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Bodinayakanur Branch E-Auction Sale Notice

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Bodinayakanur Branch E-Auction Sale Notice Bodinayakanur Branch Address: 12/98, Kamaraj Bazar, P.B.no.30, Bodinayakanur, Theni - 626513. Ph: 04546 280214 Mail Id: [email protected] E-Auction Sale notice (For sale of immovable properties) E-Auction Sale Notice for Sale of Immovable Assets under the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 read with proviso to Rule 8 (6) of the Security Interest (Enforcement) Rules, 2002. Notice is hereby given to the public in general and in particular to the Borrower(s) and Guarantor(s) that the below described immovable property mortgaged/charged to the Secured Creditor, the Symbolic possession of which has been taken by the Authorised Officer of Union Bank of India (Secured Creditor), will be sold on “As is where is”, “As is what is”, and “Whatever there is” on 25.03.2021 between 11.00 am and 03.00 pm, for recovery of Rs.49,80,156.90/-(Rupees Forty Nine Lakh Eighty Thousand One Hundred Fifty Six and Paisa Ninety only) as on 01/03/2019 plus future Interest, cost and charges due to the Union Bank of India (Secured Creditor) from Borrowers: Address: 1) M/s Revathy Exporterss W/20/46 RI Office Road, West Street 1, Bodinayakkanur , Theni- 625513 2) Mrs. Revathy R W/20/46 RI Office Road, West Street 1, Bodinayakkanur, Theni - 625513 The reserve price will be Rs.32,50,000/- (Rupees Thirty Two Lakh Fifty Thousand Only) and the Earnest Money Deposit (EMD) will be Rs.3,25,000/ (Rupees Three Lakh Twenty Five Thousand Only). The Minimum Bid multiplies shall be Rs.25,000/- (Rupees Twenty Five Thousand Only). Description of the immovable property All part and parcel of the residential property belongs to Mrs.R.Ravathy w/o Ravikumar, in Theni District, Bodinayakanur Taluk, Periyakulam Re.D., Bodinayakanur Sub.District, Melachokkanathapuram Village, Manthaipulam, House Property with Site in Sy.No.170/2 in the entire extent as per the resolution of the Melachokkanathapuram Town Panchayat No.112/2002 dated 23.09.2002, 21.10.2002 Layout approval No.149/2002 under the name and style of “Krishna Nagar” Plot No.72, South side an Middle South side measuring East-West 40 feet, South North 30 feet, Totally 1200 Sq.ft site with R.C.C House Building Ground Floor and 1st Floor bearing the Door Nos.13/6/138, 13/6/139, Property Tax Assessment No.4352 and 4353, E.B.S.C.No.05-511-0074-1072 pathway facing East and South which is bounded by: Boundaries: East : 23 feet wide South-North Road South : 23 feet Road East-West Road West : Plot No.71 House site. North : Plot No.72 Part House site. 1 For detailed terms and conditions of the sale, please refer to the link provided in https://ibapi.in (Common landing platform for E-Auction of Bank Properties), www.unionbankofindia.co.in and For Registration and Login and Bidding Rules visit www.mstcecommerce.com/auctionhome/ibapi/index.jsp STATUTORY 30/15 DAYS SALE NOTICE UNDER RULE 8(6)/Rule 9(1) OF SECURITY INTEREST (ENFORCEMENT) RULES 2002 This may also be treated as notice u/r 8(6)/Rule 9(1) of Security Interest (Enforcement) Rules, 2002 to the borrower/s and guarantor/s of the said loan about the holding of E-Auction Sale on the above mentioned date. Date: 17.02.2021 Authorised Officer Place: Theni Terms and conditions enclosed :- 2 TERMS & CONDITIONS OF SALE Whereas the Bank acting through its Authorised Officer, in exercise of its power under Section 13(4) of the Securitisation Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (SARFAESI Act) has decided to sell through E-Auction the properties mentioned in the E-Auction Sale Notice dated 17.02.2021 for realization of the secured debts due to Union Bank of India amounting to Rs.49,80,156.90/-(Rupees Forty Nine Lakh Eighty Thousand One Hundred Fifty Six and Paisa Ninety only) as on 01/03/2019 plus future Interest, cost and charges thereon due from Borrowers: Address: 1) M/s Revathy Exporterss W/20/46 RI Office Road, West Street 1, Bodinayakkanur , Theni- 625513 2) Mrs. Revathy R W/20/46 RI Office Road, West Street 1,Bodinayakkanur, Theni - 625513 Pursuant to the Symbolic Possession of the secured asset taken by the Authorised Officer on 20-11-2020 under SARFAESI Act 2002.The sale shall be subject to the following conditions and those prescribed in the Security Interest (Enforcement) Rules 2002: The E-Auction is being held on “As is where is”, “As is what is”, and “Whatever there is” i) To the best of knowledge and information of the Authorized officer, no encumbrance exists on the properties. However, the intending bidders should make their own independent enquiries regarding the other encumbrances, title of property/s put to auction and claims/rights/dues affecting the property, prior to submitting their bid. The auction advertisement does not constitute and will not be deemed to constitute any commitment or any representation of the Bank. The property is being sold with all the existing and future encumbrances whether known or unknown to the Bank. The Authorised Officer/Secured Creditor shall not be responsible in any way for any third party claims/rights/dues. ii) It shall be the responsibility of the bidders to inspect and satisfy themselves about the assets and specification before submitting the bid. On participation by any person or corporate it shall be deemed that the bidders have fully satisfied themselves as to the property under Sale in all respects and they shall be stopped from resiling from the said position. iii) The particulars specified in the auction notice dated 17.02.2021 and annexed herein below, have been stated to the best of the information and belief of the undersigned; however undersigned shall not be responsible/liable for any error, misstatement or omission. iv) The parties interested to inspect the property may do so in consultation with the Branch Manager concerned. v) The intending purchaser/bidder is required to submit amount of EMD by way of NEFT/RTGS. For this interested buyer to register on www.mstcecommerce.com by 3 providing his Bank details and KYC. For Registrations related queries e-mail to [email protected]. After registration Bidder should upload Electronic Payment Mandate Form (available on website after login) to proceed further. Bidders must pay pre- bid EMD through NEFT/RTGS (online payment option has been temporarily disabled) by generating a Challan through this website. Payment should be made within 3 days after generating the Challan for NEFT / RTGS otherwise the Challan shall become invalid. vi) The E-Auction will take place through web portal/website www.mstcecommerce.com on the time specified in the E-auction notice. vii) The bidder has to select the property for which offer is submitted from the list mentioned in the above website and / or bidder can directly enter Property ID (as mentioned in https://ibapi.in). The property will be visible in „Live Auctions‟ on www.mstcecommerce.com one day prior to the date of auction. (Kindly take note that minimum offer amount cannot be less than the reserve price mentioned in the public auction notice published in the newspapers. viii) The interested bidders may give offers either for one or more than one properties. ix) The conditional bids may be treated as invalid. Please note that after submission of the bid/s, no correspondence regarding any change in the bid shall be entertained. x) The auction is by way of inter-bidding and the Minimum Bid multiplies shall be Rs.25,000/- (Rupees Twenty Five Thousand Only) by which the bids are to be increased against each Reserve Price. xi) Successful bidder will be intimated through e-mail for payment of 25% of highest bid amount just after the closing of the e-Bidding Process. xii) The EMD of unsuccessful bidders will be refunded to their respective A/c No. as registered in e-Auction Portal www.mstcecommerce.com. The bidders will not be entitled to claim any interest, costs, expenses and any other charges (if any). xiii) For EMD payment/refund related Queries e-mail to [email protected]. xiv) The Authorised Officer is not bound to accept the highest offer and the Authorised Officer has absolute right to accept or reject any or all offer(s) or adjourn/postpone/cancel the auction without assigning any reason thereof. The sale is subject to confirmation by the secured creditor (Bank). xv) In respect of immovable property, the successful bidder shall deposit 25% of sale price, after adjusting the EMD already paid, immediately i.e., on the same day or not later than next working day, as the case may be with Authorised officer on the acceptance of offer by the Authorised officer, failing which the earnest money deposit by the bidder shall be forfeited. The balance 75% of the sale price is payable within 15 days subsequent to the confirmation of the sale by the Authorised officer. In case of failure to deposit the balance amount within prescribed period, the amount deposited by the defaulting bidder shall be forfeited and the defaulting bidder shall neither have claim on the property nor on any part of the sum for which it may be subsequently sold. 4 xvi) As per Section 194-IA of the Income Tax Act 1961, TDS @ 1% will be applicable on the sale proceeds where the sale consideration is Rs.50,00,000/- (Rupees fifty lakhs) and above. The successful bidder/purchaser shall deduct the TDS from the sale price and deposit the same with the Income Tax department in form No.
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