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THE 8th ANNUAL FINTECH 100 RANKING PROFILES OF THE TOP 10 THE ENTERPRISE 25 RANKING

Sergio Fidalgo, CIO of BBVA Compass, is centralizing customer data and bringing in a CRM system that aims to put the customer fi rst QBHF

A SUPPLEMENT TO americanbanker.com/ﬁ ntech100

Contents

OCTOBER 2011

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AMERICANBANKER.COM AMERICAN BANKER | FINTECH 100 | OCTOBER 2011 1 FinTech 100 | Top Overview

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2 AMERICAN BANKER | FINTECH 100 | OCTOBER 2011 AMERICANBANKER.COM

FinTech 100 | Ranking 5PQ$PNQBOJFTJO'JO5FDI

RANK CY 2010 REVENUE (MILLIONS) 2011 2010 COMPANY NAME OWNERSHIP TOTAL FINANCIAL SERVICES % FS

1 3 FIS Jacksonville, FL Public $5,270 $4,426 84% 2 1 Fiserv Brookfield, WI Public 4,133 3,926 95 3 4 Tata Consultancy Services Limited (TCS) Mumbai, India Public 7,805 3,456 44 4 2 SunGard Wayne, NJ Private 4,992 3,102 62 5 5 NCR Duluth, GA Public 4,819 2,651 55 6 8 Diebold North Canton, OH Public 2,824 2,552 90 7 6 Lender Processing Services Jacksonville, FL Public 2,456 2,334 95 8 7 First Data Atlanta, GA Private 10,380 2,281 22 9 9 Nomura Research Institute Tokyo, Japan Public 3,514 2,181 62 10 11 Infosys Limited Bangalore, India Public 5,641 2,031 36 11 NR Wincor Nixdorf Paderborn, Germany Public 3,029 2,029 67 12 13 Cognizant Technology Solutions Teaneck, NJ Public 4,592 1,945 42 13 10 Total System Services (TSYS) Columbus, OH Public 1,718 1,716 100 14 12 CA Technologies Islandia, NY Public 4,300 1,634 38 15 14 DST Systems Kansas City, MO Public 2,329 1,201 52 16 NR CoreLogic Santa Ana, CA Public 1,623 1,081 67 17 17 SAS Institute Cary, NC Private 2,430 1,021 42 18 18 Jack Henry & Associates Monett, MO Public 921 921 100 19 20 Equifax Atlanta, GA Public 1,860 744 40 20 19 Oberthur Card Systems Nanterre, France Private 1,308 719 55 21 22 Broadridge Financial Solutions Lake Success, NY Public 2,105 505 24 22 29 EDB Business Partner Oslo, Norway Public 1,486 490 33 23 32 Mphasis Bangalore, India Private 1,114 468 42 24 15 Experian Dublin, Ireland Public 4,130 454 11 25 33 Temenos Geneva, Switzerland Public 448 448 100 26 25 IPC Systems Jersey City, NJ Private 439 439 100 27 26 FICO Minneapolis, MN Public 610 433 71 28 30 Murex Paris, France Private 415 415 100 29 23 Itautec Sao Paulo, Brazil Private 943 409 43 30 31 Fidessa London, UK Public 407 407 100 31 24 Misys London, UK Public 904 396 44 32 37 Syntel Troy, MI Public 532 394 74 33 27 Open Solutions Glastonbury, CT Private 393 393 100 34 34 ACI Worldwide New York, NY Public 418 372 89 35 35 Hypercom Scottsdale, AZ Public 469 351 75 36 21 Ingenico Neuilly-sur-Seine, France Public 1,212 339 28 37 39 SS&C Technologies Windsor, CT Public 329 329 100 38 43 Polaris Software Chennai, India Public 335 315 94 39 28 CPM Braxis São Paulo, Brazil Private 601 313 52 40 44 Patni Computer Systems Mumbai, India Public 713 299 42 41 64 Davis + Henderson Toronto, Canada Public 644 286 44 42 41 Advent Software San Francisco, CA Public 284 284 100 43 38 Harland Financial Solutions Lake Mary, FL Public 283 283 100 44 46 Moody’s Analytics New York, NY Public 627 282 45 45 40 TransFirst Holdings Hauppauge, NY Private 778 272 35 46 36 3i Infotech* Mumbai, India Private 569 262 46 47 42 SimCorp A/S Copenhagen, Denmark Public 248 248 100 48 45 Wolters Kluwer Financial Services Minneapolis, MN Public 247 247 100 49 48 GFT Technologies Stuttgart, Germany Public 332 229 69 50 47 S1 Norcross, GA Public 209 209 100

*3i Infotech sent revised data after the FinTech 100 rankings were calculated. Its total revenue for 2010 was $559 million; $386 million from financial services. Note: All rankings based on Financial Insights’ revenue estimates. American Banker/Bank Technology News/Financial Insights FinTech 100 (2011)

4 AMERICAN BANKER | FINTECH 100 | OCTOBER 2011 AMERICANBANKER.COM

FinTech 100 | Ranking 5PQ$PNQBOJFTJO'JO5FDI

RANK CY 2010 REVENUE (MILLIONS) 2011 2010 COMPANY NAME OWNERSHIP TOTAL FINANCIAL SERVICES % FS

51 NR Aegis Global Communications Mumbai, India Private $595 $200 34% 52 51 Ness Technologies Tel Aviv, Israel Public 572 194 34 53 54 GlobeOp Financial Services New York, NY Public 189 189 100 54 NR L&T Infotech Mumbai, India Private 486 189 39 55 52 Charles River Development Burlington, MA Private 187 187 100 56 60 Headstrong Services Reston, VA Private 217 184 85 57 49 Linedata Services Neuilly-sur-Seine, France Public 182 182 100 58 65 Collabera Morristown, N.J. Private 380 179 47 59 50 BancTec Irving, TX Private 254 178 70 60 55 DealerTrack Holdings Lake Success, NY Public 244 171 70 61 62 Calypso Technology San Francisco, CA Private 166 166 100 62 76 Online Resources Chantilly, VA Public 150 147 98 63 63 Interactive Data Bedford, MA Public 797 143 18 64 66 Fundtech Jersey City, NJ Public 142 142 100 65 59 Algorithmics Toronto, Canada Public 135 135 100 66 69 iGATE Global Solutions Bangalore, India Public 281 135 48 67 56 Pegasystems* Cambridge, MA Public 337 129 38 68 NR ISGN Bensalem, PA Private 129 129 100 69 67 ERI Bancaire Geneva, Switzerland Private 127 127 100 70 53 Six Card Solutions Zurich, Switzerland Private 200 120 60 71 83 Nice Actimize New York, NY Public 120 120 100 72 71 Hundsun Technologies Hangzhou, China Public 131 113 86 73 68 Bravura Solutions Sydney, Australia Public 112 112 100 74 77 Open Link Financial Uniondale, NY Private 236 111 47 75 70 SmartStream London, UK Private 109 109 100 76 72 Sophis Dublin, Ireland Private 103 103 100 77 75 Viewpointe New York, NY Private 100 100 100 78 73 Eagle Investment Systems Wellesley, MA Public 98 98 100 79 88 Virtusa* Westborough, MA Public 208 98 47 80 98 Luxoft Moscow Private 189 96 51 81 NR Clear2Pay Mechelen, Belgium Private 90 90 100 82 79 Callatay and Wouters Brussels, Belgium Public 89 89 100 83 91 Bottomline Technologies Portsmouth, NH Public 168 88 53 84 78 Hexaware Technologies Mumbai, India Public 236 87 37 85 80 Odyssey Financial Technologies Lausanne, Switzerland Private 85 85 100 86 85 Vasco Data Security International Chicago, IL Public 108 80 74 87 92 Celero Solutions Calgary, Canada Private 79 72 91 88 NR aurionPro Solutions Mumbai, India Public 73 70 96 89 84 Investment Technology New York, NY Public 571 69 12 90 96 COCC Avon, CT Private 66 66 100 91 NR Scorto Cupertino, CA Private 87 64 74 92 93 Nucleus Software Exports Noida, India Public 60 60 100 93 94 FRS Global Brussels, Belgium Public 59 59 100 94 99 Eze Castle Integration Boston, MA Private 61 59 97 95 NR BancVue Austin, TX Private 58 58 100 96 NR Multifonds Luxembourg Private 52 52 100 97 100 Wausau Financial Systems Mosinee, WI Private 74 48 65 98 NR FNC Oxford Private 46 46 100 99 NR Financial Technologies Mumbai, India Public 148 42 28 100 NR Novantas New York, NY Private 39 39 100

*Data revisions received after the rankings were calculated: Pegasystems’ 2010 revenue — $337 million, $202 million from financial services. Virtusa’s 2010 revenue — $207 million, $110 million in financial services. Note: All rankings based on Financial Insights’ revenue estimates. American Banker/Bank Technology News/Financial Insights FinTech 100 (2011)

6 AMERICAN BANKER | FINTECH 100 | OCTOBER 2011 AMERICANBANKER.COM FinTech 100 | Methodology )PXUIF3BOLJOHT"SF$BMDVMBUFE

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AMERICANBANKER.COM AMERICAN BANKER | FINTECH 100 | OCTOBER 2011 7 FinTech 100 | Ranking 5PQ&OUFSQSJTF$PNQBOJFTJO'JO5FDI

RANK CY 2010 REVENUE (MILLIONS) 2011 2010 COMPANY NAME OWNERSHIP TOTAL FINANCIAL SERVICES % FS

1 1 IBM Armonk, N.Y. Public $99,870 $29,291 29% 2 2 Hewlett-Packard Palo Alto, CA Public 127,158 13,987 11 3 3 Dell Round Rock, TX Public 61,494 7,994 13 4 4 Fujitsu Tokyo, Japan Public 49,355 6,910 14 5 6 Cisco Systems San Jose, CA Public 42,361 5,507 13 6 5 Microsoft Redmond, WA Public 66,690 5,335 8 7 7 Accenture Dublin Public 23,091 5,177 22 8 12 Oracle Redwood Shores, CA Public 31,993 4,479 14 9 8 Hitachi Tokyo, Japan Public 102,399 4,096 4 10 10 Intel Santa Clara, CA Public 43,623 3,926 9 11 11 Thomson Reuters New York, N.Y. Public 13,070 3,921 30 12 9 EMC Hopkinton, MA Public 17,015 3,743 22 13 14 CSC Falls Church, VA Public 16,161 2,800 17 14 15 Capgemini Paris, France Public 11,621 2,145 18 15 23 Deloitte & Touche Tohmatsu New York, N.Y. Private 26,600 1,968 7 16 20 Wipro Technologies Bangalore, India Public 6,797 1,835 27 17 17 ATOS Origin Bezons, France Public 6,709 1,546 23 18 19 SAP Walldorf, Germany Public 16,654 1,414 8 19 16* CGI Group Montreal, Canada Public 3,952 1,265 32 20 21 Siemens Munich, Germany Public 104,377 1,077 1 21 16 Reed Elsevier London Public 9,400 954 10 22 22 Logica CMG Reading, UK Public 5,739 926 16 23 18 Unisys Blue Bell, PA Public 4,020 884 22 24 24 HCL Technologies Noida, India Public 3,091 774 25 25 NR Teradata Dayton, OH Public 1,936 542 28

Note: All rankings based on Financial Insights’ revenue estimates. Companies that derive less than one-third of revenue from the financial servicesndustry i are listed in the FinTech 25 Enterprise ranking. *Ranking from FinTech 100 list American Banker/Bank Technology News/Financial Insights FinTech 100 (2011)

#JHHFTU.PWFST These companies made large jumps up or down in our rankings in 2010. We provide clues as to why

PLACES RANK CLIMBED/DECLINED 2011 2010 WHY

FinTech 100 Davis + Henderson +23 41 64 Acquired a business processing outsourcing firm called Resolve in mid-2009 Luxoft +18 80 98 Opened new development centers in the U.K. and Poland in 2010 Online Resources +14 62 76 Grew its community bank user base Nice Actimize +12 71 83 Saw strong demand for its anti-fraud and anti-money-laundering software BancTec -9 59 50 Decrease in overall year-over-year revenue CPM Braxis -11 39 28 Financial services revenue fell from 68% in 2009 to 52% in 2010 Ingenico -15 36 21 Financial services revenue dropped from 72% to 28% Six Card Solutions -17 70 53 Decreased income from financial investments and a significantly weakened Euro

Enterprise 25 Deloitte & Touche Tohmatsu +8 15 23 Financial services revenue rose from 4% to 7% Oracle +4 8 12 The software giant grew its operating income 36% Wipro Technologies +4 16 20 21% growth in its IT services business in 2010 and the first quarter of 2011 Reed Elsevier -5 21 16 Income from financial services dropped from 17% to 10% Unisys -5 23 18 Overall income decreased and drop in revenue from financial services

8 AMERICAN BANKER | FINTECH 100 | OCTOBER 2011 AMERICANBANKER.COM FinTech 100 | Top 10 GLOBAL GROWTH GIVES FIS AN EDGE Core banking provider FIS increased revenue 40 percent last year, and hopes its Capco buy will maintain the momentum By Andrew Johnson

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AMERICANBANKER.COM AMERICAN BANKER | FINTECH 100 | OCTOBER 2011 9 FinTech 100 | Top 10

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10 AMERICAN BANKER | FINTECH 100 | OCTOBER 2011 AMERICANBANKER.COM FinTech 100 | Top 10 Sungard NCR

HQ location: Duluth, Ga. Number of employees: 21,000 4 Bill Nuti, CEO HQ location: Wayne, Pa. 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AMERICANBANKER.COM AMERICAN BANKER | FINTECH 100 | OCTOBER 2011 11 FinTech 100 | Top 10

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12 AMERICAN BANKER | FINTECH 100 | OCTOBER 2011 AMERICANBANKER.COM FinTech 100 | Top 10

DPNQBOJFTJOUIF64 h5FDIOPMPɒZJTPVS%/" CVUXFBMTPPƍFSTFSWJDFT UIBUUBLFBEWBOUBHFPGUIBU UFDIOPMPɒZ t4DIFVCMFTBZT 16TH ANNUAL h*GXFSFJOUPTPNFUIJOH JUT Rising To a CFDBVTFXFCFMJFWFXFIBWF SMALL BUSINESS BTVQFSJPSUFDIOPMPɒZBOE New Level XFSFPVUUPQSPWFJUJOUIF PRESENT NBSLFUQMBDFt BANKING November 9-11, 2011 -14NBEFBTUSPOHQVTI Talking Stick Resort UIJTZFBSUPFYQBOEJUTUFDI Scottsdale, AZ OPMPɒZBOETFSWJDFTPƍFSJOHT CONFERENCE UPTNBMMBOENJETJ[FMFOE CONFERENCE AGENDA FSTXJUIUIFBDRVJTJUJPOPG 1$-FOEFS BNPSUHBHFMPBO WEDNESDAY, NOVEMBER 9, 2011 PSJHJOBUJPOTZTUFNUIBUT DPNQMFNFOUBSZUPJUTFOUFS Pre-Conference Workshop A: What Small Businesses Want From Pre-Conference Workshop B: Small Business Lending QSJTFDMBTT&NQPXFSMPBO Their Banks–A European View And Case Study Industry Trends John Davis, Managing Director, BCSG Drew Nathan, SVP, EQUIFAX COMMERCIAL INFORMATION SOLUTIONS PSJHJOBUJPOTZTUFNVTFECZ MBSHFMFOEFST3FHBSEMFTTPG Small Business Owner Panel: New Customer Expectations for Keynote Address: The Role of Payment Options in Shaping Small UIFDVTUPNFS -14VTFTCPUI Needs-Based Selling Business Banking PSJHJOBUJPOQMBUGPSNTUPTFMM Larry Baily, Principal, GREENWICH ASSOCIATES with a panel of small business owners Edward Glassman, Group Executive, Global Commercial Products, MASTERCARD WORLDWIDE BEEJUJPOBMBEEPOQSPEVDUT BOETFSWJDFTUPTVQQPSU THURSDAY, NOVEMBER 10, 2011 MFOEFST Keynote Address: The Future of Small Business Banking One Step At A Time–Boosting and Sustaining Small h8FCFMJFWFUIBUBTXFHFU Richard C. 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UJPOTJEFTt Kamal Rajan, SVP, Market Analytics, Business Banking Treasury Management for Small Business Adapting Small Business Lending WELLS FARGO Colleen Taylor, EVP, Head of Treasury Management & 'PSUIFƕSTUIBMGPG Chris Ward, EVP, Small Business Banking Segment, BBVA Merchant Services, CAPITAL ONE BANK Strategies to Recognize Post-recession -14QPTUFEOFUFBSOJOHTPG COMPASS Joe Chasteen, EVP, Business Banking Treasury Management Quality Prospects Neil F. Murray, PNC BANK Director of Credit Strategy & Policy, RBS NJMMJPO EPXO When Rubber Meets Road: Improving Small CITIZENS BANK NA Mike Toth, SVP, Director of Strategy Implementation and PƍOFUSFWFOVFPGOFBSMZ Business Traction in the Branches Rick Buczynski, PhD., SVP/Chief Economist, IBISWORLD, INC. Mary C. Bintz, Small Business Sales Executive, BANK OF Integration, Business Banking, KEY BANK CJMMJPO EPXO5IF AMERICA Beyond “Great Service and Location”: Next Generation SMB Lending-Predicting EFDMJOFXBTJOQBSUUIF Jay DesMarteau, Head of Small Business Distribution Defi ning And Sustaining Small Business and Managing Risk Using Daily SMB SFTVMUPGDPOUJOVFEEFMBZT TD BANK Identity, Value Proposition, And Revenue Datafl ows Todd Hollander, EVP, Business Banking Group, UNION BANK, Ian Drysdale, SVP, Product and Business Development JOUIFGPSFDMPTVSFQSPDFTT Differentiation WORLDPAY US, INC. Maria Tedesco, At the Top End of the Street: Wealth Management Group EVP, Executive Director, Business Mark Lorimer, CMO, CAPITAL ACCESS NETWORK.COM BOEBOFMPOHBUFEEFGBVMU and Affl uent Small Business Owners Banking, CITIZENS BANK UJNFMJOF#VUFWFOUVBMMZ Mark Luppi, EVP, Business Banking, HSBC Dawn Morris, SVP, Director, Business Banking Marketing Effective Loss Mitigation Efforts to Retain CITIZENS FINANCIAL UIBUJOWFOUPSZXJMMIBWFUP LuAnne Kingston, SVP, National Premier Executive, HSBC Viable Small Business Customers Getting Out of Our Own Way: Why Can’t Banks Tom Palen, VP and Manager, WELLS FARGO BANK CFEFBMUXJUIBOEUIBUXJMM Best Practices in Engaging Small Mike Waltz, SVP, Special Loan Group, ASSOCIATED BANK Businesses Online Deliver What Small Businesses Want? CFBOPUIFSPQQPSUVOJUZGPS Stu Richards, CEO, BREDIN BUSINESS INFORMATION, INC. Pete Appello, EVP of Small Business Banking, CAPITAL ONE -14UPPƍFSJUTUFDIOPMPɒZ Richard Weeks, SVP, Internet Services Group, WELLS FARGO Charles Wendel, CEO, FIC, INC. UPNPSUHBHFTFSWJDFSTXIP Audrey Hendley, VP of Marketing & Strategic Partnerships OFFEUPDBUDIVQ 4DIFVCMF AMERICAN EXPRESS OPEN TBZT h/PNBUUFSXIBUUIF FRIDAY, NOVEMBER 11, 2011 EJTQPTJUJPOJT BGPSFDMPTVSF Small Business Executive Panel Keynote Address: Stairway to Sales Heaven: Moving from Jack Murphy, EVP, Head of SME Banking, Director of Small Business and Business Banking Strategy to Results MPTTNJUJHBUJPOPSTIPSU SOVEREIGN Bill Holt, EVP, Business Banking, SUNTRUST BANKS, INC. TBMF XFIBWFQSPEVDUTBOE John Durrant, EVP, Head of Small Business and Business Banking Segments, CAPITAL ONE BANK Selling the Brand Inside and Outside TFSWJDFTUIBUCFOFƕU tIF Darcy Steber, SVP and Marketing Group Manager for Business Banking and Commercial TBZTh4IPSUUFSN GPSFDMP Banking, PNC BANK TVSFBDUJWJUZTMPXEPXOTEP Follow the Money PeterPe Carroll, Partner, OLIVER WYMAN JNQBDUPVSSFWFOVFTGSPN For sponsorship opportunities, please contact Adam Dadich at 212.803.6089 or BEFGBVMUTFSWJDFTQFSTQFD [email protected]. UJWF#VUGSPNBUFDIOPMPɒZ www.americanbanker.com/conferences/sbbwww americanbanker com/confere | 212.803.8348 QFSTQFDUJWF JUTBMMCFFO QPTJUJWFt "VTUJO,JMHPSF

AMERICANBANKER.COM AMERICAN BANKER | FINTECH 100 | OCTOBER 2011 13 FinTech 100 | Top 10

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14 AMERICAN BANKER | FINTECH 100 | OCTOBER 2011 AMERICANBANKER.COM FinTech 100 | Top 10

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AMERICANBANKER.COM AMERICAN BANKER | FINTECH 100 | OCTOBER 2011 15 FinTech 100 | Cover Story

BBVA BRINGS A REAL-TIME CORE TO THE U.S. The Madrid banking giant has brought the modern, real-time core processing technology it uses in its Latin American subsidiaries to Alabama and is modifying it to handle U.S. regulations and products

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18 AMERICAN BANKER | FINTECH 100 | OCTOBER 2011 AMERICANBANKER.COM FinTech 100 | Cover Story

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AMERICANBANKER.COM AMERICAN BANKER | FINTECH 100 | OCTOBER 2011 19 FinTech 100 | Cloud Computing

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22 AMERICAN BANKER | FINTECH 100 | OCTOBER 2011 AMERICANBANKER.COM FinTech 100 | Case Study 8FC 4FSWJDFT "JE2VJDL .PCJMF *OUFHSBUJPO

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AMERICANBANKER.COM AMERICAN BANKER | FINTECH 100 | OCTOBER 2011 23 FinTech 100 | Company Index

3i Infotech ...... 4 FICO...... 4 Ness Technologies...... 6 Accenture...... 8 Fidessa...... 4 NICE Actimize...... 2, 6, 8 ACI ...... 4 First Data...... 4, 14 Nomura Research Institute ...... 4, 14 Accenture...... 14, 16 First Merit...... 23 Novantas...... 2, 6 Advent Software...... 4 Fidelity National Information ..... 2, 4, 9, 12 Nucleus Software...... 6 Aegis Global Communications...... 2, 6 Financial Technologies...... 6 NYSE Euronext ...... 20 Algorithmics ...... 6 Fiserv ...... 2, 4, 10, 11, 23 Oberthur...... 4 Amazon ...... 10, 20, 22 FNC...... 6 Odyssey Financial Technologies...... 6 ANZ ...... 16 FRS Global...... 6 Online Resources...... 2, 6, 8 Apple...... 10, 22, 23 Fujitsu ...... 8 Open Link Financial ...... 6 ATOS Origin...... 8 FundTech ...... 6 Open Solutions ...... 4 AurionPro Solutions ...... 6 GFT Technologies...... 4 Oracle...... 2, 8 BancTec...... 6, 8 GlobeOp Financial Services...... 6 Patni Computer Systems...... 4 BancVue...... 2, 6 Goldman Sachs ...... 14 PayPal...... 10, 22 Bank of America...... 10 Google ...... 10, 14, 20, 22 Pegasystems ...... 2, 6 BBVA Compass ...... 16 Harland ...... 4 Polaris ...... 4 Bloomberg ...... 20 HCL Technologies...... 8 Reed Elsevier ...... 8 Boston Consulting Group ...... 14 Headstrong ...... 6 S1...... 4 Bottomline Technologies ...... 6 Hewlett-Packard...... 2, 8 SAP ...... 8 Bravura Solutions ...... 6 Hexaware Technologies...... 6 SAS Institute ...... 4, 11 Broadridge ...... 4 Hitachi Consulting...... 8 Scorto ...... 2, 6 CA Technologies...... 4 Hundsun Technologies ...... 6 SEI Investments ...... 10 Callatay and Wouters...... 6 Hypercom ...... 6 Siemens ...... 8 Calypso Technology...... 6 IBM ...... 2, 8, 14 SimCorp...... 4 Capgemini...... 8 iGATE ...... 6 Six Card Solutions ...... 6, 8 Celero Solutions...... 6 Infosys...... 4, 11, 14 SmartStream...... 6 CGI Group...... 8 Ingenico ...... 4, 8 Sophis...... 6 Charles River Development ...... 6 Intel ...... 8 SS&C Technologies ...... 4 Cisco Systems ...... 8 Interactive Data...... 6 Sugamo Shinkin Bank...... 14 Citigroup ...... 14 Investment Technology...... 6 SunGard...... 4, 11 Clear2Pay ...... 2, 6 IPC Systems ...... 4 Syntel ...... 4 clearXchange ...... 10 ISGN ...... 2, 4 Tata...... 4, 10, 14 COCC...... 6 Isis...... 22 Temenos...... 2, 4 Cognizant...... 4 Itautec ...... 4 Teradata ...... 2, 8 Collabera...... 6 Jack Henry ...... 2, 4 Thomson Reuters...... 8 CoreLogic ...... 2, 4 Japan Research Institute...... 14 Total System Services...... 4 CPM Braxis...... 4, 8 JPMorgan Chase...... 10, 11, 14 TransFirst...... 4 CSC...... 8 L&T Infotech...... 2, 6 UBS...... 21 Davis + Henderson ...... 2, 4, 8 Lender Processing Services ...... 2, 4, 12 uGenius Technology ...... 11 DealerTrack Holdings...... 6 Linedata ...... 6 Unisys ...... 8 Dell...... 8 Logica CMG...... 8 Vasco Data Security International...... 6 Deloitte & Touche Tohmatsu ...... 2, 8 Luxoft...... 2, 6, 8 Viewpointe ...... 6 Deutsche Bank ...... 10 MasterCard ...... 11, 14 Virtusa ...... 6 Diebold...... 4, 11, 12 McKinsey & Co...... 14 Visa ...... 22 DST Systems ...... 4 Misys...... 4 Wausau ...... 6 Eagle Investment Systems...... 6 Microsoft...... 8 Wells Fargo ...... 10, 11 EDB Business Partner...... 4 Mitsubishi Research Institute...... 14 Wema Bank...... 14 EMC ...... 8 Moody’s Analytics...... 4 Wincor Nixdorf ...... 2, 4, 11 Equifax...... 4 Mphasis ...... 4 Wipro Technologies...... 2, 8, 14 ERI Bancaire ...... 6 Multifonds ...... 2, 6 Wolters Kluwer...... 2, 4 Experian...... 4 Murex...... 4 Eze Castle Integration...... 6 NCR ...... 4, 11

24 AMERICAN BANKER | FINTECH 100 | OCTOBER 2011 AMERICANBANKER.COM