DOCSLIB.ORG

Mortgage Lenders That Accept Personal Local Authority Searches

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Mortgage Lenders That Accept Personal Local Authority Searches FREE PHONE 0800 318611 FAX 01483 221854 Mortgage lenders that accept Personal Local Authority Searches Accord Buy to Let* Leeds Building Society* Accord Mortgages Ltd* Lloyds Bank plc (pre-fixed 20/40)* Adam & Co Lloyds Bank plc (pre-fixed 50/30/77)* Adam & Co International Lloyds TSB Scotland plc* Ahli United Bank (UK) plc **** Magellan Homeloans Aldermore Bank Plc* Manchester Building Society Allied Irish Bank (GB), a trading name of AIB Group (UK) **** Mansfield Building Society Astra Mortgages* Market Harborough Building Society Aviva Equity Release UK Ltd* Marsden Building Society Bank of Cyprus MBS Lending Ltd*** Bank of Ireland (UK) plc* Melton Mowbray Building Society*** Bank of Ireland (as Bank of Ireland Mortgages)* Metro Bank plc* Bank of Scotland (Beginning A)* Monmouthshire Building Society*** Bank of Scotland (Beginning O)* Mortgage Express* Barclays Bank (as Woolwich)* ** National Counties Building Society* Barnsley Building Society (a trading name of Yorkshire Building Society)* National Westminster Bank plc Bath Investment and Building Society** Nationwide Building Society* Beverley Building Society*** New Life Mortgages Ltd* Birmingham Midshires Newbury Building Society* Bradford & Bingley plc* Newcastle Building Society Britannia (a trading name of The Co-operative Bank)* Norwich & Peterborough Building Society* Cambridge Building Society Nottingham Building Society Capital Home Loans* NRAM (Northern Rock Asset Management) plc** Chelsea Building Society (a trading name of Yorkshire Building Society)* Precise Mortgages (Charter Court Financial Services Ltd) Chorley & District Building Society Principality Building Society* ** Clydesdale Bank plc* Rooftop Mortgages Ltd* Co-operative Bank plc* Saffron Building Society Coutts Santander UK plc* Coutts Finance Co Santander UK plc (for Alliance & Leicester mortgages only)* Coventry Building Society* Scottish Building Society**** Cumberland Building Society* Scottish Widows Bank plc Darlington Building Society* Skipton Building Society** Dudley Building Society *** St James Place Bank**** Earl Shilton Building Society Swansea Building Society* Ecology Building Society Teachers Building Society Family Building Society (a trading name of National Counties BS)* Tesco Bank (a trading name of Tesco Personal Finance plc) Furness Building Society* The Mortgage Business* Godiva Mortgages Ltd* The Mortgage Works* Halifax* The Royal Bank of Scotland plc Halifax Loans Ltd* The Royal Bank of Scotland plc (Direct Line Mortgages) Hampden & Co. plc The Royal Bank of Scotland plc (Direct Line One ) Handelsbanken The Royal Bank of Scotland plc (First Active) Hanley Economic Building Society** The Royal Bank of Scotland plc (NatWest One Account) Harpenden Building Society **** The Royal Bank of Scotland plc (One Account) Hinckley and Rugby Building Society (remortgage loans only) * ** The Royal Bank of Scotland plc (Virgin One) Holmesdale Building Society* Tipton & Coseley Building Society* HSBC Bank plc* Topaz Finance plc* Intelligent Finance* TSB Bank plc Investec Bank plc **** Ulster Bank Ltd ** Ipswich Building Society Virgin Money plc** ITL Mortgages* West Bromwich Building Society* JP Morgan Chase Bank, N.A.* West Bromwich Mortgage Company* Kensington Mortgage Company Ltd ** Whistletree (a trading name of TSB Bank Plc) Kent Reliance (a trading name of OneSavings Bank plc)* Yorkshire Bank Home Loans Ltd* Landbay *** Yorkshire Building Society * * Accepted if covered by the Search Code ** Accepted at the Conveyancer’s own risk *** Where agreed **** Please refer directly to lender Changes shown in bold Source: CML Lenders’ Handbook & BSA Mortgage Instructions (September 2016) DX: 148060 Woking 12 E-MAIL: [email protected] ORDER ONLINE: www.stlgroup.co.uk FREE PHONE 0800 318611 FAX 01483 221854 Mortgage lenders that do not accept Personal Local Authority Searches Banks and Clients Plc Buckinghamshire Building Society DB UK Bank Ltd Fleet Mortgages GE Money Home Lending Ltd (Has withdrawn from the UK mortgage market) Leek United Building Society Loughborough Building Society Mortgage Agency Services Nedbank Private Wealth Ltd New Street Mortgages Paragon Mortgages Ltd Paratus AMC Ltd Parity Trust Penrith Building Society Pepper Homeloans Platform (a trading name of The Co-operative Bank Plc) State Bank of India UK Stafford Railway Building Society Changes shown in bold Source: CML Lenders’ Handbook & BSA Mortgage Instructions (September 2016) DX: 148060 Woking 12 E-MAIL: [email protected] ORDER ONLINE: www.stlgroup.co.uk .
Load more

Recommended publications
  • CHE 0902DRAFT.Indd
    APPLICATION FORM FOR ADMISSION TO THE CONVEYANCING PANEL OF THE YORKSHIRE BUILDING SOCIETY GROUP - INCORPORATING YORKSHIRE BUILDING SOCIETY, ACCORD MORTGAGES LIMITED, CHELSEA BUILDING SOCIETY AND BARNSLEY BUILDING SOCIETY (“THE SOCIETY”) NOTES: • If your answer to any question exceeds the space allowed, continue on a separate sheet clearly marking the question number. • The whole of this application form is to be completed by the senior partner/director of your practice. • Please note that the Society reserves the right to terminate your membership of its Conveyancing Panel if you fail to provide any relevant information or provide incorrect information in this application form or in relation to any future requests for information. • Please also note that your membership of the Society’s Conveyancing Panel can be terminated at any time without notice by the Society in the event of a Disciplinary Tribunal decision or where your fi rm has not acted for the Society in the grant of a mortgage for a period in excess of one year. • The Society will verify the regulatory status of every practice applying for admission to its Conveyancing Panel. The Society will check whether practices located in England and Wales hold Conveyancing Quality Scheme (“CQS”) accreditation where appropriate. The society requires annual evidence that the practice has a renewed CQS certifi cate. • The completed application form must be returned to Conveyancers Panel Administration, Mortgage Service Department, Yorkshire Building Society, Yorkshire House, Yorkshire Drive, Bradford BD5 8LJ. Dx No. 11798 Bradford. • We reserve the right to terminate your membership at any time should the Society deem this to be appropriate.
    [Show full text]
  • Lender Panel List December 2019
    Threemo - Available Lender Panels (16/12/2019) Accord (YBS) Amber Homeloans (Skipton) Atom Bank of Ireland (Bristol & West) Bank of Scotland (Lloyds) Barclays Barnsley Building Society (YBS) Bath Building Society Beverley Building Society Birmingham Midshires (Lloyds Banking Group) Bristol & West (Bank of Ireland) Britannia (Co-op) Buckinghamshire Building Society Capital Home Loans Catholic Building Society (Chelsea) (YBS) Chelsea Building Society (YBS) Cheltenham and Gloucester Building Society (Lloyds) Chesham Building Society (Skipton) Cheshire Building Society (Nationwide) Clydesdale Bank part of Yorkshire Bank Co-operative Bank Derbyshire BS (Nationwide) Dunfermline Building Society (Nationwide) Earl Shilton Building Society Ecology Building Society First Direct (HSBC) First Trust Bank (Allied Irish Banks) Furness Building Society Giraffe (Bristol & West then Bank of Ireland UK ) Halifax (Lloyds) Handelsbanken Hanley Building Society Harpenden Building Society Holmesdale Building Society (Skipton) HSBC ING Direct (Barclays) Intelligent Finance (Lloyds) Ipswich Building Society Lambeth Building Society (Portman then Nationwide) Lloyds Bank Loughborough BS Manchester Building Society Mansfield Building Society Mars Capital Masthaven Bank Monmouthshire Building Society Mortgage Works (Nationwide BS) Nationwide Building Society NatWest Newbury Building Society Newcastle Building Society Norwich and Peterborough Building Society (YBS) Optimum Credit Ltd Penrith Building Society Platform (Co-op) Post Office (Bank of Ireland UK Ltd) Principality
    [Show full text]
  • Banking in Cark-In Cartmel
    An undated photograph produced by the firm of Woolfall & Eccles (later T M Alexander & Son), architects of the Midland Bank, 119, Station Rd. Cark in Cartmel1 Banking in Cark-in Cartmel In today's high street the bank is becoming a rarity and 2017 will see the closure of another branching the Cartmel Peninsula; the National Westminster Bank in Main Street, Grange over Sands.2The banks are leaving the small market town high street but in the late nineteenth and for the first half of the twentieth century they were part of the local landscape in not only market towns, but even villages and hamlets such as Cark in Cartmel. Until 1826, banks were essentially private merchant banks but the Bank Act of 1826 permitted joint stock banks of issue with unlimited liability to be established. The Lancaster Banking Co. was one such bank which was set up in 1826 and existed until 1907 when it was taken over. For over seventy years, the hamlet of Cark in Cartmel, Cumbria had three banks ; the Lancaster Banking Co. which according to the Bulmer's Directory of 19113 was located at Bank House, Station Rd. and opened initially on Fridays ; the York City and County Banking Co. which became 1 HSBC archives April 18th 2017 2 The Westmorland Gazette, Thursday, March 31st. 2017 3 Bulmer's Directory of 1911. the London and Joint Stock Bank Ltd. was also located at 119 Station Rd. ; and the Bank of Liverpool and Martin's Ltd. which was located opposite at 114 Station Rd. All three banks were characterised by the fact that the banking premises occupied only one room of the building that they occupied and in addition were staffed by one member of staff , which in the case of the Midland and Martin's banks was the bank manager from either the Ulverston or Grange branch.
    [Show full text]
  • List of Recognised Overseas Pension Schemes Notifications
    List of Recognised Overseas Pension Schemes Notifications This list contains some of the overseas entities that have told HM Revenue and Customs (HMRC) they are Recognised Overseas Pension Scheme (ROPS) under section 169(2) Finance Act 2004 HMRC can’t guarantee these are ROPS or that any transfers to them will be free of UK tax. It is your responsibility to find out if you have to pay tax on any transfer of pension savings. HMRC will usually pursue any UK tax charges (and interest for late payment) arising from transfers to overseas entities that do not meet the ROPS requirements even when they appear on this list. This includes where taxpayers are overseas. HMRC will also charge penalties in appropriate cases. Tax relief is given on pensions to encourage saving to provide benefits in later life. Accessing benefits (directly or indirectly) before age 55 will result in a liability to UK tax charges in all but the most exceptional circumstances. You should seek suitable professional advice including from a regulated financial adviser. Publication Date: 1 May 2015 Scheme Name Country 100% Care Superannuation Fund Australia 1825 Super Australia 20th Century Dingo Pty Limited Superannuation Fund Australia 2MHPAL Super Australia A & C Petris Superfund Australia A & J Armitage Super Fund Australia A & L Smith Super Fund Australia A & M Joseph Superannuation Fund Australia A & P Power Super Fund Australia A & T Adkins Super Fund Australia A + C Blackledge Australia A Y Conley Superannuation Fund Australia A+K Jacko Superannuation Fund Australia
    [Show full text]
  • West Midlands Fintech ECOSYSTEM REPORT 2020
    West Midlands FinTech ECOSYSTEM REPORT 2020 In partnership with © Whitecap Consulting Table of contents add region graphic West Midlands Ecosystem Summary 3 Forewords 5 Greater Birmingham & Solihull LEP 6 Whitecap Consulting 7 Innovate Finance 8 West Midlands FinTech Ecosystem Research 10 Introduction and approach 11 Definitions and Methodology 11 Overview 12 Research area: Findings And Recommendations 17 This report focuses primarily on the activity Availability Of Talent 20 in the geographical area covered by the Strength Of The Overall Financial Sector 22 West Midlands Combined Authority, which for the purposes of this report has been defined Strength Of The Overall Tech Sector 25 as the three LEP areas within the region Strength Of FinTech Startup/Scaleup Community 27 (Greater Birmingham & Solihull, Coventry Relationship between Startup/Scaleups & Established & Warwickshire, and Black Country). It 29 Financial Sector uses economic data from this region, supplemented by our own primary research. Funding For FinTech 32 Physical Spaces/Hubs 35 Interaction And Communication Between Key Players 37 Press & Media 38 This report was commissioned by GBSLEP on behalf of the three LEPs in the West Midlands The Role Of Universities 41 conurbation and the West Midlands Combined Authority. Participating Organisations 43 1 © Whitecap Consulting Published May 2020 WEST MIDLANDS FINTECH ECOSYSTEM - SUMMARY 2 © Whitecap Consulting 1 West Midlands FinTech Ecosystem Summary 2020 West Midlands region FinTech sector FinTech startups & scaleups established
    [Show full text]
  • You Can View the Full Spreadsheet Here
    Barclays First Direct Halifax HSBC Lloyds Monzo (Free) Nationwide Natwest Revolut Santander Starling TSB Virgin Money Savings Savings pots No No No No No Yes No No Yes No Yes Yes Yes Auto savings No No Yes No Yes Yes Yes No Yes No Yes Yes No Banking Easy transfer yes Yes yes Yes yes Yes Yes Yes Yes Yes Yes Yes Yes New payee in app Need debit card Yes Yes Yes Yes Yes No Yes Yes Yes Yes Yes Yes New SO Yes No Yes Yes Yes Yes No Yes Yes Yes Yes Yes Yes change SO Yes No Yes Yes Yes Yes No Yes Yes Yes Yes Yes Yes pay in cheque Yes Yes Yes Yes Yes No No No No No Yes No Yes share account details Yes No yes No yes Yes No Yes Yes Yes Yes Yes Yes Analyse Budgeting spending Yes No limited No limited Yes No Yes Yes Limited Yes No Yes Set Budget No No No No No Yes No Yes Yes No Yes No Yes Yes Yes Amex Allied Irish Bank Bank of Scotland Yes Yes Bank of Barclays Scotland Danske Bank of Bank of Barclays First Direct Scotland Scotland Danske Bank HSBC Barclays Barclays First Direct Halifax Barclaycard Barclaycard First Trust Lloyds Yes First Direct First Direct Halifax M&S Bank Halifax Halifax HSBC Monzo Bank of Scotland Lloyds Lloyds Lloyds Nationwide Halifax M&S Bank M&S Bank Monzo Natwest Lloyds MBNA MBNA Nationwide RBS Nationwide Nationwide Nationwide NatWest Santander NatWest NatWest NatWest RBS Starling Add other RBS RBS RBS Santander TSB banks Santander No Santander No Santander Not on free No Ulster Bank Ulster Bank No No No No Instant notifications Yes No Yes Rolling out Yes Yes No Yes Yes TBC Yes No Yes See upcoming regular Balance After payments
    [Show full text]
  • As Part of a Workplace Enablement Initiative, Fujitsu Helped Royal Bank
    CUSTOMER CASE STUDY “ We can seamlessly give users what they keep asking for. The critical point is that we don’t need an engineer to visit their machine – the user can self- elect to upgrade when it suits and the virtual environment takes care of the rest.” Steve Wood Head of Workplace Technology RBS Fujitsu and RBS deployed a virtual client service that enables flexible working from any device while new services can be delivered instantly and security issues can be resolved quickly. At a glance Challenge Benefit Country: United Kingdom RBS wanted to extend its virtual desktop ■ Employees can work flexibly from any device, Industry: Financial Services environment from 20,000 users to 90,000 as making them happier and more productive Founded: 1727 part of a workplace enablement initiative. ■ New services can be delivered in hours rather Employees: 92,000+ The objective was to free more users to work than months, making RBS more responsive to Website: www.rbs.com flexibly from any device, thus reducing its customers’ needs the company’s physical footprint and increasing productivity. ■ Security issues can be addressed more quickly within the central virtual environment Solution ■ Millions of pounds’ worth of property The company worked with its technology has been freed up, removing cost from partner, Fujitsu, to extend the existing virtual the business client services platform, based on FUJITSU Server PRIMERGY and Microsoft HyperV. Now, 70,000 users have used a self-service portal to automatically upgrade their devices to the new environment. Customer RBS is a UK-based bank, headquartered in Edinburgh, Scotland.
    [Show full text]
  • Lender Action Required What Do I Need to Do? Express Payments?
    express lender action required what do i need to do? payments? how will i be paid? You can request to be paid within Phone Accord Mortgaegs’ Business Support Team 24 hours of the lender confirming Accord Mortgages Telephone Registration on 03451200866 and ask them to add ‘TMA’as a Yes completion by requesting a payment payment route. through ‘TMA My Portal’. Affirmative Finance will release Registration is required for Affirmative Finance, the payment to TMA on the day of Affirmative No Registration however please state ‘TMA’ when putting a case No completion. TMA will then release Finance through. the payment to the you once it is received. Aldermore products are only available via carefully selected distribution partners. To register to do business with Aldermore go to https;//adlermore- brokerportal.co.uk/MoISiteVisa/Logon/Logon.aspx. You can request to be paid within If you are already registered with Aldermore the on 24 hours of the lender confirming Aldermore Online Registration Yes each case submission you will be asked if you are completion by requesting a submitting business though a Mortgage Club, tick payment through ‘TMA My Portal’. yes and then select ‘TMA’. If TMA is not already in your drop down box then got to ‘Edit Profile’ on the ‘Portal’ and add in ‘TMA’ Please visit us at https://www. Payment will be made every postoffice4intermediaries.co.uk/ and Monday to TMA via BACs. Bank of Ireland Online registration https://www.bankofireland4intermediaries. No Payment is calculated on the first co.uk/ and click register, you will need a Monday 2 weeks after completion profile for each brand.
    [Show full text]
  • Supplementary Conveyancing Questionnaire
    Supplementary Conveyancing Questionnaire (To be completed if you have answered YES to 9d) Should you have insufficient space to answer any questions, please continue on your own HEADED notepaper Please note that this questionnaire forms part of your proposal for professional indemnity insurance and you are reminded of the importance of the notes and declaration on the proposal, which also applies to this questionnaire. LLP 682 - Jul 12 Important note regarding the completion of this proposal form. 1. Disclosure Any “material fact” must be disclosed to insurers - A “material fact” is any information which may influence the judgement of a prudent insurer in deciding whether to accept the risk and if so, on what terms. Any “material change” must be disclosed to insurers. - A “material change” is any material fact which arises on renewal or during the currency of the policy that has not previously been disclosed as a material fact. Examples of material changes to material facts include: • Fraud on the part of any of the Partners and Employees • A change in the composition of the firm's practice • Mergers and Acquisitions with other firms • Conversion to a Limited Liability Partnership If you are unsure whether a fact or change is material or not, you should disclose it. Failure to provide all “material facts” and/or notify all “material changes” may cause the contract of insurance to be void from inception i.e. your insurers will return the premium and there will be no cover for any claims made under the policy. 2. Presentation This proposal form must be completed by an authorised individual or principal of the firm.
    [Show full text]
  • Chief Executive's Report 2010
    Chief Executive’s report The highlights of the Society’s performance include: “excess” was managed down in line with the • return to profitability; statutory operating profit reduced requirements of the enlarged Group; £115m (2009: £12m loss) and core operating • maintained asset quality; the percentage of loans profit (see table below) of £128m (2009: over three months in arrears by volume was Iain Cornish £8m), representing a continuation of the trend stable at 1.84% (31 December 2009: 1.84%); reported at 30 June 2010; Our vision and strategy • wholesale funding; the issuance of a €600m five year covered bond in September supporting Our vision is “to be the best organisation that our For many decades the Yorkshire has been run with Core operating profit our balanced funding strategy; customers do business with”. the interests of current and future members very In addition to statutory profit before tax, the Board uses core clearly at its heart. The vast majority of the Society’s operating profit to monitor the Group’s performance. This is • performance of the Chelsea brand ahead We aim to achieve our vision by providing our because the statutory figure includes a number of items that activities have been centred on lending to people the Board believes do not reflect the longer-term, sustainable of expectations; delivery of planned merger members and customers with financial security to allow them to own their own homes, funded business performance either because they are pure accounting synergies and integration well advanced; and long-term value across a comprehensive range measures (e.g.
    [Show full text]
  • First Complete Lender Panel Mortgage Fees
    First Complete Lender Panel Mortgage Fees We offer a comprehensive range of first charge mortgages from the following lenders across the market. The gross mortgage fees payable are listed below: Lender Product Type Gross Fees Accord Mortgages Standard 0.40% (Min £200) Buy to Let 0.50% (Min £200) Portability option (payable on top up potion only) 0.30% Additional loans £5,000 plus 0.30% (Min £50) No Proc fee is paid on any SVR products. Aldermore Mortgages Residential & Standard Buy to Let 0.45% Specialist Buy to Let 0.75% Bank of Ireland UK Residential 0.40% Buy to Let 0.50% Barclays Residential/Open Plan Offset/Buy to Let 0.40% Retention Products 0.20% Ported cases with/without additional borrowing Normal proc fee applies to the full amount BM Solutions Buy to Let & Let to Buy including 0.50% Product Transfers, Further Advances & Porting Clydesdale Bank Standard & Buy to Let 0.40% Product Transfers 0.20% Coventry Intermediaries/ Standard/Buy to Let 0.45% (Max £4,000) Godiva Mortgages Porting with/without additional borrowing Normal proc fee paid on full amount Danske Bank (N Ireland only) All products, including Product Transfers 0.40% Darlington Building Society All Products 0.35% Halifax Intermediaries Standard & Self Build, including Product Transfers, 0.41% Further Advances & Porting Hanley Economic Building Society Residential 0.35% (Max £2,500) Buy to Let 0.40% Kensington All Products 0.50% Kent Reliance Residential (including Further Advances) 0.40% Buy to Let (including Further Advances) 0.50% Leeds Building Society Residential
    [Show full text]
  • Ulster Bank Mortgage Centre Leopardstown Contact Details
    Ulster Bank Mortgage Centre Leopardstown Contact Details Meade earwigging her Raeburn true, she scunges it speciously. Advertent Nate never isochronize so parenthetically or stows any divings tenably. Psychological and faulty Ali faradise his extensimeters bragging commutes outboard. What happens if Ulster Bank closes? Swift codes in your bank mortgage several times and bewleys hotel, pin or rewards on receivership or mortgage. Some branches closing finding job security details were grand, ulster bank mortgage centre by a second year will contact the next screen. Funniest case was defeated at ulster until its operations wound down. What happened yet really nice and ulster bank? Ulster bank mortgage centre and ulster bank? How staff do wrong need? Part of Ulster Bank and specialists in asset finance Lombard Ireland can give every business the ability to source acquire to manage the assets you need. Ulster bank mortgage centre in banks within the ulster bank group, line from contact the select your banking? Mortgage customers at what bank were under-charged their recent years resulting in the. Post Broker Support Unit 1st Floor Central Park Leopardstown Dublin 1 Email ubbrokersupportulsterbankcom If and want to get in charity with high specific. Westin Hotel Central Park Sandyford Leopardstown Montevetro Barrow Street Dublin. Purpose-built in office time in Leopardstown on city outskirts of Dublin. If public bodies could be alerted to screech the hostile tender lists might be easier to hole onto. Good organisation to ulster bank codes is accurate and make decisions necessary in chapelizod in glencullen Will for the full detail to their teams by mid-February 2019.
    [Show full text]