FROM HUMBLE BEGINNINGS TO MARKET LEADER

Our Entrepreneurial Journey

EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. Copyright 2018 1 Equity Group Holdings Plc Headquarters Equity Centre, Upperhill, Nairobi

2 EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY GROUP’S PHILOSOPHIES

EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. 1 STRONG GOVERNANCE AND LEADERSHIP STRUCTURE

2 EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. GROUP BOARD OF DIRECTORS

PETER MUNGA DAVID R. ANSELL NON-EXECUTIVE CHAIRMAN NON-EXECUTIVE VICE-CHAIRMAN

JAMES MWANGI ISAAC MUTHURE MACHARIA HELEN GICHOHI MANAGING DIRECTOR & NON-EXECUTIVE DIRECTOR NON-EXECUTIVE DIRECTOR CHIEF EXECUTIVE OFFICER

DENNIS ALUANGA EVELYN KAMAGAJU RUTAGWENDA DEEPAK MALIK NON-EXECUTIVE DIRECTOR NON-EXECUTIVE DIRECTOR NON-EXECUTIVE DIRECTOR

VIJAY GIDOOMAL MARY WAMAE NON-EXECUTIVE DIRECTOR EXECUTIVE DIRECTOR

EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. 3 GROUP EXECUTIVE MANAGEMENT

JAMES MWANGI, CBS BHARTESH SHAH MARY WAMAE MANAGING DIRECTOR & CHIEF OPERATIONS DIRECTOR OF CORPORATE CHIEF EXECUTIVE OFFICER OFFICER STRATEGY AND COMPANY SECRETARY

BRENT MALAHAY GROUP DIRECTOR, JAMES MUTUKU GERALD WARUI STRATEGIC PARTNERSHIPS, DIRECTOR, TREASURY DIRECTOR, OPERATIONS COLLABORATIONS & INVESTOR & CUSTOMER EXPERIENCE RELATIONS

ANTHONY KITUUKA CELESTIN MUKEBA MUNTUABU PHILIP SIGWART EXECUTIVE DIRECTOR MANAGING DIRECTOR, EXECUTIVE DIRECTOR, EQUITY BANK UGANDA PROCREDIT BANK (DRC) PROCREDIT BANK (DRC)

JACK NGARE ERIC GIKONYO KAROBIA MANAGING DIRECTOR, EXECUTIVE DIRECTOR FINSERVE AFRICA FINSERVE AFRICA

4 EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. GROUPGROUP EXECUTIVEEXECUTIVE MANAGEMENTMANAGEMENT

REUBEN MBINDU ANTHONY EMEKA OGBECHIE BILDARD FWAMBA CHIEF OFFICER, HUMAN GROUP FINANCE DIRECTOR CHIEF INTERNAL AUDITOR CAPITAL AND ADMINISTRATION

ELIZABETH GATHAI ALLAN M. WAITITU SAMUEL KIRUBI DIRECTOR, CREDIT DIRECTOR, SPECIAL MANAGING DIRECTOR, PROJECTS EQUITY BANK UGANDA

HANNINGTON NAMARA JOSEPH IHA ADDIS ABABA OTHOW MANAGING DIRECTOR, MANAGING DIRECTOR, MANAGING DIRECTOR EQUITY BANK RWANDA EQUITY BANK TANZANIA EQUITY BANK SOUTH SUDAN

EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. 5 OUR HUMBLE BEGINNINGS

6 EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. FROM STRENGTH TO STRENGTH OUR JOURNEY OF GROWTH

EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. 7 FROM STRENGTH TO STRENGTH

8 EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. OUR JOURNEY OF GROWTH

EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. 9 OUR GROWTH JOURNEY

10 EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. VALUE MAXIMISATION FOR STAKEHOLDERS

EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. 11 FACILITATING GROWTH FOR ENTREPRENUERS AT EVERY LEVEL

12 EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK IS A CATALYST OF FINANCIAL INCLUSION

EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. 13 OUR INTERVENTIONS FANIKISHA EMPOWERING WOMEN IN BUSINESS

14 EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. OUR INTERVENTIONS GROUP LENDING SUPPORTING WOMEN AND YOUTH UNLOCK THEIR POTENTIAL

EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. 15 OUR INTERVENTIONS AGRIBUSINESS FINANCING VALUE CHAIN MODEL

16 EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. OUR INTERVENTIONS AGENCY BANKING LEVERAGING ON TECHNOLOGY TO OUTSOURCE, DEMOCRATISE AND DEMYSTIFY BANKING

EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. 17 OUR INTERVENTIONS INSURANCE SECURING LIVES AND LIVELIHOODS

18 EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. OUR INTERVENTIONS PROVIDING INVESTMENT OPPORTUNITIES

EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. 19 OUR INTERVENTIONS

DIGITAL BANKING

20 EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. SHARED PROSPERITY BUSINESS MODEL

EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. 21 DEEPENING FINANCIAL INCLUSION THROUGH SOCIAL PAYMENTS

22 EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EGF SOCIAL IMPACT CHAMPIONING SOCIO-ECONOMIC REVOLUTION

EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA.

EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. 23 EQUITY GROUP KEY SELECTED PARTNERSHIPS

Banking Partners

Payment Partners

Foundation Partners

24 EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY IS A U.N SUSTAINABLE DEVELOPMENT GOALS (SDGs) CENTRE OF EXCELLENCE

EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. 25 LEADERSHIP RECOGNITION

26 EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. AWARDS AND GLOBAL RATINGS

EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. 27 SIX COUNTRIES, ONE BANK

28 EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. NOTES

EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA. 29 OUR INSPIRATION

That when years turn our vision dim and gray, we shall still see beauty in the tired wrinkles of our faces and shall take comfort out of the fact and knowledge that when we were given the opportunity we did all we could to empower our people to exploit opportunities and realise their full potential on the road to economic prosperity.

OUR REGIONAL SUBSIDIARIES

KENYA UGANDA

SOUTH SUDAN RWANDA

TANZANIA D.R.C.

Equity Centre, Hospital Road, Upper Hill, P.O. Box 75104-00200 Nairobi, Tel: + 254763 063 000, Fax: + 254-020-2737276, [email protected], www.equitygroupholdings.com @KeEquityBank KeEquityBank

30 EQUITY BANK KENYA LIMITED IS REGULATED BY THE CENTRAL BANK OF KENYA.