Thesis no: BCS-2016-05 A survey on contactless payment methods for smartphones David Andersson Faculty of Computing Blekinge Institute of Technology SE–371 79 Karlskrona, Sweden This thesis is submitted to the Faculty of Computing at Blekinge Institute of Technology in partial fulfillment of the requirements for the degree of BSC. The thesis is equivalent to 10 weeks of full time studies. Contact Information: Author(s): David Andersson E-mail:
[email protected] University advisor: Adjunct Lecturer Francisco Lopez Luro Department of Creative Technologies Faculty of Computing Internet : www.bth.se Blekinge Institute of Technology Phone : +46 455 38 50 00 SE–371 79 Karlskrona, Sweden Fax : +46 455 38 50 57 Abstract Context. The use of smartphones has increased drastically in the last years. More and more areas of use are discovered each day. One of the new fields of use is to make contactless payments with the help of a smartphone. A contactless payment system for a smartphone is a solution that will allow the user to make a payment by placing the smartphone in near proximity of the payment terminal in order to make a payment instead of using a regular credit card or cash. Objectives. The aim of this thesis is to present the current state of the smartphone systems used to conduct contactless payments, how they are implemented, possible flaws, and suggested solutions to re- move the flaws. Methods. A literature study was conducted in order to find reli- able information regarding how the systems works. Since the field of contactless payments is still new, there are several knowledge gaps re- garding how parts of the systems works.