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Employee Benefits in the United States, March 2020

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Employee Benefits in the United States, March 2020 National Compensation Survey: Employee Benefits in the United States, March 2020 U.S. Department of Labor Eugene Scalia, Secretary U.S. Bureau of Labor Statistics William W. Beach, Commissioner September 2020 Bulletin 2793 Contents Overview Civilian tables Private industry tables State and local government tables Technical note Appendix table 1: Survey establishment response Appendix table 2: Number of workers represented Overview The National Compensation Survey (NCS) provides comprehensive measures of compensation cost trends and the coverage, costs, and provisions of employer-sponsored benefits in the United States. This bulletin presents 2020 estimates of the incidence and key provisions of employer-sponsored benefits for civilian workers, private industry workers, as well as state and local government workers by worker and establishment characteristics. Estimates are also accessible in Excel format and through the benefits database. Estimates for prior years and additional benefits publications are available on the NCS publications page. U. S. Bureau of Labor Statistics (BLS) staff designed the survey, collected and reviewed the survey data, and prepared survey estimates for publication. For information about the survey design, concepts, and calculations see the Handbook of Methods: National Compensation Measures. The survey could not have been conducted without the cooperation of the many private businesses and state and local government agencies and jurisdictions that provided benefits data. BLS thanks these respondents for their cooperation. Additional information for survey respondents is available on the National Compensation Survey (NCS) Respondents page. For more information on benefits estimates, contact National Compensation Survey staff by: Email: Online form Telephone: (202) 691-6199 (Monday–Friday, 8:30 a.m. - 4:30 p.m. Eastern Time) Services for individuals with a sensory impairment: Information voice phone: (202) 691-5200 The Federal Relay Service: 1-800-877-8339 Bureau of Labor Statistics National Compensation Survey – Benefits 2 Massachusetts Ave., N.E. - Suite 4160 Washington, D.C. 20212-0001 The contents of this publication are in the public domain and, with appropriate citation, may be reproduced without permission. Table 2. Retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 March 2020 (All workers = 100 percent) All retirement benefits3 Defined benefit Defined contribution Characteristics Take-up Take-up Take-up Access Participation Access Participation Access Participation rate rate rate All workers ............................................................. 71 55 78 25 20 81 60 43 71 Worker characteristics Management, professional, and related ................ 86 74 86 39 32 81 71 56 78 Management, business, and financial ............... 89 80 90 33 27 81 82 70 85 Professional and related .................................... 85 72 84 42 34 81 67 49 74 Teachers ........................................................ 88 78 89 75 66 88 42 22 52 Primary, secondary, and special education school teachers ........................................ 97 87 90 90 81 90 36 14 39 Registered nurses ......................................... 90 78 87 43 29 68 80 66 83 Service ................................................................... 46 32 68 15 13 89 37 21 57 Protective service .............................................. 81 71 88 57 53 93 46 31 67 Sales and office ..................................................... 75 55 73 20 14 72 68 47 69 Sales and related ............................................... 70 42 60 9 5 53 68 40 59 Office and administrative support ...................... 78 62 80 26 20 76 68 51 75 Natural resources, construction, and maintenance 64 51 80 23 21 94 55 39 72 Construction, extraction, farming, fishing, and forestry ............................................................. 59 48 81 25 24 96 47 34 71 Installation, maintenance, and repair ................. 69 54 78 20 18 90 62 45 73 Production, transportation, and material moving ... 71 55 77 21 17 81 63 46 73 Production ......................................................... 72 58 80 17 14 80 69 54 78 Transportation and material moving .................. 69 51 75 24 19 81 56 38 68 Full time ................................................................. 80 66 82 30 24 82 68 51 75 Part time ................................................................ 40 22 55 10 7 72 34 16 49 Union ..................................................................... 94 85 90 79 69 87 49 34 69 Nonunion ............................................................... 67 51 76 17 13 77 62 44 72 Average wage within the following categories:4 Lowest 25 percent ............................................. 45 26 57 7 5 73 42 22 52 Lowest 10 percent ......................................... 32 16 51 3 2 78 30 14 48 Second 25 percent ............................................ 70 53 76 19 15 80 61 43 70 Third 25 percent ................................................ 83 69 83 32 26 83 70 54 77 Highest 25 percent ............................................ 90 81 90 47 38 82 73 59 81 Highest 10 percent ........................................ 92 83 90 45 36 79 79 66 83 Establishment characteristics Goods-producing industries ................................... 76 62 82 20 17 84 72 57 79 Service-providing industries .................................. 70 54 78 26 21 81 58 41 70 Education and health services ........................... 78 64 82 40 33 83 57 38 67 Educational services ...................................... 88 78 89 73 64 87 42 23 54 Elementary and secondary schools ........... 91 82 90 86 77 90 31 12 40 Junior colleges, colleges, and universities 91 80 88 60 47 79 69 46 67 Health care and social assistance ................. 72 55 76 20 14 74 66 47 72 Hospitals .................................................... 93 82 87 47 32 68 83 69 83 Public administration ......................................... 91 85 94 87 79 91 37 21 57 See footnotes at end of table. Table 2. Retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 March 2020—continued (All workers = 100 percent) All retirement benefits3 Defined benefit Defined contribution Characteristics Take-up Take-up Take-up Access Participation Access Participation Access Participation rate rate rate 1 to 99 workers ...................................................... 55 40 72 12 10 86 50 33 66 1 to 49 workers .................................................. 50 36 71 9 7 85 46 31 67 50 to 99 workers ................................................ 71 52 72 20 18 88 61 39 64 100 workers or more .............................................. 85 71 83 38 31 80 70 53 75 100 to 499 workers ............................................ 81 64 78 25 21 83 70 50 72 500 workers or more .......................................... 89 79 88 53 42 78 71 55 78 Geographic areas Northeast ............................................................... 70 58 83 30 25 84 57 43 75 New England ..................................................... 72 58 81 28 22 80 60 46 78 Middle Atlantic ................................................... 69 58 84 31 26 85 57 42 73 South ..................................................................... 68 51 74 23 19 80 60 40 66 South Atlantic .................................................... 70 51 74 23 17 75 64 42 65 East South Central ............................................ 68 49 73 25 21 85 58 38 65 West South Central ........................................... 66 51 77 23 20 87 53 37 69 Midwest ................................................................. 73 58 79 25 20 80 64 47 74 East North Central ............................................. 73 58 80 26 21 80 66 48 74 West North Central ............................................ 73 56 77 22 17 80 62 46 74 West ...................................................................... 72 58 80 25 20 81 59 44 75 Mountain ............................................................ 74 59 80 24 19 78 61 46 75 Pacific ................................................................ 71 57 80 25 20 82 58 43 74 1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for presentation. 2 Includes workers in private industry and state and local government. See the Handbook of Methods:National Compensation Measures at www.bls.gov/opub/hom/ncs/home.htm for further explanation. 3 Includes defined benefit pension plans and defined contribution retirement plans. Workers are considered as having access or as participating if they have access to or are participating in at least one of these plan types. 4 Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold. The categories were formed using percentile estimates generated using wage data for March 2020. Note: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/national-compensation-survey-glossary-of-employee-benefit-terms.htm. Source: U.S. Bureau of Labor Statistics, National Compensation Survey. Table 2. Standard errors for retirement benefits: Access, participation, and take-up rates,1 civilian workers,2 March 2020 All retirement benefits3 Defined benefit Defined contribution Characteristics Take-up Take-up Take-up Access
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