Treaty

tmhcc.com Tokio Marine HCC

At Tokio Marine HCC we are proud to offer a rating of A+ Standard & Poor’s (Strong) and A++ A.M. Best (Superior) to our brokers and clients, giving us the ability to provide a bespoke service with some of the best rated security. Through understanding the business and our customers we can react to fast changing market conditions; we are experienced private layer capacity writers in both hard and soft markets. While our agile underwriters make decisions quickly.

A strong team... and a very We are using our capacity, strong balance sheet. retained by us. It’s not a commodity, it’s a relationship. Tokio Marine HCC leads the way when it comes to high severity, low frequency What is most important to us are personal top layers where our security makes a big relationships; we have strong, centralised difference to our clients. Our rating works to inhouse Underwriting, Claims and Actuarial provide the best solvency covers while our team members that are dedicated to Treaty strong balance sheet allows us to do this Reinsurance and with immediate access to competitively, focusing on our client’s needs. the highest decision makers.

We do not rely on third party capital to Every year we have grown organically; provide unique reinsurance services. providing support and capacity to our clients in a growing market. We employ experienced claims handling staff who are customer focused with adequate Our underwriters are not model authority to allow prompt assessment, reserving dictated, they are client focused. and settlement of claims. Our average response time is quicker than the rest of the market. Do you really know your reinsurer? will they be there when it matters?

Tokio Marine Group

A market cap of Total assets of $235bn* $36bn** Shareholder’s equity of $32bn* Founded 1879 252 22 Subsidiaries* Affiliates* *Figures as of 3/31/2020

**As of 12/31/2020 Our Underwriting Platforms

HCCI (UK registered company) Standard Fitch A.M. Best HCCU (operating from a UK branch) & Poor’s Ratings Company, Inc. (A.M. Best A++) A+ AA- A++ HCC Lloyd’s Syndicate 4141 (Strong) (Very Strong) (Superior) Tokio Marine Europe S.A. (TME)

Catastrophe Excess of Engineering Loss Business Covering all construction and engineering Providing worldwide capacity with an onshore classes worldwide, with a focus on emphasis on homeowners and commercial short-tail buildings and infrastructure. Providing portfolios, whilst generally targeting the treaty, facultative and direct capacity on either higher / private layers. a proportional and non-proportional basis. Prior submit facilities also considered. Property and Energy Risk Excess of Loss Business Specialty, Marine and Composite Excess of loss capacity for standalone Marine, Underwriting all occupancy types including Energy and Terrorism portfolios. Composite/ onshore energy, engineering, heavy industrial, Whole Account products are actively smaller commercial and homeowner accounts underwritten involving most short-tail classes of business.

Tokio Marine HCC Group

Gross premiums written $4.9bn**

Net premiums written $3.6bn**

Total revenue $3.9bn**

Operating earnings $412m**

**Figures for the year ended 12/31/2019 Property Catastrophe Excess of Loss

$10 0 million normal maximum per programme Property and Composite Engineering Risk Whole Account Excess of Loss

$20 $15 million per million per programme programme

$20 $10 million per million per programme programme

Marine and Energy Engineering Foreign Excess of Loss Proportional Treaties

$10 million per programme

Accident and $40 Health other million per Classes risk

Engineering Direct and Facultative Line As of March 2021 Tokio Marine HCC providing support for European clients.

Following the Brexit referendum vote, we recognise the responsibility to continue servicing our clients and brokers in the European Economic Area (EEA) and offer them stability regardless of the outcome of the Brexit negotiations. HCC International Company Plc (HCCI) has set up a new insurance company in Luxembourg, Tokio Marine Europe S.A. (TME). TME has also been assigned a financial strength rating of “A+ (Strong)” from S&P Global Ratings. Through HCCI and TME, we can continue servicing our reinsurance clients in the EEA while maintaining “business as usual”, contract certainty and coverage continuity. This not only demonstrates our commitment to our European clients but Tokio Marine HCC’s commitment to support our clients globally. Contact Us

Executive USA International Accident & Health

Tony O’Connor Richard Wells Chris Parker Steve Kempton Head of Global Treaty Deputy Head of Treaty Head of International Deputy Underwriter Reinsurance Underwriting Head Catastrophe Tel: +44(0)20 7648 1249 Tel: +44(0)20 7648 1259 of North American Tel: +44(0)20 7648 1225 [email protected] [email protected] Catastrophe [email protected] Tel: +44(0)20 7648 1244 Gary Stevenson [email protected] Kirsty Adam Engineering

Treaty Operations Manager Underwriter Jamie Jeffery Tel: +44(0)20 7648 2906 Jamie Squires Tel: +44(0)20 7648 1240 Head of Global Engineering [email protected] Underwriter [email protected] Tel: +44(0)20 7648 1271 Tel: +44(0)20 7648 1277 [email protected] [email protected] Edward Ottino Underwriter Alvaro Hernandez-Lirio Zach Willis Tel: +44 (0)7925 355 110 Underwriter Deputy Underwriter [email protected] Tel: +44 (0)20 7702 4700 Tel: +44(0)20 7648 2912 [email protected] [email protected] Helena Manchester Assistant Underwriter Specialty Emily Rowland Tel: +44(0)20 7648 1209 Assistant Underwriter [email protected] Mark Kinseley Tel: +44 (0)207 648 1180 Specialty Treaty Underwriter [email protected] Tel: +44(0)20 7648 1261 [email protected]

A member of the Tokio Marine HCC group of companies

Tokio Marine HCC is a trading name of HCC International Insurance Company plc. HCC Insurance Holdings, Inc. is an international insurance holding company and a leading specialty insurance group since 1974, based in , , with offices across the USA, Bermuda, England, Ireland and . A subsidiary of HCC Insurance Holdings, Inc., HCC International Insurance Company plc is authorised by the Prudential Regulation Authority (PRA) and regulated by the UK Financial Conduct Authority and Prudential Regulation Authority. Registered in England and Wales No. 01575839. Registered office: 1 Aldgate, EC3N 1RE, . HCC is rated A+(Strong) by Standard & Poor’s and A++ (Superior) by A.M. Best Company.

Information detailed within this marketing material is for promotional use only and does not constitute advice or fact. Any reliance upon such information shall be at your sole risk.

Treaty Reinsurance*03/21 tmhcc.com