Trademark Trial and Appeal Board Electronic Filing System. http://estta.uspto.gov ESTTA Tracking number: ESTTA836201 Filing date: 07/28/2017 IN THE UNITED STATES PATENT AND TRADEMARK OFFICE BEFORE THE TRADEMARK TRIAL AND APPEAL BOARD Proceeding 91228092 Party Plaintiff Intuit, Inc. Correspondence KATHERINE M BASILE Address REED SMITH LLP PO BOX 488 PITTSBURGH, PA 15230 UNITED STATES Email: [email protected], [email protected], kkersh- [email protected], [email protected] Submission Testimony For Plaintiff Filer's Name Katherine M. Basile Filer's email [email protected], [email protected], [email protected], [email protected], [email protected] Signature /Katherine M. Basile/ Date 07/28/2017 Attachments Todd Santos Deposition Transcript PUBLIC REDACTED.pdf(1267909 bytes ) Todd Santos Depo Exhibits - Batch 1 Exhs. 001-010.pdf(5611673 bytes ) PUBLIC REDACTED
Deposition of: Todd Santos June 14, 2017
In the Matter of: Intuit Inc. vs. All in Bits, Inc.
Opposition No. 91228092
PUBLIC REDACTED Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc.
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1 IN THE UNITED STATES PATENT AND TRADEMARK OFFICE 2 BEFORE THE TRADEMARK TRIAL AND APPEAL BOARD 3 4 Intuit Inc., 5 Opposer, 6 vs. Opposition No. 91228092 7 All in Bits, Inc. D/b/a Tendermint, 8 Applicant. 9 10 11 12 13 14 TESTIMONIAL DEPOSITION OF TODD SANTOS 15 16 17 18 19 Date and Time: Wednesday, June 14, 2017 9:39 a.m. 20 21 Location: Reed Smith LLP 22 1510 Page Mill Road, Suite 110 Palo Alto, California 94304 23 24 Reported by: Cammi R. Bowen, CSR-13492 25
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1 A P P E A R A N C E S: 2 For the Opposer: REED SMITH LLP 101 Second Street 3 Suite 1800 San Francisco, CA 94105 4 Tel: (415) 659-4928 E-mail: [email protected] 5 BY: KATRINA M. KERSHNER, ESQ. 6 REED SMITH LLP 1510 Page Mill Road 7 Suite 110 Palo Alto, CA 94304 8 Tel: (650) 352-0500 E-mail: [email protected] 9 BY: KATHERINE M. BASILE, ESQ. 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25
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1 INDEX 2 EXAMINATIONS: PAGE 3 By Ms. Kershner...... 15 4 5 EXHIBITS 6 Exhibit No. Description Ident. 7 Exhibit 1 Opposer Intuit, Inc.'s Notice of Testimonial Deposition of Todd 8 Santos...... 14 9 Exhibit 2 TechCrunch40 online publication dated September 17, 2007...... 28 10 Exhibit 3 Printout from the U.S. Patent and 11 Trademark Office TESS database regarding the trademark 12 registration for "MINT" and design...... 29 13 Exhibit 4 Trademark Assignment for Mint 14 Software, Inc., execution date 12/03/2010...... 34 15 Exhibit 5 Intuit Web page regarding 16 "Featured Products & Services" Bates-stamped INTUIT_000063 17 through 000081...... 35 18 Exhibit 6 Printout from the Mint.com Web site...... 36 19 Exhibit 7 Printout from the Mint.com Web 20 site of a MintLife article...... 39 21 Exhibit 8 Printout from the Mint.com Web site of a MintLife article...... 39 22 Exhibit 9 Printout of a New York Times 23 article entitled "Should You Trust Mint.com?"...... 40 24 25
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1 EXHIBITS - CONTINUED 2 Exhibit 10 Online article from Money Crashers describing Mint and the 3 features of Mint...... 40 4 Exhibit 11 Article from Business Insider published in January of 2015...... 40 5 Exhibit 12 Article from PC Magazine 6 announcing that Mint as PCMag's Editors' Choice for personal 7 finance...... 40 8 Exhibit 13 U.S. Patent and Trademark Office TESS database showing trademark 9 registration number 5084560...... 49 10 Exhibit 14 Document Bates-stamped INTUIT_000157 through 159...... 52 11 Exhibit 15 Printout from the Web site 12 apple.com...... 53 13 Exhibit 16 Article from USA TODAY, dated January 2015...... 54 14 Exhibit 17 Printout from the U.S. Patent and 15 Trademark Office TESS system, showing the registration for 16 "MINTLIFE"...... 57 17 Exhibit 18 Printout from the U.S. Patent and Trademark Office TESS system, 18 showing the registration for "MINT"...... 57 19 Exhibit 19 Document Bates-stamped 20 INTUIT_000091 through 000093...... 58 21 Exhibit 20 Document entitled "Intuit to Acquire Check," dated May 27, 22 2014...... 63 23 Exhibit 21 Document Bates-stamped INTUIT_000045 through 47...... 64 24 25
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1 EXHIBITS - CONTINUED 2 Exhibit 22 Printout of the U.S. Patent and Trademark Office's record for 3 Intuit's "MINT BILLS" registered trademark...... 66 4 Exhibit 23 Printout from the U.S. Patent and 5 Trademark Office's TESS system showing Intuit's trademark 6 registration for "MINT" for payments-related software and 7 services...... 67 8 Exhibit 24 Screenshot of the Mint mobile application...... 67 9 Exhibit 25 Printout of an article from 10 wired.com, dated December of 2014.. 71 11 Exhibit 26 Printout of content on lifehacker.com...... 71 12 Exhibit 27 U.S. Patent and Trademark Office 13 TESS database showing Intuit's trademark application for "MINT" 14 for lending-related services...... 73 15 Exhibit 28 Printout from the Mint Web site.... 74 16 Exhibit 29 Printout from the Mint Web site.... 77 17 Exhibit 30 Printout from the Mint Web site.... 78 18 Exhibit 31 Blog post from the Mint Web site, dated February 2009...... 79 19 Exhibit 32 Printout of iPhone screenshot 20 showing the Mint mobile application...... 81 21 Exhibit 33 MintLife blog posting, dated 22 January 30th, 2014...... 82 23 Exhibit 34 Mint Web site article Bates-stamped INTUIT_000353 24 through 366...... 84 25
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1 EXHIBITS - CONTINUED 2 Exhibit 35 PC Magazine Web site article Bates-stamped INTUIT-000001 3 through 5...... 85 4 Exhibit 36 Article from CryptoCoinsNews, Bates-stamped INTUIT_000321 5 through 327...... 85 6 Exhibit 37 Article from coinbuzz.com, Bates-stamped INTUIT_000305 7 through 307...... 87 8 Exhibit 38 Article from coindesk.com, Bates-stamped INTUIT_000308 9 through 312...... 87 10 Exhibit 39 Printout from businessinsider.com, 11 Bates-stamped INTUIT_000299 through 304...... 88 12 Exhibit 40 Printout from venturebeat.com, 13 Bates-stamped INTUIT_000291 through 298...... 88 14 Exhibit 41 Series of news articles, 15 Bates-stamped INTUIT_000371 through 376, 367 through 370, 385 16 through 388, 381 through 384, 276 through 279, 257 through 260, 249 17 through 254, 240 through 245...... 89 18 Exhibit 42 Printout from the Mint.com Web site, Bates-stamped INTUIT_000094 19 through 96...... 95 20 Exhibit 43 Printout from the Mint.com Web site, Bates-stamped INTUIT_000097 21 through 98...... 96 22 Exhibit 44 Printout from the Mint.com Web site, Bates-stamped INTUIT_000099 23 through 100...... 96 24 Exhibit 45 Printout from mint.com regarding Mint Credit Monitor...... 97 25
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1 EXHIBITS - CONTINUED 2 Exhibit 46 Printout from mint.com regarding Mint Help...... 98 3 *** INTRODUCED IN CONFIDENTIAL SECTION *** 4 Exhibit 47 Mint ads throughout time, 5 Bates-stamped INTUIT_000208 through 237...... 105 6 Exhibit 48 Printout from the Mint.com Web 7 site, Bates-stamped INTUIT_000202 through 204...... 106 8 Exhibit 49 Printout from the 9 twitter.com/mint Web site, Bates-stamped INTUIT_000188 10 through 190...... 108 11 Exhibit 50 U.S. Patent and Trademark Office TESS database record for "EMINT"... 115 12 Exhibit 51 Withdrawal of Application filed 13 with the Trademark Trial and Appeal Board for "EMINT"...... 116 14 Exhibit 52 Printout from the U.S. Patent and 15 Trademark Office Web site TESS system of a trademark application 16 for a design mark for "EMINT"...... 116 17 Exhibit 53 Letter of protest filed by Intuit against a trademark application 18 for the mark "EMINT" and its design mark...... 117 19 Exhibit 54 Office Action from the U.S. 20 Patent and Trademark Office regarding EMINT...... 118 21 Exhibit 55 U.S. Trademark Office TESS 22 database showing the trademark application "DIGITALMINT" by 23 applicant Red Leaf Chicago, LLC.... 120 24 Exhibit 56 Documents regarding a U.S. Trademark application for 25 DIGITALMINT...... 121
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1 EXHIBITS - CONTINUED 2 Exhibit 57 Printout from the U.S. Patent and Trademark Office TESS database 3 showing the record for the trademark application for the 4 mark "MINTLINK" by the applicant MINTLINK LLC...... 122 5 Exhibit 58 Withdrawal of trademark 6 application for "MINTLINK" by MINTLINK LLC...... 122 7 Exhibit 59 Printout from the U.S. Patent and 8 Trademark Office Web site TESS database showing the trademark 9 application for the mark "MINTCHIP" by the applicant Royal 10 Canadian Mint...... 123 11 Exhibit 60 Printout from the U.S. Patent and Trademark Office Web site showing 12 a second application for the mark "MINTCHIP," with a design element 13 by the applicant Royal Canadian Mint...... 123 14 Exhibit 61 U.S. Patent and Trademark Office 15 TESS database showing a trademark application for the mark 16 "ACHIEVEMINT"...... 126 17 Exhibit 62 U.S. Patent and Trademark Office TESS database showing a trademark 18 application for the mark "BETTERMINT"...... 126 19 Exhibit 63 Notice of Express Abandonment of 20 Applications with Opposer's Consent for Marks "ACHIEVEMINT" 21 and "BETTERMINT"...... 127 22 Exhibit 64 Printout from the U.S. Patent and Trademark Office Web site TESS 23 database showing applications for the mark "PAVEMINT"...... 127 24 25
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1 EXHIBITS - CONTINUED 2 Exhibit 65 Printout from the U.S. Patent and Trademark Office Web site TESS 3 database showing applications for the style PAVEMINT...... 128 4 Exhibit 66 Section 7 request filed by 5 applicant for the "PAVEMINT" marks...... 129 6 Exhibit 67 U.S. Patent and Trademark Office 7 TESS database record of a trademark application for 8 "GIGMINT" by applicant T Stamp..... 131 9 Exhibit 68 Notification from the Trademark Trial and Appeal Board to Intuit 10 and T Stamp of the issuance of a notice of default...... 131 11 Exhibit 69 U.S. Patent and Trademark Office 12 TESS database record for the trademark application for 13 "CATCHMINT" by applicant CMNT, Inc...... 132 14 Exhibit 70 Notification from the U.S. 15 Trademark Trial and Appeal Board to the parties of the issuance of 16 a notice of default...... 133 17 Exhibit 71 Printout from the U.S. Patent and Trademark Office TESS database 18 showing the record for a trademark application for the 19 word "MINT" by applicant Mint Lifestyle Holdings, Inc...... 134 20 Exhibit 72 Petition to the Director from the 21 applicant Mint Lifestyle Holdings.. 134 22 Exhibit 73 Printout from the U.S. Patent and Trademark Office database showing 23 the trademark application for the mark "TRIPLEMINT"...... 135 24 25
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1 EXHIBITS - CONTINUED 2 Exhibit 74 Printout from the U.S. Patent and Trademark Office database showing 3 the trademark application for the mark "TRIPLEMINT"...... 135 4 Exhibit 75 Printout from the U.S. Patent and 5 Trademark Office database showing the trademark application for the 6 mark "M.INT MEIER INTERNATIONAL REAL ESTATE"...... 137 7 Exhibit 76 Notice of default from the 8 Trademark Trial and Appeal Board against Meier Group NYC LLC...... 137 9 Exhibit 77 Printout from the U.S. Patent and 10 Trademark Office TESS database showing an application for the 11 mark "MINTPRESS" by applicant Limepoint Pty. Limited...... 139 12 Exhibit 78 Printout from the U.S. Patent and 13 Trademark Office TESS database showing the mark "ENVIRONMINT by 14 applicant Limepoint Pty. Limited... 139 15 Exhibit 79 Printout from the U.S. Patent and Trademark Office TESS database 16 showing the application for the mark "PJMINT"...... 141 17 Exhibit 80 Printout from the U.S. Patent and 18 Trademark Office TESS database showing a second application for 19 the mark "PJMINT"...... 142 20 Exhibit 81 Record from the U.S. Patent and Trademark Office TESS database 21 showing a third application for the mark "PJMINT"...... 142 22 Exhibit 82 Notice of abandonment filed by 23 the applicant, PJMINT, LLC, related to Intuit's opposition to 24 the "PJMINT" marks...... 144 25
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1 EXHIBITS - CONTINUED 2 Exhibit 83 Printout from the U.S. Patent and Trademark Office TESS database 3 showing the application "MINTPOS" by applicant Logic Controls Inc.... 145 4 Exhibit 84 Notice of default from the 5 Trademark Trial and Appeal Board against Logic Controls Inc.,...... 146 6 *** IDENTIFIED OUTSIDE OF CONFIDENTIAL SECTION *** 7 Exhibit 85 Printout from the U.S. Patent and 8 Trademark Office TESS database showing the record for the 9 trademark application for the mark "TENDERMINT" by applicant 10 All in Bits, INC...... 149 11 Exhibit 86 Printout from the tendermint.com Web site, Bates-stamped 12 INTUIT_000255 through 256...... 151 13 Exhibit 87 Printout of the Tendermint Facebook page, Bates-stamped 14 INTUIT_000332 through 339...... 151 15 Exhibit 88 Printout of a Twitter post by the CEO of All in Bits, Jae Kwon, 16 Bates-stamped INTUIT_000290, 280, and 281...... 152 17 Exhibit 89 Printout of a Twitter post by the 18 CEO of All in Bits, Jae Kwon, Bates-stamped INTUIT_000282 19 through 289...... 154 20 Exhibit 90 Printout of an article from the VentureBeat Web site, 21 venturebeat.com, dated February 28, 2017...... 155 22 Exhibit 91 Printout from CoinDesk, from the 23 coindesk.com Web site, Bates-stamped INTUIT_000319, 320, 24 313 through 318...... 155 25
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1 EXHIBITS - CONTINUED 2 Exhibit 92 Article from CryptoCoinsNews, Bates-stamped INTUIT_000328 3 through 331...... 158 4 Exhibit 93 Article from ibtimes.co.uk about Tindermint, Bates-stamped 5 INTUIT_000345 through 349...... 158 6 Exhibit 94 Article from bitcoinist.com about Tindermint, Bates-stamped 7 INTUIT_000006 through 17...... 158 8 Exhibit 95 Article from bitcoinmagazine.com about Tindermint, Bates-stamped 9 INTUIT_000019 through 24...... 158 10 Exhibit 96 Letter of protest filed by Intuit against the application by Red 11 Leaf Chicago LLC for the mark "DIGITALMINT"...... 164 12 Exhibit 97 Notice of opposition, filed by 13 Intuit against Logic Controls, Inc., opposing the application of 14 "MINTPOS"...... 165 15 Exhibit 98 Consolidated notice of opposition, filed by Intuit 16 against PJMINT, LLC, for attempted registration of 17 multiple applications for the mark "PJMINT"...... 166 18 Exhibit 99 Notice of opposition, filed by 19 Intuit against LimePoint Pty. Limited, challenging the 20 attempted registration of the marks "ENVIRONMINT" and 21 "MINTPRESS"...... 166 22 Exhibit 100 Notice of opposition filed by Intuit against MEIER GROUP NYC 23 regarding MEIER'S attempted registration of the mark "M.INT 24 MEIER INTERNATIONAL REAL ESTATE"... 167 25
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1 EXHIBITS - CONTINUED 2 Exhibit 101 Notice of opposition filed by Intuit against Suitey, Inc., 3 regarding Suitey's attempted registration of the mark 4 "TRIPLEMINT"...... 168 5 Exhibit 102 Intuit's notice of opposition filed against Suitey, Inc., for 6 its second attempted trademark registration of the mark 7 "TRIPLEMINT"...... 169 8 Exhibit 103 Notice of opposition filed by Intuit against T Stamp LLC, 9 related to T Stamp's attempted registration of the mark 10 "GIGMINT"...... 169 11 Exhibit 104 Consolidated notice of opposition filed by Intuit against Evidation 12 Health, Inc., opposing Evidation's attempted 13 registration of the "ACHIEVEMINT" and "BETTERMINT" marks...... 170 14 Exhibit 105 Notice of opposition filed by 15 Intuit against MintLink, LLC, opposing MintLink's attempted 16 registration of the mark "MINTLINK"...... 171 17 Exhibit 106 Intuit's notice of opposition 18 against Frans Reitsma, opposing attempted registration of the 19 mark "EMINT"...... 171 20 21 22 23 24 25
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1 TODD SANTOS,
2 being first duly affirmed by the Certified Shorthand
3 Reporter to tell the truth, the whole truth, and nothing
4 but the truth, testified as follows:
5 THE WITNESS: I do.
6 MS. KERSHNER: Okay. Good morning, everyone.
7 This will be the deposition of Todd Santos.
8 I'd like to put on the record that counsel for
9 the opposer, Intuit, served a notice of testimonial
10 deposition of Todd Santos on May 15th, 2017, noticing
11 the deposition for June 14th, 2017, at 9:00 a.m. at the
12 offices of Reed Smith in Palo Alto, California.
13 I'd like to mark this as the first exhibit.
14 (Opposer's Exhibit 1, Opposer Intuit, Inc.'s
15 Notice of Testimonial Deposition of Todd
16 Santos, was marked for identification.)
17 MS. KERSHNER: And we'd also like to put on the
18 record that in spite of the notice, counsel for the
19 applicant Jae Kwon and the applicant himself, Jae Kwon,
20 who also received notice of the deposition, have elected
21 not to appear.
22 We are going to proceed with the testimony
23 today.
24 I'd also like to put on the record that Intuit
25 is deposing Mr. Santos as a fact witness only. Intuit
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1 does not waive any attorney-client work product or other
2 applicable privilege by virtue of questioning Mr. Santos
3 at this deposition today.
4 EXAMINATION
5 BY MS. KERSHNER:
6 Q. Mr. Santos, will you please state your name for
7 the record?
8 A. Todd Aaron, A-a-r-o-n, Santos.
9 Q. Do you understand that this deposition is being
10 taken in a proceeding before the Trademark Trial and
11 Appeal Board to determine whether All in Bits, Inc., is
12 entitled to register the mark "TENDERMINT" for digital
13 currency and related services as a trademark?
14 A. Yes.
15 Q. Do you understand that you should not reveal
16 any privileged communications with counsel during your
17 testimony today?
18 A. Yes.
19 Q. Have you ever been deposed before?
20 A. I have been a witness in a criminal trial
21 before.
22 Q. Do you understand that your testimony today is
23 under oath?
24 A. Yes.
25 Q. And I'm going to give you a few instructions.
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1 Will you please answer my questions verbally so
2 that the court reporter can get things down, instead of
3 nodding or shaking your head?
4 A. Yes.
5 Q. Okay. I'm going to start with just a few
6 questions about your background and your employment.
7 Who is your employer?
8 A. Intuit, Inc.
9 Q. And where is your office located?
10 A. The -- our corporate office address is 2535
11 Garcia Avenue, Mountain View, California, and the zip, I
12 think, is 94043.
13 Q. What is your current title at Intuit?
14 A. I am senior program manager in our IP group.
15 Q. And how long have you been working at Intuit?
16 A. Over 20 years. So just over 20 years.
17 20 years and nine months.
18 Q. Does that mean you started in 1996?
19 A. Correct.
20 Q. Could you describe for me your responsibilities
21 at Intuit in your role?
22 A. Yes. So currently, I'm responsible for the
23 operations of our brand protection program, and that
24 has, sort of, two main components. One is running the
25 operational side under the direction of our IP attorneys
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1 of our trademark clearance and registration process,
2 and, you know, prosecution of our trademarks with
3 outside counsel as well.
4 And then the second side of the -- of the
5 operation is our brand-protection monitoring and
6 enforcement capability.
7 Q. Does your job include any involvement with
8 marketing?
9 A. Yes.
10 Q. Okay. And you mentioned trademark matters,
11 both prosecution and enforcement. Does that mean that
12 you are familiar with Intuit's trademark practices?
13 A. Yes. Absolutely. I'm directly involved with
14 those practices.
15 Q. Are you familiar with how Intuit enforces the
16 Mint trademark?
17 A. Yes.
18 Q. Tell me a little bit about your role in that
19 respect.
20 A. Yeah. So on a day-to-day basis, I assist
21 our -- our IP attorneys with -- as I said before, with
22 the registration and -- and maintenance of our trademark
23 portfolio for Mint, as well as monitoring the external
24 environment and helping to identify either uses of our
25 mark by third parties who don't have authorization, or
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1 uses of marks that, based on our team's criteria, you
2 know, we believe could be confusing to consumers. And I
3 help manage the system for bringing those in, having
4 them reviewed and identified, both by outside counsel
5 and internal counsel, and then helping to drive the
6 decision-making with our business leaders.
7 Q. Has that part of your job familiarized you with
8 the Mint product?
9 A. Yes. Very much. It's -- it's part of my role
10 to understand the scope of the Mint product, what it
11 does, the -- the consumers and the -- and the solutions
12 that -- you know, the consumers it serves and the
13 solutions it provides.
14 Q. Are you familiar with how the Mint product has
15 grown and changed over the years?
16 A. Yes. Again, that's directly part of my role,
17 because, as -- as I'm sure you know, in order to protect
18 the brand, any company needs to understand what the
19 brand is being used for and has been used for over time,
20 so that if you decide to -- to file a trademark, you can
21 accurately describe what goods and services the brand is
22 used on and how long it's been used on those goods and
23 services.
24 Q. You mentioned before that you're also involved
25 in enforcement for trademarks. Does this mean that you
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1 are familiar with this particular opposition proceeding
2 against Tendermint?
3 A. Yes.
4 Q. Okay. I'm going to switch gears a little bit
5 slightly and ask you about the Mint product and brand.
6 Can you give me a summary, a high-level
7 summary, of what Intuit provides under the "MINT" mark?
8 A. Yes.
9 So there are several things and I'll just
10 describe the -- the offering, generally.
11 So one aspect of the offering is that consumers
12 can link all of their financial accounts to our
13 platform, and then our platform pulls in the data from
14 all those financial accounts, including transactions,
15 holdings, asset -- assets, things like that, so that
16 consumers can see them all in one place and look at that
17 data, categorize it, use it for budgeting, for
18 financial -- you know, personal financial planning.
19 Things like that. So that's one aspect of it.
20 Another aspect of the offering is what is now a
21 pretty robust content platform, where we provide to
22 consumers deep financial content about, sort of, how to
23 manage their personal finances and related kinds of
24 content around lifestyle -- you know, lifestyle issues
25 related to personal finance and saving and things like
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1 that.
2 A third piece is, we have a -- what I would
3 call a -- sort of a financial offer referral engine,
4 where consumers can evaluate the financial offerings
5 of -- of other parties and compare them to what
6 financial offerings the consumer is using now.
7 So, for example, credit cards is one where
8 consumers can see if they can switch to another credit
9 card in order to get a lower interest rate or lower
10 annual fee or something like that.
11 So that's a piece. That's sort of a key piece
12 of the product, or the offering.
13 And then there's another piece, which is
14 payments capability. So in the product, in both the
15 mobile -- the mobile product and in the online service,
16 users are able to generate and track payments to third
17 parties.
18 And then there are some other things associated
19 with the product, including the ability to track assets
20 and securities from various sources, including assets
21 like stocks and bonds, things like that. Mutual funds,
22 things like that. But also digital assets like digital
23 currency, digital wallet transactions, digital payments,
24 things like that.
25 And then there are a few other services that
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1 are also associated with the product, including giving
2 consumers the ability to get a free credit score and
3 monitor their credit scores.
4 And -- and then there's another side to the
5 service, which -- which I would describe as
6 institutional facing. So everything I just described
7 was consumer facing, end-user facing.
8 There's another whole side to the product which
9 is institutional facing, and that is our services to
10 lots of different institutions to not only coordinate
11 with them on the secure transfer of consumers' data onto
12 the platform so that consumers can see all their
13 transactions and financials in one place, but also
14 providing institutions with the ability to serve up
15 offers, relevant offers, for those institutions'
16 financial products to our users in a context that makes
17 sense for our users, or at the user's direction, using
18 data that the user provides.
19 Q. Can you tell me what types of offers those
20 might be?
21 A. Yeah. So they're a pretty broad set of -- of
22 offers in this -- in this -- you know, in this part of
23 the -- of the offering. They include things like the
24 ability for institutions to provide consumers with
25 offers on checking accounts and savings accounts. So
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1 sort of traditional banking services.
2 It also includes the ability of consumers to --
3 for consumers to evaluate and -- and sign up for loans.
4 Various kinds of loans, student loans, even peer-to-peer
5 loans.
6 There's also an auto insurance capability,
7 where consumers can go and get quotes on -- get referred
8 to a quote for auto insurance.
9 There are offers for investment accounts and
10 investment management, including the kinds of investment
11 management that are -- that are becoming more popular
12 now. They're -- they're often called semiautomated
13 investment management or robo, robotic investment
14 management.
15 So there are offers for those kinds of things.
16 And then the referral engine also has other
17 kinds of offers in it that allow consumers to just find
18 other financial products to save money.
19 Q. Okay. I want to go back and clarify a couple
20 of things.
21 A. Uh-huh.
22 Q. There's a lot of content there.
23 A. Uh-huh.
24 Q. The first thing is, you mentioned a Web or
25 mobile application. Can you tell me about how the
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1 product is presented to the user?
2 A. Yeah. So -- so users have the option to access
3 the platform and view and take action on transactions
4 through either a Web interface, so that's a
5 browser-based -- you know, within the browser, an
6 interface we provide to our platform within the browser,
7 so Web-based. Or -- and both -- the user can go
8 download a mobile app for -- for example, for the Apple
9 iPhone or for android devices, Google android devices,
10 and be able to see the data, the same data -- in -- in
11 most cases, the same data that they see in Web
12 interface.
13 There's some exceptions, in part based on the
14 size of the screen. There aren't as many charting
15 options and things like that. But users can access and
16 take action on their mobile device using the same data
17 that they can see in the Web interface. And many users,
18 of course, do both.
19 Q. And then the other thing I wanted to clarify
20 was you mentioned a payment capability through Mint.
21 A. Uh-huh.
22 Q. Can you describe what kinds of payments can be
23 made or viewed through Mint?
24 A. Yeah. So several kinds of payments can be
25 viewed or made on the platform and in the offering.
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1 So one area of the offering is -- is the
2 capability -- once users link their accounts,
3 specifically, a checking or a similar kind of cash
4 account to the platform, users can generate payments
5 directly within both the app and the Web interface to
6 third parties. And that can take the form of, you know,
7 what can be called just sort of a normal payment to an
8 individual, or it can take the form of a bill payment.
9 For example, to a large biller like an electric company
10 or something like that.
11 But there are also other kinds of
12 payment-related capability in the product. So as an
13 example, the product is able to link to and -- and
14 thereby track, in almost realtime, payment capability
15 that -- that users are taking advantage of in digital
16 wallets like Venmo and PayPal, as an example.
17 And also, users are also able to track, as I
18 said before, digital currency assets that are -- that
19 reside in the Coinbase digital wallet. And so if a --
20 if a consumer makes a transfer or a payment of -- of a
21 digital currency unit, whether it be an Ethereum digital
22 currency unit or Bitcoin, to another individual from the
23 Coinbase wallet, that action will be reflected in Mint
24 the next time the user updates their Mint accounts.
25 Q. Okay. Great. Thank you.
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1 And we'll drill into those a little bit more
2 deeply in a bit. But now I want to ask you a little bit
3 about the history of Mint.com or Mint, the company.
4 A. Uh-huh. Uh-huh.
5 Q. How did Intuit come to own the Mint brand?
6 A. Yeah, so Intuit acquired MINT Software, Inc.,
7 in late 2009. I think it was -- the acquisition was
8 publicly announced in September of 2009, I believe. And
9 then I think it was closed or completed in November
10 of 2009.
11 Q. Were you involved at all in the actual
12 acquisition?
13 A. I was involved in some due diligence associated
14 with the acquisition, primarily on the trademark side.
15 Q. Are you familiar with Mint and the company from
16 prior to the acquisition?
17 A. Yes. So as part of my job, including before
18 and after the acquisition, I needed to learn some of the
19 information associated with MINT Software, Inc., and
20 when it started using the mark. For example, what it
21 used the mark on, what were the -- what was the scope
22 and capabilities of the offering at -- you know, during
23 its first use and through the period until Intuit
24 acquired the company.
25 And then after the acquisition, obviously,
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1 myself and our IP attorneys and the rest of our staff
2 had to learn the product and understand, sort of, what
3 the product did at that point and what the roadmap was
4 for the product to expand over time.
5 Q. When was Mint first started, as far as you
6 know?
7 A. Yeah, so my understanding, again, this was
8 before Intuit acquired MINT Software, Inc., but my
9 understanding is that the company started sometime in
10 2006. It was started by Aaron Patzer, who's the founder
11 and CEO. And the company started providing services to
12 the public in April of 2007.
13 Q. And those services to the public were provided
14 under the Mint brand?
15 A. Correct.
16 Q. Were you working at Intuit at this time?
17 A. Yes.
18 Q. When did you first become aware of Mint?
19 A. I'm not sure of the exact date, but at that
20 time, Mint was providing some of these services that I
21 described, including linking of -- of bank accounts,
22 primarily, at that point. So that consumers could see
23 their bank transactions in one place. And, of course,
24 Intuit had similar offerings of its own during that same
25 time. We had a product called Quicken, which was a
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1 desktop-installable product that did similar things, as
2 well as an online version of Quicken called Quicken
3 Online.
4 And so as part of my job, I need to know about
5 other similar products that are in the marketplace,
6 whether they be competitive or not. And so at some
7 point, you know, between the Mint launch and 2009, I was
8 aware of the product.
9 I would also say that Intuit does the --
10 company does a good job of understanding the landscape
11 for, you know, these kinds of offerings, new
12 technologies in the space. And so we, as a company,
13 were aware of this product, probably, you know, starting
14 in 2007.
15 I also know that there was a local Silicon
16 Valley -- I don't know what you would call it, probably
17 a contest or an event that was sponsored by the
18 publication TechCrunch in -- I believe in late 2007,
19 maybe September, October, 2007. And this is an event
20 that's pretty well-known now, where start-up companies
21 compete for an award by the publication as to, sort of,
22 you know, up-and-coming start-ups. And I know that Mint
23 won that award, I believe, again, in the fall of 2007.
24 And that -- that created a lot of publicity and
25 awareness. So I was aware of the product at that point.
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1 Q. That TechCrunch award, what is it called now?
2 A. I'm not sure what the actual award is called,
3 but the event is called TechCrunch Disrupt and it's
4 pretty well-known nationwide now.
5 MS. KERSHNER: I'm going to mark this as
6 Exhibit 2.
7 (Opposer's Exhibit 2, TechCrunch40 online
8 publication dated September 17, 2007, was
9 marked for identification.)
10 BY MS. KERSHNER:
11 Q. Do you recognize this document?
12 A. Yes.
13 Q. What is it?
14 A. This is a -- an article in tech -- TechCrunch,
15 the online publication, announcing that Mint won its --
16 what was then called the TechCrunch40 top company award.
17 And this is dated September 18th, 2007. So I was
18 correct about the date.
19 Q. What was the product that Mint was originally
20 providing when it launched back in 2007?
21 A. So between the launch, you know, the public
22 launch in April and September of 2007, Mint was
23 providing both this single place to track accounts
24 and -- and pull in data from linked bank accounts. It
25 was also providing this -- a form of this referral
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1 engine, referral offer engine that I was talking about
2 before, where consumers could compare offers from
3 financial institutions to decide if they wanted to, you
4 know, sign up for a credit card or a savings account or
5 whatever.
6 And there was a sort of basic form of offering
7 at that time.
8 And then the third thing that -- that Mint was
9 doing at that time was a pretty basic blog content
10 service, which was primarily personal finance and -- and
11 product updates.
12 Q. Okay.
13 MS. KERSHNER: I am going to mark another
14 exhibit here.
15 (Opposer's Exhibit 3, Printout from the U.S.
16 Patent and Trademark Office TESS database
17 regarding the trademark registration for
18 "MINT" and design, was marked for
19 identification.)
20 BY MS. KERSHNER:
21 Q. Do you recognize this document?
22 A. Yes.
23 Q. What is it?
24 A. This is a printout from the U.S. Patent and
25 Trademark Office TESS database. And this is the record
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1 for the trademark registration for "MINT" and design.
2 Q. Can you describe "MINT" and design, the mark,
3 to mean?
4 A. Yeah. This is a -- the -- this is the first
5 trademark application and -- and subsequent registration
6 filed by MINT Software, Inc., prior to the acquisition.
7 It was the first one for the "MINT" mark. And it's a --
8 it's a somewhat stylized font with "mint" and then on
9 the left is a -- what we call the three-leaf design.
10 It's three mint leaves and there's a little dollar sign
11 within one of the leaves.
12 Q. In what sense is the leaf related to the Mint
13 product?
14 A. It's -- it's always been the motif and the
15 visual design that we and our -- our predecessor, MINT
16 Software, have used as part of the logo and the identity
17 of Mint.
18 I can say more about, sort of, the -- what that
19 signifies or, you know, if you --
20 Q. Yeah, what does the leaf signify?
21 A. The leaf is a really critical part of the
22 identity for the -- for the service overall, and it --
23 Intuit's -- Intuit's belief is that the Mint -- the leaf
24 sort of puts in the mind of the consumer this idea of
25 the -- the herb mint, which has very positive
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1 connotations around something that is fresh and
2 refreshing, you know, kind of like mint. And that's a
3 good connotation. For us, it means something that's --
4 that's sort of easy to understand for consumers that has
5 a positive connotation.
6 There are -- there are some other suggestive,
7 sort of, elements to that, including that, you know,
8 there's a -- there's a sort of -- another meaning behind
9 this, which is that "mint" also can mean new or perfect
10 or, you know, mint condition. And so there's an element
11 of -- of that in this identity.
12 And then there is a third connotation, which we
13 only have a, sort of, suggestive element to this, which
14 is that, you know, there's this phrase, "make a mint"
15 that's -- that's been used over time, which can connote,
16 you know, making money over time.
17 But what we've found is that's not -- that's
18 not messaging that rings with consumers. Consumers are
19 more interested in what making money can -- can bring to
20 them. And so consumers are more interested in saving
21 for college. They're more interested in the things that
22 money can buy rather than money as an end, in and of
23 itself. And so we've really tried to create a -- an
24 identity that's associated with fresh, refreshing, new,
25 that kind of stuff.
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1 Q. Okay. Do you know when Intuit first
2 contemplated acquiring Mint?
3 A. I -- I don't know the exact date, because I
4 wasn't, you know, directly involved with our executive
5 staff as they started to talk about this. But I know
6 that Intuit, as I said before, was aware of Mint,
7 including after they won this -- this prestigious
8 start-up award. And I think probably early 2009, I
9 think around February 2009, was when, based on
10 discussions that we had internally after the
11 acquisition -- it's my understanding that early 2009,
12 there were discussions about the possibility of
13 acquiring the company.
14 Q. And I think you already told me this before,
15 but when did the acquisition close?
16 A. Yeah. So the -- the acquisition was -- you
17 know, our acquisition team worked on it, obviously --
18 certainly, by the summer of 2009, it was being actively
19 worked on and -- and the acquisition was announced
20 September of 2009 and then closed in November of 2009.
21 Q. At the time that Intuit acquired Mint, had the
22 Mint product changed or developed at all since its first
23 iteration?
24 A. Yeah. So it had expanded since April 2007.
25 The referral engine became more mature, so there were
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1 more -- there was more capability in terms of providing
2 institutions with the ability to serve up offers to
3 consumers and also providing consumers with more
4 relevant offer content. The -- the blog and educational
5 content also increased during that time pretty
6 significantly.
7 And then one of the big milestones was in
8 December of 2008, Mint launched its mobile app. The
9 first was the mobile app for iPhone and that was
10 December of 2008. And that was, obviously, a big
11 development.
12 Q. Okay. I'll ask you a little bit about the app
13 in a minute. But what trademarks did Intuit acquire
14 when it acquired Mint?
15 A. We acquired this trademark registration that
16 you put in front of me here, the -- the registration
17 3526377. And then we also, obviously, acquired the
18 unregistered or common law rights associated with this
19 and the use of the brand in -- in all these spaces that
20 I've described at that time.
21 MS. KERSHNER: I'll note for the record that
22 the witness was pointing to Exhibit 3.
23 BY MS. KERSHNER:
24 Q. Okay. So now I want to talk a little bit about
25 the Web application for the product.
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1 Can you describe that Web application for me?
2 A. Yeah. As I mentioned earlier, it's accessed --
3 so we have a platform with a sort of traditional
4 software as a service stack. And consumers are able to
5 go visit the Mint.com -- the URL happens to be Mint.com.
6 Users are able to go to Mint.com in their browser,
7 access the initial Web site, and then they're able to
8 create an account and sign in to the Web application.
9 And within the Web application, they have all these
10 capabilities that I discussed earlier, including the
11 ability to link all kinds of financial asset and P2P
12 accounts and then be able to look at and manipulate that
13 data in one spot.
14 Q. And I realize I forgot to show you another
15 document. I'm going to go back, just a minute, to the
16 trademark discussion we were having earlier.
17 MS. KERSHNER: That's going to be Exhibit 4.
18 (Opposer's Exhibit 4, Trademark Assignment
19 for Mint Software, Inc., execution date
20 12/03/2010, was marked for identification.)
21 BY MS. KERSHNER:
22 Q. Do you recognize this document?
23 A. Yes.
24 Q. What is it?
25 A. This is the assignment of the registration we
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1 were just talking about, 3526377. From MINT Software,
2 Inc., to Intuit. To Intuit Inc.
3 Q. Okay. And now I'd like to return to the -- our
4 discussion about the Web application. My apologies.
5 I'd like to show you another exhibit.
6 (Opposer's Exhibit 5, Intuit Web page
7 regarding "Featured Products & Services"
8 Bates-stamped INTUIT_000063 through 000081,
9 was marked for identification.)
10 BY MS. KERSHNER:
11 Q. Do you recognize this document?
12 A. I recognize this as printouts from the
13 Intuit.com Web site.
14 Q. And does that --
15 A. And -- and Mint.com.
16 Q. Does that document have a Bates label?
17 A. It does.
18 Q. Would you read it to me, the first and last
19 numbers?
20 A. Sure. Yeah. So it's INTUIT_000063 through
21 000081.
22 Q. And can you tell me, just sort of in a summary
23 fashion, what those printouts show from the Intuit and
24 Mint Web sites?
25 A. Yeah. These are recent printouts from
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1 Intuit.com, which is my company's primary home page,
2 showing various of our products, including Mint. And
3 then there are printouts from Mint.com, the Web site and
4 offering I just described. It looks like the first few
5 pages are the home page content for Mint.com.
6 Let's see.
7 Yeah, and then these are -- some of these pages
8 have been updated, but these are recent versions of
9 various pages from Mint.com, showing some of the
10 different offerings and -- and features of Mint,
11 including the bills feature, the account tracking, the
12 mobile app, and then the -- the referral offers
13 capability.
14 Q. And the Web site that these printouts are from,
15 is that a public Web site?
16 A. Yes.
17 Q. So anyone could navigate to it and see this or
18 similar?
19 A. That's right. That's right.
20 Q. Okay.
21 MS. KERSHNER: I'm going to mark another
22 exhibit.
23 (Opposer's Exhibit 6, Printout from the
24 Mint.com Web site, was marked for
25 identification.)
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1 BY MS. KERSHNER:
2 Q. Do you recognize this document?
3 A. Yeah.
4 Q. Can you tell me what it is?
5 A. Yeah. So this is -- again, this is a --
6 several of these pages have been updated, but this is
7 a -- a version of the Mint.com Web site from, you know,
8 the recent past, a few months. And this particular page
9 is a log-in page for both Mint and what we had
10 previously as a separate Web-based and mobile
11 application, Mint Bills. And this is the log-in,
12 sign-in page.
13 Second page here, so that was -- that was 103.
14 104, this is an introductory page for the Mint Credit
15 Score offering.
16 105 is -- looks like this is a printout from an
17 actual user account on Mint showing cash and credit card
18 accounts and individual transactions.
19 106, this is an actual printout from the Web
20 application showing the budgets feature of Mint.
21 107, a printout from the Mint Web-based
22 application showing the goals feature.
23 And then 108, a printout from Mint.com, from
24 the actual Web application, showing a spending report or
25 the spending -- you know, the spending by category
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1 features.
2 Q. Does this document accurately reflect what a
3 user of the Mint Web application would see after they
4 log in?
5 A. So starting with 104 -- I'm sorry, starting
6 with 105, yes, this is -- this is what a user would
7 actually see. And again, we -- you know, we're
8 constantly updating the user interface for this
9 offering. And so some things -- you know, some things
10 may have been updated or slightly modified, but this is
11 the general view that the user sees once they log in.
12 Q. I want to talk about the Mint Web app overall.
13 Has it been positively received?
14 A. Yes. Very much so.
15 So the Web app has been -- since -- frankly,
16 since public launch in April -- so I guess it was a
17 public beta in April of -- of 2007. Since that time,
18 it's garnered a lot of attention from press. We talked
19 before about the application, the company winning the
20 start-up award, TechCrunch40 start-up award, but also
21 the number of users who have decided to create accounts
22 on the application has grown significantly and very --
23 frankly, you know, during that time, very quickly, which
24 is an indication that, you know, people were -- were and
25 are excited about the product.
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1 There's also been a fair amount of external
2 press about the -- the Web application and the mobile
3 app together. And the press has been -- you know,
4 everything from The New York Times to Forbes to Business
5 Insider, VentureBeat, USA TODAY, a lot of major
6 publications, all very positive press.
7 MS. KERSHNER: Okay. I'm going to mark another
8 two exhibits.
9 (Opposer's Exhibit 7, Printout from the
10 Mint.com Web site of a MintLife article, was
11 marked for identification.)
12 (Opposer's Exhibit 8, Printout from the
13 Mint.com Web site of a MintLife article, was
14 marked for identification.)
15 BY MS. KERSHNER:
16 Q. So we've just marked Exhibit 7 and 8.
17 Do you recognize these documents?
18 A. Yes.
19 Q. What are they?
20 A. These are updates or blog posts to -- on our --
21 on the MintLife blog, which is the -- the content side
22 of the Mint offering that I described earlier.
23 These are posts from March of 2009, both of
24 them. And they are updates describing that the then-CEO
25 of Mint, Aaron Patzer, was invited to the White House to
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1 consult with administration officials at that time
2 regarding financial education, personal finance for
3 America, things like that. And this -- this is just,
4 obviously, another indication that the brand and the
5 offering were -- were well-known, because Mint was
6 invited to participate in this administration event.
7 Q. And you mentioned some other positive press.
8 I'm going to show you a few more exhibits, and I'll just
9 have you let me know if you recognize them and seen them
10 before.
11 (Opposer's Exhibit 9, Printout of a New York
12 Times article entitled "Should You Trust
13 Mint.com?," was marked for identification.)
14 (Opposer's Exhibit 10, Online article from
15 Money Crashers describing Mint and the
16 features of Mint, was marked for
17 identification.)
18 (Opposer's Exhibit 11, Article from Business
19 Insider published in January of 2015, was
20 marked for identification.)
21 (Opposer's Exhibit 12, Article from
22 PC Magazine announcing that Mint as PCMag's
23 Editors' Choice for personal finance, was
24 marked for identification.)
25 THE WITNESS: Okay. Should I describe these
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1 individually?
2 MS. BASILE: Hold on. Kat will tell you.
3 THE WITNESS: Yeah.
4 BY MS. KERSHNER:
5 Q. Yeah. So now that we've gotten these labeled,
6 I've just shown you four documents, Exhibits 9 through
7 12.
8 Do you recognize these documents?
9 A. Yes.
10 Q. And can you tell me generally what they are?
11 A. Yeah. So 9 is -- is an article from The New
12 York Times about Mint. And this is an article that came
13 out in 2010. This was after the acquisition by Intuit.
14 And I recall the company being happy about this article
15 because it was so prominent and positive about -- about
16 the product. Focused on security and some other things.
17 10, let's see. An online article from Money
18 Crashers going through -- describing Mint and the
19 features of Mint. Another positive review. There were
20 some discussion in the article about, you know,
21 advantages and disadvantages of Mint and of personal
22 finance in general.
23 Let's see. 11, an article from January of 2015
24 in Business Insider. An article, a story about a couple
25 who used Mint to manage their money and save money so
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1 that they could pay off debt. Obviously, a very
2 positive, positive article for us and one that Intuit
3 was very happy about.
4 And another article here from PC Magazine
5 announcing that Mint was PCMag's Editors' Choice for
6 personal finance, and going through and doing a review
7 of the experience that consumers have with Mint. And it
8 was, obviously, a very positive review and winning of
9 the Editors' Choice award.
10 Q. And as press articles, is it your impression
11 that these documents are publicly available?
12 A. Yes.
13 MS. KERSHNER: I think we've been going for
14 about an hour. So if we can take a break.
15 THE WITNESS: Okay.
16 MS. KERSHNER: We are off the record.
17 (Break taken.)
18 BY MS. KERSHNER:
19 Q. Okay. We are back on the record after a short
20 break.
21 Mr. Santos, I was asking you about some of the
22 press that you'd received for Mint and now I'd like to
23 ask you a little bit about the product itself.
24 A. Okay.
25 Q. You've described the product to me in terms of
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1 what it does right now. But has it -- has the product
2 expanded over time?
3 A. Yes.
4 So, again, the product started with primarily
5 three components. And when I say "product," of course,
6 I mean, the -- you know, the online service. Started
7 with three main components: Account tracking, as I
8 described; some basic content, financial content for
9 consumers; and then this first version of this
10 referral -- offer referral engine. Over time, the
11 product has grown significantly.
12 So as I mentioned, the mobile capability was
13 introduced in 2008. At the end of 2008. The referral
14 engine has grown, as I also mentioned, over time so that
15 now it's -- it's very contextually relevant for the
16 users, based on data and the -- the number and types of
17 offers that users could take advantage of has grown
18 significantly.
19 The product also grew with respect to its
20 capability to generate payments starting in 2014. And
21 so now the -- you know, whereas before, when it
22 launched, the product was primarily focused on tracking
23 of accounts. Now the product has this capability to
24 generate payments.
25 And then the product has expanded further, over
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1 time, to include some of these capabilities I talked
2 about earlier around tracking digital wallet and digital
3 currency assets, along with a more full-fledged ability
4 to track other assets, like securities.
5 The product has also expanded, as I mentioned,
6 into providing consumers with credit scores. And I'm
7 trying to think what else. I think those are the
8 primary.
9 Q. Has the product expanded at all on the
10 institutional side?
11 A. Yes. So initially, when it launched, Mint was
12 linking accounts primarily through the process of
13 consumers deciding to instruct Mint to go to the
14 institutional account using the user's credentials, log
15 in and pull out the data.
16 And now, over time, Intuit -- subsequent to the
17 acquisition, Intuit's relationship with financial
18 institutions has grown so that Intuit has direct
19 relationships with institutions in order to facilitate
20 the transfer of data, the user's data at the user's
21 request, to the Mint platform and their various
22 relationship -- relationships around that data,
23 contractual relationships, services associated with
24 security on that data, on the Mint platform.
25 And then Intuit also provides a much broader
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1 set of services to institutions and others around
2 advertising and referral capability, you know,
3 referral/offer capability for end users.
4 Q. Has the Mint product expanded the different
5 assets that it will track the value of over time?
6 A. Yes. So as I mentioned, over time, the
7 product, you know, having started primarily with banking
8 accounts, has grown to include a pretty extensive
9 capability to track brokerage accounts and the
10 securities associated with brokerage accounts. And
11 then, you know, if you -- if you consider digital
12 currency to be a security, the capability to track
13 Ethereum and Bitcoin through our relationship with
14 Coinbase gives you that ability to track that as an
15 asset, as a security.
16 And then there are other assets that we've
17 allowed users to track over time, including whatever
18 kinds of representations of cash are in a digital
19 wallet, like Venmo or PayPal, because we've now created
20 the capability to go and pull that data from Venmo and
21 PayPal, as I mentioned.
22 And then lastly, we've given consumers the
23 ability to track the value of their real estate through
24 a relationship with Zillow, which, you know, Zillow is
25 its own platform for real estate and -- and has a
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1 capability to estimate the value of individual homes.
2 And so we've given consumers the capability, through our
3 relationship with Zillow, to type in their home address.
4 We go out to Zillow, securely pull in the estimate for
5 the value of the home, which obviously changes over
6 time, and we're able to update that as it changes in the
7 Mint platform so that consumers can see their net worth
8 in a way that includes the value of their home at that
9 time.
10 Q. So I'm going to go through each of those
11 different expansions, sort of one by one.
12 A. Uh-huh.
13 Q. So let's start with the mobile application.
14 A. Uh-huh.
15 Q. Can you tell me just briefly about the mobile
16 application, the addition of it?
17 A. Yeah, as I mentioned before, it launched in, I
18 believe, December of 2008. So prior to the acquisition
19 by Intuit. The first version was the iPhone version.
20 It was followed up, some months later, by the android
21 version. And that -- the mobile app allows the user to
22 securely view the current state of their -- of their
23 financial assets as -- as stored on the platform.
24 Q. And were you involved in the development of the
25 application at all?
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1 A. So I'm -- I'm not an engineer, so I wasn't
2 involved in the development from the technical side, but
3 the application, having been launched, I guess, the
4 first version having been launched nine months before
5 the acquisition by Intuit, I wasn't directly involved in
6 that.
7 What I was involved in is once -- once Intuit
8 acquired MINT Software, Inc., my larger team went in and
9 did a review of, you know, all the products and services
10 associated with Mint and all the technology, including
11 our patent team looking at all that technology. And so
12 we did a review on that, on sort of an IP-focused basis.
13 Q. And as part of your role enforcing the Mint
14 IP --
15 A. Uh-huh.
16 Q. -- do you -- how familiar are you with this
17 history?
18 A. Yeah, as I said before, it's -- it's part of my
19 job as one of the individuals who helps to manage the
20 operational side of our trademark portfolio, to make
21 sure that I and -- and the IP attorneys I work for
22 understand the scope of all these offerings. And so
23 with respect to the mobile app, you know, it was
24 important for us to understand the scope of that so that
25 we could reflect that in both our -- our trademark
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1 registration, ultimately, and in our enforcement
2 capability.
3 Q. If you know, why did Mint develop a mobile app
4 in addition to the Web app?
5 A. Yeah. So -- so I know this because once Intuit
6 acquired Mint, the CEO of Mint, Aaron Patzer, was hired
7 as an employee of Intuit, and he was hired to run the
8 personal finance division, including Mint. So we
9 brought him in, along with the acquisition of the
10 company. And he gave several talks when he came into
11 Intuit about the history of -- of Mint, the company, and
12 the offering.
13 And so I learned through that and through other
14 communications that were created for employees around
15 the acquisition, that the mobile app was -- was an
16 important component because, first and foremost, users
17 were requesting it. Right?
18 Secondly, it was clear -- especially if you
19 think about that time period, it was clear that mobile
20 applications were really taking off and were really a
21 growth area for consumers. And so we're a channel
22 through which we could acquire users, and so it made
23 sense from that business perspective as well.
24 MS. KERSHNER: Okay. I'm going to mark another
25 exhibit.
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1 (Opposer's Exhibit 13, U.S. Patent and
2 Trademark Office TESS database showing
3 trademark registration number 5084560, was
4 marked for identification.)
5 BY MS. KERSHNER:
6 Q. Do you recognize this document?
7 A. Yes.
8 Q. Okay. And what is it?
9 A. This is a printout from the U.S. Patent and
10 Trademark Office TESS database showing trademark
11 registration number 352 -- oh. I'm sorry. I'm sorry.
12 5084560. And this is registration -- Intuit's
13 registration for "MINT." And the classes are 9, 35, and
14 36.
15 Q. And what does Class 9 include?
16 A. Class 9 includes computer software for -- well,
17 I can read --
18 Q. Sorry. Just in a general sense.
19 A. Yeah.
20 Q. Why -- why would Class 9 be in this
21 application?
22 A. Yeah, got it.
23 So this Class 9, as we understand it, is the
24 Class for device-resident computer software rather than,
25 say, Web-based software platforms, which we understand
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1 to be Class 42. And so since Mint has a -- and had a
2 mobile application. That mobile application was
3 installable device-resident software on a device,
4 happened to be a phone or, later, an iPad as well. And
5 so the -- MINT Software, Inc., was using the "MINT" mark
6 in association with downloadable or installable software
7 and that's -- that's what this reflects.
8 Q. I'd like to ask you a little bit about the
9 mobile application.
10 Can you tell me how the mobile application
11 works, say, in comparison to the Web application?
12 A. I mentioned this a little bit earlier. The
13 mobile application allows consumers to see their current
14 financial status with respect to all the -- all the
15 accounts and assets that they've linked into the Mint
16 platform. And it also allows them to access some of the
17 referral offering content.
18 There's a -- there's a little bit of a
19 limitation, just in terms of the screen real estate, so
20 some of the advanced charting capability that's in the
21 Web app is not -- as I think I mentioned, is not
22 available in the mobile app. But importantly, the
23 mobile app allows consumers to see the current status
24 of, for example, their digital currency accounts, their
25 peer-to-peer digital wallet accounts like Venmo and
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1 PayPal --
2 (The court reporter asked for clarification.)
3 THE WITNESS: Sorry. I'm sorry about that.
4 Their digital wallet accounts like Venmo and
5 PayPal.
6 And also payments. So payments they've made to
7 third parties or payments that are due to third parties.
8 And interestingly, one of the -- one of the key
9 value propositions for the mobile product is that since
10 consumers can be out -- out and about and, for example,
11 ready to make a purchase at a store or a restaurant or
12 something, they can actually look at Mint and see, you
13 know, do I have enough money in my account to make this
14 purchase? Or even if the Mint user has set up a budget
15 for something like going out to restaurants, they can
16 see whether they're over budget or not before deciding,
17 in the moment, whether to spend that money.
18 BY MS. KERSHNER:
19 Q. So if I were to summarize the functionality of
20 the mobile app, would it be fair to say that it's
21 almost -- almost the same as the Web application, with
22 some slight differences because of the screen size?
23 A. So I would say yes. And there's some other
24 differences, just in terms of the user experience. And
25 just the capability to sort of navigate. So . . .
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1 Q. Okay. I'm going to show you another document.
2 MS. KERSHNER: Mark that exhibit.
3 (Opposer's Exhibit 14, Document Bates-stamped
4 INTUIT_000157 through 159, was marked for
5 identification.)
6 THE WITNESS: I should say -- sorry -- just
7 one -- one addition to that. There are some -- some
8 other limitations with the mobile application, in terms
9 of the depth of data that you can view on the mobile
10 application versus the data you can view in the Web
11 application. So, for example, with respect to
12 securities, as an example, you can't see individual
13 security detail in the mobile application when it comes
14 to brokerage account data, for example, whereas you can
15 see that data in the Web application.
16 BY MS. KERSHNER:
17 Q. Okay. As you look at this newly marked
18 Exhibit 14, do you recognize this document?
19 A. Yes.
20 Q. What is it?
21 A. This is a printout from the Google Play Store,
22 Bates 157, showing the Google Play Store listing for
23 Mint. For the mobile app for android.
24 MS. KERSHNER: And I will mark one more exhibit
25 here.
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1 (Opposer's Exhibit 15, Printout from the Web
2 site apple.com, was marked for
3 identification.)
4 BY MS. KERSHNER:
5 Q. And what is Exhibit 15?
6 A. This is a printout from the Web site apple.com,
7 and this shows the mobile application listing
8 information for the Mint mobile app for the iOS or
9 iPhone operating system. Along with some screenshots
10 and some data on the Apple Watch application, which we
11 also have created.
12 Q. Has the mobile application functionality been
13 received positively?
14 A. Yes. Very much. And the key -- the key fact
15 associated with that is that if you look at the user
16 ratings on both the Play Store -- the Google Play Store
17 and the iOS iPhone App Store, you can see that consumers
18 have rated both of those apps four or four and a half
19 stars, at any given time, in terms of their view of the
20 quality and the helpfulness of the application. So
21 that's a -- a very significant indicator of how
22 consumers feel about the application.
23 Q. Has the Mint app received positive press?
24 A. Yes. So there have been -- when the Mint app
25 launched in December of 2008, there was a lot of press
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1 associated with that. Very positive press. And then
2 since then, there have been various articles about the
3 mobile capability of Mint.
4 Also, when -- when Intuit launched a slightly
5 modified version of the mobile application for the iPad,
6 there was some very positive press associated with that.
7 MS. KERSHNER: I'm going to mark another
8 exhibit. This will be 16.
9 (Opposer's Exhibit 16, Article from USA
10 TODAY, dated January 2015, was marked for
11 identification.)
12 BY MS. KERSHNER:
13 Q. Do you recognize this document?
14 A. Yes.
15 Q. What is it?
16 A. This is an article from USA TODAY, dated
17 January 2015. The title is: "10 essential apps for
18 your tablet." And Mint is featured as one of the -- you
19 know, and when they say ten essential apps, they mean in
20 any category. And Mint is featured as one of those ten
21 essential apps and given a positive review.
22 Q. And as an article in USA TODAY, is it your
23 understanding that this document is a public document?
24 A. Yes.
25 Q. I'd like to move on now and talk about the
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1 expansion of the product that you mentioned in terms of
2 the blog that provides educational content.
3 A. Uh-huh.
4 Q. Can you tell me a little bit about how the blog
5 has expanded over time?
6 A. Yes. I mentioned some of this earlier. The
7 blog started out as a fairly basic company blog by MINT
8 Software, Inc., talking mainly about personal finance
9 topics and product updates for Mint. Since that time,
10 the blog has -- or the content, sort of, area of Mint
11 has grown to include a much more broad set of categories
12 of -- of personal finance and lifestyle content related
13 to finance.
14 And then, it's also grown to include
15 contributions from third-party authors, bloggers, people
16 who are considered thought leaders in the personal
17 finance space.
18 And then we even had some content associated
19 with user experiences, both in using Mint and in
20 personal finance generally.
21 We've also grown the content side of the
22 business to include social engagement. So there's been
23 a broad set of -- of expanded social engagement on
24 Facebook, Twitter, et cetera.
25 Q. What is the name of the blog?
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1 A. The name is MintLife.
2 Q. Is that one word or two words?
3 A. It's one word. Excuse me. One word.
4 Q. What was the reasoning for why Intuit decided
5 to expand the blog in the way you described?
6 A. There was various reasons. And again, this
7 comes from, you know, internal discussions around the
8 product and the strategy for the product on the business
9 side. But, you know, primary reasons include
10 consumers -- Intuit made a determination and even --
11 even MINT Software, before the acquisition, made a
12 determination that consumers wanted more personal
13 finance content and wanted to learn more and sort of
14 teach themselves more about personal finance.
15 And then, you know, on the other side,
16 there's -- there's just the engagement side of this,
17 which is, generally speaking, if you provide quality
18 content and engaging content to consumers, they're more
19 likely to come and visit your Web site or -- or stay on
20 your Web site or, you know, engage with your brand.
21 MS. KERSHNER: Okay. I'm going to mark two
22 more exhibits.
23 ///
24 ///
25 ///
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1 (Opposer's Exhibit 17, Printout from the U.S.
2 Patent and Trademark Office TESS system,
3 showing the registration for "MINTLIFE," was
4 marked for identification.)
5 (Opposer's Exhibit 18, Printout from the U.S.
6 Patent and Trademark Office TESS system,
7 showing the registration for "MINT," was
8 marked for identification.)
9 BY MS. KERSHNER:
10 Q. Okay. So if you look at the first document I
11 handed you, Document 17, that says "MINTLIFE" on it, do
12 you recognize this document?
13 A. Yes. This is a printout from the U.S.
14 Trademark Office TESS system, showing the registration
15 for "MINTLIFE." This is Intuit's trademark registration
16 for "MINTLIFE" in 36 -- Class 36 and 41.
17 Q. And then if you look at the second exhibit I
18 handed you, Exhibit 18, do you recognize this document?
19 A. Yes. Again, a printout from the trademark
20 office Web site from the TESS system, showing Intuit's
21 registration for "MINT," the word mark "MINT," for Class
22 41 services.
23 Q. Okay.
24 ///
25 ///
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1 MS. KERSHNER: And I'm going to mark a third
2 exhibit here.
3 (Opposer's Exhibit 19, Document Bates-stamped
4 INTUIT_000091 through 000093, was marked for
5 identification.)
6 BY MS. KERSHNER:
7 Q. Do you recognize this document, Exhibit 19?
8 A. Yes. This is a printout of the MintLife
9 portion of the Mint offering. Showing -- excuse me --
10 showing the content -- some of the content that we
11 provide to our users.
12 Q. And does that document have a Bates label?
13 A. It does. So this is Bates 91 through 93.
14 Q. And you said that document is a printout from
15 the MintLife --
16 A. From the Mint Web site showing -- showing
17 Intuit's content offering, branded with the MintLife and
18 the Mint -- I guess, in this case, this particular view
19 shows the MintLife brand.
20 Q. And as a Web printout, is that document a
21 public document?
22 A. Yes.
23 Q. Okay. I'd like to shift gears now and talk a
24 little bit about something you mentioned earlier, which
25 is that Mint eventually expanded into the ability to
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1 generate payments; is that right?
2 A. Uh-huh.
3 Q. Can you tell me a little bit about the payment
4 functionality of Mint?
5 A. Yes.
6 So as I mentioned earlier, starting in 2014,
7 Intuit expanded the offering to include payments
8 capability so that consumers could -- you know, while
9 they were in the moment, seeing their finances and
10 seeing, for example, money that was due to other
11 parties, they could take action within the application,
12 based on a linked checking account, for example, to go
13 ahead and pay third parties.
14 Q. Did Intuit develop that capability in-house?
15 A. So this particular -- for this particular
16 offering, this particular capability, no. Intuit
17 acquired another company called Check, Check Inc., which
18 had a bill pay and payments engine, both for Web and
19 mobile. And that acquisition gave us that capability.
20 This particular application capability.
21 Q. Were you involved at all with that -- with this
22 expansion of the product?
23 A. So I was involved in the -- again, in -- prior
24 to the acquisition of Check, some of the due diligence
25 associated with the trademark and -- and related IP.
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1 And that happened, in -- I guess the acquisition of
2 Check Inc. was publicly disclosed in April of 2014, and
3 then it was announced by Intuit in May of 2014, I
4 believe.
5 So I was involved in -- once the acquisition
6 occurred, similar to when Intuit acquired Mint, part of
7 my role and part of my job, along with our -- our IP
8 group and our IP attorneys, is to understand the scope
9 of the offering, to understand the IP that's coming over
10 in the acquisition and to understand the Check service
11 and -- and mobile application.
12 Q. If you know, what was the rationale behind the
13 acquisition of Check?
14 A. So as I mentioned before, Check had this
15 payments capability already built. And Intuit,
16 obviously -- if it were to expand the offering to
17 payments capability, which users were asking for and
18 which was something that many personal finance
19 applications in the past had expanded to do, Intuit
20 faced a decision of whether to build payments capability
21 for this particular offering, for the Mint offering, or
22 to go externally and -- and purchase something that was
23 already built. And so a decision was made to purchase
24 Check to bring in those capabilities.
25 Q. You mentioned other companies that have made
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1 this evolution. Can you explain that a little bit?
2 A. Yeah. So in the personal finance technology
3 and software space, which Intuit is a key player and
4 historically a key player, this evolution to payments is
5 a -- is -- has been repeated over and over again. It's
6 a -- it's a very well-perceived evolution that's
7 happened. So, for example, Intuit previously owned and
8 operated an offering called Quicken, which is a desktop
9 software, personal finance application. The evolution
10 of Quicken was similar to what I just described.
11 Quicken started out as transaction and bank -- you know,
12 banking transaction tracking and then evolved to include
13 payments or -- and bill pay, for example.
14 Similarly, a couple of the other primary
15 applications historically in this space include
16 Microsoft Money, which also started as personal finance
17 tracking and quickly grew to include bill payment and --
18 and payment capability. And then also, Check Inc. had
19 previously -- previous to its name at the time of the
20 acquisition by Intuit, Check Inc. had been called
21 Pageonce. So P-a-g-e-o-n-c-e. And Pageonce started as
22 a personal finance application in 2007 timeframe, I
23 think, and again, started out as basic financial account
24 aggregation and tracking and then grew to include
25 payments capability.
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1 So if you look at all of the primary personal
2 finance applications in the space, they've all followed
3 this path.
4 Q. What are the advantages of having brought on
5 payments capability?
6 A. Well, so there are some advantages for the
7 consumer and then, obviously, there are some advantages
8 just on the business side.
9 Q. Let's start with the consumer advantages.
10 A. Sure.
11 Q. Why did they want this?
12 A. Sure.
13 Again, with Mint, consumers, if they have the
14 capability to see their finances and then including, for
15 example, bills that are due and then take action right
16 then and there to, you know, pay somebody money that's
17 due, that's a very powerful and convenient thing for the
18 consumer, rather than having to leave the application,
19 go off and, you know, either write a physical check or
20 make a payment from their separate bank Web site, for
21 example.
22 Q. What about on the business side? What are the
23 advantages for the company?
24 A. Yeah, there are just some obvious advantages in
25 terms of providing more value to the consumer. More --
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1 more features that consumers would naturally, you know,
2 use. But also with payments, especially with recurring
3 payments, giving the consumer a reason to come back into
4 the platform on a monthly basis to pay a monthly bill,
5 for example, just provides more engagement and more use
6 of the application by the -- by the user. And that's
7 good for -- you know, if we can retain users and allow
8 users to use the application more, that's just more
9 benefit to us, more opportunity for us to provide the
10 user with offers, things like that.
11 Q. Okay.
12 MS. KERSHNER: I'd like to mark another exhibit
13 here.
14 (Opposer's Exhibit 20, Document entitled
15 "Intuit to Acquire Check," dated May 27,
16 2014, was marked for identification.)
17 BY MS. KERSHNER:
18 Q. Do you recognize this document?
19 A. I should say -- sorry. May I add -- may I add
20 just one more thing?
21 When it comes to payments, there are certain
22 types of payments that consumers can generate in Mint
23 that involve a small fee. So, for example, if a
24 consumer chooses to make a payment to another party
25 using the consumer's credit card account, that generates
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1 a small fee, a portion of which goes to the credit card
2 companies, but a portion of which can be retained by the
3 bill payment platform, which, in this case, would be us.
4 Q. So --
5 A. So there -- so there can be revenue associated
6 with providing bill payment capability.
7 Q. Got it. Okay.
8 MS. KERSHNER: So that document is --
9 THE COURT REPORTER: That was 20 that we last
10 marked.
11 BY MS. KERSHNER:
12 Q. If you look at Exhibit 20, do you recognize
13 that document?
14 A. Yes.
15 Q. Okay. What is that?
16 A. This is Intuit's press release announcing the
17 acquisition -- or announcing our intent to acquire Check
18 Inc.
19 MS. KERSHNER: And I'm going to mark one more
20 document and show this to you.
21 (Opposer's Exhibit 21, Document Bates-stamped
22 INTUIT_000045 through 47, was marked for
23 identification.)
24 BY MS. KERSHNER:
25 Q. Do you recognize Exhibit 21?
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1 A. Yes.
2 Q. What is it?
3 A. This is a copy of Intuit's press release
4 announcing the launch of what was then called Mint
5 Bills, which was our application. It was rebranding the
6 Check application and platform that Intuit had purchased
7 in the acquisition, to brand it Mint Bills.
8 And I think there were also -- I believe there
9 were also some updates to the product associated with
10 the rebranding.
11 Q. So the Mint Bills application, when was that
12 released?
13 A. I -- I believe -- so Intuit acquired Check in
14 the summer of 2014, and the Check platform and mobile
15 applications were updated and rebranded as Mint Bills in
16 December of 2014.
17 Q. Is the payment functionality of Mint Bills
18 still called Mint Bills to this day?
19 A. No.
20 So it has recently been combined with Mint into
21 one platform. So these -- these -- you know, Intuit
22 acquired Check and ran both offerings in parallel for a
23 period of months while integration activity was going
24 on. And lots of different integration activity --
25 right? -- integration of technologies, integration of
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1 accounts, integration of marketing, all those kinds of
2 things.
3 And so the two parallel applications were
4 eventually combined into one, and I think that happened
5 in December of 2016, I believe.
6 Q. Is Mint Bills still used in the Mint
7 application?
8 A. So there -- there is a bills section in the
9 Mint application. So when the user goes in, they see
10 the "MINT" mark and then if they're in the bills area of
11 the application, the Web application, for example, they
12 see the "MINT" mark to the area that's called bills.
13 MS. KERSHNER: Okay. I'd like to mark another
14 exhibit.
15 (Opposer's Exhibit 22, Printout of the U.S.
16 Patent and Trademark Office's record for
17 Intuit's "MINT BILLS" registered trademark,
18 was marked for identification.)
19 BY MS. KERSHNER:
20 Q. Do you recognize this document?
21 A. Yes.
22 Q. What is it?
23 A. This is a printout of the U.S. Trademark Office
24 record for Intuit's "MINT BILLS" trademark. Registered
25 trademark.
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1 Q. Okay. And I'd like to show you one more
2 document here.
3 (Opposer's Exhibit 23, Printout from the U.S.
4 Patent and Trademark Office's TESS system
5 showing Intuit's trademark registration for
6 "MINT" for payments-related software and
7 services, was marked for identification.)
8 BY MS. KERSHNER:
9 Q. Do you recognize this document?
10 A. Yes.
11 Q. What is it?
12 A. This is a printout from the U.S. Trademark
13 Office record, again, the TESS system showing a copy of
14 Intuit's trademark registration for "MINT" for
15 payments-related software and services.
16 Q. And I'd like to talk a little bit now about the
17 functionality of Mint Bills.
18 MS. KERSHNER: I'm going to mark another
19 exhibit.
20 (Opposer's Exhibit 24, Screenshot of the Mint
21 mobile application, was marked for
22 identification.)
23 BY MS. KERSHNER:
24 Q. Do you recognize this document?
25 A. Uh-huh.
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1 Q. Could you answer --
2 A. Yes, sorry. Yes.
3 Q. -- audibly?
4 A. Yes.
5 Q. What is this document?
6 A. This is a printout of the screens for the Mint
7 mobile application. And the -- the first page is the
8 Mint mobile app as it appears on the iPhone screen. The
9 second page is the log-in, one of the log-in screens for
10 Mint, showing that users can set up and use the touch ID
11 capability to log in to the application.
12 And then there are screens of the Mint mobile
13 app. This is the iOS iPhone app, screens showing the
14 user experience for within the app and for bills, in
15 particular, and -- and paying third parties.
16 Q. And does this document reflect what a user of
17 the app would see if they had an account?
18 A. Yes.
19 Q. Has the payment function of the -- what was
20 Mint Bills and now is Mint Bills integrated into the
21 Mint app, has that been received well?
22 A. Yes. So there's been some coverage of that, of
23 that change, the integration of Mint Bills and Mint.
24 But in terms of reception, overall reception,
25 Intuit has seen a significant number of Mint users
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1 choose to take advantage of the payments capability
2 that's now present in the Mint -- present in the Mint
3 standalone application. And the number of users who are
4 engaging with the payments features are -- have
5 initially exceeded internal projections.
6 Q. Tell me a little bit about the user reception
7 of the Mint Bills app when it first launched.
8 A. Sure.
9 So when Intuit purchased Check Inc., there were
10 already several million users -- several million
11 registered user accounts and users of Check -- of the
12 Check application and platform. And so those users --
13 when Intuit acquired the company, those users obviously
14 came with the application and the platform. And there
15 was a -- I can't -- I cannot remember what, for example,
16 some of the user reviews or, you know, how many star
17 ratings the users had on the platforms at the time for
18 Check.
19 But Intuit rebranded the Check application to
20 Mint Bills, and -- and there was some updating of the
21 product. But we didn't -- at that time, didn't change
22 the user interface in a significant way. And so the
23 users who were used to a particular user interface
24 retained, you know, that muscle memory of being able to
25 use the application. And that was a positive for users.
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1 There wasn't a lot of additional feedback since
2 the application itself hadn't changed much, but if you
3 were to have looked at the reviews of Mint Bills, the
4 rebranded application, sort of after the rebrand for new
5 users, those were also very positive reviews.
6 Q. You mentioned that the original Check user base
7 converted over to the Mint Bills rebranded app. How
8 many of the users converted?
9 A. Well, again, to be clear, the Check application
10 and platform were the same application and platform as
11 Mint Bills.
12 In other words, Intuit, when it acquired the
13 Check platform and application, rebranded those existing
14 applications. And so all those users who were on the
15 application didn't have to do anything to remain on that
16 same application. Right? They just eventually got an
17 update and communications telling them that the Check
18 app had been rebranded to Mint Bills.
19 So all of those accounts came over to Intuit
20 during the acquisition.
21 Q. Have most of those people stuck with the app
22 over time?
23 A. I don't know the -- I don't know the
24 information on that. But I know, again, as -- as we've
25 most recently integrated the two applications,
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1 integrated the bill payment functionality of Check into
2 a single application, which is the Mint application,
3 that the user engagement on that -- that milestone has
4 been higher than -- than internally initially planned.
5 MS. KERSHNER: Okay. I'm going to mark another
6 couple of exhibits here.
7 (Opposer's Exhibit 25, Printout of an article
8 from wired.com, dated December of 2014, was
9 marked for identification.)
10 (Opposer's Exhibit 26, Printout of content on
11 lifehacker.com, was marked for
12 identification.)
13 BY MS. KERSHNER:
14 Q. So I'm going to have you look at the first
15 document I handed you, which is now Exhibit 25.
16 Do you recognize this document?
17 A. Yes. This is a printout of an article from
18 WIRED Magazine or wired.com, I guess. And this is an
19 article dated December of 2014. Talking specifically
20 about the rebranded Check application now -- then
21 rebranded to Mint Bills. And it's a review of -- of
22 that application and its capabilities.
23 Q. And what about Exhibit 26? What is that
24 document?
25 A. This is a printout of content on
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1 lifehacker.com, which is a popular content Web site.
2 And it's an article or a testimonial, I guess, by an
3 author talking about how he used Mint Bills to simplify
4 his own personal financial life and bill payment
5 regimen.
6 Q. And as press clippings, is it your
7 understanding that these documents are public documents?
8 A. Yes.
9 Q. Okay. When we were first talking about the
10 Mint offering and what it does, you told me a little bit
11 about referral marketing as it relates to loans.
12 A. Uh-huh.
13 Q. Can you tell me a little bit about that
14 functionality of the Mint program?
15 A. Yeah. So I -- I think I mentioned that the
16 referral offering engine is -- has grown in scope and in
17 capability over time. And so starting in, I guess,
18 February of 2016, Intuit introduced -- and the Mint team
19 introduced a lending category in the referral offering
20 engine for consumers. And frankly, for institutions as
21 well. Right? And in that lending category, we have
22 created a -- a place for consumers to be able to go in
23 and -- and connect to lending platforms for peer-to-peer
24 lending, which is, you know, platforms that allow --
25 connect individuals who want to lend money with
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1 individuals who -- or even small businesses who want to
2 take out a loan.
3 And then secondly, student loans, and,
4 specifically, refinancing of student loans, is a -- is a
5 big category; and Intuit has included that, as well as
6 an option for people to -- Mint users to be able to
7 connect with lenders to see if they can refinance or
8 change their student loan.
9 Q. Why did Intuit make this expansion with Mint?
10 A. Again, sort of, you know, two -- two reasons.
11 One, to provide Mint users with more capabilities to
12 identify better financial products than the ones they're
13 currently using. And potentially save money by making a
14 change. And then, also, on the institutional side, to
15 provide our institutional customers with additional
16 categories of products and services that they can offer
17 to our users.
18 MS. KERSHNER: I am going to mark another two
19 exhibits.
20 (Opposer's Exhibit 27, U.S. Patent and
21 Trademark Office TESS database showing
22 Intuit's trademark application for "MINT" for
23 lending-related services, was marked for
24 identification.)
25 ///
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1 (Opposer's Exhibit 28, Printout from the Mint
2 Web site, was marked for identification.)
3 BY MS. KERSHNER:
4 Q. I'll have you look at Exhibit 27.
5 A. Uh-huh.
6 Q. Do you recognize this document?
7 A. Yes. This is a printout from the U.S.
8 Trademark Office TESS database showing Intuit's
9 trademark application for "MINT" for lending services.
10 Lending and related services. I'm sorry, it's -- it's
11 lending-related services.
12 Q. I'll have you look at Exhibit 28.
13 Do you recognize this document?
14 A. Yes.
15 Q. What is this document?
16 A. This is a printout from the Mint Web site, the
17 Mint offering itself, showing the lending offering
18 referral area that -- that I had described before. And
19 in this particular printout, this shows the personal
20 loan category and shows some of the offerings that --
21 that Mint and our institutional partners have provided
22 to Mint users in terms of personal loans.
23 Q. And as a printout from the Web page, is that
24 document available publicly?
25 A. Yes.
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1 MS. KERSHNER: Do we want a break again briefly
2 or do you want to power through?
3 MS. BASILE: Well, it's 11:34. Do you want to
4 go until noon and then stop for lunch?
5 THE WITNESS: Yeah, we can keep going.
6 MS. KERSHNER: Let's do it.
7 BY MS. KERSHNER:
8 Q. Okay. You mentioned earlier that the Mint
9 platform from the beginning offered some referral
10 services?
11 A. Uh-huh.
12 Q. Is that right?
13 A. Uh-huh.
14 Q. Has that feature expanded over time?
15 A. Yeah. I believe I mentioned this before as
16 well, but over time, the referral and -- and offering
17 side of Mint has expanded from credit cards and bank
18 accounts, offers to include everything from 401(k),
19 offers to brokerage-related offers, to even new kinds of
20 investing services or relatively new kinds of investing
21 services, like semiautomated investing services. And
22 it's even grown to include things like comparing --
23 giving our users the ability to compare offers for auto
24 insurance and for loans, as we described.
25 And we also, in the referral engine, provide
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1 consumers, our users, the ability to click over to our
2 credit score offering.
3 Q. And you mentioned that it includes brokerage
4 accounts. Would that enable a user to get a referral to
5 an institution that would engage in securities trading?
6 A. Yes. Yeah. So again, there's sort of various
7 things in the investment space, but, you know,
8 retirement account services is one. Traditional -- what
9 I would call traditional brokerage is another, which
10 would be somebody like Charles Schwab or E*TRADE or --
11 you know, just as an example. I don't -- those kinds of
12 traditional brokerage services, and then brokerage
13 services that are focused on allowing a third party to
14 manage your investments for you using a set algorithm or
15 a set of -- of predetermined rules.
16 Q. Does Intuit have partnerships with any of the
17 companies that the Mint product will refer consumers to?
18 A. Yeah, so we -- so for our -- our referral
19 engine, we have agreements, partnerships with all of the
20 institutions and -- and other providers that provide
21 these offers. So it's -- it's a revenue-generating
22 capability for us, because we're allowing these
23 institutions, for a fee, to expose their offers to our
24 users, and we enter into agreements with each of these
25 institutions that choose to come in and provide these
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1 offers.
2 Q. Why did Intuit expand Mint in this way?
3 A. Really, two reasons. One was, even from the
4 launch of Mint by MINT Software, Inc., prior to the
5 acquisition, there was recognition that if -- if the
6 platform could provide users with visibility into
7 financial offers that were potentially better, more
8 favorable to the user than the ones the user was already
9 using, then that could save the user money. And so that
10 could be a key value proposition for the end user.
11 And then the other reason, of course, is that
12 Mint is a free -- a completely free-to-the-user
13 service and -- and mobile software application. And so
14 in order to make money, in order to have a business
15 model and make money on the offering, both MINT
16 Software, Inc., and later, Intuit, had to and has to
17 have a revenue generating for the company so that we can
18 provide the free offer. And this referral engine and
19 all these relationships that we've talked about, involve
20 those institutions paying Intuit a fee for -- for that
21 capability.
22 MS. KERSHNER: Okay. I'm going to mark another
23 two exhibits here.
24 (Opposer's Exhibit 29, Printout from the Mint
25 Web site, was marked for identification.)
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1 (Opposer's Exhibit 30, Printout from the Mint
2 Web site, was marked for identification.)
3 BY MS. KERSHNER:
4 Q. If you look at the exhibit that's just been
5 marked 29, do you recognize that document?
6 A. Yes. This is a printout from the Mint Web site
7 and platform, and it -- it shows this part of the
8 offering that we've been discussing. In particular,
9 this is the credit card offering and comparison tool
10 that users have access to.
11 Q. And is that document a public document?
12 A. Yes.
13 Q. And if you look at Exhibit 30, do you recognize
14 that document?
15 A. Yes. This is a -- a printout as well from the
16 Mint Web site. And this shows -- this shows the
17 investing -- the traditional brokerage referral portion
18 of the -- of the referral offerings area of the product.
19 And this shows -- this is an actual example of -- of
20 what we provide to our users in terms of giving them the
21 ability to compare traditional brokerage costs and
22 offerings and then link off to the broker to sign off --
23 sign up for an account.
24 Q. And is that document a public document?
25 A. Yes.
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1 Q. Okay. When we talked earlier, you also
2 mentioned to me that Mint will help a user track the
3 value of their home; is that right?
4 A. Yes.
5 Q. Can you tell me a little bit about that
6 functionality?
7 A. Yeah, I -- I mentioned this earlier.
8 Intuit entered into a relationship with Zillow
9 to allow users to track the value of their homes based
10 on Zillow's own proprietary estimate of what a home is
11 worth so that the user can simply type in the address of
12 their home. And if it -- if that address appears on --
13 in Zillow's database, then Zillow will transmit the
14 current value of the home and, as it fluctuates over
15 time, to the Mint platform so the user can see the value
16 of the home.
17 MS. KERSHNER: And I'm going to mark another
18 exhibit.
19 (Opposer's Exhibit 31, Blog post from the
20 Mint Web site, dated February 2009, was
21 marked for identification.)
22 BY MS. KERSHNER:
23 Q. Do you recognize this document?
24 A. Yeah.
25 Q. What is it?
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1 A. This is a blog post from the Mint Web site,
2 dated February 2009. And actually, it occurs to me,
3 this is an even earlier generation of this capability
4 that we've been talking about. This is capability that
5 MINT Software, Inc., instituted before the acquisition
6 using a third-party vendor called Cyberhomes. And
7 subsequently, we switched to Zillow as the vendor for
8 this -- this kind of capability.
9 Q. Okay. And I'd like to switch gears and talk
10 about another functionality that you mentioned earlier.
11 You said earlier that Mint added digital currency
12 functionality to the platform?
13 A. Uh-huh.
14 Q. Is that a yes?
15 A. Yes. Sorry.
16 Q. Can you tell me a little bit about that
17 functionality?
18 A. Yeah. So, you know, over time, consumers have
19 adopted new and different ways to store wealth and to
20 store value. Right? So with the advent of Bitcoin and
21 Ethereum, it occurred to our team that consumers were
22 starting to acquire -- you know, purchase and acquire
23 Bitcoin, as an example, in order to store wealth, or in
24 order to transact using a different system than
25 traditional systems.
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1 And so whenever consumers start to adopt a new
2 technology, there is an obvious question that arises,
3 which is, you know, the promise of Mint is to give
4 consumers a holistic view of their entire financial
5 life. And if consumers have started to store wealth in
6 a new type of instrument, then Mint, obviously, if it
7 cannot track or recognize that instrument, is not a
8 holistic picture. So for the Mint team, it was
9 important to provide the capability for our users to
10 track, view, and analyze the value of their digital
11 currency assets.
12 And so we entered into a relationship with
13 Coinbase in, I -- I think, 2014, in order to allow users
14 to securely transfer their digital wallet, their Bitcoin
15 and Ethereum wallet information to Mint so that users
16 could see those assets and track the value of those
17 assets in Mint.
18 MS. KERSHNER: I'm going to mark another
19 document here.
20 (Opposer's Exhibit 32, Printout of iPhone
21 screenshot showing the Mint mobile
22 application, was marked for identification.)
23 BY MS. KERSHNER:
24 Q. Do you recognize the document that's just been
25 marked as 32?
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1 A. Yes.
2 Q. Can you tell me what it is?
3 A. Yes. This is a printout of iPhone screens
4 showing the Mint mobile application, the authentication
5 to get access to the application, and then a view of --
6 a representative view of a user's accounts.
7 Q. And which accounts does that show?
8 A. This showed -- this particular screen shows a
9 set of credit card accounts. It also shows a loan
10 account. And then it shows a set of investment
11 accounts, including a traditional brokerage account, as
12 well as a set of digital currency accounts, including
13 Coinbase accounts for Bitcoin -- let's see -- Ethereum
14 and another digital currency called LTC, which I'm not
15 familiar with.
16 Q. Is this document a representative version of
17 what a Mint user who had digital currency accounts would
18 see?
19 A. Yes.
20 MS. KERSHNER: I'm going to mark another
21 document here.
22 (Opposer's Exhibit 33, MintLife blog posting,
23 dated January 30th, 2014, was marked for
24 identification.)
25 ///
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1 BY MS. KERSHNER:
2 Q. Do you recognize this document?
3 A. Yes.
4 Q. What is this document?
5 A. This is a post by the Mint team on the MintLife
6 blog, dated January 30th, 2014, announcing our
7 integration with Coinbase and giving consumers the
8 capability to see and track their digital currency
9 assets.
10 Q. Can you tell me very briefly what Coinbase is?
11 A. Yeah. Coinbase is a -- what is often called a
12 digital currency wallet, which is a platform and an
13 application where owners of digital currency assets can
14 securely store, receive, and send or pay other -- you
15 know, receive from others and -- and pay to others,
16 amounts in the form of digital currency.
17 Q. And if you look at Exhibit 33, does that blog
18 post have a date on it?
19 A. Yeah. I -- I mentioned this before. It's
20 January 30th, 2014.
21 Q. Can you explain to me, sort of, how the digital
22 currency integration works within the app?
23 A. Yeah. So Intuit entered into an agreement with
24 Coinbase to provide a secure connection. It's a
25 token-based connection between the Coinbase wallet and
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1 platform and the Mint platform. That allows users to,
2 from within Mint, authenticate their identity, their
3 Coinbase identity, send that authentication information
4 to Coinbase, and then have -- securely have Coinbase
5 send all of their digital wallet -- I'm sorry, their
6 relevant digital wallet -- wallet information to Mint
7 and have Mint recognize that as -- as an -- you know, an
8 investment asset, essentially, is how we categorize it.
9 It's a security asset on the Mint platform.
10 MS. KERSHNER: Okay. I'm going to mark another
11 document here.
12 (Opposer's Exhibit 34, Mint Web site article
13 Bates-stamped INTUIT_000353 through 366, was
14 marked for identification.)
15 BY MS. KERSHNER:
16 Q. Do you recognize this document?
17 A. Yes.
18 Q. What is it?
19 A. This is another printout from the Mint Web
20 site, and this is an informational piece of content that
21 the Mint team created to explain and promote the
22 connection between Mint and Coinbase to allow users
23 to -- to engage with their digital currency assets on
24 Mint.
25 Q. Are there multiple instructional articles
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1 included in that document?
2 A. Yes. So there's -- there's an overview. There
3 are specific instructions on how to link their Coinbase
4 wallet to -- to Mint. And then there's some additional
5 information about background on the -- on the technology
6 and a little bit about security. And then there's also
7 some information on tracking Bitcoin assets related to
8 using Mint's budgeting tools.
9 There's some background information on Bitcoin
10 in particular, which is a digital currency.
11 And -- yeah.
12 Q. How has the digital currency function of Mint
13 been received in the media?
14 A. Very positively. When we launched the
15 capability in 2014, there was a very significant media
16 reaction, and -- including in national media and digital
17 currency and blockchain media that was very positive.
18 MS. KERSHNER: I'm going to show you a few more
19 exhibits.
20 (Opposer's Exhibit 35, PC Magazine Web site
21 article Bates-stamped INTUIT-000001 through
22 5, was marked for identification.)
23 (Opposer's Exhibit 36, Article from
24 CryptoCoinsNews, Bates-stamped INTUIT_000321
25 through 327, was marked for identification.)
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1 BY MS. KERSHNER:
2 Q. If you look at Exhibit 35 that's just been
3 marked, do you recognize that document?
4 A. Yes.
5 Q. What is it?
6 A. This is a printout from the PC Magazine Web
7 site. And it's an article from -- from around the time
8 of the launch, so January 30th, 2014, talking about the
9 then-new capability that Mint was bringing to our users
10 through integration with Coinbase and the ability to
11 track Bitcoin holdings alongside one's traditional bank
12 and other asset accounts, which was, I believe, a
13 relatively new capability in terms of tracking those
14 things together.
15 Q. And as a press clipping, is that document a
16 public document?
17 A. Yes.
18 Q. And what about Exhibit 36 that we just had
19 marked?
20 Do you recognize that document?
21 A. Yes.
22 Q. And briefly, what is that?
23 A. Yeah, this is an article from CryptoCoinsNews.
24 Again, announcing or talking about the integration of
25 Mint with Coinbase.
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1 MS. KERSHNER: And I'm going to mark another
2 exhibit.
3 (Opposer's Exhibit 37, Article from
4 coinbuzz.com, Bates-stamped INTUIT_000305
5 through 307, was marked for identification.)
6 BY MS. KERSHNER:
7 Q. Let's go back to 36 quickly.
8 As a media article, is that document a public
9 document?
10 A. Yes.
11 Q. And looking at Exhibit 37 that we just marked,
12 briefly, what is that document?
13 A. Yeah, this is a printout from coinbuzz.com,
14 another news and informational site, about digital
15 currency. And this, again, is a -- an article talking
16 about Mint adding support for -- for Bitcoin through the
17 relationship with Coinbase.
18 Q. Okay.
19 MS. KERSHNER: And I'm going to mark a series
20 of additional documents. And we can look at these as
21 kind of a group.
22 (Opposer's Exhibit 38, Article from
23 coindesk.com, Bates-stamped INTUIT_000308
24 through 312, was marked for identification.)
25 ///
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1 (Opposer's Exhibit 39, printout from
2 businessinsider.com, Bates-stamped
3 INTUIT_000299 through 304, was marked for
4 identification.)
5 (Opposer's Exhibit 40, printout from
6 venturebeat.com, Bates-stamped INTUIT_000291
7 through 298, was marked for identification.)
8 BY MS. KERSHNER:
9 Q. Okay. We just marked three new documents,
10 Exhibits 38, 39, and 40. And could you briefly describe
11 for me what each of those documents is?
12 A. Yeah. So this first one is a printout from
13 coindesk.com. Again, an announcement from that same
14 time period, January 30th, 2014. Sorry. Not an
15 announcement, a news article informing CoinDesk's
16 readers of the relationship between Mint and Coinbase to
17 provide Bitcoin support within Mint.
18 Q. And what about the next document?
19 A. Next document is a printout from
20 businessinsider.com. Again, an article, same date,
21 talking about how Mint has added Bitcoin support through
22 the relationship with Coinbase.
23 Q. And the next document?
24 A. This is a printout from venturebeat.com, which
25 is a news and informational site focused on start-ups
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1 and venture investing, and again, same time period, this
2 one January 29th, 2014, an article talking about the
3 announcement that Mint and Coinbase had entered into a
4 relationship to provide Bitcoin support within Mint and
5 the ability of users to see all of their assets in one
6 place, including their digital currency assets.
7 Q. And as news articles, are those documents
8 public documents?
9 A. Yes.
10 MS. KERSHNER: And I'm going to mark one more
11 series of documents here.
12 (Opposer's Exhibit 41, series of news
13 articles, Bates-stamped INTUIT_000371 through
14 376, 367 through 370, 385 through 388, 381
15 through 384, 276 through 279, 257 through
16 260, 249 through 254, 240 through 245, was
17 marked for identification.)
18 BY MS. KERSHNER:
19 Q. If you'll look at Exhibit 41, which we just
20 marked, do you recognize that series of documents?
21 A. Yes.
22 Q. Can you tell me what that is?
23 A. Yeah. Just going through quickly here.
24 Yes. So this is a series of news articles
25 and -- and related content, all discussing the
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1 integration of Mint with Coinbase to allow users to --
2 to see and track their Bitcoin holdings.
3 Q. And as news clippings, are those documents
4 public documents?
5 A. Yes.
6 Q. I'd like to shift gears slightly and ask you,
7 what was the rationale for why Intuit expanded Mint into
8 digital currency?
9 A. As I said before, the core rationale was to
10 provide our users with the ability to have a truly
11 complete and holistic view of all of their financial
12 assets and to have a -- an up-to-date and holistic view
13 of their worth and -- net worth and -- and related
14 information.
15 Intuit recognized that digital currency,
16 including Bitcoin and Ethereum, were becoming popular
17 stores of value and so wanted to provide our users with
18 that capability.
19 It's also true that these new technologies are
20 things that are -- are often exciting to users, and so
21 providing users with something that's new and
22 technologically, you know, advanced or access to that
23 is -- is -- creates a positive association for the brand
24 and a positive association in the minds of consumers
25 because they see that the Mint platform is keeping up
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1 with technological developments in the outside world.
2 And that is true also for peer-to-peer payment platforms
3 and mechanisms.
4 So as I mentioned earlier, Mint also has the
5 ability to track these digital wallet or, you know,
6 quasi-digital currency holdings in terms of allowing
7 users to track their holdings on plat -- that reside on
8 platforms like Venmo and PayPal.
9 Q. Okay. And I know over this last, you know,
10 hour or so, we've talked a lot about the ways that the
11 Mint product has expanded over time. Could you give me
12 just sort of a brief summary of those expansions?
13 A. Yeah. So to summarize, you know, when Mint
14 started, it was traditional banking account tracking
15 and -- and platform to see transactions, some basic
16 budgeting, basic referral offers from institutional
17 customers of Mint, and then some -- some basic blog and
18 financial information content. It then transitioned to
19 being a platform that was accessible from multiple
20 places, multiple devices through the introduction of the
21 mobile applications.
22 It also then transitioned to being a place
23 where there was a referral engine that was more context
24 rich and more relevant based on user's own inputs and
25 data so that users could get an increasing array of
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1 financial offerings from third parties or evaluate
2 financial offers from third parties.
3 It then transitioned into a tool that could
4 track more than just -- track and manage and -- and
5 enable users to -- to engage with more than just their
6 traditional financial accounts by adding the ability to
7 track, in a more robust way, securities, other assets,
8 like real estate, and then, of course, digital currency
9 as well.
10 And then finally, in -- in recent times, the
11 platform has expanded even further to provide our users
12 with the ability to obtain credit scores.
13 Q. Great.
14 MS. KERSHNER: Okay. I think it's probably
15 time to break for lunch.
16 MS. BASILE: I think so.
17 MS. KERSHNER: All right. We are off the
18 record.
19 (Whereupon, the proceeding was adjourned for
20 lunch at 12:08 p.m.)
21
22
23
24
25
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1 JUNE 14, 2017; P.M. SESSION
2 --oOo--
3 BY MS. KERSHNER:
4 Q. Okay. We are back on the record.
5 So Mr. Santos, we talked a little bit about a
6 couple of different marks that Mint uses as we were
7 going through the previous section. I'd like to ask you
8 about those now.
9 What trademark -- what marks did Mint initially
10 use for the product?
11 A. Initially -- I think initially, it was just
12 "MINT." And the other areas of the site were just
13 labeled with descriptors.
14 Q. And when you say "just 'MINT,'" do you mean the
15 "MINT" word mark?
16 A. Well, the word mark "MINT" and the logo with
17 the three-leaf design.
18 Q. And when you say "the logo with the three-leaf
19 design," is that the first trademark application we
20 looked at?
21 A. Yes.
22 Q. Does Mint also have other marks that it uses?
23 A. Yes.
24 So over time, the business has adopted a set of
25 marks, including "MINTLIFE," as we talked about, which
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1 is the content side of the offering. The mark for the
2 content side of the offering.
3 "Mint Help," which is the branding for the
4 support, the customer care and support function for the
5 product and the service.
6 We've also expanded, as I mentioned before,
7 into providing credit scores and credit monitoring. So
8 we have marks for those two parts of the business.
9 "MINT CREDIT SCORE" is one of the marks, and the other
10 is "MINT CREDIT MONITOR" -- "MINT CREDIT MONITOR," I
11 believe.
12 Additionally, as we've built out the business,
13 we've adopted other marks as well. So within the
14 content portion of the offering, we have a mark called
15 "MINT FAMILY," which is a category brand for -- within
16 the content portal that is focused on folks who have a
17 family and are dealing with their financial life in the
18 context of having a family.
19 And then we have a section, which I think I
20 mentioned before, called "My Mint Story," which is a
21 series of content pieces that are focused on individual
22 Mint users and their experiences in -- both with the
23 product and with their -- with their own life. And how
24 they've -- you know, the financial journeys that they've
25 been on.
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1 And those are the -- those are the primary.
2 Q. I think we talked about this before when we
3 talked about the payments function, but Intuit uses Mint
4 Bills; is that right?
5 A. Yes.
6 So up until the end of 2016, as we discussed,
7 Intuit was offering two parallel separate platform --
8 platforms and applications. One was the Mint Bills
9 platform and application, which was the rebranded Check
10 platform and application. And the other was Mint.
11 At the end of 2016, we combined those two
12 applications such that Mint was the standalone product;
13 and then within Mint, there's a section and a category
14 that's labeled "Bills."
15 Q. Okay. I'm going to go through and show you a
16 few documents. I just want you to point out for me the
17 uses of those "MINT" marks on these documents.
18 (Opposer's Exhibit 42, printout from the
19 Mint.com Web site, Bates-stamped
20 INTUIT_000094 through 96, was marked for
21 identification.)
22 BY MS. KERSHNER:
23 Q. Do you recognize this document?
24 A. Yes. This is a printout from the Mint.com Web
25 site, the content area of the Web site, and this is a
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1 printout of content from the "Mint Family" category of
2 the Web site.
3 Q. Okay.
4 MS. KERSHNER: And I'm going to mark another
5 exhibit.
6 (Opposer's Exhibit 43, Printout from the
7 Mint.com Web site, Bates-stamped
8 INTUIT_000097 through 98, was marked for
9 identification.)
10 BY MS. KERSHNER:
11 Q. Do you recognize the document marked as
12 Exhibit 43?
13 A. Yes. This is a printout from the Mint.com Web
14 site. This is, again, the -- the content portion of the
15 Mint offering, the "MintLife" content. And here is the
16 branded category for what I talked about earlier where
17 they're sort of personalized views of personal finances,
18 and this is branded "My Mint Story."
19 MS. KERSHNER: And another one here.
20 (Opposer's Exhibit 44, Printout from the
21 Mint.com Web site, Bates-stamped
22 INTUIT_000099 through 100, was marked for
23 identification.)
24 BY MS. KERSHNER:
25 Q. Do you recognize the document marked
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1 Exhibit 44?
2 A. Yes. This is another printout from the
3 "MintLife" content offering within -- within the
4 Mint.com Web site. And this is the Mint-styled branded
5 area of our content portal and a list of articles that
6 we've -- that we've either written or procured from
7 third parties regarding -- you know, focused on style
8 and, specifically, sort of the intersection between
9 personal finance and -- and things like clothing and,
10 you know, home decor, things like that.
11 MS. KERSHNER: And I'm going to mark another
12 document.
13 (Opposer's Exhibit 45, Printout from mint.com
14 regarding Mint Credit Monitor, was marked for
15 identification.)
16 BY MS. KERSHNER:
17 Q. Do you recognize the document that's been
18 marked as Exhibit 45?
19 A. Yes.
20 Q. What is it?
21 A. This is a printout from Mint from the Web --
22 the Web experience for Mint.
23 And this is the -- these are the introductory
24 screens and explanatory content associated with "Mint
25 Credit Monitor," along with a widget for people to be
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1 able to sign up.
2 Q. And does that exhibit show just "Mint Credit
3 Monitor" or does it also show other Mint products?
4 A. This -- this happens to be the credit monitor
5 offering, but this also -- the content in here also
6 talks about the related offering "Mint Credit Score,"
7 which is the -- you know, the baseline actual credit
8 score from the three reporting agencies.
9 MS. KERSHNER: Okay. And one more exhibit
10 here.
11 (Opposer's Exhibit 46, Printout from mint.com
12 regarding Mint Help, was marked for
13 identification.)
14 BY MS. KERSHNER:
15 Q. Do you recognize this document marked as
16 Exhibit 46?
17 A. Yes. This is a printout of the main intake
18 page for "Mint Help," which is the branded customer
19 support portal for Mint.
20 Q. So we've looked at a few different examples of
21 these various "MINT" marks. Do these marks get used
22 together?
23 A. Yes.
24 So if you are a user or, frankly, even a
25 visitor to Mint, as you navigate through the Web site,
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1 both the public portions of the Web site and for users
2 who are logged in, the -- you know, the actual user
3 experience for -- for registered users, you encounter
4 all of these marks at -- at contextually relevant points
5 in the experience. And many of these marks will appear
6 together in related ways, including with the housemark
7 or the cornerstone mark "MINT."
8 In the public-facing side of this, many of
9 these marks are displayed together in the context of
10 encouraging visitors to sign up for Mint. And then
11 within the experience itself, again, they show up
12 contextually in relevant places within individual pages
13 and within the site itself.
14 Q. Is there a common thread in terms of how these
15 "MINT" marks are structured or developed?
16 A. Well, just from looking at the marks, you can
17 see that the primary structure for, really, all of the
18 marks is "MINT" plus another word. And traditionally,
19 we've tried to create a -- a branding strategy that is
20 very clean and very clear. So it's "MINT" plus another
21 word, where that word is often a descriptive term
22 associated with a particular type of offering or content
23 or feature that the user is -- is looking at.
24 And, of course, the common element is the
25 "MINT" element.
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1 MS. KERSHNER: Okay. At this point in the
2 proceedings, I'd like to designate the rest of this
3 transcript as confidential, attorneys' eyes only. Under
4 the protective order that automatically applies in all
5 proceedings before the Trademark Trial and Appeal Board.
6 So from here forward, this transcript is attorneys' eyes
7 only.
8 (THE FOLLOWING PAGES, 101 TO 148, ARE
9 DESIGNATED CONFIDENTIAL ATTORNEYS' EYES ONLY
10 AND BOUND UNDER SEPARATE COVER.)
11
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25
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1 MS. KERSHNER: Okay. I'd like to switch gears
2 now and talk about Tendermint, which is the application
3 that is the subject of this proceeding.
4 And I'm going to start by marking another
5 exhibit.
6 (Opposer's Exhibit 85, Printout from the U.S.
7 Patent and Trademark Office TESS database
8 showing the record for the trademark
9 application for the mark "TENDERMINT" by
10 applicant ALL IN BITS, INC., was marked for
11 identification.)
12 (The court reporter asked for clarification.)
13 BY MS. KERSHNER:
14 Q. Okay. Do you recognize the document that we
15 just marked as Exhibit 85?
16 A. Yes.
17 Q. And can you tell me what that is?
18 A. Yes. This is a printout from the U.S.
19 Trademark Office TESS database, showing the record for
20 the trademark application for the mark "TENDERMINT."
21 T-E-N-D-E-R-M-I-N-T, by applicant ALL IN BITS,
22 INCORPORATED.
23 Q. And can you tell me a little bit about the
24 goods and services that that application asserts?
25 A. Yes. So I can summarize and -- and then if --
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1 if it's helpful for me to -- to read this, I can.
2 The application covers Class 9, and a broad set
3 of claims for software, including software
4 communications, software for connecting computers and
5 networks, software for trading securities, and software
6 for network administration.
7 It also covers a broad set of claimed services
8 in Class 36, including clearing and reconciling
9 financial transactions, business fundraising via
10 computer networks, or a computer network.
11 Providing a virtual currency for use by members
12 of an online community. Providing electronic transfer
13 of virtual currency and securities trade execution
14 services.
15 The application also covers Class 38 services,
16 including communications services; namely, electronic
17 transmission of data and documents; Internet service
18 providers services; namely, transmitting information via
19 the Internet concerning global computer network data in
20 the field of payments; peer-to-peer network services;
21 namely electronic transmission of audio, video, and
22 other data and documents among computers; and provision
23 of access to a global computer network.
24 MS. KERSHNER: Okay. I'm going to mark a
25 couple more documents here.
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1 (Opposer's Exhibit 86, Printout from the
2 tendermint.com Web site, Bates-stamped
3 INTUIT_000255 through 256, was marked for
4 identification.)
5 (Opposer's Exhibit 87, Printout of the
6 Tendermint Facebook page, Bates-stamped
7 INTUIT_000332 through 339, was marked for
8 identification.)
9 BY MS. KERSHNER:
10 Q. Do you recognize the document that we marked
11 Exhibit 86?
12 A. Yes.
13 Q. What is that?
14 A. This is a printout from the tendermint.com Web
15 site providing information on All in Bits Tendermint
16 offerings. Tendermint-branded offerings.
17 Q. And I'll draw your attention to the exhibit we
18 just marked as Exhibit 87.
19 A. Okay.
20 Q. Do you recognize that document?
21 A. Yes.
22 This is a printout of the Tendermint Facebook
23 page. Or -- or Facebook presence.
24 MS. KERSHNER: Okay. And I'm going to mark one
25 more document here.
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1 (Opposer's Exhibit 88, Printout of a Twitter
2 post by the CEO of All in Bits, Jae Kwon,
3 Bates-stamped INTUIT_000290, 280, and 281,
4 was marked for identification.)
5 BY MS. KERSHNER:
6 Q. Do you recognize the document we just marked
7 Exhibit 88?
8 A. Yes.
9 Q. What is that document?
10 A. This is both a printout of an individual tweet
11 or Twitter post by the CEO of All in Bits, I guess,
12 doing business as Tendermint, that being Jae Kwon.
13 J-a-e, K-w-o-n.
14 As well as a printout of certain posts or
15 tweets by Jae Kwon on his profile, on his Twitter
16 profile.
17 Q. As far as you can tell, what channels does
18 Tendermint market itself through?
19 A. So Tendermint is clearly engaged in marketing
20 through social channels, what is often called social
21 marketing. So marketing its -- its offerings through
22 Twitter and through Facebook. Both through, you know,
23 posting announcements and also through content posting.
24 Q. Does Intuit use social media to promote Mint?
25 A. Yes.
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1 As -- as we talked about before, a key
2 component of Intuit's content strategy and its content
3 offerings is both sharing and syndicating its content
4 out through social networks, including Facebook and
5 Twitter, and also engaging with relevant customers and
6 users through -- through Facebook and Twitter.
7 Q. What is your understanding of what Tendermint
8 does?
9 A. Yeah. So based on what I have read and the
10 information that Intuit has -- public information that
11 Intuit has gathered, it's our understanding that
12 Tendermint is a technology that enables efficient --
13 enables a platform for efficient blockchain usage. And
14 one of the primary applications for blockchain is
15 payments and digital currency.
16 And, in fact, based on the public information
17 we have, both the Tendermint Web site and the social
18 presences for Tendermint and its CEO, Jae Kwon, talk in
19 detail about the application of this Tendermint
20 technology to -- to digital currency and to payments
21 using digital -- virtual currency.
22 So that -- that space.
23 MS. KERSHNER: Okay. And I realize I forgot
24 one document in the prior series. So we're going to
25 mark one more.
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1 (Opposer's Exhibit 89, Printout of a Twitter
2 post by the CEO of All in Bits, Jae Kwon,
3 Bates-stamped INTUIT_000282 through 289, was
4 marked for identification.)
5 THE WITNESS: I should say -- sorry, sorry,
6 sorry.
7 Yeah, I should say just one other thing about
8 our understanding of -- of the use and/or the planned
9 use of the "TENDERMINT" mark. We, of course, are -- are
10 looking at the trademark application and the claimed
11 goods and services that are in the trademark
12 application. I note that the trademark application
13 itself has claimed first-use dates associated with each
14 of the classes of goods and services.
15 So both the Class 9 software goods, as well as
16 the Class 36 and 38 services, the applicant, All in
17 Bits, has claimed use in commerce for each of these
18 areas.
19 And so, you know, if -- if these claims are
20 correct and we -- we assume, you know, since -- since
21 All in Bits had to file a declaration stating that these
22 claims are correct, that the "TENDERMINT" mark is used
23 on these software and virtual currency goods and
24 services that are described in the application as well.
25 ///
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1 BY MS. KERSHNER:
2 Q. Okay. I had just asked you to look at -- or we
3 just marked Exhibit 89. If you'll just direct your
4 attention to that very briefly.
5 A. Uh-huh.
6 Q. Do you recognize that document?
7 A. Yeah. This is a further printout of additional
8 tweets or Twitter postings by Jae Kwon, including
9 retweets by Jae Kwon, the -- the CEO of All in Bits.
10 Q. Okay.
11 MS. KERSHNER: And we're going to do two more
12 exhibits here.
13 (Opposer's Exhibit 90, Printout of an article
14 from the VentureBeat Web site,
15 venturebeat.com, dated February 28, 2017, was
16 marked for identification.)
17 (Opposer's Exhibit 91, Printout from
18 CoinDesk, from the coindesk.com Web site,
19 Bates-stamped INTUIT_000319, 320, 313 through
20 318, was marked for identification.)
21 BY MS. KERSHNER:
22 Q. Okay. I'd like to direct your attention to the
23 document we just marked as Exhibit 90.
24 Do you recognize that document?
25 A. Yes.
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1 Q. What is it?
2 A. This is a printout of an article from the
3 VentureBeat Web site, venturebeat.com. It looks like
4 it's a reprint of an article that originally appeared in
5 Fortune magazine. And this is a discussion around banks
6 and other institutions engaging with Ethereum and -- and
7 blockchain technology, specifically associated with
8 digital currency.
9 Q. And if you'll look at the document that we
10 marked as Exhibit 91.
11 A. Uh-huh.
12 Q. Do you recognize that document?
13 A. Let's see. Yes.
14 This is a printout from CoinDesk, from the
15 coindesk.com Web site. And this is -- this appears,
16 essentially, to be a press release from an agency
17 working with All in Bits, doing business as Tendermint,
18 announcing that Tendermint is starting to deploy for --
19 you know, starting to launch and is targeting a
20 different way to use blockchain technology and to do
21 that specific to applications involving digital
22 currency. And, in fact, it's sort of characterized as
23 a -- let's see. As something that large institutions
24 could -- could engage with.
25 Q. Is there --
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1 A. There's further -- yeah. Go ahead.
2 Q. Is there anything concerning to Intuit about
3 these particular press articles about Tendermint?
4 A. Yes.
5 So I would say two things on that. One is, you
6 know, these articles describe a technology and related
7 services and potentially -- if there's device-resident
8 software -- also software, that would enable and be used
9 in the development of payments applications like Mint.
10 And also, in the development of digital currency
11 applications like those that Mint engages with,
12 including Ethereum, Bitcoin, et cetera.
13 So that's a concern.
14 The -- the other concern is that these -- these
15 articles are both available to the public and so
16 available to consumers, but also available to
17 institutions, which we talked about before, are key
18 customers of Intuit's Mint technology and platform.
19 And then lastly, I would also say that this is
20 a concern for us because these particular media
21 channels, both CoinDesk and VentureBeat, are the exact
22 same media channels in which Intuit's Mint technology,
23 services, platform, and applications are discussed, both
24 on their own and in relation to virtual currency,
25 peer-to-peer payments, and -- and those technologies.
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1 MS. KERSHNER: Okay. I'm going to mark a few
2 more documents here. And we don't need to talk about
3 these in detail. I just want you to let me know what
4 they are.
5 (Opposer's Exhibit 92, Article from
6 CryptoCoinsNews, Bates-stamped INTUIT_000328
7 through 331, was marked for identification.)
8 (Opposer's Exhibit 93, Article from
9 ibtimes.co.uk about Tindermint, Bates-stamped
10 INTUIT_000345 through 349, was marked for
11 identification.)
12 (Opposer's Exhibit 94, Article from
13 bitcoinist.com about Tindermint,
14 Bates-stamped INTUIT_000006 through 17, was
15 marked for identification.)
16 (Opposer's Exhibit 95, Article from
17 bitcoinmagazine.com about Tindermint,
18 Bates-stamped INTUIT_000019 through 24, was
19 marked for identification.)
20 BY MS. KERSHNER:
21 Q. So just --
22 A. I wanted to mention one other thing, if I may.
23 You had asked me what was my and/or Intuit's
24 understanding of the "TENDERMINT" mark or the proposed
25 use of the "TENDERMINT" mark. One thing I forgot to
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1 mention, and it's actually present here in the Twitter
2 printouts, is that Jae Kwon, the CEO of All in Bits,
3 doing business as Tendermint, has actually stated in his
4 Twitter feed, in -- in at least a couple different
5 areas, what the Tendermint application or technology can
6 be used for. And there are some -- they're present here
7 in the printouts, but there are some specific statements
8 by him, or at least under his account, that talk about
9 how Tendermint can be used in particular with
10 cryptocurrency apps.
11 And so, you know, it's not -- we don't have to
12 guess what we think the applications would be. We have
13 both the trademark application claimed goods and
14 services and statements from the CEO of this entity,
15 saying that Tendermint is or can be used in connection
16 with cryptocurrency applications.
17 Q. Thank you for clarifying that.
18 I'd like to direct your attention to
19 Exhibits 92 to 95 as a -- as a group.
20 Can you tell me broadly what these are?
21 A. Yeah. So these are various -- these are
22 printouts from various media containing articles and
23 press releases related to All in Bits, DBA Tendermint,
24 and its launch and its applications.
25 Q. And as media articles, are those documents
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1 public documents as far as --
2 A. Yeah.
3 Q. -- you're aware?
4 A. Yes. I'm not aware that any of these are
5 subscription only.
6 Q. In a general sense, what gives Intuit concern
7 about the Tendermint application?
8 A. So I talked about that a bit before. It's
9 clear from both the Tendermint Web site, from the
10 statements of its CEO, and from the descriptions and the
11 coverage in media, that the Tendermint technology is --
12 has been designed to -- to use blockchain technology in
13 order to allow for or enable various types of
14 applications that are the same types of applications
15 that Intuit already provides, perhaps with different
16 technology, to its users of the Mint-branded service and
17 apps.
18 And so, you know, whether it's payments or
19 whether it's virtual currency, these are things that
20 Mint users already have capabilities associated with
21 those things under the Mint brand.
22 Q. Is there anything about the mark "TENDERMINT"
23 in particular that gives Intuit concern?
24 A. So -- I will say without -- without providing,
25 you know, information that -- that may be privileged,
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1 what I will say is that this mark obviously contains
2 "mint." The "mint" element is identical to Intuit's
3 mark.
4 It's also a two -- a compound, two-component
5 mark. One component is "mint" and the other component
6 is a descriptive or generic word which means payment.
7 So "tender," you know, means to pay or payment. And so
8 when you look at this mark, a word -- you know, a
9 descriptive or generic term that means "pay," along with
10 the word "mint," not only does this read directly on
11 what Intuit's Mint-branded products and services do, but
12 it also, because it's a compound, two-element mark, it's
13 similar to the construction of Intuit's "MINT" marks,
14 which we covered earlier; right?
15 So for the most part, Intuit's "MINT" marks are
16 comprised -- except for the cornerstone "MINT" mark, all
17 of this sort of feature and offering marks that we
18 talked about early -- earlier are composed of two
19 elements, the Mint name, plus a generic or descriptive
20 name like "Mint Help," "Mint Family," "Mint Credit
21 Score," "Mint Style."
22 And so consumers, you know -- again, we have
23 over 20 million consumers who have created accounts in
24 Mint. Consumers are -- are accustomed to seeing those
25 marks and that kind of construction on the Mint site and
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1 now they're seeing this mark in the payments and digital
2 currency space in which Mint already plays and it's this
3 compound mark construction.
4 Those are some of the -- the obvious reasons.
5 Q. And I'm going to refer you back to the printout
6 of the Tendermint Web page and Facebook page. Those are
7 Exhibits 86 and 87.
8 A. Uh-huh.
9 Q. Is there anything about the Tendermint branding
10 that concerns you?
11 A. So I will say that Intuit is concerned that
12 there does appear to be an additional element to the
13 Tendermint branding that could, in the minds of
14 consumers, evoke Intuit's Mint. And that is the -- the
15 use of a three-pointed design in green, which we're
16 concerned could evoke the very well-known three-pointed
17 leaf design that Mint, you know, is -- is -- I would
18 argue is famous for. So . . .
19 Q. Okay. And I just want to ask you one more
20 question about Tendermint.
21 Is there anything about the digital currency
22 market that gives Intuit concern?
23 A. What I would say is that the digital currency
24 market broadly, both with -- both when you think about
25 institutions and when you think about consumers, is very
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1 new. And so both consumers and institutions are still
2 trying to understand that market and still trying to
3 find their way in terms of what the applications are,
4 what the -- who the players are, you know, what -- what
5 the technology is. And so in something that's so new,
6 we're concerned, just by virtue of its newness, that
7 people are not going to understand any distinctions
8 between offerings and will rely on the naming associated
9 with the offerings. That's one element of this.
10 Another element is that, you know, Intuit has
11 already built up a reputation, as we talked about
12 before, of being, in a way, a trailblazer when it comes
13 to digital currency because we were, if not the first,
14 certainly among the first personal finance applications
15 or tools that allowed users to really see and -- and
16 manage and engage with digital currency assets, right
17 alongside their other financial assets.
18 But then the last piece of this, I think, is
19 also that there have been very well-publicized security
20 and -- and I guess -- I guess one would call them
21 theft-related stories and incidents in the media that
22 have been very broadly covered associated with digital
23 currency. And, for example, certain digital currency
24 exchanges either being hacked or -- or losing, whether
25 it be Bitcoin or some other form of virtue or digital
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1 currency. And so in a -- in a new space like this where
2 consumers are concerned about the reliability and
3 security of -- of the medium, you know, we're obviously
4 concerned if another party adopts a mark that is similar
5 to our mark and the consumers could believe is an
6 offshoot of our offering or a -- or a feature of our
7 offering and one that we couldn't control the quality of
8 or the security of and that, you know, if it were to be
9 the subject of a -- of a security or a theft incident,
10 would, you know, unfairly tarnish our mark.
11 Q. Okay. I'm going to switch gears a little bit
12 here and I just want to show you some documents and ask
13 you if you recognize them and -- and to authenticate
14 them.
15 And we don't need to go into too much detail.
16 MS. KERSHNER: We'll start with this one.
17 (Opposer's Exhibit 96, Letter of protest
18 filed by Intuit against the application by
19 Red Leaf Chicago LLC for the mark
20 "DIGITALMINT," was marked for
21 identification.)
22 BY MS. KERSHNER:
23 Q. Do you recognize the document we marked as
24 Exhibit 96?
25 A. Yes.
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1 Q. What is it?
2 A. This is a letter of protest filed by Intuit
3 against the application by Red Leaf Chicago LLC for the
4 mark "DIGITALMINT," which we discussed briefly earlier.
5 Q. And would that document be kept in the ordinary
6 course of business at Intuit?
7 A. Yes.
8 MS. KERSHNER: I'm going to mark another
9 document.
10 (Opposer's Exhibit 97, Notice of opposition,
11 filed by Intuit against Logic Controls, Inc.,
12 opposing the application of "MINTPOS," was
13 marked for identification.)
14 BY MS. KERSHNER:
15 Q. Do you recognize the document that we just
16 marked as Exhibit 97?
17 A. Yes.
18 This is a copy of the notice of opposition,
19 filed by Intuit against Logic Controls, Inc., opposing
20 the registration -- or the application and attempted
21 registration of the "MINTPOS," P-O-S, spelled P-O-S,
22 mark.
23 Q. And as a notice of opposition, would this
24 document be publicly available?
25 A. Yes.
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1 MS. KERSHNER: I'm going mark another exhibit.
2 (Opposer's Exhibit 98, Consolidated notice of
3 opposition, filed by Intuit against PJMINT,
4 LLC, for attempted registration of multiple
5 applications for the mark "PJMINT," was
6 marked for identification.)
7 BY MS. KERSHNER:
8 Q. Do you recognize the document that we just
9 marked as Exhibit 98?
10 A. Yes.
11 Q. What is this document?
12 A. This is a copy of the consolidated notice of
13 opposition, filed by Intuit against PJMINT, LLC,
14 regarding that company's attempted registration of
15 multiple applications for the mark "PJMINT."
16 Q. And is this document a public document?
17 A. Yes.
18 MS. KERSHNER: I'm going to mark another
19 exhibit.
20 (Opposer's Exhibit 99, Notice of opposition,
21 filed by Intuit against LimePoint Pty.
22 Limited, challenging the attempted
23 registration of the marks "ENVIRONMINT" and
24 "MINTPRESS," was marked for identification.)
25 ///
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1 BY MS. KERSHNER:
2 Q. Do you recognize the document we just marked as
3 Exhibit 100?
4 (The court reporter asked for clarification.)
5 BY MS. KERSHNER:
6 Q. 99.
7 A. Oh. 99.
8 Yes. This is a copy of the notice of
9 opposition, filed by Intuit against LimePoint Pty.
10 Limited, challenging the attempted registration of both
11 the mark "ENVIRONMINT," M-I-N-T, and "MINTPRESS," by
12 that applicant.
13 Q. And is this document a public document?
14 A. Yes.
15 MS. KERSHNER: Going to mark another exhibit.
16 (Opposer's Exhibit 100, Notice of opposition
17 filed by Intuit against MEIER GROUP NYC
18 regarding MEIER'S attempted registration of
19 the mark "M.INT MEIER INTERNATIONAL REAL
20 ESTATE," was marked for identification.)
21 BY MS. KERSHNER:
22 Q. Do you recognize the document we just marked
23 Exhibit 100?
24 A. Yes.
25 This is a copy of the notice of opposition
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1 filed by Intuit against MEIER GROUP NYC regarding
2 MEIER'S attempted registration of the mark "M.INT MEIER
3 INTERNATIONAL REAL ESTATE."
4 Q. Is this document a public document?
5 A. Yes.
6 MS. KERSHNER: I'll go ahead and mark another
7 exhibit.
8 (Opposer's Exhibit 101, Notice of opposition
9 filed by Intuit against Suitey, Inc.,
10 regarding Suitey's attempted registration of
11 the mark "TRIPLEMINT," was marked for
12 identification.)
13 BY MS. KERSHNER:
14 Q. Do you recognize the document that we just
15 marked Exhibit 101?
16 A. Yes.
17 This is a copy of the notice of opposition
18 filed by Intuit against Suitey, Inc., that's spelled
19 S-u-i-t-e-y, regarding Suitey's attempted registration
20 of the mark "TRIPLEMINT."
21 Q. And is this document a public document?
22 A. Yes.
23 MS. KERSHNER: I'm going to mark another
24 document.
25 ///
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1 (Opposer's Exhibit 102, Intuit's notice of
2 opposition filed against Suitey, Inc., for
3 its second attempted trademark registration
4 of the mark "TRIPLEMINT," was marked for
5 identification.)
6 BY MS. KERSHNER:
7 Q. Do you recognize the document that we just
8 marked Exhibit 102?
9 A. Yes.
10 Q. What is it?
11 A. This is a copy of Intuit's notice of opposition
12 filed against Suitey, Inc., for its second attempted
13 trademark registration of the mark "TRIPLEMINT." This
14 happens to be related to application serial number
15 86615155, whereas the first notice of opposition was
16 related to application serial number 86615246.
17 Q. And is the document that you're looking at now,
18 Exhibit 102, is that a public document?
19 A. Yes.
20 MS. KERSHNER: Going to mark another exhibit.
21 (Opposer's Exhibit 103, notice of opposition
22 filed by Intuit against T Stamp LLC, related
23 to T Stamp's attempted registration of the
24 mark "GIGMINT," was marked for
25 identification.)
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1 BY MS. KERSHNER:
2 Q. Do you recognize the document marked 103?
3 A. Yes.
4 This is a copy of the notice of opposition
5 filed by Intuit against T Stamp LLC, related to
6 T Stamp's attempted registration of the mark "GIGMINT."
7 One word, GIGMINT.
8 Q. Is this document a public document?
9 A. Yes.
10 MS. KERSHNER: Going to mark another exhibit.
11 (Opposer's Exhibit 104, Consolidated notice
12 of opposition filed by Intuit against
13 Evidation Health, Inc., opposing Evidation's
14 attempted registration of the "ACHIEVEMINT"
15 and "BETTERMINT" marks, was marked for
16 identification.)
17 BY MS. KERSHNER:
18 Q. Do you recognize the document that we just
19 marked as Exhibit 104?
20 A. Yes.
21 This is a copy of the notice of opposition,
22 consolidated notice of opposition, filed by Intuit
23 against Evidation Health, Inc., opposing Evidation's
24 attempted registration of both the "ACHIEVEMINT,"
25 spelled M-I-N-T, and "BETTERMINT," spelled M-I-N-T,
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1 marks.
2 Q. Is this document a public document?
3 A. Yes.
4 MS. KERSHNER: I'd like to mark another
5 exhibit.
6 (Opposer's Exhibit 105, Notice of opposition
7 filed by Intuit against MintLink, LLC,
8 opposing MintLink's attempted registration of
9 the mark "MINTLINK," was marked for
10 identification.)
11 BY MS. KERSHNER:
12 Q. Do you recognize the document we just marked as
13 Exhibit 105?
14 A. Yes.
15 This is a copy of the notice of opposition
16 filed by Intuit against MintLink, LLC, wherein Intuit
17 opposes MintLink's attempted registration of the mark
18 "MINTLINK."
19 Q. And is this document a public document?
20 A. Yes.
21 MS. KERSHNER: Like to mark one final exhibit.
22 (Opposer's Exhibit 106, Intuit's notice of
23 opposition against Frans Reitsma, opposing
24 attempted registration of the mark "EMINT,"
25 was marked for identification.)
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1 BY MS. KERSHNER:
2 Q. Do you recognize the document we just marked
3 Exhibit 106?
4 A. Yes.
5 Q. What is that document?
6 A. This is a copy of Intuit's notice of opposition
7 against the individual Frans Reitsma, R-e-i-t-s-m-a,
8 wherein Intuit opposes Reitsma's attempted registration
9 of the mark "EMINT."
10 Q. Is that document a public document?
11 A. Yes.
12 MS. BASILE: Let's go off the record for a
13 moment.
14 MS. KERSHNER: Okay. Off.
15 (Off the record.)
16 MS. KERSHNER: We are back on the record. And
17 I wanted to clarify the extent of the section of the
18 transcript that we'd like marked confidential,
19 attorneys' eyes only.
20 We started the attorneys'-eyes-only portion
21 where I stated it in the record that we were now
22 attorneys' eyes only. And we'd like to make all of the
23 testimony after that, up until I state that I'd like to
24 switch gears and talk about Tendermint -- everything
25 between those two statements should be designated
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1 confidential, attorneys' eyes only. Everything from the
2 statement, "I'd like to switch gears and talk about
3 Tendermint" forward is not confidential.
4 I'd also like to clarify that none of the
5 exhibits that we have marked today are confidential.
6 All exhibits are -- should be designated as regular
7 exhibits.
8 And I think that concludes our testimony today.
9 (The deposition of Todd Santos concluded at
10 3:47 p.m.)
11 --oOo--
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1 CERTIFICATE OF REPORTER 2 3 I, CAMMI R. BOWEN, a Certified Shorthand 4 Reporter, hereby certify that the witness in the 5 foregoing deposition was by me duly sworn to tell the 6 truth, the whole truth, and nothing but the truth in the 7 within-entitled cause; 8 That said deposition was taken down in 9 shorthand by me, a disinterested person, at the time and 10 place therein stated, and that the testimony of the said 11 witness was thereafter reduced to typewriting, by 12 computer, under my direction and supervision; 13 Further, that if the foregoing pertains to the 14 original transcript of a deposition in a Federal Case, 15 before completion of the proceedings, review of the 16 transcript [ ] was [ ] was not requested. 17 I further certify that I am not of counsel or 18 attorney for either or any of the parties to the said 19 deposition, nor in any way interested in the events of 20 this cause, and that I am not related to any of the 21 parties hereto. 22 DATED: 6/26/2017 23 <%Signature%> 24 CAMMI R. BOWEN CSR #13492 25
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1 1 TO: Todd Santos 2 Re: Reading and Signing Your Deposition Transcript 3 Date Errata due back at our offices: 07/27/2017 4 5 Greetings: 6 You have reserved the right to read and sign your deposition transcript. Please review the attached 7 PDF transcript, noting any changes or corrections on the attached PDF Errata. You may fill out the 8 Errata electronically or print and fill out manually. 9 The PDF files open with Adobe Reader. If you need help 10 opening these files, please see the instructions in the cover letter of this email. 11 Once you have completed your Errata, please print it, sign 12 it, and have the document notarized in the place provided. 13 When the signed Errata is returned to us, we will seal 14 and forward to the taking attorney to file with the original transcript. We will also send copies of the 15 Errata to all ordering parties. 16 If the signed Errata is not returned within the time 17 below, the original transcript may be filed with the court without your signature. 18 19 20 Please send completed Errata to: 21 Veritext Production Facility 22 11539 Park Woods Circle, Suite 302 23 Alpharetta, GA 30005 24 (770) 343-9696 25
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& 000353 5:23 84:13 123 8:10,13 168 13:4 & 3:16 35:7 000371 6:15 89:13 126 8:16,18 169 13:7,10 07/27/2017 175:3 127 8:21,23 17 3:9 4:14 12:7 0 1 128 9:3 28:8 57:1,11 000001 6:2 85:21 129 9:5 158:14 1 3:7 14:14 107:13 000006 12:7 12:08 92:20 170 13:13 175:1 158:14 13 4:8 49:1 171 13:16,19 10 4:2 40:14 41:17 000019 12:9 131 9:8,10 172,000 107:16 54:17 158:18 132 9:13 175 148:21 100 6:23 12:22 000045 4:23 64:22 133 9:16 18 4:17 57:5,18 96:22 167:3,16,23 000063 3:16 35:8 134 9:19,21 1800 2:3 101 2:2 13:2 100:8 35:20 13492 1:24 174:24 18th 28:17 101:2 168:8,15 000081 3:17 35:8 135 9:23 10:3 19 4:19 58:3,7 102 13:5 169:1,8 35:21 137 10:6,8 190 7:10 108:3 169:18 000091 4:20 58:4 139 10:11,14 1996 16:18 103 13:8 37:13 000093 4:20 58:4 14 1:19 3:8 4:10 169:21 170:2 2 000094 6:18 95:20 52:3,18 93:1 104 13:11 37:14 2 3:9 28:6,7 176:1 000097 6:20 96:8 141 10:16 38:5 170:11,19 20 4:21 16:16,16 000099 6:22 96:22 142 10:19,21 105 7:5 13:14 16:17 63:14 64:9 000157 4:10 52:4 144 10:24 37:16 38:6 171:6 64:12 104:1 000188 7:9 108:3 145 11:3 171:13 161:23 000202 7:7 106:13 146 11:5 106 7:7 13:17 2006 26:10 000208 7:5 105:2 148 100:8 101:2 37:19 171:22 2007 3:9 26:12 000255 11:12 149 11:10 148:21 172:3 27:14,18,19,23 151:3 14th 14:11 107 37:21 28:8,17,20,22 000282 11:18 15 3:3 4:11 53:1,5 108 7:10 37:23 32:24 38:17 61:22 154:3 151 11:12,14 11 4:4 40:18 41:23 103:23 000290 11:16 1510 1:22 2:6 110 1:22 2:7 2008 33:8,10 43:13 152:3 152 11:16 115 7:11 43:13 46:18 53:25 000291 6:13 88:6 154 11:19 11539 175:22 2009 5:18 25:7,8 000299 6:11 88:3 155 11:21,24 136:7 116 7:13,16 25:10 27:7 32:8,9 000305 6:6 87:4 157 52:22 117 7:18 32:11,18,20,20 000308 6:8 87:23 158 12:3,5,7,9 118 7:20 39:23 79:20 80:2 000319 11:23 159 4:10 52:4 11:34 75:3 2010 41:13 155:19 15th 14:10 12 4:5 40:21 41:7 2014 4:22 5:10,22 000321 6:4 85:24 16 4:13 54:8,9 12/03/2010 3:14 43:20 59:6 60:2,3 000328 12:2 158:6 164 12:11 34:20 63:16 65:14,16 000332 11:14 165 12:14 120 7:23 71:8,19 81:13 151:7 166 12:17,21 121 7:25 82:23 83:6,20 000345 12:5 167 12:24 158:10 122 8:4,6 85:15 86:8 88:14 89:2 Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [2015 - 70] Page 2
2015 4:4,13 40:19 3 37 6:6 87:3,11 53 4:12 7:17 117:2 41:23 54:10,17 3 3:10 29:15 33:22 370 6:15 89:14 117:20 121:20 2016 66:5 72:18 177:1 376 6:15 89:14 54 4:13 7:19 95:6,11 117:25 3.9 107:21 38 6:8 87:22 88:10 118:12,17 2017 1:19 11:21 30 5:17 78:1,13 150:15 154:16 55 7:21 120:10,17 14:10,11 93:1 176:6 381 6:16 89:14 56 7:24 121:5,10 155:15 30005 175:23 384 6:16 89:15 57 4:16,18 8:2 204 7:7 106:13 302 175:22 385 6:15 89:14 122:4,12 129:23 21 4:23 64:21,25 304 6:11 88:3 388 6:16 89:14 58 4:20 8:5 122:22 22 5:2 66:15 307 6:7 87:5 39 3:20,21 6:10 123:3 23 5:4 67:3 30th 5:22 82:23 88:1,10 59 8:7 123:14 235,000 108:16 83:6,20 86:8 3:47 173:10 124:5 237 7:5 105:3 88:14 4 6 24 5:8 12:9 67:20 31 5:18 79:19 4 3:13 34:17,18 6 3:18 36:23 158:18 312 6:9 87:24 40 3:23 4:3,4,7 6/26/2017 174:22 240 6:17 89:16 313 11:24 155:19 6:12 88:5,10 60 8:11 123:20 245 6:17 89:16 318 11:24 155:20 401 75:18 124:14 246 136:7,8 32 5:19 81:20,25 41 6:14 57:16,22 61 8:14 126:4,15 249 6:16 89:16 320 11:23 155:19 89:12,19 143:11 126:18 130:11 25 5:9 71:7,15 327 6:5 85:25 415 2:4 62 8:17 126:9,15 2535 16:10 33 5:21 82:22 42 6:18 50:1 95:18 126:18 130:11 254 6:17 89:16 83:17 125:9 142:17 63 4:22 8:19 127:6 256 11:12 151:3 331 12:3 158:7 43 6:20 96:6,12 127:12 257 6:16 89:15 339 11:14 151:7 44 6:22 96:20 97:1 64 4:23 8:22 26 5:11 71:10,23 34 3:14 5:23 84:12 45 6:24 97:13,18 127:23 128:8 260 6:16 89:16 343-9696 175:24 46 7:2 98:11,16 65 9:2 128:2,8 27 4:21 5:12 63:15 349 12:5 158:10 47 4:23 7:4 64:22 650 2:8 73:20 74:4 35 3:17 6:2 49:13 105:1,6 659-4928 2:4 276 6:16 89:15 85:20 86:2 137:1 48 7:6 106:11,17 66 5:3 9:4 129:1,6 279 6:16 89:15 352 49:11 49 4:9 7:8 108:1,7 67 5:7,8 9:6 131:1 28 3:9 5:15 11:21 352-0500 2:8 125:9 131:8 74:1,12 155:15 3526377 33:17 68 9:9 131:22 280 11:16 152:3 5 35:1 132:8 281 11:16 152:3 5 3:15 6:3 35:6 36 3:18 6:4 49:14 69 9:11 132:19 289 11:19 154:3 85:22 104:5 57:16,16 85:23 133:7 50 7:11 115:7 29 3:12 5:16 77:24 86:18 87:7 136:18 5084560 4:9 49:3 7 78:5 141:18 150:8 49:12 7 3:19 9:4 39:9,16 298 6:13 88:7 154:16 51 7:12 116:7 129:1,9 176:6 29th 89:2 366 5:24 84:13 52 4:10 7:14 70 9:14 133:1,18 367 6:15 89:14 116:19 117:8
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71 5:10,11 9:17 9 123:7 127:7,16 82:9,11,12,13,17 134:3,13,16 9 3:22 40:11 41:6 130:17 144:1,10 86:12 92:6 103:17 72 9:20 134:9,13 41:11 49:13,15,16 abandons 144:13 103:21 110:3 135:6 49:20,23 143:10 ability 20:19 21:2 141:20 161:23 73 5:14 9:22 150:2 154:15 21:14,24 22:2 accurately 18:21 135:17 136:3,6 9-11-30 176:7 33:2 34:11 44:3 38:2 74 5:15 10:2 90 11:20 155:13,23 45:14,23 58:25 accustomed 135:21 136:21 91 11:22 58:13 75:23 76:1 78:21 161:24 75 10:4 137:14,25 155:17 156:10 86:10 89:5 90:10 achievemint 8:16 76 10:7 137:19 91228092 1:6 91:5 92:6,12 8:20 13:13 126:7 138:10 92 12:2 158:5 101:18 126:20 127:8 77 5:16 10:9 139:1 159:19 able 20:16 23:10 130:12 170:14,24 139:17 140:11 93 12:4 58:13 24:13,17 34:4,6,7 acquire 4:21 33:13 770 175:24 158:8 34:12 46:6 69:24 48:22 63:15 64:17 78 5:17 10:12 94 12:6 158:12 72:22 73:6 98:1 80:22,22 139:11,17 140:11 94043 16:12 absolutely 17:13 acquired 25:6,24 79 5:18 10:15 94105 2:3 acceptable 148:2 26:8 32:21 33:14 141:5,11 94304 1:22 2:7 accepted 118:4 33:15,17 47:8 8 95 6:19 12:8 access 23:2,15 48:6 59:17 60:6 34:7 50:16 78:10 65:13,22 69:13 8 3:21 39:12,16 158:16 159:19 82:5 90:22 150:23 70:12 80 10:17 142:1,7 96 6:19,21,23 accessed 34:2 acquiring 32:2,13 81 5:20 10:20 12:10 95:20 accessible 91:19 acquisition 25:7 142:21 143:3 164:17,24 account 24:4 29:4 25:12,14,16,18,25 82 5:22 10:22 97 6:24 12:12 34:8 36:11 37:17 30:6 32:11,15,16 144:1,7 165:10,16 43:7 44:14 51:13 32:17,19 41:13 83 11:2 145:8,15 98 6:21 7:2 12:15 52:14 59:12 61:23 44:17 46:18 47:5 84 5:24 11:4 146:2 96:8 166:2,9 63:25 68:17 76:8 48:9,15 56:11 146:11 99 12:18 166:20 78:23 82:10,11 59:19,24 60:1,5,10 85 6:3,5 11:7 167:6,7 91:14 108:22,23 60:13 61:20 64:17 149:6,15 9:00 14:11 110:2 114:21 65:7 70:20 77:5 86 11:11 151:1,11 9:39 1:19 159:8 80:5 103:24 162:7 a accounts 19:12,14 act 120:6 86615155 169:15 a.m. 1:19 14:11 21:25,25 22:9 action 7:19 23:3 86615246 169:16 aaron 15:8 26:10 24:2,24 26:21 23:16 24:23 59:11 87 6:7,9 11:13 39:25 48:6 28:23,24 34:12 62:15 114:4 118:2 151:5,18 162:7 abandon 147:9 37:18 38:21 43:23 118:12,20,23 88 6:11,13 11:15 abandoned 116:3 44:12 45:8,9,10 121:2,11,14,17 152:1,7 127:19 130:15 50:15,24,25 51:4 actions 124:23 89 6:17 11:17 abandonment 66:1 69:11 70:19 active 148:14 154:1 155:3 8:19 10:22 116:15 75:18 76:4 82:6,7
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actively 32:18 advent 80:20 amount 39:1 appear 14:21 99:5 101:12 advertising 45:2 104:10 162:12 activity 65:23,24 104:14,17 105:10 amounts 83:16 appeared 156:4 110:11,20 105:22 analyze 81:10 appears 68:8 actual 25:11 28:2 affiliated 112:18 android 23:9,9 79:12 156:15 37:17,19,24 78:19 affirmed 14:2 46:20 52:23 apple 23:8 53:10 98:7 99:2 105:25 aforementioned announced 25:8 apple's 113:2 130:20 146:18 32:19 60:3 apple.com 53:2,6 add 63:19,19 agencies 98:8 announcement apple.com...... added 80:11 88:21 agency 104:21 88:13,15 89:3 4:12 adding 87:16 92:6 156:16 announcements applicable 15:2 addition 46:16 aggregation 61:24 152:23 applicant 1:8 7:23 48:4 52:7 ago 109:16 announcing 4:6 8:4,9,13 9:5,8,13 additional 70:1 agree 130:4,16 28:15 40:22 42:5 9:19,21 10:11,14 73:15 85:4 87:20 agreed 130:6,19 64:16,17 65:4 10:23 11:3,9 155:7 162:12 130:21 143:18 83:6 86:24 156:18 14:19,19 115:23 176:9 agreement 83:23 annual 20:10 116:3,16 117:15 additionally 94:12 agreements 76:19 104:4 118:21 119:2,5,7 address 16:10 76:24 answer 16:1 68:1 119:10,12 120:12 46:3 79:11,12 ahead 59:13 157:1 133:23 138:16 120:21 121:12,13 119:5 168:6 145:24 146:19 122:8,16,18 123:9 adjourned 92:19 alerts 108:25 apologies 35:4 123:11,17,23 administration 111:25 app 23:8 24:5 33:8 124:8,9,20 125:4 40:1,6 150:6 algorithm 76:14 33:9,12 36:12 127:2,2,16,17,19 adobe 175:9 allow 22:17 63:7 38:12,15 39:3 128:17,18 129:2 adopt 81:1 72:24 79:9 81:13 46:21 47:23 48:3 129:10,12 130:3,4 adopted 80:19 84:22 90:1 160:13 48:4,15 50:21,22 130:6,14,19,21 93:24 94:13 allowed 45:17 50:23 51:20 52:23 131:4,11,14,15 112:18 163:15 53:8,17,23,24 68:8 132:16,22 133:11 adopts 164:4 allowing 76:13,22 68:13,13,14,17,21 133:23 134:6,10 ads 7:4 105:1,10 91:6 69:7 70:7,18,21 134:19 135:2,3,10 105:11,13,15,16 allows 46:21 50:13 83:22 113:2,2 135:11,12 136:25 105:18,20,20,24 50:16,23 84:1 145:23 137:6,11 138:8,14 106:2,3,7 125:14 appeal 1:2 7:13 138:15,17,19 advance 128:20 alongside 86:11 9:9,15 10:8 11:5 139:4,8,13 140:2,5 advanced 50:20 163:17 15:11 100:5 116:9 140:9,17,23 90:22 alpharetta 175:23 116:14 131:23 141:16 142:15 advantage 24:15 alto 1:22 2:7 14:12 132:12 133:2,21 143:9,15,18,18 43:17 69:1 america 40:3 137:20 138:13 144:2,11,13 advantages 41:21 americans 103:18 146:3,17 145:11,18,23 62:4,6,7,9,23,24 146:7,7,21 147:7,8
Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [applicant - associated] Page 5
147:9,24 149:10 125:22,24 126:6 applied 112:2 89:13,24 97:5 149:21 154:16 126:11 128:13 applies 100:4 157:3,6,15 159:22 167:12 129:24 130:5 approach 112:22 159:25 applicant's 117:17 131:3,11,16 approximately asked 51:2 136:12 application 5:8,13 132:21 133:11,16 104:5,10 142:11 149:12 5:20 7:12,15,17,22 133:25 134:6,19 apps 53:18 54:17 155:2 158:23 7:24 8:3,6,9,12,15 134:21,25 135:2,4 54:19,21 111:4 167:4 8:18 9:7,12,18,23 135:19,23 136:17 159:10 160:17 asking 42:21 10:3,5,10,16,18,21 136:24 137:16 april 26:12 28:22 60:17 11:3,9 12:10,13 138:3,19 139:3,18 32:24 38:16,17 aspect 19:11,19,20 22:25 30:5 33:25 141:7,15,17 142:3 60:2 113:9 34:1,8,9 35:4 142:8,14,23 143:8 area 24:1 48:21 asserts 149:24 37:11,20,22,24 145:10,17 146:22 55:10 66:10,12 asset 19:15 34:11 38:3,19,22 39:2 147:14,19,20,25 74:18 78:18 95:25 45:15 84:8,9 46:13,16,25 47:3 149:2,9,20,24 97:5 104:20 86:12 49:21 50:2,2,9,10 150:2,15 153:19 areas 93:12 assets 19:15 20:19 50:11,13 51:21 154:10,12,12,24 109:12 154:18 20:20,22 24:18 52:8,10,11,13,15 159:5,13 160:7 159:5 44:3,4 45:5,16 53:7,10,12,20,22 164:18 165:3,12 argue 162:18 46:23 50:15 81:11 54:5 59:11,20 165:20 169:14,16 arises 81:2 81:16,17 83:9,13 60:11 61:9,22 applications 8:20 arrangements 84:23 85:7 89:5,6 62:18 63:6,8 65:5 8:23 9:3 12:17 134:23 90:12 92:7 103:7 65:6,11 66:7,9,11 48:20 60:19 61:15 array 91:25 103:21 163:16,17 66:11 67:21 68:7 62:2 65:15 66:3 arrival 106:3 assigned 124:11 68:11 69:3,12,14 70:14,25 91:21 article 3:20,21,23 124:22 69:19,25 70:2,4,9 95:8,12 111:8 4:2,4,5,13 5:9,23 assignee 125:4,5 70:10,13,15,16 112:1,9 113:3 6:2,4,6,8 11:20 125:12 71:2,2,20,22 73:22 115:16 119:13,15 12:2,4,6,8 28:14 assignment 3:13 74:9 77:13 81:22 124:25 125:3 39:10,13 40:12,14 34:18,25 124:10 82:4,5 83:13 126:20 127:1,3,7 40:18,21 41:11,12 assist 17:20 176:8 93:19 95:9,10 127:17,20,22,25 41:14,17,20,23,24 assistant 118:4 111:12 113:18 128:4,11,16,19 42:2,4 54:9,16,22 147:16 115:17,20,24 129:14 130:11 71:7,17,19 72:2 associated 20:18 116:1,8,21 117:4 137:6 140:10,16 84:12 85:21,23 21:1 25:13,19 117:13,22,24 140:19,21 143:14 86:7,23 87:3,8,15 31:24 33:18 44:23 118:6,9,22,25 143:19 144:13 87:22 88:15,20 45:10 47:10 53:15 119:12 120:12,20 147:21 153:14 89:2 155:13 156:2 54:1,6 55:18 120:25 121:6 156:21 157:9,11 156:4 158:5,8,12 59:25 64:5 65:9 122:7,15,23 123:7 157:23 159:12,16 158:16 97:24 99:22 123:16,22 124:8 159:24 160:14,14 articles 6:14 42:10 104:11 107:14 124:10,11,19,21 163:3,14 166:5,15 54:2 84:25 89:7 120:25 130:20
Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [associated - bit] Page 6
144:14 147:10 authorization 101:20 103:5,17 beginning 75:9 154:13 156:7 17:25 103:21 112:7 160:20 163:8,22 authors 55:15 banking 22:1 45:7 belief 30:23 association 50:6 auto 22:6,8 75:23 61:12 91:14 believe 18:2 25:8 90:23,24 automatically banks 103:10 27:18,23 46:18 assume 125:22 100:4 156:5 60:4 65:8,13 66:5 154:20 automation bar 118:25 75:15 86:12 94:11 attach 176:9 113:17 base 70:6 101:24 106:5 attached 175:6,7 available 42:11 based 18:1 23:5,7 111:21 117:16 attempt 106:7 50:22 74:24 23:13 32:9 37:10 118:3,6 119:9 127:2 147:8,25 114:23 157:15,16 37:21 43:16 49:25 121:2 130:2 164:5 attempted 12:16 157:16 165:24 59:12 79:9 83:25 believes 120:4 12:20,23 13:3,6,9 avenue 16:11 91:24 121:18 beneficial 101:25 13:12,15,18 average 101:15 146:7 153:9,16 benefit 63:9 112:21 165:20 114:7 148:9,18 baseline 98:7 best 111:8,12 166:4,14,22 award 27:21,23 basic 29:6,9 43:8 beta 38:17 167:10,18 168:2 28:1,2,16 32:8 55:7 61:23 91:15 better 73:12 77:7 168:10,19 169:3 38:20,20 42:9 91:16,17 bettermint 8:18 169:12,23 170:6 111:1,3 basile 2:9 41:2 8:21 13:13 126:12 170:14,24 171:8 awards 110:23 75:3 92:16 144:16 126:21 127:9 171:17,24 172:8 111:11 144:22 172:12 130:12 170:15,25 attention 38:18 aware 26:18 27:8 basis 17:20 47:12 big 33:7,10 73:5 133:7 134:15 27:13,25 32:6 63:4 111:2 136:2,20 151:17 124:11,21 125:12 bates 3:16 4:10,19 bill 24:8 59:18 155:4,22 159:18 125:21 139:7,21 4:23 5:23 6:2,4,6 61:13,17 63:4 attorney 15:1 139:23 160:3,4 6:8,11,13,15,18,20 64:3,6 71:1 72:4 174:18 175:14 awareness 27:25 6:22 7:5,7,9 11:11 110:4,6 attorneys 16:25 b 11:13,16,18,23 biller 24:9 17:21 26:1 47:21 12:2,4,6,8 35:8,16 bills 5:3 36:11 b 1:7 60:8 100:3,6,9 52:3,22 58:3,12,13 37:11 62:15 65:5 back 22:19 28:20 101:3 114:17 64:21 84:13 85:21 65:7,11,15,17,18 34:15 42:19 63:3 172:19,20,22 85:24 87:4,23 66:6,8,10,12,17,24 87:7 93:4 116:2 173:1 88:2,6 89:13 67:17 68:14,20,20 121:20 129:17,21 audibly 68:3 95:19 96:7,21 68:23 69:7,20 144:20 145:3 audio 150:21 105:2 106:12 70:3,7,11,18 71:21 146:24 162:5 authenticate 84:2 108:2 151:2,6 72:3 95:4,8,14 172:16 175:3 164:13 152:3 154:3 bit 17:18 19:4 25:1 background 16:6 authentication 155:19 158:6,9,14 25:2,2 33:12,24 85:5,9 82:4 84:3 158:18 42:23 50:8,12,18 bank 26:21,23 author 72:3 becoming 22:11 55:4 58:24 59:3 28:24 61:11 62:20 90:16 61:1 67:16 69:6 75:17 86:11 Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [bit - capability] Page 7
72:10,13 79:5 146:3,17,21 brokerage 45:9,10 111:25 163:20 80:16 85:6 93:5 bonds 20:21 52:14 75:19 76:3 called 22:12 24:7 101:7 110:16 borders 103:4 76:9,12,12 78:17 26:25 27:2 28:1,2 113:8 125:16,18 bound 100:10 78:21 82:11 28:3,16 59:17 149:23 160:8 148:22 brought 48:9 62:4 61:8,20 65:4,18 164:11 bowen 1:24 174:3 browser 23:5,5,6 66:12 80:6 82:14 bitcoin 24:22 174:24 34:6 83:11 94:14,20 45:13 80:20,23 brand 16:23 17:5 budget 51:14,16 102:23 111:21 81:14 82:13 85:7 18:18,19,21 19:5 104:5 109:23 124:12,22 138:5 85:9 86:11 87:16 25:5 26:14 33:19 budgeting 19:17 152:20 88:17,21 89:4 40:4 56:20 58:19 85:8 91:16 calling 141:17 90:2,16 157:12 65:7 90:23 94:15 budgets 37:20 142:16 163:25 110:15 111:14 build 60:20 calls 118:24 bitcoinist.com 120:22 160:21 built 60:15,23 cammi 1:24 174:3 12:6 158:13 branded 58:17 94:12 163:11 174:24 bitcoinmagazine... 96:16,18 97:4 business 4:4 18:6 campaign 105:25 12:8 158:17 98:18 151:16 39:4 40:18 41:24 canada 102:21 bits 1:7 11:10,15 160:16 161:11 48:23 55:22 56:8 125:17,17 11:18 15:11 branding 94:3 62:8,22 77:14 canadian 8:10,13 149:10,21 151:15 99:19 162:9,13 93:24 94:8,12 123:18,24 124:9 152:2,11 154:2,17 break 42:14,17,20 102:3,4,5,7,15 124:12 154:21 155:9 75:1 92:15 129:16 105:12 109:15 capabilities 25:22 156:17 159:2,23 129:19,22 144:15 121:24 130:7 34:10 44:1 60:24 blockchain 85:17 144:17,21 150:9 152:12 71:22 73:11 120:1 153:13,14 156:7 brief 91:12 156:17 159:3 160:20 156:20 160:12 briefly 46:15 75:1 165:6 capability 17:6 blog 5:18,21 29:9 83:10 86:22 87:12 businesses 73:1 20:14 22:6 23:20 33:4 39:20,21 88:10 125:6 155:4 102:8,11,12,12 24:2,12,14 33:1 55:2,4,7,7,10,25 165:4 107:4 36:13 43:12,20,23 56:5 79:19 80:1 bring 31:19 60:24 businessinsider.... 45:2,3,9,12,20 82:22 83:6,17 101:19 6:10 88:2 46:1,2 48:2 50:20 91:17 bringing 18:3 86:9 businessinsider.... 51:25 54:3 59:8 blogger 110:20 broad 21:21 55:11 88:20 59:14,16,19,20 bloggers 55:15 55:23 104:10 buy 31:22 60:15,17,20 61:18 board 1:2 7:13 9:9 109:3 111:22 c 61:25 62:5,14 9:15 10:8 11:5 150:2,7 64:6 68:11 69:1 c 2:1 61:21 15:11 100:5 116:9 broader 44:25 72:17 76:22 77:21 ca 2:3,7 116:15 131:23 broadly 159:20 80:3,4,8 81:9 83:8 california 1:22 132:12,14 133:2 162:24 163:22 85:15 86:9,13 14:12 16:11 133:21,22 137:20 broker 78:22 90:18 101:19,22 call 20:3 27:16 138:13,13,16 103:6 119:4,6 30:9 76:9 106:3 Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [card - coindesk.com] Page 8
card 20:9 29:4 certificate 174:1 70:17 71:1,20 class 49:15,16,20 37:17 63:25 64:1 certified 14:2 95:9 103:24 49:23,24 50:1 78:9 82:9 174:3 checking 21:25 57:16,21 125:9 cards 20:7 75:17 certify 174:4,17 24:3 59:12 136:18 137:1 care 94:4 176:2 chicago 7:23 12:11 141:18 142:16 case 58:18 64:3 cetera 55:24 120:13,21 121:14 143:10,11 150:2,8 107:20 108:13 157:12 164:19 165:3 150:15 154:15,16 117:13 123:11 challenging 12:19 choice 4:6 40:23 classes 49:13 125:13 133:15 166:22 167:10 42:5,9 111:10 154:14 174:14 change 68:23 choose 69:1 76:25 clean 99:20 cases 23:11 69:21 73:8,14 110:10,11 115:19 clear 48:18,19 cash 24:3 37:17 128:18 143:19,21 122:17 124:24 70:9 99:20 160:9 45:18 147:10 176:11,13 126:23 128:15 clearance 17:1 catchmint 9:13 176:14,16,17,19 133:13 134:24 clearing 150:8 132:21 133:11 176:20,22,23,25 137:2 138:6 clearly 152:19 139:19,22 140:1 177:1,3,4,6,7,9,10 chooses 63:24 click 76:1 categories 55:11 177:12,13,15,16 chosen 105:20,24 client 15:1 73:16 177:18 111:11 clipping 86:15 categorize 19:17 changed 18:15 circle 175:22 clippings 72:6 84:8 102:11 32:22 70:2 cite 147:18 90:3 category 37:25 changes 46:5,6 cited 118:7 close 32:15 54:20 72:19,21 175:7 176:4,5,7 civil 176:6 closed 25:9 32:20 73:5 74:20 94:15 channel 48:21 claimed 115:25 clothing 97:9 95:13 96:1,16 113:1 125:21,23,24 cmnt 9:13 132:22 101:16 channels 105:25 129:13 134:21 133:11,23 cause 120:5 174:7 152:17,20 157:21 135:13 150:7 coinbase 24:19,23 174:20 157:22 154:10,13,17 45:14 81:13 82:13 ceased 139:8 characterize 159:13 83:7,10,11,24,25 140:5 146:8 110:14 claims 125:9 84:3,4,4,22 85:3 ceo 11:15,18 26:11 characterized 128:19 147:10 86:10,25 87:17 39:24 48:6 152:2 156:22 148:1 150:3 88:16,22 89:3 152:11 153:18 charles 76:10 154:19,22 90:1 154:2 155:9 159:2 charting 23:14 clarification 51:2 coinbuzz.com 6:6 159:14 160:10 50:20 136:12 142:11 87:4,13 certain 63:21 check 4:21 59:17 149:12 167:4 coindesk 11:22 112:3 113:16 59:17,24 60:2,10 clarify 22:19 155:18 156:14 136:18 152:14 60:13,14,24 61:18 23:19 172:17 157:21 163:23 61:20 62:19 63:15 173:4 coindesk's 88:15 certainly 32:18 64:17 65:6,13,14 clarifying 159:17 coindesk.com 6:8 163:14 65:22 69:9,11,12 clarity 141:4 11:23 87:23 69:18,19 70:6,9,13 155:18 156:15
Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [coindesk.com. - content] Page 9
coindesk.com. 107:15,17,18,20 concern 113:6 construction 88:13 114:19 120:3 114:14 157:13,14 161:13,25 162:3 college 31:21 124:22 130:8 157:20 160:6,23 consult 40:1 combined 65:20 143:21 162:22 consumer 20:6 66:4 95:11 103:25 company's 36:1 concerned 162:11 21:7 24:20 30:24 come 25:5 56:19 166:14 162:16 163:6 62:7,9,18,25 63:3 63:3 76:25 113:23 compare 20:5 29:2 164:2,4 63:24 101:12,14 114:8 129:17 75:23 78:21 concerning 150:19 101:15 comes 52:13 56:7 comparing 75:22 157:2 consumer's 63:25 63:21 163:12 comparison 50:11 concerns 162:10 consumers 18:2 coming 27:22 60:9 78:9 concierge 134:22 18:11,12 19:11,16 commerce 154:17 compete 27:21 concluded 173:9 19:22 20:4,8 21:2 commercial 146:8 competes 109:8 concludes 173:8 21:11,12,24 22:2,3 commission competitive 27:6 condition 31:10 22:7,17 26:22 177:25 109:7 110:8 confidential 7:3 29:2 31:4,18,18,20 commissioner competitors 11:6 100:3,9 33:3,3 34:4 42:7 118:4 120:25 109:10,12,18,22 101:1,3 172:18 43:9 44:6,13 121:16 147:16 109:24 110:6 173:1,3,5 45:22 46:2,7 commissioner's complete 90:11 confirms 138:16 48:21 50:13,23 147:17 completed 25:9 confused 113:7 51:10 53:17,22 common 33:18 175:11,20 confusing 18:2 56:10,12,18 59:8 99:14,24 108:21 completely 77:12 confusion 120:5 62:13 63:1,22 communicate completion 174:15 connect 72:23,25 72:20,22 76:1,17 101:22 complex 102:14 73:7 103:10 80:18,21 81:1,4,5 communication complexity 102:8 connecting 150:4 83:7 90:24 113:6 113:21 component 48:16 connection 83:24 114:24 157:16 communications 153:2 161:4,5,5 83:25 84:22 161:22,23,24 15:16 48:14 70:17 components 16:24 159:15 162:14,25 163:1 114:12 150:4,16 43:5,7 111:19 connotation 31:3 164:2,5 community 102:3 composed 161:18 31:5,12 contacted 135:2 150:12 compound 161:4 connotations 31:1 contacting 147:7 companies 27:20 161:12 162:3 connote 31:15 containing 159:22 60:25 64:2 76:17 comprised 161:16 consent 8:20 127:8 contains 161:1 109:12 110:7 comprising 134:22 consider 45:11 contemplated 32:2 company 18:18 computer 49:16 considered 55:16 content 5:11 19:21 24:9 25:3,15,24 49:24 125:10 consistent 104:6 19:22,24 22:22 26:9,11 27:10,12 150:10,10,19,23 consolidated 29:9 33:4,5 36:5 28:16 32:13 38:19 174:12 12:15 13:11 166:2 39:21 43:8,8 41:14 48:10,11 computers 150:4 166:12 170:11,22 50:17 55:2,10,12 55:7 59:17 62:23 150:22 constantly 38:8 55:18,21 56:13,18 69:13 77:17 56:18 58:10,10,17
Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [content - data] Page 10
71:10,25 72:1 172:6 149:12 167:4 44:3 45:12 50:24 84:20 89:25 91:18 core 90:9 109:11 175:17 80:11 81:11 82:12 94:1,2,14,16,21 109:13 cover 100:10 82:14,17 83:8,12 95:25 96:1,14,15 cornerstone 99:7 148:23 175:10 83:13,16,22 84:23 97:3,5,24 98:5 161:16 coverage 68:22 85:10,12,17 87:15 99:22 108:12,23 corporate 16:10 160:11 89:6 90:8,15 91:6 152:23 153:2,2,3 correct 16:19 covered 161:14 92:8 101:20 contest 27:17 26:15 28:18 163:22 102:23 103:2,3 context 21:16 107:12 154:20,22 covering 119:17 125:10,12,14 91:23 94:18 99:9 corrections 175:7 covers 150:2,7,15 126:1 150:11,13 contextually 43:15 176:9 crashers 4:2 40:15 153:15,20,21 99:4,12 101:23 cost 104:21 41:18 154:23 156:8,22 continued 4:1 5:1 costs 78:21 create 31:23 34:8 157:10,24 160:19 6:1 7:1 8:1 9:1 counsel 14:8,18 38:21 99:19 162:2,21,23 10:1 11:1 12:1 15:16 17:3 18:4,5 105:13 163:13,16,23,23 13:1 113:20,21 114:12 created 27:24 164:1 continuing 147:24 114:17 115:22 45:19 48:14 53:11 current 16:13 contractual 44:23 116:3,16 117:17 72:22 84:21 46:22 50:13,23 contributions 123:11 135:2 109:14 161:23 79:14 55:15 174:17 creates 90:23 currently 16:22 control 164:7 count 103:25 credentials 44:14 73:13 108:15 controls 11:3,5 104:4 credit 6:24 20:7,8 customer 94:4 12:13 145:11,19 countries 103:16 21:2,3 29:4 37:14 98:18 146:4,19 165:11 119:16,18 120:6,7 37:17 44:6 63:25 customers 73:15 165:19 148:16 64:1 75:17 76:2 91:17 101:9,10,16 convenient 62:17 country 102:25 78:9 82:9 92:12 101:25 102:1 convert 106:8 103:9,13 94:7,7,9,10,10 153:5 157:18 converted 70:7,8 couple 22:19 97:14,25 98:2,4,6 cyberhomes 80:6 coordinate 21:10 41:24 61:14 71:6 98:7 109:11,19,21 d copies 105:11,14 93:6 102:18 104:7 109:21 161:20 d 1:7 127:18 121:23 175:14 111:18 148:7 criminal 15:20 149:21 copy 65:3 67:13 150:25 159:4 criteria 18:1 daily 113:15 118:20 121:11 course 23:18 critical 30:21 damaging 120:4 123:6 127:15 26:23 43:5 77:11 cryptocoinsnews data 19:13,17 129:9 131:10 92:8 99:24 103:15 6:4 12:2 85:24 21:11,18 23:10,10 132:11 133:9 105:12 110:4 86:23 158:6 23:11,16 28:24 135:9 141:14 121:24 154:9 cryptocurrency 34:13 43:16 44:15 143:6 165:18 165:6 159:10,16 44:20,20,22,24 166:12 167:8,25 court 16:2 51:2 csr 1:24 174:24 45:20 52:9,10,14 168:17 169:11 64:9 136:12 currency 15:13 52:15 53:10 91:25 170:4,21 171:15 142:11 145:6 20:23 24:18,21,22 102:22 110:13 Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [data - digital] Page 11
150:17,19,22 53:25 65:16 66:5 depth 52:9 125:16 determination database 3:11 4:8 71:8,19 125:18 56:10,12 5:13 7:11,22 8:2,8 decide 18:20 29:3 describe 16:20 determine 15:11 8:15,17,23 9:3,7 109:25 114:3,13 18:21 19:10 21:5 develop 48:3 9:12,17,22 10:2,5 147:17,22 23:22 30:2 34:1 59:14 10:10,13,15,18,20 decided 38:21 40:25 88:10 109:7 developed 32:22 11:2,8 29:16,25 56:4 119:11 157:6 99:15 125:7,13 49:2,10 73:21 129:12 described 21:6 developing 125:13 74:8 79:13 115:8 decides 147:5,12 26:21 33:20 36:4 development 115:15 120:11,19 deciding 44:13 39:22 42:25 43:8 33:11 46:24 47:2 122:5,14 123:16 51:16 56:5 61:10 74:18 110:25 157:9,10 124:7 126:5,10,19 decision 18:6 75:24 102:7 developments 127:25 128:4,11 60:20,23 154:24 91:1 131:2,10 132:20 declaration describing 4:2 device 23:16 49:24 133:10 134:4,18 154:21 39:24 40:15 41:18 50:3,3 157:7 135:18,22 136:16 decor 97:10 101:11 devices 23:9,9 136:24 137:15 dedicated 104:15 description 3:6 91:20 138:2 139:2,12 104:20 107:6 descriptions differences 51:22 140:15 141:6,15 deep 19:22 125:25 160:10 51:24 142:2,10,14,22 deeply 25:2 descriptive 99:21 different 21:10 143:7 145:9,17 default 9:10,16 161:6,9,19 36:10 45:4 46:11 149:7,19 10:7 11:4 131:25 descriptors 93:13 65:24 80:19,24 date 1:19 3:14 132:14 133:4,22 design 3:12 7:16 93:6 98:20 101:23 26:19 28:18 32:3 137:19 138:14,17 7:18 8:12 29:18 102:18 110:3 34:19 83:18 88:20 139:7 140:4 146:2 30:1,2,9,15 93:17 111:19 156:20 90:12 175:3 146:20,20 93:19 116:22 159:4 160:15 dated 3:9 4:13,21 delivering 128:14 117:5,14,14,23 digital 15:12 20:22 5:10,18,21 11:21 demand 131:15 118:22 121:22 20:22,23,23 24:15 28:8,17 54:10,16 denominations 123:23 124:20 24:18,19,21,21 63:15 71:8,19 103:2 162:15,17 44:2,2 45:11,18 79:20 80:2 82:23 depends 114:19 designate 100:2 50:24,25 51:4 83:6 155:15 deploy 156:18 designated 100:9 80:11 81:10,14 174:22 deponent's 177:20 101:3 148:22 82:12,14,17 83:8 dates 154:13 deposed 15:19 172:25 173:6 83:12,13,16,21 day 17:20,20 deposing 14:25 designed 160:12 84:5,6,23 85:10,12 65:18 177:21 deposition 1:14 desire 176:7 85:16 87:14 89:6 dba 159:23 3:7 14:7,10,11,15 desktop 27:1 61:8 90:8,15 91:5,6 dealing 94:17 14:20 15:3,9 109:15 92:8 101:21 debt 42:1 173:9 174:5,8,14 detail 52:13 102:23 125:10,11 december 5:10 174:19 175:2,6 153:19 158:3 125:14 126:1 33:8,10 46:18 176:8 164:15 153:15,20,21
Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [digital - electronic] Page 12
156:8,21 157:10 displayed 99:9 138:16 141:10,13 due 25:13 51:7 162:1,21,23 disrupt 28:3 142:6,7 143:2,5 59:10,24 62:15,17 163:13,16,22,23 distinctions 163:7 144:6,9 145:4,14 175:3 163:25 divested 109:14 146:13 149:14 duly 14:2 174:5 digitalmint 7:22 division 48:8 151:10,20,25 duplicative 109:1 7:25 12:11 120:12 document 4:10,19 152:6,9 153:24 e 120:21,23 121:6 4:21,23 28:11 155:6,23,24 156:9 e 2:1,1,4,8 61:21 121:13 164:20 29:21 34:15,22 156:12 164:23 61:21 76:10 165:4 35:11,16 37:2 165:5,9,15,24 127:18 136:19 diligence 25:13 38:2 49:6 52:1,3 166:8,11,16,16 138:4,4 149:21,21 59:24 52:18 54:13,23,23 167:2,13,13,22 152:13 168:19 direct 44:18 133:6 57:10,11,12,18 168:4,4,14,21,21 172:7 176:6,7 134:15 136:2,20 58:3,7,12,14,20,21 168:24 169:7,17 earlier 34:2,10,16 155:3,22 159:18 63:14,18 64:8,13 169:18 170:2,8,8 39:22 44:2 50:12 direction 16:25 64:20,21 66:20 170:18 171:2,2,12 55:6 58:24 59:6 21:17 174:12 67:2,9,24 68:5,16 171:19,19 172:2,5 75:8 79:1,7 80:3 directly 17:13 71:15,16,24 74:6 172:10,10 175:12 80:10,11 91:4 18:16 24:5 32:4 74:13,15,24 78:5 documents 7:24 96:16 121:21 47:5 161:10 78:11,11,14,24,24 39:17 41:6,8 139:18 161:14,18 director 9:20 79:23 81:19,24 42:11 72:7,7 165:4 134:10 135:9 82:16,21 83:2,4 87:20 88:9,11 early 32:8,11 disadvantages 84:11,16 85:1 89:7,8,11,20 90:3 110:24 161:18 41:21 86:3,15,16,20 87:8 90:4 95:16,17 easy 31:4 disclosed 60:2 87:9,12 88:18,19 115:6 121:5,24 editors 4:6 40:23 discussed 34:10 88:23 95:23 96:11 126:14 128:7 42:5,9 111:10 95:6 147:15 96:25 97:12,17 132:18 134:2 education 40:2 157:23 165:4 98:15 105:5,8 140:12 141:3 141:19 discussing 78:8 106:16,19 107:9 150:17,22,25 educational 33:4 89:25 107:13,24 108:6 158:2 159:25 55:2 143:11 discussion 34:16 115:11 116:12 160:1 164:12 efficient 153:12,13 35:4 41:20 115:23 117:7,19,20 doing 29:9 42:6 either 17:24 23:4 135:3 140:22 118:16 120:16 125:19 152:12 62:19 97:6 105:24 156:5 121:9,23 122:3,11 156:17 159:3 112:2,16,19,21 discussions 32:10 123:2 124:2,4,15 dollar 30:10 113:5 114:25 32:12 56:7 127:11,14 128:23 download 23:8 120:4 130:21 disinterested 129:5 131:7,20 downloadable 147:9,25 163:24 174:9 132:7,10 133:7,8 50:6 174:18 dismissed 148:1 133:17 134:16 draw 151:17 elected 14:20 display 105:9,10 135:5,8 136:3,4,10 drill 25:1 electric 24:9 105:16,20,22,24 136:14,15,22 drive 18:5 electronic 150:12 106:7 137:24 138:9,11 150:16,21 Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [electronically - examples] Page 13
electronically enforcement 17:6 enter 76:24 103:11 evaluate 20:4 22:3 175:8 17:11 18:25 48:1 entered 79:8 81:12 92:1 112:11 element 8:12 111:13,18 112:12 83:23 89:3 176:8 113:13,23 114:1 31:10,13 99:24,25 113:9 115:4 118:2 entire 81:4 130:7 evaluating 106:6 123:23 124:20 124:23 148:15 entirely 130:22 114:2 146:25 139:10 161:2,12 enforces 17:15 entitled 3:23 4:21 event 27:17,19 162:12 163:9,10 enforcing 47:13 15:12 40:12 63:14 28:3 40:6 elements 31:7 engage 56:20 76:5 174:7 events 174:19 161:19 84:23 92:5 107:2 entity 109:14 eventually 58:25 email 175:10 107:5 108:11 124:12,12 138:5 66:4 70:16 emint 7:11,13,16 110:11 147:23,24 159:14 evidation 13:11 7:18,20 13:19 156:24 163:16 environment 127:17 170:13,23 115:9,17 116:9,16 engaged 111:20 17:24 120:2 evidation's 13:12 116:22 117:4,13 115:22 122:18 environmint 10:13 170:13,23 117:15,22 118:14 125:3 127:1 12:20 139:13 evoke 162:14,16 118:22 119:2,7 128:17 130:2 140:17 166:23 evolution 61:1,4,6 121:22 171:24 131:14 135:3 167:11 61:9 172:9 137:6 138:8 errata 175:3,7,8 evolved 61:12 employee 48:7 140:21 143:15 175:11,13,15,16 ex 103:18 104:20,22 152:19 175:20 176:1 exact 26:19 32:3 employees 48:14 engagement 55:22 especially 48:18 140:3 157:21 104:15,22 55:23 56:16 63:5 63:2 exactly 105:18 employer 16:7 71:3 117:16 119:9 esq 2:5,9 examination 15:4 employment 16:6 123:10 127:20 essential 54:17,19 147:13 enable 76:4 92:5 129:11,12 130:18 54:21 examinations 3:2 157:8 160:13 135:11 137:11 essentially 84:8 examiner 118:5,7 enables 107:8 139:8 140:2 156:16 example 20:7 23:8 153:12,13 143:17 estate 10:6 12:24 24:9,13,16 25:20 encounter 99:3 engages 157:11 45:23,25 50:19 50:24 51:10 52:11 120:3 engaging 56:18 92:8 137:17 138:4 52:12,14 59:10,12 encouraging 99:10 69:4 147:8 153:5 167:20 168:3 61:7,13 62:15,21 enforce 115:19 156:6 estimate 46:1,4 63:5,23 66:11 119:20 120:22 engine 20:3 22:16 79:10 104:2 148:3 69:15 76:11 78:19 122:17 124:24 29:1,1 32:25 et 55:24 157:12 80:23 101:20 126:23 128:15 43:10,14 59:18 ethereum 24:21 105:21 106:4 133:13 134:24 72:16,20 75:25 45:13 80:21 81:15 107:15 110:9 137:2 138:6 76:19 77:18 91:23 82:13 90:16 156:6 112:7,17,23 140:19 143:13 engineer 47:1 157:12 163:23 147:1,5,22 ensure 112:15 europe 119:7 examples 98:20 enforced 131:12 113:3 european 119:12 115:3 145:20 119:18
Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [exceeded - facilitate] Page 14
exceeded 69:5 64:25 66:14,15 156:10 158:5,8,12 expenses 104:11 exceptions 23:13 67:3,19,20 71:7,10 158:16 164:17,24 104:12 exchanges 163:24 71:15,23 73:20 165:10,16 166:1,2 experience 42:7 excited 38:25 74:1,4,12 77:24 166:9,19,20 167:3 51:24 68:14 97:22 exciting 90:20 78:1,4,13 79:18,19 167:15,16,23 99:3,5,11 exclude 135:14 81:20 82:22 83:17 168:7,8,15 169:1,8 experienced excuse 56:3 58:9 84:12 85:20,23 169:18,20,21 108:21 120:18 124:23 86:2,18 87:2,3,11 170:10,11,19 experiences 55:19 execution 3:14 87:22 88:1,5 171:5,6,13,21,22 94:22 34:19 150:13 89:12,19 95:18 172:3 expires 177:25 executive 32:4 96:5,6,12,20 97:1 exhibits 3:5 4:1 explain 61:1 83:21 exhibit 3:6,7,9,10 97:13,18 98:2,9,11 5:1 6:1 7:1 8:1 9:1 84:21 3:13,15,18,19,21 98:16 104:24 10:1 11:1 12:1 explanatory 97:24 3:22 4:2,4,5,8,10 105:1,6 106:10,11 13:1 39:8 40:8 expose 76:23 4:11,13,14,17,19 106:17 108:1,7 41:6 56:22 71:6 express 8:19 4:21,23 5:2,4,8,9 111:9 115:7 116:6 73:19 77:23 85:19 116:15 123:6 5:11,12,15,16,17 116:7,18,19 117:2 88:10 123:13 127:6,15 5:18,19,21,23 6:2 117:20 118:11,12 126:3,15 128:8 expressly 127:19 6:4,6,8,10,12,14 118:17 120:9,10 129:23 130:10 130:15 6:18,20,22,24 7:2 120:17 121:4,5,10 135:16 137:13 extend 108:12 7:4,6,8,11,12,14 121:20 122:4,12 138:21 139:17 extensive 45:8 7:17,19,21,24 8:2 122:21,22 123:3 140:11 155:12 119:4,17 8:5,7,11,14,17,19 123:14,20 124:5 159:19 162:7 extent 130:19 8:22 9:2,4,6,9,11 124:13,14 126:4,9 173:5,6,7 172:17 9:14,17,20,22 10:2 127:5,6,12,23 existing 70:13 external 17:23 10:4,7,9,12,15,17 128:2 129:1,6,23 108:11 147:18 39:1 111:20 120:2 10:20,22 11:2,4,7 130:25 131:1,8,22 expand 26:4 56:5 externally 60:22 11:11,13,15,17,20 132:8,19 133:1,7 60:16 77:2 110:1 eyes 100:3,6,9 11:22 12:2,4,6,8 133:18 134:3,9,16 expanded 32:24 101:3 172:19,20 12:10,12,15,18,22 135:6,17,21 136:3 43:2,25 44:5,9 172:22 173:1 13:2,5,8,11,14,17 136:6,21 137:14 45:4 55:5,23 f 14:13,14 28:6,7 137:19,25 138:10 58:25 59:7 60:19 facebook 11:13 29:14,15 33:22 139:1,11 141:5,11 75:14,17 90:7 55:24 106:1,22,23 34:17,18 35:5,6 141:22 142:1,20 91:11 92:11 94:6 107:1,2,3,8,14,16 36:22,23 39:9,12 142:21 143:3,24 expansion 55:1 107:18 108:9,14 39:16 40:11,14,18 144:1,7,21 145:2,8 59:22 73:9 108:19,23 151:6 40:21 48:25 49:1 145:15 146:1,2,11 expansions 46:11 151:22,23 152:22 52:2,3,18,24 53:1 149:5,6,15 151:1,5 91:12 153:4,6 162:6 53:5 54:8,9 57:1,5 151:11,17,18 expenditures faced 60:20 57:17,18 58:2,3,7 152:1,7 154:1 104:14 facilitate 44:19 63:12,14 64:12,21 155:3,13,17,23 107:6 Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [facility - forward] Page 15
facility 175:21 fee 20:10 63:23 finally 92:10 154:13 163:13,14 facing 21:6,7,7,9 64:1 76:23 77:20 103:15 104:21 169:15 99:8 feed 109:5 159:4 finance 4:7 19:25 five 107:21 114:9 fact 14:25 53:14 feedback 70:1 29:10 40:2,23 148:9,18 146:18 153:16 107:21 41:22 42:6 48:8 fledged 44:3 156:22 feeds 109:6 55:8,12,13,17,20 fluctuates 79:14 factors 114:20 feel 53:22 56:13,14 60:18 focus 109:21 failed 133:23 field 143:10 61:2,9,16,22 62:2 focused 41:16 138:15 145:24 150:20 97:9 109:11,13,20 43:22 47:12 76:13 146:19,21 file 18:20 119:11 109:23 111:6 88:25 94:16,21 fair 39:1 51:20 120:6 128:20,20 163:14 97:7 102:15 fairly 55:7 133:23 146:19 finances 19:23 109:20,23 fall 27:23 147:12,22 154:21 59:9 62:14 96:17 folks 94:16 familiar 17:12,15 175:14 101:13 followed 46:20 18:14 19:1 25:15 filed 7:12,17 9:4 financial 19:12,14 62:2 47:16 82:15 10:22 12:10,12,15 19:18,18,22 20:3,4 followers 108:16 familiarized 18:7 12:18,22 13:2,5,8 20:6 21:16 22:18 108:19 family 94:15,17,18 13:11,14 30:6 29:3 34:11 40:2 following 100:8 96:1 161:20 112:10 116:8,15 43:8 44:17 46:23 101:2 148:21 famous 162:18 117:3,16,21,23 50:14 61:23 72:4 176:5 far 26:5 152:17 120:24 122:19 73:12 77:7 81:4 follows 14:4 160:1 123:8 125:1 90:11 91:18 92:1 font 30:8 fashion 35:23 126:25 127:16 92:2,6 94:17,24 forbes 39:4 faster 116:25 129:2,10 131:18 101:23 102:20,22 foregoing 174:5 favorable 77:8 132:16 133:15 103:14 109:25 174:13 favored 111:12 135:12 136:18 135:14 141:18,19 foreign 103:20 feature 36:11 137:4 138:4,7,14 150:9 163:17 foremost 48:16 37:20,22 75:14 139:23 140:20 financials 21:13 forgot 34:14 99:23 161:17 143:16 144:2,10 102:10,13 103:6 153:23 158:25 164:6 145:22 164:18 find 22:17 148:17 form 24:6,8 28:25 featured 3:16 35:7 165:2,11,19 166:3 163:3 29:6 83:16 163:25 54:18,20 166:13,21 167:9 finds 147:5 176:7,9 features 4:3 36:10 167:17 168:1,9,18 first 14:2,13 22:24 formal 119:11 38:1 40:16 41:19 169:2,12,22 170:5 25:23 26:5,18 122:19 125:1 63:1 69:4 102:15 170:12,22 171:7 30:4,7 32:1,22 137:5 147:22 110:17 171:16 175:17 33:9 35:18 36:4 forth 116:2 february 5:18 files 175:9,10 43:9 46:19 47:4 fortune 156:5 11:21 32:9 72:18 filing 119:7 48:16 57:10 68:7 forward 100:6 79:20 80:2 155:15 fill 175:7,8 69:7 71:14 72:9 103:24 173:3 federal 174:14 final 171:21 88:12 93:19 113:8 175:14 176:6 124:2 133:6 136:2
Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [found - handed] Page 16
found 31:17 107:4 149:1 164:11 121:20 144:23 goods 18:21,22 140:7,8 172:24 173:2 157:1 164:15 115:25 125:21,23 founder 26:10 general 38:11 168:6 172:12 126:22 128:19 four 41:6 53:18,18 41:22 49:18 goals 37:22 129:13 130:20 frame 106:21 114:13,15 160:6 goes 64:1 66:9 149:24 154:11,14 francisco 2:3 generally 19:10 147:6,16 154:15,23 159:13 frankly 38:15,23 41:10 55:20 56:17 going 14:22 15:25 google 23:9 52:21 72:20 98:24 110:9 111:5 16:5 19:4 28:5 52:22 53:16 113:15 generate 20:16 29:13 34:15,17 112:23,24 113:2 frans 13:18 115:18 24:4 43:20,24 36:21 39:7 40:8 google's 105:22 117:15 119:2 59:1 63:22 41:18 42:6,13 gosh 148:18 171:23 172:7 generates 63:25 46:10 48:24 51:15 gotten 41:5 free 21:2 77:12,12 generating 76:21 52:1 54:7 56:21 gravitate 109:4 77:18 77:17 58:1 64:19 65:23 great 24:25 92:13 frequently 111:7 generation 80:3 67:18 71:5,14 green 162:15 fresh 31:1,24 generic 161:6,9,19 73:18 75:5 77:22 greetings 175:5 front 33:16 geographic 103:4 79:17 81:18 82:20 grew 43:19 61:17 full 44:3 geography 103:1 84:10 85:18 87:1 61:24 function 68:19 gigmint 9:8 13:10 87:19 89:10,23 group 10:8 12:22 85:12 94:4 95:3 131:3,11 169:24 93:7 95:15 96:4 16:14 60:8 87:21 functionality 170:6,7 97:11 101:6,6 137:21 138:5 51:19 53:12 59:4 give 15:25 19:6 102:14 104:23 159:19 167:17 65:17 67:17 71:1 81:3 91:11 104:2 107:23 112:23 168:1 72:14 79:6 80:10 111:16 113:12 115:5 116:5,17 growing 104:20 80:12,17 102:6 134:13 148:3 118:10 120:8 grown 18:15 38:22 fundamentally given 45:22 46:2 121:3 122:2,20 43:11,14,17 44:18 128:18 147:9 53:19 54:21 148:8 127:4,21 128:22 45:8 55:11,14,21 fundraising 150:9 148:10,12 176:8 129:15 135:15 72:16 75:22 funds 20:21 gives 45:14 108:14 138:20 141:2,21 growth 48:21 furnish 176:9 160:6,23 162:22 142:19 143:23 guess 38:16 47:3 further 43:25 giving 21:1 63:3 144:21 145:2,25 58:18 60:1 71:18 92:11 121:1 155:7 75:23 78:20 83:7 147:1 149:4 72:2,17 103:1 157:1 174:13,17 glean 114:22 150:24 151:24 108:16 109:15 g global 150:19,23 153:24 155:11 152:11 159:12 go 22:7,19 23:7 158:1 162:5 163:7 163:20,20 g 61:21 34:5,6,15 44:13 164:11 165:8 ga 175:23 h 45:20 46:4,10 166:1,18 167:15 garcia 16:11 h 111:21 59:12 60:22 62:19 168:23 169:20 garnered 38:18 hacked 163:24 72:22 75:4 87:7 170:10 gathered 153:11 half 53:18 95:15 112:14 good 14:6 27:10 gears 19:4 58:23 handed 57:11,18 115:3 116:25 31:3 63:7 110:9 80:9 90:6 101:6 71:15 124:2 135:6 Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [handful - industry] Page 17
handful 114:7 hour 42:14 91:10 120:14 121:7 included 73:5 85:1 happen 118:1 129:16 122:9,24 123:19 includes 22:2 46:8 happened 50:4 hourly 113:17 123:25 126:8,12 49:16 76:3 104:10 60:1 61:7 66:4 house 39:25 59:14 127:9 128:1,5 104:12,13,16 happens 34:5 98:4 106:3 129:3 131:5,25 110:18 113:22 169:14 housemark 99:6 132:23 133:4 including 19:14 happy 41:14 42:3 huh 22:21,23 134:8,11 135:20 20:19,20 21:1 head 16:3 148:6 23:21 25:4,4 135:24 137:18,22 22:10 25:17 26:21 health 13:12 46:12,14 47:15 139:5,15 141:8 31:7 32:7 34:10 127:18,18 170:13 55:3 59:2 67:25 142:4,24 144:4 36:2,11 45:17 170:23 72:12 74:5 75:11 145:12 146:5 47:10 48:8 62:14 heavy 109:21 75:13 80:13 149:11 151:4,8 82:11,12 85:16 help 7:2 18:3 79:2 113:11 130:1,13 152:4 154:4 89:6 90:16 93:25 94:3 98:12,18 155:5 156:11 155:16,20 158:7 99:6 103:9 105:21 161:20 175:9 162:8 158:11,15,19 109:19,23 114:20 helpful 150:1 i 164:21 165:13 119:18 130:7 helpfulness 53:20 166:6,24 167:20 141:18 150:3,8,16 ibtimes.co.uk 12:4 helping 17:24 18:5 168:12 169:5,25 153:4 155:8 158:9 helps 47:19 170:16 171:10,25 157:12 idea 30:24 herb 30:25 identified 11:6 incorporated ident 3:6 hereto 174:21 18:4 133:23 149:22 identical 112:3,19 high 19:6 111:16 identify 17:24 incorporating 161:2 higher 71:4 73:12 117:14 identification hired 48:6,7 identity 30:16,22 increased 33:5 14:16 28:9 29:19 historically 61:4 31:11,24 84:2,3 increasing 91:25 34:20 35:9 36:25 61:15 important 47:24 index 3:1 39:11,14 40:13,17 history 25:3 47:17 48:16 81:9 113:1 indicates 124:10 40:20,24 49:4 48:11 importantly 50:22 indication 38:24 52:5 53:3 54:11 hold 41:2 impression 42:10 40:4 57:4,8 58:5 63:16 holdings 9:19,21 inc.'s 3:7 14:14 indicator 53:21 64:23 66:18 67:7 19:15 86:11 90:2 incident 164:9 individual 24:8,22 67:22 71:9,12 91:6,7 134:7,11,20 incidents 163:21 37:18 46:1 52:12 73:24 74:2 77:25 135:11 include 17:7 21:23 94:21 99:12 78:2 79:21 81:22 holistic 81:4,8 44:1 45:8 49:15 104:22 110:20 82:24 84:14 85:22 90:11,12 55:11,14,22 56:9 115:17 152:10 85:25 87:5,24 home 36:1,5 46:3 59:7 61:12,15,17 172:7 88:4,7 89:17 46:5,8 79:3,10,12 61:24 75:18,22 individually 41:1 95:21 96:9,23 79:14,16 97:10 109:12 125:9 individuals 47:19 97:15 98:13 105:3 103:9 130:8,22 143:20 72:25 73:1 106:14 108:4 homes 46:1 79:9 143:22 industry 109:3 115:9 116:10,23 117:5 118:14 Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [information - intuit's] Page 18
information 25:19 102:20 109:25 internet 150:17,19 106:13,23 108:3 53:8 70:24 81:15 156:6,23 157:17 intersection 97:8 109:14 111:13 84:3,6 85:5,7,9 162:25 163:1 introduced 7:3 114:16 115:19,22 90:14 91:18 instruct 44:13 43:13 72:18,19 117:3,22,23 102:22 107:11 instructional introduction 119:11,13,20 109:6 113:25 84:25 91:20 120:22,24 121:15 114:21,23 125:8 instructions 15:25 introductory 121:23 122:17,18 147:3 150:18 85:3 175:10 37:14 97:23 123:10 124:11,21 151:15 153:10,10 instrument 81:6,7 intuit 1:4 3:7,15 124:24 125:1,12 153:16 160:25 insurance 22:6,8 3:16 4:10,20,21,23 126:23,25 127:20 informational 75:24 5:23 6:2,4,6,8,11 128:15,17,20 84:20 87:14 88:25 intake 98:17 6:13,15,18,20,22 129:11 130:2,18 informed 118:5 integrated 68:20 7:5,7,9,17 9:9 131:12,14,23 119:10 70:25 71:1 11:12,14,16,18,23 132:13 133:13,15 informing 88:15 integrates 102:19 12:2,5,7,9,10,13 134:24 135:1,12 146:17 102:22 12:15,19,22 13:2,8 137:2,4 138:6,7 initial 34:7 integration 65:23 13:11,15 14:9,14 139:8,23 140:19 initially 44:11 65:24,25,25 66:1 14:24,25 16:8,13 140:20 143:13,15 69:5 71:4 93:9,11 68:23 83:7,22 16:15,21 17:15 145:20,22 146:25 93:11 86:10,24 90:1 19:7 25:5,6,23 147:4,4,6,12 148:4 initiated 115:23 intent 64:17 26:8,16,24 27:9 148:14 151:3,7 initiatives 104:18 interaction 107:7 32:1,6,21 33:13 152:3,24 153:10 inputs 91:24 interest 20:9 35:2,2,6,8,20,23 153:11 154:3 inside 119:5 interested 31:19 41:13 42:2 44:16 155:19 157:2 insider 4:4 39:5 31:20,21 174:19 44:18,25 46:19 158:6,10,14,18 40:19 41:24 interestingly 51:8 47:5,7 48:5,7,11 160:6,15,23 installable 27:1 102:4 52:4 54:4 56:4,10 162:11,22 163:10 50:3,6 interface 23:4,6,12 58:4 59:7,14,16 164:18 165:2,6,11 instituted 80:5 23:17 24:5 38:8 60:3,6,15,19 61:3 165:19 166:3,13 institution 76:5 69:22,23 61:7,20 63:15 166:21 167:9,17 103:14 internal 18:5 56:7 64:22 65:6,13,21 168:1,9,18 169:22 institutional 21:6 69:5 113:22 68:25 69:9,13,19 170:5,12,22 171:7 21:9 44:10,14 internally 32:10 70:12,19 72:18 171:16,16 172:8 73:14,15 74:21 71:4 73:5,9 76:16 77:2 intuit's 5:3,5,13 91:16 international 10:6 77:16,20 79:8 10:23 13:5,17 institutions 21:10 12:24 103:5,8 83:23 84:13 85:21 17:12 30:23,23 21:14,15,24 29:3 137:17 138:3 85:24 87:4,23 44:17 49:12 57:15 33:2 44:18,19 167:19 168:3 88:3,6 89:13 90:7 57:20 58:17 64:16 45:1 72:20 76:20 internationally 90:15 95:3,7,20 65:3 66:17,24 76:23,25 77:20 102:17,19 112:10 96:8,22 102:2 67:5,14 73:22 101:17,18,24 119:21 148:11,15 105:2,11,20 74:8 101:7,9
Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [intuit's - know] Page 19
113:20,21 118:7 ipad 50:4 54:5 kat 41:2 126:2,13 127:4,10 118:23,24 119:4 iphone 5:19 23:9 katherine 2:9 127:21 128:6,22 121:18 123:9,10 33:9 46:19 53:9 katrina 2:5 129:4,15,20 132:15 133:24 53:17 68:8,13 kbasile 2:8 130:24 131:6,20 137:10 138:14 81:20 82:3 keep 75:5 105:14 132:4,17 133:5 140:5 143:17 issuance 9:10,15 121:23 134:1,12 135:15 144:3,11 146:7,19 131:24 133:3 keeping 90:25 136:1,13 137:12 146:22 147:18,20 issued 118:23 kept 105:11 165:5 137:23 138:20 153:2 157:18,22 121:12,15,15 kershner 2:5 3:3 139:16 141:2,9,21 158:23 161:2,11 132:14 133:22 14:6,17 15:5 28:5 142:5,19 143:1,23 161:13,15 162:14 138:13,17,18 28:10 29:13,20 144:5,19,23 145:1 169:1,11 171:22 146:20 33:21,23 34:17,21 145:13,25 146:10 172:6 issues 19:24 35:10 36:21 37:1 149:1,13 150:24 intuit.com 35:13 item 119:3 39:7,15 41:4 151:9,24 152:5 36:1 iteration 32:23 42:13,16,18 48:24 153:23 155:1,11 inventory 102:9 j 49:5 51:18 52:2 155:21 158:1,20 investing 75:20,20 52:16,24 53:4 164:16,22 165:8 j 152:13 75:21 78:17 89:1 54:7,12 56:21 165:14 166:1,7,18 jae 11:15,18 14:19 investment 22:9 57:9 58:1,6 63:12 167:1,5,15,21 14:19 152:2,12,15 22:10,10,13,13 63:17 64:8,11,19 168:6,13,23 169:6 153:18 154:2 76:7 82:10 84:8 64:24 66:13,19 169:20 170:1,10 155:8,9 159:2 141:20 142:18 67:8,18,23 71:5,13 170:17 171:4,11 january 4:4,13 143:10,11 73:18 74:3 75:1,6 171:21 172:1,14 5:22 40:19 41:23 investments 76:14 75:7 77:22 78:3 172:16 54:10,17 82:23 141:20 79:17,22 81:18,23 key 20:11 51:8 83:6,20 86:8 invited 39:25 40:6 82:20 83:1 84:10 53:14,14 61:3,4 88:14 89:2 invoicing 102:9 84:15 85:18 86:1 77:10 153:1 job 17:7 18:7 involve 63:23 87:1,6,19 88:8 157:17 25:17 27:4,10 77:19 125:25 89:10,18 92:14,17 kind 24:3 31:2,25 47:19 60:7 involved 17:13 93:3 95:22 96:4 80:8 87:21 103:7 journeys 94:24 18:24 25:11,13 96:10,19,24 97:11 111:2 161:25 judgment 133:25 32:4 46:24 47:2,5 97:16 98:9,14 kinds 19:23 22:4 138:18 47:7 59:21,23 100:1 101:5 22:10,15,17 23:22 june 1:19 14:11 60:5 104:23 105:4 23:24 24:11 27:11 93:1 involvement 17:7 106:9,15 107:23 34:11 45:18 66:1 jurisdictions involving 156:21 108:5 115:5,10 75:19,20 76:11 119:14 148:17 ios 53:8,17 68:13 116:5,11,17,24 101:23 110:2 ip 16:14,25 17:21 k 117:6 118:10,15 kkershner 2:4 26:1 47:12,14,21 k 75:18 152:13 120:8,15 121:3,8 know 17:2 18:2,12 59:25 60:7,8,9 karma 109:19 122:2,10,20 123:1 18:17 19:18,24 113:22 114:16 123:12 124:1 21:22 23:5 24:6
Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [know - log] Page 20
25:22 26:6 27:4,7 154:2 155:8,9 74:9,10,11,17 linking 26:21 27:11,13,15,16,22 159:2 letter 7:17 12:10 44:12 27:22 28:21 29:4 l 117:2,21,23 118:5 lion's 110:16 30:19 31:2,7,10,14 118:6,23 120:24 list 97:5 label 35:16 58:12 31:16 32:1,3,4,5 121:15,21 131:19 listing 52:22 53:7 labeled 41:5 93:13 32:17 37:7,25 147:13,15 164:17 little 17:18 19:4 95:14 38:7,9,23,24 39:3 165:2 175:10 25:1,2 30:10 landscape 27:10 40:9 41:20 43:6 level 19:6 111:16 33:12,24 42:23 109:8 43:21 45:2,7,11,24 113:16 50:8,12,18 55:4 large 24:9 156:23 47:9,23 48:3,5 life 72:4 81:5 58:24 59:3 61:1 larger 47:8 51:13 54:19 56:7 94:17,23 67:16 69:6 72:10 lastly 45:22 56:9,15,20 59:8 lifehacker.com 72:13 79:5 80:16 157:19 60:12 61:11 62:16 71:11 72:1 85:6 93:5 101:7 late 25:7 27:18 62:19 63:1,7 lifehacker.com..... 109:15 113:8 launch 27:7 28:21 65:21 69:16,24 5:11 116:25 125:16,18 28:22 38:16 65:4 70:23,23,24 72:24 lifestyle 9:19,21 129:16 149:23 77:4 86:8 103:23 73:10 76:7,11 19:24,24 55:12 164:11 156:19 159:24 80:18,22 81:3 134:7,10,20 living 103:19 launched 28:20 83:15 84:7 90:22 135:11 llc 7:23 8:4,6 10:8 33:8 43:22 44:11 91:5,9,9,13 94:24 liked 107:16 10:23 12:11,16 46:17 47:3,4 97:7,10 98:7 99:2 likes 108:19 13:8,15 120:13,21 53:25 54:4 69:7 101:14,15 102:11 limepoint 10:11 121:14 122:8,16 85:14 113:4 104:16,19 107:8 10:14 12:19 139:4 122:24 123:8 law 33:18 108:18 110:19 139:14 140:18 137:21 141:17 leaders 18:6 55:16 111:7,12 113:4,15 166:21 167:9 142:16 144:2,11 leaf 7:23 12:11 113:24 114:3,16 limit 128:19 164:19 165:3 30:9,12,20,21,23 114:20 115:24 129:13 166:4,13 169:22 93:17,18 120:13 125:6 129:17 limitation 50:19 170:5 171:7,16 120:21 121:13 147:11,25 148:1 limitations 52:8 llp 1:21 2:2,6 162:17 164:19 148:19 152:22 limited 10:11,14 loan 73:2,8 74:20 165:3 154:19,20 156:19 12:19 139:5,14 82:9 learn 25:18 26:2 157:6 158:3 140:18 166:22 loans 22:3,4,4,5 56:13 159:11 160:18,25 167:10 72:11 73:3,4 learned 48:13 161:7,8,22 162:17 line 176:11,14,17 74:22 75:24 learning 135:1 163:4,10 164:3,8 176:20,23 177:1,4 local 27:15 leave 62:18 164:10 177:7,10,13,16 located 16:9 leaves 30:10,11 known 27:20 28:4 link 19:12 24:2,13 location 1:21 left 30:9 40:5 162:16 34:11 78:22 85:3 log 37:9,11 38:4 lend 72:25 kwon 11:15,18 linked 28:24 50:15 38:11 44:14 68:9 lenders 73:7 14:19,19 152:2,12 59:12 68:9,11 lending 5:14 72:19 152:15 153:18 72:21,23,24 73:23 Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [logged - marked] Page 21
logged 99:2 m.int 10:6 12:23 66:12,13 67:18 160:22 161:1,3,5,8 logic 11:3,5 12:13 137:16 138:3 71:5 73:18 77:22 161:12,16 162:1,3 145:11,18 146:4 139:9,9 167:19 79:17 81:18 82:20 164:4,5,10,19 146:18 165:11,19 168:2 84:10 87:1,19 165:4,8,22 166:1,5 logo 30:16 93:16 magazine 4:5 6:2 89:10 93:15,16 166:15,18 167:11 93:18 40:22 42:4 71:18 94:1,14 96:4 167:15,19 168:2,6 long 16:15 18:22 85:20 86:6 156:5 97:11 99:7 106:9 168:11,20,23 look 19:16 34:12 mail 2:4,8 107:23 112:1,3,5,7 169:4,13,20,24 51:12 52:17 53:15 main 16:24 43:7 112:17,21 113:5,5 170:6,10 171:4,9 57:10,17 62:1 98:17 108:8 113:6 114:13,21 171:17,21,24 64:12 71:14 74:4 maintenance 114:22 115:4,19 172:9 74:12 78:4,13 17:22 116:3,17,22 117:4 marked 14:16 83:17 86:2 87:20 major 39:5 117:5,14,17,18,23 28:9 29:18 34:20 89:19 117:19 making 18:6 31:16 118:10 119:20 35:9 36:24 39:11 138:9 139:17 31:19 73:13 120:3,8 121:3,13 39:14,16 40:13,16 146:11 155:2 134:22 176:8,8 121:19,22 122:7 40:20,24 49:4 156:9 161:8 manage 18:3 122:15,17,19,20 52:4,17 53:2 looked 70:3 93:20 19:23 41:25 47:19 123:12,17,22 54:10 57:4,8 58:4 98:20 143:14 76:14 92:4 101:12 124:9,19,24 126:2 63:16 64:10,22 looking 47:11 101:13 163:16 126:6,11,20 127:4 66:18 67:7,21 87:11 99:16,23 management 127:21,25 128:11 71:9,11 73:23 112:23 154:10 22:10,11,13,14 128:12,12,15,22 74:2 77:25 78:2,5 169:17 141:19 143:10,12 129:24 130:7,24 79:21 81:22,25 looks 36:4 37:16 manager 16:14 131:13,16 132:15 82:23 84:14 85:22 156:3 manipulate 34:12 132:17 133:13,14 85:25 86:3,19 losing 163:24 manually 103:11 134:1,24 135:15 87:5,11,24 88:3,7 lot 22:22 27:24 175:8 135:19,23 136:17 88:9 89:17,20 38:18 39:5 53:25 march 39:23 136:25 137:12,16 95:20 96:8,11,22 70:1 91:10 mark 7:16,18,18 138:3,6,8,20 139:3 96:25 97:14,18 lots 21:10 65:24 8:4,9,12,15,18,23 139:13,19,21 98:12,15 105:3,6 lower 20:9,9 9:23 10:3,6,11,13 140:1,6,7,8,16,17 106:13,16 108:3,7 ltc 82:14 10:16,19,21 11:9 141:2,7,16,21 115:9 116:9,22 lunch 75:4 92:15 12:11,17,23 13:3,6 142:3,9,14,19,23 117:5,8,19 118:14 92:20 13:9,16,19 14:13 143:8,16,23 118:16 120:13,16 m 15:12 17:25 19:7 144:14,21 145:2,7 121:7,10 122:8,12 25:20,21 28:5 145:21,23,25 122:24 123:3,18 m 2:5,9 111:21 29:13 30:2,7 146:8 147:5,9,10 123:24 124:4,13 112:3,7 126:20,21 36:21 39:7 48:24 148:10 149:9,20 126:7,12,15 127:9 133:11 138:3,4 50:5 52:2,24 54:7 150:24 151:24 127:12 128:1,5,8 140:17 149:21 56:21 57:21 58:1 153:25 154:9,22 129:3,5 130:11 167:11 170:25,25 63:12 64:19 66:10 158:1,24,25 131:4,8,25 132:8 172:7 Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [marked - mint] Page 22
132:22 133:4,7,18 115:25 118:7,8 mentioned 17:10 37:17,20,21 38:3 134:7,11 135:6,20 125:2 126:24 18:24 22:24 23:20 38:12 39:22,25 135:24 136:3 127:8 129:2,10 34:2 40:7 43:12 40:5,15,16,22 137:17,21,25 130:12,15,21 43:14 44:5 45:6 41:12,18,19,21,25 138:10 139:5,14 137:3 144:3,12 45:21 46:17 50:12 42:5,7,22 44:11,13 140:11 141:8,11 161:13,15,17,25 50:21 55:1,6 44:21,24 45:4 142:4,6,24 143:2 166:23 170:15 58:24 59:6 60:14 46:7 47:8,10,13 144:4,6 145:11,14 171:1 60:25 70:6 72:15 48:3,6,6,8,11 146:4,12 149:10 matter 121:2 75:8,15 76:3 79:2 49:13 50:1,5,5,15 149:15 151:3,7,10 125:5 131:17 79:7 80:10 83:19 51:12,14 52:23 151:18 152:4,6 matters 17:10 91:4 94:6,20 53:8,23,24 54:3,18 154:4 155:3,16,20 mature 32:25 101:18 110:22,24 54:20 55:7,9,10,19 155:23 156:10 mean 16:18 17:11 119:23 130:14 56:11 57:7,21,21 158:7,10,15,19 18:25 30:3 31:9 messaging 31:18 58:9,16,18,25 59:4 164:20,23 165:13 43:6 54:19 93:14 microsoft 61:16 60:6,21 62:13 165:16 166:6,9,24 114:15 140:24 milestone 71:3 63:22 65:4,7,11,15 167:2,20,22 meaning 31:8 milestones 33:7 65:17,18,20 66:6,6 168:11,15 169:4,8 105:13 mill 1:22 2:6 66:9,10,12,17,24 169:24 170:2,15 means 31:3 161:6 million 69:10,10 67:6,14,17,20 68:6 170:19 171:9,12 161:7,9 104:1,5 161:23 68:8,10,12,20,20 171:25 172:2,18 mechanism mind 30:24 68:21,23,23,25 173:5 112:14 minds 90:24 69:2,2,7,20 70:3,7 market 102:2 mechanisms 91:3 162:13 70:11,18 71:2,21 106:23 107:1 media 85:13,15,16 mint 3:12,13 4:2,3 72:3,10,14,18 73:6 108:10 152:18 85:17 87:8 105:21 4:6,18 5:3,6,8,13 73:9,11,22 74:1,9 162:22,24 163:2 152:24 157:20,22 5:15,16,17,18,20 74:16,17,21,22 marketing 17:8 159:22,25 160:11 5:23 6:24 7:2,4,9 75:8,17 76:17 66:1 72:11 101:7 163:21 8:10,13 9:19,19,21 77:2,4,4,12,15,24 104:3,5,11,12,15 medium 164:3 17:16,23 18:8,10 78:1,6,16 79:2,15 104:18,18,19 meets 113:19 18:14 19:5,7 79:20 80:1,5,11 152:19,21,21 meier 10:6,8 12:22 23:20,23 24:23,24 81:3,6,8,15,17,21 marketplace 27:5 12:24 137:17,21 25:3,5,6,15,19 82:4,17 83:5 84:1 120:5 138:3,4,5 167:17 26:5,8,14,18,20 84:2,6,7,9,12,19 marking 149:4 167:19 168:1,2 27:7,22 28:15,19 84:21,22,24 85:4 marks 8:20 9:5 meier's 12:23 28:22 29:8,18 85:12 86:9,25 10:24 12:20 13:13 167:18 168:2 30:1,2,6,7,8,10,12 87:16 88:16,17,21 18:1 93:6,9,22,25 members 150:11 30:15,17,23,25 89:3,4 90:1,7,25 94:8,9,13 95:17 memory 69:24 31:2,9,10,14 32:2 91:4,11,13,17 93:6 98:21,21 99:4,5,9 mention 158:22 32:6,21,22 33:8,14 93:9,12,14,15,16 99:15,16,18 159:1 34:19 35:1,24 93:22 94:3,9,10,10 112:19 113:12 36:2,10 37:9,11,14 94:15,20,22 95:3,8
Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [mint - need] Page 23
95:10,12,13,17 96:7,13,21 97:4,13 43:12 46:13,15,21 move 54:25 115:2 96:1,15,18 97:4,14 98:11 106:12 47:23 48:3,15,19 moving 103:24 97:21,22,24 98:2,3 mint.com. 34:5 50:2,2,9,10,13,22 multiple 12:17 98:6,12,18,19,21 35:15 36:5 50:23 51:9,20 84:25 91:19,20 98:25 99:7,10,15 mintchip 8:9,12 52:8,9,13,23 53:7 110:3 166:4,15 99:18,20,25 101:8 123:17,22 124:9 53:8,12 54:3,5 muscle 69:24 101:9,19,21 102:2 124:20,24 125:7 59:19 60:11 65:14 mutual 20:21 102:4,6,13,16,16 125:19,25 67:21 68:7,8,12 n 102:19,21 103:7 mintlife 3:20,21 77:13 81:21 82:4 n 2:1 15:8 61:21 103:10,12,13,15 4:16 5:21 39:10 91:21 109:19 111:21 112:3,7 103:22,23 104:3,5 39:13,21 56:1 111:4 113:2,3 126:20,21 127:18 105:1,10 106:4,6 57:3,11,15,16 58:8 model 77:15 133:11 140:17 106:22,23 107:3,4 58:15,17,19 82:22 modified 38:10 149:21,21 152:13 107:16,20 108:2,8 83:5 93:25 96:15 54:5 167:11 170:25,25 108:15 109:8,17 97:3 moment 51:17 name 15:6 55:25 110:2,8,12,13,15 mintlink 8:4,4,6,6 59:9 121:20 132:5 56:1 61:19 117:15 110:15,17,23 13:15,16 122:7,8 172:13 125:7 130:8,8,22 111:1,6,11,14 122:15,16,23,24 money 4:2 22:18 143:19,20,21,22 115:4,19 118:7,25 123:7,8 129:25 31:16,19,22,22 161:19,20 119:13,20 120:22 130:5 171:7,9,16 40:15 41:17,25,25 named 115:17 121:18,19 123:18 171:18 51:13,17 59:10 143:9 144:11 123:24 124:9 mintlink's 13:15 61:16 62:16 72:25 naming 163:8 128:15 130:9,23 171:8,17 73:13 77:9,14,15 nanopay 124:12 133:13 134:6,7,10 mintpos 11:3 101:25 124:22 134:19,20,24 12:14 145:10,18 monitor 6:24 21:3 narrow 135:12 135:11 143:21,22 145:18 165:12,21 94:10,10 97:14,25 national 85:16 148:10 152:24 mintpress 10:11 98:3,4 113:1 110:19 111:2,2 157:9,11,18,22 12:21 139:4 monitoring 17:5 nationals 103:20 160:16,20,21 140:16 166:24 17:23 94:7 109:21 nationwide 28:4 161:2,2,5,10,11,13 167:11 112:14 119:4,6,23 naturally 63:1 161:15,16,19,20 minute 33:13 119:25 146:7 nature 102:25 161:20,20,21,24 34:15 145:6 147:6 148:15 147:10 161:25 162:2,14 minutes 129:18 monitors 113:15 navigate 36:17 162:17 misspellings 112:5 monthly 63:4,4 51:25 98:25 mint's 85:8 102:6 misspoke 132:3 months 16:17 37:8 necessarily 103:1 mint.com 3:18,19 misuse 113:5 46:20 47:4 65:23 103:4,5,10 108:21 3:21,23 6:18,20,22 misusing 112:17 morning 14:6 necessary 176:9 6:24 7:2,6 25:3 mobile 5:8,20 motif 30:14 need 27:4 109:23 34:5,6 36:3,9,24 20:15,15 22:25 motion 123:6,8 158:2 164:15 37:7,23 39:10,13 23:8,16 33:8,9 mountain 16:11 175:9 40:13 95:19,24 36:12 37:10 39:2
Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [needed - office] Page 24
needed 25:18 128:20 131:24 o offerings 20:4,6 needs 18:18 132:14 133:3,15 o 15:8 61:21 26:24 27:11 36:10 147:17 133:22,24 137:19 111:21,21 127:18 47:22 65:22 74:20 net 46:7 90:13 138:7,12,13,15,17 152:13 165:21,21 78:18,22 92:1 network 105:23 139:7,24 140:1,4,5 oath 15:23 101:24 110:1,18 150:6,10,19,20,23 140:22 144:1,10 obtain 92:12 110:25 151:16,16 networks 150:5,10 144:12 145:22 obvious 62:24 152:21 153:3 153:4 146:2,16,19,20 81:2 162:4 163:8,9 new 3:22 27:11 147:22 165:10,18 obviously 25:25 offers 21:15,15,19 31:9,24 39:4 165:23 166:2,12 32:17 33:10,17 21:22,25 22:9,15 40:11 41:11 70:4 166:20 167:8,16 40:4 42:1,8 46:5 22:17 29:2 33:2 75:19,20 80:19 167:25 168:8,17 60:16 62:7 69:13 36:12 43:17 63:10 81:1,6 86:9,13 169:1,11,15,21 81:6 161:1 164:3 75:18,19,19,23 88:9 90:19,21 170:4,11,21,22 occurred 60:6 76:21,23 77:1,7 130:8,22 141:2 171:6,15,22 172:6 80:21 91:16 92:2 143:20 147:19 notices 112:1 occurs 80:2 office 1:1 3:11 4:8 163:1,5 164:1 113:23 114:8 ocga 176:7 4:15,17 5:12 7:11 newly 52:17 125:1 126:25 october 27:19 7:15,19,20,21 8:2 newness 163:6 137:5 140:20 117:24 8:8,11,14,17,22 news 6:14 87:14 143:16,17 offer 20:3 29:1 9:2,6,11,17,22 88:15,25 89:7,12 noticing 14:10 33:4 43:10 45:3 10:2,5,10,13,15,18 89:24 90:3 109:5 notification 9:9,14 73:16 77:18 10:20 11:2,8 16:9 nine 16:17 47:4 131:22 132:12 offered 75:9 16:10 29:16,25 nodding 16:3 133:1,20 offering 19:10,11 49:2,10 57:2,6,14 nods 148:6 notifying 132:13 19:20 20:12 21:23 57:20 66:23 67:13 nondownloadable 133:21 23:25 24:1 25:22 73:21 74:8 115:8 125:11 142:17 noting 175:7 29:6 36:4 37:15 115:15 116:20 noon 75:4 november 25:9 38:9 39:22 40:5 117:11 118:4,12 normal 24:7 32:20 48:12 50:17 58:9 118:13,20,21,23 notarized 175:12 number 4:9 38:21 58:17 59:7,16 120:10,19 121:1 notary 177:24 43:16 49:3,11 60:9,16,21,21 61:8 121:11,12,14,17 note 33:21 154:12 68:25 69:3 136:6 72:10,16,19 74:17 121:18 122:5,14 noted 176:4,5 136:7 169:14,16 74:17 75:16 76:2 123:15,21 124:7 notice 3:7 8:19 numbers 35:19 77:15 78:8,9 94:1 124:18 126:5,10 9:10,16 10:7,22 114:5 94:2,14 95:7 126:19 127:24 11:4 12:12,15,18 nyc 10:8 12:22 96:15 97:3 98:5,6 128:3,10,10 131:2 12:22 13:2,5,8,11 137:21 138:5 99:22 107:20 131:9 132:20 13:14,17 14:9,15 167:17 168:1 108:12 109:16 133:10 134:4,18 14:18,20 119:24 114:25 161:17 135:18,22 136:16 122:19 123:9 164:6,7 136:23 137:15 126:25 127:6,15 138:2 139:2,12
Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [office - outside] Page 25
140:15 141:6,15 162:19 164:11 64:21 66:15 67:3 123:9 125:1,3 142:2,10,13,22 172:14 67:20 71:7,10 127:1 128:21 143:7 145:9,17 once 24:2 38:11 73:20 74:1 77:24 132:15 133:16,24 147:14,15,17 47:7,7 48:5 60:5 78:1 79:19 81:20 137:5 138:7,15 149:7,19 105:13 110:22 82:22 84:12 85:20 139:24 140:1,5,20 office's 5:2,5 66:16 175:11 85:23 87:3,22 140:22 143:16,17 67:4 one's 86:11 88:1,5 89:12 144:3,12 145:22 offices 14:12 175:3 ones 73:12 77:8 95:18 96:6,20 145:24 146:18,20 officials 40:1 ongoing 137:8 97:13 98:11 105:1 146:22 147:23,23 offshoot 164:6 140:25 148:4,10 106:11 108:1 148:4,5 165:10,18 oh 49:11 132:1 148:12 115:7 116:7,19 165:23 166:3,13 144:22 167:7 online 3:9 4:2 117:2 118:12 166:20 167:9,16 okay 14:6 16:5 20:15 27:2,3 28:7 120:10 121:5 167:25 168:8,17 17:10 19:4 22:19 28:15 40:14 41:17 122:4,22 123:14 169:2,11,15,21 24:25 29:12 32:1 43:6 109:19 111:4 123:20 126:4,9 170:4,12,21,22 33:12,24 35:3 112:15 119:25 127:6,7,23 128:2 171:6,15,23 172:6 36:20 39:7 40:25 126:21 128:13,14 129:1 131:1,22 oppositions 120:7 42:15,19,24 48:24 139:21,24,25 132:19 133:1 137:4 148:9,18 49:8 52:1,17 142:17 150:12 134:3,9 135:17,21 opt 102:13 56:21 57:10,23 ooo 93:2 173:11 137:14,19 139:1 option 23:2 73:6 58:23 63:11 64:7 open 175:9 139:11 141:5 options 23:15 64:15 66:13 67:1 opening 175:10 142:1,21 144:1 order 18:17 20:9 71:5 72:9 75:8 operate 110:10 145:8 146:2 149:6 44:19 77:14,14 77:22 79:1 80:9 operated 61:8 151:1,5 152:1 80:23,24 81:13 84:10 87:18 88:9 operating 53:9 154:1 155:13,17 100:4 101:19 91:9 92:14 93:4 operation 17:5 158:5,8,12,16 107:7 132:11 95:15 96:3 98:9 operational 16:25 164:17 165:10 160:13 100:1 107:23 47:20 111:19 166:2,20 167:16 ordering 175:15 114:11 115:3 120:1 147:4,21 168:8 169:1,21 ordinary 105:12 116:4 117:1 120:8 operations 16:23 170:11 171:6,22 121:24 165:5 122:1 123:12 opportunity 63:9 opposes 171:17 organic 112:23 126:2 129:15,21 107:19 172:8 original 70:6 130:24 132:1 opposer 1:5 2:2 opposing 12:13 117:17 125:4 133:6 134:15 3:7 14:9,14 13:12,15,18 174:14 175:14,17 136:9 139:6,17 opposer's 8:20 165:12,19 170:13 originally 28:19 140:10 141:21 14:14 28:7 29:15 170:23 171:8,23 156:4 142:19 144:20 34:18 35:6 36:23 opposition 1:6 outside 11:6 17:3 146:11,24 149:1 39:9,12 40:11,14 10:23 12:12,15,18 18:4 91:1 113:20 149:14 150:24 40:18,21 49:1 12:22 13:2,5,8,11 113:21 114:17 151:19,24 153:23 52:3 53:1 54:9 13:14,17 19:1 120:2 123:10 155:2,10,22 158:1 57:1,5 58:3 63:14 119:11 122:19
Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [overall - personal] Page 26
overall 30:22 part 18:7,9,16 116:20 118:13 157:9,25 160:18 38:12 68:24 104:2 21:22 23:13 25:17 122:5 123:15,21 162:1 146:24 27:4 30:16,21 126:4,9 127:24 paypal 24:16 overlap 108:18,20 47:13,18 60:6,7 128:3 131:1 45:19,21 51:1,5 109:17 78:7 108:23 132:19 134:4 91:8 102:24 103:1 overseas 103:19 161:15 135:18,22 137:15 110:9,11,12 103:19 participate 40:6 139:2,12 141:6 payroll 102:9 overview 85:2 particular 19:1 142:2,22 145:9 pc 4:5 6:2 40:22 owned 61:7 37:8 58:18 59:15 149:7 42:4 85:20 86:6 owners 83:13 59:15,16,20 60:21 path 62:3 pcmag 111:11 p 68:15 69:23 74:19 patriot 103:18 pcmag's 4:6 40:22 78:8 82:8 85:10 patzer 26:10 39:25 42:5 p 2:1,1 61:21 99:22 114:24 48:6 pdf 175:7,7,9 165:21,21 157:3,20 159:9 pavemint 8:23 9:3 peer 22:4,4 50:25 p.m. 92:20 93:1 160:23 9:5 128:1,5,11 50:25 72:23,23 173:10 parties 9:15 17:25 129:2,10 91:2,2 125:14,14 p2p 34:11 20:5,17 24:6 51:7 pay 42:1 59:13,18 150:20,20 157:25 page 1:22 2:6 3:2 51:7 59:11,13 61:13 62:16 63:4 157:25 3:15 11:13 35:6 68:15 92:1,2 97:7 83:14,15 110:4,6 pending 118:9 36:1,5 37:8,9,12 112:11,16,18 161:7,9 125:5 131:17 37:13,14 68:7,9 132:13 133:3,21 paying 68:15 137:9 141:1 148:9 74:23 98:18 146:17 174:18,21 77:20 people 38:24 106:22 107:13,14 175:15 payment 23:20 55:15 70:21 73:6 107:16 108:9,15 partner 101:18 24:7,8,12,14,20 97:25 103:16,18 151:6,23 162:6,6 partners 74:21 59:3 61:17,18 104:1 109:3 163:7 176:11,14,17,20 partnerships 62:20 63:24 64:3 perceived 61:6 176:23 177:1,4,7 76:16,19 64:6 65:17 68:19 perfect 31:9 177:10,13,16 parts 94:8 71:1 72:4 91:2 period 25:23 pageonce 61:21,21 party 55:15 63:24 110:10 161:6,7 48:19 65:23 88:14 pages 36:5,7,9 76:13 80:6 112:2 payments 5:6 89:1 105:19 37:6 99:12 100:8 113:3 164:4 20:14,16,23 23:22 person 174:9 101:2 107:18 patent 1:1 3:10 4:8 23:24 24:4 43:20 personal 4:6 19:18 148:21 176:9 4:14,17 5:2,4,12 43:24 51:6,6,7 19:23,25 29:10 paid 112:24 7:11,14,20 8:2,7 59:1,7,18 60:15,17 40:2,23 41:21 palo 1:22 2:7 8:11,14,17,22 9:2 60:20 61:4,13,25 42:6 48:8 55:8,12 14:12 9:6,11,17,22 10:2 62:5 63:2,3,21,22 55:16,20 56:12,14 parallel 65:22 10:4,9,12,15,17,20 67:6,15 69:1,4 60:18 61:2,9,16,22 66:3 95:7 11:2,7 29:16,24 95:3 109:11 110:4 62:1 72:4 74:19 parameters 112:4 47:11 49:1,9 57:2 110:5,12 111:6 74:22 96:17 97:9 113:19 57:6 66:16 67:4 125:15 126:1 101:13 109:11,13 park 175:22 73:20 115:7 150:20 153:15,20 109:20,22 134:21
Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [personal - printout] Page 27
134:23 142:17 44:21,24 45:25 portion 58:9 64:1 presented 23:1 163:14 46:7,23 50:16 64:2 78:17 94:14 press 38:18 39:2,3 personalized 63:4 64:3 65:6,14 96:14 139:9 39:6 40:7 42:10 96:17 65:21 69:12,14 172:20 42:22 53:23,25 perspective 48:23 70:10,10,13 75:9 portions 99:1 54:1,6 64:16 65:3 pertains 174:13 77:6 78:7 79:15 positive 30:25 72:6 86:15 110:14 petition 9:20 80:12 83:12 84:1 31:5 39:6 40:7 110:17,19 156:16 134:9 135:9,12 84:1,9 90:25 41:15,19 42:2,2,8 157:3 159:23 phone 50:4 91:15,19 92:11 53:23 54:1,6,21 prestigious 32:7 phonetic 112:4 95:7,9,10 104:17 69:25 70:5 85:17 pretending 112:17 phonetically 106:4 107:1,9 90:23,24 110:18 pretty 19:21 21:21 112:20 109:20 153:13 positively 38:13 27:20 28:4 29:9 phrase 31:14 157:18,23 53:13 85:14 33:5 45:8 physical 62:19 platforms 49:25 possibility 32:12 previous 61:19 picked 119:4,6 69:17 72:23,24 post 5:18 11:15,17 93:7 picture 81:8 91:2,8 95:8 79:19 80:1 83:5 previously 37:10 piece 20:2,11,11 105:17 107:5 83:18 152:2,11 61:7,19 20:13 84:20 108:24 109:4 154:2 primarily 25:14 112:13,13 163:18 112:15 posting 5:21 82:22 26:22 29:10 43:4 pieces 94:21 play 52:21,22 152:23,23 43:22 44:12 45:7 pjmint 10:16,19 53:16,16 113:2 postings 155:8 102:20 113:2 10:21,23,24 12:16 player 61:3,4 posts 39:20,23 primary 36:1 44:8 12:17 141:8,16,17 players 163:4 152:14 56:9 61:14 62:1 142:4,15,16,24 plays 162:2 potential 112:11 95:1 99:17 101:10 143:8,9,16 144:2,3 please 15:6 16:1 120:5 109:5 153:14 144:11,12,14 175:6,10,11,20 potentially 73:13 print 175:8,11 166:3,5,13,15 176:9,9 77:7 157:7 printout 3:10,18 place 19:16 21:13 plus 99:18,20 power 75:2 3:19,21,22 4:11,14 26:23 28:23 72:22 161:19 powerful 62:17 4:17 5:2,4,9,11,15 89:6 91:22 108:10 point 26:3,22 27:7 practices 17:12,14 5:16,17,19 6:10,12 174:10 175:12 27:25 95:16 100:1 101:7 6:18,20,22,24 7:2 places 91:20 99:12 120:1 140:4 predecessor 30:15 7:6,8,14 8:2,7,11 105:16 pointed 162:15,16 predetermined 8:22 9:2,17,22 planned 71:4 pointing 33:22 76:15 10:2,4,9,12,15,17 114:23,25 154:8 points 99:4 preexisting 121:18 11:2,7,11,13,15,17 planning 19:18 popular 22:11 147:18 11:20,22 29:15,24 142:18 72:1 90:16 presence 151:23 36:23 37:16,19,21 plat 91:7 portal 94:16 97:5 presences 153:18 37:23 39:9,12 platform 19:13,13 98:19 present 69:2,2 40:11 49:9 52:21 19:21 21:12 23:3 portfolio 17:23 159:1,6 53:1,6 57:1,5,13 23:6,25 24:4 34:3 47:20 119:17 57:19 58:8,14,20
Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [printout - publicity] Page 28
66:15,23 67:3,12 probably 27:13,16 products 3:16 provided 26:13 68:6 71:7,10,17,25 32:8 92:14 114:7 21:16 22:18 27:5 74:21 175:12 74:1,7,16,19,23 148:8,8,18 35:7 36:2 47:9 provider 128:14 77:24 78:1,6,15 procedure 176:7 73:12,16 98:3 providers 76:20 81:20 82:3 84:19 proceed 14:22 143:19 161:11 150:18 86:6 87:13 88:1,5 proceeding 15:10 profile 152:15,16 provides 18:13 88:12,19,24 95:18 19:1 92:19 137:7 program 16:14,23 19:7 21:18 44:25 95:24 96:1,6,13,20 137:9 149:3 72:14 111:18 55:2 63:5 111:22 97:2,13,21 98:11 proceedings 100:2 projections 69:5 111:25 160:15 98:17 106:11,20 100:5 140:24 prominent 41:15 providing 21:14 106:21 108:1,8 141:1 148:4,5 promise 81:3 26:11,20 28:20,23 115:14 116:19 174:15 promote 84:21 28:25 33:1,3 44:6 117:11 120:18,19 process 17:1 44:12 108:11 152:24 62:25 64:6 90:21 122:4,13 123:14 113:14,20 114:2 proposed 158:24 94:7 113:24 123:20 124:6,18 114:18,19 125:13 proposition 77:10 150:11,12 151:15 127:23 128:2 147:7,21,23 propositions 51:9 160:24 134:3,17 135:17 processes 120:2 proprietary 79:10 provision 150:22 135:21 136:16,23 processing 125:10 prosecution 17:2 pt 118:21 137:14 138:1 125:11 17:11 pto 118:4 135:10 139:1,11 141:5,14 procured 97:6 prospective 137:10 147:17 142:1,9,13 145:8 product 15:1 18:8 108:10 pty 10:11,14 12:19 145:16 149:6,18 18:10,14 19:5 protect 18:17 139:5,14 140:18 151:1,5,14,22 20:12,14,15,19 111:13 166:21 167:9 152:1,10,14 154:1 21:1,8 23:1 24:12 protection 16:23 public 26:12,13 155:7,13,17 156:2 24:13 26:2,3,4,25 17:5 28:21 36:15 38:16 156:14 162:5 27:1,8,13,25 28:19 protective 100:4 38:17 54:23 58:21 printouts 35:12,23 29:11 30:13 32:22 protest 7:17 12:10 72:7 78:11,24 35:25 36:3,14 33:25 38:25 41:16 117:2,21,24 118:5 86:16 87:8 89:8 126:18 128:9 42:23,25 43:1,4,5 118:6,24 120:24 90:4 99:1,8 140:14 159:2,7,22 43:11,19,22,23,25 121:15,21 131:19 153:10,16 157:15 prior 25:16 30:6 44:5,9 45:4,7 51:9 147:13,16 164:17 160:1 166:16 46:18 59:23 77:4 55:1,9 56:8,8 165:2 167:13 168:4,21 118:24 147:13 59:22 65:9 69:21 provide 19:21 169:18 170:8 153:24 76:17 78:18 91:11 21:24 23:6 56:17 171:2,19 172:10 privilege 15:2 93:10 94:5,23 58:11 63:9 73:11 177:24 privileged 15:16 95:12 102:16 73:15 75:25 76:20 publication 3:9 113:25 114:11 106:24 107:2 76:25 77:6,18 27:18,21 28:8,15 147:2 160:25 109:9 110:25 78:20 81:9 83:24 publications 39:6 proactive 112:14 125:6 88:17 89:4 90:10 111:4,10 148:14 production 175:21 90:17 92:11 publicity 27:24 107:19 111:10
Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [publicized - reed] Page 29
publicized 163:19 ran 65:22 rebranded 65:15 135:5 136:4,15,22 publicly 25:8 rank 111:4 69:19 70:4,7,13,18 137:24 138:11 42:11 60:2 74:24 rate 20:9 107:9 71:20,21 95:9 140:12 141:10 165:24 rated 53:18 rebranding 65:5 142:6 143:2 144:6 published 4:4 rating 107:19 65:10 145:4 146:13 40:19 ratings 53:16 recall 41:14 116:2 149:14 151:10,20 publishes 147:20 69:17 107:22 118:1 121:16 152:6 155:6,24 pull 28:24 44:15 rationale 60:12 123:8 137:7 156:12 164:13,23 45:20 46:4 110:12 90:7,9 139:18 140:2,3 165:15 166:8 pulls 19:13 reach 108:12 145:20 167:2,22 168:14 purchase 51:11,14 reaction 85:16 receive 83:14,15 169:7 170:2,18 60:22,23 80:22 read 35:18 49:17 received 14:20 171:12 172:2 purchased 65:6 144:18 150:1 38:13 42:22 53:13 recognized 90:15 69:9 153:9 161:10 53:23 68:21 85:13 recollection purports 119:5 175:6 176:2 reception 68:24,24 131:21 pursuant 176:6 reader 175:9 69:6 reconciling 150:8 put 14:8,17,24 readers 88:16 recognition 77:5 record 5:2 7:11 33:16 reading 175:2 109:3 111:2 8:3 9:7,12,18 puts 30:24 ready 51:11 recognize 28:11 10:20 11:8 14:8 q real 10:6 12:24 29:21 34:22 35:11 14:18,24 15:7 45:23,25 50:19 35:12 37:2 39:17 29:25 33:21 42:16 quality 53:20 92:8 137:17 138:4 40:9 41:8 49:6 42:19 66:16,24 56:17 164:7 167:19 168:3 52:18 54:13 57:12 67:13 92:18 93:4 quasi 91:6 realize 34:14 57:18 58:7 63:18 115:8,16 117:18 question 81:2 103:11 153:23 64:12,25 66:20 122:6,14 129:21 162:20 really 30:21 31:23 67:9,24 71:16 131:2,10,10 questioning 15:2 48:20,20 77:3 74:6,13 78:5,13 132:20 133:10 questions 16:1,6 99:17 101:17 79:23 81:7,24 134:5,18 142:21 quicken 26:25 102:9 163:15 83:2 84:7,16 86:3 143:6 144:18,20 27:2,2 61:8,10,11 realtime 24:14 86:20 89:20 95:23 144:23,25 145:3 109:13,15 reason 63:3 77:11 96:11,25 97:17 149:8,19 172:12 quickly 38:23 103:17,20 109:25 98:15 105:5 172:15,16,21 61:17 87:7 89:23 176:13,16,19,22 106:16 108:6 records 125:8 quintessential 176:25 177:3,6,9 115:11 116:12 recurring 63:2 101:15 177:12,15,18 117:7,20 118:16 red 7:23 12:10 quote 22:8 reasoning 56:4 120:16 121:9 120:12,21 121:13 quotes 22:7 reasons 56:6,9 122:11 123:2 164:19 165:3 r 73:10 77:3 162:4 124:4,15 126:14 reduced 174:11 r 1:24 2:1 15:8 176:8 127:11 128:7 reed 1:21 2:2,6 138:4 149:21 rebrand 70:4 129:5 131:7 132:7 14:12 172:7 174:3,24 130:6,19,22 133:8,17 134:16
Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [reedsmith.com - retirement] Page 30
reedsmith.com 99:3 103:25 157:6 159:23 174:1,4 2:4,8 registration 3:12 163:21 169:14,16 reporting 98:8 refer 76:17 162:5 4:9,15,18 5:6 169:22 170:5 representations references 139:25 12:16,20,23 13:3,6 174:20 45:18 140:6 13:9,13,16,18 17:1 relates 72:11 representative referral 20:3 17:22 29:17 30:1 relating 121:22 82:6,16 22:16 28:25 29:1 30:5 33:15,16 relation 157:24 reprint 156:4 32:25 36:12 43:10 34:25 48:1 49:3 relationship 44:17 reputation 163:11 43:10,13 45:2,3 49:11,12,13 57:3,7 44:22 45:13,24 request 9:4 44:21 50:17 72:11,16,19 57:14,15,21 67:5 46:3 79:8 81:12 129:1,9 74:18 75:9,16,25 67:14 165:20,21 87:17 88:16,22 requested 128:18 76:4,18 77:18 166:4,14,23 89:4 111:24 134:23 174:16 78:17,18 91:16,23 167:10,18 168:2 relationships requesting 48:17 referred 22:7 168:10,19 169:3 44:19,22,23 77:19 research 104:18 refinance 73:7 169:13,23 170:6 relatively 75:20 reservations refinancing 73:4 170:14,24 171:8 86:13 119:17 134:23 reflect 38:2 47:25 171:17,24 172:8 release 64:16 65:3 reserved 175:6 68:16 107:9 registrations 156:16 reside 24:19 91:7 reflected 24:23 115:16 119:16 released 65:12 resident 49:24 reflects 50:7 registries 111:23 releases 159:23 50:3 157:7 refresh 131:21 113:18 relevant 21:15 resolution 147:11 refreshing 31:2,24 regular 173:6 33:4 43:15 84:6 resources 104:21 refusal 121:17 regularly 112:15 91:24 99:4,12 respect 17:19 refused 133:25 113:1 120:7 101:23 108:17,17 43:19 47:23 50:14 138:19 146:23 reitsma 13:18 144:13 153:5 52:11 147:5 regard 130:14 115:18 117:16 reliability 164:2 response 132:16 regarding 3:11,15 119:2 171:23 rely 163:8 responsibilities 6:24 7:2,20,24 172:7 remain 70:15 16:20 12:23 13:3 29:17 reitsma's 172:8 remember 69:15 responsible 16:22 35:7 40:2 97:7,14 relate 101:8 119:1 131:12 rest 26:1 100:2 98:12 118:13 related 5:6,14 removed 140:6 restaurant 51:11 121:5 135:3 10:23 13:9 15:13 renewed 140:8 restaurants 51:15 166:14 167:18 19:23,25 24:12 repeated 61:5 restrict 135:13 168:1,10,19 30:12 55:12 59:25 reply 138:18 restrictions regimen 72:5 67:6,15 73:23 146:21 130:16 regional 110:20 74:10,11 75:19 report 37:24 result 118:1 regions 119:19 85:7 89:25 90:13 reported 1:24 retain 63:7 register 15:12 98:6 99:6 103:3 reporter 14:3 16:2 retained 64:2 112:21 110:8 119:3 51:2 64:9 136:12 69:24 registered 5:3 142:17 143:11 142:11 145:6 retirement 76:8 66:17,24 69:11 144:2,11 148:9 149:12 167:4
Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [return - service] Page 31
return 35:3 60:7 screens 68:6,9,12 79:15 81:16 82:13 140:10 root 112:6 68:13 82:3 97:24 82:18 83:8 89:5 returned 175:13 royal 8:9,13 screenshot 5:8,19 90:2,25 91:15 175:16 123:18,23 124:9 67:20 81:21 99:17 112:8 retweets 155:9 rule 176:6 screenshots 53:9 113:18 139:25 reveal 15:15 rules 76:15 176:6 seal 175:13 156:13,23 163:15 revealing 114:11 run 48:7 105:13 search 112:24 175:10 revenue 64:5 105:15,16,18,20 seasonal 114:6 seeing 59:9,10 76:21 77:17 105:24 second 2:2 8:12 112:8 161:24 review 41:19 42:6 running 16:24 10:18 13:6 17:4 162:1 42:8 47:9,12 s 37:13 57:17 68:9 seen 40:9 68:25 54:21 71:21 117:22,24 118:22 sees 38:11 s 2:1 111:21 107:19 112:15 123:22 124:19 semiautomated 136:19 165:21,21 114:18 174:15 136:24 142:3,8,14 22:12 75:21 168:19 172:7 175:6 144:24 169:3,12 send 83:14 84:3,5 sake 141:3 reviewed 18:4 secondly 48:18 175:14,20 salaries 104:14 reviews 69:16 70:3 73:3 senior 16:14 san 2:3 70:5 section 7:3 9:4 sense 21:17 30:12 santos 1:14 3:8 revisit 129:23 11:6 66:8 93:7 48:23 49:18 14:1,7,10,16,25 130:10 94:19 95:13 129:1 113:12 114:13,15 15:2,6,8 42:21 rich 91:24 129:9 172:17 160:6 93:5 173:9 175:1 right 36:19,19 secure 21:11 83:24 sent 113:20 121:15 save 22:18 41:25 43:1 48:17 59:1 101:19 separate 37:10 73:13 77:9 101:25 62:15 65:25 70:16 securely 46:4,22 62:20 95:7 100:10 saving 19:25 31:20 72:21 75:12 79:3 81:14 83:14 84:4 109:14 119:12 savings 21:25 29:4 80:20 92:17 95:4 securities 20:20 140:14 148:23 saw 111:9 106:9 132:1,2 44:4 45:10 52:12 september 3:9 saying 159:15 148:4 161:14 76:5 92:7 150:5 25:8 27:19 28:8 says 57:11 163:16 175:6 150:13 28:17,22 32:20 schwab 76:10 rights 33:18 security 41:16 sequencing 140:3 scope 18:10 25:21 118:24 120:4 44:24 45:12,15 serial 136:6,7 47:22,24 60:8 121:18 147:18 52:13 84:9 85:6 169:14,16 72:16 110:1 rings 31:18 163:19 164:3,8,9 series 6:14 87:19 129:13 road 1:22 2:6 see 19:16 20:8 89:11,12,20,24 score 21:2 37:15 roadmap 26:3 21:12 23:10,11,17 94:21 153:24 76:2 94:9 98:6,8 robo 22:13 26:22 36:6,17 serve 21:14 33:2 109:11,21 161:21 robotic 22:13 38:3,7 41:17,23 served 14:9 scores 21:3 44:6 robust 19:21 92:7 46:7 50:13,23 108:24 92:12 94:7 110:2 51:12,16 52:12,15 serves 18:12 screen 23:14 50:19 role 16:21 17:18 53:17 62:14 66:9 service 20:15 21:5 51:22 68:8 82:8 18:9,16 47:13 66:12 68:17 73:7 29:10 30:22 34:4
Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [service - small] Page 32
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Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [smith - stylized] Page 33
smith 1:21 2:2,6 73:10 76:6 83:21 stamp's 13:9 statement 173:2 14:12 91:12 96:17 97:8 169:23 170:6 176:8 social 55:22,23 101:14 109:3,11 stamped 3:16 4:10 statements 159:7 104:19,19 105:25 110:7,20 111:16 4:19,23 5:23 6:2,4 159:14 160:10 107:5 108:20 112:6 156:22 6:6,8,11,13,15,18 172:25 152:20,20,24 161:17 6:20,22 7:5,7,9 states 1:1 119:6 153:4,17 sources 20:20 11:11,13,16,18,23 stating 138:13 software 3:14 5:6 space 27:12 55:17 12:2,4,6,8 35:8 154:21 25:6,19 26:8 30:6 61:3,15 62:2 76:7 52:3 58:3 64:21 statistic 108:17 30:16 34:4,19 109:18 110:6 84:13 85:21,24 statistics 107:15 35:1 47:8 49:16 111:6,6 153:22 87:4,23 88:2,6 108:15 49:24,25 50:3,5,6 162:2 164:1 89:13 95:19 96:7 status 50:14,23 55:8 56:11 61:3,9 spaces 33:19 96:21 105:2 stay 56:19 67:6,15 77:4,13,16 speaking 56:17 106:12 108:2 step 146:24 80:5 109:15 111:1 specially 148:22 151:2,6 152:3 steps 146:25 125:10,11 126:1 specific 85:3 154:3 155:19 stocks 20:21 126:21 128:14 102:25 156:21 158:6,9,14,18 stop 75:4 132:5 142:17 150:3,3,4,5 159:7 standalone 69:3 store 51:11 52:21 150:5 154:15,23 specifically 24:3 95:12 52:22 53:16,16,17 157:8,8 71:19 73:4 97:8 standpoint 147:4 80:19,20,23 81:5 solution 102:14 104:3 111:5 star 69:16 83:14 113:3 solutions 18:11,13 118:24 135:13 stars 53:19 107:21 stored 46:23 somebody 62:16 156:7 start 16:5 27:20,22 stores 90:17 113:2 76:10 specifics 105:18 32:8 38:20,20 113:4 somewhat 30:8 spelled 138:4 46:13 62:9 81:1 stories 163:21 108:13 165:21 168:18 88:25 124:2 149:4 story 41:24 94:20 sorry 38:5 49:11 170:25,25 164:16 96:18 49:11,18 51:3,3 spend 51:17 104:3 started 16:18 strategy 56:8 52:6 63:19 68:2 104:17 25:20 26:5,9,10,11 99:19 153:2 74:10 80:15 84:5 spending 37:24,25 32:5 43:4,6 45:7 street 2:2 88:14 125:17 37:25 55:7 61:11,16,21 structure 99:17 135:10 136:6 spite 14:18 61:23 81:5 91:14 structured 99:15 142:12,12,12 sponsored 27:17 172:20 stuck 70:21 154:5,5,6 spot 34:13 starting 27:13 student 22:4 73:3 sort 16:24 19:22 stack 34:4 38:5,5 43:20 59:6 73:4,8 20:3,11 22:1 24:7 staff 26:1 32:5 72:17 80:22 stuff 31:25 26:2 27:21 29:6 staffing 107:6 156:18,19 style 9:3 97:7 30:18,24 31:4,7,8 stamp 9:8,10 13:8 state 15:6 46:22 128:4 161:21 31:13 34:3 35:22 131:4,11,24 172:23 styled 97:4 46:11 47:12 51:25 132:13,16 169:22 stated 159:3 stylized 30:8 55:10 56:13 70:4 170:5 172:21 174:10 128:12
Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [subject - tendermint] Page 34
subject 149:3 173:2 67:16 80:9 101:7 technologies 27:12 164:9 switched 80:7 113:8 125:16,18 65:25 90:19 subscribed 177:21 switzerland 119:8 147:2 149:2 157:25 subscription 160:5 119:9 153:18 158:2 technology 47:10 subsequent 30:5 sworn 174:5 159:8 172:24 47:11 61:2 81:2 44:16 177:21 173:2 85:5 125:14 subsequently 80:7 syndicating 153:3 talked 38:18 44:1 153:12,20 156:7 145:23 syndication 77:19 79:1 91:10 156:20 157:6,18 substance 176:7 105:22 93:5,25 95:2,3 157:22 159:5 suggestive 31:6,13 system 4:15,17 5:5 96:16 110:16 160:11,12,16 suite 1:22 2:3,7 7:15 18:3 53:9 113:9 139:18 163:5 175:22 57:2,6,14,20 67:4 153:1 157:17 tel 2:4,8 suitey 13:2,5 67:13 80:24 160:8 161:18 tell 14:3 17:18 136:18,25 168:9 116:21 117:12 163:11 21:19 22:25 35:22 168:18 169:2,12 systematic 112:22 talking 29:1 35:1 37:4 41:2,10 suitey's 13:3 114:2 55:8 71:19 72:3,9 46:15 50:10 55:4 168:10,19 systemic 114:18 80:4 86:8,24 59:3 69:6 72:13 summarize 51:19 systems 80:25 87:15 88:21 89:2 79:5 80:16 82:2 91:13 146:25 t talks 48:10 98:6 83:10 89:22 149:25 target 101:9,10 105:19 147:3 t 9:8,10 13:8,9 summary 19:6,7 targeted 114:25 149:17,23 152:17 111:21 112:3 35:22 91:12 115:1 159:20 174:5 126:20,21 127:18 111:16 targeting 156:19 telling 70:17 131:4,11,24 summer 32:18 tarnish 164:10 ten 54:19,20 114:9 132:13,16 133:11 65:14 teach 56:14 148:18 136:19 140:17 supervision team 32:17 47:8 tend 109:4 149:21,21 167:11 174:12 47:11 72:18 80:21 tender 161:7 168:19 169:22,23 support 87:16 81:8 83:5 84:21 tendermint 1:7 170:5,6,25,25 88:17,21 89:4 108:20 113:22 11:9,13 15:12 172:7 94:4,4 98:19 team's 18:1 19:2 125:19,20,22 tablet 54:18 103:14 tech 28:14 125:24 149:2,9,20 take 23:3,16 24:6 sure 18:17 26:19 techcrunch 27:18 151:6,15,16,22 24:8 42:14 43:17 28:2 35:20 47:21 28:1,3,14 152:12,18,19 59:11 62:15 69:1 62:10,12 69:8 techcrunch40 3:9 153:7,12,17,18,19 73:2 114:4,4 106:21 131:19 28:7,16 38:20 154:9,22 156:17 129:16 144:15,16 sustained 133:25 111:1 156:18 157:3 taken 15:10 42:17 146:22 technical 47:2 158:24,25 159:3,5 129:19 144:17 sweden 119:8 technological 91:1 159:9,15,23 160:7 174:8 switch 19:4 20:8 technologically 160:9,11,22 162:6 takes 146:25 80:9 101:6 149:1 90:22 162:9,13,20 talk 32:5 33:24 164:11 172:24 172:24 173:3 38:12 54:25 58:23 Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [tendermint.com - trademark] Page 35
tendermint.com thank 24:25 113:3 142:23 today 4:13 14:23 11:11 151:2,14 159:17 143:7 15:3,17,22 39:5 term 99:21 161:9 theft 163:21 164:9 thomson 111:21 54:10,16,22 terms 33:1 42:25 thing 22:24 23:19 111:22,24,25 102:19 173:5,8 50:19 51:24 52:8 29:8 62:17 63:20 113:15 todd 1:14 3:7 14:1 53:19 55:1 62:25 139:7 154:7 thought 55:16 14:7,10,15 15:8 68:24 74:22 78:20 158:22,25 thoughtful 114:2 173:9 175:1 86:13 91:6 99:14 things 16:2 19:9 114:18 token 83:25 107:21 109:8,24 19:15,19,25 20:18 thread 99:14 told 32:14 72:10 111:7 119:24,25 20:21,22,24 21:23 three 30:9,10 43:5 130:2 137:10 148:14 22:15,20 23:15 43:7 88:9 93:17 tool 78:9 92:3 163:3 27:1 31:21 38:9,9 93:18 98:8 104:9 tools 85:8 163:15 tess 3:11 4:8,15,17 40:3 41:16 63:10 129:17 141:2 top 28:16 111:7 5:5,13 7:11,15,21 66:2 75:22 76:7 143:13 162:15,16 topics 55:9 8:2,8,15,17,22 9:2 86:14 90:20 97:9 time 1:19 7:4 total 103:25 9:7,12,17 10:10,13 97:10 102:25 18:19 24:24 26:4 touch 68:10 10:15,18,20 11:2,8 110:2,4 112:5 26:16,20,25 29:7,9 track 20:16,19 29:16,25 49:2,10 114:1 116:25 31:15,16 32:21 24:14,17 28:23 57:2,6,14,20 67:4 157:5 160:19,21 33:5,20 38:17,23 44:4 45:5,9,12,14 67:13 73:21 74:8 think 16:12 25:7,9 40:1 43:2,10,14 45:17,23 79:2,9 115:8,15 116:20 32:8,9,14 42:13 44:1,16 45:5,6,17 81:7,10,16 83:8 117:12 120:11,19 44:7,7 48:19 46:6,9 48:19 86:11 90:2 91:5,7 122:5,14 123:15 50:21 61:23 65:8 53:19 55:5,9 92:4,4,7 102:10,13 124:7 126:5,10,19 66:4 72:15 81:13 61:19 69:17,21 103:6,12 106:3 127:24 128:3,10 92:14,16 93:11 70:22 72:17 75:14 tracking 36:11 131:2,9 132:20 94:19 95:2 104:8 75:16 79:15 80:18 43:7,22 44:2 133:10 134:4,18 109:2 110:22 86:7 88:14 89:1 61:12,17,24 85:7 136:24 138:2 111:9 113:16 91:11 92:15 93:24 86:13 91:14 110:3 139:2,12 140:15 114:5 117:24 105:2,10,17,19 trade 76:10 141:6,15 142:2,10 119:8,8 129:15 106:21 110:21 150:13 142:13,22 143:7 131:18,18,18 111:3 116:25 trademark 1:1,2 145:9,17 149:7,19 134:14 159:12 141:3,16 142:15 3:11,11,13 4:8,8 test 105:25 162:24,25 163:18 148:8,10,12,19 4:15,17 5:2,3,5,5 testified 14:4 173:8 174:9 175:16 5:12,13 7:11,13,15 testimonial 1:14 third 10:21 17:25 timeframe 61:22 7:15,17,20,21,22 3:7 14:9,15 72:2 20:2,16 24:6 29:8 times 3:22 39:4 7:24 8:2,3,5,8,8,11 testimony 14:22 31:12 51:7,7 40:12 41:12 92:10 8:14,15,17,17,22 15:17,22 172:23 55:15 58:1 59:13 tindermint 12:4,6 9:2,6,7,9,11,12,15 173:8 174:10 68:15 76:13 80:6 12:8 158:9,13,17 9:17,18,22,23 10:2 176:2,7 92:1,2 97:7 112:2 title 16:13 54:17 10:3,5,5,8,10,13 112:10,16,18 10:15,18,20 11:2,5
Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [trademark - u.s.] Page 36
11:8,9 13:6 15:10 154:12 159:13 132:12 133:2,21 type 46:3 79:11 15:13 17:1,10,12 169:3,13 137:20 138:12 81:6 99:22 17:16,22 18:20 trademarks 17:2 146:3,16 types 21:19 43:16 25:14 29:16,17,25 18:25 33:13 tried 31:23 99:19 63:22 102:18 30:1,5 33:15 trading 76:5 150:5 triplemint 9:23 103:8 110:3 34:16,18 47:20,25 traditional 22:1 10:3 13:4,7 114:24 160:13,14 49:2,3,10,10 57:2 34:3 76:8,9,12 135:20,24 136:17 typewriting 57:6,14,15,19 78:17,21 80:25 136:25 168:11,20 174:11 59:25 66:16,17,23 82:11 86:11 91:14 169:4,13 typically 102:7 66:24,25 67:4,5,12 92:6 102:20 true 90:19 91:2 147:6 67:14 73:21,22 104:13 truly 90:10 u 74:8,9 93:9,19 traditionally trust 3:23 40:12 u 136:19 168:19 100:5 111:23 99:18 truth 14:3,3,4 u.s. 3:10 4:8,14,17 112:1,9 113:10,17 trailblazer 163:12 174:6,6,6 5:2,4,12 7:11,14 115:8,14,15 116:8 transact 80:24 trying 44:7 163:2 7:19,21,24 8:2,7 116:14,20,21 transaction 61:11 163:2 8:11,14,17,22 9:2 117:3,11,12 61:12 101:19 tweet 152:10 9:6,11,14,17,22 118:13,21 119:7 transactions 19:14 tweets 152:15 10:2,4,9,12,15,17 119:13 120:10,11 20:23 21:13 23:3 155:8 10:20 11:2,7 120:19,20,20 26:23 37:18 91:15 twitter 11:15,17 29:15,24 49:1,9 121:1,6,12,17 102:23 103:12 55:24 106:1 108:9 57:1,5,13 66:15,23 122:5,6,14,15,23 150:9 108:13,16,19,22 67:3,12 73:20 123:7,15,16,21 transcript 100:3,6 152:1,11,15,22 74:7 102:21 124:7,8,8,18 125:9 172:18 174:14,16 153:5,6 154:1 103:17,20 112:10 126:5,6,10,11,19 175:2,6,7,14,17 155:8 159:1,4 115:7,14 116:19 126:19 127:17,24 176:2 twitter.com 7:9 118:4,13,21 128:3,9,10 129:24 transfer 21:11 108:2 119:10 120:2,10 131:2,3,9,10,23 24:20 44:20 81:14 two 16:24 39:8 120:19 121:6 132:12,20,21 150:12 56:2,21 66:3 122:4,13 123:14 133:2,9,10,20 transfers 125:15 70:25 73:10,10,18 123:20 124:6 134:4,5,18,19 transitioned 91:18 77:3,23 94:8 95:7 126:4,9,19 127:23 135:18,19,22,23 91:22 92:3 95:11 101:10 128:2,10 131:1,9 136:16,17,23 transmission 104:9 116:24 132:19 133:2,9,20 137:4,15,16,20 150:17,21 123:13 126:3 134:3,17 135:10 138:2,12 139:2,12 transmit 79:13 127:16,21 129:17 135:17,21 136:16 140:15 141:6,14 transmitting 132:17 134:1 136:23 137:14 142:2,9,13,22 150:18 135:15 137:12 138:1 139:1,11 143:7 145:9,17 trial 1:2 7:13 9:9 138:20 140:14,15 140:14 141:5,14 146:3,16 147:14 9:15 10:8 11:5 155:11 157:5 142:1,9,13,21 147:15 149:7,8,19 15:10,20 100:5 161:4,4,12,18 143:6 145:8,16 149:20 154:10,11 116:8,14 131:23 172:25 148:3,5 149:6,18 Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [uh - visual] Page 37
uh 22:21,23 23:21 use 19:17 25:23 78:20 79:9 81:9 venture 89:1 25:4,4 46:12,14 33:19 63:2,5,8 81:13,15 84:1,22 venturebeat 11:20 47:15 55:3 59:2 68:10 69:25 93:10 86:9 89:5 90:1,10 39:5 155:14 156:3 67:25 72:12 74:5 102:13 103:13 90:17,20,21 91:7 157:21 75:11,13 80:13 106:2,23 113:5 91:25 92:5,11 venturebeat.com 113:11 130:1,13 131:16 139:9,21 94:22 99:1,3 6:12 11:21 88:6 155:5 156:11 139:24 140:8 101:22 102:5,5,7 88:24 155:15 162:8 146:8 148:1 102:16,19 103:6,9 venturebeat.com. ultimately 48:1 150:11 152:24 103:9,11,16,22 156:3 undersigned 176:2 154:8,9,13,17 107:2,3,3,4,7,8,16 verbally 16:1 understand 15:9 156:20 158:25 107:19 108:10,11 veritext 175:21 15:15,22 18:10,18 160:12 162:15 108:21 153:6 version 27:2 37:7 26:2 31:4 47:22 176:9 160:16,20 163:15 43:9 46:19,19,21 47:24 49:23,25 user 21:7,18 23:1 uses 17:24 18:1 47:4 54:5 82:16 60:8,9,10 101:13 23:7 24:24 37:17 93:6,22 95:3,17 versions 36:8 118:3 163:2,7 38:3,6,8,11 46:21 v versus 52:10 understanding 51:14,24 53:15 video 150:21 v 127:18 26:7,9 27:10 55:19 63:6,10 videos 143:10 valley 27:16 32:11 54:23 72:7 66:9 68:14,16 view 16:11 23:3 value 45:5,23 46:1 131:17 153:7,11 69:6,11,16,22,23 38:11 46:22 52:9 46:5,8 51:9 62:25 154:8 158:24 70:6 71:3 76:4 52:10 53:19 58:18 77:10 79:3,9,14,15 unfairly 164:10 77:8,8,9,10,12 81:4,10 82:5,6 80:20 81:10,16 union 119:18 79:2,11,15 82:17 90:11,12 111:22 90:17 unit 24:21,22 98:24 99:2,23 viewed 23:23,25 variability 148:20 united 1:1 119:6 101:12 103:25 views 96:17 varies 114:5 148:7 unregistered 107:21 virtual 101:20 148:13 33:18 user's 21:17 44:14 102:23 150:11,13 variety 105:16 update 46:6 70:17 44:20,20 82:6 153:21 154:23 110:6 updated 36:8 37:6 91:24 157:24 160:19 various 20:20 22:4 38:10 65:15 users 20:16 21:16 virtue 15:2 163:6 36:2,9 44:21 54:2 updates 24:24 21:17 23:2,15,17 163:25 56:6 76:6 98:21 29:11 39:20,24 24:2,4,15,17 34:6 visibility 77:6 104:18 105:9,21 55:9 65:9 38:21 43:16,17 112:9,16 107:14,15 109:10 updating 38:8 45:3,17 48:16,22 visit 34:5 56:19 110:17 111:3 69:20 58:11 60:17 63:7 visited 106:5 113:17 126:21 ups 27:22 88:25 63:8 68:10,25 visitor 98:25 159:21,22 160:13 url 34:5 69:3,10,11,12,13 visitors 99:10 vendor 80:6,7 usa 4:13 39:5 54:9 69:17,23,25 70:5,8 106:4 venmo 24:16 54:16,22 70:14 73:6,11,17 visual 30:15 112:4 45:19,20 50:25 usage 153:13 74:22 75:23 76:1 114:20 51:4 91:8 102:24 76:24 77:6 78:10 103:2 Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696 Todd Santos June 14, 2017 Intuit Inc. vs. All in Bits, Inc. [visually - yeah] Page 38
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Veritext Legal Solutions 800.808.4958 PUBLIC REDACTED 770.343.9696
EXHIBIT 1 IN THE UNITED STATES PATENT AND TRADEMARK OFFICE BEFORE THE TRADEMARK TRIAL AND APPEAL BOARD
In the Matter of Application No. 86747458 Published: January 26, 2016 Mark: TENDERMINT
Intuit Inc.
Opposer
v. Opposition No. 91228092
All in Bits, Inc. d /b /a Tendermint
Applicant
OPPOSER INTUIT, INC.'S NOTICE OF TESTIMONIAL DEPOSITION OF TODD SANTOS
PLEASE TAKE NOTICE that pursuant to TBMP §703.01 and Rule 30 of the Federal
Rules of Civil Procedure, on June 14, 2017 at 9:00 a.m., at the offices of Reed Smith LLP,
1510 Page Mill Road, Suite 110, Palo Alto, California, 94304, Opposer Intuit Inc. will take the
testimonial deposition of the following witness:
Witness Address
Mr. Todd Santos 2535 Garcia Ave Mountain View, CA 94043
Senior Manager, IP Programs Mr. Santos should be contacted through counsel for Intuit Inc. Intuit.
The deposition will continue from day to day until concluded, or may be continued until
completed at a future date or dates. The deposition will be taken upon oral examination before a
Court Reporter authorized by law to administer oaths and transcribe the testimony of the
Opposers Exhibit 1 Todd Santos Wednesday, June 14, 2017 Cammi R. Bowen. CSR #13492 deponent. The deposition will be recorded by stenographic means and will be used for all purposes authorized by law. You are invited to attend and participate.
Dated: May 15, 2017 Respectfully submitted,
/Katherine M Basile/ Katherine M. Basile Reed Smith LLP 1510 Page Mill Road, #110 Palo Alto, CA 94304 (650) 352 -0500
Attorneys for Opposer, Intuit Inc.
-2- Certificate of Service
This is to certify that on May 15, 2017, a copy of the foregoing document was emailed to the following:
Warren Norred 200 E. ABRAM ST., SUITE 300 ARLINGTON, TX 76010 wnorred @norredlaw.com
Jae Kwon All In Bits, Inc. P.O. Box 40307 San Francisco, CA 94140 -03070 jae @tendermint.com jkwon.work @gmail.com
/Katrina M. Kershner/ Katrina M. Kershner
EXHIBIT 2 Let us know.
News Video Events Crunchbase Search
SAMSUNG Galaxy S8 Buy the Galaxy 58 and get the new Gear 360 for $49.' (>)
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DISRUPT SF Grab Your Extra Early Bird Tickets Before They're Gone Get Your Tickets Today
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SAMSUNG Galaxy sa Jason Calacanis Just announced that Mint was chosen as the best presenting company at The of an impressive personal finance application will receive TechCrunch40, provider Buy the $50,000 as part of the award. Galaxy S8 and get the Mint presented Its application this morning during Session 5, which was entitled "Productivity new Gear and Web Applications ". See our coverage of that session here, 360 for $49.'
Mint is a personal finance application that lets users track and monitor their financials in one place without the need of routine maintenance or accounting knowledge. Their application tracks bank, credit union and credit card transactions and alerts users to upcoming bills, low balances or unusual spending. Mint's patent- pending technology automatically categorizes t,r.1iThaicti-s C> transactions, so users know with precision where they are spending money, what their bank and credit balances are, and how much interest they have earned. Crunchbase Their application also helps people find ways to save money by constantly searching for deals Mint on credit cards, bank accounts, etc. Mint's technology also analyzes your finances and makes suggestions all while using the same security systems as top banks, ZC4G
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Opposer's Exhibit
Document title: Mint Wins TechCrunch40 Top Company Award; Takes $50,000 Prize I TechCrunch 2 Capture URL: https: //techcrunch.com/2007 /09/18/ mint -wins-techcrunch40- 50000 -award/ Todd Santos (UTC): Tue, 06 Jun 2017 23:38:11 GMT Page 1 of 15 Capture timestamp Wednesday, June 14, 2017 Cammi R. Bowen, CSR #13492 TIC News Startups Mobile Gadgets Enterprise Social Europe Trending.c Facebook Tesla Snap
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Document title: Mint Wins TechCrunch40 Top Company Award; Takes $50,000 Prize I TechCrunch Capture URL: https: / /techcrunch.com /2007 /09/18/ mint -wins- techcrunch40- 50000 -award/ Capture timestamp (UTC): Tue, 06 Jun 2017 23:38:11 GMT Page 2 of 15 News Startups Mobile Gadgets Enterprise Social Europe Facebook Tesla Snap
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Document title: Mint Wins TechCrunch40 Top Company Award; Takes $50,000 Prize I TechCrunch Capture URL: https: / /techcrunch.com/ 2007 /09/18/ mint -wins- techcrunch40- 50000 -award/ Capture timestamp (UTC): Tue, 06 Jun 2017 23:38:11 GMT Page 3 of 15
EXHIBIT 3 5/24/2017 Trademark Electronic Search System (TESS)
ïted States Patent and Trademark Office
Home ¡Site Index iSearchI FAQ JGlossary lC'uidesl Contacts IeBusïnessle^Biz alerts) N.evis
Trademarks > Trademark Electronic Search System (TESS)
TESS was last updated on Wed May 24 02:21:49 EDT 2017
NEW USER SfitucTUREo FREE Foaiw, kia[nISP iiICf SEARCH OG Borre, HELP Prcv Lisr CURB LIST híEa r LIST
Eiast Dec PREY Doc 14cxr Doc LASr Doc Logout Please logout when you are done to release system resources allocated for you.
Start List At: ORI Jump.; to record: Record 9 out of 9
TSDR ( Use the "Back" button of the Internet Browser to return to
Word Mark MINT Goods and IC 036. US 100 101 '102. G & S: Providing web -based, automated and customized personal financial Services management services, namely, customized management of non -investment personal financial accounts, daily monitoring of transactions and account balances, and budget and spending reporting through a global computer network. FIRST USE: 20070401. FIRST USE IN COMMERCE: 20070401 Mark Drawing (3) DESIGN PLUS WORDS, LETTERS, AND /OR NUMBERS Code Design Search 05.03.08 - More than one leaf, including scattered leaves, bunches of leaves not attached to branches Code 05.03.25 - Leaf, single; Other leaves Trademark CURRENCY Includes Dollar, Cent, and Pound marks Search Facility NOTATION -SYMBOLS Notation Symbols such as Non -Latin characters,punctuation and mathematical Classification signs,zodiac signs,prescription marks Code SHAPES -MISC Miscellaneous shaped designs VEG Plant life such as trees, flowers ,fruits,grains,nuts,wreaths,and leaves Serial Number 77226127 Filing Date July 10, 2007 Current Basis 1A Filing Original 1A Basis Published for August 19, 2008 Opposition Registration 3526377 Number Registration Date November 4, 2008 Owner (REGISTRANT) MINT Software, Inc. CORPORATION CALIFORNIA 280 Hope Street Mountain View CALIFORNIA 94041 Opposers Exhibit 3 http: / /tm search. uspto.gov /bi n/gate.exe?f=doc &state =4808: npdpp4.2.9 Todd Santos 1/2 Wednesday, June 14, 2017 5/24/2017 Trademark Electronic Search System (TESS) (LAST LISTED OWNER) INTUIT INC. CORPORATION DELAWARE 2535 GARCIA AVENUE MOUNTAIN VIEW CALIFORNIA 94043 Assignment ASSIGNMENT RECORDED Recorded Attorney of Katherine M. Basile Record Description of Color is not claimed as a feature of the mark. The mark consists of stylized leaves having a dollar sign in one Mark leaf with the word mint adjacent to the leaves. Type of Mark SERVICE MARK Register PRINCIPAL Affidavit Text SECT 15. SECT 8 (6 -YR). Live /Dead LIVE Indicator
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http://tmsearch.uspto.gov/bin/gate.exe?f=doc&state=4808:npdpp4.2.9 2/2
EXHIBIT 4 TRADEMARK ASSIGNMENT
Electronic Version v1.1 Stylesheet Version v1.1
SUBMISSION TYPE: NEW ASSIGNMENT
NATURE OF CONVEYANCE: ASSIGNS THE ENTIRE INTEREST AND THE GOODWILL
CONVEYING PARTY DATA
Name Formerly Execution Date Entity Type Mint Software, Inc. 12/03/2010 CORPORATION: CALIFORNIA
RECEIVING PARTY DATA
Name: Intuit Inc. Street Address: 2535 Garcia Avenue City: Mountain View State /Country: CALIFORNIA Postal Code: 94043 Entity Type: CORPORATION: DELAWARE
PROPERTY NUMBERS Total: 1
Property Type Number Word Mark
Registration Number: 3526377 MINT
CORRESPONDENCE DATA o Fax Number: (415)814 -6165 ó Correspondence will be sent via US Mail when the fax attempt is unsuccessful. v Phone: 415 -814 -6161 tZ Email: tmdocket @novakdruce.com O Correspondent Name: Katherine M. Basile, Novak Druce + Quigg Address Line 1: 555 Mission Street, 34th Floor Address Line 4: San Francisco, CALIFORNIA 94105
ATTORNEY DOCKET NUMBER: 20054.0002.000000
NAME OF SUBMITTER: Kate J. Winstanley Opposer's Exhibit 4 Signature: /Kate J. Winstanley/ Todd Santos Wednesday, June 14, 2017 Cammi Date: 12/07/2010 R. Bowen. CSR #13492
TRADEMARK 900178165 REEL: 0044271JAUi1 7 Ò8 4 Total Attachments: 1 source =MINT AND DESIGN signed assignment#page1.tif
TRADEMARK REEL: 0044271M EODDgg OQ1g5 TRADEMARK ASSIGNMENT
All the rights to the trademark MINT AND DESIGN, along with all the goodwill associated therewith, have been assigned by Mint Software, Inc., a California corporation (Assignor), with a principal place of business at 280 Hope Street, Mountain View, California 94041 to Intuit Inc., a Delaware corporation (Assignee), with a principal place of business at 2535 Garcia Avenue, Mountain View, California 94043.
The effective date of this Assignment is December 3, 2010.
Trademarks Registration No. Country
MINT & DESIGN 3,526,377 United States
BY:
Name:
Title: tpÍ rtcko V Y1[ S ira-A N MINT SOFTWARE, INC., Assignor 1
BY: W Name: `(tfn EtuytA
Title: V (mot°i ? -61(7°,,[ k \ lioara-RA INTUIT INC., Assignee '
TRALÁ0156 RECORDED: 12/07/2010 REEL: 004427 FRAME: 0619
EXHIBIT 5 l'KUl7UCIS (.UMNUNnIkS SU14`dCr COMM'
Take your small business to the next level.
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Opposers Exhibit 5 Todd Santos Wednesday, June 14, 2017 Camini R. Bowen, CSR #13492
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HOW rWORKS yIHOSAVINGS SUPPORT TOM JTIM 4 "l Log In to Mint Log In to Mint Bills 1=1111111 RE GOOD WITH YOUR _ PAY ALL YOUR BILLS IN ONE PLACE WITH MINT BILLS 11 Discover the effortless way to gtay on top of is all. YSW.N VPSMES ]nrtaon? W. cam tiNv All -in -one? Done Bills? Paid Credit? Checked ham m iwmnyawl twaantYW Don, min hilingHn. San and pay your F1w1.wt your> bai km» how you om aslotak.d tips arai mote a clam Lars in -yat erre don. impro0 it. h'S'Many tra.. Opposers Exhibit 6 Todd Santos Wednesday, June 14, 2017 Cammi R. Bowen. CSR ík13492 INTUIT 000103 41 .4mint Overview ?1,1tet, Cineth ;rend, loelltoorlt The average Minter's credit score is 705 rt- Get wt. absolutely tree credit sco.e to see how you stack up, OiSCTiVCT VOlat mu:m:3s you and out your.ielf fr' e better gx15it,er, (0. 1,1I, 1 rrW cedit evo, 4 . di rmt yowl hop,. i){, Accounts Alerts Carsh Si).00 r ve.r.,o ' r. en Advice Start lot o o VOA Croolit Cdl $L354.72 saving rainy day. 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Co CoNeoto NNE C/Vt0 COT GOO INTUIT 000107 P L Id.ntirsdlry K.iSlin 24 a 1,1 .0111111011004' mint Spending by Category 11111111111111111111111111111 r g, Your Spending Most Purchases 3 Itre,, I 411 11 Pews INTUIT 000108 EXHIBIT 7 Learn about Mint.com or [ Log In mint life Browse Categories P Today's Mortgage Rate Select Loan Amount tenchngtiree' 3.12% Calculate Payment AD'1P. ri Year F'xeci $225,000 Updates Connect With Us Obama Administration Seeks Like 220K people like this. Economic Advice From Young Entrepreneurs ® Facebook Twitter Mar 6. 2009 í By Mintcom / Comments 43 RSS lnstagram Mint's founder. Aaron Patzer, was at the White House today to consult with top !ir attic als in the Obama administration. Patzer joined the founders of innovative Shares nternet startups including CollegeHumor. Daily Candy, Kiva.org. Threadless. Twitter, Ilind Zappos.com on March 6 for the summit. atzer went to the White House with a few ideas on how to revitalize the US onomy by better supporting the innovation and productivity of small businesses . Ant has learned a lot through its experience as a fast moving startup In a slow one oving economy. Here Is some of what he shared with Obama's economic team See all your finances in oday. place & create a budget mphasize education People have not learned the most basic principies of personal finance: spend less Your Email: han you earn, invest what you save wisely, and be prepared for the unexpected - he solution to changing the national savings rate, and generating more capital for usiness formation, Is education," says Patzer. "Ultimately, the subjects we learn In school - math. science, history social studies - are taught such that we might actually use that knowledge to Improve our daily lives. Personal finance Is a crucial life skill for every adult that is not being taught, that ought to be required for high school graduation nationwide." Encourage innovation "Starting a business Is hard. running It is even harder, and finding the right people Is Recommended Reading the hardest task of all Patzer says. 'While the downturn in the economy has meant a flood of resumes for sales, marketing, and general business positions, the 11,014 who make the next innovations 1 engineers. scientists, and researchers actually How to travel possible are still In very short supply." in luxury on ; Patzer's recommendation for increasing the supply of technically skilled workers a budget included increasing the quotas for HiB visas. from The Clumsy Traveler Reward employees "One common technique startups use to attract top talent Is to offer them equity," 4; says Patzer. "With equity, employees become an owner and Investor in the business. 12404 Unfortunately, due to the Alternative Minimum Tax (AMT) rules, whenever this equity appears to increase in value, employees must pay the resulting tax on that Increase 9 Times - even though they often cannot sell that stock." Employees may end up paying Mint Had Chill hundreds of thousands of dollars In AMT taxes, only to see their startup ultimately fall before a sale or public offering- Their paper wealth never materialized but their Opposers Exhibit Document title: Obama Administration Seeks Economic Advice From Young Entrepreneurs I MintLife Blog 7 Capture URL: https: / /blog.mint.com/ updates /obama- administration -seeks -economic-advice -from -young-entrepreneurs/ Todd Santos Capture timestamp (UTC): Wed, 07 Jun 2017 00:16:42 GMT Wednesday, June 1.4, 2017 Page 1 of 3 Cammi R. Bowen. CSR #13492 Learn about Mint.com or _ . l Log in mint life Browse Categories - even though they otten cannot sell that stock., Employees may end up paying hundreds of thousands of dollars In AMT taxes. only to see their startup ultimately fail before a sale or public offering. Their paper wealth never materialized but their taxes were all too real. Ratzer's recommendation to the new administration Is to eliminate the AMT for full time employees of qualified small businesses. This will allow small businesses to BREWING HAPPINESS: grow more rapidly and lead us out of our current economic crisis more quickly. 3 Easy Ways to Stay tuned for our next Update post covering Aaron Patzer's recap of the Make Coffee Shop conversations and outcomes of his day at the White House. Drinks at Home E'RELVING HAPPINESS: ab Like Be the first of your friends to like this. 10 Tips for Eating Out o Comments Sort by Newest Shares on a Budget f Add a ccmmenz Secrets to Facebook Comments Plugin finding the best place to stay ® (5 1'..N; u.t; 9 SURFAI Up to 90 daily flights within a growing California network SEE SCHEDULE Document title: Obama Administration Seeks Economic Advice From Young Entrepreneurs I MintLife Blog Capture URL: https: //blog.mint.com/ updates/obama- administration -seeks -economic -advice -from -young -entrepreneurs/ Capture timestamp (UTC): Wed, 07 Jun 2017 00:16:42 GMT Page 2 of 3 Learn about Mint_com or : W I Log In mint life Browse Categories Need Life Insurance? T M SURFAA Up to 90 daily flights within a growing California network SEE SCHEDULE Shares f More stories from Mint.com 9 Times Mint Had No Chill few more from Mirtt.corn Related Stories Mew more related stories f ( I About Legal rlotice I Terms of Service Privacy Intuit :2317 Intuit. Inc. All rights reserved. Intuit and Cuioken sre registered trademarks of Intuit. Inc. Terms. conditions. features, availability, pricing, fees. sertine and support options subject to change without notice. Fad and iPhone are trademarks of Apple Inc., registered in the V.S. and other countries. Document title: Obama Administration Seeks Economic Advice From Young Entrepreneurs MintLife Biog Capture URL: https: / /biog.mint.com/ updates/obama- administration -seeks -economic -advice- from -young- entrepreneurs/ Capture timestamp (UTC): Wed, 07 Jun 2017 00:16:42 GMT Page 3 of 3 EXHIBIT 8 Learn about Mint.com or j Log In ê mint life Browse Categories Select Loan Amount Today's Mortgage Rate 3.12% APR '' écr $225,000 +r+ er Lendingtr?2 Updates Connect With Us Mint Goes to the White House Ilk Like 220K people like this. Mar 11, 2009 I By Mint.com J Comments Q ® Facebook VirTwitter Ft\ RSS instagram ''"mint See all your finances in one place & create a budget diÌi(Lituil tiittiliiiiïtliltu ti kîúifiulbtiii!ii kltutiüï útiiül Your Email: dcJohn) ast week, I was invited by the Obama administration to the White House. With me were Evan Williams of Twitter, Tony Hsieh of Zappas, the founders of Method. Blackboard CEO Michael Chosen, Jessica Jackley of Kiva.arg, and many more young business leaders. See the previous post, "Obama Administration Seeks Economic Advice From Young Entrepreneurs" for the recommendations I made to the Obama administration. Here's some more on what was discussed on Friday. Recommended Reading Contrary to the opinion of those who believed I was invited only to then be coerced into letting the Obama administration win the Edison Award (we're up against them in the "Lifestyle I Social Change" category). they had a much more constructive task In How to travel mind for us: to guide the administration on innovation, entrepreneurship and job in luxury on creation. a budget In Washington, we met David Washington, Greg Nelson and Michael Strautmanis of from The Clumsy Traveler Public Liasen: Jason Furman Director of the National Economic Council; Macon Phillips and Katie Stanton of New Media: along with officials on the environment and domestic policy. The team stressed the main purpose of the summit: instead of just talking to big corporations. special interest lobbyists, and political pundits, they were actually interested to hear what 20 and 30- something entrepreneurs of 20 - 200 person companies had to say. At the end of each introduction, we had the opportunity to ask questions. I took the Opposer's Exhibit Document title: Mint Goes To The Whitehouse to Discuss Entrepreneurship with the Obama Administration MintLife Biog 8 Capture URL: https: / /biog.mint.com/ updates/mint -goes -to- the-white- house/ Todd Santos 14, 2017 Capture timestamp (UTC): Wed, 07 Jun 2017 00:12:33 GMT Wednesday, June Page 1 of 3 Cammi R. Bowel, CSR #13492 Learn about Mint.com or [ Log in *mint life Browse Categories person companies had to say. At the end of each introduction, we had the opportunity to ask questions. I took the liberty of breaking the ice with a question to the National Economic Council: "So if the US is a $14 trillion economy, and you run a S1 trillion deficit by printing money [more accurately selling T -bills and T- bonds]. doesn't that mean you've diluted the value of every dollar we save by 7% (1114 = 7.1 %) "_ His response was perhaps a little Tess than satisfying. In essence it was: "A trillion 3 Easy Ways to dollars isn't that much_ We have $40 -50 trillion in unfunded liabilities for healthcare in Make Coffee Shop social security over the coming decades. and that's where the real problem is. So Drinks at Home long as we can sell this debt off at 2.5°ío interest, it's cheap money and maintainable. The real risk is not the inflation that you imply, but deflation_ In a deflationary environment, the prices for everything drop, and consumer psychology changes. People think 'Why buy now when I know the price will be less in 3 months, or 6 BREWING HAPPINESS: or a year from now ?' and that causes hoarding of capital and increased months, 10 Tips for deflation." Eating Out the last point is certainly plausible. As to the other point, deficit spending in general, a Shares on Budget and the stimulus package in particular, I must disagree. Borrowing "cheap money" o housing is part of what got us into the current recession. The Three Principles of ersonal Finance apply to governments as much as individuals - and rule #1 says gspend less than you earn" (or take in via tax revenue). Secrets to in a laissez faire supply -side economics minimize or eliminate regulations, believe - finding the best o corporate bailouts or subsidies for failing auto manufacturers - and leave people place to stay ree to create, to Innovate, to take risks, and reap the rewards when their work pays !roc-111,e C1.n ,y r,arele and lose their investment if it does not. he good news is we have an administration who will listen. This trip to the White ouse was just the beginning of what I hope will be an open dialogue with the 8594 bama administration_ I'm not yet convinced that the government can operate on i erent principles than those that govern (or at least should govern) the financial Dol behavior of Individuals_ My hope is that the philosophy behind Mint.com might Just be i, Need Life abie to make a difference. Want to help? Post your suggestions below Insurance? ® cm Be the first of your friends to like this. 0 Comments Sort by Newest Add a comment Up to 90 daily flights within a growing California network Facebook Comments Plugìr. SEE SCHEDULE 411 P,2wo.s Next Document title: Mint Goes To The Whitehouse to Discuss Entrepreneurship with the Obama Administration i MintLife Blog Capture URL: https: / /blog.mint.com/ updates/mint -goes -to- the -white -house/ Capture timestamp (UTC): Wed, 07 Jun 2017 00:12:33 GMT Page 2 of 3 Mint.com or Log In Learn about ic; "S,;t { mint life Browse Categories behavior of individuals. My hope is that the philosophy behind Mint.com might just be Need Life able to make a difference_ Want to help? Post your suggestions below Insurance? a` Like COBe the first of your friends to like this. o Comments Sort by Newest y Add a comment.. Up to 90 daily flights within a growing California network Facebook Comments Plugin. SEE SCHEDULE Shares f Previous Next tot More stories from Mint.com 9 Times Mint Had No Chill View more from Mint.com Related Stories oeuf more related stories intuit Legal Notice I Terms of Service I Privacy I About Inturt 5'2017 Intuit. Inc. All nghts reserved. Intuit and Curoken are registered trademarks of Intuit. Inc. Terms. conditions. features, availabirhy, pricing. fees. service end support options subject to change aithout notice. Fed end iPhone are trademarks of Apple Inc.. registered in the L.S. end other countries. Document title: Mint Goes To The Whitehouse to Discuss Entrepreneurship with the Obama Administration I MintLife Blog Capture URL: https: / /blog.mint.com/ updates/mint -goes -to- the -white- house/ Capture timestamp (UTC): Wed, 07 Jun 2017 00:12:33 GMT Page 3 of 3 EXHIBIT 9 LOGIN c SECTIONS HOME Q SEARCH c lrcty mark tiiracs ADVENTURES IN CAPITALISM YOUR MONEY SKETCH Guy Prices Airbnb Is Popular, but How Student Loan Ask the Sketch Guy: Outcry Over EpiPen Renting Out Your Car? Forgiveness Changed Should I Finally Buy Some Hasn't Made Them Lower That's Another Story Graduates' Paths Bitcoin? 1? ONLY HULU huly HAS ALL THIS COME TV WITH US START YOUR FREE TRIAL Exclusive Past Seasons 6 Original Series Current Episodes I Hit Movies Bucks Making the Most of Your Money SEARCH Wedding Expenses Wednesday Reading: Should You Trust Mint.com? That Aren't Worth It Rising Passport Fees By JENNIFER SARANOW SCHULTZ JULY 6 2C,1O :05 PM ßl 38 A friend recently mentioned to me that he was considering using Mint.com but was worried whether he should trust the site with his bank account information. To take advantage of Mint.com.'s money tracking services. you need to enter your bank account user names and passwords so Mint.com can keep track of how much you're spending and saving. This raises the question of how safe sharing that data is and how easy it may be for someone to get that information from Mint.com and then use it to log into your accounts and swipe out your money. There's also the question of what would happen to that data if the site were ever to close, which is the fate of at least one rival site A Month Mint.com competitor, Wesabe. announced late last week that it was ARCHIVE Select shutting down its similar budget tracking service as of July 31. `We were able to keep the business going for seven months after RECENT POSTS exhausting our venture backing. but did not get to profitability and made the decision to stop pursuing the business," Marc Hedlund, About Bucks 8 Wesabe chief executive officer, wrote to Bucks in an e-mail Personal finance features and news coverage from can now be found on the Your Money page.Read more... message. Friday Reading: What Parents Mean by `Part -Time' Mint.com has recognized that not all consumers are comfortable Work What mean by "part -time' work, why the future of your its site. parents entering all of their bank information into Nook books is uncertain, free theater in the park (and parking lot) and other consumer -focused news from The New York In fact. partly in an effort to gain more users, Mint.com recently Times.Read more... introduced a service aimed at helping consumers reach their long - Thursday Reading: How Faith Can Affect Therapy term goals that doesn't require the entering of any financial account How faith can affect mental health therapy. freshening up a information. kitchen for a home safe, creating your own personal weather station and other consumer- focused news from The Nev York Document title: Should You Trust Mint.com? - The New York Times Capture URL: https: //bucks.blogs.nytimes.com/ 2010 /07/06 /should -you- trust -mint- com/ ?_r =2 Todd Santos Page 1 of 5 Capture timestamp (UTC): Wed, 07 Jun 2017 20:05:12 GMT Wednesdar, Jure 14, "17 CSR 513492 Cammi R. Bowen. BUCKS Should You Trust Mint.com? 0 © iü titoa YOUR MONEY SKETCH GUY C ADVENTURES IN CAPITALISM Airbnb Is Popular, but How Student Loan r ysalissra. Ask the Sketch Guy: 4n4A Outcry Over EpiPen Prices Renting Out Your Car? Forgiveness Changed ..._. Should I Finally Buy Some ßäi Hasn't Made Them Lower That's Another Story Graduates' Paths Bitcoin? information. kitchen for a home sale, creating your own personal weather station and other consumer-focused news from The New York Times.Read more... So should you trust Mint.com? For answers, we turned to Mint.com's founder, consulted with identity theft and data privacy Wednesday Reading: Travel Warnings Issued on Egypt is happen to the sensitive experts and found out what going to Trave! warnings are issued on Egypt, the Ford F -2.50 is now financial data that customers have given Wesabe. thieves' favorite target, regulators crack down on abusive debt collection and other consumer-focused news from The New Aaron Patzer, from Mint.com, said the site protects user names and York Times.Read more... passwords with the same level of security as a financial institution. Computer Snag Limits Insurance Penalties on Smokers 17 Specifically, none of that information is accessible on the site and A software glitch involving the new health care law may mean no personal identifying information other than your e-mail is linked that some smokers won't bear the full brunt of tobacco -user to your account, meaning someone x+ho had your D,Mint.com log -in penalties that could have made their premiums much higher, at least for first couldn't access your bank account information. the year.Read Instead, the account information is encrypted and stored on Mint.com's own servers, which are located in an unmarked P building. To get into the building, Mr. Patzer said, one needs to scan his or her hand, pass by a guard and then go through a long hallway where you'll be trapped if there are suspicions about you. BRIDGING THE Inside, the servers are locked in a cage separated from other systems and constantly monitored. The only way to decrypt the user names and passwords from those servers, and to change the way GAP Ennintul the data is encrypted, is to use an encryption key that is broken up A Rim by Edward on five different smart cards carried by senior Mint.com executives, Mr. Patzer said. Watch now On a quarterly basis, Mint.com also hires "white knights," Le. good hackers. to try and break into the system and so far, according to Mr. Patzer, no one has been able to break into the core of our system where any sensitive financial information would be stored.' How does that system stack up? Jay Foley, co- founder of the Identity Theft Resource Center. said he would trust the site. "Their security level is pretty decent, all things considered," he said, noting it was in line with the standard at financial institutions but the information could still be encrypted at a higher level on par with that of the military. Above all, however, he said what makes him trust the site is that it is owned by Intuit and has Intuit's reputation behind it. "For them to make a boo -boo would be a serious, serious bad thing," Mr. Foley said. "People would come at them." He said he wouldn't necessarily trust another money tracking site that didn't have a big player like Intuit behind it. The bigger risk than someone breaking into Mint.com's servers and getting your information, he said, is someone at your bank leaving the information around in an easily obtainable area or someone breaking into your own computer and catching your bank user name and password as you enter into it into Mint.com. Mr. Foley Document title: Should You Trust Mint.com? - The New York Times Capture URL: https: //bucks.blogs.nytimes.com /2010/07/06 /should -you- trust -mint- com/ ?_r =2 Capture timestamp (UTC): Wed, 07 Jun 2017 20:05:12 GMT Page 2of5 t BUCKS Should You Trust Mint.com? iî tI r MaRC ADVENTURES IN CAPITALISM YOUR MONEY SKETCH GUY Airbnb Is Popular, but How Student Loan * y ca+.s re>a Ask the Sketch Guy: Outcry Over EpiPen Prices Renting Out Your Car? Forgiveness Changed Should I Finally Buy Some Hasn't Made Them Lower That's Another Story Graduates' Paths Bitcoin? breaking into your own computer and catching your bank user name and password as you enter into it into Mint.com. Mr. Foley said to avoid such a situation, make sure the security software on your computer is up to date, don't use the same passwords for everything and don't have your computer remember your financial institution passwords. The bigger threat would be the security that you have on your personal home computer," he said Still, not all experts feel the same way. "There is no doubt that it probably is very secure but anytime that you provide your information to an additional entity, you are really compounding the opportunities for your personal information to be breached," said Paul Stephens, director of policy and advocacy at the Privacy Rights Clearinghouse. Since no site is ever loo percent secure, Mr. Stephens said deciding whether to give out your information was really personal, related to how comfortable you would feel doing that. He personally doesn't share his bank and brokerage account information with anyone but the institutions. pit's an individual choice that you need to make;" he said, adding that "there is a trade off" between the benefits you get with aggregating your data and creating 'the additional opportunity for your data to be breached." According to both experts. there have been cases of fraudulent users getting others' account user names and passwords and using them to steal money from accounts. But neither was aware of any cases related to theft of information from services like Mint.com. (To be sure, it's possible that even if such breaches occur, no one would know about them. While many states have laws in place requiring that consumers be notified of data breaches, sometimes companies themselves don't know when breaches have occurred, Mr. Stephens said.) You may also want to keep in mind that there may be issues of who is liable if someone somehow gets a hold of your account data from a site like Mint.com and uses it to log in to your account. Mr. Stephens said some financial institutions may require in their contracts with you that you keep your password private and don't share it with anyone, meaning you could be on the hook for the lost money, though Mr. Stephens said he wasn't aware of this being tested in courts. Mr. Foley, meanwhile, said he thought a site like Mint.com would ultimately be liable in a case like this since it promised to keep your data secure. Finally, besides security issues, there are also privacy issues associated with using such sites. The sites are sitting on financial behavior information that would be extremely valuable in aggregate to marketers and others if they chose to sell it, an option Mr. Patzer of Mint.com has spoken about in the past. Document title: Should You Trust Mint.com? - The New York Times Capture URL: https: //bucks.blogs.nytimes.com/ 2010 /07/06 /should -you-trust -mint- com /?_r =2 Capture timestamp (UTC): Wed, 07 Jun 2017 20:05:12 GMT Page 3 of 5 SUCKS Should You Trust Miat.com? YOUR MONEY SKETCH GUY ADVENTURES IN CAPITALISM Airbnb Is Popular, but How Student Loan itychk)visKi.4 Ask the Sketch Guy: Outcry Over EpiPen Prices Renting Out Your Car? Forgiveness Changed , .... _._ Should I Finally Buy Some Hasn't Made Them Lower That's Another Story Graduates' Paths Bitcoin? of Mint.com has spoken about in the past. Plus, even if a site promises now not to sell aggregate data about customers, it could change the agreement at any time and go ahead and sell the data. In addition, if such sites go bankrupt, even if they currently don't sell data, trustees may decide to sell it to maximize the value of the assets. The closing of Wesabe's service may offer some hints of what would happen if Mint.com ever were to meet a similar fate. Mr. Hedlund said in an e-mail that the site had created its own hosting apparatus to store customer account user names and passwords. When it shuts down its service, Wesabe "will delete all copies of the data including all off site backups, and will destroy the hard drives on which that data was held," Mr. Hedlund wrote. In addition, customers have until July 31 to download any data they want to keep from Wesabe (instructions on how to do that are here) and then the site will delete all data and passwords. including backups. In addition, Mr. Hedlund wrote that Wesabe still not sell users' data or passwords to anyone "nor have we ever done so." The community discussion part of the site will remain open and Wesabe is planning to open source some parts of its software so people can use it on their own computer if they want to. It would be up to those who use the open source option to keep their passwords and data secure on their owe. machines. "I would not recommend anyone use the open source version unless they feel confident in their ability to do that. This option is basically for people who are already programmers," Mr. Hedlund wrote, noting that still, "someone could decide to contribute code to make it usable for others if they wanted to." After reading this post, do you, or would you, trust Mint.com with your account information? Why or why not? 38 SHAPE COMMENTS More in Business Day Go to the Bus oess Gay Section t- y owa p rcola (PI. 'OWN, * 1d0 Of bh.7) Document title: Should You Trust Mint.com? - The New York Times Capture URL: https: / /bucks.blogs.nytimes.com/ 2010 /07/06 /should -you- trust -mint- com / ?_r =2 Capture timestamp (UTC): Wed, 07 Jun 2017 20:05:12 GMT Page 4of5 I] MORE = Q BUCKS Should You Trust Mint.com? © y 9. ADVENTURES IN CAPITALISM YOUR MONEY SKETCH GUY M Airbnb Is Popular, but How Student Loan txyeU s4-0.4 Ask the Sketch Guy: Outcry Over EpiPen Prices Renting Out Your Car? Forgiveness Changed Should I Finally Buy Some Hasn't Made Them Lower That's Another Story Graduates' Paths Bitcoin? More in Business Day Gc to the eusness Day Section » ÿOwdlslrTCOuJ 04. s,r. +. Y+oa'. YOUR MONEY How Student Loan SKETCH GUY Airbnb Is Popular, but Forgiveness Changed Ask the Sketch Guy: Renting Out Your Car? Graduates' Paths Should I Finally Buy Some That's Another Story Bitcoin? ^PiPf --. 1K ADVENTURES IN CAPITALISM All Our Best Advice on THE VELVET ROPE ECONOMY Over EpiPen Prices Deciding Whether to Rent The Doctor Is In. Co -Pay? Hasn't Made Them Lower or Buy a Home $40,000. 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Subscriptions Document title: Should You Trust Mint.com? - The New York Times Capture URL: https: / /bucks.blogs.nytimes.com/2010/07/06 /should -you- trust -mint- com /?_r =2 Capture timestamp (UTC): Wed, 07 Jun 2017 20:05:12 GMT Page 5 of 5 EXHIBIT 10 Mint. corn Review - Online Personal Finance Budgeting Software Page I of 6 Get the FREE Monty Crashers email newsletter for Join 79,437 Subscribers exclusive personal hoance content & updates. ¡Your Name Your Email Cao MONEY NMIAOlMENT CREDIT AND WIT INVESTMß PA OLY R NOME CAREERS REAL ESTATE SetRll WSMESS ufiSTYLE ECONOMY a POLICY Opposer's Exhibit Featured in: Can less really do more lo IBM Raver systems rimntng Lnux gr,.e you the power you need lax the Wartless Wald. Todd Santos Wednesday, lune 14, 2017 Cammi R. Bo+ien, CSR #13492 Mint.com Review - Online Personal Finance SEARCH Budgeting Software Advertiser Disclosure mBy Erik Folgate Like ,t 18 10 Comments Money Crashers if2 Like I m lazy, and I'm cheap There, t said it. This means that I don't have paid money management software tike Quicken or You Need a 14,816 people like Money Crashers. Budget to track my finances. instead, I learned now to make a budget tit on spreadsheets and in notebooks, used for and them years So when I first stumbled upon Mint corn the free online personal finance budgeting application, I knew that I found something that would be very beneficial for me and my family. When Mint first started out, the site was a pioneer in world of Shrink your debt. online personal finance tools. In fact, many companies have Grow your savings since created similar applications with a different spin,, following 4:A.r.. wn1Ìnt the example set by Mint. And while competitors have come and All your business data,. gone, Mint has grown stronger and has become even more useful to people who use it most It's also worth mentioning that Mint was acquired by intuit, the creators of finance software like Quicken, right at your fingertips: QuickBooks and TurboTax. Sound like magic? Nah, it's Domo. Mint recently added some new features and improved its classic components Read on to find out what's new on the site, and how the improvements are working out LES.' 14 MOLE New Features on Mint í. Net Worth Calculator and Asset Management RECOMMENOEO Banking Mint.com has always made it easy to set up your online accounts They ask you a few questions, and a then you choose your bank from pull-down list and enter your userrtame and password. You never Best New Bank Account Promotions This Month leave Mints secure servers. and the system quickly ports in your account information. Credit Cards You used to be limited to basic bank accounts only. Now, one of the most impressive changes is that 10 Best Cash Back Credit Cards Mint allows you to sync almost ail financial accounts to your Mint account. You can hook up checking 10 Best Hotel Rewards Creda Cards. accounts, savings accounts, stock brokerage accounts, credit card accounts; mortgages, car loans, and student loan accounts. The system will even estimate the value of your real estate holdings ....,...n, ,....r. M. .y POPULAR THIS WEEK owm tfilt u,.e...... , YAIf`tes.n 15 Best Part-Time Jobs for High School Students 10 Best Ways to Make Money from Home di sMU anti iAniu Saar brsgìG vas vie, tat rsoeownoise easier ar..^.sn.rra, mammy Osa . o.d =55 ales. (Legitimate) Top 15 Jobs That . + 4 Require Little or No Experience 11:11 Pot cn.osaw. oosroiwM 10 Romantic & inexpensive Gift Ideas for Your i® Yrrow s"oft voto rx WioCJUàrM)tr1QfCpe,HnMw,SaMMated Girlfriend or Wúe Wet S.,* Mn rMç uö M!aA MN1 b s K's suss t9e Best New Bank Account Promotions. Offers & Free Money How to Stop Cyber Bullying and Keep Your Kids N.r..% w.r.s.ww.+.-...o. Safe Online . r...-. ,.. .. 10 Healthy Homemade Dog Food Recipes and Organic Treats 23 Cheap Wedding Reception Food & Drink Menu r Ideas on a Budget INTUIT 000048 httn: //www.monevcrashers.com /a- review -of-the -mintcom -personal- finance- annlication/ 6/25/2015 Mint.com Review - Online Personal Finance Budgeting Software Page 2 of 6 Greanliaht Review "T lures as a Service' Filing & Preparation With all of this information in one place, you can see a virtual real -time update of your net worth -a 16 Ways to Find Cheap Budget Wedding Venue feature that's even more fun when you're paying off debt and saving up money ideas for the Ceremony & Receptor 2. Creating a Budget and Tracking Trends Mint s new budgeting tool lets you set up monthly budget categories with amounts attached to each of Money Crashers them. When the system recognizes a transaction that falls within that budget category, it will automatically assign d to that category This is useful if especially you stick to a strict budget in areas like g+ Follow +1 food and entertainment. You can even choose to get alert (via email or your mobile phone) when you're exceeding your budget Budget for now, and plan for the future. RF:I AT EL' We've added goals to your monthly budgets. 1. Budgeting Worksheets Spend less than you make ser tips fo You. top expe,se cetec ez 2. Budget Finance Keep track of how you're doing, Rece'. e ar team more about budgetnç on r4rOJ e HIM Ucsrnessage 4. Personal Budgeting Tips March 2011 5. Budgeting 101 EDIT Create a butl9et '). Sortos ery Status Once you have your monthly budget information set up, you can use Mints colorful charts to get a graphical look at your spending. Further, you can compare your own saving and spending habits to trends that other Mint users are setting. Using this data, you might realize that you've set an unrealistically low food budget for your neighborhood, or that you're overspending on your gym and fitness costs So far, my family and I are generally spending less than nearby families here In Florida, but that will surely charge as our family grows 52.D S 13 3 on Auto & Transport 5355 on Food & O s ng 5267 on Glts & Donato .. 3. Setting Goals Choose from Mints common choices for goals or customize your own in a new feature that lets you ssj long term financial opals and track your progress My personal favorite is the 'getting out of debt" option. but you can find many others as well like buying a car or saving up for a summer vacation One selection everyone needs to try is the savings goal lt offers specific ways to cut back in certain areas to save more Whatever your financial goals, Mint allows you to easily track them. Choose a Goal: ilk sgN Pay off Loans Sae for an Sate tar Emergency Retirement , fit fit it INTUIT 000049 http: //www.moneycrashers.com/a- review -of-the -mintcom-personal -finance -application/ 6/25/2015 Mint.com Review - Online Personal Finance Budgeting Software Page 3 of 6 i111111111111d Buy a Home af SO4 tot 6y a Car take a tep Carrot agi wpm,* my Cmra a Home Custom Gast t 4. Ways to Save Mint corn continues to maintain the insightful "Ways to Save tab, which analyzes specific items in your budget and compares the prices and interest rates to those or Milts partner sites. If one of those companies can save you money, Mint will recommend their service to you. For example. if you're paving an overwhelming interest rate on one of the worst credit cards, Mint will search other cards you qualify for and recommend one that can beat the APR on your current card This is especially useful for 0% APR balance transfer credit cards. nervet, -a:1:.a.r= ©. w .. *kw We've found the best crecht cards for you, based on your activity on Mint Vuuwewltayur. lot ..lrtivwealyi I14yuu yrwr4,N is= WYnit o-owy.ww./hr Y.T..wr...,.,.....r.,.r ..A.LeI1..eh1...a>~t1M.rrtl YSi'1rL.L'iJ ® ' -. ¡yfeWyIir.VI V++..IWieha ' Also. I learned I that if switch to the package that Venzon has for my Internet, cable TV, and cell phone I could spend $530 less per year than I spend with Comcast and T- Mobile separately The only problem is that Verizon doesn't offer cable service where r live. Also keep in mind that you'll only see companies that have signed on to partner with Mint (i e this is how Mint makes money with the free service} Advantages 1 Customizable experience. Mint lets you break down your spending habits as much as you want If you love numbers, Mint is for you 2 Free You'll get the tracking features and analysis that other sites and experts charge for out you won't spend a dime a Mobile applications. Mint's mobile applications (available for the iPhone and Android) will alert you when you're about to overdraft on one of your accounts or when you exceed one of your budget categories. -4 Great interface Mint is specifically designed to help you win with money The interface, charts, ana overall visual appeal is highly motivating when it comes to cutting debt and boosting savings. Disadvantages Customer service. If you're facing trouble online, Its tough to get a hold of a real person Mint has worked on improving their visibility, especially after Intuit bought the site, but they really need customer service staff specifically for the service 2 Security. Many people worry that having so many accounts synced with Mint means a hacker could easily get access to all of them by breaking into Mint. The company may have robust security measures in place, but this is always going to be an area of concern for new users or the lookout for scams. 3 Automation. Mint isn't always accurate when categorizing transactions its tough to keep up with the system and correct everything. especially if you're looking to automate the process 4 Advertising and promotion. Mint heavily promotes credit cards throughout the site, so its likely that they make a lot of their revenue from credit card sponsorships. Mint does a great job at pointing out when you're paying too much interest but be careful atout opening new accounts unless you know how to use credit cards aria rewards w sely and responsibly. INTUIT 000050 http : / /www.moneycrashers.com/a-review -of-the -mintcom -personal- finance -application/ 6/25/2015 Mint.com Review - Online Personal Finance Budgeting Software Page 4 of 6 Final Word To be honest. I started out using Mint all the time when It first carne out. but then didn't keep up with It Now I'm back in the swing of things and am using it all the time again t love the ¡Phone app and I love that it keeps track of entertainment, food. and gas /household budget categones to real time The goals feature is also great because I enjoy tracking my progress and getting milestone alerts to keep me motivated Personally, I don t worry too much about the security concerns. Intuit, the estabished company behind Mint, knows how important security is and dedicates a lot of financial resources to Keeping the site safe and secure. Overall Mint is a great online budgeting tool and I highly recommend that you try it out. Have you signed up a for a free account on Mint corn vet? What's your take on the features and the budgeting experience? Leave your thoughts in the comments below. The best way to manage rrmint &grow your money (ii==6,0 Llke la people like this. Sign, up to see what your friends like. Categories' Budoetina Money Menadernent. Reviews, Soendind and Saving Budgeting Software Budgeting Tools Online Bank Accounts O. Best Budget Software ) Free Budgeting Tools Y. Budget Worksheet IlErik Foigate Erik ano his wife, Lindzee live in Orlando. Florida with a baby boy on the way. Erik works as an account manager for a marketing company, and considers counseling friends family and the readers of Money Crashers his personal ministry to Others. ink became passionate about personal finance and helping others make wise financial decisions after racking up over 520k in credit card and student loan debt within the first two years of college. Related Articles Yodlec MoneyCenter Review - Online Banking & Budgeting Software You Need A Budget 3 Review (YNAB) - Ultimate Personal Budgeting Software 5 Reasons To Use Personal Finance Budgeting Applications A Review Of the Mint.com iPhone Application More of What You Want From Mint Sponsored Links by Tebooia Want to Make Your Bank Mad? Try This Mortgage Trick 1 Dirty Little Secret To Eliminate 15 Years Of Mortgage Payments LowerMy$ilis 7 Credit Cards You Should Not Ignore If You Have Excellent Credit NextAdVisoF 1 Weird Tip That May Reduce Belly Fat V60 US Factor Guide INTUIT 000051 htto: / /www.monevcrashers.com /a- review -ofthe- mintcom- nersonal- finance- annlication/ 6 /2S/ ?Cil 5 Mint.com Review - Online Personal Finance Budgeting Software Page 5 of 6 How Much Money Do You Really Get from a Reverse Mortgage? New4Retircn,,, New "Dollar Substitute" Could Be Announced As Early As October Stansberry Raeaarch MOTIF INVESTING SPONSORED Ex- Microsoft Exec Aims to Reinvent Investing Motif Investing is a company that gives investors a low -cost way of creating their own porlfotios or motifs - disrupting the traditional broker model. The company has JP Morgan (JPM) and Goldman Sachs (GS) as backers and cracked CNBC's 2014 Disruptor 50, coming in at number 4. Motif Investing allows users to create theme - based baskets of stocks. Learn More 10 Comments Money Crashers Lop' Rt!camrrnthu t a Share Sort by Newwrt - Amalfi Heshan I feel like Credit Sesame helps me more with long -term finances because it helps me improve my credit score, whereas Mint helps me more with day-to-day/short-term finances. Kira Botkin I LOVE the pay off debt estimator. It actually figures out how long it'll take to pay off your debt using your interest rates, minimum payments, and snowballing. It's very accurate and while the time that it has calculated that t'il be debt free is depressingly far off, it does move the date when I make extra payments. Mark Ceti I used Mint flawlessly for 18 months; I couldn't speak more highly of them to everyone. They got our spending under control. Then sometime after Intuit bought them. the problems began. Constant broken links (many unfixable by me) on accounts working for months for no apparent reason. Maybe they grew too fast. I guess it's not easy to do. This moming they made a change to clear out inactive accounts, along with two of my working accounts. Mint went from almost no work on my pad to almost daily maintenance Roger 410 I have been using mint.com for sometime now and although it works ok, I never feel like I truly have a good picture. I mean it is pretty simple, track what you spend versus what you it . make. but seems so hard on mint.com to do just that. I am a developer and I am considering writing an add-in to excel to enable you to bring in your transactions into excel so you dont have to manually type them, then use the power of excel for everything else. i am trying to see if there is enough interest for me to embark on this. Would you guys find this more useful that using mint.com or any other tool'? email me at: rogsmith [at] gmail [dot] corn INTUIT 000052 htto : //www. mon evcrash ers. cam /a- review -af- the -m i ntcnm -nercnn a ] -fi n a n r' P -A nni i rot-inn/ (-, 11 v, n t c Mint.com Review - Online Personal Finance Budgeting Software Page 6 of 6 IRtttttr to tcro 43 dtHne txpynoht 2015 sp.aca,xpe Melt, LIC Pifgttte teewrw441 . eksp go gala &r.sixA pme:r PQllcy r.rrrn t Gortttlais The content on MoneyCrashers oom is for informational and educational purposes only and should not be construed as professional financial advice Should you need such advice consult a licensed financial or lax advisor References to products. offers and rates from third party sites often change Wile we do our best to keep these updated numbers stated on this site may differ from actual numbers We may have financial relationships with some of the companies mentioned on this website Among other things we may receive tree products. services and +or monetary compensation in exchange for featured placement of sponsored products or services We stave to write accurate and genuine reviews and articles and all ,yews and opinions expressed are solely those of the authors Advertiser [Disclosure' The offers that appear on this site are from credit card companies from which Moneycrashers corn receives compensation This compensation may impact how and where products appear on des site including, for example the order in which they appear on category pages MoneyCrashers.corn does not include all credit card companies or all available credit card offers although best efforts are made to include a cornprehensrve list of offers regardless of compensation Advertiser partners include American Express U S Bank and Barclaycard among others Security problem with nonce INTUIT 000053 http: //www.moneycrashers.com /a- review-of- the -mintcom-personal -finance -application/ 6/25/2015