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There are limited Call for your FREE Window and Patio Door Diagnosis appointments available 804-905-8979 1Offer not available in all areas. Discount applied by retailer representative at time of contract execution and applies to purchase of 4 or more windows and/or patio doors. 3% cash discount for payment in full by cash or check applied at time of sale. Cannot be combined with other offers. To qualify for discount offer, initial contact for a free Window and Patio Door Diagnosis must be made and documented between 11/1/19 and 11/29/19 with the appointment then occurring no more than 10 days after the initial contact. No payments and deferred interest for 24 months available to well qualified buyers on approved credit only. Not all customers may qualify. Higher rates apply for customer with lower credit ratings. Financing not valid with other offers or prior purchases. No Finance Charges will be assessed if promo balance is paid in full in 24 months. Renewal by Andersen retailers are independently owned and operated retailers, and are neither brokers nor lenders. Any finance terms advertised are estimates only, and all financing is provided by third-party lenders unaffiliated with Renewal by Andersen retailers, under terms and conditions arranged directly between the customer and such lender, all subject to credit requirements. Renewal by Andersen retailers do not assist with, counsel or negotiate financing, other than providing customers an introduction to lenders interested in financing. VA CLASS-A2701010633. “Renewal by Andersen” and all other marks where denoted are marks of Andersen Corporation. ©2019 Andersen Corporation. All rights reserved. ©2019 Lead Surge LLC. All rights reserved. *See limited warranty for details. 4 www.FiftyPlusRichmond.com NOVEMBER 2019 — FIFTYPLUS

“the real achievement is the way the writer To read any of the winning articles, visit deftly puts the pieces together.” our website: fiftyplusrichmond.com. Giving thanks Another local writer, Martha Steger, In addition to thanking our many writ- As we approach the Thanksgiving sea- Speaking of which, I want to give a won second place in the profile category ers, I want to thank our entire staff for son, I want to take this opportunity to show hearty thank-you to the members of our for her cover story this May about Christy their dedicated efforts, month after thanks for the many bless- editorial staff who, together Coleman, CEO of the Civil War Museum. month, to keep our publications and our ings we have here at Fifty Plus with a number of talented The judges praised the story, entitled website fresh and useful: Margaret Fos- and its three sister publica- freelance writers, report, re- “She’s not one to shy away from contro- ter, managing editor; Gordon Hasenei, tions, the Beacons of Greater search and write our local versy,” as “masterfully told.” VP of operations; Roger King, director of Washington, Greater Balti- articles, and who curate, lo- In addition, Lela Martin’s regular gar- operations; Kyle Gregory, art director; more and Howard County, calize and edit the content dening columns were recognized for Judy Rosenthal, president and associate Md. we obtain from a wide vari- being “rich in accessible scholarship publisher (and my wife); Alan Spiegel, First, we are thankful for ety of wire services (includ- about nature.” VP of sales and marketing, and Richmond you, our readers. It is for ing AP, Tribune Content At our flagship Greater Washington Bea- ad rep Lisa Benton-Hawkins. you that we launched the Agency, Kiplinger’s, Mayo con, managing editor Margaret Foster A special shout-out to Kyle Gregory, Beacon more than 30 years Clinic and Harvard Univer- won a first-place award, as did our former who recently celebrated his 20th anniver- ago and added Fifty Plus in FROM THE sity, among others). managing editor Barbara Ruben. sary at the Beacon! 2016. It’s for you that our PUBLISHER Each year, we enter a se- Other NAMPA awards went to Balti- I thanked you, our readers, at the begin- small but dedicated staff By Stuart P. Rosenthal lection of stories our staff more writer Carol Sorgen, Howard ning of this column, but it’s only fair that I works so hard — putting and freelancers write in the County writer Robert Friedman, regular end with you as well. As much as we appre- out more than 200,000 annual editorial competition travel writer Victor Block, and book re- ciate the awards showered on our publica- copies of our four editions every month. of the North American Mature Publishers view columnist Dinah Rokach. tions each year, what all of us value most Of course, our publications would not Association (NAMPA), judged by the I also won awards in the opinion and is the respect and loyalty of our readers. exist without the support of our monthly prestigious University of Missouri School senior issues categories for some of my Our advertisers and our publications advertisers. Not only do they make it pos- of Journalism. “From the Publisher” columns, including would not be here without your ongoing sible for us to print and distribute free I am proud to report that 13 of these my two-part series on how to reform So- support — in reading Fifty Plus, telling copies to thousands of people each month, writers won 17 awards this year, which in cial Security and Medicare, which they your friends about it, sharing articles with they also supply useful information and turn qualified us for an 18th award: Best called “a compelling argument.” (If only your doctors and family, and patronizing helpful products and services that our of Show! the U.S. Congress agreed!) our advertisers (and telling them you saw readers depend on. Of particular interest to readers of Fifty Finally, our pull-out section in May, pre- them in Fifty Plus). So, as we say in every issue, please sup- Plus, first place for feature writing went to senting the winners of our Celebration of Our entire staff joins me in wishing you port our advertisers — they keep Fifty Catherine Brown for her April cover story, the Arts amateur art competition, won first and yours a wonderful, healthy and happy Plus free, and they also provide important, “Raising voices with joy despite dementia.” place for best special section, with judges Thanksgiving season. practical content alongside our many arti- The judges were moved by this “remark- praising its “layout and crisp writing.” This cles on health, money, law, technology, able success story about hope, acceptance, popular art competition will return in 2020, travel and the arts. family, bonding and tenacity,” adding that by the way. It’s not too early to start creat- ing works you might want to enter. Letters to the editor

a publication of The Beacon Newspapers, Inc. Readers are encouraged to share their opinion on any matter addressed in Fifty Plus as well as on political and social issues of the day. Editorial Mission: Fifty Plus is dedicated to providing readers with accurate Mail your Letter to the Editor to Fifty Plus, P.O. Box 2227, Silver Spring, MD information, professional guidance, and useful resources. Our publication is intended to both reflect and enhance fifty-plus lifestyles, and to encourage 20915, or email to [email protected]. reader dialogue and input. Please include your name, address and telephone number for verification.

Fifty Plus is published monthly and distributed free of charge. The advertising Dear Editor: Dear Editor: deadline is the 20th of each month for the upcoming issue. The entire contents I was surprised to learn in the last edi- The Kroger decision [to remove Fifty of Fifty Plus are ©2019, The Beacon Newspapers, Inc. No portion may be re- tion of Fifty Plus that Kroger would no Plus and other free publications from produced in whole or in part by any means without the express written consent longer be offering free publications on a stores] doesn’t make sense. The rack ded- special rack near the entrance. Not only icated to free publications took up so little of the publisher. The views and opinions expressed by writers and columnists did they offer Fifty Plus but other publica- space. do not necessarily represent those of Fifty Plus or its staff. tions. When I visited the store, I would I find each issue of Fifty Plus has solid pick up these free periodicals. The area information. Here’s one example: the Har- Publisher/Editor — Stuart Rosenthal was never trashy nor was anything ever vard Q&A article about atrial fibrillation President/Associate Publisher — Judith K. Rosenthal out of order. made me decide to contact my nephrolo- Vice President, Operations — Gordon Hasenei Kroger has discontinued other perks gist immediately. It could be a life-saver! Vice President, Sales and Marketing — Alan Spiegel that benefited the public, which I will not William Hogate go into here. While I looked forward to Henrico, Va. Managing Editor — Margaret Foster the newspapers, I also shopped for gro- Dear Editor: Art Director — Kyle Gregory ceries. Recently, Kroger’s customer serv- May I respectfully object to Ms. Director of Operations — Roger King ice has fallen by the wayside in that there Lenora’s advice in [October’s “Engage at are few check-out people and less care for Any Age”] to “Always be nice to people, Advertising Representative — Lisa Benton-Hawkins the customer. whether they are nice to you or not. You Fifty Plus Richmond • P.O. Box 2227 • Silver Spring, MD 20915 I will no longer have a reason to go to don’t know who you will need in this life PH: 804-673-5203 • [email protected] Kroger. before you leave this world.” Judy Van Fossen © Copyright 2019 The Beacon Newspapers, Inc. Richmond See LETTERS TO EDITOR, page 25 FIFTYPLUS — NOVEMBER 2019 www.FiftyPlusRichmond.com 5 Feature Story He brings orchids back from the brink By Glenda C. Booth stable, but soon it starts declining and PHOTO COURTESY OF ART CHADWICK If your orchid looks sickly and droopy, people are flummoxed, Chadwick noted. swallow your pride. Extinguish your guilt. When an orchid arrives at his shop, he Don’t give up. There’s hope — and it’s gives it a number and health rating and found through Art Chadwick Jr., of Rich- then takes it to one of his 11 greenhouses mond’s Chadwick & Son Orchids. in Powhatan, quarantines it for a week to Orchids have a reputation for being prevent the spread of pests or diseases, finicky plants, even for experienced gar- and repots it in sphagnum moss. deners, but Chadwick believes otherwise. “They’ll die if you put them in the People just need to understand these ground,” he offered. “Sphagnum moss is beautiful plants and when they bloom, he a medium that can breathe.” believes. Sometimes longstanding clients leave Chadwick learned from a master, his fa- their sickly orchids on their front porch. ther, Arthur Chadwick Sr., who at age 89 Chadwick staffers pick them up, tend to continues to give tender loving care to 800 them and then deliver the blooming one orchids, some dating from the 1940s. — or in some cases, a new one — back to Art Jr., a former electrical engineer, the owner’s front porch, “like the milk- started his orchid business in 1989 and man,” Chadwick quipped. now — 13,000 orchids, 12 employees and In between, his team fertilizes the poor 11 greenhouses later — his business is, orchid a wee bit and waters it with 65-de- well, blooming. gree water every few days. Orchids spend Art Chadwick, Sr., has been raising and caring for orchids since the 1940s. He does not just grow orchids; he is the the summer outside under a cloth basking Today, his son, Art, Jr., runs the much-expanded family business. caretaker of other people’s orchids. A in Virginia’s humidity — conditions that steady flow of loyal customers streams in mimic their native rainforests. been featured on CBS Evening News and “Orchids have glamour,” he said, “so and out of his Museum District shop at In the fall, staffers move the plants in- in the Washington Post, Smithsonian and celebrities like them. They attract the who’s 203 North Belmont Avenue, most arriving side. Then in the greenhouse, with thermo- Richmond magazines. He hopes to expand who.” with orchids needing resuscitation. stats at 60 degrees, most orchids thrive. to Richmond’s Short Pump, Alexandria Some customers have one; some have Many customers arrive embarrassed “The work is very labor intensive,” said and Charlottesville, Virginia. many. Susan Dolman Webb usually has 10 and practically begging for help. “Can you Chadwick. “There are no machines.” His 2,000-plus loyal customers, who blooming in her home, and she’s grateful save it?” they plead. come from within a 60-mile radius, tend to for Chadwick’s. He and his staff take the flowerless All about orchids be well-to-do people who can afford a $28 “It’s hard to have the right conditions plant, nurse it for nine or 10 months for $2 Orchids are in the Orchidaceae family, to $50 orchid and the $2 per month board- a month, bring it back to health and return which has around 30,000 species. Most or- ing fee. See ORCHIDS, page 7 it to their excited owners. chids are epiphytes, plants that grow on “Orchids are the crème de la crème of trees or rocks, with their roots in the air, the horticultural world,” Chadwick said. rather than underground. They get their

“My father taught me the finer points of moisture and nutrients from the air and MAIL OR FAX FOR ✃ orchids over the past 30 years, and I am rain. One type, cymbidiums, are terrestrial. still learning new things every day. Not Cattleya orchids bloom at the same FREE INFORMATION only do orchids live forever, but they make time each year. Phalaenopsis typically people so happy.” bloom between January and April. Den- For free materials on housing communities and Ask longtime customer Melanie Lap- drobiums, oncidiums and paphiopedilums real estate services, just complete and clip this kin. “I take my orchids to ‘camp’ at Chad- are somewhat random in their blooming coupon and mail or fax it to Fifty Plus. wick Orchids, where they take care of times. ❏ them until they start blooming again,” she Orchids are found on every continent Dominion Place (see ad on page 8) said. “I love getting that phone call to except Antarctica, with the densest popu- ❏ ERA Real Estate, Woody Hogg & Assoc. (see ad on page 8) come pick up my rebloomed orchid. The lations in the tropics of South America and ❏ Guardian Place (see ad on page 10) plants come back bigger and better than I Southeast Asia. ❏ Harmony at Hanover (see ad on page 7) could have achieved myself.” Orchid blossoms have three petals and ❏ three sepals, arranged alternately. A cen- Harmony at Ironbridge (see ad on page 7) Reversing the orchid woes tral petal forms a lip, often serving as a ❏ Sandston Plateau (see ad on page 11) Chadwick didn’t start out to create a “landing pad” for pollinators. Some or- Name______business niche boarding orchids. It basi- chids can live 100 years. Address______cally found him. “When we started in 1989, no sooner did we sell an orchid than Chadwick’s clients City______State_____Zip______the owner brought it back for us to take Although there was a time when the Phone (day)______(evening)______care of. What? Okay, I guess we can do cattleya orchid was a corsage on every E-mail______that. Now 13,000 plants later, this is our prom gown, that tradition has waned, if main business.” not vanished. Today, orchid lovers, both Please tear out and mail this form to:

Many shoppers are drawn to a potted veterans and novices, use them to deco- Fifty Plus, c/o The Beacon, P.O. Box 2227, FP11/19 orchid brightening the grocery store or rate homes and offices. Silver Spring, MD 20915-2227 garden center and, on a whim, take it Chadwick has never advertised. His or fax to (804) 673-5308 home. The first few days the orchid seems Powhatan-based boarding service has 6 www.FiftyPlusRichmond.com NOVEMBER 2019 — FIFTYPLUS

WHAT’S A WORT? Benefits and risks of St. John’s Wort, CoQ10 and vitamin E supplements

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ASPIRIN RECONSIDERED An aspirin a day is no longer recommended Health for all. Read why the rules have changed Can healthy gums prevent Alzheimer’s? By Veena Alfred stream or invade the peripheral nerves In a separate experiment, the re- that binds to gingipains, so that it cannot For some time now, scientists have been and, in one of these ways, reach the brain, searchers focused their attention on gingi- do its job of breaking down proteins. A aware of the connection between poor oral where they trigger an immune response , a toxic enzyme produced by the P. version of the drug has been tested on a health and dementia. Long-term studies that results in the buildup of amyloid gingivalis bacterium, which was also few human volunteers and reportedly has have revealed that those who suffer from plaques. found in the Alzheimer’s brains that the produced positive results. A more exten- chronic periodontitis (gum disease) are A study published in January in the researchers analyzed. The enzyme gingi- sive drug trial will begin later this year. more likely to develop Alzheimer’s as they peer-reviewed scientific journal Science pains feeds the by chopping up It is important to note that the study age. Advances detected the presence of P. gin- proteins for the bacteria to consume. does not provide conclusive proof that P. To explain the connection, scientists givalis, the bacterium that causes gum dis- The researchers found that gingipains gingivalis causes dementia. Certainly not suggest that the inflammation caused by ease, in over 90% of more than 50 brains damages the tau proteins in brain cells, everyone with gum disease will develop gum disease may spread to the brain and of people who had died in the advanced causing them to produce the tangles that Alzheimer’s. stimulate the production of the beta- stages of Alzheimer’s. are characteristic of those with advanced But it suggests that good oral hygiene amyloid plaques that are thought to be re- This demonstrates that gum disease Alzheimer’s. could help in preventing Alzheimer’s dis- sponsible for the cognitive decline seen in bacteria do indeed find their way into the The researchers suggest that the best ease. And whether or not the gum disease Alzheimer’s patients. brain. It also supports the hypothesis that way to treat the condition may be to starve bacterium causes Alzheimer’s, it is always The bacteria that live in dental plaque the same bacteria set off the brain’s im- the bacteria by cutting off their food sup- a good idea to maintain good oral hygiene. cause gum disease and the resulting in- mune response and may be responsible ply. This can be done by deactivating the Veena J. Alfred, Ph.D., is a Certified De- flammation. It is possible that the bacteria for the high levels of amyloid plaques enzyme gingipains with medication. mentia Practitioner and CEO/Administra- are somehow able to enter the blood- found in their Alzheimer’s brain samples. The research team designed a drug tor of AlfredHouse Assisted Living.

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enue shop are first greeted by a soft, cattleya orchid for the last five First been waiting patiently for a year. They lit- Orchids lavender awning and big windows full of Ladies: Barbara Bush, Hillary Clinton, erally scream when we call them and say From page 5 orchids. The store is a 1950s, mom-and- Laura Bush, Michelle Obama and Mela- that their orchid is ready. It is almost like in your home,” Webb noted. “[Chadwick] pop throwback, its interior punctuated nia Trump. Each hybrid takes seven reuniting families.” provides a wonderful service that en- with bright magentas, pinks, whites and years to bloom from seed and eventually Chadwick & Son Orchids welcomes visi- ables me to indulge in this floral love af- yellows of blooming orchids. goes to the U.S. Botanic Garden in Wash- tors to their greenhouses Monday through fair.” Under a pressed-tin ceiling, orchids ington, D.C. He has also presented or- Saturday, from 9 a.m. to 5 p.m. Groups Some devotees pay for a subscription to flower in pots on round tables. Large, chids to Virginia politicians such as tours require an appointment. December the orchid of the month club, so Chad- brightly colored paintings of orchids fill former governors Doug Wilder and Tim holiday season time is busy. See more online wick’s staff deliver a blooming orchid to the walls. They were painted by Anne Kaine, now a U.S. Senator. at chadwickorchids.com. their home or business every month. Chadwick, Art’s deceased sister. “She Why does he devote his life to caring Orchid Information, including tips for “Orchids are wonderful and addicting,” grew up with orchids too,” he said. for these plants? “It is so rewarding to re- beginners, can be found on the website of the according to the American Orchid Soci- In 1929, Manda’s Orchid Company, a turn a blooming orchid to a client who has American Orchid Society, aos.org.

ety’s website. “Once you have one, you New Jersey grower no longer in business, PHOTO COURTESY OF ART CHADWICK will find that you want another, and an- created a cattleya orchid hybrid and other and another.” A visit to Chadwick’s named it for Lou Henry Hoover, President store will likely convert you. Herbert Hoover’s wife. Since then, every First Lady, a total of 15, has had a new cat- A blast from the past tleya orchid hybrid named after her. Shoppers arriving at the Belmont Av- Chadwick has created and named a MARK YOUR CALENDAR HANDEL’S MESSIAH Dec. 6 Guest Conductor and Music Advisor George Manahan will lead Handel’s “Messiah” on Fri., Dec. 6 at 7:30 p.m. at the Dominion Energy Center. Tickets range from $20 to $60 for adults, and $14 to $35 for children ages 3 to 18. For more information or to purchase tickets, visit richmondsymphony.com or call (804) 788-1212.

NEW YORK CITY BUS TRIP Dec. 14+ Come along for a day trip to New York City on Dec. 14 and 15. Join family and friends as you depart Richmond just after mid- night for a 24-hour getaway. Cost: $120. For more information or to make reservation, contact (804) 625-0713 or [email protected]. Chadwick & Son Orchids grows and cares for orchids of all varieties at 11 greenhouses it operates in Powhatan.

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INDEPENDENT LIVING | ASSISTED LIVING | MEMORY CARE HarmonySeniorServices.comii 8 Fitness & Health | www.FiftyPlusRichmond.com NOVEMBER 2019 — FIFTYPLUS CoQ10, St. John’s Wort and Vitamin E By Bridget Cassady or mineral, as deficiency does not result in ment, consult with your physician before was superior to placebo in patients with a disease state. However, some data sug- taking CoQ10. major depression and was as effective as I. Coenzyme Q10 gest that levels of CoQ10 may reduce the standard antidepressants with fewer side- You’ve undoubtedly heard about Coen- severity of several diseases including cer- II. St. John’s Wort effects. zyme Q10 or saw a bottle in the supple- tain heart conditions, migraines and Parkin- St. John’s Wort (SJW) is a widely known, Despite this, high-quality clinical data ment aisle at your local pharmacy. But son’s disease. non-prescription dietary supplement with supporting the effectiveness as a monother- what is it and what does it do? For example, the harmful effects of oxida- use dating back to ancient Greece. apy for depression is lacking. It is not yet Coenzyme Q10, also known as ubiquinone tive stress are increased in patients with SJW is the common name for a flower- considered a replacement for more studied or CoQ10, is a compound that has a critical heart failure, and the antioxidant activity of ing shrub native to Europe, Hypercium treatments and proper medical consultation. role in energy production within the cells of CoQ10 may help to reduce these effects that perforatum, also known as Klamath weed the body. It is synthesized in most tissues in could damage components of cardiac cells or goat weed. The name originates from Safety and side effects humans, with high concentrations in the and may also help reduce blood pressure. when its yellow flowers bloom in late June, SJW is generally considered safe when heart. around St. John the Baptist’s Feast Day. used orally, with no significant side effects. In addition to your body naturally pro- Safety and side effects “Wort” is an Old English word for a plant While usually minor and uncommon, ducing CoQ10, rich dietary sources in- CoQ10 is generally considered safe or herb used as food or medicinally. some reported side effects include upset clude meat, fish, poultry, soybean and with no significant side effects. Some indi- The flowers and leaves of SJW contain stomach, agitation, headache, fatigue, canola oils, nuts and whole grains. viduals experience gastrointestinal symp- the bioactive ingredients hyperforin and dizziness, sensitivity to sunlight, and dry toms such as nausea, diarrhea, loss of hypericin that may affect neurotransmit- mouth. SJW is a stimulant and may worsen Evidence appetite, heartburn and abdominal dis- ters in the body. Extracts are available feelings of anxiety in some individuals. CoQ10 is a non-prescription dietary comfort, especially with daily doses of 200 in the United States as tablets, liquids, teas supplement in the United States with po- mg. or more. Side effects may be mini- and topical preparations. Some serious interactions tential benefits in a variety of conditions. mized if daily doses greater than 100 mg. SJW interacts with many prescription Supplement doses range from 30 to 100 are divided into two or three doses. More research is needed medications through induction of the cy- milligrams per day, which are much Although not fully supported by scientific tochrome P450 enzymes, resulting in al- greater than estimated dietary sources. Interactions research, folk and traditional medicine uti- tered drug effectiveness and potentially Although oral supplementation of CoQ10 Individuals taking anticoagulants such lizes SJW for conditions including insomnia, severe side effects when taken with oral does increase blood and tissue concentra- as warfarin (Coumadin) should use cau- irritable bowel syndrome, wound healing contraceptives, certain chemotherapy tions, less than 5% of orally administered tion taking CoQ10 due to an increased and menopausal symptoms. drugs, statins, anticoagulants or antide- CoQ10 is thought to reach circulation. risk of blood clotting. It is most commonly studied for mild to pressants. Therefore, pharmacological doses as high CoQ10 may also interact with statins, moderate depression as an alternative to Interactions with SJW and certain anti- as 3,000 milligrams per day are taken. insulin and certain cancer treatments. As antidepressants. A 2008 Cochrane review It is not considered an essential vitamin with any new diet or supplement regi- of 29 clinical trials concluded that SJW See SUPPLEMENTS, page 10 FIFTYPLUS — NOVEMBER 2019 www.FiftyPlusRichmond.com | Fitness & Health 9 Five things to do before cancer treatment By Cleveland Clinic bilities. Then if a worst-case scenario hap- you can expect from this treatment. Don’t assume that a test result is nor- If you just found out you need cancer pens, it catches them off guard. The most —Look for sites that are specific to your mal just because you didn’t hear anything treatment, there are ways to prepare your- important way a physician can help you type of cancer. For those with kidney can- about it. self. Being ready will help you overcome prepare for treatment is to clearly set ex- cer, for instance, the Kidney Cancer Asso- 5. Reach out for support. the uncertainty and anxiety that so often pectations of the possible good — and bad ciation can educate and prepare you for Use online information only as a start- goes along with starting treatment. — outcomes. nephrectomy, which is the most common ing point. None of the information you find No matter what, remember who’s in 2. Educate yourself. first step for treatment of kidney cancer. online is a substitute for a face-to-face dis- charge: you! Too many people don’t real- Many doctors don’t discourage patients —Cleveland Clinic also offers treatment cussion with a physician. Smart patients ize that they — not their doctors — are in from looking online for information about guides for 17 specific kinds of cancer. gather their information then bring it to charge of their own health. their upcoming treatment. There are a lot 3. Be proactive. their doctor and say, “What do you think?” Here are five things you should do to of good resources there that will help you Provide all of your physicians with doc- There are plenty of off-line resources help with your treatment: prepare: umentation about your conditions. Don’t and other options as well: 1. Ask your doctor about the best- —The American Cancer Society is a assume they have everything. Think of it —Talk to other patients. and worst-case scenarios. great starting point. Among their many re- as you would a financial adviser — you’re —Find local or online support groups Whether you’re facing chemotherapy, sources is a guide to preparing yourself paying him or her as the expert in how to for your type of cancer. radiation or surgery, you need to know for cancer surgery at cancer.org. handle your investments, but the money —Get a second opinion. what to expect. Many people go into can- —ChemoCare.com can help you under- is yours and you’re the boss. © 2019 www.awellnessupdate.com. Dis- cer treatment without knowing the possi- stand how chemotherapy works and what 4. Follow up. tributed by Tribune Content Agency, LLC. MARK YOUR CALENDAR MARK YOUR CALENDAR

Nov. 29+ MODEL TRAINS Nov. 30+ CHOCOLATE WORKSHOP At the Science Museum of Virginia, 2500 W Broad St., model In November, December and January, observe (and taste) a

railroads will be on display for three days, from 9:30 a.m. to 5:30 p.m. Nov. 29 free chocolate-making demonstration at the Virginia Museum of History & Culture, 428 N Arthur Ashe Blvd. Watch chocolate being made using reproduc- until Dec. 1. Walk inside vintage train cars (only open once a year during the tion cooking tools and equipment, and sample American Heritage Chocolate’s Model Railroad Show); see Clydesdale horses; watch blacksmiths forge cus- gourmet hot cocoa. The free events will be held from 1 to 4 p.m. on Nov. 30, tom metal pieces; watch steam engine demos; and build a breath-powered Dec. 7, Dec. 21, Dec. 28 and Jan. 4. For more information, visit train. For more information, visit smv.com or call (804) 864-1400. virginiahistory.org or call (804) 340-1800.

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varelay.org | 866-894-4116 (Voice) | 866-246-9300 (TTY) 10 Fitness & Health | www.FiftyPlusRichmond.com NOVEMBER 2019 — FIFTYPLUS Cat scratches, bites can lead to infection Dear Mayo Clinic: My cat scratched after an exposure to fleas or another ani- will clear on its own in healthy people, treat- How to prevent, treat me while I was trimming his claws, mal that was exposed. However, most ment with antibiotics may be recommended. There are steps you can take to prevent and the wound later became infected. with the infection show no signs of illness. Rarely, the disease can cause serious com- infection from a cat bite or scratch. Wash Are cat scratches a special concern? Symptoms of cat scratch disease appear plications, especially in children under 5 and your hands after contact with a cat. Don’t A: A bite or scratch from a cat carries within two weeks after contact with an in- people with weakened immune systems. roughhouse or provoke a cat, and don’t particular risks, and infection is common. fected . Swelling and redness occur A Mayo Clinic study reported that one in allow young children to chase or grab Cat scratch disease (or cat scratch around the wound, and you also may ex- three people seeking treatment for cat bites your cat. ) is a type of bacterial infection that perience a fever, headache, poor appetite on the hand had to be hospitalized. And If you are bitten or scratched, wash the occurs when a cat bites or scratches hard and fatigue. most of those hospitalized required surgery area well with soap and running water. If enough to break the skin’s surface or licks The most notable characteristic of the dis- to remove infected tissue; penetration was it’s a bite, see your healthcare provider — an open wound. ease is tender and swollen lymph nodes deep enough to deposit bacteria into the even if the wound appears small. It’s estimated that 40 percent of cats near the wound that typically remain joints or protective layers around the ten- carry this particular bacterium, usually swollen for months. Although the disease dons. See CAT SCRATCHES, page 13

It’s estimated nearly 90% of American vides 12 to 15 mg. of vitamin E. sult with your doctor to determine how to Supplements adults don’t get enough vitamin E to meet Vitamin E also works alongside vitamin boost your vitamin E to the appropriate From page 8 recommended daily requirements. C, so sufficient levels of vitamin C are im- level. depressants may lead to an accumulation To get more vitamin E, try these foods: portant too for optimizing vitamin E activ- Take action now: of high levels of serotonin, a brain chemi- —Nuts, especially almonds and hazelnuts ity in the body. —Eat plenty of dietary sources of vita- cal targeted by antidepressants. SJW may —Vegetable oils (like sunflower, saf- High levels of vitamin E circulating in min E, along with healthy fat also limit absorption of iron and other min- flower, soybean and wheat germ) the blood are not necessarily an indicator —Consider a supplement erals. As with any new diet or supplement —Seeds, like sunflower seeds that your body has enough vitamin E, or —Eat vitamin C-rich foods or take a vi- regimen, consult with your physician to —Leafy vegetables (spinach or chard) that it is used appropriately. tamin C supplement discuss if SJW is appropriate for you. Vitamin E is fat-soluble, so you’ll need to Do you need more than others? Com- —Work with your physician if you have ingest it with some form of fat; otherwise, it mon health issues may make it harder for a medical condition that is reducing your III. Vitamin E won’t be absorbed or used efficiently. For ex- your body to use vitamin E effectively and vitamin E levels. Vitamin E is an antioxidant essential for ample, add nuts to a homemade salad dress- may increase your need for more of this Reprinted with permission from Environ- the body’s nervous, cardiovascular, repro- ing made with oil to increase the absorption vitamin. These include: mental Nutrition, a monthly publication of ductive, musculoskeletal and other sys- of vitamin E. —Metabolic syndrome Belvoir Media Group, LLC, Environmen- tems to work properly. It may help prevent If you prefer a supplement, talk with —High cholesterol or triglycerides talNutrition.com. diseases like cancer, cardiovascular dis- your doctor first and then look for a multi- —Obesity © 2019 Belvoir Media Group. Distrib- ease, diabetes and cognitive decline. vitamin or a single supplement that pro- If you have one of these conditions, con- uted by Tribune Content Agency, LLC. FIFTYPLUS — NOVEMBER 2019 www.FiftyPlusRichmond.com | Fitness & Health 11 A daily aspirin isn’t right for everyone Q: Should I be taking a low-dose Furthermore, recent evidence has shown pirin is taken along with other medications vation in coronary artery calcium. This is aspirin to prevent heart attacks and that aspirin may pose a higher bleeding risk that can increase bleeding, such as nons- determined with a CT scan of the heart to strokes? for certain populations. teroidal anti-inflammatory drugs (NSAIDs), evaluate how much calcium deposits are A: Maybe not. Recent re- Here is a summary of cur- including ibuprofen and naproxen; steroids in the coronary arteries. If you are con- search has shown that low- rent recommendations from such as prednisone; direct oral anticoagu- cerned about your risk and are not cur- dose aspirin may not be the American College of Car- lants including dabigatran, rivaroxaban, apix- rently taking a statin, ask your medical necessary and may even in- diology and the American aban edoxaban; and warfarin. provider about this test. troduce additional unneces- Heart Association regarding People are at higher risk for heart at- Overall, patients who have already had a sary risks in certain people. aspirin use for prevention of a tacks and strokes if they have a strong heart attack or stroke should continue to Strokes and heart attacks, first heart attack or stroke: family history of premature heart attacks. take their daily aspirin to reduce the risk of also called myocardial infarc- Low-dose aspirin should This includes heart attacks in men aged future events. But many patients who have tions, can occur due to buildup be avoided for primary pre- 55 or younger and women aged 65 or not had a heart attack or stroke may not of plaque in the arterial walls vention in: younger. need to take a daily aspirin anymore. causing narrowing of the DR. RX Adults older than 70 with- Additional risk factors include not Please talk with your healthcare provider blood vessels. This plaque can By Christian Hambrick out a history of heart attack being able to achieve healthy levels of cho- about the risks and benefits of daily aspirin break away or rupture, lead- or stroke lesterol, blood pressure or blood glucose. use before making any changes to your ing blood clots to form, which can prevent Any adults without a history of heart at- As a result, properly controlling these fac- medication therapy. adequate blood flow to the heart and brain tack or stroke but who have an increased tors is critical to lowering the risk of future Christian Hambrick is a fourth-year tissue and lead to heart attacks and strokes. risk of bleeding (see below) complications. Pharm.D. student at VCU School of Phar- To reduce the likelihood of these clots, People at increased bleeding risk in- Another risk factor is a significant ele- macy. many people are currently taking daily cludes those with a history of previous low doses of aspirin — between 75 and gastrointestinal bleeding, peptic ulcer dis- MARK YOUR CALENDAR 100 milligrams by mouth daily, usually 81 ease, or bleeding from other sites; people CIVIL WAR HISTORY milligrams. For decades, doctors and pub- older than 70; and people suffering from Nov. 21 On Thurs., Nov. 21, visit the American Civil War Museum for a lic health experts encouraged this, based thrombocytopenia, coagulopathy and/or lecture by a University of Kentucky historian. During the Civil on earlier studies indicating it might re- chronic kidney disease. War, thousands of formerly enslaved African Americans lived in refugee camps duce health risks. Low-dose aspirin might be considered set up by the U.S. Army, which was often ill-equipped to deal with their needs. However, that stance has changed. We for primary prevention in adults aged 40 The lecture starts at 6 p.m. at 480 Tredegar St. Tickets are $10 general now have better ways to treat risk factors to 70 who are at high risk for a heart at- admission, $8 for members. For more information, visit acwm.org or call (804) for heart attacks and strokes, such as im- tack or stroke but who do not have an in- 649-1861. provements in blood pressure and choles- creased bleeding risk. terol control. Bleeding risk is also increased when as- Are You A Veteran? + Sitter & Barfoot Veterans Care Center is a Long-Term Care & Short-Term Rehab Facility that opened in January 2008. This facility was built specifically for our Virginia Veterans. Located conveniently on the campus of the McGuire VA Medical Center in Richmond, Virginia, this state-of-the-art facility is owned and operated by the Virginia Department of Veterans Services. 12 Fitness & Health | www.FiftyPlusRichmond.com NOVEMBER 2019 — FIFTYPLUS Who should see a geriatrician, and when? Dear Savvy Senior: geriatricians are family practice or internal Who can benefit? problems are just fine seeing their pri- What can you tell me about doctors medicine physicians that have had additional Patients who can benefit from seeing a mary care physician. who specialize in geri- specialized training to manage geriatrician are older adults with multiple atrics? My father, who’s the unique and often multiple health and age-related problems, such as How to find a geriatrician 82, takes eight prescrip- health concerns of older cardiovascular disease, stroke, confusion Unfortunately, there’s a shortage of tion drugs for different adults. Just as a pediatrician and memory problems, Parkinson’s and geriatricians in the U.S., so depending on health issues but still specializes in caring for chil- Alzheimer’s disease, diabetes, hyperten- where you live, finding one may be chal- hasn’t been feeling him- dren, a geriatrician is trained to sion, depression, respiratory problems, lenging. self lately. provide care for seniors, usu- osteoporosis, arthritis, chronic , mo- To locate one in your area, use I’m wondering if he ally patients over 75. bility issues, incontinence, vision and Medicare’s online physician search tool. would benefit by seeing a While most doctors, and hearing impairment, and trouble with bal- Go to Medicare.gov/physiciancompare geriatrician in place of his even general practitioners, ance and falls. and type in your ZIP code or city and state regular primary care are trained to focus on a per- Geriatricians are also particularly adept in the “Enter your location” box, and then physician. SAVVY SENIOR son’s particular illness or dis- at tackling medication problems. Because type in geriatric medicine in the Search —Concerned Daughter By Jim Miller ease, geriatricians are many seniors, like your dad, take multiple box. Dear Concerned: trained to look at all aspects medications for various health conditions, You can also get this information by If your dad is dealing with a variety of of life that can affect older patients — not and because aging bodies often absorb calling Medicare at 1-800-633-4227. The health problems and is taking multiple just their physical symptoms. and metabolize drugs differently than American Geriatrics Society also has a medications, a visit to a geriatrician may They often work with a team of other younger adults, unique side effects and geriatrician-finder tool on their website at be just the thing to help get him back on healthcare professionals, such as geri- drug interactions are not uncommon. A HealthinAging.org. track. Here’s a rundown of the different atric-trained nurses, rehabilitation thera- geriatrician will evaluate and monitor you Keep in mind, though, that locating a types of health conditions geriatricians pists, nutritionists, social workers and dad’s medications to be sure they are not geriatrician doesn’t guarantee your dad treat, and some tips to help you locate one psychiatrists to provide care. And they will affecting him in a harmful way. will be accepted as a patient. Many doc- near him. coordinate treatments among a patient’s Geriatricians can also help their pa- tors already have a full roster and aren’t For starters, it’s important to know that specialists. tients and families determine their long- accepting new patients. You’ll need to call term care needs, like how long they can the individual doctor’s office to find out remain in their own homes safely without their availability. assistance, and what type of services may Send your senior questions to: Savvy Sen- Write a letter to the editor. be necessary when they do need some ior, P.O. Box 5443, Norman, OK 73070, or extra help. visit SavvySenior.org. Jim Miller is a con- See page 4. But not all older adults need to see a tributor to the NBC Today show and author geriatrician. Those who have fewer health of The Savvy Senior book.

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Broil, watching carefully and turning Balsamic marinade If you have soy sauce, garlic powder, pa- in a shallow dish or 1-gallon sealable plas- at least once, until an instant-read ther- Whisk 1/4 cup each olive oil and bal- prika, balsamic vinegar and garlic in your tic bag. Add the marinade of your choice mometer inserted into the thickest part samic vinegar, 2 minced garlic cloves, 1 ta- pantry you can throw together a flavorful and refrigerate from 1 hour to 12 hours. registers 165° F, 10 to 15 minutes total. blespoon Italian seasoning, 1 teaspoon salt rub or marinade in minutes. (The longer it marinates, the more intense and 1/2 teaspoon pepper. Makes: about That’s all you need to take chicken the flavor, but it’ll get mushy if you leave Teriyaki marinade 1/2 cup. Per serving*: 169 calories; 7 g. fat breast from flat to bodacious, upping its it in there too long.) Whisk 1/2 cup reduced-sodium soy (1 g. sat., 5 g. mono); 250 mg. sodium. juiciness without sacrificing its lean profile. Remove chicken from the marinade sauce, 1/4 cup sake (or mirin), 2 tablespoons Even better, when you opt for a home- and pat dry before grilling or broiling. light brown sugar, 2 minced garlic cloves and Spicy Tunisian rub made marinade over store-bought, you For dry-rubbed chicken, coat chicken 1 tablespoon minced fresh ginger. Makes: Grind 2 teaspoons each coriander seeds can skip the preservatives, colorings and with the dry rub of your choice up to 30 scant 1 cup. Per serving*: 135 calories; 3 g. and caraway seeds and 3/4 teaspoon additives, limit sodium and sugar, and minutes before grilling or broiling. fat (1 g. sat., 1 g. mono); 263 mg. sodium. crushed red pepper in a spice grinder (or choose olive oil over the less-healthy oils 3. Grill or broil: mortar and pestle) until finely ground. Trans- used in many commercial marinades. Preheat grill to medium-high. Oil the Sweet and savory dry rub fer to a bowl and stir in 3/4 teaspoon garlic Want a break from chicken? These also grill rack. Grill the chicken, turning once, Combine 2 teaspoons each light brown powder and 1/2 teaspoon kosher salt. work well with other meats, fish and tofu. until an instant-read thermometer in- sugar and dry mustard, 1 teaspoon onion Makes: about 2 tablespoons. Per serving*: 1. Start with: serted into the thickest part registers 165° powder, 1/2 teaspoon kosher salt and 1/4 131 calories; 3 g. fat (1 g. sat., 1 g. mono); 195 Boneless, skinless chicken breast, 1 to F, 4 to 8 minutes per side. teaspoon white (or black) pepper. Makes: mg. sodium. 1 ¼ pounds for 4 servings. Choose one of To broil, position a rack in upper third about 2 tablespoons. Per serving*: 140 *Analyses are for 3 ounces marinated the rubs or marinades (below). Each of oven; preheat broiler. Line a broiler pan calories; 3 g. fat (1 g. sat., 1 g. mono); 196 or rubbed cooked chicken. makes enough for 1 ¼ pounds of chicken. (or baking sheet) with foil and coat with mg. sodium. © 2019 Meredith Corporation. Distrib- 2. Marinate or rub: cooking spray. Place the chicken on the uted by Tribune Content Agency, LLC.

cination, which needs to be updated every source and doesn’t replace regular medical @mayo.edu. For more information, visit Cat scratches 10 years, is current. care. Email a question to MayoClinicQ&A mayoclinic.org. From page 10 Keep cats indoors to minimize their And report any bites from a feral or exposure to infected . Finally, stray cat. Preventive treatment for treat your cat with flea prevention med- Please tell our advertisers, may be recommended. ication. If you are a cat owner, keep your cat’s — Christopher Boswell, M.D., Family claws trimmed and use care when groom- Medicine, Mayo Clinic, Rochester, Minn. “I saw you in Fifty Plus!” ing your pet. Make sure your tetanus vac- Mayo Clinic Q & A is an educational re- FP1119 14 Fitness & Health | www.FiftyPlusRichmond.com NOVEMBER 2019 — FIFTYPLUS FIFTYPLUS — NOVEMBER 2019 www.FiftyPlusRichmond.com B-1

The Resource for Aging Well Formerly “Mature Life”

Executive Director’s Message Dr. Thelma Bland Watson November is Executive Director, Senior Connections, The Capital Area Agency on Aging National Family Recognizing Caregivers, Veterans and Families

Dear Readers: tration, anger, fatigue, stress and confusion. In November, we honor and thank vet- Caregiving, like other jobs, consists of tasks, Caregivers erans for their service. November is also a some more time-consuming and complex time to thank and recognize the contribu- than others. Some caregiving requires tions of families and friends during National more time, energy and skills than others. It Caregivers Month. Like veterans, care- is helpful to make of lists of the tasks — meal Month givers are important resources in our com- preparation, rides for medical appoint- munities. We pause to give special thanks ments, grocery shopping, medication man- for the things and people we treasure. This agement, support with business affairs and It is a time to recognize and year, as we recognize caregivers, we cele- others. Also, it is useful to record questions honor family caregivers brate them as community treasures. The and share with friends, family members, across the country. This support and care they provide to love ones health care professionals and others. Care- year’s theme is “Caregiv- are invaluable. They deserve support and giving may lead to experiences of denial, ing Around the Clock.” recognition every day of the year. anger or social isolation. Therefore, it is This special obser- National Caregivers Month is set aside helpful to request advice and ask for help vance enables us to do each year to honor and recognize the mil- to have respite and support. It is also im- the following: of individuals who are caring for loved portant to learn as much as possible about • raise awareness of ones — spouses, parents, siblings, children loved ones and their health condition or ill- family caregiver issues, and friends who are confronting a range of ness. The more we know as caregivers, the • celebrate the efforts chronic conditions, health concerns includ- better we are able to find resources and of family caregivers, ing Alzheimer’s and related dementias, or provide enhanced care and support. • educate family care- need help in managing business affairs. Na- Research shows that the average care- givers about self-identifica- tional Caregivers Month celebrates and rec- giver provides 20 hours of care per week. tion, and ognizes the outstanding contributions made However, for most caregivers, it is 24/7, • increase support for family by families and friends every day. while balancing other priorities for families caregivers. Caregiving responsibilities range from and work. We are always caregivers. When “Caregiving can be a 24-hours-a-day, seven-days-a-week job,” states the helping with errands, transportation, gro- seeking around-the-clock care, safety is a Caregiver Action Network, which spearheads National Family Caregivers cery shopping, housekeeping, personal primary concern as we seek to keep our Month. “Providing care around the clock can crowd out other important areas care and medication assistance, to assist- loved ones safe with the best care possible. of life.” ing with decision-making about health The options may be different for families What challenges do family caregivers face, and how do they manage them and medical care. Daily activities of care- based on individual needs and circum- day and night? giving are rewarding and challenging. stances. Advance care planning is so impor- • Morning: The average family caregiver is a working mother of school-aged Important sources of information for tant in discussing shared values and desired children. Mornings become a tricky balancing act of getting the kids ready caregivers are included in this issue of En- outcomes. A combination of approaches may for school, making sure your loved one has what they need for the day, and gage at Any Age. We recognize the impor- be considered — help from families, friends, then getting yourself out the door for work. tance of providing caregivers with shared homes, adult day care services, • Throughout the day: Up to 70% of the time, the family caregiver manages information about available resources and respite, in-home care, nursing homes, as- the medications. This means ensuring their loved one is taking medication cor- making it easier to find and use services sisted living, continuing care retirement rectly and maintaining an up-to-date medication list. that are helpful and supportive. communities or assistance from others. • During the workday: Six out of 10 family caregivers work full- or part-time Caregiving is rewarding and beneficial. As indicated in the information pro- in addition to juggling their caregiving responsibilities at home. Most say they However, caregiving opportunities can also vided in this issue of Engage at Any Age, have to cut back on working hours, take a leave of absence, or quit their job be challenging. Caregivers are not alone, Senior Connections and community part- entirely. and it is helpful to know that others are ners have many resources for assistance • Evening: Evenings are for family time and mealtime. Nutrition is as impor- also involved with supporting their loved to caregivers. As we celebrate National tant for caregivers as it is for their loved ones. one in many different ways and on a vari- Caregivers Month, we extend thanks and • Late at night: This might be the only time that family caregivers get a few ety of levels. Research shows that most of best wishes to caregivers and their loved minutes for themselves to rest and recharge. The chance to take a breather care, about 83%, that is given to older rel- ones. You are honored and treasured. and re-energize is vital so they can be as good a caregiver tomorrow as they atives and friends is provided by informal were today. caregivers, family members and friends. Best Wishes, • Middle of the night: If loved ones may need to go to the emergency room As caregivers, we should be mindful of in the middle of the night on occasion, family caregivers should be prepared our own needs and be on the lookout for ahead of time with what they need to know and what they need to have with

illness, self-neglect, loss of finances, frus- Thelma Bland Watson them. Source: npaonline.org/november-national-family-caregivers-month B-2 www.FiftyPlusRichmond.com Senior Connections NOVEMBER 2019 — FIFTYPLUS An interview with a Caregiver – A Daughter providing care to her Mother

By Dee Caras, Caregiver Support Specialist Family caregiver Trina Flannery has been providing evolving levels of care to her mother for approximately the past 30 years. Trina’s mother is currently residing with Trina and her husband Dennis in their Bon Air home. Trina’s mother Armond Ragland (whom most people call either “Mom” or “the General”) just celebrated her 96th birthday. Trina graciously agreed to sit down with me in her home and share some of her thoughts and experiences for this article. Trina has learned a great deal about navigating the world as a caregiver and is passionate about sharing what she has learned with others in the hopes that she can help “lighten their load.” She does this through caregiver coaching, advo- cacy and co-facilitating a support group. I learned of Trina’s passion the first time we met at a Chesterfield Council for Aging meeting, where she became aware of my role as Caregiver Support Specialist for Senior Connections. She approached me at the conclusion of the meeting with her hand extended, asking, “Who are you, what do you do, and why have we never met?” When I reminded her of this, she shared that within the past 10 years in her role as a primary caregiver she has learned the value of speaking up. Trina’s mother is wheelchair enabled and now requires 24/7 assistance with her ADL’s (activity of daily living). When the level of care exceeded the ability of Trina Flannery and her mother, Armond Ragland (affectionately known as “the General”), prepare for the holidays. Trina, her husband and four siblings to provide, they started adding to her Mom’s care team, which now includes three However, I feel our decision to have appreciate the wisdom in these words in prioritize what is the greatest need at the (wonderful) hired part-time caregivers. Mom move in has strongly benefited her striving to get ahead of the needs, know- time, and if that is me, I do my best to The following are some of the ques- health and overall quality of life by being ing they continue to increase. take a break. My care motto is to consis- tions I asked and her responses. in a loving home with excellent care. But DC: You are the co-facilitator of a tently seek out ways to provide care that DC: How did you arrive at the decision an additional benefit to caring for her at support group. Why do you feel partic- will elicit improved health outcomes that your mother should live with you? this level is it has afforded me an educa- ipating in a support group is beneficial? within more efficient means, allowing for TF: This decision evolved gradually. My tion and opportunity for personal growth TF: Caregiving is a journey best trav- more personal balance. Lastly, I would mother continued to be very active in her I may not have otherwise achieved. elled with others. You need a safe space like to strongly urge other caregivers to own leisure pursuits and interests, but DC: What have you found to be most to vent openly, discuss hard issues/chal- do as I do and prioritize keeping up with due to knee issues, was spending more of difficult that you may not have expected? lenges and problem solve with fellow their own medical appointments, as you her time at my house which has a first- TF: I felt like the frog in the pot of water caregivers. In addition, some support can’t continue to care for others if your floor bedroom. After a while, we decided — I didn’t realize groups are dis- health is compromised. it made better sense to sell her home, the water was ease-specific DC: Do you have any suggestions for which was located not far from mine, and heating up until I for growing caregivers who may be just beginning for her to move in with us. was boiling in it. I “Look for help your knowledge their journey? DC: I often hear adult children say now know and and network of TF: I have come to realize that you really their plan is to have their parent(s) come embrace that I am early and ask for support. Both can’t prepare unless you’ve been through live with them when the elder reaches her primary care- caregiver and it yourself. I would advise everyone to get the point where they may need addi- giver, but initially I care recipient their legal affairs, medical directives and tional support. This is not always the did not fully un- more than you benefit from a financial resources, and those of their best option. Based on your experience, derstand the strong team loved ones, in order. It is also important to what advice can you offer folks who are meaning of those think you need.” approach. assess all potential supports available and contemplating this plan? words. I’m contin- My support build a care team you can count on. TF: My advice would be to have ongo- uing to learn how group is called DC: Are there any final remarks you ing good open communication and lots of to achieve life bal- Sanctuary and is would like to share? it! Discussing not only current plans, but ance, manage resources (i.e. time, money, Christian-based, but all caregivers are en- TF: Mostly I would like to tell other future options as well. I understand the energy, as well as human resources), and couraged to attend. For more information, caregivers that their work is important, knee-jerk reaction, especially in a sudden manage caregiving induced stress. you can call Vicky Tobey at (804) 774-4290 worthwhile, and that you’re doing a great event scenario, to crisis solve by quickly DC: What advice can you offer other or email [email protected] job! Caregiving has given me an educa- moving a loved one in with you. But it is caregivers? DC: What are some of the ways you tion and so many skills sets that I didn’t important for all family members who will TF: I credit my very insightful and sup- regularly care for yourself? particularly want, but I’m proficient in be living together to be on the same page portive husband with this answer, which TF: It can be irritating to hear “you now and very happy that I have. Thank and recognize the costs, sacrifices and is to “look for help early and ask for more need to take care of yourself” because you for letting my caregiving voice be loss of privacy that most likely will occur. than you think you’ll need.” I’ve come to sometimes you simply can’t! What I do is heard. FIFTYPLUS — NOVEMBER 2019 Senior Connections www.FiftyPlusRichmond.com B-3 Virginia Family Caregivers Need Help By Ginger Thompson facility within a few minutes of my AARP Virginia will work with the When my father slipped an engage- home. I sold her house and car, and liqui- Virginia General Assembly in ment ring on my mother’s finger on the dated her stock investments, to provide a 2020 to enact one solution that Caregiver Support, steps of their town’s post office in 1961, he fund to pay for her assisted living. would help — a family caregiver in- likely didn’t think their future daughter At about $5,500 per month, assisted liv- come tax credit. Caregivers who live Education, and would consider selling it to pay for his ing quickly ate up Mom’s savings, and I even- close to their loved ones spend an Resource Sharing wife’s care more than 50 years later. tually moved her into my house. Keeping her average of more than $7,000 per That is what happened, and I am not at home with me didn’t save that much year — a number that jumps to seniorconnections-va.org alone. money — the caregivers I hired cost about $11,000 for those who live at least an Caregiving is a physically and emotionally More than 1 million Virginians serve as $4,500 a month — an expense that wasn’t hour away — of their own funds to demanding role, which can take a toll on the family caregivers, helping with regular covered by Mom’s meager $2,200 in Social provide care. The tax credit would caregiver’s health and well-being. Support activities like driving to medical appoint- Security and pension benefits. allow eligible caregivers to deduct services— such as respite care, counseling, ments and shopping, as well as more ad- After a year, I found a nursing home certain caregiving expenses from training, support groups, and education — vanced responsibilities like managing about 35 minutes from my house that had their state income tax bill, up to can improve caregivers’ wellbeing and ability finances and performing medical tasks. In good ratings on Medicare.com. Because $1,000. to manage their caregiving responsibilities. 2013, these caregivers provided $11.7 bil- she had spent all of her assets, she quali- The recent survey found that Vir- Senior Connections provides individual in uncompensated care. fied for Medicaid assistance. The nursing ginia voters 40-plus are nearly and group education and support for any A recent AARP Virginia survey found home gets her income, less $40 per unanimous (88%) in their support caregiver by contacting the Caregiver Sup- that more than four-in-ten (43%) of all month, and the Commonwealth of Vir- for a family caregiver income tax port Specialist. For further information, call voters ages 40-plus in Virginia have expe- ginia kicks in the rest — about $2,500. credit. This support cuts across 804-343-3000. rienced being unpaid family caregivers, A little more than half (53%) of the Vir- party lines among Democrats (94%), Senior Connections Caregiver Listserv including 13% who are currently provid- ginia caregivers AARP surveyed say their Republicans (87%), and Independ- Senior Connections works to stay knowl- ing care. Nearly two-in-three (64%) of loved ones would have to move to insti- ents (89%). edgeable about programs and resources that current and former caregivers have tutional care settings if they were no A state income tax credit is just may benefit individuals providing care to oth- worked while they provided care to loved longer able to serve as caregivers. a small way that legislators and ers. This information can be forwarded via ones, and about as many (63%) have spent Caregivers aren’t just taking care of policymakers could help some of email to anyone within our district. It their own money doing so. older loved ones, such as parents, grand- the 1 million family caregivers who also provides a platform for caregivers to Like me, three-in-ten (30%) caregivers parents or spouses. Many are like Doug work so hard to keep their loved reach out to each other in order to share re- have dipped into their retirement savings and Kim Muncy of Franklin County. They ones out of institutions. sources, equipment, care help, etc. This list- to support their loved ones, and more became caregivers eight years ago when I ended up keeping Mom’s en- serv is open only to caregivers. than a quarter (27%) have had problems Kim’s son, Derrick Merrill, now 33, suf- gagement ring — I was afraid she If you are interested in being part paying for their everyday necessities for fered a traumatic brain injury from a would ask to see it. However, it’s of this email group, please contact: dcaras@ themselves and their families. drug overdose, rendering him a quadri- just a small example of how care- youraaa.org and put “Caregiver listserv” in I’m also among the almost seven-in- plegic. Doug, 53, stopped working, and givers struggle to pay for care for the subject line. ten (69%) who feel emotionally stressed; Kim, 54, took early retirement from her their relatives. Caregiver Speakers Bureau 33% have experienced problems with nursing career to become full-time care- With more than 1 million mem- If you would like a presentation on Care- their health due to their caregiving re- givers. Doug Muncy says their income bers in Virginia, AARP is the largest giver Support or an overview of the programs sponsibilities; and 26% had problems dropped from about $170,000 a year organization working on behalf of and resources available, please contact Senior making time to see their own doctors. while they were working, to $26,000 a people age 50+ and their families in Connections Caregiver Support Specialist. It was a broken wrist in 2015 that year now. the Commonwealth. Caregiver Resources and Respite Support caused my mother, Helen, who had out- “It’s been a tough one, but I would not Ginger Thompson is the Com- To learn about more Caregiver Resources lived two husbands, to gradually slide into go back and leave him in a facility,” munications Director for AARP (including respite support), please visit the long-term care. When it became evident Doug Muncy said. “It was the best choice Virginia. She can be reached at Assistance for Caregivers Section on Senior that Mom should not live independently, in the world. (But) being a caregiver is no [email protected] or (804) Connections website. I moved her to a reputable assisted living easy cakewalk, that’s for sure.” 344-3061.

Thank You To Veterans and Their Families

This five week program is divided into 2 hours and 15 minute sessions per week and covers:  Effective coping with caregiver stress and strain Veterans 60 years old or older may need support.  Ways to access available resources  How to work in partnership with the care receiver  Sharing common concerns with other caregivers Senior Connections & Community Partners can help.  Best practices related to behavioral issues Contact Senior Connections at (804) 343-3000. This program is provided at no cost and is intended for Professional and/or Family Caregivers who are providing support and assistance to another person with a long term illness or disabilities. Senior Connections provides Information & Referral, Direct Senior Connections will be offering this program in January if at least 10 Services, Education & Advocacy for older adults, caregivers participants register. To register call Senior Connections at 804.343.3000 or go to the Rosalynn Carter website at www.rosalynncarter.org and individuals with disabilities.

For more information contact Dee Caras at [email protected] Our Mission: Empowering seniors to live with dignity and choice. B-4 www.FiftyPlusRichmond.com Senior Connections NOVEMBER 2019 — FIFTYPLUS Caregiver Book Giveaway! You Can’t Drive Your Car to Your Own Funeral Virginia resident Ann Marie Hancock, an like to enter the drawing for this autographed award-winning journalist, radio and television copy can call Senior Connections at 804-343- personality, and author has generously pro- 3000 and provide your name and phone num- vided an autographed copy of her book, You ber. Caregivers can also send an email to Can’t Drive Your Car to Your Own Funeral. Her [email protected] with “Book Drawing” in book documents her three-year journey caring the subject line and they will be entered. All re- for her mother diagnosed with terminal cancer quests to enter the drawing must be received and lessons learned. Any caregiver who would no later than December 6th. The CARE (Caregiver Advise, Record, Enable) Act helps family caregivers when their loved ones go into the hospital and as they transition home. The care act requires hospitals to: • Provide you the opportunity to designate a family caregiver. • Inform your caregiver when you are to be discharged to another facility or back home. • Provide an explanation and a demonstration of any medical tasks your caregiver will need to perform at home.

Many local Caregiver Support Groups provide support for family caregivers. To see a complete list of these groups, please visit the Assistance for Caregivers page on Senior Connections website: seniorconnections-va.org FIFTYPLUS — NOVEMBER 2019 www.FiftyPlusRichmond.com 15

DIVINE DIVIDENDS Focusing on dividend-paying stocks can Law & pay, well, dividends. See Elliott Raphael- son’s advice on the latest and greatest funds

FALSE FORECASTS Why the Social Security Administra- tion’s estimates of your future retire- ment checks are often way off. How to Money get a more accurate picture of the future How to quit stalling and write your will By Liz Weston Soelter said she procrastinated on her Gahagan said. “They’ll guide you in iden- offered coverage through their employer You know you should have a will, but own estate planning and finds the positive tifying the questions you need to answer may include online services such as you keep stalling. No one likes to think approach works better than browbeating. so a plan can be developed.” Rocket Lawyer and LegalZoom, which are about dying or about someone else raising “It doesn’t help to heap more shame on Also, think about what you’d want to hap- best for people with simple situations, such their children or grandchildren. But if you them, but rather focus on the reasons why pen if you died in the next five years, rather as those who don’t have a lot of assets and get no further than scribbling notes or it is wonderful to get it done,” Soelter said. than trying to create an estate plan that cov- who don’t need trusts, Shepard said. thinking about which lawyer to hire, you Visualize what happens without a will. ers all eventualities, said CFP Karen E. Van But users need to answer the sites’ risk dying “intestate” — without a will that Then again, some people need to hear Voorhis of Norwell, Massachusetts. You questions carefully and get the resulting could guide your loved ones, head off fam- worst-case scenarios before they’ll act. Fi- can always update and change things. documents notarized, or the paperwork ily feuds and potentially save your family nancial planners often point out, for exam- Use employee benefits. won’t be valid. thousands of dollars. ple, that without an estate plan a court Many big companies offer their employ- Set a timeline. Financial planners say getting people to could end up deciding who takes care of ees access to attorneys through prepaid Van Voorhis also suggests making an stop procrastinating on this important your kids. State law determines who in- legal services, said CFP Amy Shepard of appointment with an attorney now but money chore can be tough. I asked sev- herits your stuff, and the distribution may Mesa, Arizona. That’s how she and her scheduling it for a few months down the eral advisors to offer their best strategies not be as you would want. husband created their estate plan. road. for getting clients to get this done. Maybe CFP Janice Cackowski of Rocky River, They met with an attorney available “That way it’s on the books and they’ll one of these will help you. Ohio, said one of her clients recently died through his employer who cost less than feel like they’ve accomplished something, Remember for whom you’re doing it. after ignoring her advice to create a trust. $10 per biweekly pay period. but they also don’t have to face it for a Certified financial planner (CFP) Kat- His will bequeathed his estate to his finan- “For most people, the biggest thing while,” she said. rina Soelter of Los Angeles suggests cially irresponsible son, with no restrictions. stopping them is money,” Shepard said. “If CFP Mike Giefer of Minneapolis rec- thinking of an estate plan as “the best love “The money my client saved over his their employer offers a legal benefit, it can ommends incremental deadlines. letter you can write to those you love.” 63-year lifetime will be gone within 18 make the process of doing an estate plan “By Dec. 1, have the conversation about Providing guidance on what you want months of his death,” Cackowski said. very affordable and very simple.” guardians, charities and other estate in- to happen after your death — and who you Keep it simple. Given that attorneys often charge $300 tentions. By Jan. 1, have the initial meeting want to care for minor children or pets — CFP Kevin Gahagan of San Francisco and up for a will, while a living trust can with an estate planning attorney. By Feb. can be a huge gift to those you leave be- notes that getting a basic estate plan in cost $1,200 or more, prepaid legal services 1, clarify and confirm the documents and hind. You’re also saving them the poten- place may not be as complicated or expen- can be a cost-effective option for many have them signed,” Giefer suggested. “On tially large costs and delays of hiring sive as you fear. people, Shepard said. Valentine’s Day, they are done!” attorneys to sort out your estate later. “It is the attorney who does the work,” Affordable options for those who aren’t —AP/NerdWallet New options to return online purchases By Anne D’Innocenzio These moves come as retailers aim to re- that they don’t miss the return deadline. allow shoppers to return online orders from Ahead of the holiday season, shoppers duce costs while making it easier for shop- Here are three tips for returning online any retailer. Customers bring the packaged have more options to return unwanted pers to return items purchased on websites. orders: items, with or without the preprinted return items bought online as retailers look for The average return rate for online transac- —Know the rules when returning labels, and a salesperson will ship them out. new ways to drive traffic. tions is 25% compared with 8% for store pur- goods from rivals. Through a partner- There is no service fee. Plenty of retailers like Target and Wal- chases, according to Forrester Research. ship with technology company Narvar, Happy Returns lets customers return mart allow shoppers to return at their brick- Walgreens now lets shoppers return on- items from online retailers including Elo- and-mortar stores items bought from them Inside store drop-offs line orders to partners such as Levi quii, Rothy’s and Everlane. Happy Re- online. But now, a growing number of retail- Package delivery giant UPS is adding Strauss and Urban Outfitters at more than turns’ “return bars” can be found at ers are accepting even rivals’ returns. 12,000 pickup and return locations inside 8,000 Walgreens locations that have shopping centers and other retailers, in- In July, Kohl’s started accepting Ama- CVS, Michaels and Advance Auto Parts FedEx onsite. Narvar’s concierge service cluding most recently all 276 Cost Plus zon returns in all 1,100 stores, up from 100 stores. The new locations will bring to also has drop-off locations at 15 Nord- World Markets. previously. Furthermore, at the Amazon 21,000 the number of pickup points UPS strom stores for its retail partners. In return for serving as host for Happy kiosks at Kohl’s, customers don’t need a has in the U.S. Narvar CEO Amit Sharma said shoppers Returns, its online retailer partners pro- box or a label for a free return. “Returning a product is annoying,” said have to bring in their original packaging mote the locations and offer customers Meanwhile, Happy Returns, a Califor- Neil Saunders, managing director of Glob- with the QR code, but in the next few coupons and other deals. nia-based startup that works with about 30 alData Retail. “If you can take away some months, packaging will be available for a —Look for eco-friendly alternatives. online retailers, more than doubled the of the hassle by giving customers lots of fee. Happy Returns is eliminating cardboard number of its drop-off locations to 700. options, that’s really customer service.” Meanwhile, Nordstrom’s service hubs boxes used to ship bulk returns to retail- They also allow shoppers to return online But Saunders and others note that shop- (mini-stores that do not have merchandise orders in person without a box or label. pers making returns need to make sure on hand) in Los Angeles and Manhattan See SHOPPER RETURNS, page 16 16 Law & Money | www.FiftyPlusRichmond.com NOVEMBER 2019 — FIFTYPLUS Will Social Security keep its promises? By Liz Weston if you start instead at your full retirement “If you are, say, 40, this can produce a other claiming-strategies site. The Social Security Administration will age — currently 66 and rising to 67 for 20% underestimate of the actual benefit happily forecast your future monthly re- people born in 1960 or later — or at 70, you’ll receive,” Kotlikoff said. More factors to consider tirement check. Trouble is, it’s often off when benefits max out. On the other hand, the agency could be Other circumstances can upend the es- the mark. When you apply for benefits, Social Se- overestimating your benefit if your income timates. Some people will qualify for Understanding the sometimes-flawed curity uses your 35 highest-earning years has peaked, since the assumption is that spousal or survivor benefits that are larger assumptions underlying the estimate can to calculate your check. Each of these you will continue earning roughly the than what they earn on their own record. help you make smarter decisions about years is “indexed,” or adjusted to reflect same amount until you apply for Social Se- Retirees with minor children can get child when to claim your benefit. wage and price inflation over time. The curity. benefits that boost their checks. First, of course, you should know how dollar amount you earned in 1995, for in- Many people lose their jobs in midlife Nastier surprises may await people who to access those estimates. You can find stance, would be roughly doubled to re- and never make as much again. Illness or worked for certain government agencies yours online by creating a “My Social Se- flect what the same wage would be worth disability could knock you out of the work- or were employed abroad. If they get pen- curity” account at the Social Security Ad- today. force prematurely, or you could stop work- sions from jobs that didn’t pay into Social ministration’s site, ssa.gov/myaccount, or ing years before claiming Social Security. Security, the “windfall elimination provi- you can call 1-800-772-1213 to request a Problems with estimates Any of those circumstances could result sion” could reduce their Social Security paper version. (The agency automatically When estimating your future benefit, in smaller-than-projected checks. checks significantly. sends paper copies to people 60 and over however, the agency assumes no future “You can see why Americans are con- Lawmakers intended the provision, and if they haven’t yet started benefits or cre- growth in wages or prices, said economist fused and surprised when they go into the the related “government pension offset,” ated an online account.) Laurence Kotlikoff, creator of the Maxi- Social Security office with an old state- to keep people who didn’t pay much into Social Security projects how much mize My Social Security claiming-strate- ment and learn their benefits will be lower Social Security from getting more than you’ll receive if you start benefits at the gies website. That often creates “lowball” than they thought,” said William Meyer, earliest age, 62, as well as what you’ll get estimates for younger workers, he said. founder of Social Security Solutions, an- See SOCIAL SECURITY, page 18

from stores and fulfillment centers. Shoppers are increasingly able to have a fresh groceries and put them in your re- Shopper returns To return an online purchase, cus- return picked up inside their home. Wal- frigerator when you’re not home. It From page 15 tomers can mail the items back using a mart said it will launch such a return serv- launched its in-home delivery service in ers, substituting reusable totes made from link within their shipping confirmation ice later this year but didn’t offer any three cities: Pittsburgh, Kansas City, Mis- recycled plastic. email or Target.com account, or by look- details. souri, and Vero Beach, Florida. In an effort to reduce waste and make ing up the order using the Target app or It’s all part of how retailers are focusing Many digital natives are offering free in- the return process easier, Target is in the the card they used for purchase when more on in-home deliveries and other home return pick-up services, according process of eliminating packing slips from making a return at a store. services. In June, Walmart announced it to AlixPartners, a consulting company. all orders shipped directly to customers —Consider return service at home. would have one of its employees deliver For example, online mattress company Casper offers a 100-night free trial for its mattresses. If someone would like to re- turn their mattress, its customer service team takes care of removing the mattress from the customer’s home at no cost and issuing a full refund. —AP MARK YOUR CALENDAR

Dec. 7+ OPEN CHORUS Bring your singing voice and join the Richmond Symphony, Richmond Symphony Chorus, and Richmond-based singer/songwriter Natalie Prass for “Let It Snow!” on Sat., Dec. 7 at 8 p.m. and Sun., Dec. 8 at 3 p.m. at the Dominion Energy Center. Led by Associate Conductor Chia-Hsuan Lin, these Pops Series concerts will feature holiday favorites, culminat- ing in a fun sing-a-long that will fill the Carpenter Theater with beauti- ful sounds of the season. Tickets range from $10 to $82. For more information or to purchase tickets, visit richmondsymphony.com or call (804) 788-1212. FIFTYPLUS — NOVEMBER 2019 www.FiftyPlusRichmond.com | Law & Money 17 Invest in funds with consistent dividends I have written before that retirees As of this writing, the year-to-date without a minimum purchase require- is 1.79% and the expense ratio is 0.08%. The should maintain a significant amount of (YTD) return for 2019 is 19.73%; the one- ment. minimum initial investment is $3,000. The their investments in diversi- year return is 20.19%; the — Dividend fund: I have invested in fund pays a consistent dividend each quar- fied stock investments. Al- three-year return is 12.55%; Vanguard’s Dividend Appreciation Index ter. As long as I have held the fund, a quar- though I have been retired the five-year return is 11.60%. Fund Admiral Shares (VDADX) for almost terly dividend has been paid. for 24 years, I still keep about The yearly expense ratio is 10 years. The fund is composed of large, — Real estate: I have invested in Van- 50% of my investments in 0.10%. The fund pays divi- high quality corporations that have a blend guard’s Real Estate Index Fund Admiral stock market, almost all of it dends each quarter. of growth and value. The emphasis is on Shares (VGSLX) for approximately 10 in diversified mutual funds. The latest 30-day SEC yield companies that have a track record of in- years. The fund invests in real estate invest- I have always chosen is 3%. [Editor’s Note: Accord- creasing their dividends. ment trusts that purchase office buildings, funds that have a history of ing to Investopedia.com, the As of this writing, the YTD return for hotels, residential properties, healthcare fa- consistent earnings and div- SEC yield figure is used to 2019 is 22.06%; the one-year return is10.34%; cilities, retail facilities and other property. idends. I recognize that compare bond funds because the three-year return is 13.88%, and the five- stock market prices fluctu- THE SAVINGS it reflects dividends and inter- year return is 10.98%. The 30-day SEC yield See DIVIDENDS, page 18 ate consistently over time. GAME est earned less the fund’s ex- However, in down markets, By Elliot Raphaelson penses. The percentage shows MARK YOUR CALENDAR stocks that have a history of investors what they would earn POLAR EXPRESS consistent earnings and dividends retain in yield over the course of a 12-month period Dec. 14+ This holiday season, the VRE’s “Santa Trains” will run on Sat., their value much better than stocks that if the fund continued earning the same rate Dec. 14. Tickets will be available online and at five train sta- don’t. for the rest of the year.] tions beginning Nov. 25. During the 75-minute trips, Santa, Most of my investments are with Van- When I purchased the fund initially, the Mrs. Claus and their elves will be on to meet children and pass out treats. Tickets are $5 at the train station; $6 online. Details about online ticket sales guard because of their low fees, consistent 30-day SEC yield was approximately 3.4%. and vendor locations can be found at vrespecialevents.org. performance and excellent service. Here Since I have been holding the fund, a con- is a description of funds I have held for a sistent dividend has been paid each quarter. THE SNOWMAN long time, generally more than 10 years. Earnings have been consistent as well. Nov. 30 On Sat., Nov. 30 at 11 a.m. at the Dominion Energy Center, — Utility fund: I have invested in Van- When I purchased the fund, I thought I was the Symphony will play alongside the children’s classic film guard’s Utilities Index Fund Admiral Shares making a very conservative investment, “The Snowman,” as part of the Atlantic Union Bank Lollipops (VUIAX) for more than 10 years. Initially, I and I have been pleasantly surprised at how concert series. This charming animated film tells the story of a young boy’s invested $100,000 in the fund; over the last well the fund has performed. magical friendship with a snowman. Tickets are $20 for adults and $10 for five years, I have taken out more than Although this fund has a $100,000 min- children ages 3 to 18. For more information or to purchase tickets, visit rich- $100,000, and the remaining shares are val- imum investment, you can purchase a mondsymphony.com or call (804) 788-1212. ued at approximately $150,000. Vanguard ETF with similar performance

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efits starting in 2035, unless Congress in- on the other hand, getting a more accu- You can pay for a more user-friendly option Social Security tervenes. rate estimate of your benefits can help you at Maximize My Social Security ($40) or From page16 Lawmakers are unlikely to allow bene- plan when to retire. Social Security Solutions ($49.95). those who did. But the reductions aren’t fits to be cut for people in or near retire- You can start with your My Social Secu- Or consider a session with a fee-only fi- always well publicized or explained, and ment. If you’re decades away, though, rity account, which includes a link to a re- nancial planner who has access to similar can come as a shock to affected people Social Security’s lowball estimate could tirement calculator that allows you to robust software. This advisor can help you who were counting on the amounts Social turn out to be on target. To be safe, you adjust your average future earnings. fine-tune your Social Security estimates, Security promised. might want to assume you’ll get even less. The site also has a page of free calcula- advise you on claiming strategies, and Speaking of promises, Social Security’s tors, including a downloadable detailed cal- make sure your retirement isn’t based on trustees say the system will have enough Use a calculator culator that the site accurately describes as false promises. revenue to pay only 77% of promised ben- If you’re within 10 years of retirement, “somewhat unwieldy” and “difficult to use.” —AP/NerdWallet

As of this writing, the YTD return for these funds in particular, will continue to reputable fund families have excellent Dividends 2019 is 25.78%; the one-year return is do as well as they have recently. However, long-term performance records as well. From page 17 14.58%; the three-year return is 5.74%; the if interest rates remain low on a long-term You can review them on Morningstar’s Vanguard indicates that the value of five-year return is 8.19% and the 10-year basis, investments in funds that invest in website to identify comparable investment this fund may be more volatile than more return 13.41%. The expense ratio is 0.12%. companies that have a consistent history opportunities. broadly diversified funds because its in- Minimum investment is $3,000. of high earnings and consistent dividends Elliot Raphaelson welcomes your questions vestments are only in real estate. Divi- Stock prices can be volatile, and I have should do well on a long-term basis. and comments at [email protected]. dends are paid quarterly and have been no idea whether the most recent perform- I have only discussed Vanguard funds © 2019 Elliot Raphaelson. Distributed by paid consistently. ance of the stock market in general, or for because those are the funds I hold. Other Tribune Content Agency, LLC. MARK YOUR CALENDAR MARK YOUR CALENDAR

Nov. 15+ CRAFT SHOW No.v 18+ SHOEBOX GIFTS Stop by the Virginia Cliffe Inn from Fri., Nov. 15 through Sun., Do you have empty shoeboxes? Fill them with school supplies or toys to surprise an international child this season. Nov. 17, for its annual craft show tradition. More than 50 area crafters, artists Operation Christmas Child, a project of Samaritan’s Purse, has delivered 168 and bakers will fill the rooms of the B&B, which are open for tours. The million shoebox gifts to children in more than 160 countries since 1993. Virginia Cliffe Inn is located at 2900 Mountain Rd., Glen Allen. Meals prepared During the week of Nov. 18 through 25, Samaritan’s Purse will collect gift- by Glen Allen Market be will available for purchase. For more information, call filled shoeboxes at a dozen drop-off locations in this area. Learn more or find (804) 382-0500 or visit vacliffeinn.com. the nearest drop-off at samaritanspurse.org/occ.

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Quick: What country singer made the Chattahoochee River famous? See Travel story on page 20. Vancouver’s surprising sites and diversity By Glenda C. Booth the mountains and the sea. PHOTO BY POEMNIST/SHUTTERSTOCK The city of Vancouver in Canada’s Downtown is perched on a peninsula with British Columbia, once a crown colony, is water on three sides. Stanley Park’s 1,000- named for British Royal Navy Captain acre, temperate rain forest is in the city cen- George Vancouver, who in the late 18th ter. Winters are mild; summers, balmy. century explored much of North Amer- ica’s northwestern Pacific Coast. Canada, the big picture But you can bet you won’t drink tea fol- City center’s Canada Place is a four-block lowing rigid British protocols when you visit complex with an expansive esplanade and Vancouver. You are more likely to slurp, sniff a roof resembling five Teflon-coated, fiber- and savor aromatic Chinese tea poured del- glass sails. A favorite pastime of visitors icately from clay teapots in the traditional here is watching passengers disembark slow-motion, multi-step, ceremonial process. from up to four cruise ships at once, as sea- That’s because Vancouver is one of the planes take off and land nearby. most Asian cities outside Asia. Of the 2.5 mil- On the western side is Jack Poole Plaza, lion people in the metro area, 47 percent are the setting for a Digital Orca sculpture by of Asian descent (29 percent are Chinese). Douglas Coupland and a tripod-like Olympic That said, Vancouver is also one of the cauldron from the 2010 games that Vancou- most culturally diverse cities in the world, ver hosted. whose cuisine reflects its diversity. Visi- To get topographically oriented, visi- tors can sample four types of Chinese cui- tors can zip up 50 stories in the Lookout Totem poles stand in Stanley Park in Vancouver, British Columbia, represent- sine, Japanese steaks, sushi and sashimi, Tower in less than a minute, for 360-de- ing the area’s 11 local indigenous tribes, or First Nations. The huge park in the Filipino pastries, African flame-grilled gree views at 553 feet. In the distance city’s center is larger than New York’s Central Park, and incorporates a rain chicken, Scandinavian waffles and Italian looms Mount Baker, 86 miles away in forest with half a million trees. gelatos, along with local briny sea urchins, Washington state, an active volcano. gooseneck barnacles, oysters and, of For an even broader perspective, Flyover course, Pacific northwest salmon. Canada offers a simulated flight where “pas- While thrilling, even spine-chilling, as otic products, ranging from vegetables Vancouver is also a place to learn about sengers” belted in to airplane seats soar and the “airplane” dips, turns and shoots up just and herbs to conch meat, fish stomachs, Canada’s indigenous peoples, with at least swoop virtually over Canada’s 3.8 million before almost crashing into a mountain sea cucumbers and assorted fungi. Bob 11 First Nations in the metro area. square miles. It’s also a tactile ride as the peak, this adventure is not for the faint of Sung, our third-generation-Chinese tour A city of striking beauty and Canada’s airplane zips through “clouds” and “snow” heart or those prone to motion sickness. guide, explained, “To know the food is to third largest, Vancouver is a walkable city over the Rocky Mountains, the Arctic and know the culture.” of towering skyscrapers lodged between Niagara Falls. Gastown New Town Bakery sells 1,000 steamed For a more down-to-earth experience, buns a day, a feat that landed the shop on PHOTO BY GLENDA C. BOOTH wander through trendy Gastown’s cobble- a New York Times travel bucket list. At stone streets lit by Victorian-era streetlamps. Herbal Meds, shoppers can learn about This is basically where Vancouver natural remedies, such as how to boil started. It’s named for the garrulous sea- down herbs and how to treat asthma with man, Gassy Jack Deighton, who found no boiled and strained geckos. saloon when he arrived in 1867, so he told The BBQ Shop sells mouthwatering some workers he would give them free roasted pigs, ducks and cured sausage. Po whiskey if they helped build one. They King has ancestral worship merchandise, threw up a rowdy drinking establishment including envelopes to hold money for the in under 24 hours. deceased, and incense for sending a mes- The world’s first steam clock stands in sage to ancestors. Gastown. On the quarter hour, the clock At the Chinese Tea Shop, “any time is plays the Westminster chimes, and on the tea time,” said Daniel Lui, who ceremoni- hour, a steam cloud spews out. ally serves white tea (aged 12 years) from a small clay pot and patiently guides A wok through Chinatown guests through all the steps. He explained Next door is historic Chinatown, dating that an experienced Chinese tea drinker to 1858 and full of beautiful Chinese archi- slurps the tea as a way to incorporate oxy- tecture, golden dragons on lamp posts gen and bring aromatic compounds to his An oasis in Vancouver’s Chinatown, the Dr. Sun Yat-Sen Classical Chinese Gar- and back-to-back, open-air stalls where den was built by Chinese artisans in the Ming Dynasty style. shopkeepers hawk both everyday and ex- See VANCOUVER, page 21 20 Leisure & Travel | www.FiftyPlusRichmond.com NOVEMBER 2019 — FIFTYPLUS A tour of country music’s highlights By Kristin M. Hall “Viva Terlingua,” in the town’s dancehall. Music Trail honoring Gentry as well. water-skiing in ripped blue jeans and his Country music is a uniquely American But it was the crossover hit by Jennings For more info, see mscountrymusic- white cowboy hat. The Chattahoochee River art form, with its roots in the fiddle from in 1977 that not only put the outlaws on the trail.org. is not far from where Jackson grew up in European immigrants and the African map, but also this sleepy town. The dance- Newnan, Georgia, and forms the southern banjo, all the way through its explosion as hall is still a place to enjoy country music Rocky Top, Tennessee half of the Alabama and Georgia line. a commercial art form that has reflected and cold beers and pick up some souvenirs. Written by master songwriters Boudleaux Jackson, who grew up water-skiing, the social, economic and cultural changes For more info, see the website lucken- and Felice Bryant, this bluegrass standard came up with the idea for the music video, within our country. bachtexas.com was originally recorded by the Osborne and his jeans and the water skis were later For many country writers, their lyrics Brothers. It has since become an official Ten- donated to the Country Music Hall of were inspired by real places and real peo- Tallahatchie Bridge, Mississippi nessee state song and the rousing fight song Fame and Museum. ple, adding authenticity to the melody. A One of country music’s biggest musical for the University of Tennessee football team, The summer is the perfect time to visit scan of popular country song titles, from mysteries is what happened to Bobbie often played to excess. this river, which is popular for recreation, “Luckenbach, Texas,” “Okie from Musko- Gentry. Gentry’s No. 1 hit “Ode to Billie The real Rocky Top is not at the football including boating, fishing, rafting and of gee,” “New San Antonio Rose” and “Fol- Joe” in 1967 turned her into a star with her stadium, but instead it’s a rocky outcrop- course water-skiing. som Prison Blues,” illustrates a country swampy, Delta voice and her conversa- ping on the Appalachian Trail in the Great For more information, see nps.gov/ music roadmap of America. tional lyrics about a boy who jumped off Smoky Mountains National Park. It’s not chat/index.htm. the Tallahatchie Bridge. easy to get there, a steep, strenuous Luckenbach, Texas Nobody knows why Billie Joe jumped nearly 14-mile round trip hike. But if you “Wabash Cannonball” There are few towns more steeped in on that third of June, and Gentry herself make it, you’ll be treated to some of the “Listen to the jingle, the rumble and the country music history than this unincor- became a disappearing act in the 1980s. most stunning 360-degree view of the roar” go the lyrics to this early American porated outpost in Texas hill country. But you can ponder those mysteries as mountains. train ballad that is the oldest song listed Willie Nelson and Waylon Jennings sang you walk across the bridge in Money, Mis- For more details, visit nps.gov/appa/ among the Rock and Roll Hall of Fame’s about yearning to go back to this place, a sissippi, about 10 miles from where she index.htm. 500 songs that shaped rock ‘n’ roll. metaphor for small towns and simple lived in Greenwood as a child. This became Roy Acuff’s signature times where “everybody’s somebody.” Writer Tara Murtha, who wrote a book Chattahoochee River, Georgia song, but it dates back much earlier than But it wasn’t always that way. The town about Gentry’s debut album “Ode to Billie The toe-tapping river song “Chatta- him. The original song was called “The was abandoned in the ’60s and put up for Joe,” said Gentry confirmed the bridge in hoochee,” which rhymes Chattahoochee Great Rock Island Route,” and credited to sale. Hondo Crouch, an eccentric rancher, Money was the one that inspired her with “hoochie-coochie,” was one of the J. A. Roff in 1882 sheet music. and his friends bought the town and re- song, although the original bridge col- biggest hits of Alan Jackson’s career, earn- Later the name of the song was changed opened the dancehall. lapsed in the 1970s and has since been re- ing him two Country Music Association to “The Wabash Cannonball,” a reference to “Outlaw” country singer Jerry Jeff Walker placed. If you visit Greenwood, look for a Awards and two Grammy nominations. recorded his progressive country live album, marker from the Mississippi Country The iconic music video features Jackson See COUNTRY MUSIC, page 21 FIFTYPLUS — NOVEMBER 2019 www.FiftyPlusRichmond.com | Leisure & Travel 21

One exhibit explains the coastal tattoo beavers, seabirds, harlequin ducks and eagles in the world. They hit the water’s Vancouver tradition whose practitioners used red three species of loon. surface, scoop up salmon and devour From page 19 ochre and Devil’s club root to make thick them in a stunning example of their natu- or her nose. red and black paints. Other claims to fame ral abilities. A fine place to walk off Chinese gas- Reid delved into his art to find his own The Sam Kee Building — only 5.5 feet tronomy is the tranquil Dr. Sun Yat-Sen origins and honor Canada’s First Nations. wide, but 120 feet tall — landed in the If you go Classical Chinese Garden, which National He argued that contemporary descen- Guinness Books of World Records as the Information: For lodging, tours and Geographic rated as the number one urban dants don’t know who they are or where world’s narrowest freestanding building. events, visit tourismvancouver.com. garden in North America. they belong, that Christianity shamed in- Today, it is home to Jack Chow Insurance. Flights: Delta has flights from BWI Air- A classical Ming Dynasty-style garden, digenous peoples out of wearing tattoos, The Gothic-style, Anglican Christ port in December starting at around $330 it was built by 53 artisans from Suzhou, and that residential schools and potlatch Church Cathedral, built in 1889, is de- (prices are higher in January). China in 1986. Four high walls sharply bans (laws forbidding certain traditional signed as an inverted ship with a ceiling Upcoming events: separate the garden from its urban sur- ceremonies) almost squelched native cul- of red cedar and Douglas fir. Its stained- • November 28 to January 1, Bright roundings to create a peaceful, natural set- tures. glass bell tower, by Sarah Hall, is the only Nights in Stanley Park, three million twin- ting. Limestone rocks are naturally Nine totem poles in different styles, with one of its kind in North America. kling lights and a Christmas train weathered, while the terracotta tiles are carved animals and supernatural creatures, Vancouver promoters like to dub the city • January 17 to February 2, 2020, Dine bat-shaped. can be found in downtown’s Stanley Park. “Hollywood North” because it is the world’s Out Vancouver Festival, 250 restaurants Larger than New York’s Central Park, the third largest city for film, television and offering meals from $20 to $40 and more Totem poles and more land was donated by Lord Stanley, the same movie production. Examples include Fifty than 80 culinary events The stylized art for which the Haida na- namesake as hockey’s Stanley Cup. Shades of Grey, Dead Pool and The X-Files. • January 25, Lunar New Year Festi- tion, one of Canada’s indigenous peoples, The park features diverse habitats, in- In and around Vancouver, the outdoors val and Parade, marking the Year of the is known is well represented at the Bill cluding lakes, seashore, wetlands, dense beckons — whether for hiking, biking, Rat Reid Gallery of Northwest Coast Art. fern cover and a temperate rainforest with beachcombing, golfing, sportfishing, ski- • February 22 to March 1, 42nd annual Reid, who lived from 1920 to 1998, was half a million towering trees, some 800 ing or ecotouring. International Wine Festival, around 160 one of British Columbia’s most famous years old, all of which make for a wilder- Between mid-November and mid-Feb- wineries from 15 countries, tastings of Haida artists. The gallery has a stunning ness escape just blocks from downtown. ruary, hundreds of bald eagles gather at more than 700 wines totem topped by a raven, and wood-carved On the park’s 17 miles of trails, visitors Brackendale Eagles Provincial Park in • March 7 and 8, World Rugby Sevens trunks, boxes and baskets. might spot Douglas squirrels, river otters, one of the largest concentrations of bald Series

was also recorded by the original country west. The Wabash Cannonball Trail is a a 63-mile trail in southwest Iowa to the Mis- Country music music family, the Carter Family. 65-mile scenic trail system in northern souri border where you can see remnants of From page 20 The Wabash Railroad is no longer chug- Ohio that is open for hikers, bicyclists and ghost towns that once relied on the railroad. a major rail system that went from Detroit ging along, but portions of its tracks have horse riders. For more info, see wabashcannonball- to St. Louis called the Wabash Railroad. It been turned into nature trails in the Mid- In Iowa, the Wabash Trace Nature Trail is trail.org and wabashtrace.org. —AP

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for stability © 2019 fi rst STREET for Boomers and Beyond, Inc. 84505 22 www.FiftyPlusRichmond.com NOVEMBER 2019 — FIFTYPLUS Arts &

For a garden that’s beautiful even in winter, Style think big picture. See story on page 24. Cabaret series honors legendary singers By Catherine Brown formance space within the Dominion En- When RPAA brought back the cabaret Addaperle and Evilene in The Wiz, per- Richmond theater aficionado Mark ergy Center, the Legends on Grace per- series last year, organizers decided to formed greatest hits from Motown, includ- Singer, 69, has attended performances in formances provide a cabaret setting showcase local singers and musicians, in ing songs by The Supremes, Smokey major cities all over the world, but he is where attendees sit at tables with fellow part to fulfill its mission of supporting Robinson, Stevie Wonder and The Temp- still impressed by the “fantastic talent” he audience members and enjoy drinks and local artists, but also to provide audiences tations, with fellow performers Jerold sees among Richmond performers. an optional buffet dinner. the opportunity to see their favorite Rich- Solomon, Cat Abriam and Zakiyyah Jack- Because of the quality of local talent, “It’s lovely to watch such an intimate mond performers — the legends in the son. Singer subscribes to Legends on Grace, a performance,” Singer said. The setting al- RVA theater community — in a new set- series of cabaret-like performances pre- lows not only for interaction among audi- ting. Sinatra classics sented by the Richmond Performing Arts ence members but also between the The quality of the series has not been On December 7, the RVA Rat Pack, Alliance (RPAA). audience and performers. sacrificed since focusing on local perform- starring “Mister Showtime” Scott Wich- RPAA developed the Legends on Grace ers. “They would fit in well in Manhattan mann with Alexander Sapp, Jason Marks, series for the 2018-19 season as part of its Homegrown musicians because of their level of talent and sophis- and Anthony Cosby-Knowles, will perform three-year strategic plan adopted by its Ad- Although RPAA has hosted a cabaret tication,” Singer said. the music of Frank Sinatra, Dean Martin, visory Board. The series helps RPAA meet series in the past (the last one took place The Legends on Grace series sold out Sammy Davis, Jr, and others in a Vegas two of its goals: to fully utilize its perform- in 2016), that series, Lives of Cabaret last year; this year, RPAA expanded to in- nightclub environment. Singer, who has ing arts venues and to support local artists. Artists, staged performing artists from all clude four rather than three artists and attended Wichmann’s performances be- Based in Rhythm Hall, a smaller per- over the country. multiple performances of each show. fore, said, “Scott could go to Vegas tomor- Part of what makes these performances row.” so entertaining, Singer says, is the music. Many people tell Wichmann he was Although the audience for Legends on born too early because of his love of the Grace is diverse, the performances tend music of the Sinatra era. He considers to appeal to an older demographic be- himself a caretaker of the music of that pe- cause the artists perform music from a by- riod and is thrilled to see how much audi- gone era. “If you’re older and you like ences love the songs. legends,” Singer said, “you’re in for a nice “The world gives us enough to fret evening with great entertainment.” about,” Wichmann said. “It’s wonderful to In October, Desirée Roots, who re- cently captivated audiences as Aunt Em, See LEGENDS, page 23 PHOTO COURTESY OF RICHMOND PERFORMING ARTS ALLIANCE

The music of Frank Sinatra, Bobby Darin, Tony Bennett and Mel Tormé comes alive in the next Legends on Grace concert presented by Richmond’s version of the Rat Pack. On Dec. 7, Scott Wichmann and friends will perform at Rhythm Hall at Dominion Energy Center for the Performing Arts. FIFTYPLUS — NOVEMBER 2019 www.FiftyPlusRichmond.com | Arts & Style 23 PHOTO COURTESY OF RICHMOND PERFORMING ARTS ALLIANCE Legends down the repertory for her performance. From page 22 Judy Garland and Liza Minnelli step into this little bubble,” an environ- On May 9, singer Debra Wagoner, star- ment he describes as “sophistication with ring this month in Always…Patsy Cline, a wink and a smile.” will bring to life the music of legends Judy Garland and Liza Minnelli. Magic moments “They influenced me as an artist,” Wag- On February 8, singer and songwriter oner said, “particularly in how they used Susan Greenbaum, along with band mem- song to express emotion and knew how to bers Lucy Kilpatrick, Ed Drake, Mike tell a story through a song.” Drake and Chris Parker, will perform In addition, Wagoner will perform an songs from Burt Bacharach’s repertoire eclectic mash-up, including country and as well as some originals. contemporary pop songs from the 90s. Greenbaum has loved Bacharach’s “These are songs that I enjoy singing, melodies Bacharach since she was a child. that speak to my heart and say the things “His melodic sensibility has had an influ- I want to say,” Wagoner said. ence on my own songwriting,” she said. [Ed note: The author is one of 15 mem- While the Susan Greenbaum Band will per- bers of the RPAA’s Associates Board; her form some of the well-known Bacharach term expires in December.] songs sung by Dionne Warwick, she also Tickets for the Legends on Grace series Richmond singer-songwriter Susan Greenbaum will perform on Feb. 8 in the plans to perform others. For Greenbaum, who can be purchased online at DominionEner- Legends on Grace series concert titled “The Magical Music of Burt feels passionate about so much of Bacharach’s gyCenter.com or by calling 1-800-514-3849 Bacharach.” Greenbaum quit her day job at a Fortune 500 company to pursue music, the challenge comes in narrowing or visiting the box office at Altria Theater. a career in music; she has toured with artists such as Jewel. MARK YOUR CALENDAR MARK YOUR CALENDAR

Dec. 11 WRITING YOUR MEMOIR Nov. 19+ JOIN A BOOK CLUB Have you ever wanted to tell your story? Get guidance from Drop in to discuss novels at a free book club. Library card is Kirsten Taranto on how to write your own memoir. Class size limited to 12. required. The club meets next on Tuesday, Nov. 19 from 10:15 a.m. to 12:15 The event will be held on Wednesday, Dec. 11 from 2 to 3:30 p.m. at the Main p.m. at the North Avenue Branch of the Richmond Public Library, 2901 North Richmond County Public Library, 101 East Franklin St. To register for the free Ave. Newcomers welcome. For more information, call (804) 646-6675. class, call (804) 646-4867.

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MARY ANN AND JEFF MARKUNAS 24 Arts & Style | www.FiftyPlusRichmond.com NOVEMBER 2019 — FIFTYPLUS Structure in the wintertime garden PHOTO BY LELA MARTIN By Lela Martin leafless. For example: on its own, but especially The leaves have fallen, nothing is Known for their spring blossoms, as an accent with ever- blooming, the garden looks forlorn. Can crabapples produce fruits that last into the greens. you stand three more months of this? winter. Berries provide bursts If not, how can you create beauty in the The Washington hawthorn has red of color and a food source winter garden? berries and sharp thorns. Birches provide for birds and other wildlife. Structure provides the interest you interesting white, peeling bark. Native shrubs with berries need now as well as the framework for all A mature crepe myrtle’s shedding bark into the winter include win- seasons. Of course, structure can mean lit- leaves the trunk with attractive coloration. terberry, red chokeberry eral structures: pergolas, potting sheds, Similarly, the paperbark maple’s bark and wintergreen. garden gates, stacked stone walls. peels to cinnamon color in autumn. Varieties of mahonia However, structure can also be pro- The bark of the coral bark Japanese (a.k.a. Oregon grape) can vided by the plants you choose. Here are maple is a brilliant color. provide evergreen structure some suggestions for your own yard. If you have enough space, the branch- as well as interesting drupes. ing habit and exfoliating bark of an Amer- Favorites especially in Trees ican sycamore is appealing. winter, hollies range from Trees provide the most dramatic struc- Smaller in stature, our native redbud small bushes to trees up to ture in our yards. When planting new has branching that can provide interest as 80 feet high; there is a type trees, consider how they will define your well. of holly for every winter space in winter. Use existing trees in com- Witch hazel, corkscrew willows and landscape. bination with shrubs and perennials to curly twig willows are specimen trees with Firethorn or pyracantha create visual interest. gorgeous twisted branches. is an evergreen or semi- Trees range in mature height from Shrubs evergreen that sports eight feet for a Japanese maple to a hun- Shrubs work with trees to add the bones thorns and orange or yel- dred feet for an oak. Both evergreens and to your garden. Consider these varieties: low small berries until the deciduous trees can deliver in winter. A shrub with interesting branching birds eat them all. Evergreens come in a variety of shapes, structure is Harry Lauder’s walking stick. Hydrangeas produce Keep color in your yard this season with a coral colors, sizes and textures. Weeping Its gnarled branches are charming not great dried flower heads, bark Japanese maple. conifers are especially arresting. only in the garden, but in floral arrange- which can be left on the The branching structure, decorative ments as well. shrub for their interesting shape until the mental plants both deciduous and ever- bark and persistent fruits of deciduous The bark of red twig and yellow twig appropriate pruning time. trees are more noticeable when they are dogwoods, native shrubs, looks attractive The genus Euonymus has many orna- See WINTER GARDENS, page 25 “To you, it’s the perfect lift chair. To me, it’s the best sleep chair I’ve ever had.” — J. Fitzgerald, VA

settings. And best of all, it features a powerful lift mechanism that tilts the entire chair forward, making it easy to stand. You’ll love the other benefits, too. It helps with correct spinal alignment and promotes back pressure relief, to NEW prevent back and muscle pain. The overstuffed, Footrest extension oversized biscuit style back and unique seat for better support design will cradle you in comfort. Generously head to toe filled, wide armrests provide enhanced arm support when sitting or reclining. It even has a battery backup in case of a power outage. You can’t always lie down in bed and sleep. Heartburn, cardiac White glove delivery included in shipping charge. Professionals will problems, hip or back aches – and dozens of other ailments and deliver the chair to the exact spot in your home where you want it, unpack worries. Those are the nights you’d give anything for a comfortable chair it, inspect it, test it, position it, and even carry the packaging away! You to sleep in: one that reclines to exactly the right degree, raises your feet get your choice of stain and water repellent synthetic DuraLux with the and legs just where you want them, supports your head and shoulders classic leather look or plush microfiber in a variety of colors to fit any properly, and operates at the touch of a button. decor. Call now! Our Perfect Sleep Chair® does all that and more. More than a chair or recliner, it’s designed to provide total comfort. ® Choose your preferred The Perfect Sleep Chair heat and massage REMOTE-CONTROLLED EASILY SHIFTS FROM FLAT TO settings, for hours of Please1-888-280-0151 mention code 109060 when ordering. A STAND-ASSIST POSITION soothing relaxation. Reading or watching TV? Long Lasting DuraLux DuraLux II Microfi ber Our chair’s recline technology Tan Chocolate Burgundy Blue Burgundy Cashmere Chocolate Indigo allows you to pause the chair in an infinite number of

© 2019 fi rstSTREET for Boomers and Beyond, Inc.

Because each Perfect Sleep Chair is a custom-made bedding product, we can only accept returns on chairs that are damaged or defective. 46524 FIFTYPLUS — NOVEMBER 2019 www.FiftyPlusRichmond.com | Arts & Style 25

heads and pods. Since seed heads provide Winter gardens food and shelter for wildlife and birds, From page 24 don’t cut the seed heads of rudbeckia, green, some of which feature mottled bark sedum or echinacea until spring. and attractive showy or winged fruits. Roses don’t usually come to mind in Also consider low-growing conifers winter; however, rose hips, the accessory such as junipers, cypress, mugo pine and fruit of the rose plant, show up when the arborvitae for their shapes and colors. flowers are gone. The best rose hips are produced by species roses, shrub roses Perennials and grasses and ramblers; Rosa rugosa has iconic Perennials are typically smaller and less hips. Rose hips can grow in clusters, in expensive than trees and shrubs. Al- small groups of three to four, or as a large though some perennials disappear after single hip. Hip-bearing roses should not the first frost, many can add winter inter- be pruned until January or until the hips est. have withered. Large grasses such as miscanthus pro- If you plan for your garden to be attrac- vide structure. With its upright form and tive now, chances are that its structure will flower spikes, miscanthus stands out all provide the framework for year-round winter. beauty. Yucca can also be a focal point, espe- Lela Martin is a Master Gardener with cially after a snowfall. the Chesterfield County office of the Vir- Look for perennials with striking seed ginia Cooperative Extension.

Having been on a cruise from Romania Letters to editor to Budapest and then on to Prague by From page 4 coach, I was surprised to read that the Her second sentence is both deceitful Danube flowed through the Czech Repub- and manipulative. Just be nice — period. lic and past Prague. The Czech Republic is Walt Pulliam, Jr. not one of the countries in which it flows; Henrico, Va. the Vltava River flows through Prague. Dear Editor: Sally Bingley Your October issue contains an article Richmond on “Visiting European capitals via the Ed’s note: You are correct. Although our Danube.” The third paragraph reads, “The writer toured Prague as part of a Danube Danube flows through the Czech Repub- River cruise, he traveled to that city by bus. lic, Austria, Slovakia and Hungary, past We regret the error. Thank you for bringing Prague, Vienna and Budapest.” it to our attention. MARK YOUR CALENDAR

Nov. 19 HUMANA WORKSHOP Are you newly eligible for Medicare? Join the free workshop Classical, Jazz, Blues, that explains your options, the different types of plans and how to enroll. The and World Music event takes place Tuesday, Nov. 19 from 10 to 11:30 a.m. at the East End

Branch of the Richmond Public Library, 1200 N. 25th St. For more information, 93.1 & 107.3 FM

call (804) 646-4474.

MARK YOUR CALENDAR FROM PAGE 26 Dec. 3+ CROCHET CLUB ANSWERS TO Learn to knit and Local plus World CROSSWORD crochet at monthly meetings. News and Conversations Materials are provided. The next DEV I L A L UM WH I G ELENA NONO HERA free meeting takes place on PR I SM DOES OAKS POLEBEANSALAD 88.9 FM ADO CID MAT Tuesday, Dec. 3 from 11 a.m. to 1 GERMANCHOCOLATE OME SPA PASTA p.m. at the East End Branch of the T I ETO ART ANTES OGL ES EAR ENE Richmond Public Library, 1200 N FRENCHSMUSTARDS FEC AIT TAR 25th St. To learn more, call (804) TURKEYBURGERS PA I R EPEE MYNAH 646-4474. AGOG ROTE AL I KE LONE SN I P CEDED VPM.org 26 www.FiftyPlusRichmond.com NOVEMBER 2019 — FIFTYPLUS HOW TO PLACE Crossword Puzzle Not Very Hungary Stephen Sherr CLASSIFIED ADS 12345 6789 10 11 12 13

All classified ads must be submitted and paid for online, via our 14 15 16 website, www.thebeaconnewspapers.com/classifieds 17 18 19 Deadlines and Payments: To appear in the next issue, your ad text and payment must be entered by the 5th of the preceding 20 21 22 month (for Baltimore and Howard County editions); by the 20th 23 24 25 26 27

(for Washington and Richmond editions). 28 29 30 31 32 33

Cost will be based on the number of characters and spaces in 34 35 36 your ad: • $25 for 1-250 • $35 for 251-500. • $50 for 501-750 (maximum length). The website will calculate this amount for 37 38 39 40 41 42 you. 43 44 45 46 Note: Each real estate listing qualifies as one ad. • All ads are 47 48 49 50 51 subject to publisher’s discretion. Payment will be refunded if unacceptable for any reason. 52 53 54 Questions? Call (804) 673-5203. 55 56 57 58 59 60 61 To place your classified ad, visit 62 63 64 65 www.thebeaconnewspapers.com/classifieds 66 67 68

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Also available in Black

It’s not a Wheelchair... 10” Th e Zinger folds to a mere 10 inches. It’s not a Power Chair...

More and more Americans are reaching the age where are right onIt’s the steering a Zinger lever so it’s simple Chair!to operate and mobility is an everyday concern. Whether from an injury its exclusive footrest swings out of the way when you stand or from the aches and pains that come from getting older– up or sit down. With its rugged yet lightweight aluminum getting around isn’t as easy as it used to be. You may have frame, the Zinger is sturdy and durable yet convenient and tried a power chair or a scooter. The Zinger is NOT a comfortable! What’s more, it easily folds up for storage in a power chair or a scooter! The Zinger is quick and nimble, car seat or trunk– you can even gate-check it at the airport yet it is not prone to tipping like many scooters. Best of like a stroller. Think about it, you can take your Zinger all, it weighs only 47.2 pounds and folds and unfolds with almost anywhere, so you don’t have to let mobility issues ease. You can take it almost anywhere, providing you with rule your life. It folds in seconds without tools and is safe independence and freedom. and reliable. It holds up to 275 pounds, and it goes up to Years of work by innovative engineers have resulted in a 6 mph and operates for up to 8 miles on a single charge. personal electric vehicle that’s truly unique. They created Why spend another day letting mobility issues hamper a battery that provides powerful energy at a fraction of the your independence and quality of life? weight of most batteries. The Zinger features two steering Zinger Chair® levers, one on either side of the seat. The user pushes both Call now and receive a utility basket levers down to go forward, pulls them both up to brake, absolutely FREE with your order. and pushes one while pulling the other to turn to either side. This enables great mobility, the ability to turn on a 1-888-440-4572 dime and to pull right up to tables or desks. The controls Please mention code 109059 when ordering. Just think of the places you can go: • Shopping • Air Travel • Bus Tours • Restaurants– ride right up to the table! • Around town or just around your house The Zinger Chair is a personal electric vehicle and is not a medical device nor a wheelchair, and has not been submitted to the FDA for review or clearance. Zinger is not intended for medical purposes to provide mobility to persons restricted to a sitting position. It is not covered by Medicare nor Medicaid. © 2019 fi rst STREET for Boomers and Beyond, Inc. 83974 28 www.FiftyPlusRichmond.com NOVEMBER 2019 — FIFTYPLUS