(800) 799-1677 • Twitter@QLRelocation [email protected] Expat Premier Coming to America You may be new to the U.S. mortgage world, but mortgages are our specialty! Combining our 29 years of experience with our award-winning technology means settling in to your new home just got easier.

Home Loan Financing Concierge Program We offer discounted pricing, innovative tools, a streamlined process and Contact your Relocation an end-to-end dedicated Relocation team focused on providing amazing Home Loan Expert for more information! service, giving you peace of mind. Our exclusive program protects you from high fees and penalties. 30-year and 15-year fixed-rate terms Kandela offers: Conventional loans up to $417,000 – Home and auto insurance maximum loan-to-value 80% Credit cards and personal FHA loan limits based on county limits – banking products maximum loan-to-value 96.5% Auto loans and leases Minimum of four credit references with 24-month history Cable TV, satellite and internet (One must be housing) installation with major U.S. providers

Acceptable visa status (i.e. EB, H-1, H-2 and L) and U.S. Social Security number required

The Big Move We understand that without U.S. credit history, everyday services may come with extra fees and be a challenge to obtain. Quicken Loans and our partner, Kandela, are here to help. Kandela’s concierge service is provided free of charge exclusively for Quicken Loans Relocation clients. It’s a one-stop shop to compare and order essential home services, saving you time and making your moving experience easier!

Our Partner Kandela connects people to the support they need by partnering with U.S. home service companies. With a single call, you can speak with a knowledgeable concierge who’ll educate you on the services available, discuss pricing, schedule installations and help bring your home to life.

Stay Connected: Call (800) 799-1677 Twitter | @QLRelocation Quicken Loans Zing Blog | QuickenLoans.com/Blog for more information. Quicken Loans is an Equal Housing Lender. Quicken Loans Inc. is a licensed mortgage lender. Arizona: Quicken Loans Inc., 16425 North Pima, Suite 200, Scottsdale, AZ 85260, Mortgage Banker License #BK-0902939; Arkansas: Quicken Loans Inc., 1050 Woodward Avenue, , MI 48226-1906, (888) 474-0404; California: Licensed by Department of Corporations, CA Residential Mortgage Lending Act; Colorado: Quicken Loans Inc., NMLS #3030, (888) 474-0404, Regulated by the Division of Real Estate; Georgia: Residential Mortgage Licensee (#11704) – 1050 Woodward Avenue, Detroit, MI 48226-1906; Illinois: Residential Mortgage Licensee #4127 – Department of Financial and Professional Regulation, 1050 Woodward Avenue, Detroit, MI 48226-1906; Maine: Quicken Loans Inc., Supervised Lender License NMLS #3030; Massachusetts: Quicken Loans Inc., Mortgage Lender License #ML-3030; Minnesota: not an offer for a rate lock agreement; Mississippi: Licensed by the Mississippi Department of Banking and Consumer Finance; Nevada: Quicken Loans, Inc. 8860 S. Maryland Parkway, Las Vegas, NV 89123, License #356738; New Hampshire: Licensed by the NH Banking Department, #6743MB; New Jersey: Licensed Mortgage Banker – NJ Department of Banking, first (and/or second) mortgages only; New York: Licensed Mortgage Banker – NYS Banking Department; Oregon: Quicken Loans Inc. – License # ML-1387; Pennsylvania: Licensed as a first Mortgage Banker by the Department of Banking and licensed pursuant to the Pennsylvania Secondary Act; Rhode Island: Licensed Lender; Texas: Quicken Loans Inc., 1050 Woodward Ave, Detroit, MI 48226; Virginia: Quicken Loans Inc., NMLS ID #3030 (www.nmlsconsumeraccess.org); Washington – Consumer Loan Company License CL-3030. Quicken Loans Nationwide Mortgage Licensing System #3030. Rates subject to change. Restrictions may apply. © 2014 Quicken Loans Inc., All rights reserved. Lending services provided by Quicken Loans Inc., a subsidiary of Rock Holdings Inc. “Quicken Loans” is a registered service mark of Inc., used under license.