Quantum Agriculture Insurance Model for Productiveprecision Farming

INTERNATIONAL JOURNAL OF SCIENTIFIC & TECHNOLOGY RESEARCH VO`LUME 10, ISSUE 03, MARCH 2021 ISSN 2277-8616 Quantum Agriculture Insurance Model For

Productive Precision Farming Enabled With

Fishery, Apicultural And Cultivation Current Original Invention Patents

Athanasios Zisopoulos, Georgia Broni

Abstract: Modern Agriculture evolved in an interdisciplinary science with ecology zero eco footprint and biological productions, marketing, finance and methodical trade. At a more detailed level we evaluated parametric Insurance, Aquaculture Indemnification, Life Cycle Assessment (LCA) and Economically Motivated Adulteration (EMA) avoidance and Quantum Marketing. All these are integrated profitably with recent patents production line. Two just submitted patents for “Water Recirculation Aquaculture Platform” and “Airborne self-regulating” share the agro-production vision with older but current patents. All patents principally feature is to produce agricultural products with certain associated methodologies. Four advanced case studies- examples are given; LCA, new insurance model; Bio monitor for contamination beehive sampling and Consumer-driven new Apicultural Products development. The future is today, tomorrow and next year with developments like: computer, farmer, marketer and insurer integration; quantum marketing and advertisement redefinition and Quantum Index Insurance new definition.

Index Terms: Agricultural Development, Biological Products, Current Patents, Insurance Design, Life Cycle Assessment, Precision Farming, Quantum Financial System. . ——————————  —————————— 1 INTRODUCTION The last two years, a pure Hellenic team, designed an 1.2 Inclusive, Parametric and Index Insurance intradisciplinary integration strategy for agriculture productions A step prior digitalization and quantification of the insurance with focus on novelty insurance, patent enabled production, world introduced with new dynamic methodology. “Inclusive cultivation, harvest and marketing. Serious agriculture, insurance” started as weather index with low complexity but business and engineering introductory background was: high insurance one/sixth component of the six “ins” climate 1. Insurance smart agriculture [2]. The new term describes a lot of novel 2. Parametric or Index Insurance approaches to reach the suffering, poor, helpless and low- 3. Aquaculture Insurance income people in undeveloped countries. Index based 4. Life Cycle Assessment Theory (LCA) insurance focus in developing countries with a premium based 5. Economically Motivated Adulteration (EMA) on the occurrence of a pre-indexed event [3]. Index insurance, 6. Quantum marketing is primarily suitable for agricultural insurance in developing economies. It adapts better farmer adoption, increasing 1.1 Insurance agriculture funds and agricultural sustainability and food The fundamental Insurance concept is persisted for many security [4]. years of successful operation. By initially being an accountant concern, it evolved in a multidimensional business tool with 1.3 Aquaculture Insurance unlimited capabilities. Various insurance theories offered Insurance and aquaculture are a stricter complicated subject. introductory insurance knowledge for the purposes of this Various nations worldwide apply totally different approaches; research. Α generalized concept of risk and insurance, a risk Vietnam uses agriculture index insurance [5]; China theory with mathematical, and insurance complex modeling investigated fish farmers‟ willingness to pay (WTP) for an and innovation without serious technology superiority content insurance program and Myanmar developed a cooperative and examples to be followed [ 1]. form of indemnity insurance for small-holder aquaculture communities in developing nations [6]; European Union analyses the operational efficiency of fish farming across EU Member States using a two-stage Data Envelopment Analysis ———————————————— (DEA) approach [7].  Zisopoulos Athanasios is currently pursuing PHD in QFS (Quantum Financial System) insurance in University of Western Macedonia ,Greece [email protected] 1.4 Life Cycle Assessment Theory  Georgia Broni is currently Assistant Prof at University of Western Life cycle assessment (LCA) is a tool that can be used to Macedonia Greece [email protected] evaluate the environmental load of a product, process, or activity throughout its life cycle. The theory is described in the ISO1040 [8]. This definition contains everything and the most recent patent applies LCA in Fishery engineering. It is a multidisciplinary science, which draws on the disciplines of aquaculture including breeding, genetics, biotechnology, nutrition, farming, diagnosis of diseases in fishes, other aquatic resources, medical treatment of aquatic animals and a lot of others [9]. Although main concern is the water, fisheries

demand huge land to be established. The “Land Competition” 172 IJSTR©2021 www.ijstr.org INTERNATIONAL JOURNAL OF SCIENTIFIC & TECHNOLOGY RESEARCH VO`LUME 10, ISSUE 03, MARCH 2021 ISSN 2277-8616 has significant research regarding aquaculture business calculate a descent insurance policy. The platform has various development. There are two aspects; Land competition tanks, pods, water pillows, geotextile lakes on the ground or ecosystems in general [10] and Land competition for fisheries floated. These are interconnected with sampling, volumetric, [11]. Altogether there are various environmental aspects of monitoring hardware and software advices. Fishermen follow LCA. Samuel-Fitwi [12] modelized the environmental impact a specific rule that says “fish effluents generated in one tank is with different scenarios of fishmeal, soybean meal for food for another fish or sea food in another tank”. Then aquafeed formulations like acidification potential (AP), global according to their own analysis of the basic concept they warming potential (GWP), eutrophication potential (EP) and propose water interchange form another tank. Technically the Land Competition (LC). LCA is about leftovers but it also invention uses an YPSILON conjunction, a custom multiplexor concerns food. and a bidirectional pumping station to transfer water around the fishery. 1.5 Economically Motivated Adulteration When a new product is placed in the market has no advantage upon the others. Later, the product attracts consumer preference, it collects competition at any level. Unethical competition is the action of making something poorer in quality by the addition of cheaper other ingredients, subtraction of expensive items and use controversial production methodology. Specially for food “Economically Motivated Adulteration” (EMA) is an emerging problem worldwide. Honey, as a popular highly-prized food, is one of the most common targets for adulteration. The top list of EMA endangered food include milk, cheese, meat and honey [13]. Current advances violate any known ethics. It is known as Food Fraud with methodologies like; Nanohybrid sensor, detection of undeclared addition of exogenous sugar products and use of headspace gas chromatography. Apicultural Forensics has common characteristics in all food types, rural Fig. 1. Fishery panoramic view. undeveloped areas and finally exists an EMA database from year 1980 [14].

1.6 Quantum marketing 2.2 Airborne self-regulating Beehive with Big Data bio- The term “quantum” defined in Oxford dictionary [15](Oxford monitor Dictionary, 2020) as: The recent invention [19] is a secure proven temporospatial  I Items will be numbered, followed by a period A apicultural production platform along with a bio-monitor with discrete quantity of energy proportional in magnitude to unlimited environmental ecology options. The beehive the frequency of the radiation it represents. primarily produces “wild” honey form virgin flora bee-fields.  A required or allowed amount, especially an amount of The honey quality accreditation is assured for every little money legally payable in damages. honey vase through secure production monitoring options. The initial “quantum marketing” definition appeared in 2017 Constituting systems are: modified heavy duty drone, from Physics, future business and psychology worlds [16]. rainstorm water collection, electric photovoltaics to support all Özkan later [17] starts with Conventional strategic intelligence self-regulating systems, digital electronics-computer and and value innovation differentiate into five main dimensions of associated sensors. The main feature is the “connoisseur strategy and examples from infotainment strategic players. We laboratory” workout. Through that we securely collect the do understand that at this point of time, when “quantum apicultural production long with associated data. The data are marketing” starts first timid steps, we cannot exaggerate. But used through “Data Science” to verify honey production and we dare to propose changes. give honey production unique features like: secure taste and nutrients for the consumer; Pollinator applications for the 2 MATERIALS & METHODS environmental engineers; Biological products for the market; All patents prepared to be first Productive then Informative. unlimited data for the scientists and holistic coverage for This pair means that every machine, always based on the insurance agencies. Possibly the main feature is the capability invention patent, primarily enables an automation for a certain to incorporate any sensor in an open base architecture. We production. During any agriculture stage, data are generated present the most complicated part of the beehive, the electric as a side effect of the actual farmer work. These data are balance system. valuable for all the informative uses to be described below and they do facilitate marketing, ecology and agriculture insurance.

2.1 Water Recirculation Aquaculture Platform using “Life Cycle Assessment” The patent [18] realizes ISO 14040 for LCA with ecological, bio-monitor, marketing and connoisseur lab actions. The patent evolves fishery from an agriculture Odyssey to an industrial and quality business. Based on all these we

8 8 8

8 8 8 8 8 8 8 8 8 Fig. 3. Computer, digital data, analog data, Chemical, Actuator, 8 On-off, IoT, Future 8 8 The table below categorizes 170 sensors of all patents 8 according to human perception. 8

8 Fig. 2. Electric Beehive System.

2.3 Common vision Agro production patents There is a list of previous patents with similar design:  MOBIFARM, zero operating eco footprint integrated mobile animal farm [20]  AIRRIGATION, Airborne Pipeline Docked to an Earth Reservoir to Deliver Water over Long Distance for Aerial Firefighting and Irrigation  AGRICHUNK, A micro targeted, trainable, modular, multipurpose system for agriculture work[21]

 ABRAHAM, Semiautomatic trainable modular kitchen Fig. 4. patent support 5 senses: Vision, Auditory, Olfactory, apparatus for recipe execution and connoisseur lab. Gustatory, Tactile All these share a common vision of production generating useful cultivation data. 2.5 Pico actions to modelling 2.4 DATA SCIENCE data structure Pure Science tries to find out the mother of all theories All patents they share the same working-environment- explaining everything in a single archetypal model. On the operating system. We prefer a real time operating system but other hand, Engineering unlike Science focus in small only Windows-10 is supported by our vendor GETAC functional subsystems to facilitate a working entity. For our computer.. The database schema designed as an model we inspired initially from “Butterfly effect” chaos theory. implementation step for the older patent and evolved since in According to this we build on top of existing infrastructure or a Data Science infrastructure. The data structure creation analyze every little step down to a Pico size action. elevated in a more difficult step than actual patents design and Agriculture and Insurance were always sciences and machinery realization for productive use. We use various production techniques with lack of precision and punctuality. sources for initial work: OPENLCA [22], ECOINVEST [23]), our The farmer sows his seed with a handful of corn in all painting. sensors and actuators list and our guide for the future from Insurance traditional calculates the premium and Aristoteles University [24]. We use LCA concept to implement compensation according to statistically similar cases. Data sustainable agriculture development. At the final stage a Science proposes major changes on this, since there are Big GITHUB source would be more suitable. Although software is Data to be mined. With the proposed newline of machinery more important we start from Hardware modelling. Sensors cultivation and harvesting, full digitalization made possible and and Activators Data types are shown in the figure. All feasible. Basic approach across all patents is the minimum homogenized active patents have 9 types of sensors: addressable piece of action or knowledge. In one of them the Temporospatial recording, Computer, digital data, analog data, term “Agri chunk” introduce to define an agriculture action or chemical, actuator, on-off, IoT and reserved for future use. measurement that cannot be divided further or it is not desirable by feasibility studies. Chunking meaning is “embodied together so that they can be understood as single concepts”. Gera [25] proposed the chunk as unit of declarative knowledge. In our patent inventions line the minimum agrichunk represents a distictint rather minimum, not quantum, action. Any pico action from the above table is executed through a “invention-based procedure” to accomplish discrete complicated or farming actions. For example, in the

IJSTR©2021 INTERNATIONAL JOURNAL OF SCIENTIFIC & TECHNOLOGY RESEARCH VO`LUME 10, ISSUE 03, MARCH 2021 ISSN 2277-8616 semiautomatic cooking machine we analyzed the food 6. The insurer pays half of the compensation with a 50% preparation in various steps. One of these agrichunk steps is net profit. to inject something into the pot. This injection is a minimum 7. The farmer bypassed the waterless period and expects pico action. The actual injection could have hundreds of full production. variations, from oil or wine to boiling water or special sauces. While the agrochunks represent energetic actions, the sensors 2.8 Parametric insurance contracting items with are passive world watching simple views. Sensors and IOT patents automation (Internet of Things) record physical data in a complicated The parametric insurance contract historically started as a TemporoSpatial four-dimensional model. Sensors are useful in friendly conversation between the two contracting parties. In agriculture digital enabled production systems and in our our times these responsive talks evolved in contracting patent line in a variety of applications: procedure under FINtech-INUSRtech guidelines. On top of  Provide data for guidance the other patent systems these we enhance the contract efficiency for both signed to accomplish simple tasks. parties with our patents use. We chose indicatively several  TS (temporo-spatial) recording of all type of insurance items to be revealed in the next chapter. information for marketing and promotion. For the premium calculation before coverage period:  Agriculture production natural hazards prevention 1. A charge flat of 100 USD for property and insurance options. 2. A charge up to 5% of the machinery used and described in the insurance contract Obviously, patents sensors focus on prolific agriculture 3. A charge up to 1% of the farm property value as an aspects and they do not cover all the Technosphere by their accumulative item on top of other charges. own or through IOT. For the compensation the modelling is more complex. The compensation is eligible and instant payable only after specific 2.6 From Insurance to Parametric Insurance patent signaling but this signaling appears to be recognized Traditional Insurance Agriculture Contracting is based on policy only for info maniac farmers. Compensation could be simple rules. For conceptual transitional thinking we examine triggered automatically from cultivation events neutral a few rules to be implemented in the “index agriculture registration in an external custom but not universal blockchain: Insurance”. We borrow and adapt the following:  Human intervention temporospatial verify of work.  Farmland real estate property market value, where  Machinery prove of agricultural actual on field work. cultivation is occurred.  Local inside machinery micro weather reports.  Value of the machinery used.  Physicochemical properties of the work and the These lead in two contracting terms: products.  - Premium; with negative or positive affection, absolute  Secure sampling procedures value and percentage on top of other values. The list is unlimited, every sensor could deliver a Time-Series,  - Compensation; with partial payments, additional useful for the insurance contract index creation. The contract contracting, prepayment over clearance and tenths of phrase for compensation eligibility could be: other financial underwriting tricks. “The compensation of this contract is eligible if the daily New parametric-index insurance ideas are: secure GPS report as registered with: “accurate GPS for 1. Real Cultivation effort in hours, rainy days, etc. relocation” from patent BEEmonitor shows uninterruptable 2. Actual production existence on farm. human presence in the field for 600 days” 3. Other patent enabled agriculture forensics production This and other similar measurements certify the business generated data. authentication without fraud. The expression for the actual 4. Machinery consumables value. incident occurrence could be: 5. Machinery calibration and service bills. “Compensation 33% of the insured capitol is paid if The PH in 6. Software based cultivation methods. the tank is NOT between 6 and 8 for 5 consecutive days, as 7. Direct sales and Marketing of previous years. derived from time series of the: Sensor for pH (74) from patent LCAfishery. 2.7 Preventive agriculture insurance Insurance usually faces the bad site of life. Storm, 3 RESULTS & DISCUSSION earthquakes, disaster, anhydrite, all plagues of Pharaoh. The We present indicative application of the patents and next insurance step is to improve the cultivation. The airborne methodologies in aquaculture insurance, beehive as a bio irrigation patent could be useful to improve the cultivation and monitor, new food marketing and protectionism to save the insurance schemas. A parametric agriculture preventive environment (and ourselves). insurance contract could have the timeline: 1. July, a message is sent by the underwriter to the farmer 3.1 Aquaculture new insurance model to split the insurance contract. Traditional and modern index insurance coverage for fisheries 2. One part of the compensation is paid instantly (by researchers described: various fishery risks insurance insurtech-QFS) premium definition for interlinked loans [26] and the 3. The other part is sent to an airborne irrigation connection of crop insurance to commercial fisheries [26]. For contractor using the relevant patent. our case study in a recirculated big fishery based on the 4. The same night the farmer field is air-irrigated by the invention for “water on demand” [18]. We read from the patent ordered water quantity. exactly: 5. From this automation both contracting parts enjoy the “A story repeats a simple task every night. The monitoring split benefits: station (7) draws water from any water tank (3) around the

IJSTR©2021 INTERNATIONAL JOURNAL OF SCIENTIFIC & TECHNOLOGY RESEARCH VO`LUME 10, ISSUE 03, MARCH 2021 ISSN 2277-8616 fishery through the recirculation pipeline system (5) and the (EMA) with sensors like “digital electronics support for bidirectional pumping station (6). The water arrives there and overall monitoring (6)” and “secure socket to unload is analyzed with “The firmware and software to calculate LCA computer data on originating facility” attributes (8)”. The results are denoted to all fishermen of the 3. A lot of other new features since the beehive is an platform (1) and he consults his “Fisherman interface for water open platform capable to implement any innovative distribution on demand around fishery (9)”. Then he performs marketing idea. its own calculations and demands water from another tank.”. The index insurance contract contains a liability clause like According to these two features the European Consumer this: could order a honey vase produced in the virgin flora for his “Compensation of 50% of the insured capitol is paid if the breakfast needs. Of course, reordering is very easy because sensor “fish temporospatial counter” recorded 1000 fishes we keep a lot of quality, origin and logistics data. during last month (eligibility clause) and the sensor “Sensor for Dissolved Oxygen (75)” indicates less than 5 mg/L in the 4 CONCLUSION insured tank and all other interconnecting tanks as reported to The above nine current patents need supplements, the secured blockchain by the monitoring station (7).” international awareness and profitable market share. (compensational clause) Subsequent new patents will be filed in about the same The result is a fairer, not bureaucratic, instant payment. This Technosphere. For these plans nobody can tell, patent filing is extra cash could be used to save the fish catch in any way the a very lonely action 150 years now, since historic time of owner and fisherman could imagine. Graham Bell against Thomas Edison [30]. For the three levels of future, it is chosen three already initiated future 3.2 Bio monitor for contamination beehive sampling developments: The future is today with the computer, farmer, The use of bees and honey as a pollution indicator is old. A marketer and insurer integration. The tomorrow step is the recent research about “natural and artificial pollinators” quantum marketing and advertisement. The next year introduced as a pollinator a remote-controlled flying robot. All development is the long awaited QFS instant payment. studies and researches agree on bee pollinator importance [28]. Several feasibility studies about beekeeping prove the 4.1 Farmer, Marketer, Insurer, computer superiority of bee-hive modernization. The principal use of A different answer to the Shakespeare questioning exists: BEEmonitor patent is the marketing of new apicultural To farm, to market, to insure or to compute? Today‟s answer is products. Apart this basic productive necessity a collateral the farmer, the marketer, the insurer, the computer. All these bee-monitor mission is possible. The idea inspired from a together evolve into the same thing specially in economic research that uses honeybee colonies as proven bio- crisis [31]. It seems linguistic exaggeration only but the world samplers, organic contaminants such and pesticides that are goes there. We „re unable to decide the good and the evil, we continuously deposited in bee hives [29]. They only used a few just cite certain thoughts related to our current and future experimental beehives, we could expand biomonitoring to patent invention and implementation line: millions of hives around the globe. 1. The computer and the network made to facilitate production, marketing and insurance. This patent “bio monitor side effect” incorporates various 2. The human behavior is very complicated. A flower applications in marketing, insurance, pollinator and collection by a robotic hand insured by a computer for a scientific research. The business opportunity is huge, we fraction of a cent is new but not inconceivable. only give a few headlines: 3. The new generation is more familiar with the  In marketing, the beehive is an eco-labeling lab. electronic equivalence of the world than agriculture  General insurance is cheaper for beehive business farmer workout. and apicultural products insurance (not indexes) due to The idea might look sophistry but its pure reality when a back trace forensic BEEmonitor patent characteristics. corporation hire personnel. Let‟s suppose that a company  Scientific research for ecology has a cheap universal using these current patents wants to hire four persons; one tool farmer, one for marketing, an insurance specialist and a computer scientist. After hiring all these four persons only 3.3 Consumer driven new Apicultural Products conflict each other with maximum hassle and minimum results development for the company. The company do prefer a person with 50% The average consumer after initial life needs fulfilment seeks skills on every single subject. Calculation is precise, computer new products, territories and stories. In the past decade new doubles productivity but it is not labor intensive. The future is products designed by the multinational headquarters in giant here and now, literally ahead of us, passed through our new product seek campaigns and heavy data analysis. Today creations and it overcame us. the consumer is very aware for any product and he demands new products, possibly under his own design. 4.2 Quantum marketing redefinition In order to fulfill consumer need, the temporospatial feature of Talking to a friend, in our days, marketing tries to evolve into the beehive is transferred to every honey vase. The “Talking to a bee, a fish, a saffron pistil”. A wider “quantum” unpreceded marketing features are: term definition denotes the minimum existing piece of physical 1. Protected designation of origin (PDO), protected property involved in interaction. To redefine “the Quantum geographical indication (PGI), Traditional Specialties Marketing” we only adapt to marketing the initial quantum Guaranteed (TSG) through patent “BEEmonitor” part explanation: “On top sensor box” and “accurate GPS for relocation”.  the minimum existent piece of physical property, 2. Elimination of Economically Motivated Adulteration  interaction,

The minimum existent piece for our redefinition concept could 1;12(1):25-38. be thousands of various things, thoughts and feelings. Our [10] Mackay AD, Stokes S, Penrose M, Clothier B, Goldson SL, effort to address the minimum ingredient of marketing involved Rowarth JS. Land: Competition for future use. New Zealand in the marketing-trade-methodology. There are thousands of Science Review. 2011;68(2):67-71. things that cannot be handled by traditional interactive [11] Langholtz MH, Coleman AM, Eaton LM, Wigmosta MS, marketing, a redefinition is obligatory. The new interaction Hellwinckel CM, Brandt CC. Potential land competition between could be to describe all different types of quanta: finding open-pond microalgae production and terrestrial dedicated interrelations between entities, addressing human and feedstock supply systems in the US. Renewable Energy. 2016 machine weaknesses to support the marketing message and a Aug 1;93:201-14. whole new word of Pico addressing actions. 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