Absolute Mortgage

SPECIAL ADVERTISING SECTION ©FIVE STAR PROFESSIONAL ©FIVE STAR2016 PROFESSIONAL Seattle Five Star Home Professionals ©FIVE STARMortgage PROFESSIONALHome/Auto Professionals Insurance Professionals

©FIVEFive Star Professional STAR partnered with Seattle magazine PROFESSIONAL to identify mortgage and insurance professionals in the Seattle- area who deliver outstanding service and client satisfaction. The Five Star Professional research team contacted thousands of recent homebuyers, as well as other consumers. Clients may also submit evaluations online. Phone, mail and online respondents rated their service professional on criteria such as overall satisfaction and whether they would recommend the provider to a friend. The research methodology allows no more than 7 percent of professionals in each ©FIVEcategory to receiveSTAR the award. This year’s winners PROFESSIONAL are listed and profiled in the following pages (see each award winner’s listing for more details). ©FIVEResearch STAR PROFESSIONAL Disclosures

• The 2016 Five Star Mortgage Professionals and Home/Auto Insurance Professionals do not pay a fee to be included in the research or the ©FIVEfinal list. STAR PROFESSIONAL • Each professional is screened against state governing bodies to verify that licenses are current and no disciplinary actions are pending. • The inclusion of a mortgage professional or insurance professional on the final lists should not be construed as an endorsement by Five Star ©FIVEProfessional STAR or Seattle magazine. PROFESSIONAL • The research process incorporates a statistically valid sample in order to identify the professionals in the local market who score highest in overall satisfaction. These professionals are not included on the list unless their score is statistically valid. ©FIVEFor more informationSTAR on the Five Star award and thePROFESSIONAL research/selection methodology, go to www.fivestarprofessional.com.

©FIVEDetermination STARProfessionals PROFESSIONAL who satisfied each of the following objective criteria were named a 2016 Seattle Five Star Mortgage Professional or Five Star Home/Auto Insurance of Award Winners Professional:

1. Received a qualifying client satisfaction rating. 4. Favorable regulatory and complaint history review. ©FIVE2. Satisfied theSTAR applicable state licensing requirements. PROFESSIONAL5. Satisfied minimum client volume or production on a one- 3. Actively employed as a licensed professional for a year and three-year basis (number and volume of ©FIVEminimum ofSTAR three years. PROFESSIONALtransactions or number of client households served). www.fivestarprofessional.com — FS • 1 ©FIVE STAR PROFESSIONAL SPECIAL ADVERTISING SECTION ©FIVE STAR PROFESSIONAL ©FIVE STARAbsolute PROFESSIONAL Mortgage ©FIVE STAR PROFESSIONAL ©FIVE STAR PROFESSIONAL

THREE-YEAR WINNER FOUR-YEAR WINNER FOUR-YEAR WINNER THREE-YEAR WINNER FIVE-YEAR WINNER THREE-YEAR WINNER THREE-YEAR WINNER ©FIVEShirlee “Sophia” STARBueche James Reischling PROFESSIONALWendy Mariani Phil Mazzaferro Paul Armstrong Keli Carr 2016 winner Scott Lumb Raymond Boesch Mortgage Advisor Senior Mortgage Advisor Senior Mortgage Advisor Branch Manager Mortgage Advisor Branch Manager Branch Manager Mortgage Advisor MLO 131012 MLO 64001 MLO 112530 Sr. Mortgage Advisor MLO 273550 MLO 86380 Mortgage Advisor MLO 87423 Direct: 206-499-0999 Direct: 206-719-3747 Direct: 425-468-9333 MLO 45204 Direct: 425-418-8414 Direct: 360-421-7446 MLO 254824 Direct: 425-785-0477 [email protected] [email protected] [email protected] Direct: 206-947-9020 [email protected] [email protected] Direct: 253-205-7337 [email protected] sbueche.absoluteloans.com thereischlinggroup.absoluteloans.com wendymariani.com [email protected] armstrongloan.com [email protected] [email protected] rboesch.absoluteloans.com ©FIVE STAR PROFESSIONALwww.absoluteloans.com/loan- www.kelicarr.com www.scottlumb.com o cers/phil-mazzaferro

FIVE-YEAR WINNER THREE-YEAR WINNER FIVE-YEAR WINNER THREE-YEAR WINNER FOUR-YEAR WINNER Tom Hawkinson Ryan Bukoskey Lynda Myrick Lori Richmond Kevin Harrison Senior Mortgage Advisor Branch Manager Mortgage Advisor Senior Mortgage Advisor Mortgage Advisor 2800 Northup Way, Suite 220 | Bellevue, WA 98004 ©FIVEMLO 102005 STARSr. Mortgage Advisor PROFESSIONALMLO 217692 MLO 78795 MLO 120431 Phone: 425-822-7788 MLO 138725 Direct: 425-761-4295 Direct: 206-550-2567 Direct: 206-226-5410 Direct: 425-417-1995 absoluteloans.com | joinabsolute.com [email protected] Direct: 425-269-8081 [email protected] [email protected] [email protected] thawkinson.absoluteloans.com [email protected] www.teamlynda.com www.loririchmond.com www.kevin-harrison.org ©2016 A division of Finance of America Mortgage LLC | Equal Housing Lender | NMLS 1071 | AZ BK 091014 www.ryanbukoskey.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.

©FIVE STAR PROFESSIONAL ® Bringing People and Homes Together ©FIVE STAR PROFESSIONAL FS • 2 — www.fivestarprofessional.com ©FIVE STAR PROFESSIONAL SPECIAL ADVERTISING SECTION

REAL ESTATE AGENT ©FIVE STAR PROFESSIONAL Absolute Mortgage ©FIVE STAR PROFESSIONAL ©FIVE STAR PROFESSIONAL ©FIVE STAR PROFESSIONAL

THREE-YEAR WINNER FOUR-YEAR WINNER FOUR-YEAR WINNER THREE-YEAR WINNER FIVE-YEAR WINNER THREE-YEAR WINNER THREE-YEAR WINNER Shirlee “Sophia” Bueche James Reischling Wendy Mariani Phil Mazzaferro ©FIVEPaul Armstrong STARKeli Carr PROFESSIONAL2016 winner Scott Lumb Raymond Boesch Mortgage Advisor Senior Mortgage Advisor Senior Mortgage Advisor Branch Manager Mortgage Advisor Branch Manager Branch Manager Mortgage Advisor MLO 131012 MLO 64001 MLO 112530 Sr. Mortgage Advisor MLO 273550 MLO 86380 Mortgage Advisor MLO 87423 Direct: 206-499-0999 Direct: 206-719-3747 Direct: 425-468-9333 MLO 45204 Direct: 425-418-8414 Direct: 360-421-7446 MLO 254824 Direct: 425-785-0477 [email protected] [email protected] [email protected] Direct: 206-947-9020 [email protected] [email protected] Direct: 253-205-7337 [email protected] sbueche.absoluteloans.com thereischlinggroup.absoluteloans.com wendymariani.com [email protected] armstrongloan.com [email protected] [email protected] rboesch.absoluteloans.com www.absoluteloans.com/loan- ©FIVE STARwww.kelicarr.com PROFESSIONALwww.scottlumb.com o cers/phil-mazzaferro

FIVE-YEAR WINNER THREE-YEAR WINNER FIVE-YEAR WINNER THREE-YEAR WINNER FOUR-YEAR WINNER Tom Hawkinson Ryan Bukoskey Lynda Myrick Lori Richmond Kevin Harrison Senior Mortgage Advisor Branch Manager Mortgage Advisor Senior Mortgage Advisor Mortgage Advisor 2800 Northup Way, Suite 220 | Bellevue, WA 98004 MLO 102005 Sr. Mortgage Advisor MLO 217692 MLO 78795 ©FIVEMLO 120431 STAR PROFESSIONALPhone: 425-822-7788 MLO 138725 Direct: 425-761-4295 Direct: 206-550-2567 Direct: 206-226-5410 Direct: 425-417-1995 absoluteloans.com | joinabsolute.com [email protected] Direct: 425-269-8081 [email protected] [email protected] [email protected] thawkinson.absoluteloans.com [email protected] www.teamlynda.com www.loririchmond.com www.kevin-harrison.org ©2016 A division of Finance of America Mortgage LLC | Equal Housing Lender | NMLS 1071 | AZ BK 091014 www.ryanbukoskey.com Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.

©FIVE STAR PROFESSIONAL® Bringing People and Homes Together ©FIVE STAR PROFESSIONAL www.fivestarprofessional.com — FS • 3 ©FIVE STAR PROFESSIONAL SPECIAL ADVERTISING SECTION ©FIVE STAR PROFESSIONAL ©FIVE STAREvergreen PROFESSIONAL Home Loans ©FIVE STAR PROFESSIONAL

©FIVETHREE-YEAR WINNER STARTHREE-YEAR WINNER PROFESSIONALSEVEN-YEAR WINNER FIVE-YEAR WINNER SEVEN-YEAR WINNER THREE-YEAR WINNER SIX-YEAR WINNER SEVEN-YEAR WINNER SIX-YEAR WINNER EIGHT-YEAR WINNER Jimi-Joanne Townsend Stasie Pike Corey Hjalseth Tara Rose Mike Dorman Jon Nalder Donald Zender Kareen Young Anne-g Litwak Mark Williams NMLS 110011 NMLS 23087 NMLS 113098 NMLS 216446 NMLS 131627 NMLS 442391 NMLS 9023 NMLS 218290 NMLS 239041, NMLS 15595 NMLS 205465 Branch Manager Loan O cer Loan O cer Branch Manager Branch Manager Loan O cer Regional Manager Loan O cer Loan O cer Loan O cer ©FIVELynnwood STARPoulsbo PROFESSIONALTacoma Enumclaw Puyallup Two Puyallup Two Seattle/Bellevue/Coeur d’Alene Federal Way Bellevue Bellevue ©FIVE STAR PROFESSIONAL

©FIVEFIVE-YEAR WINNER STARFIVE-YEAR WINNER PROFESSIONALSEVEN-YEAR WINNER SIX-YEAR WINNER THREE-YEAR WINNER FOUR-YEAR WINNER TWO-YEAR WINNER FIVE-YEAR WINNER THREE-YEAR WINNER Paul Scobee Kimberly Terry Cathy Pizzini Damian Floreno Kevin Hancock Frank Ellerbroek Cindy Miller Scott Huntington Matthew Rhea Carla Sanders NMLS 134636 NMLS 205713 NMLS 205704 NMLS 81635 NMLS 108328 NMLS 128726 NMLS 203412 NMLS 71787 NMLS 1236094 NMLS 507086 Senior Mortgage Banker Senior Lending Manager Senior Lending Manager Loan O cer Loan O cer Loan O cer Loan O cer Branch Manager Mortgage Planner Senior Mortgage Banker Northgate – Seattle Seattle/Sandpoint/Coeur d’Alene Seattle/Sandpoint/Coeur d’Alene Proctor Silverdale Poulsbo Gig Harbor Gig Harbor Bellevue Bellevue

©FIVE STAR PROFESSIONAL As a nationally recognized Best Workplaces company by Fortune, it’s no wonder Evergreen attracts the very best in our industry. These 27 individuals — part of the Evergreen family of associates — embrace our vision and create positive results every day by providing complete home nancing solutions. We congratulate them on receiving the Five Star Mortgage Professional award. They inspire us to continue to make this the best place ©FIVE STAR PROFESSIONAL to work.

th FIVE-YEAR WINNER SIX-YEAR WINNER THREE-YEAR WINNER EIGHT-YEAR WINNER FIVE-YEAR WINNER FIVE-YEAR WINNER FIVE-YEAR WINNER 15405 SE 37 Street, Suite 200 | Bellevue, WA 98006 ©FIVE STAR PROFESSIONAL Phone: 877-242-2014 Val Hawryluk Amber Page John Deasy Susan Langendorfer David Sharp Karen Stubrud Michelle Swanson NMLS 42365 NMLS 229184 NMLS 140120 NMLS 136906 NMLS 140051 NMLS 71806 NMLS 36763 www.evergreenhomeloans.com Branch Manager Sales Manager Loan O cer Loan O cer Loan O cer Loan O cer Loan O cer ©2016 Evergreen Home Loans is a registered trade name of Evergreen Moneysource Mortgage Company® NMLS ID 3182. Trade/service marks Silverdale Silverdale Northgate – Seattle Northgate – Seattle Northgate – Seattle Marysville Lynnwood ©FIVE STAR PROFESSIONAL are the property of Evergreen Home Loans. All rights reserved. Licensed under: Washington Consumer Loan Company License CL-3182. 12/16. ©FIVE STAR PROFESSIONAL FS • 4 — www.fivestarprofessional.com ©FIVE STAR PROFESSIONAL SPECIAL ADVERTISING SECTION

REAL ESTATE AGENT ©FIVE STAR PROFESSIONAL Evergreen Home Loans ©FIVE STAR PROFESSIONAL ©FIVE STAR PROFESSIONAL

THREE-YEAR WINNER THREE-YEAR WINNER SEVEN-YEAR WINNER FIVE-YEAR WINNER SEVEN-YEAR WINNER ©FIVETHREE-YEAR WINNER STARSIX-YEAR WINNER PROFESSIONALSEVEN-YEAR WINNER SIX-YEAR WINNER EIGHT-YEAR WINNER Jimi-Joanne Townsend Stasie Pike Corey Hjalseth Tara Rose Mike Dorman Jon Nalder Donald Zender Kareen Young Anne-g Litwak Mark Williams NMLS 110011 NMLS 23087 NMLS 113098 NMLS 216446 NMLS 131627 NMLS 442391 NMLS 9023 NMLS 218290 NMLS 239041, NMLS 15595 NMLS 205465 Branch Manager Loan O cer Loan O cer Branch Manager Branch Manager Loan O cer Regional Manager Loan O cer Loan O cer Loan O cer Lynnwood Poulsbo Tacoma Enumclaw Puyallup Two ©FIVEPuyallup Two STARSeattle/Bellevue/Coeur d’Alene PROFESSIONALFederal Way Bellevue Bellevue ©FIVE STAR PROFESSIONAL

FIVE-YEAR WINNER FIVE-YEAR WINNER SEVEN-YEAR WINNER SIX-YEAR WINNER THREE-YEAR WINNER ©FIVEFOUR-YEAR WINNER STARTWO-YEAR WINNER PROFESSIONALFIVE-YEAR WINNER THREE-YEAR WINNER Paul Scobee Kimberly Terry Cathy Pizzini Damian Floreno Kevin Hancock Frank Ellerbroek Cindy Miller Scott Huntington Matthew Rhea Carla Sanders NMLS 134636 NMLS 205713 NMLS 205704 NMLS 81635 NMLS 108328 NMLS 128726 NMLS 203412 NMLS 71787 NMLS 1236094 NMLS 507086 Senior Mortgage Banker Senior Lending Manager Senior Lending Manager Loan O cer Loan O cer Loan O cer Loan O cer Branch Manager Mortgage Planner Senior Mortgage Banker Northgate – Seattle Seattle/Sandpoint/Coeur d’Alene Seattle/Sandpoint/Coeur d’Alene Proctor Silverdale Poulsbo Gig Harbor Gig Harbor Bellevue Bellevue

©FIVE STAR AsPROFESSIONAL a nationally recognized Best Workplaces company by Fortune, it’s no wonder Evergreen attracts the very best in our industry. These 27 individuals — part of the Evergreen family of associates — embrace our vision and create positive results every day by providing complete home nancing solutions. We congratulate them on receiving the Five Star Mortgage Professional award. They inspire us to continue to make this the best place ©FIVE STAR toPROFESSIONAL work.

th FIVE-YEAR WINNER SIX-YEAR WINNER THREE-YEAR WINNER EIGHT-YEAR WINNER FIVE-YEAR WINNER FIVE-YEAR WINNER FIVE-YEAR WINNER 15405 SE 37 Street, Suite 200 | Bellevue, WA 98006 ©FIVE STAR PROFESSIONALPhone: 877-242-2014 Val Hawryluk Amber Page John Deasy Susan Langendorfer David Sharp Karen Stubrud Michelle Swanson NMLS 42365 NMLS 229184 NMLS 140120 NMLS 136906 NMLS 140051 NMLS 71806 NMLS 36763 www.evergreenhomeloans.com Branch Manager Sales Manager Loan O cer Loan O cer Loan O cer Loan O cer Loan O cer ©2016 Evergreen Home Loans is a registered trade name of Evergreen Moneysource Mortgage Company® NMLS ID 3182. Trade/service marks Silverdale Silverdale Northgate – Seattle Northgate – Seattle Northgate – Seattle Marysville Lynnwood ©FIVE STAR arePROFESSIONAL the property of Evergreen Home Loans. All rights reserved. Licensed under: Washington Consumer Loan Company License CL-3182. 12/16. ©FIVE STAR PROFESSIONAL www.fivestarprofessional.com — FS • 5 ©FIVE STAR PROFESSIONAL SPECIAL ADVERTISING SECTION ©FIVE STAR PROFESSIONAL ©FIVECornerstone STAR Home Lending,PROFESSIONAL Inc. — Seattle Area

Congratulations to Cornerstone’s Five Star Mortgage Professionals! ©FIVE STAR PROFESSIONAL Guided by faith and integrity, inspired to serve and abundantly grateful, these dedicated professionals are passionate about helping people achieve their homeownership dreams. Because Cornerstone Home Lending is an established, full-service mortgage banker, they have direct access to the nation’s top mortgage investors and can o er a wide range of nancing solutions — from rst-time homebuyer ©FIVE STAR PROFESSIONAL programs and re nances to renovation loans and real estate investments. They listen and o er honest SEVEN-YEAR WINNER SIX-YEAR WINNER THREE-YEARFIVE-YEAR WINNER WINNER FIVE-YEAR WINNER guidance that stays true to each and every customer’s unique needs. They also have the complete

Ryan Niles Scott Dewar Rich Hall Joe Lombardo backing of Cornerstone’s nancial strength and stability gained from its 28 years of continuous service. Mortgage Consultant Loan O cer Branch Manager Mortgage Loan O cer These Five Star Mortgage Professionals truly care about the people whom they are privileged to serve, NMLS 357455 NMLS 507089 Mortgage Advisor NMLS 209009 and are devoted to creating lasting friendships with clients, partners and peers. ©FIVECell: 206-949-4326 STARCell: 206-890-6670 PROFESSIONALNMLS 115631 Cell: 206-650-3263 [email protected] [email protected] O ce: 206-682-2621 [email protected] Seattle, WA 98101 Seattle, WA 98101 [email protected] Federal Way, WA 98003 Bothell, WA 98011 WA CL-247244 (NMLS 247244) WA CL-247244 (NMLS 247244) WA: CL-869078 (NMLS 869078) Why we do what we do: What we o er: Licensed by the Department of Business WA: CL-142835 (NMLS 142835) AZ Mortgage Banker Branch License 0117538; Oversight under the California Residential Company NMLS 2258. AZ BK 0908763; ID: MBL-7810; Company NMLS Cornerstone exists to make a positive di erence in • 100% commitment to the agreed-upon closing date Mortgage Lending Act. CAFLLL 603I184. 2258; AZ: LO License 0916503. ©FIVECARMLA 813H203. STAR PROFESSIONAL your life! • Variety of loan programs to t your needs • We conduct ourselves with honesty and integrity • Real-time loan pricing for the most competitive rates, • We serve our customers terms and fees • In-house processing, underwriting, closing and ©FIVE STAR PROFESSIONAL • We respect and care for our people funding • We have a passion for excellence • Innovative technology for secure, streamlined transactions ©FIVE STAR PROFESSIONAL • Clear communication and updates so you know exactly where you are in the process

©FIVESIX-YEAR WINNER STARFIVE-YEAR WINNER PROFESSIONALSIX-YEAR WINNER Jacob Washburn Jay Crowell 2016 winner Nikki Sauve Daniel “Dan” Walsh Senior Mortgage Advisor CMP, Senior Vice President Senior Loan O cer Sales Manager NMLS 216326 NMLS 246676 NMLS 373951 Mortgage Banker O ce: 206-521-6120 O ce: 206-682-6400 O ce: 425-329-3959 NMLS 269919 [email protected] [email protected] [email protected] Cell: 206-856-8141 Seattle, WA 98101 Seattle, WA 98101 Bothell, WA 98011 [email protected] ©FIVE STARWA CL-247244 (NMLS 247244)PROFESSIONALSeattle, WA 98101 WA CL-247244 (NMLS 247244) WA: CL-142835 (NMLS 142835) Licensed by the Department of Business Seattle, WA 98101 OR:ML-4252-29; Licensed under the Oregon Oversight under the CA Residential Mortgage Licensed by the Department of Business WA CL-247244 (NMLS 247244) Consumer Finance Act. Oversight under the California Residential Company NMLS 2258. Lending Act. CARMLA 813H203. CAFLLL 603I184. Equal Housing Opportunity. Licensed under the Oregon Consumer Finance Mortgage Lending Act. CARMLA 813H209. ©FIVE STARAct. OR: ML-4252-29. Company NMLSPROFESSIONAL 2258. CAFLLL 603I196. Experience the Cornerstone Difference ©FIVE STAR PROFESSIONAL FS • 6 — www.fivestarprofessional.com ©FIVE STAR PROFESSIONAL SPECIAL ADVERTISING SECTION ©FIVE STAR PROFESSIONAL Cornerstone Home Lending, Inc. — Seattle Area©FIVE STAR PROFESSIONAL

Congratulations to Cornerstone’s Five Star Mortgage Professionals! ©FIVEGuided by faith STAR and integrity, inspired to servePROFESSIONAL and abundantly grateful, these dedicated professionals are passionate about helping people achieve their homeownership dreams. Because Cornerstone Home Lending is an established, full-service mortgage banker, they have direct access to the nation’s top mortgage investors and can o er a wide range of nancing solutions — from rst-time homebuyer ©FIVEprograms and STARre nances to renovation loans PROFESSIONAL and real estate investments. They listen and o er honest SEVEN-YEAR WINNER SIX-YEAR WINNER THREE-YEARFIVE-YEAR WINNER WINNER FIVE-YEAR WINNER guidance that stays true to each and every customer’s unique needs. They also have the complete

Ryan Niles Scott Dewar Rich Hall Joe Lombardo backing of Cornerstone’s nancial strength and stability gained from its 28 years of continuous service. Mortgage Consultant Loan O cer Branch Manager Mortgage Loan O cer These Five Star Mortgage Professionals truly care about the people whom they are privileged to serve, NMLS 357455 NMLS 507089 Mortgage Advisor NMLS 209009 and are devoted to creating lasting friendships with clients, partners and peers. Cell: 206-949-4326 Cell: 206-890-6670 NMLS 115631 Cell: 206-650-3263 ©FIVE STAR PROFESSIONAL [email protected] [email protected] O ce: 206-682-2621 [email protected] Seattle, WA 98101 Seattle, WA 98101 [email protected] Federal Way, WA 98003 Bothell, WA 98011 WA CL-247244 (NMLS 247244) WA CL-247244 (NMLS 247244) WA: CL-869078 (NMLS 869078) Why we do what we do: What we o er: Licensed by the Department of Business WA: CL-142835 (NMLS 142835) AZ Mortgage Banker Branch License 0117538; Oversight under the California Residential Company NMLS 2258. AZ BK 0908763; ID: MBL-7810; Company NMLS Cornerstone exists to make a positive di erence in • 100% commitment to the agreed-upon closing date Mortgage Lending Act. CAFLLL 603I184. 2258; AZ: LO License 0916503. CARMLA 813H203. ©FIVEyour life! STAR PROFESSIONAL • Variety of loan programs to t your needs • We conduct ourselves with honesty and integrity • Real-time loan pricing for the most competitive rates, • We serve our customers terms and fees • In-house processing, underwriting, closing and ©FIVE• We respect andSTAR care for our people PROFESSIONAL funding • We have a passion for excellence • Innovative technology for secure, streamlined transactions ©FIVE STAR PROFESSIONAL• Clear communication and updates so you know exactly where you are in the process

SIX-YEAR WINNER FIVE-YEAR WINNER SIX-YEAR WINNER ©FIVE STAR PROFESSIONAL Jacob Washburn Jay Crowell 2016 winner Nikki Sauve Daniel “Dan” Walsh Senior Mortgage Advisor CMP, Senior Vice President Senior Loan O cer Sales Manager NMLS 216326 NMLS 246676 NMLS 373951 Mortgage Banker O ce: 206-521-6120 O ce: 206-682-6400 O ce: 425-329-3959 NMLS 269919 [email protected] [email protected] [email protected] Cell: 206-856-8141 Seattle, WA 98101 Seattle, WA 98101 Bothell, WA 98011 [email protected] WA CL-247244 (NMLS 247244) Seattle, WA 98101 ©FIVE STAR PROFESSIONAL WA CL-247244 (NMLS 247244) WA: CL-142835 (NMLS 142835) Licensed by the Department of Business Seattle, WA 98101 OR:ML-4252-29; Licensed under the Oregon Oversight under the CA Residential Mortgage Licensed by the Department of Business WA CL-247244 (NMLS 247244) Consumer Finance Act. Oversight under the California Residential Company NMLS 2258. Lending Act. CARMLA 813H203. CAFLLL 603I184. Equal Housing Opportunity. Licensed under the Oregon Consumer Finance Mortgage Lending Act. CARMLA 813H209. Act. OR: ML-4252-29. Company NMLS 2258. CAFLLL 603I196. ©FIVE STAR PROFESSIONAL Experience the Cornerstone Difference ©FIVE STAR PROFESSIONAL www.fivestarprofessional.com — FS • 7 ©FIVE STAR PROFESSIONAL SPECIAL ADVERTISING SECTION ©FIVE STAR PROFESSIONAL ©FIVE STAREagle HomePROFESSIONAL Mortgage ©FIVE STAR PROFESSIONAL ©FIVE STAR PROFESSIONAL SIX-YEAR WINNER SIX-YEAR WINNER SIX-YEAR WINNER FIVE-YEAR WINNER SIX-YEAR WINNER FIVE-YEAR WINNER THREE-YEAR WINNER THREE-YEAR WINNER

Trevor Monette Mark Bauhs Ted Buchanan Diane Dahl Mike Demaio Dave Skow Michael Kearns Leslie Bartley Silverdale Seattle West Seattle Gig Harbor Puyallup Seattle University Place Puyallup Loan O cer Branch Manager Branch Manager Loan O cer Loan O cer Loan O cer Loan O cer Loan O cer NMLS 310018 NMLS 41459 NMLS 184962 NMLS 313820 NMLS 107797 NMLS 278613 NMLS 158460 NMLS 179421 ©FIVEPhone: 360-509-3343 STARPhone: 206-399-0272 PROFESSIONAL Phone: 206-650-3046 Phone: 360-271-4040 Phone: 253-232-2965 Phone: 206-714-9745 Phone: 253-988-6981 Phone: 253-740-9326 [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] ©FIVEtrevormonette.eaglehm.com STARmarkbauhs.eaglehm.com PROFESSIONALtedbuchanan.eaglehm.com dianedahl.eaglehm.com mikedemaio.eaglehm.com daveskow.eaglehm.com michaelkearns.eaglehm.com lesliebartley.eaglehm.com ©FIVE STAR PROFESSIONAL

301 116th Avenue Southeast, Suite 400 Bellevue, WA 98004

©FIVETWO-YEAR WINNER STARFIVE-YEAR WINNER PROFESSIONALSEVEN-YEAR WINNER EIGHT-YEAR WINNER FOUR-YEAR WINNER THREE-YEAR WINNER Office: 425-822-6733 Bryan LaFlamme Jerry Meneses June Lu Ngaire (NY-ree) Taylor Barbara Flynn Riley Chase Toll-free: 800-599-1933 Sumner Silverdale Renton Lynnwood Port Orchard Port Orchard eaglehm.com Loan O cer Branch Manager Branch Manager Loan O cer Loan O cer Branch Manager NMLS 396723 NMLS 313159 NMLS 366455 NMLS 203851 NMLS 487448 NMLS 405718 facebook.com/eaglehomemortgage ©FIVEPhone: 253-863-4964 STARPhone: 360-340-2322 PROFESSIONALPhone: 206-650-0684 Phone: 206-778-1344 Phone: 360-621-2644 Phone: 360-710-2089 [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] bryanla amme.eaglehm.com jerrymeneses.eaglehm.com junelu.eaglehm.com ngairetaylor.eaglehm.com barbara ynn.eaglehm.com rileychase.eaglehm.com

Congratulations to our 14 winners for their commitment to customer satisfaction and ethical home lending! When you choose • Founded in Washington in 1984 • True collaboration sets us apart from the industry Eagle Home Mortgage for your home nancing needs, you are partnering with a team dedicated to guiding you through the process, ©FIVEremoving obstacles STAR and making sure things get done rightPROFESSIONAL — the rst time. If you’re looking to re nance or purchase a home, please • Member of The Lennar Family of Companies (Fortune 500) • Rated one of the nation’s Top Ten Retail Mortgage Lenders give us a call or visit eaglehm.com to experience the Eagle Home Mortgage di erence. If you’re a loan o cer looking for a great career, • Variety of loan programs available at competitive rates according to Scotsman Guide (includes UAMC) visit succeedateagle.com. whether a rst-time buyer or a sophisticated investor ©FIVEUniversal American Mortgage STARCompany, LLC dba Eagle Home Mortgage – Consumer Loan License CL-1058,PROFESSIONAL Company NMLS 1058. Certain restrictions apply. This is not a commitment to lend. Applicants must qualify. Equal Housing Lender. Enriching Lives Through a Dedicated Commitment to Homeownership. ©FIVE STAR PROFESSIONAL FS • 8 — www.fivestarprofessional.com ©FIVE STAR PROFESSIONAL SPECIAL ADVERTISING SECTION ©FIVE STAR PROFESSIONAL Eagle Home Mortgage ©FIVE STAR PROFESSIONAL ©FIVE STAR PROFESSIONAL ©FIVE STAR PROFESSIONAL SIX-YEAR WINNER SIX-YEAR WINNER SIX-YEAR WINNER FIVE-YEAR WINNER SIX-YEAR WINNER FIVE-YEAR WINNER THREE-YEAR WINNER THREE-YEAR WINNER

Trevor Monette Mark Bauhs Ted Buchanan Diane Dahl Mike Demaio Dave Skow Michael Kearns Leslie Bartley Silverdale Seattle West Seattle Gig Harbor Puyallup Seattle University Place Puyallup Loan O cer Branch Manager Branch Manager Loan O cer Loan O cer Loan O cer Loan O cer Loan O cer NMLS 310018 NMLS 41459 NMLS 184962 NMLS 313820 NMLS 107797 NMLS 278613 NMLS 158460 NMLS 179421 Phone: 360-509-3343 Phone: 206-399-0272 Phone: 206-650-3046 Phone: 360-271-4040 ©FIVEPhone: 253-232-2965 STARPhone: 206-714-9745 PROFESSIONALPhone: 253-988-6981 Phone: 253-740-9326 [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] trevormonette.eaglehm.com markbauhs.eaglehm.com tedbuchanan.eaglehm.com dianedahl.eaglehm.com ©FIVEmikedemaio.eaglehm.com STARdaveskow.eaglehm.com PROFESSIONALmichaelkearns.eaglehm.com lesliebartley.eaglehm.com ©FIVE STAR PROFESSIONAL

301 116th Avenue Southeast, Suite 400 Bellevue, WA 98004

TWO-YEAR WINNER FIVE-YEAR WINNER SEVEN-YEAR WINNER EIGHT-YEAR WINNER ©FIVEFOUR-YEAR WINNER STARTHREE-YEAR WINNER PROFESSIONAL Office: 425-822-6733 Bryan LaFlamme Jerry Meneses June Lu Ngaire (NY-ree) Taylor Barbara Flynn Riley Chase Toll-free: 800-599-1933 Sumner Silverdale Renton Lynnwood Port Orchard Port Orchard eaglehm.com Loan O cer Branch Manager Branch Manager Loan O cer Loan O cer Branch Manager NMLS 396723 NMLS 313159 NMLS 366455 NMLS 203851 NMLS 487448 NMLS 405718 facebook.com/eaglehomemortgage Phone: 253-863-4964 Phone: 360-340-2322 Phone: 206-650-0684 Phone: 206-778-1344 ©FIVEPhone: 360-621-2644 STARPhone: 360-710-2089 PROFESSIONAL [email protected] [email protected] [email protected] [email protected] [email protected] [email protected] bryanla amme.eaglehm.com jerrymeneses.eaglehm.com junelu.eaglehm.com ngairetaylor.eaglehm.com barbara ynn.eaglehm.com rileychase.eaglehm.com

Congratulations to our 14 winners for their commitment to customer satisfaction and ethical home lending! When you choose • Founded in Washington in 1984 • True collaboration sets us apart from the industry Eagle Home Mortgage for your home nancing needs, you are partnering with a team dedicated to guiding you through the process, removing obstacles and making sure things get done right — the rst time. If you’re looking to re nance or purchase a home, please ©FIVE• Member of The STARLennar Family of Companies (Fortune PROFESSIONAL 500) • Rated one of the nation’s Top Ten Retail Mortgage Lenders give us a call or visit eaglehm.com to experience the Eagle Home Mortgage di erence. If you’re a loan o cer looking for a great career, • Variety of loan programs available at competitive rates according to Scotsman Guide (includes UAMC) visit succeedateagle.com. whether a rst-time buyer or a sophisticated investor Universal American Mortgage Company, LLC dba Eagle Home Mortgage – Consumer Loan License CL-1058, Company NMLS 1058. Certain restrictions apply. This is not a commitment to lend. Applicants must qualify. Equal Housing Lender. ©FIVE STAR PROFESSIONAL Enriching Lives Through a Dedicated Commitment to Homeownership. ©FIVE STAR PROFESSIONAL www.fivestarprofessional.com — FS • 9 ©FIVE STAR PROFESSIONAL SPECIAL ADVERTISING SECTION ©FIVE STAR PROFESSIONAL Guild Mortgage Company

©FIVE STARTony Fisher PROFESSIONALStephanie Maulding Je Miltenberger Julie Hagstrom Sales Manager, NMLS 91381 Loan O cer, NMLS 183546 Loan O cer, NMLS 108278 Loan O cer, NMLS 408721 16329 Cascadian Way 1000 Dexter Ave. N, Ste. 310 3400 188th St. SW, Ste. 400 1010 S 336th St., Ste. 110 Mill Creek, WA 98012 Seattle, WA 98109 Lynnwood, WA 98037 Federal Way, WA 98003 O ce: 425-967-7802 O ce: 206-735-7500 | Cell: 206-571-3999 Cell: 206-295-8455 O ce: 253-252-7004 | Cell: 206-419-2600 ©FIVE STARCell: 425-508-4124 [email protected] je [email protected] [email protected] t [email protected] www.guildmortgage.com/o cers/ www.Je Miltenberger.com www.jhagstrom.com www.guildmortgage.com/o cers/tony sher stephaniemaulding Guiding You Home Since 1993 Dedicated to Finding the Right Loan for You Superior Service, Knowledge and Trust to My Thank You to My Loyal Clients for Another and Your Family Clients for the Past 19 Years Great Year THREE-YEARSIX-YEAR WINNER WINNER THREE-YEARSIX-YEAR WINNER WINNER THREE-YEARFOUR-YEAR WINNERWINNER THREE-YEARSIX-YEAR WINNER WINNER ©FIVE STARJim Church PROFESSIONALAmy Young Paul Perkins 2016 winner April Reichert Loan O cer, NMLS 289630 Loan O cer, NMLS 36996 Loan O cer, NMLS 147630 Sales Manager, NMLS 166364 16329 Cascadian Way 5209 Lake Washington Blvd., Ste. 105 150 120th Ave. NE, Ste. 300 1010 S 336th St., Ste. 110 Mill Creek, WA 98012 Kirkland, WA 98033 Bellevue, WA 98005 Federal Way, WA 98003 O ce: 425-967-7806 O ce: 425-250-3162 O ce: 425-945-8016 | Cell: 206-719-4300 O ce: 253-252-7005 Cell: 206-714-5151 Cell: 425-766-4400 [email protected] Cell: 206-550-7793 ©FIVE [email protected] [email protected] www.guildmortgage.com/o cers/paulperkins [email protected] www.guildmortgage/com/o cers/jameschurch www.guildmortgage.com/o cers/amyyoung Dedicated to Providing Superior Service and www.guildmortgage.com/o cers/aprilreichert My Goal Is to Have Satis ed Customers From Exceeding Your Expectations for 18 Years Communication If You Want an Awesome Experience, Work Beginning to End With Me and My Team! THREE-YEAR WINNER THREE-YEARFOUR-YEAR WINNERWINNER THREE-YEARTWO-YEAR WINNER WINNER ©FIVE STARChristopher Duskin PROFESSIONALBryan Wiley Je rey Anderson Ti any Remington-Poley Branch Manager, NMLS 101919 Sales Manager, NMLS 104386 Loan O cer, NMLS 75434 Mortgage Loan O cer, NMLS 120202 2006 65th Ave. W 150 120th Ave. NE, Ste. 300 16329 Cascadian Way 150 120th Ave. NE, Ste. 300 Fircrest, WA 98466 Bellevue, WA 98005 Mill Creek, WA 98012 Bellevue, WA 98005 O ce: 253-460-6200 Direct: 425-945-8022 O ce: 425-967-7808 O ce: 425-945-8087 Cell: 425-478-5866 Cell: 206-799-0326 Cell: 425-422-1826 Main: 425-246-8173 [email protected] [email protected] je [email protected] ti [email protected] ©FIVE STARwww.guildmortgage.com/o cers/chrisduskin PROFESSIONALwww.guildmortgage.com/o cers/bryanwiley www.guildmortgage.com/o cers/je reyanderson www.guildmortgage.com/o cers/ Experience Matters Committed to Providing First-Class, ti anyremington Personalized Service Thank You to My Awesome Clients and ©FIVETHREE-YEAR WINNER STAR PROFESSIONALTHREE-YEARSIX-YEAR WINNER WINNER THREE-YEARTWO-YEAR WINNER WINNER THREE-YEARTWO-YEAR WINNER WINNER Amazing Team at Guild

Our vision for Guild Mortgage Company is to build on our decades of success by seeking new opportunities for ©FIVEgrowth while keepingSTAR true to our history and values.PROFESSIONAL We speak here of honesty and integrity as two of our most important values, as these are foundational to other values we emphasize at Guild such as priorities, leadership and respect. Although so many things are constantly changing — markets, products, technology — our values de ne who we are and never change. 150 – 120th Avenue Northeast, Suite 405 Bellevue, WA 98005 ©FIVE STAR PROFESSIONAL www.guildmortgage.com ©FIVE STAR PROFESSIONAL Guild Mortgage Company is an Equal Housing Lender; Company NMLS 3274. Closing Loans and Opening Doors Since 1960 ©FIVE STAR PROFESSIONAL FS • 10 — www.fivestarprofessional.com ©FIVE STAR PROFESSIONAL SPECIAL ADVERTISING SECTION ©FIVE STAR PROFESSIONAL Guild Mortgage Company

Tony Fisher Stephanie Maulding ©FIVE STARJe Miltenberger PROFESSIONAL Julie Hagstrom Sales Manager, NMLS 91381 Loan O cer, NMLS 183546 Loan O cer, NMLS 108278 Loan O cer, NMLS 408721 16329 Cascadian Way 1000 Dexter Ave. N, Ste. 310 3400 188th St. SW, Ste. 400 1010 S 336th St., Ste. 110 Mill Creek, WA 98012 Seattle, WA 98109 Lynnwood, WA 98037 Federal Way, WA 98003 O ce: 425-967-7802 O ce: 206-735-7500 | Cell: 206-571-3999 Cell: 206-295-8455 O ce: 253-252-7004 | Cell: 206-419-2600 Cell: 425-508-4124 [email protected] ©FIVE STARje [email protected] [email protected] t [email protected] www.guildmortgage.com/o cers/ www.Je Miltenberger.com www.jhagstrom.com www.guildmortgage.com/o cers/tony sher stephaniemaulding Guiding You Home Since 1993 Dedicated to Finding the Right Loan for You Superior Service, Knowledge and Trust to My Thank You to My Loyal Clients for Another and Your Family Clients for the Past 19 Years Great Year THREE-YEARSIX-YEAR WINNER WINNER THREE-YEARSIX-YEAR WINNER WINNER THREE-YEARFOUR-YEAR WINNERWINNER THREE-YEARSIX-YEAR WINNER WINNER Jim Church Amy Young ©FIVE STARPaul Perkins PROFESSIONAL2016 winner April Reichert Loan O cer, NMLS 289630 Loan O cer, NMLS 36996 Loan O cer, NMLS 147630 Sales Manager, NMLS 166364 16329 Cascadian Way 5209 Lake Washington Blvd., Ste. 105 150 120th Ave. NE, Ste. 300 1010 S 336th St., Ste. 110 Mill Creek, WA 98012 Kirkland, WA 98033 Bellevue, WA 98005 Federal Way, WA 98003 O ce: 425-967-7806 O ce: 425-250-3162 O ce: 425-945-8016 | Cell: 206-719-4300 O ce: 253-252-7005 Cell: 206-714-5151 Cell: 425-766-4400 [email protected] Cell: 206-550-7793 [email protected] [email protected] ©FIVE STARwww.guildmortgage.com/o cers/paulperkins [email protected] www.guildmortgage/com/o cers/jameschurch www.guildmortgage.com/o cers/amyyoung Dedicated to Providing Superior Service and www.guildmortgage.com/o cers/aprilreichert My Goal Is to Have Satis ed Customers From Exceeding Your Expectations for 18 Years Communication If You Want an Awesome Experience, Work Beginning to End With Me and My Team! THREE-YEAR WINNER THREE-YEARFOUR-YEAR WINNERWINNER THREE-YEARTWO-YEAR WINNER WINNER Christopher Duskin Bryan Wiley ©FIVE STARJe rey Anderson PROFESSIONALTi any Remington-Poley Branch Manager, NMLS 101919 Sales Manager, NMLS 104386 Loan O cer, NMLS 75434 Mortgage Loan O cer, NMLS 120202 2006 65th Ave. W 150 120th Ave. NE, Ste. 300 16329 Cascadian Way 150 120th Ave. NE, Ste. 300 Fircrest, WA 98466 Bellevue, WA 98005 Mill Creek, WA 98012 Bellevue, WA 98005 O ce: 253-460-6200 Direct: 425-945-8022 O ce: 425-967-7808 O ce: 425-945-8087 Cell: 425-478-5866 Cell: 206-799-0326 Cell: 425-422-1826 Main: 425-246-8173 [email protected] [email protected] je [email protected] ti [email protected] www.guildmortgage.com/o cers/chrisduskin www.guildmortgage.com/o cers/bryanwiley ©FIVE STARwww.guildmortgage.com/o cers/je reyandersonPROFESSIONALwww.guildmortgage.com/o cers/ Experience Matters Committed to Providing First-Class, ti anyremington Personalized Service Thank You to My Awesome Clients and THREE-YEAR WINNER THREE-YEARSIX-YEAR WINNER WINNER ©FIVETHREE-YEARTWO-YEAR WINNER WINNER STAR PROFESSIONALTHREE-YEARTWO-YEAR WINNER WINNER Amazing Team at Guild

Our vision for Guild Mortgage Company is to build on our decades of success by seeking new opportunities for growth while keeping true to our history and values. We speak here of honesty and integrity as two of our most ©FIVE STAR PROFESSIONAL important values, as these are foundational to other values we emphasize at Guild such as priorities, leadership and respect. Although so many things are constantly changing — markets, products, technology — our values de ne who we are and never change. 150 – 120th Avenue Northeast, Suite 405 Bellevue, WA 98005 ©FIVE STARwww.guildmortgage.com PROFESSIONAL ©FIVE STARGuild Mortgage CompanyPROFESSIONAL is an Equal Housing Lender; Company NMLS 3274. Closing Loans and Opening Doors Since 1960 ©FIVE STAR PROFESSIONAL www.fivestarprofessional.com — FS • 11 ©FIVE STAR PROFESSIONAL SPECIAL ADVERTISING SECTION

©FIVE STAR PROFESSIONALThe Jennifer Fisher Team

• With thorough education clients nd comfort ©FIVE STAR PROFESSIONALand con dence in the right mortgage • Fast and e cient in this rapidly moving market equals closing on time, or early! • Creating lifelong relationships with our clients • Integrity, honesty and compassion in every ©FIVE STAR PROFESSIONALaspect of our day and life

THREE-YEAR WINNER Left to right: Three-year winner Jennifer Fisher, Senior Mortgage Planner, NMLS 178669; ©FIVEMark Pulliam, NMLS 1446409; STAR Lyndsey Knudtson, NMLS 969874 PROFESSIONAL 1110 112th Avenue Northeast, Suite 160 We have been helping clients realize their homebuying dreams for over 15 years. With Bellevue, WA 98004 this experience we are able to successfully discuss all options and overcome any potential obstacles during the loan process. It is our mission to help create and preserve wealth for Office: 425-697-8165 ©FIVEour clients by providing STAR superior mortgage planning services. We welcomePROFESSIONAL the opportunity Cell: 206-423-3904 to consult with you on how to select the right mortgage product. [email protected] www.JenniferJFisher.com ©FIVE STARYour HappinessPROFESSIONAL Is Our Success

Brandon Ehrlich ©FIVE STAR PROFESSIONALVP, Branch Manager, Sr. Mortgage Banker, NMLS 583001

Specialties: • Jumbo loans ©FIVE STAR PROFESSIONAL• Purchases and re nances • New construction and condominium nancing ©FIVE STAR PROFESSIONAL SIX-YEAR WINNER 1700 Westlake Avenue North, Suite 600 Six-year winner Brandon Ehrlich Seattle, WA 98109 Brandon has been a top performer and leader in the mortgage industry for over 15 years. Office: 206-576-4744 ©FIVEIn addition to having beenSTAR a President’s Club quali er for 14 consecutive PROFESSIONAL years, he has also Cell: 206-251-5019 been awarded the Chairmen’s Circle award 10 times in his career, which is reserved for the top 5 percent in the company. [email protected] “The most important thing that a person can do when purchasing a home is educate www.brandoneloans.com themselves as much as possible about nance. Educating people about what makes the ©FIVEmost sense for their personalSTAR goals, plans and circumstances while PROFESSIONALdeveloping a plan that truly ts their needs is my role as a mortgage banker. A sound nancial foundation begins HomeStreet is an Equal Housing Lender and makes mortgage loans without regard to with owning a home.” race, color, religion, national origin, sex, handicap, or familial status. Member FDIC. ©FIVE STAR PROFESSIONAL FS • 12 — www.fivestarprofessional.com ©FIVE STAR PROFESSIONAL SPECIAL ADVERTISING SECTION

©FIVE STAR PROFESSIONALOpes Advisors

©FIVE STAR PROFESSIONAL• Three-year winner Paul Taylor • Five-year winner Justin Arnold ©FIVE STAR PROFESSIONAL• Two-year winner Emily Bort

Left to right: Three-year winner Paul Taylor, NMLS 405740; Five-year winner Justin Arnold, ©FIVENMLS 487409; Two-year winnerSTAR Emily Bort, NMLS 505790 PROFESSIONAL

We’re proud to have Paul, Justin and Emily on our team as this award is a true testament to their professionalism, industry excellence and unparalleled customer service skills. Thank 1601 5th Avenue, Suite 2100 | Seattle, WA 98101 ©FIVEyou for all that you do forSTAR our clients and our community! Congratulations! PROFESSIONALSeattle: 206-839-3700 | Bellevue: 425-947-3323 opesadvisors.com | #whyIchoseOpes

©FIVE STARMove PROFESSIONAL Forward Confidently

Michael Young Tom Simmons ©FIVE STARNMLS 92724, Company NMLS 35972 PROFESSIONALSenior Mortgage Advisor, NMLS 176095

Berlind Corp. dba IMG 15215 SE 272nd St., Ste. 202 ©FIVE STAR601 Main St. PROFESSIONALKent, WA 98042 Edmonds, WA 98020 Direct: 206-999-8753 Office: 425-697-5955 Office: 253-479-2687 www.wepaythefees.com [email protected] SIX-YEAR WINNER FinanceofAmerica.com/tsimmons

©FIVE STAR PROFESSIONALTom has been a resident of Washington state his entire life and comes to • Specializing in lender-paid mortgages • 28 years of mortgage experience FAM with over 14 years of experience in the nancial services industry. He is known for his outstanding customer service, communication skills, • O ering conventional, FHA and VA loans integrity and problem-solving ability. He is a certi ed mortgage planner • A+ rating with the Better Business Bureau who listens to his clients’ needs, matching them to a mortgage product • Contact me online: [email protected] which coincides with their overall nancial needs and goals. Tom has ©FIVE STAR PROFESSIONALearned multiple certi cates of completion, and his team continuously strives to be of service to everyone involved in the mortgage process. I would like to thank my clients for this acknowledgement. I am truly “I look forward to seeing how I may be of service to you.” — Tom Simmons honored to make the list again. My goal is to make sure that my clients are presented with the right loan options for their needs. Our niche ©2016 Finance of America Mortgage LLC, Equal Housing Lender, NMLS 1071. since we opened our doors in 1999 has been lender-paid mortgages. Mortgage Banker License 0910184, Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Georgia Residential Mortgage Licensee, Illinois Residential Mortgage Licensee, ©FIVECall me or my team, CindaSTAR or Rachel, and find out what sets usPROFESSIONAL apart Kansas Licensed Mortgage Company, Licensed by the Mississippi Department of Banking and Consumer Finance, from other brokers. Licensed by the New Hampshire Banking Department, Licensed by the N.J. Department of Banking and Insurance. Licensed Mortgage Banker — NYS Banking Department, Rhode Island Licensed Lender. ©FIVECommitted STAR to Client Satisfaction PROFESSIONAL www.fivestarprofessional.com — FS • 13 ©FIVE STAR PROFESSIONAL SPECIAL ADVERTISING SECTION

Stephanie Pahlow ©FIVE STARLoan Officer, NMLS 643787 PROFESSIONAL ©FIVE STAR PROFESSIONAL 15021 Main St., Ste. C Mill Creek, WA 98012 Office: 425-210-7097 [email protected] www.homestreet.com/spahlow ©FIVE TWO-YEARSTAR WINNER PROFESSIONAL • 10 years of service to the Rotary Club of Lynnwood and recipient of “Rotarian of the Year” • Member of the New Home Council and Seattle Mortgage ©FIVEBanker STAR Association PROFESSIONAL HomeStreet Bank has been providing mortgage financing services for nearly a century. A long tradition of community service, a strong commitment to providing a positive customer experience and doing Deborah Dickason the right thing for customers are just some of the reasons HomeStreet NMLS 78715 Bank and I are an outstanding match when it comes to home financing. ©FIVEWith moreSTAR than 30 years in the industry, I know thePROFESSIONAL local market and it shows in my knowledge, customer service, and dedication to my Mortgage Mart, Inc. community. 10925 W Lake Joy Dr. NE HomeStreet Bank is an Equal Housing Lender, Member FDIC. All loans subject to approval. Carnation, WA 98014 Cell: 206-327-0208 ©FIVE STAR PROFESSIONALOffice: 206-686-4441 [email protected] SEVEN-YEAR WINNER www.mortgagemartloans.com I am grateful to do what I love and for those who have honored me once again. Thank you. Explain things thoroughly, but simply, After 28 years at Mortgage Mart, Inc., I still get ©FIVE STARso the client understands PROFESSIONAL and excited to go to work! I love helping people navigate through the mortgage process to feels comfortable. achieve their goals, and I take pride in building — Five Star award winner relationships. Be it a first-time buyer or seasoned investor, it is great to have something to offer that ©FIVE STAR PROFESSIONALmeets their specific needs. Michelle Bruto da Costa Gina Brown Rich Hunt Mortgage Loan Originator, NMLS 668588 Senior Loan Officer, NMLS 115337 MLO 15271, NMLS 854647

HomeBridge Financial Mortgage Capital ©FIVE STARServices, Inc. PROFESSIONALAssociates, Inc. 1904 Wetmore Dr., Ste. 202 4610 200th St. SW, Ste. D 4055 Lake Washington Blvd., Ste. 100 Everett, WA 98203 Lynnwood, WA 98036 Kirkland, WA 98033 Phone: 425-967-8199 Direct: 425-766-5408 Phone: 425-605-1194 Cell: 214-551-2652 [email protected] [email protected] [email protected] www.loansbygina.com www.RichHunt.net ©FIVEFIVE-YEAR WINNER homebridge.com/MichelleBrutodacostaSTARSIX-YEAR WINNERPROFESSIONALSIX-YEAR WINNER Thank you to all of my clients for this recognition! I Helping Borrowers Since 1992 Thank you to all of my clients and agent partners am dependable and experienced. It is my pleasure Thank you for this great honor and opportunity. for a great 2016! It is such an honor that you trust to make your loan financing process a great one! I take pride in having helped so many customers me with your future and dreams. I look forward to HomeBridge offers quick turn times and is a one- over the years. Most of my business is repeat or the opportunity to serve you and those you care stop shop for all of your home loan needs. Call me referral-based. My primary focus is to educate and about in the years to come. Creating clients for life ©FIVEto work with a lender whoSTAR cares about your new empower myPROFESSIONAL clients in the lending process. I am through education and trust. home as much as you do! so grateful to do what I love every day and make a HomeBridge Financial Services, Inc. Corporate NMLS 6521. positive impact on people’s lives. ©FIVEWashington Consumer LoanSTAR Company License CL-6521. MortgagePROFESSIONAL Capital Associate, Inc. NMLS 304075. FS • 14 — www.fivestarprofessional.com ©FIVE STAR PROFESSIONAL SPECIAL ADVERTISING SECTION

Brad Hunt Charley Murphey Joanne Rocheford Kim Toskey Lisa M. Palmer Steve Tedrow ©FIVESenior Mortgage Banker STARSenior Mortgage Banker Certified Mortgage PROFESSIONAL Planner Assistant Vice President Senior Loan Originator NMLS 754409 ©FIVE STAR PROFESSIONAL

EIGHT-YEAR WINNER FIVE-YEAR WINNER FIVE-YEAR WINNER SEVEN-YEAR WINNER SEVEN-YEAR WINNER SEVEN-YEAR WINNER Penrith Home Finance of America 1st Security Bank Loans/East ©FIVE STAROffice: 425-274-2259 Phone: 206-242-0800 PROFESSIONALPhone: 425-422-5286 Phone : 206-235-9796 Phone: 425-576-5461 301 116th Ave. SE, Ste. 200 Cell: 206-498-3696 [email protected] kim.toskey@ [email protected] [email protected] Bellevue, WA 98004 [email protected] www.financeofamerica.com/ heritagebanknw.com www.LisaPalmerMortgage.com Cell: 425-417-6794 jrocheford Branch Manager/ Office: 425-274-2000 When Experience First-Time Homebuyer Expert Mortgage Consultant [email protected] Matters to You ©FIVE STARNMLS 491519, NMLS 93597, PROFESSIONALNMLS 184361, WA-CL 713524, OR-ML NMLS 235201 Company NMLS 1850 Company NMLS 1071 Company NMLS 541567 NMLS 487544 5271, WMS Series LLC/East

Jennifer Burton Hans Illingworth Amie Edmondson Nancy Glover ©FIVENMLS 95736 STARLoan ConsultantPROFESSIONALSenior Loan Officer Loan Consultant ©FIVE STAR PROFESSIONAL THREE-YEAR WINNER EIGHT-YEAR WINNER FIVE-YEAR WINNER EIGHT-YEAR WINNER Penrith Home Prospect Mortgage, Loans/Central LLC Phone: 425-822-8238 Office: 206-499-2668 Phone: 206-355-4380 Phone : 206-227-2462 ©FIVEjennifer.burton@ STARhans.illingworth@ [email protected] nancy.glover@ penrithloans.com caliberhomeloans.com www.myprospectmortgage. caliberhomeloans.com hansillingworth.com com/aedmondson www.nancyglover.com Branch Manager, Mortgage Consultant Thank You to My Wonderful Clients WMS Series LLC/Central Company NMLS 3296, ©FIVEWA-CL 713524, OR-ML 5271 STARNMLS 176496 PROFESSIONALNMLS 284692 NMLS 107826 Laura Unruh Jeff Brown Rick Robertson Senior Loan Officer Mortgage Professional Certified Mortgage Planning Specialist FIVE STAR PROFESSIONAL ©FIVE STAR PROFESSIONALFIND US ONLINE Want to learn more about Five Star Professional? Visit our website to learn more about these and other outstanding award winners at www. vestarprofessional.com. ©FIVESIX-YEAR WINNER STARFIVE-YEAR WINNER EIGHT-YEAR WINNERPROFESSIONAL• Facebook.com/FiveStarProfessional Axia Home Loans Axia Home Loans • Twitter.com/FiveStarPros • Linkedin.com/Company/Five-Star-Professional Office: 253-850-6586 Office: 425-274-9533 Office: 425-274-9523 Cell: 206-818-8592 Cell: 206-919-1967 Cell: 206-383-3360 [email protected] [email protected] [email protected] ©FIVEwww.homestreet.com/lunruh STARjeffbrown.axiahomeloans.com rickrobertson.axiahomeloans.com PROFESSIONAL Helping People Turn Dreams Confident, Compassionate Results Confident, Respected Expertise Into Reality ©FIVENMLS 698249 STARNMLS 25701 NMLS 120044 PROFESSIONAL www.fivestarprofessional.com — FS • 15 ©FIVE STAR PROFESSIONAL SPECIAL ADVERTISING SECTION

Five Star Professional surveyed more than 5,000 Seattle homeowners. The final list of 2016 Seattle Five Star Mortgage Professionals is a select group, representing ©FIVEless than 5 percent of mortgage STAR professionals in the area. Evaluations werePROFESSIONAL collected by mail, phone and online at www.fivestarprofessional.com/homesurvey. All award winners are listed alphabetically by last name.

Eric Aasness · HomeStreet Bank Jennifer Buckholz · CMG Financial Mike Dorman · Evergreen Home Loans Sandy Hanson · Umpqua Bank Page 4 & 5 Christina Aho · HomeStreet Bank Mason Buckles · Caliber Home Loans Kevin Harrison · Absolute Mortgage Maureen Dosol · HomeStreet Bank Page 2 & 3 Chris Allen · Caliber Home Loans Shirlee Bueche · Absolute Mortgage ©FIVE STARPage 2 & 3 PROFESSIONALAnnika Day Dunlap · LeaderOne Financial Casey Hatfield · Wells Fargo Home Matthew Allen · Fairway Independent Mortgage Mortgage Ryan Bukoskey · Absolute Mortgage Patrick Dunn · Westwood Mortgage Page 2 & 3 David Hatlen · HomeStreet Bank Jeffrey Amira · Tila Mortgage Chris Duskin · Guild Mortgage

st Eileen Burke · Caliber Home Loans Page 10 & 11 Tom Hawkinson · Absolute Mortgage Chris Anderson · 1 Security Bank Page 2 & 3 Brett Burns · Directors Mortgage Dave Eden · Peak Mortgage Partners Greg Anderson · Penrith Home Loans st Val Hawryluk · Evergreen Home Loans Jennifer Burton · Penrith Home Loans Alycia Edmonds · 1 Security Bank Page 4 & 5 ©FIVEJeffrey Anderson · Guild MortgageSTAR Page 15 PROFESSIONAL Page 10 & 11 Amie Edmondson · Prospect Mortgage Brandon Hazzard · Mortgage Master Carese Busby · Caliber Home Loans Page 15 Jennifer Anderson · Penrith Home Loans Mark Hedman · HomeStreet Bank Keli Carr · Absolute Mortgage Page 2 & 3 Brandon Ehrlich · HomeStreet Bank Paul Armstrong · Absolute Mortgage Page 12 Carmen Hernandez · Bank of America Page 2 & 3 Ryan Carroll · Wells Fargo Home Mortgage Bret Eickhoff · Cornerstone Home Lending Ryan Hills · Eagle Home Mortgage Justin Arnold · Opes Advisors Page 13 Lysa Catlin · Caliber Home Loans Frank Ellerbroek · Evergreen Home Loans Corey Hjalseth · Evergreen Home Loans ©FIVEWendi Atencio · Caliber Home STAR Loans Troy Chambers · RPM Mortgage PROFESSIONAL Page 4 & 5 Page 4 & 5 Andrew Austin · Caliber Home Loans Deborah Champion · Wells Fargo Home Garth Erickson · Arboretum Mortgage Jim Hoge · RPM Mortgage Mortgage Ron Autry · American Pacific Mortgage Scott Estes · Rain City Capital Ron Howard · Caliber Home Loans Brent Chan · HomeStreet Bank Pete Bailey · Wells Fargo Home Mortgage Mark Everts · Caliber Home Loans Sandy Howard · West Seattle Mortgage Riley Chase · Eagle Home Mortgage Valerie Baldock · Umpqua Bank Page 8 & 9 Thomas Fadden · Fairway Independent Cheryl Hubbell · Caliber Home Loans Mortgage ©FIVEShawn Baldwin · HomeStreet BankSTARGabe Chavez · imortgage PROFESSIONALGeoff Huetten · Northwest Mortgage John Barlow · Sound Financial Mortgage Jennifer Fisher · 1st Security Bank Randy Chenaur · Bay Equity Home Loans Page 12 Brad Hunt · American Pacific Mortgage Leslie Bartley · Eagle Home Mortgage Page 15 Harry Chriest · Kiel Mortgage Tony Fisher · Guild Mortgage Page 8 & 9 Rich Hunt · Washington First Mortgage Jim Church · Guild Mortgage Page 10 & 11 Mark Bauhs · Eagle Home Mortgage Loan Corporation Page 14 Page 10 & 11 Brent Fitzgerald · Caliber Home Loans Page 8 & 9 Scott Huntington · Evergreen Home Loans Tom Clifford · New American Funding ©FIVEDarrell Beard · Absolute Mortgage STAR PROFESSIONALDamian Floreno · Evergreen Home Loans Page 4 & 5 Sally Clinch · HomeStreet Bank Page 4 & 5 Kate Beck · HomeStreet Bank Hans Illingworth · Caliber Home Loans Shirley Clough · Caliber Home Loans Barbara Flynn · Eagle Home Mortgage Page 15 Rob Beckner · Fairway Independent Page 8 & 9 Mortgage Maryanne Coffman · 1st Security Bank Steve Jaffe · The Advisors Mortgage Judy Foster · New American Funding Company Mark Beebe · Lakeview Mortgage Pat Crandall · M&T Bank Barry Friedman · Fairway Independent April Janas · Bay Equity Home Loans Jeff Bell · Fairway Independent Mortgage Kris Crane · Crane Financial Group Mortgage ©FIVE STAR PROFESSIONALDianna Johnson · Banner Bank Shari Bell-Beals · New American Funding Dan Crittenden · Caliber Home Loans Garrett Frol · Loanstar Home Lending Jeff Johnson · Megastar Financial Alyssa Beller · Academy Mortgage Chris Crome · Bay Equity Home Loans Lana Geraghty · On Q Financial Corporation Matt Johnson · Umpqua Bank Jay Crowell · Cornerstone Home Lending Aaron Germaine · Capstone Home Loans/ Trevor Bennett · Caliber Home Loans Page 6 & 7 Team Germaine Grace Jones · Cornerstone Home Lending Patty Berg · HomeStreet Bank Diane Dahl · Eagle Home Mortgage Michael Gikas · HomeStreet Bank Jeff Judy · Capstone Home Loans Page 8 & 9 ©FIVERob Berg · RPM Mortgage STAR PROFESSIONALMargaret Kahler · Loanstar Home Lending Michael Gilbert · Seattle Mortgage Brokers Eric Dallas · Wells Fargo Home Mortgage Mary Black · HomeStreet Bank Nancy Glover · Caliber Home Loans Kirsten Kauffman · HomeStreet Bank Khue Dang · Union Bank Page 15 Dan Blair · HomeStreet Bank Michael Kearns · Eagle Home Mortgage David Danielson · Caliber Home Loans Evan Goetzmann · HomeStreet Bank Page 8 & 9 Noah Blechman · NSB Mortgage Richard Davis · Wells Fargo Home Tom Goldsmith · Caliber Home Loans Kathryn Keller · Golden Empire Mortgage Raymond Boesch · Absolute Mortgage Mortgage Page 15 ©FIVEPage 2 & 3 STAR PROFESSIONALBryan Gorder · Fairway Independent Kirk Kelley · Bellwether Lending Kerry Day · Cornerstone Home Lending Mortgage Thomas Boltz · Mortgage Master Shane Kidwell · Caliber Home Loans John Deasy · Evergreen Home Loans Heidi Green · Caliber Home Loans Rick King · Caliber Home Loans Emily Bort · Opes Advisors Page 13 Page 4 & 5 David Greene · Eagle Home Mortgage Evie Knoke · HomeStreet Bank Brent Bourdeau · Kiel Mortgage Steve Dellario · Caliber Home Loans Judith Grote · LeaderOne Financial Gina Koehl · American Pacific Mortgage Jenny Boyce · Caliber Home Loans Mike Demaio · Eagle Home Mortgage Ruby Grynberg · American Pacific Karen Brewer · HomeStreet Bank Page 8 & 9 Karin Koenig · HomeStreet Bank ©FIVE STAR PROFESSIONALMortgage/Salmon Bay Community Rosa Briggs · American Pacific Mortgage Mark Denniston · Northwest Mortgage Lending Gene Krawchuk · Wells Fargo Home Alliance Mortgage Gina Brown · Mortgage Capital Associates Julie Hagstrom · Guild Mortgage Page 14 Scott Dewar · Cornerstone Home Lending Page 10 & 11 Jeff Ladue · Washington First Mortgage Page 6 & 7 Loan Corporation Jeffrey Brown · Axia Home Loans Bill Haines, Jr. · American Pacific Mortgage Page 15 Enrico Di Salvo · HomeStreet Bank Bryan Laflamme · Eagle Home Mortgage Rich Hall · Cornerstone Home Lending Page 8 & 9 ©FIVEMichelle Bruto Da Costa · HomebridgeSTAR Deborah Dickason · Mortgage MartPROFESSIONAL Page 6 & 7 Financial Services Page 14 Page 14 Susan Langendorfer · Evergreen Home Rob Hallum · New American Funding Loans Page 4 & 5 Sheila Bryan · Caliber Home Loans Jon Dillingham · Mortgage Master Service Corporation Kevin Hancock · Evergreen Home Loans Carolyn Langsen · Bank of America Ted Buchanan · Eagle Home Mortgage Page 4 & 5 Page 8 & 9 Kelly Dodd · Wells Fargo Home Mortgage Patrick Laughlin · Axia Home Loans ©FIVE STAR PROFESSIONALMark Hannum · HomeStreet Bank FS • 16 — www.fivestarprofessional.com ©FIVE STAR PROFESSIONAL SPECIAL ADVERTISING SECTION

All award winners are listed alphabetically by last name.

David Lee · New American Funding Charley Murphey · American Pacific April Reichert · Guild Mortgage Ngaire Taylor · Eagle Home Mortgage ©FIVE STARMortgage Page 15 PROFESSIONALPage 10 & 11 Page 8 & 9 Brenda Leech · Academy Mortgage Corporation Jackie Murphy · Caliber Home Loans Andrew Reid · Fairway Independent Paul Taylor · Opes Advisors Page 13 Mortgage Deborah Leibel · HomeStreet Bank Lynda Myrick · Absolute Mortgage Steve Tedrow · Penrith Home Loans Page 2 & 3 James Reischling · Absolute Mortgage Page 15 Ben Lenderman · Wells Fargo Home Page 2 & 3 Mortgage Jonathon Nalder · Evergreen Home Loans Kimberly Terry · Evergreen Home Loans Page 4 & 5 Tiffany Remington-Poley · Guild Mortgage Page 4 & 5 ©FIVEDeborah Leviton · American PacificSTAR PROFESSIONALPage 10 & 11 Mortgage Patricia Naselow · PLN Associates/PLN Alan Thain · RPM Mortgage Mortgage Services Kandi Renard · Movement Mortgage Benjamin Link · All Square Mortgage Vincent Thomas · Vince Thomas & Company Keane Ng · Caliber Home Loans Laura Rench · Bank of America Anne-G Litwak · Evergreen Home Loans Richard Ticeson · Wells Fargo Home Page 4 & 5 Ryan Niles · Cornerstone Home Lending Matthew Rhea · Evergreen Home Loans Mortgage Page 6 & 7 Page 4 & 5 Duane Lockett · M&T Bank Jody Tiedeman · HomeStreet Bank Lisa Nixon · Caliber Home Loans Lori Richmond · Absolute Mortgage ©FIVEChristy Lockrem · HomeStreet STAR Bank PROFESSIONALPage 2 & 3 Kim Toskey · Heritage Bank Page 15 Rebecca Norton · First Tech Federal Credit Joseph Lombardo · Cornerstone Home Union Richard Robertson · Axia Home Loans Jimi-Joanne Townsend · Evergreen Home Lending Page 6 & 7 Page 15 Loans Page 4 & 5 Michaelyn Nowack · Wells Fargo Home Matthew Lord · Caliber Home Loans Mortgage Joanne Rocheford · Finance of America Betsy Trapani · HomeStreet Bank Page 15 Laurie Loth · Umpqua Bank David Nuber · Washington First Mortgage Laura Unruh · HomeStreet Bank Page 15 June Lu · Eagle Home Mortgage Loan Corporation Susan Romei · Umpqua Bank ©FIVEPage 8 & 9 STARAmy O’Brien · Arboretum Mortgage PROFESSIONALTara Rose · Evergreen Home Loans Barry Varshay · HomeStreet Bank Page 4 & 5 Wendy Ludlow-Hoffman · HomeStreet Bank Dean Ono · Peak Mortgage Partners Kristian Vielbig · Everbank Carol Rudd · Caliber Home Loans Scott Lumb · Absolute Mortgage David Opsahl · HomeStreet Bank Elizabeth Ann Vona · Wells Fargo Home Page 2 & 3 Sindy Ryan · Wells Fargo Home Mortgage Mortgage Page 14 Samuel Orallo · Washington Federal Missy Lundwall · Caliber Home Loans Peter Ryu · Priority Home Lending Chuck Wade · Wells Fargo Home Mortgage Karen Orr · New American Funding Kimberley Lynn · Axia Home Loans Arnie Saltvick · Primary Residential Jon Wagher · Caliber Home Loans ©FIVE STARSusie Ostrander · HomeStreet BankPROFESSIONAL Tawny Lynn · Washington First Mortgage Mortgage Tacoma William Wagner · Wells Fargo Home Loan Corporation Amber Page · Evergreen Home Loans Carla Sanders · Evergreen Home Loans Mortgage Page 4 & 5 Christine Madrid-Wynecoop · Caliber Home Page 4 & 5 Daniel Walsh · Cornerstone Home Lending Loans Stephanie Pahlow · HomeStreet Bank Nikki Sauve · Cornerstone Home Lending Page 6 & 7 Page 14 Wendy Mariani · Absolute Mortgage Page 6 & 7 Mark Wambold · Fairway Independent st Page 2 & 3 Lisa Palmer · 1 Security Bank Shauna Schraft · American Pacific Mortgage Mortgage ©FIVE STARPage 15 PROFESSIONAL Daniel Martin · Preferred Home Loans Paul Scobee · Evergreen Home Loans Edward Ward · HomeStreet Bank Dulcie Patner · Umpqua Bank Duane Martin · The Advisors Mortgage Page 4 & 5 Jacob Washburn · Cornerstone Home Company Carl Paulino · Umpqua Bank Allen Scott · Loanstar Home Lending Lending Page 6 & 7 Peggy Masterson · Caliber Home Loans Madeline Wong Pelluer · American Pacific Molly Seefried · Bay Equity Home Loans Josh Weese · Bank of America Mortgage Jon Mastrude · Sierra Pacific Mortgage David Sharp · Evergreen Home Loans Dexter Wellington · HomeStreet Bank Frank Percival · Central Banc Mortgage Page 4 & 5 ©FIVEStephanie Maulding · Guild MortgageSTAR Corporation PROFESSIONALSean Werner · Paramount Residential Page 10 & 11 Jeanne Sickel · HomeStreet Bank Mortgage Group Paul Perkins · Guild Mortgage Ryan Maxwell · HomeStreet Bank Page 10 & 11 Tom Simmons · Finance of America Angel Whitney · Wells Fargo Home Page 13 Mortgage Phil Mazzaferro · Absolute Mortgage Doug Perry · Wallick & Volk Mortgage Page 2 & 3 Bankers Jerry Simonson · New American Funding Bryan Wiley · Guild Mortgage Page 10 & 11 Rob McAllister · West Seattle Mortgage Rochelle Peschek · Wells Fargo Home Dave Skow · Eagle Home Mortgage Linda Wiley · Polygon Mortgage ©FIVECameron McCully · HomeStreet STAR Bank Mortgage PROFESSIONALPage 8 & 9 Roberta Wilkinson · Procura Mortgage Kaisha McLaren · Wells Fargo Home Gregory Phillips · First Tech Federal Credit Mark Smith · Tower Mortgage Union Mortgage John Snorsky · Banner Bank Mark Williams · Evergreen Home Loans st Stasie Pike · Evergreen Home Loans Page 4 & 5 Diana Meacham · 1 Security Bank Jay Solverson · HomeStreet Bank Page 4 & 5 Sunny Wilson · Eagle Home Mortgage Jerry Meneses · Eagle Home Mortgage Lisa Pim · 1st Security Bank George Spano · Wells Fargo Home Page 8 & 9 Mortgage Page 15 Rebecca Wisner · Loanstar Home Lending ©FIVEDietrich Miklautsch · RPM MortgageSTARDonovan Pittman · Weststar PacificPROFESSIONAL Raymond Woo · Banner Bank Mortgage Patricia Sparks · Axia Home Loans Brent Miller · Wells Fargo Home Mortgage Jeff Wood · HomeStreet Bank Cathy Pizzini · Evergreen Home Loans Janelle Steinberg · Loanstar Home Lending Cindy Miller · Evergreen Home Loans Page 4 & 5 Ken Steiner · HomeStreet Bank Mary Woodbury · BECU Page 4 & 5 Kym Porreca · New American Funding Adam Stoecker · HomeStreet Bank Amy Young · Guild Mortgage Jeff Miltenberger · Guild Mortgage Page 10 & 11 Page 10 & 11 Liston Pratt · U.S. Bank Home Mortgage Karen Stubrud · Evergreen Home Loans Kareen Young · Evergreen Home Loans ©FIVE STARMichael Press · Penrith Home LoansPROFESSIONALPage 4 & 5 Trevor Monette · Eagle Home Mortgage Page 4 & 5 Page 8 & 9 Rob Sullivan · Umpqua Bank Brian Psaradelis · Umpqua Bank Michael Young · Infinity Mortgage Group Debra Montgomery · Movement Mortgage Joan Qvigstad · Fairway Independent Linda Sutherland · HomeStreet Bank Page 13 Julee Moore · Caliber Home Loans Mortgage Michelle Swanson · Evergreen Home Donald Zender · Evergreen Home Loans Loans Page 4 & 5 Page 4 & 5 Kristine Moreland · Caliber Home Loans Jason Ramos · RPM Mortgage David Raney · Sound Community Bank Mark Swerland · American Pacific Mortgage Peter Zevenbergen · Fairway Independent ©FIVELance Morgan · Penrith Home STAR Loans PROFESSIONALMortgage Rich Rano · Academy Mortgage Corporation Rich Sweum · Umpqua Bank Ryan Mortenson · HomeStreet Bank Dave Zulinke · Land Home Financial Robert Tanferani · Windermere Mortgage Todd Morton · Umpqua Bank Trevor Reese · imortgage Services Michelle Taul · American Pacific Mortgage ©FIVEMichelle Muqtadir · Caliber HomeSTAR Loans James Reese III · Caliber Home LoansPROFESSIONAL www.fivestarprofessional.com — FS • 17 ©FIVE STAR PROFESSIONAL SPECIAL ADVERTISING SECTION HOME/AUTO INSURANCE PROFESSIONAL

Allstate Insurance

©FIVE STARth PROFESSIONALth 5025 25 Ave. NE, Ste. 104 1130 140 Ave. NE, Ste. 200 Seattle, WA 98105 Bellevue, WA 98005 Office: 206-526-2798 Phone: 425-641-5215 Cell: 206-524-3514 [email protected] [email protected] www.farmersagent.com/wschlepp ©FIVETHREE-YEAR WINNER STARwww.agents.allstate.com/neil-tart PROFESSIONALFIVE-YEAR WINNER • Allstate preferred agency • Our agency would like the opportunity to better your customer • Consistently exceeds clients’ expectations experience and personally service all of your insurance needs • Extensive network of industry relationships • We appreciate your business and o er the best value for ©FIVE• Home, auto, life andSTAR umbrella insurance PROFESSIONALthe dollar • Commercial, business and health insurance • Licensed in Washington, Oregon and Arizona • Serving our clients and community for over 25 years

I spent the first 30 years of my life in the family business (Roche Thank you to my clients for helping me receive the Five Star Home/ Harbor Resort). I learned the importance of customer service and Auto Insurance Professional award for my fifth year! providing value to each client. My goal is to help each of my clients ©FIVEunderstand the choices STAR they make. I’m committed to helping youPROFESSIONAL get the appropriate levels of protection and make it easy to do business with my agency. Thank you for your support. ©FIVEYour ProvenSTAR Insurance Consultant PROFESSIONAL

“Do everything you can to assist your clients and remember ©FIVE STARit is all an investment PROFESSIONAL in your future success.” ©FIVE STAR— Five PROFESSIONAL Star award winner Nick Pembroke Susan Greer Julie King Hately ©FIVECIC, CISR,STAR Agent PROFESSIONALSales Executive, Shareholder 10410 19th Ave. SE, Ste. 100 925 4th Ave., Ste. 3200 2885 78th Ave. SE, Ste. 1 Everett, WA 98208 Seattle, WA 98104 Mercer Island, WA 98040 Phone: 425-379-9200 Office : 253-761-3216 Phone: 206-232-3200 Toll-free: 888-379-9200 Cell : 253-359-4478 Cell: 206-321-1266 [email protected] [email protected] [email protected] ©FIVESIX-YEAR WINNER STARwww.autohomeboat.com THREE-YEAR WINNERPROFESSIONALwww.propelinsurance.com FIVE-YEAR WINNER www.kinginsuranceseattle.com Your Agent of Choice With over 35 years in the industry, 26 with Propel Julie is a third-generation agency owner of King Nick has earned the trust of his clients and the Insurance, Sue specializes in tailoring customized Insurance (est. 1934). She is an independent agent respect of industry professionals with his in- insurance solutions for high-net-worth individuals that has a large selection of carriers to choose depth insurance knowledge, responsiveness and utilizing comprehensive products. Often using the from for her clients. She holds her professional caring advice. He stands ready to help families phrase, “your insurance portfolio is only as good as designations and writes all kinds of insurance. Julie ©FIVE STARyour agent,” SuePROFESSIONAL brings a whole different definition prides herself in giving superior customer service and individuals with their home, auto, boat and umbrella insurance needs. to “personalized service.” and caters to the individual needs of each client. ©FIVE STAR PROFESSIONAL FS • 18 — www.fivestarprofessional.com ©FIVE STAR PROFESSIONAL SPECIAL ADVERTISING SECTION

HOME/AUTO INSURANCE PROFESSIONAL

“Make sure you’re dealing ©FIVE STARwith someone PROFESSIONAL who is THREE-YEAR WINNER knowledgeable and ethical.” Cathy Jeffris Insurance Agency, Inc. — Five Star award winner Phone: 425-821-9205 [email protected] ©FIVE STAR PROFESSIONALwww.farmersagent.com/cjeffris ©FIVE STAR PROFESSIONALHelping You Cover Your Assets!

Five Star Professional surveyed more than 5,000 Seattle homeowners. The final list of 2016 Seattle Five Star Home/Auto Insurance Professionals is a select group, representing less than 1 percent of insurance professionals in the area. Evaluations were collected by mail, phone and online at ©FIVEwww.fivestarprofessional.com/homesurvey. STAR PROFESSIONAL All award winners are listed alphabetically by last name.

Stephen Abraham · Stephen B. Abraham Jennifer Evans · Farmers Insurance Cyndy Lemmon · AAA Washington Wayne Schlepp · Farmers Insurance Insurance Agency Page 18 Allan Figueroa · Servco Pacific Insurance Shari Lofquist · C. Don Filer Agency Lorna Alandy · Insurance Connections Kathy Schrader · COUNTRY Financial Matt Flinn · State Farm James May · City Insurance Center Northwest Tom Sessions · State Farm ©FIVE STARSteve Fulton · State Farm PROFESSIONALJulia Meek · American Family Insurance/ Robert Aldrich · Insurance Services Julia Meek Insurance Agency Amanda Shea · Firstmark Insurance Group Network Barry Glenn · Barry Glenn Insurance Agency Christine Meeker · AAA Washington Kenta Shimizu · AAA Washington Monica Bayness · Rubens Insurance Lauren Greenland · American Family Dave Merrill · Merrill & Merrill Insurance Bob Smith · Allstate Guy Berryman · AAA Washington Insurance Christina Miller · Christina Miller Insurance T.J. Smith · American Family Insurance Mario Betita · COUNTRY Financial ©FIVE STARSusan Greer · Propel Insurance PROFESSIONAL Page 18 Agency Sandra Solon · AAA Washington Ryan Bettinger · Brown & Brown Insurance Nancy Guinasso · Magnolia Insurance Edsel Montufar · Secord Agency Tom Spangler · Spangler Insurance Vicki Boivin · COUNTRY Financial Agency John Norton · John Norton Insurance Weston Sprigg · Belltown Insurance Group Catherine Budbill · State Farm Insurance/ Park Gunning · Gunning & Associates Agency Catherine Budbill Shirley Stanback · COUNTRY Financial Douglas Harwood · R.L. Evans Company Roy Ovenell · Farmers Insurance Susan Budd · Budd Insurance Agency Katrina Stinde-Stuckey · State Farm ©FIVE STARBarry Hasson · Allstate Insurance/Aurora PROFESSIONAL Nick Pembroke · McClain Insurance Ryan Carlson · American Family Insurance Insurance Agency Services Page 18 Tonya Stone · USI Kibble & Prentice Jonathan Cisneros · American Family Julie King Hately · King Insurance Kim Peters · The Peters Insurance Agency Neil Strohbusch · State Farm Insurance Associates Page 18 Michol Phillips · The Michol Phillips Ehrin Stumpges · COUNTRY Financial Charles Cohen · State Farm Dean Hirata · Liberty Mutual Agency Debbie Sylvester · Defranco Insurance Vern Cohrs · Vic’s Insurance Center Elaine Hofstadter · Craven Insurance Molly Phillips · Phillips Insurance ©FIVE STAR PROFESSIONALNeil Tarte · Allstate Page 18 Christopher Cook · Mountain Sound Catherine Jeffris · Cathy Jeffris Insurance Nancy Pipinich · State Farm Insurance/ Carrie Taylor · Liberty Mutual Insurance Agency Agency Page 19 Pipinich Insurance Agency Scott Thomas · Washington Federal Tim Crabtree · State Farm Insurance and Chris Johnson · Olympic Northwest Gene Poole · Farmers Insurance Insurance Group Financial Services/Tim Crabtree Insurance John Ramsay · Allstate Michelle Tullius · Allstate Justin Crozier · MetLife Auto and Home Jina Kim · Liberty Mutual ©FIVE STAR PROFESSIONALDana Reinking · Reinking Insurance Lieu Vuong · Lieu Vuong Agency Cathy Darracott · Allstate Dan Kosage · Dan Kosage Insurance Agency Agency Sally Wallace · Hall & Company Brad Denslow · Allstate/The Denslow Alfonzo Riconosciuto · Alfonzo Agency David Kosar · David Kosar Insurance Riconosciuto Insurance Agency Joe Weinkauf · Joe Weinkuuf Agency Agency Elaine Denslow · Allstate/The Denslow Joyce Rogers · Rogers Family Insurance Nick Wiita · W Insurance Group Agency Kevin Krieger · GEICO ©FIVE STAR PROFESSIONALRod Ronquillo · Allstate Michael Wong · Michael Wong Insurance John Economus · Lee Insurance Services Kurt Kwon · State Farm Agency Jeff Sand · State Farm Crystal Edwards · Insurance Services Stacy Larson · Parker Smith & Feek Kenny Zener · Forest Park Insurance Ruth Sarvis · Northwest Insurance Group Group Services Kathy Lee · Lee Insurance Services ©FIVEJames Eliason · Island Insurance STAR Center PROFESSIONALJeff Zulfer · Allstate www.fivestarprofessional.com — FS • 19 ©FIVE STAR PROFESSIONAL SPECIAL ADVERTISING SECTION

©FIVE STAR PROFESSIONALAnnouncing Seattle’s 2016 ©FIVE STAR PROFESSIONALRising Stars Five Star Professional partnered with Seattle magazine to identify up-and-coming real estate agents in the state of Washington that provide exceptional service to clients. The ©FIVE STAR PROFESSIONALFive Star research team contacted hundreds of consumers and established real estate professionals to identify this year’s award recipients. Recent homebuyers and local consumers submitted evaluations by phone, mail and online. They were asked to rate ©FIVEtheir service professionalSTAR on criteria such as overall PROFESSIONAL satisfaction and whether they would recommend the provider to a friend. In addition to consumer feedback, established industry professionals nominated up-and-coming agents that embody professional excellence, exhibit superior customer service skills and show great potential to excel in their profession. This year’s list of up-and-coming real estate agents appears on the last page, with expanded profiles on subsequent pages (see each award winner’s listing for more details). ©FIVEProfessionals whoSTAR satisfied each of the following PROFESSIONAL objective criteria were named a 2016 Seattle Rising Star Real Estate Agent. ©FIVEDetermination STAR PROFESSIONAL of Award Winners Evaluation Criteria ©FIVE1. Qualifying STARpeer nomination or consumer evaluation. PROFESSIONAL Eligibility Criteria 2. Actively licensed as a real estate salesperson. ©FIVE3. Actively employedSTAR as a licensed real estate salespersonPROFESSIONAL for five years or less. 4. Favorable regulatory and complaint history review. 5. Meets minimum 12-month production criteria (based on number of transactions and sales volume) ©FIVEResearch STAR PROFESSIONAL Methodology ©FIVE• The 2016 Rising STAR Star Real Estate Agents do not payPROFESSIONAL a fee to be included in the research or the final list. • Each agent is screened against state governing bodies to verify that licenses are current and no disciplinary actions are pending. • The inclusion of a real estate agent on the final list should not be construed as an endorsement by Five Star ©FIVEProfessional orSTAR Seattle magazine. PROFESSIONAL • Rising Star Real Estate Agents are up-and-coming members of their profession. Candidates must have five years’ experience or less as a licensed real estate agent to be eligible for the award. ©FIVEFor more information STAR on Five Star Professional and thePROFESSIONAL research/selection methodology, go to www.fivestarprofessional.com. FS • 20 — www.fivestarprofessional.com ©FIVE STAR PROFESSIONAL SPECIAL ADVERTISING SECTION 2016 Rising Star Real Estate Agents

Kathryn Lerner ©FIVE STAR PROFESSIONALBroker, LMS, SRES®, ABR® • Active listener and highly empathetic person; if it matters to you, it matters to me! • Strong negotiator and advocate ©FIVE STAR PROFESSIONAL• Data-driven strategist • Certi ed Luxury Home Marketing Specialist®, Seniors Real Estate Specialist® and Accredited ©FIVE STAR PROFESSIONALBuyer’s Representative

2016 winner Kathryn Lerner

©FIVEI am blessed to have successfulSTAR business role models on both sides PROFESSIONAL of my family tree, who have lived and employed the “golden rule.” Simply translated … always be kind, helpful and 2737 77th Avenue Southeast, Suite 100 grateful. If you can make someone smile or laugh along the way, all the better. Mercer Island, WA 98040 Whether you are looking to buy or sell a property, need a referral for a handyman or have a Phone: 206-406-9613 quick question about the market or a speci c community, know that I will always take the time to be helpful. [email protected] ©FIVE STAR PROFESSIONALwww.kathrynlerner.com ©FIVE STARLet’s StartPROFESSIONAL With a Cup of Coffee Kari Rae Davis Real Estate Broker, Buyer Specialist ©FIVE STAR PROFESSIONAL• First-time homebuyers • New construction sales • Leverages strong builder/agent relationships • Expert knowledge of the Seattle metro area ©FIVE STAR PROFESSIONAL• Attention to detail with the art of hospitality • Top 16% of Keller Williams market center, 2015 • Top 13% of Keller Williams market center, 2016

Kari Rae excels at being an advocate for her clients. The Seattle market is a re with new residents and quali ed buyers, all competing together. Her dedication, tenacity and 4452 California Avenue Southwest guidance through the o er process has garnered her this esteemed award. It’s not about Seattle, WA 98116 ©FIVEwaiving any and all contingencies,STAR or even being the highest bidder, PROFESSIONAL but tailoring the best Phone: 206-330-6985 o er possible. As a top-grossing salesperson in her Keller Williams market center since her rookie year, the proof is in her results! [email protected] www.karisellsseattle.com ©FIVE STARWork With MePROFESSIONAL to Find Your Seattle Home! ©FIVE STAR PROFESSIONAL FS • 21 — www.fivestarprofessional.com ©FIVE STAR PROFESSIONAL SPECIAL ADVERTISING SECTION 2016 Rising Star Real Estate Agents ©FIVE STARPatrick Wright Gibson PROFESSIONALJessica Gustelius

4919 S Genesee St. 210 5th Ave. S, Ste. 102 ©FIVE STARSeattle, WA 98118 PROFESSIONALEdmonds, WA 98020 Phone: 206-499-9868 Direct: 206-280-3151 [email protected] Office: 425-672-1118 www.wrightgibson.com [email protected] JessicaG.WithWRE.com ©FIVE• Navigate purchasing STAR with exceptional buyer representation PROFESSIONALThrough a genuine commitment to her clients, Jessica Gustelius • Maximize your value with comprehensive listing preparation provides an outstanding level of real estate expertise that ensures her clients successfully accomplish their personal real estate goals. • Find the right lifestyle with expert knowledge of neighborhoods Specializing in residential and distinctive luxury properties; Jessica • Bene t from deep experience through all aspects of the serves each client with individual attention, enthusiasm and insightful transaction awareness into the Greater Seattle real estate market. Known for her ©FIVE• Free staging included STAR for all price ranges PROFESSIONALextra effort and attention that produces outstanding results, Jessica constantly provides her clients with outstanding care and expertise “Challenging” is an understatement when it comes to navigating in her efforts to accomplish and make their real estate dreams come Seattle’s housing market. If you’re buying, I’ll spend up-front time true! Sellers greatly appreciate the targeted strategies she skillfully showing you my expertise in getting your offer accepted in this implements to clearly accentuate each property’s specific features. competitive market. Utilizing professional photography, staging services and presentations If you’re selling your home, I’ll help you avoid the biggest mistakes on multiple websites, she positions their property to stand out in the ©FIVE STAR PROFESSIONALmarket place. sellers make and focus on maximizing your profits.

Call Me. I’m Ready to Help You!

©FIVE STARYang Song PROFESSIONALHania Younis Broker J.D., Real Estate Broker ©FIVE STAR PROFESSIONAL 7900 E Greenlake Dr. N, Ste. 121 1661 E Olive Way, Ste. 100 Seattle, WA 98103 Seattle, WA 98102 Direct: 206-859-0810 Cell: 206-551-7066 Office 206-417-2800 [email protected] ©FIVE [email protected] PROFESSIONALwww.cbbain.com/haniayounis horizonnw.com

• Professional, local market knowledge and experience • Highly competitive and proactive on behalf of buyers • Patient, full-service agent • Strategic in getting best possible return for sellers ©FIVE• Always available 24/7STAR to meet your needs PROFESSIONAL• Balances aggressiveness with prudence and tact • Six-time Broker of the Month in 2015 — Horizon Real Estate • Communicative, patient, funny and personable • Year of the Broker of 2015 — Horizon Real Estate • Leverages experience as an attorney, engineer and It’s a hard business, and it takes a lot of attention to detail and a business manager commitment to great customer service. It is increasingly important to be If you’re buying, I want you to nd a home that is both emotionally knowledgeable about trends and data in the local housing market. It’s appealing and an excellent investment. I’ll put you in the best possible ©FIVEalso important to haveSTAR a great network of the best contractors, appraiser,PROFESSIONAL position to succeed but never encourage you to take unwise risks. If lenders and insurance providers in the business. Yang Song has all the you’re selling, I will expertly help you prepare, present and market your resources that you need. Yang loves helping her clients get their dream home in the best possible light to maximize your return. Whether it’s home. She especially enjoys meeting and chatting with new people and your rst or your tenth time buying or selling, you’ll feel comfortable and sharing their joy when they get their new home. informed at every step — and I guarantee we’ll laugh along the way! ©FIVEThe FirstSTAR Thing Is Always Passion PROFESSIONALWho Says This Crazy Market Can’t Be Fun? ©FIVE STAR PROFESSIONAL FS • 22 — www.fivestarprofessional.com ©FIVE STAR PROFESSIONAL SPECIAL ADVERTISING SECTION 2016 Rising Star Real Estate Agents

4211 Alderwood Mall Blvd., Ste. 110 ©FIVE STAR PROFESSIONALLynnwood, WA 98036 Cell: 206-601-2415 Office: 425-776-1119 [email protected] www.cristinazhomes.com Left to right: Three-year Five Star Real Estate Agent Tony Ogden, Managing Broker; ©FIVE2016 Rising Star Real EstateSTAR Agent Marisa Callaghan, Broker, Realtor PROFESSIONAL• 2015 – 2016 sales volume: $23,812,108 TandM Real Estate is committed to creating a dynamic, thriving • Number of transactions: 57 community and to helping others realize their real estate goals. Last year Cristina is highly regarded by her clients for having a high level of we successfully assisted 49 clients in buying or selling homes and income integrity, in-depth market knowledge and an incredible work ethic. Her properties in the Greater Seattle area. We are compassionate listeners and collaborative negotiators. We look forward to discussing your next business is built on the cornerstones of creating valuable relationships ©FIVEventure. Please call orSTAR email to connect with us. PROFESSIONALand supporting her community. She approaches every encounter with the objective of providing value to help her clients achieve their goals. A focused listener, able advisor and fierce yet fair advocate, Cristina is known for her accurate intuition and committed diligence. Her process is rooted in encouragement and genuine concern for her clients which 11300 Pinehurst Way Northeast | Seattle, WA 98125 creates a positive experience in all of her transactions. Her business Tony: 206-409-1661 | Marisa: 206-660-4611 approach is direct and successful: she listens to her clients’ needs and ©FIVE STAR PROFESSIONALworks towards an honest and efficient transaction. [email protected] | [email protected] ©FIVE www.TandMrealestate.comSTAR PROFESSIONAL All award winners are listed alphabetically by last name.

David Angiulo · Coldwell Banker Sarah Georger-Clark · Windermere Karishma Kiri · Windermere Real Estate Andrew Schein · Real Property Real Estate East Associates Brandon Brockway · Pacific Properties Patrick Gibson · Windermere Real Claudia Kuniholm · Berkshire Alicia Shope · Keller Williams Realty Nicole Brown · Windermere Real Estate Mt. Baker Page 22 Hathaway HomeServices ©FIVEEstate/West Sound STAR PROFESSIONALJohn Short · Berkshire Hathaway Lorna Giger · Windermere Real Estate Harrison Laird · Coldwell Banker Real HomeServices Robert Brunkow · Heaton Dainard Estate Real Estate Anthony Gladis · Keller Williams Nina Smith · John L. Scott Real Estate Nykole Larson · Keller Williams Puget Patrick Buckley · Coldwell Banker Bain Danny Greco · Keller Williams Sounds/NLA Real Estate Group Yang Song · Horizon Real Estate Page 22 Marisa Callaghan · Coldwell Banker Jessica Gustelius · Windermere Real Kathryn Lerner · Windermere Real Danforth Page 23 Estate Page 22 Estate Page 21 Travis Stewart · Windermere Real ©FIVE STAR PROFESSIONALEstate Bess Carter · Windermere Real Estate Ericka Hardwick · RE/MAX Sharon Martinelli · Mike and Sandi Michael Tade · Windermere Real Estate Eva Conner · Windermere Real Estate Sean Harlington · Coldwell Banker Nelson Real Estate Northwest Danforth Jay McCaughey · Coldwell Banker Ayako Tronson · Thomas L. Macy Karna Cristina · RE/MAX Choice Aaron Hendon · Keller Williams Zachary McDonald · Real Property Jesse Tronson · Thomas L. Macy Executives Lisa Hjorten · Marketplace Sotheby’s Associates Randi Weidner · Coldwell Banker ©FIVEKari Davis · Keller WilliamsSTAR Page 21 International Realty PROFESSIONALKelly McGinnis · NWG Real Estate Greg Willis · John L. Scott Real Estate Ashley Dolan · Berkshire Hathaway Chris Ho · Windermere Real Estate Tina McKay · John L. Scott HomeServices Hania Younis · Coldwell Banker Nat Hopper · Windermere Real Estate Jason Mesnick · NWG Real Estate Page 22 Lindsay Emery · Windermere Real Estate Athena Hu · Skyline Properties Nia Nguyen · John L. Scott Cristina Zalavarria · Windermere Real Estate Page 22 Kathleen Facey · Hallmark Homes NW Emily Incrocci · Windermere Real Eli Okamura · John L. Scott ©FIVE STAREstate PROFESSIONAL Ashley Farrington · Windermere Real Pat Parnell · RE/MAX Exemplary Estate Rio Ingram · John L. Scott Real Estate Don Phillips · Approach Realty Group James Fisher · Windermere Real Estate Rachel Ivy · Redfin Trevor Russell · Windermere Real Sharlne Fisher · Keller Williams Moises Juarez · Redfin Estate ©FIVEStacy Gavino · ColdwellSTAR Banker PROFESSIONAL ©FIVE STAR PROFESSIONAL FS • 23 — www.fivestarprofessional.com ©FIVE STAR PROFESSIONAL