Terms and Conditions of Insurance and Insurance Product Information • Privacy Notice - How We Use Document (IPID) to Understand Your Cover

Total Page:16

File Type:pdf, Size:1020Kb

Terms and Conditions of Insurance and Insurance Product Information • Privacy Notice - How We Use Document (IPID) to Understand Your Cover Everything you need to know Your Rider Plan Effective from Policy Booklet 1st January 2021 An insurance policy for people who ride This booklet contains your: but don’t own, or fully loan, a horse • Demands and Needs – who is this product suitable for? Please read in conjunction with your Certificates • Terms and Conditions of Insurance and Insurance Product Information • Privacy Notice - how we use Document (IPID) to understand your cover. personal information Welcome Dear policyholder, Thank you for insuring with Petplan Equine, we’re delighted you’re part of the family. If you need us we’ll be here to help. We do all we can to make the claims process as quick and easy as possible so you can count on prompt and caring service from our experienced staff when you need it most. The details of the cover your policy provides are included in this booklet as well as useful information to make claiming as straightforward as possible. 2 Contents: Demands and Needs – who is this product suitable for? 4 Terms and Conditions 4 Definitions 4 General conditions that apply to all sections of your policy 5 Personal Accident (Section 1) 6 Riding Equipment (Section 2) 7 Emergency Veterinary Fees (Section 3) 8 Third Party Liability (Section 4) 9 Custodial Liability (Section 5) 10 General exclusions that apply to all sections of your policy 11 Claiming 12 Making a complaint 13 Financial Services Compensation Scheme 13 Privacy Notice - How we use personal information 14 How to contact us 16 Please contact us if you require a copy of this booklet in large print or Braille 3 Petplan Equine does not provide advice or any personal recommendation about the insurance products offered. Demands and Needs – who is this product suitable for? This product meets the demands and needs of a person who rides horses, but doesn’t own or fully loan a horse, and who while riding a horse wants cover for personal accident (if he/she is injured) and legal protection should a third party incident happen. Your Terms and Conditions Written in Plain English The details of your cover are outlined in these Terms and Conditions. These Terms and Conditions are part of your insurance contract. The other parts of your contract are your Certificates of Insurance and your written, internet or telephone application. To understand exactly what your insurance contract covers you must read your Certificates of Insurance and Insurance Product Information Document, together with these Terms and Conditions. We recommend you check your cover and contact us as soon as possible if this is not as expected. Definitions If we explain what a word means, that word has the same meaning wherever it appears in these Terms and Conditions. For ease, you’ll see that these words appear in bold throughout. Certificates of Insurance: The printed documents showing the Policy Details, Person Details and any extra exclusions and requirements that apply to your policy. Clinical sign(s): A change(s) in the horse’s normal healthy physical state, condition, appearance, or bodily function. Excess: The excess is the amount you pay. The excesses that apply to your cover are shown on your Certificate of Insurance. Full loan: Where you are the only person responsible for the horse’s care. For the purpose of this insurance, you are responsible for the horse’s care when you are carrying out the care and when you are paying a person to care for the horse (for example, but not limited to full livery or part livery). Horse: Any horse or pony that you do not own or have on full loan. Immediate family: Your husband, wife, civil partner, parent, parent-in-law, brother, brother-in-law, sister, sister-in-law, child or stepchild. Injury: Physical damage or trauma caused immediately by an accident. Not any physical damage or trauma that happens over a period of time. Maximum benefit: The most we will pay as shown on your Certificate of Insurance. Policy year: The time during which we provide cover as shown on your Certificate of Insurance. This is normally 12 months but can be less if your policy has been cancelled. Riding: Riding, driving, leading, mounting, dismounting and handling a horse and travelling in any horse-drawn vehicle. Riding equipment: Saddles, bridles, rugs, riding tack, hats, boots, jodhpurs, jackets and body protectors. UK: The United Kingdom, the Isle of Man and the Channel Islands. Vet: A Veterinary Surgeon who is registered with the RCVS (Royal College of Veterinary Surgeons). Veterinary treatment: The cost of the following when required to treat an injury: a) Any consultation, examination, advice, test, diagnostic procedure, surgery and nursing carried out by a vet, a veterinary nurse or another member of the veterinary practice under the supervision of a vet, and b) Any medication legally prescribed by a vet. We, us, our: Allianz Insurance plc. You, your: The person named as the Insured Person on your Certificate of Insurance. 4 General conditions that apply to all sections of your policy 1. Conditions of the policy: 8. Young Rider - the renewal after the rider’s 18th You must keep to the ‘General conditions that apply birthday: to all sections of your policy’ and the conditions stated The Young Rider plan is only available to people under under each section to have the full protection of your the age of 18 years. Where a rider is covered under policy. If you do not, and the condition you have not this plan at the renewal following their 18th birthday, the kept to relates to a claim, we can refuse the claim. policy will be changed into the rider’s name and they 2. Taking care: will become the policyholder. At the same time cover Throughout the policy year you must take reasonable will be changed to the Basic plan. care: 9. Claiming: • Of any horse you are riding, Further details about making a claim can be found on • To prevent accidents, injury, loss, theft or damage, and page 14 of this Policy Booklet. • To understand the horse’s usual behaviour to make a) You must let us know as soon as possible if sure you have the experience, and are able, to ride anything happens which could lead to a claim. him/her. b) We will not guarantee on the phone if we will cover If there is a disagreement between you and us as to a claim. You must send us a claim form that has what reasonable care is, an animal welfare organisation been fully completed and we will then write to you or vet who we and you agree is independent can with our decision. be appointed and both parties agree to accept this c) When you claim you agree to provide us with any person’s opinion. We will pay any costs relating to this. information connected with the claim we ask for. If 3. Paying your premium: there is a charge for this, you must pay the charge. a) This policy is only in force if you pay the premium. d) If there is any other insurance under which you are If you pay the yearly premium in Direct Debit entitled to make a claim, if the claim is payable we instalments and you miss an instalment, you will will only pay our share of the claim. You must tell have to pay the outstanding amount within 10 days us the name and address of the other insurance of the date the instalment was due to be paid. company and your policy number with them. If we do not receive your payment within 10 days e) If you have any legal rights against another person of the date the premium was due, your insurance in relation to your claim, we can take legal action will automatically stop and we will make no further against them, in your name, at our expense. You claim payments. must give us all the help you can and provide any b) When we settle your claim, if there is any premium documents we ask for. overdue we will deduct the amount outstanding from 10. Jurisdiction: the claim. a) The laws of England and Wales apply to this 4. Renewing your policy: insurance contract. If you pay your premium by Direct Debit instalment, b) Unless we agree otherwise the language of the policy when your policy is due for renewal we will renew it for and all communications relating to it will be in English. you automatically. We will write to you before the policy 11. Residence: expires with full details of your premium and policy You must live in the UK. conditions for the next policy year. If you do not want to 12. Cancellation rights: renew this policy let us know before your renewal date. a) If, after receiving your Certificates of Insurance and 5. Changes at renewal: full policy Terms and Conditions, you are not happy a) If we offer to renew your policy we can change the you have 14 days during which you can cancel the premium, excesses and policy Terms and Conditions. policy. If you cancel the policy within this time frame b) We have the right not to invite renewal and we will you will receive a full refund of any premium paid. notify you in writing before your renewal date if we b) You can cancel your policy at any time by calling decide to do this. c) If, after we offer to renew your policy, you tell us or writing to us and we will give you a refund about something that happened during an earlier of the money you have paid for the cover after the policy year which could lead to a claim, we can cancellation date.
Recommended publications
  • Equestrian Activity Questionnaire
    Questionnaire Equestrian Activity Name in full (as shown on ID card/passport) Date of birth (DD/MM/YYYY) Application number or reference (if known) Please complete all details. Please answer the following questions fully and accurately to the best of your knowledge. Failure to provide complete and accurate information may affect the assessment and acceptance of any cover we offer or continue to offer. Please do not assume that we will obtain information from any other sources we may be in contact with. Any information you provide will be kept in the strictest confidence and will form part of your insurance application. Once you have completed the relevant section, please read and sign the Declaration at the end of this document. If you run out of space when writing your answers, please continue on a separate sheet of paper, make reference to it in the questionnaire and attach the extra sheets to this document. Your details 1 Please give details of each activity you have participated in over the last three years. Year Activity Number of Occasions Number of Occasions Dressage Hunter Trials Driving Events Team Chasing Gymkhana Point to Point Pony Club Events Eventing Private Hacking Hunter Chasing Showing Polo Hunting Other riding activities, please Show Jumping give details 2 Have you ever suffered any injury as a result of your involvement Yes No If Yes, please give details overleaf with horses? 3 Will your future activities differ significantly from those shown Yes No If Yes, please give details overleaf above? If the answer is No, please give details of 4 Do you engage in these activities solely as a leisure pursuit? Yes No your occupation involvement overleaf Data Protection This form collects your personal data.
    [Show full text]
  • Welcome to Glenrothes Pony Club!
    Welcome to Glenrothes Pony Club! Thank you for joining Glenrothes Branch of the Pony Club. We are a very friendly little Club, who pride ourselves on being welcoming, fun, supportive and encouraging. As a branch, we aim to provide fun with a competitive edge. We encourage our members to take part in all disciplines - we try to avoid specialisation too early, because we think it’s far more important that the children have fun, make friends and learn to look after their horses and ponies well. We run a varied programme of events over the year which although fun, encourages progression through the various equestrian disciplines. We welcome and encourage feedback as this is the only way that we can make things better for YOUR Club and its Members. If after reading this pack you still have questions, please feel free to contact Audrey, Diane, your Buddy or any Committee Member who will endeavour to help you. Audrey Nairns, District Commissioner Diane Hill, Assistant District Commissioner About this Pack: In this pack, we’ll try to explain: A bit about Glenrothes Branch Who we are What we do Where we go What to do and what to wear Where to find out more Who to contact and, finally, we’ll try to answer some of your questions Frequently Asked Questions About Glenrothes: Glenrothes Branch covers a very wide geographical area, from St Andrews to Kinross, Kirkcaldy to Tayport. We accept Members aged from 3 to 25! Currently we have about 35 members, the youngest being 4 and the oldest 22! The senior’s often help out at Rallies and Camp, and are encouraged to act as role models for the younger Members.
    [Show full text]
  • Magna Grecia, Calyx to Join Coolmore's Australian Team
    Saturday, April 25, 2020 | Dedicated to the Australasian bloodstock industry - subscribe for free: Click here Magna Grecia, Calyx Read Tomorrow's Issue For: Saturday’s Stakes Reviews & Results to join Coolmore’s What's on Stakes races: Rosehill (NSW) - Hawkesbury Guineas (Gr 3, 1400m), Hawkesbury Gold Australian team Cup (Gr 3, 1500m), Hawkesbury Crown (Gr Sons of Invincible Spirit and Kingman set to join Everest winner 3, 1300m), Hawkesbury Gold Rush (Listed, Yes Yes Yes 1100m). Flemington (VIC) - VRC St Leger (Listed, 2800m), Anzac Day Stakes (Listed, 1400m). Morphettville (QLD) - Chairman’s Stakes (Gr 3, 2000m), Breeders’ Stakes (Gr 3, 1200m), City Of Adelaide Handicap (Listed, 1400m), H C Nitschke Stakes (Listed, 1400m). Ascot (WA) - Sheila Gwynne Classic (Listed, 1400m) Metropolitan meetings: Rosehill (NSW), Flemington (VIC), Sunshine Coast (QLD), Morphettville Parks (SA), Ascot (WA) Race meetings: Gosford (NSW), Bathurst (NSW), Moe (VIC), Dalby (QLD), Emerald (QLD), Kalgoorlie (WA), Pioneer Park (NT) Barrier trials/ Jump-outs: Armidale (NSW), Bathurst (NSW), Kempsey (NSW), Murwillumbah (NSW) International meetings: Tokyo (JPN), Kyoto (JPN), Fukushima (JPN), Taipa (MAC) International Group races: Fukushima (JPN) Magna Grecia COOLMORE - Fukushima Himba Stakes (Gr 3, 1800m) The trio will join a loaded cohort that includes BY ANDREW HAWKINS | @ANZ_NEWS the evergreen Fastnet Rock (Danehill), two oolmore Stud announced last Golden Slipper Stakes (Gr 1, 1200m) winners in night that European first season Vancouver (Medaglia d’Oro) and Pierro (Lonhro), sires Magna Grecia (Invincible dual hemisphere sensations So You Think (High Spirit) and Calyx (Kingman) will Chaparral) and Merchant Navy (Fastnet Rock) Cjoin The Everest (1200m) winner Yes Yes Yes and two American Triple Crown winners, (Rubick) as new additions to their Australian American Pharoah (Pioneerof The Nile) and roster for the 2020 breeding season.
    [Show full text]
  • Polocrosse Area News
    POLOCROSSE AREA NEWS THE PONY CLUB Issue No. 2 July 2011 WORLD CUP POLOCROSSE SPECIAL Special points of ENGLAND - TEAM PROFILES interest OLIVIA HAMILTON England & Great Branch: Dartmoor Hunt Britain Team Profiles Age: 20 Years playing polocrosse: 7 Preferred position: 2 Branch: Dartmoor Hunt International Caps: 0 Interests: Show Jumping, Young Farmers, Tug Of War Inside this issue: and Socialising Team Profiles 1—4 SAMMY CONNORS Branch: North Warwickshire Age: 21 Area News 5—6 Years playing polocrosse: 4 years Review Preferred position: No. 3 International Caps: 4 Polocrosse 5—6 Interests: Polocrosse, Young Farmers, Music and Poem Dancing Check your 7 MORGAN GRIFFITHS Polocrosse Branch: Rockwood Harriers Net Age: 18 Years playing polocrosse: 3 Preferred position: 3 Tournament 9 International Caps: 0 and Training Interests: As well as polocrosse I hunt through the winter with my Pony Club, enjoy Show Jumping, Team Chasing Dates and Eventing with my hunter. I also love socialising with my friends particularly at College where I am studying Polocrosse 9 Horse Management. World Cup Information GEORGE BOISSEAU Order of Play Branch: North Cornwall Age: 18 Years playing polocrosse: Since spring 2007 at Pony Club level. Preferred position: No. 1 is my preferred position, be cause of my horse being small and nippy and suits position No. 1 best., but I am able to change positions if necessary. International Caps: 0 Interests: Apart from riding, I like to play guitar, hang out with my friends, play squash, and a bit of surfing. ROSIE HAMILTON Branch: Dartmoor Hunt Age: 18 Years of playing polocrosse: 4 Preferred position: No.
    [Show full text]
  • Theshowingjournal Aug2020 [FINAL].Indd
    8 The Showing Journal Know Your Judge Charlotte out hunting on the grey pony with her father Charles and her sister Emma. is approximately a 50/50 mix of horses and I had a pony almost before I was born. I am people. I have been so lucky in that this work the eldest of four daughters — we all rode as has taken me to some wonderful yards. I very young children. As soon as we were able, worked on Joseph O’Brien and Willie Mullins’ we were introduced to lead rein show classes horses which was a huge experience when in and then progressed through the ranks — first Ireland. Prior to that, I spent six months in ridden, show ponies etc. London working for the London 2012 Olympics, ‘My father dabbled unsuccessfully in a bit of Midlands-based Charlotte is a judge which was then followed up by a few months point-to-pointing. I think he came home from on the BSHA ride and conformation in Doha, Qatar, working on the United Nations Ascot sales with a yak or two, bought for next panel (side saddle included), SHB Climate Change Conference. to nothing. The story is that one of them put (GB) ride panel and the RoR panel. him through the wing of a fence and he suffered multiple fractures to his leg, which I think was She returned to the UK a few the end of it. years ago, having been based for ‘Pony Club soon grabbed my interest and all six wonderful years in Southern I wanted to do was jump fences.
    [Show full text]
  • ASPEN RISK MANAGEMENT LIMITED Policy Schedule
    ASPEN RISK MANAGEMENT LIMITED Policy Schedule Statement of Facts The cover provided by this policy has been granted, inter alia, on the basis that the following stated facts are true and accurate to the best of your knowledge and belief and that of any director or partner of the business. If any of the facts stated below are incorrect, please advise your insurance broker immediately. 1) In respect of the covers granted you have never had any proposal for insurance declined, or cover cancelled or special terms or conditions applied. 2) None of the directors or principals, neither personally or in any business capacity, have been: i) bankrupt; ii) a director or partner of a company or partnership which has been the subject of receivership or administration or insolvent liquidation or has been dissolved by reason of insolvency a) either at the time of such receivership, administration, liquidation or dissolution b) within the six months immediately preceding the appointment of a receiver, administrator, liquidator or the dissolution iii) convicted of or charged with (but not yet tried for) a criminal offence; iv) disqualified under the provisions of the Company Directors Disqualification Act 1986 from holding office as a director of a company. Please note: This Statement of Facts is not a comprehensive statement of matters that would influence the judgement of the Insurer in fixing the premium or deciding whether to offer cover. If you are aware of a fact that has not been notified or a change in facts previously notified that could be material, you must advise your insurance broker immediately.
    [Show full text]
  • Administrative Notes 
    The Pony Club Handbook 2021 Administrative Notes PURPOSE The Pony Club Office is at Stoneleigh Park, Kenilworth, Warwickshire CV8 2RW, where The The Pony Club is a voluntary youth organisation Pony Club is managed by a permanent staff for young people interested in ponies and responsible to The Board of Trustees. riding. It has Branches and Centres worldwide but these notes apply only to the United THE PONY CLUB LOGO Kingdom of Great Britain and Northern Ireland. The logo is a registered Trade Mark and should Within the UK, it is a Registered Charity, and is not be altered in any way without the express subject to Charity legislation and to regulation permission of The Pony Club. The Pony Club by the Charity Commission. logo should not be incorporated, integrated or The Pony Club’s Charitable Purpose is: positioned so closely to any other logo/s that it ▶ To promote and advance the education appears to be part of that or those logos. and understanding of the public and It is very important that, as a Branch or Centre particularly children and young people, representing The Pony Club, you are using in all matters relating to horsemanship an up to date good resolution logo, in order and the horse. to show that the Branch / Centre is an official ▶ To encourage the development of representation of the brand. sportsmanship, unlocking potential by building resilience, confidence, Copies of the logo and guidance are available teamwork and leadership skills. on request to Branches and Centres via The ▶ To support and develop the volunteering Pony Club website, where you can request the network to strengthen The Pony specific type of logo you require.
    [Show full text]
  • Agriculture: Course Study Guide from Simple Studies: & @Simplestudiesinc on Instagram
    Agriculture: Course Study Guide From Simple Studies: https://simplestudies.edublogs.org & @simplestudiesinc on Instagram ● Unit 1: The National FFA Organization ○ Vocabulary Terms ○ Introduction to FFA ■ National FFA Creed ■ FFA History ■ FFA Membership ○ Competitive Events ■ Career Events ■ Leadership Events ● Unit 2: Sheep Management ○ Vocabulary Terms ○ Intro to Sheep Management ■ Purpose of Different Breeds ■ Management ■ Feeding ● Unit 3: Cattle Management ○ Vocabulary Terms ○ Intro to Cattle Management ■ Types of Cattle ■ Purpose of Different Breeds ■ Management ■ Feeding ● Unit 4: Goat Management ○ Vocabulary Terms ○ Intro to Goat Management ■ Purpose of Different Breeds ■ Management ■ Feeding ● Unit 5: Equine Management ○ Vocabulary Terms ○ Intro to Equine Management ■ Purpose of Different Breeds ■ Management ■ Feeding ■ Western ■ English ● Unit 6: Poultry Management ○ Vocabulary Terms ○ Intro to Poultry Management ■ Types of Poultry ■ Purpose of Different Breeds ■ Candling ■ Management ■ Feeding ● Unit 7: Careers in Agriculture ○ Livestock Careers ○ Horticulture Careers ○ Chemistry/Nutrition Careers Unit 1: The National FFA Organization Key Terms: FFA - Future Farmers of America Agriculture - The science or practice of farming, including cultivation of the soil for the growing of crops and the rearing of animals to provide food, wool, and other products. Agriscience - The application of science to agriculture. Chapter - The local branch of society Advisor - A teacher or staff counselor who helps a student plan a course of study. CDE - Career Development Events LDE - Leadership Development Events ------------- FFA is a national youth organization to promote agriculture and agricultural education. ● FFA Vision - FFA provides the next generation of leaders who will change the world. ● FFA Mission - FFA makes a positive difference in the lives of students by developing their potential for premier leadership, personal growth and career success through agricultural education.
    [Show full text]
  • ADMINISTRATIVE NOTES Character and Self-Discipline
    ANNUAL HANDBOOK 2019 ADMINISTRATIVE GENERAL INFORMATION NOTES PURPOSE positioned so closely to any other logo/s that it The Pony Club is a voluntary youth organisation appears to be part of that or those logos. for young people interested in ponies and riding. It has Branches and Centres worldwide but these It is very important that, as a Branch or Centre notes apply only to the United Kingdom of Great representing The Pony Club, you are using an up Britain and Northern Ireland. Within the UK, it to date good resolution logo, in order to show that is a Registered Charity, and is subject to Charity the Branch / Centre is an official representation RULES OF THE PONY CLUB legislation and to regulation by the Charity of the brand. Commission. Copies of the logo and guidance are available on The Pony Club’s basic purposes are similar to other request to Branches and Centres via marketing. large voluntary youth organisations – namely, to pcuk.org, where you can request the specific type promote physical, mental and moral development. of logo you require. In particular, it PONY CLUB COLOURS ∙ encourages young people to ride and to learn Full details of The Pony Club colour palette and to enjoy all kinds of sport connected with how to use them for home and professional ponies and riding. printing can be found in the brand guidelines ∙ provides instruction in riding and document on marketing.pcuk.org. horsemastership, educating Members to look after and to take proper care of their animals. ∙ promotes the highest ideals of sportsmanship, citizenship and loyalty to create strength of NOTES ADMINISTRATIVE character and self-discipline.
    [Show full text]
  • Your DC's Letter North Staffordshire Hunt Pony Club Newsletter
    Committee Members Information Please ensure you contact the North Staffordshire Hunt correct person No calls/texts after 9pm Pony Club Newsletter Branch Secretary Winter Programme January to March 2015 Sarah Taylor Kibblestone Home Farm House Old Road Oulton Heath Your DC’s Letter ST15 8US Mobile 07805 187042 northstafford- [email protected] Dear All, phies and rosettes were awarded. Membership Secretary Angela Doran Hi All, By the time you read 42 Falcon Road, Meir Park, As you read this we will this we will have held our District Commissioner Christmas Rally where we Stoke-On-Trent ST3 7FQ have turned the page on a aim to provide a fun and Mobile 07807 451881 new year. I hope you all Julie Myatt had a restful and enjoya- festive day for all those [email protected] who attend. Tel: 01785 850381 ble Christmas and New Mobile: 07905 625665 Year. As we move into 2015 we Treasurer northstafford- have a varied programme David Allen This quarter we have held [email protected] of events laid on with for- Tel 01782 372598 Rallies, trainings and a ward notification of dates. Mobile 07515 822831 Competition, which have [email protected] been well supported and Wishing you all the Best m enjoyed by members. for 2015 We entered several teams Julie Trainers into the interbranch com- Linda De Matteo petition at Rodbaston, Mobile 07798 676769 where we came away with [email protected] several achievements, Julie Jenny Plant both team and individual. Julie Myatt. DC. Mobile 07814 878109 We celebrated the achieve- [email protected] ments of the members at Inside this issue: Sarah Weaver our annual presentation Mobile 07970 767873 evening where cups, tro- [email protected] Competitions Results 2 Parents Committee 4 We Now Accept BACS Payments! Activities 5 We are pleased to an- Bank Acc:40954064 then please Notices & Website 6 nounce that the branch Sort Code: 01-08-47 send cheque and reply can now accept pay- sheet by POST only.
    [Show full text]
  • THE SIDE SADDLE ASSOCIATION PERFORMANCE POINTS AWARDS — 2021 POINTS TABLE for COMPETITIONS Etc
    THE SIDE SADDLE ASSOCIATION PERFORMANCE POINTS AWARDS — 2021 POINTS TABLE FOR COMPETITIONS etc. RIDDEN SIDE-SADDLE The following scales of points may be claimed in the types of class or event listed below. No points may be gained at the SSA National Show or in Equitation, Equitation Jumping, ‘Best Rider’ or Turnout classes. Types of unaffiliated events 1st 2nd 3rd 4th 5th 6th Un-placed ** Group 1 200 180 160 140 120 100 75 One-Day Events, Eventer Trials Group 2 150 125 120 100 90 70 50 Hunter Trials, Team Chasing, 2 phase HT, Dianas of the Chase Race Group 3 125 120 100 90 70 50 30 Dressage with Jumping Group 4 100 90 80 70 60 50 25 Show Jumping Group 5 80 70 60 50 40 30 15 Dressage, Western reining classes Group 6 80 70 60 50 40 30 15 Working Hunter, Working Cob, Working Riding Horse, Working Hunter Pony, Ride & Drive Group 7 Concours D’Élégance, Costume, all showing 50 40 30 20 15 10 5 classes (incl. pairs), Veterans/ Coloureds/Breeds, Riding Club Style & Performance, Western Pleasure classes Group 8 60 50 40 30 20 10 5 Handy/Versatile Horse or Pony, Western Trail Horse, Barrel racing etc., gymkhana Group 9 60 50 40 30 20 10 5 Show Horse class with a jump, R.C. Horse/pony, Pony Club Pony & P.C. Rallies Group 10 60 50 40 30 20 10 5 Riding for the Disabled* CHAMPIONSHIP IN ANY GROUP(S) ABOVE 50 * R.D.A. Dressage Competitions should be entered in Group 5, and marked ‘R.D.A.’ ** Unplaced/Hors Concours competitors must have completed the competition & must not have withdrawn, retired or been disqualified.
    [Show full text]
  • Evidence of Members Personal Liability Insurance (The British Horse Society)
    Evidence of Members Personal Liability Insurance (The British Horse Society) This Insurance shall indemnify the Insured against their liability at law for damages and claimant’s costs and expenses in respect of, Bodily Injury excluding Employees to any person, Damage to third party Property occurring during the Period of Insurance within the Territorial Limits in connection with Your Equine Activities. Subject to Terms, Conditions and Exclusions of the Policy wording issued to the British Horse Society, a copy of which can be viewed online or available upon written request to the society at Abbey Park, Stareton, Kenilworth, Warwickshire, CV8 2XZ. Policy Number MPEND025A121 Name of the Insured Individual Member of The British Horse Society (Registered Charity No 210504) Address of the Insured Care of Abbey Park, Stareton, Kenilworth, Warwickshire, CV8 2XZ Period of Insurance From: 01st January 2021 to 31st December 2021 both days inclusive Local Standard Time. Members period of insurance runs for twelve consecutive months only from the time of attachment per membership of The British Horse Society. Limit of Indemnity The Primary level of cover is £5,000,000 in respect of any one claim, inclusive of costs and expenses underwritten by Markel International Insurance Company Limited, excess layer cover of £5,000,000 is underwritten by JRP Underwriting and a further excess layer of £20,000,000 underwritten by AIG Europe Ltd, totaling £30,000,000 Territorial Limits United Kingdom, Channel Islands and the Isle of Man including Worldwide up to a maximum of 90 days per policy period but excluding the United States of America and Canada.
    [Show full text]