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POS Terminal Shipments Worldwide by Region FOR 49 YEARS, THE LEADING PUBLICATION COVERING PAYMENT SYSTEMS WORLDWIDE SEPTEMBER 2019 / ISSUE 1160 Latin America’s 42 Largest Acquirers The 42 largest merchant acquirers in Latin America and the Caribbean (LA&C) based on card payments processed in 2018 are POS Terminal Shipments ranked on page 9. This group processed 22.26 billion (up 13%) Worldwide by Region > see p. 8 MARKET SHARE (%) IN 2018 VS. 2017 GoCardless Pull Payment Processing Pulling an authorized payment from a bank account to settle a Asia–Pacific Latin recurring bill, which includes subscriptions, installment payments, 41 s America and invoices to vendors, is the business of GoCardless. The 11 s > see p. 12 12 Contactless mPOS Platform Europe 10 s Canada-based Mobeewave provides a turnkey, NFC-enabled, PCI- 13 9 compliant software platform, SDK, and apps that let merchants use their own smartphones and tablets to accept payments 63 2018 8 67 MEA > see p. 7 7 6 104 s Mastercard, R3, and Marco Polo Network 5 8 The Marco Polo Network facilitates trade finance (payment, U.S. financing, risk mitigation, and provision of information for 21 s importers and exporters) among a consortium of banks and their > see p. 6 2017 Canada 10 s Sprint/Dynamics Card Partnership © 2019 The Nilson Report Sprint’s Curiosity IoT network is the first mobile telecom infrastructure built to support software that drives the Internet POS Terminal Shipments Worldwide of Things (IoT) as well as smartphones. Curiosity IoT separates > see p. 5 Shipments of point-of-sale terminals reached 103.6 million in 2018, up 39.0% over 2017. That figure was an increase of 29.1 Fidel Aggregates Card Data million units year over year. Shipments by region are shown on Fidel is an aggregator that makes payment card transaction data pages 10 and 11. Those shipments included countertop, accessible to web and mobile application developers in real time. multilane, tablet, and handheld terminals with integrated chip The company has API integrations with the authorization systems and/or magnetic-stripe card readers, as well as PCI DSS- > see p. 5 approved chip & PIN devices, approved chip & signature devices, and mPOS devices not connected via a smart mobile device. Not Verified Mark Certificates for Email included are smartphones used as POS terminals, peripheral PIN Entrust Datacard, best known in the payment industry for pads, card reader dongles inserted in smartphones or tablets, technology used in card manufacturing and personalization, magnetic-stripe card readers connected to electronic cash also acts as a certificate authority—a trusted third party that > see p. 8 > see p. 10 INSIDE 2 – 4 Fast Facts CHARTS 8 Top General Purpose Acquirers in Latin America 6 Payments via Text Messaging 9 Largest Visa/Mastercard Merchant Acquirers in Latin America 7 EMVCo and 8-digit Issuer ID Numbers 11 Manufacturers of POS Terminals Ranked by Shipments in 2018, Market Shares by Region © 2019 HSN Consultants, Inc. THE NILSON REPORT VISIT US ONLINE AT WWW.NILSONREPORT.COM FINEXIO, an accounts payable payments-as-a-service com- MAGTEK has launched the Bluetooth LE for DynaPro Go, pany that operates a B2B supplier network, has formed a MagTek’s latest secure PIN Pad validated per PCI PTS 4.x. partnership with Payscout, an omnichannel global payment Bluetooth LE connects to iOS, Android, or Windows devices processor including for XR-augmented, virtual, and mixed and offers greater range and faster processing times. reality technologies. The partners will offer each other’s ser- John Arato is VP, [email protected], www.magtek.com. vices. Ernest Rolfson is CEO at Finexio, [email protected], 3DCART, provider of an ecommerce platform, will offer www.finexio.com. Manpreet Singh is President at Payscout, its clients ClearSale’s card-not-present fraud protection. [email protected], www.payscout.com. Merchants that use ClearSale receive guaranteed protection FAST PAYACTIV provides employees real-time access to up to from fraud-related chargebacks. Gonzalo Gil is CEO at 3dcart, one-half of their earned wages prior to receiving their pay- [email protected], www.3dcart.com. Rafael Lourenco is EVP at check. The company processed more than $1 billion for U.S. ClearSale, [email protected], www.clear.sale. FACTS workers in 2018. It uses Digital Disbursements from Fiserv to ANYWHERECOMMERCE filed litigation in a California enable employees to push money to a checking or savings federal court on July 26, 2019, alleging that Square infringed account. Fiserv does this via Visa Direct. Safwan Shah is CEO SEPTEMBER 2019 on U.S. Patent No. 8281998. The patent was awarded to at PayActiv, [email protected], www.payactiv.com. ISSUE 1160 Anywhere Commerce on October 16, 2012. Anywhere Tom Allanson is President, Electronic Payments at Fiserv, Commerce sells card reader devices in 15 countries to facili- No paid [email protected], www.fiserv.com. tate mobile payments. Mitchell Cobrin is Co-Founder at advertising. No KONFIRMI is a Chicago-based provider of customer Anywhere Commerce, [email protected], sponsored content authentication and onboarding services for websites and www.anywherecommerce.com. of any kind. mobile apps. Verification methods include age confirmation, PAX TECHNOLOGY’S S920 pocket-sized mobile payment two-factor authentication by email or text message, selfie ID No company can terminal has been certified in the U.S. by Verizon and AT&T, photos, video ID selfies, knowledge-based authentication, the country’s largest mobile network operators. pay to be featured and single sign on. Konfirmi says users can be fully set up in Tony Fernandez is VP, Product Marketing at Pax, in our newsletter. under 5 minutes. Holly Urban is CEO, [email protected], [email protected], www.pax.us. www.konfirmi.com. It is never EARLY WARNING SERVICES, the network operator be- permissible for NET ELEMENT has launched the Netevia Mastercard, a hind the Zelle fast payments network, has selected BHMI’s commercial prepaid product for merchants. They can deposit subscribers to Concourse Financial Software to support disputes manage- a percentage of the card payments they accept to their forward or print ment for transactions processed by the Zelle network. prepaid card instead of their bank account to be used for this issue. Doing Lynne Baldwin is President at BHMI, [email protected], everyday business expenses. The Netevia Mastercard is so violates www.bhmi.com. Lou Anne Alexander is Group President, issued by Avidia Bank. Mike Normandeau is VP Commercial copyright laws. Payments at Early Warning, louanne.alexander@ Cards at Net Element, [email protected], earlywarning.com, www.earlywarning.com. www.netelement.com. Conferences & Seminars Seamless Philippines 2019: FinovateAsia 2019: October 14-15, FinovateMiddleEast 2019: TrusTech 2019: November 26-28, September 25-26, 2019. The SMX 2019. The Marina Mandarin, November 20-21, 2019. 2019. The Palais des Festivals de Convention Centre, Manila, Singapore. Estimated attendance: The Ritz-Carlton DIFC, Dubai, Cannes, French Riviera, Cannes, Philippines. Estimated attendance: 450. Cost for the two-day United Arab Emirates. Estimated France. Estimated attendance: 5,000. Cost for the two-day conference is $1,395. Subscribers attendance: 400. Cost for the 8,000+. Cost for the three-day conference is FREE. Contact to The Nilson Report will receive two-day conference is $1,095. conference is FREE, including Danelle Filipinas at Terrapinn, a 20% discount. (Use code Subscribers to The Nilson Report attendance to the conference (65) 6322-2717, danelle.filipinas@ FKV2354NRW.) Contact will receive a 20% discount. (Use and exhibition. Contact terrapinn.com. Register at www. Tyler Ferst at The Finovate Group, code FKV2354FLW.) Contact Tyler Stephanie Dryander at terrapinn.com/exhibition/seamless- (646) 895-7329, tyler.ferst@ Ferst at The Finovate Group, Comexposium, 33 (1) 7677-1280, philippines. knect365.com. Register at (646) 895-7329, tyler.ferst@ stephanie.dryander@ https://bit.ly/2IueoxZ. knect365.com. Register at comexposium.com. Register at https://bit.ly/2lGCtZl. www.trustech-event.com. 2 VISIT US ONLINE AT WWW.NILSONREPORT.COM Order Back Issues / Preview Upcoming Conferences / View Newsletter Archive 1 VISIT US ONLINE AT WWW.NILSONREPORT.COM Order Back Issues / Preview Upcoming Conferences / View Newsletter Archive BLUEFIN has introduced ShieldConex to secure personally identifiable 11th Edition information, personal health information, and card data. ShieldConex uses Bluefin’s secure payment frame and vaultless tokenization technologies to enable organizations to enter sensitive data via secure online forms embedded The World’s in their website. All data is immediately tokenized with a Format Preserving Token that can be created in the same format as the original data. Top Card Issuers Ruston Miles is Chief Strategy Officer at Bluefin, [email protected], and Merchant www.bluefin.com. DAVINCI PAYMENTS is the new name of Swift Prepaid Solutions. Rodney Acquirers Mason is CRO, [email protected], www.davincipayments.com. Card Issuers 1,080 MULTIFACTOR AUTHENTICATION FOR E-COMMERCE, the final version 280 Merchant Acquirers More than 115 of the NIST special publication 1800-17, is available to retailers interested countries listed Asia-Pacific in implementing multifactor authentication. The publication is available at Canada Europe https://www.nccoe.nist.gov/projects/use-cases/multifactor-authentication- Latin America ecommerce. United States CUNA STRATEGIC SERVICES will
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