CertusBank Selects Vantiv for Merchant Services

April 24, 2013

CertusBank Selects Vantiv for Merchant Services

Agreement Further Expands Vantiv's Merchant Services Program in the Southeastern United States

CINCINNATI - April 23, 2013 - Vantiv, Inc. (NYSE: VNTV), a leading provider of payment processing services and related technology solutions for merchants and financial institutions of all sizes, announced today that CertusBank, N.A. has selected Vantiv as its exclusive provider of merchant debit and credit card processing services under a multi-year agreement. CertusBank is a full-service, nationally chartered bank now resident in ten states. Headquartered in Greenville, S.C., the bank currently operates 32 branches in the , , and offering a full range of personal and business banking and lending solutions. The agreement expands the portfolio of merchant bank branches that Vantiv serves in the Southeastern United States.

"Our partnership with Vantiv will enable us to provide our commercial customers with the latest, most reliable credit and debit payment solutions in the market," said Walter Bridgeman, treasury and information management executive for CertusBank. "We look forward to working with them to help merchants grow their businesses through more convenient and cost effective payment capabilities."

Merchant services programs provide the ability for local businesses to accept various forms of payments such as debit cards, credit cards and gift cards across various platforms including at retail locations, online and with mobile devices. The high levels of access and 24/7 support offered by Vantiv provides financial institutions a turnkey, integrated processing solution that can help their commercial customers meet their business goals. And, with an advanced reporting tool, these merchant businesses can better plan and manage their bottom line.

"We are pleased that CertusBank has chosen Vantiv to provide merchant services to their commercial customers," said Donald Boeding, president of merchant services at Vantiv. "CertusBank provides dependable, responsible, smart and innovative solutions to their customers. Adding Vantiv's comprehensive merchant services program to their offerings will help CertusBank further grow revenue by deepening and expanding their commercial customer relationships."

To learn more about CertusBank, please visit certusbank.com. For more information about Vantiv, please visit vantiv.com or on Twitter, Facebook, LinkedIn, Google+ and YouTube.

CONTACTS: Andrew Ciafardini Director of Public Relations for Vantiv 513.900.5308 [email protected]

Kelly Owens Chief Marketing and Customer Officer for CertusBank, N.A. 864.478.1427 [email protected]

About CertusBank, N.A. CertusBank, N.A., is a subsidiary of CertusHoldings, Inc. (formerly Blue Ridge Holdings, Inc.) and has $1.8 billion in assets, 32 branch locations, 5 operations centers and offices in South Carolina, , Georgia and Northern Florida. In 2011, the bank acquired the franchises of the former Community South, First Georgia and Atlantic Southern Bank. Visit us at www.certusbank.com

About CertusHoldings, Inc. Additionally, CertusHoldings, Inc. purchased SAGE Southeastern Securities, Inc.; , Georgia based registered broker-dealer.

About Vantiv, Inc. Vantiv, Inc. (NYSE: VNTV) is a leading, integrated payment processor differentiated by a single, proprietary technology platform. Vantiv offers a comprehensive suite of traditional and innovative payment processing and technology solutions to merchants and financial institutions of all sizes in the U.S., enabling them to address their payment processing needs through a single provider. We build strong relationships with our customers, helping them become more efficient, more secure and more successful. Vantiv is the third largest merchant acquirer and the largest PIN debit acquirer based on number of transactions in the U.S. The company's growth strategy includes expanding further into high growth payment segments, such as ecommerce, payment facilitation (PayFacTM), mobile, prepaid and information solutions, and attractive industry verticals, such as petroleum, business-to-business, government, healthcare, gaming and education. For more information, visit www.vantiv.com.

© Copyright Vantiv, LLC. All rights reserved. Vantiv, the Vantiv logo, and all other Vantiv product or service names and logos are registered trademarks or trademarks of Vantiv, LLC in the USA and other countries. ® indicates USA registration.

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