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Housing in Florida: a Resource Guide for Individuals with Developmental

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Housing in Florida: a Resource Guide for Individuals with Developmental HOUSING IN FLORIDA A Resource Guide for Individuals with Developmental Disabilities © 2013 All rights reserved Produced by the Florida Housing Coalition, Inc. The Florida Housing Coalition is a statewide nonprofit organization that provides training and technical assistance on affordable housing: http://www.flhousing.org Funded by The Department of Health and Human Services, Administration on Developmental Disabilities and The Florida Developmental Disabilities Council, Inc. Table of Contents Introduction ....................................................................................................................................... 4 Section 1: Housing Options for Individuals with Developmental Disabilities ............................ 6 Rental ................................................................................................................................................. 7 Monthly Rent Assistance .................................................................................................................. 10 Shared Living.................................................................................................................................... 14 Assisted Living Facility / Adult Family Care Home ........................................................................... 19 Home Ownership .............................................................................................................................. 21 Levels of Independence ................................................................................................................... 25 Intentional Communities ................................................................................................................... 26 Section 2: Financing for Each Housing Option .......................................................................... 28 Financing for Subsidized Rental Housing......................................................................................... 28 Financing for Monthly Rental Assistance.......................................................................................... 31 Financing for Shared Living .............................................................................................................. 33 Financing for Assisted Living Facilities ............................................................................................. 34 Financing for Buying a Home ........................................................................................................... 36 Funding You Bring to Your Housing Search ..................................................................................... 40 Additional Resources for Affordable Housing ................................................................................... 42 Summaries of Financing Sources That Offer Direct or Indirect Assistance ...................................... 43 Summaries of Direct Assistance Financing Sources ........................................................................ 48 Section 3: Home Renovation: Another Approach to Affordable Housing ................................. 53 Amount of Assistance Available ........................................................................................................ 55 Section 4: Introduction to County-by-County Resources .......................................................... 57 County-by-County Directory ............................................................................................................. 59 Section 5: Personal Assessment Tool ....................................................................................... 173 PART A: Community Living............................................................................................................ 174 PART B: What Financing Do You Bring to Your Housing Search? ................................................. 181 PART C: Questions About Each Housing Option ........................................................................... 184 PART D: Next Steps ....................................................................................................................... 195 Appendix A: Regional Offices of the Agency for Persons with Disabilities (APD) ................ 201 Appendix B: Summaries of Indirect Assistance Financing Sources ...................................... 203 Appendix C: Advocacy for Financing ......................................................................................... 218 Appendix D: Glossary of Housing Terms ................................................................................... 221 Introduction he mission developmental disabilities will be better able to of the access the housing they desire. TFlorida Developmental In 2012, the Centers for Medicare & Medicaid Disabilities Services published proposed federal rules for Council is to State Plan Home and Community-Based Services advocate and for Individuals who are Elderly and People with promote meaningful participation in all aspects of Disabilities. These proposed rules define the life for Floridians with developmental disabilities. qualities of what is an inclusive, integrated home The Council is a nonprofit organization that and community-based setting for the purposes receives its funding from the Department of of the Home and Community-Based Waiver Health and Human Services, Administration on Services and as such provide a valuable guide for Developmental Disabilities. individuals and families seeking living situations that promote self-determination, productivity, The 1999 U.S. Supreme Court decision referred independence, integration and inclusion in to as “Olmstead” affirmed important community community life. integration mandates in the Americans with Disabilities Act and consequently housing and “Home and community-based settings shall services policies have evolved significantly to be based on the needs of the individual as emphasize consumer choice, Medicaid financed indicated in their person-centered service community-based services and integrated plan: (i) the setting is integrated in, and housing opportunities. People with developmental facilitates the individual’s full access to, the disabilities are housing consumers with a variety greater community, including opportunities of housing options grounded in the foundation that to seek employment and work in competitive people with developmental disabilities should be integrated settings, engage in community able to live in the least restricted, most integrated life, control personal resources, and receive home setting of their choice. services in the community in the same manner as individuals without disabilities; Following the direction of the Developmental (ii) the setting is selected by the individual Disabilities Act, the Florida Developmental from among all available alternatives and is Disabilities Council (Council) developed this identified in the person-centered service plan; Housing Resource Guide, in partnership with the (iii) an individual’s essential personal rights Florida Housing Coalition, to provide information of privacy, dignity and respect, and freedom for individuals with developmental disabilities and from coercion and restraint are protected; their families about affordable, accessible, safe (iv) individual initiative, autonomy, and and inclusive housing options in non-segregated independence in making life choices, including communities. but not limited to, daily activities, physical environment, and with whom to interact are Affordable housing and community-based services optimized and not regimented; (v) individual are the keys to independence for people with choice regarding services and supports, disabilities. The primary barrier to independent and who provides them is facilitated…” (Part living for many people with disabilities is the 441.530 & 441.656). ability to afford housing costs in the community. This Housing Resource Guide identifies and This Housing Resource Guide does not attempt explains the housing resources available in each to determine whether the housing option you may of Florida’s communities so that people with be considering meets the principles as defined by 4 Introduction the Developmental Disabilities Act. However, the proposed federal rules stated above for State Plan The Council and the Florida Housing Home and Community-Based Services, set forth Coalition thank everyone who provided qualities for settings that would be considered expertise, technical assistance and review home and community based. These qualities can in producing this Housing Resource Guide. provide guidance to you and your families as you consider housing or living options that promote Special appreciation is extended to the self-determination, productivity, independence, integration and inclusion in community life. Advisory Committee for their advice and support: This Housing Resource Guide is organized into five sections: Bill Aldinger, Supportive Housing Coordinator, Florida Housing Finance • Section 1 introduces several housing Corporation options that may be feasible and of interest to people with disabilities. There Deb Blizzard, Health Services and are case studies featuring real people who Facilities Consultant, Agency for Persons with have benefited from each identified living Disabilities arrangement and the financing for each housing option is briefly addressed. Jack Humburg, Director of Housing • Section 2 provides more detail on financing Development and Americans with
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