Vol. 28 No. 4

Your money is good here r SAFELINE bette adding an improved reward program. Sumter Library ATM Re-Opens With your new card, you will earn SAFE’s ATM located at the Sumter points on all purchases. In addition County Library (180 W Wesmark Blvd. to merchandise and travel options, Sumter, SC) has been replaced and is we have added the option to convert now open to serve your ATM needs. points to cash! For Your Protection And even more exciting, all current To combat skimming, one of the most credit cardholders will keep the fixed prevalent crimes at an ATM, SAFE rate they are accustom to. has enhanced this new ATM with an ActivEdge card reader. This secure Use Your New SAFE Credit Still have questions? Contact our Card and Earn More Rewards card reader counteracts skimming Member Service Center today! by altering the way an ATM card is In August, SAFE converted all credit Don’t Have a SAFE ? inserted and read. cards to VISA® Platinum EMV (Europay, SAFE is pleased to introduce two new When you visit this particular ATM, you MasterCard, and VISA), chip-enabled VISA® credit card programs – available will be required to insert your entire cards. The newly designed EMV credit now. card into the reader, long side first. This card offers a more secure form of will allow the entire magnetic strip to payment when compared to traditional These two new programs cater to both be read by the ATM card reader, which credit cards. kinds of credit card users. will make it impossible for skimmers to capture the card’s information. The Along with added security features, we Members that carry a balance and card reader will retain your card until are pleased to also announce we are desire our lowest rate may all transactions are complete. prefer our NEW! Features Rewards Visa Low-Rate Visa Low Rate Visa.

No Annual Fee Our NEW!

Minimum credit line Rewards Visa $500 $500 is the perfect 8.99% - 7.99% - Annual Percentage Rate (APR)* for 18.00%* 18.00%* members that CU Rewards enjoy a robust

rewards/points Chip-Enabled EMV Security program.

Eligible for 0%Š Introductory Rate for purchases You will for First 12-Months new account is opened appreciate the Eligible for 1.99%² Introductory Rate for great features Balance Transfers for First 12-Months new account is opened of our new Rewards Visa Visa Zero Liability Protection and our Low The Sumter Library ATM is SAFE’s first True 25-day Interest-free Rate Visa. ATM to incorporate this technology.

We plan to install more ActivEdge Convenient account through card readers in the future at other Online Banking SAFE ATMs. Free Travel Accident Insurance We feel these readers will protect you Free auto rental insurance more when accessing your accounts, while continuing to provide you the Disclaimer: Terms and Conditions subject to change without notice. Subject to member service you expect. member credit approval. Rate may vary based on individual creditworthiness. Mailing Address: P.O. Box 2008 | Sumter, SC 29151 | safefed.org | 800-763-8600

/SAFEfederalcreditunion @SAFEFCU @safefcu /SAFEFedCred SAFE Clemson Road Branch to that area of Columbia. Beverly Gagne, Closings at SAFE President/CEO said, “This new free- Relocate Spring 2016 Columbus Day standing building will allow SAFE to On September 22 SAFE broke ground Monday, October 12 expand our services while continuing on a new free-standing branch in to provide the convenience many of Veterans Day Northeast Columbia, SC. our members living in the area are Wednesday, November 11 This new facility will be more than accustomed to receiving. We are Thanksgiving Day 4,000 square feet when completed excited to be a part of the growth Thursday, November 26 and will be located at Sandhills Station taking place in the Northeast Columbia Christmas Day on the corner of Fashion Drive and area.” Forum Drive. It will replace our current Friday, December 25 The new free-standing building will Clemson Road Branch located on the New Year’s Day feature new drive-up lane technology far side of the Village at Sandhill. Friday, January 1 called Interactive Teller Machines. It will feature a wide array of services From the outside, the machine looks for the members residing or working in like an ordinary full function ATM. The game changing piece of the technology is the functionality that allows for interaction with a live Teller as an option if the member has that need. Essentially, this machine will replace the need for pneumatic tubes and ATMs in select drive ups. Tellers will control these machines during business hours if the member has International Credit Union Day need of their service. If not, these On October 15, 2015, credit unions machines will act as ATMs. Interactive around the world will celebrate Tellers will be housed remotely at International Credit Union Day. our Administration Offices location “Credit unions must do their part. in Sumter, SC. This new technology We must share our knowledge, our paves the way for more efficient use experience, and our dreams,” World of our Teller staff, among many other Council Board Chairman Grzegorz benefits. Bierecki said earlier this year. “It is With three drive-up lanes, four inside the duty of free people to support teller stations, two member service freedom.” representatives, a drive-up ATM, At its most basic level, a credit union is safe deposit box service and a coin people pooling their money to provide machine, SAFE is sure that members each other with affordable —a will enjoy the new branch. credit union is literally people helping The expansion of services at the people. This is why we celebrate Sandhill Station branch represents ICU Day at SAFE. This simple idea SAFE’s commitment to Richland empowers people, wherever they are County. Branch manager Robin Jones, in the world or life, to take control of said “I am excited about the new their own financial future. construction of the new facility and the So when we wish you a Happy ICU services that will soon be available for Day at SAFE, know that we’re thanking SAFE members. Our goal is to save you for belonging to a movement that’s our members money while providing helping your neighbors—and people what they need in financial service around the world—grow and thrive and assistance.” follow their dreams. SAFE hopes to open the Sandhill Please make plans to stop by your Station in the Spring of 2016. Look for local branch for light refreshments more details soon. on October 15 as we celebrate International Credit Union Day.