© Copyright Cardax (International) Limited 1999 All rights reserved SMART CARD GET SMART, GET CARDAX Cardax Smart Card Solutions

SMART CARD GET SMART, GET CARDAX Presentation Outline

• Business Requirements • What is Smart Card technology? • Features and Benefits of Smart Cards • Contactless Smart Cards • MIFARE? Technology

SMART CARD GET SMART, GET CARDAX Presentation Outline

• Meeting Business Requirements • Cardax Smart Card Solutions • References • Recommendation

SMART CARD GET SMART, GET CARDAX Business Requirements

• Electronic funds transfer at (EFTPOS) through the banking system • Network accessibility to an intranet environment where all building facilities, from control to recreational facilities to fax machines, internet, vending machines etc are interconnected SMART CARD GET SMART, GET CARDAX Business Requirements

The system needs to provide: • a process to authenticate users • a secure process • a record of utilisation time

SMART CARD GET SMART, GET CARDAX What is Smart Card Technology?

Smart card technology allows multiple applications to co-exist on a single IC () card.

SMART CARD GET SMART, GET CARDAX Features and Benefits of Smart Card Technology • The ability to use a single card for multiple applications has many benefits – Cardholders only need to carry one card – There are lower card costs because one card supports many applications – By using the default industry standard more applications can be more readily added

SMART CARD GET SMART, GET CARDAX Features and Benefits of Smart Card Technology

– All applications operate totally independently of each other – The security of smart card ensures the integrity of each application cannot be breached.

“Contactless smart cards will be the key to people’s mobility in the future.”

Source: Philips Semiconductors “Worldwide Applications for MIFARE Technology” February 1998

SMART CARD GET SMART, GET CARDAX Contactless smart cards

• There are contact and contactless smart cards • Contactless smart cards – Have a longer MTBF (mean time before failure) than the contact option. – Use RF technology which means that there is no physical connection made. – RF technology also means there are no moving parts

SMART CARD GET SMART, GET CARDAX Contactless smart cards

Contactless smart cards offer more reliable long term operation than contact smart cards.

SMART CARD GET SMART, GET CARDAX MIFARE?

MIFARE? is a smart card technology developed by Philips.

? MIFARE is a registered trademark of Philips Electronics N.V.

SMART CARD GET SMART, GET CARDAX MIFARE?

The MIFARE? Architecture Platform has become the worldwide standard for contactless smart cards – It meets the ISO standard14443, type A, for contactless smart cards. – “MIFARE? has proven its reliability with more than 2.5 billion transactions carried out over the last four years”. ? Source: Philips Semiconductors “Worldwide Applications for MIFARE Technology” February 1998

SMART CARD GET SMART, GET CARDAX Worldwide Applications MIFARE? has already been applied to: – sector – Airline ticketing – – Identity cards – Road toll collection schemes – Multi-function for military (identity card, access control card, meal card and for purchases; computer access may be added in future) – Stored value applications – Banking cards

SMART CARD GET SMART, GET CARDAX MIFARE?

There are three MIFARE? options available: – MIFARE? Light – MIFARE? Standard – MIFARE? Pro

SMART CARD GET SMART, GET CARDAX MIFARE? Light

MIFARE? Light is designed for a single application. It is specifically dedicated for use as a ‘just contactless’ travelpass, phone card or in gaming applications.

SMART CARD GET SMART, GET CARDAX MIFARE? Standard

MIFARE? Standard is designed to support up to 15 securely separated applications together with a MIFARE Application Directory (MAD).

It has commonly been used as a ‘just contactless’ travelpass. Further applications have included access control, road toll, park and ride, airline ticketing, customer loyalty or ID cards.

SMART CARD GET SMART, GET CARDAX MIFARE? Standard

SMART CARD GET SMART, GET CARDAX MIFARE? Pro

MIFARE? Pro meets advanced security and convenience requirements by providing functionality via the contactless (or contact) interface. It is ideally suited to combining a major financial application in conjunction with other smart card applications.

SMART CARD GET SMART, GET CARDAX MIFARE? Pro

SMART CARD GET SMART, GET CARDAX Meeting Business Requirements

To meet the requirement of EFTPOS through the banking system, MIFARE? Pro would be the most suitable option.

SMART CARD GET SMART, GET CARDAX Meeting Business Requirements To achieve this: • The supplies the MIFARE Pro smart cards and develops the EFTPOS application • The bank provides all relevant key data to enable Cardax to add access control onto the smart cards This can be achieved without compromising the security of the EFTPOS application. SMART CARD GET SMART, GET CARDAX Meeting Business Requirements If the bank is reluctant to include other applications on their smart card, there is another option ...

exclude EFTPOS from the requirements and include all applications on Cardax Smart Cards.

SMART CARD GET SMART, GET CARDAX Cardax Smart Card Solutions

Cardax has selected Philips Semiconductors contactless Standard MIFARE? technology to provide the platform for its Smart Card range.

SMART CARD GET SMART, GET CARDAX MIFARE? Standard

MIFARE? Standard is designed to support up to 15 securely separated applications together with a MIFARE Application Directory (MAD).

It has commonly been used as a ‘just contactless’ travel pass. Further applications have included access control, road toll, park and ride, airline ticketing, customer loyalty or ID cards.

SMART CARD GET SMART, GET CARDAX Cardax Smart Card Solutions

Cardax Smart Card Solutions provide a smart card solution for access control.

In addition to access control and the MAD, 14 further applications using MIFARE Standard technology can be included on Cardax Smart Cards.

SMART CARD GET SMART, GET CARDAX Cardax Smart Card Solutions

Cardax Smart Card Solutions include:

– Cardax Smart Cards (preprinted and printable) available in Cardax and WF formats – Cardax Smart Card Encoder and encoding software – Cardax Smart Card Readers (PIN option available for the Cardax format).

SMART CARD GET SMART, GET CARDAX Cardax Smart Card Solutions

CardaxTM Smart Cards

CardaxTM Mifare Encoder

CardaxTM Mifare Prox Reader

SMART CARD GET SMART, GET CARDAX Cardax Smart Card References

Cardax Smart Card Solutions have been installed at Siemens Headquarters, Singapore.

Further installations are pending.

SMART CARD GET SMART, GET CARDAX Recommendation

Given the infancy of smart card, we believe some concern may be expressed from financial institutions on a multi-application card.

Our recommendation is to include access control and up to 14 other business applications using Cardax Smart Card Solutions. Cardax Smart Card Solutions for access control are available now.

SMART CARD GET SMART, GET CARDAX Recommendation

• A Development Tools Kit is available from Philips. • Cardax is happy to enable third party applications to co-exist on Cardax Smart Card access control cards.

If you would like to pursue the smart card opportunity, Cardax would be pleased to be involved in further discussions.

SMART CARD GET SMART, GET CARDAX Disclaimer

Whilst every effort has been made to ensure accuracy, neither Cardax (International) Ltd nor any employee of the company, shall be liable on any ground whatsoever to any party in respect of decisions or actions they may make as a result of using this information.

In accordance with the Cardax policy of continuing development, design and specifications are subject to change without notice.

Cardax access control systems and products are developed and manufactured by Cardax (International) Ltd, an ISO 9001 certificated supplier.

Cardax is a registered trademark of Cardax (International) Ltd.