Lara Leitz the Ongoing Predicament of White Flight Americans Have Long

Total Page:16

File Type:pdf, Size:1020Kb

Lara Leitz the Ongoing Predicament of White Flight Americans Have Long Lara Leitz The Ongoing Predicament of White Flight Americans have long boasted their nation was a melting pot, but one cultural phenomenon demonstrates that a more apt metaphor is that of a mixed salad. White flight is when white people move to suburban homes in order to escape the climbing population of minorities in cities. The direct impact is the downfall of funding in those city areas whites move out of which results in ghettos and overall a dearth in city funding. As a result government funding in suburban areas increased and the educational environment whites created for their neighborhoods were superior. At the root of the educational gap between races lies the phenomenon of white flight, which is still prevalent in modern times. The only way to provide fair education to all people regardless of race, is to combat the dearth of funding that occurs from white flight with the proper funding of schools regardless of urban or suburban location. Racism was born on the foundation of slavery and although black people were freed by the 13th Amendment, freedom from the boundage of underlying racism would be a continuous battle. Overt racism eventually would be suppressed but subtle racism would continue to plague true integration to the present day. White flight is the phenomenon essential borne of this subtle racism. Throughout history there are subtle references to white flight; however, the most prominent recording of white flight happened during the postwar era in the 1940's. Many Americans had already been moving to the suburbs in order to escape the city atmosphere; however, many began to flock to the "American Dream" neighborhoods sprawling across lush suburban areas. With a booming housing industry, peace, and infrastructure improvement, an appealing path was paved for Americans looking for a quiet life. The construction companies revolutionized ways of home construction which reduced the time needed to construct them along with the price, yet each house looked very similar. Nevertheless new house mortgages became very affordable; however, an overwhelming amount of people were white and middle­class. Those left in the now vacant inner­city became new neighbors to the African­Americans moving in from the South. The pattern expanded and the reality of segregation became apparent as the housing market specifically targeting white families for their new suburban homes and created cheaper housing developments in cities meant for minorities (Kennedy). Therefore, although the 14th Amendment secured the right of property of a citizen regardless of color from the state through the enforcement of white flight blacks were denied the opportunity to secure suburban property. Source: Evan Bissell, "Painting: 1915­1968 — Rise of the Suburb/Ghetto", The Knotted Line, March 22, 2012. In a clearly mocking way the "world's highest standard of living" was exclusive to whites which is emphasized in painting by the juxtaposition of tones of blue and white versus tones of brown and color. Underneath the text is a white family consisting of a father, mother, son, daughter, and dog. Each one is smiling as they drive through a suburban setting. The blue shades link the "perfectly" happy white family to the depiction of the sprawling suburban neighborhood. Each house is in an organized row, and each house looks almost identical along with the roads. A few cars dot the road resembling the same blue shade as the family car above. This was a typical scene of the new suburban neighborhoods typical to the post­war time, as the home­building business was revolutionized and made easy. Blue is a serene color which gives the parts painted in blue a peaceful, uniform look. From this immaculate, organized neighborhood depiction and pristine joyful family the African Americans across the middle of the painting look even more out of place, almost as if they intrude on the peaceful scene. Each African American is wearing a different color, carrying big bags, and looking around almost suspiciously. Clearly, the painting emphasizes how African Americans were not a part of the "world's highest standard of living" and did not belong to the suburban neighborhoods. Being that the painting was adapted from a photo by Margaret Bourke­White depicting Kentucky flood victims in 1937, it only strengthens the concept that the African­Americans are displaced in this painting and in the American suburbs (Bissell). Clearly they are not apart of the prestigious living standards advertised for whites. The painting describes how African­Americans did not feel welcome to move to suburban neighborhoods which seemed to only be advertised for white people. Nevertheless, although Americans claim that today people are much more tolerant of races white flight is still unfortunately very prevalent today. Therefore, this subtle form of racism still affects African Americans today. Source: Colin Gordon, "Mapping Decline: St. Louis and the American City 1970­1980", Mapping Decline. A study done by Colin Gordon shows the effects of white flight on St. Louis from 1940­2010 by mapping the decline and increase of black and white population. A quick snapshot from 1970­1980 shows the dramatic effect of modern white flight on just one city. Clearly there is a significant decrease of the white population by the city. The inner city sees a decrease in black population, while the city itself sees an increase of black population. Correspondingly wherever there are "black" increase zones there are bound to be "red" zones of white decrease. The increase of white population is dominantly outside the city in the suburban counties surrounding it. Moreover, the white population is much more spread out than the clear "black" and "yellow" zones. However, the zones are very distinct which shows just how segregating the effects of white flight are. Thus, the reality of white flight is whites leave the city for the suburbs corresponding with blacks moving out of the inner city to the city clearly is also a fairly modern issue. Source: Metropolitan Policy Program of Brookings, "White Gains and Losses in Cities and Suburbs of the 100 Largest Metropolitan Areas", 2000 and 2010 U.S. censuses, July 23, 2015. Another more recent census gives a view on white flight in the entire United States of America. The map shows that urban and suburban losses of white populations are concentrated in California and around New York, and in the middle of the country the white population of cities and suburbs increases. An overwhelming amount of dots represent city losses and suburb white population gains all spread out throughout the middle of the country. Only three dots show white population city gains and suburb losses. White population movement to the suburbs is quite evident. Interestingly, most of the major cities marked with the yellow dots are a part of the 50th most populous cities in the USA. New York ranks as number one, followed by Los Angeles, and San Francisco in 22nd (Politifact). Thus, since there are many immigrants within these cities as well, the net white population decrease eludes to the subtle racism shown through white flight. Although, racism has come a long way, white flight underlies the modern struggle for racial equality. Source: Tony Auth, retrieved from http://picayune.uclick.com/comics/ta/2004/ta040518.gif , 6 June 2018. White flight has a significant effect on suburban and city environments. As the white population moves to the suburbs, they tend to bring with them wealth and funding. This, however, leaves cities with vacant funding which tends to lead to an increase of poverty and crime. Moreover, schools are affected as educational funding becomes scarcer in cities. Auth's political cartoon of a suburban and urban school depicts the effects of white flight on educational environments. The urban school has shattered windows, garbage lying outside, a barbed wire dense, and a shabby door. The entire building seems to be leaning and on the verge of collapse. The urban school is also inked in darker with more sketch marks making it appear "dirty". The flag that sits upon the school is tattered and drooping almost disappointed by the environment it oversees. On the left hand, a proud, pristine flag overlooks a neat glass building. The school looks modern and is surrounded by trees. Clearly the suburban school is in much better condition than the urban school. The quotation provides more insight on the matter, as it points out that the past problem of how "separate could be equal" still applies to the modern educational environments. White flight caused this and it created a "separate but equal" but clearly not equal educational funding system, as urban schools clearly have much less funding than suburban schools. Herblock delves deeper on the effects of white flight on the environment of schools as well. The Innercity Public School is surrounded by loose bricks, tall run­down building with cracked walls and windows, and gates. The school seems to be encircled by the buildings with no obvious exit, as if the students of the Innercity school are trapped in the bad environment with no easy way to escape. Similar to how white flight "traps" minorities in urban dwelling; whilst white people can escape to suburban sanctuaries. There is a poster with a bottle and tattered objects scattered throughout the scene. Source: Herblock,"... One nation...indivisible…", Washington Post, February 22, 1977. The city environment is shaded in which sets a gloomy and dark tone, which is not ideal for a school. The only light in the bottom scene is the window were a color student is seen seated in class. The student has a shaded in face and hair which suggests he is of a minority race.
Recommended publications
  • White Flight in Networked Publics? How Race and Class Shaped American Teen Engagement with Myspace and Facebook.” in Race After the Internet (Eds
    CITATION: boyd, danah. (2011). “White Flight in Networked Publics? How Race and Class Shaped American Teen Engagement with MySpace and Facebook.” In Race After the Internet (eds. Lisa Nakamura and Peter A. Chow-White). Routledge, pp. 203-222. White Flight in Networked Publics? How Race and Class Shaped American Teen Engagement with MySpace and Facebook danah boyd Microsoft Research and HarVard Berkman Center for Internet and Society http://www.danah.org/ In a historic small town outside Boston, I interViewed a group of teens at a small charter school that included middle-class students seeking an alternative to the public school and poorer students who were struggling in traditional schools. There, I met Kat, a white 14-year-old from a comfortable background. We were talking about the social media practices of her classmates when I asked her why most of her friends were moVing from MySpace to Facebook. Kat grew noticeably uncomfortable. She began simply, noting that “MySpace is just old now and it’s boring.” But then she paused, looked down at the table, and continued. “It’s not really racist, but I guess you could say that. I’m not really into racism, but I think that MySpace now is more like ghetto or whatever.” – Kat On that spring day in 2007, Kat helped me finally understand a pattern that I had been noticing throughout that school year. Teen preference for MySpace or 1 Feedback welcome! [email protected] CITATION: boyd, danah. (2011). “White Flight in Networked Publics? How Race and Class Shaped American Teen Engagement with MySpace and Facebook.” In Race After the Internet (eds.
    [Show full text]
  • Muslims and Community Cohesion in Bradford
    Muslims and community cohesion in Bradford July 2010 Yunas Samad The research investigated factors that either enhanced or undermined community cohesion in two local wards in Bradford, where there were established Muslim communities and where Muslim migrants had recently arrived. Even though the fieldwork was conducted in early 2006 the findings remain relevant to contemporary debates on social policy. This publication is an additional output from a larger study funded by the Joseph Rowntree Foundation on Immigration, faith and cohesion: Evidence from local areas with significant Muslim populations, with fieldwork conducted in three sites – Birmingham, Newham and Bradford. The study covers: • Research method and sample characteristics; • Spaces and interactions; • Help and support: bonding and bridging networks; • Political and civic involvement; • Transnational engagement, community and belonging; • Attitudes of policy-makers and service providers. www.jrf.org.uk Contents Executive summary 2 1 Introduction 5 2 Research method and sample characteristics 11 3 Spaces and interactions 19 4 Help and support: bonding and bridging networks 26 5 Political and civic involvement 31 6 Transnational engagement, community and belonging 37 7 Attitudes of policy-makers and service providers 44 8 Conclusion 48 Notes 50 References 51 Acknowledgements 53 Contents Executive summary Community cohesion is the centrepiece of the on Immigration, faith and cohesion: Evidence from government policy which was formulated in local areas with significant Muslim populations
    [Show full text]
  • Discussion Guide for Educators
    DISCUSSION GUIDE FOR EDUCATORS Guide by Valeria Brown, MEd Beacon Press | beacon.org/whitefragility WHY SHOULD EDUCATORS READ WHITE FRAGILITY? White Fragility is a must-read for all educators because racial disparities in access and opportunity continue to be an urgent issue in our schools. An educator’s belief system can and does significantly impact how they approach teaching and learning.1 Therefore, in a school system in which the teaching population remains primarily white and the student population continues to become more racially diverse, it is necessary for ed- ucators to develop the skills to engage in conversations about bias, race, and racism—especially their own.2 Additionally, despite an educator’s best efforts, it is impossible to shield students from the hate-based violence they are exposed to on a national level. A report by the Southern Poverty Law Center, found that the rhetoric used by Donald Trump and his supporters, before and during the presidential campaign, had a significant impact on school climate.3 Teachers reported an increase in verbal harassment of students, the use of slurs and derogatory language, and instances involving swastikas, Nazi salutes, and Confederate flags. Eight in ten teachers reported heightened anxiety from students in marginalized groups, including immigrants, Muslims, African Americans, and LGBTQ youth. Each month, Teaching Tolerance, a project of SPLC, tracks and publishes hate incidents at US schools. The latest report, from November 2018, found that there were 59 reported incidents in classrooms, at school events, and on social media.4 Regrettably, stu- dents are living with hate in their midst at school, too, and it is imperative that educators take action.
    [Show full text]
  • Nathaniel Mullen 1 Black in Her Book Playing in the Dark Toni Morrison
    nathaniel mullen 1 black In her book Playing In The Dark Toni Morrison states, “It was not that this slave population had a distinctive color; it was that this color “meant” something”(Morrison 49). What does that something mean? As Africans were brought to the Americas they became black people, Africans existed long before black people. Black is more than a reference to the skin color of the Africans; it is a system of ideas that are used to define the Africans and their descendents in America, but today the latter, is all too often overlooked. In an interview for his exhibition Black Like Me Fred Wilson says, “ the color black is really not anybody’s skin tone. It’s become a way to view the world, and a way to view the world in terms of color”(Wilson 12). Growing up in America, this way of seeing or thinking is ingrained in us from childhood, without our knowing. It is seemingly silent and invisible, but the ideas about black control so much of how we live our. In this work, I want to make this system visible. I am using traditional photography as a way to visualize black. This is much more than a medium choice, photography has shaped much of my approach to the subject. The technical and historical aspect of photography gives me a place to begin. As black first started to transform in my mind from just a racial identity into more complex ideas, it first became darkness. As I began to see it, black was when it is so dark that there is no difference between when you open or close your eyes; with photography I would be able to capture this black, nathaniel mullen 2 itself.
    [Show full text]
  • White Flight
    © Copyright, Princeton University Press. No part of this book may be distributed, posted, or reproduced in any form by digital or mechanical means without prior written permission of the publisher. Introduction IN THE STORIES spun by its supporters, Atlanta had accomplished the unthinkable. Their city was moving forward, they boasted, not just in its bank accounts and business ledgers, but in the ways the races were learn­ ing to live and even thrive together. While the rest of the South spent the postwar decades resisting desegregation with a defiant and often ugly program of “massive resistance,” Atlanta faced the challenges of the civil rights era with maturity and moderation. During these decades, the city had emerged as a shining example for the New South, a place where eco­ nomic progress and racial progressivism went hand in hand. This was, to be sure, not an empty boast. By the end of the 1950s these supporters could point with pride to a litany of sites that the city had desegregated, from public spaces like the buses, airport, libraries, and golf courses to countless private neighborhoods in between. When Atlanta successfully desegregated its public schools in 1961, even national observers paused to marvel at all the city had accomplished. The city found countless admirers across the country, from the press to the president of the United States, but it was ultimately its own Mayor William Hartsfield who coined the lasting motto. “Atlanta,” he bragged to anyone in earshot, “is the City Too Busy to Hate.”1 Just a year later, this image came crashing down.
    [Show full text]
  • The New White Flight
    WILSON_MACROS (DO NOT DELETE) 5/16/2019 3:53 PM THE NEW WHITE FLIGHT ERIKA K. WILSON* ABSTRACT White charter school enclaves—defined as charter schools located in school districts that are thirty percent or less white, but that enroll a student body that is fifty percent or greater white— are emerging across the country. The emergence of white charter school enclaves is the result of a sobering and ugly truth: when given a choice, white parents as a collective tend to choose racially segregated, predominately white schools. Empirical research supports this claim. Empirical research also demonstrates that white parents as a collective will make that choice even when presented with the option of a more racially diverse school that is of good academic quality. Despite the connection between collective white parental choice and school segregation, greater choice continues to be injected into the school assignment process. School choice assignment policies, particularly charter schools, are proliferating at a substantial rate. As a result, parental choice rather than systemic design is creating new patterns of racial segregation and inequality in public schools. Yet the Supreme Court’s school desegregation jurisprudence insulates racial segregation in schools ostensibly caused by parental choice rather than systemic design from regulation. Consequently, the new patterns of racial segregation in public schools caused by collective white parental choice largely escapes regulation by courts. This article argues that the time has come to reconsider the legal and normative viability of regulating racial segregation in public Copyright © 2019 Erika K. Wilson. * Thomas Willis Lambeth Distinguished Chair in Public Policy, Associate Professor of Law, University of North Carolina at Chapel Hill.
    [Show full text]
  • American Jews and Civil Rights [Post-Print]
    Trinity College Trinity College Digital Repository Faculty Scholarship 5-2012 Liberal NIMBY: American Jews and Civil Rights [post-print] Cheryl Greenberg Trinity College, [email protected] Follow this and additional works at: https://digitalrepository.trincoll.edu/facpub Part of the United States History Commons Liberal NIMBY: American Jews and Civil Rights American Jews, acknowledged as one of the most reliable liberal voting blocs in the twentieth century, have also been labeled false friends of the black freedom struggle, supporting the integration of the South while resisting it in their own neighborhoods and businesses.1 While Jewish contributions swelled the coffers of civil rights organizations and Jewish supporters worked alongside black activists, the behaviors of ordinary Jews often proved less praiseworthy. Even limiting one’s gaze to the North, Jewish store owners operated in dozens of underserved black neighborhoods but, according to many, charged exorbitant prices and refused to hire from or otherwise give back to the community. Jewish landlords rented to black tenants but maintained their buildings no better than other white absentee owners. Jews did not riot at the prospect of racial integration but, citing concerns for safety or school quality, Jews fled from neighborhoods as black people moved in. The contrast between commitment and resistance to civil rights ideals was nowhere more vivid than in Chicago’s Lawndale neighborhood in the 1960s. Jewish realtors there openly used the threat of incoming black residents to convince local Jewish homeowners to move away immediately and sell at a loss. Many did. Yet challenging such practices and trying to stem the tide of white flight was a coalition of local activists, virtually all of whose white members were Jewish.2 This apparent contradiction had not gone unnoticed by either the black community or by Jewish leaders, who lamented the situation even in the civil rights movement’s early days.
    [Show full text]
  • Crimes Without Punishment: White Neighbors' Resistance to Black Entry Leonard S
    Journal of Criminal Law and Criminology Volume 92 Article 3 Issue 2 Fall Fall 2001 Crimes without Punishment: White Neighbors' Resistance to Black Entry Leonard S. Rubinowitz Northwestern University School of Law Imani Perry Follow this and additional works at: https://scholarlycommons.law.northwestern.edu/jclc Part of the Criminal Law Commons, Criminology Commons, and the Criminology and Criminal Justice Commons Recommended Citation Leonard S. Rubinowitz, Imani Perry, Crimes without Punishment: White Neighbors' Resistance to Black Entry, 92 J. Crim. L. & Criminology 335 (2001-2002) This Book Review is brought to you for free and open access by Northwestern University School of Law Scholarly Commons. It has been accepted for inclusion in Journal of Criminal Law and Criminology by an authorized editor of Northwestern University School of Law Scholarly Commons. 0091-4169/02/9202-0335 THE JOURNALOF CRIMINAL LAW & CRIMINOLOGY Vol. 92, No. 2 Copyright © 2002 by NorthwesternUniversity, Schoolof Law Printed in U.S.A. BOOK REVIEW ESSAY CRIMES WITHOUT PUNISHMENT: WHITE NEIGHBORS' RESISTANCE TO BLACK ENTRY LEONARD S. RUBINOWITZ" AND IMANI PERRY* STEPHEN GRANT MEYER, AS LONG AS THEY DON'T MOVE NEXT DOOR: SEGREGATION AND RACIAL CONFLICT IN AMERICAN NEIGHBORHOODS (ROWMAN & LITTLEFIELD, 2000) 343 PP. Dr. Stephen Meyer has chronicled the history of white resis- tance to housing integration during the first two-thirds of the twentieth century. From the author's perspective, the book is about housing discrimination and segregation-a conflict over residential space that is contested along racial lines between Blacks and whites. It is a story of Blacks seeking to gain access to, and occupy, housing in neighborhoods whites considered to be theirs, and whites' efforts to thwart, prevent, and deter those efforts and to exclude and expel Blacks from those neighbor- hoods.
    [Show full text]
  • African American Inequality in the United States
    N9-620-046 REV: MAY 5, 2020 JANICE H. HAMMOND A. KAMAU MASSEY MAYRA A. GARZA African American Inequality in the United States We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty, and the pursuit of Happiness. — The Declaration of Independence, 1776 Slavery Transatlantic Slave Trade 1500s – 1800s The Transatlantic slave trade was tHe largest deportation of Human beings in History. Connecting the economies of Africa, the Americas, and Europe, tHe trade resulted in tHe forced migration of an estimated 12.5 million Africans to the Americas. (Exhibit 1) For nearly four centuries, European slavers traveled to Africa to capture or buy African slaves in excHange for textiles, arms, and other goods.a,1 Once obtained, tHe enslaved Africans were tHen transported by sHip to tHe Americas where tHey would provide tHe intensive plantation labor needed to create HigH-value commodities sucH as tobacco, coffee, and most notably, sugar and cotton. THe commodities were tHen sHipped to Europe to be sold. THe profits from tHe slave trade Helped develop tHe economies of Denmark, France, Great Britain, the NetHerlands, Portugal, Spain and tHe United States. The journey from Africa across tHe Atlantic Ocean, known as tHe Middle Passage, became infamous for its brutality. Enslaved Africans were chained to one another by the dozens and transported across the ocean in the damp cargo Holds of wooden sHips. (Exhibit 2) The shackled prisoners sat or lay for weeks at a time surrounded by deatH, illness, and human waste.
    [Show full text]
  • White Suburbanization and African–American Homeownership, 1940
    Revised Manuscript A Silver Lining to White Flight? White Suburbanization and African-American Homeownership, 1940-1980 Leah P. Boustan and Robert A. Margo* August 2013 Abstract: Between 1940 and 1980, the homeownership rate among metropolitan African- American households increased by 27 percentage points. Nearly three-quarters of this increase occurred in central cities. We show that rising black homeownership in central cities was facilitated by the movement of white households to the suburban ring, which reduced the price of urban housing units conducive to owner-occupancy. Our OLS and IV estimates imply that 26 percent of the national increase in black homeownership over the period is explained by white suburbanization. * Leah Boustan is Associate Professor of Economics at UCLA and a Research Associate of the NBER. Robert A. Margo is Professor of Economics at Boston University and a Research Associate of the NBER. We acknowledge the able research assistance of Mary Ann Bronson and Zhuofu Song and financial support from the Ziman Center for Real Estate at UCLA. Nathaniel Baum-Snow generously shared data with us. Comments from Stuart Rosenthal, Tara Watson, and workshop participants at the 2010 ASSA meetings, the NBER Development of the American Economy Program Meeting, the All-UC Economic History conference, Sciences Po, UC-Irvine, the UCLA KALER group, and the University of Pittsburgh are gratefully acknowledged. Boustan/Margo August 2013 I. Introduction In 1940, 19 percent of African-American households living in metropolitan areas were homeowners. By 1980, the metropolitan black owner-occupancy rate had risen to 46 percent, an increase of 27 percentage points (see Table 1).
    [Show full text]
  • Redlining” Maps
    The Effects of the 1930s HOLC “Redlining” Maps Daniel Aaronson, Daniel Hartley, and Bhashkar Mazumder REVISED August 2020 WP 2017-12 *Working papers are not edited, and all opinions and errors are the responsibility of the author(s). The views expressed do not necessarily reflect the views of the Federal Reserve Bank of Chicago or the Federal Federal Reserve Bank of Chicago Reserve Federal Reserve System. The Effects of the 1930s HOLC “Redlining” Maps Daniel Aaronson Federal Reserve Bank of Chicago [email protected] Daniel Hartley Federal Reserve Bank of Chicago [email protected] Bhashkar Mazumder Federal Reserve Bank of Chicago [email protected] August 2020 Abstract: We study the effects of the 1930s-era HOLC “redlining” maps on the long-run trajectories of neighborhoods. Using a boundary design and propensity score methods, we find that the maps led to reduced home ownership rates, house values, and rents and increased racial segregation in later decades. We also compare cities on either side of a population cutoff that determined whether maps were drawn and find broadly similar results. We conclude that the HOLC maps had meaningful and lasting effects on the development of urban neighborhoods through reduced credit access and subsequent disinvestment. The authors thank participants at the spring 2016 Federal Reserve System Meeting on Applied Microeconomics, fall 2016 Federal Reserve System Meeting on Regional Economics, DePaul University, UIC, Marquette University, Vanderbilt University, University of Pittsburgh, University of Bergen, University of North Carolina, the Cleveland Fed, the Federal Reserve Board of Governors, the Atlanta Fed, the Minneapolis Fed, the Philadelphia Fed, the NBER DAE meetings, University of Chicago Law School, University of Edinburgh, University of Essex, the University of Sussex, UCL, Cambridge, and the Policy History Meetings.
    [Show full text]
  • Jim Crow Credit Mehrsa Baradaran
    UC Irvine Law Review Volume 9 | Issue 4 Article 4 5-2019 Jim Crow Credit Mehrsa Baradaran Follow this and additional works at: https://scholarship.law.uci.edu/ucilr Part of the Banking and Finance Law Commons, and the Civil Rights and Discrimination Commons Recommended Citation Mehrsa Baradaran, Jim Crow Credit, 9 U.C. Irvine L. Rev. 887 (2019). Available at: https://scholarship.law.uci.edu/ucilr/vol9/iss4/4 This Article is brought to you for free and open access by UCI Law Scholarly Commons. It has been accepted for inclusion in UC Irvine Law Review by an authorized editor of UCI Law Scholarly Commons. Final to Printer_Baradaran (Do Not Delete) 6/13/2019 10:46 PM Jim Crow Credit Mehrsa Baradaran The New Deal for White America ............................................................................... 888 The Transformation of Consumer Credit ................................................................... 894 Title I of the National Housing Act of 1934 ................................................. 894 Changes to Banking Regulation ....................................................................... 900 Civil Rights Protests Against Credit Markets ................................................ 901 The Poor Pay More ......................................................................................................... 907 Black Capitalism .............................................................................................................. 9 1 7 Two Policies for Two Americas: The Community Reinvestment Act and
    [Show full text]