10150 York Road, Fifth Floor Hunt Valley, MD 21030

For Immediate Release

ALL RISKS, LTD. AND ITS FRANCHISED INSURANCE PROGRAM JOIN THE IHG OWNERS ASSOCIATION

HUNT VALLEY, MD (February 16, 2016) –All Risks, Ltd., the nation’s largest independent wholesaler, is pleased to announce that it has recently joined the Allied Member Program of the IHG Owners Association, the international member association for owners and operators of IHG® (InterContinental Group) franchised hotels. The franchised hotel insurance program is a part of All Risks’ National Specialty Unit, which offers proprietary insurance programs nationwide to its retail insurance agents and brokers with in-house binding authority, multiline capability, and coverage among the broadest available in the industry.

All Risks is the leading wholesale provider of general liability, property, workers’ compensation, umbrella, and business auto insurance to hotel and operations, which may include, but are not limited to: restaurant, pool, fitness center, complimentary 24/7 food/beverage service, and limited service hotels. All Risks’ franchised hotel program is available through an A.M. Best A+ XV rated carrier, with up to 35% lower property pricing countrywide. The program is available nationwide (excluding Alaska and Hawaii) and offers customized forms and competitive rates. Minimum premiums start at $1,000 for general liability and $2,500 for property.

“All Risks has aligned itself with one of the premier associations in the hotel industry whose true purpose is serving the needs of its franchised members. We are delighted to work together with the IHG Owners Association to provide its members a quality insurance product from one of the world’s largest insurers at a competitive price,” remarked Bryan Meyer, AVP - Franchised Hotel Program Manager.

For more information, please visit http://www.allrisks.com/industry-specialties/detail/franchised- hotels.

Originally established by founder Kemmons Wilson in 1955, the IHG Owners Association was the first association of its kind in the hotel industry. It currently represents the interests of owners and operators of more than 3,500 InterContinental Hotels Group® (IHG) properties in the United States, Africa, the Asia Pacific, Canada, Europe, Latin America, Mexico and the Middle East. Throughout the years, the Association has been a voice for its members and plays an integral role in communicating with IHG management on issues related to franchised hotel operations. The IHG family of brands includes InterContinental® Hotels & Resorts, Hualuxe™, Kimpton® Hotels & Restaurants, ® Hotels and Resorts, ™, ™, Holiday Inn® Hotels and Resorts, ®, ® and ®. For additional information, visit www.owners.org.

All Risks, Ltd., based in Hunt Valley, Maryland, is the largest national independent wholesale brokerage firm offering comprehensive insurance solutions with a full service platform of brokerage, contract binding, exclusive national programs and specialty personal lines products for retail insurance agents and brokers nationwide. The 51-year-old firm employs 800 staff members in offices located in Maryland, Arizona, California, Colorado, DC, Florida, Georgia, Illinois, Indiana, Louisiana, Minnesota, New Jersey, New York, North Carolina, Pennsylvania, Texas, Virginia and Washington. To learn more, please visit www.allrisks.com.

All Risks, Ltd. – Corporate Office - 10150 York Road - Fifth Floor Hunt Valley, MD 21030 Tel: (800) 366-5810 - Fax: (410) 828-8179 # # #