Message Implementation Guideline
pain.001.001.03 - SIC; 1.0
Model: pain.001.001.03 - SIC Version: 1.0 Issue date: June 2015 Author: Credit Suisse
Message Overview ...... 2
Message Details ...... 6
Components ...... 37
Legend ...... 100
Disclaimer ...... 101
Generated by GEFEG.FX pain.001.001.03 - SIC; 1.0
Message Overview
Index XML Name ISO Name Cardinality
Document 1 CstmrCdtTrfInitn Customer Credit Transfer Initiation V03 1..1 1.1 GrpHdr Group Header 1..1 1.1.1 MsgId Message Identification 1..1 1.1.2 CreDtTm Creation Date Time 1..1 1.1.4 NbOfTxs Number Of Transactions 1..1 1.1.5 CtrlSum Control Sum 0..1 1.1.6 InitgPty Initiating Party 1..1 1.1.6.1 Nm Name 0..1 1.1.6.3 Id Identification 0..1 xs:choice 1..1 1.1.6.3.1 OrgId Organisation Identification 1..1 1.1.6.3.1.1 BICOrBEI BICOr BEI 0..1 1.1.6.3.1.2 Othr Other 0..1 1.1.6.3.1.2.1 Id Identification 1..1 1.1.6.3.1.2.2 SchmeNm Scheme Name 0..1 xs:choice 1..1 1.1.6.3.1.2.2.1 Cd Code 1..1 1.1.6.3.1.2.2.2 Prtry Proprietary 1..1 1.1.6.3.1.2.3 Issr Issuer 0..1 1.2 PmtInf Payment Information 1..n 1.2.1 PmtInfId Payment Information Identification 1..1 1.2.2 PmtMtd Payment Method 1..1 1.2.3 BtchBookg Batch Booking 0..1 1.2.6 PmtTpInf Payment Type Information 0..1 1.2.6.1 InstrPrty Instruction Priority 0..1 1.2.6.2 SvcLvl Service Level 0..1 xs:choice 1..1 1.2.6.2.1 Cd Code 1..1 1.2.6.2.2 Prtry Proprietary 1..1 1.2.6.3 LclInstrm Local Instrument 0..1 xs:choice 1..1 1.2.6.3.1 Cd Code 1..1 1.2.6.3.2 Prtry Proprietary 1..1 1.2.6.4 CtgyPurp Category Purpose 0..1 1.2.6.4.1 Cd Code 1..1 1.2.7 ReqdExctnDt Requested Execution Date 1..1 1.2.9 Dbtr Debtor 1..1 1.2.9.1 Nm Name 0..1 1.2.9.2 PstlAdr Postal Address 0..1 1.2.9.2.4 StrtNm Street Name 0..1 1.2.9.2.5 BldgNb Building Number 0..1 1.2.9.2.6 PstCd Post Code 0..1 1.2.9.2.7 TwnNm Town Name 0..1 1.2.9.2.9 Ctry Country 0..1 1.2.9.2.10 AdrLine Address Line 0..2 1.2.9.3 Id Identification 0..1 xs:choice 1..1 1.2.9.3.1 OrgId Organisation Identification 1..1 1.2.9.3.1.1 BICOrBEI BICOr BEI 0..1 1.2.9.3.1.2 Othr Other 0..1 1.2.9.3.1.2.1 Id Identification 1..1 1.2.9.3.1.2.2 SchmeNm Scheme Name 0..1 xs:choice 1..1 1.2.9.3.1.2.2.1 Cd Code 1..1 1.2.9.3.1.2.2.2 Prtry Proprietary 1..1 1.2.9.3.1.2.3 Issr Issuer 0..1 1.2.10 DbtrAcct Debtor Account 1..1 1.2.10.1 Id Identification 1..1 xs:choice 1..1 1.2.10.1.1 IBAN IBAN 1..1
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Index XML Name ISO Name Cardinality
1.2.10.1.2 Othr Other 1..1 1.2.10.1.2.1 Id Identification 1..1 1.2.10.2 Tp Type 0..1 xs:choice 1..1 1.2.10.2.1 Cd Code 1..1 1.2.10.2.2 Prtry Proprietary 1..1 1.2.10.3 Ccy Currency 0..1 1.2.11 DbtrAgt Debtor Agent 1..1 1.2.11.1 FinInstnId Financial Institution Identification 1..1 1.2.11.1.1 BIC BIC 0..1 1.2.11.1.2 ClrSysMmbId Clearing System Member Identification 0..1 1.2.11.1.2.1 ClrSysId Clearing System Identification 0..1 xs:choice 1..1 1.2.11.1.2.1.1 Cd Code 1..1 1.2.11.1.2.1.2 Prtry Proprietary 1..1 1.2.11.1.2.2 MmbId Member Identification 1..1 1.2.13 UltmtDbtr Ultimate Debtor 0..1 1.2.13.1 Nm Name 0..1 1.2.13.2 PstlAdr Postal Address 0..1 1.2.13.2.4 StrtNm Street Name 0..1 1.2.13.2.5 BldgNb Building Number 0..1 1.2.13.2.6 PstCd Post Code 0..1 1.2.13.2.7 TwnNm Town Name 0..1 1.2.13.2.9 Ctry Country 0..1 1.2.13.2.10 AdrLine Address Line 0..2 1.2.13.3 Id Identification 0..1 xs:choice 1..1 1.2.13.3.1 OrgId Organisation Identification 1..1 1.2.13.3.1.1 BICOrBEI BICOr BEI 0..1 1.2.13.3.1.2 Othr Other 0..1 1.2.13.3.1.2.1 Id Identification 1..1 1.2.13.3.1.2.2 SchmeNm Scheme Name 0..1 xs:choice 1..1 1.2.13.3.1.2.2.1 Cd Code 1..1 1.2.13.3.1.2.2.2 Prtry Proprietary 1..1 1.2.13.3.1.2.3 Issr Issuer 0..1 1.2.14 ChrgBr Charge Bearer 0..1 1.2.17 CdtTrfTxInf Credit Transfer Transaction Information 1..n 1.2.17.1 PmtId Payment Identification 1..1 1.2.17.1.1 InstrId Instruction Identification 0..1 1.2.17.1.2 EndToEndId End To End Identification 1..1 1.2.17.2 PmtTpInf Payment Type Information 0..1 1.2.17.2.1 InstrPrty Instruction Priority 0..1 1.2.17.2.2 SvcLvl Service Level 0..1 xs:choice 1..1 1.2.17.2.2.1 Cd Code 1..1 1.2.17.2.2.2 Prtry Proprietary 1..1 1.2.17.2.3 LclInstrm Local Instrument 0..1 xs:choice 1..1 1.2.17.2.3.1 Cd Code 1..1 1.2.17.2.3.2 Prtry Proprietary 1..1 1.2.17.2.4 CtgyPurp Category Purpose 0..1 xs:choice 1..1 1.2.17.2.4.1 Cd Code 1..1 1.2.17.2.4.2 Prtry Proprietary 1..1 1.2.17.3 Amt Amount 1..1 xs:choice 1..1 1.2.17.3.1 InstdAmt Instructed Amount 1..1 Ccy Currency required 1.2.17.5 ChrgBr Charge Bearer 0..1 1.2.17.6 ChqInstr Cheque Instruction 0..1 1.2.17.6.4 DlvryMtd Delivery Method 0..1 xs:choice 1..1
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Index XML Name ISO Name Cardinality
1.2.17.6.4.1 Cd Code 1..1 1.2.17.6.4.2 Prtry Proprietary 1..1 1.2.17.14 CdtrAgt Creditor Agent 0..1 1.2.17.14.1 FinInstnId Financial Institution Identification 1..1 1.2.17.14.1.1 BIC BIC 0..1 1.2.17.14.1.2 ClrSysMmbId Clearing System Member Identification 0..1 1.2.17.14.1.2.1 ClrSysId Clearing System Identification 1..1 xs:choice 1..1 1.2.17.14.1.2.1.1 Cd Code 1..1 1.2.17.14.1.2.1.2 Prtry Proprietary 1..1 1.2.17.14.1.2.2 MmbId Member Identification 1..1 1.2.17.14.1.3 Nm Name 0..1 1.2.17.14.1.4 PstlAdr Postal Address 0..1 1.2.17.14.1.4.4 StrtNm Street Name 0..1 1.2.17.14.1.4.5 BldgNb Building Number 0..1 1.2.17.14.1.4.6 PstCd Post Code 0..1 1.2.17.14.1.4.7 TwnNm Town Name 0..1 1.2.17.14.1.4.9 Ctry Country 0..1 1.2.17.14.1.4.10 AdrLine Address Line 0..2 1.2.17.14.1.5 Othr Other 0..1 1.2.17.14.1.5.1 Id Identification 1..1 1.2.17.16 Cdtr Creditor 0..1 1.2.17.16.1 Nm Name 1..1 1.2.17.16.2 PstlAdr Postal Address 0..1 1.2.17.16.2.4 StrtNm Street Name 0..1 1.2.17.16.2.5 BldgNb Building Number 0..1 1.2.17.16.2.6 PstCd Post Code 0..1 1.2.17.16.2.7 TwnNm Town Name 0..1 1.2.17.16.2.9 Ctry Country 0..1 1.2.17.16.2.10 AdrLine Address Line 0..2 1.2.17.16.3 Id Identification 0..1 xs:choice 1..1 1.2.17.16.3.1 OrgId Organisation Identification 1..1 1.2.17.16.3.1.1 BICOrBEI BICOr BEI 0..1 1.2.17.16.3.1.2 Othr Other 0..1 1.2.17.16.3.1.2.1 Id Identification 1..1 1.2.17.16.3.1.2.2 SchmeNm Scheme Name 0..1 xs:choice 1..1 1.2.17.16.3.1.2.2.1 Cd Code 1..1 1.2.17.16.3.1.2.2.2 Prtry Proprietary 1..1 1.2.17.16.3.1.2.3 Issr Issuer 0..1 1.2.17.17 CdtrAcct Creditor Account 0..1 1.2.17.17.1 Id Identification 1..1 xs:choice 1..1 1.2.17.17.1.1 IBAN IBAN 1..1 1.2.17.17.1.2 Othr Other 1..1 1.2.17.17.1.2.1 Id Identification 1..1 1.2.17.18 UltmtCdtr Ultimate Creditor 0..1 1.2.17.18.1 Nm Name 1..1 1.2.17.18.2 PstlAdr Postal Address 0..1 1.2.17.18.2.4 StrtNm Street Name 0..1 1.2.17.18.2.5 BldgNb Building Number 0..1 1.2.17.18.2.6 PstCd Post Code 0..1 1.2.17.18.2.7 TwnNm Town Name 0..1 1.2.17.18.2.9 Ctry Country 0..1 1.2.17.18.2.10 AdrLine Address Line 0..2 1.2.17.18.3 Id Identification 0..1 xs:choice 1..1 1.2.17.18.3.1 OrgId Organisation Identification 1..1 1.2.17.18.3.1.1 BICOrBEI BICOr BEI 0..1 1.2.17.18.3.1.2 Othr Other 0..1 1.2.17.18.3.1.2.1 Id Identification 1..1 1.2.17.18.3.1.2.2 SchmeNm Scheme Name 0..1
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Index XML Name ISO Name Cardinality
xs:choice 1..1 1.2.17.18.3.1.2.2.1 Cd Code 1..1 1.2.17.18.3.1.2.2.2 Prtry Proprietary 1..1 1.2.17.18.3.1.2.3 Issr Issuer 0..1 1.2.17.21 Purp Purpose 0..1 1.2.17.21.1 Cd Code 1..1 1.2.17.25 RmtInf Remittance Information 0..1 1.2.17.25.1 Ustrd Unstructured 0..1 1.2.17.25.2 Strd Structured 0..1 1.2.17.25.2.3 CdtrRefInf Creditor Reference Information 0..1 1.2.17.25.2.3.1 Tp Type 0..1 1.2.17.25.2.3.1.1 CdOrPrtry Code Or Proprietary 1..1 xs:choice 1..1 1.2.17.25.2.3.1.1.1 Cd Code 1..1 1.2.17.25.2.3.1.1.2 Prtry Proprietary 1..1 1.2.17.25.2.3.1.2 Issr Issuer 0..1 1.2.17.25.2.3.2 Ref Reference 0..1 1.2.17.25.2.6 AddtlRmtInf Additional Remittance Information 0..3
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Message Details
XML Name Description
Document Type Document Document Index 1 +CstmrCdtTrfInitn ISO Name Customer Credit Transfer Initiation V03 Cardinality 1..1 ISO Definition The CustomerCreditTransferInitiation message is sent by the initiating party to the forwarding agent or debtor's agent. It is used to request movement of funds from debtor's account to a creditor. Type CustomerCreditTransferInitiationV03 Document Index 1.1 +CstmrCdtTrfInitn ISO Name Group Header ++GrpHdr Cardinality 1..1 ISO Definition Set of characteristics shared by all individual transactions included in the message. Type GroupHeader32 Document Index 1.1.1 +CstmrCdtTrfInitn ISO Name Message Identification ++GrpHdr Cardinality 1..1 +++MsgId ISO Definition Point to point reference, as assigned by the instructing party, and sent to the next party in the chain to unambiguously identify the message. Usage: The instructing party has to make sure that MessageIdentification is unique per instructed party for a pre-agreed period. Swiss Req. Checking for duplicates usually takes place at the Swiss financial institutions at document (message) level. This is why the Message Identification
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XML Name Description
Document Index 1.1.6 +CstmrCdtTrfInitn ISO Name Initiating Party ++GrpHdr Cardinality 1..1 +++InitgPty ISO Definition Party that initiates the payment.
Usage: This can either be the debtor or the party that initiates the credit transfer on behalf of the debtor. Type PartyIdentification32 Document Index 1.1.6.1 +CstmrCdtTrfInitn ISO Name Name ++GrpHdr Cardinality 0..1 +++InitgPty ISO Definition Name by which a party is known and which is usually used to identify that party. ++++Nm Swiss Req. Name of the message sender, maximum 70 characters. Type Max140Text Length 1 .. 70 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.1.6.3 +CstmrCdtTrfInitn ISO Name Identification ++GrpHdr Cardinality 0..1 +++InitgPty ISO Definition Unique and unambiguous identification of a party. ++++Id Type Party6Choice Cardinality 1..1 Document Index 1.1.6.3.1 +CstmrCdtTrfInitn ISO Name Organisation Identification ++GrpHdr Cardinality 1..1 +++InitgPty ISO Definition Unique and unambiguous way to identify an organisation. ++++Id Type OrganisationIdentification4 +++++OrgId Document Index 1.1.6.3.1.1 +CstmrCdtTrfInitn ISO Name BICOr BEI ++GrpHdr Cardinality 0..1 +++InitgPty ISO Definition Code allocated to a financial institution or non financial institution by the ISO 9362 ++++Id Registration Authority as described in ISO 9362 "Banking - Banking telecommunication +++++OrgId messages - Business identifier code (BIC)". ++++++BICOrBEI Swiss Req. If used, Other must not be present. Error Code RC01 Type AnyBICIdentifier Pattern [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1} ISO Rule Only a valid Business identifier code is allowed. Business identifier codes for financial or non-financial institutions are registered by the ISO 9362 Registration Authority in the BIC directory, and consists of eight (8) or eleven (11) contiguous characters comprising the first three or all four of the following components: INSTITUTION CODE, COUNTRY CODE, LOCATION CODE, BRANCH CODE. The institution code, country code and location code are mandatory, while the branch code is optional. Document Index 1.1.6.3.1.2 +CstmrCdtTrfInitn ISO Name Other ++GrpHdr Cardinality 0..1 +++InitgPty ISO Definition Unique identification of an organisation, as assigned by an institution, using an ++++Id identification scheme. +++++OrgId Error Code CH16 ++++++Othr Type GenericOrganisationIdentification1 Document Index 1.1.6.3.1.2.1 +CstmrCdtTrfInitn ISO Name Identification ++GrpHdr Cardinality 1..1 +++InitgPty ISO Definition Identification assigned by an institution. ++++Id Type Max35Text +++++OrgId Length 1 .. 35 ++++++Othr Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] +++++++Id |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])*
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XML Name Description
Document Index 1.1.6.3.1.2.2 +CstmrCdtTrfInitn ISO Name Scheme Name ++GrpHdr Cardinality 0..1 +++InitgPty ISO Definition Name of the identification scheme. ++++Id Type OrganisationIdentificationSchemeName1Choice +++++OrgId ++++++Othr +++++++SchmeNm Cardinality 1..1 Document Index 1.1.6.3.1.2.2.1 +CstmrCdtTrfInitn ISO Name Code ++GrpHdr Cardinality 1..1 +++InitgPty ISO Definition Name of the identification scheme, in a coded form as published in an external list. ++++Id Type ExternalOrganisationIdentification1Code +++++OrgId Length 1 .. 4 ++++++Othr +++++++SchmeNm ++++++++Cd Document Index 1.1.6.3.1.2.2.2 +CstmrCdtTrfInitn ISO Name Proprietary ++GrpHdr Cardinality 1..1 +++InitgPty ISO Definition Name of the identification scheme, in a free text form. ++++Id Type Max35Text +++++OrgId Length 1 .. 35 ++++++Othr Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] +++++++SchmeNm |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* ++++++++Prtry Document Index 1.1.6.3.1.2.3 +CstmrCdtTrfInitn ISO Name Issuer ++GrpHdr Cardinality 0..1 +++InitgPty ISO Definition Entity that assigns the identification. ++++Id Type Max35Text +++++OrgId Length 1 .. 35 ++++++Othr Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] +++++++Issr |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])*
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XML Name Description
Document Index 1.2 +CstmrCdtTrfInitn ISO Name Payment Information ++PmtInf Cardinality 1..unbounded ISO Definition Set of characteristics that applies to the debit side of the payment transactions included in the credit transfer initiation. Type PaymentInstructionInformation3 ISO Rule If ChargeBearer is present, then CreditTransferTransactionInformation/ChargeBearer is not allowed. If CreditTransferTransactionInformation/ChargeBearer is present, then ChargeBearer is not allowed. CreditTransferTransactionInformation/ChargeBearer and ChargeBearer may both be absent. If ChargesAccountAgent is present, then it must contain a branch of the DebtorAgent. It must not contain a completely different agent. If ChargesAccountAgent is present, then ChargesAccount must be present. If PaymentMethod is CHK, then CreditTransferTransactionInformation/CreditorAccount is not allowed. If PaymentMethod is CHK and CreditTransferTransactionInformation/ ChequeInstruction/DeliveryMethod/Code is present and is equal to MLFA, CRFA, RGFA or PUFA, then CreditTransferTransactionInformation/CreditorAgent must be present. If PaymentMethod is CHK and CreditTransferTransactionInformation/ ChequeInstruction/DeliveryMethod/Code is present and different from MLFA, CRFA, RGFA or PUFA, then CreditTransferTransactionInformation/CreditorAgent is not allowed. If PaymentMethod is different from CHK, then CreditTransferTransactionInformation/ ChequeInstruction is not allowed. If PaymentMethod is CHK and CreditTransferTransactionInformation/ ChequeInstruction/DeliveryMethod is not present, then CreditTransferTransactionInformation/CreditorAgent is not allowed. If PaymentMethod is different from CHK and CreditTransferTransactionInformation/ Creditor is not present, then CreditTransferTransactionInformation/CreditorAccount must be present. If PaymentTypeInformation is present, then CreditTransferTransactionInformation/ PaymentTypeInformation is not allowed. If UltimateDebtor is present, then CreditTransferTransactionInformation/UltimateDebtor is not allowed. If CreditTransferTransactionInformation/UltimateDebtor is present, then UltimateDebtor is not allowed. CreditTransferTransactionInformation/UltimateDebtor and UltimateDebtor may both be absent. Document Index 1.2.1 +CstmrCdtTrfInitn ISO Name Payment Information Identification ++PmtInf Cardinality 1..1 +++PmtInfId ISO Definition Unique identification, as assigned by a sending party, to unambiguously identify the payment information group within the message. Swiss Req. Value must be unique within the whole message (is used as reference in the Status Report pain.002). Only the SWIFT character set is permitted for this element Error Code DU02 Type Max35Text Length 1 .. 35 Pattern ([A-Za-z0-9]|[+|\?|/|\-|:|\(|\)|\.|,|'|\p{Zs}])* Document Index 1.2.2 +CstmrCdtTrfInitn ISO Name Payment Method ++PmtInf Cardinality 1..1 +++PmtMtd ISO Definition Specifies the means of payment that will be used to move the amount of money. Swiss Req. TRA and TRF: same meaning, no effect on the way the debit advices are controlled. In Switzerland the TRA value is processed in the same way as the TRF, it has no special function. Furthermore, for check payments and payment instructions (postal mandates), the CHK value is permitted. Swiss Rule Type 1, 2.1, 2.2, 3, 4, 5, 6: must contain TRA or TRF. Type 7, 8: must contain CHK. Type PaymentMethod3Code
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XML Name Description
Document Index 1.2.3 +CstmrCdtTrfInitn ISO Name Batch Booking ++PmtInf Cardinality 0..1 +++BtchBookg ISO Definition Identifies whether a single entry per individual transaction or a batch entry for the sum of the amounts of all transactions within the group of a message is requested. Usage: Batch booking is used to request and not order a possible batch booking. Swiss Req. The option "true" is recommended. "true": Wherever possible, one batch booking is made per Payment Information (B). It is recommended that one B-level is created for each currency transferred. Mixed B-Levels are grouped by the financial institution according to their currency and sometimes other criteria (e.g. charging options). The booking is identified using the Payment Information Identification (B). "false": One booking should be made for each Credit Transfer Transaction Information (C). Bookings are usually identified by the Payment Identification (C). Alternatively, the financial institution can also identify the booking using, for example, the Payment Information Identification (B) element. If this element is not sent, then the booking proceeds as for "true". Type BatchBookingIndicator Credit Suisse Effect on setting values for
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XML Name Description
Document Index 1.2.6.1 +CstmrCdtTrfInitn ISO Name Instruction Priority ++PmtInf Cardinality 0..1 +++PmtTpInf ISO Definition Indicator of the urgency or order of importance that the instructing party would like the ++++InstrPrty instructed party to apply to the processing of the instruction. Swiss Req. Only to be used by agreement with the financial institution. For normal handling, the element can be omitted. The code HIGH equates to the current Express handling. Any details about the Express processing should be sent at B-Level, because values at C- Level are ignored. Type Priority2Code Credit Suisse Used by Credit Suisse to trigger processing (HIGH = Express Payment, NORMAL or empty = Normal Payment.) Document Index 1.2.6.2 +CstmrCdtTrfInitn ISO Name Service Level ++PmtInf Cardinality 0..1 +++PmtTpInf ISO Definition Agreement under which or rules under which the transaction should be processed. ++++SvcLvl Swiss Rule Type 5: use is recommended. Type ServiceLevel8Choice Credit Suisse SEPA payments must use the Service Level Code = SEPA Cardinality 1..1 Document Index 1.2.6.2.1 +CstmrCdtTrfInitn ISO Name Code ++PmtInf Cardinality 1..1 +++PmtTpInf ISO Definition Specifies a pre-agreed service or level of service between the parties, as published in ++++SvcLvl an external service level code list. +++++Cd Swiss Req. Codes according Payments External Code Lists. If used, then Proprietary must not be present. Swiss Rule Type 5: must be used if Service Level is used, only SEPA permitted. Error Code CH16 Type ExternalServiceLevel1Code Length 1 .. 4 Document Index 1.2.6.2.2 +CstmrCdtTrfInitn ISO Name Proprietary ++PmtInf Cardinality 1..1 +++PmtTpInf ISO Definition Specifies a pre-agreed service or level of service between the parties, as a proprietary ++++SvcLvl code. +++++Prtry Swiss Req. Only to be used by agreement with the financial institution. If used, then Code must not be present. Swiss Rule Type 5: must not be used. Error Code CH17 Type Max35Text Length 1 .. 35 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Credit Suisse Currently not used (possible later use for treasury payments) Document Index 1.2.6.3 +CstmrCdtTrfInitn ISO Name Local Instrument ++PmtInf Cardinality 0..1 +++PmtTpInf ISO Definition User community specific instrument. ++++LclInstrm Usage: This element is used to specify a local instrument, local clearing option and/or further qualify the service or service level. Swiss Rule Type 1, 2.1, 2.2, 7: must be used. Type LocalInstrument2Choice Cardinality 1..1 Document Index 1.2.6.3.1 +CstmrCdtTrfInitn ISO Name Code ++PmtInf Cardinality 1..1 +++PmtTpInf ISO Definition Specifies the local instrument, as published in an external local instrument code list. ++++LclInstrm Swiss Req. Codes according Payments External Code Lists. If used, then Proprietary must not be +++++Cd present. Swiss Rule Type 7: CPP must be used in combination with PmtMtd = CHK. Error Code CH16 Type ExternalLocalInstrument1Code Length 1 .. 35
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XML Name Description
Document Index 1.2.6.3.2 +CstmrCdtTrfInitn ISO Name Proprietary ++PmtInf Cardinality 1..1 +++PmtTpInf ISO Definition Specifies the local instrument, as a proprietary code. ++++LclInstrm Swiss Req. If used, then Code must not be present. +++++Prtry Swiss Rule Type 1: CH01 must be used. Type 2.1: CH02 must be used. Type 2.2: CH03 must be used. Each in combination with PmtMtd = TRF/TRA. Error Code CH16 Type Max35Text Length 1 .. 35 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.6.4 +CstmrCdtTrfInitn ISO Name Category Purpose ++PmtInf Cardinality 0..1 +++PmtTpInf ISO Definition Specifies the high level purpose of the instruction based on a set of pre-defined ++++CtgyPurp categories. Usage: This is used by the initiating party to provide information concerning the processing of the payment. It is likely to trigger special processing by any of the agents involved in the payment chain. Type CategoryPurpose1Choice Document Index 1.2.6.4.1 +CstmrCdtTrfInitn ISO Name Code ++PmtInf Cardinality 1..1 +++PmtTpInf ISO Definition Category purpose, as published in an external category purpose code list. ++++CtgyPurp Swiss Req. Codes according Payments External Code Lists. Recommendation: Code SALA or +++++Cd PENS when required must always be sent at B-Level. Must be used if Category Purpose is used. Error Code CH16 Type ExternalCategoryPurpose1Code Length 1 .. 4 Credit Suisse This code has no effect on processing within Credit Suisse. Expecially code SALA=SalaryPayment and PENS=PensionPayment does not result in a differentt processing. Remark: A salary payment is defined by setting
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XML Name Description
Document Index 1.2.9.1 +CstmrCdtTrfInitn ISO Name Name ++PmtInf Cardinality 0..1 +++Dbtr ISO Definition Name by which a party is known and which is usually used to identify that party. ++++Nm Swiss Req. Recommendation: use, maximum 70 characters. Type Max140Text Length 1 .. 70 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Credit Suisse Not used for processing. Document Index 1.2.9.2 +CstmrCdtTrfInitn ISO Name Postal Address ++PmtInf Cardinality 0..1 +++Dbtr ISO Definition Information that locates and identifies a specific address, as defined by postal services. ++++PstlAdr Type PostalAddress6 Document Index 1.2.9.2.4 +CstmrCdtTrfInitn ISO Name Street Name ++PmtInf Cardinality 0..1 +++Dbtr ISO Definition Name of a street or thoroughfare. ++++PstlAdr Type Max70Text +++++StrtNm Length 1 .. 70 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.9.2.5 +CstmrCdtTrfInitn ISO Name Building Number ++PmtInf Cardinality 0..1 +++Dbtr ISO Definition Number that identifies the position of a building on a street. ++++PstlAdr Type Max16Text +++++BldgNb Length 1 .. 16 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.9.2.6 +CstmrCdtTrfInitn ISO Name Post Code ++PmtInf Cardinality 0..1 +++Dbtr ISO Definition Identifier consisting of a group of letters and/or numbers that is added to a postal ++++PstlAdr address to assist the sorting of mail. +++++PstCd Type Max16Text Length 1 .. 16 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.9.2.7 +CstmrCdtTrfInitn ISO Name Town Name ++PmtInf Cardinality 0..1 +++Dbtr ISO Definition Name of a built-up area, with defined boundaries, and a local government. ++++PstlAdr Type Max35Text +++++TwnNm Length 1 .. 35 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.9.2.9 +CstmrCdtTrfInitn ISO Name Country ++PmtInf Cardinality 0..1 +++Dbtr ISO Definition Nation with its own government. ++++PstlAdr Type CountryCode +++++Ctry Pattern [A-Z]{2,2} ISO Rule The code is checked against the list of country names obtained from the United Nations (ISO 3166, Alpha-2 code). Document Index 1.2.9.2.10 +CstmrCdtTrfInitn ISO Name Address Line ++PmtInf Cardinality 0..2 +++Dbtr ISO Definition Information that locates and identifies a specific address, as defined by postal services, ++++PstlAdr presented in free format text. +++++AdrLine Type Max70Text Length 1 .. 70 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])*
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XML Name Description
Document Index 1.2.9.3 +CstmrCdtTrfInitn ISO Name Identification ++PmtInf Cardinality 0..1 +++Dbtr ISO Definition Unique and unambiguous identification of a party. ++++Id Type Party6Choice Cardinality 1..1 Document Index 1.2.9.3.1 +CstmrCdtTrfInitn ISO Name Organisation Identification ++PmtInf Cardinality 1..1 +++Dbtr ISO Definition Unique and unambiguous way to identify an organisation. ++++Id Type OrganisationIdentification4 +++++OrgId Document Index 1.2.9.3.1.1 +CstmrCdtTrfInitn ISO Name BICOr BEI ++PmtInf Cardinality 0..1 +++Dbtr ISO Definition Code allocated to a financial institution or non financial institution by the ISO 9362 ++++Id Registration Authority as described in ISO 9362 "Banking - Banking telecommunication +++++OrgId messages - Business identifier code (BIC)". ++++++BICOrBEI Type AnyBICIdentifier Pattern [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1} ISO Rule Only a valid Business identifier code is allowed. Business identifier codes for financial or non-financial institutions are registered by the ISO 9362 Registration Authority in the BIC directory, and consists of eight (8) or eleven (11) contiguous characters comprising the first three or all four of the following components: INSTITUTION CODE, COUNTRY CODE, LOCATION CODE, BRANCH CODE. The institution code, country code and location code are mandatory, while the branch code is optional. Document Index 1.2.9.3.1.2 +CstmrCdtTrfInitn ISO Name Other ++PmtInf Cardinality 0..1 +++Dbtr ISO Definition Unique identification of an organisation, as assigned by an institution, using an ++++Id identification scheme. +++++OrgId Type GenericOrganisationIdentification1 ++++++Othr Document Index 1.2.9.3.1.2.1 +CstmrCdtTrfInitn ISO Name Identification ++PmtInf Cardinality 1..1 +++Dbtr ISO Definition Identification assigned by an institution. ++++Id Type Max35Text +++++OrgId Length 1 .. 35 ++++++Othr Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] +++++++Id |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.9.3.1.2.2 +CstmrCdtTrfInitn ISO Name Scheme Name ++PmtInf Cardinality 0..1 +++Dbtr ISO Definition Name of the identification scheme. ++++Id Type OrganisationIdentificationSchemeName1Choice +++++OrgId ++++++Othr +++++++SchmeNm Cardinality 1..1 Document Index 1.2.9.3.1.2.2.1 +CstmrCdtTrfInitn ISO Name Code ++PmtInf Cardinality 1..1 +++Dbtr ISO Definition Name of the identification scheme, in a coded form as published in an external list. ++++Id Type ExternalOrganisationIdentification1Code +++++OrgId Length 1 .. 4 ++++++Othr +++++++SchmeNm ++++++++Cd
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XML Name Description
Document Index 1.2.9.3.1.2.2.2 +CstmrCdtTrfInitn ISO Name Proprietary ++PmtInf Cardinality 1..1 +++Dbtr ISO Definition Name of the identification scheme, in a free text form. ++++Id Type Max35Text +++++OrgId Length 1 .. 35 ++++++Othr Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] +++++++SchmeNm |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* ++++++++Prtry Document Index 1.2.9.3.1.2.3 +CstmrCdtTrfInitn ISO Name Issuer ++PmtInf Cardinality 0..1 +++Dbtr ISO Definition Entity that assigns the identification. ++++Id Type Max35Text +++++OrgId Length 1 .. 35 ++++++Othr Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] +++++++Issr |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.10 +CstmrCdtTrfInitn ISO Name Debtor Account ++PmtInf Cardinality 1..1 +++DbtrAcct ISO Definition Unambiguous identification of the account of the debtor to which a debit entry will be made as a result of the transaction. Type CashAccount16 Document Index 1.2.10.1 +CstmrCdtTrfInitn ISO Name Identification ++PmtInf Cardinality 1..1 +++DbtrAcct ISO Definition Unique and unambiguous identification for the account between the account owner and ++++Id the account servicer. Type AccountIdentification4Choice Cardinality 1..1 Document Index 1.2.10.1.1 +CstmrCdtTrfInitn ISO Name IBAN ++PmtInf Cardinality 1..1 +++DbtrAcct ISO Definition International Bank Account Number (IBAN) - identifier used internationally by financial ++++Id institutions to uniquely identify the account of a customer. Further specifications of the +++++IBAN format and content of the IBAN can be found in the standard ISO 13616 "Banking and related financial services - International Bank Account Number (IBAN)" version 1997- 10-01, or later revisions. Swiss Req. Recommendation: use. If used, Other must not be present. Error Code AC01 Type IBAN2007Identifier Pattern [A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30} ISO Rule A valid IBAN consists of all three of the following components: Country Code, check digits and BBAN. Credit Suisse Must be defined for account identification. Document Index 1.2.10.1.2 +CstmrCdtTrfInitn ISO Name Other ++PmtInf Cardinality 1..1 +++DbtrAcct ISO Definition Unique identification of an account, as assigned by the account servicer, using an ++++Id identification scheme. +++++Othr Type GenericAccountIdentification1 Credit Suisse Will be ignored (IBAN must be used for account identification) Document Index 1.2.10.1.2.1 +CstmrCdtTrfInitn ISO Name Identification ++PmtInf Cardinality 1..1 +++DbtrAcct ISO Definition Identification assigned by an institution. ++++Id Swiss Req. Proprietary bank or postal account number. Must be used if Other is used. +++++Othr Error Code AC01 ++++++Id Type Max34Text Length 1 .. 34 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])*
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XML Name Description
Document Index 1.2.10.2 +CstmrCdtTrfInitn ISO Name Type ++PmtInf Cardinality 0..1 +++DbtrAcct ISO Definition Specifies the nature, or use of the account. ++++Tp Type CashAccountType2 Credit Suisse Not used for processing. Cardinality 1..1 Document Index 1.2.10.2.1 +CstmrCdtTrfInitn ISO Name Code ++PmtInf Cardinality 1..1 +++DbtrAcct ISO Definition Account type, in a coded form. ++++Tp Swiss Req. Only to be used by agreement with the financial institution. If used, then Proprietary +++++Cd must not be present. Type CashAccountType4Code Document Index 1.2.10.2.2 +CstmrCdtTrfInitn ISO Name Proprietary ++PmtInf Cardinality 1..1 +++DbtrAcct ISO Definition Nature or use of the account in a proprietary form. ++++Tp Swiss Req. Can be used to control the debit advice. The following options are available: +++++Prtry NOA No Advice SIA Single Advice CND Collective Advice No Details CWD Collective Advice With Details If used, then Code must not be present. Error Code CH16 Type Max35Text Length 1 .. 35 Pattern (NOA)|(SIA)|(CND)|(CWD) Credit Suisse Please see details Credit Suisse on element Issue date: June 2015 Print date: 29.06.2015 Generated by GEFEG.FX Page: 16 / 101 pain.001.001.03 - SIC; 1.0 XML Name Description Document Index 1.2.11.1.1 +CstmrCdtTrfInitn ISO Name BIC ++PmtInf Cardinality 0..1 +++DbtrAgt ISO Definition Code allocated to a financial institution by the ISO 9362 Registration Authority as ++++FinInstnId described in ISO 9362 "Banking - Banking telecommunication messages - Business +++++BIC identifier code (BIC)". Swiss Req. BIC of the Debtor Bank. If used, then Clearing System Member Identification must not be present. Error Code AGNT Type BICIdentifier Pattern [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1} ISO Rule Valid BICs for financial institutions are registered by the ISO 9362 Registration Authority in the BIC directory, and consist of eight (8) or eleven (11) contiguous characters comprising the first three or all four of the following components: INSTITUTION CODE, COUNTRY CODE, LOCATION CODE, BRANCH CODE. The institution code, country code and location code are mandatory, while the branch code is optional. Document Index 1.2.11.1.2 +CstmrCdtTrfInitn ISO Name Clearing System Member Identification ++PmtInf Cardinality 0..1 +++DbtrAgt ISO Definition Information used to identify a member within a clearing system. ++++FinInstnId Type ClearingSystemMemberIdentification2 +++++ClrSysMmbId Document Index 1.2.11.1.2.1 +CstmrCdtTrfInitn ISO Name Clearing System Identification ++PmtInf Cardinality 0..1 +++DbtrAgt ISO Definition Specification of a pre-agreed offering between clearing agents or the channel through ++++FinInstnId which the payment instruction is processed. +++++ClrSysMmbId Type ClearingSystemIdentification2Choice ++++++ClrSysId Cardinality 1..1 Document Index 1.2.11.1.2.1.1 +CstmrCdtTrfInitn ISO Name Code ++PmtInf Cardinality 1..1 +++DbtrAgt ISO Definition Identification of a clearing system, in a coded form as published in an external list. ++++FinInstnId Swiss Req. Codes according Payments External Code Lists. Only CHBCC is permitted in +++++ClrSysMmbId Switzerland. If used, then Proprietary must not be present. ++++++ClrSysId Error Code CH16 +++++++Cd Type ExternalClearingSystemIdentification1Code Fixed CHBCC Length 1 .. 5 Document Index 1.2.11.1.2.1.2 +CstmrCdtTrfInitn ISO Name Proprietary ++PmtInf Cardinality 1..1 +++DbtrAgt ISO Definition Identification code for a clearing system, that has not yet been identified in the list of ++++FinInstnId clearing systems. +++++ClrSysMmbId Swiss Req. Recommendation: do not use. If used, then Code must not be present. ++++++ClrSysId Error Code CH16 +++++++Prtry Type Max35Text Length 1 .. 35 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.11.1.2.2 +CstmrCdtTrfInitn ISO Name Member Identification ++PmtInf Cardinality 1..1 +++DbtrAgt ISO Definition Identification of a member of a clearing system. ++++FinInstnId Swiss Req. BC number of the Debtor Bank. Must be used if Clearing System Member Identification +++++ClrSysMmbId is used. ++++++MmbId Error Code AGNT Type Max35Text Length 1 .. 35 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Issue date: June 2015 Print date: 29.06.2015 Generated by GEFEG.FX Page: 17 / 101 pain.001.001.03 - SIC; 1.0 XML Name Description Document Index 1.2.13 +CstmrCdtTrfInitn ISO Name Ultimate Debtor ++PmtInf Cardinality 0..1 +++UltmtDbtr ISO Definition Ultimate party that owes an amount of money to the (ultimate) creditor. Type PartyIdentification32 Document Index 1.2.13.1 +CstmrCdtTrfInitn ISO Name Name ++PmtInf Cardinality 0..1 +++UltmtDbtr ISO Definition Name by which a party is known and which is usually used to identify that party. ++++Nm Swiss Req. Maximum 70 characters Type Max140Text Length 1 .. 70 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.13.2 +CstmrCdtTrfInitn ISO Name Postal Address ++PmtInf Cardinality 0..1 +++UltmtDbtr ISO Definition Information that locates and identifies a specific address, as defined by postal services. ++++PstlAdr Swiss Rule Type 5: is not forwarded in interbank traffic. Type PostalAddress6 Document Index 1.2.13.2.4 +CstmrCdtTrfInitn ISO Name Street Name ++PmtInf Cardinality 0..1 +++UltmtDbtr ISO Definition Name of a street or thoroughfare. ++++PstlAdr Type Max70Text +++++StrtNm Length 1 .. 70 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.13.2.5 +CstmrCdtTrfInitn ISO Name Building Number ++PmtInf Cardinality 0..1 +++UltmtDbtr ISO Definition Number that identifies the position of a building on a street. ++++PstlAdr Type Max16Text +++++BldgNb Length 1 .. 16 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.13.2.6 +CstmrCdtTrfInitn ISO Name Post Code ++PmtInf Cardinality 0..1 +++UltmtDbtr ISO Definition Identifier consisting of a group of letters and/or numbers that is added to a postal ++++PstlAdr address to assist the sorting of mail. +++++PstCd Type Max16Text Length 1 .. 16 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.13.2.7 +CstmrCdtTrfInitn ISO Name Town Name ++PmtInf Cardinality 0..1 +++UltmtDbtr ISO Definition Name of a built-up area, with defined boundaries, and a local government. ++++PstlAdr Type Max35Text +++++TwnNm Length 1 .. 35 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.13.2.9 +CstmrCdtTrfInitn ISO Name Country ++PmtInf Cardinality 0..1 +++UltmtDbtr ISO Definition Nation with its own government. ++++PstlAdr Type CountryCode +++++Ctry Pattern [A-Z]{2,2} ISO Rule The code is checked against the list of country names obtained from the United Nations (ISO 3166, Alpha-2 code). Issue date: June 2015 Print date: 29.06.2015 Generated by GEFEG.FX Page: 18 / 101 pain.001.001.03 - SIC; 1.0 XML Name Description Document Index 1.2.13.2.10 +CstmrCdtTrfInitn ISO Name Address Line ++PmtInf Cardinality 0..2 +++UltmtDbtr ISO Definition Information that locates and identifies a specific address, as defined by postal services, ++++PstlAdr presented in free format text. +++++AdrLine Type Max70Text Length 1 .. 70 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.13.3 +CstmrCdtTrfInitn ISO Name Identification ++PmtInf Cardinality 0..1 +++UltmtDbtr ISO Definition Unique and unambiguous identification of a party. ++++Id Type Party6Choice Cardinality 1..1 Document Index 1.2.13.3.1 +CstmrCdtTrfInitn ISO Name Organisation Identification ++PmtInf Cardinality 1..1 +++UltmtDbtr ISO Definition Unique and unambiguous way to identify an organisation. ++++Id Type OrganisationIdentification4 +++++OrgId Document Index 1.2.13.3.1.1 +CstmrCdtTrfInitn ISO Name BICOr BEI ++PmtInf Cardinality 0..1 +++UltmtDbtr ISO Definition Code allocated to a financial institution or non financial institution by the ISO 9362 ++++Id Registration Authority as described in ISO 9362 "Banking - Banking telecommunication +++++OrgId messages - Business identifier code (BIC)". ++++++BICOrBEI Type AnyBICIdentifier Pattern [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1} ISO Rule Only a valid Business identifier code is allowed. Business identifier codes for financial or non-financial institutions are registered by the ISO 9362 Registration Authority in the BIC directory, and consists of eight (8) or eleven (11) contiguous characters comprising the first three or all four of the following components: INSTITUTION CODE, COUNTRY CODE, LOCATION CODE, BRANCH CODE. The institution code, country code and location code are mandatory, while the branch code is optional. Document Index 1.2.13.3.1.2 +CstmrCdtTrfInitn ISO Name Other ++PmtInf Cardinality 0..1 +++UltmtDbtr ISO Definition Unique identification of an organisation, as assigned by an institution, using an ++++Id identification scheme. +++++OrgId Type GenericOrganisationIdentification1 ++++++Othr Document Index 1.2.13.3.1.2.1 +CstmrCdtTrfInitn ISO Name Identification ++PmtInf Cardinality 1..1 +++UltmtDbtr ISO Definition Identification assigned by an institution. ++++Id Type Max35Text +++++OrgId Length 1 .. 35 ++++++Othr Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] +++++++Id |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.13.3.1.2.2 +CstmrCdtTrfInitn ISO Name Scheme Name ++PmtInf Cardinality 0..1 +++UltmtDbtr ISO Definition Name of the identification scheme. ++++Id Type OrganisationIdentificationSchemeName1Choice +++++OrgId ++++++Othr +++++++SchmeNm Cardinality 1..1 Issue date: June 2015 Print date: 29.06.2015 Generated by GEFEG.FX Page: 19 / 101 pain.001.001.03 - SIC; 1.0 XML Name Description Document Index 1.2.13.3.1.2.2.1 +CstmrCdtTrfInitn ISO Name Code ++PmtInf Cardinality 1..1 +++UltmtDbtr ISO Definition Name of the identification scheme, in a coded form as published in an external list. ++++Id Type ExternalOrganisationIdentification1Code +++++OrgId Length 1 .. 4 ++++++Othr +++++++SchmeNm ++++++++Cd Document Index 1.2.13.3.1.2.2.2 +CstmrCdtTrfInitn ISO Name Proprietary ++PmtInf Cardinality 1..1 +++UltmtDbtr ISO Definition Name of the identification scheme, in a free text form. ++++Id Type Max35Text +++++OrgId Length 1 .. 35 ++++++Othr Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] +++++++SchmeNm |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* ++++++++Prtry Document Index 1.2.13.3.1.2.3 +CstmrCdtTrfInitn ISO Name Issuer ++PmtInf Cardinality 0..1 +++UltmtDbtr ISO Definition Entity that assigns the identification. ++++Id Type Max35Text +++++OrgId Length 1 .. 35 ++++++Othr Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] +++++++Issr |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.14 +CstmrCdtTrfInitn ISO Name Charge Bearer ++PmtInf Cardinality 0..1 +++ChrgBr ISO Definition Specifies which party/parties will bear the charges associated with the processing of the payment transaction. Swiss Req. · DEBT Borne by Debtor (ex OUR) · CRED Borne by Creditor (ex BEN) · SHAR Shared (ex. SHA) · SLEV Service Level Swiss Rule Type 5: If used, then SLEV must be used. Error Code CH16 Type ChargeBearerType1Code Document Index 1.2.17 +CstmrCdtTrfInitn ISO Name Credit Transfer Transaction Information ++PmtInf Cardinality 1..unbounded +++CdtTrfTxInf ISO Definition Set of elements used to provide information on the individual transaction(s) included in the message. Type CreditTransferTransactionInformation10 ISO Rule If InstructionForCreditorAgent/Code contains CHQB, then CreditorAccount is not allowed. If IntermediaryAgent1Account is present, then IntermediaryAgent1 must be present. If IntermediaryAgent2Account is present, then IntermediaryAgent2 must be present. If IntermediaryAgent2 is present, then IntermediaryAgent1 must be present. If IntermediaryAgent3Account is present, then IntermediaryAgent3 must be present. If IntermediaryAgent3 is present, then IntermediaryAgent2 must be present. Document Index 1.2.17.1 +CstmrCdtTrfInitn ISO Name Payment Identification ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Set of elements used to reference a payment instruction. ++++PmtId Type PaymentIdentification1 Issue date: June 2015 Print date: 29.06.2015 Generated by GEFEG.FX Page: 20 / 101 pain.001.001.03 - SIC; 1.0 XML Name Description Document Index 1.2.17.1.1 +CstmrCdtTrfInitn ISO Name Instruction Identification ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Unique identification as assigned by an instructing party for an instructed party to ++++PmtId unambiguously identify the instruction. +++++InstrId Usage: the instruction identification is a point to point reference that can be used between the instructing party and the instructed party to refer to the individual instruction. It can be included in several messages related to the instruction. Swiss Req. Recommendation: should be used and be unique within the BLevel. Only the SWIFT character set is permitted for this element. Error Code DU05 Type Max35Text Length 1 .. 35 Pattern ([A-Za-z0-9]|[+|\?|/|\-|:|\(|\)|\.|,|'|\p{Zs}])* Document Index 1.2.17.1.2 +CstmrCdtTrfInitn ISO Name End To End Identification ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Unique identification assigned by the initiating party to unumbiguously identify the ++++PmtId transaction. This identification is passed on, unchanged, throughout the entire end-to- +++++EndToEndId end chain. Usage: The end-to-end identification can be used for reconciliation or to link tasks relating to the transaction. It can be included in several messages related to the transaction. Swiss Req. Customer reference, normally forwarded as far as the beneficiary. Only the SWIFT character set is permitted for this element Swiss Rule Type 1: not forwarded to the beneficiary. Type Max35Text Length 1 .. 35 Pattern ([A-Za-z0-9]|[+|\?|/|\-|:|\(|\)|\.|,|'|\p{Zs}])* Document Index 1.2.17.2 +CstmrCdtTrfInitn ISO Name Payment Type Information ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Set of elements used to further specify the type of transaction. ++++PmtTpInf Swiss Rule Type 5, 7: use at B-Level is recommended. Type 1, 2.1, 2.2: use at C-Level is recommended. Error Code CH07 Type PaymentTypeInformation19 Document Index 1.2.17.2.1 +CstmrCdtTrfInitn ISO Name Instruction Priority ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Indicator of the urgency or order of importance that the instructing party would like the ++++PmtTpInf instructed party to apply to the processing of the instruction. +++++InstrPrty Swiss Req. Any information about the Express processing should be sent at B-Level, values in this element are ignored. Type Priority2Code Document Index 1.2.17.2.2 +CstmrCdtTrfInitn ISO Name Service Level ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Agreement under which or rules under which the transaction should be processed. ++++PmtTpInf Swiss Rule Type 5: use is recommended. +++++SvcLvl Error Code CH17 Type ServiceLevel8Choice Credit Suisse Information is ignored by Credit Suisse. Cardinality 1..1 Issue date: June 2015 Print date: 29.06.2015 Generated by GEFEG.FX Page: 21 / 101 pain.001.001.03 - SIC; 1.0 XML Name Description Document Index 1.2.17.2.2.1 +CstmrCdtTrfInitn ISO Name Code ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Specifies a pre-agreed service or level of service between the parties, as published in ++++PmtTpInf an external service level code list. +++++SvcLvl Swiss Req. Codes according Payments External Code Lists. If used, then Proprietary must not be ++++++Cd present. Swiss Rule Type 5: must be used if Service Level is used, only SEPA permitted. Error Code CH16 Type ExternalServiceLevel1Code Length 1 .. 4 Document Index 1.2.17.2.2.2 +CstmrCdtTrfInitn ISO Name Proprietary ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Specifies a pre-agreed service or level of service between the parties, as a proprietary ++++PmtTpInf code. +++++SvcLvl Swiss Req. Only to be used by agreement with the financial institution. If used, then Code must not ++++++Prtry be present. Swiss Rule Type 5: must not be used. Error Code CH17 Type Max35Text Length 1 .. 35 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.17.2.3 +CstmrCdtTrfInitn ISO Name Local Instrument ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition User community specific instrument. ++++PmtTpInf +++++LclInstrm Usage: This element is used to specify a local instrument, local clearing option and/or further qualify the service or service level. Swiss Rule Type 1, 2.1, 2.2, 7: must be used. Error Code CH21 Type LocalInstrument2Choice Cardinality 1..1 Document Index 1.2.17.2.3.1 +CstmrCdtTrfInitn ISO Name Code ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Specifies the local instrument, as published in an external local instrument code list. ++++PmtTpInf Swiss Req. Codes according Payments External Code Lists. If used, then Proprietary must not be +++++LclInstrm present. ++++++Cd Swiss Rule Type 7: CPP must be used in combination with PmtMtd = CHK. Error Code CH17 Type ExternalLocalInstrument1Code Length 1 .. 35 Document Index 1.2.17.2.3.2 +CstmrCdtTrfInitn ISO Name Proprietary ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Specifies the local instrument, as a proprietary code. ++++PmtTpInf Swiss Req. If used, then Code must not be present. +++++LclInstrm Swiss Rule Type 1: CH01 must be used. ++++++Prtry Type 2.1: CH02 must be used. Type 2.2: CH03 must be used. Each in combination with PmtMtd = TRF/TRA. Error Code CH17 Type Max35Text Length 1 .. 35 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Issue date: June 2015 Print date: 29.06.2015 Generated by GEFEG.FX Page: 22 / 101 pain.001.001.03 - SIC; 1.0 XML Name Description Document Index 1.2.17.2.4 +CstmrCdtTrfInitn ISO Name Category Purpose ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Specifies the high level purpose of the instruction based on a set of pre-defined ++++PmtTpInf categories. +++++CtgyPurp Usage: This is used by the initiating party to provide information concerning the processing of the payment. It is likely to trigger special processing by any of the agents involved in the payment chain. Type CategoryPurpose1Choice Cardinality 1..1 Document Index 1.2.17.2.4.1 +CstmrCdtTrfInitn ISO Name Code ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Category purpose, as published in an external category purpose code list. ++++PmtTpInf Type ExternalCategoryPurpose1Code +++++CtgyPurp Length 1 .. 4 ++++++Cd Document Index 1.2.17.2.4.2 +CstmrCdtTrfInitn ISO Name Proprietary ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Category purpose, in a proprietary form. ++++PmtTpInf Type Max35Text +++++CtgyPurp Length 1 .. 35 ++++++Prtry Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.17.3 +CstmrCdtTrfInitn ISO Name Amount ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Amount of money to be moved between the debtor and creditor, before deduction of ++++Amt charges, expressed in the currency as ordered by the initiating party. Type AmountType3Choice Cardinality 1..1 Document Index 1.2.17.3.1 +CstmrCdtTrfInitn ISO Name Instructed Amount ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Amount of money to be moved between the debtor and creditor, before deduction of ++++Amt charges, expressed in the currency as ordered by the initiating party. +++++InstdAmt Swiss Req. Amount must be 0.01 or more and 999999999.99 or less. If used, then Equivalent Amount must not be present. Swiss Rule Type 1, 2.1, 2.2, 3: must contain CHF or EUR. Type 4: all currencies except CHF and EUR permitted. Type 5: must contain EUR. Type 7: must contain CHF. Error Code AM01 Type ActiveOrHistoricCurrencyAndAmount FractionDigits 5 TotalDigits 18 Inclusive 0.01 .. 999999999.99 ISO Rule The number of fractional digits (or minor unit of currency) must comply with ISO 4217. Note: The decimal separator is a dot. Ccy ISO Name Currency Use required ISO Definition A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds". Type ActiveOrHistoricCurrencyCode Pattern [A-Z]{3,3} ISO Rule The Currency Code must be registered, or have already been registered. Valid active or historic currency codes are registered with the ISO 4217 Maintenance Agency, consist of three (3) contiguous letters, and may be or not be withdrawn on the day the message containing the Currency is exchanged. Issue date: June 2015 Print date: 29.06.2015 Generated by GEFEG.FX Page: 23 / 101 pain.001.001.03 - SIC; 1.0 XML Name Description Document Index 1.2.17.5 +CstmrCdtTrfInitn ISO Name Charge Bearer ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Specifies which party/parties will bear the charges associated with the processing of ++++ChrgBr the payment transaction. Swiss Req. Can be used at B-Level or C-Level but not at both at the same time. Zulässige Codes sind: · DEBT Borne by Debtor (ex OUR) · CRED Borne by Creditor (ex BEN) · SHAR Shared (ex. SHA) · SLEV Service Level Swiss Rule Type 5: If used then SLEV must be used. Error Code CH07 Type ChargeBearerType1Code Document Index 1.2.17.6 +CstmrCdtTrfInitn ISO Name Cheque Instruction ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Set of elements needed to issue a cheque. ++++ChqInstr Swiss Rule Type 1, 2.1, 2.2, 3, 4, 5, 6: must not be used. Error Code CH17 Type Cheque6 ISO Rule If ChequeMaturityDate is present, then ChequeType must be present and equal to DRFT or ELDR. Document Index 1.2.17.6.4 +CstmrCdtTrfInitn ISO Name Delivery Method ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Specifies the delivery method of the cheque by the debtor's agent. ++++ChqInstr Type ChequeDeliveryMethod1Choice +++++DlvryMtd Cardinality 1..1 Document Index 1.2.17.6.4.1 +CstmrCdtTrfInitn ISO Name Code ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Specifies the delivery method of the cheque by the debtor's agent. ++++ChqInstr Swiss Req. If used, then Proprietary must not be present. +++++DlvryMtd Type ChequeDelivery1Code ++++++Cd Document Index 1.2.17.6.4.2 +CstmrCdtTrfInitn ISO Name Proprietary ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Specifies a proprietary delivery method of the cheque by the debtor's agent. ++++ChqInstr Swiss Req. If used, then Code must not be present. +++++DlvryMtd Type Max35Text ++++++Prtry Length 1 .. 35 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.17.14 +CstmrCdtTrfInitn ISO Name Creditor Agent ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Financial institution servicing an account for the creditor. ++++CdtrAgt Swiss Rule Type 1, 2.1, 7, 8: must not be used. For all other payment types, the Creditor Agent must be present. (Type 8: only after consultation with the financial institution: if the remitter explicitly wants to enter the "bank drawn upon" as the BIC of the Creditor Agent.) Error Code CH17 Type BranchAndFinancialInstitutionIdentification4 Issue date: June 2015 Print date: 29.06.2015 Generated by GEFEG.FX Page: 24 / 101 pain.001.001.03 - SIC; 1.0 XML Name Description Document Index 1.2.17.14.1 +CstmrCdtTrfInitn ISO Name Financial Institution Identification ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Unique and unambiguous identification of a financial institution, as assigned under an ++++CdtrAgt internationally recognised or proprietary identification scheme. +++++FinInstnId Swiss Rule Type 2.2: · V1: BC · V2: BC and postal account of the bank · V3: Postal account of the bank and name of the bank Type 3: · V1: BC · V2: BIC Domestic (CH/LI) Type 4: · V1: BIC Domestic (CH/LI) · V2: BC and Name and address of financial institution · V3: Name and address of financial institution Type 5: BIC Type 6: Recommendation: use BIC. · V1: BIC International · V2: Bank code (without BC) and name and address of financial institution · V3: Name and address of financial institution Type FinancialInstitutionIdentification7 Document Index 1.2.17.14.1.1 +CstmrCdtTrfInitn ISO Name BIC ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Code allocated to a financial institution by the ISO 9362 Registration Authority as ++++CdtrAgt described in ISO 9362 "Banking - Banking telecommunication messages - Business +++++FinInstnId identifier code (BIC)". ++++++BIC Swiss Req. If used, then Clearing System Member Identification must not be present. Swiss Rule Type 2.2, 3(V2), 4(V1): may be present. Type 5: must be present. Type 6: must contain BIC International. Error Code AGNT Type BICIdentifier Pattern [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1} ISO Rule Valid BICs for financial institutions are registered by the ISO 9362 Registration Authority in the BIC directory, and consist of eight (8) or eleven (11) contiguous characters comprising the first three or all four of the following components: INSTITUTION CODE, COUNTRY CODE, LOCATION CODE, BRANCH CODE. The institution code, country code and location code are mandatory, while the branch code is optional. Document Index 1.2.17.14.1.2 +CstmrCdtTrfInitn ISO Name Clearing System Member Identification ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Information used to identify a member within a clearing system. ++++CdtrAgt Swiss Rule Type 2.2(V1, V2), 3(V1), 4(V2), 6: may be present. +++++FinInstnId Type 5: must not be used. ++++++ClrSysMmbId Error Code CH17 Type ClearingSystemMemberIdentification2 Document Index 1.2.17.14.1.2.1 +CstmrCdtTrfInitn ISO Name Clearing System Identification ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Specification of a pre-agreed offering between clearing agents or the channel through ++++CdtrAgt which the payment instruction is processed. +++++FinInstnId Type ClearingSystemIdentification2Choice ++++++ClrSysMmbId +++++++ClrSysId Cardinality 1..1 Issue date: June 2015 Print date: 29.06.2015 Generated by GEFEG.FX Page: 25 / 101 pain.001.001.03 - SIC; 1.0 XML Name Description Document Index 1.2.17.14.1.2.1.1 +CstmrCdtTrfInitn ISO Name Code ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Identification of a clearing system, in a coded form as published in an external list. ++++CdtrAgt Swiss Req. Type of Clearing ID (Bank Code, National Identifier). Gives information about the type +++++FinInstnId of identification in the Member Identification field. ++++++ClrSysMmbId Codes according Payments External Code Lists. If used, then Proprietary must not be +++++++ClrSysId present. ++++++++Cd Swiss Rule Type 2.2(V1, V2), 3(V1), 4(V2): must contain CHBCC. Type 6: if used, it must not contain CHBCC. Error Code CH17 Type ExternalClearingSystemIdentification1Code Length 1 .. 5 Document Index 1.2.17.14.1.2.1.2 +CstmrCdtTrfInitn ISO Name Proprietary ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Identification code for a clearing system, that has not yet been identified in the list of ++++CdtrAgt clearing systems. +++++FinInstnId Swiss Req. If used, then Code must not be present. ++++++ClrSysMmbId Error Code CH17 +++++++ClrSysId Type Max35Text ++++++++Prtry Length 1 .. 35 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.17.14.1.2.2 +CstmrCdtTrfInitn ISO Name Member Identification ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Identification of a member of a clearing system. ++++CdtrAgt Swiss Req. Clearing ID (Bank Code, National Identifier) of the receiver institution. Must be used if +++++FinInstnId Clearing System Member Identification is used. ++++++ClrSysMmbId Error Code AGNT +++++++MmbId Type Max35Text Length 1 .. 35 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.17.14.1.3 +CstmrCdtTrfInitn ISO Name Name ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Name by which an agent is known and which is usually used to identify that agent. ++++CdtrAgt Swiss Req. Maximum 70 characters +++++FinInstnId Error Code CH17 ++++++Nm Type Max140Text Length 1 .. 70 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.17.14.1.4 +CstmrCdtTrfInitn ISO Name Postal Address ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Information that locates and identifies a specific address, as defined by postal services. ++++CdtrAgt Swiss Rule Type 4(V3), 6(V2, V3): must be present. +++++FinInstnId Other types: must not be present. ++++++PstlAdr Error Code CH21 Type PostalAddress6 Document Index 1.2.17.14.1.4.4 +CstmrCdtTrfInitn ISO Name Street Name ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Name of a street or thoroughfare. ++++CdtrAgt Swiss Req. Recommendation: use. +++++FinInstnId Type Max70Text ++++++PstlAdr Length 1 .. 70 +++++++StrtNm Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Issue date: June 2015 Print date: 29.06.2015 Generated by GEFEG.FX Page: 26 / 101 pain.001.001.03 - SIC; 1.0 XML Name Description Document Index 1.2.17.14.1.4.5 +CstmrCdtTrfInitn ISO Name Building Number ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Number that identifies the position of a building on a street. ++++CdtrAgt Swiss Req. Recommendation: use. +++++FinInstnId Type Max16Text ++++++PstlAdr Length 1 .. 16 +++++++BldgNb Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.17.14.1.4.6 +CstmrCdtTrfInitn ISO Name Post Code ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Identifier consisting of a group of letters and/or numbers that is added to a postal ++++CdtrAgt address to assist the sorting of mail. +++++FinInstnId Swiss Req. Recommendation: use. ++++++PstlAdr Type Max16Text +++++++PstCd Length 1 .. 16 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.17.14.1.4.7 +CstmrCdtTrfInitn ISO Name Town Name ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Name of a built-up area, with defined boundaries, and a local government. ++++CdtrAgt Swiss Req. Recommendation: use. +++++FinInstnId Type Max35Text ++++++PstlAdr Length 1 .. 35 +++++++TwnNm Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.17.14.1.4.9 +CstmrCdtTrfInitn ISO Name Country ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Nation with its own government. ++++CdtrAgt Swiss Req. Recommendation: use. +++++FinInstnId Error Code AG05 ++++++PstlAdr Type CountryCode +++++++Ctry Pattern [A-Z]{2,2} ISO Rule The code is checked against the list of country names obtained from the United Nations (ISO 3166, Alpha-2 code). Document Index 1.2.17.14.1.4.10 +CstmrCdtTrfInitn ISO Name Address Line ++PmtInf Cardinality 0..2 +++CdtTrfTxInf ISO Definition Information that locates and identifies a specific address, as defined by postal services, ++++CdtrAgt presented in free format text. +++++FinInstnId Swiss Req. Maximum two lines permitted. ++++++PstlAdr Type Max70Text +++++++AdrLine Length 1 .. 70 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.17.14.1.5 +CstmrCdtTrfInitn ISO Name Other ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Unique identification of an agent, as assigned by an institution, using an identification ++++CdtrAgt scheme. +++++FinInstnId Swiss Rule Type 2.2(V2, V3): must be present. ++++++Othr Other types: must not be present. Error Code CH17 Type GenericFinancialIdentification1 Issue date: June 2015 Print date: 29.06.2015 Generated by GEFEG.FX Page: 27 / 101 pain.001.001.03 - SIC; 1.0 XML Name Description Document Index 1.2.17.14.1.5.1 +CstmrCdtTrfInitn ISO Name Identification ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Unique and unambiguous identification of a person. ++++CdtrAgt Swiss Req. Must be used if Other is used. +++++FinInstnId Swiss Rule Type 2.2(V2, V3): must contain postal account of bank (example: "80-2-2" or ++++++Othr "800000022"). +++++++Id Error Code AGNT Type Max35Text Length 1 .. 35 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.17.16 +CstmrCdtTrfInitn ISO Name Creditor ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Party to which an amount of money is due. ++++Cdtr Swiss Rule Type 1: may be present. Other types: must be present. Error Code CH21 Type PartyIdentification32 Document Index 1.2.17.16.1 +CstmrCdtTrfInitn ISO Name Name ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Name by which a party is known and which is usually used to identify that party. ++++Cdtr Swiss Req. Must be used if Creditor is used, maximum 70 characters. +++++Nm Error Code CH21 Type Max140Text Length 1 .. 70 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.17.16.2 +CstmrCdtTrfInitn ISO Name Postal Address ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Information that locates and identifies a specific address, as defined by postal services. ++++Cdtr Swiss Rule Type 7: Must be structured. +++++PstlAdr Error Code BE01 Type PostalAddress6 Document Index 1.2.17.16.2.4 +CstmrCdtTrfInitn ISO Name Street Name ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Name of a street or thoroughfare. ++++Cdtr Swiss Req. Recommendation: use. +++++PstlAdr Error Code CH17 ++++++StrtNm Type Max70Text Length 1 .. 70 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.17.16.2.5 +CstmrCdtTrfInitn ISO Name Building Number ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Number that identifies the position of a building on a street. ++++Cdtr Swiss Req. Recommendation: use. +++++PstlAdr Error Code CH17 ++++++BldgNb Type Max16Text Length 1 .. 16 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Issue date: June 2015 Print date: 29.06.2015 Generated by GEFEG.FX Page: 28 / 101 pain.001.001.03 - SIC; 1.0 XML Name Description Document Index 1.2.17.16.2.6 +CstmrCdtTrfInitn ISO Name Post Code ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Identifier consisting of a group of letters and/or numbers that is added to a postal ++++Cdtr address to assist the sorting of mail. +++++PstlAdr Swiss Req. Recommendation: use. ++++++PstCd Swiss Rule Type 7, 8: must be present. Error Code CH17 Type Max16Text Length 1 .. 16 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.17.16.2.7 +CstmrCdtTrfInitn ISO Name Town Name ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Name of a built-up area, with defined boundaries, and a local government. ++++Cdtr Swiss Req. Recommendation: use. +++++PstlAdr Swiss Rule Type 7, 8: must be present. ++++++TwnNm Error Code CH17 Type Max35Text Length 1 .. 35 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.17.16.2.9 +CstmrCdtTrfInitn ISO Name Country ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Nation with its own government. ++++Cdtr Swiss Req. It is recommended to supply this element, especially in the case of foreign payments. +++++PstlAdr Swiss Rule Type 7, 8: must be present. ++++++Ctry Type 7: must contain CH or LI. Error Code CH21 Type CountryCode Pattern [A-Z]{2,2} ISO Rule The code is checked against the list of country names obtained from the United Nations (ISO 3166, Alpha-2 code). Document Index 1.2.17.16.2.10 +CstmrCdtTrfInitn ISO Name Address Line ++PmtInf Cardinality 0..2 +++CdtTrfTxInf ISO Definition Information that locates and identifies a specific address, as defined by postal services, ++++Cdtr presented in free format text. +++++PstlAdr Swiss Req. Maximum two lines permitted. It is recommended to supply this element in the case of ++++++AdrLine foreign payments. Swiss Rule Type 7: must not be used. Error Code CH17 Type Max70Text Length 1 .. 70 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.17.16.3 +CstmrCdtTrfInitn ISO Name Identification ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Unique and unambiguous identification of a party. ++++Cdtr Swiss Rule Type 1, 2.1, 2.2, 7, 8: must not be used. +++++Id Error Code CH17 Type Party6Choice Cardinality 1..1 Document Index 1.2.17.16.3.1 +CstmrCdtTrfInitn ISO Name Organisation Identification ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Unique and unambiguous way to identify an organisation. ++++Cdtr Type OrganisationIdentification4 +++++Id ++++++OrgId Issue date: June 2015 Print date: 29.06.2015 Generated by GEFEG.FX Page: 29 / 101 pain.001.001.03 - SIC; 1.0 XML Name Description Document Index 1.2.17.16.3.1.1 +CstmrCdtTrfInitn ISO Name BICOr BEI ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Code allocated to a financial institution or non financial institution by the ISO 9362 ++++Cdtr Registration Authority as described in ISO 9362 "Banking - Banking telecommunication +++++Id messages - Business identifier code (BIC)". ++++++OrgId Type AnyBICIdentifier +++++++BICOrBEI Pattern [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1} ISO Rule Only a valid Business identifier code is allowed. Business identifier codes for financial or non-financial institutions are registered by the ISO 9362 Registration Authority in the BIC directory, and consists of eight (8) or eleven (11) contiguous characters comprising the first three or all four of the following components: INSTITUTION CODE, COUNTRY CODE, LOCATION CODE, BRANCH CODE. The institution code, country code and location code are mandatory, while the branch code is optional. Document Index 1.2.17.16.3.1.2 +CstmrCdtTrfInitn ISO Name Other ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Unique identification of an organisation, as assigned by an institution, using an ++++Cdtr identification scheme. +++++Id Type GenericOrganisationIdentification1 ++++++OrgId +++++++Othr Document Index 1.2.17.16.3.1.2.1 +CstmrCdtTrfInitn ISO Name Identification ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Identification assigned by an institution. ++++Cdtr Type Max35Text +++++Id Length 1 .. 35 ++++++OrgId Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] +++++++Othr |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* ++++++++Id Document Index 1.2.17.16.3.1.2.2 +CstmrCdtTrfInitn ISO Name Scheme Name ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Name of the identification scheme. ++++Cdtr Type OrganisationIdentificationSchemeName1Choice +++++Id ++++++OrgId +++++++Othr ++++++++SchmeNm Cardinality 1..1 Document Index 1.2.17.16.3.1.2.2.1 +CstmrCdtTrfInitn ISO Name Code ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Name of the identification scheme, in a coded form as published in an external list. ++++Cdtr Type ExternalOrganisationIdentification1Code +++++Id Length 1 .. 4 ++++++OrgId +++++++Othr ++++++++SchmeNm +++++++++Cd Document Index 1.2.17.16.3.1.2.2.2 +CstmrCdtTrfInitn ISO Name Proprietary ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Name of the identification scheme, in a free text form. ++++Cdtr Type Max35Text +++++Id Length 1 .. 35 ++++++OrgId Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] +++++++Othr |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* ++++++++SchmeNm +++++++++Prtry Issue date: June 2015 Print date: 29.06.2015 Generated by GEFEG.FX Page: 30 / 101 pain.001.001.03 - SIC; 1.0 XML Name Description Document Index 1.2.17.16.3.1.2.3 +CstmrCdtTrfInitn ISO Name Issuer ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Entity that assigns the identification. ++++Cdtr Type Max35Text +++++Id Length 1 .. 35 ++++++OrgId Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] +++++++Othr |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* ++++++++Issr Document Index 1.2.17.17 +CstmrCdtTrfInitn ISO Name Creditor Account ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Unambiguous identification of the account of the creditor to which a credit entry will be ++++CdtrAcct posted as a result of the payment transaction. Swiss Rule Type 1, 2.1, 2.2, 3, 4, 5, 6: must be present. Type 2.2: must not contain a postal account number. Type 7, 8: must not be used. Error Code CH17 Type CashAccount16 Document Index 1.2.17.17.1 +CstmrCdtTrfInitn ISO Name Identification ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Unique and unambiguous identification for the account between the account owner and ++++CdtrAcct the account servicer. +++++Id Type AccountIdentification4Choice Cardinality 1..1 Document Index 1.2.17.17.1.1 +CstmrCdtTrfInitn ISO Name IBAN ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition International Bank Account Number (IBAN) - identifier used internationally by financial ++++CdtrAcct institutions to uniquely identify the account of a customer. Further specifications of the +++++Id format and content of the IBAN can be found in the standard ISO 13616 "Banking and ++++++IBAN related financial services - International Bank Account Number (IBAN)" version 1997- 10-01, or later revisions. Swiss Req. If used, Other must not be present. Swiss Rule Type 1, 2.1: must not be used. Type 2.2, 3, 4, 6: use is recommended. Type 5: must be present. Error Code AC01 Type IBAN2007Identifier Pattern [A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30} ISO Rule A valid IBAN consists of all three of the following components: Country Code, check digits and BBAN. Document Index 1.2.17.17.1.2 +CstmrCdtTrfInitn ISO Name Other ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Unique identification of an account, as assigned by the account servicer, using an ++++CdtrAcct identification scheme. +++++Id Swiss Rule Type 1, 2.1: must be present. ++++++Othr Type 2.2, 3, 4, 6: may be present. Type 5: must not be used. Error Code CH17 Type GenericAccountIdentification1 Document Index 1.2.17.17.1.2.1 +CstmrCdtTrfInitn ISO Name Identification ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Identification assigned by an institution. ++++CdtrAcct Swiss Req. Must be used if Other is used. +++++Id Swiss Rule Type 1: must contain an ISR participant number; 9-character with or without hyphens or ++++++Othr fixed 5-character. +++++++Id Type 2.1: must contain a postal account number (e.g. "70-4152-8" or "700041528"). Error Code AC01 Type Max34Text Length 1 .. 34 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Issue date: June 2015 Print date: 29.06.2015 Generated by GEFEG.FX Page: 31 / 101 pain.001.001.03 - SIC; 1.0 XML Name Description Document Index 1.2.17.18 +CstmrCdtTrfInitn ISO Name Ultimate Creditor ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Ultimate party to which an amount of money is due. ++++UltmtCdtr Error Code CH17 Type PartyIdentification32 Document Index 1.2.17.18.1 +CstmrCdtTrfInitn ISO Name Name ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Name by which a party is known and which is usually used to identify that party. ++++UltmtCdtr Swiss Req. Must be used if Ultimate Creditor is used, maximum 70 characters. +++++Nm Type Max140Text Length 1 .. 70 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.17.18.2 +CstmrCdtTrfInitn ISO Name Postal Address ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Information that locates and identifies a specific address, as defined by postal services. ++++UltmtCdtr Swiss Rule Type 5: is not forwarded in interbank traffic. +++++PstlAdr Error Code CH17 Type PostalAddress6 Document Index 1.2.17.18.2.4 +CstmrCdtTrfInitn ISO Name Street Name ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Name of a street or thoroughfare. ++++UltmtCdtr Swiss Req. Recommendation: use. +++++PstlAdr Type Max70Text ++++++StrtNm Length 1 .. 70 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.17.18.2.5 +CstmrCdtTrfInitn ISO Name Building Number ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Number that identifies the position of a building on a street. ++++UltmtCdtr Swiss Req. Recommendation: use. +++++PstlAdr Type Max16Text ++++++BldgNb Length 1 .. 16 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.17.18.2.6 +CstmrCdtTrfInitn ISO Name Post Code ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Identifier consisting of a group of letters and/or numbers that is added to a postal ++++UltmtCdtr address to assist the sorting of mail. +++++PstlAdr Swiss Req. Recommendation: use. ++++++PstCd Type Max16Text Length 1 .. 16 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.17.18.2.7 +CstmrCdtTrfInitn ISO Name Town Name ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Name of a built-up area, with defined boundaries, and a local government. ++++UltmtCdtr Swiss Req. Recommendation: use. +++++PstlAdr Type Max35Text ++++++TwnNm Length 1 .. 35 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Issue date: June 2015 Print date: 29.06.2015 Generated by GEFEG.FX Page: 32 / 101 pain.001.001.03 - SIC; 1.0 XML Name Description Document Index 1.2.17.18.2.9 +CstmrCdtTrfInitn ISO Name Country ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Nation with its own government. ++++UltmtCdtr Swiss Req. Recommendation: use. +++++PstlAdr Error Code BE09 ++++++Ctry Type CountryCode Pattern [A-Z]{2,2} ISO Rule The code is checked against the list of country names obtained from the United Nations (ISO 3166, Alpha-2 code). Document Index 1.2.17.18.2.10 +CstmrCdtTrfInitn ISO Name Address Line ++PmtInf Cardinality 0..2 +++CdtTrfTxInf ISO Definition Information that locates and identifies a specific address, as defined by postal services, ++++UltmtCdtr presented in free format text. +++++PstlAdr Swiss Req. Maximum two lines permitted. ++++++AdrLine Type Max70Text Length 1 .. 70 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.17.18.3 +CstmrCdtTrfInitn ISO Name Identification ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Unique and unambiguous identification of a party. ++++UltmtCdtr Swiss Rule Type 7, 8: must not be used. +++++Id Error Code CH17 Type Party6Choice Cardinality 1..1 Document Index 1.2.17.18.3.1 +CstmrCdtTrfInitn ISO Name Organisation Identification ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Unique and unambiguous way to identify an organisation. ++++UltmtCdtr Type OrganisationIdentification4 +++++Id ++++++OrgId Document Index 1.2.17.18.3.1.1 +CstmrCdtTrfInitn ISO Name BICOr BEI ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Code allocated to a financial institution or non financial institution by the ISO 9362 ++++UltmtCdtr Registration Authority as described in ISO 9362 "Banking - Banking telecommunication +++++Id messages - Business identifier code (BIC)". ++++++OrgId Type AnyBICIdentifier +++++++BICOrBEI Pattern [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1} ISO Rule Only a valid Business identifier code is allowed. Business identifier codes for financial or non-financial institutions are registered by the ISO 9362 Registration Authority in the BIC directory, and consists of eight (8) or eleven (11) contiguous characters comprising the first three or all four of the following components: INSTITUTION CODE, COUNTRY CODE, LOCATION CODE, BRANCH CODE. The institution code, country code and location code are mandatory, while the branch code is optional. Document Index 1.2.17.18.3.1.2 +CstmrCdtTrfInitn ISO Name Other ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Unique identification of an organisation, as assigned by an institution, using an ++++UltmtCdtr identification scheme. +++++Id Type GenericOrganisationIdentification1 ++++++OrgId +++++++Othr Document Index 1.2.17.18.3.1.2.1 +CstmrCdtTrfInitn ISO Name Identification ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Identification assigned by an institution. ++++UltmtCdtr Type Max35Text +++++Id Length 1 .. 35 ++++++OrgId Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] +++++++Othr |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* ++++++++Id Issue date: June 2015 Print date: 29.06.2015 Generated by GEFEG.FX Page: 33 / 101 pain.001.001.03 - SIC; 1.0 XML Name Description Document Index 1.2.17.18.3.1.2.2 +CstmrCdtTrfInitn ISO Name Scheme Name ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Name of the identification scheme. ++++UltmtCdtr Type OrganisationIdentificationSchemeName1Choice +++++Id ++++++OrgId +++++++Othr ++++++++SchmeNm Cardinality 1..1 Document Index 1.2.17.18.3.1.2.2.1 +CstmrCdtTrfInitn ISO Name Code ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Name of the identification scheme, in a coded form as published in an external list. ++++UltmtCdtr Type ExternalOrganisationIdentification1Code +++++Id Length 1 .. 4 ++++++OrgId +++++++Othr ++++++++SchmeNm +++++++++Cd Document Index 1.2.17.18.3.1.2.2.2 +CstmrCdtTrfInitn ISO Name Proprietary ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Name of the identification scheme, in a free text form. ++++UltmtCdtr Type Max35Text +++++Id Length 1 .. 35 ++++++OrgId Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] +++++++Othr |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* ++++++++SchmeNm +++++++++Prtry Document Index 1.2.17.18.3.1.2.3 +CstmrCdtTrfInitn ISO Name Issuer ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Entity that assigns the identification. ++++UltmtCdtr Type Max35Text +++++Id Length 1 .. 35 ++++++OrgId Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] +++++++Othr |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* ++++++++Issr Document Index 1.2.17.21 +CstmrCdtTrfInitn ISO Name Purpose ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Underlying reason for the payment transaction. ++++Purp Usage: Purpose is used by the end-customers, that is initiating party, (ultimate) debtor, (ultimate) creditor to provide information concerning the nature of the payment. Purpose is a content element, which is not used for processing by any of the agents involved in the payment chain. Swiss Rule Type 1: element is not forwarded. Error Code CH17 Type Purpose2Choice Document Index 1.2.17.21.1 +CstmrCdtTrfInitn ISO Name Code ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Underlying reason for the payment transaction, as published in an external purpose ++++Purp code list. +++++Cd Swiss Req. Codes according Payments External Code Lists. Must be used if Purpose is used. Type ExternalPurpose1Code Length 1 .. 4 Document Index 1.2.17.25 +CstmrCdtTrfInitn ISO Name Remittance Information ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Information supplied to enable the matching of an entry with the items that the transfer ++++RmtInf is intended to settle, such as commercial invoices in an accounts' receivable system. Type RemittanceInformation5 Issue date: June 2015 Print date: 29.06.2015 Generated by GEFEG.FX Page: 34 / 101 pain.001.001.03 - SIC; 1.0 XML Name Description Document Index 1.2.17.25.1 +CstmrCdtTrfInitn ISO Name Unstructured ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Information supplied to enable the matching/reconciliation of an entry with the items ++++RmtInf that the payment is intended to settle, such as commercial invoices in an accounts' +++++Ustrd receivable system, in an unstructured form. Swiss Req. Only one occurrence is allowed, maximum 140 characters. If used, then Structured must not be present. Swiss Rule Type 1: must not be used. Error Code CH17 Type Max140Text Length 1 .. 140 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.17.25.2 +CstmrCdtTrfInitn ISO Name Structured ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Information supplied to enable the matching/reconciliation of an entry with the items ++++RmtInf that the payment is intended to settle, such as commercial invoices in an accounts' +++++Strd receivable system, in a structured form. Swiss Rule Type 1: must be used. Error Code CH17 Type StructuredRemittanceInformation7 Document Index 1.2.17.25.2.3 +CstmrCdtTrfInitn ISO Name Creditor Reference Information ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Reference information provided by the creditor to allow the identification of the ++++RmtInf underlying documents. +++++Strd Swiss Rule Type 1: must be used. ++++++CdtrRefInf Type 5: may be used. Error Code CH21 Type CreditorReferenceInformation2 Document Index 1.2.17.25.2.3.1 +CstmrCdtTrfInitn ISO Name Type ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Specifies the type of creditor reference. ++++RmtInf Swiss Rule Type 3, 4, 6: may be used. +++++Strd Type 5: must be used if Creditor Reference Information is used. ++++++CdtrRefInf Error Code CH21 +++++++Tp Type CreditorReferenceType2 Document Index 1.2.17.25.2.3.1.1 +CstmrCdtTrfInitn ISO Name Code Or Proprietary ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Coded or proprietary format creditor reference type. ++++RmtInf Type CreditorReferenceType1Choice +++++Strd ++++++CdtrRefInf +++++++Tp ++++++++CdOrPrtry Cardinality 1..1 Document Index 1.2.17.25.2.3.1.1.1 +CstmrCdtTrfInitn ISO Name Code ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Type of creditor reference, in a coded form. ++++RmtInf Swiss Req. If used, then Proprietary must not be present. +++++Strd Swiss Rule Type 5: must be used if Creditor Reference Information is used, only SCOR permitted. ++++++CdtrRefInf Error Code CH21 +++++++Tp Type DocumentType3Code ++++++++CdOrPrtry +++++++++Cd Issue date: June 2015 Print date: 29.06.2015 Generated by GEFEG.FX Page: 35 / 101 pain.001.001.03 - SIC; 1.0 XML Name Description Document Index 1.2.17.25.2.3.1.1.2 +CstmrCdtTrfInitn ISO Name Proprietary ++PmtInf Cardinality 1..1 +++CdtTrfTxInf ISO Definition Creditor reference type, in a proprietary form. ++++RmtInf Swiss Req. If used, then Code must not be present. +++++Strd Swiss Rule Type 5: must not be used. ++++++CdtrRefInf Error Code CH17 +++++++Tp Type Max35Text ++++++++CdOrPrtry Length 1 .. 35 +++++++++Prtry Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.17.25.2.3.1.2 +CstmrCdtTrfInitn ISO Name Issuer ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Entity that assigns the credit reference type. ++++RmtInf Type Max35Text +++++Strd Length 1 .. 35 ++++++CdtrRefInf Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] +++++++Tp |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* ++++++++Issr Document Index 1.2.17.25.2.3.2 +CstmrCdtTrfInitn ISO Name Reference ++PmtInf Cardinality 0..1 +++CdtTrfTxInf ISO Definition Unique reference, as assigned by the creditor, to unambiguously refer to the payment ++++RmtInf transaction. +++++Strd ++++++CdtrRefInf Usage: If available, the initiating party should provide this reference in the structured +++++++Ref remittance information, to enable reconciliation by the creditor upon receipt of the amount of money. If the business context requires the use of a creditor reference or a payment remit identification, and only one identifier can be passed through the end-to-end chain, the creditor's reference or payment remittance identification should be quoted in the end- to-end transaction identification. Swiss Rule Type 1: must contain an ISR reference number. Type 5: must be used if Creditor Reference Information is used, must contain Creditor Reference according to ISO 11649. Other types: Purpose of payment (IPI). Error Code CH16 Type Max35Text Length 1 .. 35 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Document Index 1.2.17.25.2.6 +CstmrCdtTrfInitn ISO Name Additional Remittance Information ++PmtInf Cardinality 0..3 +++CdtTrfTxInf ISO Definition Additional information, in free text form, to complement the structured remittance ++++RmtInf information. +++++Strd Swiss Req. Only to be used by agreement with the financial institution. ++++++AddtlRmtInf Swiss Rule Type 5: must not be used. Error Code CH17 Type Max140Text Length 1 .. 140 Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£] |[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])* Credit Suisse Ignored by Credit Suisse. Issue date: June 2015 Print date: 29.06.2015 Generated by GEFEG.FX Page: 36 / 101 pain.001.001.03 - SIC Components ActiveOrHistoricCurrencyAndAmount ComplexType ActiveOrHistoricCurrencyAndAmount Ccy Name Active Or Historic Currency And Amount Type ActiveOrHistoricCurrencyAndAmount_SimpleType FractionDigits / TotalDigits 5 / 18 Inclusive 0 .. Attribute Status Description/Data type Fixed/Default Ccy M ActiveOrHistoricCurrencyCode ActiveOrHistoricCurrencyAndAmount_SimpleType SimpleType Name Active Or Historic Currency And Amount _Simple Type Type xsd:decimal FractionDigits / TotalDigits 5 / 18 Inclusive 0 .. ActiveOrHistoricCurrencyCode SimpleType Name Active Or Historic Currency Code Type xsd:string Pattern [A-Z]{3,3} Applicable Codes Name/Description AED Dirham AFN Afghani ALL Lek AMD Dram ANG Netherlands Antillian Guilder AOA Kwanza ARS Argentine Peso AUD Australian Dollar AWG Aruban Guilder AZN Azerbaijanian Manat BAM Convertible Mark BBD Barbados Dollar BDT Taka BGN Bulgarian Lev BHD Bahraini Dinar BIF Burundi Franc BMD Bermudian Dollar (customarily: Bermuda Dollar) BND Brunei Dollar BOB Boliviano BRL Brazilian Real BSD Bahamian Dollar BTN Ngultrum BWP Pula BYR Belarussian Ruble BZD Belize Dollar CAD Canadian Dollar CDF Franc Congolais CHE WIR Euro CHF Swiss Franc CHW WIR Franc pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 37 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description CLP Chilean Peso CNY Yuan Renminbi COP Colombian Peso COU Unidad de Valor Real CRC Costa Rican Colon CUC Peso Convertible CUP Cuban Peso CVE Cape Verde Escudo CZK Czech Koruna DJF Djibouti Franc DKK Danish Krone DOP Dominican Peso DZD Algerian Dinar EEK Kroon EGP Egyptian Pound ERN Nakfa ETB Ethopian Birr EUR Euro FJD Fiji Dollar FKP Falkland Islands Pound GBP Pound Sterling GEL Lari GHS Ghana Cedi GIP Gibraltar Pound GMD Dalasi GNF Guinea Franc GTQ Quetzal GYD Guyana Dollar HKD Honk Kong Dollar HNL Lempira HRK Kuna HTG Gourde HUF Forint IDR Rupiah ILS New Israeli Sheqel INR Indian Rupee IQD Iraqi Dinar IRR Iranian Rial ISK Iceland Krona JMD Jamaican Dollar JOD Jordanian Dinar JPY Yen KES Kenyan Shilling KGS Som KHR Riel KMF Comoro Franc KPW North Korean Won KRW Won KWD Kuwaiti Dinar KYD Cayman Islands Dollar KZT Tenge LAK Kip LBP Lebanese Pound LKR Sri Lanka Rupee LRD Liberian Dollar LSL Loti pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 38 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description LTL Lithuanian Litas LVL Latvian Lats LYD Libyan Dinar MAD Morrocan Dirham MDL Moldovan Leu MGA Ariary MKD Denar MMK Kyat MNT Tugrik MOP Pataca MRO Ouguiya MUR Mauritius Rupee MVR Rufiyaa MWK Kwacha MXN Mexican Peso MYR Malaysian Ringgit MZM Metical NAD Namibia Dollar NGN Naira NIO Cordoba Oro NOK Norwegian Krone NPR Nepalese Rupee NZD New Zealand Dollar OMR Rial Omani PAB Balboa PEN Nuevo Sol PGK Kina PHP Philippine Peso PKR Pakistan Rupee PLN Zloty PYG Guarani QAR Qatari Rial ROL old Romanian Leu This currency code is valid until 30 June 2005, but the currency itself will remain legal until 31 December 2006 when it will be withdrawn. RON new Romanian Leu This currency code is effective from 1 July 2005 RSD Serbian Dinar RUB Russian Ruble RWF Rwanda Franc SAR Saudi Riyal SBD Solomon Islands Dollar SCR Seychelles Rupee SDG Sudanese Pound SEK Swedish Krona SGD Singapore Dollar SHP St. Helena Pound SLL Leone SOS Somali Shilling SRD Suriname Dollar STD Dobra SVC El Salvador Colon SYP Syrian Pound SZL Lilangeni THB Baht TJS Somoni pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 39 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description TMT Turkmenistan New Manat TND Tunisian Dinar TOP Pa'anga TRY Turkish Lira TTD Trinidad and Tobago Dollar TWD New Taiwan Dollar TZS Tanzanian Shilling UAH Hryvnia UGX Uganda Shilling USD US Dollar UYI Uruguayo Peso en Unidades Indexadas UYU Peso Uruguayo UZS Uzbekistan Sum VEF Bolivar Fuerte VND Dong VUV Vatu WST Tala XAF CFA Franc XAG Silver XAU Gold XCD East Carribean Dollar XDR SDR XOF CFA Franc XPD Palladium XPF CFP Franc XPT Platinum XSU Sucre XUA ADB Unit of Account YER Yemeni Rial ZAR Rand ZMK Kwacha ZWL Zimbabwe Dollar (effective 1 February 2009) AddressType2Code SimpleType Name Address Type 2Code Type xsd:string Applicable Codes Name/Description ADDR Postal Address is the complete postal address. BIZZ Business Address is the business address. DLVY DeliveryTo Address is the address to which delivery is to take place. HOME Residential Address is the home address. MLTO MailTo Address is the address to which mail is sent. PBOX POBox Address is a postal office (PO) box. AnyBICIdentifier SimpleType Name Any BICIdentifier Type xsd:string Pattern [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1} pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 40 / 101 pain.001.001.03 - SIC Authorisation1Code SimpleType Name Authorisation 1Code Type xsd:string Applicable Codes Name/Description AUTH PreAuthorisedFile Indicates a file has been pre authorised or approved within the originating customer environment and no further approval is required. FDET FileLevelAuthorisationDetails Indicates that a file requires additional file level approval, with the ability to view both the payment information block and supporting customer credit transaction detail. FSUM FileLevelAuthorisationSummary Indicates that a file requires additional file level approval, with the ability to view only the payment information block level information. ILEV InstructionLevelAuthorisation Indicates that a file requires all customer transactions to be authorised or approved. BaseOneRate SimpleType Name Base One Rate Type xsd:decimal FractionDigits / TotalDigits 10 / 11 BatchBookingIndicator SimpleType Name Batch Booking Indicator Type xsd:boolean BICIdentifier SimpleType Name BICIdentifier Type xsd:string Pattern [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1} CashAccountType4Code SimpleType Name Cash Account Type 4Code Type xsd:string Applicable Codes Name/Description CACC Current Account used to post debits and credits when no specific account has been nominated. CASH CashPayment Account used for the payment of cash. CHAR Charges Account used for charges if different from the account for payment. CISH CashIncome Account used for payment of income if different from the current cash account. COMM Commission Account used for commission if different from the account for payment. LOAN Loan Account used for loans. MGLD MarginalLending Account used for a marginal lending facility. MOMA MoneyMarket Account used for money markets if different from the cash account. NREX NonResidentExternal Account used for non-resident external. ODFT Overdraft Account is used for overdrafts. ONDP OverNightDeposit Account used for overnight deposits. pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 41 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description SACC Settlement Account used to post debit and credit entries, as a result of transactions cleared and settled through a specific clearing and settlement system. SLRY Salary Accounts used for salary payments. SVGS Savings Account used for savings. TAXE Tax Account used for taxes if different from the account for payment. TRAS CashTrading Account used for trading if different from the current cash account. ChargeBearerType1Code SimpleType Name Charge Bearer Type 1Code Type xsd:string Applicable Codes Name/Description CRED BorneByCreditor All transaction charges are to be borne by the creditor. DEBT BorneByDebtor All transaction charges are to be borne by the debtor. SHAR Shared In a credit transfer context, means that transaction charges on the sender side are to be borne by the debtor, transaction charges on the receiver side are to be borne by the creditor. In a direct debit context, means that transaction charges on the sender side are to be borne by the creditor, transaction charges on the receiver side are to be borne by the debtor. SLEV FollowingServiceLevel Charges are to be applied following the rules agreed in the service level and/or scheme. ChequeDelivery1Code SimpleType Name Cheque Delivery 1Code Type xsd:string Applicable Codes Name/Description CRCD CourierToCreditor Cheque is to be sent through courier services to creditor. CRDB CourierToDebtor Cheque is to be sent through courier services to debtor. CRFA CourierToFinalAgent Cheque is to be sent through courier services to creditor agent. MLCD MailToCreditor Cheque is to be sent through mail services to creditor. MLDB MailToDebtor Cheque is to be sent through mail services to debtor. MLFA MailToFinalAgent Cheque is to be sent through mail services to creditor agent. PUCD PickUpByCreditor Cheque will be picked up by the creditor PUDB PickUpByDebtor Cheque will be picked up by the debtor. PUFA PickUpByFinalAgent Cheque will be picked up by the creditor agent. RGCD RegisteredMailToCreditor Cheque is to be sent through registered mail services to creditor. RGDB RegisteredMailToDebtor Cheque is to be sent through registered mail services to debtor RGFA RegisteredMailToFinalAgent Cheque is to be sent through registered mail services to creditor agent. pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 42 / 101 pain.001.001.03 - SIC ChequeType2Code SimpleType Name Cheque Type 2Code Type xsd:string Applicable Codes Name/Description BCHQ BankCheque Cheque drawn on the account of the debtor's financial institution, which is debited on the debtor's account when the cheque is issued.These cheques are printed by the debtor's financial institution and payment is guaranteed by the financial institution. Synonym is 'cashier's cheque'. CCCH CertifiedCustomerCheque Cheque drawn on the account of the debtor, and debited on the debtor's account when the cheque is cashed. The financial institution prints and certifies the cheque, guaranteeing the payment. CCHQ CustomerCheque Cheque drawn on the account of the debtor, and debited on the debtor's account when the cheque is cashed. Synonym is 'corporate cheque'. DRFT Draft A guaranteed bank cheque with a future value date (do not pay before], which in commercial terms is a 'negotiatable instrument': the beneficiary can receive early payment from any bank under subtraction of a discount. The ordering customer's account is debited on value date. ELDR ElectronicDraft An instrument with a future value date (do not pay before], which in commercial terms is a 'negotiatable instrument': the beneficiary can receive early payment from any bank under subtraction of a discount. The ordering customer's account is debited on value date. CountryCode SimpleType Name Country Code Type xsd:string Pattern [A-Z]{2,2} Applicable Codes Name/Description AD ANDORRA AE UNITED ARAB EMIRATES AF AFGHANISTAN AG ANTIGUA AND BARBUDA AI ANGUILLA AL ALBANIA AM ARMENIA AO ANGOLA AQ ANTARCTICA AR ARGENTINA AS AMERICAN SAMOA AT AUSTRIA AU AUSTRALIA AW ARUBA AX ÅLAND ISLANDS AZ AZERBAIJAN BA BOSNIA AND HERZEGOVINA BB BARBADOS BD BANGLADESH BE BELGIUM BF BURKINA FASO BG BULGARIA BH BAHRAIN BI BURUNDI BJ BENIN pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 43 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description BL SAINT BARTHÉLEMY BM BERMUDA BN BRUNEI DARUSSALAM BO BOLIVIA, PLURINATIONAL STATE OF BQ BONAIRE, SAINT EUSTATIUS AND SABA BR BRAZIL BS BAHAMAS BT BHUTAN BV BOUVET ISLAND BW BOTSWANA BY BELARUS BZ BELIZE CA CANADA CC COCOS (KEELING) ISLANDS CD CONGO, THE DEMOCRATIC REPUBLIC OF THE CF CENTRAL AFRICAN REPUBLIC CG CONGO CH SWITZERLAND CI COTE D'IVOIRE CK COOK ISLANDS CL CHILE CM CAMEROON CN CHINA CO COLOMBIA CR COSTA RICA CU CUBA CV CAPE VERDE CW CURAÇAO CX CHRISTMAS ISLAND CY CYPRUS CZ CZECH REPUBLIC DE GERMANY DJ DJIBOUTI DK DENMARK DM DOMINICA DO DOMINICAN REPUBLIC DZ ALGERIA EC ECUADOR EE ESTONIA EG EGYPT EH WESTERN SAHARA ER ERITREA ES SPAIN ET ETHIOPIA FI FINLAND FJ FIJI FK FALKLAND ISLANDS (MALVINAS) FM MICRONESIA, FEDERATED STATES OF FO FAROE ISLANDS FR FRANCE GA GABON GB UNITED KINGDOM GD GRENADA GE GEORGIA GF FRENCH GUIANA GG GUERNSEY pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 44 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description GH GHANA GI GIBRALTAR GL GREENLAND GM GAMBIA GN GUINEA GP GUADELOUPE GQ EQUATORIAL GUINEA GR GREECE GS SOUTH GEORGIA AND THE SOUTH SANDWICH ISLANDS GT GUATEMALA GU GUAM GW GUINEA-BISSAU GY GUYANA HK HONG KONG HM HEARD ISLAND AND MCDONALD ISLANDS HN HONDURAS HR CROATIA HT HAITI HU HUNGARY ID INDONESIA IE IRELAND IL ISRAEL IM ISLE OF MAN IN INDIA IO BRITISH INDIAN OCEAN TERRITORY IQ IRAQ IR IRAN, ISLAMIC REPUBLIC OF IS ICELAND IT ITALY JE JERSEY JM JAMAICA JO JORDAN JP JAPAN KE KENYA KG KYRGYZSTAN KH CAMBODIA KI KIRIBATI KM COMOROS KN SAINT KITTS AND NEVIS KP KOREA, DEMOCRATIC PEOPLE'S REPUBLIC OF KR KOREA, REPUBLIC OF KW KUWAIT KY CAYMAN ISLANDS KZ KAZAKHSTAN LA LAO PEOPLE'S DEMOCRATIC REPUBLIC LB LEBANON LC SAINT LUCIA LI LIECHTENSTEIN LK SRI LANKA LR LIBERIA LS LESOTHO LT LITHUANIA LU LUXEMBOURG LV LATVIA LY LIBYAN ARAB JAMAHIRIYA MA MOROCCO pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 45 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description MC MONACO MD MOLDOVA ME MONTENEGRO MF SAINT MARTIN (FRENCH PART) MG MADAGASCAR MH MARSHALL ISLANDS MK MACEDONIA, THE FORMER YUGOSLAV REPUBLIC OF ML MALI MM MYANMAR MN MONGOLIA MO MACAO MP NORTHERN MARIANA ISLANDS MQ MARTINIQUE MR MAURITANIA MS MONTSERRAT MT MALTA MU MAURITIUS MV MALDIVES MW MALAWI MX MEXICO MY MALAYSIA MZ MOZAMBIQUE NA NAMIBIA NC NEW CALEDONIA NE NIGER NF NORFOLK ISLAND NG NIGERIA NI NICARAGUA NL NETHERLANDS NO NORWAY NP NEPAL NR NAURU NU NIUE NZ NEW ZEALAND OM OMAN PA PANAMA PE PERU PF FRENCH POLYNESIA PG PAPUA NEW GUINEA PH PHILIPPINES PK PAKISTAN PL POLAND PM SAINT PIERRE AND MIQUELON PN PITCAIRN PR PUERTO RICO PS PALESTINIAN TERRITORY, OCCUPIED PT PORTUGAL PW PALAU PY PARAGUAY QA QATAR RE REUNION RO ROMANIA RS SERBIA RU RUSSIAN FEDERATION RW RWANDA SA SAUDI ARABIA pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 46 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description SB SOLOMON ISLANDS SC SEYCHELLES SD SUDAN SE SWEDEN SG SINGAPORE SH SAINT HELENA, ASCENSION AND TRISTAN DA CUNHA SI SLOVENIA SJ SVALBARD AND JAN MAYEN SK SLOVAKIA SL SIERRA LEONE SM SAN MARINO SN SENEGAL SO SOMALIA SR SURINAME ST SAO TOME AND PRINCIPE SV EL SALVADOR SX SINT MAARTEN (DUTCH PART) SY SYRIAN ARAB REPUBLIC SZ SWAZILAND TC TURKS AND CAICOS ISLANDS TD CHAD TF FRENCH SOUTHERN TERRITORIES TG TOGO TH THAILAND TJ TAJIKISTAN TK TOKELAU TL TIMOR-LESTE TM TURKMENISTAN TN TUNISIA TO TONGA TR TURKEY TT TRINIDAD AND TOBAGO TV TUVALU TW TAIWAN, PROVINCE OF CHINA TZ TANZANIA, UNITED REPUBLIC OF UA UKRAINE UG UGANDA UM UNITED STATES MINOR OUTLYING ISLANDS US UNITED STATES UY URUGUAY UZ UZBEKISTAN VA HOLY SEE (VATICAN CITY STATE) VC SAINT VINCENT AND THE GRENADINES VE VENEZUELA, BOLIVARIAN REPUBLIC OF VG VIRGIN ISLANDS, BRITISH VI VIRGIN ISLANDS, U.S. VN VIET NAM VU VANUATU WF WALLIS AND FUTUNA WS SAMOA YE YEMEN YT MAYOTTE ZA SOUTH AFRICA ZM ZAMBIA ZW ZIMBABWE pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 47 / 101 pain.001.001.03 - SIC CreditDebitCode SimpleType Name Credit Debit Code Type xsd:string Applicable Codes Name/Description CRDT Credit Operation is an increase. DBIT Debit Operation is a decrease. DecimalNumber SimpleType Name Decimal Number Type xsd:decimal FractionDigits / TotalDigits 17 / 18 DocumentType3Code SimpleType Name Document Type 3Code Type xsd:string Applicable Codes Name/Description DISP DispatchAdvice Document is a dispatch advice. FXDR ForeignExchangeDealReference Document is a pre-agreed or pre-arranged foreign exchange transaction to which the payment transaction refers. PUOR PurchaseOrder Document is a purchase order. RADM RemittanceAdviceMessage Document is a remittance advice sent separately from the current transaction. RPIN RelatedPaymentInstruction Document is a linked payment instruction to which the current payment instruction is related, eg, in a cover scenario. SCOR StructuredCommunicationReference Document is a structured communication reference provided by the creditor to identify the referred transaction. DocumentType5Code SimpleType Name Document Type 5Code Type xsd:string Applicable Codes Name/Description AROI AccountReceivableOpenItem Document is a payment that applies to a specific source document. BOLD BillOfLading Document is a shipping notice. CINV CommercialInvoice Document is an invoice. CMCN CommercialContract Document is an agreement between the parties, stipulating the terms and conditions of the delivery of goods or services. CNFA CreditNoteRelatedToFinancialAdjustment Document is a credit note for the final amount settled for a commercial transaction. CREN CreditNote Document is a credit note. DEBN DebitNote Document is a debit note. DISP DispatchAdvice Document is a dispatch advice. DNFA DebitNoteRelatedToFinancialAdjustment Document is a debit note for the final amount settled for a commercial transaction. pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 48 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description HIRI HireInvoice Document is an invoice for the hiring of human resources or renting goods or equipment. MSIN MeteredServiceInvoice Document is an invoice claiming payment for the supply of metered services, eg, gas or electricity, supplied to a fixed meter. SBIN SelfBilledInvoice Document is an invoice issued by the debtor. SOAC StatementOfAccount Document is a statement of the transactions posted to the debtor's account at the supplier. TSUT TradeServicesUtilityTransaction Document is a transaction identifier as assigned by the Trade Services Utility. VCHR Voucher Document is an electronic payment document. ExchangeRateType1Code SimpleType Name Exchange Rate Type 1Code Type xsd:string Applicable Codes Name/Description AGRD Agreed Exchange rate applied is the rate agreed between the parties. SALE Sale Exchange rate applied is the market rate at the time of the sale. SPOT Spot Exchange rate applied is the spot rate. ExternalAccountIdentification1Code SimpleType Name External Account Identification 1Code Type xsd:string Length 1 .. 4 Applicable Codes Name/Description BBAN BBANIdentifier Basic Bank Account Number (BBAN) - identifier used nationally by financial institutions, ie, in individual countries, generally as part of a National Account Numbering Scheme(s), to uniquely identify the account of a customer. CUID CHIPSUniversalIdentifier (United States) Clearing House Interbank Payments System (CHIPS) Universal Identification (UID) - identifies entities that own accounts at CHIPS participating financial institutions, through which CHIPS payments are effected. The CHIPS UID is assigned by the New York Clearing House. UPIC UPICIdentifier Universal Payment Identification Code (UPIC) - identifier used by the New York Clearing House to mask confidential data, such as bank accounts and bank routing numbers. UPIC numbers remain with business customers, regardless of banking relationship changes. ExternalCategoryPurpose1Code SimpleType Name External Category Purpose 1Code Type xsd:string Length 1 .. 4 Applicable Codes Name/Description BONU BonusPayment Transaction is the payment of a bonus. CASH CashManagementTransfer Transaction is a general cash management instruction. pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 49 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description CBLK Card Bulk Clearing A Service that is settling money for a bulk of card transactions, while referring to a specific transaction file or other information like terminal ID, card acceptor ID or other transaction details. CCRD Credit Card Payment Transaction is related to a payment of credit card. CORT TradeSettlementPayment Transaction is related to settlement of a trade, eg a foreign exchange deal or a securities transaction. DCRD Debit Card Payment Transaction is related to a payment of debit card. DIVI Dividend Transaction is the payment of dividends. EPAY Epayment Transaction is related to ePayment via Online-Banking FCOL Fee Collection A Service that is settling card transaction related fees between two parties. GOVT GovernmentPayment Transaction is a payment to or from a government department. HEDG Hedging Transaction is related to the payment of a hedging operation. ICCP Irrevocable Credit Card Payment Transaction is reimbursement of credit card payment. IDCP Irrevocable Debit Card Payment Transaction is reimbursement of debit card payment. INTC IntraCompanyPayment Transaction is an intra-company payment, ie, a payment between two companies belonging to the same group. INTE Interest Transaction is the payment of interest. LOAN Loan Transaction is related to the transfer of a loan to a borrower. OTHR OtherPayment Other payment purpose. PENS PensionPayment Transaction is the payment of pension. SALA SalaryPayment Transaction is the payment of salaries. SECU Securities Transaction is the payment of securities. SSBE SocialSecurityBenefit Transaction is a social security benefit, ie payment made by a government to support individuals. SUPP SupplierPayment Transaction is related to a payment to a supplier. TAXS TaxPayment Transaction is the payment of taxes. TRAD Trade Transaction is related to the payment of a trade finance transaction. TREA TreasuryPayment Transaction is related to treasury operations. E.g. financial contract settlement. VATX ValueAddedTaxPayment Transaction is the payment of value added tax. WHLD WithHolding Transaction is the payment of withholding tax. ExternalClearingSystemIdentification1Code SimpleType Name External Clearing System Identification 1Code Type xsd:string Length 1 .. 5 pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 50 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description ATBLZ Austrian Bankleitzahl Bank Branch code used in Austria Country: Austria Bank Identifier [CharacterType]{Length}: [0-9]{5,5} Example: AUBSB Australian Bank State Branch Code (BSB) Bank Branch code used in Australia Country: Australia Bank Identifier [CharacterType]{Length}: [0-9]{6,6} Example: CACPA Canadian Payments Association Payment Routing Number Bank Branch code used in Canada Country: Canada Bank Identifier [CharacterType]{Length}: [0-9]{9,9} Example: CHBCC Swiss Clearing Code (BC Code) Bank Clearing number used in Switzerland Country: Switzerland Bank Identifier [CharacterType]{Length}: [0-9]{3,5} Example: CHSIC Swiss Clearing Code (SIC Code) Bank Branch code used in clearing with Swiss Francs Country: Switzerland Bank Identifier [CharacterType]{Length}: [0-9]{6,6} Example: CNAPS CNAPS Identifier Bank Branch code used in China Country: China Bank Identifier [CharacterType]{Length}: [0-9]{12,12} Example: DEBLZ German Bankleitzahl Bank Branch code used in Germany Country: Germany Bank Identifier [CharacterType]{Length}: [0-9]{8,8} Example: ESNCC Spanish Domestic Interbanking Code Bank Branch code used in Spain Country: Spain Bank Identifier [CharacterType]{Length}: [0-9]{8,9} Example: GBDSC UK Domestic Sort Code Bank Branch code used in the UK Country: UK Bank Identifier [CharacterType]{Length}: [0-9]{6,6} Example: GRBIC Helenic Bank Identification Code Bank Branch code used in Greece Country: Greece Bank Identifier [CharacterType]{Length}: [0-9]{7,7} Example: HKNCC Hong Kong Bank Code Bank Branch code used in Hong Kong Country: Hong Kong Bank Identifier [CharacterType]{Length}: [0-9]{3,3} Example: IENCC Irish National Clearing Code Bank Branch code used in Ireland Country: Ireland Bank Identifier [CharacterType]{Length}: [0-9]{6,6} Example: INFSC Indian Financial System Code Bank Branch code used in India pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 51 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description Country: India Bank Identifier [CharacterType]{Length}: [a-zA-Z0-9]{11,11} Example: ITNCC Italian Domestic Identification Code Bank Branch code used in Italy Country: Italy Bank Identifier [CharacterType]{Length}: [0-9]{10,10} Example: JPZGN Japan Zengin Clearing Code Bank Branch code used in Japan Country: Japan Bank Identifier [CharacterType]{Length}: [0-9]{7,7} Example: NZNCC New Zealand National Clearing Code Bank Branch code used in New Zealand Country: New Zealand Bank Identifier [CharacterType]{Length}: [0-9]{6,6} Example: PLKNR Polish National Clearing Code Bank Branch code used in Poland Country: Poland Bank Identifier [CharacterType]{Length}: [0-9]{8,8} Example: PTNCC Portuguese National Clearing Code Bank Branch code used in Portugal Country: Portugal Bank Identifier [CharacterType]{Length}: [0-9]{8,8} Example: RUCBC Russian Central Bank Identification Code Bank Branch code used in Russia Country: Russia Bank Identifier [CharacterType]{Length}: [0-9]{9,9} Example: SESBA Sweden Bankgiro Clearing Code Bank Branch code used in Sweden Country: Sweden Bank Identifier [CharacterType]{Length}: [0-9]{4,4} Example: SGIBG IBG Sort Code Bank Branch code used in Singapore Country: Singapore Bank Identifier [CharacterType]{Length}: [0-9]{7,7} or [0-9]{3,4} Example: THCBC Thai Central Bank Identification Code Bank Identification code used in Thailand Country: Thailand Bank Identifier [CharacterType]{Length}: [0-9]{3,3} Example: TWNCC Financial Institution Code Bank Branch code used in Taiwan Country: Taiwan Bank Identifier [CharacterType]{Length}: [0-9]{7,7} Example: USABA United States Routing Number (Fedwire, NACHA) Routing Transit number assigned by the ABA for US financial institutons Country: US Bank Identifier [CharacterType]{Length}: [0-9]{9,9} Example: USPID CHIPS Participant Identifier Bank identifier used by CHIPs in the US Country: US Bank Identifier [CharacterType]{Length}: [0-9]{4,4} pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 52 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description Example: ZANCC South African National Clearing Code Bank Branch code used in South Africa Country: South Africa Bank Identifier [CharacterType]{Length}: [0-9]{6,6} Example: ExternalFinancialInstitutionIdentification1Code SimpleType Name External Financial Institution Identification 1Code Type xsd:string Length 1 .. 4 ExternalLocalInstrument1Code SimpleType Name External Local Instrument 1Code Type xsd:string Length 1 .. 35 Applicable Codes Name/Description 04 Pre authorised Direct Debit Transaction is related to a direct debit that is pre authorised (Abbuchungsauftrag). Region: EMEA ISO Country Code: DE ISO Currency Code: EUR Payment System: Domestic DE cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both 05 Non-pre authorised Direct Debit Transaction is related to a direct debit that is not pre authorised (Einzugsermächtigung). Region: EMEA ISO Country Code: DE ISO Currency Code: EUR Payment System: Domestic DE cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both 08 Pre-authorised Direct Debit Ordinaire (Normal clearing / 4 Day) Transaction is related to a direct debit that is pre authorised (Avis de Prélèvement). Region: EMEA ISO Country Code: FR ISO Currency Code: EUR Payment System: Domestic FR cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both 19 Business-to-customer Direct Debit Transaction is related to a business-to-customer direct debit (CSB19). Region: EMEA ISO Country Code: ES ISO Currency Code: EUR Payment System: Domestic ES cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both 58 Business-to-business Direct Debit Transaction is related to a business-to-business direct debit (CSB58). Region: EMEA ISO Country Code: ES ISO Currency Code: EUR Payment System: Domestic ES cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both 60 Recovered Bill of Exchange or Promissory Note pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 53 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description LCR - Lettre de Change Relevé (Recovered Bill of Exchange) and BOR - Billet à Orde Relevé (Promissory Note) Region: EMEA ISO Country Code: FR ISO Currency Code: EUR Payment System: Domestic FR cDD/CT/ Both/ Other: Other Corp2Bk, Bk2Bk, or Both: Both 82 Non-pre authorised Direct Debit Transaction is related to a direct debit that is not pre authorised (Einzugsermächtigung). Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: Domestic AT cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both 83 Pre authorised Direct Debit Transaction is related to a direct debit that is pre authorised (Abbuchungsauftrag). Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: Domestic AT cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both 85 Pre-authorised Direct Debit Accéléré (Accelerated clearing / 2 Day)Ordinaire (Normal clearing / 4 Day) Transaction is related to an urgent direct debit that is pre authorised (Avis de Prélèvement accéléré). Region: EMEA ISO Country Code: FR ISO Currency Code: EUR Payment System: Domestic FR cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both 89 Pre-authorised Direct Debit Vérifié (Verified clearing) Transaction is related to an urgent direct debit that is pre authorised (Avis de Prélèvement vérifié). Region: EMEA ISO Country Code: FR ISO Currency Code: EUR Payment System: Domestic FR cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both 0000 Business Payment Transaction is related to business payment Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS (Equens Clearing & Settlement System) cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: 0001 Converted (Bank) Payment Transaction is related to converted (bank) payment. Conversion of physical instrument to electonric form for transmission to the paying bank and where the original paper document does not continue in the clearing process.The instrument rules change upon conversion. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: CT pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 54 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description Corp2Bk, Bk2Bk, or Both: 0002 Standing Order Transaction is related to standing order. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: 0090 Mass Payment Beneficiary Transaction is related to mass payment beneficiary. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: 0091 Mass Payment Ours Transaction is related to mass payment ours. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: 0092 Mass Payment Shared Transaction is related to mass payment shared. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: 0220 Standing Authorisation General Transaction is related to standing authorisation general. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: 0221 One-off Authorisation Transaction is related to one-off authorisation. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: 0222 Standing Authorisation Companies Transaction is related to standing authorisation companies. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: 0223 Standing Authorisation Lotteries pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 55 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description Transaction is related to standing authorisation lotteries. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: 0224 One-off Authorisation Charities Transaction is related to one-off authorisation charities. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: 0225 One-off Authorisation Tuition Fees Transaction is related to one-off authorisation tuition fees. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: 0226 One-off Authorisation Construction Industry Transaction is related to one-off authorisation construction industry. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: 0227 Standing Authorisation Companies Without Debtor Revocation Right Transaction is related to standing authorisation companies without debtor revocation right. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: CSS cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: ACCEPT Payment via Acceptgiro owned by Currence Transaction is related to payments via Acceptgiro owned by Currence. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: All cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: ARC Accounts Receivable Check Transaction is related to accounts receivable check. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both B2B SEPA Business to Business Direct Debit Transaction is related to SEPA business to business direct debit. Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: PEACH pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 56 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: B2BAMIPM SEPA B2B Direct Debit AMI SEPA B2B Direct Debit AMI based on a paper mandate Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: PEACH cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: BTR Bank Transfer Transaction is related to a bank transfer. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: Fedwire cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: B2B CARD Card Clearing Transaction is related to card clearing. Region: EMEA ISO Country Code: DE ISO Currency Code: EUR Payment System: All cDD/CT/ Both/ Other: Both Corp2Bk, Bk2Bk, or Both: CCD Cash Concentration or Disbursement Corporate counterparty. Transaction is related to cash concentration or disbursement corporate counterparty. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: Both plus prenote. Corp2Bk, Bk2Bk, or Both: Both CCI Cash Concentration Intragroup Transaction is related to an intra-group bank initiated cash management payment Region: GLOBAL ISO Country Code: GLOBAL ISO Currency Code: All Payment System: All cDD/CT/ Both/ Other: DD, CT and CPAR Corp2Bk, Bk2Bk, or Both: CHN Truncated Checks Transaction is related to truncated checks. Conversion of physical instrument to electonric form for transmission to the paying bank and where the original paper document does not continue in the clearing process..The original instrument rules are retained throughout the life of the instrument. Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: CIE Customer Initiated Entry A credit entry initiated by or on behalf of the holder of a consumer account Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: Both pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 57 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description CKS Check Same Day Settlement Wire Transaction is related to check same day settlement wire. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: Fedwire cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: B2B COR1 SEPA Direct Debit - 1 Day Settlement Optional shorter time cycle (D-1) for SEPA Core Direct Debit Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: PEACH cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: CORAMIPM SEPA Core Direct Debit AMI SEPA Core Direct Debit AMI based on a paper mandate Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: PEACH cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: CORE SEPA Direct Debit - Core Transaction is related to SEPA direct debit -core. Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: PEACH cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both CPP Cash Per Post Transaction is related to cash per post. Transaction to ultimate recipient having no bank account. Primary beneficiary is a postal service provider. Funds are paid out by cash. Additional necessary information for address and delivery options need to be attached. Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: CR1AMIPM SEPA Core D-1 Direct Debit AMI Optional shorter time cycle (D-1) for SEPA Core Direct Debit AMI based on a paper mandate Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: PEACH cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: CTP Customer Transfer Plus Transaction is related to a customer transfer, which may include information related to a cover payment or extended remittance information. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: Fedwire cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: B2B pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 58 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description CTR Customer Transfer Transaction is related to customer transfer. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: Fedwire cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: B2B CTX Corporate Trade Exchange Transaction is related to corporate trade exchange. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: Both plus prenote. Corp2Bk, Bk2Bk, or Both: Both DDFA DirectDebitFixedAmount SEPA Fixed Amount Direct Debit Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: PEACH cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: B2B DDNR CoreNoRefund SEPA Core Direct Debit with ‘no refund’ option Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: PEACH cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: B2B DDT Direct Debits Transaction is related to direct debits. Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: DEP Deposit to Sender’s Account Transaction is related to deposit to sender's account. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: Fedwire cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: B2B DRB Bank-to-Bank Drawdown Request or Response (Non-value) Transaction is related to bank-to-bank drawdown request or response (non-value) Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: Fedwire cDD/CT/ Both/ Other: Request for credit Corp2Bk, Bk2Bk, or Both: B2B DRC Customer or Corporate Drawdown Request or Response (Non-value) Transaction is related to customer or corporate drawdown request or response (non- value). Region: WHEM ISO Country Code: US ISO Currency Code: USD pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 59 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description Payment System: Fedwire cDD/CT/ Both/ Other: Request for credit Corp2Bk, Bk2Bk, or Both: B2B DRW Drawdown Response (Value) to Honor a Drawdown Request Transaction is related to drawdown response (value) to honor a drawdown request. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: Fedwire cDD/CT/ Both/ Other: other Corp2Bk, Bk2Bk, or Both: B2B FADAMIPM SEPA FA Direct Debit AMI SEPA Fixed Amount Direct Debit AMI based on a paper mandate Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: PEACH cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: FFR Fed Funds Returned Transaction is related to Fed funds returned. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: Fedwire cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: B2B FFS Fed Funds Sold Transaction is related to Fed funds sold. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: Fedwire cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: B2B GST Truncated Credit Transfers Transaction is related to truncated credit transfers. Conversion of physical instrument to electonric form for transmission to the paying bank and where the original paper document does not continue in the clearing process..The original instrument rules are retained throughout the life of the instrument. Transaction triggered by specific marked and populated paper slip. Reconciliation reference is secured by check digits supporting secure optical recognition. All other remittance information is truncated prior transmission. Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: IAT International ACH Transaction is related to international ACH. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: Both Corp2Bk, Bk2Bk, or Both: Both IDEAL Payments via Internet owned by Currence Transaction is related to payments via internet owned by Currence. Region: EMEA pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 60 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description ISO Country Code: NL ISO Currency Code: EUR Payment System: All cDD/CT/ Both/ Other: Both Corp2Bk, Bk2Bk, or Both: IN Cross Border Customer Credit Transfer Transaction is related to cross border customer credit transfer. Region: EMEA ISO Country Code: SE ISO Currency Code: All Payment System: All cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: NLDO Dutch Domestic Bulk Payment Transaction is related to a Domestic payment initiated by PAIN.001 Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: All cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: NLGOV Direct debit initiated by the government with special conditions Transaction is related to direct debit scheme owned by the NVB Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: All cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: NLUP Dutch Urgent Payment Transaction is related to a Domestic payment initiated by PAIN.001 Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: All cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: ONCL Overnight Transaction is related to overnight clearing. Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: Corporate banking cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: B2B POP Point-Of-Purchase Transaction is related to point-of-purchase. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both POS Point-Of-Sale Transaction is related to point-of-sale. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both PPD Prearranged Payment or Deposit. Consumer counterparty. pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 61 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description Transaction is related to prearranged payment or deposit consumer counterparty. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: Both plus prenote. Corp2Bk, Bk2Bk, or Both: Both RCK Re-presented Check Entry Transaction is related to re-presented check entry. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: Both RDD Returned Direct Debits Transaction is related to returned direct debits. Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: RIBA Non-pre authorised direct debit Transaction is related to a non-pre authorised collection (RIBA). Region: EMEA ISO Country Code: IT ISO Currency Code: EUR Payment System: Domestic IT cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both RIDO Pre authorised revocable Direct Debit Transaction is related to a direct debit that is pre authorised and revocable (RID Ordinario). Region: EMEA ISO Country Code: IT ISO Currency Code: EUR Payment System: Domestic IT cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both RIDV Pre authorised revocable urgent Direct Debit Transaction is related to an urgent direct debit that is pre authorised and revocable (RID Veloce). Region: EMEA ISO Country Code: IT ISO Currency Code: EUR Payment System: Domestic IT cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both RTR Returned Credit Transfers Transaction is related to returned credit transfers. Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: SCN Revoked Truncated Checks Transaction is related to revoked truncated checks. Region: EMEA ISO Country Code: AT ISO Currency Code: EUR pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 62 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description Payment System: correspondent banking cDD/CT/ Both/ Other: other Corp2Bk, Bk2Bk, or Both: SDCL Same Day Transaction is related to same day clearing. Region: EMEA ISO Country Code: SEPA ISO Currency Code: EUR Payment System: Corporate banking cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: B2B SDD Revoked Direct Debits Transaction is related to revoked direct debits. Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: other Corp2Bk, Bk2Bk, or Both: SDN Payments via Standaard Digitale Nota Transaction is related to payments via a ‘Standaard Digitale Nota’ InvoiceAcceptgiro payment. Region: EMEA ISO Country Code: NL ISO Currency Code: EUR Payment System: All cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: SGT Revoked Truncated Credit Transfers Transaction is related to revoked truncated credit transfers. Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: other Corp2Bk, Bk2Bk, or Both: SRD Revoked Returned Direct Debits Transaction is related to revoked returned direct debits. Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: other Corp2Bk, Bk2Bk, or Both: SRT Revoked Returned Credit Transfers Transaction is related to revoked returned credit transfers Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: other Corp2Bk, Bk2Bk, or Both: STR Revoked Credit Transfers Transaction is related to revoked credit transfers Region: EMEA ISO Country Code: AT ISO Currency Code: EUR Payment System: correspondent banking cDD/CT/ Both/ Other: other Corp2Bk, Bk2Bk, or Both: SVC Non-Value Service Message Transaction is related to non-value service message. pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 63 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: Fedwire cDD/CT/ Both/ Other: Non-value Service Message Corp2Bk, Bk2Bk, or Both: B2B TEL Telephone Initiated Entry Transaction is related to telephone initiated entry. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both TRF Credit Transfers Transaction is related to credit transfers Region: EMEA ISO Country Code: AT ISO Currency Code: All Payment System: correspondent banking cDD/CT/ Both/ Other: CT Corp2Bk, Bk2Bk, or Both: WEB Internet Initiated Entry Transaction is related to internet initiated entry. Region: WHEM ISO Country Code: US ISO Currency Code: USD Payment System: NACHA cDD/CT/ Both/ Other: DD Corp2Bk, Bk2Bk, or Both: Both ExternalOrganisationIdentification1Code SimpleType Name External Organisation Identification 1Code Type xsd:string Length 1 .. 4 Applicable Codes Name/Description BANK BankPartyIdentification Unique and unambiguous assignment made by a specific bank or similar financial institution to identify a relationship as defined between the bank and its client. CBID Central Bank Identification Number A unique identification number assigned by a central bank to identify an organisation. CHID Clearing Identification Number A unique identification number assigned by a clearing house to identify an organisation COID CountryIdentificationCode Country authority given organisation identification (e.g., corporate registration number) CUST CustomerNumber Number assigned by an issuer to identify a customer. Number assigned by a party to identify a creditor or debtor relationship. DUNS Data Universal Numbering System A unique identification number provided by Dun & Bradstreet to identify an organisation. EMPL EmployerIdentificationNumber Number assigned by a registration authority to an employer. GS1G GS1GLNIdentifier Global Location Number. A non-significant reference number used to identify legal entities, functional entities, or physical entities according to GS1 numbering scheme rules.The number is used to retrieve detailed information that is linked to it. SREN SIREN The SIREN number is a 9 digit code assigned by INSEE, the French National Institute pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 64 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description for Statistics and Economic Studies, to identify an organisation in France. SRET SIRET The SIRET number is a 14 digit code assigned by INSEE, the French National Institute for Statistics and Economic Studies, to identify an organisation unit in France. It consists of the SIREN number, followed by a five digit classification number, to identify the local geographical unit of that entity TXID TaxIdentificationNumber Number assigned by a tax authority to identify an organisation. ExternalPersonIdentification1Code SimpleType Name External Person Identification 1Code Type xsd:string Length 1 .. 4 Applicable Codes Name/Description ARNU AlienRegistrationNumber Number assigned by a social security agency to identify a non-resident person. CCPT PassportNumber Number assigned by an authority to identify the passport number of a person. CUST CustomerIdentificationNumber Number assigned by an issuer to identify a customer. DRLC DriversLicenseNumber Number assigned by an authority to identify a driver's license. EMPL EmployeeIdentificationNumber Number assigned by a registration authority to an employee. NIDN NationalIdentityNumber Number assigned by an authority to identify the national identity number of a person. SOSE SocialSecurityNumber Number assigned by an authority to identify the social security number of a person. TXID TaxIdentificationNumber Number assigned by a tax authority to identify a person. ExternalPurpose1Code SimpleType Name External Purpose 1Code Type xsd:string Length 1 .. 4 Applicable Codes Name/Description ACCT AccountManagement Transaction moves funds between 2 accounts of same account holder at the same bank. ADMG AdministrativeManagement Transaction is related to a payment associated with administrative management. ADVA AdvancePayment Transaction is an advance payment. AEMP ActiveEmploymentPolicy Payment concerning active employment policy. AGRT AgriculturalTransfer Transaction is related to the agricultural domain. AIRB Air Transaction is a payment for air transport related business. ALLW Allowance Transaction is the payment of allowances. ALMY AlimonyPayment Transaction is the payment of alimony. ANNI Annuity Transaction settles annuity related to credit, insurance, investments, other.n ANTS AnesthesiaServices Transaction is a payment for anesthesia services. pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 65 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description AREN Accounts Receivables Entry Transaction is related to a payment associated with an Account Receivable Entry BBSC Baby Bonus Scheme Transaction is related to a payment made as incentive to encourage parents to have more children BECH ChildBenefit Transaction is related to a payment made to assist parent/guardian to maintain child. BENE UnemploymentDisabilityBenefit Transaction is related to a payment to a person who is unemployed/disabled. BEXP BusinessExpenses Transaction is related to a payment of business expenses. BLDM BuildingMaintenance Transaction is related to a payment associated with building maintenance. BOCE Back Office Conversion Entry Transaction is related to a payment associated with a Back Office Conversion Entry BONU BonusPayment. Transaction is related to payment of a bonus. BUSB Bus Transaction is a payment for bus transport related business. CAFI Custodian Management fee In-house Transaction is the payment of custodian account management fee where custodian bank and current account servicing bank coincide CASH CashManagementTransfer Transaction is a general cash management instruction. CBFF CapitalBuilding Transaction is related to capital building fringe fortune, ie capital building in general CBFR CapitalBuildingRetirement Transaction is related to capital building fringe fortune for retirement CBLK Card Bulk Clearing A Service that is settling money for a bulk of card transactions, while referring to a specific transaction file or other information like terminal ID, card acceptor ID or other transaction details. CBTV CableTVBill Transaction is related to a payment of cable TV bill. CCRD CreditCardPayment Transaction is related to a payment of credit card account. CDBL CreditCardBill Transaction is related to a payment of credit card bill. CDCB CardPayment with CashBack Purchase of Goods and Services with additional Cash disbursement at the POI (Cashback) CDCD CashDisbursement ATM Cash Withdrawal in an unattended or Cash Advance in an attended environment (POI or bank counter) CDCS Cash Disbursement with Surcharging ATM Cash Withdrawal in an unattended or Cash Advance in an attended environment (POI or bank counter) with surcharging. CDDP Card Deferred Payment A combined service which enables the card acceptor to perform an authorisation for a temporary amount and a completion for the final amount within a limited time frame. Deferred Payment is only available in the unattended environment. Examples where this service is widely used are unattended petrol pumps and phone booths CDOC OriginalCredit A service which allows the card acceptor to effect a credit to a cardholder' account. Unlike a Merchant Refund, an Original Credit is not preceded by a card payment. This service is used for example for crediting winnings from gaming. CDQC QuasiCash Purchase of Goods which are equivalent to cash like coupons in casinos. CFDI Capital falling due In-house Transaction is the payment of capital falling due where custodian bank and current pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 66 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description account servicing bank coincide CFEE CancellationFee Transaction is related to a payment of cancellation fee. CGDD CardGeneratedDirectDebit Transaction is related to a direct debit where the mandate was generated by using data from a payment card at the point of sale. CHAR CharityPayment Transaction is a payment for charity reasons. CLPR CarLoanPrincipalRepayment Transaction is a payment of car loan principal payment. CMDT CommodityTransfer Transaction is payment of commodities. COLL CollectionPayment Transaction is a collection of funds initiated via a credit transfer or direct debit. COMC CommercialPayment Transaction is related to a payment of commercial credit or debit. (formerly CommercialCredit) COMM Commission Transaction is payment of commission. COMT ConsumerThirdPartyConsolidatedPayment Transaction is a payment used by a third party who can collect funds to pay on behalf of consumers, ie credit counseling or bill payment companies. COST Costs Transaction is related to payment of costs. CPKC Carpark Charges Transaction is related to carpark charges. CPYR Copyright Transaction is payment of copyright. CSDB CashDisbursement Transaction is related to cash disbursement. CSLP CompanySocialLoanPaymentToBank Transaction is a payment by a company to a bank for financing social loans to employees. CVCF ConvalescentCareFacility Transaction is a payment for convalescence care facility services. DBTC DebitCollectionPayment Collection of funds initiated via a debit transfer. DCRD Debit Card Payment Transaction is related to a debit card payment. DEPT Deposit Transaction is releted to a payment of deposit. DERI Derivatives Transaction is related to a derivatives transaction DIVD Dividend Transaction is payment of dividends. DMEQ DurableMedicaleEquipment Transaction is a payment is for use of durable medical equipment. DNTS DentalServices Transaction is a payment for dental services. EDUC Education Transaction is related to a payment of study/tuition fees. ELEC ElectricityBill Transaction is related to a payment of electricity bill. ENRG Energies Transaction is related to a utility operation. ESTX EstateTax Transaction is related to a payment of estate tax. ETUP E-Purse Top Up Transaction is related to a Service that is first reserving money from a card account and then is loading an e-purse application by this amount. FAND FinancialAidInCaseOfNaturalDisaster pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 67 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description Financial aid by State authorities for abolition of consequences of natural disasters. FCOL Fee Collection A Service that is settling card transaction related fees between two parties. FCPM Late Payment of Fees & Charges Transaction is the payment for late fees & charges. E.g Credit card charges FERB Ferry Transaction is a payment for ferry related business. FREX ForeignExchange Transaction is related to a foreign exchange operation. FWLV Foreign Worker Levy Transaction is related to a payment of Foreign Worker Levy GASB GasBill Transaction is related to a payment of gas bill. GDDS PurchaseSaleOfGoods Transaction is related to purchase and sale of goods. GDSV PurchaseSaleOfGoodsAndServices Transaction is related to purchase and sale of goods and services. GFRP GuaranteeFundRightsPayment Compensation to unemployed persons during insolvency procedures. GOVI GovernmentInsurance Transaction is related to a payment of government insurance. GOVT GovernmentPayment Transaction is a payment to or from a government department. GSCB PurchaseSaleOfGoodsAndServicesWithCashBack Transaction is related to purchase and sale of goods and services with cash back. GSTX Goods & Services Tax Transaction is the payment of Goods & Services Tax GVEA Austrian Government Employees Category A Transaction is payment to category A Austrian government employees. GVEB Austrian Government Employees Category B Transaction is payment to category B Austrian government employees. GVEC Austrian Government Employees Category C Transaction is payment to category C Austrian government employees. GVED Austrian Government Employees Category D Transaction is payment to category D Austrian government employees. GWLT GovermentWarLegislationTransfer Payment to victims of war violence and to disabled soldiers. HEDG Hedging Transaction is related to a hedging operation. HLRP HousingLoanRepayment Transaction is related to a payment of housing loan. HLTC HomeHealthCare Transaction is a payment for home health care services. HLTI HealthInsurance Transaction is a payment of health insurance. HSPC HospitalCare Transaction is a payment for hospital care services. HSTX HousingTax Transaction is related to a payment of housing tax. ICCP IrrevocableCreditCardPayment Transaction is reimbursement of credit card payment. ICRF IntermediateCareFacility Transaction is a payment for intermediate care facility services. IDCP IrrevocableDebitCardPayment Transaction is reimbursement of debit card payment. IHRP InstalmentHirePurchaseAgreement Transaction is payment for an installment/hire-purchase agreement. INPC InsurancePremiumCar Transaction is a payment of car insurance premium. INSM Installment Transaction is related to a payment of an installment. pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 68 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description INSU InsurancePremium Transaction is payment of an insurance premium. INTC IntraCompanyPayment Transaction is an intra-company payment, ie, a payment between two companies belonging to the same group. INTE Interest Transaction is payment of interest. INTX IncomeTax Transaction is related to a payment of income tax. INVS Investment & Securities Transaction is for the payment of mutual funds, investment products and shares IVPT Invoice Payment Transaction is the payment for invoices. LBRI LaborInsurance Transaction is a payment of labor insurance. LICF LicenseFee Transaction is payment of a license fee. LIFI LifeInsurance Transaction is a payment of life insurance. LIMA LiquidityManagement Bank initiated account transfer to support zero target balance management, pooling or sweeping. LOAN Loan Transaction is related to transfer of loan to borrower. LOAR LoanRepayment Transaction is related to repayment of loan to lender. LTCF LongTermCareFacility Transaction is a payment for long-term care facility services. MDCS MedicalServices Transaction is a payment for medical care services. MSVC MultipleServiceTypes Transaction is related to a payment for multiple service types. MTUP Mobile Top Up A Service that is first reserving money from a card account and then is loading a prepaid mobile phone amount by this amount. NETT Netting Transaction is related to a netting operation. NITX NetIncomeTax Transaction is related to a payment of net income tax. NOWS NotOtherwiseSpecified Transaction is related to a payment for type of services not specified elsewhere. NWCH NetworkCharge Transaction is related to a payment of network charges. NWCM NetworkCommunication Transaction is related to a payment of network communication. OFEE OpeningFee Transaction is related to a payment of opening fee. OTHR Other Other payment purpose. OTLC OtherTelecomRelatedBill Transaction is related to a payment of other telecom related bill. PADD Preauthorized debit Transaction is related to a pre-authorized debit origination PAYR Payroll Transaction is related to the payment of payroll. PENO PaymentBasedOnEnforcementOrder Payment based on enforcement orders except those arising from judicial alimony decrees. PENS PensionPayment Transaction is the payment of pension. PHON TelephoneBill pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 69 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description Transaction is related to a payment of telephone bill. POPE Point of Purchase Entry Transaction is related to a payment associated with a Point of Purchase Entry. PPTI PropertyInsurance Transaction is a payment of property insurance. PRCP PricePayment Transaction is related to a payment of a price. PRME PreciousMetal Transaction is related to a precious metal operation. PTSP PaymentTerms Transaction is related to payment terms specifications PTXP Property Tax Transaction is related to a payment of property tax. RCKE Re-presented Check Entry Transaction is related to a payment associated with a re-presented check entry RCPT ReceiptPayment Transaction is related to a payment of receipt. RDTX Road Tax Transaction is related to a payment of road tax. REBT Rebate Transaction is the payment of a rebate. REFU Refund Transaction is the payment of a refund. RENT Rent Transaction is the payment of rent. RHBS RehabilitationSupport Benefit for the duration of occupational rehabilitation. RIMB Reimbursement of a previous erroneous transaction Transaction is related to a reimbursement of a previous erroneous transaction. RINP RecurringInstallmentPayment Transaction is related to a payment of a recurring installment made at regular intervals. RLWY Railway Transaction is a payment for railway transport related business. ROYA Royalties Transaction is the payment of royalties. SALA SalaryPayment Transaction is the payment of salaries. SAVG Savings Transfer to savings/retirement account. SCVE PurchaseSaleOfServices Transaction is related to purchase and sale of services. SECU Securities Transaction is the payment of securities. SEPI Securities Purchase In-house Transaction is the payment of a purchase of securities where custodian bank and current account servicing bank coincide SSBE SocialSecurityBenefit Transaction is a social security benefit, ie payment made by a government to support individuals. STDY Study Transaction is related to a payment of study/tuition costs. SUBS Subscription Transaction is related to a payment of information or entertainment services either in printed or electronic form. SUPP SupplierPayment Transaction is related to a payment to a supplier. TAXR TaxRefund Transaction is the refund of a tax payment or obligation. TAXS TaxPayment Transaction is the payment of taxes. pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 70 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description TBIL Telecommunications Bill Transaction is related to a payment of telecommunications related bill. TCSC Town Council Service Charges Transaction is related to a payment associated with charges levied by a town council. TELI Telephone-Initiated Transaction Transaction is related to a payment initiated via telephone. TRAD TradeServices Transaction is related to a trade services operation. TREA TreasuryPayment Transaction is related to treasury operations. TRFD TrustFund Transaction is related to a payment of a trust fund. TRPT RoadPricing Transaction is for the payment to top-up pre-paid card and electronic road pricing for the purpose of transportation UBIL Utilities Transaction is for the payment to common utility provider that provide gas, water and/ or electricity. VATX ValueAddedTaxPayment Transaction is the payment of value added tax. VIEW VisionCare Transaction is a payment for vision care services. WEBI Internet-Initiated Transaction Transaction is related to a payment initiated via internet. WHLD WithHolding Transaction is related to a payment of withholding tax. WTER WaterBill Transaction is related to a payment of water bill. ExternalServiceLevel1Code SimpleType Name External Service Level 1Code Type xsd:string Length 1 .. 4 Applicable Codes Name/Description BKTR Book Transaction Payment through internal book transfer. NUGP Non-urgent Priority Payment Payment must be executed as a non-urgent transaction with priority settlement. NURG Non-urgent Payment Payment must be executed as a non-urgent transaction, which is typically identified as an ACH or low value transaction. PRPT EBAPriorityService Transaction must be processed according to the EBA Priority Service. SDVA SameDayValue Payment must be executed with same day value to the creditor. SEPA SingleEuroPaymentsArea Payment must be executed following the Single Euro Payments Area scheme. URGP Urgent Payment Payment must be executed as an urgent transaction cleared through a real-time gross settlement system, which is typically identified as a wire or high value transaction. URNS Urgent Payment Net Settlement Payment must be executed as an urgent transaction cleared through a real-time net settlement system, which is typically identified as a wire or high value transaction. IBAN2007Identifier SimpleType Name IBAN2007Identifier Type xsd:string Pattern [A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30} pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 71 / 101 pain.001.001.03 - SIC Instruction3Code SimpleType Name Instruction 3Code Type xsd:string Applicable Codes Name/Description CHQB PayCreditorByCheque (Ultimate) creditor must be paid by cheque. HOLD HoldCashForCreditor Amount of money must be held for the (ultimate) creditor, who will call. Pay on identification. PHOB PhoneBeneficiary Please advise/contact (ultimate) creditor/claimant by phone TELB Telecom Please advise/contact (ultimate) creditor/claimant by the most efficient means of telecommunication. ISODate SimpleType Name ISODate Type xsd:date ISODateTime SimpleType Name ISODate Time Type xsd:dateTime Max10Text SimpleType Name Max 10Text Type xsd:string Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]|[àáâäçèéêëìíîïñòóôöùúûüýßÀÁ Length 1 .. 10 Max128Text SimpleType Name Max 128Text Type xsd:string Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]|[àáâäçèéêëìíîïñòóôöùúûüýßÀÁ Length 1 .. 128 Max140Text SimpleType Name Max 140Text Type xsd:string Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]|[àáâäçèéêëìíîïñòóôöùúûüýßÀÁ Length 1 .. 140 Max15NumericText SimpleType Name Max 15Numeric Text Type xsd:string Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]|[àáâäçèéêëìíîïñòóôöùúûüýßÀÁ Max16Text SimpleType Name Max 16Text Type xsd:string Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]|[àáâäçèéêëìíîïñòóôöùúûüýßÀÁ Length 1 .. 16 Max2048Text SimpleType pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 72 / 101 pain.001.001.03 - SIC Name Max 2048Text Type xsd:string Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]|[àáâäçèéêëìíîïñòóôöùúûüýßÀÁ Length 1 .. 2048 Max34Text SimpleType Name Max 34Text Type xsd:string Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]|[àáâäçèéêëìíîïñòóôöùúûüýßÀÁ Length 1 .. 34 Max35Text SimpleType Name Max 35Text Type xsd:string Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]|[àáâäçèéêëìíîïñòóôöùúûüýßÀÁ Length 1 .. 35 Max4Text SimpleType Name Max 4Text Type xsd:string Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]|[àáâäçèéêëìíîïñòóôöùúûüýßÀÁ Length 1 .. 4 Max70Text SimpleType Name Max 70Text Type xsd:string Pattern ([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!"#%&<>÷=@_$£]|[àáâäçèéêëìíîïñòóôöùúûüýßÀÁ Length 1 .. 70 NamePrefix1Code SimpleType Name Name Prefix 1Code Type xsd:string Applicable Codes Name/Description DOCT Doctor Title of the person is Doctor or Dr. MADM Madam Title of the person is Madam. MISS Miss Title of the person is Miss. MIST Mister Title of the person is Mister or Mr. Number SimpleType Name Number Type xsd:decimal FractionDigits / TotalDigits 0 / 18 PaymentMethod3Code SimpleType Name Payment Method 3Code Type xsd:string Applicable Codes Name/Description CHK Cheque Written order to a bank to pay a certain amount of money from one person to another person. pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 73 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description TRA TransferAdvice Transfer of an amount of money in the books of the account servicer. An advice should be sent back to the account owner. TRF CreditTransfer Transfer of an amount of money in the books of the account servicer. PercentageRate SimpleType Name Percentage Rate Type xsd:decimal FractionDigits / TotalDigits 10 / 11 PhoneNumber SimpleType Name Phone Number Type xsd:string Pattern \+[0-9]{1,3}-[0-9()+\-]{1,30} Priority2Code SimpleType Name Priority 2Code Type xsd:string Applicable Codes Name/Description HIGH High Priority level is high. NORM Normal Priority level is normal. RegulatoryReportingType1Code SimpleType Name Regulatory Reporting Type 1Code Type xsd:string Applicable Codes Name/Description BOTH Both Regulatory information applies to both credit and debit sides. CRED Credit Regulatory information applies to the credit side. DEBT Debit Regulatory information applies to the debit side. RemittanceLocationMethod2Code SimpleType Name Remittance Location Method 2Code Type xsd:string Applicable Codes Name/Description EDIC ElectronicDataInterchange Remittance advice information must be sent through Electronic Data Interchange (EDI). EMAL EMail Remittance advice information must be sent through e-mail. FAXI Fax Remittance advice information must be faxed. POST Post Remittance advice information must be sent through postal services. SMSM SMS Remittance advice information must be sent through by phone as a short message service (SMS). URID UniformResourceIdentifier Remittance advice information needs to be sent to a Uniform Resource Identifier pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 74 / 101 pain.001.001.03 - SIC Applicable Codes Name/Description (URI). URI is a compact string of characters that uniquely identify an abstract or physical resource. URI's are the super-set of identifiers, such as URLs, email addresses, ftp sites, etc, and as such, provide the syntax for all of the identification schemes. TaxRecordPeriod1Code SimpleType Name Tax Record Period 1Code Type xsd:string Applicable Codes Name/Description HLF1 FirstHalf Tax is related to the first half of the period. HLF2 SecondHalf Tax is related to the second half of the period. MM01 FirstMonth Tax is related to the second month of the period. MM02 SecondMonth Tax is related to the first month of the period. MM03 ThirdMonth Tax is related to the third month of the period. MM04 FourthMonth Tax is related to the fourth month of the period. MM05 FifthMonth Tax is related to the fifth month of the period. MM06 SixthMonth Tax is related to the sixth month of the period. MM07 SeventhMonth Tax is related to the seventh month of the period. MM08 EigthMonth Tax is related to the eigth month of the period. MM09 NinthMonth Tax is related to the ninth month of the period. MM10 TenthMonth Tax is related to the tenth month of the period. MM11 EleventhMonth Tax is related to the eleventh month of the period. MM12 TwelvethMonth Tax is related to the twelveth month of the period. QTR1 FirstQuarter Tax is related to the first quarter of the period. QTR2 SecondQuarter Tax is related to the second quarter of the period. QTR3 ThirdQuarter Tax is related to the third quarter of the period. QTR4 FourthQuarter Tax is related to the forth quarter of the period. AccountIdentification4Choice ComplexType AccountIdentification4Choice IBAN 1..1 1..1 1..1 Othr 1..1 Name Account Identification 4Choice Elemente Status Description/Data type Fixed/Default IBAN M IBAN2007Identifier Othr M GenericAccountIdentification1 pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 75 / 101 pain.001.001.03 - SIC AccountSchemeName1Choice ComplexType AccountSchemeName1Choice Cd 1..1 1..1 1..1 Prtry 1..1 Name Account Scheme Name 1Choice Elemente Status Description/Data type Fixed/Default Cd M ExternalAccountIdentification1Code Prtry M Max35Text AmountType3Choice ComplexType AmountType3Choice InstdAmt 1..1 1..1 1..1 EqvtAmt 1..1 Name Amount Type 3Choice Elemente Status Description/Data type Fixed/Default InstdAmt M ActiveOrHistoricCurrencyAndAmount EqvtAmt M EquivalentAmount2 Authorisation1Choice ComplexType Authorisation1Choice Cd 1..1 1..1 1..1 Prtry 1..1 Name Authorisation 1Choice Elemente Status Description/Data type Fixed/Default Cd M Authorisation1Code Prtry M Max128Text BranchAndFinancialInstitutionIdentification4 ComplexType BranchAndFinancialInstitutionIdentification4 FinInstnId 1..1 1..1 BrnchId 0..1 Name Branch And Financial Institution Identification 4 Elemente Status Description/Data type Fixed/Default FinInstnId M FinancialInstitutionIdentification7 BrnchId O BranchData2 BranchData2 ComplexType pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 76 / 101 pain.001.001.03 - SIC BranchData2 Id 1..1 0..1 Nm 0..1 PstlAdr 0..1 Name Branch Data 2 Elemente Status Description/Data type Fixed/Default Id O Max35Text Nm O Max140Text PstlAdr O PostalAddress6 CashAccount16 ComplexType CashAccount16 Id 1..1 1..1 Tp 0..1 Ccy 0..1 Nm 0..1 Name Cash Account 16 Elemente Status Description/Data type Fixed/Default Id M AccountIdentification4Choice Tp O CashAccountType2 Ccy O ActiveOrHistoricCurrencyCode Nm O Max70Text CashAccountType2 ComplexType CashAccountType2 Cd 1..1 1..1 1..1 Prtry 1..1 Name Cash Account Type 2 Elemente Status Description/Data type Fixed/Default Cd M CashAccountType4Code Prtry M Max35Text CategoryPurpose1Choice ComplexType CategoryPurpose1Choice Cd 1..1 1..1 1..1 Prtry 1..1 Name Category Purpose 1Choice pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 77 / 101 pain.001.001.03 - SIC Elemente Status Description/Data type Fixed/Default Cd M ExternalCategoryPurpose1Code Prtry M Max35Text Cheque6 ComplexType Cheque6 ChqTp 1..1 0..1 ChqNb 0..1 ChqFr 0..1 DlvryMtd 0..1 DlvrTo 0..1 InstrPrty 0..1 ChqMtrtyDt 0..1 FrmsCd 0..1 MemoFld 0..2 RgnlClrZone 0..1 PrtLctn 0..1 Name Cheque 6 Elemente Status Description/Data type Fixed/Default ChqTp O ChequeType2Code ChqNb O Max35Text ChqFr O NameAndAddress10 DlvryMtd O ChequeDeliveryMethod1Choice DlvrTo O NameAndAddress10 InstrPrty O Priority2Code ChqMtrtyDt O ISODate FrmsCd O Max35Text MemoFld O Max35Text RgnlClrZone O Max35Text PrtLctn O Max35Text ChequeDeliveryMethod1Choice ComplexType ChequeDeliveryMethod1Choice Cd 1..1 1..1 1..1 Prtry 1..1 Name Cheque Delivery Method 1Choice pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 78 / 101 pain.001.001.03 - SIC Elemente Status Description/Data type Fixed/Default Cd M ChequeDelivery1Code Prtry M Max35Text ClearingSystemIdentification2Choice ComplexType ClearingSystemIdentification2Choice Cd 1..1 1..1 1..1 Prtry 1..1 Name Clearing System Identification 2Choice Elemente Status Description/Data type Fixed/Default Cd M ExternalClearingSystemIdentification1Code Prtry M Max35Text ClearingSystemMemberIdentification2 ComplexType ClearingSystemMemberIdentification2 ClrSysId 1..1 0..1 MmbId 1..1 Name Clearing System Member Identification 2 Elemente Status Description/Data type Fixed/Default ClrSysId O ClearingSystemIdentification2Choice MmbId M Max35Text ContactDetails2 ComplexType ContactDetails2 NmPrfx 1..1 0..1 Nm 0..1 PhneNb 0..1 MobNb 0..1 FaxNb 0..1 EmailAdr 0..1 Othr 0..1 Name Contact Details 2 Elemente Status Description/Data type Fixed/Default NmPrfx O NamePrefix1Code Nm O Max140Text PhneNb O PhoneNumber MobNb O PhoneNumber FaxNb O PhoneNumber EmailAdr O Max2048Text pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 79 / 101 pain.001.001.03 - SIC Elemente Status Description/Data type Fixed/Default Othr O Max35Text CreditorReferenceInformation2 ComplexType CreditorReferenceInformation2 Tp 1..1 0..1 Ref 0..1 Name Creditor Reference Information 2 Elemente Status Description/Data type Fixed/Default Tp O CreditorReferenceType2 Ref O Max35Text CreditorReferenceType1Choice ComplexType CreditorReferenceType1Choice Cd 1..1 1..1 1..1 Prtry 1..1 Name Creditor Reference Type 1Choice Elemente Status Description/Data type Fixed/Default Cd M DocumentType3Code Prtry M Max35Text CreditorReferenceType2 ComplexType CreditorReferenceType2 CdOrPrtry 1..1 1..1 Issr 0..1 Name Creditor Reference Type 2 Elemente Status Description/Data type Fixed/Default CdOrPrtry M CreditorReferenceType1Choice Issr O Max35Text CreditTransferTransactionInformation10 ComplexType pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 80 / 101 pain.001.001.03 - SIC CreditTransferTransactionInformation10 PmtId 1..1 1..1 PmtTpInf 0..1 Amt 1..1 XchgRateInf 0..1 ChrgBr 0..1 ChqInstr 0..1 UltmtDbtr 0..1 IntrmyAgt1 0..1 IntrmyAgt1Acct 0..1 IntrmyAgt2 0..1 IntrmyAgt2Acct 0..1 IntrmyAgt3 0..1 IntrmyAgt3Acct 0..1 CdtrAgt 0..1 CdtrAgtAcct 0..1 Cdtr 0..1 CdtrAcct 0..1 UltmtCdtr 0..1 InstrForCdtrAgt 0..* InstrForDbtrAgt 0..1 Purp 0..1 RgltryRptg 0..10 Tax 0..1 RltdRmtInf 0..10 RmtInf 0..1 pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 81 / 101 pain.001.001.03 - SIC Name Credit Transfer Transaction Information 10 Elemente Status Description/Data type Fixed/Default PmtId M PaymentIdentification1 PmtTpInf O PaymentTypeInformation19 Amt M AmountType3Choice XchgRateInf O ExchangeRateInformation1 ChrgBr O ChargeBearerType1Code ChqInstr O Cheque6 UltmtDbtr O PartyIdentification32 IntrmyAgt1 O BranchAndFinancialInstitutionIdentification4 IntrmyAgt1Acct O CashAccount16 IntrmyAgt2 O BranchAndFinancialInstitutionIdentification4 IntrmyAgt2Acct O CashAccount16 IntrmyAgt3 O BranchAndFinancialInstitutionIdentification4 IntrmyAgt3Acct O CashAccount16 CdtrAgt O BranchAndFinancialInstitutionIdentification4 CdtrAgtAcct O CashAccount16 Cdtr O PartyIdentification32 CdtrAcct O CashAccount16 UltmtCdtr O PartyIdentification32 InstrForCdtrAgt O InstructionForCreditorAgent1 InstrForDbtrAgt O Max140Text Purp O Purpose2Choice RgltryRptg O RegulatoryReporting3 Tax O TaxInformation3 RltdRmtInf O RemittanceLocation2 RmtInf O RemittanceInformation5 DateAndPlaceOfBirth ComplexType DateAndPlaceOfBirth BirthDt 1..1 1..1 PrvcOfBirth 0..1 CityOfBirth 1..1 CtryOfBirth 1..1 Name Date And Place Of Birth Elemente Status Description/Data type Fixed/Default BirthDt M ISODate PrvcOfBirth O Max35Text CityOfBirth M Max35Text CtryOfBirth M CountryCode DatePeriodDetails ComplexType DatePeriodDetails FrDt 1..1 1..1 ToDt 1..1 Name Date Period Details pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 82 / 101 pain.001.001.03 - SIC Elemente Status Description/Data type Fixed/Default FrDt M ISODate ToDt M ISODate DocumentAdjustment1 ComplexType DocumentAdjustment1 Amt 1..1 1..1 CdtDbtInd 0..1 Rsn 0..1 AddtlInf 0..1 Name Document Adjustment 1 Elemente Status Description/Data type Fixed/Default Amt M ActiveOrHistoricCurrencyAndAmount CdtDbtInd O CreditDebitCode Rsn O Max4Text AddtlInf O Max140Text EquivalentAmount2 ComplexType EquivalentAmount2 Amt 1..1 1..1 CcyOfTrf 1..1 Name Equivalent Amount 2 Elemente Status Description/Data type Fixed/Default Amt M ActiveOrHistoricCurrencyAndAmount CcyOfTrf M ActiveOrHistoricCurrencyCode ExchangeRateInformation1 ComplexType ExchangeRateInformation1 XchgRate 1..1 0..1 RateTp 0..1 CtrctId 0..1 Name Exchange Rate Information 1 Elemente Status Description/Data type Fixed/Default XchgRate O BaseOneRate RateTp O ExchangeRateType1Code CtrctId O Max35Text FinancialIdentificationSchemeName1Choice ComplexType pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 83 / 101 pain.001.001.03 - SIC FinancialIdentificationSchemeName1Choice Cd 1..1 1..1 1..1 Prtry 1..1 Name Financial Identification Scheme Name 1Choice Elemente Status Description/Data type Fixed/Default Cd M ExternalFinancialInstitutionIdentification1Code Prtry M Max35Text FinancialInstitutionIdentification7 ComplexType FinancialInstitutionIdentification7 BIC 1..1 0..1 ClrSysMmbId 0..1 Nm 0..1 PstlAdr 0..1 Othr 0..1 Name Financial Institution Identification 7 Elemente Status Description/Data type Fixed/Default BIC O BICIdentifier ClrSysMmbId O ClearingSystemMemberIdentification2 Nm O Max140Text PstlAdr O PostalAddress6 Othr O GenericFinancialIdentification1 GenericAccountIdentification1 ComplexType GenericAccountIdentification1 Id 1..1 1..1 SchmeNm 0..1 Issr 0..1 Name Generic Account Identification 1 Elemente Status Description/Data type Fixed/Default Id M Max34Text SchmeNm O AccountSchemeName1Choice Issr O Max35Text GenericFinancialIdentification1 ComplexType pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 84 / 101 pain.001.001.03 - SIC GenericFinancialIdentification1 Id 1..1 1..1 SchmeNm 0..1 Issr 0..1 Name Generic Financial Identification 1 Elemente Status Description/Data type Fixed/Default Id M Max35Text SchmeNm O FinancialIdentificationSchemeName1Choice Issr O Max35Text GenericOrganisationIdentification1 ComplexType GenericOrganisationIdentification1 Id 1..1 1..1 SchmeNm 0..1 Issr 0..1 Name Generic Organisation Identification 1 Elemente Status Description/Data type Fixed/Default Id M Max35Text SchmeNm O OrganisationIdentificationSchemeName1Choice Issr O Max35Text GenericPersonIdentification1 ComplexType GenericPersonIdentification1 Id 1..1 1..1 SchmeNm 0..1 Issr 0..1 Name Generic Person Identification 1 Elemente Status Description/Data type Fixed/Default Id M Max35Text SchmeNm O PersonIdentificationSchemeName1Choice Issr O Max35Text GroupHeader32 ComplexType pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 85 / 101 pain.001.001.03 - SIC GroupHeader32 MsgId 1..1 1..1 CreDtTm 1..1 Authstn 0..2 NbOfTxs 1..1 CtrlSum 0..1 InitgPty 1..1 FwdgAgt 0..1 Name Group Header 32 Elemente Status Description/Data type Fixed/Default MsgId M Max35Text CreDtTm M ISODateTime Authstn O Authorisation1Choice NbOfTxs M Max15NumericText CtrlSum O DecimalNumber InitgPty M PartyIdentification32 FwdgAgt O BranchAndFinancialInstitutionIdentification4 InstructionForCreditorAgent1 ComplexType InstructionForCreditorAgent1 Cd 1..1 0..1 InstrInf 0..1 Name Instruction For Creditor Agent 1 Elemente Status Description/Data type Fixed/Default Cd O Instruction3Code InstrInf O Max140Text LocalInstrument2Choice ComplexType LocalInstrument2Choice Cd 1..1 1..1 1..1 Prtry 1..1 Name Local Instrument 2Choice Elemente Status Description/Data type Fixed/Default Cd M ExternalLocalInstrument1Code Prtry M Max35Text NameAndAddress10 ComplexType pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 86 / 101 pain.001.001.03 - SIC NameAndAddress10 Nm 1..1 1..1 Adr 1..1 Name Name And Address 10 Elemente Status Description/Data type Fixed/Default Nm M Max140Text Adr M PostalAddress6 OrganisationIdentification4 ComplexType OrganisationIdentification4 BICOrBEI 1..1 0..1 Othr 0..* Name Organisation Identification 4 Elemente Status Description/Data type Fixed/Default BICOrBEI O AnyBICIdentifier Othr O GenericOrganisationIdentification1 OrganisationIdentificationSchemeName1Choice ComplexType OrganisationIdentificationSchemeName1Choice Cd 1..1 1..1 1..1 Prtry 1..1 Name Organisation Identification Scheme Name 1Choice Elemente Status Description/Data type Fixed/Default Cd M ExternalOrganisationIdentification1Code Prtry M Max35Text Party6Choice ComplexType Party6Choice OrgId 1..1 1..1 1..1 PrvtId 1..1 Name Party 6Choice Elemente Status Description/Data type Fixed/Default OrgId M OrganisationIdentification4 PrvtId M PersonIdentification5 PartyIdentification32 ComplexType pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 87 / 101 pain.001.001.03 - SIC PartyIdentification32 Nm 1..1 0..1 PstlAdr 0..1 Id 0..1 CtryOfRes 0..1 CtctDtls 0..1 Name Party Identification 32 Elemente Status Description/Data type Fixed/Default Nm O Max140Text PstlAdr O PostalAddress6 Id O Party6Choice CtryOfRes O CountryCode CtctDtls O ContactDetails2 PaymentIdentification1 ComplexType PaymentIdentification1 InstrId 1..1 0..1 EndToEndId 1..1 Name Payment Identification 1 Elemente Status Description/Data type Fixed/Default InstrId O Max35Text EndToEndId M Max35Text PaymentInstructionInformation3 ComplexType pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 88 / 101 pain.001.001.03 - SIC PaymentInstructionInformation3 PmtInfId 1..1 1..1 PmtMtd 1..1 BtchBookg 0..1 NbOfTxs 0..1 CtrlSum 0..1 PmtTpInf 0..1 ReqdExctnDt 1..1 PoolgAdjstmntDt 0..1 Dbtr 1..1 DbtrAcct 1..1 DbtrAgt 1..1 DbtrAgtAcct 0..1 UltmtDbtr 0..1 ChrgBr 0..1 ChrgsAcct 0..1 ChrgsAcctAgt 0..1 CdtTrfTxInf 1..* Name Payment Instruction Information 3 Elemente Status Description/Data type Fixed/Default PmtInfId M Max35Text PmtMtd M PaymentMethod3Code BtchBookg O BatchBookingIndicator NbOfTxs O Max15NumericText CtrlSum O DecimalNumber PmtTpInf O PaymentTypeInformation19 ReqdExctnDt M ISODate PoolgAdjstmntDt O ISODate Dbtr M PartyIdentification32 DbtrAcct M CashAccount16 DbtrAgt M BranchAndFinancialInstitutionIdentification4 DbtrAgtAcct O CashAccount16 UltmtDbtr O PartyIdentification32 ChrgBr O ChargeBearerType1Code ChrgsAcct O CashAccount16 pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 89 / 101 pain.001.001.03 - SIC Elemente Status Description/Data type Fixed/Default ChrgsAcctAgt O BranchAndFinancialInstitutionIdentification4 CdtTrfTxInf M CreditTransferTransactionInformation10 PaymentTypeInformation19 ComplexType PaymentTypeInformation19 InstrPrty 1..1 0..1 SvcLvl 0..1 LclInstrm 0..1 CtgyPurp 0..1 Name Payment Type Information 19 Elemente Status Description/Data type Fixed/Default InstrPrty O Priority2Code SvcLvl O ServiceLevel8Choice LclInstrm O LocalInstrument2Choice CtgyPurp O CategoryPurpose1Choice PersonIdentification5 ComplexType PersonIdentification5 DtAndPlcOfBirth 1..1 0..1 Othr 0..* Name Person Identification 5 Elemente Status Description/Data type Fixed/Default DtAndPlcOfBirth O DateAndPlaceOfBirth Othr O GenericPersonIdentification1 PersonIdentificationSchemeName1Choice ComplexType PersonIdentificationSchemeName1Choice Cd 1..1 1..1 1..1 Prtry 1..1 Name Person Identification Scheme Name 1Choice Elemente Status Description/Data type Fixed/Default Cd M ExternalPersonIdentification1Code Prtry M Max35Text PostalAddress6 ComplexType pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 90 / 101 pain.001.001.03 - SIC PostalAddress6 AdrTp 1..1 0..1 Dept 0..1 SubDept 0..1 StrtNm 0..1 BldgNb 0..1 PstCd 0..1 TwnNm 0..1 CtrySubDvsn 0..1 Ctry 0..1 AdrLine 0..7 Name Postal Address 6 Elemente Status Description/Data type Fixed/Default AdrTp O AddressType2Code Dept O Max70Text SubDept O Max70Text StrtNm O Max70Text BldgNb O Max16Text PstCd O Max16Text TwnNm O Max35Text CtrySubDvsn O Max35Text Ctry O CountryCode AdrLine O Max70Text Purpose2Choice ComplexType Purpose2Choice Cd 1..1 1..1 1..1 Prtry 1..1 Name Purpose 2Choice Elemente Status Description/Data type Fixed/Default Cd M ExternalPurpose1Code Prtry M Max35Text ReferredDocumentInformation3 ComplexType pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 91 / 101 pain.001.001.03 - SIC ReferredDocumentInformation3 Tp 1..1 0..1 Nb 0..1 RltdDt 0..1 Name Referred Document Information 3 Elemente Status Description/Data type Fixed/Default Tp O ReferredDocumentType2 Nb O Max35Text RltdDt O ISODate ReferredDocumentType1Choice ComplexType ReferredDocumentType1Choice Cd 1..1 1..1 1..1 Prtry 1..1 Name Referred Document Type 1Choice Elemente Status Description/Data type Fixed/Default Cd M DocumentType5Code Prtry M Max35Text ReferredDocumentType2 ComplexType ReferredDocumentType2 CdOrPrtry 1..1 1..1 Issr 0..1 Name Referred Document Type 2 Elemente Status Description/Data type Fixed/Default CdOrPrtry M ReferredDocumentType1Choice Issr O Max35Text RegulatoryAuthority2 ComplexType RegulatoryAuthority2 Nm 1..1 0..1 Ctry 0..1 Name Regulatory Authority 2 Elemente Status Description/Data type Fixed/Default Nm O Max140Text Ctry O CountryCode RegulatoryReporting3 ComplexType pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 92 / 101 pain.001.001.03 - SIC RegulatoryReporting3 DbtCdtRptgInd 1..1 0..1 Authrty 0..1 Dtls 0..* Name Regulatory Reporting 3 Elemente Status Description/Data type Fixed/Default DbtCdtRptgInd O RegulatoryReportingType1Code Authrty O RegulatoryAuthority2 Dtls O StructuredRegulatoryReporting3 RemittanceAmount1 ComplexType RemittanceAmount1 DuePyblAmt 1..1 0..1 DscntApldAmt 0..1 CdtNoteAmt 0..1 TaxAmt 0..1 AdjstmntAmtAndRsn 0..* RmtdAmt 0..1 Name Remittance Amount 1 Elemente Status Description/Data type Fixed/Default DuePyblAmt O ActiveOrHistoricCurrencyAndAmount DscntApldAmt O ActiveOrHistoricCurrencyAndAmount CdtNoteAmt O ActiveOrHistoricCurrencyAndAmount TaxAmt O ActiveOrHistoricCurrencyAndAmount AdjstmntAmtAndRsn O DocumentAdjustment1 RmtdAmt O ActiveOrHistoricCurrencyAndAmount RemittanceInformation5 ComplexType RemittanceInformation5 Ustrd 1..1 0..* Strd 0..* Name Remittance Information 5 Elemente Status Description/Data type Fixed/Default Ustrd O Max140Text Strd O StructuredRemittanceInformation7 RemittanceLocation2 ComplexType pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 93 / 101 pain.001.001.03 - SIC RemittanceLocation2 RmtId 1..1 0..1 RmtLctnMtd 0..1 RmtLctnElctrncAdr 0..1 RmtLctnPstlAdr 0..1 Name Remittance Location 2 Elemente Status Description/Data type Fixed/Default RmtId O Max35Text RmtLctnMtd O RemittanceLocationMethod2Code RmtLctnElctrncAdr O Max2048Text RmtLctnPstlAdr O NameAndAddress10 ServiceLevel8Choice ComplexType ServiceLevel8Choice Cd 1..1 1..1 1..1 Prtry 1..1 Name Service Level 8Choice Elemente Status Description/Data type Fixed/Default Cd M ExternalServiceLevel1Code Prtry M Max35Text StructuredRegulatoryReporting3 ComplexType StructuredRegulatoryReporting3 Tp 1..1 0..1 Dt 0..1 Ctry 0..1 Cd 0..1 Amt 0..1 Inf 0..* Name Structured Regulatory Reporting 3 Elemente Status Description/Data type Fixed/Default Tp O Max35Text Dt O ISODate Ctry O CountryCode Cd O Max10Text Amt O ActiveOrHistoricCurrencyAndAmount Inf O Max35Text pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 94 / 101 pain.001.001.03 - SIC StructuredRemittanceInformation7 ComplexType StructuredRemittanceInformation7 RfrdDocInf 1..1 0..* RfrdDocAmt 0..1 CdtrRefInf 0..1 Invcr 0..1 Invcee 0..1 AddtlRmtInf 0..3 Name Structured Remittance Information 7 Elemente Status Description/Data type Fixed/Default RfrdDocInf O ReferredDocumentInformation3 RfrdDocAmt O RemittanceAmount1 CdtrRefInf O CreditorReferenceInformation2 Invcr O PartyIdentification32 Invcee O PartyIdentification32 AddtlRmtInf O Max140Text TaxAmount1 ComplexType TaxAmount1 Rate 1..1 0..1 TaxblBaseAmt 0..1 TtlAmt 0..1 Dtls 0..* Name Tax Amount 1 Elemente Status Description/Data type Fixed/Default Rate O PercentageRate TaxblBaseAmt O ActiveOrHistoricCurrencyAndAmount TtlAmt O ActiveOrHistoricCurrencyAndAmount Dtls O TaxRecordDetails1 TaxAuthorisation1 ComplexType TaxAuthorisation1 Titl 1..1 0..1 Nm 0..1 Name Tax Authorisation 1 Elemente Status Description/Data type Fixed/Default Titl O Max35Text Nm O Max140Text pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 95 / 101 pain.001.001.03 - SIC TaxInformation3 ComplexType TaxInformation3 Cdtr 1..1 0..1 Dbtr 0..1 AdmstnZn 0..1 RefNb 0..1 Mtd 0..1 TtlTaxblBaseAmt 0..1 TtlTaxAmt 0..1 Dt 0..1 SeqNb 0..1 Rcrd 0..* Name Tax Information 3 Elemente Status Description/Data type Fixed/Default Cdtr O TaxParty1 Dbtr O TaxParty2 AdmstnZn O Max35Text RefNb O Max140Text Mtd O Max35Text TtlTaxblBaseAmt O ActiveOrHistoricCurrencyAndAmount TtlTaxAmt O ActiveOrHistoricCurrencyAndAmount Dt O ISODate SeqNb O Number Rcrd O TaxRecord1 TaxParty1 ComplexType TaxParty1 TaxId 1..1 0..1 RegnId 0..1 TaxTp 0..1 Name Tax Party 1 Elemente Status Description/Data type Fixed/Default TaxId O Max35Text RegnId O Max35Text TaxTp O Max35Text TaxParty2 ComplexType pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 96 / 101 pain.001.001.03 - SIC TaxParty2 TaxId 1..1 0..1 RegnId 0..1 TaxTp 0..1 Authstn 0..1 Name Tax Party 2 Elemente Status Description/Data type Fixed/Default TaxId O Max35Text RegnId O Max35Text TaxTp O Max35Text Authstn O TaxAuthorisation1 TaxPeriod1 ComplexType TaxPeriod1 Yr 1..1 0..1 Tp 0..1 FrToDt 0..1 Name Tax Period 1 Elemente Status Description/Data type Fixed/Default Yr O ISODate Tp O TaxRecordPeriod1Code FrToDt O DatePeriodDetails TaxRecord1 ComplexType TaxRecord1 Tp 1..1 0..1 Ctgy 0..1 CtgyDtls 0..1 DbtrSts 0..1 CertId 0..1 FrmsCd 0..1 Prd 0..1 TaxAmt 0..1 AddtlInf 0..1 pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 97 / 101 pain.001.001.03 - SIC Name Tax Record 1 Elemente Status Description/Data type Fixed/Default Tp O Max35Text Ctgy O Max35Text CtgyDtls O Max35Text DbtrSts O Max35Text CertId O Max35Text FrmsCd O Max35Text Prd O TaxPeriod1 TaxAmt O TaxAmount1 AddtlInf O Max140Text TaxRecordDetails1 ComplexType TaxRecordDetails1 Prd 1..1 0..1 Amt 1..1 Name Tax Record Details 1 Elemente Status Description/Data type Fixed/Default Prd O TaxPeriod1 Amt M ActiveOrHistoricCurrencyAndAmount CustomerCreditTransferInitiationV03 ComplexType CustomerCreditTransferInitiationV03 GrpHdr 1..1 1..1 PmtInf 1..* Name Customer Credit Transfer Initiation V03 Elemente Status Description/Data type Fixed/Default GrpHdr M GroupHeader32 PmtInf M PaymentInstructionInformation3 Document ComplexType Document CstmrCdtTrfInitn 1..1 1..1 Elemente Status Description/Data type Fixed/Default CstmrCdtTrfInitn M CustomerCreditTransferInitiationV03 xsd:boolean SimpleType xsd:date SimpleType xsd:dateTime SimpleType xsd:decimal SimpleType pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 98 / 101 pain.001.001.03 - SIC xsd:string SimpleType pain.001.001.03 - SIC; 1.0 Issue date: June Print date: 29.06.2015 2015 Generated by GEFEG.FX Page: 99 / 101 Description of Cardinality Disclaimer The information provided herein was produced by Credit Suisse AG and/or its affiliates (hereafter "CS") with the greatest of care and to the best of its knowledge and belief. 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