 (515) 295-2461 PHARMACISTS MUTUAL INS CO IA FC P O BOX 370 1909 1919 ALGONA IA 50511 (515) 295-2461 PHILADELPHIA AMERICAN LIFE INS CO TX LC 200 WESTLAKE PARK BLVD 1978 1978 STE 1200 HOUSTON TX 77079-2663 (281) 368-7200 PHILADELPHIA INDEMNITY INS CO PA FC 1 BALA PLZ STE 100 1980 1986 BALA CYNWYD PA 19004 (610) 617-7900 PHILADELPHIA REINSURANCE CORP PA FC 1234 MARKET ST STE 1815 1952 1972 PHILADELPHIA PA 19107 (215) 832-3900 PHILIPS CONSUMER ELECTRONICS CO DE WP 1 PHILLIPS DR 1899 1996 KNOXVILLE TN 37914 (615) 474-0488 PHL VARIABLE INS CO CT LC 1 AMERICAN ROW 1981 1982 HARTFORD CT 06115 (860) 403-3679 PHOENIX AMERICAN WARRANTY CO INC FL WP 6303 BLUE LAGOON DR STE 225 1985 1992 MIAMI FL 33126 (305) 266-5665 PHOENIX INS CO THE CT FC 1 TOWER SQ 1850 1872 HARTFORD CT 06183-6014 (860) 277-0111 PHOENIX LIFE & ANNUITY CO CT LC 1 AMERICAN ROW 1981 1990 HARTFORD CT 06115 (860) 403-3679 PHOENIX LIFE INS CO NY LC 1 AMERICAN ROW 1851 1928 HARTFORD CT 06115 (860) 403-3679 PHOENIX NATIONAL INS CO OH LC 1 AMERICAN ROW 1948 1990 HARTFORD CT 06115 (860) 403-3679 PHP INS PLAN INC WI HM P O BOX 11625 1996 1996 GREEN BAY WI 54307-1625 (920) 490-6900 PHYSICIANS BENEFITS TRUST LIFE INS CO ILLC 20 N MICHIGAN AVE STE 700 1909 1959 CHICAGO IL 60602-4811 (312) 782-1654 PHYSICIANS INS CO OF WI INC WI FC P O BOX 45650 1986 1986 MADISON WI 53717-5650 (608) 831-8331 PHYSICIANS LIFE INS CO NELC 2600 DODGE ST 1970 1971 OMAHA NE 68131-2715 (402) 633-1000 PHYSICIANS MUTUAL INS CO NE LC 2600 DODGE ST 1902 1963 OMAHA NE 68131-2715 (402) 633-1000 PHYSICIANS PLUS INS CORP WI HM 22 E MIFFLIN ST STE 200 1986 1986 MADISON WI 53703 (608) 282-8900 PINNACLE MOTOR CLUB INC NV MC 6500 BELT LINE RD STE 170 2002 2004 IRVING TX 75063 (972) 999-4563 PIONEER MUTUAL LIFE INS CO ND LC P O BOX 368 1947 1995 FARGO ND 58108 (701) 297-5700

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PIONEER SECURITY LIFE INS CO TX LC P O BOX 2550 1955 1981 WACO TX 76702-2550 (254) 297-2778 PLATTE RIVER INS CO NE FC P O BOX 5900 1972 1996 MADISON WI 53705 (608) 232-5662 PMA CAPITAL INS CO PA FC 1735 MARKET ST 1980 1991 PHILADELPHIA PA 19103 (215) 665-5000 PMI MORTGAGE INS CO AZ FC 3003 OAK RD 1972 1975 WALNUT CREEK CA 94597-2098 (925) 658-7878 PODIATRY INS CO OF AM A MUT CO IL FC 110 WESTWOOD PL STE 100 1980 1986 BRENTWOOD TN 37027-5015 (800) 251-5727 POLICYHOLDERS MUTUAL INS CO WI FC 2810 CITY VIEW DR 1988 1989 MADISON WI 53708 (608) 246-2552 POLISH FALCONS OF AMERICA PA FR 615 IRON CITY DR 1928 1964 PITTSBURGH PA 15205-4348 (412) 922-2244 POLISH NATIONAL ALLIANCE OF THE U S OF N A IL FR 6100 N CICERO AVE 1896 1917 CHICAGO IL 60646-4385 (773) 286-0500 POLISH ROMAN CATHOLIC UNION OF AMER IL FR 984 N MILWAUKEE AVE 1887 1927 CHICAGO IL 60622-4101 (773) 782-2600 POLISH WOMENS ALLIANCE OF AMER IL FR 205 S NORTHWEST HWY 1902 1932 PARK RIDGE IL 60068-5876 (847) 384-1200 PRE PAID LEGAL CASUALTY INC OK FC P O BOX 145 1979 1988 ADA OK 74821-0145 (580) 436-1234 PREFERRED PROFESSIONAL INS CO NE FC P O BOX 540658 1976 1990 OMAHA NE 68154-0658 (402) 392-1566 PREMIER MEDICAL INS GROUP INC WILC 1277 DEMING WAY 1995 1995 MADISON WI 53717 (608) 836-1400 PRESBYTERIAN CHURCH USA FOUNDATION PA GA 200 E 12TH ST 1799 1977 JEFFERSONVILLE IN 47130-3854 (502) 569-5911 PRESIDENTIAL LIFE INS CO NY LC 69 LYDECKER ST 1965 1985 NYACK NY 10960-2103 (845) 358-2300 PREST & ASSOCIATES INC NV IRO 2712 MARSHALL CT STE 1 1992 2003 MADISON WI 53705 (608) 232-9919 PRICE COUNTY TOWN MUTUAL INS CO WI TM P O BOX 69 1901 1901 PHILLIPS WI 54555-0069 (715) 339-2833 PRIESTS OF THE SACRED HEART WI GA P O BOX 289 1956 1977 HALES CORNERS WI 53130-0289 (414) 427-4268 PRIMERICA LIFE INS CO MALC 3120 BRECKINRIDGE BLVD 1927 1948 DULUTH GA 30199-0001 (770) 564-5172 PRINCIPAL HEALTH INS CO IALC 711 HIGH ST 1967 1979 DES MOINES IA 50392 (515) 247-5111 PRINCIPAL LIFE INS CO IALC 711 HIGH ST 1879 1895 DES MOINES IA 50392-0001 (515) 247-5111

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PRIVATE RESIDENTIAL MORTGAGE INS CORP NC FC P O BOX 177800 1992 1992 RALEIGH NC 27619 (919) 846-4100 PRIZM ADMINISTRATIVE SOLUTIONS INC CO WP 1099 18TH ST STE 570 2000 2002 DENVER CO 80202 (303) 422-7108 PRO-GUARD INTERNATIONAL INC DE WP P O BOX 3615 1992 1996 LAGUNA HILLS CA 92654-3615 (800) 825-4826 PRODUCERS AGRICULTURE INS CO TX FC P O BOX 229 1977 2004 AMARILLO TX 79105-0229 (806) 372-6785 PROFESSIONAL INS CO TX LC 6604 W BROAD ST 1936 1995 RICHMOND VA 23230 (804) 662-2400 PROFESSIONAL LIABILITY INS CO OF AMERICA NY FC 10 SOUTH BRENTWOOD STE 518 1958 1958 ST LOUIS MO 63105 (212) 576-9801 PROFESSIONALS ADVOCATE INS CO MD FC 225 INTERNATIONAL CR 1985 1998 HUNT VALLEY MD 21030 (410) 785-0050 PROFESSIONALS DIRECT INS CO MI FC 161 OTTAWA AVE NW STE 607 1987 2003 GRAND RAPIDS MI 49503-2720 (616) 456-8899 PROGRESSIVE CASUALTY INS CO OH FC 6300 WILSON MILLS RD W33 1956 1973 MAYFIELD VILLAGE OH 44143-2182 (440) 461-5000 PROGRESSIVE CLASSIC INS CO WI FC 6300 WILSON MILLS RD W33 1983 1983 MAYFIELD VILLAGE OH 44143-2182 (440) 461-5000 PROGRESSIVE HALCYON INS CO OH FC 6300 WILSON MILLS RD W33 1986 1999 MAYFIELD VILLAGE OH 44143-2182 (440) 461-5000 PROGRESSIVE MAX INS CO OH FC 6300 WILSON MILLS RD W33 1937 1999 MAYFIELD VILLAGE OH 44143-2182 (440) 461-5000 PROGRESSIVE NORTHERN INS CO WI FC 6300 WILSON MILLS RD W33 1980 1980 MAYFIELD VILLAGE OH 44143 (440) 461-5000 PROGRESSIVE NORTHWESTERN INS CO OH FC 6300 WILSON MILLS RD W33 1982 1999 MAYFIELD VILLAGE OH 44143-2182 (440) 461-5000 PROGRESSIVE SPECIALTY INS CO OH FC 6300 WILSON MILLS RD W33 1975 1979 MAYFIELD VILLAGE OH 44143-2182 (440) 461-5000 PROGRESSIVE UNIVERSAL INS CO WI FC 6300 WILSON MILLS RD W33 1992 2004 MAYFIELD VILLAGE OH 44143-2182 (440) 461-5000 PRONATIONAL INS CO MI FC 100 BROOKWOOD PL 1980 1998 BIRMINGHAM AL 35209 (205) 877-4400 PROPERTY & CASUALTY INS CO OF HARTFORD IN FC HARTFORD PLZ 1989 1996 HARTFORD CT 06115 (860) 547-5000 PROPERTY-OWNERS INS CO IN FC P O BOX 30660 1976 2001 LANSING MI 48909-8160 (517) 323-1200

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PROTECTIVE ADMINISTRATIVE SERVICES INC MO WP 1 CHESTERFIELD PLACE 1995 1996 14755 N OUTER FORTY RD STE 400 ST LOUIS MO 63017 (636) 536-5600 PROTECTIVE INS CO IN FC 1099 N MERIDIAN ST 1954 1958 INDIANAPOLIS IN 46204 (317) 636-9800 PROTECTIVE LIFE INS CO TN LC P O BOX 2606 1907 1981 BIRMINGHAM AL 35202 (205) 268-1000 PROVIDENCE WASHINGTON INS CO RI FC 88 BOYD AVE 1799 1873 EAST PROVIDENCE RI 02914 (401) 453-7000 PROVIDENT AMERICAN LIFE & HEALTH INS CO OH LC 17800 ROYALTON RD 1949 1986 STRONGSVILLE OH 44136 (440) 572-2400 PROVIDENT LIFE & ACCIDENT INS CO TN LC 1 FOUNTAIN SQ 1887 1926 CHATTANOOGA TN 37402 (423) 294-4947 PROVINCE OF ST JOSEPH OF THE WI GA 301 CHURCH ST 1882 1978 CAPUCHIN ORDER THE MOUNT CALVARY WI 53057 (920) 753-7500 PRUCO LIFE INS CO AZ LC 213 WASHINGTON ST 9TH FL 1971 1982 NEWARK NJ 07102 (877) 301-1212 PRUDENTIAL INS CO OF AMERICA THE NJ LC 213 WASHINGTON ST 9TH FL 1873 1887 NEWARK NJ 07102-2992 (973) 802-6000 PRUDENTIAL RETIREMENT INS & ANNUITY CT LC 213 WASHINGTON ST 9TH FL 1981 1989 NEWARK NJ 06103 (860) 534-4459 PUBLIC SERVICE MUTUAL INS CO NY FC 1 PARK AVE 1925 1964 NEW YORK NY 10016 (212) 591-9438 PUTNAM REINSURANCE CO NY FC 80 PINE ST 1977 1980 NEW YORK NY 10005 (212) 770-2000 PXRE REINSURANCE CO CT FC 399 THORNALL ST 14TH FL 1987 1987 EDISON NJ 08837 (732) 906-8100 PYRAMID LIFE INS CO THE KS LC P O BOX 958465 1913 1970 LAKE MARY FL 32795 (407) 628-1776 QBE INS CORP PA FC WALL ST PLZ 1980 1984 88 PINE ST 16TH FL NEW YORK NY 10005 (212) 422-9888 QBE REINSURANCE CORP PA FC WALL ST PLZ 1964 1979 88 PINE ST 16TH FL NEW YORK NY 10005 (212) 422-1212 QUADRANT INDEMNITY CO CT FC P O BOX 1615 1997 1998 WARREN NJ 07061-1615 (908) 903-2000 QUANTA INDEMNITY CO CO FC 10 ROCKEFELLER PLZ 3RD FL 1968 1968 NEW YORK NY 10020 (212) 698-4633 RACINE COUNTY MUTUAL INS CO WI TM P O BOX 201 1873 1873 FRANKSVILLE WI 53126-0201 (262) 886-3617 RADIAN ASSET ASSURANCE INC NY FC 335 MADISON AVE 1985 1995 NEW YORK NY 10017-4605 (212) 983-5859

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RADIAN GUARANTY INC PA FC 1601 MARKET ST 1976 1979 PHILADELPHIA PA 19103 (215) 231-1403 RAMPART INS CO NY FC 90 BROAD ST #25 1979 1994 NEW YORK NY 10004-2205 (212) 480-0570 RAWHIDE INC WIGA E7475 RAWHIDE RD 1965 2001 NEW LONDON WI 54961 (920) 982-6100 REASSURE AMERICA LIFE INS CO ILLC 175 KING ST 1885 1895 ARMONK NY 10504 (972) 364-4003 REDLAND INS CO NJ FC 7 TIMES SQ 36TH & 37TH FL 1978 1988 NEW YORK NY 10036 (212) 790-9700 REEDSBURG WESTFIELD MUTUAL INS CO WITM 1417 RIDGEVIEW DR 1876 1876 REEDSBURG WI 53959 (608) 524-3405 REGAL INS CO IN FC P O BOX 105091 1980 1993 ATLANTA GA 30348-5091 (678) 627-6000 REGENT INS CO WI FC 1 GENERAL DR 1963 1963 SUN PRAIRIE WI 53596-0001 (608) 837-4440 REINSURANCE CO OF AMERICA INC IL FC 140 S DEARBORN ST 1972 1981 CHICAGO IL 60603-5202 (312) 782-9453 RELIABLE LIFE INS CO THE MOLC 12115 LACKLAND RD 1911 1969 ST LOUIS MO 63146 (314) 819-4497 RELIANCE LIFE INS CO DE LC THREE PARKWAY 1969 1980 PHILADELPHIA PA 19102 (215) 864-4000 RELIANCE STANDARD LIFE INS CO IL LC 2001 MARKET ST STE 1500 1907 1952 PHILADELPHIA PA 19103 (267) 256-3500 RELIASTAR LIFE INS CO MN LC 5780 POWERS FERRY RD NW 1885 1954 ATLANTA GA 30327-4390 (612) 372-5432 RELIASTAR LIFE INS CO OF NY NY LC 5780 POWERS FERRY RD NW 1917 1967 ATLANTA GA 30327 (516) 682-8700 REPUBLIC FRANKLIN INS CO OH FC P O BOX 530 1949 1997 UTICA NY 13503-0530 (315) 734-2000 REPUBLIC INDEMNITY CO OF AMERICA CA FC 15821 VENTURA BLVD STE 370 1972 1995 ENCINO CA 91436 (818) 990-9860 REPUBLIC INDEMNITY CO OF CA CA FC 15821 VENTURA BLVD STE 370 1982 1995 ENCINO CA 91436 (818) 990-9860 REPUBLIC INS CO TX FC P O BOX 192509 1979 1980 DALLAS TX 75219 (214) 559-1222 REPUBLIC MORTGAGE INS CO NC FC P O BOX 2514 1972 1991 WINSTON-SALEM NC 21702 (336) 661-0015 REPUBLIC MORTGAGE INS CO OF FL FL FC P O BOX 2514 1974 2003 WINSTON-SALEM NC 27102 (336) 661-0015 REPUBLIC MORTGAGE INS CO OF NC NC FC P O BOX 2514 1973 2003 WINSTON-SALEM NC 27102 (336) 661-0015

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REPUBLIC WESTERN INS CO AZ FC 2721 N CENTRAL AVE 1973 1980 PHOENIX AZ 85004-1163 (602) 263-6755 RESIDENTIAL GUARANTY CO AZ FC 3003 OAK RD 1994 1996 WALNUT CREEK CA 94597 (925) 658-7878 RESOURCE LIFE INS CO ILLC 1000 MILWAUKEE AVE 1963 1975 GLENVIEW IL 60025 (847) 953-5500 RESPONSE INS CO DE FC 500 S BROAD ST 1983 1984 MERIDEN CT 064-50 (203) 634-7200 RESPONSE WORLDWIDE DIRECT AUTO INS CO CT FC 500 S BROAD ST 1961 1986 MERIDEN CT 06450 (203) 634-7200 RESPONSE WORLDWIDE INS CO CT FC 500 S BROAD ST 1979 1979 MERIDEN CT 06450 (203) 634-7200 REVIOS REINSURANCE CANADA LTD CA LC 480 UNIVERSITY AVE 1956 1984 TORONTO M5G 1-V6 (416) 598-4677 REVIOS REINSURANCE US INC CA LC 480 UNIVERSITY AVE 1977 1985 TORONTO CANADA M5G 1-V6 (416) 598-4677 RGA REINSURANCE CO MOLC 1370 TIMBERLAKE MANOR PKWY 1981 1983 CHESTERFIELD MO 63017-6039 (636) 736-7300 RIDGEVIEW HEIGHTS INDEPENDENT LIVING CORP WI CC 2090 RIDGEWAY DR 1988 1996 REEDSBURG WI 53959 (608) 524-9088 RIPON COLLEGE WI GA P O BOX 248 1855 1977 RIPON WI 54971-0248 (920) 748-8106 RISCORP NATIONAL INS CO MO FC P O BOX 1329 1935 1980 SARASOTA FL 34230-1329 (941) 316-6820 RIVER FALLS MUTUAL INS CO WI TM 218 N MAIN ST 1876 1876 RIVER FALLS WI 54022-2318 (715) 425-5292 RIVERPORT INS CO MN RE 222 S NINTH ST STE 1300 1989 1995 MINNEAPOLIS MN 55402-3332 (612) 766-3000 RLI INDEMNITY CO IL FC 9025 N LINDBERGH DR 1987 2001 PEORIA IL 61615 (309) 692-1000 RLI INS CO IL FC 9025 N LINDBERG DR 1959 1972 PEORIA IL 61615-1431 (309) 692-1000 ROADGARD MOTOR CLUB INC FLMC 11222 QUAIL ROOST DR 1982 1984 TAX DEPT MIAMI FL 33157-6543 (305) 253-2244 ROCHDALE INS CO NY FC 59 MAIDEN LANE 1955 1982 NEW YORK NY 10038 (212) 220-7120 ROCKFORD MUTUAL INS CO IL FC 527 COLMAN CTR DR 1896 1974 P O BOX 5626 ROCKFORD IL 61125-0626 (815) 229-1500 ROMAN CATHOLIC DIOCESE OF MADISON WI GA P O BOX 44983 1946 2001 MADISON WI 53744-4983 (608) 821-3021

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ROSENDALE MUTUAL INS CO WI TM P O BOX 3 1874 1874 ROSENDALE WI 54974-0003 (920) 872-2016 ROYAL ADMINISTRATION SERVICES INC FL WP 51 MILL ST BLDG F 2000 2002 HANOVER MA 02339 (781) 659-4165 ROYAL INDEMNITY CO DE FC 9300 ARROWPOINT BLVD 1979 1980 P O BOX 1000 CHARLOTTE NC 28201-1000 (704) 522-2000 ROYAL NEIGHBORS OF AMERICA IL FR 230 16TH ST 1895 1898 ROCK ISLAND IL 61201-8608 (309) 788-4561 ROYAL WARRANTY SERVICES INC FL WP 9300 ARROWPOINT BLVD 1998 1998 CHARLOTTE NC 28273 (704) 543-3332 RSUI INDEMNITY CO NH FC 945 E PACES FERRY RD STE 1800 1977 1992 ATLANTA GA 30326-1125 (404) 231-2366 RURAL COMMUNITY INS CO MN FC 3501 THURSTON AVE 1980 1995 ANOKA MN 55303 (763) 323-2299 RURAL MUTUAL INS CO WI FC P O BOX 5555 1934 1935 MADISON WI 53705-0555 (608) 836-5525 S USA LIFE INS CO INC AZ LC P O BOX 1050 1995 1997 NEWARK NJ 07101 (877) 725-4375 SAFE DRIVER MOTOR CLUB INC DE MC 1 GEICO PLZ 1966 1980 WASHINGTON DC 20076-0001 (301) 986-2014 SAFECO INS CO OF AMERICA WA FC SAFECO PLZ 1953 1955 SEATTLE WA 98185 (206) 545-5000 SAFECO INS CO OF IL IL FC SAFECO PLZ 1980 1984 SEATTLE WA 98185 (206) 545-5000 SAFECO INS CO OF INDIANA IN FC SAFECO PLZ 1976 1979 SEATTLE WA 98185 (206) 545-5000 SAFECO NATIONAL INS CO MO FC SAFECO PLZ 1972 1991 SEATTLE WA 98185 (206) 545-5000 SAFEHEALTH LIFE INS CO CA LC P O BOX 30930 1970 1995 LAGUNA HILLS CA 92654-0930 (949) 425-4300 SAFETY NATIONAL CASUALTY CORP MO FC 2043 WOODLAND PKWY 1942 1989 ST LOUIS MO 63146 (314) 995-5300 SAFEWAY INS CO IL FC 790 PASQUINELLI DR 1962 1992 WESTMONT IL 60559 (630) 887-8300 SAGAMORE INS CO IN FC 1099 N MERIDIAN ST 1981 1989 INDIANAPOLIS IN 46204 (317) 636-9800 SAGE LIFE ASSURANCE OF AMERICA INC DELC 175 KING ST 1981 1981 ARMONK NY 10504 (877) 794-7773 SAMARITANS PURSE NC GA 801 BAMBOO RD 1980 2004 BOONE NC 28607 (828) 266-1040 SAN CAMILLO INC WI CC 10200 W BLUEMOUND RD 1983 1984 WAUWATOSA WI 53226 (414) 259-6333

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SAN FRANCISCO REINS CO CA FC 777 SAN MARIN DR 1956 1981 NOVATO CA 94998 (415) 899-2000 SAVE THE CHILDREN FEDERATION INC CT GA 54 WILTON RD 1962 1998 WESTPORT CT 06880 (203) 221-4020 SC & E ADMINISTRATIVE SERVICES INC TX WP 600 E LAS COLINAS BLVD 1999 2000 STE 900 IRVING TX 75039 (800) 272-7738 SCHOOL SISTERS OF NOTRE DAME MILW PROV INC WI GA 13105 WATERTOWN PLANK RD 1869 1993 ELM GROVE WI 53122-2291 (262) 782-9850 SCHOOL SISTERS OF ST FRANCIS INC WIGA 1501 S LAYTON BLVD 1980 1993 MILWAUKEE WI 53215-1924 (414) 384-4105 SCOR LIFE INS CO TXLC 15305 DALLAS PKWY STE 700 1965 1967 ADDISON TX 75001 (972) 560-9500 SCOR LIFE U S RE INS CO TXLC 15305 DALLAS PKWY STE 700 1945 1963 ADDISON TX 75001 (972) 560-9500 SCOR REINSURANCE CO NY FC 199 WATER ST 1984 1998 NEW YORK NY 10038-3526 (212) 480-1900 SCOTTSDALE INDEMNITY CO OH FC P O BOX 4110 1984 1994 SCOTTSDALE AZ 85261-4110 (480) 365-4000 SEA INS CO OF AMERICA THE NY FC 9300 ARROWPOINT BLVD 1991 1992 P O BOX 1000 CHARLOTTE NC 28201-1000 (704) 522-2000 SEABOARD SURETY CO NY FC 111 SCHILLING RD 1927 1930 HUNT VALLEY MD 21031 (651) 310-7911 SEABRIGHT INS CO IL FC P O BOX 91100 1962 1989 SEATTLE WA 98121 (206) 269-8500 SEARS LIFE INS CO TX LC P O BOX 2548 1956 1992 FORT WORTH TX 76137 (800) 316-5607 SEARS PROTECTION CO IL WP 3333 BEVERLY RD B5-207A 2001 2004 HOFFMAN ESTATES IL 60179 (847) 286-6151 SEARS ROEBUCK AND CO NY WP 3333 BEVERLY RD B5-207A 1906 2004 HOFFMAN ESTATES IL 60179 (847) 286-6151 SEATON INS CO RI FC 2 CENTRAL SQ 2ND FL 1901 1913 CAMBRIDGE MA 02139 (617) 234-3801 SECURA INS A MUTUAL CO WI FC P O BOX 819 1900 1900 APPLETON WI 54912-0819 (920) 739-3161 SECURA SUPREME INS CO WI FC P O BOX 819 1995 1995 APPLETON WI 54912-0819 (920) 739-3161 SECURIAN CASUALTY CO MN FC 400 ROBERT ST N 1994 1996 ST PAUL MN 55101-2098 (651) 665-3500 SECURIAN LIFE INS CO MN LC 400 ROBERT ST 1981 1993 ST PAUL MN 55101-2098 (651) 665-3500

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

SECURITY BENEFIT LIFE INS CO KS LC 1 SECURITY BENEFIT PLACE 1892 1963 TOPEKA KS 66636-0001 (785) 438-3000 SECURITY FINANCIAL LIFE INS CO NE LC P O BOX 82248 1895 1998 LINCOLN NE 68501-2248 (402) 434-9500 SECURITY HEALTH PLAN OF WI INC WI HM P O BOX 8000 1986 1986 MARSHFIELD WI 54449-8000 (715) 221-9555 SECURITY INS CO OF HARTFORD CT FC 9300 ARROWPOINT BLVD 1841 1876 P O BOX 1000 CHARLOTTE NC 28201-1000 (704) 522-2000 6700 SECURITY LIFE INS CO OF AMER MNLC 10901 RED CIRCLE DR 1956 1961 MINNETONKA MN 55343-9137 (952) 544-2121 SECURITY LIFE OF DENVER INS CO CO LC 5780 POWERS FERRY RD NW 1949 1969 ATLANTA GA 30327 (303) 860-1290 SECURITY MUTUAL LIFE INS CO OF NY NY LC P O BOX 1625 1886 1895 BINGHAMTON NY 13902 (607) 723-3551 SECURITY NATIONAL INS CO TX FC P O BOX 655028 1924 1993 DALLAS TX 75265-5028 (214) 360-8000 SECURITY NATIONAL LIFE INS CO UT LC P O BOX 57220 1967 1967 SALT LAKE CITY UT 84157-0220 (801) 264-1060 SECURITY UNION TITLE INS CO CA TC 171 N CLARK ST 8TH FL 1962 1979 CHICAGO IL 60601 (312) 223-2000 SELECT INS CO TX FC P O BOX 131771 1955 1970 DALLAS TX 75313-1771 (972) 650-2800 SELECTIVE INS CO OF AMERICA NJ FC 40 WANTAGE AVE 1925 1997 BRANCHVILLE NJ 07890 (973) 948-3000 SELECTIVE INS CO OF SC SC FC 40 WANTAGE AVE 1951 1995 BRANCHVILLE NJ 07890 (973) 948-3000 SELECTIVE INS CO OF THE SOUTHEAST NC FC 40 WANTAGE AVE 1980 1995 BRANCHVILLE NJ 07890 (973) 948-3000 SENECA INS CO INC NY FC 160 WATER ST 1978 1978 NEW YORK NY 10038-4922 (212) 344-3000 SENECA SIGEL MUTUAL INS CO WI TM P O BOX 27 1891 1891 VESPER WI 54489-0027 (715) 569-4775 SENIOR HOUSING OF MIDDLETON WI CC 6720 CENTURY AVE 1999 2000 MIDDLETON WI 53562 (608) 836-8900 SENTINEL INS CO LTD CT FC HARTFORD PLZ 1999 2001 HARTFORD CT 06115 (860) 547-5000 SENTRY CASUALTY CO WI FC 1800 N POINT RD 1973 1999 STEVENS POINT WI 54481 (715) 346-6000 SENTRY INS A MUTUAL CO WI FC 1800 N POINT DR 1913 1914 STEVENS POINT WI 54481 (715) 346-6000 SENTRY LIFE INS CO WI LC 1800 N POINT DR 1958 1958 STEVENS POINT WI 54481 (715) 346-6000

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

SENTRY SELECT INS CO WI FC 1800 N POINT DR 1981 1982 STEVENS POINT WI 54481 (715) 346-6000 SERVICE NET SOLUTIONS LLC DE WP 650 MISSOURI AVE 2001 2002 JEFFERSONVILLE IN 47130 (812) 258-4567 SERVICE SAVER INCORPORATED FL WP 123 N WACKER DR 1987 2002 CHICAGO IL 60606 (800) 209-6206 SERVICEPLAN INC IL WP 1000 MILWAUKEE AVE 1933 1995 GLENVIEW IL 60025 (847) 953-1000 SERVICEPLAN OF FLORIDA INC FL WP 123 N WACKER DR 1989 2002 CHICAGO IL 60606 (800) 209-6206 SERVUS LIFE INS CO CT LC P O BOX 2999 1957 1974 HARTFORD CT 06104-2999 (860) 547-4707 SEVENTH DAY BAPTIST MEMORIAL FUND INC WI GA 3120 KENNEDY RD 1985 1996 JANESVILLE WI 53547-1678 (608) 752-5055 SHEBOYGAN FALLS MUTUAL INS CO WI FC P O BOX 159 1899 1899 SHEBOYGAN FALLS WI 53085-0159 (920) 467-4613 SHELBY CASUALTY INS CO IL FC P O BOX 43360 1973 1974 BIRMINGHAM AL 35243 (205) 970-7051 SHELBY FARMERS MUTUAL INS CO WI TM P O BOX 863 1874 1874 WEST SALEM WI 54669-0863 (608) 786-3111 SHELBY INS CO THE IL FC P O BOX 43360 1986 1986 BIRMINGHAM AL 35243 (800) 444-2955 SHENANDOAH LIFE INS CO VA LC P O BOX 12847 1914 2001 ROANOKE VA 24029 (540) 985-4400 SHEPHERDS BAPTIST MINISTRIES INC WIGA 1805 15TH AVE 1958 1984 UNION GROVE WI 53182-1597 (262) 878-5620 SHRINERS HOSP FOR CRIPPLED CHILDREN CO GA P O BOX 31356 1925 1991 TAMPA FL 33631-3356 (813) 281-0300 SIGNATURES NATIONWIDE AUTO CLUB INC DE MC 200 N MARTINGALE RD 1984 1984 SCHAUMBURG IL 60173-2096 (847) 605-3000 SINSINAWA DOMINICANS INC WI GA 585 COUNTY RD Z 1868 1992 SINSINAWA WI 53824-9700 (608) 748-4411 SIRIUS AMERICA INS CO DE FC 120 W 45TH ST 36TH FL 1977 1981 NEW YORK NY 10036 (212) 702-3700 SISTERS OF ST FRANCIS OF ASSISI THE WI GA 3221 S LAKE DR 1898 1990 ST FRANCIS WI 53235 (414) 744-1160 SISTERS OF ST BENEDICT OF MADISON WI GA P O BOX 5070 1953 2000 WISCONSIN INC MADISON WI 53705-0070 (608) 836-1631 SLOVAK CATHOLIC SOKOL NJ FR P O BOX 899 1898 1947 PASSAIC NJ 07055-5224 (973) 777-2605 SLOVAK GYMNASTIC UNION SOKOL OF THE USA NJ FR P O BOX 189 1912 1939 EAST ORANGE NJ 07019-2889 (973) 676-0280

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

SLOVENE NATIONAL BENEFIT SOCIETY PA FR 247 W ALLEGHENY RD 1907 1917 IMPERIAL PA 15126 (724) 695-1100 SOCIETY INS A MUTUAL CO WI FC P O BOX 1029 1915 1915 FOND DU LAC WI 54936-1029 (920) 922-1220 SOMP O JAPAN INS CO OF AMERICA NY FC 2 WORLD FINANCIAL CTR 1962 1981 225 LIBERTY ST FL 43 NEW YORK NY 10281-1008 (212) 416-1200 SONS OF NORWAY MN FR 1455 W LAKE ST 1898 1903 MINNEAPOLIS MN 55408 (612) 827-3611 SOUTH CENTRAL MUTUAL INS CO WI TM P O BOX 176 1874 1874 FRIESLAND WI 53935 (920) 348-5163 SOUTHEAST MUTUAL INS CO WI TM 26530 WASHINGTON AVE 1968 1968 WATERFORD WI 53185 (262) 534-4300 SOUTHERN GENERAL INS CO GA FC P O BOX 28155 1979 1988 ATLANTA GA 30358-0155 (770) 952-0080 SOUTHERN LIFE & HEALTH INS CO WI LC P O BOX 55975 1890 1995 BIRMINGHAM AL 35209 (205) 414-3000 SOUTHERN POVERTY LAW CENTER INC THE AL GA 400 WASHINGTON AVE 1971 1995 MONTGOMERY AL 36104-0548 (334) 956-8200 SOUTHERN WISCONSIN AND NORTHERN IL WI FR P O BOX 2652 1962 1978 FIREMENS ASSOCIATION DEATH BENEFIT PLAN ROCKFORD IL 61132-2652 (815) 654-2904 SOUTHERN-OWNERS INS CO FL FC P O BOX 30660 1994 2001 LANSING MI 48909-8160 (517) 323-1200 SPRING GROVE MUTUAL INS CO WI TM 1105 W SECOND AVE 1875 1875 BRODHEAD WI 53520 (608) 897-2148 SSM HEALTH CARE MO GA ST MARYS HOSP MED CTR 1874 1990 707 S MILLS ST MADISON WI 53715 (608) 258-5601 SSM HEALTH CARE OF WI INC MO GA 2901 LANDMARK PLACE STE 300 1956 2004 MADISON WI 53713 (608) 258-6120 ST ANN CTR FOR INTERGENERATIONAL CARE INC WI GA 2801 E MORGAN AVE 1994 2003 MILWAUKEE WI 53207-3771 (414) 977-5000 ST COLUMBANS FOREIGN MISSION SOCIETY NE GA P O BOX 10 1929 1996 ST COLUMBANS NE 68056 (402) 291-1920 ST JOHNS HOME OF MILWAUKEE WI CC 1840 N PROSPECT AVE 1869 1984 MILWAUKEE WI 53202-1960 (414) 272-2022 ST JOHNS MILITARY ACADEMY FOUNDATION INC WI GA 1101 N GENESEE ST 1984 1998 DELAFIELD WI 53018-1498 (262) 646-3311 ST JOHNS NORTHWESTERN MILITARY ACADEMY INC WI GA 1101 N GENESEE ST 1938 1998 DELAFIELD WI 53018-1498 (414) 646-3311 ST JOSEPHS BENEVOLENT SOCIETY OF MILWAUKEE WI FR P O BOX 18017 1863 1978 MILWAUKEE WI 53218-0017 (414) 251-2833

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

ST LUKES MEDICAL CTR INC WIGA 3031 W MONTANA ST 1935 1993 MILWAUKEE WI 53215 (414) 389-5881 ST MICHAELS PRIEST FUND OF THE ARCHD OF MILW WI GA P O BOX 070912 1987 1987 MILWAUKEE WI 53207-0912 (414) 769-3319 ST NORBERT COLLEGE INC WI GA 100 GRANT ST 1981 1989 DE PERE WI 54115 (920) 403-3152 ST PAUL FIRE & CASUALTY INS CO WI FC 385 WASHINGTON ST 1982 1982 ST PAUL MN 55102 (651) 310-7911 ST PAUL FIRE & MARINE INS CO MN FC 385 WASHINGTON ST 1925 1925 ST PAUL MN 55102 (651) 310-7911 ST PAUL GUARDIAN INS CO MN FC 385 WASHINGTON ST 1970 1971 ST PAUL MN 55102 (651) 310-7911 ST PAUL MEDICAL LIABILITY INS CO MN FC 385 WASHINGTON ST 1982 1984 ST PAUL MN 55102 (651) 310-7911 ST PAUL MERCURY INS CO MN FC 385 WASHINGTON ST 1964 1967 ST PAUL MN 55102 (651) 310-7911 ST PAUL PROTECTIVE INS CO IL FC 385 WASHINGTON ST MC 510T 1931 1936 ST PAUL MN 55102 (651) 310-7911 STANDARD FIRE INS CO THE CT FC 1 TOWER SQ 1905 1910 HARTFORD CT 06183-6014 (860) 277-0111 STANDARD GUARANTY INS CO DE FC 260 INTERSTATE N CIR NW 1983 1987 ATLANTA GA 30339 (770) 763-1000 STANDARD INS CO OR LC P O BOX 711 1906 1987 PORTLAND OR 97207-0711 (503) 321-7000 STANDARD LIFE INS CO OF IN IN LC P O BOX 80609 1934 1963 INDIANAPOLIS IN 46280-0609 (317) 574-6200 STANDARD SECURITY LIFE INS CO OF NY NYLC 485 MADISON AVE 14TH FL 1957 1980 NEW YORK NY 10022-5872 (212) 355-4141 STAR INS CO MI FC 26255 AMERICAN DR 1985 1987 SOUTHFIELD MI 48034-6112 (248) 358-1100 STARMOUNT LIFE INS CO LA LC P O BOX 98100 1983 2003 BATON ROUGE LA 70898-4389 (225) 926-2888 STARNET INS CO DE FC 475 STEAMBOAT RD 1998 2000 GREENWICH CT 06830 (203) 542-3800 STATE AUTO INS CO OF WISCONSIN WI FC 518 E BROAD ST 1974 1974 COLUMBUS OH 43215-3976 (614) 464-5000 STATE AUTO NATIONAL INS CO OH FC 518 E BROAD ST 1991 1995 COLUMBUS OH 43215-3976 (614) 464-5000 STATE AUTO PROPERTY & CASUALTY INS CO SC FC 518 E BROAD ST 1950 1988 COLUMBUS OH 43215 (614) 464-5000 STATE AUTOMOBILE MUTUAL INS CO OH FC 518 E BROAD ST 1921 1988 COLUMBUS OH 43215-3976 (614) 464-5000

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

STATE FARM FIRE & CASUALTY CO IL FC 1 STATE FARM PLZ 1935 1950 BLOOMINGTON IL 61710-0001 (309) 766-2311 STATE FARM GENERAL INS CO IL FC 1 STATE FARM PLZ 1962 1962 BLOOMINGTON IL 61710-0001 (309) 766-2311 STATE FARM LIFE & ACCIDENT ASSURANCE CO IL LC 1 STATE FARM PLZ 1960 1961 BLOOMINGTON IL 61710-0001 (309) 766-2311 STATE FARM MUTUAL AUTOMOBILE INS CO IL FC 1 STATE FARM PLZ 1922 1939 BLOOMINGTON IL 61710-0001 (309) 766-2311 STATE FUND MUTUAL INS CO MN FC P O BOX 583178 1983 1998 MINNEAPOLIS MN 55458-3178 (952) 838-4200 STATE LIFE INS CO THE IN LC P O BOX 406 1894 1981 INDIANAPOLIS IN 46206 (317) 285-2300 STATE LIFE INS FUND WI LC P O BOX 7873 1911 1913 MADISON WI 53707-7873 (608) 266-0107 STATE MUTUAL INS CO GA LC P O BOX 153 1894 1992 ROME GA 30162-0153 (800) 241-7598 STATE NATIONAL INS CO INC TX FC 8200 ANDERSON BLVD 1984 1991 FORT WORTH TX 76120 (817) 265-2000 STATESMAN INS CO IN FC 275 PHILLIPS BLVD 1956 1992 TRENTON NJ 08618-1426 (609) 896-1921 STEWART TITLE GUARANTY CO TX TC P O BOX 2029 1908 1970 HOUSTON TX 77252 (713) 625-8100 STOCKHOLM TOWN MUTUAL INS CO WI TM P O BOX 632 1872 1872 STOCKHOLM WI 54769-0632 (715) 442-4364 STONEBRIDGE CASUALTY INS CO OH FC 520 PARK AVE 1961 1973 BALTIMORE MD 21201 (410) 685-5500 STONEBRIDGE LIFE INS CO VT LC 520 PARK AVE 1900 1965 BALTIMORE MD 21201 (410) 685-5500 STONEWALL INS CO RI FC 2 CENTRAL SQ 2ND FL 1866 1970 CAMBRIDGE MA 02139 (617) 234-3801 STONINGTON INS CO TX FC 5080 SPECTRUM DR STE 900E 1938 1989 ADDISON TX 75001 (972) 664-7000 STOUT UNIVERSITY FOUNDATION INC WI GA 320 S BROADWAY 1962 1996 MENOMONIE WI 54751 (715) 232-1151 STRATFORD INS CO NH FC 400 PARSONS POND DR 1981 1991 FRANKLIN LAKES NJ 07417-2600 (201) 847-8600 STUDENT CONSERVATION ASSN INC THE NY GA P O BOX 550 1964 2003 CHARLESTOWN NH 03603-0550 (603) 543-1700 SUA INS CO IL FC 222 S RIVERSIDE DR 1981 1984 CHICAGO IL 60606 (312) 277-1600 SUBARU OF AMERICA INC NJ WP P O BOX 6000 1977 2001 CHERRY HILL NJ 08034-6000 (856) 488-8500

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SUDAN INTERIOR MISSION INC NJ GA P O BOX 7900 1926 1979 CHARLOTTE NC 28241-7900 (704) 587-1470 SUGAR CREEK MUTUAL INS CO WI TM P O BOX 863 1873 1873 ELKHORN WI 53121-0863 (262) 723-3244 SUN LIFE ASSURANCE CO OF CANADA MI LC 1 SUN LIFE EXECUTIVE PARK 1865 1962 WELLESLEY HILLS MA 02481 (781) 237-6030 SUN LIFE ASSURANCE CO OF CANADA U S DE LC 1 SUN LIFE EXECUTIVE PARK 1970 1973 WELLESLEY HILLS MA 02481 (781) 237-6030 SUNAMERICA LIFE INS CO AZLC 21650 OXNARD ST 1897 1962 WOODLAND HILLS CA 91367 (800) 871-2000 SUPERIOR INS CO FL FC P O BOX 530009 1952 1992 ATLANTA GA 30339 (800) 342-5243 SUPREME COUNCIL OF THE ROYAL ARCANUM MA FR 61 BATTERYMARCH ST 1877 1895 BOSTON MA 02110 (617) 426-4135 SURETY ASSOC OF AMERICA THE NJ RS 1101 CONNECTICUT AVE NW 1970 1970 STE 800 WASHINGTON DC 20036 (202) 463-0600 SURETY LIFE INS CO NE LC 3075 SANDERS RD STE H1A 1936 1963 NORTHBROOK IL 60062-7127 (800) 525-9287 SVD FUNDS INC IL GA P O BOX 6067 1983 1994 TECHNY IL 60082-6067 (847) 272-2700 SWISS RE LIFE & HEALTH AMERICA INC CTLC 175 KING ST 1967 1979 ARMONK NY 10504 (877) 794-7773 SWISS REINSURANCE AMERICA CORP NY FC 175 KING ST 1940 1959 ARMONK NY 10504 (914) 828-8000 SYMETRA LIFE INS CO WA LC P O BOX 34690 1957 1959 SEATTLE WA 98124-1690 (425) 376-8000 SYMETRA NATIONAL LIFE INS CO WA LC P O BOX 34690 1979 1980 SEATTLE WA 98124-1690 (425) 376-8000 TEACHERS INS & ANNUITY ASSN OF AMER NYLC 730 3RD AVE 1918 1972 NEW YORK NY 10017-3206 (212) 490-9000 TEACHERS INS CO IL FC 1 HORACE MANN PLZ 1971 1973 SPRINGFIELD IL 62715-0001 (217) 789-2500 TEMPLETON FUNDS ANNUITY CO FL LC P O BOX 33030 1984 1991 ST PETERSBURG FL 33733-8030 (800) 237-0738 TEXAS LIFE INS CO TX LC P O BOX 830 1901 1996 WACO TX 76703-0830 (254) 752-6521 THE INS CO LA FC P O BOX 67008 1969 1993 TREASURE ISLAND FL 33736 (727) 367-6900 THERESA MUTUAL INS CO WI TM P O BOX 233 1879 1879 THERESA WI 53091-0233 (920) 488-4401 THRIVENT FINANCIAL FOR LUTHERANS WI FR 625 FOURTH AVE S 1902 1902 MINNEAPOLIS MN 55415 (612) 340-7000

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THRIVENT LIFE INS CO MN LC 625 4TH AVE S 1982 1984 MINNEAPOLIS MN 55415-1624 (612) 340-7000 TIAA-CREF LIFE INS CO NY LC 730 THIRD AVE 1996 1997 NEW YORK NY 10017 (212) 490-9000 TICO INS CO OH FC 5205 N OCONNOR BLVD STE 700 1980 1992 IRVING TX 75039 (214) 526-3876 TICOR TITLE INS CO CA TC 171 N CLARK ST 1965 1966 CHICAGO IL 60601 (312) 223-2000 TICOR TITLE INS CO OF FL FLTC 601 RIVERSIDE AVE 1980 1995 JACKSONVILLE FL 32204 (407) 260-8050 TIG INDEMNITY CO CA FC P O BOX 152870 1944 1954 IRVING TX 75015 (972) 831-5000 TIG INS CO CA FC P O BOX 152870 1911 1934 IRVING TX 75015-8830 (972) 831-5000 TITAN INDEMNITY CO TX FC P O BOX 659792 1984 1989 SAN ANTONIO TX 78265 (210) 527-2759 TITLE INS CO OF OREGON OR TC 200 S W MARKET ST STE 250 1937 1997 PORTLAND OR 97201 (503) 222-3651 TNUS INS CO NY FC 230 PARK AVE 1914 1979 NEW YORK NY 10169 (212) 297-6600 TOA REINSURANCE CO OF AMERICA THE DE FC P O BOX 1930 1971 1984 MORRISTOWN NJ 07962-1930 (973) 898-9480 TOKIO MARINE & NICHIDO FIRE INS CO LTD NY FC 230 PARK AVE 1879 1974 NEW YORK NY 10169 (212) 297-6600 TOUCHPOINT HEALTH PLAN INC WI HM P O BOX 507 1988 1988 APPLETON WI 54912-0507 (920) 735-6300 TOUCHPOINT INS CO INC WI LC P O BOX 507 1998 1998 APPLETON WI 54912-0507 (920) 735-6300 TOYOTA MOTOR INS CO IA FC 19001 S WESTERN AVE 1909 1935 TORRANCE CA 90509 (310) 468-4691 TOYOTA MOTOR INS SERVICES INC CA WP P O BOX 2916 1986 1993 TORRANCE CA 90509-2916 (310) 787-3774 TRADE LAKE MUTUAL INS CO WITM 11733 HIGHWAY 48 1874 1874 FREDERIC WI 54837-9638 (715) 327-4800 TRADERS & GENERAL INS CO TX FC 1 BEACON ST B07-11 1980 1996 BOSTON MA 02108-3100 (617) 725-6000 TRANS PACIFIC INS CO NY FC 230 PARK AVE 1982 1984 NEW YORK NY 10169 (212) 297-6600 TRANS WORLD ASSURANCE CO CA LC 885 S EL CAMINO REAL 1962 1979 SAN MATEO CA 94402-2310 (650) 348-2300 TRANS WORLD RADIO NJ GA P O BOX 8700 1960 2004 CARY NC 27512-8700 (919) 460-3700

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TRANSAMERICA FINANCIAL LIFE INS CO NY LC 4 MANHATTANVILLE RD 1947 1949 PURCHASE NY 10577 (914) 697-8000 TRANSAMERICA LIFE INS & ANNUITY CO NC LC 1150 S OLIVE ST 1966 1968 LOS ANGELES CA 90015-0101 (213) 742-3111 TRANSAMERICA LIFE INS CO IA LC 4333 EDGEWOOD RD NE 1961 1979 CEDAR RAPIDS IA 52499 (319) 398-8511 TRANSAMERICA OCCIDENTAL LIFE INS CO IA LC 4333 EDGEWOOD RD NE 1906 1952 CEDAR RAPIDS IA 52499 (319) 398-8511 TRANSATLANTIC REINSURANCE CO NY FC 80 PINE ST 1952 1980 NEW YORK NY 10005-1702 (212) 770-2000 TRANSCONTINENTAL INS CO NY FC CNA CTR 1925 1925 CHICAGO IL 60685 (312) 822-5000 TRANSGUARD INS CO OF AMERICA INC IL FC 700 OAKMONT LANE 1987 1993 WESTMONT IL 60559-5546 (630) 570-3565 TRANSIT MUTUAL INS CORP OF WI WI FC 2575 S MEMORIAL DR STE 105 1985 1985 APPLETON WI 54915-1427 (920) 832-3970 TRANSNATION TITLE INS CO AZ TC 101 GATEWAY CENTRE PKWY 1910 1985 RICHMOND VA 23235 (804) 267-8000 TRANSPORT INS CO OH FC 2 CENTRAL SQ 2ND FL 1976 1977 CAMBRIDGE MA 02139 (617) 234-3871 TRANSPORTATION INS CO IL FC CNA CTR 1938 1938 CHICAGO IL 60685 (312) 822-5000 TRAVCO INS CO CT FC 1 TOWER SQ 1991 1996 HARTFORD CT 06183-6014 (860) 277-0111 TRAVELERS CASUALTY & SURETY CO CT FC 1 TOWER SQ 1964 1964 HARTFORD CT 06183 (860) 277-0111 TRAVELERS CASUALTY & SURETY CO OF AMERICA CT FC 1 TOWER SQ 1974 1975 HARTFORD CT 06183-6014 (860) 277-0111 TRAVELERS CASUALTY CO OF CT CT FC 1 TOWER SQ 1990 1990 HARTFORD CT 06183-0001 (860) 277-0111 TRAVELERS CASUALTY INS CO OF AM CT FC 1 TOWER SQ 1971 1974 HARTFORD CT 06183 (860) 277-0111 TRAVELERS COMMERCIAL CASUALTY CO CT FC 1 TOWER SQ 1981 1988 HARTFORD CT 06183-6014 (860) 277-0111 TRAVELERS COMMERCIAL INS CO CT FC 1 TOWER SQ 1990 1990 HARTFORD CT 06183-6014 (860) 277-0111 TRAVELERS HOME AND MARINE INS CO THE CT FC 1 TOWER SQ 1991 1996 HARTFORD CT 06183 (860) 277-0111 TRAVELERS INDEMNITY CO OF AMERICA THE CT FC 1 TOWER SQ 1946 1968 HARTFORD CT 06183-0001 (860) 277-0111 TRAVELERS INDEMNITY CO OF CT THE CT FC 1 TOWER SQ 1859 1875 HARTFORD CT 06183-1050 (860) 277-0111

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

TRAVELERS INDEMNITY CO THE CT FC 1 TOWER SQ 1903 1907 HARTFORD CT 06183-6014 (860) 277-0111 TRAVELERS INS CO THE CT FC P O BOX 990027 1863 1865 HARTFORD CT 06199-0027 (860) 308-1000 TRAVELERS INS CO THE CT LC P O BOX 990027 1863 1965 HARTFORD CT 06199-0027 (860) 308-1000 TRAVELERS LIFE & ANNUITY CO THE CT LC P O BOX 990027 1973 1981 HARTFORD CT 06199-0027 (860) 308-1000 TRAVELERS MOTOR CLUB INC OK MC P O BOX 54799 1965 1982 OKLAHOMA CITY OK 73154-1799 (405) 848-1711 TRAVELERS PROPERTY CAS CO OF AM CT FC 1 TOWER SQ 1972 1972 HARTFORD CT 06183 (860) 277-0111 TRAVELERS PROPERTY CASUALTY INS CO CT FC 1 TOWER SQ 1990 1990 HARTFORD CT 06183 (860) 277-0111 TRAVELERS PROTECTIVE ASSN OF AMERICA MO FR 3755 LINDELL BLVD 1890 1896 SAINT LOUIS MO 63108-3476 (314) 371-0533 TRENWICK AMERICA REINS CORP CT FC 1 CANTERBURY GREEN 1984 1985 STAMFORD CT 06901 (203) 353-5500 TRI COUNTY MUTUAL TOWN INS CO WI TM P O BOX 157 1909 1909 IRON RIVER WI 54847-0157 (715) 372-8577 TRI STATE INS CO OF MN MN FC P O BOX 1594 1974 1974 DES MOINES IA 50306 (515) 278-3000 TRIAD GUARANTY INS CORP IL FC P O BOX 2300 1987 1991 WINSTON SALEM NC 27102 (336) 723-1282 TRIGON HEALTH AND LIFE INS CO VA LC P O BOX 27401 1954 1955 MAIL POINT VA21N350 RICHMOND VA 23279 (804) 354-7283 TRINITY INTERNATIONAL UNIVERSITY IL GA 2065 HALF DAY RD 1965 2003 DEERFIELD IL 60015 (847) 317-7003 TRINITY UNIVERSAL INS CO TX FC P O BOX 655028 1926 1993 DALLAS TX 75265-5028 (214) 360-8000 TRINITY UNIVERSAL INS CO OF KS INC KS FC P O BOX 655028 1972 1993 DALLAS TX 75265-5028 (214) 360-8000 TRITON INS CO MO FC 3001 MEACHAM BLVD STE 200 1982 1995 FORT WORTH TX 76113 (817) 348-7500 TRUCK INS EXCHANGE CA RE P O BOX 2478 TERMINAL ANNEX 1935 1951 LOS ANGELES CA 90051-2478 (323) 932-3441 TRUMBULL INS CO CT FC HARTFORD PLZ 1986 1996 HARTFORD CT 06115 (860) 547-5000 TRUSTEES OF PRINCETON UNIVERSITY NJ GA P O BOX 35 1889 1998 PRINCETON NJ 08544-0035 (609) 258-5051 TRUSTGARD INS CO OH FC P O BOX 1218 1981 1984 COLUMBUS OH 43216-1218 (614) 445-2900

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

TRUSTMARK INS CO ILLC 400 N FIELD DR 1913 1913 LAKE FOREST IL 60045-2581 (847) 615-1500 TRUSTMARK LIFE INS CO IL LC 400 FIELD DR 1925 1985 LAKE FOREST IL 60045-2581 (847) 615-1500 TUDOR OAKS RETIREMENT CENTER WI CC S77 W12929 MCSHANE RD 1930 1984 HALES CORNERS WI 53130-0901 (414) 529-0100 TWIN CITY FIRE INS CO IN FC HARTFORD PLZ 1987 1987 HARTFORD CT 06115 (860) 547-5000 UBS LIFE INS CO USA CA LC P O BOX 10 1956 1961 DES MOINES IA 50334 (515) 245-2000 ULICO CASUALTY CO DE FC 1625 EYE ST NW 1979 1987 WASHINGTON DC 20006 (202) 682-0900 ULLICO LIFE INS CO TX LC 1625 EYE ST NW 1976 1976 WASHINGTON DC 20006 (202) 682-6649 ULTIMATE WARRANTY OF WI INC WI WP 21360 CENTER RIDGE RD 2003 2003 ROCKY RIVER OH 44116 (440) 333-5113 UNDERWRITER FOR THE PROFESSIONS INS CO CO FC 185 GREENWOOD RD 1989 2004 NAPA CA 94558 (707) 226-0100 UNICARE LIFE & HEALTH INS CO DELC 4553 LA TIENDA DR 1971 1981 THOUSAND OAKS CA 91362 (877) 864-2273 UNIGARD INDEMNITY CO WA FC 15805 NE 24TH ST 1972 1991 BELLEVUE WA 98008-2409 (425) 644-5236 UNIGARD INS CO WA FC 15805 NE 24TH ST 1960 1961 BELLEVUE WA 98009-2409 (425) 644-5236 UNIMERICA INS CO WILC 6300 OLSON MEMORIAL HWY 1990 2002 MN010-E151 GOLDEN VALLEY MN 55427 (952) 936-1300 UNION BANKERS INS CO TX LC P O BOX 958465 1953 1974 LAKE MARY FL 32795 (407) 628-1776 UNION CENTRAL LIFE INS CO THE OH LC P O BOX 40888 1867 1956 CINCINNATI OH 45240 (513) 595-2200 UNION FIDELITY LIFE INS CO IL LC 500 VIRGINIA DR 1925 1951 FORT WASHINGTON PA 19034 (800) 272-1872 UNION LABOR LIFE INS CO THE MD LC 1625 EYE ST NW 1925 1932 WASHINGTON DC 20006 (202) 682-0900 UNION SECURITY LIFE INS CO DE LC 260 INTERSTATE NORTH CR NW 1963 1984 ATLANTA GA 30339 (770) 763-1000 UNIONE ITALIANA REINS CO OF AMER INC NY FC 3024 HARNEY ST 1978 1984 OMAHA NE 68131 (402) 536-3000 UNITED AMERICAN INS CO DE LC P O BOX 8080 1947 1965 MCKINNEY TX 75070 (972) 529-5085 UNITED AMERICAS INS CO NY FC 805 THIRD AVE 1978 1983 NEW YORK NY 10022 (212) 486-0700

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

UNITED CAR CARE INC CO WP P O BOX 3988 1995 2000 GREENWOOD VILLAGE CO 80155 (303) 306-0502 UNITED CONCORDIA INS CO AZLC 4401 DEER PATH RD 1975 2003 HARRISBURG PA 17110 (717) 260-7081 UNITED EQUITABLE INS CO IL FC 9833 WOODS DR 1959 1960 SKOKIE IL 60077 (847) 583-4600 UNITED FAMILY LIFE INS CO GA LC 10 GLENLAKE PKWY NE STE 500 1980 1988 ATLANTA GA 30328-3473 (800) 801-0800 UNITED FIDELITY LIFE INS CO TX LC P O BOX 410288 1977 1979 KANSAS CITY MO 64141 (816) 391-2000 UNITED FINANCIAL CASUALTY CO OH FC 6300 WILSON MILLS RD W33 1984 1986 MAYFIELD VILLAGE OH 44143-2182 (440) 461-5000 UNITED FIRE & CASUALTY CO IA FC P O BOX 73909 1946 1956 CEDAR RAPIDS IA 52407-3909 (319) 399-5700 UNITED FIRE & INDEMNITY CO TX FC P O BOX 73909 1936 1963 CEDAR RAPIDS IA 52407-3909 (319) 399-5700 UNITED GENERAL TITLE INS CO CO TC 999 EIGHTEENTH ST STE 3400 1983 2000 DENVER CO 80202 (303) 292-4848 UNITED GUARANTY CREDIT INS CO NC FC P O BOX 20597 1981 1991 GREENSBORO NC 27420 (336) 373-0232 UNITED GUARANTY MORTGAGE INDEMNITY CO NC FC P O BOX 20597 1972 1980 GREENSBORO NC 27420 (336) 373-0232 UNITED GUARANTY RESIDENTIAL INS CO NC FC P O BOX 20597 1963 1968 GREENSBORO NC 27420 (336) 373-0232 UNITED GUARANTY RESIDENTIAL INS CO OF NC NC FC P O BOX 20597 1963 1973 GREENSBORO NC 27420 (336) 373-0232 UNITED HEALTHCARE INS CO CT LC 450 COLUMBUS BLVD 4NB 1972 1972 HARTFORD CT 06103 (877) 832-7734 UNITED HEARTLAND LIFE INS CO WI LC P O BOX 2013 1990 1997 MILWAUKEE WI 53201-2013 (262) 787-7400 UNITED INS CO OF AMER ILLC 12115 LACKLAND RD 1927 1957 ST LOUIS MO 63146 (314) 819-4300 UNITED INVESTORS LIFE INS CO MO LC P O BOX 10207 1981 1982 BIRMINGHAM AL 35202-0207 (205) 325-4300 UNITED LIFE INS CO IA LC P O BOX 73909 1962 1964 CEDAR RAPIDS IA 52407-3909 (319) 399-5700 UNITED NATIONAL CAS INS CO IN FC 3 BALA PLZ E STE 300 2001 2003 BALA CYNWYD PA 19004 (610) 664-1500 UNITED NATIONAL SPECIALTY INS CO WI FC 3 BALA PLZ E STE 300 1982 1982 BALA CYNWYD PA 19004 (610) 664-1500 UNITED OF OMAHA LIFE INS CO NE LC MUTUAL OF OMAHA PLZ 1926 1932 OMAHA NE 68175-0001 (402) 342-7600

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UNITED SECURITY INS CO IA FC 11900 E CORNELL AVE 1946 1949 AURORA CO 80014-3194 (303) 337-5500 UNITED SERVICE PROTECTION CORP DE WP P O BOX 21647 1999 2000 ST PETERSBURG FL 33742 (800) 283-0785 UNITED SERVICES AUTOMOBILE ASSN TX RE 9800 FREDERICKSBURG RD 1922 1960 SAN ANTONIO TX 78288-0001 (210) 498-2211 UNITED STATES AUTO CLUB MOTORING DIV INC IN MC P O BOX 660460 1968 1970 DALLAS TX 75266-0460 (972) 657-9572 UNITED STATES AVIATION UNDERWRITERS IL RS 1 SEAPORT PLZ 1988 1988 199 WATER ST NEW YORK NY 10038 (212) 952-0100 UNITED STATES FIDELITY & GUARANTY CO MD FC 385 WASHINGTON ST 1896 1896 ST PAUL MN 55102 (651) 310-7911 UNITED STATES FIRE INS CO DE FC 305 MADISON AVE 2003 2003 MORRISTOWN NJ 07962 (973) 490-6600 UNITED STATES LETTER CARRIERS MUT TN FR 100 INDIANA AVE NW 1892 1968 BENEFIT ASSN WASHINGTON DC 20001 (202) 638-4318 UNITED STATES LIABILITY INS CO PA FC P O BOX 6700 1867 1980 WAYNE PA 19087-2191 (610) 688-2535 UNITED STATES LIFE INS CO IN THE CITY OF NY LC P O BOX 1580 1850 1953 NEW YORK THE NEPTUNE NJ 07754 (212) 709-6000 UNITED STATES WARRANTY CORP FL WP 22 NE 22ND AVE 1970 2001 POMPANO BEACH FL 33062 (800) 432-4566 UNITED TEACHER ASSOCIATES INS CO TX LC P O BOX 26580 1958 1996 AUSTIN TX 78755 (512) 451-2224 UNITED WAY OF AMERICA NY GA 701 N FAIRFAX ST 1932 2002 ALEXANDRIA VA 22314 (703) 836-7112 UNITED WISCONSIN INS CO WI FC P O BOX 2013 1957 1957 MILWAUKEE WI 53201-2013 (262) 787-7400 UNITED WORLD LIFE INS CO NE LC MUTUAL OF OMAHA PLZ 1970 1970 OMAHA NE 68175 (402) 342-7600 UNITEDHEALTHCARE OF WISCONSIN INC WI HM 10701 W RESEARCH DR 1986 1986 WAUWATOSA WI 53226-0649 (414) 443-4000 UNITRIN AUTO & HOME INS CO NY FC 5200 BELFORT RD STE 400 1996 1998 JACKSONVILLE FL 32256 (904) 245-5600 UNITRIN DIRECT PROP & CAS CO IL FC 2790 BUSINESS PARK DR 1998 1999 VISTA CA 92081 (760) 599-4700 UNITRIN PREFERRED INS CO NY FC 5220 BELFORT RD STE 400 1942 1983 JACKSONVILLE FL 32256 (904) 245-5600 UNITY FINANCIAL LIFE INS CO PA LC 11311 CORNELL PARK DR STE 200 1964 2000 CINCINNATI OH 45242 (513) 247-0711 UNITY HEALTH PLANS INS CORP WI HM 840 CAROLINA ST 1983 1983 SAUK CITY WI 53583 (608) 643-2491

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

UNITY MUTUAL LIFE INS CO NY LC P O BOX 5000 1903 1990 SYRACUSE NY 13250-5000 (315) 448-7000 UNIVERSAL GUARANTY LIFE INS CO OH LC P O BOX 5147 1966 1987 SPRINGFIELD IL 62705-5147 (877) 881-1777 UNIVERSAL HOME PROTECTION LLC WI WP 1289 DEMING WAY 1999 2003 MADISON WI 53717 (608) 831-0285 UNIVERSAL SURETY CO NE FC P O BOX 80468 1947 1971 LINCOLN NE 68501 (402) 435-4302 UNIVERSAL SURETY OF AMERICA TX FC P O BOX 5077 1984 1996 SIOUX FALLS SD 57117 (605) 336-0850 UNIVERSAL UNDERWRITERS INS CO KS FC 7045 COLLEGE BLVD 1982 1983 OVERLAND PARK KS 66211 (913) 339-1000 UNIVERSAL UNDERWRITERS LIFE INS CO KSLC 7045 COLLEGE BLVD 1964 1973 OVERLAND PARK KS 66211-1551 (913) 339-1000 UNIVERSAL UNDERWRITERS SERVICE CORP MO WP 7045 COLLEGE BLVD 1984 1992 OVERLAND PARK KS 66211 (800) 821-7803 UNIVERSAL WARRANTY CORP MI WP 12809 W DODGE RD 2000 2000 OMHA NE 68154 (402) 691-5428 UNIVERSITY LAKE SCHOOL WI GA P O BOX 290 1956 2001 HARTLAND WI 53029 (262) 367-6502 UNIVERSITY OF CT FOUNDATION INC THE CT GA 2390 ALUMNI DR UNIT 3206 1964 2002 STORRS CT 06269 (860) 486-5000 UNIVERSITY OF MN FOUNDATION MN GA 200 OAK ST SE STE 500 1962 1982 MINNEAPOLIS MN 55455-2010 (612) 624-3333 UNIVERSITY OF NE FOUNDATION NEGA 1010 LINCOLN MALL STE 300 1963 2003 LINCOLN NE 68508 (402) 472-2151 UNIVERSITY OF ST THOMAS MN GA 2115 SUMMIT AVE - DEV 1894 2000 ST PAUL MN 55105-1096 (651) 962-6950 UNIVERSITY OF WI FOUNDATION WI GA P O BOX 8860 1945 1990 MADISON WI 53708-8860 (608) 263-0371 UNIVERSITY OF WI RIVER FALLS FOUNDATION INC WI GA 410 S THIRD ST 1948 1990 RIVER FALLS WI 54022 (715) 425-3505 UNIVERSITY OF WISCONSIN STEVENS POINT WI GA 2100 MAIN ST RM 212 1965 1997 FOUNDATION STEVENS POINT WI 54481 (715) 346-3812 UNIVERSITY SCHOOL OF MILWAUKEE CORP THE WI GA 2100 W FAIRY CHASM RD 1964 2004 MILWAUKEE WI 53217 (414) 352-6000 UNUM LIFE INS CO OF AMERICA MELC 2211 CONGRESS ST 1966 1971 PORTLAND ME 04122 (207) 575-2211 US FINANCIAL LIFE INS CO OHLC 10290 ALLIANCE RD 1974 1988 CINCINNATI OH 45242 (513) 686-2000 US SPECIALTY INS CO TX FC 13403 NORTHWEST FREEWAY 1986 1988 HOUSTON TX 77040-6094 (713) 744-3700

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

USAA CASUALTY INS CO TX FC 9800 FREDERICKSBURG RD 1968 1974 SAN ANTONIO TX 78288-0001 (210) 498-2211 USAA GENERAL INDEMNITY CO TX FC 9800 FREDERICKSBURG RD 1972 1989 SAN ANTONIO TX 78288-0001 (210) 498-2211 USAA LIFE INS CO TX LC 9800 FREDERICKSBURG RD 1963 1972 SAN ANTONIO TX 78288 (210) 498-8000 USABLE LIFE AR LC P O BOX 1650 1978 1997 LITTLE ROCK AR 72203-1650 (501) 375-7200 USAGENCIES DIRECT INS CO NY FC 8550 UNITED PLZ BLVD STE 805 1989 1996 BATON ROUGE LA 70809 (225) 928-9000 UTICA MUTUAL INS CO NY FC P O BOX 530 1914 1924 UTICA NY 13503-0530 (315) 734-2000 UW-WHITEWATER FOUNDATION INC WI GA ALUMNI CTR 1962 1992 800 WEST MAIN ST WHITEWATER WI 53190-1790 (262) 472-1105 UWM FOUNDATION INC THE WI GA 3230 E KENWOOD BLVD 1974 2001 MILWAUKEE WI 53211 (414) 906-4645 VAC SERVICE CORP NY WP 99 TOWER DR 1981 1996 MIDDLETOWN NY 10940 (845) 692-3333 VALIANT INS CO IA FC 1400 AMERICAN LN 19TH FL 1973 1975 SCHAUMBURG IL 60196-1056 (847) 605-6000 VALLEY FORGE INS CO PA FC CNA CTR 1944 1944 CHICAGO IL 60685 (312) 822-5000 VALLEY FORGE LIFE INS CO IN LC 175 KING ST 1956 1959 ARMONK NY 10504 (312) 822-5000 VALLEY HEALTH PLAN INC WI HM 401 W MICHIGAN ST 1988 1988 MILWAUKEE WI 53203 (414) 226-5885 VANLINER INS CO AZ FC 1 PREMIER DR 1953 1987 ST LOUIS MO 63026 (636) 343-9889 VANTISLIFE INS CO CT LC 111 FOUNDERS PLZ 1963 2004 EAST HARTFORD CT 06108 (860) 291-2050 VARIABLE ANNUITY LIFE INS CO THE TX LC P O BOX 3206 1968 1969 HOUSTON TX 77253-3206 (713) 522-1111 VEHICLE PROTECTION PLUS LLC TN WP 268 CHRISTIAN CHURCH RD STE 1 1995 1996 JOHNSON CITY TN 37615 (423) 282-4883 VENTURE INS CO WI FC P O BOX 1513 1990 1990 FOND DU LAC WI 54936-1513 (920) 922-1246 VEREX ASSURANCE INC WI FC P O BOX 1806 1969 1969 MADISON WI 53701 (919) 846-4100 VESTA FIRE INS CORP IL FC P O BOX 43360 1971 1984 BIRMINGHAM AL 35243 (205) 970-7000 VESTA INS CORP IL FC P O BOX 43360 1983 1989 BIRMINGHAM AL 35243 (205) 970-7051

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

VETERANS LIFE INS CO IL LC 20 MOORES RD 1965 1974 FRAZER PA 19355 (610) 648-5000 VICTORIA AUTOMOBILE INS CO IN FC 5915 LANDERBROOK DR 1994 1997 CLEVELAND OH 44124-4058 (440) 461-3461 VICTORIA FIRE & CASUALTY CO OH FC 5915 LANDERSBROOK DR 1983 1989 STE 210 CLEVELAND OH 44124-4058 (440) 461-3461 VIGILANT INS CO NY FC P O BOX 1615 1939 1954 WARREN NJ 07061 (908) 903-5150 VIKING INS CO OF WI CO FC 9300 ARROWPOINT BLVD 1971 1971 P O BOX 1000 CHARLOTTE NC 28201-1000 (303) 754-8400 VIRGINIA SURETY CO INC IL FC 1000 MILWAUKEE AVE 1982 1982 GLENVIEW IL 60025 (847) 953-2025 VISION CARE NETWORK INS CORP WILH 1421 WASHINGTON AVE 1989 1989 RACINE WI 53403-2254 (262) 637-7494 VISION INS PLAN OF AMER INC WI LH P O BOX 44077 1992 1992 MILWAUKEE WI 53214 (414) 475-1875 VISION SERVICE PLAN INS CO CT FC 3333 QUALITY DR 1987 1992 RANCHO CORDOVA CA 95670-7985 (800) 852-7600 VISTA LIFE INS CO MI LC THE AMERICAN RD 1974 1982 DEARBORN MI 48121-6027 (313) 337-1102 VOICE OF PROPHECY THE CA GA P O BOX 500 1965 2004 SIMI VALLEY CA 93062-0500 (805) 955-7777 VOYAGER PROPERTY & CASUALTY INS CO SC FC 260 INTERSTATE NORTH 1978 1986 CIRCLE NW ATLANTA GA 30039 (770) 763-1000 VOYAGER SERVICE PROGRAMS INC FL WP P O BOX 105689 1992 2001 ATLANTA GA 30348 (800) 334-9282 WARNER INS CO CT FC 500 S BROAD ST 1985 1986 MERIDEN CT 06450 (203) 634-7200 WARRANTECH AUTOMOTIVE INC CT WP 2200 HWY 121 STE 100 1990 1992 BEDFORD TX 76201 (817) 685-6601 WARRANTECH CONSUMER PRODUCT SERVICES INC CT WP 2200 HWY 121 STE 100 1990 1992 BEDFORD TX 76021 (817) 785-5588 WARRANTY ACCEPTANCE CORP FL WP 4400 GOVERNMENT BLVD 1997 1997 MOBILE AL 36693 (888) 823-1997 WARRANTY BUSINESS SERVICES CORP MO WP 14755 N OUTER FORTY RD 1978 2001 STE 400 ST LOUIS MO 63017 (636) 536-5600 WARRANTY CORP OF AMERICA GA WP 3110 CROSSING PARK RD 1985 2000 NORCROSS GA 30071 (770) 416-9222

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

WARRANTY SUPPORT SERVICES LLC DE WP 6010 ATLANTIC BLVD 2003 2004 NORCROSS GA 30071 (678) 225-1000 WASHINGTON INTERNATIONAL INS CO AZ FC 1200 ARLINGTON HEIGHTS RD 1976 1993 STE 400 ITASCA IL 60143-2625 (630) 227-4700 WASHINGTON NATIONAL INS CO IL LC 11815 N PENNSYLVANIA ST 1923 1925 CARMEL IN 46032 (317) 817-6100 WASHINGTON TOWN MUTUAL INS CO WI TM 1246 MAIN RD 1889 1890 WASHINGTON ISLAND WI 54246 (920) 847-2041 WATCHTOWER BIBLE AND TRACT SOCIETY NY GA 25 COLUMBIA HEIGHTS 1909 2001 OF NEW YORK INC BROOKLYN NY 11201 (718) 560-5000 WATERTOWN MUTUAL INS CO WI TM 315 E MAIN ST 1872 1872 WATERTOWN WI 53094 (920) 261-2400 WAUKESHA COUNTY MUTUAL INS CO WI TM 107 ARCADIAN AVE 1874 1874 WAUKESHA WI 53186-5001 (262) 542-4112 WAUKESHA MEMORIAL HOSP FOUNDATION INC WI GA 725 AMERICAN AVE 1978 1993 WAUKESHA WI 53188-5099 (262) 928-2289 WAUSAU BUSINESS INS CO WI FC P O BOX 8017 1907 1989 WAUSAU WI 54402-8017 (715) 845-5211 WAUSAU GENERAL INS CO WI FC P O BOX 8017 1972 1991 WAUSAU WI 54402-8017 (715) 845-5211 WAUSAU UNDERWRITERS INS CO WI FC P O BOX 8017 1979 1979 WAUSAU WI 54402-8017 (715) 845-5211 WAUSAU-STETTIN MUTUAL INS CO WI TM P O BOX 269 1998 1998 WAUSAU WI 54402-1965 (715) 842-0686 WAYLAND ACADEMY WIGA 101 N UNIVERSITY AVE 1939 1988 BEAVER DAM WI 53916-2253 (920) 885-3373 WEA INS CORP WI LC P O BOX 7338 1985 1985 MADISON WI 53707-7338 (608) 276-4000 WEA PROPERTY & CASUALTY INS CO WI FC P O BOX 7893 1993 1993 MADISON WI 53707-7893 (608) 276-4000 WELLINGTON LIFE INS CO AZLC 240 CORPORATE BLVD 1975 1986 NORFOLK VA 23502 (757) 459-5200 WELLMARK COMMUNITY INS INC IA LC 636 GRAND AVE 1985 1988 DES MOINES IA 50309-2565 (515) 245-4500 WELS FOUNDATION INC WI GA 2929 N MAYFAIR RD 1965 1977 MILWAUKEE WI 53222 (414) 256-3258 WESCO INS CO DE FC 200 SOMERSET CORP BLVD 1962 1989 STE 100 BRIDGEWATER NJ 08807 (908) 203-2100 WEST AMERICAN INS CO IN FC 9450 SEWARD RD 1923 1958 FAIRFIELD OH 45014-5456 (513) 603-2400

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

WEST BEND MUTUAL INS CO WI FC 1900 S 18TH AVE 1894 1894 WEST BEND WI 53095-4605 (262) 334-5571 WEST CENTRAL MUTUAL INS CO WITM 36396 MAIN ST 1871 1872 WHITEHALL WI 54773-0646 (715) 538-2249 WEST COAST LIFE INS CO NE LC P O BOX 193892 1915 1985 SAN FRANCISCO CA 94119 (415) 591-8339 WESTCHESTER FIRE INS CO NY FC P O BOX 41484 1837 1874 PHILDELPHIA PA 19101-1484 (215) 640-4551 WESTCHESTER SPECIALTY INS SERVICES INC NV WP 1601 CHESTNUT ST TL34K 1908 1999 PHILADELPHIA PA 19103 (856) 755-6111 WESTERN & SOUTHERN LIFE INS CO THE OHLC 400 BROADWAY ST 1888 1960 CINCINNATI OH 45202 (513) 629-1800 WESTERN AGRICULTURAL INS CO AZ FC 5400 UNIVERSITY AVE 1971 1999 WEST DES MOINES IA 50266-5997 (515) 225-5400 WESTERN CATHOLIC UNION IL FR 510 MAINE ST 1877 1964 QUINCY IL 62301 (217) 223-9721 WESTERN DIVERSIFIED CASUALTY INS CO WI FC 1 LIBERTY PLZ 53RD FL 1969 1969 NEW YORK NY 10006 (212) 651-6500 WESTERN FRATERNAL LIFE ASSN IA FR 1900 1ST AVE NE 1897 1900 CEDAR RAPIDS IA 52402-5321 (319) 363-2653 WESTERN GENERAL WARRANTY CORP CA WP 5230 LAS VIRGENES RD STE 100 1992 1995 CALABASAS CA 91302 (800) 242-9442 WESTERN NATIONAL ASSURANCE CO MN FC P O BOX 1463 1957 1996 MINNEAPOLIS MN 55440 (952) 835-5350 WESTERN NATIONAL MUTUAL INS CO MN FC P O BOX 1463 1915 1954 MINNEAPOLIS MN 55440 (952) 835-5350 WESTERN RESERVE LIFE ASSURANCE CO OF OH OH LC P O BOX 5068 1957 1967 CLEARWATER FL 33758-5068 (727) 299-1800 WESTERN SOUTHERN LIFE ASSURANCE CO OHLC 400 BROADWAY ST 1980 1981 CINCINNATI OH 45202-3312 (513) 629-1800 WESTERN SURETY CO SD FC P O BOX 5077 1900 1942 SIOUX FALLS SD 57117-5077 (605) 336-0850 WESTFIELD INS CO OH FC P O BOX 5001 1929 1946 WESTFIELD CTR OH 44251-5001 (330) 887-0101 WESTFIELD NATIONAL INS CO OH FC P O BOX 5001 1968 1982 WESTFIELD CTR OH 44251-5001 (330) 887-0101 WESTPORT INS CORP MO FC P O BOX 2991 1977 1977 OVERLAND PARK KS 66201-1379 (913) 676-5200 WESTWARD LIFE INS CO AZ LC 680 NEWPORT CTR DR 1965 1994 STE 270 NEWPORT BEACH CA 92660 (949) 720-1568

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

WHEATON COLLEGE IL GA 501 COLLEGE AVE 1861 2004 WHEATON IL 60187 (630) 752-5000 WHEATON FRANCISCAN SERVICES INC IL GA 26 W 171 ROOSEVELT RD 1983 1998 WHEATON IL 60187 (630) 784-2550 WILLIAM PENN ASSN PA FR 709 BRIGHTON RD 1886 1953 PITTSBURGH PA 15233-1821 (412) 231-2979 WILLIAMSBURG NATIONAL INS CO CA FC 12641 E 166TH ST 1986 1999 CERRITOS CA 90703-2101 (562) 926-6163 WILSHIRE INS CO NC FC P O BOX 10800 1985 1991 RALEIGH NC 27605-0800 (919) 833-1600 WILSON MUTUAL INS CO WI FC P O BOX 1340 1872 1872 SHEBOYGAN WI 53082-1340 (920) 458-3359 WILTON REASSURANCE CO MN LC 20 HORSENECK LN 1900 1967 GREENWICH CT 06830 (203) 862-3176 WINDSOR INS CO IN FC P O BOX 105091 1987 1989 ATLANTA GA 30348-5091 (678) 627-6000 WISCONSIN AUL INC CA WP 1325 IMOLA AVE W PMB 318 1999 1999 NAPA CA 94559 (707) 257-9700 WISCONSIN AMERICAN MUTUAL INS CO WI FC P O BOX 1438 1898 1898 FOND DU LAC WI 54936-1438 (920) 923-9680 WISCONSIN ASSOCIATION OF MUTUAL INS COS WI RS P O BOX 14106 1995 1995 MADISON WI 53714-0106 (608) 246-2552 WISCONSIN AUTO AND TRUCK DEALERS INS CORP WI LC 150 E GILMAN ST STE A 2001 2001 MADISON WI 53703 (608) 251-5577 WISCONSIN AUTOMOBILE INS PLAN WI FC 20700 SWENSON DR STE 100 1967 1967 WAUKESHA WI 53186 (262) 796-4599 WISCONSIN COMPENSATION RATING BUREAU WI RS P O BOX 3080 1975 1975 MILWAUKEE WI 53201-3080 (262) 796-4540 WISCONSIN CORP OF SEVENTH-DAY ADVENTISTS WI GA P O BOX 7310 1947 1998 MADISON WI 53707-7310 (608) 241-5235 WISCONSIN COUNTY MUTUAL INS CORP WI FC 22 E MIFFLIN ST STE 900 1987 1987 MADISON WI 53703 (262) 781-7020 WISCONSIN HEALTH CARE LIABILITY INS PLAN WI FC P O BOX 8017 1976 1976 WAUSAU WI 54401 (715) 842-6777 WISCONSIN INS PLAN WI FC 700 W MICHIGAN ST STE 320 1970 1970 MILWAUKEE WI 53233-2415 (414) 291-5353 WISCONSIN LAWYERS MUTUAL INS CO WI FC 49 KESSEL COURT 1986 1986 MADISON WI 53711 (608) 288-1866 WISCONSIN LUTHERAN COLLEGE CONFERENCE INC WI GA 8800 W BLUEMOUND RD 1972 1999 MILWAUKEE WI 53226 (414) 443-8800 WISCONSIN MASONIC FOUNDATION WIGA 36275 SUNSET DR 1925 2002 DOUSMAN WI 53118 (262) 965-2200

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WISCONSIN MUNICIPAL MUTUAL INS CO WI FC 4785 HAYES RD 1987 1987 MADISON WI 53704-7364 (608) 246-3336 WISCONSIN MUTUAL INS CO WI FC P O BOX 974 1903 1903 MADISON WI 53701-0974 (608) 836-4663 WISCONSIN PHYSICIANS SERVICE INS CORP WI BP 1717 W BROADWAY 1977 1977 MADISON WI 53713-1895 (608) 221-4711 WISCONSIN PROVINCE OF THE SOCIETY OF JESUS WI GA P O BOX 080288 1954 1979 MILWAUKEE WI 53208-0288 (414) 937-6949 WISCONSIN REINSURANCE CORP WI FC P O BOX 7988 1972 1972 MADISON WI 53707-7988 (608) 242-4500 WISCONSIN UNITED METHODIST FOUNDATION INC WI GA 750 WINDSOR ST STE 305 1894 1994 SUN PRAIRIE WI 53590-0620 (608) 837-9582 WISCONSIN VISION SERVICE PLAN INC WIVP 3333 QUALITY DR 1957 1968 RANCHO CORDOVA CA 95670 (916) 851-5000 WMAC CREDIT INS CORP WI FC 3003 OAK RD 1980 1980 WALNUT CREEK CA 94597 (800) 288-1970 WOLVERINE MUTUAL INS CO MI FC 1 WOLVERINE WAY M62E 1917 2004 DOWAGIAC MI 49047-0530 (269) 782-3451 WOMANS LIFE INS SOCIETY MI FR 1338 MILITARY ST 1897 1897 PORT HURON MI 48060-5020 (810) 985-5191 WOODMEN OF THE WORLD LIFE INS SOCIETY NE FR 1700 FARNAM ST 1891 1893 OMAHA NE 68102 (402) 342-1890 WORKMENS AUTO INS CO CA FC P O BOX 54845 1949 2000 LOS ANGELES CA 90015 (213) 747-6492 WORKMENS BENEFIT FUND OF THE USA NY FR 99 N BROADWAY 1899 1944 HICKSVILLE NY 11801-2905 (516) 938-6060 WORLD INS CO NE LC P O BOX 3160 1903 1971 OMAHA NE 68103-0160 (402) 496-8000 WORLD LITERATURE CRUSADE CA GA P O BOX 64000 1954 2003 COLORADO SPRINGS CO 80962-4000 (719) 260-8888 WORLD VISION INC CA GA P O BOX 9716 1950 1978 FEDERAL WAY WA 98063-9716 (253) 815-2336 WORLD WILDLIFE FUND INC DEGA 1250 24TH ST NW 1990 2000 WASHINGTON DC 20037 (202) 778-9787 WYCLIFFE BIBLE TRANSLATORS INC CA GA P O BOX 620486 1942 2003 ORLANDO FL 32862-8200 (407) 852-3691 WYNNS EXTENDED CARE INC CA WP 1050 W FIFTH ST 1972 1999 AZUSA CA 91702 (626) 334-0231 XL CAPITAL ASSURANCE INC NY FC 1221 AVENUE OF THE AMERICAS 1991 1992 31ST FL NEW YORK NY 10020-1001 (212) 478-3400

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Incor- Commenced Com- porated Business State of pany or in Name of Company, Society, or Association Domicile Type Mailing Address and Telephone Organized Wisconsin

XL INS AM INC DE FC SEAVIEW HOUSE 1945 1959 70 SEAVIEW AVE STAMFORD CT 06902-6040 (203) 964-5200 XL INS CO OF NEW YORK INC NY FC SEAVIEW HOUSE 1951 1984 70 SEAVIEW AVE STAMFORD CT 06902 (800) 825-0880 XL LIFE INS & ANNUITY CO ILLC 20 N MARTINGALE RD STE 200 1978 1980 SCHAUMBURG IL 60173 (847) 517-2990 XL REINSURANCE AMERICA INC NY FC SEAVIEW HOUSE 1929 1938 70 SEAVIEW AVE STAMFORD CT 06902-6040 (203) 964-5200 XL SPECIALTY INS CO DE FC SEAVIEW HOUSE 1979 1988 70 SEAVIEW AVE STAMFORD CT 06902-6040 (203) 964-5200 YORK INS CO IL FC 88 BOYD AVE 1955 1973 E PROVIDENCE RI 02914 (401) 453-7000 YORKVILLE & MT PLEASANT MUTUAL INS CO WI TM P O BOX 35 1874 1874 UNION GROVE WI 53182-0035 (262) 878-5300 YOSEMITE INS CO IN FC P O BOX 159 1964 1974 EVANSVILLE IN 47701 (812) 424-8031 YOUNG MENS CHRISTIAN ASSOCIATION OF WI GA 161 W WISCONSIN AVE STE 4000 1882 1999 METROPOLITAN MILWAUKEE INC THE MILWAUKEE WI 53203 (414) 274-0732 ZENITH INS CO CA FC 21255 CALIFA ST 1949 1996 WOODLAND HILLS CA 91367 (818) 676-3936 ZURICH AMERICAN INS CO NY FC 1400 AMERICAN LN TOWER 1 1913 1913 19TH FL SCHAUMBURG IL 60196 (847) 605-3284 ZURICH AMERICAN INS CO OF IL IL FC 1400 AMERICAN LANE TOWER 1 1973 1985 19TH FL SCHAUMBURG IL 60196-1056 (847) 605-3284

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Directory of Insurance Commissioners

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Insurance Commissioners

Honorable Linda Hall Honorable Matt Denn Honorable Sandy Praeger Director of Insurance Commissioner of Insurance Commissioner of Insurance 550 W. 7th Ave., Ste. 1560 Rodney Bldg. 420 SW 9th St. Anchorage, AK 99501-3567 841 Silver Lake Blvd. Topeka, KS 66612-1678 907-269-7900 Dover, DE 19904 785-296-3071 302-739-4251 Honorable Walter Bell Honorable Glenn Jennings Commissioner of Insurance Honorable Kevin McCarty Acting Executive Director 201 Monroe St., Ste. 1700 Director of Insurance Regulation P.O. Box 517 Montgomery, AL 36104 The Larson Bldg. Frankfort, KY 40602-0517 334-269-3550 200 E. Gaines St., Room 101 502-564-6027 Tallahassee, FL 32399-0301 Honorable Elisara T. Togiai 850-413-5914 Honorable J. Robert Wooley Insurance Commissioner Commissioner of Insurance Office of the Governor Honorable John Oxendine P.O. Box 94214 American Samoa Government Commissioner of Insurance Baton Rouge, LA 70804-9214 Pago Pago, American Samoa 96799 704 W. Tower Floyd Mem. Bldg. 225-342-5423 011-684-633-4116 2 Martin Luther King Jr. Dr. Atlanta, GA 30334 Honorable Julie Bowler Honorable Julie Banafield Bowman 404-656-2056 Commissioner of Insurance Commissioner of Insurance One South Station, 4th Fl. 1200 W. Third St. Honorable Artemio B. Ilagan Boston, MA 02210 Little Rock, AR 72201-1904 Acting Commissioner of Insurance 617-521-7301 501-371-2600 Dept. of Rev. & Tax P.O. Box 23607 Honorable Alfred W. Redmer, Jr. Honorable Christina Urias GMF, Guam 96921 Commissioner of Insurance Director of Insurance 671-475-1843 525 St. Paul Pl. 2910 N. 44th St., Ste. 210 Baltimore, MD 21202-2272 Phoenix, AZ 85018-7256 Honorable J. P. Schmidt 410-468-2090 602-912-8400 Insurance Commissioner Dept. of Comm. & Cons. Affairs Honorable Alessandro Iuppa Honorable John Garamendi P.O. Box 3614 Superintendent of Insurance Insurance Commissioner Honolulu, HI 96811-3614 State Office Bldg., Sta. 34 300 Capitol Mall, Ste. 17 808-586-2790 Augusta, ME 04333-0034 Sacramento, CA 95814 207-624-8475 916-492-3500 Honorable Susan Voss Commissioner of Insurance Honorable Linda Watters Honorable David Rivera 330 E. Maple St. Commissioner of Insurance Commissioner of Insurance Des Moines, IA 50319 Dept. of Commerce 1560 Broadway, Ste. 850 515-281-5705 611 W. Ottawa St., 2nd Fl. N. Denver, CO 80202 Lansing, MI 48933-1020 303-894-7499 Honorable Gary L. Smith 517-373-0220 Director of Insurance Honorable Susan Cogswell 700 W. State St., 3rd Fl. Honorable Glenn Wilson Commissioner of Insurance Boise, ID 83720-0043 Commissioner of Insurance P.O. Box 816 208-334-4250 Dept. of Commerce Hartford, CT 06142-0816 85 7th Pl. E., Ste. 500 860-297-3800 Honorable Michael McRaith St. Paul, MN 55101-2198 Director of Insurance 651-296-5769 Honorable Larry Mirel 320 W. Washington St., 4th Fl. Commissioner of Insurance Springfield, IL 62767-0001 Honorable Dale Finke 810 First St. NE, Ste. 701 217-782-4515 Director of Insurance Washington, DC 20002 301 W. High St., Ste. 530 202-727-8000 Honorable Jim Atterholt Jefferson City, MO 65101 Commissioner of Insurance 573-751-4126 311 W. Washington St., Ste. 300 IndianaP.O.lis, IN 46204-2787 317-232-2385

277 Wisconsin Insurance Report Business of 2004 Directory of Insurance Commissioners

Honorable George Dale Honorable Ann Womer Benjamin Honorable Jose Montemayor Commissioner of Insurance Director of Insurance Commissioner of Insurance P.O. Box 79 2100 Stella Ct. P.O. Box 149104 Jackson, MS 39205 Columbus, OH 43215-1067 Austin, TX 78714-9104 601-359-3569 614-644-2658 512-463-6464

Honorable John Morrison Honorable Kim Holland Honorable D. Kent Michie Commissioner of Insurance Commissioner of Insurance Commissioner of Insurance 840 Helena Ave. 2401 NW 23rd St., Ste. 28 3110 State Office Bldg. Helena, MT 59601 Oklahoma City, OK 73107 Salt Lake City, UT 84114-1201 406-444-2040 405-522-4969 801-538-3800

Honorable Jim Long Honorable Joel Ario Honorable Alfred W. Gross Commissioner of Insurance Insurance Administrator Commissioner of Insurance P.O. Box 26387 P.O. Box 14480 P.O. Box 1157 Raleigh, NC 27611 Salem, OR 97309-0405 Richmond, VA 23218 919-733-3058 503-947-7980 804-371-9694

Honorable Jim P.O.olman Honorable Diane Koken Honorable Vargrave A. Richards Commissioner of Insurance Commissioner of Insurance Lieutenant Governor/Commissioner 600 E. Blvd. 1326 Strawberry Sq., 13th Fl. #18 Kongens Gade, Bismarck, ND 58505-0320 Harrisburg, PA 17120 Charlotte Amalie 701-328-2440 717-783-0442 St. Thomas, VI 00820 340-774-7166 Honorable Tim Wagner Honorable Dorelisse Jurabe Director of Insurance Jimenez Honorable John Crowley Terminal Bldg. Commissioner of Insurance Commissioner of Insurance 941 O St., Ste. 400 P.O. Box 8330 Dept. of Banking, Ins. & Securities Lincoln, NE 68508 Fernandez Juncos Station 89 Main St., Drawer 20 402-471-2201 Santurce, PR 00910-8830 Montpelier, VT 05620-3101 787-722-8686 802-828-3301 Honorable Roger A. Sevigny Commissioner of Insurance Honorable Joseph Torti, III Honorable Mike Kreidler 56 Old Suncook Rd. Superintendent of Insurance Commissioner of Insurance Concord, NH 03301 233 Richmond St., Ste. 233 P.O. Box 40255 603-271-2261 Providence, RI 02903-4233 Olympia, WA 98504-0255 401-222-2223 360-725-7100 Honorable Donald Bryan Acting Commissioner of Insurance Honorable Eleanor Kitzman Honorable Jorge Gomez 20 W. State St. CN325 Director of Insurance Commissioner of Insurance Trenton, NJ 08625 P.O. Box 100105 P.O. Box 7873 609-292-5360 Columbia, SC 29202-3105 Madison WI 53707-7873 803-737-6212 608-267-3782 Honorable Eric P. Serna Superintendent of Insurance Honorable Gary L. Steuck Honorable Jane L. Cline P.O. Drawer 1269 Director of Insurance Commissioner of Insurance Santa Fe, NM 87504-1269 445 E. Capitol Ave., 1st Fl. P.O. Box 50540 505-827-4601 Pierre, SD 57501 Charleston, WV 25305-0540 605-773-4104 304-558-3354 Honorable Alice Molasky-Arman Commissioner of Insurance Honorable Paula Flowers Honorable Ken Vines 788 Fairview Dr., Ste. 300 Commissioner of Insurance Commissioner of Insurance Carson City, NV 89701-5753 Davy Crockett Tower, 5th Fl. Herschler Bldg. 775-687-4270 500 James Robertson Pky. 122 W. 25th St., 3rd E. Nashville, TN 37243-0565 Cheyenne, WY 82002-0440 Honorable Howard Mills 615-741-6007 307-777-7401 Superintendent of Insurance 25 Beaver St. New York, NY 10004-2319 212-480-2289

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