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Duty of Disclosure for Insurance Contracts: a Comparative Note of the United Kingdom and Indonesia
Corporate and Trade Law Review Volume 01 Issue 01 January = June 2021 Duty of Disclosure for Insurance Contracts: A Comparative Note of the United Kingdom and Indonesia Shanty Ika Yuniarti Erasmus University Rotterdam, The Netherlands Article Info ABSTRACT Keyword: Duty of disclosure is one of the most essential aspects of an insurance contract. Its role in an insurance contract is to avoid fraud and duty of disclosure; misinterpretations. A person seeking insurance must act in good faith, insurance contracts; and good faith requires to disclose every material fact known, related misrepresentation; to the risk. It begins with the proposer for the insurance policy that is contract law; obliged to disclose all information to the insurer. However, there is a possibility either the insured or insurer done a breach of duty of insurance law disclosure. Breach of duty of disclosure includes Non-Disclosure and Misrepresentation. Breach of duty of disclosure also possible to happen in the Pre-Contractual and Post-Contractual Stage in an Article History: insurance contract due to either a deliberate, reckless, or innocent Received: 23 Jun 2020 breach. The duty of disclosure in each country might be different depends on its jurisdiction, for example, the United Kingdom as a Reviewed: 25 Sept 2020 common law country and Indonesia as a civil law country. Accepted: 26 Oct 2020 Published: 18 Dec 2020 ABSTRAK Corresponding Author: Kewajiban pengungkapan adalah salah satu aspek terpenting dari kontrak asuransi. Perannya dalam kontrak asuransi adalah untuk Email: menghindari penipuan dan salah tafsir. Seseorang yang mencari [email protected] asuransi harus bertindak dengan itikad baik, dan itikad baik mensyaratkan untuk mengungkapkan setiap fakta material yang diketahui, terkait dengan risiko. -
Intellectual Property Outlook: Cases and Trends to Follow in 2012
February 2012 Intellectual Property Outlook: Cases and Trends to Follow in 2012 BY ROBERT M. MASTERS, TAD RICHMAN, & LISA LEUNG I. Introduction In the coming year, we anticipate a series of events and decisions with varying degrees of impact on intellectual property law in the United States and, in turn, the way we advise our clients. This article highlights cases we are monitoring that present, in our view, significant issues relating to various aspects of intellectual property law. Most of these cases are pending appeal at some level, and each has the potential for considerable impact on the landscape of U.S. intellectual property law. A small number of recently decided cases have also been selected for inclusion in this discussion, as it remains to be seen precisely how these decisions will play out in practice over the coming year. Lastly, we take a look at continuing trends in the intellectual property marketplace and review key legislation, including what to expect from the recently enacted America Invents Act. II. Cases to Watch in 2012 A. The Scope of Patentable Subject Matter 1. Medical Diagnostic and Treatment Methods Post-Bilski The Supreme Court heard oral argument in Mayo Collaborative Svcs. v. Prometheus Labs., Inc., No. 10-1150, on December 7, 2011. This is not the first time the Supreme Court has taken on the question of the validity of Prometheus’s asserted method claims. As before, Mayo challenges the Federal Circuit’s holding that Prometheus’s method claims recite patentable subject matter under §101. Unlike before, Mayo’s appeal now derives from a post-Bilski decision below.1 Prometheus is the sole and exclusive licensee of two patents claiming methods for determining the optimal dosage of thiopurine drugs used to treat certain autoimmune diseases. -
May 12, 2017 to Solicit the Parties’ Views on Any Evidentiary Hearing to Be Held
CONTRA COSTA SUPERIOR COURT MARTINEZ, CALIFORNIA DEPARTMENT: 12 HEARING DATE: 05/12/17 1. TIME: 9:00 CASE#: MSC15-01760 CASE NAME: WALKER VS. WEST WIND DRIVE-IN HEARING ON MOTION FOR SUMMARY JUDGMENT FILED BY SYUFY ENTERPRISES, LP * TENTATIVE RULING: * Defendant Syufy Enterprises, LP files this motion for summary judgment. As captioned, the motion is facially defective because it would not dispose of the entire action and result in entry of judgment in the case. In the interest of justice, however (and bearing in mind the proximity of the trial date), the Court will treat the motion as one for summary adjudication as to the first cause of action for premises liability and the third cause of action for negligence. The parties have supported, opposed, and briefed the motion as if it were a motion for summary adjudication. The motion is denied. The present motion rests entirely on what is asserted to be a release agreement found in the original contract between the parties. The Court holds, as a matter of law, that the purported release language is not a release of claims as between these two parties, but rather an indemnification provision as to any third-party claims brought against Syufy due to Walker’s use of Syufy’s facilities. This case arises from a swap meet occurring on premises owned by defendant Syufy. Plaintiff Walker purchased a vendor ticket, an agreement entitling her to sell goods at the swap meet. The challenged counts assert liability for negligence and premises liability, arising from Walker’s injury allegedly caused by catching her foot in a pothole on the premises. -
Expert Report of Murray Wilson
In the Arbitration under the Arbitration Rules of the United Nations Commission on International Trade Law and the North American Free Trade Agreement (Case No. UNCT/14/2) ELI LILLY AND COMPANY Claimant v. GOVERNMENTOFCANADA Respondent EXPERT REPORT OF MURRA Y WILSON l. INTRODUCTION l. M y name is Murray Wilson and I reside in the City of Ottawa, Ontario. 2. I confirm that I have no relationship to Eli Lilly and Company or any of its affiliates. 3. I worked for the Canadian Patent Office for o ver 3 5 years as a patent examiner and in various other capacities such as the acting Chair of the Patent Appeal Board. Based upon that experience, I believe that 1 am qualified to provide the factual information and opinions set out below. 4. During my 35 year career with the Canadian Patent Office I examined and reviewed thousands of patent applications, including pharmaceutical patents. I have extensive experience and in-depth knowledge about the Canadian Patent Office practice relating to the examination and granting of patents during the time period the Strattera and Zyprexa patent applications were examined and the patents granted (patent 2,209,735 and patent 2,041,113, respectively ). 5. After graduating from Carleton University in 1971 with a Bachelor ofMechanical Engineering Degree, I started working in the Canadian Patent Office in 1971 as a patent examiner in the Mechanical Division, examining patent applications in the material handling arts. 6. In 1981, I became a senior patent examiner with responsibilities for examining patent applications that were filed in French. -
Of Japanese Patent Prosecution
The ‘Endless Loop’ of Japanese Patent Prosecution By Samson Helfgott and Paula E. Hopkins Katten Muchin Rosenman LLP First published in the May 2006 issue of World Intellectual Property Report Commentary The ‘Endless Loop’ of Japanese Patent Prosecution By Samson Helfgott and Paula E.Hopkins.Samson Helfgott During the course of the appeal trial, the Trial Examiners are is a Partner and Director of Patents, and Paula E. Hopkins is allowed to find a new reason and/or new prior art to reject the an associate in the IP Department of Katten Muchin patent application other than those stipulated in the decision of the Rosenman LLP, New York. The authors can be contacted examiner (Section 150, subsection 1 and Section 153, subsection by e-mail at: [email protected] and 1). In such case, the Board has to notify the new reason and/or [email protected] prior art to the applicant and allow the applicant to make counter-arguments against that reason and/or prior art before Patent prosecution in any patent system has its normal course of issuance of the decision of the Board (Section 159, subsection 2 delays. In significant cases, especially when broad claims are and Section 50). Accordingly, by way of example, although the being prosecuted, even more time may be required until a examiner may have only rejected the claim based upon certain resolution of the patent issues is reached. However, within the sections, such as lack of novelty, the Board of Trial Examiners can Japanese Patent System peculiarities within the law make such reject those claims for other reasons, such as indefiniteness, lack delays indefinite, resulting in an “endless loop” of prosecution of support, etc. -
Handbook on Civil Discovery Practice
MIDDLE DISTRICT DISCOVERY A HANDBOOK ON CIVIL DISCOVERY PRACTICE IN THE UNITED STATES DISTRICT COURT FOR THE MIDDLE DISTRICT OF FLORIDA Rev. 6/05/15 Introduction The Federal Rules of Civil Procedure, the Local Rules of the Middle District of Florida, and existing case law cover only some aspects of civil discovery practice. Many of the gaps have been filled by the actual practice of trial attorneys and, over the years, a custom and usage has developed in this district in frequently recurring discovery situations. Originally developed by a group of trial attorneys, this handbook on civil discovery practice in the United States District Court, Middle District of Florida, updated in 2001, and again in 2015, attempts to supplement the rules and decisions by capturing this custom and practice. This handbook is neither substantive law nor inflexible rule; it is an expression of generally acceptable discovery practice in the Middle District. It is revised only periodically and should not be relied on as an up-to-date reference regarding the Federal Rules of Civil Procedure, the Local Rules for the Middle District of Florida, or existing case law. Judges and attorneys practicing in the Middle District should regard the handbook as highly persuasive in addressing discovery issues. Parties who represent themselves (“pro se”) will find the handbook useful as they are also subject to the rules and court orders and may be sanctioned for non-compliance. Judges may impose specific discovery requirements in civil cases, by standing order or case-specific order. This handbook does not displace those requirements, but provides a general overview of discovery practice in the Middle District of Florida. -
(2010) 188 Cal.App.4Th 1510
Filed 10/6/10 CERTIFIED FOR PUBLICATION IN THE COURT OF APPEAL OF THE STATE OF CALIFORNIA FOURTH APPELLATE DISTRICT DIVISION THREE PHIL HOLMES et al., Plaintiffs and Appellants, G041906 v. (Super. Ct. No. 30-2008-00110902) SIEGLINDE SUMMER et al., O P I N I O N Defendants and Respondents. Appeal from a judgment of the Superior Court of Orange County, David R. Chaffee, Judge. Reversed. Adorno Yoss Alvarado & Smith, Keith E. McCullough and Kevin A. Day for Plaintiffs and Appellants. Harbin & McCarron, Richard H. Coombs, Jr., and Andrew McCarron for Defendants and Respondents. Particularly in these days of rampant foreclosures and short sales, “[t]he manner in which California‟s licensed real estate brokers and salesmen conduct business is a matter of public interest and concern. [Citations.]” (Wilson v. Lewis (1980) 106 Cal.App.3d 802, 805-806.) When the real estate professionals involved in the purchase and sale of a residential property do not disclose to the buyer that the property is so greatly overencumbered that it is almost certain clear title cannot be conveyed for the agreed upon price, the transaction is doomed to fail. Not only is the buyer stung, but the marketplace is disrupted and the stream of commerce is impeded. When properties made unsellable by their debt load are listed for sale without appropriate disclosures and sales fall through, purchasers become leery of the marketplace and lenders preparing to extend credit to those purchasers waste valuable time in processing useless loans. In the presently downtrodden economy, it behooves us all for business transactions to come to fruition and for the members of the public to have confidence in real estate agents and brokers. -
Patenting: a Guidebook for Patenting in a Post-America Invents Act World
Foley Hoag eBook PATENTING: A Guidebook For Patenting in a Post-America Invents Act World by Beth E. Arnold PATENTING: A GUIDEBOOK FOR PATENTING IN A POST-AMERICA INVENTS ACT WORLD IN A POST-AMERICA A GUIDEBOOK FOR PATENTING PATENTING: 1 Contents Preface ............................................................................................................1 Chapter 1 What Is a Patent? ..........................................................................................2 Chapter 2 What Is Potentially Patentable? ................................................................5 Chapter 3 What Is Not Patentable? .............................................................................7 Chapter 4 How Is a Patent Obtained? .......................................................................16 Chapter 5 What Should You Do Before Filing a Patent Application? ...............25 Chapter 6 What Shouldn’t You Do Before Filing a Patent Application? ...........28 Chapter 7 How Are Foreign Patents Obtained? .....................................................29 Chapter 8 Who Is an Inventor on a Patent? ............................................................33 Chapter 9 Who Owns the Patent? ..............................................................................35 Chapter 10 How Long Is a Patent in Effect? .............................................................39 About Foley Hoag ...............................................................................................42 About the Author: Beth E. Arnold .........................................................................43 -
Patent Prosecution from an Examiner's Perspective
January 31, 2019 31, January Gray Andrew and Pezzner Benjamin ALLOWANCE THE ATTAINING AND ACTION OFFICE THE ANTICIPATING EXAMINER’SFROM AN PERSPECTIVE: PROSECUTION PATENT © 2019 Morgan, Lewis & Bockius LLP Presenter Background • Patent Examiner: 3 years – 3 different art units; my last art unit was run very well, we followed all of the rules, primaries were very good, SPE was fair, I didn't understand the criticism from the blogs – goal was to document the thinking of an examiner so I could use it on the outside • Patent Attorney: 2 years – expected the goal to be outwitting examiners and getting allowances – goal turned out to be attaining higher quality examination (with allowances being a byproduct) 2 Presentation Goal • Make Examination Great Again! – show you how to get patent examiners to follow their own rules, to follow their training, to be more accountable – more accountability = higher quality examination = more allowances 3 Agenda 1. Day in the life of an examiner – motivations, training, oversight 2. Using rules to get leverage – the rules that, if broken, result in a do-over 3. Using leverage to move prosecution forward – without losing examiner goodwill (diplomatic vs. adversarial); interviews 4. When diplomacy fails – steps to take before appeal 5. 101 developments – examiner training, thoughts on implementation 4 PART 1 DAY IN THE LIFE OF AN EXAMINER Day in the Life: Motivation • Evaluated based on quantity (production) and quality (master review form) • Main motivation: work as quickly and efficiently as possible (quantity) -
Colorado Rules of Civil & Appellate Procedure, 2017 Edition
TABLE OF CONTENTS Colorado Rules of Civil Procedure for Courts of Record in Colorado Chapter 1. Scope of Rules, One Form of Action, Commencement of Action, Service of Process, Pleadings, Motions and Orders . .5 Rule 1. Scope of Rules . .5 Rule 2. One Form of Action . .8 Rule 3. Commencement of Action . .8 Rule 4. Process . .10 Rule 5. Service and Filing of Pleadings and Other Papers . .30 Rule 6. Time . .34 Chapter 2. Pleadings and Motions . .41 Rule 7. Pleadings Allowed: Form of Motions . .41 Rule 8. General Rules of Pleading . .44 Rule 9. Pleading Special Matters . .61 Rule 10. Form and Quality of Pleadings, Motions and Other Documents . .68 Rule 11. Signing of Pleadings . .75 Rule 12. Defenses and Objections—When and How Presented—by Pleading or Motion—Motion for Judgment on Pleadings . .79 Rule 13. Counterclaim and Cross Claim . .99 Rule 14. Third-Party Practice . .105 Rule 15. Amended and Supplemental Pleadings . .109 Rule 16. Case Management and Trial Management . .128 Rule 16.1. Simplified Procedure for Civil Actions . .141 Rule 16.2. Court Facilitated Management of Domestic Relations Cases and General Provisions Governing Duty of Disclosure . .145 Chapter 3. Parties . .153 Rule 17. Parties Plaintiff and Defendant; Capacity . .153 Rule 18. Joinder of Claims and Remedies . .161 Rule 19. Joinder of Persons Needed for Just Adjudication . .163 Rule 20. Permissive Joinder of Parties . .169 Rule 21. Misjoinder and Nonjoinder of Parties . .174 Rule 22. Interpleader . .174 Rule 23. Class Actions . .175 Rule 23.1. Derivative Actions by Shareholders . .183 Rule 23.2. Actions Relating to Unincorporated Associations . -
Patenting Fast and Slow: Examiner and Applicant Use of Prior Art
Law Faculty Scholarship WVU College of Law 2020 Patenting Fast and Slow: Examiner and Applicant Use of Prior Art Shine Tu Follow this and additional works at: https://researchrepository.wvu.edu/law_faculty Part of the Intellectual Property Law Commons PATENTING FAST AND SLOW: EXAMINER AND APPLICANT USE OF PRIOR ART* SHINE SEAN Tu* ABSTRACT Previous studies have shown that an applicant'sability to obtain a patent is inexorably linked to the random assignment of a patent examiner.1 However, not all patent examiners are created equal. Some patent examiners allow patent applicationsquickly within just one or two Office Actions, resulting in only a few months of substantive patent prosecution. In contrast, otherpatent examiners constantly rejectpatents applications, which can result in unnecessarilydelaying prosecution and years of substantive patent prosecution. This study focuses on how different examiners use prior art rejections to prolong or compact prosecution. Prior art rejections are one of the most important hurdles to obtaining a patent. Specifically, the use of prior art rejections directly impacts the time and effort it takes to obtain a patent. Anticipation and obviousness rejections are usually the most important and difficult *Permission is hereby granted for noncommercial reproduction of this Article in whole or in part for education or research purposes, including the making of multiple copies for classroom use, subject only to the condition that the name of the author, a complete citation, and this copyright notice and grant -
Collusion and Collective Action in the Patent System: a Proposal for Patent Bounties
Georgetown University Law Center Scholarship @ GEORGETOWN LAW 2001 Collusion and Collective Action in the Patent System: A Proposal for Patent Bounties John R. Thomas Georgetown University Law Center, [email protected] This paper can be downloaded free of charge from: https://scholarship.law.georgetown.edu/facpub/306 2001 U. Ill. L. Rev. 305-353 (2001) This open-access article is brought to you by the Georgetown Law Library. Posted with permission of the author. Follow this and additional works at: https://scholarship.law.georgetown.edu/facpub Part of the Courts Commons, and the Intellectual Property Law Commons GEORGETOWN LAW Faculty Publications March 2010 Collusion and Collective Action in the Patent System: A Proposal for Patent Bounties 2001 U. Ill. L. Rev. 305-353 (2001) John R. Thomas Professor of Law Georgetown University Law Center [email protected] This paper can be downloaded without charge from: Scholarly Commons: http://scholarship.law.georgetown.edu/facpub/306/ Posted with permission of the author COLLUSION AND COLLECTIVE ACTION IN THE PATENT SYSTEM: A PROPOSAL FOR PATENT BOUNTIES John R. Thomas* Persistent commentary contends that the Patent Office is issuing patents that appropriate public domain concepts at an alarming fre quency. Complaints of low patent quality enjoy growing resonance with regard to business methods, computer software, and other inven tions for which patents were not traditionally sought. In this article, Professor Jay Thomas explains how the judiciary's lenient view of patentable subject matter and utility standards, along with miserly congressional funding policies, have rendered the Patent Office an in creasingly porous agency.