Handy Notes Banking: Priority Sector Lending
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WWW.CAREERPOWER.IN & WWW.BANKERSADDA.COM From the Editor’s Desk Dear Readers, Bankers Adda in collaboration with Career Power brings to you Competition Power. The reason why this collaboration is so important and a landmark event as both BA and Career Power has had a long and extremely successful association with students appearing for competitive exams. This magazine includes various initiatives that cover various aspects of Banking and SSC exams in an exhaustive manner. Keeping in mind the upcoming exams, we have covered Current Affairs for not only the month of December but also for the month of November under the name “Current Affairs Zinger”. To make learning easy for the students we have also introduced another initiative by the name "NEWS MAKER OF THE MONTH" which covers all the important people, appointments, awards, etc that have made news. Having covered the GK and CA portion in an exhaustive manner, we have also given equal importance and focus to the other subjects of the exams, be it Reasoning, Quant, English, Banking, Interview Preparation or Guidance and boosting the confidence of students. We have also given Mock Papers on IBPS Specialist Officer, LIC AAO and SSC CGL for practice for our readers, so that they can increase their speed and accuracy. This edition of Magazine also includes a new series named “Twisted Ones” which will have questions with higher difficulty level. We believe that each and every student has the hidden potential to reach the unattainable heights, and it is our responsibility to provide them with a platform that hones their skills enabling them to overcome each and every challenge that comes their way while appearing for these exams. Having said this I would like to give special thanks to the specialized mentors of Bankers Adda and Career Power team for providing us with the needed support and making this magazine a success. Good Luck And God Bless Team Competition Power !! WHAT’S THERE? Motivational Stories | 2 NEWSMAKER OF THE MONTH | 3-6 Current Affairs December | 14 CURRENT AFFAIRS | 14-46 Success Stories | 7, 59 India In News | State In News | News From The Banking Tips for Banking Interview | 8 Sector News Related To Indian Economy | Business GK Hindu Review : December | 61 Ncommittees In News Agreement | Mou Signed | Committees Current Affairs Zinger | 69 In News | Ranks And Reports | Pm Visits New Appointments Tips for IBPS Specialist Officer Obituaries | Awards | Defence | Sports News & more Exam | 120 Handy Notes : - Discount | 47-49 - Prepositions | 52 - Direction Sense Part 2 | 53-56 MOCK PAPERS | 89-148 SSC CGL-2015 Paper held on 16.08.2015 - Priority Sector Lending | 57-58 IBPS Specialist Officer- HR/MARKETING/IT Civics Trickky Notes | 68 LIC AAO PRACTICE SET | Current Affairs Practice Set Twisted Ones | 76-81 Practice Set for Quantitative Aptitude| Reasoning | English Posts in SSC CGL | 85-88 Published at 705-706, 7th Floor, Roots Tower, Volume No. -1 February 2016 Issue-4 Published and Printed by Anil Nagar Chief Editor: Sumit Kr. Yadav On behalf of Metis Eduventures Pvt. Ltd. Laxmi Nagar District Centre, Delhi-92 Email: [email protected] Editor : Gopal Anand Printed at All Time Offset Printer, Relationship Officer: Ashutosh MishraCOMPETITION E-53, Sector POWER-7, NOIDA (U.P.) – FEBRUARY Website: 2016 www.bankersadda.com &2 Contact No: 8750069931 www.careerpower.in WWW.CAREERPOWER.IN & WWW.BANKERSADDA.COM Only Persistence Leads To The Goal..!! A common response to identifying lifestyle changes that confidence in their ability to perform tasks. As such, they might make a depressed person feel better is, “Easier said tend to feel overwhelmed and avoid such tasks. Lower than done.” Someone coping with depression may get what expectations for yourself within the task, and envision how she's supposed to do, but the question is how? After all, you (might) feel after the task rather than during. depression kills motivation, energy, interest, and focus. 5. Make the goal to do it, not to enjoy it. Once you give the engine a jump, it often becomes easier, When you’re feeling depressed, it’s natural to lose interest in but until then, how do you connect the jumper cables you things that used to make you happy. Comedy is no longer need to make a spark? funny, sports are no longer fun, spending time with friends is no longer engaging. Anxiety, depression, and self-loathing 1. Set the bar LOW. take over, leading to feelings of detachment and defeat. So, When you’re depressed, you’re not functioning at your usual when doing something “fun” or “active,” do it with the goal 70-90%. Rather, you’re sitting somewhere closer to 20%. If to do it, not to enjoy it. you set the same expectations for yourself that you had when you weren’t feeling depressed (which is sometimes just 6. Acknowledge your courage for stepping out of your getting dressed), you’re going to feel anxious and comfort zone. overwhelmed, and probably won’t do the task you expected As painful as it is, depression can be come comfortable in a from yourself (and thus will feel defeated and ashamed). “devil you know” kind of way. You know what to expect, for the most part. You know the pain, you’re in the pain, you can Set SMALL AND SPECIFIC GOALS. Seriously. Unload the predict that tomorrow will be more of the same. The idea of dishwasher. Heck, unload three glasses. Task completed and stepping out of this comfort zone can be quite anxiety still itching for more? You can always raise the bar if you’re provoking. If you keep doing what you’ve always done, you’re feeling particularly motivated. Take note that if you feel always going to get what you’ve always gotten. So, if you find highly overwhelmed while tackling your goal, chances are it's you’re able to do something (even very slightly) different, too high and you need to lower it to something more realistic congratulate yourself. There’s a good chance whatever or specific. you’re experiencing will come with anxiety, because anxiety accompanies uncertainty. Anxiety may be telling you you’re 2. Practice self-compassion. stepping out of the familiar routine of depression, so Self-criticism is depression’s BFF. If you beat yourself up for acknowledge your courage and try to bring such experiences being so “unproductive” and “lazy,” You’re going to keep forward in your journey. yourself feeling like crap and thus, paralyzed. Try instead to use the same encouraging words you might use for a friend or loved one. If you can’t find the words, read more about self-compassion here. 3. Recruit support, or ask for help. Some of us have trouble holding ourselves accountable at the best of times. With little motivation or energy, it’s that much harder. Confide in someone you trust, and ask for their help. Ask a friend to hold you to your commitment. Ask your partner to accompany to a yoga class. Pay for your support group, counseling appointment, or massage beforehand so you’ll be more motivated to attend. 4. Envision how you'll feel after the task. Getting in the shower, going for a walk, preparing a meal, or hanging out with a friend seems like a very ominous task if you focus on the effort involved. People who are depressed generally have low self-efficacy, which means they have low COMPETITION POWER – FEBRUARY 2016 3 WWW.CAREERPOWER.IN & WWW.BANKERSADDA.COM Newsmakers of the Month – December 2015 Liberia and Afghanistan becomes the Afghanistan Capital: Kabul new WTO members Currency: Afghani (AFN) President: Ashraf Ghani Liberia has finally acceded to the World Trade Organization (WTO) with President Ellen Johnson-Sirleaf describing the PSLV C29 launched from Satish Dhawan event as another turning point in Liberia's history. The accession makes Space Centre with 6 Singapore Liberia the 35th Satellites least developed country to be admitted into the Indian Space Research WTO and the Organisation (Isro) has added organization's 163rd Member State. another country to its client list The World Trade Organisation (WTO) formally approved for commercial satellite Afghanistan’s membership to the WTO at its 10th ministerial launches after Polar Satellite conference in the Kenyan capital Nairobi. Afghanistan has Launch Vehicle (PSLV-C29) put become the 164th WTO member and the 36th least in orbit six Singapore satellites. developed country (LDC) to join the global trade body after 11 years of negotiations. The Singaporean satellites would help the city-state gather information on disaster monitoring and urban planning were What is WTO? launched by ISRO’s workhorse Polar Satellite Launch Vehicle(PSLV-C29) coinciding with the 50th anniversary of the The World Trade Organization (WTO) is the only international establishment of diplomatic relations between Singapore and organization dealing with the global rules of trade between India this year nations. Its main function is to ensure that trade flows as smoothly, predictably and freely as possible. A core-alone version of the PSLV (without solid strap-ons) took off from the first launch pad of Satish Dhawan Space Important Facts related to WTO Centre in Sriharikota, 100km north of Chennai, at 6pm on Location: Geneva, Switzerland Wednesday. A little more than 18 minutes later, the rocket Established: 1 January 1995 ejected the 400kg TeLEOS-1 into a 549km circular orbit. The Created by: Uruguay Round negotiations (1986-94) other five satellites (two micro satellites and one nano Membership: 164 countries on 22 December 2015 satellite) were put in orbit within another three minutes Head: Roberto Azevêdo (Director-General) before the fourth stage of the rocket re-started to move Functions: away from the satellites before.