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Prospectus Dated 23 June 2020
Prospectus dated 23 June 2020 Bupa Finance plc (Incorporated with limited liability in England and Wales with Registered no. 02779134, legal entity identifier ZIMCVQHUFZ8GVHENP290) £350,000,000 4.125 per cent. Fixed Rate Subordinated Notes due 2035 Issue price: 99.383 per cent. The £350,000,000 4.125 per cent. Fixed Rate Subordinated Notes due 2035 (the “Notes”) will be issued by Bupa Finance plc (the “Issuer”) and will be constituted by a trust deed (as amended or supplemented from time to time, the “Trust Deed”) to be dated on or about 25 June 2020 (the “Issue Date”) between the Issuer, and the Trustee (as defined in “Terms and Conditions of the Notes” (the “Conditions”, and references herein to a numbered “Condition” shall be construed accordingly)). Application has been made to the United Kingdom Financial Conduct Authority (the “FCA”) under Part VI of the Financial Services and Markets Act 2000, as amended (the “FSMA”) for the Notes to be admitted to the official list of the FCA (the “Official List”) and to the London Stock Exchange plc (the “London Stock Exchange”) for the Notes to be admitted to trading on the London Stock Exchange’s Regulated Market (the “Market”). References in this Prospectus to the Notes being “listed” (and all related references) shall mean that the Notes have been admitted to the Official List and have been admitted to trading on the Market. The Market is a regulated market for the purposes of Directive 2014/65/EU, as amended (“MIFID II”). This Prospectus has been approved by the FCA, which is the United Kingdom (“UK”) competent authority, under Regulation (EU) 2017/1129 (the “Prospectus Regulation”). -
Part VII Transfers Pursuant to the UK Financial Services and Markets Act 2000
PART VII TRANSFERS EFFECTED PURSUANT TO THE UK FINANCIAL SERVICES AND MARKETS ACT 2000 www.sidley.com/partvii Sidley Austin LLP, London is able to provide legal advice in relation to insurance business transfer schemes under Part VII of the UK Financial Services and Markets Act 2000 (“FSMA”). This service extends to advising upon the applicability of FSMA to particular transfers (including transfers involving insurance business domiciled outside the UK), advising parties to transfers as well as those affected by them including reinsurers, liaising with the FSA and policyholders, and obtaining sanction of the transfer in the English High Court. For more information on Part VII transfers, please contact: Martin Membery at [email protected] or telephone + 44 (0) 20 7360 3614. If you would like details of a Part VII transfer added to this website, please email Martin Membery at the address above. Disclaimer for Part VII Transfers Web Page The information contained in the following tables contained in this webpage (the “Information”) has been collated by Sidley Austin LLP, London (together with Sidley Austin LLP, the “Firm”) using publicly-available sources. The Information is not intended to be, and does not constitute, legal advice. The posting of the Information onto the Firm's website is not intended by the Firm as an offer to provide legal advice or any other services to any person accessing the Firm's website; nor does it constitute an offer by the Firm to enter into any contractual relationship. The accessing of the Information by any person will not give rise to any lawyer-client relationship, or any contractual relationship, between that person and the Firm. -
Annual Report and Accounts 2010
bupa Registered office the British united Provident Bupa House Association Limited is a company 15-19 Bloomsbury Way limited by guarantee. London WC1A 2BA registered in england No. 432511. a For further copies of this document nnual report 2010 ‘Bupa’ and the Heartbeat logo are +44 (0)20 7656 2300 registered service marks. Press office +44 (0)20 7656 2454 bupa annual report 2010 W i t H yo u t H r o u g H L i f e rA / 2010 www.bupa.com 2 0 1 0 H i g hl i g H t s Group revenues 5 year record Group underlying 5 year record (up 9%) surplus before tax 06 £3,827.2m 06 £359.1m £7.58bn 07 £4,250.1m £464.9m 07 £374.2m 2009: £6.94bn 08 £5,923.9m 2009: £428.2m 08 £413.4m 09 £6,941.4m 09 £428.2m 10 £7,576.0m 10 £464.9m Group revenues by segment Surplus by segment* Care services £1,182.9m Care services £139.7m europe and North America £2,999.5m europe and North America £116.7m international Markets £3,394.0m international Markets £208.9m throughout the annual report and accounts: equity 5 year record underlying surplus before taxation expense excludes non-recurring items (mainly adjustments relating to amortisation of other intangible assets attributable arising on business combinations, impairment of goodwill and other to bupa 06 £1,917.1m intangible assets, profit / (loss) on sale of businesses and assets, the impact 07 £3,347.4m of property revaluations, realised and unrealised foreign exchange gains and losses and the absolute return on return seeking assets). -
Blue Cross Blue Shield Companies, Bupa Join to Create Largest Global Healthcare Network, Covering 190 Countries
Blue Cross Blue Shield Companies, Bupa Join to Create Largest Global Healthcare Network, Covering 190 Countries GeoBlue, an international health insurance product offered in the U.S. via the BCBS network, to be expanded CHICAGO and LONDON, Jan. 9, 2014 – The Blue Cross Blue Shield Association (BCBSA) and Bupa today announced a strategic global partnership that will create the largest healthcare provider network in the world for international health insurance customers. The U.K.-headquartered international healthcare company Bupa, and the largest U.S.-based health insurance group the Blue Cross and Blue Shield (BCBS) system, are teaming up to expand GeoBlue, the global health insurance product offered in the U.S. under the Blue Cross Blue Shield brand. The partnership includes Bupa’s purchase of a 49 percent stake in Highway to Health, Inc. (HTH)*, which sells and administers the GeoBlue international health insurance products. BCBSA and a group of BCBS companies continue to own the remaining 51 percent. Launching later this year, the partnership will create the largest global health care provider network, combining the BCBS network in the U.S., and GeoBlue’s and Bupa’s global networks, totaling more than 11,500 hospitals and approximately 750,000 medical professionals in more than 190 countries. Bupa and BCBS companies will also develop new insurance products offered through GeoBlue, which will be available to customers and employers for coverage in 2015. “I’m delighted Bupa has joined forces with Blue Cross and Blue Shield organizations – this is the biggest partnership the international health insurance market has ever seen,” said Robert Lang, managing director of the Bupa Global Market Unit. -
IIGCC’S Membership Includes a Broad Range of Asset Owners and Asset Managers
toggle menu Skip to content About us Our members Our board Our team Annual reports Vacancies Our work Policy programme Corporate programme Investor Practices programme Property programme Initiatives & collaborations Become a member Resources Events News Contact us Members login Our members Our board Our team Annual reports Vacancies Our members About Us Menu Our members Our board Our team Annual reports Vacancies 200+ Members 15 Countries represented €30tn in assets IIGCC’s membership includes a broad range of asset owners and asset managers. This includes many of the largest global and European institutional investors and asset managers. Reflecting the significance of climate change as an issue for the investor community and the impact of our work, our membership continues to grow. Click on the link below to find out more on the benefits of joining the IIGCC. Become a member Many of our members are based in Europe Investor members a. s. r. Asset Management Aberdeen Standard Investments ACTIAM NV Aegon NL Aeon Investments Limited AEW Allianz Global Investors Allianz Investment Management Amundi Asset Management AP Moller Capital AP Pension AP1 – Första AP-fonden AP2 – Andra AP-fonden AP3 – Tredje AP-fonden AP4 – Fjarde AP-fonden AP7 – Sjunde AP-fonden APG Asset Management Arisaig Partners (Asia) PTE Ltd Asper Investment Management Atlas Infrastructure ATP AustralianSuper Aviva Investors AXA Investment Managers Baillie Gifford & Co BBC Pension Trust Bedfordshire Pension Fund BlackRock BMO Global Asset Management (EMEA) BNP Paribas Asset -
Max Bupa Insurance Policy
Max Bupa Insurance Policy LuxuriantBeauteous and and foppish Janus-faced Kevin idolized,Kris outbrags but Paten her half-wit hungrily comes indisposing while Felipe her gremlin. gormandizing Hercule some flavors entoblasts inspiringly. archaeologically. At max bupa policy year. Get yourself more health insurance plan now. Who are they kidding? However, the treatment should not be taken in the outpatient department of the hospital. The max group secretary are not show lazy loaded earlier an accident arising due to secure your previous policies for your platform or name will! The outlook via the credit ratings of both companies is stable. We hope you need to max bupa family health policies are hospitalized for claims as important for accident cover dental centers for. Accidents cannot be predicted, but they present be prepared for. The united health cover vaccination expenses like ayurveda, and through delhi is a mediclaim insurance plan pays for us to avail cashless treatment is to. The policy at the existing registry in your medical expenses? If claim max bupa insurance policy? In library to these earthquake are various more exclusions mentioned in family plan depending on the type but the policy chosen. Lymphatic Filariasis and Zika Virus. French government for his contribution to Delhi Metro. It advocates for researchers, organisations and initiatives that are improving health capacity building by developing skills and networks of health and medical researchers. Your social profile has been authenticated successfully. Yes, you buy have it undergo medical tests before buying health insurance. In few insurer, it is optional to choose zone wise charges. To buy Max Bupa Health insurance plans you should be an Indian citizen and meet the age criteria listed down in the policy that you want. -
Mental Health Competitor Comparison One Pager
Small business health insurance. For Living Mental health. A competitor comparison. How do we compare? Our health insurance gives your employees access to the most comprehensive mental health cover in the market* – the Business Mental Health Advantage. It’s what sets us apart. Please note: the products below are typically available for SME groups that consist of between 2 and 249 members inclusive. Standard product feature AVlVA SME Select SME Business SME Solutions SME Business Health Select ■Healthcare Cover for chronic mental health conditions X X X Cover for mental health symptoms, such as anxiety, relating to a learning, X X X behavioural or development disorder^ Cover for all types of addictions (including alcohol, drug and X X X substance abuse)‡ *As of May 2021 this analysis is based on an internally conducted review of the SME health insurance market using publicly available information from the major insurers in the UK SME health insurance market. Combined, Bupa, AXA Health, Aviva and Vitality hold approximately 90% of the Gross Written Premium income of UK PMI providers. Refers to standard mental health cover when this is included in the selected SME health insurance product. We acknowledge that SME schemes can have bespoke benefits. ‡To support addictions we fund one addiction treatment programme per membership lifetime. To support chronic mental health conditions (conditions which recur) we removed restrictions on policies with mental health cover from April 2018. Please contact your account manager if you would like to discuss the benefits/benefit limits on your policy. ^Any treatment for learning difficulties, behavioural or developmental problems (LBD) are ineligible. -
A GUIDE to YOUR COMPANY PLAN Membership Guide
A GUIDE TO YOUR COMPANY PLAN A COLLABORATION BETWEEN TWO OF THE MOST RESPECTED NAMES IN GLOBAL HEALTHCARE Membership Guide This Membership Guide explains the terms and conditions of the Company Plan. Detailed information such as pre-authorising treatment, making a claim and moving country can be found in this guide. It also explains your benefits, limits and exclusions with detailed rules on how to use them. From 1 April 2020 (Release date: 1 July 2020) bupaglobal.com WELCOME TO YOUR COMPANY HEALTH PLAN Two of the most respected names in Customers with U.S. cover will have Within this membership guide, you’ll for cover, as together they set out healthcare, Bupa Global and access to one of the largest networks find easy to understand information the terms and conditions of your Blue Cross Blue Shield Global, are of healthcare providers and facilities about your Company Health Plan. membership and form your health teaming up to deliver high-quality worldwide, utilising both plan documentation. To make the healthcare products and services. Blue Cross Blue Shield networks in This includes: most of your health plan, please This partnership was born out of the U.S. and Bupa’s networks outside read the ‘Table of Benefits’, ‘General a shared ambition to champion the U.S. ¡ guidance on what to do when you Exclusions’ and ‘Your Membership’ and deliver access to world-class need treatment sections carefully to get a full healthcare and meet the healthcare This combined strength, scale and ¡ simple steps to understanding the understanding of your cover. needs of globally minded and expertise means customers can be claims process globally mobile customers. -
Global Healthcare
The Blue Cross Blue Shield and BUPA Partnership Another Chapter In Global Healthcare The Blue Cross Blue Shield and BUPA Partnership Another Chapter In Global Healthcare Introduction .On 1/1/2014, Blue Cross Blue Shield Association (BCBSA) and Bupa announced a global health insurance initiative .Deemed a partnership, the two companies will provide health insurance programs to customers around the globe .They will collaborate to expand GeoBlue, BCBSA’s global health insurance program marketed in the United States, into other markets/nations Healthcare Medical Pharmaceutical Directory .COM Blue Cross Blue Shield Association (BCBSA) .Headquartered in Chicago, Illinois, USA .Employees: 1,000 (approx.) .The association does business in 170+ nations/territories .BCBS insurers are licensees of BCBSA .Provides healthcare coverage to about 100 million persons .GeoBlue is the international health insurance entity of Worldwide Insurance Services, a Blue Cross Blue Shield Association licensee Healthcare Medical Pharmaceutical Directory .COM BUPA .Headquartered in London, United Kingdom .Employees: 60,000 (approx.) .The organization does business in 190+ nations/territories .Provides healthcare coverage for over 14 million persons .BUPA Global Market Unit is BUPA’s international health insurance division Healthcare Medical Pharmaceutical Directory .COM The Partnership Combination .A leading healthcare insurance program combining GeoBlue’s and BUPA Global Market’s networks including BCBS (U.S.), GeoBlue (BCBS global) and BUPA Global Markets (BUPA global) consisting of approximately: •11,500 hospitals •750,000 healthcare professionals •Access to care in 190 countries/territories Healthcare Medical Pharmaceutical Directory .COM A Competitive Entity . Aetna, Cigna and United Healthcare have actively engaged established and emerging markets outside of the U.S. -
Bupa Global Claim Form
BUPA GLOBAL CLAIM FORM IMPORTANT INFORMATION For quicker handling of your claim, simply log in to your Membersworld account and either complete a digital version of this claim form, or complete the mandatory fields as shown on the ‘submit a claim’ section. Alternatively, you can return this form with original or copied invoices by post to: Bupa Global, Victory House, Trafalgar Place, Brighton, BN1 4FY, UK. To prevent delay with the handling of your claim, please complete all sections of the claim form clearly. The form should be returned to us within 2 years of the initial treatment date. Please write clearly in black ink and BLOCK CAPITALS. Please complete a new / separate claim form for: ¡ each patient ¡ each in-patient / day-stay case ¡ each medical condition ¡ each reimbursement currency We are unable to return original documents, but we will be happy to provide certified copies on request. Before submitting the claim please refer to the checklist at the end of the form. 1 PATIENT’S DETAILS (to be completed by the person undergoing treatment) Patient membership number: Group name (if applicable): BI - - - Title: First name: Family name: Other names: Date of birth: D D M M Y Y Age last birthday: Current correspondence address: Building: Street: Town / city: Area code: PO Box: Region: Country: Email: Telephone (Please include country code, area code and number): Do you want all future correspondence sent to this address? Yes No If posting your claim to us, would you like an email acknowledgement to confirm receipt of your claim? Yes -
2019 Insurance Fact Book
2019 Insurance Fact Book TO THE READER Imagine a world without insurance. Some might say, “So what?” or “Yes to that!” when reading the sentence above. And that’s understandable, given that often the best experience one can have with insurance is not to receive the benefits of the product at all, after a disaster or other loss. And others—who already have some understanding or even appreciation for insurance—might say it provides protection against financial aspects of a premature death, injury, loss of property, loss of earning power, legal liability or other unexpected expenses. All that is true. We are the financial first responders. But there is so much more. Insurance drives economic growth. It provides stability against risks. It encourages resilience. Recent disasters have demonstrated the vital role the industry plays in recovery—and that without insurance, the impact on individuals, businesses and communities can be devastating. As insurers, we know that even with all that we protect now, the coverage gap is still too big. We want to close that gap. That desire is reflected in changes to this year’s Insurance Information Institute (I.I.I.)Insurance Fact Book. We have added new information on coastal storm surge risk and hail as well as reinsurance and the growing problem of marijuana and impaired driving. We have updated the section on litigiousness to include tort costs and compensation by state, and assignment of benefits litigation, a growing problem in Florida. As always, the book provides valuable information on: • World and U.S. catastrophes • Property/casualty and life/health insurance results and investments • Personal expenditures on auto and homeowners insurance • Major types of insurance losses, including vehicle accidents, homeowners claims, crime and workplace accidents • State auto insurance laws The I.I.I. -
Your Bupa Membership Guide for Platinum Private Medical Cover Plan the Royal Bank of Scotland
Designed for Arranged and provided by Your Bupa membership guide for platinum private medical cover plan The Royal Bank of Scotland Effective from 1 October 2017 Essential information explaining your Bupa cover Please retain 1 ABOUT THIS GUIDE Welcome to your Bupa membership guide. At Bupa, we know that insurance can be hard to follow. That’s why we’ve made this guide as simple as possible. You’ll find individual chapters that deal with each aspect of your Bupa cover, including a step-by-step guide to making a claim. Please make sure that you keep this guide somewhere safe. You’ll need it when you come to claim. If any of the terms or language used leave you confused – don’t worry, we’ve also included a glossary featuring clear definitions of words that are in bold and italic in the text. If you require correspondence and marketing literature in an alternative format, we offer a choice of Braille, large print or audio. Please get in touch to let us know which you would prefer. HOW DO I KNOW WHAT I’M COVERED FOR? The precise details of the cover you have chosen are listed in your benefit table. Please read this membership guide together with your membership certificate, as together they set out full details of how your health insurance works. These pages must be read together as a whole and in their entirety, applying to people who join and renew from the renewal date as defined in the glossary. The details in this Membership Guide may be altered by changes agreed between your employer and Bupa, so please always call the helpline to check your cover before arranging any treatment.