DOCSLIB.ORG

American Express® Globaltravel Card

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
American Express® Globaltravel Card American Express® GlobalTravel Card Lista de Caixas Eletrônicos dos países mais visitados O American Express® GlobalTravel Card é emitido pela American Express Travel Related Services Company, Inc. constituída no Estado de Nova York, EUA. ® Marca comercial registrada da American Express. 12-03645-013 (02/14) Onde Usar Com o seu American Express® GlobalTravel Card você tem acesso a dinheiro em moeda local em todo o mundo. O Cartão pode ser utilizado para saques em caixas eletrônicos (ATMs) onde os Cartões American Express são aceitos, incluindo os bancos e redes de caixas eletrônicos parceiros abaixo. Ligue para a Central de Atendimento para consultar informações específicas de um país que não consta abaixo. País de Destino Moeda Local Parceiros Conveniados (Cobrança de tarifa será aplicada. Favor consultar as informações abaixo.) Berliner Volksbank, Deutsche Bank, ING DiBA, Alemanha Euro Sparkasse, Rede de Caixa Eletrônico EUFISERV BBVA, Itaú, Macro, Nación, Provincia, Santander, Rede de Caixa Eletrônico Argentina Peso Argentino Banelco, Rede de Caixa Eletrônico Redlink Brasil Real Bancos conveniados American Express, Rede de Caixa Eletrônico Banco24Horas Chile Peso Chileno Santander Banco Popular, Banesto, Barclays, BBK, BBVA, Caja Duero, La Caixa, Santander, Rede de Espanha Euro Caixa Eletrônico , Rede de Caixa Eletrônico Euro 6000, Rede de Caixa Eletrônico Bank of America, Citibank, EUA Dólar Americano Rede de Caixa Eletrônico , Rede de Caixa Eletrônico (incluindo caixas eletrônicos da maioria dos grandes bancos) Banque Populaire, BNP Paribas, Crédit du Nord, Société Générale, França Euro Rede de Caixa Eletrônico EUFISERV Grécia Euro Alpha Bank, Rede de Caixa Eletrônico DIAS Irlanda Euro Itália Euro Banca di Roma, Monte dei Paschi di Siena, Poste Italiane, UniCredit Group Portugal Euro Rede de Caixa Eletrônico Multibanco/SIBS Barclays, Halifax, HSBC, Lloyds TSB, NatWest, Nationwide, RBS, Santander, Reino Unido Libra Esterlina Rede de Caixa Eletrônico LiNK Uruguai Peso Uruguaio Rede de Caixa Eletrônico Redlink IMPORTANTE: Para fazer saques em caixas eletrônicos (ATMs) você deverá utilizar a senha que você recebeu junto com o Cartão. Você pode visualizar sua senha no site americanexpress.com.br/globaltravel. Observe que o Titular da conta do Cartão pode desabilitar a função de saque em caixas eletrônicos (ATMs) em todos os Cartões, inclusive nos Cartões Suplementares. Durante a operação no caixa eletrônico (ATM), é possível que você tenha que selecionar um “tipo de conta” (indicado como “account type” em inglês). O tipo de conta varia de acordo com o caixa eletrônico (ATM). Sugerimos que, inicialmente, você selecione “Cartão de Crédito” (indicado como “Credit Card” em inglês), mas pode ser que você precise utilizar outras opções disponíveis para completar a operação. Tarifas de Caixas Eletrônicos. A American Express cobra uma tarifa para cada saque em um caixa eletrônico (ATM), que varia de acordo com a moeda do seu Cartão: USD $2,50, GBP £1,75 e EUR €2,50. Alguns caixas eletrônicos (ATMs) podem cobrar tarifas adicionais independentemente da American Express, que podem não ser divulgadas durante a operação. Essas tarifas são determinadas e aplicadas pelas operadoras dos caixas eletrônicos (ATMs) e não pela American Express. Limite Diário. No período de 24 horas, você pode sacar até USD $1.000 por conta do Cartão em dólares americanos, GBP £600 por conta do Cartão em libra esterlina e EUR €1.000 por conta do Cartão em euro. Alguns caixas eletrônicos (ATMs) também podem limitar a quantidade mínima e máxima para uma única transação. Se você possui Cartões Suplementares vinculados à sua conta, o limite máximo é aplicado para todos os Cartões. Informações Gerais. Todo esforço é feito para garantir que as informações contidas neste documento sejam precisas e exatas no momento da impressão. A American Express não garante que as informações permaneçam inalteradas devido a mudanças feitas por parceiros sem aviso prévio. Informação atualizada em Fevereiro de 2014..
Load more

Recommended publications
  • Guía Para El Uso De Canales Electrónicos. Canal Cajeros Automáticos
    GUIA PARA EL USO DE CANALES ELECTRONICOS CAJEROS AUTOMÁTICOS –ATM– INGENIERÍA DE PROCESOS INDICE INTRODUCCIÓN...........................................................................................................................................................3 1. CAJEROS AUTOMÁTICOS (ATM ) .............................................................................................................................5 1.1. Características y beneficios principales ............................................................................................................5 1.2. Operaciones Disponibles ...................................................................................................................................5 1.2.1. Extracción / Adelanto ..................................................................................................................................5 1.2.2. Link Pagos .....................................................................................................................................................5 1.2.3. Compras y Recargas .....................................................................................................................................5 1.2.4. Transferencias ..............................................................................................................................................5 1.2.5. Depósitos .....................................................................................................................................................5
    [Show full text]
  • Assessment and Review of Application of Responsibilities for Authorities
    Committee on Payments and Market Infrastructures Board of the International Organization of Securities Commissions Assessment and review of application of Responsibilities for authorities November 2015 This publication is available on the BIS website (www.bis.org) and the IOSCO website (www.iosco.org). © Bank for International Settlements and International Organization of Securities Commissions 2015. All rights reserved. Brief excerpts may be reproduced or translated provided the source is stated. ISBN 978-92-9197-376-7 (online) Contents 1. Executive summary ......................................................................................................................................................... 1 1.1 Methodology ........................................................................................................................................................... 2 1.2 Key findings of the assessment ........................................................................................................................ 2 2. Introduction ...................................................................................................................................................................... 4 2.1 Broader context of the Responsibilities assessment ............................................................................... 4 2.2 Scope and objective of the Responsibilities assessment ....................................................................... 5 3. Methodology ...................................................................................................................................................................
    [Show full text]
  • AUTOMATED TELLER MACHINE (Athl) NETWORK EVOLUTION in AMERICAN RETAIL BANKING: WHAT DRIVES IT?
    AUTOMATED TELLER MACHINE (AThl) NETWORK EVOLUTION IN AMERICAN RETAIL BANKING: WHAT DRIVES IT? Robert J. Kauffiiian Leollard N.Stern School of Busivless New 'r'osk Universit,y Re\\. %sk, Net.\' York 10003 Mary Beth Tlieisen J,eorr;~rd n'. Stcr~iSchool of B~~sincss New \'orl; University New York, NY 10006 C'e~~terfor Rcseai.clt 011 Irlfor~i~ntion Systclns lnfoornlation Systen~sI)epar%ment 1,eojrarcl K.Stelm Sclrool of' Busir~ess New York ITuiversity Working Paper Series STERN IS-91-2 Center for Digital Economy Research Stem School of Business Working Paper IS-91-02 Center for Digital Economy Research Stem School of Business IVorking Paper IS-91-02 AUTOMATED TELLER MACHINE (ATM) NETWORK EVOLUTION IN AMERICAN RETAIL BANKING: WHAT DRIVES IT? ABSTRACT The organization of automated teller machine (ATM) and electronic banking services in the United States has undergone significant structural changes in the past two or three years that raise questions about the long term prospects for the retail banking industry, the nature of network competition, ATM service pricing, and what role ATMs will play in the development of an interstate banking system. In this paper we investigate ways that banks use ATM services and membership in ATM networks as strategic marketing tools. We also examine how the changes in the size, number, and ownership of ATM networks (from banks or groups of banks to independent operators) have impacted the structure of ATM deployment in the retail banking industry. Finally, we consider how movement toward market saturation is changing how the public values electronic banking services, and what this means for bankers.
    [Show full text]
  • The Transaction Network in Japan's Interbank Money Markets
    The Transaction Network in Japan’s Interbank Money Markets Kei Imakubo and Yutaka Soejima Interbank payment and settlement flows have changed substantially in the last decade. This paper applies social network analysis to settlement data from the Bank of Japan Financial Network System (BOJ-NET) to examine the structure of transactions in the interbank money market. We find that interbank payment flows have changed from a star-shaped network with money brokers mediating at the hub to a decentralized network with nu- merous other channels. We note that this decentralized network includes a core network composed of several financial subsectors, in which these core nodes serve as hubs for nodes in the peripheral sub-networks. This structure connects all nodes in the network within two to three steps of links. The network has a variegated structure, with some clusters of in- stitutions on the periphery, and some institutions having strong links with the core and others having weak links. The structure of the network is a critical determinant of systemic risk, because the mechanism in which liquidity shocks are propagated to the entire interbank market, or like- wise absorbed in the process of propagation, depends greatly on network topology. Shock simulation examines the propagation process using the settlement data. Keywords: Interbank market; Real-time gross settlement; Network; Small world; Core and periphery; Systemic risk JEL Classification: E58, G14, G21, L14 Kei Imakubo: Financial Systems and Bank Examination Department, Bank of Japan (E-mail: [email protected]) Yutaka Soejima: Payment and Settlement Systems Department, Bank of Japan (E-mail: [email protected]) Empirical work in this paper was prepared for the 2006 Financial System Report (Bank of Japan [2006]), when the Bank of Japan (BOJ) ended the quantitative easing policy.
    [Show full text]
  • 2021 Prime Time for Real-Time Report from ACI Worldwide And
    March 2021 Prime Time For Real-Time Contents Welcome 3 Country Insights 8 Foreword by Jeremy Wilmot 3 North America 8 Introduction 3 Asia 12 Methodology 3 Europe 24 Middle East, Africa and South Asia 46 Global Real-Time Pacific 56 Payments Adoption 4 Latin America 60 Thematic Insights 5 Glossary 68 Request to Pay Couples Convenience with the Control that Consumers Demand 5 The Acquiring Outlook 5 The Impact of COVID-19 on Real-Time Payments 6 Payment Networks 6 Consumer Payments Modernization 7 2 Prime Time For Real-Time 2021 Welcome Foreword Spurred by a year of unprecedented disruption, 2020 saw real-time payments grow larger—in terms of both volumes and values—and faster than anyone could have anticipated. Changes to business models and consumer behavior, prompted by the COVID-19 pandemic, have compressed many years’ worth of transformation and digitization into the space of several months. More people and more businesses around the world have access to real-time payments in more forms than ever before. Real-time payments have been truly democratized, several years earlier than previously expected. Central infrastructures were already making swift For consumers, low-value real-time payments mean Regardless of whether real-time schemes are initially progress towards this goal before the pandemic immediate funds availability when sending and conceived to cater to consumer or business needs, intervened, having established and enhanced real- receiving money. For merchants or billers, it can mean the global picture is one in which heavily localized use time rails at record pace. But now, in response to instant confirmation, settlement finality and real-time cases are “the last mile” in the journey to successfully COVID’s unique challenges, the pace has increased information about the payment.
    [Show full text]
  • RWP12-043 Hanna.Pdf (980.4Kb)
    Network Structure and the Aggregation of Information: Theory and Evidence from Indonesia The Harvard community has made this article openly available. Please share how this access benefits you. Your story matters Citation Hanna, Rema, Vivi Alatas, Abhijit Banerjee, Arun G. Chandrasekhar, and Benjamin A. Olken. 2012. Network Structure and the Aggregation of Information: Theory and Evidence from Indonesia. HKS Faculty Research Working Paper Series and CID Working Papers (RWP12-043 and 246), John F. Kennedy School of Government, Harvard University. Published Version http://web.hks.harvard.edu/publications/workingpapers/ citation.aspx?PubId=8585 Citable link http://nrs.harvard.edu/urn-3:HUL.InstRepos:9804490 Terms of Use This article was downloaded from Harvard University’s DASH repository, and is made available under the terms and conditions applicable to Other Posted Material, as set forth at http:// nrs.harvard.edu/urn-3:HUL.InstRepos:dash.current.terms-of- use#LAA Network Structure and the Aggregation of Information: Theory and Evidence from Indonesia Faculty Research Working Paper Series Vivi Alatas World Bank Abhijit Banerjee Massachusetts Institute of Technology Arun G. Chandrasekhar Microsoft Research New England Rema Hanna Harvard Kennedy School Benjamin A. Olken Massachusetts Institute of Technology October 2012 RWP12-043 Visit the HKS Faculty Research Working Paper series at: http://web.hks.harvard.edu/publications The views expressed in the HKS Faculty Research Working Paper Series are those of the author(s) and do not necessarily reflect those of the John F. Kennedy School of Government or of Harvard University. Faculty Research Working Papers have not undergone formal review and approval.
    [Show full text]
  • The Topology of Interbank Payment Flows
    Federal Reserve Bank of New York Staff Reports The Topology of Interbank Payment Flows Kimmo Soramäki Morten L. Bech Jeffrey Arnold Robert J. Glass Walter E. Beyeler Staff Report no. 243 March 2006 This paper presents preliminary findings and is being distributed to economists and other interested readers solely to stimulate discussion and elicit comments. The views expressed in the paper are those of the authors and are not necessarily reflective of views at the Federal Reserve Bank of New York or the Federal Reserve System. Any errors or omissions are the responsibility of the authors. The Topology of Interbank Payment Flows Kimmo Soramäki, Morten L. Bech, Jeffrey Arnold, Robert J. Glass, and Walter E. Beyeler Federal Reserve Bank of New York Staff Reports, no. 243 March 2006 JEL classification: E59, E58, G1 Abstract We explore the network topology of the interbank payments transferred between commercial banks over the Fedwire® Funds Service. We find that the network is compact despite low connectivity. The network includes a tightly connected core of money-center banks to which all other banks connect. The degree distribution is scale-free over a substantial range. We find that the properties of the network changed considerably in the immediate aftermath of the attacks of September 11, 2001. Key words: network, topology, interbank, payment, Fedwire, September 11, 2001 Soramäki: Helsinki University of Technology. Bech: Federal Reserve Bank of New York. Arnold: Federal Reserve Bank of New York. Glass: Sandia National Laboratories. Beyeler: Sandia National Laboratories. Address correspondence to Morten L. Bech (e-mail: [email protected]).
    [Show full text]
  • ARGENTINA Executive Summary
    Underwritten by CASH AND TREASURY MANAGEMENT COUNTRY REPORT ARGENTINA Executive Summary Banking The Central Bank of Argentina (Banco Central de la República Argentina – BCRA) has autonomous status under the BCRA Law of 2003. The central bank is responsible for implementing monetary and financial policy in pursuit of its core objective of preserving the value of the Argentine peso (ARS). The central bank carries out regulatory supervision of the financial sector via the Superintendency of Financial and Foreign Exchange Institutions (SEFyC). The central bank monitors statistics on cross-border transactions for balance of payments purposes. Both resident and non-resident entities may hold domestic (ARS) and foreign currency accounts locally and abroad. There are currently 62 banks operating in Argentina, of which 49 are privately owned, with the remainder nationally, provincially or municipally owned. There are also 15 finance companies and one credit cooperative. The 2001–2002 economic crisis and currency devaluation resulted in a wide-scale run on the banks by consumers and a withdrawal by a number of foreign banks; customer confidence and foreign investment in the banking sector has taken time to recover. Payments There are three clearing systems for payments authorized by the central bank: one RTGS system, one high-value payment system and one retail clearing system. Public mistrust of the banking sector following the economic crisis of 2001–2002 led to a significant increase in the use of cash for retail and commercial payments. Cash remains an important means of payment, particularly for consumers, although the check is by far the most important non-cash instrument.
    [Show full text]
  • FR26/2015 Assessment and Review of Application of Responsibilities for Authorities
    Committee on Payments and Market Infrastructures Board of the International Organization of Securities Commissions Assessment and review of application of Responsibilities for authorities November 2015 This publication is available on the BIS website (www.bis.org) and the IOSCO website (www.iosco.org). © Bank for International Settlements and International Organization of Securities Commissions 2015. All rights reserved. Brief excerpts may be reproduced or translated provided the source is stated. ISBN 978-92-9197-376-7 (online) Contents 1. Executive summary ......................................................................................................................................................... 1 1.1 Methodology ........................................................................................................................................................... 2 1.2 Key findings of the assessment ........................................................................................................................ 2 2. Introduction ...................................................................................................................................................................... 4 2.1 Broader context of the Responsibilities assessment................................................................................ 4 2.2 Scope and objective of the Responsibilities assessment ....................................................................... 5 3. Methodology ...................................................................................................................................................................
    [Show full text]
  • Assessing Payments Systems in Latin America
    Assessing payments systems in Latin America An Economist Intelligence Unit white paper sponsored by Visa International Assessing payments systems in Latin America Preface Assessing payments systems in Latin America is an Economist Intelligence Unit white paper, sponsored by Visa International. ● The Economist Intelligence Unit bears sole responsibility for the content of this report. The Economist Intelligence Unit’s editorial team gathered the data, conducted the interviews and wrote the report. The author of the report is Ken Waldie. The findings and views expressed in this report do not necessarily reflect the views of the sponsor. ● Our research drew on a wide range of published sources, both government and private sector. In addition, we conducted in-depth interviews with government officials and senior executives at a number of financial services companies in Latin America. Our thanks are due to all the interviewees for their time and insights. May 2005 © The Economist Intelligence Unit 2005 1 Assessing payments systems in Latin America Contents Executive summary 4 Brazil 17 The financial sector 17 Electronic payments systems 7 Governing institutions 17 Electronic payment products 7 Banks 17 Conventional payment cards 8 Clearinghouse systems 18 Smart cards 8 Electronic payment products 18 Stored value cards 9 Credit cards 18 Internet-based Payments 9 Debit cards 18 Payment systems infrastructure 9 Smart cards and pre-paid cards 19 Clearinghouse systems 9 Direct credits and debits 19 Card networks 10 Strengths and opportunities 19
    [Show full text]
  • High Speed Fiber Optics Local Area Networks
    .)1) -- " / / P _ _ .,,.//_ 3.2 _ / / z • HIGH SPEED FIBER OPTICS LOCAL AREA NETWORKS: DESIGN AND IMPLEMENTATION Final Report Covering the period January 1, 1984 to December 31, 1987 National Aeronautics and Space Administration Grant No. NAG 2-292 Fouad A. Tobagi Principal Investigator Stanford Electronics Laboratories Stanford University Stanford, CA 94305 N89-1(_216 G3/32 HIGH SPEED FIBER OPTICS LOCAL AREA NETWORKS: DESIGN AND IMPLEMENTATION Final Report Covering the period January 1_ 1984 to December 31, 1987 National Aeronautics and Space Administration Grant No. NAG 2-292 Fouad A. Tobagi Principal Investigator Stanford Electronics Laboratories Stanford University Stanford_ CA 94305 I. Introduction The design of high speed local area networks (HSLAN) for communication among distributed devices requires solving problems in three areas: 1) the network medium and its topology, 2) the medium access control, and 3) the network interface. Considerable progress has been made in all areas. Accomplishments are divided into two groups according to their theoretical or experimental nature. A brief summary is given in Section II, including references to papers which appeared in the literature, as well as to PhD dissertations and technical reports published at Stanford University. II. Summary of Accomplishments 2.1 Theoretical Studies 2.1.1 Background There is a closerelationship between the network topology and the access protocol. Some protocols, such as CSMA or PODA, require simply a broadcast feature; others, such as Expressnet*, require a linear ordering among the stations which can only be accom- plished by a unidirectional medium. Among the many potential media available, optical fibers are particularly attractive for HSLANs due to their light weight, high bandwidth- distance product, and their immunity to EMI; thus we have considered them as the primary medium in our studies.
    [Show full text]
  • BANNER BANK World Mastercard
    Mastercard® Guide to Benefits for Credit Cardholders BANNER BANK World Mastercard Important information. Please read and save. This Guide to Benefits contains detailed information about insurance and other services you can access as a preferred cardholder. This Guide supersedes any Guide or program description you may have received earlier. To file a claim or for more information on any of these services, call the Mastercard Assistance Center at 1-800-Mastercard: 1-800-627-8372, or en Español: 1-800-633-4466. “Card” refers to World Mastercard® card and “Cardholder”refers to a Mastercard® cardholder. Key Terms a loss which involves the disappearance of an Eligible Cellular Wireless Telephone from a known place under Throughout this document, you and your refer to the circumstances that would indicate the probability of theft Cardholder. We, us, and our refer to New Hampshire and for which a police report was filed within forty-eight Insurance Company, an AIG company, New York, NY. hours of the theft. Account Holder means a person to whom an Eligible Account is issued and who holds the Eligible Account Postmates under his or her name. Program Description: Administrator means Sedgwick Claims Management Services, Inc. You may contact the Administrator if you Postmates helps people unlock the best of their cities have questions regarding this coverage or would like – and their lives, with an insanely reliable “everything” to make a claim. The Administrator may be reached by network. Postmates is the first on-demand company phone at 1-800-Mastercard. – helping customers in 650 US cities & Mexico get anything, anytime, anywhere.
    [Show full text]