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Dear Policyholder, by Purchasing This Policy from Tokio Marine

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Dear Policyholder, by Purchasing This Policy from Tokio Marine Dear Policyholder, By purchasing this policy from Tokio Marine HCC – Specialty Group, you have taken a critical step toward protecting your most valuable assets in an increasingly volatile world. In order to maximize the value of the protection your policy offers, please take a few minutes to familiarize yourself with how the policy works. A few simple steps can make a critical difference should an event occur. Should you require immediate assistance with an incident or possible incident, please contact Unity Resources Group (Unity) at their 24/7 crisisline, +1 410-571-2628. Please contact your broker if you would like to receive a wallet-sized version of the below card. Security Intelligence Portal You also have access to critical alerts and advisories, intelligence reports and wider security information via our dedicated kidnap and ransom member’s portal. Policyholders receive a complimentary subscription. The portal offers: • Trip & Security Reports for 180+ countries and 400+ cities • Daily alerts and advisories • A daily information bulletin • Additional resources including podcasts and white papers on global issues. • Direct access to our research and analysis team o Username: H718-85001 o Password: HccUnity1 o Website: crisisresponse.info A member of the Tokio Marine HCC group of companies Specialty Group 37 Radio Circle Drive Mount Kisco, New York 10549 Tel: 914- 241- 8900 Fax: 914- 241-8098 Security Videos As a Tokio Marine HCC policyholder, you have access to informative security videos with advice from Unity. We encourage you to watch the videos at the below link: http://www.hcccrisismgmt.com Username: hccunity Password: unityhcc Prevention Services Offered by Unity We encourage you to contact Unity at [email protected] to schedule your complimentary policyholder briefing and learn about the range of services Unity can offer to reduce or limit your exposure to risk. Services offered include: • Risk profiling and assessment • Corporate crisis management plan development • Risk and Security Audits/Assessments • Exercises and Simulations • Education and Training: o Kidnap Avoidance/Hostage Survival Training o Hostile Environment Awareness Training (HEAT) o Personal Security Awareness Training (PSAT) o Evasive Driver Training We would like to remind you that Tokio Marine HCC will contribute 10% of your premium towards any of these services. About Unity Established in 2000, Unity is a leading and trusted international provider of security, risk and crisis response services and is supported by a global network of specialist staff and local nationals operating in all seven continents. Unity is on exclusive retainer to Tokio Marine HCC and provides dedicated services and support to Tokio Marine HCC policyholders. Tokio Marine HCC and Unity are here to assist you in protecting what matters most. We urge you to take full advantage of the broad range of services connected to this policy. Tokio Marine HCC – Specialty Group Crisis Management Division A member of the Tokio Marine HCC group of companies H OUSTON C ASUALTY C OMPANY Houston, TX SPECIAL COVERAGES POLICY Administrative Office: 13403 Northwest Freeway, Houston, Texas 77040 In Witness Whereof, we have caused this policy to be executed and attested, and, if required by state law, this policy shall not be valid unless countersigned by our authorized representative. Michael J. Schell Alexander Ludlow President Corporate Secretary PJ 01 (12.2013 ) HOUSTON SPECIALTY INSURANCE COMPANY HOUSTON, TEXAS CERTIFICATE OF INSURANCE Policy No. H 7 1 8 - 8 5 0 0 1- 78 Member of Arthur J. Gallagher School Risk Purchasing Group, LLC This Certificate of Insurance is evidence that coverage provided under the above-stated Special Coverages Policy No. H718-85001 is extended to include the following: Name of Member Entity: Carondelet Leadership Academy Address: 7604 Michigan Avenue St. Louis, MO 63111 Period of Insurance: Effective Date: July 1, 2018 Expiry Date: J u l y 1 , 2 0 1 9 Both days at 12:01 am Local Standard time at the address of the Certificate-holder Scope of Coverage: Contingency Insurance The aforementioned are subject to the terms and conditions of Special Coverages Policy No.U718-85001. Coverage in respect of the above-named Member Entity is declared in accordance with Special Coverages Policy No. U718- 85001 and is attached during the period in which the Special Coverages Policy is in force. In respect of each Member Entity, coverage will remain in force until the natural expiry date of the certificate. Premium: $1,000 Risk Purchasing Group Fee: $100 This Certificate of Insurance is not effective unless signed by a duly authorized representative of the Insurer. ALL OTHER TERMS AND CONDITIONS OF THE POLICY REMAIN UNCHANGED Diego Silva Marketing Representative Tokio Marine HCC – Specialty Group SPECIAL COVERAGES POLICY HOUSTON CASUALTY COMPANY HOUSTON, TEXAS Section 1. DECLARATIONS Policy Number: H718-85001 Broker #: 9996044 Broker Name: GMG Underwriters LLC 1. Insured & Address: Member Entities of the Arthur J. Gallagher School Risk Purchasing Group, LLC as on file with Underwriters 505 N. Brand Blvd., Suite 600 Glendale, CA 91203 2. Insured Persons: All Employees, Officers and Directors Students, Temporary Employees, Volunteers and Chaperones while under the care custody and control while participating in activities supervised by the Insured 3. Policy Period: From: January 30, 2018 To: January 30, 2019 12:01 A.M. standard time at the address in Item 1 4. Territory: Worldwide 5. Limits of Liability for Insured Losses: 5.1. Ransom $1,000,000. per Insured Event Nil Annual Aggregate 5.1.1. Deductible for Ransom: Nil Per Insured Event 5.2. Personal Belongings $10,000. per Insured Event 5.3. Transit $1,000,000. per Insured Event 5.4. Legal Liability $1,000,000. per Insured Event 5.5. Additional Expenses $1,000,000. per Insured Event 5.6. Crisis Response Fees Unlimited per Insured Event Nil Annual Aggregate and Expense HC 1000 (7.2017) 5.7. Recall Expense Not Offered per Insured Event N/A Annual Aggregate 5.8. Annual Aggregate for all Insured Losses (5.1 – 5.7) Nil Annual Aggregate 5.9. Accidental Death and Dismemberment 5.9.1 Maximum Benefit $250,000. per Insured Person $1,250,000. Insured Event Aggregate Description of Loss % of Maximum Benefit Death 100% Loss of Limb 100% Loss of Sight 100% Loss of Speech 100% Permanent Total Disability 100% Mutilation 50% 6. Additional Covered Event Expenses: 6.1. Threat Response Expense 6.1.1. Limit of Liability $100,000. per Threat Event Nil Annual Aggregate 6.1.2. Indemnity Period 90 days 6.2. Disappearance & Investigation Expense 6.2.1. Limit of Liability $150,000. per Disappearance Event Nil Annual Aggregate 6.2.2. Indemnity Period 90 days 6.2.3. Waiting Period 48 hours 7. Notice of Insured Event /Additional Covered Event shall be given to: UNITY RESOURCES GROUP TEL: +1 410-571-2628 EMAIL: [email protected] 8. List of endorsements – See next page (s) 9. Premium: See Attached Member Entity List HC 1000 (7.2017) Endorsement(s) Loss of Earnings Endorsement 1. Limits of Liability $1,000,000. Per Insured Event Nil Annual Aggregate 2. Indemnity Period 90 days 3. Waiting Period 6 hours Travel Security Evacuation Endorsement 1. Limits of Liability $500,000. per Travel Security Evacuation $1,000,000. Annual Aggregate 2. Sub-limits: 2.1. Personal Effects $10,000. per Insured Person 2.2. Repatriation Costs $25,000. per Insured Person 2.3. Unity Resources Group Fees & Unlimited per Travel Security Evacuation Expenses 3. Excluded Countries None Disaster Evacuation Endorsement 1. Limits of Liability $250,000. per Disaster Evacuation $1,000,000. Annual Aggregate 2. Sub-limits: 2.1. Personal Effects $10,000. per Insured Person 2.2. Repatriation Costs $25,000. per Insured Person 2.3. Unity Resources Group Fees & Unlimited per Disaster Evacuation Expenses 3. Excluded Countries None Workplace Violence Expense Endorsement 1. Expenses 1.1. Limits of Liability $1,000,000. per Workplace Violence $1,000,000. Annual Aggregate 2. Accidental Death and Dismemberment 2.1. Maximum Benefit $250,000. per Insured Person $1,250,000 Aggregate per Workplace Violence Description of Loss % of Maximum Benefit Death 100% Loss of Limb 100% Loss of Sight 100% HC 1000 (7.2017) Loss of Speech 100% Permanent Total Disability 100% Mutilation 50% Child Abduction Endorsement 1. Limits of Liability $1,000,000. per Child Abduction Nil Annual Aggregate Other Endorsements included with this Policy Manuscript Endorsement – Application of Limits Manuscript Endorsement – Member Entities Service of Suit TRIA HC 1000 (7.2017) Section 2. Insuring Agreement The Company hereby agrees, subject to the terms, limitations and conditions set forth herein, to indemnify the Insured and/or Insured Persons for any Insured Losses in excess of the Deductible and subject to the Limits of Liability set forth in Section 1. Item 5. incurred directly and as a result of an Insured Event which first occurs during the Policy Period. The Company further agrees, subject to the terms, limitations and conditions set forth herein, to indemnify the Insured and/or Insured Persons for any Additional Covered Event Expenses subject to the Limits of Liability set forth in Section 1. Item 6. incurred directly and as a result of an Additional Covered Event which first occurs during the Policy Period. Section 3. Covered Events 1. Insured Event shall consist of the following (as defined in Section 5): (a) Kidnapping; (b) Express Kidnapping; (c) Hijacking; (d) Detention; or (e) Extortion. All Insured Events resulting from any one occurrence or connected series of occurrences will be deemed to be one Insured Event. 2. Additional Covered Events shall consist of the following (as defined in Section 5): (a) Threat Event; or (b) Disappearance Event. All Additional Covered Events resulting from any one occurrence or connected series of occurrences will be deemed to be one Additional Covered Event.
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