Meer Spaarders Krijgen Te Maken Met Negatieve Rente

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NIEUWS 01 juli 2021 Meer spaarders krijgen te maken met negatieve rente Voor meer spaarders bij ING, ABN Amro, Rabobank en de Volksbank geldt per donderdag dat ze geld moeten betalen voor het stallen van hun vermogen bij de bank. De grootbanken maakten eerder al bekend per 1 juli het saldo voor het rekenen van negatieve rentes te verlagen. Dit doen ze vanwege de aanhoudend lage rente in de markt, waardoor de banken ook met extra kosten kampen. ABN Amro brengt daarbij ook geld in rekening voor mensen die met regelmaat contant geld opnemen. Bij ABN Amro krijgen klanten die meer dan 150 duizend euro op hun rekening hebben staan te maken met negatieve rentes, waardoor ze moeten betalen voor het stallen van hun geld. Tot donderdag lag die grens op 500 duizend euro. Volgens ABN Amro treft de rentestap, waarbij een tarief wordt ingesteld van 0,5 procent, maar 3 procent van de klanten. Verder verhoogt ABN Amro de tarieven voor klanten die meer dan 12 duizend euro per jaar aan contant geld opnemen. In dat geval rekent de bank 5 euro plus 0,5 procent per transactie over het opgenomen bedrag. Tot een bedrag van 12 duizend euro worden geen kosten in rekening gebracht. Bij ING gaat de drempel voor negatieve rentes omlaag van 250 duizend euro naar honderdduizend euro. Die bedragen gelden per rekening en niet per klant. Consumenten betaalden sinds begin dit jaar een rente van 0,5 procent over spaartegoeden boven de 250 duizend euro. Zakelijke klanten deden dat al sinds 1 oktober. Bij de Volksbank gaat het vanaf donderdag ook om een negatieve rente van 0,5 procent op spaartegoeden boven de honderdduizend euro. Die grens lag tot donderdag op 250 duizend euro. Het gaat bij de Volksbank om rekeningen bij de merken SNS, ASN Bank en RegioBank. Ook Rabobank gaat een negatieve rente rekenen van 0,5 procent op tegoeden boven een ton. Bron: ANP Deel dit artikel GERELATEERD NIEUWS 13 september 2021 Miljardenclaim tegen banken vanwege te veel betaalde rente Nederlandse banken en geldverstrekkers moeten miljarden terugbetalen aan consumenten omdat die tientallen jaren te veel aan variabele rente hebben betaald, vindt... NIEUWS 06 september 2021 ABN Amro compenseert klanten die te veel rente betaalden ABN Amro gaat klanten die een te hoge rente hebben betaald op een lening compenseren. Daarvoor trekt de bank na een akkoord met de Consumentenbond zo'n 250 miljoen... NIEUWS 03 augustus 2021 Rabobank gaat klanten compenseren die te veel rente betaalden Rabobank gaat klanten die te veel rente hebben betaald over hun doorlopende krediet compenseren. De komende maanden gaat de bank uitzoeken welke klanten het betreft... NIEUWS 21 juli 2021 ABN Amro krijgt weer tik op de vingers om variabele rente ABN Amro heeft ook bij een doorlopend krediet met een woning als onderpand ten onrechte de rente niet mee laten dalen met de marktrente. NIEUWS 20 mei 2021 Extra compensatie na 'rekenfout' met rente doorlopend krediet Consumenten die eerder met succes hun beklag deden over de te hoge rente op hun doorlopend krediet, die niet in de pas zou lopen met de marktrente, worden nog eens... .

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