ANNUAL REPORT 2014 OUR MISSION

is to own and operate best-in-class retail properties that provide an outstanding environment and experience for our communities, retailers, employees, consumers and shareholders

1 FINANCIAL HIGHLIGHTS

2014 2013 2012 2011

Company Total Property Revenues $3,060 $2,978 $2,865 $2,769

Company Total Property Operating Expenses $809 $816 $809 $820

Company Net Operating Income (NOI) $2,251 $2,162 $2,056 $1,989

ASSETS Company NOI Margin 73.6% 72.6% 71.8% 70.4%

Company EBITDA $2,088 $1,991 $1,907 $1,808 Portfolio comprised predominantly of Class A regional malls and flagship urban retail properties Company Funds From Operations (FFO) $1,256 $1,148 $986 $870

Company Funds From Operations Per Diluted Share $1.32 $1.16 $0.98 $0.88

Total Enterprise Value at Year-End $44,926 $34,142 $34,540 $31,145

Common Stock Price at Year-End $28.13 $20.07 $19.85 $15.02 SCALE Cash Dividends Per Share $0.63 $0.51 $0.42 $0.40 128 retail properties located throughout the U.S. with total

(a) Amounts represent GGP's pro rata share, Company Net Operating Income, Company EBITDA and FFO are non-GAAP financial measures. Reconciliations to the most enterprise value of approximately $45 billion comparable GAAP measure are included in the Form 10-K, included herein. Amounts in millions, except per share amounts.

TEAM TOTAL SHAREHOLDER RETURN

Senior leadership team with extensive experience and relationships in retail 300 real estate leasing, development and management 250

200

150

100 GGP

NAREIT Index 50 S&P 500 Index

0 2010 2011 2012 2013 2014

(a) As of December 31, 2014. 3 DEAR SHAREHOLDER,

GGP is built on our people and our properties. activities within their respective market. One does not succeed without the other. We have formalized our mission to be a large- Throughout the United States there are scale owner of Class A malls and urban approximately 1,100 shopping malls spanning retail properties in North America. Our retail a wide range of quality. Our high-quality properties are the hubs, or the centers of malls comprise approximately 20% of the retail, dining, entertainment, and social 450 high-quality malls in the U.S.

n 450 High Quality Malls

n 650 Other Malls

GGP METRICS AS OF DECEMBER 31, 2014

$33 billion of sales volume

13.4% Occupancy Cost

97.2% Leased

OMNICHANNEL RETAIL

In 1994, the catalog and direct mail formats Successful retailers understand that in order accounted for 10% of all retail sales. Today, the to achieve scale and profitability they must catalog, direct mail and online sales account market, display and sell their product across for approximately 10% of all retail sales. Sales multiple channels, including physical stores, by brick-and-mortar retailers account for catalogs and e-commerce. Consumers use approximately 95% of all retail activity. these channels to browse, research, purchase,

TOTAL U.S. RETAIL SALES (2013)

n 90% Brick-and-mortar store sales 95% Store n 5% Online sales by brick-and-mortar retailers related n 5% Pure-play online retailer sales

Source: A.T. Kearney

5 take delivery and return, and so must the retailer a sensory experience that allows them to to satisfy their customer. Removing barriers to touch and feel products, immerse in brand buying spurs customers to purchase more. experiences, and engage with sales associates. A retailer can increase profitability when The evolution of omnichannel commerce – they enable buy-online / pick up at store and seamlessly linking the physical store with the buy-online / deliver from the store. The more online store - has significantly benefitted those channel opportunities a retailer offers, the retailers that have embraced and implemented more a customer shops and the more loyal they the technology. For example: become. For example:

· Foot Locker’s mantra is to “know who your · The average spend of a three-channel consumer is and understand what your brand consumer is more than twice that of a single- means to them, and then build an incredible channel consumer; experience for them.” Foot Locker was early in adopting omnichannel and now offers “Super · Click-to-brick retailers report e-commerce Stock Locator” that gives customers various sales lifts of three to five times in a market after options to buy online and ship to store, or buy opening a physical store; on a mobile device and pick up in store. Foot Locker has designed systems to make the entire · Up to 20% of consumers who return an online inventory available for purchase from anywhere purchase in store make an additional purchase; within the network. · Two-thirds of customers purchasing online use · Macy’s “M.O.M.” strategy is key to its a physical store before or after the transaction. continued success – it involves the My Macy’s localization efforts, omnichannel integration Pure-play e-commerce retailers are opening and “Magic Selling” program for associates. physical stores. For example:

· Neiman Marcus’ iLab has developed · Athleta, a women’s apparel company, can technology to bridge the physical and digital now be found in 100 stores throughout the U.S. channels. Neiman Marcus recently introduced and has several planned openings, including at “Snap, Find, Shop” which enables consumers Bridgewater Commons in New Jersey; to snap a photo of a handbag or pair of shoes. This triggers a search of the website of Neiman · Boston Proper, a women’s apparel company, Marcus, which then quickly sends photos of now has 19 stores and two more opening soon; the same or similar products to the consumer’s iPhone and directs them to purchase and · Bonobos, a men’s apparel company, opened delivery options. their first store on upper floors because they did not expect much foot traffic. The extreme · American Eagle Outfitters rolled out “buy popularity of the store and the emerging brand online, ship from store” in roughly 500 of its value led them to open street-level stores; 1,000 stores. · Zappos, an Amazon company and reseller of · Nordstrom is at the forefront of omnichannel footwear, recently opened a 20,000-square- experience design through their ability to foot store enhanced with the same technology serve customers across their social media as its website, making shopping there as easy channels, apps, online and in-store—they are as ordering from the web. CEO Tony Hsieh said, fully intergrated. “We’ve always been into focusing on customer emotion and as much as technology has The physical store provides consumers with developed, nothing really replaces the actual

7 experience of being able to touch an item. has 18 stores in the U.S; That’s something they can do at the new store and see what it looks like matching with other · Rent the Runway, a lessor of high-end different items”; women’s fashion, opened its first store in New York City, and doubled its sales conversion · Birchbox, a cosmetics retailer, recently rate; and opened a 4,500-square-foot store in New York City to display its product and hold events; · Tuft & Needle, a mattress company founded in 2012 and voted #1 on Amazon, is planning to · Warby Parker, an eyeglasses retailer, now eventually sell in physical retail outlets.

DISTRESSED RETAILERS

While some retailers are thriving, there are Given the quality of our assets, little new some that are in distress, and the media supply, and unmet demand for space in high- headlines can mask the growth and ongoing quality retail properties, a store closure innovations in the retail world. Given our often creates an opportunity to increase national scale, we expect to have our fair a center’s productivity and achieve higher share of store closures; however, we are not rental revenue. Our portfolio’s occupancy waiting idly for the inevitable to occur. We is at an all-time high and we firmly believe identify the weak retailers and develop and GGP is strongly positioned in this ever- execute plans to mitigate any downside. evolving retail environment.

FINANCIAL REVIEW AND OUTLOOK

We achieved, and in some cases, surpassed · We expected permanent occupancy to our original expectations for 2014: increase to 93% by year-end – we achieved our target; and · We expected Company FFO per share of $1.29 - we reported $1.32; · We expected suite-to-suite lease spreads of 8% to 10% - we generated more than 18%. · We expected Company Same Store NOI growth of 4% to 4.5% - we generated 4.5%; Total sales, excluding anchors, increased 2.8% on a trailing 12-month basis ending · We expected Company EBITDA growth of December 2014 and increased 5.4% during more than 4% - we generated 4.9%; the 4th quarter.

9 COMPANY FFO PER DILUTED SHARE(a) ANNUAL DIVIDENDS PAID(a)

14% CAGR 16% CAGR

$1.32

$1.16

$0.98 $0.63 $0.88 $0.51

$0.40 $0.42

‘11(b) ‘12 ‘13 ‘14 ‘11 ‘12 ‘13 ‘14

(a) Company FFO per diluted share is a non-GAAP financial measure. The most directly comparable GAAP measure is net income attributable to GGP per diluted share. Net income (loss) attributable to GGP per diluted share for the years ended 2011, 2012, 2013, and 2014 was $(0.37), $(0.52), $0.31 and $0.69, respectively. 2011 figures exclude the FFO attributable to Rouse Properties, Inc. and the stock dividend from the spin-off.

Our outlook for 2014 was based on a strong low-double digits; conviction that high-quality retail properties, supported by a committed team of individuals, · Permanent occupancy stabilizing between would continue to deliver strong results. Our 93.5% and 94% - we have achieved approx- results prove the premise. imately 75% of our leasing target to date; and

In 2015, we expect GGP’s earnings growth · A portion of our $2 billion of development will continue to be sourced organically from activities yielding 9% to 11% on cost upon the following: stabilization coming online.

· Contractual rental increases of 2% to 3% The combination of these sources, and our annually; progress to date, provide us comfort in our growth expectations for 2015 and also achieving our longer- · Leasing spreads of high-single digit to term goal of 4% to 5% annual EBITDA growth.

ANNUAL EBITDA GROWTH 4% - 5%

Contractual Fixed Increase in Rents

Positive Leasing Spreads

Developments

Acquisitions

11 DEVELOPMENTS

We believe our development pipeline is largest of the projects and is expected to be generally the best allocation of capital. completed in late 2015. Finally, approximately Projects totaling $400 million are open and $800 million of projects throughout the came in on budget and on time. Nordstrom’s portfolio are in the pipeline. grand opening at The Woodlands Mall in Houston, Texas, symbolized a very successful These development activities were sourced redevelopment of a Sears store acquired in from our first visits to each property in early 2012 and further fortified a Class A mall. early 2011. We intensely focus on each asset’s operations and look for additional An additional $1.2 billion of projects are redevelopment opportunities. I believe we can under construction and within budget. The identify $200 million to $400 million annually of expansion and redevelopment of Ala Moana similar redevelopment opportunities at returns Center in Honolulu, Hawaii, represents the comparable to the existing redevelopments.

CAPITAL ALLOCATION

GGP’s balance sheet today provides returns with a clear path to 6% unlevered the resource for us to also focus on yields on cost after two to three years. With external growth. Since late 2013, we have more than $1 billion of acquisitions and opportunistically acquired several urban $2 billion of redevelopment activities, we properties and a Class A mall in Bellevue, essentially have more than $3 billion yielding Washington. We view each property similar to future income and supporting our long-term one of our redevelopments - negligible initial EBITDA growth target of 4% to 5% annually.

2010 2014

A SMALLER, HIGH-QUALITY PORTFOLIO U.S. Malls 169 121 Urban Retail Properties 0 7 Other Properties 72 5

CREATES GREATER EARNINGS QUALITY Mall & Urban Retail NOI - % of Company NOI 85% 99.6%

13 SUSTAINABILITY

Sustainability is an integral component an industry-driven organization committed of GGP’s long-term success. GGP’s key to assessing the sustainability performance sustainability goals include fostering energy of real estate portfolios (public, private and efficiency, conserving natural resources and direct) around the globe and improving reducing waste. the sustainability performance of their investment portfolio, and the global property The 2014 Global Real Estate Sustainability sector at large. Each year we publish a Benchmark (GRESB) named GGP as the retail comprehensive sustainability report which is property leader in North America. GRESB is available on our website.

LEGISLATION

I am hopeful Congress will take up e-fairness this in each community, and serve as catalysts for year. Jobs and communities are at stake. Pure- economic and social growth in our cities. There play online-only retailers have enjoyed an unfair are more than 12.5 million retail and shopping competitive advantage over brick-and-mortar center related jobs in the United States. One retailers for too long by not collecting sales out of every 11 jobs in the U.S. is shopping tax, while financially-strapped communities center related and local retailers hire 3.6 and states are losing tens of billions of dollars employees for every $1 million in incremental every year in uncollected taxes that could pay sales. Ultimately, retailers should compete for much-needed life-safety and community on value, experience and customer service, services and infrastructure. Brick-and-mortar regardless of the venue. When one retailer is retailers often contribute large amounts forced to collect a tax that another does not of property and sales tax revenue to local have to collect, it disrupts the competitive field communities, employ thousands of individuals and violates the spirit of a free market.

INVESTING IN MALL REITS

In 2014, A.T. Kearney published a report titled “9 1. REITs have outperformed the S&P 500 on a Things You Should Know About Malls and Mall total returns basis since 1994, with retail REITs REITs.” The findings are worth repeating here: outpacing all other REITs.

3,656

15,188

NAREIT EQUITY S&P 500 TOTAL REIT TOTAL RETURN INDEX RETURN INDEX +9.2%(a) (a) 568 1,561 +11.4%

12/31/1993 1/30/2015 12/31/1993 1/30/2015

(a) Source: Bloomberg. Percent figure represents average annual return over the stated time period.

15 2. Mall REITs have displayed stability in 6. Digital is not a challenge, but an dividends and cash-flow growth, with mall opportunity to supplement the stores to REIT adjusted funds from operations (AFFO) better engage today’s connected shoppers outgrowing S&P earnings by 40% over the past who prefer to interact with retailers through 10 years. multiple channels.

3. REITs have generated mostly positive 7. Mall REITs are driven more by long-term returns during rising interest rate periods discretionary consumer spending than the over the past 20 years. Mall REITs have also short-term performance volatility of retailers. deleveraged since 2008 and have a laddered maturity debt schedule, better positioning 8. Faltering retailers are not new for mall them for future rising rates. REITs (for example, Montgomery Ward, JCP, Sears, Mervyns, W.T. Grant, Phar-Mor, and 4. REITs are not correlated to the S&P 500 over Jacobson Stores, among others). Malls have the long run, making them potential candidates been able to adapt in the past by releasing for investors with investment criteria that include vacated space and they continue to do so. broad diversification among asset classes. 9. Published shopper traffic numbers may not 5. Leasing supply and demand dynamics in the truly represent the overall shopping activity next few years are favorable for regional malls. that is occurring at malls.

CONCLUSION

The GGP team of 1,800 people from Hawaii commitment and belief from each of my GGP to Maine has embraced our mission of owning colleagues of our core values. and operating best-in-class retail properties that provide an outstanding environment and I thank each and every one of my colleagues experience for our communities, retailers, for a fantastic 2014 and the bar is set high for employees, consumers and shareholders. us in 2015. Our results could not have been Achieving our mission is possible through the achieved if the team was not one.

Sincerely,

Sandeep Mathrani Chief Executive Officer

17 ALABAMA INDIANA NORTH CAROLINA Riverchase Galleria · Hoover (Birmingham) Glenbrook Square · Fort Wayne Carolina Place · Pineville (Charlotte) Four Seasons Town Centre · Greensboro ARIZONA IOWA The Streets at Southpoint · Durham Park Place · Tucson Coral Ridge Mall · Coralville (Iowa City) Tucson Mall · Tucson Jordan Creek Town Center · West Des Moines OHIO Beachwood Place · Beachwood (Cleveland) ARKANSAS KENTUCKY Kenwood Towne Centre · Cincinnati Pinnacle Hills Promenade · Rogers Florence Mall · Florence (Cincinnati, OH) The Shops at Fallen Timbers · Maumee PORTFOLIO Greenwood Mall · Bowling Green CALIFORNIA Mall St. Matthews · Louisville OKLAHOMA 2014 Eastridge · San Jose Oxmoor Center · Louisville Quail Springs Mall · Oklahoma City Galleria at Tyler · Riverside Sooner Mall · Norman Glendale Galleria · Glendale (Los Angeles) LOUISIANA Northridge Fashion Center · Northridge (Los Angeles) Mall of Louisiana · Baton Rouge OREGON Otay Ranch Town Center · Chula Vista (San Diego) Oakwood Center · Gretna (New Orleans) Clackamas Town Center · Portland Stonestown Galleria · San Francisco Pecanland Mall · Monroe Pioneer Place · Portland Union Square · San Francisco Rogue Valley Mall · Medford Valley Plaza · Bakersfield MAINE Visalia Mall · Visalia The Maine Mall · South Portland PENNSYLVANIA Neshaminy Mall · Bensalem COLORADO MARYLAND Park City Center · Lancaster (Philadelphia) Park Meadows · Lone Tree (Denver) The Gallery at Harborplace · Baltimore Southwest Plaza · Littleton (Denver) The Mall in Columbia · Columbia RHODE ISLAND Mondawmin Mall · Baltimore Providence Place · Providence CONNECTICUT Towson Town Center · Towson Brass Mill Center · Waterbury White Marsh Mall · Baltimore SOUTH CAROLINA The Shoppes at Buckland Hills · Manchester Columbiana Centre · Columbia MASSACHUSETTS DELAWARE Natick Mall · Natick (Boston) TEXAS Christiana Mall · Newark Baybrook Mall · Friendswood (Houston) MICHIGAN Deerbrook Mall · Humble (Houston) FLORIDA The Crossroads · Portage (Kalamazoo) First Colony Mall · Sugar Land (Houston) Altamonte Mall · Altamonte Springs (Orlando) Lakeside Mall · Sterling Heights (Detroit) Hulen Mall · Fort Worth Bayside Marketplace · Miami RiverTown Crossings · Grandville (Grand Rapids) North Star Mall · San Antonio Coastland Center · Naples The Parks Mall at Arlington · Arlington (Dallas) Governor’s Square · Tallahassee MINNESOTA The Shops at La Cantera · San Antonio Miami Design District · Miami Apache Mall · Rochester Stonebriar Centre · Frisco (Dallas) Mizner Park · Boca Raton Crossroads Center · St. Cloud Town East Mall · Mesquite (Dallas) The Oaks Mall · Gainesville Ridgedale Center · Minnetonka Willowbrook Mall · Houston Pembroke Lakes Mall · Pembroke Pines River Hills Mall · Mankato The Woodlands Mall · The Woodlands (Houston) Village of Merrick Park · Coral Gables (Miami) MISSOURI UTAH GEORGIA Columbia Mall · Columbia Fashion Place · Murray (Salt Lake City) Augusta Mall · Augusta Plaza Frontenac · St. Louis Newgate Mall · Ogden (Salt Lake City) Cumberland Mall · Atlanta Saint Louis Galleria · St. Louis Provo Towne Centre · Provo North Point Mall · Alpharetta (Atlanta) Red Cliffs Mall · St. George Oglethorpe Mall · Savannah NEBRASKA Peachtree Mall · Columbus VIRGINIA Oak View Mall · Omaha Perimeter Mall · Atlanta Westroads Mall · Omaha Lynnhaven Mall · Virginia Beach The Shoppes at River Crossing · Macon Tysons Galleria · McLean (Washington, D.C.) NEVADA HAWAII WASHINGTON Fashion Show · Las Vegas Ala Moana Center · Honolulu (Oahu) The Grand Canal Shoppes · Las Vegas Alderwood · Lynnwood (Seattle) Prince Kuhio Plaza · Hilo (Big Island) Meadows Mall · Las Vegas Bellis Fair · Bellingham Whalers Village · Lahaina (Maui) NorthTown Mall · Spokane NEW JERSEY The Shops at The Bravern · Bellevue (Seattle) IDAHO Spokane Valley Mall · Spokane Bridgewater Commons · Bridgewater Boise Towne Square · Boise Westlake Center · Seattle Paramus Park · Paramus Grand Teton Mall · Idaho Falls Willowbrook · Wayne WISCONSIN Woodbridge Center · Woodbridge ILLINOIS Fox River Mall · Appleton 830 N. Michigan Avenue · Chicago NEW MEXICO Mayfair · Wauwatosa (Milwaukee) Market Place Shopping Center · Champaign Oakwood Mall · Eau Claire Coronado Center · Albuquerque Northbrook Court · Northbrook (Chicago) Oakbrook Center · Oak Brook (Chicago) WYOMING NEW YORK Water Tower Place · Chicago Eastridge Mall · Casper 200 Lafayette · New York 522 Fifth Avenue · New York 530 Fifth Avenue · New York 685 Fifth Avenue · New York Staten Island Mall · Staten Island

18 19 w

DIRECTORS AND 685 FIFTH AVENUE EXECUTIVE OFFICERS NEW YORK

DIRECTORS

J. BRUCE FLATT MARY LOU FIALA BRIAN W. KINGSTON Chairman Co-Chairman of LOFT Unlimited Chief Investment Officer of Chief Executive Officer and Brookfield Property Group and Senior Managing Partner JOHN K. HALEY Senior Managing Partner of of Brookfield Asset Management Inc. Retired Partner of Ernst & Young LLP Brookfield Asset Management Inc.

SANDEEP MATHRANI DANIEL B. HURWITZ DAVID J. NEITHERCUT Chief Executive Officer Founder and Chief Executive Officer Chief Executive Officer, President of Raider Hill Advisors, LLC and Trustee of Equity Residential RICHARD B. CLARK Chief Executive Officer of MARK R. PATTERSON Brookfield Property Group and Chairman of Boomerang Systems, Inc. Senior Managing Partner of Brookfield Asset Management Inc.

EXECUTIVE OFFICERS

SANDEEP MATHRANI ALAN J. BAROCAS RICHARD S. PESIN Chief Executive Officer Senior Executive Vice President, Leasing Executive Vice President, Anchors, Development and Construction MICHAEL B. BERMAN MARVIN J. LEVINE Executive Vice President Executive Vice President TARA L. MARSZEWSKI and Chief Financial Officer and Chief Legal Officer Senior Vice President and Chief Accounting Officer SHOBI KHAN Executive Vice President and Chief Operating Officer

AUDIT COMMITTEE

JOHN K. HALEY Chair DAVID J. NEITHERCUT MARK R. PATTERSON

NOMINATING AND GOVERNANCE COMMITTEE

RICHARD B. CLARK MARY LOU FIALA MARK R. PATTERSON Chair

COMPENSATION COMMITTEE

MARY LOU FIALA J. BRUCE FLATT Chair JOHN K. HALEY DANIEL B. HURWITZ

20 21 CORPORATE INFORMATION

CORE VALUES

CORPORATE OFFICE

General Growth Properties, Inc. 110 N. Wacker Drive HIGH PERFORMANCE Chicago, IL 60606 (312) 960-5000 www.ggp.com

INVESTOR RELATIONS ATTITUDE Kevin Berry, Vice President [email protected] (312) 960-5529

DO THE RIGHT THING REGISTRAR AND TRANSFER AGENT AND SHAREHOLDER SERVICES DEPARTMENT

American Stock Transfer & Trust Company, LLC 6201 15th Avenue TOGETHER Brooklyn, NY 11219 Phone: (866) 627-2643 TTY number: (866) 627-2643 Foreign Investor Line: (718) 921-8124 Email: [email protected] OWN IT INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Deloitte & Touche LLP Chicago, Illinois

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/PUF
 

0O
4FQUFNCFS


XF
DPOUSJCVUFE

NJMMJPO
GPS
B

JOUFSFTU
JO
B
KPJOU
WFOUVSF
UIBU
BDRVJSFE
UIF
SFUBJM
QPSUJPO
PG
 'JGUI
"WFOVF
JO
/FX
:PSL
/FX
:PSL
GPS
B
HSPTT
QVSDIBTF
QSJDF
PG

NJMMJPO
XJUI

NJMMJPO
JO
HSPTT
QSPQFSUZMFWFM GJOBODJOH
8F
IBWF
BO
FGGFDUJWF

JOUFSFTU
JO
UIF
KPJOU
WFOUVSF
*O
DPOOFDUJPO
XJUI
UIF
BDRVJTJUJPO
XF
QSPWJEFE
B

NJMMJPO MPBO
UP
PVS
KPJOU
WFOUVSF
QBSUOFS
/PUF
 

0O
4FQUFNCFS


XF
DPOUSJCVUFE

NJMMJPO
UP
B
KPJOU
WFOUVSF
UIBU
BDRVJSFE
B

JOUFSFTU
JO
B
EFWFMPQNFOU
MPDBUFE JO
.JBNJ
'MPSJEB
BOE
BO

JOUFSFTU
JO
B
NBMM
MPDBUFE
JO
#FMMFWVF
8BTIJOHUPO
5IF
KPJOU
WFOUVSFT

JOUFSFTU
JO
UIF
.JBNJ %FTJHO
%JTUSJDU
"TTPDJBUFT
--$
.%%"
XBT
BDRVJSFE
GPS
B
QVSDIBTF
QSJDF
PG

NJMMJPO
5ISPVHI
UIF
GPSNBUJPO
PG
UIF KPJOU
WFOUVSF
XF
IBWF
B

TIBSF
PG
UIJT
JOWFTUNFOU
BOE
BDDPVOU
GPS
JU
BT
B
DPTU
NFUIPE
JOWFTUNFOU
5IF
KPJOU
WFOUVSF
QBSUOFS

'

 (&/&3"-
(3085)
1301&35*&4
*/$ /05&4
50
$0/40-*%"5&%
'*/"/$*"-
45"5&.&/54
$POUJOVFE %PMMBST
JO
UIPVTBOET
FYDFQU
QFS
TIBSF
BNPVOUT

DPOUSJCVUFE
B
QSPQFSUZ
5IF
4IPQT
BU
UIF
#SBWFSO
--$
#SBWFSO
GPS
B
OFU
DPOUSJCVUJPO
PG

NJMMJPO
5ISPVHI
UIF
GPSNBUJPO PG
UIF
KPJOU
WFOUVSF
XF
IBWF
B

JOUFSFTU
JO
UIF
QSPQFSUZ
BOE
BDDPVOU
GPS
UIF
KPJOU
WFOUVSF
VOEFS
UIF
FRVJUZ
NFUIPE
PG
BDDPVOUJOH

0O
+VOF


XF
DPOUSJCVUFE

NJMMJPO
UP
B
KPJOU
WFOUVSF
UIBU
BDRVJSFE

'JGUI
"WFOVF
JO
/FX
:PSL
/FX
:PSL
GPS
B HSPTT
QVSDIBTF
QSJDF
PG

NJMMJPO
XJUI

NJMMJPO
JO
HSPTT
QSPQFSUZMFWFM
GJOBODJOH
8F
IBWF
B

JOUFSFTU
JO
UIF
KPJOU WFOUVSF
*O
DPOOFDUJPO
XJUI
UIF
BDRVJTJUJPO
XF
QSPWJEFE
BO

NJMMJPO
MPBO
UP
PVS
KPJOU
WFOUVSF
QBSUOFS
/PUF
  %VSJOH
UIF
ZFBS
FOEFE
%FDFNCFS


XF
BDRVJSFE
GPVS
SFUBJM
QSPQFSUJFT
GPS
UPUBM
DPOTJEFSBUJPO
PG

NJMMJPO
XIJDI JODMVEFE
DBTI
PG

NJMMJPO
BOE
UIF
BTTVNQUJPO
PG
EFCU
PG

NJMMJPO
5IF
GPVS
SFUBJM
QSPQFSUJFT
BDRVJSFE
JODMVEF
B
 JOUFSFTU
JO
B
QPSUGPMJP
DPNQSJTFE
PG
UXP
QSPQFSUJFT
JO
UIF
6OJPO
4RVBSF
BSFB
PG
4BO
'SBODJTDP
XIJDI
JT
BDDPVOUFE
GPS
BT
BO 6ODPOTPMJEBUFE
3FBM
&TUBUF
"GGJMJBUF
/PUF
 
5IF
GPMMPXJOH
UBCMF
TVNNBSJ[FT
UIF
BMMPDBUJPO
PG
UIF
QVSDIBTF
QSJDF
UP
UIF
OFU
BTTFUT BDRVJSFE
BU
UIF
EBUF
PG
BDRVJTJUJPO
5IFTF
BMMPDBUJPOT
XFSF
CBTFE
PO
UIF
SFMBUJWF
GBJS
WBMVFT
PG
UIF
BTTFUT
BDRVJSFE
BOE
MJBCJMJUJFT BTTVNFE

*OWFTUNFOU
JO
SFBM
FTUBUF
JODMVEJOH
JOUBOHJCMF
BTTFUT
BOE
MJBCJMJUJFT    *OWFTUNFOU
JO
6ODPOTPMJEBUFE
3FBM
&TUBUF
"GGJMJBUF   /FU
XPSLJOH
DBQJUBM  /FU
BTTFUT
BDRVJSFE   

0O
+VOF


XF
BDRVJSFE
UIF
SFNBJOJOH

JOUFSFTU
JO
2VBJM
4QSJOHT
.BMM
GSPN
PVS
KPJOU
WFOUVSF
QBSUOFS
GPS
UPUBM DPOTJEFSBUJPO
PG

NJMMJPO
XIJDI
JODMVEFE

NJMMJPO
PG
DBTI
BOE
UIF
BTTVNQUJPO
PG
UIF
SFNBJOJOH

PG
EFCU
5IF JOWFTUNFOU
QSPQFSUZ
XBT
QSFWJPVTMZ
SFDPSEFE
VOEFS
UIF
FRVJUZ
NFUIPE
PG
BDDPVOUJOH
BOE
JT
OPX
DPOTPMJEBUFE
5IF
BDRVJTJUJPO SFTVMUFE
JO
B
SFNFBTVSFNFOU
PG
UIF
OFU
BTTFUT
BDRVJSFE
UP
GBJS
WBMVF
BOE
BT
TVDI
XF
SFDPSEFE
HBJOT
GSPN
DIBOHFT
JO
DPOUSPM
PG JOWFTUNFOU
QSPQFSUJFT
PG

NJMMJPO
GPS
UIF
ZFBS
FOEFE
%FDFNCFS


BT
UIF
GBJS
WBMVF
PG
UIF
OFU
BTTFUT
BDRVJSFE
XBT HSFBUFS
UIBO
PVS
JOWFTUNFOU
JO
UIF
6ODPOTPMJEBUFE
3FBM
&TUBUF
"GGJMJBUF
BOE
UIF
DBTI
QBJE
UP
BDRVJSF
PVS
KPJOU
WFOUVSF
QBSUOFST JOUFSFTU
5IF
UBCMF
CFMPX
TVNNBSJ[FT
UIF
HBJO
DBMDVMBUJPO

5PUBM
GBJS
WBMVF
PG
OFU
BTTFUT
BDRVJSFE    1SFWJPVT
JOWFTUNFOU
JO
2VBJM
4QSJOHT
.BMM   $BTI
QBJE
UP
BDRVJSF
PVS
KPJOU
WFOUVSF
QBSUOFST
JOUFSFTU   (BJOT
GSPN
DIBOHFT
JO
DPOUSPM
PG
JOWFTUNFOU
QSPQFSUJFT   

5IF
GPMMPXJOH
UBCMF
TVNNBSJ[FT
UIF
BMMPDBUJPO
PG
UIF
QVSDIBTF
QSJDF
UP
UIF
OFU
BTTFUT
BDRVJSFE
BU
UIF
EBUF
PG
BDRVJTJUJPO
5IFTF BMMPDBUJPOT
XFSF
CBTFE
PO
UIF
SFMBUJWF
GBJS
WBMVFT
PG
UIF
BTTFUT
BDRVJSFE
BOE
MJBCJMJUJFT
BTTVNFE

*OWFTUNFOU
JO
SFBM
FTUBUF
JODMVEJOH
JOUBOHJCMF
BTTFUT
BOE
MJBCJMJUJFT    'BJS
WBMVF
PG
EFCU   /FU
XPSLJOH
DBQJUBM   /FU
BTTFUT
BDRVJSFE   

0O
.BZ


XF
GPSNFE
B
KPJOU
WFOUVSF
UIBU
IPMET

PG
5IF
(SBOE
$BOBM
4IPQQFT
BOE
5IF
4IPQQFT
BU
5IF
1BMB[[P
8F SFDFJWFE

NJMMJPO
JO
DBTI
OFU
PG
EFCU
BTTVNFE
PG

NJMMJPO
BOE
UIF
KPJOU
WFOUVSF
QBSUOFS
SFDFJWFE
B

FDPOPNJD JOUFSFTU
JO
UIF
KPJOU
WFOUVSF
8F
SFDPSEFE
HBJOT
GSPN
DIBOHFT
JO
DPOUSPM
PG
JOWFTUNFOU
QSPQFSUJFT
PG

NJMMJPO
PO
PVS $POTPMJEBUFE
4UBUFNFOUT
PG
0QFSBUJPOT
BOE
$PNQSFIFOTJWF
*ODPNF
-PTT
GPS
UIF
ZFBS
FOEFE
%FDFNCFS


BT
B
SFTVMU
PG UIJT
USBOTBDUJPO
8F
BSF
UIF
HFOFSBM
QBSUOFS
IPXFWFS
XF
BDDPVOU
GPS
UIF
KPJOU
WFOUVSF
VOEFS
UIF
FRVJUZ
NFUIPE
PG
BDDPVOUJOH CFDBVTF
XF
TIBSF
DPOUSPM
PWFS
NBKPS
EFDJTJPOT
XJUI
UIF
QBSUOFS
BOE
UIF
QBSUOFS
IBT
TVCTUBOUJWF
QBSUJDJQBUJOH
SJHIUT
5IF
UBCMF
CFMPX TVNNBSJ[FT
UIF
HBJO
DBMDVMBUJPO

'

 (&/&3"-
(3085)
1301&35*&4
*/$ /05&4
50
$0/40-*%"5&%
'*/"/$*"-
45"5&.&/54
$POUJOVFE %PMMBST
JO
UIPVTBOET
FYDFQU
QFS
TIBSF
BNPVOUT

$BTI
SFDFJWFE
GSPN
KPJOU
WFOUVSF
QBSUOFS    1SPQPSUJPOBUF
TIBSF
PG
QSFWJPVT
JOWFTUNFOU
JO
5IF
(SBOE
$BOBM
4IPQQFT
BOE
5IF
4IPQQFT
BU
5IF
1BMB[[P   (BJOT
GSPN
DIBOHFT
JO
DPOUSPM
PG
JOWFTUNFOU
QSPQFSUJFT   

/05&

%*4104*5*0/4
%*4$0/5*/6&%
01&3"5*0/4
"/%
("*/4
-044&4
0/
%*4104*5*0/4
0' */5&3&454
*/
01&3"5*/(
1301&35*&4
"MM
PG
PVS
EJTQPTJUJPOT
PG
DPOTPMJEBUFE
PQFSBUJOH
QSPQFSUJFT
GPS
XIJDI
UIFSF
JT
OP
DPOUJOVJOH
JOWPMWFNFOU
GPS
BMM
QFSJPET
QSFTFOUFE BSF
JODMVEFE
JO
EJTDPOUJOVFE
PQFSBUJPOT
JO
PVS
$POTPMJEBUFE
4UBUFNFOUT
PG
0QFSBUJPOT
BOE
$PNQSFIFOTJWF
*ODPNF
-PTT
BOE
BSF TVNNBSJ[FE
JO
UIF
UBCMF
CFMPX
(BJOT
PO
EJTQPTJUJPO
BOE
HBJOT
PO
EFCU
FYUJOHVJTINFOU
BSF
SFDPSEFE
JO
UIF
$POTPMJEBUFE
4UBUFNFOUT PG

0QFSBUJPOT
BOE
$PNQSFIFOTJWF
*ODPNF
-PTT
JO
UIF
QFSJPE
UIF
QSPQFSUZ
JT
EJTQPTFE %VSJOH

POF
QSPQFSUZ
XIJDI
XBT
QSFWJPVTMZ
USBOTGFSSFE
UP
B
TQFDJBM
TFSWJDFS
XBT
TPME
JO
B
MFOEFSEJSFDUFE
TBMF
JO
GVMM TBUJTGBDUJPO
PG
UIF
EFCU
5IJT
SFTVMUFE
JO
B
HBJO
PO
FYUJOHVJTINFOU
PG
EFCU
PG

NJMMJPO
BOE
B
SFEVDUJPO
PG
QSPQFSUZMFWFM
EFCU PG

NJMMJPO
8F
USBOTGFSSFE
TJY
PGGJDF
QSPQFSUJFT
BOE
DBTI
BHHSFHBUJOH
UPUBM
DPOTJEFSBUJPO
PG

NJMMJPO
JO
GVMM
TFUUMFNFOU PG
PVS

NJMMJPO
UBY
JOEFNOJGJDBUJPO
MJBCJMJUZ
/PUF
 
"EEJUJPOBMMZ
XF
TPME
UISFF
PQFSBUJOH
QSPQFSUJFT
GPS

NJMMJPO XIJDI
SFTVMUFE
JO
B
HBJO
PG

NJMMJPO
8F
VTFE
UIF
OFU
QSPDFFET
GSPN
UIFTF
USBOTBDUJPOT
UP
SFQBZ
EFCU
PG

NJMMJPO
%VSJOH

XF
TPME
PVS
JOUFSFTUT
JO
TJY
SFUBJM
QSPQFSUJFT
GPS
UPUBM
DPOTJEFSBUJPO
PG

NJMMJPO
XIJDI
SFEVDFE
PVS
QSPQFSUZ MFWFM
EFCU
CZ
BQQSPYJNBUFMZ

NJMMJPO
"EEJUJPOBMMZ
POF
QSPQFSUZ
XIJDI
XBT
QSFWJPVTMZ
USBOTGFSSFE
UP
B
TQFDJBM
TFSWJDFS XBT
TPME
JO
B
MFOEFSEJSFDUFE
TBMF
JO
GVMM
TBUJTGBDUJPO
PG
UIF
EFCU
5IJT
SFTVMUFE
JO
B
HBJO
PO
EFCU
FYUJOHVJTINFOU
PG

NJMMJPO BOE
B
SFEVDUJPO
PG
QSPQFSUZ
MFWFM
EFCU
PG

NJMMJPO 0O
+BOVBSZ


XF
DPNQMFUFE
UIF
31*
4QJO0GG
B
NBMM
QPSUGPMJP
5IF
31*
4QJO0GG
XBT
BDDPNQMJTIFE
UISPVHI
B
TQFDJBM EJWJEFOE
PG
UIF
DPNNPO
TUPDL
PG
31*
UP
IPMEFST
PG
((1
DPNNPO
TUPDL
BT
PG
%FDFNCFS

 *O
BEEJUJPO
EVSJOH

XF
TPME
PVS
JOUFSFTUT
JO
BO
PGGJDF
QPSUGPMJP
UISFF
PGGJDF
QSPQFSUJFT

SFUBJM
QSPQFSUJFT
BOE
BO
BODIPS
CPY GPS
UPUBM
DBTI
QSPDFFET
PG

NJMMJPO
BOE
SFEVDFE
PVS
QSPQFSUZ
MFWFM
EFCU
CZ

NJMMJPO 5IF
GPMMPXJOH
UBCMF
TVNNBSJ[FT
UIF
PQFSBUJPOT
PG
UIF
QSPQFSUJFT
JODMVEFE
JO
EJTDPOUJOVFE
PQFSBUJPOT

:FBS
&OEFE
%FDFNCFS
    3FUBJM
BOE
PUIFS
SFWFOVF          5PUBM
SFWFOVFT       3FUBJM
BOE
PUIFS
PQFSBUJOH
FYQFOTFT       1SPWJTJPOT
GPS
JNQBJSNFOU b     5PUBM
FYQFOTFT       0QFSBUJOH
JODPNF
MPTT       *OUFSFTU
FYQFOTF
OFU       1SPWJTJPO
GPS
JODPNF
UBYFT b b  (BJOT
MPTTFT
PO
EJTQPTJUJPOT      /FU
JODPNF
MPTT
GSPN
PQFSBUJPOT       (BJO
PO
FYUJOHVJTINFOU
PG
EFCU       (BJO
PO
FYUJOHVJTINFOU
PG
UBY
JOEFNOJGJDBUJPO
MJBCJMJUZ   b b /FU
JODPNF
MPTT
GSPN
EJTDPOUJOVFE
PQFSBUJPOT         

'

 (&/&3"-
(3085)
1301&35*&4
*/$ /05&4
50
$0/40-*%"5&%
'*/"/$*"-
45"5&.&/54
$POUJOVFE %PMMBST
JO
UIPVTBOET
FYDFQU
QFS
TIBSF
BNPVOUT

/05&

'"*3
7"-6& 'BJS
7BMVF
PG
$FSUBJO
0QFSBUJOH
1SPQFSUJFT 5IF
GPMMPXJOH
UBCMF
TVNNBSJ[FT
DFSUBJO
PG
PVS
BTTFUT
UIBU
BSF
NFBTVSFE
BU
GBJS
WBMVF
PO
B
OPOSFDVSSJOH
CBTJT
BT
B
SFTVMU
PG
JNQBJSNFOU DIBSHFT
SFDPSEFE
BT
PG
%FDFNCFS


BOE


2VPUFE
1SJDFT
JO "DUJWF
.BSLFUT 4JHOJGJDBOU
0UIFS 4JHOJGJDBOU 5PUBM
'BJS
7BMVF GPS
*EFOUJDBM
"TTFUT 0CTFSWBCMF
*OQVUT 6OPCTFSWBCMF
*OQVUT .FBTVSFNFOU -FWFM
 -FWFM
 -FWFM
 :FBS
&OEFE
%FDFNCFS

 *OWFTUNFOUT
JO
SFBM
FTUBUF      b     b :FBS
&OEFE
%FDFNCFS

 *OWFTUNFOUT
JO
SFBM
FTUBUF      b     b @@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@

 3FGFS
UP
/PUF

GPS
NPSF
JOGPSNBUJPO
SFHBSEJOH
JNQBJSNFOU 8F
FTUJNBUFE
UIF
GBJS
WBMVF
SFMBUJOH
UP
JNQBJSNFOU
BTTFTTNFOUT
CBTFE
VQPO
OFHPUJBUFE
TBMFT
QSJDFT
XIJDI
JT
DMBTTJGJFE
XJUIJO -FWFM

PG
UIF
GBJS
WBMVF
IJFSBSDIZ 'BJS
7BMVF
PG
'JOBODJBM
*OTUSVNFOUT 5IF
GBJS
WBMVFT
PG
PVS
GJOBODJBM
JOTUSVNFOUT
BQQSPYJNBUF
UIFJS
DBSSZJOH
BNPVOU
JO
PVS
DPOTPMJEBUFE
GJOBODJBM
TUBUFNFOUT
FYDFQU
GPS EFCU
.BOBHFNFOUT
FTUJNBUFT
PG
GBJS
WBMVF
BSF
QSFTFOUFE
CFMPX
GPS
PVS
EFCU
BT
PG
%FDFNCFS


BOE


%FDFNCFS

 %FDFNCFS

 $BSSZJOH &TUJNBUFE $BSSZJOH &TUJNBUFE "NPVOU  'BJS
7BMVF "NPVOU  'BJS
7BMVF 'JYFESBUF
EFCU                 7BSJBCMFSBUF
EFCU                             @@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@@

 *ODMVEFT
NBSLFU
SBUF
BEKVTUNFOUT
PG

NJMMJPO
BOE

NJMMJPO
BT
PG
%FDFNCFS


BOE

SFTQFDUJWFMZ 5IF
GBJS
WBMVF
PG
PVS
+VOJPS
4VCPSEJOBUFE
/PUFT
BQQSPYJNBUFT
UIFJS
DBSSZJOH
BNPVOU
BT
PG
%FDFNCFS


BOE

8F FTUJNBUFE
UIF
GBJS
WBMVF
PG
NPSUHBHFT
OPUFT
BOE
PUIFS
MPBOT
QBZBCMF
VTJOH
-FWFM

BOE
-FWFM

JOQVUT
CBTFE
PO
SFDFOU
GJOBODJOH USBOTBDUJPOT
FTUJNBUFT
PG
UIF
GBJS
WBMVF
PG
UIF
QSPQFSUZ
UIBU
TFSWFT
BT
DPMMBUFSBM
GPS
TVDI
EFCU
IJTUPSJDBM
SJTL
QSFNJVNT
GPS
MPBOT PG
DPNQBSBCMF
RVBMJUZ
DVSSFOU
-POEPO
*OUFSCBOL
0GGFSFE
3BUF
-*#03
64
USFBTVSZ
PCMJHBUJPO
JOUFSFTU
SBUFT
BOE
PO
UIF EJTDPVOUFE
FTUJNBUFE
GVUVSF
DBTI
QBZNFOUT
UP
CF
NBEF
PO
TVDI
EFCU
5IF
EJTDPVOU
SBUFT
FTUJNBUFE
SFGMFDU
PVS
KVEHNFOU
BT
UP
XIBU UIF
BQQSPYJNBUF
DVSSFOU
MFOEJOH
SBUFT
GPS
MPBOT
PS
HSPVQT
PG
MPBOT
XJUI
TJNJMBS
NBUVSJUJFT
BOE
BTTVNF
UIBU
UIF
EFCU
JT
PVUTUBOEJOH UISPVHI
NBUVSJUZ
8F
IBWF
VUJMJ[FE
NBSLFU
JOGPSNBUJPO
BT
BWBJMBCMF
PS
QSFTFOU
WBMVF
UFDIOJRVFT
UP
FTUJNBUF
UIF
BNPVOUT
SFRVJSFE UP
CF
EJTDMPTFE
4JODF
TVDI
BNPVOUT
BSF
FTUJNBUFT
UIBU
BSF
CBTFE
PO
MJNJUFE
BWBJMBCMF
NBSLFU
JOGPSNBUJPO
GPS
TJNJMBS
USBOTBDUJPOT BOE
EP
OPU
BDLOPXMFEHF
USBOTGFS
PS
PUIFS
SFQBZNFOU
SFTUSJDUJPOT
UIBU
NBZ
FYJTU
JO
TQFDJGJD
MPBOT
JU
JT
VOMJLFMZ
UIBU
UIF
FTUJNBUFE GBJS
WBMVF
PG
BOZ
TVDI
EFCU
DPVME
CF
SFBMJ[FE
CZ
JNNFEJBUF
TFUUMFNFOU
PG
UIF
PCMJHBUJPO

'

 (&/&3"-
(3085)
1301&35*&4
*/$ /05&4
50
$0/40-*%"5&%
'*/"/$*"-
45"5&.&/54
$POUJOVFE %PMMBST
JO
UIPVTBOET
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PWFS
UIF
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GPS
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4VCTFRVFOU      0UIFS 5PUBM .PSUHBHFT
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 (&/&3"-
(3085)
1301&35*&4
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 (&/&3"-
(3085)
1301&35*&4
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'

 (&/&3"-
(3085)
1301&35*&4
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5PUBM                                 

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(3085)
1301&35*&4
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(3085)
1301&35*&4
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