DOCSLIB.ORG

A Guide to Your Account

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
A Guide to Your Account A Guide to your Account Cater Allen Private Bank is able to provide literature in alternative formats. The formats available are: Large Print, Braille and Audio CD. If you would like to register to receive correspondence in an alternative format please contact us on 0800 092 3300. For the hard of hearing and/or speech impaired please use the Text Relay service. Further details can be found at http://ngts.org.uk/ Cater Allen Private Bank is the name used for banking services provided by Cater Allen Limited. Registered Office: 2 Triton Square, Regent’s Place, London, NW1 3AN. Registered in England and Wales number 383032. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Our Financial Services Register number is 178737. You can check this on the Financial Services Register by visiting the FCA's website www.fca.org.uk/register. Cater Allen Limited is part of the Santander group. Cater Allen and the flame logo are registered trademarks. Calls may be recorded or monitored. Telephone 0800 092 3300. www.caterallen.co.uk CATER ALLEN, PART OF THE SANTANDER GROUP CAPB 0454 H DEC 19 CONTENTS Welcome to Cater Allen Private Bank 04 Your new Cater Allen Bank Account 05 Managing your account 09 Paying money into your account 10 Withdrawing money from your account 16 Changing your details 22 Interest and charges 24 Your banking relationship with us 25 Contact us 26 3 WELCOME TO CATER ALLEN PRIVATE BANK YOUR NEW CATER ALLEN BANK ACCOUNT We are delighted that you have chosen to open an account with us and Your Account Number and Customer Number Security queries hope that this will be the start of a long and rewarding relationship. You’ll find the account number and sort code (16-57-10) of your new If you have any questions about the security arrangements on your At Cater Allen Private Bank, we’ve been helping people look after their Cater Allen bank account printed on the covering letter that you account, please call our Client Team. To assist us in improving the service finances since 1816. Today we’re one of the UK’s leading specialist received with your Welcome Pack. that we offer to clients in the future we may record and monitor calls. banks, offering you a personal and professional service along with a You'll then receive a second letter with your unique ten digit Customer Your Cater Allen Private Bank chequebook range of innovative accounts to meet your needs now and in the future. Number. You will need this to use our Internet Banking Service. Each This guide covers both Personal and Business (Non-Personal) accounts, person who is allowed to transact on this account will have their own A chequebook is available with certain Cater Allen Private Bank providing you with information to assist you in managing and operating individual ten digit Customer Number. accounts. If you requested a chequebook when applying for your account then this should be dispatched to you within five days of you your account. Where there are differences between the accounts, these Internet banking is available for all of our accounts, including those which having received your Welcome Pack. are clearly marked throughout the guide ‘For Personal Accounts only’ or require more than one person to sign/authorise transactions. ‘For Non-Personal Accounts only’. We will normally issue you with a new chequebook automatically Enclosed in your Welcome Pack is a Fact Sheet specific to the account Your Personal Access Code (PAC) before all of the cheques have been used in the current book. However, a new chequebook can be ordered at any time by logging into Internet you have opened. The Fact Sheet details the facilities and services that When you log into Internet Banking for the first time, you will be asked Banking or by calling our Client Team. your account offers to ensure that you are able to make the most of the to set up a six digit Personal Access Code (PAC). In the same way as benefits that it can provide. your Customer Number, your PAC is unique to you and is valid for all the If a chequebook is available with the account you have opened but accounts that you hold with us. you opted not to request it at the time of applying for the account then you can order one by contacting our Client Team. If you are unsure To help us protect the security of your account, we use your PAC to whether a chequebook is available with the account you have opened assist in confirming your identity whenever you call us. After we’ve then please refer to the Fact Sheet for your account enclosed in your asked you for your name and your account number, we will ask you for Welcome Pack. three random digits from your PAC. Please note that our Client Team will never ask you for your PAC in full over the phone and you should More details about using your chequebook can be found on page 17. never disclose it to them or to anybody else. Changing your Personal Access Code (PAC) You can change your Personal Access Code (PAC) at any time by logging into Internet Banking. For security reasons, please memorise your PAC and don’t disclose it to anybody. We strongly advise that you do not write it down. If you think someone else knows your PAC please tell us immediately. Please note that if you are an authorised user on an account that has a mandate of ‘more than one to sign’ then having a PAC does not give you authority to transact on that account on your own. 5 Your Cater Allen Private Bank Visa Debit Card Cater Allen does not currently participate in the Payment Council’s Statement queries Current Account Switch Service (CASS) and whilst this means that A Visa Debit Card is issued with certain Cater Allen Private Bank pound, If you’re concerned about any item on your statement the Switch Guarantee and other automated payment transfers and euro and US dollar accounts. If you requested a Visa Debit Card when or if you think that there might be an error, please call redirections do not apply, we will of course ensure that your Direct applying for your account then this should be dispatched to you within us immediately on 0800 092 3300 or from outside the Debits, standing orders and bill payment instructions are transferred to 5–7 days of you having received your Welcome Pack. UK on +44(0)114 228 2407. Please note that if you call your new Cater Allen account as quickly as possible. from outside the UK, normal international call charges If a Visa Debit Card is available with the account you have opened If you have any questions, please contact the Client Team on will apply. but you opted not to receive a card on application, please ring our Client 0800 092 3300. Team to request one. To find out if a Debit Card is available with the account you have opened, please refer to the Fact Sheet for the account, Statements this is available on our website or in your Welcome Pack. Statements are issued on a monthly basis. If you wish to change the Your Cater Allen Private Bank Visa Debit Card will enable you to pay for frequency of your statements, please log into Internet Banking. You can goods and services at millions of retail outlets worldwide, and withdraw also request paperless statements through our Internet Banking Service. cash from over 1.6 million Visa cash machines around the globe. If you choose paperless, we will send you a notification each time a new Commission charges only apply if you’re withdrawing cash in a currency statement is available to view online. For Fixed Term Deposit accounts we other than your account currency. See Banking Tariff for full details. will only issue a maturity certificate at account opening and a new maturity Further information relating to your Cater Allen Private Bank Visa Debit certificate if the account is re-invested at the anniversary. Card can be found in the Visa Debit Card Guide, which is available to For joint accounts we will send the statement to the primary account download from our website. holder only. If you require that other joint account holders also receive a statement, please inform us in writing at the address below and we will Transferring an account to Cater Allen facilitate this free of charge: You may now want to transfer standing orders, Direct Debits and Client Team payment instructions from another bank account to your new Cater Cater Allen Private Bank Allen account. Our account transfer process makes this as seamless and Santander House straightforward as possible. 9 Nelson Street Bradford For more information on the account transfer process you can visit the BD1 5AN resources section of our website, where you will find a section all about how to switch your current account to us, including a helpful guide. 87 MANAGING YOUR ACCOUNT We aim to make it as easy as possible for you to ¡ cancelling a cheque that has been written on the account; use and manage your Cater Allen account. We ¡ help accessing the Internet Banking Service; Your Account Number and Customer Number therefore provide you with options to manage ¡ ordering a new chequebook, postal paying in book for cheques or Visa Debit Card; You’ll find the account number and sort code (16-57-10) of your new and transact on the account through a number of ¡ ordering an interim or duplicate account statement; Cater Allen bank account printed on the covering letter that you different channels.
Load more

Recommended publications
  • Your Application and Credit Referencing
    FACT SHEET YOUR APPLICATION AND CREDIT REFERENCING How we decide whether or not to accept If you/your organisation applies for credit facilities we’ll an application to open an account approach a Credit Reference Agency to see if it has any information about those of you who will be party to the When we receive your/your organisation’s application, account. Our decision will be based on the details all we’ll look at the information you have provided on the parties provide, together with information we receive application form, together with any information we about all parties from the Credit Reference Agency. need to obtain about you/your organisation. When we For example, your age, occupation, details about your assess your application, your details will be checked with business, and so on, are all taken into consideration. We’ll Fraud Prevention Agencies and we will make searches at also take into account details such as how well you’ve Credit Reference Agencies who will give us information, managed previous and existing accounts with other including information from the electoral roll, to verify organisations. your identity. Scoring methods may be used to verify your identity. A record of this process will be kept that What happens when you apply to Cater may be used by other companies to help them verify your Allen Private Bank for credit facilities? identity. If you give us false or inaccurate information and fraud is identified, we’ll send details to fraud prevention Whenever we receive an application from a personal agencies. Law enforcement agencies may have access and customer for an overdraft*, we consider the application use this information.
    [Show full text]
  • 'Free Banking' Cost?
    How much does ‘free banking’ cost? An assessment of the costs of using UK personal current accounts John K. Ashton (Bangor University Business School) and Robert Hudson (University of Hull) Foundation Further information This report and a summary version are available on the Friends Provident Foundation website: www.friendsprovidentfoundation.org Published 2013 by Friends Provident Foundation Tower House Fishergate York Y010 4AU The views expressed in this report are those of the authors, and not necessarily those of the Foundation. © Bangor University 2013 ISBN 978-1-908769-23-7 (pdf) All rights reserved. Reproduction of this report by photocopying or electronic means for non-commercial purposes is permitted. Otherwise, no part of this report may be reproduced, adapted, stored in a retrieval system or transmitted by any means, electronic, mechanical, photocopying, or otherwise without the prior written permission of Friends Provident Foundation. Friends Provident Foundation Friends Provident Foundation is a grant-making charity working to support greater economic resilience through building knowledge and taking action at the strategic and local levels. It is particularly concerned with supporting the development of models of economic activity that include those who are most vulnerable to market failure. Established as part of the demutualisation of Friends Provident Life Office in 2001 and the flotation of Friends Provident plc, it is independent and has its own board of Trustees. As part of its Financial Inclusion programme, under which it supported this banking initiative, it worked to create the conditions throughout the UK for improved access to appropriate financial services for those who are currently excluded, particularly those on low incomes or otherwise vulnerable to market failure.
    [Show full text]
  • List of PRA-Regulated Banks
    LIST OF BANKS AS COMPILED BY THE BANK OF ENGLAND AS AT 2nd December 2019 (Amendments to the List of Banks since 31st October 2019 can be found below) Banks incorporated in the United Kingdom ABC International Bank Plc DB UK Bank Limited Access Bank UK Limited, The ADIB (UK) Ltd EFG Private Bank Limited Ahli United Bank (UK) PLC Europe Arab Bank plc AIB Group (UK) Plc Al Rayan Bank PLC FBN Bank (UK) Ltd Aldermore Bank Plc FCE Bank Plc Alliance Trust Savings Limited FCMB Bank (UK) Limited Allica Bank Ltd Alpha Bank London Limited Gatehouse Bank Plc Arbuthnot Latham & Co Limited Ghana International Bank Plc Atom Bank PLC Goldman Sachs International Bank Axis Bank UK Limited Guaranty Trust Bank (UK) Limited Gulf International Bank (UK) Limited Bank and Clients PLC Bank Leumi (UK) plc Habib Bank Zurich Plc Bank Mandiri (Europe) Limited Hampden & Co Plc Bank Of Baroda (UK) Limited Hampshire Trust Bank Plc Bank of Beirut (UK) Ltd Handelsbanken PLC Bank of Ceylon (UK) Ltd Havin Bank Ltd Bank of China (UK) Ltd HBL Bank UK Limited Bank of Ireland (UK) Plc HSBC Bank Plc Bank of London and The Middle East plc HSBC Private Bank (UK) Limited Bank of New York Mellon (International) Limited, The HSBC Trust Company (UK) Ltd Bank of Scotland plc HSBC UK Bank Plc Bank of the Philippine Islands (Europe) PLC Bank Saderat Plc ICBC (London) plc Bank Sepah International Plc ICBC Standard Bank Plc Barclays Bank Plc ICICI Bank UK Plc Barclays Bank UK PLC Investec Bank PLC BFC Bank Limited Itau BBA International PLC Bira Bank Limited BMCE Bank International plc J.P.
    [Show full text]
  • SD10 Confirmation of Payee Responses to Consultation
    Specific direction for the implementation of Confirmation of Payee Responses to consultation August 2019 Specific direction for the implementation of Confirmation of Payee: CP19/4 Responses Responses to consultation Contents Association of British Credit Unions Limited (ABCUL) 3 Association of Independent Risk & Fraud Advisors (AIRFA) 6 Aviva 20 Bank of America Merrill Lynch 23 Barclays 26 Building Societies Association (BSA) 35 Chartered Institiute of Credit Management 40 Experian 42 Financial Services Consumer Panel 48 HSBC Bank PLC 50 HSBC UK Bank PLC 58 Lloyds Banking Group PLC 66 Monzo Bank 71 Nationwide Building Society 74 National Westminster Bank PLC 79 Nottingham Building Society 89 Ordo 92 Santander UK, plc 96 Transpact 99 TSB Ltd 102 UK Finance 108 Which? 115 Names of individuals and information that may indirectly identify individuals have been redacted. Payment Systems Regulator August 2019 Specific direction for the implementation of Confirmation of Payee: CP19/4 Responses Responses to consultation Association of British Credit Unions Limited (ABCUL) Payment Systems Regulator August 2019 3 Confirmation of Payee Consultation Payment Systems Regulator 12 Endeavour Square London E20 1JN 5 June 2019 Dear sirs CP 19/4 – Confirmation of Payee We welcome the opportunity to respond to this consultation. ABCUL is the primary trade association representing credit unions in England, Scotland and Wales with around two thirds of credit unions in mainland Great Britain affiliated to the Association. Credit unions in the UK – aside from several key exceptions – operate on an indirect non-agency PSP basis operating through a HOCA to make payments on their members’ behalf and accept inward payments for the same.
    [Show full text]
  • Charity Banking Spotlight Report March 2016 with Foreword Layout 1
    Charity Banking Spotlight report March 2016 with foreword_Layout 1 18/03/2016 11:39 Page 1 Charity Banking Spotlight report March 2016 with foreword_Layout 1 18/03/2016 11:39 Page 2 Charity Banking Spotlight Contents 2 Introduction 3 Banking spotlight report 4 The most popular banks 5 Top 25 banks used by the top 5,000 charities 6 Banks listed by client cash 8 Banks used by the top 100 charities 9 Longevity of contracts 10 The value of charity cash 11 Top charities by cash Produced by Slack Communications for Charity Financials www.charityfinancials.com 1 Charity Banking Spotlight report March 2016 with foreword_Layout 1 18/03/2016 11:39 Page 3 Charity Banking Spotlight Introduction Barclays are delighted to sponsor this Spotlight Banking Report. 2016 has brought fresh pressures that charities are having to address. But, tough times demand innovative approaches, and charities are embracing creative commercialisation fuelled by diversity of ideas, to support their main charitable cause. With efficiency at a premium, we believe there is an increasingly rational case for consolidation within the sector. The benefits of bringing two back offices together for example can provide significant advantages, and help a charity leverage its brand wider, reaching more beneficiaries and we expect to see more mergers in 2016. The digital agenda is also set to drive major change within the sector. The increasing influence of social media presents a huge opportunity to charities. Whilst it has been used very effectively for individual campaigns, the charity that can find the way to harness the power of social media for regular donations will be a market leader and drive significant change in fundraising.
    [Show full text]
  • CRM Code Consultation Document
    Review of the Contingent Reimbursement Model Code for Authorised Push Payment Scams Consultation Document July 2020 Driving fair customer outcomes CONTENTS 1. Introduction 4 1.1 Background 1.2 The role of the LSB 1.3 Engagement with stakeholders 1.4 Review of approach to reimbursement of customers 1.5 About this consultation 1.6 Who should respond 2. Implementation 8 2.1 The current version of the CRM code 2.2 Coverage and barriers to signing up 3. Customer experience 10 3.1 Reducing the impact on customers 3.2 Vulnerable customers 2020 4. Prevention measures 12 4.1 Awareness 4.2 Effective warnings 4.3 Confirmation of Payee 5. Resolving claims 14 5.1 The process of resolving claims 5.2 Funding the reimbursement of customers 6. Next steps 17 6.1 How to respond 6.2 Publication of consultation responses Annex 1: Full list of consultation questions 18 Review of the Contingent Reimbursement Model Code for Authorised Push Payment Scams 3 1. INTRODUCTION 1.1 BACKGROUND In September 2016, the consumer body The code designed, the Contingent Which? submitted a super-complaint to the Reimbursement Model (CRM) Code, was Payment Systems Regulator (PSR) regarding launched on 28 May 2019. The voluntary code Authorised Push Payments (APP) scams. The sets out good industry practice for preventing complaint raised concerns about the level of and responding to APP scams. It also sets protection for customers who fall victim to APP out the requisite level of care expected scams. The PSR investigated the issue and of customers to protect themselves from published its formal response in December APP scams.
    [Show full text]
  • SD10 Response to Consultation and Decision
    PS19/4 Specific Direction 10 (Confirmation of Payee) Response to consultation and decision August 2019 Confirmation of Payee: Specific direction PS19/4 In this document, we set out the feedback we received during our consultation on our proposed specific direction for implementing Confirmation of Payee, our responses and our decision on giving the specific direction. If you have any questions, you can email us at [email protected] or write to us at: Confirmation of Payee Team Payment Systems Regulator 12 Endeavour Square London E20 1JN You can download this paper from our website: psr.org.uk/psr-publications/policy-statements/specific-direction-10-confirmation-of-payee Payment Systems Regulator August 2019 2 Confirmation of Payee: Specific direction PS19/4 Contents 1 Executive summary 4 2 The outcome of our recent consultation 6 3 Our decision on giving the direction 19 4 Equality impact assessment 29 Annex 1 31 Glossary 40 Payment Systems Regulator August 2019 3 Confirmation of Payee: Specific direction PS19/4 1 Executive summary 1.1 Confirmation of Payee (CoP) is a name-checking service that has been identified by the Payment Systems Regulator (PSR) and payments industry as an important tool to help prevent authorised push payment (APP) scams and accidentally misdirected payments. The service checks whether the name of the account that a payer is sending money to matches the name they have entered. 1.2 Our objective is to ensure that CoP is introduced in a way that significantly reduces losses from APP scams and accidentally misdirected payments. The widespread introduction of CoP in a timely and coordinated manner will achieve this.
    [Show full text]
  • UK Banks That Work Directly with Xero
    UK banks that work directly with Xero These banks send daily feeds of bank transactions directly into Xero from the types of bank account listed here. N.B. While this table shows the majority of accounts that work with Xero, it is not comprehensive. For a full list of accounts covered, head to Xero Central Financial Institutions Business Personal Current Savings Credit Cards Current Savings Credit Cards Adam & Company ● AIB (UK) ● ● ● ● ● ● AIB (NI) formerly First Trust Bank ● ● ● ● ● ● AIB (Republic of Ireland) ● ● ● ● ● ● American Express ● ● Bank of Ireland (UK) ● ● ● ● ● ● Bank of Ireland (Republic of Ireland) ● ● ● ● ● ● Bank of Scotland ● ● ● ● ● ● Barclays ● ● ● ● Barclaycard ● ● Cahoot (Santander) ● ● ● Capital One (UK) ● Capital on Tap ● CashPlus ● ● ● ● Cater Allen ● ● ● ● Cledara ● Clydesdale Bank ● ● ● ● ● ● The Co-operative Bank ● ● Coutts ● ● CreDec Cumberland Building Society ● ● Danske (excludes Danske London Corporate) ● ● ● ● ● ● Expend ● First Direct ● ● Halifax ● ● ● ● HSBC ● ● ● ● Lloyds Bank ● ● ● ● ● ● N.B. While this table shows the majority of accounts that work with Xero, it is not comprehensive. For a full list of accounts covered, head to Xero Central Financial Institutions Business Personal Current Savings Credit Cards Current Savings Credit Cards MBNA ● Metro Bank ● ● ● Mettle ● M&S Bank ● Monzo ● Nationwide Building Society ● ● NatWest ● ● ● ● ● ● NatWest Rapid Cash PayPal Pleo ● ● RBS ● ● ● ● ● ● Revolut Santander (UK) ● ● ● ● ● ● Silicon Valley Bank ● Soldo ● ● Starling Bank ● Stripe Tide ● TransferWise Tesco Bank ● ● ● TSB ● ● ● ● ● ● Ulster Bank (UK) ● ● ● ● ● ● Ulster Bank (Republic of Ireland) ● ● ● ● ● ● Virgin Money ● ● ● ● ● ● WorldFirst Yorkshire Bank ● ● ● ● ● ● N.B. While this table shows the majority of accounts that work with Xero, it is not comprehensive. For a full list of accounts covered, head to Xero Central.
    [Show full text]
  • Banking Tariff
    BANKING TARIFF BANKING TARIFF This tariff applies to all Cater Allen Accounts with the exception of the Private Bank Account. The Private Bank Account Banking Tariff can be found at www.caterallen.co.uk. Deposits We don’t levy any charge for receiving these payments. However, if you make Inland Sterling Deposits – your deposit using another financial institution’s counter facilities then they e.g. BACS receipts, UK may deduct charges1 from your deposit before it reaches Cater Allen Private cheque deposits Bank. In-bound electronic deposits (excluding inland sterling deposits) In some cases the sender of the payment may choose to pay all of the associated costs, in which case you will not be charged a fee. Alternatively the sender can choose for the costs associated with sending the payment to be shared, in which case you will be charged the appropriate cost from the fees shown below. Your Account Currency of In-Bound Payment From Fee Currency Electronic Payment Sterling Sterling Outside UK £7 Sterling Any other currencies* Any country £7 Euro Any currency* Any country �8 US Dollar Any currency* Any country US $11 * Please contact our Client Services Centre on 0800 092 3300 to find out which currencies we can accept. You can also find this listing on our Exchange Rates page on our website: www.caterallen.co.uk/exchangerates This service is only available for foreign cheques of sterling equivalent value of £50 and over. Collection of Foreign Cheques Under £100 – £52 £100 and over – 0.25% of cheque value Minimum £15 Maximum £652 This service is only available for foreign cheques of sterling equivalent value Negotiation of Foreign of £50 and over.
    [Show full text]
  • UK & EU Unsupported Banks
    UK & EU Unsupported Bank List EU Unsupported Banks (Bank and Credit Cards only) UK Unsupported Banks (Bank and Credit Cards only) ABANCA (Business) (Spain) - Bank AA credit card (UK) ABANCA (Spain) - Bank AA Savings (UK) - Bank ABN AMRO (Netherlands) - Bank Abbey National (UK) - Credit Card ABN Amro Business Credit Card (Netherlands) Adam & Company (UK) - Bank Activo Bank (Portugal) Airdrie Savings Bank (UK) ActivoBank (Espana) - Banco Aldermore Business Bank (UK) Allied Irish Bank (Business) (Ireland) - Bank Aldermore Savings (UK) - Bank Allied Irish Bank (Business) (Ireland) - Credit Card Alliance & Leicester (UK) - Bank Allied Irish Bank (Ireland) - Bank Alliance & Leicester (UK) - Credit Card Allied Irish Bank (Ireland) - Credit Card Alliance Trust Savings (UK) - Bank American Express (Card Account) (Espana) - Tarjeta de Allied Irish Business Bank (UK) - Bank Credito American Express Card Amazon Credit Card (UK) American Express Cards (France) - Bank American Express Business Cards (UK) American Express Cards (Switzerland) American Express Cards (global) (UK) - Credit Card American Express Cards (Switzerland) American Express Cards (UK) American Express Cards DUTCH (Netherlands) - Bank American Express Cards Mobile (UK) - Credit Card American Express cards(NL) (Netherlands) - Credit Card aqua card (UK) American Express Credit Cards (Spain) Arbuthnot Latham (Current Account) (UK) - Bank ASN Bank (Netherlands) - Bank Arbuthnot Lathum (UK) - Bank ASN Bank (Netherlands) - Credit Card ASDA - Credit Cards (UK) AXA Banque (France) Bank of
    [Show full text]
  • Rpt MFI-EU Hard Copy Annual Publication
    MFI ID NAME ADDRESS POSTAL CITY HEAD OFFICE RES* UNITED KINGDOM Central Banks GB0425 Bank of England Threadneedle Street EC2R 8AH London No Total number of Central Banks : 1 Credit Institutions GB0005 3i Group plc 91 Waterloo Road SE1 8XP London No GB0015 Abbey National plc Abbey National House, 2 Triton NW1 3AN London No Square, Regents Place GB0020 Abbey National Treasury Services plc Abbey National House, 2 Triton NW1 3AN London No Square, Regents Place GB0025 ABC International Bank 1-5 Moorgate EC2R 6AB London No GB0030 ABN Amro Bank NV 10th Floor, 250 Bishopsgate EC2M 4AA London NL ABN AMRO Bank N.V. No GB0032 ABN AMRO Mellon Global Securities Services Princess House, 1 Suffolk Lane EC4R 0AN London No BV GB0035 ABSA Bank Ltd 75 King William Street EC4N 7AB London No GB0040 Adam & Company plc 22 Charlotte Square EH2 4DF Edinburgh No GB2620 Ahli United Bank (UK) Ltd 7 Baker Street W1M 1AB London No GB0050 Airdrie Savings Bank 56 Stirling Street ML6 OAW Airdrie No GB1260 Alliance & Leicester Commercial Bank plc Building One, Narborough LE9 5XX Leicester No GB0060 Alliance and Leicester plc Building One, Floor 2, Carlton Park, LE10 0AL Leicester No Narborough GB0065 Alliance Trust Savings Ltd Meadow House, 64 Reform Street DD1 1TJ Dundee No GB0075 Allied Bank Philippines (UK) plc 114 Rochester Row SW1P 1JQ London No GB0087 Allied Irish Bank (GB) / First Trust Bank - AIB 51 Belmont Road, Uxbridge UB8 1SA Middlesex No Group (UK) plc GB0080 Allied Irish Banks plc 12 Old Jewry EC2R 8DP London IE Allied Irish Banks plc No GB0095 Alpha Bank AE 66 Cannon Street EC4N 6AE London GR Alpha Bank, S.A.
    [Show full text]
  • Reserve Account
    FACT SHEET Reserve Account The Cater Allen Reserve Account offers you a All accounts come with their own currency VISA convenient and flexible way to achieve attractive Deferred-Debit Cards. You’ll find more information in returns, minimise your costs and have instant access our VISA Card Cardholder’s Guide. You can use your to your money. VISA card to pay for goods and services at more than 29 million outlets worldwide, withdraw cash from Many organisations have funds that are regularly set over 1.5 million VISA cash machines around the globe. aside to meet future obligations, such as monthly payroll or the purchase of capital equipment. The Key Features Reserve Account is ideal for businesses aiming to earn higher returns on their funds, without sacrificing ■ Available to companies, sole traders, partnerships, access. It’s available in sterling, US dollar and/or euro charities, pension managers, trustees, and appeals to businesses that require their banking associations, clubs and societies. to be both cost-effective and flexible. In addition, ■ Operated by telephone, post and online (sterling the Sterling Reserve Account comes with the added only). benefit of our full Internet Banking Service. ■ In-branch deposit taking available at Royal Bank We can link your organisation’s different currency of Scotland branches1 for sterling accounts only. accounts, each with their own Account Number, Fees may apply for this service, please see our under your business’ Customer Number to give added Banking Tariff for details. flexibility such as the opportunity to move money ■ Funds may be held in sterling, euro or US dollar – between Reserve Accounts without incurring any each currency will be held in a separate account currency conversion charges (as long as the accounts with a separate Account Number.
    [Show full text]