This brochure is part of a variable annuity kit. It is not intended to be a standalone marketing brochure. Investment Performance Is Not Guaranteed. This material must be preceded or accompanied by a prospectus for the variable annuity issued by Brighthouse Life Company and, in only, by Brighthouse Company of NY. Prospectuses for the investment portfolios offered thereunder, are available from your financial professional. The contract prospectus contains information about the contract’s features, risks, charges and expenses. Investors should consider the investment objectives, risks, charges and expenses of the investment company carefully before investing. The investment objectives, risks and policies of the investment options, as well as other information about the investment options, are described in their respective prospectuses. Please read the prospectuses and consider this information carefully before investing. Product availability and features may vary by state. Please refer to the contract prospectus for more complete details regarding the living and death benefits. Variable annuities are long-term investments designed for retirement purposes. Variable annuities issued by Brighthouse Life Insurance Company and, in New York only, by Brighthouse Life Insurance Company of NY, have limitations, exclusions, charges, termination provisions and terms for keeping them in force. There is no guarantee that any of the variable investment options in this product will meet their stated goals or objectives. The account value is subject to market fluctuations and investment risk so that, when withdrawn, it may be worth more or less than its original value, even when an optional protection benefit rider is elected. All contract and rider guarantees, including optional benefits and annuity payout rates, are subject to the claims paying ability and financial strength of the issuing insurance company. Please contact your financial professional for complete details. In applying the information provided in this material, you should consider your other assets, income and investments – such as the equity in your home, your social security benefits, any IRAs, savings accounts, and other plans that may provide retirement income, as those other assets may not be included in this discussion, model, or estimate. Variable annuities are issued by, and product guarantees are solely the responsibility of, Brighthouse Life Insurance Company on Policy Form 8010 (11/00) and, in New York only, by Brighthouse Life Insurance Company of NY on Policy Form 6010 (3/07). All variable products are distributed by Brighthouse Securities, LLC (member FINRA). All are Brighthouse Financial affiliated companies. MetLife, a registered service mark of Metropolitan Life Insurance Company, is used under license to Brighthouse Services, LLC and its affiliates. Personalized Brighthouse Financial and its design are service marks of Brighthouse Financial, Inc. or its affiliates. Investment Strategy At Brighthouse Financial, we believe annuities play an essential role in building a holistic financial plan. Investment One way to help ensure you have enough money to last throughout your retirement is to invest in a portfolio that has the potential to weather a variety of market conditions. FlexChoice Access offers the opportunity for you to design an investment strategy that works for Worksheet you by selecting from the available asset allocation and risk managed Brighthouse Life Insurance Company Brighthouse Life Insurance Company of NY global multi-asset portfolios or choosing to build a more customized 11225 North Community House Road 285 Madison Avenue Charlotte, NC 28277 New York, NY 10017 portfolio from the individual investment options available. brighthousefinancial.com ANNUITIES | VARIABLE

1712 CLVA337447-CB FOR USE AT: JPMORGAN CHASE © 2018 BRIGHTHOUSE FINANCIAL, INC. 1981851.1[01/05/2020] FlexChoice Access A VA Rider This brochure is part of a Brighthouse Financial variable annuity kit. It is not intended to be a standalone marketing brochure. Investment Performance Is Not Guaranteed. This material must be preceded or accompanied by a prospectus for the variable annuity issued by Brighthouse Life Insurance Company and, in New York only, by Brighthouse Life Insurance Company of NY. Prospectuses for the investment portfolios offered thereunder, are available from your financial professional. The contract prospectus contains information about the contract’s features, risks, charges and expenses. Investors should consider the investment objectives, risks, charges and expenses of the investment company carefully before investing. The investment objectives, risks and policies of the investment options, as well as other information about the investment options, are described in their respective prospectuses. Please read the prospectuses and consider this information carefully before investing. Product availability and features may vary by state. Please refer to the contract prospectus for more complete details regarding the living and death benefits. Variable annuities are long-term investments designed for retirement purposes. Variable annuities issued by Brighthouse Life Insurance Company and, in New York only, by Brighthouse Life Insurance Company of NY, have limitations, exclusions, charges, termination provisions and terms for keeping them in force. There is no guarantee that any of the variable investment options in this product will meet their stated goals or objectives. The account value is subject to market fluctuations and investment risk so that, when withdrawn, it may be worth more or less than its original value, even when an optional protection benefit rider is elected. All contract and rider guarantees, including optional benefits and annuity payout rates, are subject to the claims paying ability and financial strength of the issuing insurance company. Please contact your financial professional for complete details. In applying the information provided in this material, you should consider your other assets, income and investments – such as the equity in your home, your social security benefits, any IRAs, savings accounts, and other plans that may provide retirement income, as those other assets may not be included in this discussion, model, or estimate. Variable annuities are issued by, and product guarantees are solely the responsibility of, Brighthouse Life Insurance Company on Policy Form 8010 (11/00) and, in New York only, by Brighthouse Life Insurance Company of NY on Policy Form 6010 (3/07). All variable products are distributed by Brighthouse Securities, LLC (member FINRA). All are Brighthouse Financial affiliated companies. MetLife, a registered service mark of Metropolitan Life Insurance Company, is used under license to Brighthouse Services, LLC and its affiliates. Personalized Brighthouse Financial and its design are service marks of Brighthouse Financial, Inc. or its affiliates. Investment Strategy At Brighthouse Financial, we believe annuities play an essential role in building a holistic financial plan. Investment One way to help ensure you have enough money to last throughout your retirement is to invest in a portfolio that has the potential to weather a variety of market conditions. FlexChoice Access offers the opportunity for you to design an investment strategy that works for Worksheet you by selecting from the available asset allocation and risk managed Brighthouse Life Insurance Company Brighthouse Life Insurance Company of NY global multi-asset portfolios or choosing to build a more customized 11225 North Community House Road 285 Madison Avenue Charlotte, NC 28277 New York, NY 10017 portfolio from the individual investment options available. brighthousefinancial.com ANNUITIES | VARIABLE

1712 CLVA337447-CB FOR USE AT: JPMORGAN CHASE © 2018 BRIGHTHOUSE FINANCIAL, INC. 1981851.1[01/05/2020] FlexChoice Access A VA Rider Option A Asset Allocation Option B Platform 1 Platform 2 ® Designed to furnish a American Funds Balanced Allocation Portfolio % Designed to provide the Equity Funds, Asset Allocation, and Risk Managed Global Bond/Fixed Income American Funds® Moderate Allocation Portfolio % professionally managed flexibility to choose Multi-Asset Portfolios BlackRock High Yield Portfolio % Brighthouse Asset Allocation 20 Portfolio % American Funds® Growth Allocation Portfolio % BlackRock Ultra-Short Term Bond Portfolio % asset allocation that provides Brighthouse Asset Allocation 40 Portfolio % investment options aligned American Funds® Growth Portfolio % Brighthouse/Eaton Vance Floating Rate Portfolio % automatic diversification. Brighthouse Asset Allocation 60 Portfolio % to individual goals. Baillie Gifford International Stock Portfolio % Brighthouse/Franklin Low Duration Total Return Portfolio % SSGA Growth and Income ETF Portfolio % The totals of Platform 1 and Brighthouse Asset Allocation 80 Portfolio % JPMorgan Core Bond Portfolio % Brighthouse Asset Allocation 100 Portfolio % MetLife Aggregate Bond Index Portfolio % Additional Investment Options Platform 2 must equal 100%. Brighthouse Small Cap Value Portfolio % PIMCO Inflation Protected Bond Portfolio % AB Global Dynamic Allocation Portfolio* % Brighthouse/Aberdeen Emerging Markets Equity Portfolio % PIMCO Total Return Portfolio % Global Investors Dynamic Multi-Asset Plus Portfolio* % Brighthouse/Artisan Mid Cap Value Portfolio % Pyramis® Government Income Portfolio % AQR Global Risk Balanced Portfolio* % Brighthouse/Dimensional International Small Company Portfolio % Western Strategic Bond Opportunities Portfolio % BlackRock Global Tactical Strategies Portfolio* % Brighthouse/Wellington Core Equity Opportunities Portfolio % Western Asset Management U.S. Government Portfolio % Brighthouse Balanced Plus Portfolio* % Clarion Global Real Estate Portfolio % * Invesco Balanced-Risk Allocation Portfolio % ClearBridge Aggressive Growth Portfolio % Platform 2 Total (must be at least 30%) % JPMorgan Global Active Allocation Portfolio* % Frontier Mid Cap Growth Portfolio % Loomis Sayles Global Markets Portfolio % Goldman Sachs Mid Cap Value Portfolio2 % MetLife Multi-Index Targeted Risk Portfolio* % Harris Oakmark International Portfolio % PanAgora Global Diversified Risk Portfolio* % Invesco Comstock Portfolio % Pyramis® Managed Risk Portfolio*,1 % Invesco Mid Cap Value Portfolio3 % Schroders Global Multi-Asset Portfolio* % Invesco Small Cap Growth Portfolio % Jennison Growth Portfolio % Total (must be 100%) % MetLife Mid Cap Stock Index Portfolio % MetLife MSCI EAFE® Index Portfolio % MetLife Russell 2000® Index Portfolio % MetLife Stock Index Portfolio % Platform 1 Total: MFS® Research International Portfolio % MFS® Value Portfolio % + Neuberger Berman Genesis Portfolio % SSGA Growth ETF Portfolio % Platform 2 Total: T. Rowe Price Large Cap Growth Portfolio % T. Rowe Price Large Cap Value Portfolio % = T. Rowe Price Mid Cap Growth Portfolio % Option B Total: ! Platform 1 Total (cannot exceed 70%) % Total must equal 100%

When filling out this worksheet, you must allocate 100% of your Purchase Payment to Option A OR 100% to Option B.

INVESTMENT AND INSURANCE PRODUCTS ARE:

• NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY * Risk Managed Global Multi-Asset Portfolio • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, THE BANK OR ANY OF ITS AFFILIATES 1 Replaced by Schroders Global Mutli-Asset Portfolio II on 12/15/17 • SUBJECT TO INVESTMENT RISKS; INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED. 2 Replaced by Wells Capital Management Mid Cap Value Portfolio 6/1/17 3 Replaced by Victory Sycamore Mid Cap Value Portfolio on 12/15/17 Option A Asset Allocation Option B Platform 1 Platform 2 ® Designed to furnish a American Funds Balanced Allocation Portfolio % Designed to provide the Equity Funds, Asset Allocation, and Risk Managed Global Bond/Fixed Income American Funds® Moderate Allocation Portfolio % professionally managed flexibility to choose Multi-Asset Portfolios BlackRock High Yield Portfolio % Brighthouse Asset Allocation 20 Portfolio % American Funds® Growth Allocation Portfolio % BlackRock Ultra-Short Term Bond Portfolio % asset allocation that provides Brighthouse Asset Allocation 40 Portfolio % investment options aligned American Funds® Growth Portfolio % Brighthouse/Eaton Vance Floating Rate Portfolio % automatic diversification. Brighthouse Asset Allocation 60 Portfolio % to individual goals. Baillie Gifford International Stock Portfolio % Brighthouse/Franklin Low Duration Total Return Portfolio % SSGA Growth and Income ETF Portfolio % The totals of Platform 1 and Brighthouse Asset Allocation 80 Portfolio % JPMorgan Core Bond Portfolio % Brighthouse Asset Allocation 100 Portfolio % MetLife Aggregate Bond Index Portfolio % Additional Investment Options Platform 2 must equal 100%. Brighthouse Small Cap Value Portfolio % PIMCO Inflation Protected Bond Portfolio % AB Global Dynamic Allocation Portfolio* % Brighthouse/Aberdeen Emerging Markets Equity Portfolio % PIMCO Total Return Portfolio % Dynamic Multi-Asset Plus Portfolio* % Brighthouse/Artisan Mid Cap Value Portfolio % Pyramis® Government Income Portfolio % AQR Global Risk Balanced Portfolio* % Brighthouse/Dimensional International Small Company Portfolio % Western Asset Management Strategic Bond Opportunities Portfolio % BlackRock Global Tactical Strategies Portfolio* % Brighthouse/Wellington Core Equity Opportunities Portfolio % Western Asset Management U.S. Government Portfolio % Brighthouse Balanced Plus Portfolio* % Clarion Global Real Estate Portfolio % * Invesco Balanced-Risk Allocation Portfolio % ClearBridge Aggressive Growth Portfolio % Platform 2 Total (must be at least 30%) % JPMorgan Global Active Allocation Portfolio* % Frontier Mid Cap Growth Portfolio % Loomis Sayles Global Markets Portfolio % Goldman Sachs Mid Cap Value Portfolio2 % MetLife Multi-Index Targeted Risk Portfolio* % Harris Oakmark International Portfolio % PanAgora Global Diversified Risk Portfolio* % Invesco Comstock Portfolio % Pyramis® Managed Risk Portfolio*,1 % Invesco Mid Cap Value Portfolio3 % Schroders Global Multi-Asset Portfolio* % Invesco Small Cap Growth Portfolio % Jennison Growth Portfolio % Total (must be 100%) % MetLife Mid Cap Stock Index Portfolio % MetLife MSCI EAFE® Index Portfolio % MetLife Russell 2000® Index Portfolio % MetLife Stock Index Portfolio % Platform 1 Total: MFS® Research International Portfolio % MFS® Value Portfolio % + Neuberger Berman Genesis Portfolio % SSGA Growth ETF Portfolio % Platform 2 Total: T. Rowe Price Large Cap Growth Portfolio % T. Rowe Price Large Cap Value Portfolio % = T. Rowe Price Mid Cap Growth Portfolio % Option B Total: ! Platform 1 Total (cannot exceed 70%) % Total must equal 100%

When filling out this worksheet, you must allocate 100% of your Purchase Payment to Option A OR 100% to Option B.

INVESTMENT AND INSURANCE PRODUCTS ARE:

• NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY * Risk Managed Global Multi-Asset Portfolio • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, THE BANK OR ANY OF ITS AFFILIATES 1 Replaced by Schroders Global Mutli-Asset Portfolio II on 12/15/17 • SUBJECT TO INVESTMENT RISKS; INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED. 2 Replaced by Wells Capital Management Mid Cap Value Portfolio 6/1/17 3 Replaced by Victory Sycamore Mid Cap Value Portfolio on 12/15/17 Option A Asset Allocation Option B Platform 1 Platform 2 ® Designed to furnish a American Funds Balanced Allocation Portfolio % Designed to provide the Equity Funds, Asset Allocation, and Risk Managed Global Bond/Fixed Income American Funds® Moderate Allocation Portfolio % professionally managed flexibility to choose Multi-Asset Portfolios BlackRock High Yield Portfolio % Brighthouse Asset Allocation 20 Portfolio % American Funds® Growth Allocation Portfolio % BlackRock Ultra-Short Term Bond Portfolio % asset allocation that provides Brighthouse Asset Allocation 40 Portfolio % investment options aligned American Funds® Growth Portfolio % Brighthouse/Eaton Vance Floating Rate Portfolio % automatic diversification. Brighthouse Asset Allocation 60 Portfolio % to individual goals. Baillie Gifford International Stock Portfolio % Brighthouse/Franklin Low Duration Total Return Portfolio % SSGA Growth and Income ETF Portfolio % The totals of Platform 1 and Brighthouse Asset Allocation 80 Portfolio % JPMorgan Core Bond Portfolio % Brighthouse Asset Allocation 100 Portfolio % MetLife Aggregate Bond Index Portfolio % Additional Investment Options Platform 2 must equal 100%. Brighthouse Small Cap Value Portfolio % PIMCO Inflation Protected Bond Portfolio % AB Global Dynamic Allocation Portfolio* % Brighthouse/Aberdeen Emerging Markets Equity Portfolio % PIMCO Total Return Portfolio % Allianz Global Investors Dynamic Multi-Asset Plus Portfolio* % Brighthouse/Artisan Mid Cap Value Portfolio % Pyramis® Government Income Portfolio % AQR Global Risk Balanced Portfolio* % Brighthouse/Dimensional International Small Company Portfolio % Western Asset Management Strategic Bond Opportunities Portfolio % BlackRock Global Tactical Strategies Portfolio* % Brighthouse/Wellington Core Equity Opportunities Portfolio % Western Asset Management U.S. Government Portfolio % Brighthouse Balanced Plus Portfolio* % Clarion Global Real Estate Portfolio % * Invesco Balanced-Risk Allocation Portfolio % ClearBridge Aggressive Growth Portfolio % Platform 2 Total (must be at least 30%) % JPMorgan Global Active Allocation Portfolio* % Frontier Mid Cap Growth Portfolio % Loomis Sayles Global Markets Portfolio % Goldman Sachs Mid Cap Value Portfolio2 % MetLife Multi-Index Targeted Risk Portfolio* % Harris Oakmark International Portfolio % PanAgora Global Diversified Risk Portfolio* % Invesco Comstock Portfolio % Pyramis® Managed Risk Portfolio*,1 % Invesco Mid Cap Value Portfolio3 % Schroders Global Multi-Asset Portfolio* % Invesco Small Cap Growth Portfolio % Jennison Growth Portfolio % Total (must be 100%) % MetLife Mid Cap Stock Index Portfolio % MetLife MSCI EAFE® Index Portfolio % MetLife Russell 2000® Index Portfolio % MetLife Stock Index Portfolio % Platform 1 Total: MFS® Research International Portfolio % MFS® Value Portfolio % + Neuberger Berman Genesis Portfolio % SSGA Growth ETF Portfolio % Platform 2 Total: T. Rowe Price Large Cap Growth Portfolio % T. Rowe Price Large Cap Value Portfolio % = T. Rowe Price Mid Cap Growth Portfolio % Option B Total: ! Platform 1 Total (cannot exceed 70%) % Total must equal 100%

When filling out this worksheet, you must allocate 100% of your Purchase Payment to Option A OR 100% to Option B.

INVESTMENT AND INSURANCE PRODUCTS ARE:

• NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY * Risk Managed Global Multi-Asset Portfolio • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, THE BANK OR ANY OF ITS AFFILIATES 1 Replaced by Schroders Global Mutli-Asset Portfolio II on 12/15/17 • SUBJECT TO INVESTMENT RISKS; INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED. 2 Replaced by Wells Capital Management Mid Cap Value Portfolio 6/1/17 3 Replaced by Victory Sycamore Mid Cap Value Portfolio on 12/15/17 This brochure is part of a Brighthouse Financial variable annuity kit. It is not intended to be a standalone marketing brochure. Investment Performance Is Not Guaranteed. This material must be preceded or accompanied by a prospectus for the variable annuity issued by Brighthouse Life Insurance Company and, in New York only, by Brighthouse Life Insurance Company of NY. Prospectuses for the investment portfolios offered thereunder, are available from your financial professional. The contract prospectus contains information about the contract’s features, risks, charges and expenses. Investors should consider the investment objectives, risks, charges and expenses of the investment company carefully before investing. The investment objectives, risks and policies of the investment options, as well as other information about the investment options, are described in their respective prospectuses. Please read the prospectuses and consider this information carefully before investing. Product availability and features may vary by state. Please refer to the contract prospectus for more complete details regarding the living and death benefits. Variable annuities are long-term investments designed for retirement purposes. Variable annuities issued by Brighthouse Life Insurance Company and, in New York only, by Brighthouse Life Insurance Company of NY, have limitations, exclusions, charges, termination provisions and terms for keeping them in force. There is no guarantee that any of the variable investment options in this product will meet their stated goals or objectives. The account value is subject to market fluctuations and investment risk so that, when withdrawn, it may be worth more or less than its original value, even when an optional protection benefit rider is elected. All contract and rider guarantees, including optional benefits and annuity payout rates, are subject to the claims paying ability and financial strength of the issuing insurance company. Please contact your financial professional for complete details. In applying the information provided in this material, you should consider your other assets, income and investments – such as the equity in your home, your social security benefits, any IRAs, savings accounts, and other plans that may provide retirement income, as those other assets may not be included in this discussion, model, or estimate. Variable annuities are issued by, and product guarantees are solely the responsibility of, Brighthouse Life Insurance Company on Policy Form 8010 (11/00) and, in New York only, by Brighthouse Life Insurance Company of NY on Policy Form 6010 (3/07). All variable products are distributed by Brighthouse Securities, LLC (member FINRA). All are Brighthouse Financial affiliated companies. MetLife, a registered service mark of Metropolitan Life Insurance Company, is used under license to Brighthouse Services, LLC and its affiliates. Personalized Brighthouse Financial and its design are service marks of Brighthouse Financial, Inc. or its affiliates. Investment Strategy At Brighthouse Financial, we believe annuities play an essential role in building a holistic financial plan. Investment One way to help ensure you have enough money to last throughout your retirement is to invest in a portfolio that has the potential to weather a variety of market conditions. FlexChoice Access offers the opportunity for you to design an investment strategy that works for Worksheet you by selecting from the available asset allocation and risk managed Brighthouse Life Insurance Company Brighthouse Life Insurance Company of NY global multi-asset portfolios or choosing to build a more customized 11225 North Community House Road 285 Madison Avenue Charlotte, NC 28277 New York, NY 10017 portfolio from the individual investment options available. brighthousefinancial.com ANNUITIES | VARIABLE

1712 CLVA337447-CB FOR USE AT: JPMORGAN CHASE © 2018 BRIGHTHOUSE FINANCIAL, INC. 1981851.1[01/05/2020] FlexChoice Access A VA Rider