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The Grand Master's Palace in Valletta

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The Grand Master's Palace in Valletta The Voice of the Maltese (driven by the voice of its readers ) Issue Fortnightly magazine for the Diaspora August 1, 2017 160 Fortnightly magazine for the Diaspora TThhee ttrreeaassuurreess ooff MMaallttaa TThhee GGrraanndd MMaasstteerr’’ss PPaallaaccee iinn VVaalllleettttaa The Grand Master’s Palace in Malta’s capital Valletta The Council Chamber is home to a rare collection of has been the administrative centre of the Mediter - exotic Gobelin tapestries depicting hunting scenes ranean island for almost three and a half centuries. from different continents, its State Dining Room is The original palace, built in 1571, was the seat of the adorned with portraits of the Presidents of Malta and Grand Master of the Knights Hospitalliers of St John a painting of Queen Elizabeth II. The Supreme Council and later, during the British colonial period, served as Hall has a cycle of twelve frescoes by Mattia Perez the Governor’s palace. It was also the home of the d’Aleccio depicting the Great Siege of 1565. The Am - House of Representatives of Malta and today it is the bassador’s Hall and main corridors are lined with por - office of the President of the Republic of Malta. traits of European monarchs and Grand Masters. 2 The Voice of the Maltese Tuesday August 1, 2017 Lawence Dimech fikutajiet o˙ra g˙all-komunita` Mal- g˙alhekk dawk li waslu hawn fl- tija, min˙abba li din id-darba ç-çen - eqqel tal-emigrazzjoni fil-˙amsinijiet siment tista’ tg˙id sar kollu online . illum xja˙u u ˙afna minnhom lan - if di©a` t˙abbar f’ The Voice of Fil-komunita` Maltija fl-Awstra-lja qas biss g˙adhom mag˙na. the Maltese , dan l-a˙har ˙ar©u g˙andna ˙afna li ma jag˙mlux u Ωu Niftakru li fit-tmeninijiet fl-Aw - Kxi ri Ωultati mill-a˙˙ar çensi - mill-kompjuters, u allura façli li jkun stralja l-g˙add ta’ Maltin li jg˙ixu fl- ment li sar fl-Awstralja fid-9 ta’ hemm min jinqabe Ω. Awstralja imma li tiweldu Malta kien Awwissu tal-2016. Kul˙add jaf li kull G˙alhekk dejjem jibqa` d-dubju ta’ 58,000. Li jfisser li fl-a˙˙ar 36 ˙Xamesi s nfin ail-Gtvterni Feldeira lij joim -˙keommr h©ija ue Ωat tad l-kwonkluazjorni t ai’ ls-enka l-Moaltmin imwuieldna Miatltaa na`qsu barka fuq ezerçizzju massiçç u ferm kemm hawn Maltin fl-Awstralja li b’madwar 21,000. Li hu nuqqas tas- importanti biex ikun jaf diversi as - twieldu Malta u kemm minnhom li sew sostanzjali. peMtti ta’ daan lil-tpaijjijΩ faejn ngf˙lixu-. a ˙jitk˙ellmau rbil -Mçaltei fnid-dsar.i mMinn enSewtw a tnga˙idul l-i l2-kom0un1ita`6 Mal- Iç-çensiment hu importanti biex dawn l-a˙˙ar ri Ωultati jidher li ç-çen - tija fl-Awstralja mhux biss qed tixjie˙ isiru l-kalkuli mill-Gvern dwar is- siment tefa’ ˙afna iktar dubju dwar iΩda qed ftit tosfor bir-rata ta’ mad - servizzi tas-sa˙˙a, l-edukazzjoni, is- dan. war tnejn fil-mija kull sena. servizzi soçjali u kull aspett ie˙or li Li nafu Ωgur li skont iç-çensiment Izda mbag˙ad sintendi g˙andna l- jolqotna. tal-2016 fl-Awstralja, Maltin li twiel- ispettaklu l-ie˙or li illum fl-Awstralja B˙ala e Ωempju ta’ min isemmi li l- du Malta illum g˙andna biss 37,613. g˙andna ˙afna aktar Maltin ta’ nisel Gvern ikun irid jaf kemm hawn nies Minn dawn, 17,873 jg˙ixu fl-istat ta’ Malti, ji©ifieri dawk li ma twieldux jg˙ixu fi djar, f’appartamenti (flats) , Victoria u 14,481 o˙ra fi New South Malta i Ωda fl-Awstralja minn ©enituri fil-kiri, x’inhuma l-etajiet, kemm Wales. L-o˙rajn huma mxerrdin Maltin. Dawn jammontaw ˙afna hawn nies ja˙dmu jew bla xog˙ol u mal-kumplament tal-kontinent Aw - aktar mis-37,000 li twieldu Malta, ˙afna statistika o˙ra li l-ebda gvern straljan. jigifieri skont ir-ri Ωultat tal-a˙˙ar ma jista’ jg˙addi ming˙ajrha biex Fiç-çensiment ta’ qabel tal-2016, çensiment. jiggverna. ji©ifieri tal-2011, l-g˙add ta’ Maltin li Huwa stmat li jekk ng˙oddu wkoll Min˙abba f’hekk iç-çensiment hu jg˙ixu fl-Awstralja imma li twieldu it-tieni ©enerazzjoni, fl-Awstralja ha- mhux biss importanti g˙all-Gvern Malta kien ta’ 41,270. Dan ifisser li wn 175,557 li huma ta’ dixxendenza iΩda wkoll g˙alina g˙ax jekk ma na- f’˙ames snin inqasna bi 3,657. Maltija. Nafu wkoll li g˙al ˙afna g˙tux lill-Gvern it-tag˙rif li jitlob Issa, dawk li qalu li jitkellmu bil- ra©unijiet strambi mhux kul˙add minna jistg˙u isiru ˙afna Ωbalji li Malti fid-dar huma ta’ 31,987, jigi - jimmarka li hu Malti jew ta’ dexxen - jolqtuna fil-la˙am il-˙aj. fieri hawn ukoll kellna nuqqas ta’ denza Maltija, g˙alhekk dejjem trid L-a˙˙ar çensiment ta’ Awwissu tal- 2,409 minn tal-˙ames snin ta’ qabel. tag˙mel ukoll spazu g˙al dawn in- 2016 qajjem ˙afna kontraversja u Dawn il-figuri li ˙ar©u juru biç-çar nies li jiç˙du l-identita` tag˙hom u lil ©ab mieg˙u ˙afna tgergir g˙ax is-sis - nuqqas sostanzjali fl-g˙add ta’ Mal- dawk li ma jimlewx il-formola taç- tema elettronika li ntu Ωat kienet tin imwielda Malta u li jg˙ixu fl-Aw - çensiment. difettu Ωa, tant li wara xi ˙inijiet din stralja. Dan kien mistenni g˙aliex IΩda ç-çensiment dejjem jibqa` is-sistema ikkollassat. Çertament li l-emigrazzjoni minn Malta lejn l-Aw - b˙ala stampa li tmexxina biex dan hu ri Ωultat xejn feliçi f’ezerçizzju stralja waqfet kompletament. inkunu nafu fejn qeg˙din u kif Nazzjonali b˙al dan. F’dawn l-a˙˙ar 20 sena ftit jew xejn nistg˙u nservu a˙jar lill-komunita` Barra dawn l-iskossi kien hemm dif - kellna emigrazzjoni minn Malta, tag˙na g˙all-©ejjieni. Tuesday August 1, 2017 The Voice of the Maltese 3 Q. I am 27 years old and have just lost my father a few his is a monthly service offered by The Voice of the Maltese months ago. I inherited $250,000 and wish to invest Tin which Marie Louise Muscat from the Fiducian Finan - these funds in a way that I would not be touching them. cial Services helps our readers understand the complexities I was thinking of investing them in superannuation. Do associated with financial planning. If you need more advice you agree with me or should I invest the funds else - send an email to Marie Louise via: [email protected]. where? A. As you are only 27 years old you will the next 12 be unable to touch your superannuation years and your money until age 60 at least. For this rea - age pension son I would recommend that you invest entitlement will these funds in a managed fund out of su - also be higher perannuation and do not touch it. However than if you if in the future you purchase a property and cashed this in - need a deposit on the house, you will be vestment in. able to access these funds. Knowing that you have access to this money you have put Q. My hus - aside should give you peace of mind. band and I have just got Q. My husband is in an aged care facil - married. We ity and is terminally ill. We had paid a have recently Q&A refundable accommodation deposit of bought a house Q&A $153,000. We are both on the full pen - and have a you need the money to be paid to you rather sion but we only have around $10,000 in mortgage of $640,000. We both have good than to your superannuation fund if a claim liquid funds. We each have a term allo - jobs, and can still service the loan comfort - was made. The Income Protection insurance cated pension with around 12 years be - ably if I had to stop working for a while to premium is also tax deductible. I would rec - fore maturity. I was planning to cash his start a family. We are concerned however, ommend you visit an insurance broker so term allocated pension in for liquidity if my husband lost his job through injury that he can advise you accordingly. when he passes away which, as the doc - or sickness as this would completely crip - tors say, is only a matter of weeks. What ple us. I know that we can get ourselves in - Q. I was widowed two years ago and I do you recommend? sured, but we need to know whether it is live in a small house in Neutral Bay. My better to insure ourselves through our su - house has been valued around $2 mil - A. When he passes away you should re - perannuation fund or otherwise? ceive the $153,000 from the refundable ac - lion because of its locality. I am a pen - commodation deposit in full. This will A. There are different insurances you should sioner and have nothing else apart from provide you with a great deal of liquidity be contemplating on but the most important my house. I am finding it hard to make and it will also then be treated as an asset type of insurance in your case is income ends meet now that my husband passed for Centrelink purposes. protection. You need to protect your income away and I have only my pension as in - If you wish to maintain most of the age and you need to protect both of your in - come.
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