From Humble Beginnings to Market Leader
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FROM HUMBLE BEGINNINGS TO MARKET LEADER Our Entrepreneurial Journey EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. Copyright 2018 1 Equity Group Holdings Plc Headquarters Equity Centre, Upperhill, Nairobi 2 EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY GROUP’S PHILOSOPHIES EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. 1 STRONG GOVERNANCE AND LEADERSHIP STRUCTURE 2 EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. GROUP BOARD OF DIRECTORS PETER MUNGA DAVID R. ANSELL NON-EXECUTIVE CHAIRMAN NON-EXECUTIVE VICE-CHAIRMAN JAMES MWANGI ISAAC MUTHURE MACHARIA HELEN GICHOHI MANAGING DIRECTOR & NON-EXECUTIVE DIRECTOR NON-EXECUTIVE DIRECTOR CHIEF EXECUTIVE OFFICER DENNIS ALUANGA EVELYN KAMAGAJU RUTAGWENDA DEEPAK MALIK NON-EXECUTIVE DIRECTOR NON-EXECUTIVE DIRECTOR NON-EXECUTIVE DIRECTOR VIJAY GIDOOMAL MARY WAMAE NON-EXECUTIVE DIRECTOR EXECUTIVE DIRECTOR EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. 3 GROUP EXECUTIVE MANAGEMENT JAMES MWANGI, CBS BHARTESH SHAH MARY WAMAE MANAGING DIRECTOR & CHIEF OPERATIONS DIRECTOR OF CORPORATE CHIEF EXECUTIVE OFFICER OFFICER STRATEGY AND COMPANY SECRETARY BRENT MALAHAY GROUP DIRECTOR, JAMES MUTUKU GERALD WARUI STRATEGIC PARTNERSHIPS, DIRECTOR, TREASURY DIRECTOR, OPERATIONS COLLABORATIONS & INVESTOR & CUSTOMER EXPERIENCE RELATIONS ANTHONY KITUUKA CELESTIN MUKEBA MUNTUABU PHILIP SIGWART EXECUTIVE DIRECTOR MANAGING DIRECTOR, EXECUTIVE DIRECTOR, EQUITY BANK UGANDA PROCREDIT BANK (DRC) PROCREDIT BANK (DRC) JACK NGARE ERIC GIKONYO KAROBIA MANAGING DIRECTOR, EXECUTIVE DIRECTOR FINSERVE AFRICA FINSERVE AFRICA 4 EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. GROUPGROUP EXECUTIVEEXECUTIVE MANAGEMENTMANAGEMENT REUBEN MBINDU ANTHONY EMEKA OGBECHIE BILDARD FWAMBA CHIEF OFFICER, HUMAN GROUP FINANCE DIRECTOR CHIEF INTERNAL AUDITOR CAPITAL AND ADMINISTRATION ELIZABETH GATHAI ALLAN M. WAITITU SAMUEL KIRUBI DIRECTOR, CREDIT DIRECTOR, SPECIAL MANAGING DIRECTOR, PROJECTS EQUITY BANK UGANDA HANNINGTON NAMARA JOSEPH IHA ADDIS ABABA OTHOW MANAGING DIRECTOR, MANAGING DIRECTOR, MANAGING DIRECTOR EQUITY BANK RWANDA EQUITY BANK TANZANIA EQUITY BANK SOUTH SUDAN EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. 5 OUR HUMBLE BEGINNINGS 6 EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. FROM STRENGTH TO STRENGTH OUR JOURNEY OF GROWTH EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. 7 FROM STRENGTH TO STRENGTH 8 EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. OUR JOURNEY OF GROWTH EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. 9 OUR GROWTH JOURNEY 10 EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. VALUE MAXIMISATION FOR STAKEHOLDERS EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. 11 FACILITATING GROWTH FOR ENTREPRENUERS AT EVERY LEVEL 12 EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK IS A CATALYST OF FINANCIAL INCLUSION EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. 13 OUR INTERVENTIONS FANIKISHA EMPOWERING WOMEN IN BUSINESS 14 EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. OUR INTERVENTIONS GROUP LENDING SUPPORTING WOMEN AND YOUTH UNLOCK THEIR POTENTIAL EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. 15 OUR INTERVENTIONS AGRIBUSINESS FINANCING VALUE CHAIN MODEL 16 EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. OUR INTERVENTIONS AGENCY BANKING LEVERAGING ON TECHNOLOGY TO OUTSOURCE, DEMOCRATISE AND DEMYSTIFY BANKING EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. 17 OUR INTERVENTIONS INSURANCE SECURING LIVES AND LIVELIHOODS 18 EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. OUR INTERVENTIONS PROVIDING INVESTMENT OPPORTUNITIES EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. 19 OUR INTERVENTIONS DIGITAL BANKING 20 EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. SHARED PROSPERITY BUSINESS MODEL EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. 21 DEEPENING FINANCIAL INCLUSION THROUGH SOCIAL PAYMENTS 22 EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EGF SOCIAL IMPACT CHAMPIONING SOCIO-ECONOMIC REVOLUTION EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. 23 EQUITY GROUP KEY SELECTED PARTNERSHIPS Banking Partners Payment Partners Foundation Partners 24 EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY IS A U.N SUSTAINABLE DEVELOPMENT GOALS (SDGs) CENTRE OF EXCELLENCE EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. 25 LEADERSHIP RECOGNITION 26 EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. AWARDS AND GLOBAL RATINGS EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. 27 SIX COUNTRIES, ONE BANK 28 EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. NOTES EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. 29 OUR INSPIRATION That when years turn our vision dim and gray, we shall still see beauty in the tired wrinkles of our faces and shall take comfort out of the fact and knowledge that when we were given the opportunity we did all we could to empower our people to exploit opportunities and realise their full potential on the road to economic prosperity. OUR REGIONAL SUBSIDIARIES KENYA UGANDA SOUTH SUDAN RWANDA TANZANIA D.R.C. Equity Centre, Hospital Road, Upper Hill, P.O. Box 75104-00200 Nairobi, Tel: + 254763 063 000, Fax: + 254-020-2737276, [email protected], www.equitygroupholdings.com @KeEquityBank KeEquityBank 30 EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA..