Details, 2Nd Section - Variables)

Total Page:16

File Type:pdf, Size:1020Kb

Details, 2Nd Section - Variables) URL. : http://ijrar.com ISSN 2349 - 5138 E - ISSN 2348 - 1269 An open Access, peer reviewed, refereed, online and print research journal International Journal of Research and Analytical Reviews UGC Approved Research Journal Periodicity - Quarterly Atman Publishing Academy International Journal of Research and Analytical Reviews Atman Publishing Academy 2061-C/2/B, Nr. Adhyatma Vidya Mandir, Sanskar Mandal, Bhavnagar-364002. Contact : 9427903033 E mail : [email protected], [email protected] International Journal of Research and Analytical Reviews ijrar.com © IJRAR - All rights reserved. Reproduction in any form is strictly prohibited. This work is licenced under Creative Commons International Licence Attribution 4.0 E-version. Rs. 900 Subscription 1 year 2 years 5 years Individual 3,000 6,000 15,000 Institutional 4,000 8,000 40,000 Advertisement 1000/Black 3000/colour Per Page Send your Paper(s)/Article(s) and Contact us on any one of following E mail: (1) [email protected] (2) [email protected] (3) [email protected] Contect No.: +91 9427903033 1. Thoughts, language vision and example in published research paper are entirely of author of research paper. It is not necessary that both editor and editorial board are satisfied by the research paper. The responsibility of the matter of research paper/article is entirely of author. 2. Editing of the IJRAR is processed without any remittance. The selection and publication is done after recommendations of at least two subject expert referees. 3. In any condition if any National/International University denies accepting the research paper/article published in IJRAR, than it is not the responsibility of Editor, Publisher and Management. 4. Only the first author is entitle to receive the copies of all co-author. 5. Before re-use of published research paper in any manner, it is compulsory to take written permission from the Editor – IJRAR, unless it will be assumed as disobedience of copyright rules. 6. All the legal undertakings related to IJRAR is subject to Bhavnagar Jurisdiction. Editor International Journal of Research and Analytical Reviews Atman Publishing Academy 2061-C/2/B, Nr. Adhyatma Vidya Mandir, Sanskar Mandal, Bhavnagar-364002. Contact : 9427903033 E mail : [email protected], [email protected] URL. : http://ijrar.com ISSN 2349-5138 E-ISSN 2348-1269 An open Access, peer reviewed, refereed, online and print research journal Editor in chief a Dr. R. B. Joshi aSenior Advisory Boarda Dr. H. O. Joshi Dr. Bhavesh Joshi Vasantkumar Pathak Retd. Prof. & Head, Associate Professor Director, Department of Education, College of Food Processing Pathak Group of Schools & Saurashtra University, Technology & Bioenergy, College, Rajkot. Rajkot, Gujarat. Agricultural University, Anand – 388110, Gujarat aEditorial Boarda Prof. (Dr.) Ami Upadhyay Dr. Awa Shukla Dr. Dushyant Nimavat Director, Asst. Professor & Director, Associate Professor Department of Humanities Social Sciences Dept. Department of English, And Social Sciences, Babasaheb Ambedkar Open Gujarat Uniersity, Gujarat, Dr. Babasaheb Ambedkar Uni. University, Ahmedabad. India A’Bad. Dr. A. Heidari Dr. Bharat Ramanuj Dr. Nahla Mohammed Abd Faculty of Chemistry California Professor & Head, El-Aziz South University (CSU) Irvine, Department of Education, Assistant professor - Entomology California, Saurashtra University, Department, Faculty of Science, U. S. A. Rajkot. Cairo University, Egypt. Dr. Manahar Thaker Dr. K. S. Dr. J. D. Dave Principal Meenakshisundaram I/c Principal G. H. Sanghavi college of Director, C. A. A., P.D. Malviya Graduate Education, Great Lakes Institute of Teachers’ College, Bhavnagar, Gujarat. Management, Chennai Rajkot, Gujarat. Dr. M. B. Gaijan Dr. A. K. Lodi Dr. Trupti Pathak Associate Professor, H.O.D. Faculty of Education, Assistant Vice Shamaldas Arts College, Integral University, Precident(Tech.) Bhavnagar. Lucknow(UP) Claris life Sciences, Ahmedabad. Gujarat. Dr. K. Ramadevi Dr. Jayant Vyas Dr. Dilip D. Bhatt Associate Professor Professor & Head, Associate Prof. & Head, Department of Civil Department of Education, Department of English, V. D. K. Engineering Kumaraguru M. K. Bhavnagar University, Arts college, College of Technology, Bhavnagar Savarkundla, Gujarat. Coimbatore, Tamilnadu. K. S. Dave Dr. Anil Ambasana Dr. Sandeep R. Sirsat Lecturer Retd. Prof. & Head, Associate Professor & Head, J. H. Bhalodia Women’s College Department of Education, Department of Computer Rajkot, Gujarat. Saurashtra University, Science, Shri Shivaji Science & Rajkot. Gujarat. Arts College, Chikhli, Dist: Buldana (M.S.-India) International Journal of Research and Analytical Reviews URL. : http://ijrar.com ISSN 2349-5138 E-ISSN 2348-1269 An open Access, peer reviewed, refereed, online and print research journal Review Committeea Editor & Head of Review Committeea Dr. S. Chelliah Professor & Head, Dept. of English and Comparative Literature, Madurai Kamraj University, Madurai-21, India. Dr. Samira Shahbazi Dr. Belal Mahmoud Al-Wadi Mr. Zeeshan Shah Plant Protection & Lecturer, University of Senior Lecturer, Department of Biotechnology Research Dammam (Saudi Arabia), Multimedia and Group, Nuclear Agricultural Founder & Vice President of Communication, University Research School, Nuclear the Jordanian Society for College of Bahrain, Science & Technology Business Entrepreneurship Kingdom of Bahrain. Research Institute (NSTRI), (Jordan) Iran Harish Mahuvakar Dr. Mainu Devi Asim Gokhan YETGIN Associate Professor & Head, Assistant Professor (Sr. Assistant Professor, Faculty of Dept. of English, Sir P. P. Grade) in Zoology, Diphu Engineering, Dumlupinar Institute of Science, Govt. college, Karbi Anglong – University, Kutahya, Bhavnagar, Gujarat, India. Assam India. Turkey. Dr. A. Kusuma Prof. Rajeshkumar N. Joshi Sunita. B. Nimavat Assistant Professor, I/C Dean, Faculty of Arts & Assistant Professor of English, Department of Social Work, Humanities, C. U. Shah N.P.College of Computer & Vikramasimhapuri University, University, Gujarat, India. Mgt., Kadi (North Gujarat). Nellore.(AP) Nahla Mohammed Abdelazez Dr. Riyad Awad Dr. Amer A. Taqa Assisstant Professor Associate professor, Professor Faculty of Science, Structural Engineering, An - Dept. of Dental Basic Science, Cairo University, Giza Najah National University, College of Dentistry, Mosul Governorate, Egypt. Nablus, Palestine. University, Masul, Iraq. International Journal of Research and Analytical Reviews Special Issue of National Conference April 2019 Contents Sr. No. Title Page No. 1 SWOT Analysis of Flipkart Business Model 1-4 Dr. R. Prakash, P. Pavithra, A. Anu and S. Saranya 2 Impact of Employee Motivation on Job Satisfaction at TNPL, Chennai 5-7 Akshaya S and Sathyapriya J 3 A Study on Customer Satisfaction Towards IRAI Academy with Reference to 8-10 Thanjavur District Anusiya L and Salomi S 4 The Effectiveness of Welfare Benefits for Employee -Reference To BHEL 11-13 Trichy, Tamil Nadu M. Arun Kumar and K.V.R. Rajandran 5 A Descriptive Analysis on Effectiveness of Rewards and Recognition on 14-18 Employee Motivation at Bharat Heavy Electrical Limited, Trichy Ashni G and Dinu Raj S 6 A Study on Organizational Culture and Its Impact on Employee Performance 19-22 with Special Refernce to Bhel Trichy Priyadharshini D and Angayarkanni R 7 A Study on Relationship Between the Career Development Programs and 23-26 Commitment of Employees at Bhel, Trichy M. Dhanushya 8 “A Study on Profitability Position of Select Fast Moving Consumer Goods 27-31 (FMCG) Companies” Dr. M. Senthilkumar and D. Parameswaran 9 A Study on Perfromance Appraisal System and Its Implication to Employee 32-34 Perfromance at TNPL Karur Gayathri S.S and Dinu Raj S 10 Impact of Industrial Relations on Employee Productivity at Bhel, Trichy 35-38 Gnana Santhini J and Sathyapriya J 11 Problems and Prospects of Green Entrepreneurs in Salem District: An 39-43 Empirical Assessment Dr. M. Senthilkumar, Dr. D Manikandan and L Karthikeyan 12 A Study on Employee’s Satisfaction Regarding the Training Program with 44-46 Reference to Ashok Leyland, Hosur-1 K. Harishma 13 A Study on Fund Flow Analysis in TNSTC, Kumbakonam, Thanjavur 47-51 Jothilingam A and Mrs. Angayarkanni R International Journal of Research and Analytical Reviews 14 A Study on Relationship Between Inventory Management and Financial 52-55 Performance at TNSTC G. Kathiravan and Ms. S. Salomi 15 A Study on Impact of Thanjavur Art on A Range of Jewelry Design 56-58 Mrs. T. Valli, Shaganaa P.M, Faisal Rahman. M and Lawrence Kiruba. W 16 “A Study on Job Enrichment Practices Towards Employee of City Union Bank 59-63 Private Ltd at Thanjavur District” Ms. B. Nalini, Ms.K. Preethi andMs. S. Soundarrajan 17 An Overview of Consumer Perception Towars Plastic Money with Special 64-68 Reference to Thanjavur Dr. D. Umamaheswari, S.Keerthana, K.S. Swetha and B. Subash 18 A Study on Needs of Educational Loan 69-74 Dr. D. Umamaheswari, M. Henan Husaifa, R.Vigneshwaran and S. Vinitha 19 CCTV Cameras and Its Impact on Social Security 75-78 Dr. N. Jayanthi, P. Aarthika and S. Afran Ajkar 20 A Study on Functional Activities of Uzhavar Sandhai with Reference to 79-81 Thanjavur Dr. N. Jayanthi, R.S. Nithin Surya and G. Annamalai 21 “Impact of Job Enrichment on Employee Job Satissfaction” 82-85 Ms. B. Nalini, Ms.R. Preetha and Mr.S. Hariprasath 22 Green HRM-A Tool of Sustainable Development 86-89 Ms. B. Nalini, Dr. F.R. Alexander Pravin Durai, Mr.B. Udhaya Kumar and Ms.B. Sweety 23 A Study Analyzing the Effectiveness of E-Seva Services in Thanjavur 90-92 Dr. N. Jayanthi , G.K. Shanmuga Preyan , N. Raghul and J. Raj Ganeshan 24 A Study on Product Promotion and Its Impact on Online Marketing with 93-94 Special Reference to Amazon Ms. K. Suganthi, J. Abdul Majed and S. Mohamed Saibudeen 25 Satisfaction Level of Corporate Customers Towards Housing Loans Provided 95-97 by DHFL, Thanjavur R. Neethikesan and P. Guru 26 A Study on Factors Influence in Employee Retention with Reference to 98-101 Meenakshi Hospital, Thanjavur Priyadharshini R and Dinu Raj S 27 Problem Faced by Nurses in Hospital with Reference to Meenakshi Hospital, 102-104 Thanjavur G Ramya and K.V.R Rajandran 28 Problems Faced by Rural Entrepreneurs 105-108 Dr. M. Senthil Kumar, S. Rajalakshmi and A.
Recommended publications
  • Financial Technology Sector Overview of Market Activity in the Financial Technology Sector William Blair & Company
    Quarterly Update Q1 2015 Financial Technology Sector Overview of Market Activity in the Financial Technology Sector William Blair & Company Financial Technology Sector – First Quarter 2015 Update M&A and capital markets activity remained strong during the first quarter of 2015, particularly in the United States. In fact, U.S. stock indices marked all-time highs during the quarter and deal-making activity continued its upward trajectory, propelled by improving confidence among consumers and corporate executives, low-cost credit, and record levels of cash. While market participants largely ignored the prospect of rising interest rates, a collapsing energy sector, global currency concerns, and continued economic uncertainty abroad, this could be an area of concern moving into the second quarter of 2015. One of the most prominent storylines within the financial technology sector in the first quarter was the escalating bets made on payments solutions by the likes of tech giants Apple, Google, and Samsung. The release of Apple Pay unilaterally raised the stakes across the industry and was a catalyst for a wave of high-profile announcements, including Samsung’s acquisition of LoopPay, Google’s acquisition of Softcard, and PayPal’s acquisition of Paydiant. Traditional payments providers are thus being further pressured to accelerate innovation and expand international reach, which has in turn refocused corporate strategies away from building domestic scale and vertical plays toward acquiring differentiated, earlier-stage, technology platforms with global capabilities. Global’s acquisition of Realex, Worldpay’s acquisition of SecureNet, and MasterCard’s acquisition of TNS’s gateway are recent examples of this trend, which we believe will be a significant driver of sector M&A activity going forward.
    [Show full text]
  • Ncr Shortresearch Thesis 4-23-2015
    1 This research presentation report expresses our research opinions, which we have based upon interpretation of certain facts and observations, all of which are based upon publicly available information, and all of which are set out in this research presentation report. Any investment involves substantial risks, including complete loss of capital. Any forecasts or estimates are for illustrative purpose only and should not be taken as limitations of the maximum possible loss or gain. Any information contained in this report may include forward looking statements, expectations, pro forma analyses, estimates, and projections. You should assume these types of statements, expectations, pro forma analyses, estimates, and projections may turn out to be incorrect for reasons beyond Spruce Point Capital Management LLC’s control. This is not investment or accounting advice nor should it be construed as such. Use of Spruce Point Capital Management LLC’s research is at your own risk. You should do your own research and due diligence before making any investment decision with respect to securities covered herein. You should assume that as of the publication date of any presentation, report or letter, Spruce Point Capital Management LLC (possibly along with or through our members, partners, affiliates, employees, and/or consultants) along with our subscribers has a short position in all stocks (and/or are long puts/short call options of the stock) covered herein, including without limitation NCR Corporation (“NCR”), and therefore stand to realize significant gains in the event that the price of its stock declines. Following publication of any presentation, report or letter, we intend to continue transacting in the securities covered therein, and we may be long, short, or neutral at any time hereafter regardless of our initial recommendation.
    [Show full text]
  • Annual Report 2020
    Boku, Inc. Annual Report and Accounts for the year ended 31 December 2020 ended 31 December theBoku, Inc. Annual Report year for and Accounts Into the Big Pond Boku, Inc. Annual Report and Accounts for the year ended 31 December 2020 Welcome Boku is building the future of mobile commerce, growing, monetising and securing transactions for billions of consumers around the world. Mobile devices are the most widely distributed consumer technology in the world today, with over five billion devices connected to a global network of operators. Boku’s platform ensures that our over 500 customers, including six of the seven most valuable companies in the world, can collect payments for digital goods and secure consumer transactions and data in every corner of the globe. Boku has integrated over 220 payment types including carrier billing and mobile wallets into its M1ST (Mobile First) Payments Network. Merchants can integrate all of these payment types through a single connection, gaining access to the billions of consumers who prefer to pay with their phone. Boku provides the most comprehensive network of mobile identity to streamline and secure valuable online transactions, delivering superior user experience and reduced instances of fraud for digital service providers, including financial institutions. To learn more about Boku, as well as obtain the latest information of interest to investors and stakeholders, please visit our website at www.boku.com Our customers Contents Strategic Report Governance Financials Chairman’s Statement .......................... 2 Board of Directors ..............................24 Independent Auditor’s Report ...........48 Strategic Report– Senior Management ...........................26 Consolidated Statement Into the Big Pond .................................
    [Show full text]
  • Self Study Report
    SELF STUDY REPORT Government College for Women Thiruvananthapuram-14 SUBMITTED TO NATIONAL ASSESSMENT AND ACCREDITATION COUNCIL [NAAC] BANGALORE MARCH 2014 NAAC STEERING COMMITTEE MEMBERS Principal : Dr. A. Mary Dorothy Vice Principal : Sri. N. Jayakumar Co-ordinator : Sri. V. Sreejith Committee Members : Dr. S. Suma Dr. P. S. Devakumar Dr. M. Sankara Sarma Smt. R. I. Santhi Dr. K. G. Ajithkumar Dr. R. Lekshmi Sri. Shibu Prasad S. Sri. Rana Bhuvan CONTENTS Page No. PREFACE 1 EXECUTIVE SUMMARY 2 NAAC Suggestions and Actions Taken 11 PROFILE OF THE COLLEGE 13 CRITERIA WISE INPUTS 21 I. CURRICULAR ASPECTS 22 II. TEACHING - LEARNING AND EVALUATION 37 III. RESEARCH, CONSULTANCY AND EXTENSION 77 IV. INFRASTRUCTURE AND LEARNING RESOURCES 121 V. STUDENT SUPPORT AND PROGRESSION 138 VI. GOVERNANCE, LEADERSHIP AND MANAGEMENT 177 VII. INNOVATIONS AND BEST PRACTICES 204 EVALUATIVE REPORT OF DEPARTMENTS 216 DECLARATION FROM THE HEAD OF THE INSTITUTION 363 CERTIFICATE OF COMPLIANCE CERTIFICATE OF ACCREDITATION Govt. College for Women, TVPM March 2014 PREFACE One of the oldest women’s colleges in the country, the Govt. College for Women, Thiruvananthapuram, has been a pioneering institution dedicated to higher education of women. The institution works as a key instrument for women empowerment in the state and ensures a holistic development of its students thereby transforming them into responsible and disciplined citizens of the nation. The College plays a significant role, ensuring social justice by providing educational opportunities to students of socially and economically backward sections of the society. The benevolent royal family of erstwhile Travancore noted for their progressive, farsighted and enlightened policies, established “Sircar Girls School” in 1864 to provide a liberal and modern education for women, thus transforming and remoulding a society.
    [Show full text]
  • Mobile Payment: Technologies and Business Models
    Mobile Payment: Technologies and Business Models By Harry Wang, Director of Health and Mobile Product 4Q 2011 Research; Jennifer Kent, Research Analyst Synopsis Emerging Payment Options This report provides What is your preferred method of paying for service analysis and forecasts of the emerging mobile and transactions on your mobile phone? payments market (Among U.S. BB HHs) using the latest market data, consumer survey results, and briefings Bill me on my monthly mobile service bill with key industry players. It includes an I am not comfortable with doing financial overview of the core transactions on mobile phone technologies enabling mobile commerce and Pay with my credit card by entering card # and mobile payments, expiration date including near field communications (NFC). It illuminates A direct debit from my checking/saving account the growing mobile payments value chain and explores in-depth Use PayPal or other types of e-Wallet solutions that the implications of link to my bank/credit card account mobile payments for 0% 40% the major players, Source: Mobile Cloud Media and Access Platforms including carriers, © Parks Associates payment networks, and merchants. Publish Date: 4Q 11 "With the creation of the ISIS initiative in 4Q10 and the launch of Google Wallet in 3Q11, the mobile payment industry is riding the recent momentum to build scale,” said Harry Wang, Director of Health and Mobile Product Research at Parks Associates. “The success of the mobile payment industry not only hinges on consumer and merchants’ willingness to
    [Show full text]
  • The Payments Ecosystem: Security Challenges in the 21St Century
    The Payments Ecosystem: Security Challenges in the 21st Century Phil Smith III Senior Architect & Product Manager, Mainframe & Enterprise Distinguished Technologist Micro Focus International Agenda A Short History of Payments The Payments Landscape Today Anatomy of a Card Swipe Card Fraud: How It Happens Protecting Yourself and Your Company Evolution (and Intelligent Design?) A Short History of Payments In the Beginning… Early Currencies Large Purchases Small Purchases Purchases on Yap (island of stone money) Evolution • “Lighter than goats!” • Chek invented: Persia, 550–330 BC • Achaemenid Empire (remember them?) • India, Rome, Knights Templar used cheques More Modern Uses • Cheques revived in 17th century England • Soon after: preprinted, numbered, etc. • Magnetic Ink Character Recognition added in 1960s MICR Modern Payments Systems Many Alternatives to Checks • Not the only game in town any more… • Online payment services (PayPal, WorldPay…) • Electronic bill payments (Internet banking et sim.) • Wire transfer (local or international) • Direct credit, initiated by payer: ACH in U.S. giro in Europe • Direct debit, initiated by payee • Debit cards • Credit cards We’ll focus on these • …and of course good ol’ cash! Charge Cards vs Credit Cards • Terms often interchanged, but quite different • Charge cards must be paid off that month • Credit cards offer “revolving credit” • Credit card actually “invented” back in 1888: “… a credit card issued him with which he procures at the public storehouses, found in every community, whatever he desires
    [Show full text]
  • Mobile Payments Three Winning Strategies for Banks
    White paper Mobile payments Three winning strategies for banks Executive summary technology is evolving with a need for partnerships, and where banks may Mobile payments are a hot topic in the feel they lack the expertise. financial industry and a top priority for This competitive and fast evolving banks, because: landscape creates doubt. Many banks — The ever growing ubiquity of the wonder what to do: just stand by and Seize the opportunity mobile phone: on a world population watch or respond more pro-actively? of 7 billion, there are 5 billion mobile What is our bank’s mobile payments phones, but only 2 billion people have strategy? a bank account; Our recommendation to banks regarding — Consumers are using their mobile mobile payments is two-fold: phones to make payments in over 130 1. Play to your strengths. Double- deployments with a 100 more planned guessing under these circumstances and several new initiatives announced can be costly. The path to success each week; Highlights is to use clear criteria: respond to Mobile payments are a top — It is a growing market predicted to an obvious customer demand, use priority increase to 900 million users and USD technologies that satisfy that need, and There is competition from non- 1 trillion in transaction value by 2015. decide based on a clear business case. banks Many banks have launched a mobile 2. Use mobile payments to bring your Banks can use mobile payments payments service or wallet, but this customers closer to your bank, in a to get closer to customers opportunity also brings specific new “experience banking model” (cf.
    [Show full text]
  • NYC-MOW41401 RBB Digest-SPR-2012-018
    Financial Services SPRING 2012 RETAIL BANKING AMERICAS DIGEST IN THIS ISSUE 1 US MORTGAGE FINANCE • JAMES WIENER, MICHAEL ZELTKEVIC 2 MOBILE PAYMENTS • ANDY DRESNER, CHAITRA CHANDRASEKHAR 3 C LIENT EXPERIENCE • JOE FIELDING, KENAN RODRIGUES, MICHAEL D’ESOPO 4 US CONSUMER CREDIT SCORE MIGRATION • PETER CARROLL 5 RELATIONSHIP PRICING • INDERPREET BATRA 6 B RANCH FLEXING • SUMIT SAHNI, PAUL MEE, AARON FINE, MASSIMO TESSITORE TABLE OF CONTENTS 1. US MORTGAGE FINANCE 1 What should the future look like? James Wiener, Partner and Head of the Americas Public Policy Practice | Michael Zeltkevic, Partner and Head of the Americas Retail and Business Banking Practice The financial crisis exposed fundamental deficiencies in the US mortgage finance system. This article explores the set of options faced by policy makers for driving the evolution of the single-family home finance landscape and outlines the importance of clearly defined objectives in this redesign. 2. MOBILE PAYMENTS 7 Aligning strategy with opportunity Andy Dresner, Partner | Chaitra Chandrasekhar, Consultant Mobile payments are widely expected to become much more prevalent in the next few years, which will cause global players to examine their strategies and invest in new initiatives. This article describes the opportunities and threats for banks in both developing and developed markets, and how quickly change may unfold. 3. CLIENT EXPERIENCE 13 From strategy to execution Joe Fielding, Partner | Kenan Rodrigues, Senior Manager | Michael D’Esopo, Partner, Lippincott Recent economic times have reshaped the attitudes and needs of retail banking clients and catalyzed a significant and measurable negative customer sentiment towards the industry. This article describes the “client experience” – and why banks’ increased focus on it is critical in today’s marketplace.
    [Show full text]
  • International Journal of Innovative Technology and Exploring Engineering
    International Journal of Innovative Technology and Exploring Engineering ISSN : 2278 - 3075 Website: www.ijitee.org Volume-8 Issue-11S2, SEPTEMBER 2019 Published by: Blue Eyes Intelligence Engineering and Sciences Publication xploring En E gi d ne an e r y in g g lo o n h c e T IjItEe e I n v i t t e E a X r v P N n o L O a O I n T t R A i o I V n N O I G N n IN f a o l l J a o r n u www.ijitee.org Exploring Innovation Editor-In-Chief Chair Dr. Shiv Kumar Ph.D. (CSE), M.Tech. (IT, Honors), B.Tech. (IT), Senior Member of IEEE Blue Eyes Intelligence Engineering & Sciences Publication, Bhopal (M.P.), India. Associated Editor-In-Chief Chair Prof. MPS Chawla Member of IEEE, Professor-Incharge (head)-Library, Associate Professor in Electrical Engineering, G.S. Institute of Technology & Science Indore, Madhya Pradesh, India, Chairman, IEEE MP Sub-Section, India Dr. Vinod Kumar Singh Associate Professor and Head, Department of Electrical Engineering, S.R.Group of Institutions, Jhansi (U.P.), India Dr. Rachana Dubey Ph.D.(CSE), MTech(CSE), B.E(CSE) Professor & Head, Department of Computer Science & Engineering, Lakshmi Narain College of Technology Excellence (LNCTE), Bhopal (M.P.), India Associated Editor-In-Chief Members Dr. Hai Shanker Hota Ph.D. (CSE), MCA, MSc (Mathematics) Professor & Head, Department of CS, Bilaspur University, Bilaspur (C.G.), India Dr. Gamal Abd El-Nasser Ahmed Mohamed Said Ph.D(CSE), MS(CSE), BSc(EE) Department of Computer and Information Technology , Port Training Institute, Arab Academy for Science ,Technology and Maritime Transport, Egypt Dr.
    [Show full text]
  • Mobile Pay Or Mobile Mess
    Mobile Pay or Mobile Mess: Closing the Gap Between Mobile Payment Systems and Consumer Protections Consumers Union, the nonprofit publisher of Consumer Reports® By: Michelle Jun, Senior Attorney June 2011 Consumers Union of United States, Inc., publisher of Consumer Reports®, is a nonprofit membership organization chartered in 1936 to provide consumers with information, education, and counsel about goods, services, health and personal finance. Consumers Union’s publications and services have a combined paid circulation of approximately 8.3 million. These publications regularly carry articles on Consumers Union’s own product testing; on health, product safety, and marketplace economics; and on legislative, judicial, and regulatory actions that affect consumer welfare. Consumers Union’s income is solely derived from the sale of Consumer Reports®, its other publications and services, fees, noncommercial contributions and grants. Consumers Union’s publications and services carry no outside advertising. Consumers Union does not accept donations from corporations or corporate foundations. A special thanks to Norma Garcia, Michael McCauley, Suzanne Martindale, Evaluz Barrameda, John Wright and David Chircop for their invaluable contributions in producing this report. For additional information, please contact: Consumers Union Financial Services Team West Coast Office 1535 Mission Street San Francisco, CA 94103 (415) 431-6747 Introduction Recent news accounts make clear that the race is on to create the number one mobile payment product adopted and used by consumers in the U.S. Mobile payment technologies are being touted as the most convenient and easy way for consumers to use their mobile phones to make purchases. But in this mad dash among processors, financial institutions and other industry players to create successful mobile payment products, few have focused their efforts on assuring that consumers will be protected financially if something goes wrong with a mobile payment transaction.
    [Show full text]
  • Community Power from Mobile-Charging Services
    Community Power from For further information please contact [email protected] GSMA London Office Mobile-Charging Services T +44 (0) 20 7356 0600 www.gsmworld.com/greenpower July 2011 1–2 Community Power from Mobile Charging Services Contents Contents Executive Summary 21 The Charging Services Value Chain 21 Selection of Charging Services Operator Community Power Today 22 The Community Power from Mobile Benefits Chapter 1 - The Issues Of Energy Access in Developing Countries 22 Revenue Increase from Rural Telecom Towers 11 The Development Factor - Energy 22 Business Opportunity for Third Access is Vital to Economic and Party Vendors Human Development 22 Community Feels Empowered Chapter 2 - Approach to the Use the Energy Excess from by the Access to Energy the Telecom Towers for Charging Services 23 Business Case for Charging Services 23 Added Revenues to Mobile Operators 17 The Off-Grid Energy Market 24 Micro-entrepeneurial Opportunities is Significant in Rural Regions 17 Availability of Charging Solutions Will 25 Business Case from Cold Bring New Revenues to Mobile Operators Chain Oppurtunity 17 Telecom Towers are Rapidly Spreading 26 Potential Barriers to the to Rural Environments Implementation 18 Off-Grid Base Stations Typically of Community Power Have Excess Power 26 Cost Containment 18 Cell Towers are Built Close 27 Payment For Charging Services to Off Grid Communities 27 Theft 18 The Telecom Tower Acts as the 28 Regulation Charging Point 28 Threat To The Power Required by BTS 18 Mobile Operators have Already Deployed CPM Sites 28
    [Show full text]
  • Open Forum on Pan-European Instant Payments Frankfurt 17 April 2018
    Open Forum on Pan-European Instant Payments Frankfurt 17 April 2018 Open Forum on Pan-European Instant Payments, 17 April 2018 Participants in the forum are reminded of their responsibility to observe anti-trust laws. The EBA Anti-Trust Policy is available at the EBA website. https://www.abe-eba.eu/media/azure/production/1352/eba_antitrust_policy_20170602_final_clean.pdf EBA Informationsveranstaltung Page 1 CUG Wien, 8. Mai 2018 Wolfgang Ehrmann Chairman Euro Banking Association WELCOME AND INTRODUCTION Open Forum on Pan-European Instant Payments, 17 April 2018 2 EBA Open Forum on pan-European Instant Payments … and now where is the demand side? • Wolfgang Ehrmann • Chairman of the Board Open Forum on Pan-European Instant Payments, 17 April 2018 3 Pan-European Instant Payments – three years from design to operations ERPB, 01. December 2014 EPC, 30. November 2016 EBA CL, 21. November 2017 Open Forum on Pan-European Instant Payments, 17 April 2018 4 The EBA Open Forum on pan-European Instant Payments Initiated by the EBA in response to the Euro Retail Payments Board’s (ERPB) call for action, the Open Forum on Pan- European Instant Payments was set in place in March 2015 and is geared at fostering a practitioners’ dialogue on service requirements for instant payments. The Forum will in particular serve to: • Support the “migration of minds” towards instant payments; • Foster a practitioners’ dialogue amongst PSPs at a pan- European level on Instant Payment service requirements; • Facilitate a dialogue with other stakeholders; • Understand the perimeter of a new collaborative space for infrastructure services to support Instant Payments; • Provide input into the up-coming Instant Payment Scheme discussion in Europe; • Liaise with EPC; • Liaise with industry initiatives and also at a global level.
    [Show full text]