Customer Opinion Handling Procedure

Handling customer opinion effectively is a cornerstone for quality customer service. In order to strengthen customer relationship, enhance service quality and handle customer opinion effectively, we have set out the following “Customer Opinion Handling Procedure”:

Channels for customer opinion  by post, e-mail, facsimile, phone or visit of our outlets  Complete the “Customer Opinion Form”  Through our official website www.bankcomm.com.hk or email to [email protected]  Fax to 2833 6561  Call our Customer Opinion Hotline 2162 2199 (Office Hours: Mon-Fri 9:00am to 5:00pm. Please note that all calls may be recorded to ensure service quality.)

Service Pledge  Letter of acknowledgement will be issued in 7 days upon receipt of a written customer opinion.  Reply or expected timeframe for reply will be provided within 30 days if investigation is required upon receipt of a customer complaint.  Formal reply will normally be ready within 60 days, taking the nature of a customer complaint into account

Attitude  Customer opinion will be handled swiftly in a fair and equitable manner with sincerity and consistency.  Compliments and criticisms will be considered in staff performance appraisal. Suggestions will be forwarded to relevant department to consider for future service enhancement.

Confidentiality  All complaints will be classified as confidential. Only the case-in-charge and related persons will be informed and they should not be the subject staff of the complaint.

Remark : of Communications () Limited also handle customer’s opinions for Bank of Communications Co., Ltd Hong Kong Branch and issue relevant letters /emails.

交通銀行股份有限公司香港分行(於中華人民共和國註冊成立) Bank of Communications Co., Ltd. Hong Kong Branch (Incorporated in the People’s Republic of ) Page 1

Workflow of handling customer’s opinion

Start

Receive Customer Opinion

Open Customer Opinion file

Investigation

Submit report by concerned Interview with customer Interview with Report to department and/or related staff related department management

Investigated result

Depends on customer’s request or management decision

Send written or verbal reply to Refer the opinion to functional Disciplinary action / customer department for improvement recognition to relevant staff

End

交通銀行股份有限公司香港分行(於中華人民共和國註冊成立) Bank of Communications Co., Ltd. Hong Kong Branch (Incorporated in the People’s Republic of China) Page 2