House Rules Were Last Updated on January 27, 2020

The Sports House Rules were last updated on January 27, 2020.

SPORTS HOUSE RULES

Contents General Sport Rules Baseball/Softball Baseball In-Play Basketball Basketball In-Play Boxing/MMA Football Football In-Play Golf Hockey Hockey In-Play Motor sports Olympics Soccer Soccer In-Play Tennis Parlay/Teaser Pay Chart Sweetheart Teaser Pay Chart Progressive Parlay Pay Chart

SPORTS HOUSE RULES GENERAL SPORT RULES 1. Sports Book House Rules 1.1. All Sports Book House Rules apply to all wagering activity. By placing a wager, you acknowledge reading, understanding and accepting Elite Sportsbook’s Sports Book House Rules. All wagering rules and limits, including, but not limited to, the Sportsbook House Rules, are subject to change at any time in Elite Sportsbook’s sole discretion, subject to any required regulatory approvals. Elite Sportsbook’s final determination as to the interpretation and application of the Sports Book House Rules and the events, markets, odds, pricing, selections and payouts is binding on you. 1.2. For betting purposes, the winner of an event or game will be determined on the date of the event’s conclusion and in the time zone in which the event is played according to house wagering rules. Elite Sportsbook does not recognize suspended games, (exception: see baseball rules) protests, scoring changes, and overturned decisions for wagering purposes. 1.3. Elite Sportsbook imposes a delay on ALL in-play wagers prior to acceptance. 1.4. Only eligible individuals 21 years of age or older, not excluded, and located in the state of Iowa may place a wager. 1.5. Coaches, athletic trainers, officials, players, or other individuals who participate in an authorized sporting event that is the subject of sports wagering, or persons who are employed in a position with direct involvement with such aforementioned persons, are strictly PROHIBITED from sports wagering at elitesportsbook.com, or from sports wagering at Riverside Casino and Golf Resort, Rhythm City Casino Resort or Grand Falls Casino Resort. 1.6. No wagers may be placed on any individual athlete participating in a single game or match of a collegiate sporting event in which a collegiate team from Iowa is a participant. 1.7. No wagers may be placed on the performance of athletes in an individual international sporting event governed by the international Olympic committee in which any participant in the international sporting event is under eighteen (18) years of age. 2. Wagers 2.1. Elite Sportsbook may accept wagers on its posted terms, except as otherwise set by Elite Sportsbook. 2.2. Elite Sportsbook reserves the right to refuse any wager. 2.3. Elite Sportsbook reserves the right to determine minimum and maximum wager limits on all events, including, but not limited to, on a wager by wager or customer by customer basis. 2.4. Elite Sportsbook may offer lower limits during overnight hours. 2.5. Unless otherwise specified In-Play wagers are available on account only. 2.6. Wagering options, other than In-Play wagers, are available up until the official start time, unless otherwise specified by Elite Sportsbook. 2.7. A straight wager resulting in a push will be considered “no action” and the original wager will be refunded. 2.8. Canceled events that have either not started or have not met the minimum length for an event to be official, will result in “no action” and refunded. Parlays and teasers that involve a canceled event will reduce to the next lowest number of selections. If a canceled event selection reduces

a two-team teaser to one selection, the wager will be refunded. If a canceled event selection reduces a two-team parlay to one selection, the wager will pay on the remaining selection price as a straight wager. 2.9. If prohibitions exist that restrict the acceptance of wagers on teams/participants from the State in which the wager is being placed, there may not be a field option and the customer will be required to select a specific team/participant. If one of the prohibited teams/participants wins the event then all the selections/wagers in the event pool will be losers. 2.10. Wager amounts are limited to the amount of funds available in your account. 3. Payouts 3.1. Payouts on wagers may be limited or reduced according to the terms, conditions, rules, policies or other agreements of or with Elite Sportsbook, as approved by the Iowa Racing and Gaming Commission (IRGC), which may include a reduced payout regardless of the payout amount reflected in your physical or electronic bet slip. All final decisions on payouts are made by Elite Sportsbook. 3.2. The maximum net payout for a wager will be $550,000. The maximum payout on wagers may be revised or modified by Elite Sportsbook at any time. 3.3. Payouts on all current price wagers are determined using standard money line calculations, unless otherwise specified. 3.4. Final calculations are rounded to the nearest penny. 4. Parlays 4.1. Payouts on parlay wagers where only current price selections are involved will be calculated using standard money line calculations. 4.2. Parlays in which selections are all point spreads with a fixed price (e.g., -110) will use a pay- chart to calculate payouts. 4.3. Parlays in which any selection deviates from a fixed price (e.g., -110) will be calculated at current price using standard money line calculations. 4.4. Pushes and refunds in a parlay causes the wager to reduce to the remaining valid selections and the payoff will reduce to the appropriate payout. If the parlay reduces to a single selection, the wager will pay on the remaining selection price as a straight wager. 4.5. Maximum parlay payout is 11,000-to-1, with a maximum payout of $550,000. The maximum payout on parlays may be revised or modified by Elite Sportsbook at any time. 4.6. Parlays on proposition wagers are not allowed unless otherwise specified. 5. Teasers 5.1. Pushes and refunds in a teaser causes the wager to reduce to the remaining valid selections and the payoff will reduce to the appropriate payout from the pay-chart associated with the wager. If the teaser reduces to a single selection, the wager will be refunded. 5.2. Two-Team teasers will be a loser when one of the valid selections in the teaser fails to cover the teased point spread regardless of what the other selection outcome is. 6. Cash Out Wagers 6.1. The Cash Out option gives customers more control over their wagers, both pre-live and in-play, by offering the customer the option to settle their wager early based on its current value. In the

case of parlay bets, any results of legs that have finished are taken into account into the current value of the wager. 6.2. If the Cash Out is successful, a success message will be displayed and funds are added to your account balance immediately (Mobile Only) 6.3. Cash Out is considered wagering activity and must be executed within the state of Iowa. 6.4. Cash Out may not be available on all wagers. 6.5. Cash Out option is not available on bets placed using free bets. 6.6. We reserve the right to reverse any Cash Out payout in case of errors or potential errors, including incorrect calculations or pricing. 6.7. We reserve the right to remove the Cash Out feature from customers where we feel it is being misused. 7. Results and Settlement 7.1. The winner of an event or game will be determined on the date of the event’s conclusion and in the time zone which the event is played according to Sports Book House Rules. 7.2. Subject to the specific rules for resulting and settling events and markets, events and markets will be settled on the results provided by the applicable sports governing body, third party data providers, publicly available information and/or independent public sources at the time of the conclusion of the event or market. 7.3. Elite Sportsbook does not recognize suspended games, (exception: see baseball rules) protests, scoring changes and overturned decisions for wagering purposes or for resettling or regrading of events and markets. Elite Sportsbook reserves the right, in its sole discretion, to resettle events or markets and/or to void any event or market if the event or market result cannot be determined to Elite Sportsbook’s satisfaction. 7.4. Events and markets and generally settled following the end of the applicable event or market. Elite Sportsbook may result and settle the event or market, including, but not limited to, resulting and settling in-part, prior to the completion of the event or market. 7.5. Notwithstanding anything to the contrary, the resulting and settlement of any event or market is subject to Elite Sportsbook’s right to determine and/or amend the settlement of any event or market, including, but not limited to, circumstances in which the sources of market or event results provide differing results, to correct any error in the use or provision of results or settlement. 7.6. You expressly acknowledge and agree that the determination of Elite Sportsbook with respect to any results and settlement of an event or market are final, determinative and binding and Elite Sportsbook may revise account balances to reflect changes based on the determined results and settlement. 8. Pricing and Odds 8.1. All events, markets, odds, pricing, selections and payouts are subject to change. 8.2. Elite Sportsbook reserves the right, in its sole discretion, to refuse, counter or otherwise reject any wager and to delete, limit or otherwise change any event, market, odds, pricing, selections or payouts prior to accepting a wager. 8.3. Wagering system products and services, including user interfaces, display events, markets, odds, pricing, selections and payouts prior to and at the time when you place a wager and each

may change at any time prior to and up to the time you attempt to place a wager. You are responsible for understanding all events, markets, odds, pricing, selections and payouts prior to and at the time you are placing a wager and agree that Elite Sportsbook’s final determination as to the interpretation and application of the Sports Book House Rules and the events, markets, odds, pricing, selections and payouts is binding on you. 9. Refunds and Voids 9.1. Any refund or void of a wager is subject to Elite Sportsbook’ sole discretion and approval. 9.2. Except as otherwise provided, prohibited or required by or as otherwise set forth in applicable law, rules and regulations (whether applicable to you or Elite Sportsbook) or the terms, conditions, rules, policies or other agreements of or with Elite Sportsbook, wagers placed by you are subject to acceptance by Elite Sportsbook. Even if a wager is accepted by Elite Sportsbook, you acknowledge and agree and consent to Elite Sportsbook refunding and voiding wagers, including, but not limited to, such consent as may arise under or previously granted under or required by applicable law, rules and regulations or as otherwise set forth in the terms, conditions, rules, policies or other agreements of or with Elite Sportsbook. 9.3. You expressly consent to Elite Sportsbook refunding or voiding any wagers that are prohibited by applicable law, rules and regulations (whether applicable to you or Elite Sportsbook), including, but not limited to, wagers on prohibited markets, wagers on events where the outcome of the event is known (regardless of any system errors that may arise permitting such a wager) and wagers in violation of the terms, conditions, rules, policies or other agreements of or with Elite Sportsbook. 9.4. Past-posted wagers are impermissible. You acknowledge and agree that you will not, and will not attempt to, place any wager after the official start time of the event, other than In-Play wagering markets, and that any such wager may be voided by Elite Sportsbook in its sole discretion. 9.5. Wagers on events or markets where the outcome of the event or market is known are impermissible. You acknowledge and agree that you will not, and will not attempt to, place any wager if the outcome of the event or market is known and that any such wager may be voided by Elite Sportsbook in its sole discretion. 10. Retail 10.1. Wagers may be placed at the Elite Sportsbook window or self-service kiosk. 10.1.1. Unused funds on a kiosk will be returned in the form of a Change Receipt to be redeemed at the Cashier’s Cage. 10.1.2. Kiosks will time out after 20 minutes of inactivity; unused funds available on the kiosk will be abandoned. For the recovery of abandoned funds on the kiosk see the Cashier’s Cage for assistance. 10.2. You are responsible for confirming the accuracy of your ticket prior to leaving the window or kiosk. 10.3. You are responsible for your ticket, including, but not limited to, the physical security of your ticket. Elite Sportsbook is not responsible for lost, stolen, altered or unreadable tickets. 10.4. Elite Sportsbook tickets will be honored for up to 90 days after the date of the event or such other period of time set by Elite Sportsbook. Winning tickets may be mailed in for redemption. Refer to the reverse side of the ticket for mail-in redemption instructions. Elite Sportsbook is not responsible for tickets not mailed in the instructed manner or lost in the mail.

10.5. Elite Sportsbook may accept wagers on its posted terms, except as otherwise set by Elite Sportsbook, including, but not limited to, notations on printed media or electronic displays. Posted terms may be updated or revised at any time, subject to IRGC approval, and upon approval of any revisions, the retail operations will post signage notifying customers that terms have been updated are available upon request.

Baseball & Softball 1. Definition of wagering types options: 1.1. Action: A wager on Team vs Team regardless of starting pitchers. 1.1.1. Unless otherwise specified, only full game Money Lines are permitted to be placed in this manner. 1.2. In the event of a pitching change prior to the start of the game, all full game Money Line wagers already placed in this manner will be adjusted to the opening price for the new pitcher. All other wager types will be refunded. 1.3. Listed: A wager in which both specified pitchers must start (throw the first pitch) to be considered “action”. Any other pitcher starts and the bet refunds. 1.3.1. All wagers, except full game Money Lines, must be placed in this manner, unless otherwise specified. 1.3.1.1. Full game Money Lines have the option to be placed in this manner, but are not required. 1.3.1.2. OFF-PITCHER(S): All off pitcher(s) will be treated as an independent event for every change prior to the game. If the original scheduled pitchers are changed and then changed back to the original pitchers, only the wagers that were listed as of the last announced change will have “action”. 1.4. Pitcher vs Team: A wager on or against the specified pitcher. The specified pitcher must start (throw the first pitch) to be considered “action”. 1.4.1. Only full game Money Lines may be placed in this manner, unless otherwise specified. 1.4.2. In the event of a pitching change for the specified team “action”, all wagers already placed in this manner will be adjusted to the opening price of the new pitchers. 1.4.3. In the event of a pitching change for the specified pitcher, all wagers will be refunded. 1.4.4. OFF-PITCHER(S): All off pitcher(s) will be treated as an independent event for every change prior to game time. If the original scheduled pitchers are changed and then changed back to the original pitchers, only the wagers that were listed as of the last announced change will have “action”. 2. If a game is called or postponed after 5 full innings, the winner is determined by the score after the last full inning, unless the home team scores to tie or take the lead in the bottom half of the inning. 3. Money Line wagers are considered “action” after 5 completed innings, or 4 1⁄2 innings if the home team is winning. 4. For all Run-line and Total wagers to be considered “action”, the game must go 9 full innings or 8 1⁄2 innings if the home team is winning.

4.1. If a game goes into extra innings, but does not finish (i.e. suspended, curfew (MLB rule 4.12(1), etc.) Run-line and total wagers are considered “action”. 5. First 5 Innings 5.1. For all 1st 5 innings wagers, the listed pitchers must start for all bet types to be “action”. 5.2. Money Line wagers are considered “action” after 5 completed innings, or 4 ½ innings if the home team is winning. 5.3. Totals and all other bet types must go 5 full innings for “action”. 5.4. OFF-PITCHER(S): All off pitcher(s) will be treated as an independent event for every change prior to the game. If the original scheduled pitchers are changed and then changed back to the original pitchers, only the wagers that were listed as of the last announced change will have “action”. 6. All games must start on the date specified for the location of that game. If a game is postponed, cancelled, and/or rescheduled, wagers will be considered “no action” unless otherwise specified. 6.1. MLB Playoffs/World Series: 6.1.1. All post season games are considered “action” regardless of when they’re started, played, and/or completed. All other bet type rules apply. 7. Future wagers are considered “action” as long as a winner is officially declared, regardless of event/team relocation, rained out events, season length, etc., unless otherwise specified. Vacated wins and/or championships are not recognized. No refunds on future book wagers. 7.1. For future events where participants are declared a tie, the number of participants tied will be divided by the odds in which the bet was placed (i.e. low score in a round, participant/team X, at 12-1, ties participant/team Y and Z, bet will be paid at 4-1). 7.2. Future wagers that are offered seven days or more in advance of the start date will have no refunds. All bets are “action”. 7.3. You understand that certain teams or participants may not be offered as a wager option. If the prohibited team/participant happens to be the winner of the bet, then all bets on the event will be graded as losers. 8. Season Win Totals: All regular season games scheduled must be played and at originally scheduled site for season wins totals to have “action” otherwise the wager will be refunded. 9. NCAA Baseball Rules: MLB wagering rules apply, including scheduled 7 inning events, except for the following: 9.1. If the mercy rule is invoked, games are considered “action”. 9.2. If a regular season game ends in a tie, Money Line wagers will be considered a push and refunded. 9.3. All wagers are considered “action” regardless of the pitchers who start.

Baseball In-Play - Elite Sportsbook imposes a delay on ALL in-play wagers prior to acceptance. 1. For all baseball in-play wagers, unless odds are given for a tie, any market where the result ends in a tie, will be refunded.

1.1. Wagers include overtime, unless specifically stated otherwise. 2. The Game Money Line winner will be the team with the leading score after the completion of the ninth inning, or after the completion of the top of the ninth inning only, if the home team is leading, or after extra innings, unless otherwise stated. 3. If the game is delayed for any reason, and does not continue, all wagers where the results have not yet been determined, will be “no action”, and all wagers will be refunded. 4. The Game Run-Line winner will be determined as the team with the leading score after the completion of the ninth inning, or after the completion of the top of the ninth inning only if the home team is leading, or after extra innings under the same conditions. 4.1. If the game is delayed for any reason, and does not continue, all wagers, where the results have not yet been determined, will be “no action”, and all wagers will be refunded. 5. The specific Inning (Period) Money Line winner will be determined as the team leading after the completion of the specific inning. (ex. 1st inning, 1st 3 innings, 1st 5 innings, 1st 7 innings) 5.1. If scores are tied, then all wagers will be refunded. 5.2. If the inning is not completed, all wagers will be “no action” and all wagers will be refunded. 6. The specific Inning (Period) Run-Line winner will be determined as the team leading after adding or subtracting the Run-Line at the end of the specific Inning (ex. 1st inning, 1st 3 innings, 1st 5 innings, 1st 7 innings). 6.1. If the inning is not completed, all wagers will be considered “no action” and all wagers will be refunded. 7. The specific Inning (Period) Totals winner will be determined at the end of the specific inning (ex. 1st inning, 1st 3 innings, 1st 5 innings, 1st 7 innings). 8. At Bat propositions are determined when the player at bat gets to first base, second base, third base, home, is struck out, or is called out any other way for wagering purposes. 8.1. The player will be granted first base if he is walked, hit by pitch, or there is catcher interference called. 8.2. The player will be granted the base he reaches even if it is the result of an error. 8.3. If a batter reaches first base on a fielder’s choice at the end of an inning, the proposition will be graded as ‘other out’. 8.4. If the batter strikes out, but reaches first base due to a passed ball or wild pitch, the proposition will be graded as ‘first base’. 8.5. If the player reaches first base on a fielder’s choice and it is not the last out of the inning, the proposition will be graded as “first.” 8.6. If a listed batter is pinch-hit for, or does not complete his at bat for any reason, any wagers for the original batter will be refunded.

Basketball 1. All games must be played on the date and at the location specified. If a game is postponed and/or rescheduled, wagers will be considered “no action”, unless otherwise specified.

2. When wagering on Totals and Halftime markets, overtime periods are counted in the final score. 3. For wagering purposes, Full Game and Second Half wagers, including totals, are official after: 3.1. Men’s Professional regular season: 43 minutes of play. 3.2. College: 35 minutes of play. 3.3. All other games must play to the scheduled length of play to have “action”. 3.4. For all wagering purposes, quarters/first half/second half wagers, including totals, are official after: 3.4.1. The specific period is completed, or if the specified period is not completed, wagers will be considered “no action” and be refunded. 4. When wagering on second half wagers, overtime periods are included the final score for wagering purposes. 5. Future wagers are considered “action” as long as a winner is officially declared, regardless of event/team relocation, rained out events, season length, etc., unless otherwise specified. Vacated wins and/or Championships not recognized. No refunds on future book wagers. 5.1. For future events where participants are declared a tie, the number of participants tied will be divided by the odds in which the bet was placed (i.e. low score in a round, participant/team X, at 12-1, ties participant/team Y and Z, bet will be paid at 4-1). 5.2. Future wagers that are offered seven days or more in advance of the start date will have no refunds. All bets are “action”. 5.3. You understand that certain teams or participants may not be offered as a wager option. If the prohibited team/participant happens to be the winner of the bet, then all bets on the event will be graded as losers. 6. Proposition wagers must be played to the conclusion of the specified time period or will be considered “no action” and be refunded. 7. Season Win Totals: All regular season games scheduled must be played for season wins totals to have “action” otherwise the wager will be refunded. 8. Buying Half-Points: altering original point spread by buying in half point increments. 8.1. 10 cents per half-point up to 6 total points bought.

Basketball In-Play - Elite Sportsbook imposes a delay on ALL in-play wagers prior to acceptance. 1. When wagering on in-play basketball, unless the odds are given for a tie/draw any market where the results ends in a tie/draw, will be refunded. 2. When wagering on halves or quarters, all wagers will be “no action” and be refunded if the specific quarter or half is not played to conclusion. 3. When wagering on a full game, all wagers will be “no action” and will be refunded if the game is not played to conclusion. 4. Proposition wagers must be played to the conclusion of the specified time period or will be considered “no action” and be refunded.

Boxing/ Mixed Martial Arts 1. Future wagers are considered “action” as long as a winner is officially declared, regardless of event/team relocation, rained out events, season length, etc., unless otherwise specified. Vacated wins and/or Championships not recognized. No refunds on future book wagers. 1.1. All boxing/MMA wagers must go on date specified and within the time period specified (ex. undetermined fight must go by date specified). 1.2. Fighter “X” and Fighter “Y” must fight by Dec. 31, 20XX 1.3. You understand that certain teams or participants may not be offered as a wager option. If the prohibited team/participant happens to be the winner of the bet, then all bets on the event will be graded as losers. 2. For wagering purposes, matches are considered “action”, regardless of scheduled length, once the bell (buzzer, etc.) sounds, signifying the start of the opening round. 3. A will go, won’t go bet in MMA/Boxing is a bet on whether the total rounds will be over/under the established rounds in which the fight will go or won’t go. 3.1. A full round is defined as one in which the bell (buzzer, etc.) sounds, signifying the conclusion of said round. 3.2. If a fighter is counted out or the bout is officially stopped prior to the next bell (buzzer, etc.) ending the round, the round is not considered a full round for wagering purposes. 3.3. A half round is defined as the scheduled round length divided by two. For example, 1:30 into the 6th round of a 3 minute per round fight is considered 5 1/2 rounds for wagering purposes. 3.3.1. For wagering purposes, if the official time of the bout ends at the exact halfway mark of the round (ex. 1:50’ in boxing/ 2:50’ MMA), the “under” wager is considered the winner. 3.4. If either fighter is unable to continue or the referee and/or doctor stops the fight in between rounds the fight will revert to the last full round for wagering purposes. 4. All wagers are considered “action” regardless of any changes in weight class, scheduled length of the bout, or championship sanction, unless otherwise specified. 5. Knock Out (KO), Decision, Draw, Proposition Wagers: 5.1. All round, KO, TKO, and Draw proposition wagers are considered “no action” if the scheduled length of the bout changes. 5.2. KO includes knockout, technical knockouts (TKO), disqualifications (DQ), or any other stoppage initiated by fighter, fighter’s corner, or referee. 5.3. Decision Proposition Wagers: 5.3.1. Decision means the fight must go to the judge’s scorecard to determine the winner, including technical decisions. 5.4. Draw proposition wagers include a draw at the conclusion of the fight or a draw due to any other technical stoppage. 6. If no winner is declared, all wagers are considered “no action” and refunded, unless otherwise specified.

7. Any fight that is deemed ‘No Contest’ will have all wagers refunded. 8. Three-way Money Line: The draw option of the wager is considered a winner if the bout is considered a draw at the conclusion of the fight. 8.1. Draw means fight must go to judge’s scorecard and be declared a draw, including a technical draw. 8.2. Wagers on either fighter in this scenario are considered a loss.

Football 1. All games must be played within one week of the date specified and at the originally scheduled location for “action”. If a game’s location changes, wagers will be considered “no action”. 2. For wagering purposes, full game wagers, including totals, are official after: 2.1. Professional: 55 minutes of play, or within 5 minutes of full time. 2.2. College: 55 minutes of play. 3. For all wagering purposes, quarters/first half/second half wagers, including totals, are official after: 3.1. The specific period is completed, or if the specified period is not completed, wagers will be considered “no action” and be refunded. 4. When wagering on second half wagers, overtime periods are included the final score for wagering purposes. 5. Future wagers are considered “action” as long as a winner is officially declared, regardless of event/team relocation, rained out events, season length, etc., unless otherwise specified. Vacated wins and/or Championships not recognized. No refunds on future book wagers. 5.1. For future events where participants are declared a tie, the number of participants tied will be divided by the odds in which the bet was placed (i.e. low score in a round, participant/team X, at 12-1, ties participant/team Y and Z, bet will be paid at 4-1). 5.2. Future wagers that are offered seven days or more in advance of the start date will have no refunds. All bets are “action”. 5.3. You understand that certain teams or participants may not be offered as a wager option. If the prohibited team/participant happens to be the winner of the bet, then all bets on the event will be graded as losers. 6. Proposition wagers must be played to the conclusion of the specified time period or will be considered “no action” and be refunded. 7. Season Win Totals: All regular season games scheduled must be played and at originally scheduled site for season wins totals to have “action” otherwise the wager will be refunded.

8. Buying Half-Points: altering original point spread by buying in half point increments. 8.1. 20 cents per half-point up to 3.5 total points bought. 8.2. Additional 15 cent lay for buying on and off of 3 and 7.

Football In-Play - Elite Sportsbook imposes a delay on ALL in-play wagers prior to acceptance. 1. When wagering on in-play football, unless the odds are offered for a draw, any market where the results ends in a draw will be refunded. 2. When wagering on halves or quarters, all wagers will be “no action” and be refunded if the specific quarter or half is not played to conclusion. 3. When wagering on a full game, all wagers will be “no action” and will be refunded if the game is not played to conclusion. 4. Proposition wagers must be played to the conclusion of the specified time period or will be considered “no action” and be refunded.

Golf 1. A golf tournament must be completed within 8 days of the scheduled starting date to be considered “action”. 2. All professional golf events scheduled for 72 holes must complete at least 54 holes to be considered “action”. 3. Match-ups: 3.1. In daily Match-up wagers, the match must go the full round, i.e. 18 holes, to be considered “action”, regardless of when the round finishes. 3.2. Participants in Match-up wagers must start the event, or the wager is considered “no action”. 3.2.1. Starting is considered teeing off. 3.3. The golfer with the lowest score wins the match-up with equal rounds played. If a golfer continues play after his/her opponent is no longer in the tournament, i.e. withdrawn, disqualified, missed cut, the golfer with the most holes played wins the match-up. 3.3.1. If golfers are involved in a playoff, the winning golfer of the playoff wins the match-up. 3.3.2. If golfers are involved in a playoff involving more than 2 players, the golfer who plays the most holes wins the match-up. 4. Participants in proposition wagers must start the event for the wager is considered “no action”. 5. Future wagers are considered “action” as long as a winner is officially declared, regardless of event relocation, rained out events, season length, etc., unless otherwise specified. Vacated wins and/or Championships not recognized. No refunds on future book wagers. 5.1. For future events where participants are declared a tie, the number of participants tied will be divided by the odds in which the bet was placed (i.e. low score in a round, participant/team X, at 12-1, ties participant/team Y and Z, bet will be paid at 4-1). 5.2. Future wagers that are offered seven days or more in advance of the start date will have no refunds. All bets are “action”. 5.3. You understand that certain teams or participants may not be offered as a wager option. If the prohibited team/participant happens to be the winner of the bet, then all bets on the event will be graded as losers.

Hockey 1. All games must be played on the date and at the location specified. If a game is postponed and/or rescheduled, wagers will be considered “no action”, unless otherwise specified. 2. When wagering on totals, overtime periods are counted in the final score. 3. For wagering purposes, games are considered official after: 3.1. Professional: 55 minutes of play. 3.2. College: 55 minutes of play. 3.3. All other leagues must play to full time. 3.4. For all wagering purposes, period wagers are official after: 3.4.1. The specific period is completed, or if the specified period is not completed, wagers will be considered “no action” and be refunded. 4. Three-way Money Line: The draw option of the wager is considered a winner if both teams are tied at the end of regulation for the wagering period. 4.1. Wagers on either team in this scenario are considered a loss. 5. Overtime goals are considered in the final score for all markets. 5.1. In the event of a shootout, the winner is awarded one goal which is also considered in the final score for all markets. 6. Future wagers are considered “action” as long as a winner is officially declared, regardless of event/team relocation, rained out events, season length, etc., unless otherwise specified. Vacated wins and/or Championships not recognized. No refunds on future book wagers. 6.1. For future events where participants are declared a tie, the number of participants tied will be divided by the odds in which the bet was placed (i.e. low score in a round, participant/team X, at 12-1, ties participant/team Y and Z, bet will be paid at 4-1). 6.2. Future wagers that are offered seven days or more in advance of the start date will have no refunds. All bets are “action”. 6.3. You understand that certain teams or participants may not be offered as a wager option. If the prohibited team/participant happens to be the winner of the bet, then all bets on the event will be graded as losers. 7. Proposition wagers must be played to the conclusion of the specified time period or will be considered “no action” and be refunded. 8. Grand Salami 8.1. Grand Salami allows bettors the opportunity to place wagers on the over/under of the total combined goals scored across all teams playing on a given day. 9. Season Win Totals: All regular season games scheduled must be played for season wins totals to have “action” otherwise the wager will be refunded.

Hockey In-Play - Elite Sportsbook imposes a delay on ALL in-play wagers prior to acceptance 1. When wagering on in-play hockey, unless odds are offered for a draw, any market where the results ends in a draw will be refunded. 2. When wagering on periods, all wagers will be “no action” and be refunded if the specific period is not played to conclusion. 3. When wagering on a full game, all wagers will be “no action” and will be refunded if the game is not played to conclusion. 4. Proposition wagers must be played to the conclusion of the specified time period or will be considered “no action” and be refunded.

Motor Sports 1. Unless otherwise specified, wagers are accepted for drivers only. 2. The race must run within 48 hours of the scheduled date to be considered “action”. 3. For wagering purposes, the start of a race is defined as when the green flag drops. 4. The unofficial order of finish as determined by the governing body at the conclusion of the race determines all wager results. Protest and overturned results are not recognized. 4.1. The conclusion of the race is official when the race is determined to be final and declared unofficial by the governing body, even without all laps being completed. 5. When wagering on stages, all wagers will be “no action” and be refunded if the specific stage is not run to conclusion. 6. Match-up wagers: 6.1. Participants in event match-ups must start the event, or the wager is considered “no action” and will be refunded. 6.2. The winner of match-up wagers is based on the order of finish at the conclusion of the race. 7. Future wagers are considered “action” as long as a winner is officially declared, future wagers are considered “action”, no refunds on drivers that fail to start or finish. For future events where participants are declared a tie, the number of participants tied will be divided by the odds in which the bet was placed (i.e. low score in a round, participant/team X, at 12-1, ties participant/team Y and Z, bet will be paid at 4-1). 7.1. Vacated wins and/or Championships not recognized. 7.2. Future wagers that are offered seven days or more in advance of the start date will have no refunds. All bets are “action”. 7.3. You understand that certain teams or participants may not be offered as a wager option. If the prohibited team/participant happens to be the winner of the bet, then all bets on the event will be graded as losers. 8. Season Win Totals: All regular season scheduled races must be run for season win totals to have “action” otherwise the wager will be refunded.

Olympics 1. General Rules: 1.1. All events will be settled based on the official International Olympic Committee (IOC) podium results. 1.2. Wagering on the Championship Medal Counts will be settled following the final event and according to the IOC. 1.3. If an event is postponed during the Olympics, wagers will stand as long as the event is completed prior to the Closing Ceremony 1.4. For an event with a time limit, such as basketball, the full time of the game must be completed for a wager to be considered “action”. 1.5. Proposition wagers must be played to the conclusion of the specified time period or will be considered “no action” and be refunded. 2. Medal Winners: 2.1. In the event any competitor is disqualified, including for false starts, wagers will be treated as “action” and no refunds. 2.2. Medal Winners are considered “action”, as long as a winner is officially declared and the event is completed prior to the Closing Ceremony. 3. Future wagers are considered “action” as long as a winner is officially declared, regardless of event/team relocation, rained out events, season length, etc., unless otherwise specified. Vacated wins and/or Championships not recognized. No refunds on future book wagers. 3.1. For future events where participants are declared a tie, the number of participants tied will be divided by the odds in which the bet was placed (i.e. low score in a round, participant/team X, at 12-1, ties participant/team Y and Z, bet will be paid at 4-1). 3.2. Future wagers that are offered seven days or more in advance of the start date will have no refunds. All bets are “action”. 3.3. You understand that certain teams or participants may not be offered as a wager option. If the prohibited team/participant happens to be the winner of the bet, then all bets on the event will be graded as losers. 4. Olympic Match-ups: 4.1. All events will be settled based on the official International Olympic Committee results. 4.2. If in a head-to-head match, both competitors/teams are eliminated in the same round, the wager is settled on who has achieved the better qualifying mark based on the IOC tie break procedures. 5. The official order of finish as determined by the IOC at the conclusion of the race determines all wager results. Protest and overturned results are not recognized.

Soccer 1. All games must be played within 48 hours of the originally scheduled time, date and at the original

specified location for “action”, unless otherwise specified. 2. The full scheduled period, i.e. full game, 1st half, and 2nd half, must be completed for wagers to be considered “action”. 3. All wagers are considered “action” based on the score at the end of regulation, plus any stoppage time, unless otherwise specified. 3.1. Full game wagers are graded after 90 minutes plus stoppage time. 3.2. Halftime Wagers: 3.2.1. 1st half wagers are graded after 45 minutes, plus stoppage time. 3.2.2. 2nd half wagers are graded after 45 minutes, plus stoppage time. 3.3. Extra time/shootout goals are NOT considered, unless otherwise specified. 4. When wagering on totals, overtime periods/shootouts are NOT included in the final score, only 90 minutes plus stoppage time counts towards the total goals, unless otherwise specified. 4.1. This applies to full game and 2nd half wagers. 5. Three-way Money Line: The draw option of the wager is considered a winner if both teams are tied at the end of regulation, plus stoppage time, for the wagering period. 5.1. Wagers on either team in this scenario are considered a loss. 6. Future wagers are considered “action” as long as a winner is officially declared, regardless of event/team relocation, rained out events, season length, etc., unless otherwise specified. Vacated wins and/or Championships not recognized. No refunds on future book wagers. 6.1. For future events where participants are declared a tie, the number of participants tied will be divided by the odds in which the bet was placed (i.e. low score in a round, participant/team X, at 12-1, ties participant/team Y and Z, bet will be paid at 4-1). 6.2. Future wagers that are offered seven days or more in advance of the start date will have no refunds. All bets are “action”. 6.3. You understand that certain teams or participants may not be offered as a wager option. If the prohibited team/participant happens to be the winner of the bet, then all bets on the event will be graded as losers. 7. Proposition wagers must be played to the conclusion of the specified time period or will be considered “no action” and be refunded. 8. Season Win Totals: All regular season games scheduled must be played for season wins totals to have “action” otherwise the wager will be refunded.

Soccer In-Play - Elite Sportsbook imposes a delay on ALL in-play wagers prior to acceptance. 1. All soccer markets, unless otherwise listed, i.e. To Lift Trophy, do not include extra time or shootouts. 2. If the game is not finished on the scheduled date, all wagers will be “no action”, and will be refunded. 3. All wagers are considered “action” based on the score at the end of regulation, plus any stoppage time, unless otherwise specified. 3.1. Full game wagers are graded after 90 minutes plus stoppage time.

3.2. Halftime Wagers: 3.2.1. 1st half wagers are graded after 45 minutes, plus stoppage time. 3.2.1.1. If the 1st half is not completed, all wagers will be “no action” and will be refunded. 3.2.2. 2nd half wagers are graded after 45 minutes, plus stoppage time. 3.2.2.1. If the 2nd half is not completed, all wagers will be “no action” and will be refunded. 3.3. Extra time/shootout goals are NOT considered, unless otherwise specified. 4. Proposition wagers must be played to the conclusion of the specified time period or will be considered “no action” and be refunded.

Tennis 1. One full set must be completed for the wager to be considered “action”. 2. Match must be completed within 7 days of the scheduled starting date to be considered “action”. 3. When wagering on specific periods, all wagers will be “no action” and be refunded if the specific period is not played to conclusion. 4. All match wagers are “action” until match is completed, regardless of weather, darkness, or any other delay. 5. For Match-ups, all players listed must start the match for the wager to be considered “action”. 6. Future wagers are considered “action” as long as a winner is officially declared, regardless of event/team relocation, rained out events, season length, etc., unless otherwise specified. Vacated wins and/or Championships not recognized. No refunds on future book wagers. 4.1. For future events where participants are declared a tie, the number of participants tied will be divided by the odds in which the bet was placed (i.e. low score in a round, participant/team X, at 12-1, ties participant/team Y and Z, bet will be paid at 4-1). 4.2. Future wagers that are offered seven days or more in advance of the start date will have no refunds. All bets are “action”. 4.3. You understand that certain teams or participants may not be offered as a wager option. If the prohibited team/participant happens to be the winner of the bet, then all bets on the event will be graded as losers.

Tennis In-Play - Elite Sportsbook imposes a delay on ALL in-play wagers prior to acceptance 1. One full set must be completed for the wager to be considered “action”. 2. A match must be completed within 7 days of the scheduled starting date to be considered “action”. 3. When wagering on specific periods, all wagers will be “no action” and be refunded if the specific period is not played to conclusion.

PARLAY AND TEASER PAY CHART

PRO & COLLEGE FOOTBALL/BASKETBALL PARLAY & TEASER PAY-CHART

PARLAY TEASER TEASER TEASER FOOTBALL 6 Points 6.5 Points 7 Points BASKETBALL 4 Points 4.5 Points 5 Points 2 Selections 13-5 10-13 10-14 10-15 3 Selections 6-1 8-5 7-5 6-5 4 Selections 11-1 5-2 2-1 9-5 5 Selections 22-1 4-1 7-2 3-1 6 Selections 44-1 6-1 5-1 4-1 7 Selections 80-1 10-1 9-1 7-1 8 Selections 160-1 15-1 12-1 10-1 9 Selections 300-1 20-1 15-1 12-1 10Selections 600-1 25-1 20-1 15-1 11Selections 1100-1 35-1 27-1 20-1 12Selections 2000-1 50-1 35-1 27-1 13Selections 4000-1 80-1 55-1 38-1 14Selections 7000-1 100-1 75-1 55-1 15Selections 11,000-1 150-1 100-1 75-1

*Teasers are sport-specific, no mixed-sport teasers* **Maximum net payout for a wager will be $550,000.00**

Sweetheart Teaser Pay chart

PRO & COLLEGE BASKETBALL TEASER TEASER ODDS - 7 Point

3 Teams (Point Spread Only) 4-5

**Maximum net payout for a wager will be $550,000.00**

PRO & COLLEGE FOOTBALL TEASER TEASER ODDS - 10 Point

3 Teams (Point Spread Only) 4-5

**Maximum net payout for a wager will be $550,000.00**

PROGRESSIVE PARLAY PAY CHART

Progressive Parlay All Win 1 Loss 2 Losses 3 Losses Size

4 Teams +500 +100 - -

5 Teams +1100 +200 - -

6 Teams +2000 +350 - -

7 Teams +4000 +400 -150 -

8 Teams +7500 +1000 +200 -

9 Teams +15000 +2000 +250 -

10 Teams +25000 +2500 +300 +100

11 Teams +40000 +6000 +500 +100

12 Teams +90000 +8000 +1000 +300