MAY 2014 COUNTRY AND SECTOR ANALYSIS REPORT

2014 DFS Services L.L.C. SECTOR ANALYSIS OVERVIEW

Diners Club International® is owned by Discover We realize our customers, especially those in Financial Services® (NYSE: DFS), a direct the corporate sector, desire ease of card use banking and payment services company with when traveling globally. In recognition of this one of the most recognized brands in U.S. need, Diners Club continues to increase card financial services. Established in 1950, Diners acceptance in the travel and entertainment Club International became the first multi-purpose (T&E) sector. Additionally, we are optimizing charge card in the world, launching a financial geographical and sector penetration within revolution in how consumers and companies select markets. pay for products and services. Today, Diners This Country and Sector Analysis report serves as Club® is a globally recognized brand serving the a quarterly guide to merchant acceptance within payment needs of select and affluent consumers, select countries. This report provides a snapshot offering access to more than 512 airport lounges of acceptance at travel and entertainment worldwide, and providing corporations and (T&E) merchants which had a minimum of one small business owners with a complete array of transaction over a rolling 12 month period. expense management solutions. With acceptance Additionally, we have added an external source, in more than 185 countries and territories, millions Lanyon1, as a source for the sector. of merchant locations and access to over 1M cash access locations and ATMs, Diners Club is uniquely qualified to serve its cardmembers all over the world.

1. Lanyon is a leading provider of content and spend management solutions to the travel, transportation and hospitality industries.

2014 DFS Services L.L.C. TABLE OF CONTENTS

04

05 RETAIL

06 RESTAURANTS

07 TRAVEL AND TRANSPORTATION

08 CASH ADVANCE

The information contained in this document is confidential and proprietary and is based on internal and external research. Any unauthorized use, copying, dissemination or disclosure of this information is strictly prohibited. Diners Club International® does not give any warranties or representations (express or implied) with regard to the accuracy, quality, timeliness, reliability or completeness of any information contained in this document. 4 GERMANYHONG KONG – HOTELS

The following provides a current snapshot of Diners Club acceptance at major hotel chains. There is also strong coverage in the top domestic chains and independent establishments, some of which are also highlighted below.

MAJOR CHAINS Sterling Hotels and Resorts Nikko Hotels International Regal Hotel Courtyard Hong Kong Peninsula Hotels Regal Oriental Hotel Regal Riverside Hotel Inns The Fleming Eaton Hotels Summit Hotels and Resorts Four Seasons Hotels Shangri La Hotels East Hotel International Island Shangri La Harbour Grand Hong Kong Grand Hyatt Kowloon Shangri-La Regal Airport Hotel Hyatt Regency Traders Hotel Hong Kong Regal Hotel Hong Kong JW Marriott Sheraton Hotels Langham Hotels Small Luxury Hotels Le Meridien Hotels Lanson Palace Hotel Mandarin Oriental Hotels Mandarin Oriental Hong Kong The Landmark Mandarin Oriental Hotel

INDEPENDENTS Bishop Lei International House Rambler Garden Hotel Caravelle Hotel Hotel LKF Rosedale Hotel City Garden Hotel Cosmo Hotel Royal Plaza Hotel Dorsett Kwun Tong, Hong Kong Jia Hong Kong Stanford Hotel Dorsett Regency Hotel HK Lan Kwai Fong Hotel The Charterhouse Causeway Bay Empire Hotel Kowloon L’hotel The Kowloon Hotel Guangdong Hotel Hong Kong Luk Kwok Hotel The Nathan Hotel Harbour Grand Kowloon Metropark Hotel The Park Lane Harbour Plaza 8 Degrees The Royal Garden Harbour View International House Park Hotel Hong Kong The Royal Pacific Hotel And Towers Hong Kong Gold Coast Hotel Pentahotel Hong Kong The Upper House Hotel de Edge Prudential Hotel

20142013 DFS DFS Services Services L.L.C. L.L.C. Peninsula Hotel, HK 5 GERMANYHONG KONG– RETAIL

Diners Club is widely accepted at retail stores and luxury brands and continues to grow the retail footprint.

Abebi Club Monaco Jasons Market Place Sogo Hong Kong Adidas Coach Jewelry City Co Ltd Space Hong Kong Limited Aerosoles Colors In Optics Jimmy Choo Strawberry Cosmetics Alexandre Zouari Paris Columbia Kate Spade Swarovski Alfred Dunhill Converse Lane Crawford T Galleria Armani Corneilani LCX Tangs Department Stores Baby Dior Cosmos Books Ltd Lesportsac Taste & Delights Bape Store Crabtree & Evelyn L’Occitane The Peninsula Boutique BCBG CrCare Loewe The Sincere Co Bershka Daks Log-On The Wing On Dept Stores Bobby Brown Essentials Davidoff Cigar Boutique Longchamp Three Sixty-Elements Bonjour Cosmetic Dfs Hong Kong Limited Louis Vuitton Tiffany & Co Bottega Veneta Diane Vonfurstenberg Luk Fook Jewelry & Goldsmith Tod’s Brooks Brothers Dinball Mini Mannings Tom Ford Dinodirect China Marathon Sports Tommy Hilfiger Burberry Division Marc Jacobs Toppy Callaway DKNY Market Plae Tout A Coup Calvin Klein Dolce & Gabbana Massimo Dutti Toys “R” Us Carhartt Dymocks Booksellers Montblanc True Colors Cartier Ecco Shop Monte Kashmir Tse Sui Luen Jewelry Celine Ermenegildo Zegna Muji Tumi Chamtex Shop Esprit Nike Twist Chanel Facesss Nuance United Colors Of Benetton Chicco Folli Follie Page One The Designer’s Uny Chinese Arts & Crafts Fook Ming Tong Tea Shop Page One Twins Valentino Chloe G O D Limited Paul Smith Versace Chocoolate Gap Pearls & Cashmere Versus Chow Tai Fook Jewelry Gigasports Prada Visvim Christian Dior Gucci Priority Pass Vivienne Christian Louboutin Happy Foot Limited Puma Walton Brown Chrome Hearts Harvey Nichols Pylones Watson’s Church’s Hermes Boutique Quiksilver Yes Watch Company Citistore Highland Jewelry Co Regus Zadig & Voltaire City Chain Hkcec Relay Zara City Super Hogan Rockport Zurich Watch Co Ltd Clarins Boutique Hong Kong Jewelry Sa Sa Cosmetic Clinique I.T. Salvatore Ferragamo Club 21 Isa Fashion Boutique Shanghai Tang

2013 DFS Services L.L.C.

2014 DFS Services L.L.C. 6 GERMANYHONG KONG – RESTAURANTS

Diners Club is widely accepted at many restaurants and continues to grow the restaurant footprint.

Ajisen Harlan’s And Kaika Red Pepper Restaurant Al Molo Heichinrou Seafood Restaurant Osaka Amaroni’s Little Italy Heineken Bar Ruby Tuesday American Restaurant Hong Kong Tan Yu Tou Ruth Chris Steak House Bistecca Italian Steak House House Of Jasmine Serenade Blt Burger Inagiku Japanese Restaurant Sevva Restaurant Blt Steak India Restaurant And Bar Simplylife Foodplace Bo Innovation Isola Bar & Grill Sole Mio Bouchon Bistro Francais Itacho Sorabol Korean Restaurant Brotzeit German Bier Bar Itamae Sushi Spasso Ristorante & Bar Bulldog’s Bar & Grill Kow Jade Garden Star Sportful Garden Cafe De Fontaine Jashan Celebrating Indian Cafe Deco Bar & Grill Jimmy’s Kitchen Staunton Street Cafe Cafe Landmark Joia Stormy Weather Caffe Ritazza Jumbo Floating Super Star Seafood Canton Deli Kenjo Surya Restaurant Carpaccio Kowloon Tang Sushi Dokoro Matsudo Cecconi’s Cantina La Taverna Sushi Hiro Chefmaster Chiuchow L’Atelier De Joel Robucho Sushi Takasei Chen Fu Ji And Grappa’s Le Grand Pokka Cafe Sushi Toku Chilli N Spice Le Salon De The - Element Tai Woo Restaurant Chiu Chow Garden Lee Fa Yuen Korea House Tango Argentinean Steak House Cho Won Korean Lee Yuen Restaurant Tensho Japanese Restaurant Chuk Yuen Seafood Lei Garden Thai Basil Chumchummi Liu Yuan Pavilion The China Club City Chiu Chow Lupa By Mario Batali Club La Pampa Argentinian Mask Of “Si Chuen” The Spaghetti House Club Soho Spice Matsubishi Japanese The Square Cova Maxim’s Palace Tokio Joe Coyote Bar Merhaba Tonkichi Craft Open Fire Cooking Metropol Restaurant Tonkichi & Kurotaki Crystal Jade La Mian Xiao Mijas Spanish Restaurant Tsui Hang Village Rest Cuisine Courier Modern China Restaurant Va Bene Cuisine Cuisine Morton’s Victoria City Seafood Dan Ryan’s Chicago Grill Myung Ga Korean Wa San Mai Delaney’s Nahm Vietnamese & Thai Wa-En Dotcod Seafood Restaurant Nanhai West Villa Restaurant Down Under The Steak House Nico’s Wooloomooloo Steakhouse Dragon-I Nomads Wu Kong Shanghai Duddell’s Open Kitchen Xia Fei Shanghainese East Ocean Seafood Otto E Mezzo Yakichi El Cid Bar & Restaurant Yakiniku Iroha Empire City Roasted Duck Papa Razzi Terrazza Yat Tung Heen Peak Cafe Bar Ye Shanghai Gaia Ristorante Pearl On The Peak-Branch Yun Yan Szechuan Ginza Bairin Peking Garden Restaurant Grappa’s Plaza Premium Lounge Zelo Haagen-Dazs Chicken & Biscuit Zen Chinese Cuisine Hakkaisan Japanese Prime Steak House Zen Noodle Cafe Hong Kong Re I Sushi

2013 DFS Services L.L.C.

2014 DFS Services L.L.C. 7 GERMANYHONG KONG – TRAVEL AND TRANSPORTATION

Diners Club is accepted at several travel related merchants and continues to grow the travel footprint.

Airlines Aeroflot East Asia Airlines Korean Air Lines All Nippon Airways Emirates Airline Philippine Airlines Cathay Pacific Airways Hong Kong Dragon Airlines

Rental Cars Agatha Intercontinental Hire Tristar Worldwide

Travel Agencies

Beng Seng Travel J.S.T.C. Hong Kong Splendid Tours & Travel China Travel Service Jetfield Swire Travel Ltd. Chu Kong Passenger Norray Travel Travelex Hong Kong Ltd Far East Hydrofoil S.K.Y. Travel HS Travel International Seng Kong International

The information contained in this document is confidential and proprietary and is based on internal and external research. Any unauthorized use, copying, dissemination or disclosure2013 DFS of Services this information L.L.C. is strictly prohibited. Diners Club International® does not give any warranties or representations (express or implied) with regard to the accuracy, quality, timeliness, reliability or completeness of any information contained in this document. 8 GERMANYHONG KONG – CASH ADVANCE

CASH ADVANCE

Diners Club cardmembers can withdraw cash from over 60 ATMs in Hong Kong. We are continuing to grow our ATM acceptance.

ATM PARTNER Citibank

Easily locate the ATMs in Hong Kong by accessing the DCI Global ATM locator at HTTPS://WWW.DINERSCLUBCASH.COM/LOCATOR/SEARCH.DO

CONTACT US

If you have questions about acceptance, or you have encountered preferred establishments that currently do not accept Diners Club, please contact us. Our sales team will get in touch with the establishment to negotiate Diners acceptance.

SEND ALL INQUIRIES TO [email protected]

2013The information DFS Services contained L.L.C. in this document is confidential and proprietary and is based on internal and external research. Any unauthorized use, copying, dissemination or disclosure of this information is strictly prohibited. Diners Club International® does not give any warranties or representations (express or implied) with regard to the accuracy, quality, timeliness, reliability or completeness of any information contained in this document.