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SMERA – COCA Report
SMERA Code of Conduct Assessment C1 (Excellent performance of the MFI on Code of Conduct dimensions) SMERA Code of Conduct Assessment Svasti Microfinance Private Limited Date of Report: June 15, 2021 To verify the grading, please scan the QR code Valid till: June 14, 2022 SMERA’s Code of Conduct Assessment Grading Scale Grading Scale Definitions C1 Excellent performance of the MFI on Code of Conduct dimensions C2 Good performance of the MFI on Code of Conduct dimensions C3 Average performance of the MFI on Code of Conduct dimensions C4 weak performance of the MFI on Code of Conduct dimensions C5 Weakest performance of the MFI on Code of Conduct dimensions Assessment on Code of Conduct has been done on the indicators pertaining to Transparency, Client Protection, Governance, Recruitment, Client Education, Feedback & Grievance Redressal and Data Sharing. Some of these indicators have been categorized as Higher Order indicators consisting of indicators on Integrity and Ethical Behaviour and Sensitive Indicators. To verify the grading, please scan the QR code 2 Conflict of Interest Declaration SMERA (including its holding company and wholly owned subsidiaries) has not been involved in any assignment of advisory nature for a period of 12 months preceding the date of the comprehensive grading. None of the employees or the Board members of the SMERA have been a member of the Board of Directors of the MFI for a period of 12 months preceding the date of the comprehensive grading. Disclaimer SMERA’s Ratings / Gradings / Due Diligence and other credit assessment related services do not constitute an audit of the rated entity and should not be treated as a recommendation or opinion that is intended to substitute for a buyer’s or lender’s independent assessment. -
State District Name of Bank Bank Branch/ Financial Literacy Centre
State District Name of Bank Branch/ Address ITI Code ITI Name ITI Address State District Phone Email Bank Financial Category Number Literacy Centre Bihar Araria State Araria Lead Bank Office, PR10000055 Al-Sahaba Industrial P Alamtala Forbesganj Bihar Araria NULL Bank of ADB Building, Training Institute India Araria, Pin- 854311 Bihar Arwal PNB ARWAL ARWAL PR10000083 Adarsh ITC P Umerabad Bihar Arwal NULL Bihar Arwal PNB ARWAL ARWAL PR10000284 Shakuntalam ITC P Prasadi English Bihar Arwal NULL Bihar Arwal PNB ARWAL ARWAL PR10000346 Aditya ITC P At. Wasilpur, Main Road, Bihar Arwal NULL P.O. Arwal, Bihar Arwal PNB ARWAL ARWAL PR10000396 Vikramshila Private P At. Rojapar, P.O. Arwal Bihar Arwal NULL ITI Bihar Arwal PNB ARWAL ARWAL PR10000652 Ram Bhaman Singh P At-Purani Bazar P.o+P.S- Bihar Arwal NULL Private ITI Arwal Bihar Arwal PNB ARWAL ARWAL PR10000677 Sukhdeo Institute Of P Kurtha, Arwal Bihar Arwal NULL Tecnology Private ITI, Bihar Arwal PNB ARWAL ARWAL PR10000707 Dr. Rajendra Prasad P Mubarkpur, Kurtha Arwal Bihar Arwal NULL Private ITI, Bihar Aurangabad PUNJAB DAUDNAGAR DAUDNAGAR PR10000027 New Sai Private ITI- P Aurangabad Road, Bihar Aurangabad NULL NATIONA Bhakharuan More, , Tehsil- L BANK Daudnagar , , Aurangabad - 824113 Bihar Aurangabad PUNJAB AURANGABAD AURANGABAD PR10000064 Adharsh Industrial P Josai More Udyog Bihar Aurangabad NULL NATIONA Training Centre Pradhikar Campus L BANK Bihar Aurangabad MADHYA DAUDNAGAR DAUDNAGAR PR10000108 Sardar Vallabh Bhai P Daudnagar Bihar Aurangabad NULL BIHAR Patel ITC, Daudnagar GRAMIN BANK Bihar Aurangabad MADHYA DAUDNAGAR DAUDNAGAR PR10000142 Adarsh ITC, P AT-,Growth centre ,Jasoia Bihar Aurangabad NULL BIHAR Daudnagar More Daudnagar GRAMIN BANK Bihar Aurangabad PUNJAB RATANUA RATANUA PR10000196 Progresive ITC P At-Growth Center Josia Bihar Aurangabad NULL NATIONA More L BANK Bihar Aurangabad MADHYA DAUDNAGAR DAUDNAGAR PR10000199 Arya Bhatt ITC P Patel Nagar, Daud Nagar Bihar Aurangabad NULL BIHAR GRAMIN BANK Bihar Aurangabad PUNJAB OLD GT RD. -
List of Indian Public Sector Banks :- (Click to Visit the Website of the Bank)
List of Banks in India - 2014 Directory of Public Sector / Private Sector / Foreign Banks List of Indian Public Sector Banks :- (Click to visit the website of the Bank) Nationalized Banks, State Bank Group Banks have been included here as PS Banks : Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharashtra Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Limited Indian Bank Indian Overseas Bank IDBI Bank Industrial Development Bank of India Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaner and Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Patiala State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank Of India Vijaya Bank (a) The following two State Bank Group Banks have since been merged with SBI) State Bank of Indore (since merged with SBI) State Bank of Saurashtra (since merged with SBI) ( b) New Bank of India (a nationalised bank) was merged with Punjab National Bank in 1993 List of Private Sector Banks in India Ads by Google Axis Bank Catholic Syrian Bank Ltd. IndusInd Bank Limited ICICI Bank ING Vysya Bank Kotak Mahindra Bank Limited Karnataka Bank Karur Vysya Bank Limited. Tamilnad Mercantile Bank Ltd. The Dhanalakshmi Bank Limited. The Federal Bank Ltd. The HDFC Bank Ltd. The Jammu & Kashmir Bank Ltd. The Nainital Bank Ltd. The Lakshmi Vilas Bank Ltd Yes Bank copied from www,allbankingsolutions.com List of Private Sector Banks Since Merged with other banks The Nedungadi Bank (merged with -
ANSWERED ON:17.10.2008 MERGER of LORD KRISHNA and CENTURION BANKS with HDFC Manoj Dr
GOVERNMENT OF INDIA FINANCE LOK SABHA UNSTARRED QUESTION NO:17 ANSWERED ON:17.10.2008 MERGER OF LORD KRISHNA AND CENTURION BANKS WITH HDFC Manoj Dr. K.S. Will the Minister of FINANCE be pleased to state: (a) whether the Lord Krishna Bank and Centurion Bank of Punjab have merged with HDFC Bank; (b) if so,the details thereof; (c) whether the RBI has given permission for this merger; (d) if so,the effect of this merger on the branches of Lord Krishna and Centurion Bank and the employees of these Banks;and (e) the steps taken by the Government to protect the interests of the employees? Answer The Minister of State in the Ministry of Finance (Shri Pawan Kumar Bansal) (a) to (d): Reserve Bank of India sanctioned the Schemes of amalgamation of Lord Krishna Bank Ltd. (LKBL) with Centurion Bank of Punjab (CBOP) Ltd. w.e.f. 29.08.2007, and Centurion Bank of Punjab Ltd. with the HDFC Bank Ltd. w.e.f.23.05.2008 under Section 44A( 4) ofthe Banking Regulation Act, 1944.The branches of the transferor banks became the branches of the transferee banks with effect from the date of amalgamations. (e): The Scheme of amalgamation of LKBL with CBOP provided for continuation of all the employees of LKBL in service on the Effective Date as employees of CBOP Ltd. without any break or interruption in service, on emoluments and benefits and terms and conditions of service which are no less favourable to the employees than those on which they were employed with LKBL as on the date immediately preceding the Effective Date.Further,it also provided that the provident fund, superannuation fund or any other special scheme(s), fund(s) created or existing for the benefit of the employees of LKBL,on and from the Effective Date, shall stand transferred to CBOP Ltd.The above provisions have also been incorporated in the Scheme of amalgamation of CBOP with the HDFC Bank Ltd.. -
Relationship Between Merger Announcement and Stock Returns: Evidence from Indian Banking”
“Relationship between merger announcement and stock returns: evidence from Indian banking” Muneesh Kumar AUTHORS Shalini Kumar Laurence PORTEU De La Morandiere Muneesh Kumar, Shalini Kumar and Laurence PORTEU De La Morandiere ARTICLE INFO (2011). Relationship between merger announcement and stock returns: evidence from Indian banking. Banks and Bank Systems, 6(4) RELEASED ON Wednesday, 08 February 2012 JOURNAL "Banks and Bank Systems" FOUNDER LLC “Consulting Publishing Company “Business Perspectives” NUMBER OF REFERENCES NUMBER OF FIGURES NUMBER OF TABLES 0 0 0 © The author(s) 2021. This publication is an open access article. businessperspectives.org Banks and Bank Systems, Volume 6, Issue 4, 2011 Muneesh Kumar (India), Shalini Kumar (India), Laurence Porteu de La Morandiere (France) Relationship between merger announcement and stock returns: evidence from Indian banking Abstract This paper examines the relationship between merger announcements with the stock returns in the Indian Banking during the period of 1999-2008. Using event study methodology, it attempts to ascertain whether the bidder banks experience significant abnormal returns during the post-announcement and pre-announcement periods. The results indicate that bidder banks may or may not experience any significant abnormal returns during the post-announcement period. No bank specific characteristics could explain the pattern of market reaction to merger announcements. How- ever, significant abnormal returns were observed in daily share prices in majority of the cases, during the pre- announcement period, indicating possibility of leakage of information in the market. Keywords: mergers in banks, merger announcement, consolidation in banking, market reaction, event study methodology, abnormal stock returns, pre-announcement, post-announcement, bidder banks, facilitated mergers, market driven mergers. -
View Annual Report
Experiential Leadership Enabling Personalized Customer Journeys Through Technology Annual Report 2017-18 HIGHLIGHTS Net Profit 17,487 crore An increase of 20.2% compared to the previous year. Balance Sheet Size 1,063,934 crore An increase of 23.2% compared to the previous year. Total Deposits 788,771 crore An increase of 22.5% compared to the previous year. Total Advances 658,333 crore An increase of 18.7% compared to the previous year. Capital Adequacy Ratio 14.8% Tier I Capital Ratio 13.2% Gross Non-performing Assets 1.30% of Gross Advances Network Banking outlets: 4,787 ATMs: 12,635 Cities/Towns: 2,691 TABLE OF CONTENTS Board and Management 2 AGM and Record Date Details 5 Evolving into an Experience Business, Digitally 6 Parivartan – A Step towards Progress 10 Working with the Government 12 Graphical Highlights 14 Financial Highlights 18 Directors’ Report 20 Independent Auditors’ Report 77 Financial Statements 80 Basel III- Pillar 3 Disclosures 155 Independent Auditors’ Report for 156 Consolidated Financial Statements Consolidated Financial Statements 160 Secretarial Auditor’s Certificate 209 on Corporate Governance Corporate Governance 210 Shareholder Information 234 BOARD AND MANAGEMENT BOARD OF DIRECTORS Shyamala Gopinath Bobby Parikh Partho Datta Malay Patel Chairperson Umesh Chandra Srikanth Nadhamuni Keki Mistry Sarangi Aditya Puri Paresh Sukthankar Kaizad Bharucha Managing Director Deputy Managing Director Executive Director KEY MANAGERIAL PERSONS Aditya Puri Paresh Sukthankar Kaizad Bharucha Managing Director Deputy Managing Director -
Memories – a Tribute to RD Burman by Usha Uthup & Munna Raj Launched at the 2Nd Kolkata Literature Festival
Press Release Memories – A Tribute To RD Burman By Usha Uthup & Munna Raj Launched At The 2nd Kolkata Literature Festival - Ramesh Sippy & Zeenat Aman Speaks About Their Association With RD Burman And Launches The Album Released By Asha Audio - Kolkata, 6th February, 2015: Memories, Usha Uthup’s tribute to her mentor, RD Burman, composed by Munna Raj, was released at the 2nd Kolkata Literature Festival (KLF) held at the 39th International Kolkata Book Fair by noted filmmaker, Mr Ramesh Sippy & screen diva of yesteryears, Ms Zeenat Aman. The audio CD comprising of 8 new songs has been released by Asha Audio Company. Memories is a collection of eight Bengali modern songs by Usha Uthup which is a rare musical tribute to RD Burman. Memories is also a long cherished dream come true for Usha Uthup who was actually identified by RD Burman at a Park Street pub in Kolkata. The association grew stronger and the listeners got a treasure trove from the duo in films like Bombay To Goa, Hare Rama Hare Krishna, Shalimar & Shaan, which are chartbusters even today. Incidentally, with Memories, Usha Uthup recorded for a Bengali album after a gap of almost 15 years. “It has been a deep journey with Pancham. I really have some wonderful memories with him. Never ever I came across such a musical genius. The sound he created and the tune he composed are still loved and are immensely popular. While recording for Memories it was an actual Down Memory Lane experience for me with the same retro sound and feel of the 70's and 80's. -
Volume-15-Harmony-1458-Songs.Pdf
HINDI 1458 Song No Song Name Singer Movie/Album Song In 14131 Aa Aa Bhi Ja Lata Mangeshkar Tesri Kasam Volume-6 14039 Aa Dance Karen Thora Romance AshaKare Bhonsle Mohammed Rafi Khandan Volume-5 14208 Aa Ha Haa Naino Ke Kishore Kumar Hamaare Tumhare Volume-3 14041 Aa Ja Meri Jaan Kishore Kumar Asha Bhonsle Jawab Volume-3 14042 Aa Ja Re Aa Ja Kishore Kumar Asha Bhonsle Ankh Micholi Volume-3 13615 Aa Mere Humjoli Aa Lata Mangeshkar Mohammed RafJeene Ki Raah Volume-6 13616 Aa Meri Jaan Lata Mangeshkar Chandni Volume-6 12605 Aa Mohabbat Ki Basti BasayengeKishore Kumar Lata MangeshkarFareb Volume-3 13309 Aa Re Preetam Pyaare Sarosh Mamta Sharma Rowdy Rathore Volume-8 14209 Aage Se Dekho Peechhe Se Kishore Kumar Amit Kumar Ghazab Volume-3 14344 Aah Ko Chahiye Ghulam Ali Rooh E Ghazal Ghulam AliVolume-12 13618 Aai Baharon Ki Sham Mohammed Rafi Wapas Volume-4 14133 Aai Karke Singaar Lata Mangeshkar Do Anjaane Volume-6 13619 Aaina Hai Mera Chehra Lata Mangeshkar Asha Bhonsle SuAaina Volume-6 14506 Aaiye Barishon Ka Mausam Pankaj Udhas Chandi Jaisa Rang Hai TeraVolume-12 14043 Aaiye Huzoor Aaiye Na Asha Bhonsle Karmayogi Volume-5 14345 Aaj Ek Ajnabi Se Ashok Khosla Mulaqat Ashok Khosla Volume-12 13310 Aaj Hai Sagaai Abhijeet Alkaji Pyaar To Hona Hi Tha Volume-8 14346 Aaj Hum Bichade Hai Jagjit Singh Love Is Blind Volume-12 12404 Aaj Is Darja Pila Do Ki Mohammed Rafi Vaasana Volume-4 14436 Aaj Kal Shauqe Deedar Hai Asha Bhosle Mohammed Rafi Leader Volume-5 14044 Aaj Khushi Se Jhum Raha Sara Asha Bhonsle Suntan Volume-5 14437 Aaj Ki Raat Mohammed -
Commercial Banks & Financial Institutions List of Contact Persons
List of Contact Persons for Y2K - Commercial Banks & Financial Institutions November 24, 1999 Ref DBS. No.Y2K /1545 /35.01.00/1999-2000 The General Manager Press Relations Division Reserve Bank of India Central Office, 23rd Floor, COB MUMBAI - 400 001. Dear Sir / Madam, List of Contact Persons for Y2K - Commercial Banks & Financial Institutions Please refer to our letter DBS.No.Y2K/765/35.01.00/1999-2000 dated September 6, 1999 on the above subject. We now forward herewith a floppy diskette containing an updated version of the database of names and addresses of contact persons for Y2K in Commercial Banks and Financial Institutions taking into account further additions and amendments to the earlier list based on information received from the respective institutions upto November 22, 1999. The existing version may please be replaced by the above data in the RBI website. Yours faithfully, (M. Sebastian) Deputy General Manager Encl: As above YEAR 2000 (Y2K) PROBLEM List of Contact Persons for Y2K (Commercial Banks & Financial Institutions) Compiled by: Reserve Bank of India Department of Banking Supervision Central Office - Y2K Project Cell Centre - 1, WTC, Cuffe Parade Colaba, Mumbai - 400 005. (November 1999) A. High Level Working Group on Year 2000 Issues B. Reserve Bank of India & Indian Banks’ Association C. Nationalised Banks D. State Bank of India and Associate Banks E. Private Sector Banks F. New Private Sector Banks G. Foreign Banks H. All India Financial Institutions High Level Working Group on Year 2000 Issues Shri S P Talwar Deputy -
Press Release March 28, 2008 CARE UPGRADES the RATING of SUBORDINATE TIER II BONDS of ERSTWHILE LORD KRISHNA BANK LTD., NOW MERGED with CENTURION BANK of PUNJAB LTD
Press Release March 28, 2008 CARE UPGRADES THE RATING OF SUBORDINATE TIER II BONDS OF ERSTWHILE LORD KRISHNA BANK LTD., NOW MERGED WITH CENTURION BANK OF PUNJAB LTD. CARE had earlier placed the CARE BBB+ (Triple B Plus) rating assigned to the outstanding Subordinated Tier II Bond Issues of Lord Krishna Bank Ltd (LKB) aggregating to Rs.50.7 crore under “credit watch” with developing implications following the announcement of merger of erstwhile LKB with Centurion Bank of Punjab Ltd. Subsequently, pursuant to the amalgamation of erstwhile Lord Krishna Bank Ltd (LKB) with Centurion Bank of Punjab Ltd, the aforesaid Subordinate Tier II bonds were transferred to Centurion Bank of Punjab Ltd from erstwhile LKB. After a review of the performance of Centurion Bank of Punjab Ltd, impact of amalgamation on the financials of Centurion Bank of Punjab Ltd. and other recent developments, CARE has upgraded the existing rating assigned to the aforesaid Subordinate Tier II bonds aggregating to Rs.50.7 crore from ‘CARE BBB+’ [Triple B Plus] to ‘CARE A’ [Single A]. However, in light of the recent announcement of proposed merger of Centurion Bank of Punjab Ltd (CBoP) with HDFC Bank Ltd., it has been decided to place the ‘CARE A’ [Single A] rating assigned to the above mentioned bond issue under credit watch with positive implications. Instruments with this rating are considered to offer adequate safety for timely servicing of debt obligations. Such instruments carry low credit risk. The rating factors in CBoP’s experienced and proactive management, proven track record of raising capital, its healthy Tier I capital position, comfortable spreads and good technology infrastructure. -
Date of AGM(DD-MON-YYYY) 06-SEP-2013
CINL24231MH1950PLC008311 Company Name PFIZER LIMITED Date Of AGM(DD-MON-YYYY) 06-SEP-2013 Sum of unpaid and unclaimed dividend 5874709 Sum of interest on unpaid and unclaimed dividend 0 Sum of matured deposit 0 Sum of interest on matured deposit 0 Sum of matured debentures 0 Sum of interest on matured debentures 0 Sum of application money due for refund 0 Sum of interest on application money due for refund 0 First Name Middle Name Last Name Father/Husb Father/Husba Father/Husband Address Country State District PINCode Folio Number of Investment Type Amount Proposed Date of and First nd Middle Last Name Securities Due(in Rs.) transfer to IEPF Name Name (DD-MON-YYYY) B SEETHARAM SHETTY NA VIJAYA CLINIC, INDIA KARNATAKA KARKALA DAKSHINA 574154 P0119236 Amount for unclaimed 9325.00 11-OCT-2019 CHARANTHIPETE KAN and unpaid dividend MULKI, MANGALORE TALUK DAKSHINA KANNADA DIST BAMBRANA SHEELA VITTAL SHETTY LATE DR KAUP VITTAL W/O YOTI DR K INDIA KARNATAKA MANGALORE 575001 P0065399 Amount for unclaimed 5700.00 11-OCT-2019 SHETTY VITTAL SHETTY and unpaid dividend VITTAL VIHAR 102 1ST FLOOR MANASA APT LOBO LANE BANDOOR MANGALORE AMAR NATH MISSER LATE BISSESWAR NATH MISSER 183 MAHATMA INDIA WEST BENGAL KOLKATA 700007 P0074549 Amount for unclaimed 6050.00 11-OCT-2019 GANDHI ROAD and unpaid dividend KOLKATA CHITTA SANKAR DAWN LATE MR D N DAWN 25-B. C.I.T.ROAD INDIA WEST BENGAL KOLKATA 700014 P0025570 Amount for unclaimed 5650.00 11-OCT-2019 SCHEME L II. and unpaid dividend CALCUTTA-14. AMITA BHATTACHARJE NA CD-124 SECTOR 1 INDIA WEST BENGAL KOLKATA -
Contents Must Do Current Affairs for SBI Clerk and LIC ADO Main 2019
General/Financial Awareness Power Capsule | SBI Clerk & LIC ADO Main 2019 Contents Must Do Current Affairs for SBI Clerk and LIC ADO Main 2019 ........................................................................................ 3 Banking Current Affairs ...................................................................................................................................................... 13 Economy/Financial/Business Current Affairs .................................................................................................................. 17 AGREEMENTS/MOU SIGNED ............................................................................................................................................. 20 NEW APPOINTMENTS: NATIONAL .................................................................................................................................... 25 NEW APPOINTMENTS: INTERNATIONAL ........................................................................................................................ 27 AWARDS & RECOGNITION ................................................................................................................................................. 29 SUMMITS | EVENTS | FESTIVALS Held (NATIONAL/INTERNATIONAL) ....................................................................... 32 COMMITTEES IN NEWS ...................................................................................................................................................... 34 NATIONAL CURRENT AFFAIRS